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HomeMy WebLinkAbout09-6769COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BLUESTONE INVESTMENTS, INC. _ Plaintiff No. 04 - tol A O i J,k `ervK vs. JOANNE KNOWLES Defendant : CIVIL ACTION NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 or (800) 990-9108 AMATO ASSOCIATES, P.C. By: onal ato, Esq., Atty ID #32323 Michael R. Lessa, Esq., Atty ID #88617 Justin N. Davis, Esq., Atty ID #84464 Daniel A. Wechsler, Esq., Atty ID #203922 Attorneys for Plaintiff 107 North Commerce Way Bethlehem, PA 18017 (610) 866-0400 A DEBT COLLECTION LAW FIRM COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BLUESTONE INVESTMENTS, INC. Plaintiff No. 09 - G 7G 9 0,.u?l btu vs. JOANNE KNOWLES Defendant(s) CIVIL ACTION COMPLAINT The above Plaintiff brings this action against the above Defendant to recover the sum of $9,007.75, with interest thereon as hereinafter stated, upon the following causes of action: 1. Plaintiff, BLUESTONE INVESTMENTS, INC., is a Pennsylvania corporation with an address of 107 N. Commerce Way, Bethlehem, PA 18017. 2. Defendant, JOANNE KNOWLES, is an adult individual located at 12 Wheatland Dr, Mechanicsburg PA 17050-1600. 3. At the request of Defendant, Chase Bank USA, N.A. issued to Defendant its Visa credit card, and from time to time thereafter, Defendant made various purchases, in which transactions Defendant made use of said Visa credit card. A true and correct statement of Defendant's account is attached hereto, made a part hereof and marked Exhibit "A." True and correct copies of monthly billing statements sent to Defendant by Chase Bank are attached hereto, made part hereof and collectively marked Exhibit "B." 4. For value received, all rights, title and interest of Chase Bank USA, N.A. in this claim were assigned, transferred and set over to Plaintiff. True and correct copies of the bills of sale selling and assigning all rights, title and interest in this claim to Plaintiff are attached hereto, made part hereof and collectively marked Exhibit "C." 5. By virtue of said assignment, Plaintiff acquired legal title to Defendant's aforementioned credit card account and became the legal holder of the claim against Defendant. 6. Defendant has not adhered to the agreed-upon repayment obligations that govern the aforesaid Visa credit card account, by reason of which Defendant is in default thereof. 7. Defendant received, accepted and made various purchases using the credit card described in Exhibit "A," and a total amount which became due as a result thereof, after allowance for all proper credits for payments and/or adjustments, if any, was $8,272.10. 8. Plaintiff is entitled to receive interest on the above amount determined by applying the statutory interest rate of 6.00% per annum to the past due balance. 9. As of October 6, 2009 the total amount of interest due to Plaintiff is $735.65. 10. Plaintiff is entitled to have the 6.00% interest charge continue to accrue, as set forth above, from October 6, 2009 on down to the date of judgment in this matter. 11. Plaintiff has made demand against Defendant for the aforesaid sum, but Defendant has failed or refused to pay the same or any part thereof. WHEREFORE, Plaintiff demands judgment against Defendant for $9,007.75 together with the continually accruing interest charge at the statutory rate of 6.00% per annum from October 6, 2009, costs of suit and all other relief to which Plaintiff may be entitled. COUNT II Alternative to Count I - Unjust Enrichment 12. Plaintiff incorporates the allegations of every paragraph enumerated above of this Complaint as if said paragraphs were fully set forth here at length. 13. At Defendant's request, Plaintiff conferred a benefit upon Defendant by providing the credit card services described in the exhibits attached hereto. 14. Defendant received and accepted the benefit of said credit card services provided by Plaintiff. 15. At all times material hereto, Defendant was aware that Plaintiff was providing the aforesaid credit card services to Defendant and that Plaintiff expected to be paid for such. 16. At all times material hereto, Defendant, with the aforesaid knowledge, permitted Plaintiff to provide said credit card services and to incur damages. 17. At all times material hereto, Defendant was unjustly enriched by retaining the benefit of receiving said credit card services without paying Plaintiff fair and reasonable compensation. 18. Allowing Defendant to retain the benefit of said credit card services without paying fair compensation would be unjust. 19. By reason of the aforesaid unjust enrichment of Defendant at Plaintiff s expense, an implied contract exists between Plaintiff and Defendant and Defendant is obligated to pay Plaintiff the quantum meruit value of the credit card services described in the exhibits attached hereto in the amount of $8,272.10. WHEREFORE, Plaintiff demands judgment against Defendant for $8,272.10 together with the continually accruing interest charge at the statutory rate of 6.00% per annum from October 6, 2009, costs of suit and all other relief to which Plaintiff may be entitled. AMATO AN4ASSOCIATES, P.C. By. Ronald Amato, Esq., Atty ID #32323 Michael R. Lessa, Esq., Atty ID #88617 Justin N. Davis, Esq., Atty ID #84464 Daniel A. Wechsler, Esq., Atty ID #203922 Attorneys for Plaintiff 107 North Commerce Way Bethlehem, PA 18017 (610) 866-0400 A DEBT COLLECTION LAW FIRM VERIFICATION Michelle Bright, hereby states that she is the Legal Case Manager of Bluestone Investments, Inc., Plaintiff in this action, and verifies that the statements made in the attached Complaint are true and correct to the best of her knowledge, information and belief. The undersigned understands that the statements herein are made subject to the penalties of 18 Pa.C.S. § 4904 relating to unsworn falsification to authorities. CREDITOR NAME: ORIGINAL CREDITOR: ORIGINAL ACCOUNT #: DEBTOR NAME: BLUESTONE ACCOUNT # DATE OPENED: DATE LAST PAID: PRINCIPAL: INTEREST: INTEREST RATE: COLLECTION CHARGES: TOTAL: BLUESTONE INVESTMENTS, INC. c/o Amato & Associates, P.C. 107 N. Commerce WAy Suite 100 Bethlehem, PA 18017 STATEMENT OF ACCOUNT Bluestone Investments, Inc. Chase Bank USA, N.A. 4266841044281093 JOANNE KNOWLES 1090257 6/19/2005 10/12/2007 $8,272.10 $735.65 6% $.00 $9,007.75 EXHIB T -2!?- Statement for account number. 4288 8410 4428 1693 New Balance Payment Due Date Past Due Amount Minimum Payment $8,272.10 04!12/08 $1,923.00 $3810.10 Make your check payable to Chats Card SOMc»a. f Amount Enclosed New address or e-mail? Print on back. CHASE L 426684104428109300381010008272100000005 03791 SEX 9 07806 0 JOANNE KNOWLES 12 WHEATLAND DR MECHANICSBURG PA 17050-1600 11111111111111111111111111111111111111111111111111111111111111 CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 111111IM111.... 1111111.....ILILJ1111111...1111uL16..11 1:5000 L60 281: 203 1044 28 L093 Lill Opening/ClosingDate: 02/19108-03118/08 CUSTOMER SERVICE CHASE V Payment 0 88 8- 44 3 $3,810. 10 EspaAol 1-8 88 -4 46-3 .3088 Too 1-6009550060 Pay by phone 1-800436-7958 Outside U.S. cal collect 1-302-594-8200 VISA ACCOUNT SUMMARY AccountNumber. 4265 061044281093 ACCOUNT INQUIRIES Previous Balance $8,039.16 Total Credit Line $6700 15298 Purchases, Cash, Delta +$39.00 Available Credit $0 Wilmington, IIgton, DE 198505298 Finance Charges +$193.94 Cash Access Line $1,340 New Balance $8,272.10 Available for Cash $0 PAYMENT ADDRESS P.O. Box 15153 Wilmington, DE 1 988 6-51 53 VISIT US AT: www.cha se.axnlrneditcards The outstanding balance on your credit card account Is scheduled to be written off as a bad debt shortly. As a result, your credit bureau will be updated with a negative rating that could last for up to seven years. We can still help, but you need to call us now at 1-888-792-7547 (coiled 1-302-5948200). TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 03114 LATE FEE 9.DO FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Dally Due To Transaction Accumulated FINANCE Category 29 days In cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08216% 29.99% $6,848.42 $163.18 $0.00 50.00 $163.18 Cash advances V.08216% 29.99% $0.00 $0.00 $0.00 $0.00 $O.DO Convenience check V.08216% 29.99% $258.93 $6.17 $0. DO $0.00 $6.17 Balance transfer V.08216% 29.99% $1,031.69 $24.59 $0.00 $0.00 $24.59 Total finance charges $193.94 Effective Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of Interest you pay when you carry a balance an any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. 0000001 F1533M D B DOD Y 9 18 0593M O Pape 1 or 1 06688 MA MA 03791 0761000GDW 0379101 X EXHIBIT Address Change Request Please provide blformatlon below only N the address Information on front Is Incorrect. Street Address: - ----------------- City ------------- State: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mall Address: L Inlornlatioo About Your Account Lost or Stolen Cards: abase reoar. yo.., Icst cr s:-, or :Erc i n neciately ay at rig to Cust)-or 3crvi:e rc iber hunc )i the frcn: c' your statem a I: A:Ms:-s arr. P.1%wys ,ranible to ass s: yni via' ran • F.ct air Adviso• ty :Tess ig C eft.-ycu smut y)r ECCL-I iurraili Crediting of Payments: , or paynle°75 by 'P.(lila, J S. ^'a I. seiJ at IFasl y2J min mar Daynsrl CA LC Cu pest oft ca sax disignal-c to, Daynsnls sicvnr on Ida slalarnrn: Yo .• p.ymen:!; L•y ra ruse :ore -y 0 1If 110 is:l.clians:i i, s %:414n'oil. anal ails: or -%:a Dy -4.4:1 ^Icray c•der wVat3le if L S. of vs are- navy, on IF, payat -I u:ugh a J i. f • are- a is::uton :r he 13. aranci o'a'aragr firai:al -silt or. Do' 3:ser: mi. Wi-.o yoi• ED:ctit nirrbo•:i yeLr &cc<a' norey o•do• Poymen-s irm: beacm-pwtiod ty ft paynel: co.p:i I- :v ervel:m o,30-oc Of- :In ddd'a.9a vlelale Ji ci.ai lie enveloar. 'A••'drvi 11 P. rve. ape -ar-DI :art- l 'Fare. It ^^'1r. aaynerl o- C:upc-; and :vrc :Ei air re staples -shin el ps. Film ::l cere.pmiderc(! irc coded vet" y::ltl Fa•ymen:. I' y-m -ayrler• s it ac:o•drr:e vi Ii ::Ili pa'yoven: ns.'.r.cl D9S r-J s 'race ava Is: a tc is or, any day ex:eil 7e:am:e' 2J by 1:00 pi-. ocal I we at cur post ]'ice L:x eesi;ia:e:'er paynreits )n this statement. We ve I :-act to ;ay Tier: tc ycur ac:oar: as of Ira: cay ' ya.r :oymci: s it scenes :c vAl o-F paymei: rsnl.::liors tut : ace avai zhb: it. s a9er •:.IQ p.- XEllinea--a•)os:o1ieDotd^si iatcdbrpEyf-clts or thissta:encrt ve(!wil ve-ri::cyo.•ece:uilas e'lte.nextday 'ycu do -at tcll-kv :fit :dymer: i157.C1 Cl S o• it yam paymr.'c s 1 -1 se.•II by •eil.ldI L.S. anal I: :ul p:aI :ff :a )ux ceai;;ia:n:'cr oaymers, veJ liig o' yoi- paym-n: -Fay ce delEyac I:• to to S days. =aymews •iacs elegy: o'•-a y through cur auxnosicc telo)hcrc semn.:tutor or 3ci:c adv scrs.:r our wct si:c vAI be sit ajeD:to ;ryp•D-e.^,sner-en:ncesee'n•:here-ayr-nits Account Information Reported to Credit Burrows: We riy rein 9'1"•1-7:1' a)m.F: v:III tar.tai ll 13 r.'(!c I Dircam, . -h! p;.yn'eT.a, miss0: :aymers or D:icf ce'a .:s c- yo.r a:c:u r tray to rcflc:tce i ycu• :-cc t re-o-. V y3l :i rtk we -avn reprtrd iia::..mte i-fo•-afial :e a :,cc t curer.'., yc'. 'nay vniln la es a: Ore Ca'd•-mmte• S vice .rants islec c•' yD.F bi I rig sla:am aril. Notice About Electronic Check Comnnion: VAai yDa io*wi:u a :lec< es :a'yirait. yo. Euaoiza is silia•tc use nroraticr fr:m y-.ris-( :o make a one :me dec:7ic fill :mrsfo• `)r yclf =31111: o- :: P=oss to zayrrrit as a check tri.w- Fin Wier we use i'ar zoor Irem ye.P check Ir. •-zka ei eoNInAc limd lie sl is%'Itr-s may zv, •s:id-a•;:i I•o-I ycur a:cuun:as s-Di da:P s stare cart, vas rsve via ycu ptylol I arc ycu AI"DI lomwe •y..-• :hoe< -ac< Van- y-ur Him :dal insl lidon ::EI 191 :usxnrl SY.•l•i:e I'Llr-F• Off J'il! S:ale'991 'I I vo. lave :ursl ons aaas a rc:•arlic rluc<cullecic•' ci cc rcl wart yc(.i payers, Is col o. ac elucirc• .shy Conditional Payments: Any payr`ei1 check o' ]her 'o'n -' uovivrl lial y). said us `)r ass ran tie -*.it talai:e d. .e --is: s rorksc ':aid t- I.I ' o' Dolts is a siri a• r:taie'-. or that yeL 0:herw se :e 1e- it lit selisfacie- -t a disau•c: am-art must -r mr-I :o ::,vi Services, 119. Rnx IRMI y7i mir;,ICr :)1 '9f13C 5C49. We, -es.rvF at au' iialls •F;,ala mg Inse -aynsns (e g. I; : is tern nag Ihe'e s r- vat c dis;ule -l if Illy sir -la:< is retails: at any :the, a:Jra6.s. We nky ac:ept hs :hack a-d ycL vAI sl I -wF Fiy rerr Ili,;; to ni co; Fife. ray shins :D ac-F-1 ary sic, :ayllsr: ty returi Ilg t to you tat ceshi^g t a, -eslvyil; it. All o!-sr :aymsr:s llu:yo. males st:u d )e ssr:tc tie eap'op late :aymsn:aJdr.ss Annual Renewal Notice If y:ur a::cLit has a- a •iua fee.: w l :e to la: Doti yeti, of ii nertily distal marts. wh0tier o- io: ycu use yo.-ace:mi: i.u: y::'F ag•ee Ic Day Ivdler L• ad. It 0F.-1.::'9e Src•-raluldp.alo.., mss yo. •ertly os v d: tic. vi sl :c clans you, a.zDun: Si thin :Ili d.>.ys e' tie 1.419 Yee lie. I ycci staler-enl c° robot Jla ainial tee .s cherpud aid a: lie sore tins you paypti, oAstar. rig aalance in lull "cur )f Its a tiua fee dues ' a: a WC: Du• •igl' IS U : esa YC A acCC.•'I and to I I, i. your - yl'I :e make t •ansac: ons an y:ur accoirt 1' y:ur ac:oir : s c ased oy yo.. or Ls vrc I :on: ruC to che,gc re ainie foe ..nil yo, pay yo..- ct.tsaidir; :alanrc n IF I rm.7rrniiate. yo.. r:e-en:v ieraiip. Explanation of Finance Charges: true -a culato Dermlr I Rarer -Farces i-mi g the ep: icatlc pc* no c •ama sh-,vi Di 1•'s :; dl:^lrrt. so3e•a10 y lot mcl 'Frlu•e ;a g, tali-:e ir•stair-orvar once ::°y:<s. rr: cash alive^:e :sects ('ciec< usnsaction", p. rcirases balaics uansfvs :ash vve-:as :rciloic'•at taan.es cr cvs•calt eJvel:ss) Ties.- cl:u a: crs lay :amt 'x J fle•er: ulcccrics vdh the sare ca ly pei)d - rates. I hero is a 'V iexa x a :er oc6. -ate or tits smlan'ai:. list rasa troy very or:: its idoxa'Jnar;imused tcdeterr-irethat o:o or Ji-Sc)rrespc-Jr5AP-.are crs: •iari it yo.r Cerci-rm-r• Armemeil as zrcidel. -0.0 s miltsnr 'it en: P. r. vpv. it any - II •'a cycle in rfiicl ycur a..'m ai'y periodic rile-:e va-ges slid a Pat sac'. cr I, ai-e.1 a1;e'of ea:t Laid-:- :-a-Islur :ash acvance a :he:< tansa-lio^. r ilia at-culls s:ated ii ycur -afJncot Agroviort. are. dm cndeJ To ge: re Je y )e once for ca. , -ay of the c. rcit t l ir; cyc e ;v take tie :re ring as emco fL' Pic-'refc-e ac- ary new fmisrcicra or ctie• cebi:s (ii:I.:rig 'eas npEJ IIrai:e :iar;as arc cas' aI`Erl;es; subtrc: ary cay-ncr-.s or credits. are make :re adjLsttro rs. Traisa.fiois are eddo: ;S at :1 r. IrarsaFill a1 cz:c :he :cg Firma rt the D 1 iia cyclr. it w1 et they are. caste:: ID yc.F H:CmIT, c' a Irlyr dice -1 Din chcJ::e.:exiapl It "! :1'a:k Pal-aLoot's tire adcad as of tie case pis :eJ )y lie say-s:I a late' lase 1 c<.r:h:-a) Foal; era adds: elha• c, to cats of a ralitic transact :n Ira Ja:a thxy ars:)s:a::c yoir sic:o.lr-.. cr he last coy, )of :ha bi lino cy:la. TMs g ves is 1hE::aye Gaily ba or ca A :•c: t bElance is Ircatc: as a tsic-.o c' zerc. I a Jai y Dericci: ace aooliss :o any feawra. we -I.It oly JIa :oily oalzice r/ the Ja y par odic rate tc ge: ycv aedcci: irarce Oa-ges to, t•a::ay We ter ace here )erioci: I nice cha•ges :o yo., Flat y tolaice 1-Ile: hO:,Glir - rig bola -.c lot he rext Jay. :I ir-m'•tal arc dai y per odic Fete came notify Cased of 11e wwa;,r d.s y b=.Ia°: F, •r:n •a use Iha ::ally Da' cc : rasa II a: a:D its Ill, I.. aveaas Ja y La area an]w1L EL Its ere c C 1°r ti I rg cyc P. :(I alculkle the cai y Derircic li-di :F ofd'lle Foci lay i Tc ge: your tctal poh.Ji. irai-e chErge f-r a :11h; vyD a Brer E ::oily ac' Aft; rate s; eaal its. syv add a I of the :at y are ocic ftnarao :iii-gos Iva fsat.'as. -c J19-xi-ire an avers;e cEly to once. yes EddyeLr daily Data^:es and dtt-e )yhe IF.•la• :f he says ii r, a)PI catic ti irg cy:IC(s) 1 y:u nu idly ate ave.•aea cli ly Daleve. tar c?:h to-a.re by he app inno i -oily De. aiic Ialn. ald :Imo -uhiply e' itasl!'i!01h by 1^c m.rbx cl -;rya - •le eD31 eeble : I n!; cyclei M. nr::iar aid a 1 -I I9F •es'. le !o,el le• '-e I:ta W 1 also a-us i's paJ)Ji: I rares charges fir I-e til iig cy:ia. excao: f:rin i)rvadatc•sc.etor)unding.