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Home My WebLink About09-6632Our File No.: 225024• APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esquire, Esq. Attorney I.D.438423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorneys for Plaintiff ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC c/o Apothaker & Associates, P.C. 520 Fellowship Road C306 Mount Laurel, NJ 08054 Plaintiff, VS. KELLY CIELO 2713 MARKET ST 1 ST FL CAMP HILL, PA 17011 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: Oq - 663aL atvil 1e -0-, NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 Our File No.: 225024 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esquire, Esq. Attorney I.D.#38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorneys for Plaintiff ATLANTIC CREDIT & FINANCE INC ASSIGNEE FROM HSBC c/o Apothaker & Associates, P.C. 520 Fellowship Road C306 Mount Laurel, NJ 08054 Plaintiff, VS. KELLY CIELO 2713 MARKET ST 1 ST FL CAMP HILL, PA 17011 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.. CIVIL ACTION COMPLAINT FIRST COUNT 1. Plaintiff is ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC c/o Apothaker & Associates, P.C., 520 Fellowship Road C306, Mount Laurel, NJ 08054. 2. Defendant(s) is/are KELLY CIELO, an adult individual residing at 2713 MARKET ST 1ST FL CAMP HILL, PA 17011. 3. Plaintiff, ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC, is the Assignee and Successor in Interest of Account #5458001643012804; and said account was issued to Defendant(s) by HSBC, the Original creditor. 4. Defendant received, accepted and used the account to its benefit. 5. This account is in default and Defendant(s) has an unpaid balance of $2,504.97. A true and correct copy of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A". 6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are included in Exhibit "A". 7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as above. WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of $2,504.97 and requests this Court award costs to the extent permitted by applicable law. APOTHAKER & ASSO TES, P.C. Attorney for P ai 'ff A Law Firm Engaged ' bt Collection BY: David J. Apothem! Dated: 9/30/2009 Our File No.: 225024 VERMCATION 00"P Onu G) Gin, hereby states that I am AL?_ for Plaintiff in this action, and that I am authorized 'jed to take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to the best of my knowledge, information, and belief. The undersigned understands that the statements therein are made subject to the penalties of 18 Pa_C.S.A. 4904 relating to unworn falsification to authorities. COMUM (0. ?9.1 I PPlalatfff DATE: ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC KELLY CIELO 2713 MARKET ST 1ST FL CAMP HILL, PA 17011 STATEMENT OF ACCOUNT Debtor's Name: KELLY CIELO Account Number: 5458001643012804 Original Creditor: HSBC Balance Due: $2,504.97 Our File No.: 225024 EXHIBIT "A" 0 FILED-OFFICE QF THE 2009 OCT -5 Pik 3: 16 Cv' vly ?8. SO Pa ATM CO ISa gx & a8«-7 Sheriffs Office of Cumberland County R Thomas Kline Sheri Ronny R Anderson Chief Deputy Jody S Smith Civil Process Sergeant Edward L Schorpp Solicitor ?Qt4??St? ttt t?t?f?brr????? OFF CE TF-E !.-iRIFF ALED .Drr,t ,E T` 'r Fi, Y 2004 OCT 15 4,ii 9: 10 Atlantic Credit & Finance Inc. Assignee from HSBC Case Number vs. Kelly Cielo 2009-6632 SHERIFF'S RETURN OF SERVICE 10/12/2009 05:02 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on October 12, 2009 at 1702 hours, she served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Kelly Cielo, by making known unto herself personally, at 2713 Market Street, 1 st Floor Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $41.50 SO ANSWERS, October 13, 2009 R THOMAS KLINE, SHERIFF By (t, l E y Shsriff r f'~~ - _ C r,,,- ~-; ~=~~~ ~ ~~ ,-p.~'7y ,_ v" _ ,. Our File No.: 225024 APOTHAKER & ASSOCIATES, P.C. By: David J. Apothaker Attorney I.D.# 38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorney for Plaintiff ATLANTIC CREDIT & FINANCE INC ASSIGNEE FROM HSBC Plaintiff vs. KELLY CIELO Defendant TO THE PROTHONOTARY: Kindly enter judgment against Defendant, KELLY CIELO, in the default of an Answer, in the amount of $2,571.87 computed as follows: Amount claimed in complaint: $ 2,504.97 Less: Amount Paid: ( 0.00) Plus: Interest from September 30, 2009 to March 22, 2010 at the legal interest rate of 6.00% per annum 66.90 Attorney fees 0.00 PRAECIPE FOR DEFAULT JUDGMENT ,, :~ ~L;r~ _+_~ a Y COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 09-6632 Civil Action TOTAL ^ $ 2,571.87 I certify that Defendant, KELLY CIELO, last kn~wn (address is 2713 MARKET ST 1ST FL CAMP HILL, PA 17011. JJ David J. Apdt$aker, Esq. Attorney for Plaintiff Dated: March 22, 2010 ~I~.00 PD IJl"f"y ~~ I?y99~f R,~ ~yo~'o2$ I.