HomeMy WebLinkAbout09-6679ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
lene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
15) 769-'1155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
JAMES D STRICKLAND
11 S Second St
Wormleysburg, Pa 17043
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 09-1A019 0'1-'aTV*
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL ACTION COMPLAINT
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas enpuestas en las paginas siguientes, usted tiene
veinte (20) dias de plaza at partir de la fecha de la demanda y la
notificacion. Hace falta asentar una comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrita sus
defenses o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede continuar la demands en contra suya sin previo aviso o
notificacion. Adernas, Is corte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demands.
Usted puede perder dinero o sus propiedades u otros derechos
importantes pars usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O ST NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
JAMES D STRICKLAND
11 S Second St
Wormleysburg, Pa 17043
Defendant(s).
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No.
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, James D Strickland, is an individual who resides at 11 S Second St
Wormleysburg, Pa 17043.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about February 27, 2006, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $44825.64 at an annual percentage rate of 17.140%, in
order to purchase a certain motor vehicle, 2006 Ford Escape more particularly described in the
Contract (hereinafter referred to as the "Vehicle")
A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $546.19 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made monthly payments until October 29, 2008, but has failed to
make any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $3200.00, however a balance of
$17582.86 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $1453.18 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$19036.04.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $19036.04, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
MAURK t &VEWLEMAN, P.C.
AYLOR, ESQUIRE
Date: October 2, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
DATED: October 2, 2009
- - OEI1Lp 2 02/27/05
cT uerarl c RPTAIL INSTALLMENT CONTRACT DATE
1dS ,727.7WD B v (" C~ NM Ya Add Y ORyyq Cg N uM SELLERICFAWN MdkW Name Yq AM-)
'
zo W-) JAMES D STRICKLAND S FORD INC.
MAGUIRE
A P.O. 8017020-0039
MAIN
1UNCA
1 S zNpp ST
aRMLEYSBURG PA 17043 P
N
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.
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an
bar lar Oew w r omda M aYb Oriae b aroY? belor tl'CerX rrba' Th. Rrt pies b elrown beloe Y'T.W SW Ma' of Rr2 tli mrYal YR+
eYYeb hVYW an oadN wrrM YMmmem barAd aR cammat.
Ner1bN YYr W Mete Muds Verne 1&mMmMm Nnrlbal Ilea For 1YIiCn R #YN
' 2006 ? PwYaai ? Ao^ered
NEW FORD ESCAPE IFMY092Z56KA46617 p Crerwrdd
' ITEMIZATION OF AMOUNT FINAMZD INSURANCE
YOII ARE REOLMM TO INSURE THE
23920.96
vEmCLL YOU MAY
VEHICLE
i (t)
,.Cub Priw
SURANCE FROM A PERSON OF
IN
2 Dooll PywRU 2500.00 YOUR CHOICE.
ned
7tlbd Patty RaRaN 3000.00
RANCE COVERAGE
i
LIABILITY INSU
Cash Demo PsFIB__-_j- -------•---
Tr d.W m-00 s U799jT$ 0.00 FOR BODILY NAM AND PROPERTY
20
TO OTHERS M NOT
M 0
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.W GW Cmtl At- AWA
4 DAMAGE CAUSED
9
w
Tom Dore 5500.0012) INCLUDED.
A Unpdd a.Nrwe d can POW 0 mirots CREDIT LIFE, CREDIT DISAINLRY AND
s. AaRUNS paid w yarn bNRa feeler may be IN a Partba of RYme emeoW) OTHER OPTIONAL INSURANCE ARE
To Publk omcilis NOT REQUIRED TO OBTAIN CREDIT
AND WILL NOT BE PROVIDED UNLESS
to for Move (i ?A /A), We If L. a
YOU SM AND AGREE TO PAY THE
re9ia moan (a 2c DO), lees s NIA;
01 tr Ike by i 5.00:
i NIA f 53.50 Crum
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T. bowrme Tampanam for: N/A OLIN,
IraluMnce Comparry
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CmdItokaWmy kiermince Ilr rrm a mr
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N
MLA (Tom J A_ uonea)_t
A e a (Tartu J1lL MotMS11-... { 55.00 You wNa CmM LIe Irewrtce.