-c getyn.-foul oer:Jic'raics rar;a Iv e - og cycle wiar a me, 11 y Doke c lale:s; aopl as -Ili :i)ly :, 9 avarage Gaily be ants ':• saci'aa:u-a ay tie v)licabli ror:i y )e• aJic a:e and aec tie results -.oget-e-. The -.o-.a vA I Doial :le poicdiairanco -ia•ges 1-r Jre a lirS cy- it, except '-r mi-3r var aicrs -ur tc ro.irdiro. Grace Period (at least 20 days): We e:-ll-- per zlia 1101w :ialgus cr a IFenszc: c? 'e-. or I neroe c•Fa•ya licit Ile care is s ndce.d to y3o :thy balaice Lill payr`el in %II is is.@YaJ Di yc-I J' :ui*.. Acveeae% we d- rct :iarga )e•ICcc fit airs :har;es on raw 0.1•-1"aws t I aC during a : Ih^g cycle i' we receius bc.i )aynert of y:ur ku; BElel:c on you, curry: statemon: ty Ili., Jab: a-J I -r y-ur payment s due and a se paymo 17 ct yov her 1.i w-e. on vau• Di rv cis A:a1val r Dy Ian: drib: arc lire your zaymcrl w;:% c.':. 'hunt s 110 gra.o perod fcr balarcc tais`crs.:Esi aAvaiccs clock :ra-sa:tirs. o• )ver-rall acvarcrn. In addition, if there is a 'Qualifying Promotional Financing' section on this statemeld, ycu. VA I la V..r aF' Oct.. I1ldICF cialges C' any Rer-a ° rig Balance 11EI aDpeam i- J al sac: -1 r yuc. ay Ilat aalalws i9 `u )y ha elect Et a 6F: •ab-i Cate To avoid irance :tar;es :i rsve )u•chEses Wien yo.., how Wave ir. ices any lera nt'g 3alar:e;sj ii t-e Dir. y-a "•orcfimal -tmrc ig secfial, pay yDLr'LI Kew Falaice 'I o.s Ilia lo:a at It csr. He-tai( Ill He. tar ce,si Dy :III.. crop. P., If J-ra yow Day-WI s d.a. Ilcvvevsr i' yo.r s:alrierl stuws :•'a1 e. I- lin.ml paint ail ,; Jim.'wo •1.sl 'arriveil h:asl 7tal ant- rim payr oil tv lhi: aoc are::l a I! sped'ied :i yo.l Krlairvil, avei it yo.r New fiahi::e cornsiF c, y c' Q. airy rig :-on DI Fir at -ilaric ig to alias. Asc.'of sore QLa iryii; FIc•noicrat r naicir; balan s. pe- Dc c [ifaics :har;es a):'.te c.ri-g the p-)rai)na p9iocl alt ve -)t aide: :c you, ac:oun: as area Irs:czJ.:hey ac-um, ax `om all kill ey.le to ti lirg cycle. I its s relp-mc::: as ce'e••ne n7erest' It dele••rd iii-v r:na lyi-a PIa-talinial : reneiii tzlai:e is net psi.. it tali ay tie app FAA, I xpiia!i-i Deis ita d-feted fiiance cheiges vi 11 be eJdec to ycu• t:cc.n,. as scan as t•s firs: day Etta- hs :x) raic r ?ate. -Lrt e•. i' yo_ ce'a alt . r:e • he (sirs at yon' ::arJ•iembe• Ag•ae-mi'l lie de'elrell I imr a c•'arges veil tszJ:laJ t: yc,r acciun: as aoci as tie data o' cala.It. BILLING RIGHTS SUMMARY In Case of Errors or Questions About Your Bill: 1' y'-u :iiik your tai I is wing, o" i'you reed mere n'oralirr abet a:•ans,ic ic, ere yair Dill. wi:a Cv;h-crr;cr Service on a seaa-ate shed at PA Bcx U2)9 WI re nc:or. IiR-C-5999 es Soor -s Fcsait a wr 11.67 hee'''onr yc.. rr. k7i!i It;. Si Jays dlle• via sni you Ilia'irv . (ir wF :I' :he eu-l e- p'oblri 4pP9dt!lc YD.r car :e ep-Die is b.C durp s) Yii 9Y. waserve ycur •igtIs, F yc.r aao• diva is J 5'olIcs'lirg r'c•rralion. • v-11f Foe,a arc acco in '•Il n ter • -- e. del a- am curt 11171 R SLsac see err-r • :)cs.nbP.:he P. no, tar: car air, it you -;. %wiy •yc. act roe there s al or-r ' yoi nerd rcIa i'o•rrnl aip. J(!a:I the it to it or V- if we In;.nc;.bcul Ya.I -a ncl IFaW! ID Fay Fay are. null r RLIM:111 alit '!.m art: irvas: gal 1;1 Du: yc. sm stil cal gated ro pay the pails al yo., th Ito: dra nil ii quest or V41119 we tivestget.- yc..r queron we coinc: •eDD•t yoi as Jeliigier: o' :a<e act on tc cc act lie arr)un: you [Last )i. ' y:u '•ava au:h:rizeJ ID)ayyour clod ::aretl::u:orraticallyf`omyou, sov'-cscr :ha:k-g a.c,ui:. yo..:E- sic: tie )a'{-s-t tai arty amc. •t ycc tlir< is vPorl; -) s--) ao )ayr-c-t, yc.r ele- cr :D :us -g itc Car: nerrte• Se•y x ald-rss it -r. rep-ern •anter siowi ai this sresnrrf: r..sl rrari its or least •h•Fa b.sir'ass days tel'e•e Ile a.dC'nalc peyr e°: is S:heinleJ I: ucci'. Special Rule tar Credit Card Purchases: ' yc. i3v- a p•ol• sin sYh ies 7usl t/ ct gcc-s c'sa•v cas Ita: y: i purciased'y<itt a credit :arc (axe udi-g )u-ehises trade v; Ili a )hoe„ and yc.. have ° cc ii gad fatal :) :croc: hr. p•nblem gilt :ire mr.°hai:, yo.. r;:y nr. have :a .ay t•r •rr,.ni-g arci,it cLt 11 t•a gccJs or sav-as VCL -ava this xatact or oily viei Vc p. rcl'ase price'eas mo•e titan $51 vii :ho 0.rchase was made n yDu- iarr. stair cr •r. tvr 'C-' m es at yo..• ra I ng ;.rd•ess. ' izsc iri!nfb-S JD rcl tap:: y it P:F m-m rr operElF i-Hrnd• I. -F ' Y.•t mule- yau tilt advudisti I let t•'- p•opwly o• swr i-us. IAA02120? Statement for account number. 4266 8410 4426 1693 C" New Balance Payment Due Date Past Due Amount Minimum Payment CHASE C"OF $6,039.16 03/14106 $1,603.00 $3,262.16 . I Make your check address emryWleto Chase Card Services. Amount Enclosed New 3 New address or well? Print on beds. . 426684104428109300326216008039160000001 0,37211 BEX 904906D LrrtllrluInlr l1. 6r16rr1, I... r l l r l r lnr l L. I. L. I L. I I.. JOANNE KNOWLES 12 WHEATLAND DR CAROMEMBER SERVICE MECHANICSBURG PA 17050-1600 PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 160 281: 203 1044 2 8 L093 LII' 0111ngfCloeing1": 01/19108-02/18x08 CUSTOMER SERVICE D CHASE O M mum Pa m n 12°6 3 D 88 8- 33 t uo: ir y e 26 $ 3D B Esperd 1-8 88 -4463 TOO 1-600.9558060 Pay by phone 1-6D0-436-7958 Outside U.S. cal collect 1-302-594-8200 VISA ACCOUNT SUMMARY Account Number. 426684ID44281093 ACCOUNT INQUIRIES Previous Balance $7,798.82 Total Credit Line $6,700 P.O. Box 15298 Purchases, Cash, Debits «339.00 Available Credit $0 Wilmington, DE 19550-52% Finance Charges +3201.34 Cash Access Una $1,340 New Balance $8,039.16 Available for Cash $0 PAYMENT ADDRESS P.O. Bar 15153 Wilmington, DE 19886-5153 VISIT US AT: www.chase.com/cradticards You haven'tinside the required payments and your creditcard account Is 150 days past due. You can still turn things around. Cal us today at 1888-792-7547 (collect 1-302-594-8200) so that we can find a solution for your situation, TRANSACTIONS Trans Amount Date Reference Number Merchant Name orTransactlon Descdption Credit Debit 02/12 LATE FEE 9.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Dally Due To Transaction Accumulated FWANCE Category 31 days In cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08216% 29.99% $6,645.31 $169.26 $0.00 $0.00 $169.26 Cash advances V.08216% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.08216% 29.99% $252.63 $6.44 $0.00 $0.00 $6.4 Balance transfer V.08216% 29.99% $1,006.59 $25.64 $0.00 $0.00 $25.64 Total finance charges $201.34 Effective Annual Percentage Rata (APR): 29.99% Please see Information About YourAccounl section for balance computation method, grace period, and other important Information. The Corresponding APR Is the rate of intereslyou pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. X 000D001 FIM33M D 10 000 Y 9 15 011102M I! Page 1 of 1 066M AAA MA 03728 D49100D010D0 0 0372 8 01 Address Change Request Please provide Information below only N the address Information on front Is Incorrect. Strest Address: - ----------------- City ------------- State: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- -1 E-mail Address: L Information About Your Account Lost or Stolen Cards: 'lease reOOr: yo.' Icst cr s:: er :Erc immeciataly Oy :al rig Ito CJsl3-er S^.rya ri.-lber founc Oi the itch: e' your statemoi: Advi%.. s Prr r.lvr..ys avai::hip in ass a: yo I v. .u r..n •r.:cr ar A:h'iso- ty :rass ig C afWYCII s1176r yDl• aCCL-I lirr3er Crediting of Payments: ' 31 pavme"s try 'eg.dd' .. ti. -al. said al least y3_i min tile- aay'lel'I c,a lc ar pcs: Off c9 sax 65ignalac lu' Say-lertls Sievat on hl; stalem ant Yo., p i.iffnerri; ty rd rIISI ,mr: y will Ito I1 rf ,Gnarls :I ,, S S741.411 of 1. and hills' OF -°.:4 ay - 4:4 :I -lot 4t' cider :ayaDle if L S.:ola•s ar: Crew- on u• payal• a Ju:ugh a J S. f -'area is::ul on at Jte J.5. Oranci o' a'ora gr firm: al -sit.t or. Do -3: stir: ;ash. Wi-.o yoP E::etit n.nrbc- :iycLr ctoc< o• Morey e•de- Psym ens mus! by ac:a-pa dpd ty We paymci: n.p:i i- v.. ervrl:oP. 3•ovi:cc 01- :lit add,fis9 vlslnly.. *1 Ici.ai :Ile frovelom w-dcv, We. I., vs ape car 31 z5rk'I 'note War , it. 3aymert o• c:Jpc-: and Here --..I Or re stapler; ;ap1s Cl Its. Will! cl sett-grnider cc. ire ldad ui[-' you IN.Y- :. I' y-m Z01111 '. s if ec:o'dar:o yy li :111 payn'an: im,r.rl 3is r.' J s Ivaco ava la: a tc Is cr any day ex:e31 Oe:am:e• 2b by 1:00 p.r. ocal t Ire it :ur post o"ice t:x cesi:ia:e:'cr payn-s its on this stater an:. aveI:•ect We:aynor: tcycuraccoar:asOfWe:cay 'yD.r:aymci:sirac:crce-:o vri:l' 2.1 paymci: rsl u.:lu .1 tol s avai ahh! Irk .s a":C1 •:70 p.- 3cEl ti-Ic ef: oa• OOS: oil sox desi;iatcd for pEp-oills or this ata:e' lert e. wil art; : r :c yo., a:c:0il as p We next dey ' ycu do -al tell. v :Or UY111K' i•1s:r_cl crS 0' it yam rdyn'e'C s r-1 split by •ril..ho L.S. coal I: cur p:sl -1f to oux cesi;ie:ec'cr :eymers. c•eJ li i; o` Ya• peymsnt may :e delEyec I:• Jr to 5 days. =ayrri -lace elw.,o^:E y Wougl' cur awcaratcc tcloahcrc =Ax. Z.Istorof S-v:o adyscfs.:r Our wet Sim ,AI be sllnjr.-: to Pry p•3-r.^,s nc : -rs : sc c.vc `n• Jlcsc :ayrrms Account Information Reported to Credit Bureaus: We rav roDcn 1'a'-n: m trout: y:111 a1::3.1m la C ec 1311•C;:IIa.. aln payn ci:a, trisse: naynera or D-rter ee'au :s e- yo: r a=ui: tray to reflo:tee i ycu':•ce t rezo^. I' yot :i nit :cr -ava rrp:mrd ha:t.ratc i-fo--afi3i :c a :mc t :1114fi1., ym. may rnil4 In its a: 1w. Ca'd"1rmts' Se°uice. adcrmss islet c, YD,l bi I11c su!amenl. Notice About Electronic Check Calwersion; What yuu p'3vi:a a rises as :djm'sil. yo, Eu:ioiza is ei31a•tc use n'oi-atlcr If: 'r y:,r':,I:,<:0 make a ono-:me clcc:•aroc tJ'IJ :rrsfc• --)I- y'cLr ac:nun: o• x p•O:OSS To :ayrr ml n; a cieck trams:lion Wier we rise iw major Ircm yc.r eftek Ic -lake ei decPOnic limit taesle•, `ur-s may :e '.v:id-rwi I•o-1 y:u1 awitin: as s:oi as J s we coy rya 14:6 vs ycu p€rlorI arc you svi I '-of 1e:ilve yot , dleci zaci Voir inio linkr':lal 11151 n1'ian ::,.I Ian :us::-mr MWl:e. I'LYI:e' all :1 is VdI4m91'I I t'0. idv9 ZilP310115 dDOX 9 HC!'310e cnyc<.0116Cic° cf cc I cl viarl ycu prime, is col 9::ec alschc.. -ally Conditional Payments: Any payreii deck o' 31,oi 'o- :' 3ayisrl'hat 'ya. said us'ar ass :-at tie lit telai:e d.9 :ia: a rarkac ':aid I" f.l ' o' OOrtc is a sari a- raaie". or WEI y'el. O:tcra so :C"Je, it fat setlSfEcic- -t P. dis3u•r.: am- rt mess: cr srrt :o Ca•d Services. PD. Stiff VCag YYi it if 7,1=, :)I '41,iC SCLg. We •as - a) mr flails •4,-,ala rig these caynsr is .;e S. V ! is de:elm red Iha•' s r van c dis:ule a if aiy -c- Zia::( is receive: at any :11)a• a:drass. 'fee "ley ac:ept Jet :ha:k a-d yct. veil 51 I :Syr Ply Fr-E iir;; tear ea yye. r4y IelurFe:3 BC:.".:I cry SJe•' -aymer: ty tatur•l tic t to you i3t cash,, t o• cent oyii. it. All o:"ar :aymer:s thz:yo- make st:u d OF ssr: tc tie eDp•opilate :aymsweddress Annual Renewal Nmiee: If y:ur a=ct-ml has E- a-iua tee.: r; l :s In le: Daci yea- or ii -lcrt'ily instal morts. Victier o• ion y;u ssc yo, • arc. rt: sit: ycu I'a'IS! Ic ary I vAlcr 1: oJ. Ito e"i..;: 'rv s re -rolu'ulk;le ." ess t'3.. mrily its 1, a: ye _ w st :r, r,1a44 you' a::3m: vi thin 30 dayn o' HE d419 eye me, I y'ctI staterenl c' Mimi he a•m.lal fee s chelgsd aid a: he sir e b'-is you pay you- DAstir: rig Oalance in full vzur Oay-e°l Of to aim is fee dcos , 3: a'fec. Ou, 'ighls to : ass yc.1 arcc _' I and in I r'i: your ' ght :c maka Vonsx: ons On your acco.Irt I' your ac:o.Ir: a c Osel oy yo.. Or Ls vre : I :on:r€c to che-go :-o ainae fee nil yov pay yo_- Cl.WzIJir, :alancr. n;ifI .nC7P.r lliinte. yo_ra:e:3xr•eaicrsvp. Explanation of Finsfue Charges: yye. mculato acriaJi: tnarcc -farces Laing the tip-114th' Cc, tie I!'iflum ah:vw of 1".9 5•illinci!, so3iralep lal saci'eatu•e ;est. tela°:0 W..'HI61!:OI v4r' 6111:0 c"s-<s. ern Cash a:ve•':8 :Oats r'ciac,t ransaction"j. p,rctases beloice .ransfeie :ash a:va^:es :rc'moit'al tailmes cr cve•c-af1 zJvai:ssj Tiese cal:ua:crs -lay :amt to d Bo or:;atpc;rtes wilt Ito sane ea ly pciad c rates. f Jere is a V iixt :C a :er od. ,ata er tits s-.alamai:. hat ra:ss tray vary ErZ We idp.Y e"J nargin III Ic deterrire ttet a:c ar d ins c5ncspc°J rS Ar? are -as-iDnd it yo_r Carcrem:r• Acreen-nit as ;:reidoJ. '-o•e s mimmor 'irai:e r:l'a•,iv. it any ::11 "a cycle in whici you Tee amy p9113faC fiia°:a c°a•gss end a :•arsac*. cr ri•'ai:a :I'a1;a `o1 sad' Late--e, :•sisfer :ash a:vane c• :he.< Vansactio-. r Ilia at-cults sled ii y:ur Zad-Iemc• Agree-tort. as air ended TO tie: hie JE y tie anec for ra:° :ay Of the e_re it c I ir: eyc e we Iakc I to -.^.c ring .a Price tr car.-'rah. •e ac- ary nov: irnmcicrs or etic• eebts (fad.: rig 'ass npa J Inane :iarcas arc c-ie-:tarces; subtrac: ary .aynor< Or credits. arc make ;t-e' adlwtrrci:s. Tralea:ti3ia are Eddca re, or :ie:rarsacti3i c :r Ire tca nriig et the 31 rig cyrlr. ii :°n ct they me -isle- 13 yr._1 0:couiL cl u Irlrr duos :l out chore. ;axrepl It o::14:k t9isa=ions ale adcad as 31 tie case zap-a tad 3y he wyas:f a lets- Jane :f cL.r :h-- ::a) Faas are site: e the, c" Ira cafe Of a ralal=c tronsac::n its Jana that' ara :o3:a::c yo.Ir ac:oar.. crate last cay 3f :ta bi line cyan. This g vas ?s tha::ays Gaily ba arcs A r^: t halalce h Ireate: as a tale°:o c' sere. I a del y 3ericut- ime a32llss :o any fircur9. lve •i,it sly Jle Gaily Oak ice oy its Ji y par Odic tale tc ge: ycL.- 3sdcci: hares cra•ges to- t-a-. ;ay We tier ace nest Ocrioci: f nai:o cta'gcs :o yo., dai y tolaico I:: go: Ill! ::!;pt' no balk' :c 131 Lill rrxl day. ; I mar :iai are dai y pun odic tale c3u1c a3lily -as4d or It '4 wed;e Ja Y bEla":4. vr4 ii use Ilia ::wily 3- cc. two Iha. anu its to- I• a ave•aas da y Ea arcs a-mun! al 11.9 erc c' I-e ti I I G eyc a :o :alculale, Ilia tai y ?ellcclc fl•'al :M. CI a,410 earn lay) Tc tie: y'asr Octal Ded:Jl: irei:e charge for a :ling :y: a w-sr a :wily ae• Ddic rate's; e3at es. vre add a 1 of the :ai y De• ocie finarN : ia•gos to• D faat,•as. -c de:erira an avem;e cE ly ha arcs. we sdd ycu daffy Oala-ces and dti:e 3y ito rL-lu• d ho cat's ii t-3aOp1 catlo ti irg cy:le.'sl f you -III Only tre evrare er. ly aalei:e for o :t tc l.re by lie app .^. -oily or., odic lam, all lx11 -1111ply cae" o' :lips!!'In-Ins by 1"e n.rtla cl nays •' 'tie €331 cable : I ng cycJ4ja), it n'nen add a I :I lie •es1. Is :vgalie' "'s Iota w I also anus t^s FeiOdit f rarest charges for t,t HI iig cycle. axc9D•. t:r in for venal c-s c-a to rounding. -c cat yo., total 3er odic' race :tar;e 1:1 e - rig cyan ve it a mc, It y 3ar1cc c Iala's; soot as -m Jsly :°s average Gaily bit Once':- earl 'aa:ua ry tee aO>licable ror:i y 3e- 3Jic are and acc tie rpsilts:ocehD•. The :o -.a A I Deal :ic poiedl: firanco:)a•ges f:r :ho 3 lirg cy- a, except '-r in -Or var aicrs cur tc •o.trdir;. Grace Period (at least 20 days): We at:ILa per:dic I Iii :1alg4s Cr E llallsacl C" `tie. 31 1 nerve C•Ia•ga from It P. Casa I: 5 adred 13 YOU :alY Waic4 1.911 pearl-Rol in IA is 1s;evad 3i yc,1 a:::ui:. Ac'wlive•, we d: rct :-urge :e•iccc fira•Ice :harass on r9w p.I :taeas t I so during a : lk-g cycle r )ve receive boa Omy-rert Of your Apr: Balai:o on pu• curro': statemen: ty the date a'A I -r your rnyal. s doe. and a xc payrra'c a yo.r hrr 3a ir :e on you, niev cts %:au!men: 3v Iii! deb! arc lire your:aymer: %-;ts c.n. Iheut q no graze per od icr boleros taisers.:zsi adva'ices deck r°sa:tio-s. o- Over--raft acmrcrs. In addition, if there is a 'Qualifying Promotional Financing" section on this statement, yn. vri I i-1 m:.1 OF, ocie liian:a c•Imgw c" any Rer-a.. rig Balance Jul a3peam i^ :hat s9C.:i r ycL:ay Iial oalatce ii 'j Dy to appl;Et a Ex: •ati:i Cate TO ovoid Trance -.tar; 9s -i rev! Du-cliEscs wien yo.., hsvr BilaicC ir: aces city •ler-Em-g 3atar:cs', ti I^r t:u.. y-g ;'mr:timal -imrc'III smfi3i. ray y31.r %I hcyu hila',cr, -1 n.s the Iota Of IECSP He-air ill 0a al'cK%i 3t' lip.. calr. F-d 71m4. you, 3ay-lart s d,a. Ilcwwal t` yo.r snos-lart sl'ows'--al a r •ii,.n! peyn'a•I' dun, wo m.sl •eceivii al luilsl:r81 mi•* r.Im payr•'o it ty 11'a caoar-: a n epe:i'tsd -'I yo.i 4:alarrenl, rviii 11 yo..r Nmv lirisi:e cot FisN c, y c' 'J_ali'y tic Z'omol oral ri•lalc 19 ba ai:e$. Asc.'u1 sore o1x iryii; FIc•noicral r naicir; balanss. pe• :c c [if aica :harss a::•.le c.d-g the p'Oraisna pai3d oLl are -31 a:de:.c you ac.Oun: as arcc Irs:caJ.:tcyac.um, a:c'mrr Oil Ong cyde tc ti lire ojcle. liis s rcfr,mc :- as re'e--rc nxrast' It n detr.