HomeMy WebLinkAbout09-6716~~ ~i
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
~E"ourtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000 218282
U.S. BANK NATIONAL ASSOCIATION, AS
TRUSTEE FOR THE STRUCTURED ASSET
INVESTMENT LOAN TRUST, 2006-4
3476 STATEVIEW BLVD
FORT MILL, SC 29715
v.
Plaintiff
TONY L. HOBBS
MARGUERITE B. HOBBS
6 CARDAMON DRIVE
MECHANICSBURG, PA 17050-7990
Defendants
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
CUMBERLAND COUNTY
CIVIL ACTION -LAW
COMPLAINT IN MORTGAGE FORECLOSURE
File #: 218282
C~
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service:
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
File M: 2 t 8282
1. Plaintiff is
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE STRUCTURED
ASSET INVESTMENT LOAN TRUST, 2006-4
3476 STATEVIEW BLVD
FORT MILL, SC 29715
2. The name(s) and last known address(es) of the Defendant(s) are:
TONY L. HOBBS
MARGUERITE B. HOBBS
6 CARDAMON DRIVE
MECHANICSBURG, PA 17050-7990
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 01/31/2006 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to NEW CENTURY MORTGAGE CORPORATION which
mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in
Mortgage Book No. 1939, Page 3469. The PLAINTIFF is now the legal owner of the
mortgage and is in the process of formalizing an assignment of same. The mortgage and
assignment(s), if any, are matters of public record and are incorporated herein by
reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its
obligations to attach documents to pleadings if those documents are of public record.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 06/01/2009 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 218282
6.
The following amounts are due on the mortgage:
Principal Balance $285,824.06
Interest $7,625.64
05/01/2009 through 10/07/2009
Attorney's Fees $1,300.00
Cumulative Late Charges $347.68
O 1 /31 /2006 to 10/07/2009
Property Inspections $30.00
Non Sufficient Funds Charge $20.00
Cost of Suit and Title Search $750.00
Subtotal $295,897.38
Escrow
Credit $0.00
Deficit $409.63
Subtotal $409.63
TOTAL $296,307.01
7.
8
If the mortgage is reinstated prior to a Sheriff s Sale, the attorney's fee set forth above may
be less than the amount demanded based on work actually performed. The attorney's fees
requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves
its right to collect attorney's fees up to 5% of the remaining principal balance in the event
the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the
action requires additional fees in excess of the amount demanded in the Action.
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
File #: 218282
9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
10. The action does not come under Act 6 of 1974 because the original mortgage amount
exceeds the dollar amount provided in the statute.
File #: 218282
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$296,307.01, together with interest from 10/07/2009 at the rate of $47.96 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
PHELAN HALLINAN & SCHMIEG, LLP
By: -
wrence T. Phelan, Esq., Id. No. 32227
^ Francis S. Hallinan, Esq., Id. No. 62695
^ Daniel G. Schmieg, Esq., Id. No. 62205
^ Michele M. Bradford, Esq., Id. No. 69849
^ Judith T. Romano, Esq., Id. No. 58745
^ Sheetal R. Shah-Jani, Esq., Id. No. 81760
^ Jenine R. Davey, Esq., Id. No. 87077
^ Lauren R. Tabas, Esq., Id. No. 93337
^ Vivek Srivastava, Esq., Id. No. 202331
^ Jay B. Jones, Esq., Id. No. 86657
^ Peter J. Mulcahy, Esq., Id. No. 61791
^ Andrew L. Spivack, Esq., Id. No. 84439
^ Jaime McGuinness, Esq., Id. No. 90134
^ Chrisovalante P. Fliakos, Esq., Id. No. 94620
^ Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
^ Andrew C. Bramblett, Esq., Id. No. 208375
Attorneys for Plaintiff
File #: 218282
LEGAL DESCRIPTION
ALL that certain tract or parcel of land situate in the Township of Silver Spring, County of
Cumberland, Commonwealth of Pennsylvania, bounded and described as follows:
BEGINNING at a point on northern right-of--way line of Cardamon Drive, said point being a
common corner with Lot 26 of the Final Subdivision Plan for Ginger Fields, of which this is a
part; THENCE, along said right-a-way line, North 55 degrees, 06 minutes, 55 seconds West, for
a distance of 85.00 feet to a point, said point being a common corner with Lot 28, of the
aforementioned subdivision plan, of which this is a part; thence, along Lot 28, North 34 degrees,
53 minutes, OS seconds East, for a distance of 100.00 feet to a point, said point being along the
property line of lands now or formerly of George Noll; thence, along lands of Noll and lands now
or formerly of Lester Livingstone, South 55 degrees, 06 minutes, 55 seconds East, for a distance
of 85.00 feet to a point, said point being a common corner with Lot 26, thence along Lot 26,
South 34 degrees, 53 minutes, OS seconds West, for a distance of 100.00 feet to a point, the
POINT OF BEGINNING.
CONTAINING 0.195 acres of land.
BEING Lot 27 of the 'Final Subdivision Plan for Ginger Fields', as recorded in Book 80, Page
132, of Cumberland County Records.
The improvements thereon being known as No. 6 Cardamon Drive.
Parcel ID No. 3 8-21-0291-149
File #: 218282
P;~operty: 6 Cardamon Drive, Mechanicsburg, Pa 17050
PARCEL NO: 38-21-0291-149
PREMESIS: 6 CARDAMON DRIVE
File #: 218282
VERIFICATION
The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that
Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the
time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to
Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge,
information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon
receipt.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S.