To ReCI1tRF'? MRO Il for DOLIIHFITATION FEEi_?.
To for
To apruaal I BREAK Rw EXT. SERVILE C N : 133N Blye ftmm
4
To FNrr Ir NET TRADE YAW" I
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b
.
_
To cT AF PA ter TIRE FEE s _?
To tY t Co-Buyer Sign
Tom___...______...... __..._.___..... __.....__------ { 604 r4 _
6. Ammo. Rammed (3 plus Q._........_.??_.._._._.....____ f .466.1 ? ClaaelRY
irmimnce Comprry
N/A
FEDSRAL7RUT14IFLENOMN DIBCLOWNIlB 5
ANNUAL FINANCE Amount Total of Total SAN PrrNum Imumd(s)
PERCENTAGE CHARGE Fkrnoad Parylaenta Prise Y- wam CrW1 Dlsabay kmwanw.
ar
tun
nm Tow at- 1 r
RATE TAe dole rmrt user -d e,Y,mtl tyqodu d Ir.. d
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=, b
d.. Ter
tYmr
..at ee a yrnrrew am you ?w bgmt ryr dowy?p?? Bllyaf Sqm
01
=
qi b6UU
t7.11 s 14869.60 24466.1 t 39325. .
s MB25. C 4k"r Signs
I OTHER OPTIONAL DURANCE
Name tarrYaa Aawwl N PasaNles TMn b roe w Daa p 1110 Pmrrimn AIN
.? 71rmlaMpolRa
t N/
N/
By
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e
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emwsh .mr..
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pnemi me are b41urW Nmr.
defue, her ndm b mw? mYYmw
PRPaynina PnreeY.
11 you do not meal your contract dtli9Nbrm, you my tar row wItCR, m wall
Pada MCI 900& Pty W Your whkN and money W Doody laaiwd tar BUY- slum
u too
t
your monde.
sALLOOw CONTRACT PrAVIO" Sara CoaLve, ? Yaw err tl ~ payment under the orrM e a bdb. p -t,, a.w u. w er.er omrrry Armor w
lXCeeB W!M 1 AND MLRAGE CHARM Mr w Nr d em YdrYt TM -0 r
It am bw dk.ally ebwe Is eMdmd, tub eYdw, Par W- B. erN Prapnph C of -pm sm ea.wn m . and w st omm
Bi. OwwW eppfy. You rimy be dwW for excenho WNr bases upon mr smleaft eYe W YYr Wd"
tl
m
far nrmAl oee. R you a erdw to WOW 10 ere Iny_wYtle beck to Satyr umY
rule for aaah mte in emses
Per.pph 8,yw mw Pay dm Seew $0. r
Dr Cme "- Wd- Ad WAIN IDtarr
d _1r/Ar etRr an the odrmter. M e+. ee. b dri.d rea r.Y pr • dw l
t
OKRA MILEAGE OPTI N_CREW oeroNNm wel.er. PwdrW d vo nw ce
R Die wrow o~u a bNlow paymam (tl ndceWd MOM), end yea he- aaa01W sad a ntl Yadr W WO oadl T
mmw 0111- dh 4rM oawea W n wur
and - e
Y
w
r lane .r h ard.d AreMSO +rdA
aYrCINd your ?peon to sell am Velide to M Baler rXraar Parapmptr B, this b
paragraph app1Y n your COmram. N me edwmYd and of tY ramose, taw mi emw.rdkYawmmr.Ttm prbrhdr br
racers a creBt Of $0. per weed mrs for h m im, a unused mrY Ir eeY a wYUa Flrwd wYr wYn < ~
beaver am MM, Wes ary emamr You
ails urrdr die NrarW. Yau Will not repM ary cmW t are VNNCI. I. daebOYea, tub
Ca11bW me esdy. r you am h deice. You rM nq reoeAw arty a.do M Um ar.dt b p ?r
Imo man 57.00. ?"