••rd nlr•cs' (:Ila tyi-g Pm•inliowl : I tociia Ezlai:e i4 no: pain it lull oy'it. app aide t xpifa'inl Des Its darer•edliuxlce charges ri ll be eddec:o ycL• acct _nt as sc On as f•efirs:day ete,lit _xOraicr)its :t.rJ• i'yo_ce`sAt.r:e•tieWre, al yon' ::ddm6mbe' Ag'remsrl lie de'strail IIM r:e c•'drges col 1:4 adJ4J I.^ yc.r atcoun: is soci as tie dale, o' cela,ll. BILLING RIGHTS SUMMARY In Case of Errors or Questions About Your Bill: 1' vo :Ink your Di I is vrutc. o'r y3u I so:] mere hVralci abc.1 a :'ansdLic-' or y3 s oils. •-m x Ce•dl-cm:cr Service on a seoffate shoat al C;1 Bex 1c299V11-I nc:or. 7. t;BcG59M) as snot Ps p-ssit r. W! Irt%' lam- "om yc_ rr. 1;-m it z, 1.0 :lays alle, we Pin I you Ilia 'its! . or ivi d' :he Pont c' p•ollla••I 4pp-HP Y3.1 Car :s ep' 3ie is b.r. dui" P. so vri 13: ul"fave ycu -idle,. 1,,yc_r 6as• aiv9Js:h5'ollcwirg r'c'Ire.lion. v:ur iamr, arc accoirt -Inter • ''-r, drl a• a'ncurt nl ar SLSC:lec rrr_r • :)cs.riht 31e erro• a r . rxp air, i t you :P-, a y y yc. nrl rvc there s i t i or,-r ' ya-I natal rite i'0'n';il all Ilr:i:lIbC the lie[- yZIJ a'C 1.15.110 i.hCLI Y3.1 no net hnve 13 pay aiy a-cum r qutsl3i ;:--Lila •ro an! irvew go is oil: yc. 414 Sit cal gaxd !o fin., the Darns nl in., tin It a: are 1131 ii quest or Witte we iivestgala yc.r ques: an vie cai:c: •eDo•t yo.l as J51iiq.Ier: o• x<e act on tc cc act lie arnum you east Oi. , you -a" au:t;hzc J s t3 Oay your croJ ::arc t I a.j-.omatical ly f-om y3u' sav -cs cr :ha:k-g a:c:ai:. yo.:E" sic: tie Day-ii I Oi ally arcc_"t ycL thr(is vrorl; "O s::O :to Oayro-1. yc.r etc, cr :a fus "g fro Car:mcmta• Irv :c add rss Or -c cp •rrr. -u'?tcr sin•.ci Oi this 5tair'ir rh, r sl rme l ns zt Ira51 :h•er. bsirrss :lays te'n•e lie a.tlcmatic pz)•r e•' is 5-haduled In uccr. Special Rule for Credit Card Purchases: ` yc. 'lave a p'oi' am ',y ti Its Wall ly of gcccs c'sav Gas eta! ydO Durciased yAt a credit :arc (axe udi-2 3u•ehEses trade wi th a -te:k; and yc, have r cc ii 9c )it faiJ1 :3 :eroc-. rp pmblrm •+ift :in me-:hai:, yn, try nc: rave -a .ay t•C •rrani-g arcs it cLe 31 I's gccds Or sa•v:as °cL -ava Vis ontect Or Oily wiei f-c p: rctaso price ,-js rro•e lion $b0 E"d ao p1•ctasc vvEs made n you, i:rr stare cr w Iiir •CC m es it yo., ra I nc .cd•ess. 'imp. iri:eliO-s Jo rcl ap- y t1 we Gem rr oparalx "'" r Hmid•i. -1 ' i•4 maile- ynu Iha advadiss'iert Ic1 1-s p'upa•ly o• Oar ci:as. MA021207 Statement for account number. 4266 8410 4428 1093 New Balance Payment Due Date Past Due Amount Minimum Payment $7,798.82 02/12/08 $1,291.00 $2,701.82 Make your check payable to Chase Card Services. Amount Endosed New address or e-mall? Point on back. CHASE L? 426684104428109300270182007798820000007 02609 BEX 9 01909 D JOANNE KNOWLES 12 WHEATLAND OR MECHANICSBURG PA 1 7 05 0-1 6 00 Ir,?Illrlrrlrllrlr?l?111rlrlrl????llrlrl1r111?rl?lrrrllrrllr?l CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19888-5153 IrrJiIr1?IIL1rd11,IlrrrrrrlLIL111rr,11rr1rrrllrrlJirr,ll 1:5000 L60 2B1: 203 1044 28 L093 Lila Opening/Cloathg Date: 12!19107 - 01/18/08 CUSTOMER SERVICE ASE O 21` Minimum PaymentDue: CH $2.70 1.82 Eapa^d 1-8884463308 TOO 1-600-955.8060 Pay by phone 1-800-4367958 Outside U.S. cal collect 1-302-5948200 VISA ACCOUNT SUMMARY Account Number. 4266 8410 4428 1093 ACCOUNT INQUIRIES Previous Balance $7,525.55 Total Credit Line $8,700 P.O. Box 15298 Purchases, Cash, Debits *$78.00 Available Credit $0 Wilmington, DE 19850.5298 Finance Charges +$195.27 Cash Amass Una $1,340 New Balance $7,798,82 Available for Cash $0 PAYMENT ADDRESS P.O. Box 15153 WIlminglon,DE 19886-5153 VISIT US AT: www.chase.comforedticards Its not too late to resolve the outstanding balance on your credit card account We have a variety at payment options that maybe dghl for you. Call 14388-792-7547 (coiled 1-302-594.8200) today. TRANSACTIONS Trans Amount Data Reference Number Merchant Name orTransadlon Description Credit Debit 01113 LA FEE 9.00 12119 OVERLIMIT FEE 39.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Dally Due To Transaction Accumulated FINANCE Category 31 days In cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08216% 29.99% $6,438.53 $163.99 $0.00 $0.110 $163.99 Cash advances V.D8216% 29.9991. $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V .08216% 29.99% $246.27 $6.28 $0.00 $0.00 $628 Balance transfer V.08216% 29.99% $981.28 $25.00 $0.00 $0.00 $25.00 Total finance charges $19527 Effective Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of Interest you pay when you carry a balance an any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. X 0000D01 FIS70036 D 6 D00 Y 9 18 0501119 Pg. 1 d 1 06666 MAMA 026M 01810000060000260901 Address Change Request Please provide Information below only N the address information on front Is Incorrect. Street Address: - -------- City: - -------- State: -- 27p: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - -------- L Inlormaticn About Your Account LostrerStolenCards: alzaa:ra)Dr.yo.-lost orstar:Etc inneciatelyDy al ng ft C isb-cr Sent :e rL-ibcr bunt or the Ircn: c' y3ur statem el: A1vis:. s err .hw..ys avri zhlc to ass s: yni vnif caii each ar A.10sn• ty :ress ig C efte•ycu enter yll• Ec:cL^t Lmoer. Crediting of Payments: ' if p"ine"s by 'rgila' .15. -a I, said al lead yD.I fin mu(- 3ey-tart c-e to cu pcs'. off ca 33x dosigrlalac to, oay'lenls i;icvAi oil 11; sla)omem YEE..• p::ymcrr^ t'y ra ruse ;our-y w.ilh Ito 1rlI .elions zi ••' s sinlen'91'1, ant o'llsl am -rni 3y C'a-/:1 •irl'ay ceder -aya31e n L S.:ol a•s art cievr° on u- payzt z hf:ugh a J S. f • art a is: tut on :r he J.S. Dranc i o' a')ra gr firai: al 'sit,t or. Do -D: set: vast. Yli:e yon' c :all nivrbo':i ycLr ctoc<o' 'lorcy o'do' Paymcn:s nu;-. be arn3^ partial ty tte pay nolt r.3.p=a L^ rtr ervrrnr a•avi-ec adt- :ui add•ass visialr :1icl.pi The enveloar tv•'dcvr 11 P. r•'v® ape mr, 31 -.lrta 1 -torn ttar nip. any"lrri o- czir.C'•; and :'x1rc :aa or rc staples ap1:E of lls. Wife -1 ecrlspoido ct! if c fled vei•'. y:w pz•pnisr. I' y-ul ndyner: s it acnwdaf no yr 11 :uf pryn'orr lm!r.cl al's F• 'J s llace ova IF: a to is cr any day ex:eat )e:an:e' 2b by 1:00 pi-. coal t Ire at -ur post 04ltce t.x Ces1;'la:e-'cf pararf ils an this statemew. va w I :'ec I Ito :aynor:to your arojr-. as ofItz:coy 'yD.rnay nol:sfrao;crca^:c YA1 n.I Faynel: I'S111..-IiGl a tin a - Fzo avei rhll: Ir....a a'701 ':30 p.^' ocel If 'to a: or Dos: oYi:e Dent desi;lated for pEyr its or this slate cr[ we vAl c•r-: is x yo.•:::c-ult as c` tie next day `you do -at Icg:w:nr :aymef: iis:r.cf ors o• it y3uf payrreT s r21 sell by •rg_lal L.S. nr.I In :ul final -1f :a Sox c93iw1ale:'cr:avllera. red tilt; o' yor paym sir. •1ay no deleyac In, .q to b days.:aymenDs -lace eiw.,o^:a y through our auxinatec telc)hcro swurno. Zislorcr Se^y:c advscrs.:r our wet sro vAl be Sitaiv: to fryp=r.ssnJ"-C3: so ctim t• -kse:ayrC'lts Account Information Reported to Credit Bureaus: We r,.y Maori i'1-Ia::I' Hour: y'-III is:aill 13 i IE% 1311'G:II.'v.. 311: payn'CT;, rrisse- :aytcr:s or 3:icr ceai, :s r yo.r E:e:ui: tray to teflcacc i you, :-cc t rein V y'3i :1 nil we -ave rep-ned iia=:.rate rto'-ati31 :e a ice t ycl. 'nay t^Ii1s to us at the Ca•d-iFoltr• Se•vire fulcm4s isfec m. ya'I bt I fig stealriellt. Notice Ahout Electronic Check Conversion: Whet 131 p•DVi:s a Dnec< as :aym3il. yo. Eu:'loize is atha'tc use n'oraticr fr-Ti y:.r Die:<-.o take E onion ciec:o'tie fi1J :rrsfn•'•31- ycu ac-3un: o• :: p'omss the =ayrrrll as a clock Imnoattion Wicr we use i'arlainr from yei• cheek to -lake an dr:Pordc fund rtu :slr•'inns may :r •,v:ld•ae:i Vo-I y-ill 4' .011n: as 5-31 do J'a set-e coy W.' lase ve ycu Fay-larI arc y:U vvl I • 31 io:nvo yo., -hcc< nae< hlxr ynnr linaraal insiiu:ion ::EI In! ?IS::-Ire m-vi.e. I Ln-r• all J IF s:aln-Ier1 I yo.. lava :nrsl m6 dDor a ec:sonic ;lsc<:ollecic.. of cc ref war[ yccr paynle. is col s::ac elsctc.. :ally Conditional Payments; Any payl'eil chock u• 31-m 'o-, :' ony'lsrl list y3.. soli us 'or ass :-an fie -'it talai:e d.e:,a: s rirkac ':aid t- f.l • o' .orta is a sir i a• r:taJC, or that yet. o:rnr;y se :c-Je- it fit setisfEeie- a disau•ec an: rt onus: np Rerf :o ::a-1 Srwices. PD. 6nx VC49 Wi 1, ir;;l=r :)I '9115C 3C4g. %if.. -FrvF al air Iig•ds •r;,ala ng :I'FFe UV1141 s (e S. V dexnl ned Ihe's s r: vnl c dis:ule a it aiy sir' :1a:< is racei'vz- at any :ilia, a:crass. we -IEy ac:ept he :hs:k a-J ycl. leil sl I -viF Fly Ire fir;, Lev co; We ray Entire :D ac-e:1 Fry siC.. :ayner: ty raturi rig t to you lot ceshi^g t o' nestroyiiw it. All o!-er :aynsr:s tha-yo, make sh:u d 3e ser: tc tie cpp,%iEte:aynan:eJirsss Annual Rsnetaal Notice: If y:ur a::cL111 has E' a-ilia tee.: r;1 :e b la: Cecil yea, or ii -Icrtihy Iistal torts. wloticr o' io:'yell iso yo.' e:C:111: aic you ag•ee to my I vfic t ed. Ire;., 1.1i i!c s iv -rleluidEolo ass y3. ifrity its 1•'a: ye. w sl' :c class yon, azzini :,i thin :N) drys n' I.1[ lads Y4- ile 1 yeti stalorenl c-' v4nnI he a•rual Its s chalgsd all a: die sir a b-tit you pay you- o.tslar: fig aatence to lull v.ur Day-a"I of to aiiua foe does' u' One: 3u• igtls 13 . csa yc.i acct.- I end lu I r ii your ' gtl :c 'risks Vorisse: ons an your aecoirt V y:ur ac:oir: s c used Dy yo.. of Ls yn I -on: rtc to chE-ge :-e ainia fee -nil yo, pEy yo,- cclsmiiir; :alznce n'ul one -v viat:'. yo..rr:.crun: •o eicrsin. Explanation of Finance Charges: We :a culate 1eri3Ji- f narcc ]ranges I.sirg dr ap: kith! pee ac I: 'ah!, sh-vA' Di I- 5 o'er:-iot 7. seotraley far mcl 'Eolit'h lag, tFlr•'ca:re."slat1zorvrl' afire :"r:'o FI'- cast, a-ve -o : is ('caec< Cransaclbn j. p,r&ases bolaice lransfe's :ash a:va- :fcnoir-al tean.es or cv.- alt aJvai:as) Tiess cd:uz:crs -lay amt tc d fte-er: natofiviesYOE tto sane ealy poiod. rates. f horo is e 1'• laxt :C a :Er odD 'ato or tits a:alarrai:. fat ra:s rray vary at.. tre ift z,J -largin used to demrrire that a:o ar d is c)rrwpe'J rc AP-,. arc :es.iaed it yo.r Cerrron3r' AGrotri as ::moidol. '-e•e s a niilirl 'irai:e cl'a'ge if arty = II ^g cycle in rAlici ycu 3x3 any pe1i3tfic fila•s r:a'gas mid a :•ersec: cr i•a1:e aaiwa `m ez:P cola°s :,alder :ash a-vane e• :he:< t•ansaoliv. r ilia al^:uits stated b y=ur Cari'-lcm Dc' Agren-ICrt. Es air e1WD i T3 g Pe dE y x one^-- for tar :ay 3f the c-reit t I irw cyc D we lake tle :pr, r-klg 3a once tc • rac^ 'r::u. •o ac.. ary net,,frensaciers or ctlo' ecbits (I i-l,. rig 'ess np_ J I naive cargos arc c.ie- :parses; subtrac: ary :ay'ncra or crodits. arc make :he adiLalro m. TIEisaztl3is are adder :s at:in:rarsachii etc .he tog nriag or the.. a I iig cycle t1 vrs ct they are :aslen la yc.l n-coil:. CI a IOrr due nl 3w ctci:e ;except WEE! :IFA inlet::ions are adcad as 31 tie case :up-s pd oy ha 3ayzs:r a lots, dare .fcl.r:h-:a; Faasartaide-elhe-r'Vecate3farelatectransac-.:n the data tl'ay ara :as:a::c yoir ac.,o.lr--. or ha last cay )f :ha bi line cy:19. This g ves is the. ay s czily bo area A :•e: I todarlce is Ironton as a tala-o c' zero. I a ]at y oericcic BDo a331as :o any fevine. ves '1.1t oly ha oaily Dalzice 3y to Ja y per odic rate to go: ycL' aericci: irares charges to- I-a::ay We tier aee tlese 3erioei: I na1:e ete•ges :o yo.' dai y talalce 1- gel fit -iji , ng bat:.-':c lot I•r I fit Jay. ; f m-111:aRi 51'o Of y pcl ocif rely court rally cased or Ica !IVe•awr dF y brla'cr, Ere w usF ilia =ally aee cc : tax 11'a: a" its lo' I- s ave-figs Ja y be In ce a--iau n EEL Ica arc c' re [:I I I'g eye V. to alc Bale ilia eni y Drrk:eic li•'ar:e ofeoe eac'1 iayi To ge: yLr total pond: grave charge f:r a - trig :yo a v.,-:r a :ally ac' odic rates; Eau! Co. we add a I cf tho tai y 3e' ocic inferno :iwgios foe a fsat.'es. -c ds-.erire an overawe ca ly to ones. we add yctr dairy )ala^ces and drv:e ay Ito rL.-tae':f he ceys i1 Yo avI c:tlc ti irg cy.lo(s) i y:u 'w iDly -.he :.vp.wo c:ay DalEi:e fir e::-r IoEt.re by Ile app i-a3 r.: airy no, odic lam. a.Ij tun -11hply cac° o' 110<e'E%Ois by 1°r n..rtol fl -ays ° •ae eaai cable. n I fig cyclws). rf^:den add a I nl lip 'est. IS 7ogelle• ^'y Inca w I also anus L^a peiodi: I rat=es charges far 1^e bit tog cyan. exca Y. f:rmiarvEriatc-sc.etonundin;. cget yo.,talalDer =Jic'raice:tar;e f-1 a = fig cgae vier a inC•'11' y 3ellcc c Iale:s aapi as ••W July :•'e avara ge caily be anc: t' zoeraov; Dy t e a))licable ror:i y a:- odic a:: and acc tie r silts :osct-e'. The -.o-.a wi I erid no peicchD firencD:ia'ges t=r -.he 3 IirG rye c, except `-r iri-or var aiers -nit to •o.lrdir;. Grace Period (at least 20 days): We a::rt.e pat ndic I iatie:lalgns of a Ifaflsa ,. C" 'eel or I flat no ciwga Ircn It IF rate t: , adred 13 yDU =aiy bala•lCr. Intl payl"etrl in I..II is fe:d4eJ 31 yc.r a:.:U•1:. Acvveye•, we J: red =lalge Deice c firalca :harwes on raw pi :rasas t I ac during a :Ik-g cycle I' Ora receive bCt1 3ay-Icrt 31 y:ur Nov, klavo on you' eurro-: statemon: ty the dab; a'-1 t -e y-ur Poynter: s due and a se poyrr017 :t yor key.' i:: it :c on your mCv c.ls s:,.Ivmorr 3y Ion! Imin arc lira your =ayner: oas r. -a. Moto , no graze potod far balarco t-als-ers. ;Esi aJva ices clock :rE-sE:tiD'5. o' aver-tall awarees. In addition, if theta is a "Qualifying promotional Financing" section on this statement yet. VA 1 •1-1 1C.1 DM' ocic lilannr Clalgrs C•' ally Rare ° rig Balance het aDpezis i- oat secti zi r yet. nay tint Downs i'i'i Dy ha EppUeta Ex:'afti Cate TD avoid irence :tar;as n rely Du'chESes 'vien yo.' hew rlalaice it. ices any l".re ill g 791arnels II I-P. Gir. y-g -or -if anal =tare 9g smb31. Fay Val. r'LI kcW liamlca ^t if .s the Iota 31 Wese He-aiI ng He. fires! ay the c d F a• 'II :mp.. y3 if - jay-ISrI s d. a. Ilewe,•sI V yo.r sxla•ltrl shows :•'a1 a r iin.of payn'a•r dIli!. wo n.sl '1!C I!ivtE al 11961 :I'al in I*, I-i-i payr C•II ty I11: -a lc dl:! n' it Fpe:i'ied :•I yo.( x:erafre11• Fvai it yo.r Nary l@ma:e Car FvsiS c, y c' 3,21i 'y fig =•om 31 of at 'taalle ig to a1:es. A sc. ,a, sale it I, Iryil; FIc-ooicI at r nalcir;; balinnss. pe- ac c firalca :har;as a3:,io c.n-g the p'orabna paiod all are -)I a:de:.c you- RIM: as area Irs:ezd. J-cy ac-um. a:c "orr ail rig cycle to ti tiro cycle. I its s relf,mr. •- a, co'e-ec n:crmt' It a rirte.••rri illvest cola lyi-g Pm•lalialal : I enctlg talal:e is nn: poi= if lee 3y !1e app Bile 1 xpilern Dzs If n Jsfer•ed ftlallce charges vr ll be zddee :o ycL• e-Cc..n: as scants is firs: day st a• fit _xD redcr late.:Lire'. V yo, ca'ailt -r-v tie tows of your ::a1J'lember Ag•rr-tzrl 11x. de'alreel I -E.i no C-afges vyfl tY aJJ4J In yc.r a:c3un: as soci as tie date o' cafa.ll. BILLING RIGHTS SUMMARY In Case of Errors or Questions About Your Bill: 1' y-11 :1iik your oil is ,wing. u• t' you reed mere n'o1-a!ici abc-I a "ansat::tc•' 11r y3 it Dill.:ai :e CG JI-errter Service on a senate shoot at CO box 15290 fill nii.or. 1;8cG5799 rs ;nor .s Fcssit a We rr Ev her.•'•om yc.. rc 1; "1 it .. 5j Jays alle- Y a sett you the its! :: Ix' vvi:I' Jai cif:r c' p•ohln•1 4ipYalrc Y3i cat is ep-Din is lo-r dur p sec vii 13: wiseive yc Ll ict ls. 1•' yc.r Eris- give is 'J to `ollcwirg i' viretion. v-ur lan•e arc accoirt '•II'lkef • -'•e dr.1 a• a n:urt et -'It sL.;3entee print • :lonmirin :he r no • ar: Clip air, it you oE-, .v iy eye. act rve there s a, er:r ' yo.l IICI31 I-CIC 1'o •rr:il 311 J(!L,.11130 the 1101- ytal aee 1n5.11C 2bCL1 '(3.1 :3 net tmvc la pray lily arcuil l' :11.111131 :^nle rill am ii'vr_s! gal 11 3u: yc. F1e stir cot gF:ed :o pay IN pans DI y0..• til Ilan are liar i1 quest of W1115 we tweet gals yc.r quits: on vie G0111c: 'eas't yon as dehi0.ler: 0- :e<e act in to cc ed ice arraull-. you oast D 1. ' y:u -aye au:h:rtzcJ s 13 say your creJ ::arc t I ai:orratieally I-om you, sar-es or :ha:k-g 9:c:u1:. yo.. :E- stn tie )ay-z I of any arrc.'