Sec. 4904 relating to unsworn falsifications to authorities.
%~~l~r~-
orney for Plaintiff
DATE:
File #: 218282
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Sheriffs Office of Cumberland County
R Thomas Kline
Sheriff
Ronny R Anderson
Chief Deputy
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
FILE[)'-. C rF. 't,._
OF THE P ^ ,MARY
US Bank National Association
vs.
Tony L. Hobbs
2099 OCT 15 Ai'9 9: 10
'40 i It
Case Number
2009-6716
SHERIFF'S RETURN OF SERVICE
10/13/2009 08:53 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on
October 13, 2009 at 2053 hours, she served a true copy of the within Complaint in Mortgage Foreclosure,
upon the within named defendant, to wit: Marquerite B. Hobbs, by making known unto herself personally,
at 6 Cardamon Drive Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the
same time handing to her personally the said true and correct copy of the same.
10/13/2009 08:53 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on
October 13, 2009 at 2053 hours, she served a true copy of the within Complaint in Mortgage Foreclosure,
upon the within named defendant, to wit: Tony L. Hobbs, by making known unto Marguerite B. Hobbs, wife
of defendant at 6 Cardamon Drive Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents
and at the same time handing to her personally the said true and correct copy of the same.
SHERIFF COST: $5100
SO ANSWERS,
October 14, 2009 R THOMAS KLINE, SHERIFF
? a Cl ' LAI+
De y Sheriff
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
U.S. BANK NATIONAL
ASSOCIATION, AS TRUSTEE FOR
THE STRUCTURED ASSET
INVESTMENT LOAN TRUST, 2006-4
Plaintiff
VS.
TONY L. HOBBS
MARGUERITE B. HOBBS
Defendant(s)
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: NO. 09-6716- CIVIL TERM
: CUMBERLAND COUNTY
PRAECIPE TO SUBSTITUTE VERIFICATION
TO CIVIL ACTION COMPLAINT
IN MORTGAGE FORECLOSURE
PHS #: 218282
TO THE PROTHONOTARY:
Kindly substitute the attached verification for the verification originally filed with the
complaint in the instant matter.
LLP
A
By: r I/ I
? Lawrenc T. helan, Esq., Id. No. 32227
? Francis S. allinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? J dith T. Romano, Esq., Id. No. 58745
? heetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Date: 10/30/09
PHS #: 218282
VERIFICATION
V.P. Loan Documentation
Xee Moua hereby states that he/she is
of AMERICA'S SERVICING COMPANY, servicing agent for
Plaintiff in this matter, that he/she is authorized to take this Verification, and that the statements
made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of
his/her knowledge, information and belief. The undersigned understands that this statement is
made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unworn falsification to
authorities.
Axl-?
Name: Xee Moua
DATE: 10/08/09
Title: V.P. Loan Documentation
Company: AMERICA'S SERVICING
COMPANY
File #: 218282 Hobbs
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
U.S. BANK NATIONAL
ASSOCIATION, AS TRUSTEE FOR
THE STRUCTURED ASSET
INVESTMENT LOAN TRUST, 2006-4
Plaintiff
VS.
TONY L. HOBBS
MARGUERITE B. HOBBS
Defendant(s)
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CIVIL DIVISION
NO. 09-6716- CIVIL TERM
CUMBERLAND COUNTY
CERTIFICATE OF SERVICE
I hereby certify that a true and correct copy of Plaintiff s Praecipe to attach Verification
of Complaint was sent via first class mail to the following on the date listed below:
PHS #: 218282
TONY L. HOBBS
6 CARDAMON DRIVE
MECHANICSBURG, PA 17050-7990
MARGUERITE B. HOBBS
6 CARDAMON DRIVE
MECHANICSBURG, PA 17050-7990
Phelan Hall' Sc eg, LLP
Attorney f
By:
? Lawre ce . Phelan, Esq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith . omano, Esq., Id. No. 58745
? She R. Shah-Jani, Esq., Id. No. 81760
? J me R. Davey, Esq., Id. No. 87077
auren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Date: 10/30/09
PHS #: 218282
:.fi •vi..
FlLEC CX:.,-:I CE
OF THE P rD VINCTARY
2009 NOY -2 Pli 3= 12
-„
Phelan Hallinan &Schmieg, LLP ~ ~
1617 JFK Boulevard, Suite 1400~~ -~;1'Gi ~ ~ ~,;,;<~~~ Attorney For Plaintiff
One Penn Center Plaza
Philadelphia, PA 19103 ~Q+~ ~~~ 4 3 ~~~ ~~;
215-563-7000
U.S. BANK NATIONAL
TRUSTEE FOR THE ST
INVESTMENT LOAN TRUST, 2006-4
Plaintiff
vs
TONY L. HOBBS
MARGUERITE B. HOBBS
Defendant
? I Court of Common Pleas
Civil Division
~ CUMBERLAND County
No. 09-6716- CIVIL TERM
TO THE PROTHONOTARY:
PRAECIPE
Please withdraw the complaint and mark the action discontinued and ended without
prejudice.
Date: Tuly 9, 2010 ~ PH AN HALLINAN & SC IEG, LLP
e
By. `~
La r helan, Esq., Id. No 2227
Fra cis S. Hallinan, Esq., Id. No. 62695
Dan el .Schmieg, Esq., Id. No. 62205
Mich e M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
PHS# 218282 Attorneys for Plaintiff