NON.MODIRCATION DISCLOSURE
Arty dmr0. b W mresal art M b rg1Yq erN dPr by YY aria M Beter.
X Co4tryw X
som, so,
YOU ACIINOWLEDGE THAT YW NAVE READ AND AGREE TO-BE BOUND BY THE ARBITRATION PROVIBIOfi ON
THE REVERSE BOE OF THIS CONTRACT.
The Annual Pelaarr" Rate may be M9allantl with the Sailer. The Selbr may evolon this contract and may retain
rte right to mmhm a portbn of the Finance Clwraa.
NOTICE TO BUYER
Do not sign this contract in blank. You we eMHlad to on exact copy of the contract that you sign.
i Keep it to protect your kept riglde.
1/2 ? X
I mom
U
(and Co-Buyer)
Btrysr (arid Co-®uyer) acknowledge that p) bsion starting mle contrast, Buyer
"
-
n
d and fevMwad i trite and oonlpiately GN*d in copy of this contract and (III at ute fllrte Of
ni
.1
stonina this contract. Buyer (and Cc-Buyer) received a true and completely filled in copy of Into
contract
_ X
air.
•s FORD INC. TWO
a
a
.
Y
THIS OONTRIICT B NOT VALID UNTIL YOU AND N IT.
Sew rrmy arwNr uW mortar r.?rU?bR CI? Cuuwr rr... r a.a.r. da*r. Yr•awY? .N r.we. M.baw tmW. w
Ar
i Pr a
sear e.elr+eta ererYlb - _ C
To ee.led AMW dmw tel. wdtl4 eta Lisa amrr nsesrr Y
tAA+.for Cradit•coe
s.aw Mf18UIRE'S FORD INC. b Tu.--=.?IP?? -
re rmm.re.?weo rs.+r xorrr? SEE 190E roes AOOff? A(mfi R TS
ORIGINAL
ADDMONAL AGREEMENTS
A. Paymab and SWnMWY No{6: You mac make N Pay-
move in U.S. funds when they we dr. You MW Pr"IY Your
debt at any ma wat ont penally. Tht M a sicpe ird~ teed.
The egwl fan" charge you age to pay will depend on your
payment patent. The adW fiance carpe may exceed der
deduced FMame Chaps N you make your patentee later than
to Scheduled daft or in lea asn Me srJhedaed amou e. Your
pymemt all be applied Met to the amt ford wqW part Of the
Fiona Charge ad am to Ina unpaid Amount Fisted. The
Firma Carpe IS arced by applying ter Mena Percentage
Rate to tM unpaid Armed Financed for the actual Slaw that the
unfold Amount Formood a anaandnS. I her vehce is rspns-
naaed, you will not have the fight or reltwtte is metered Wilmer
the sake cogna.
S. Sapoa Paymam Contract: Of your hot knuum-M payment
under this contract Is a axon PaymaN a kwCaed on Ina lam
of to contract, you may Male to oust w*dk ood percent M
ran of tnra ways.
Flql, you my pay N xet You urn when Me limit hMaWnSM
Payton a due and keep your mhebr wiled..
! you m?Y niksrw. to Iasi MMhnat PaYmae wdea
you M n dtas wafer tlus oon Tact It the SelM halt advaad
hails to ere nary ddad, you mW pay bark Me Sear before'
themkw4Mg. Ym ale mat pnvkfa pal of Namara &OMI-
able to SaSa Mora M refinancing. The Amur Paantap Rat
(APR) for the MMarclhp wll be ahem lower of the APR Weed to
romaim rob pamltd by law. The Nam of IN Maac or
in n c
trg wf ad the Saw at the him of an m$nwov be based a the amount MNW=d, the rob, and ft emoten d
as rlnonaey paymal. The roWenad rrrNhiy percent a." be
it& Nola a in War caffact If the rolnw=d sawn will be hill
pod whom So morhlw of der ant data o antral ahem M nit
paymad. othowist, im, urhOrNay pymr a be *0
amount needed 10 July pay the nmrnced rase wten a
maps Of tlr due date of the pad WOO is 4 Payraut. It you
wMh b ream", you mat noy to sew in wring. Except a
discussed in tree sedan, fa notice memo be rooalood a IoM
than 30 days phi Iota due dated to Ind (rrtalw t PaYeam.