•t ycL thirds w,org. -3 S= :he oayro-t. yc.r cdc• or -,a :us 'j Ito Car, norrtc' i£Y fr add"CSC ar'e ep'•c re -,I n her ,Intel 31 this man',r rY r sl roar, ns a' I:asl :h en 1!..%if*ms Jay's te'n•e 11e a.lnnn:ic pty'e•- is x:heIfreJ 1: occi'. Special Rule for Cto dB Card Purchases: ' yc. i3vs a F'ol• son w 11 Jls scat ty c1 goc:s c'sa^y cas tia:'y: i puroissed'?& a credit ;arc (axe udi"g au'chascs rrado w Ili a 3ro:k; End yc. tavo r cc t1 go Did fain :a :crec: 1-r p•nblem v;ith :1C ITIV:hr.i:, yon r::y nit: rave 73 -ay re 'erzni-g a[-CL'ti CLE )11-8 goods 3r S94-,85 vCL -ava tris )rilact 3r Dily .yiei rc p.rchaso price Yeas rro'e tian bbd vcI :rn pi•chaso ssEs nEdo n y3u' lare state cr a• fir •CC of es at yo-• ra I nG ted•ess. • 1nSe iri'.zlii-s Ja rcl apt y it ice ctm Cr oparelx t•'^ rel=aa•1. n1 ' err mile: y3u tllr adaslliss-lerI for I• a p'upa•ly o• sarui:ss. rAA021207 Statement for account number. 4266 8410 4428 1893 New Balance Payment Due Dale Past Due Amount Minimum Payment CHASE `? $7,525.55 01/1208 $995.00 $2,116.55 Make your chock payable to Chin Card Services. Amount Endowed New address ore-mai17 Print on bads. 426684104428109300211655007525550000009 0320.3 SEX 936207 D Irr rIIIr l 1r1 1.1r1a1r111 10.1 r l.... I I I I r 1. rr ll. r I I I r r r I L. I I.. JOANNE KNOWLES 12 WHEATLAND DR CARDMEMBER SERVICE MECHANICSBURG PA 1705D-1600 PO BOX 15153 WILMINGTON DE 19886.5153 1:5000 L60 281: 203 1041.28 L093111e Opanin,osing Date: 11/19/07.12118107 CUSTOMER SERVICE CHASE O MinmumPayment Due: $2.116.545 Espaftol 1-666-446-3306 Too 1.600-955-6060 Pay by phone 1-800436-7958 Outside U.S. cal collect 1-302-594.8200 VISA ACCOUNT SUMMARY Account Number. 4266 B410 4429 1093 ACCOUNT INQUIRIES Previous Balance $7,265.16 Total Credit Line $6,700 P.O. Bout 15298 Purchases, Cash, Debits +$78.00 Available Credit $0 Wilmington, DE 198505298 Finance Charges +$182.39 Cash Access Line $1,340 New Balance $7,525,55 Available for Cash $0 PAYMENTADDRESS P.O. Bout 15153 Wilmington, DE 19988-5153 VISIT US AT: www.chase.comfcradiLards You havent made the required payments and your credit card account Is 90 days past due. As a result, your credit bureau may be updated with a negative rating. Please send your payment Immediately or cal us at 1-BOO-955-8030 (tolled 1-302-594-8200) today, TRANSACTIONS Trans Amount Data Reference Number Merchant Name or Transaction Description Credit Debit 12/13 LATE FEE 9.00 11119 OVERLIMIT FEE 39.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp, Average Dally Due To Transaction Accumulated FINANCE Category 30 days In cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08216% 29.99% $6,202.48 $152.88 $0.00 $0.00 $152.88 Cash advances V.08216% 29.99% $D.00 $0.00 $0.00 $0.00 $0.00 Convenience check V .D8216% 29.99% $240.17 $5.92 $0.00 $0.00 $5.92 Balance transfer V.08216% 29.99% $957.00 $23.59 $0.00 $0.00 $23.59 Total finance charges $182.39 Effective Annual Percentage Rate (APR): 29-99% Please see Information About YourAccounl section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - including transaction fees such as cash advan ca and balance transfer fees - expressed as a percentage. X0000001 FIS33330 D 5 000 Y 9 15 07MN1 a Page 1 of 1 05588 MAMA 032M 36210000060000320301 Address Change Request Please provide Information below only N the address Information on front Is Incorrect. Street Address. ------- City: - ---------- State: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: ------ Inlormatton About Your Account Lost or Stol on Cards: DhaseraoDr.yo.'Icstcre:cor ^arcimmeciatelyDy :al ng tro Cist)-or?crvi:e rL,bor hunt 31 the frcn: c' ywratzterr•ci: Adsis-'s Fire dviays avai 64c. la ass s: yn.i van ren w.cl- or Adsdso- ty :ress ig C efte'ycu OWEN Y31' EC.CL"I iirr Der. Crediting of Payments: ' or paynle°ts by •rgJa- l S. -al. said at Nast yD.r min in ur Day,arI c.9 to cu pest aft Cs, DDx designal9c fu• ouy-ISnls coeval on n; slat am iv Yo.• payments ty rd ruse :or - y viilh 11'0 ls:f.CIIDns zi 7,'s slal4n'el'1. and Rill ! ale °.:n ay :4.4 ZI ^ICray c•der :ayaDls if L S. 7ola's de,: crave' on w pzyab 9 hl:uph a J S. f •ar:a is:.ul on :r 3ne I.S. Dranci o' a'Dra gr firal: al 'sit,tor. Do •D: sar: Iasi. Wt.o yor vmt,it n.lrbo':i ycl•r crec< a, iorcy, ode' Payments Tits! be ac-i-panedtyire paymer.co.p:nI-:ircruel:ara'avt:oc W_ :Ile add,loss VisiolF :1 fci.al Jla erlveloae 's-deed the r• vr. Dpe al "of :DrL: i ,Ne the :ir. Day,rrt co- mjpc": and :iefe Dr rc staplas :opm cl Its. nape :1 ecr"wpoidin CC ii c Idol tvi•• y-al p;:yIm?lr.. I' y:le, 2d'y1141't s it ac:o•Ilrl'-e yr 11 Cud prqu en: wr.cl Dis t• 'd a mace avaIat a lc is cr any day ex-eat Det"-e• 25 by 1:00 pi-. ocE1 t Ire at cur post o1ca t:x cset;iil Icr payr sits on it is statemsm. we ve I : -e: t re:aymor:teyefor ac.odr.as 31rz:cay 'yj.r:vymei:sirac.crc co VA *1 0..1 paymoil I %I1L:liors t111 s -P-C awi Phil! Ir. -s a"oI `a0 p.- oealti,ea:orpos:at aooxclmi;iatedforPCyrsitsorthissta-.e -Iert ,/M end real : i::c yo.' etc-oit as c're next dry ' ye to do -at to0nw:ur zdymm IwI.cl cis o• it your 1:ayn'e1: s r-1 arlI by •eil -IdI L.S. mall 1- WI p:91 :11.a Dux CSet gis:@-'cor :ay'ller's. C•eJ if l•„ a' yor paym en: -lay :e c1dayee I:• .1p to 5 days.:aymenS -mace elec.'o°:a y rrougr :Ur zu-cmatec let, Aterc sercfA. C.lshror Se'v:c adysers.:r Dur wet sro ,aril be snDjP..:: to ;cry p•5trru, nc : -rs - ,c csec 'r these -ayr city Account Information Reported to Credit Bureaus: We ray overt Y:i,-t'.! tI loci.: yell jc.o.lil ID ucc I Dirco a..Ov pzyn'ov, rrLGe: zaymers of Y.ier ee'al, :s r yo.r z=ui: ray to rcflo:tee 1 ycu• :'ale t re:o-. I' y3c *.ink -. -avn rr.p:med hit-.rate rlo,-atiai :c a ice t -intl., yCe. may voila to its d: ax! Ca'd'-mrol;a• SwOce. adcree4 islet C•' V,i bi I nc sWismanl. Notice About Electronic Check Conversion; Whet yDj p•DVi:a a -iec< as :ay'rra11. yo, wieizaa is slha-tc use n'el"8ticr ir:11 y:vrn.<-.a make c one-:me clec:'D9e fill ilrst: `Dr yc6r ac:Dun: o' :: p'D:teal re :ayrrril as a check Irema:tion Wier w Inc. iwnaior treat yci, crock Ir. ,tkN ai ele:l•ordC lund Parsh,.'in s may .Y.:y 1id'a':11 1.11.1 yair e.coun: as s-Di as tt9 sae a cay w9 f 9:e va y+cli pty^IarL arc y:u A I 'DI lemwe yo.* :hcc<:ace Iron' ycur lineroial trlsl let:ion ::al Ile ?ist:,ef SFWI:e ILm-e' 91 :11a 9:a1:1,911 I yo. iaVe:Ilra10115 aDOJ: er -3111C :wee wllsclc• cl cc Icl wart few payme°Is col 9-:ec coluclic- tally Conditional Payments: Any peyrall check o• olisr 'o•, :` gay°Isrl hal y7. sail us :3r ass :"al tie -'.if tala1:e d-e :la: s I'ark9c :aid I" f.I ' o• -jrL is a sir i a- r:talc-. or rat yet, o:rcrv: so :c "Jv it fit satisfecic- :t r. dis.lu'c: am:.rt moos[ :r srrl :0 Services. 110, hnx 1 i.19 'Ali re, ir,I::r )I '91150 6C4g. Vie. 'wrvr at oar ligiis •H;ji:l n, fuse :a'019('ts to C. i' d is de:elm red thvis s 1° val c dis:ule :I it day Sic' -lo:4 is receive: at any :the' a:lrms. w9 ,Ey ac:ept 319 :hack a^d yet. ,.dl 51 I -nr, sly ixr. lie„ Ica w Cc We my min=a :a ace:l any sic.. -aymsr: ty raturl in t to you lot ceshi-g t o' test oyil; it. All o:•'er :aym9r3 thz:yo. moks sr:u d De ssrac tie Epp,%iete :ay'm9n:zldress Annual Renewal Malice: If ycur a:xLit has E- a-lua fee.: -9 b to: cool Yee, or if -Iertily distal mel wtolier o- to; y:u ass yo.' e.c.ul: alit y-u':g•ev Ic Day I vAlm 1: ed. Ito w i.;' 'CL' s I c°-reluidaole OC5 yo., wetly IIS 1• a: yc. ye, st :c cIDF.4 you, a::Dun: vi thin :10 days 0' rte 1114 are ma I ycL: stdlarenl c, vAlial he ainiai lee s chargsd aid a: he sire d-le you py you- o.tstar: ng balance in full v-tor Day-e'I of ra aliua fee dens •7: a'fec. Du' 'Igl-Ls to - cs9 yo, accc.• I and lu I r'i-.youl ' get :L• 'Take t•onsac: ons on ycur accost I' ycur ac.o.lr: s c Dsel Dy yo., or Ls we Ly I :on: rLe to cha-gc :-e ainie fee nil yo. pEy' yo.- CL.tS:LlJIr; :alenre of If I Znr. rixniletc yo.r a.:.c..cir -r aicrsiip. Explanation of Finance Charges: We arutatc notate:. inarrr:lards Latrg he ;:p: icttir PC' oc c •ahm aha'A of I•', ri!Hhrlc, % acowale y lad Sam '."lu'r :q g t°I=•':a'IP•'•19l!.OI'vel' alwo :, Sz.v al': couch L:4a"-9 .18:u ('clsc4 uansaction"1. p,ml-aces balaics :ransia's :ash etva-as :rcmoic"at taon:es cr cve'c'aA zJvai:9s) Tiese cal:uz:crs -nay :amt to d ffo•cr::atoccries %Ah Ire sae c ca Iy rmil ^ rates. I here is a J' text .c a :er odic 'ate or life s:atara *. flat rats ray vay Er.: the idox e-i "login used to detorrirc fret a:e art im earrespc-J rg AP arc :rscinrd it yo..r Crercm-r' Agreerrit as arcided. '-o'a s F. iminc1r li e.i:r. fra';le. it art/ -11 •'a cycle in arid ycil Hi'y' perlorkc fela•:a c'a•gas and a:•zrszc:cr rai.a:taiga'of ez:r tali, ,a:•aisfar :ash z_vznca r ^hs,4 t•ansti^tiv. r the al-cults staled ii y.ur Cari,emDc• Agroe,ert. as aredcl To gc: f-c de y of ancc lot ri1C' :ay of the e.rcil t I ir;. eye e yn tike he arynesefrensztiersorefilreehis -rcrklgAmcotreae^'ratvc. act Old,: rig 'eas .n;E d f nal:e :largss arc c-.1s• ctargss; subtrac: ary .ay-ners or credits. arc make :t-v adiwiroin. TraisattiDis aro Eddo: za of dir., rmrsachoi c :r. 'he tog nriig et the o I iig cych ii 1:•i cl• thy arc : Islet ID yC..l H-CO1117. CI a Irlrr dal ^ -1 Dui clx:i-e. ;except It H: 0te.k Vi isii.Jw 9 are adced as of tie case -opts :ed Dy lie jayss:l a late, dare -f ct.r :h:Fees era aide: i the, c° Us tale Df E relat9c transaC.:n ire Ja:a tray are :os:a::c yo.lr ac.o.lr:. cr ha last cay if :rs bi ling cy':19. This Byes is the::ays caily be arcs, A t balance is Irea= as a taL :c c` zero. I a def y oericci: ace 113lies .a ally t9e:ure. v49 1.lt ally he :ally Daleice Dy to da y car odic rate tc ale: ycL' oerkci: irarc , cra'ges to- t-a. ay We nor ace here oenoei: I reii:e cre'ges :o yo., dai y tolaice Ic gc: l v -,-41- rig bit F.- :e lot lie rexl :lay. ; I or -11; :i"1 5, C dai y gel odic Isle cjulc Eoply :ds.41 or II '4 wr.,a;S l4 y bola, :s. vat n use Ira ::oily Ds• cc : re's It a. a.D ies lu• I°s ave•aas la y to arcs 9•i Dan: at Ira etc C 1°e ti I rC ryc P. to :alculele HIS cal y Delkcic if, ar:r cl wire earn lay i Tc ;a: yDjr total Den:di: irai:e charge fw a :Ililg ty:a v,,-^r a :oily ale'odic ralm; anal es.weaddaIelthetai yale'ocicfinarxna'gcsWe IsaL'as. -c Jewi Ira an averag9 cE ly to once. we add ycu dairy oala•':es and der:.- oy Ito rL-iov :f Joe calls if t-D aopl cetlo to irg cydo(s) f y:u ,if illy die rvraco ca Iy Daleim tar c er toat.ro by lie app i:::D r, gaily air odic fail!. aid doer -nhtpty, exc-, it, thaSi! •v%. Ila by 1•'e n.rhel of -aye . •1e gaol cat!Ie c I fig cydaisi. no t :ien add a I :I hr •esi. Is :Melie• - 4 I.L 4y I also voia t"9 p813dl: I rar cal Crarg95 l:r I tit fig cy:Ia. 9xc :i: f:rmlarv2dalvsc.9torounding. cget yo.'btaloar:lfc`rake-rar;9 Ito t : rig cycle wief a Inc. it y Daricc a raie;s; aopl Its -Iu 131y *.,-v warage caily be onee'• -.act `wwli Dy to aaDlicable ror:n y De' Dlic a:e andacc he resilts vgot- '. The coal 0l egjal :nc poicdi: firenco:wgcs t-r he a lirg cy. c, cxccpt'::r rri°or var aicrs:Or to -o.lydir;. Grace Period (at least 20 days): Wo o.zrLe par -dic I ivi.e.ioigw of t lumaci c, '9a. of I nano cia•g9 heel 114 ra:e t: s adced to YDLi -Piy balalca Lill payr-enl in I.d is r9e94a1 of yc.l •ICyiew, we d. rct :ialg9 De•iecc firaice :har;es on raw pi :rasas h I so luring a - Ik^g cycle i''wa r9ceN9 bc:i Day,ert DI y:ur Now, Belal:C on you, curry: statemm: ty the late a •l t -e y cur paymenr s door and a se payrreir :t yor her i:: arcc on yaw .Iev cis s:0vociar Dy liv dHleltc fir-1: ycur -aymet: was c.i!. Ihew s no grace per od fcr balarce tais'ers.:Esi alvaices check :rE,sEatiD's. o- nver_ratt acvarcn5. In addition, if there is a'Qaalilying Promotional Financing" section on this statement, yet. vA I l:1 ic.i or, oci: lhan.e cifligm c, ally Rena ° ng Dalence htl aopei rs F ran 5w -i f yet. :ay lint balance ii 'j Dy Jie epel oat a Ex: eti:i Cate To wood irance :rar;9s :i rwo Du-chascs wicn yo.' how Galaice ir. ices city lcrcrirg 3alar7e(s ii I°r !l.lr. y-g Morainal =im:rc ig sr.-nji, pay y5IJ -L I hew liataicr. •111.5 Ira cola 31 It Cs?. He-air lit Qa it[ CK5i Dy 1hv.. cal Y. Z' "d T,e you, Day-w I. s d.e. licwe u i'yo.r siu a•lerL sl'uwa 7 at a r' il,.nl peyr el: due. wo,.sl •cceivii let Icasl teal mi•'r.l'i pavreil ty it n zate arc t n'a apo6lccd -i yo.l 4:el4reil, e44i it yo..r Now IWni:e cor4LSls c, y r.' 1.ali'y rig : •om Dl coral "ilanc 19 to ales. Asc. "m sore QLa ifilh; Flcilaicral f ripichr, bala nts. pe• jc c liralc4 :har;ss a::•.le c-n°j the p•Dr:IiDna Pond DLt are -*A a:de: -.c you, ac.Dun: Da arco Irs-.ceJ.:rcy ac:um, a:o'•olr oil ing eyclc tC ti lirg cycle. his s retires 7c as C&C.-cc merest' It drIc-rd titres: Cola tyi-g I'll loliolia1' t'encila L'elfil..r is no! poi- it lull Dy d1r app mble I xpila:i-i Qe:a tf9lalsr•el lilmlce chtges vi ll be tldec :o ycu e:cc.reas sc on as I- firs: day aHs'tie CxD raicr Jate.:lrt a'. i`y'o. ca`a.dt -r_e'tie h ire of yon•::afl,emba•Ap•re^IV1 I•le tla'4nadl i=r-e r•algas win 1:9x3141 t. yc..r a:caun: is Seel as tie dots o' cefa.lt. BILLING RIGHTS SUMMARY In Case of Erom or Questions About Your Bill: I` vial : uik your :N I is -erne G. o' i' you rend more,, n'ur alci abc.l a :'dma(.Jc, Or yD.a Al. •a1 :e Ca'drer:er Sc vice an a scoaate shoot at P.J Bcx 16299 W h ng:or. Jc 1gHFL5299 as ;nor P% p-,s'it e. Wr mist he., "Gal ye. re,. 1'.:r1 11 " K, :lays dole. vie Berl yon file 'ir%!. IN wl -1' the p.ll-r c• p,01)14-1 41:paam: Y3.1 car :a op- Die is b.1: dur p So rive 17. 1193e1v'e ycu -igl is. I•' yc.r Pals' alive :1's `ollc>virg r'c•rralion. • v-0r lawn are accoirt ^u,trr • '-a del r a n:tort nl 71P %5nC-ICC rrr_r • ors: rihr. :he rrre• ar: rxp air, it you -;:-. w iy •ye. of evc there s at er-r ' y'oc need re10 1'oirll on JtLSadID the ilci- YtII lm I.'GJIL' IibCLI Y3.1 :o [let have ID I:Ey al'y, aco-mill I' quiznD'1 y.'lila re, all! it vets: gal 1.1 Da: yC. 114 Of C1IgE:L11 :o pay the pails it yn..• til Ira: are not ii quest or Wli19 we ileest gals yc.r cues: on vie ca'xlc: 'eo3,t yo j as lsli'igder: o' i.<e act on to cc set he arDum you cL9st 71. ' y-u -avs aut:riztd s to jay your crcd ::arc t I arorratically f•om your sav-cs or :ha:k-g o:c:ul:. yo.:e - sla he Day'-a9 Di Eny Zl _t ycL rir< is sv'org. -D s:-D :rc Dayrc-L yc.r ele- cr :a :us 'g fro Cor_mcrtc' Se i ce aj.1,m; or-r ep-cre -enter sin'n'i 31 this stwe irrti r.sl rain lisp' 1,A,l 'hire. h..siress l'ay's te'll's lip. a.Il::m0C pryre, , Is S:hedllled Ic act r. Special Rule for Credit Card Purchases: ' yc. toy.- a p•ot am 5v P1 lte gust ty cf gcc:s C' Sa•v cas re: y: J purvirs8d'wir a credit wc (axe udi"g wchEses rrade w th a :ro:k; and yc.:eve ° ale h gc )d fair :D :er'ce: t^r pmblrat •-w& :in mv.hai:. yet. ray no-. rave :D .ay t-r..real ni^g ar-ct.il CLE D'1 r•e gccJs or sav:es i'Cl. -.ie ris Dfatoct or oily wiel t-c p.rerasc price ws ro'e tion $53 E-d J-o pi craso+r,Es made n you, 1jre.. star er r fir ' C. m es of yor ra I no .cd•ess. ' ir5e it is:diD-S do rot op- y 11 1:•a czal cr operp.l4 :•'a f-4l-id°I. .1 ' rim me.ile: yon :tie adrsdi3a^terl. let 1•'9 p'opwiy o• sw,-i:as. MA0212D7 Statement for account numbar: 4288 8410 4428 1893 New Balance Payment Due Dale Past Due Amount Mlnimum Payment $7,265.16 12/1307 $702.00 $1,560.16 Make your cheek payable to Chase Card Services. Amount Endosed New address or a-sail? Print on bade. CHASE L? 426684104428109300156016007265160000002 03297 BEX 9 32207 D JOANNE KNOWLES 12 WHEATLAND DR MECHANICS13URG PA 17050-1600 Irrrlltrirrlr?lrlrrlrrllrrririrr?rllrlrlhrrilrrlrlrrrllrrlirrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 160 281: 203 LOLA 28 L093 LIP Openlog/Clostlg Date: 10119107.11111 CUSTOM Flt SERVICE Payment Duo Data: 12113107 InU S, 1-800-945.2000 Minimum Payment Due: CHASE . $1,560.16 Espanol 1-888.446-3308 MD 1-BOD-955.8060 Pay by phone 1-800-436-7958 Outside U.S. cal collect 1-302-5948200 VISA ACCOUNT SUMMARY Account Number. 