~0~1-tee, i~louS~~ r OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS TO: KELLY CIELO 2713 MARKET ST 1ST FL CAMP HILL, PA 17011 ATLANTIC CREDIT & FINANCE INC ASSIGNEE FROM HSBC Plaintiff vs. KELLY CIELO Defendant NOTICE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 09-6632 Civil Action Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. XX JUDGMENT BY DEFAULT JUDGMENT IN REPLEVIN JUDGMENT BY CONFESSION JUDGMENT FOR POSSESSION JUDGMENT ON AWARD OF ARBITRATORS JUDGMENT ON VERDICT JUDGMENT ON COURT FINDINGS JUDGMENT ON WRIT OF REVIVAL IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY David J. Apothaker, Escf at this telephone number: 800-672-0215 +~Ils l0 Our File No.: 225024 APOTHAKER & ASSOCIATES, P.C. By: David J. Apothaker Attorney I.D.# 38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800)672-0215 Attorney for Plaintiff ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Plaintiff vs. KELLY CIELO Defendant NO.: 09-6632 Civil Action CERTIFICATION PURSUANT TO RULE 237.1 Pursuant to PA Rule Civil Procedure 237.1, I certify that a copy of the NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT has been sent to the Defendant or the Attorney of Record. I verify that the statements made in this Certification are true and correct. I understand that false statements herein are made subject to the penalti~of 18 Pa.C.S.A. §4904, relating to unsworn falsification to authorities. David J. Ap~,aker, Esq. Attorney for Plaintiff Dated: March 22, 2010 Our File No.: 225024 APOTHAKER & ASSOCIATES, P.C. By: David J. Apothaker Attorney I.D.# 38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800)672-0215 Attorney for Plaintiff ATLANTIC CREDIT & FINANCE INC ASSIGNEE FROM HSBC COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Plaintiff vs. KELLY CIELO Defendant Civil Action AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA . SS. COUNTY OF CUMBERLAND David J. Apothaker, being duly sworn according to law, deposes and says that I am the attorney for Plaintiff, and authorized to make this affidavit; that Defendant(s) resides at 2713 MARKET ST 1 ST FL CAMP HILL, PA 17011. We inquired with the web site of the Defense Manpower Data Center, located at 1600 Wilson Boulevard, Suite 400, Arlington, VA 22209-2593, if the Defendant(s) is/are in any branch of the military. Mary M. Snavely-Dixon, Director of the Defense ~VI power Data Center has sent back our inquiry indicated that the Defendant(s) is/are not in the( ilitary. David J. Apothaker, Esq. Attorney for Plaintiff NO.: 09-6632 I verify that the statements made in this Certification are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. §4904, relating to unsworn falsification to authorities. V ++cy-m ic+ccis 4f ~CffiG'_~i@pOWCl ~tddC~G ?~fg.-~y-.~di(}~lt~:$T hLiray Sterns Report YtaSrlarft t4 1he 5ertyce ~~e~'s CM19l ~CFiei~A~t ~ i"ast FesU:liiddk Bra Date Attics Date Status Acme Doh' Ead Date Senirs Saar ~_ _.. C>a+7 ~~~. .Based oo the iafarm~itxt you hm~ hei#, the D'>IDC does nc+t possess am; irdanssttion »d~atiag the iecl+tidssat stems. L'pan searcFs~t ~ iofarra~iors data bates of tiyt lkpat'orsent o£ikfcssst 4lmfpotue,r Hats Ctsm, based ou the iafarvsa~tiors that ~ prmided, the ~ is the ctxrega status c>S`the indt<l as to ~ ixanshei o£tlfe L'tsifortned Serc•~ts (Atass•: ?~~ ', \iarine Corps, Ai: Farce. 2ti0AA, Pss6ic Heahh. amd Coast <in~d'}. ~~ ~-~ ~i~y H. 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Those who would rely an ~ cert~cffie arc vgcd to node quaii6ed Segal rotmseF to ensrsrc that alF rigirts gaararstccd m Stn+icc tnembcrs Mier tart SCRA are pratccted R`ARPVL\G_ The3 certifirate was pnsisicd lsascd cos a o~c and SS?~ grmidrd by dse re~uc~u_ Prcradrng as ara~ouu aetnc oc 5Ss\ ash ensue an emus certificate to be pr~idrd Report II7?&}lB:.i$ i TS ' 225024 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS ' ~ CUMBERLAND COUNTY ATLANTIC CREDIT & FINANCE INC. ASSIGNEE )COURT OF COMMON PLEAS FROM HSBC )CUMBERLAND COUNTY vs. ) } N0.09-b632 KELLY CIELO ) To: KELLY CIELO 2713 MARKET ST 1ST FL CAMP HILL, PA 17011 NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT Date of Notice: November 04, 2009 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 BAR DAVID J. AP THA R, ESQUIRE APOTHAKER & ASSOCIATES, PC A Law Firm Engaged in Debt Collection 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-02.15 Attorney for Plaintiff Attorney ID #38423