eg you try ell M. vanide to We Sat M em arrow equal
to der fact koMlbne t psyman. You c.0 pay bas BMW nary
der, arhUha owed wider M "encl. Anhoace You Owe war be
cad. In pal. em the V~S rouge. You unto eW PRY to
der Spar as esdamm mm of as repave to ft vehicle OW one
the t e of m)laa wear ant hra, a M WM below. You shit
hike nther Which, to • pooe SOMCbd by WO SNM M khrhpac•n
a war am 15 cap par lo Me war bWhrm psymmen d"
that. alter nth. intim aeon. N you decide to 81 M Whirl, to the
SNM. You .at gal. the paled. to the Sera no ter ern the
hat blNmrnt Pay-. ms daft. M Met lima. You mW calm
gIW the s.wr a nee, whim arwt n IIM din nun ur 9eaas
per,. trraMerrimp ownadep rO as SNMr o • parson aahas0 y
Ms Setlw, out ?MltndNNy Mnntat MMBaler ad
the Sat wfheahsr You want t Minema ter teat frulagnerhl
IryeeN.
C. it , pepalr: it your laid IrWailmeN paymart wrier the
comas Is a balloon paynrt and You as the wind. fah b
Ma Sep" uder P"B"'Ph U. you w reww bw ha repel. d
al dafmage b Me Yatede Mn are red the rearil at n•thN war
aril a.. Thesis ocean wclde, but M rem aalced lo, tea
mccommian, W..
(I regal. ey ON red Pad d a. old pMatkwwambm
which has lee ten ISO kWh 01 wuuNtg toad:
(III raga N machare"1 Whom
pa) mpa a repee N denied. hlelalalad, chipped, r .No m
mlanatdrd body Pantie. Pont or vahwla WwOhMSOn War
N tlrad. scralclyd, rwood, paid. broken Or •ea.kg aft
end 1x11 work all oovet ' , crooked, ~ a broken glace;
al faulty window neacromas: a brekon or bard dew WW.
a win- supwhcaas: N Iredor Mane. tuna or
woe a.as: ad N day a wl?wrt.. or"W?ra ?
coi= a nwnpMrwiW
inswra.la adcely, In fora.
n you has not trade n repNn before Inspection at der vamM
wider Paragraph 0, you will cure on "WnWd OOM d such
rape,, Ona t Ina repair SM tnrh"d. Prior b your spa N tlr
vehk& b me 8alwr. If you dltepN with the MknW-d "dew Of
spare, you rest dew are repsoo mad, at Your epaa. phi to
you ttIa Of red -hods w der Seer.
D. amoral h,rrab Ym give me sour a security minor in:
1. The vehicle and N Pats o other goods Put on the vereela;
2. M mrvsy o goode rw~ M.Ma Whkal; and
3. AI kautncto pea memos and service mmaoon maned tar
This afar_ plytam Of a aeon, you owe wider pet mdreet.
It eloo "areas you, Other agnemece in pa Caved.
E. Use N V.MW - wa+eNha: You unW take era d the
. -hill. ad day N Iawe M utirg It. You My" Wi W reN as
vMhtle. and you must keep It fien from the elate of O"m. You
wa not uch w pima the wr, of the Wlade ohaide Of ter used
SWa, aaapl for up to 30 days M Canada Or Wpm, wMhoud
law Once wittm roman of the Saar. V the Vaffla la d re Office
affinity cad ter pareana Wand the Scoar. w dew mil'
tea's nrwda0am. sear" t wrlNn waaaty w service
osnw•d covwtrq the VreeM when a dale was the paw d
MIa eanb.c , you all kmp" ws^aws. N mwNnabMIUY
and fft- la . W tkW., purpose "-,- 0 lg the WMda
Otimnrha, you mudesiaed ant ape that then M m atbe
, .. wammtles. anap, in CUarwfa proxhald by law.
dun n,atl Sse em d• you mud pay the SNMr what M alit.
awed.