4266 8410 4428 1og3 ACCOUNT INOUIRIFS Previous Balance $7,005.27 Total Credit Line $6,700 P.O. Box 15298 Purchases, Cash, Debts +$78.00 Available Credit $0 Wilmington, DE 1 98 50-5 298 Finance Charges +$181.89 Cash Amass Line $1,340 New Balance 7,265.18 Available for Cash $0 PAYMENT ADDRESS P.O. Box 15153 Wilmington,DE 1MBS-5153 VISIT US AT: www.chass.com/aediLards The charge privileges on your credit cant account have been revoked. You no longer have the ability to use your credit card account for purchases. We can help you get bade on track. Call 1-800.955-8030(colect 1-302-594-8200) today, TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debt 11112 LATE F 9.00 10/19 OVERLIMIT FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Dally Due To Transaction Accumulated FINANCE Category 31 days In cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V .D8216% 29.99% $5,973.05 $152.14 $0.00 $0.00 $152.14 Cash advances V .08216% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.06216% 29.99% $234.23 $5.97 $0.00 $0.00 $5.97 Balance transfer V.08216% 29.99% $93332 $23.78 $0.00 $0.00 $23.78 Total finance charges $181.89 Effective Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. X 0000001 FIS33M D a 000 V 9 15 07H1M s Pepe 1 co 1 05655 MAMA 03257 32210000050000.725701 Address Change Request Please provide Information below only U the address Information on front Is Incorrect. Street Address: - Ciy; - ------------- State: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: L Information About Your Account Lost or Stolen Cards: 'l=ass ra»r. yo. , test cr a:: sr :arc immeciately Dy :al rig tho Cisti-or Bcrvt:e rt.-nber 6unc 31 the iron: c'y'Dur stNorrei: Advise. •s err alvr..ys av::i rhle to a.;%.;: vn.l van ran each ar Advise, by :rsss ig C efte-ycu 911:81' ya!• ECCL^t iJrroef. Crediting of Payments: ? Df Fayme°:s by 'eg.aa• J 5. -a L said at least yo.r min milt- Dsyiarl c.9 to cu Fos. oil cs Dos da5ignal9c to, Duy-nals 51 C`MI oil Ii; sodam Ina Yo .• pivm err!; by r^a rfigI hom=y villa 11'0 i4:r_cliann:i s sInhin of' I. and tuna: De °.'.:9 Dy :'4:4:1 -1crey ceder Wyaole if L S.:of a,a aI : (:rave' on u• payat s hrough a J S. f •ar:a is: :W on:r he J. 3. 3ranci o' a'ar9gr firai: at sit,tor. Do -D-. sere :as I. Wi-.o yo a' E_cLit nirrbe,:I yctr chec< o-'iorcy a*- Paymms m us: be.. ac:a-FEnied by Ilia pay nal: c3 .p:1 i^.1e cr vel=a P. D'avi:ee Or- :I'I add'ase visIAm :n cl.;ln he envelnae. w, °dev: 11'8 a°ve ore rat or :Drh 1 'lain Cher :ir gay-last o• cc jpe-: and 7w. to :::1 ae ra staples :dFl4 at ps. tapli cl ccf-.;poldercr. if c nded ;ii yzin Fi(ywlmr. 1' yew :ayisi: s if ac:o•der:o vrh cur peyll'tlrt: i.°.:L.cl Dili a• 'J s mace ava la: a tc is cr any day ex:eDl )nem:a• 2b by 1:00 p.r. oval I ire at :fir post o=ice t:x cesi;ia-.e: `cr payir sits an ibis statem ew. v:9 ;a I : -ec t the:aymor:to ycuraccoa•:as of fi•a:cry Iya.r:aymoi:airac.crcz-:o vntt n..r Faymc'r 1st n.:.tiers till s -z:u Avet ehh! Ir. _:: if:at -30 F._ Deal ti'ic a.0.1• Dos: ol;- one desi;iatcd for payl-oils or this sta-."crt vie wl c'n r 1::c yn.r a=unt as c` Ito next day `yell do -at tau:w au nymer( iistr.cl crs o• it ymn pdywni, s I ni sell by 'eg.lar L.S. mat I: :ur p=al :if :a oox Cssi;ia:o:'of :aymer's. c•ed Iii; 01 yor peym9nl -lay :9 delayee L^• .ip to S days. 'aymans ,lace els„n -E y through :fir au:cmatcc tcfeahcro scrvin.:.IStror BG'Y:e advscrs.:r our tvet si=c veil be. snail:: to Ery p-nrss IS -. -.r, : so rsce 'n' :hose z%l-a its Account Information Reported to Credit Bureaus: We ray anal i'o-m l:l' not J: yell acn.11I la c'er. l aircilln.. Fit! payrl on'. rrisac: :aymer of D:ncr c o2n :s r yo.r ezc:u I: fray to reilocte 1 you- ce t rc:o'. P ya.l :1 nit wr -avr. top:nrd Iia::.rate ,-ficiaaal :c a ,cc t : niem.. ycL. may nii14 13 tie a: Jw. Ca•d• mult4• Service. al(aeis islHC c•' ya-a bi I nil do=om wad. Native About Electronic Check Conversion:'ftihei yuj p•ovi:- a :iec< as :ay'frail. yo, eu:ioiz3 is ethd'tc use n'oi'aticr fr:'n y-,r zi i -.a make r, one- nic cLc:•Diic irnd :rersf9•'•at- yctr ac:DUm o• :: D'D:ass ire -ayrrnt as a clack Irama:tion Wier wC fire 14ar'iaior from yor check Ic •nakv. an ele:Pmrc limit t•Hrsl r•, iv:s may :r lv nd•e;-a Imp y:ur a:coun: ds s:Di as a9 rare Cay vas r9:e va you pty-IT I arc y:u A I -DI to:rive y(1.• :hec< tai:{ f,ow yni Ilari'mal insi liri Dn ::,.I tic 114 :1ef 4r'vl:e. I'Lm:e• oil d'ie snaIe7@t'I I Va. idve :rrsl oils aDoX a ecrDnic nlfc<:alI0C7C" of cc I'at war'l your payme•'Is col s..ac eluclic":ally Conditional Payments: Any payi-'tit check u• Dllel `o°I -; Dayierl Jlat 'y7, said us'Dr =as ran tie 4A tafai.e &e via: s rarkac :aid t- i..l ' o' :artE is a sir i a' r:laic-. or trot ycL o:rcrw se :c-dc, it fed sElisfetie" :t diroirc: am:xt mils: er sera :o ;:red Services. 110. Bnx 18(:/9 iYt wig ;,tcr :)I '9113C 8C49. Nye •a54rve at Dir llgils 'e;anf ag 1me. :dyi15(:s (e g. F : is de:eim tied lhe'e s r: val c dis:ule :I it any s.ic•' na,< is raceiv9: at any :the- a:grass. ve9 -lay ac:ept hs :hs:k a-d ye(. )roil sl I :vre eiy fore ill; tent co'.. We my slu=e :D Kc -.Zl try sic- .aymsr: by ralurn ng t to you lot cashi^g I o• net•oyti: it. All o:^er :aymar3IhE-.yo. make st:u d De s9r:tc tins epp*% iEte:ay'm9n:eddr9ss Annual Renewal Notice: If y:ur a.:" it has E- a-iua fee.: v; I :9 b Is: Can yei:' or ii -icrhty iislEl mcrts. yilohcr o- ic; y:u iso yo., a:ccui: inc y::u eg•ar Ic Dey I whor t ad. Ita P., I.;, 'ep s I c°-reluidaalo act YD. lWily Ile V d! yr.. W st' :(: C134H yau• a=11111 w thin 31'1 days o' lie 1.419 we me, I yco slalarenl c•' Y64* he ain.lal fee s chalgud aid a: he sore ti1o yau pay you- oaslarc rig Dalance in full v:ur Day-=-I DI the aliua lag does -D'. 31ec: all' 'igl'is ID . C99 'le.[ eGLC.• t and to I I"i: your' gl'I'c make tansac: ons on y:ur accoirt P y:ur ac:o.lr: 9 c ased oy yo, or Ls we •.y I :on:rLC to chE-gc :-^. ain.te fee vnil yo, pey yro.• cttsmi:lw; :alawe nmImo:rrmiiatrya_r::e:im:•c::irrsiir.. Explanation of Finance Charges: Vie. magnate. aeriadi: Inarcc :farces I.mrg fie Ep:10itle PC' Dc a ilhm ;li=ve' 31 1- S s!ali loi nowaley tar seal 're.Ilre ?a g , telt•':e :fa"91.41.:a1'W..1' ence :"e'.<e..°.1'coal) ann.-e a^<m;*else<.ransactim").p-retases belaice:rensf9.9 Cash vva^:es :(cmoic°at tean:es or cve'c-aH edvalas. Tiese caf:u: crs -lay 4mt'ic ciffe-or: mce;ries vdh Ito sane ea ly pciad: rates. f her(: is a 'V' ')exl Y a Jar oil: -ate cr tiis Kalamai:. hat rasa tray vary are its idrx a-d 1argin used lc delEirireitet a•..^, Ord is correspc-d rg Are. Oro :es:iacd it yo.r C::rcrem:e• Agreement as ,-:rrelded. 'ro-o s F. miiimur 'irai:e cl'a•;le it any : II •'g ryiae In °ehlCi yCll o-: e. Aiy pello(tIC fiid• llc'a•gesslide:•a'sec'.cr'Fai:v:liar;e'alearl' bala•:u:•3nsf9r :ash a_vEnce r :he:< t•ansa:tio-. r the ar^ouits s:ated ii y:ur :ard'icm )c- Agroolcr t. rw am ende i To geeh'odeyD'Eanc formrGay'Athee.rcittIir;cyeo;e lahohe : P.C. r-ing ad ancc to, me' `Calle'r. a1'.: pry eel+: IGllsrCi ors Or ChC' LCbla (nit,: ng 'eas n;E d Inane :urges arc ca9' :targes; subtrac ary :ay ncr3 ar credits, arc make :re- adjLalmols. Traisa:bais arc adds: rsDt!in:rarsacfiDlca!c. he tognriigetiheaIiigcycle.ii•rnctthey'arc ::Isle: 1:1 y(:.1' H.co11'd, cl H Ir.ler du:u ::I our chcice ;exrepl 11'H::J e:k I•aise:lions pie adcod us al he cave :9p:s lad Dy he Deye9:l a lots, dare :I cur --If: ::4',, Faas era adder a the, c, &a care A a ralat9c tfnnsat.:n its da:a stay are ,Ds:a::c yo.lr ac:o.Ir-.. cr ha last Pay 3f t@ bi ling cy',19. This g vu is the::ays ably ba area A :•e: t balance is Ireato:: as a talE.:c c' zerc. I a dai y oericci: re:e aaolies :o any facurs. vas -01 oly he gaily Data ice Dy to da y per odic rate tc ge: ycL• oericci: irarce charges to- (-a. zay We flier ace hue Denoei: I naive che'ges :o yo., dai y talaice G 9O: l le :eair•' n(1 bala•'::c lot tie rent day. ; I n-:m:ia-f ai a flat y per c dc rile caulc aoply :as4d or Ito :rra•a;e Ja y bola":r, w4 w use Ilia ::oily au' cc . rag We. aDD its lu• I-e ave•ugu do y La arse a-faun. at 11'9 arc c' 1•'r ti I rig cyc r :(1 :alculP.le. Ilia cal y aa.llcelc li-ai:r or'a'ge. racl day i Tic ;a: yDJr tctal pen:dC ire i:e charge 1':r a :ling :y,9 v,-r a :ally xC• odic rates; eaal as. we add a 1 of the :at y ae• ocic ftnarzo :io•ges to, a isat. as. -c its erira an eve a;e as ly ha once. vas add ycLr dairy DaW,ces and dirr:e oy its rL-nae•:f he ceys h t-eaapl eatlo ti irq cy:leisl f y:u 'in ialy to, avrilce caly a&.1--c tar c»h teat.rc by he app ina e Gaily De' odic fall, aid filet -uhply'rae" o• IIieso I!S.II3 fly 1•'P. n.rtCf cl :aye - •1e aDDI cable : I fig cydliisi. 9r::nen add a 1 :I Ile Psi. I- :ogalle• ••'4 t:ta W I also a=ils t^e po•iadi: I I•af•es charges I:r t^s bit fig ey:le. exceo: I:r in lot venatc-s c.sfo rolmding. -c get yro.•tatal 39r:dic'raice:1*ar;9 I:1 e : fig cy Je reier a me, IF y aeries c fafe;s; dart as mu July :, i average caihybeOne: saci'eaw-9ryits aDDlicabNror:iyas,Ddicax and see lie resilts:ogoh•e• The :oa vn I ogiai :ic pciedl, firenco - la-ges t:r ife a lire cy: e, except ':r rri"w var piers clip to •o.irdir;. Grace Period jet least 20 days): We a=Le per:dic I iai:e ",ialges Cr E kallszc: C•' "Be. 31 1 nerve c•la•g9 bell Its Cale it s Hdced to yawl :aiy batanCP. 1.111 pair^eni in IJ is rase 4al 7i yc.l a:._u*r.. •ICWeve•, we d: f ci :iaig9 aa•iccc flraic9 :harass on rsw pi,.tasas t I ac during a .Ik..g cycle i` ova r9cetvs 6ca Day-Icrt DI y:ur her, BElai: on you- eurrc-: statemen: by the date a J I ^e y-tir paymen: s due and a sc Feyrrcf::t yor kerw 3::,r:c on you, Dmv eels salrmcrr. ay Ile darn arc lit- it your naym(9'n v=as c.ti. Itu9e s no grave per ad fa balarcc t-ais`ets.:Esi advaicos clock :ra-sE.tia°s. o' overman aevarces. In addition, if there is a 'Qualifying Pmmebonal Financing" section on this statement, yet. VA1 1:1 ir..l or•oci: liiala..9 cialgee; C. any Reru •' rig Ddlence JIM aDpeen9 i° Ihal s%'. :1 f yet. :ay fiat Deflate.- h'i ay he start :Eta Ex-'ati:i Cate TD avoid irance :tar;es :i rave Du'diESes a•icli yo.., hew balaic9 ire aces any lcre lit' g 3alar: (s; ii Pr GiF.. y^g J,or-h3wil =irarc ig sc:bal. Fay yot•r'LI kO-a hrilalcn -1 ILS Ilia We DI II'Csa He-ill ig f? Hrcesi Dy the care a°d :i°le yolr gay-tart s d.e. llcwvie1 V yo.( 52119101 1.51 OM :• 'al a l- ii•i.nl peya'ai: a due. we •1.51 •ecrive at borsl 71J mi" 1- f-i pnyr ell ty 11i1 ::lie arc : n' L' Fped'ied :•1 ya.l 4:aleme.nl, ev.4i it yo.r Nmv lirlsl:e cor'.°isl4 c, y c' 7.ZVY fig :•om of oral "iialc ig to ai:es. A ac. •of son-'a QLo iryl•I; FI C•Ilesia, at r nuictz balances. Fe• DC c it, aic9 :har;es a.:•.le c.t-g the p-Dr:tuna paiod DU E's -Dt a:de::c you, ac:DUn: oa area Irs:eed. -.toy ac.um, a:e' orr ,it ing cy.1e to ti Itrg cycle. I its s reir-rrc I: as re'c••rc wrmst' It r. drte..-rd hlves' (:lie tyi-g Frrinik iat : rrnciig telai:v i4 nn: pni: it his ny:ie Hpp aYlde I xpimJ-1 Dare II'91.-favedli-cechangesv;11be eddectaycL.•a-cc.nlasscmas I- firs: day aHa• fig 3m reicr )ate. -t.rt s•. i' yo, ca`a.dt . r:a• tie to irs of you" :;atJ-iembe• Agee n I lie deNwed 11et ze o-diges wl 1:4 added I: Veer e:coun: is soci as tie data e' cela.ll. BILLING RIGHTS SUMMARY In Cast of Errors or Outshone About Your Bill: V veillick your it I is erne g. o• i' yau rend mere. Wirt, a:icr abc.1 a ransdL tic- of yDa Dill. 141:a :e•di-Cm:er Service an a scoa *ate shoot at RD Bcx 18239 W h ng:or. 1;8..C-S719 a5 suer PS p:siit o We Ir.'s: her. 'man ye.. re Iz:rl 11'.•' S', Jdys due..' we slut Van Ilia 'its! z IR W'1' :1' the e'i::' C p•ablwi HIIF4 me Y3.1 car :e ep-71e z Ili: dur P, so teal 10: olustave -?Cut 'Igl'is. 1•' yc.r eie' give h :I'9'olkwirg r'c•n'abon. • v:ur lam r. arc acco.mt -inter • '-r. deer a• am: urt of rte sLSxace error • Desmlin -.he erro'ar: rxp air, it you :c-. •a ry yc. art eve there s of cr•-r ' yof Ilona i-cle i'l i:l oil :li:i:llbe the Hot-'iin we wisfIC,JlCLI YD.1 :D net have to p;.y i:1y a-:nil I qia ,:iD1 wniia %m aln irves! ,al 14 all: Va..'.14 ti=lt cur grad !a pay the pails of -yo.- tin it a! are not ii guest or Wide we iivestgals yc.r ques: on via ca91c: 'eDo,t yo.l as Jeli')gier: o- :ace acl on tc cc act lie aw3ta : you cL9st ' y:u °ava au:h:rizcd a la Day your crcd ::arc 1:1 erorratically f,om you'sov-Ss cr :ha:k-g a:c:ui:. Va.. :a- stc: ha Day-e-t Di any emc.-t ycL thr<is w'org. -D s::D :to myre'-1. yc.r cic• cr :a :us -•; tl•o Car:mcmtc• Sr•v:r add•rss ar-c ep-rrp. -umber sine•i of this Max'irrt: I- sf rmri us a leasl h•eH b.sirr-ss :lays te'rs'e Ile a.d::mxir, pzyr e" is s(dlalaled I: occi'. Special Rule for Credit Card Purchases: ' VC. lave a p•oL• gin win lie 7usl ty cf gcc:s c•sav cas ta: yea Durcnesed v:dtr a credit :arc (sxe udt^g ou'chases trade wth a ,lick; End ycv have :,cc h gcod fain :D :erne: -era ni-g re pmblrm -Mtr :1n mr:hai:. vo. ray nc I-ave Ia ::ay t-r. arcL'il CL, Di 1'-e gccds or s9V,as vct. "ava tris Detect ar oily "Ries 1-c p-rchase price ,,as mo•c tion bbd E°d :ho p.lmhase wES made n yau' lore sm:r er w iiir 'C- m as DI yo. • ra I n5 aed'fms. ' i Cse it i <aia^s JD I'CI AF: y it U'e arm or operelr •"a 1. 21 ' v:9 maife: yau Ins adv9disamerI let 1°9 p,ore•l+y o• survi:us. MA0212O7 Statement for account number: 4266 8410 4428 1093 New Balance Payment Due Dale Past Due Amount Minimum Payment $7,OD5.27 1111207 $425.00 $1,110727 Make your chack payable to Chin Card services. Amount Enclosed New address or e-mail? Print on back. CHASE 01 426684104426109300100727007005270000000 031M SEX 9 29107 D JOANNE KNOWLES 12 WHEATLAND DR MECHANICSBURG PA 1 705 0-1 6 00 Ikrklllllrrlrhlrlrllrkllllklrlkrhrll1111krrllkrlllrrrllrrllrrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19666-5153 1:5000 L60 28i: 203 1044 28 1093 Lila Open11111aing Date: 1117-11111 CUSTOMER SERVICE HASE V ' Minimum PaymentDue: C $1 007.27 Espafiol 1-888-446-3308 Too 1-60o-955-6060 Pay try phone 1-800436-7958 Outside U.S. cal collect 1-302-594-8200 VISA ACCOUNT SUMMARY AccountNumber. 4266 64104428 1093 ACCOUNT INQUIRIES Previous Balance $6,695.17 Total Credit Line $6,700 P.O. Box 15298 Payment, Credits -$100.00 Available Credit $C) Wilmington, DE 19850-5298 Purchases, Cash, Debits +$24147 Cash Access Una $1,340 Finance Charges +$168.63 Available for Cash $0 PAYMENT ADDRESS New Balance $7,DD5.27 P.O. Bar 15153 Wilmington, DE 19886-5153 VISIT US AT: www.chasa.cnm/nedltcards Your credit lord account Is past due. Please send payment immediately. Call 1-800-955-8030 (collect 1-302-594-8200) today. TRANSACTIONS FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Dally Due To Transaction Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08216% 29.99% $5,702,40 $140.56 $0.00 $0.00 $140.56 Cash advances V .D5216% 29.991/6 $0.00 $0.00 $0.00 $OAO $0,00 Convenience check V.D8216% 29.99% $228.44 $5.63 $0.00 $0.DO $5.63 Balance transfer V .D8216% 29.99% $910.22 $22.44 $0.00 $0.00 $22.44 Total finance charges $168.63 Effective Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other Important information The Corresponding APR is the rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a permentage. X 0000001 FI533339 D S 000 Y 9 15 07/1DMI) Palls 1 or 1 05909 MAMA 03175 29110000DS0000317S01 Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit Address Change Request Please provide Information below only If the address Information on front Is Incorrect. Street Address: - --------------------- City: - ---- State: -- Zlp: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - -------- L Inlorma ion About Your Account Lost or Stolen Cards: Dl ease ra33r: yo..' Icst cr s:: ar :Ere i nmeciataly Dy :tI ng Ito CJst3-or ?crai:c rt.-Iber bunt Di the fral: c' your stcterr-iI AlOc.s are. ahyay's alit able la ass Ar yni -.u call •eect ar AJviso- ty -ross ig C afte'YCU enter y31• EC-CL-t lJm Der Crediting of Payments: ' or payme-:s by •xtpla• .15. -a 1, seid at bast y3.I min riur- say-Iv I c-s to cu pcs. all cu sox dasignalsc to, my-i-nis l;icvai an Ha 51alemenf Yo., payments tv r-a ro5l mr:y Willi II 'e •I. I.Clims:l "' ti s:e14war't, and trill! 