You agree that a* Sear can tae a chit under the imu
policy. You aut rose the kamenae company, to pranda Soar
nY inlornspcn Saar W AWM as sac to maw a dam. You
mual qua iawame paeede fe weak a. v01cle, wean the
damage ja the vaids la CW*idI d a kpai be. It der damage
to the V,tkb le aaadered 11101411 lea. You tat acne is I--
am Prooads to pay what you oat the Saw S Your momence
a the vehck doonl pay N you owe. You meet Pay what al call
owed.
0. Rammed tnalan. Omahas ad Sryt" Called
Chargn: This Codwd reef cosh chngn to kmainc ".
ssrvb coat wu. Or SOW Canaaot. You ape that as SSW
cen del. befrhefs cedar Maas aMm.4t and unlNa pichylbled
by haw, W MW been b Coca Made of aSMd dafyab
reduce what you ant. t am Sever pat a read a Male M,
anise tonbada. or Ww wft t, as SdMwa-bbW ltham
whit You ave. Oars N ender" owed under oft amred an
paid. any ro mawg refunds will be Pet to You.
iL DSWIL You WIN be in doWl It
1. You do not asks a Namaaa when x is ds; n
2. You gain faYS a indiu ag inarmalon on your crew
appmaba.o" b vas comb ; a
3. Your vehicle is seized by any boal, slat, or Mdewl
auabriy and is not pranpthy, ad unconditionally returned
to You; a
a. You 41. a bwdrupl Y petition or err al fed agaat you; a
5. You do not keep ay other Preteen in Nis ma.a.
x you dnaut. Salty err Hades Seats it" under Mla con-
ked and SeW. oaor right. wider the low.
L Repassssla: If You dllarl. er Sa" MY retake You to
pay at once, to wgaM Amount Fit- . the armed aril unpaid
Pa of tlr France Charge and N Other am•lada dun aria as
ca Ycwt SNM my mpoeaa (tea book) the -Not*. IOO. Sea
My, also hills foods turd in or m the Ywlhlde when rePoaamed
and hold them) for You.
J. Your Rw To Mdam: tar vertical h, town book. Sea
wel and you a make. The nab war ay "I You ray r.dawn
(buy peek) the ve1mM ¦ndwa explain now b retain der wMkal.
You my no- ar vehicle p to the me its Sell- sceoo M or
agrees to all t. It you mat modem all vakM, t will be rid
IL MepsslUOn of 611s1a VereW: a the vceNd. I. taken back
and rid, der nway trap 0. spa, hceaa allowed expahak• will
be usted to teIt a nabs paid re a plea rasa of having tot. MMM
M. "MCI@, ant L papaw t jar eels, and sun t. Reasarble
1,mWs tea end algal was Mrs aMwwd, loo. taws s aO'
Mon, alit a (surpta), t will be pad to you. It er mast how
ON nab M no onalpn to pin d the combat ad ccehi, You will
pay what is ON owed to the Som. t you do not Pry dew ronand
when the.Sear acs, the Sister may dupe You waeral art from
aghium lawful win uM You Pay
L CNaldbn Cat: Eseap ce -*-it" Prated by"" You
mW Pay, •y and N =twee nWed b atdag tlhs ConVecL
Including cosaitoo,
inpeneaa.
M. Consumer flepoRC You aNhorGs Me Amgen amid a the
cant rthis spawacombat to Milan nnags
age al.. J-0 to-) for any y n..wn end a
any S M, rro M cear.aham won tlrie aank•a.
N. Applicable Law. You ape OW th'r cc~ will be gawrnad
by the Iawmer of the rat d Pamryaaa.