3m -a-4 3y :"4:<:I -lcr4y C•da[ ;ayaDle It L S. :of a•s ara ciavr on u• payer a Jv:uph a J S. f °ar; a '1st-.Won :r tie J.:. Diane1 o' a -3ragr firai:at -sit.t or. Do -o:.sor: :as I. Wi-.o yo J- ED: chit hill ;l yet.r Cteci o' "lorry oie- Pa'ym en, m us: be ac:3-panial ty ft paymo17 ca.p:i i- -ir. ervcl:ae. D•Dvi:er, vnl- :ul add•r_c4 visiolr Jiici.gi tie envelosP. '.v°dcv, Ire m.-vit Dpe :al'•'of sort. i mare t ar -le Day nprt o• C- ipL ": and :'lore :ai De rc staples -afar el IN, laps! :l ecru:.;peiJet ce itc uded wi•, y::ur pi.yotar. I' y-rot ;ayihst: s it ac;oiler;a yr Ii -Ni payn en: m!:r..c1 offs E•7 s that. ava Is: a to is a- say day ex:eat )eoem:e' 29 by 1:010 pi-. ocal I ire at :ur post o-ice t:x cesl;ld:e- 4crp4 r9iIs in Uis statement. Y:a w I :'ec t d-c zaymer:tc your ac:oar: as of ttz: coy -y3.f:ay'roi: s it ac:erea-c0 YAi 0.1 paymeit I n.:aim'A but s -act! avail zbh! Ic s a'trr •:30 p.- ocel It -lo a: or oos: oil:c Dox deal; tiled for pey -cits or this sW:cnert we YAI cep..:: I: :c yo., a.c:nit as e' Ito next day -yen do-31 rrea':v cur -aymrr' iis:r.ct ors o• it ymn pryn'e•[ s rat 9M.1I by 'eg_lat I..S. mat I: -ur p-3 1 -11 a Dux cosi-ia:a:'cr -aymer3. c•eJ lii; o' poi, paynivr. -toy :s dslEyac 1:• if: Ic b d=_y's. -eymanm -lace else,o^-E y through cur avcmatce telcohcro su=c. aStarcr 3ev:o advsers.:r our wet site YAI be SIID(c: fo rry p'D:rss ne C ri er, :;c LsCC `n• Joke :ayre'ils Asocial Information Reported to Credit Bureaux, Vix, ray reacrf 9'o-I'..!:I' Root: y;III ac-D.111 ID c'm I Do'cim';.. all! payn'c1 , rris:a: ;aymcf:s or aacr cc:al :a c- yo,r a:C;U'1: tray to refle:tee I you-:-CC t re:o'. I' yai link s'r -avn rep-teal haz:..r..te i-W-atiai x a .,CC1 :iron.. yet. may toile b its x :ha Ca'd•lvnte• se'vice adcrrss islet c' yD. r bi I roll sla:amvoI. Native Ahoat Electronic Check Conversion: Whet yui p-DA:r a :iec< es :a'y'rra'll. yo, Eu:loi23 is sille•tc use n-off" atlcr fr:m y:..r ae:<:o `nake a ono-:ml oI^.c:•rrc fiiJ jErsfe,'•Dr ycLr ac.DUn: o• :: P-D-esa tic -ayareif as a clock tram.:lion Wier we use Tariaior frcm yc.l• cheek IC make an ele:litnie tend lmtsle•. 'Ili -s may :r. tv tid•aea Pum y-m a.csunt as 5:51 as as oar a coy we rate va you pey-lerl arc yau wit •'DI Ic:eivc voi ' :hoc< -JC< tom yau Iin;:r-ill lost lu:ian Cal Ion! a fez-wl sr•vi.e I'Lm-r• on :179 vaI4' a1 'I I yo. Iowa -ursl rolls ions a r(::•arllG ;iec<t'ollscic• of cc rot wall yet.[ paYme°Is col acac olucllc• ;ally Conditional Payments: Any pep-ail check o• Dhrcr, `o-•i ;` Day-larl •he1 yD. said us `Dr ass ran tie `.d talai:e d. .e :ia-. s rarkac ':aid I- f..1 ' o- :ore is a sari a• r:talc -. or stet yet, o:tery: se :c •Je- it fit setisfacie- . hall 17C4q -1 F. dinoirc- am: ut mix: -r srrl :o ;:.-J Srrviccs. 11.0 :4i mat;la ')I 'gt1iC?CGg. We •asrrvx at mr nails •r;ale nr, J'r_se -a•rmat3 ie c. i; ! is de:erm tied Iha'a s r'; vat c Jis;ula v if aiy Sic- -ia-< is receive: at any -the, a:Jraas. we nEy ac:ept Jle :ha:k VJ ycL veil sl I :wr r1y irr-E air;, to at cc We 'r-4y lelme :3 ac=l Ely sic, -aymsr: ty returi roll t to you lot ceshi^g t o' :sslvyii; it. All o:-er .aymsr:s tha: yo. make Om If De set: ter he Epp•op iate :aym9n: FJJress Annual Removal Notice It y:ur a::ct.11 has r a-lua fee.: w I :e b la: cacl yce' or i1 lcrtily distal morts, shot ter o• io: yau iso yo., a;c;u1: -to y-u a•vc to Day I whor b o±. It o v i.x 're s I c' -r luida* crs yo.. mrily u9 1-a: yc. yr s1' x clos4 pit, aaoun! w thin Sit days o' Ile ±414 are ma I •vclr staleri nl v v&ml he ainial lee s chaipad aid a: ha sire to, yau pay you, o,istar: ng aalanca in lull v.ur Day---1 of tha ailua bie tee Jcas •-D:Ooc'. uu- tats to : cse yc.l acCc--I end ID I I- i'. your' 91 t,c 'nake t• inssc: ons on y:ur acco.irt 1' y:ur ac:o.lr: s c osed Dy yo. or is we y; I :on: rLe to ehe•ge :-e ainie fee nil yo, pay yo.- ct,WzAir; -atanrc n III fnc rrsmtintnyo.r arc:tun: madcrslip. Explanation of Finance Charges: We. mrulato neno:li. Inarrc :larger. I.mvq tlw .p- iratlc per De r. lulls ahzwi ai I- s tiiIIC'-ICI':. 1"a'aley lot sici 'ralll'a ?a g. tela•': a !ta•'91a1!-al'l'r( ' once v r:<9. al'- corn Cciec,i uansaction"). p-retases baiaice :ranafa•s ;ash vvv:as :rcmoir-al tzan:es cr cve•c-ah aJyares) Tiese cal:uz:crs nay :Dmt ie d ft-err;:atee;riesr Alt Ito sane ealy pciad: rates. f:here is a v' 'hexl .c a :ar ad. ,ate or fits s:alamai:. flat ra:s tray 'v'ary Er:: the idox e'7 margin used tc detarriro ttet'o:o arJ i:scorrespc-J rc AP ore :rs:•imd it yo.r Caret-emce• Arrournit as arrcidel. '-e•e s a. miiimur 'II"a.T-e ft E'ae it any z 11, p cycle in ',Aiici you 3=ye aiy pellodlc iii- ca c'a ,gas and a :,at Sac: err 'i•alx :l'al;a'of ea-l' tali, -v :'uisfv ;ash acvance c, :he:( vansastiv. r ilia ar:uits stated n y:ur 'ard'iemDo- Agroc-tert. as amended TD get ho Ja y DE slice for w:" :ay of the c,rcit t l ir; cyc o vec fake tie -er.rr•Ing3aznceto,me-'eah.•r ae-arynol:'Iransaeiersor etie,cebi:s (ill,: ng'sss npa J Inoi-e :iarges arc c-.is -barges; subtrac: ary ,ay'nor-.s or credits. arc make ;t-e' adjLafmoTu. Traisa:bars arc Edde: as of nn :is rsacnoi czar rig tog nrhj et the 31118 cycle ir;;1 cl'th:y me :34le.:: Io yc.l n.coui:. r:1 H talrr dH:s :I Dill eilci.e. ;exc:epl It H: -teak t'a'les:aim's eta .deed as of tie case -up-a zed Dry lie Dayee -I a tali, doe :f c .r :hate; Faas ara adze: a the, c" the cats of a ralatsc trins2c: -n the Ja:o tray ara:Ds:a::c yoir ac:oar:. cr J1e last cay if ara IN ling cy'.la. This 3 vas is 1hE::ays tally ba area A :,^: t balance is Inato: as a talE-:c c' zero. I a doiy Denied. sae adaliss :o any favors. we -iAl sly die -ally Dalaics ay tie Ja y per odic rate tc ge: ycL• oericci. irarce cra'ges to, 1-a: ;ay We lter ate riese Deflect: I nai:c eha•ges ;o yo. • doff y tala'lce 1:: lie: 11x, -eair•- ng bale, :e lot I'll! I i!xl day.: f rr:tn :i41 of o dai y per odi:: tale conic r:gdy -awl of Its !we•a;,r del y beta' :r, w4 YI IISr Ilia :wily oe cc : rev II a: a;o ies to, I°a eve•age Ja y ba at co a-nun. at 119 erc c` 1°r H I rc rye P. :n miculale Itie cA y nerireic War _r ctayle eac•i Jay;. Tc gc: yDJr Wall Den-Ji. irai:e charge t.r a :ling y. a w-er a :ally ae o:ic rate s; aDDI es. we add a I of the ;ai y De' ocic finarao.la•gos fo• a fsat.•as. c ds:em•ira an av'era;e ca ly tE ones. we EddyeLr daily Daly" es and dyi:e ay Ito rt-toe-:1:he ccys i'i t-e aapl oatie ti irg cy:lc(s) l y:u IN idly -.ho evnage ca ly Dalare far or-t tea:r.rn by Jlc app igaD P. -ally ov odic [alit. aid 9x71 -1117ply c".c' o' :Ilosil'vs.fls by 1•'I! n.rtol of toys • !ia aril cable : I it, cyrlaim, arr..:ien add a 1 :1 lip Y.%I. IF ---a I:ta w I also vus Vs paiodi: f rarce ctargss f:r I^e bit Ing cy':la. axcaD: f:r m for vEriat c-s c. s to rounding. -c get yo. • total oer -tic' raace:har-,o I;r a : Ile cyde wiel' a me, ll y 3vice c rates; aopl as mu JDIy :•'a averagecailybeante -:- iacl`eaveryis aaalicableror:1yae-otica and ace he resilts :ogehe . The -.o -.a wi I elid :ie pciedi.lirznca .Ia gas Icr Jie 3 lire cy- c• except'-1 rri^ir var aicrs cur to m.u'dir;. Grace Period (at least 20 days): We a:ara par :die i 131:e a'latgae Cl- E trEliAaC. C'* 'aa. 31 I flat ;a cia'gs hem Ito rate r s Ate Pit ID Vol. :aiy bala•icit I. itI payrWl in I.. If is resaved Di yc.r u_uil. Acweve% vie J; rcl :largo De•iccc firance :har;es on row pi-.rases t I ac during a :Ik^g cycle t' we receive bc:i 3ay-lcrt DI y:ur Noy) U-Ial on you- Burro-: statemon: ty the date a-J I -P. y:ur paymrn: s dup.. and a so paprev. 't yoi• krv 3z ar:c on y3n- orr.Y c.6 stalcmorr ay Im! d4m arc Iirr. your :aymCr :8ts c.u. Mole s no grace per oil fn balarce tatters.:asi advalces aleck :ra-sa.tia3. o' aver_iatl acvarcas. In addition, it there is a 'Qualifying Promotional Financing' section on this statement, yet. Of i--I •ic.t Dr•aci: li-laner cimpis c, any Rata ° roll Oelencn Jrel aDpeela i° that sac::1 f yci. ;ay liar Dalarwa tilt oy Jlo eppl zi t a Ex:,aba Cate To avold irance :har;as :1 rat! Du•ctlEses lyletl yo..• ho;Y balaice. ir- Jcos eny lera nr j 3alar.e(s; ii Pr. Dia y°g ?'rorctisnrd -irnrc'ig sc:ba'i. pay yDl.r'LI kr.;v Batave •i IIA Ilie Iota DI IPgse He-aa ng ilaatca;si Dy :hr. ezlr. a•'d :tilt. you, Daymsrl s J,e. Hcwasar i' yo.r seta-lerl sl uws :•'al a r •iin.m payn ei: Jul', Wn -1..91 ref i!IYI: al IL'H91 71'.1 mi" I-.I.9 payr' oil by lilt. -alo ara : n u rpa.ilacl ::9 yo.i stalarreil. rvoi it yo..r Naw lvlsi:e car fislH c° y c' D. ali`y roll = •om Dl urel ai•lant •Ig to altos. Asc. `rn sire Dca iryiig Frciroinal r na•ICir;: baton-as. pe• ac c firaica :har;as a::'.ie c,h-g the p•Dr:tiDna p9jA )Lt are -at aide: :c yau• aC.Dun: Do arse Irs:ceJ. ley =um, am. -otr DH klg cy:lc tc ti lire cycle. I'iis s refe,rre :: as ce'r."m worst' It z dcir.`rd tltr'c5' Cui fyi-g Vin-mlioial ; rG¢tig talHi:e is not pair. it lull oy Cie app rode I xpttai-l Deg Its Jefer•ed Chance charges Yt II be ildec :o yrs.' a:cc n: as soon as I- firs: day aba• tie ENDraicr )ate.'urt v.t- yo- Wailt -rsvtieisms 31 you, Lald•iambr.• Ag'.e-m*I lit. de'eiratl I im roe c• algal wil 1:4 aJ:141 1: yc.r x:c3on: as loci as tie data o' ce19,11. BILLING RIGHTS SUMMARY In Case of Errors or questions About Your Bill: 1- y':u 7aik your Dl I is win q' o't'yon I eP.J more, tb•r alci abc.1 a :'ans,N.Jc• or y3il Dill, wi :r. Ca Jrcm;cr Service ow a seoa-ale shoot at F.Z) box 15239 Yi In ne:or. ',E t NHC.WM) as snot &s p_;mt: P. WC a.)%' her, "Om yc.. to taxer r1'a, 5J nays alle• C;a sett yau Iho'-7 :: or wi .I :ha nr..r c• p'obl. -t 41:psatrr. Yo.l car x ep`Die is b.r our p so Yri io'. Dimeive yc41 igl'Is I•' yc.r ells, give is :ha'olklvirIt I "ciralion. • V-11f 'lame are accoirt -untnr • •r, dr,1 a• a'n::art 017 If xLAx-rrc rrr_r • )es..nlb^ -.he rrro•ar. rxp air. it you c,.-. art yc. Dot rvc there s all cr:r ' yet flood reic I'o'n-ii oil dr::llbe the Oct- y::ll a•c I.ismc i*bcLl Y3.1 no [let have, ID p y;:iy al•'-1111 t qu v:ioi tviile'8n arll irves: gal 11 ail' yc- ors Of cat gazed :o pay IN palls 31 yn-• bit It a: are 1131 i1 quest or WA9 we hvest gals yc.r ques: on we cavlc: •e3vt yoi as Jeltlgiar: o- -.a<e act on tc cc act lie em Dow: you cl ast Di. yau -aye, au:t;rize J . s la Day your clod ::are t I a rorratically I-om you, sav -cs cr :ha:k-g a:c, ui:. ya.:E" sic, ha )oy-e-t of any arrc.-t ycL thirds w•org. D s:-D :to Dayr C"1. yc.r eae• cr :a lus "g We Cor:Tlcrrt:• Sr•v:r add•ess 3r.P. ep'•rrn.-unhcr sina'i Dithisxlam•irrt r..Al rear: os a• Iras1 :h-re ti..slr'exS Jav, berm lip. a.ll-maac payra•'t Is s:I@dllled I: nett'. Special Rule for Credit Card Purchases: ' yc. lays a p'ob v a w l1 Jis just N cf gcc:s e • se'v eas 7a: p': J Durciosed'r:itr a credit -arc (exe ulirg aurchases trade w, th a .ro.k; and yc, rave :,cc it gc )d faits :D :test: Mr. p•oblrm ,with rin me•:hell, yrs? ray nc-. I•r:ve :3 -ay f-r. 'era ni-g arclit cLS Di Ce gccJs or say:es ycL -ova trio anted ar oily wiei I,c p •rcrasa pdcc ^ras rro•e tian SDI E°d :ro pJ•chzse v. E, made n yau• iire Owe or wlilr'C- in or. it yo.., ra Inc artless. 'irse broil .; Ja 10 apt y it wx C"m or operalr '•'+rarala°I.::I ' vm matte- you Jir ad'-evaiss-lal'I let 1•'s p•ope-ly o• setvl;a5. MA021207 Statement for account number. 4266 8410 4428 1093 New Balance Payment Due Date Past Due Amount Minimum Payment $6,695.17 10/13107 $149.00 $425.00 Make your chock payable to Chase Card Services. Amount Enclosed New address or ewnall7 Pdnt on beck. CHASE 01 426684104428109300042500006695170000003 03028 BEX 9 20107 D JOANNE KNOWLES 12 WHEATLAND DR MECHANICSBURG PA 17050-1600 IrrrllirlrrlrrirlrrlrAllklrlrlrrrrllrlAllrrllrrlrlrr.llkkll,ll CAROMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 L60 281: 203 1044 28 4093 L11a Opening/G11111: 08119107.09118107 CUSTOMER SERVICE ASE O 1 Minimum Payment Duo: CH $42500 EspsAol 1-888-446-3308 TOD 1-800.955-8080 Pay by phone 1-800-436-7958 Outside U.S. cal collect 1-302-594-8200 VISA ACCOUNT SUMMARY Accourdl Number: 4266 541044281093 ACCOUNT INOUIRIES Previous Balance $6,821.27 Total Credit Line $6,700 P.O. Box 15298 Payment, Credits 4400.00 Available Credit $4 Wilmington, DE 19850-5298 Purchases, Cash, Debits +$102.95 Cash Access Line $1,340 Finance Charges +$170.95 Available for Cash $0 PAYMENT ADDRESS New Balance $8,695.17 RO. Box 15153 Wilmington, DE 198865153 VIER US AT: www chase.comlkreditcards TRANSACTIONS FINANCE CHARGES Finance Charge Daly Periodic Rate Coeeap. Average Dally Due To Transaction Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08216% 29.99% $5,565.95 $141.77 $0.00 $0.00 $141.77 Cash advances V .D8218% 29.99% $D.00 $0.00 $0.00 $0.00 $0.00 Convenlence check V .D8216% 29.99% $235.55 $6.130 $0.00 $0.00 $6.00 Balance transfer V.08216% 29.99% $910.02 $23.18 $0.00 $0.00 $23.18 Total finance charges $170.95 Effective Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other Important Information The Corresponding APR is the rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS Your 2007-2008 Privacy Notification is enclosed for your record. X0000001 FIS13M D 10 000 Y 9 15 07109A 0 Pape 1 of 1 06666 MAMA 03025 20110000100000702801 Trans Amount Date Reference Number Merchant Name or Transaction Deacriptlon Credit Debit Address Change Request Please provide Information below only If the address information on front Is Incorred. Street Address: --------- City: - -------- State: -- ZIP: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mall Address: - -------- L Inlormation About Your Account Lott orlitden Cards: 'leas: ra»r. yo-' Icst cr sz ar :Ercillmeciately oy :al rig Its Cisb-or Scrvi:c rt.-lber fauna al the 1rcn: ryaur statcmel- Awls..-, trp. eiveys avai :.ble to ass s: yni vru rn -erect ar A.M.So• by :ress'g C £lte'ycu enter yjr ECCL"t vlrasr. Crediting of Payments: ; it payme•':s by •egild, .1 S. -al. said al Irasl yo.r'nin mu1- oay°IeM CA to cu pcs: oft ce oux designal9c to, mir-imts SV:vm 011 ha slalomed: Yo.• ra:fmows by ra n151 :01r:y wnil It a ii:l.clianx:l :-sstsller of I. and mi mt oe +zti ay :•"e:<:I -lcray c•der :aya'ile 11 L S. cola's arc clays' of] 0, pEyet a JII:ugh a J S. f "ar:a is:.ut on :f "he 15. DranC"1 o' a'ara gr firm: al •slt.t or. Do -Y, ser: :ass. Wl-.e yoi' c .ci it nimbe':'1 yeLr ctoc<o, ioray o'de' Payments must be av:i-panied by tte paymel! t" C•ir ervel:on n•oyi: ec vi ft- :in add- fur visiolx Ilcl.gl :he enveloux a••"dcw it v. x`vx:fire :anal :arty: ) -fare. Tor :,e my,r.ri o• c:ipe-; and C'iere :al ar. rc staples :arcl of in. fart: :I ccrl,pwidrrcc irc Well y:ur radon ac. I' y:m :cy'II91" ti it ennm,dn:a oft, :ill 1:8ym err. is7f..cl jls e•-i m ilace ava la: a to is or any day ex:eot De:em:a• 2b by 1:40 per. oval t ire it ur post o-ice t:x c ssiita:e: -cr paym' ails all this statem em. va yr I :,cc t Ito naynor: tc your ac:oir: as of To: cry 'ya.r cayncl: s n ac.crca :c evil o..i payiioi7 rsl n.aiors till s :r, avzi able. It. sa':e1':701::- 3cEl the,, a: oi' oos: ofi! fox d^-si;lated for peyl-c 1ls or this stain icrt wr wil c,rc : r 7c yn.• •.menu it is c Ite next day ' yen do rot fell-vi cur :ay,let'! i,s7r_cl ors o- it your payn'rt s ra sell by •eg..Ur L.S. rid l In :u[ p:al :If :a oux casi;,raa:'cr :aynera. c•ed li,g o' yor paym rn: -lay :a delEyac %, ip to h days. =ay'mans -lace else: o":E y ttrougt cur Eu:cmatcc I^.ICohcro sera e.:.mtarcr noY:o advscrs.:r our wct si:c YAl brsuajeorto cry p•r_rssnr.:-es :so csre'o•31ese:ayrnils Account Information Reported to Credit Bureaus. We ray resort l'o••'le::I' Ron.]: yell ac:3.111 la i:•L'c I Dirmi1.i..alt Pry" obis, Mime.-. nayncrs or jacr ic'at, :s c- yo.r a:c:u'1: rray to rcflc:tcc i ycu-:'cc I re:o I' yoi rink xe ^ava rerzand i,a::_rrtc i^to•-afi3i :c a:'cat :ulm.. yet. 'nay :-Wile. la its at :he. Gwd•mmitlte• Service aricrmis isles: c•' yo I bi I III; %W.,en uld. Notice About Electronic Cheek Comfersion: Wher yui p•ayi:r a :iec< as :a'yirall. yo, au:'loiza is aldia'to use n'oraticr ir:'n y:.r;ie:<:0'nake c one :me dervic fill :rErsfo, "or ycu ac:autr o• :: p'oacss to :ayrrr,,l aria aleck transr:tion Wicr we use ,`arunor from yc.r etrck Ir. -lake al ile::Poole fund twsk%'urns may :r s•lld•arn Pun y:ur a:caum as s:on as J s sera cey wE rs.e vs yco peylwl arc ycu Al • ul to:rive yid.- critics .",a(m tar V:11i lnai":ial first iniafl ::a1 Ili::iK:"ICI Ex'vi:e I'L,L'x' 311 711m Val99al'I I y0. lava 21IF510115 aa0i: 9 xc:'onic :lec<:rollecic° of cc I cl Wrenn VcL.1 payme°Is cot s::ec alucirc.. aly Conditional Payments: Any pay[-all check o' oriel `o'-i .` jay,srI Ila[ yo. salJ us'ar ass :-all tie -'.it talai:e d. .e aa: s rirkac ':aid i- f..1 ' o- z3rtz is a siri a- r:tale-. or ttzt yet, o:terr se :e-Je' it lil selisfacir !1 :t dirau:o: fro . ut must :r nrrl :a Crd Services, P9. 6ox 15C4 R+i lril ;ila it '9flSr, 5Ct9. >,yr. 'e_arrrx al :Ill rig,ls •:!?,alJ rill :tree :a•rnsr•s (e c. t` : is dwern find Ihe'e a r: vnl c Jis:ule :[ it any sic'" :ia:< is receive: at any :Ilia- aarms. ae -IEy ac:ept ire :hack a-J ycL VAl sl I :vrv ely Ixr. lira, t;'sr caj We. r4y lehlsa 7a ar.:r.:l erY sic' :aynsr: ty raturi rig t to you tat cesht^g t o• nest•oyil; it. All o:-or :ay'ner s the yo, make st:u If 39 sar: tc he app'op iate ceynsn: eJJress Annual Renewal Notice If y:ur a:xLll has a, a-lua tee.: w 1 :e b le: eacl yor., or Ii Mertll'y hslal sorts. yil tier o' lo: yzu ise yo.' arc:tm into ycII;tg'en to fry I'vAmrt ad. Il'c a-l-a:'sp. Src•'-re111'Ide:ie.-ims y'a, ltrily its I• ai yr.. yr s1' ic class you• a=nor vi thin :10 days o' lie Jals re •Ila I yet.[ stater, Cut C'" V411 ha srual lee s chzipud 9-11 d: he sar e b-ie you pay you- clAstar. rig aalance in full v:ur aay- :'-t 31 tta aura fee does •'o: Otte. oil' •igtls Ii : css yc.l sccc.°t and to I rim your • gtl :c •nnka t•ansac: ons on y:ur acco.lrt 1' your ac:oir: s c osaJ ay yo. or Let Yee •.; I :on: roe to che-go :-c a,nia fee nil yo, pay yo.' COTEldir; :alzncc nIli I .tic 7m lihitn yo.. r;,_c..nw v sicrslip. Explanation of Fiance Charges: We no collate Denali: Inarep. :largos I.:Irg 7h, tip: icatir re, ae a -slim sh.vw of 1•' a a'illl:'ICI':, ncoa,alc y 1:11 9ael 'mallre ;e g . taiv to :ra°mJel: oryxr Once :• x:G..=.r: M41 e.:va•':8 :1ec<s +`clsc f transaction j. p.rctaseS belalce:ransta's :ash e:va`:ae zrcno3c"a1 taan:es or cve'c'aft aivaLssj Ties! cal:uz.:crs "lay .3mt'lc d tfo'cr: ulognries YAii Ito sere ca Iy pciad: rates. f Jlerc is a '1P text c a :=r olk: 'ate cr tlis S:alwa r. hat ra:e Ray vary ar:: tie ,der a°J -mrginused lcdelorrirethat'a:oartiscarrosrC'•JrgAP are :rs:iond it yo..r CErcrfm..v Agrormr.,t as :molded. '^a•e s lli,inwr 'ital:r, rta•;le it any :11 •'g ,cycle in ahicl yen ava fly rmtncfic ftla• :r c"a•ges end a :•Erszc: cr i•-a'i:s aalge'ot acct Bela' rulslsr :ash a.vaiice c• :he,< t•ansa:iio•-. r the al-culls scaled i, y.ur :ari-lcm ac' Agrce-I erne as arr elldai Ta ge: re de y aE one far ea:- :ay of the c.r•evt t I ir; cyc e we take he :rr, r-ng oa moo ie • rac, 'p.::h. •e ac: ary nee,,tr,:ns,.ciers or ehC• eebi:s (incl.: rig 'eas n;x J t nai.e :barges arc c.lc- ctarges; subtrac: ary :ay'ncrs or crocits, arc make :re' adlLSUM-3. Transactions arc Eddc: s jt,o :mrsvtij, ra:c 'he tog nri,g ct iho a l i,g cycle iivr1 ct they are to yc.l a:colm:, 1:1 a leer dais ::t jm chcre. ;excerl 11,H! .1 . it t•a,seniors use Aced es of lie case :rp.s tad 2y 'lie oayes :r a luls• dale :f of I :h:F3as are aide: a Ille• c' d'e cafe of a ralalac transact :n IN Ja:e ttay ara :as:a::c yoir ac:oir:. cr ins last cay of :ta bi ling cycle. This g yea is Iha::ays caily ba area A :'e: t bElance is treater as a talE,:o c` zero. I a Jai y oericci: re:e aaaliae :o any falwts. Yes -1,11 31Y die :ally pale ice oy tre Jay parodic rate Ic ge: ycL.' oancci. 1rarce cta-ges fo' Ma: zay'Wetter ace hose oenoci: f nal:o cI-z,ges :o yo.• dal ytalaice I: get lit, :egit, rig bat:-x lotlln I nxl Jay.; I n':m-mi if flat y het odic IaIY, e'JIIIC ajllly :a Sed OI' II's ave.'cgx Jm y bata':x. 114 Ye Ilsx nla ::city oa' cc : fait II a: a:o ies to. I• 'e eve-fgr le y La free a-owl: at Ito el c c' 1"r ti 1 rg eye V. :o calculate ilia rat y lensed: ti-al :e of e'ge race day i TIC ge: yjir tctal pen:Ji: iral:e charga f.r a :Ililg ;y:3 v,-r a :aily of- adie rate s; Eaal es. eve add a 1 of the tai y ae' oeic finar:e :'lo'gos lo' a fs,L'as. C d9:ei'Ire an average CE ly to 8111e9. we add yeLr daily Gala-:es and dtz:c ay Ito rL'laa :f dlc ceys it t'o aapl cattle ti irg cycle(s) l ycu w Joiy :he avr.'aco c,.ly oela.iw for c:h foat..re by lie app i:aj P. :airy je• odic rain, z'id :Ilor -ul'iply ere•• r' 71=11 •es_Ih by r'It n.rtrl of nav; :'te ajol vide : I Itg gclm.si• mr' ::nett add a I -1 lip -Psi. IH i. .4 t:ta w I also anus t^e psiodi. f rar_cs ctargas f.r t'e bit hg cy.la. excea: f:rmlorvanatc-sc.elorounding. cget yo.'utalosr:Jic'ralcs:tar;e 1:1 E : rig cycle Prier a mc•'II' y ;nlicc c Idles; aopl as "lu 9oly 'r's average caily bE ants':' sacl'aa:u's 3y to z3olicable ror:i y ae' odic'a:e and ace tic resilts :ocrd-e-. The -.o:a vi I ogid :le poiedic firanec : ia'ges t:r :he o Iirg cy: e, except ':r mi-it var aicrs:up. Ic •o.trdirn. Grace Period (at least 20 days): We a:aLr per:dic f nuke :,argxs cr a Iransac: c- 'se. or I net -,a e•m'ye licit Ile cate h s indeed to you :ety bala,r.n I.-II payr-enl n I..II is ni.eved jl yc.l 'Icy!eve•, we is let :•iargf je•icce firdico :har;es in rely pa°.tasas It I ac during a : III"g cycle I' "wa rscehrs bc:n fay"pert if g:ur kov: rklai:e on you, curre": stalemon: ty the lab: a-J t -e your prymrn: s dup. and a so pzyrro,: d yor ken An arr, on you, fray cis salamow oy I'm drill. arc lirn your :ayncrt -ss c.n. Ihmn s no grace per oil fcr Interco ta,a'crs, :Esi advaiccs aleck :r SEctia-s. o' aver_rah acvarces. In addition, it there is a 'Qualifying Promotional Financing" section on this statement, yet. YAl ,:t ic.i ox•oci. li•wn:m clmgrs r.° any Rai-a"rg Dalenca J¢I nopeata i' sal sac. ni f yc L.:ay haL jzlanca ivi aY Ila lorl.Ete Ex:'ab:l Cate To avoid trance :tar;3s :l raw ou'chEses wlan yo..' how lialaue irc ices any lcranrj 3akv:e(s; it t°r. L:i:. y^g :'•or.h5n.d =imrc,g sr.:tmi. pay yot.r'LI haw Fala,cr. ,i n.s the la:a it hose He-air lg Raarcesi oy :hr cos.. e•'d !ne yan• jay',srl sflee. Hcty6Yei t'yo.rsalu"erLsl'uws7a1ar-,inI rn Payne,: Jllf:, vh' "LSI YCeivI!al limsCtrl nil, 1'.I"I payroll ty II'n mate a[ z 7 n'it s.pa:t'ied ::-I yo.r m:alalre,l, xv.4i it yo..r Nen'v lmisl:e corFislm c" y C' 3 ah"y rig =•oml ur d . ilanc lg ba Pres. Asti. `m sure ULa ifyil- Frcnudcral r nf,cir;; bzlan:rs. per oc c in a,ce char;as a: '.te c.d-g the p'araiana paijd 30 ail -of a:de::c you- accaun: as arco Irs:cEJ. J-oy ac.um, ace ` orr ail kig cycle lc ti Itrg cycle. I,is s refr•rnc In as re'n-mc n•rrr_N' It:: detr.--rd htr •esl Cim tyi-g Pm-tnlia,al : I xnri,a talar..e is no: poi: it bd oy :le app able I xr.ila:i:l Darr It9 defeveJ that a charges rr II be addec -.o yet, a:cc. n: as se on as to firs: day Etta' he Era raicr Date. :Lrtsr. I' yo.. Wailt .r:c'tic Ian's it you' ;:diJ^iembw Ag•me.-in "I I,r. de'srrad l im no :'ages vAl L•s aJ:lsJ in ye r a:caun: is socl as tie data o' csla.lt. BILLING RIGHTS SUMMARY In Case of Errors or Questions About Your Bill: 1' ycu :,ilk your A I is vrin g, o• i' you reed more Wwr•'xicr, abr...1 a:'ansertic• or yo.n pill, m :e ^E-Jrctrur 3ervicc on a scoa'ato shoot al Ca Ficx 15293WI7 ncoor.:c 13Hc C-57!i!! F.% ;am" s pcssit P. W'! rr.lsl hoe•'•eni yc.. rr. 1,!,!l it a• eta :lays alle'vie metI you Iha'irsl :: fir wi .I' :he xrr: r e• p'ohla-i appserxr. Yo.i car's ep•.ale is b.r dor I so, vii ,u: wese[ve yet.( -iSt Is I•' yc.r acts' give is J 9'Olkmil'9 I''e-walion. • v:ur ,amn arc accoirt "Inter • ' -r. del a' anourt of :vr si.sornlce rrr_r • Des: dbe he uro'ar: rxp air, it you:a-„Pry yc. act rve there s a'i cr:r ' -jot nmal rate i'o'mi.l on ICKIII)C the tier Y':u n•c I.l;.na iJKLI Yo.t no net have to pry ally ax-cull r ql.t_-,nisi w•iile •ru all! irvew opt 11 ,Ir yc. un till Cal gm.-A :o pay the palls of yo., til It a: are not ii quest or Wife we ilvest gala yc.r quasi on we canna: •eo3,t yoi as Jelilq.ier: a' s:<e act on tc cc act ire amjum you cost 31. , ycu rave au:t.rizc J , s l f jay your ereJ ::arc t I ai:ar•atieally from you' sav -cs er :ha:k-g a:c:ul:. yo.. a- stn ha )ay-:-I of ally amc-'t yet Ihr< is w-orf; -o s--o 1c oayrc'L yc.r tie- cr :a fus-g !to Car-namte• 3rv:c aides oar rep-•rrr.'u ?trr s,n•,v, a, this stan•mrt! I-sl rev, lls a' leasl :h'rY. h.sirrxe :lay's te'a", I,e a.W.-i c pe.yrf.' is S:he,JllleJ I: fear. Special Rule for Credit Card Pumbases: ' •yc. '1jts a p-ol• am w [-I its qual ty of gees c'.sa'v cas 7a: y: i purclased'yitt a credit :arc (axc udi^g ou-cheses n'aic v' ih a -.to-.k; and yc, tEvo r cc I I good faith :o :croc: rr problem wilt :,r, mr.:he,:, yo. ray net have :a :ay t-o -less ni-g ar CL It CLE ) '1 l"a gCCJS or 5911 AS vct. 'ava ttls aptect or ally wle I t^c r.reNse once :,,as rro'c [tan $53 E,d :to pi'ctase vrEs nEde n you, ,arr stair cr x' sir ' f.: in es 31 yo-, ra I rig £ed•ess. ',esp. irtnfia^s J3 rr.1 apt y it wx cvm cr operalx r aria°I. .1 ' vm nrfle: you 7hs odviabse-IerI lei is p'upe'ly o• salvias. MA021207 Statement for account number: 4266 8418 4428 1693 _ New Balance Payment Due Date Pas( Due Amount Minimum Payment CHASE $6,821.27 09/12107 $272.00 $670.27 address ek al payable to Citric. Card 6rrMas. Amount Enclosed New 5 J New address or or a-meilT Print on beds. 426684104428109300067027006821270000000 94277 eEx 223007 IhhhllihlhJr JrLhlhhlLhhl,Ihr?rIlJhLhhll„I,Irrrllr,llrhl JOANNE KNOWLES 12 WHEATLAND DR CARDMEMBER SERVICE MECHANICSBURG PA 17050-1600 PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 160 281: 203 1044 28 L093 Lill 011111111": 07119107-08118107 CUSTOMER SERVICE CHASE O Minimum PaymentDue: $670.27 Espanol 1-888-446-3308 TOO 1.800-955-6060 Pay by phone 1-800-436-7958 Outside U.S. cal soled 1-302-594-8200 VISA ACCOUNT SUMMARY AccountNumber. 4266 841044281093 ACCOUNT INOUIRIES Previous Balance $6,666.66 Total Credit Line $6,700 P.O. Box 15298 Payment, Credits 4226.00 Available Credit $0 Wilmington, DE 19850-5298 Purchases, Cash, Debits +5210.45 Cash Access Line $1,300 Finance Charges +$170.16 Available for Cash $0 PAYMENT ADDRESS New Balance $6,821.27 P.O. Box 15153 Wilmington, DE 19NO-5153 VISIT US AT: www.chass.comlveditcards TRANSACTIONS Trans _ Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 0811624492807228118000101682 PHILOSOPHY COSMETICS WEB 602-7948500AZ 27.95 FINANCE CHARGES Finance Charge Daly Periodic Rate Cortesp• Average Daily Due To Transaction Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fln Charge CHARGES Purchases V.08217% 29.99% $5,512.82 $140,43 $0.00 $0.00 $140.43 Cash advances V.08217% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.06217% 29.99% $234.01 $5.96 $0.00 $0.00 $5.96 Balance transfer V .08217% 29.99% $933.17 $23.77 $0.00 $0.00 $23.77 Total finance charges $170.16 ERoetlve Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of Interest you pay when you tarty a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees -expressed as a percentage. This Statement Is a Facsimile - Not an original X0000002 FI93= D 7 000 N 2 1e 07/MS Page 1 r 1 065M MAMA 84277 229100007000B427701 Address Change Request Please provide klformation below only N the address Informallon on front Is Incorrect. Street Address: ------------- City: Stale: ZIP: Horne Phone: Work Phone: E-mail Address: L Information About Your Account Lost or Stolen Cards: olsassr9))cyo,'Icslcrexat :Etc Immecialely)y :al ng Its CJsi)"er?crvi:c rc-lber hunt )i the frcn: c' your stelerrei: Alvisc s ere :.Ivrrys oval ablr to ass s: yni °:o ran eF-& or A:Nisn- ty :ress ig C att!'ycu 9wor yor ae:CL"1 lirr)er. Crediting of Payments: ' of pryme•'7s by -egola• .l S. -a I, seid at Irasl yo.l min mur oaymsrl c-9 tc CU pcs: oil on a)x desianaluc to, say-renis 5acmi on tl a slalemrm Yo.' pi.ymolr9 ty ra rusl :care y with it a i9:1-Cli:n&:n :"ss!414lt'ON. slid wim: o5 -.°.:n ]y :r "ICI 'ay cider :ayaale n L S. '.ul a's at-: crevr on u• payat s tl:ugh a J S. f •'ar: a is: tut on :r to J.S. Drones V a')ra gr firal: at -sit.t or. Do "): ser: cool. Wise yor e::eV1t nJlrW, zi ycur etec<o' iorcy o'de' Payments min: beavo-parled ty ire paymel. co.p:1 f- tic ervel:)r a'avi:rc v,t- :m add•ms visble :1'rcl.ai the envelooe tv'Acte 11 P. a'vs ape tar' 31 :)rta i more ther tie 30Y.-Irrl o' c:jpc and -V.rc :ra or. rc staples vapor of ps. Tape :1 cerlapoider cal if c cried wi:•' ycur p;-yin I'll'. I' y:a( :ayim ! s it ac:u'ik:r:a v; 11 :m peyn an: •19'r-cl ens r' d s 'lace eva la: a tc is cr any day ex:e)t De-.en-e, 20 by 1:00 pi-. ocal I Ire at :fir post o"ice t:x cset;v:e: `cr payer sits )n Vis statemon:. v:e Yv I : ec t tte :ayacr. tc ycur is:o7r, as )f tta: cay 'y).r :aymci-.s it acccrce :a v,'t a..l raymn'r rdm-tiers Lol 5-F e av::i ahhl Ic ..s a'tcl ':10 r.- ocel Ii-ie a: o.l' acs: ot:e )ox d si;lated for peyr alts or this stvvlert ix v,I rr.a: I: :c yo.' a:emlt or, c-N'c next day : yea do -3t tell-vi :ijr -dymer: iis:r..cl cl's o• it y3111 Faynci: S ( :l sell by •rg.lnl L.S. met I: :w p:sl :If:e oux casi;ia:e:'er zeymer.a. c•ed lil; o' yor peymen: may :e d!IEyCC f.' .IC iC) days, -Eyma11:9 "IaC9 219[.'0":E y U'raugt :Ur cu-cmatec tele511cre sor&C. Cistorer x^y:e adv scrs.:r our vect sro vol be sfiajcs to ery p'o:r..^,s ne : -r n : se esee -o' hese. :aye rats Account Infamiation Reported to Credit Bureaus: We I-iy ra)crl 'ro'mi.: -I hoax y:llr ic.'D.lil 13 c'm I )II'Ci im.. Fill! pr:yn'ai:a, rrismz cay'ncrs )r a:ier ce'ai, :s r yo.r z=ui: rray to ictlc:lce n ycu' :-cc I re:oa. V ya.l :ink wt-. -sern rrr:nrd iin:.reto rro'-atiai :c a :•ec t yCc may rnim to Its at :hr. Ca'd-I ITILr' Se'vire adc-,is islet c•' y)..I bi I rig sb:mnrid. Notice About Electronic Check CoINention: What y)j p•avi:e a Tec( as :ayrrait. yo-Evioize 7s sfha-tc use n'oraticr Ir:my:.r.12.4.o'neke a one-:me dec:-a'vc fr1J mrate'''ar ycLr ac:)un: o' :: p-a:ess tte -ay relt as a clock trisirm:tion Wier 4ve fire ilx namr from yc.1- suck to '9eka en elr:l'onic held t•arslr'. 'ur:s 'nay :e w!ld'ari Jim y:Ia awww as stai as :hs rare czy We I9:e v9 YCLI Pay9e1 l arc Y-I Zvi 1 °)t lo'eive yo.- :hm< :ac4 Ivxr y:or lklm 2ial JIM Illion ::al Ili! :IIS:T11!I 5e'vl:r. 1'L'll:e' :III :tie 5:alffeOrl I yo- 1"0 mi malo115 Boos aeC*.-3nlc :ieci wIld0c• of cc ref wall YCLI payme°Is col a::ec oluctre,:ally Conditional Payments: Any pEyl-enl check u• 31-m ro°1 :` )ap'iv t hat y)- said us')r sss :-an tie'., tatal:e d,e via: s rarkac :aid f- f.l ' o' aorta is a siri a' r:tade-. it (-et yeu oterw se :: Ae' it 1.A sebafEcir :t i. dirolrec em:. in mur :r serf :a Services. 11.0 . linx 17--C4ll ',-.If nil ;I:r :)1 '9115(; : C45. We 'eilarve at )u' nails 'e;,a1J rig 9ase :aymai .s (a g. F : is deform nod [he's s r: val c Jis:ula :( it any sic- )1a:x is raceiva: at any :the' a:Jres.s. ws niy ac:ept hs :ha:k a•'J yci. rill V I :we sly lore ifr-„ Laar ce; We ray 1.11199 :a a::eal ery 511.. :aymsr: ty raturl ng t to you lot ceshi^g t o' :sstroyil; it. All orer :aymsr s the: yo, maks st:u tl )e ser: tc tie app'op iele :aymsn: eJJrlss Annual Removal Notice: If ycur a::ct.it has r:• a-iua fee.: ;•:I :9 to I@- each yea' or i1 icrtily distal mats. yhlotlcr o' io: y:l sso yo.' a^cztlr zicy:fiagileIcsay IvAmrt e:1.It e%,i..i.'CC sre, -roluldeole.- erc yo. mrily a5 1, d: vc. yr sl :c d35e you, d=ill: w thin ;10 (lar . W Ile Jam era itd I ycLi stalerenl c" vifiO to ain.ml lea s charged and a: he sar e 6--19 you pay you' o.lslar: ng aalance in full v-ur )ay' ='•t )I its ailua fee dces -o: alfec: )u• •igtls to : cs9 yc.1 acct-•'I and to I -I: your • gat :c make li nsoc: ons on y:ur accoirt I' your ac:o.lr: s c )sad oy yo.. or t.3 vc w I -on:rLC to che'ge °e amie fee .nil yo. pay yo.' cL.is:eidir; :aknre If 'fit ane:nnfintr.yo.ra:.c:un:-eaicrsiip. Explanation of Finance Charges: VJr no culato oe.m.Afc t nareC :large, (.airy :he ep: kith! pc* oc c ides A-va' on 1- 9 a:;ile'Imsonaidc y lot NO 'eC111'e. ;a g. t=1±-:e le' MI91!:o1'Me1 ' ele9 KI cash e..:ere-:e :laces Cclec<:ransaelion'"). p,retases balaic! uansta's :ash a:va•:as :rciloic"al taan:es cr cy!'caft eJvei:9s) Ties! cal:ue:cr5 "lay a)mt yc d Rev: zategtries %,4:h Ito sere ca ly period :rotas. f here is e 'V lexi x a :sr odi: 'ate cr Iiis s:ibrral:. flat rats rray vary Er: Its idoxe-J'iarainUsed Icdetorrfrettat'a-:or JimcarresprJrgAP7..arc :rs: iar.J it yo.r Carcrem:r' Agroerroll as nweideJ. '-e•c s P. nliiimur 'from P. r.I a•ar. if any : 11 °;I cycle in yhti:l vcu a,,-n Nly periodic Iiia":a va•gas and a eat sac: cr g°ai:e a ai;a'of aa:l bola, ,a ',alsfsr cash E:vanca c' :he:< Vanso-tic". r the x-suits smied ii ycur CarJ'iem x- Ag rea-tor I. es art ended To gc: t is JE y )E ance for a1:^ :ay of the e.re it t I ir; cyc a •,erc take tic :rc ring is once to* eac- `ran.