O. OeaM:ThacanldmaiaaseNW aW"MW bUM8"
Soler and you rMaq to Ina ant cord fwldng of der rabr
Wads. a ay per of MM cc~ al not valid. N Nher Pm my
loha SMhKN riphw away 1Mhce, s.a.r
wood. 11 Saar aemIN
cen wa arearcethem fate. $.arww em«cla a d S.ar's riprw
in a lawful way. your tat trackmant payn at unite, area emote M a baYOOn
pymanl and you sun Me meta veHds pad b M. SNM radar
Paragraph B. You con May u.MW anal Creditor ha A$04W
b01 EkdMW. M aCapoodlY a Credlols MMWW& -died
wa rlgiM (bm not a dllgaona) w dh reaped to ter Pordrot ad
aW d tltis vetect a contract arrara•n.
NOTICE - ANY HOLDER OF THIS CONSUNes crWamr
CONTRACT 18 SUBJECT TO ALL CLAMS AND
DEFENSES WHICH THE DEBTOR COULD ASSERT
AGABIST'THE SELLER OF GOODS OR SERVOCES
OBTAINED PURSUANT HERETO OR WIH THE
PROCEEDS HEREOF. RECOVERY HEREUNDER BY
THE DEBTOR SHALL NOT EXCEED' AMOUNTS PAID
Br THE DEBTOR HEREUNDER.'
used Meer Veftlde BUYY Gufda. a you are
owed w ildds -ft Nis mnbect. 1daU NON
esquire a qm W Bufes Guide M W diaptya
window of wit Wim p I1 W? ? VEHICLE IS I
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or d inga from mssw. fire a twit. You mcet rrm, aanM a ant ant, y? eraNpda 0 mat Saw, Ncooked man, war eltt?'a
Ina bar pay" under Me kwlrwh" policy. The Sather rhmrst succommed wpaapaatprflNlrwnrnatea•r N11r VNYM.
GUARANTY
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Cww d 60 'amhof 9uroon'e dew aYrmsnl N Ow, CwnerA This mine, art x der Buyer Ws b .ruY neYcey thdo is o ou he war bpi fade to Yr
"ooh poem wed nape, a a r;uwmw will py l whom alke& Eooh Gar•abr whir Maur aela Whit b W Yee awn x pr
whole atiouct
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other
Nifiniq.
Ghwado Add-
G morwtw Addrs
READ THE ARBRRA R r AND IN NTUETY .
AREfRAT10N `
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she dun rhot NW ants CmbaCt.
IfiS YOU A!1 a?° TO GIVE UP O n and we s mm, te want Me
.
yyoum you !il>
RIOfy 70 A TIIULL.MwMTNER BY A JUDGE 011 JIMY \ \' L.W W M11Y NAVE
NOW TO PANYICIPATE"A CLASS RaPROENTATIV! 011 A ClA ?S IEB/BEB M ANYj IASE
AGAINST US WHETHER IN COURT OR M AFANMTION 1
FONT ATOAL?THEWIDf1 gFlU1Al1M TPABLE TOR A UIVMIIT
BROAD ROOM DISCOVERY AS ARE OTHER RELATE THAT ARE AVApJBLE M A LAWSLOFT
. p a Goa Is arbhaMd, You and we wR mrrNrmre b ova dew following rights. warm ww*v
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wfaww y npOP W nun Mh ter • Oona a Lou; 3) RqM a win ago acme b eewa der awrewe'w.mhied.kn: era A) Ripen b
repeal ter • out N law nvtw wheprr der srtserattr seceded a eNray.
ew.?. o..r....,-i ins d ao atoodac , aced below and ar filer Pay lo WR •MOMWh. The pplkable nxa (fe'RhsaT
lo ow
lac rnnbac" es)(,W_eaa+mehl mof a1 off 01161 BIDE FORA WENAL At1 MWS
FC rmuor C,_-FiCo
•"PRN""
Ford Motor Credit Company
P.O. Box 17948
GREENVILLE, SC 296066946
(877) 805-7187
POPG7100200052
JAMES D. STRICKLAND
11 S SECOND ST
WORMLEYSBURG PA 17043
Date of Repossession 02-03-2009
Date of Notice [
02-06-2009
of Contract
o2-27-2D06
Account Number: 040334064
Buyer JAMES D. STRICKLAND
Cobuyer
DESCRIPTION OF PROPERTY
-
-
Year
2006 Make
FORD 7t
Vehicle Identification Number:
IFMYU92Z56KA46617
Model
ESCAPE Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises m our agreement.
SEW-
IIIIIIS
T
IIIIIIIIC
Mx PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We VIII sell the property described above at pudic
above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment
Date of Notice shown above unless redeemed by you date). The sale will be hell as follows.
prior to such sale. Date of Sale Time of Sale Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at: MAN EIM AUTO AUCTION
1190 LANCIR'D
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 20,243.52
Pius Costs: Repo Expenses $ 370.00
$
Plus Late Charges $ 21.84
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 20,635.36
(Plus expanses incurred If default at the time of repossession exceeded
15 days and less rebate received after the date of this notice.)
Your property won't be sold until 16 days after the date of this notice at
the EARLIEST. After that you can still get it back any time before its
actually sold.
If you do, we'll have no further claim on it. But the longer you wait, the
more costs (including repairs) you may have to pay.
If you have any questions about this, please call us.
? The property has been (or will be) returned to:
(dealer/original creditor)
Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay it to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (01 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above.
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealerloriginal creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
VERONICA D. NOGUERA
FFNA 1198&37 Jan 02 PraviMs editions may NOT be used. CUSTOMER/CUSTOMER FILE
Printed in U.S.A.
Fob Motor Credit Company
P.O. Box 17948
GREENVILLE, SC 29606-8948
(877) 805-7187
POPG7100200052
JAMES D. STRICKLAND
11 S SECOND ST
WORMLEYSBURG PA 17043
min
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TITET60001000b9006 4
V
11
Ford Motor Credit Company
P O BOX 17948
GREENVILLE SC 29606-7948
877 8057187
DATE: 2009-04-08
POR2W000100052
JAMES D. STRICKLAND
11 S SECOND ST
WORMLEYSBURG PA 17043
STATEMENT OF SALE
Account Number: 040334064
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2006 FORD ESCAPE
Balance owing on your contract
Deduct: Finance Charge Rebate
Balance less Finance Charge Rebate (1 - 2)
Deduct: gross proceeds of the sale
Balance less gross proceeds of the sale (3 - 4)
Add: Expenses of retaking and storing, and
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate
Other:
(1) $ 20,265.36
(3) $ 20,265.36
(5) $ 17,065.36
(9) $ 17582.86
Deficiency** N/A
(10) $
Surplus*
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus` or Deficiency"
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
1 FMYU92Z56KA46617
(2) $ 0.00
(4) $ 3.200.00
(6) $ 517.50
(7) $ 0.00
(8) $ 0.00
FFNA11990 01/04 Previous editions may NOT be used.
0
ALED-rir i E
7 THE P-K-Y-.' lC i10T'ARY
2009 OCT -7 PM Z: 0a-
Po ATM
C.K.` d8Sgl
V*-228154
Sheriffs Office of Cumberland County
R Thomas Kline FILE[ "'
Sheri 17 711-F r^ ,• ?? ir?'t'?,Y
?Lt>> ofu+nGerta???
Ronny R Anderson _
Chief Deputy 2009 OCT 15 AN 9: 11
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
Ford Motor Credit Company I Case Number
vs.
James D. Strickland 2009-6679
SHERIFF'S RETURN OF SERVICE
10/09/2009 05:10 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on October 9
2009 at 1710 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: James D. Strickland, by making known unto himself personally, at 11 S. Second Street
Wormleysburg, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to
him personally the said true and correct copy of the same.
SHERIFF COST: $41.94
October 13, 2009
SO ANSWERS,
e?06?
R THOMAS KLINE, SHERIFF
lam//
tep?ut Sheriff