•e at-.: art' leer; lmnrcicrs or ctir' cebi:s hi-l.: ng less ..n;E J I naive :iarges arc c.is' )taigas; sublrc: aryl :aymcrs or credits. arc make :I-e' adlLstrrel . Traisa:tiais are addo: es of :in 7xrsacfi3l ca:r lie tea mina ct the a l iig eyelr. fn l:•l ch theyare :osle- to yc.t HzC01M, cl n later dute -1 Din cllci:e ,excepl Ilmt :hr:k Palsaniora wo adcad I* of tie case :sp:s .ad )y Jae )ayes cr a I9le• Ja:e cl cor :h:::a; Faas are side: i the, c- Ve cats of a relatac transac.:n Vey data Va'y ars :)s:a: x yo.lr ac:ojr-.. cr to last Cay it :he bi ling cy:19. Tads g ves is tha::ay's eefly be area A :'e: I belancc is Ircate: is a talc :o c' rerc. I a Jai y )erieci: ate a))li9s :o any feature. toe -I, It sly hs :ally )alence )y the Ja y par odic rate tc ge: ycL' oedcci: irares chages to, t"a::ay We tor ace tiese acdoci: I naive charges :o yo.' dai y tolaice L ire: lie :r;lir•. rigbal; .e lot Ile duff say.; I wv):roil ore dai y per odi: tile. c)ulc a)ply :triad or 11,4 avr'a„ in y brla' :x, rro w use. Ilia ::oily )!• cc: la's Ira:a:) ies lo- t v aveaa! Jo y Ld Ili us aniter at Its etc c` 11.e ti I rg eye r :o :alculale the chi y aeliccic Val :e. cl'a•(Je. eacl Jay i Tc ge: yajr Ictal pen:di: grave charge f:r a :11h; :y: a w^sr a ::ally at, odic rates; e3al es. sye add a I Ollie :at y it, ocie finar:c :io'ges fo' a fsat_'as. -c d9:erfra an avera;s cEly to ones. vie Eddyccr Jeff,, oala-.es and di fi 3y the m iv, cf to cat's it t-D a)pl tale ti irg cyle(s) 1 ycu 111 idly :he wrmce ra ly aalal:e for c::h teat.ro by :he apr f:::o r. :ally at, odic lam. elJ Ater -uillity sec- n' hese. •e9..IU: by I"r niter of rays lie oval Gable : I f11; cydnisi, xi ::hen add a 1 -1 lie. 'eel. Ie :agar ie.'.:"e t:ta w I also vus tie poi)jt: I rarce charges fzr 1^9 til frig cy:lo. 9xce): f:r in ixverim vs c_s to rounding, -c get yo.' htal 3er:Jic'raic9:tar;9 f:1 e : rig cycle velar s me- 11 y )aliccc fale;s; a)pl as -Iu idly ,9 avaregecailybe once :'eso1laa:u'eo'yitsa)alicableror:'lyoe-odic a:E and acc he rosilts :ogol-e'. PIC :ova YA I earl :1c pcicdi: Branca gcs t:r :he ) Ifrg ey: u except ti rri-or var aicrs :nr tc 'o.lydir;. Grace Period (at least 20 days): We pef :die 11a1W :ialgee Cl a IIEflsec: c' 'ss. of I ner:a clays lied II 'a ca:Y. I: s Wced to YXI :sly bhlalce 1.111 pevl-erll III 1.11 Is 19:9 ved 79 ye.l 9.=u1:. •ICy/eve', ilia J: I'of ziotg9 )slice c III dice :harass on raw pi .f•asas t I ac during a :Ifi-g cycle i' rya receive be-.l oey-lert of y:ur how, klalx on you, turn-: statemon: ty the date a A I -e. yau raymen: 5 dur and a se r;:ymen::t yor hew 3.i ar:r. on yolr an!v c.ls s:,ormen: ay Ile doll! arc lire. Yom Uylim : wee c.a. I tans s no grate per od fcr balaree t'als`ers.:Lsi Ovaices eieek :re-se-tia s. o- over-n-tt acvarces. In addition, it there is a 'Qualifying Promotional Financing" section on this statemeed• ycc v, I n:1 ic: i ae' oci: Ifianx cierges c, may Rena , ng Balance list a)peeis f" :tal sec zi f ya.:ay flat ),lance ii') )y to stapl)Et a Ex- a6:i Cale To avoid irance :I'ar;9s :i raw ou-chEses wren yo.' haw Galaice ir, ices amy lera ni-g 3alarx(s; i1 rr Cis. y-g p`oraianal -irerc rig sr-033. Fay yol.r -L I hoe balaice m ns the lo:a it tl'csr. He-all' rig 1!e arces:l ay fie eels e* d time yaw )ay'lerl s d.a. licwevel f' yo.r s:ats-larl slows :* if a r 'Am-m peyaeT 5 JIIe, wo'n.51 vevivi! at frost :t.:l Ini" [-.In payroll t:y 11'n tale art 7 n e spad'feJ :n yo..1 5:eloweil, ev4i it yo-r Na'IV lit hi:a cor 51519 C" y I:' Q.ali'y rig --omat ur'at 'franc rig La aloes. Asc.'ul sore Qca ifyil; Flemoicrat F reficir; balan:ls. pe' )c c limits :har;ss a:r.le c_n-a the p')r:tf)11a paiod 31.1 are -)t a:de- x yau' ac:)um as arce Irs:eaJ. toy ac:um. ate "orr ail ing cy:le tc ti irg cycle. I ms s retr.-rec -: as ce'r°cc nrcrmt' It,, dMe--rd mires: Cna fyi-a Promolinlal' ralriia truixe. is no: proz it lull ay tie npp able 1 xpira!i::1 D!:! 119 Jefer•ed fiiance charges et' II be eddec :o y"- a:can: as soon es t"s firs: day site, he _x) r£icr late. ;Lrl's' I; yo.. ce'aill _r:2, tie 1:,rrs of you* ::mdmombe'Ag'se°lert lip. de'snedlvraec'•argesWit to ?.1141 I: yc ..r a:coun! is socl as tie dots o' ceria-It. BILLING RIGHTS SUMMARY In Case of Errors or questions About Your Bill: V yeu :iiik your ai I is vrln g. w Vyml I er.J mere Wwrwicr abc.l a:'ansacic' or yo.n pill,'ai'r. Ce'Jrcrr xf Service in a seaa-ate shed at CO Bex i520B W I i nc-.or. 72 -I ;K C-571M s rotor as pzs:;it a 'IVc rr.Is: lee" -om yc.. IC k7lil n a- h7 Jays Ale' vvn MW f'Jill Ihe'if%:: nr wi:1' :he en1:l e' P'ot)14 I apF.WK Y)1 car • ep• oie is bx doi-p so wi nut waseive vcci if Is, I' yc. r a1v pfvs 7e :1 s `ullcOrg I "c•rratioll. • ycur iarre are accoirt ^umter • '"r. del a' an:curt n1 tie aLSoCzICC rrr_r • )csmbr. to a rro • ar t rxr air, it you :a-. wry yc. Del eve there s ai er'cr • yet need i-rae i'o,m;il an Je..mbe Ile flat- y:u a•c 1.na.uc;.becl Ya.y:) ncl haw: to FEY any at- :u'u r gLlls:i)1 ::-like -I1 ant irves: (;zl i;1 oil: yr_ 'Irr 5:l cot gated to pay the palls of yo., to it a: are n:n it guest or Wide we i11'est gate yc,r gues: on via Cainc: '8))'I yoi as Jeliittier: o' -xe act on tc cc ect J1e arr)un: you cLast )i. ' y:u -avo out:rizcJ s to say your trod ::arc t 1 au:orratiwlly hen you- sav-cs cr :ha:k -g etc:ul:. yo, :a, etc: tie )ay-=-t n emy arrc.-t yci fhr<is wmrg. ') ---1 to 3ap-c'-1, yc.r cle- Cr :a fay "g ft Cocmcrrtc' Seer :r aJJ'ess or:r rr-err. -unler s,mvl 31 this star-ICrt' r st recd Its a' Ie a%l 'hies h-SII'e_SS Jays tr'll'Y. I'le a.ll:ma:l f. f:aye P,": 15 s:11P.:t IIfeJ z ace J'. Special Rule for Credit Cord Pumbases: ' yc. in- a p'uL• sin ter Ii Jle ) ual V of gees c, se•v cos Ve: y:7 pufciossd v,V a credit zero (axe udi-g )u'chases rraJc v., ill a :te)k: and yc. have ° cc ii gad fait :) :tree: f-r P'oblem 011:1, me':had:. vo. ray nee Nava 71 nay I'e 111-g arcLit cLt )i t-e gccJs or sal des vCL. "aye the )filed or a'lly''ir'ie I t^c r,fehaso price vat; wo'c than $51 rd to p.rchese errs made n you, lore.. sta:c or w flir ' C. in es it yo.' ra I ng aed,ess. ' lrse it fafo-s :to I cl hr: y 11 v:e cvirl Cr aperxte.:'.e I-=la-I.:I • Y.'r meile.: vafi the advediss"tarI [of 1"9 p•ope'ly o• servf:es. 1,00212'7? Statement for account number. 4288 8416 4428 1093 New Balance Payment Due Date Past Due Amount Minimum Payment $6,666.66 08/12107 $231.00 $498.00 ? Make your duck payable to Chase Card Serums. Amount Enclosed New address or a-mall? Print on back. CHASE OF 426684104428109300049800006666660000001 23938 BEX Z 19907 D JOANNE KNOWLES 12 WHEATLAND DR MECHANICSBURG PA 17050-1600 Irrrlllllrrlr1111rkikrllrrrlllkrlrll1111rrrlllrlrirlrlllrllrkl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 45000160213p: 203 1044 28 L093 Lila Opening/Gostlg Date: 06119107 - 07118/07 CUSTOMER SERVICE CHASE Payment Due Date: 08112107 In U.S. 1-600-945.2000 Minimum Payment Due: $498.00 Espalloi 1-888-446-3308 TOO 1-800-955-8060 Pay by phone 1-SOD-436-7958 Outside U.S. cal collect 1-302-5948200 ACCOUNT INQUIRIES VISA ACCOUNT SUMMARY Account Number. 4286 8410 4428 1093 P.O. Box 15298 Wilmington, DE 19850-5298 Previous Balance $6,488.14 Total Credit Line $(;,700 Purchases, Cash, Debits +$39.00 Available Credit $33 PAYMENT ADDRESS Finance Charges +$161.52 Cash Access Una $1,340 P.O. Box 15153 New Balance $6,688,86 Available for Cash $0 Wilmington, DE 1 9886-51 53 VISIT US AT: www.chase.cr TRANSACTIONS Trans Date Reference Number Merchant Name or Transaction Description Amount Credit Debit 07/13 LATE FEE 9.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Daily Due To Transaction Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.99% $5,413.30 $133.45 $0.00 $0.00 $133.45 Cash advances V .D8217% 29.99% $0.00 $O.OO $0.00 $0.D0 $0.00 Convenience check V.138217% 29.99% $228.21 $5.63 $0.00 $0.00 $5.63 Balance transfer V.08217% 29.99% $910.07 $22.44 $0.00 $0.00 $22.44 Total finance charges $161.52 Effective Annual Percentage Rate (APR): 29-99% Please see Information About Your Account section for balance computation method, grace period, and other Important Information The Corresponding APR Is the rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. This Statement Is a Facsimile - Not an original X 0000001 FI93338 D 7 000 N z 13 07107/18 Page 1 or 1 08898 MA MA 23935 19910000070802393901 Address Change Request Please provide Information below only If the address Information on front Is Incorrect. Street Address: - --------- City: - --------- State: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - --------- L Information About Your Account Lost or Stolen Cards: 'has; re»r: yo..' Icst cr s:: ar :Etc t in neciately oy al ng Ito CJsto-er _dike rl -[bar bunt 31 the frcn: c-pur st:ica'", A10sr.m err zlweys mri610. to Mqa ynJ vat ran •P..;.& ar AJviso• by :ress ig C zfte'ycu 911:81' y3J' aCCL^t iJrroer. Crediting of Payments: ' it peyma'9 by 'egild" .1 S. -a I, soli at least y3.1 min mar Da;Teri CA lc cu Fes: ail cs sax ddsignalsc to, mylsnLs a;icvm on 11; slalemem Yo..' p.Vmolrq ty ra rugl :car-y with II 'c 19:[.coons zi - s s:91`NI'9f 1, and it ne7 ne'-.'.:4 ay C•'4.4 1 "Icr4y ceder wyaDle n L S. )ol a's at : crew on u• peyab v Juzugh a J S. I °a z e 1s::ut on:r ll6 J.S. xancl 0' a'3ragr firal:al -sit.t or. Do-a: ser: zest. Wix yo J' E::ct,it nirrbc' a ycLr ctec<o' loroy o'do' Payments m us: bo acm-pardal by tie paymelt ca _p:n f- nr ervel:m 3•ovi:ec vdt^ tut add•ex4 visi:dr Ticl.gl Jut ellvdair •.v' dew Ile a-ve ape :at" or aorta 1 m)re Wei- :1r. nay-Irrf o• =.Ipc % and rx:re 311 or re stapl C•. :apes el tn, lap1::r ciximpo'llei ce itc uded viii y:au p::ymisr.. 1' y:w :dy'r141'7 s it ac:adat:e y1'11 :ill paynart: 1.:LCl )is ii, J s mace ava la: a to is cr any day exteal )eve n:e' 25 by 1:00 pi-. ocal 1 Ire it :ur post o-ice tax cesi;ia:e:'Crpaylr Bits On d'is statement. 'N9 vi l :'e[ I ttezaymcr:tcycurac:o)r:as of ttz:coy :yo_r:aynol:snac:crcV.0 lvil 0..1 raymelt rg11L:Jinrs tut s nViA F.hhf Ir. ..; a'!el ':00 r.- DO it -to a. or nos. ozfi c Dox d.,si;latcd far peyrcifs or this slax-Icrt vrr yAl crr:: i::c yo., ,.:stmt ns c ttc nrn day ' yell do -of tca:w cur :aymer: i•.9:r_cl ors o• it your payn'ei! s r:l sell by •rg_Iar L.S. ma l I: tut p:sl :II ce 3ux cesi;iuca: `et :ayloer!s. c'ed Iii; o' yor palm an: -lay :e delayer f:' JD to ) days. =aymans •lace elsc:'o••-.a y ttrougt cur euxinatcc felcohcrs ssrA"...isbr-or 3ev:o adyscrs.:r Our wet silo vAI be. suof ox to cry p'o:rsr, nc : - es . se. rsre to • Jlese zayr- nits Account Informatiaa Reported to Credit Bureaus: We ray rencn 1'3•mat:1' aDox yell Jc:D.ml to c'vc 1 all'Gilh.. all! pry" ol:.I, n'im=. :a"er:sor 3:lcrce'aL:sc-yo.rz:c:ul:Iray'to rcllcaec lycu':'ccI re:n V ynJ Cl nk a'1' -ave rep:mrd i1a::.roc i-fo•-ah»:e a CecI au9el., y'cl. •nay °:tilm 13 ue x lie. Ca'd•irmt9' Service adores War c•' ya.r bi I ng sfa Ainvnl. Native About Electronic Cheek Conversion: What ynJ p'wi:9 a :ieo< as :a'yn'all. YO. EU:1012o Js e17161c Use n'oT'ffitcr Ir:m y:..r D1a:<:o make z one:mc o1cc-3ic fill uersfc''')r yctr ac:)un: o• :: p•):osa to caywnil ns a c trek imn r-,tion Wier wo tire. TDriaior trcm ye.r etrek Ir. •irkv a deamric land Ileslr.•. 'ur:4 may :r, wnd•a•,-1'l tin y:ul a' .01111: 43 s:31 as :l'9 sore Gay We Me its ycLr pay-latI arc y:u WI I •'31 Icmlive yo.' :floe<:act tlxr y:I71 linu:ial insl lu:bn L:at 111! sr'4•l:e I'Lm:r' art *1 IF SW.4-1dl'I I YO. 1ae6 :Ilrsl ar15 JOGS a °c:'OnIC :lac<.0116 ic' of cc Icl mart ycLr paynle. is col s::ac alschc":ally Conditional Payments: Any payr eii check o' 311Ft 'a°1 :: say-larl Jtat 'y)., said us :)r ss :-all tie :JI talal:e d.e :1a: a rark9c :aid r f_I ' o' :3rtE 1s a sir i a• r:talc'. Or Itel ycl, a:tcra se :c-JC' Ir fit 5allsfecic" a :. dis)u:e::1'l: xt mus7 c1' srrt :n "e•J Srnirex. I10. 60x 1e.[49 :7i lrir„t:r :)I '9115C SC[9. We •egrrvr at oil, Bails •r„arl n, 'I me :ayller:s (a c. V t is de:eiil nal there s r: vet c Jis:ufe :t it aiy sic' :ia:x is recarra- at any -the' a:Jrass. 119 -hay ac:apt 'he :heck a-d yet. v<il sl I :,v1' eiy IrrE iii; te%ea', We ray ralune :D ac:col ary sic- :aymsr: by rouri ng; t to you lot ceshi^g 1 o' :est'oyil; it. All o:'9r :aymer a tha: yo. make st:u d )e ser: tc I'is Epp-op late :aymen: address Annual Reneatal Notice: If ycur a::BLit has a- ailua fee. : v;1 e.9 to la: cac1 yea' or il "Icrtily natal Torts. whotler o- iC: yzu Jse yo.' a.c:Ul: ;tic ycu Lgi!r to Day IvAlort ed. 11 oa"i.;''er aIc°-rli"IF.alc.` Cris yD. imly its I-a: yr. _ W sl' tc etas" your a=un: w thin :10 days W Ile J414 ve me I yet I stalarent c- vAtial he ain Jal fee s charged vid a,. he sar8 ti-le you pay you, o. lstar: ng 3alance in full v:ur Day-=-[ OI U'a ailua fee dons °a: a'feci ou"igfis In . cw yu.( aces., I and to I I-5: your ' gtt :c 'Hake Vansac: ons on ycur accoirt 1' y:ur ac:o.lr: a c 3sad oy yo' or Ls ':1'c :: I :on: roe to clu'pe :-e ainiE fee ..nil yor Day Yin-' CLts:alJir; :alatxc n'n I one rnrniiatn yn.. r::cn:tm: •r zirrsiIp. Explanation of Finance Charges: Wr mculate )crl3Jt: 1nnrcr.:lamas l.; irg tic rp: tait Ir pc' ac c ilia ;haw' a1 I" s s'ah:'l Or, so oa'a icy 131 :foci 'relive ?e g . baly-'"a :ta., rIai?rorv-.r ence :"r.:<x. at : cash li-va.•':8 .le:CS ('Glee(:ranwcti3n"). P-rctasm belaice !ransfs•s ^ash tnva':96 :rciaoiral tean:es cr cve'c-afl eJyzl:ss) Tiese cal:uz:crs -lay :Dmt 1e. d Ffe'cr. atcgtries vdJ itD oars ea ly pciDclc rates. f Jterc is a it. text .c a toroth: 'ate cr ilis smlamal:. list ra:a tray vary or. IN ida a-J 'iargn usaJ Ic detcr -Ire that a:o arJ is c)rrespc'7 rg Al", are :1's:53rd it yo_r Carrrrmcr• Agrormrlt as rn'oido.l. -c•e s a miiimur 'irai.r. Iaz•;te it any _11,;j cycle in vhici ycu 3:•:e viy pelimhe rile, :ec a'gu ands ilusac:c1' rai:u :Pal;a:o1 e0 Late- ':a:raider .ash a:vanes r :he.( t'ansaetio", r the a^:uits stated i1 ycur :arJ-tcm)c' Agroo-Icrt zs arr endoJ To g".: t-c Ja y )e anc". l)r ca-, :ay )f the c. re it t I irg cyc n vec take tie :rcr-ngaap.rine•cac- ml.•c sec ary ary: Imnsecicrs n1' rtlr•ccbi?s (i%L: ng 'ass npa J f na1:e :iarges arc c:1a' :tarps; subtrac: ary nor -.s or credits, arc make :Vc' adjLafm01:3. Tralsa:11313 arc Lddc: esotnr.tmrsaLiioia::c fictegrciiactrhe3hlacyctrilractthcymc :axle.: In yc.l H.rolll!. or " lalrr da:x :1 sill clx:i:e. ;except Ira::t4:k imisa.,ioi a ate acted us 31 lie case :9p:s .ed Ty lie )ayes :I a 191s' date :f cLr -h: -a: Fans are aJ:k- e the, c- rte cafe 31 a ralatsc tronsac.:n its Java stay ara:)s:a::c yo.u ac:oir:. cr lie last coy A as bi ling cy:le. This g vas is the: ays Gaily bo arcs A :'a: t balance is treater as a talz-:o r Zert. I a defy oericci, '6:e a3olim .o arty Iscura. elo_ -01 sly lie :aily Dole IGo oy its Ja y per odic rate is ge: ycL' 01ticci: 1rarGo charges to- ra::ay We ttcr ace Hess DettocI: I lie ix etz'ges :o yo.' dui y talalce I: gc Iit! -e jr, rig bit F.•:o Ia1 Ile I oxI Jay. ; I IT an:iH1 are dai y prl odic late collie entity :asxd o1' It's 9Ve'a..°. Jx y likla":r. via rl use Ilia :oily at- cc : ina, 11 z: a:3 ies to- t o zve•age Ju y to area a••uuw at 119 erc c' I' r ti I rg eye r !a calculate the cai y nerircic It, at :r of a•(te eaci Jay i Tc go: y'3Jr trial pen:Ji: iratie charge fcr E :ling ,y:a vrer E :ail' ace odic raters; zeal es. wo add a I of the tai y ne' oeic tinaro :ionges to, a fwt.•es. -c ds:e'rire an average cE ly be once. rye add ycLr daily gala-:es and drv :c Dy Ito r6"lor:f lie Gays it Yoaarl sable ti irg cy:le(s) f y:u 111 ialy Jte zvr.•aco ca li, aalai:r. for G::t tcat.ro by ire app i:aa P. .ally as, odic Ialll, all 'flat " 11hply roc" I1' limit fly I-I! ll.r but cl ,Jy; "'1a anal cable .". I rig cyda(ai, ru::lon aid a 1 :I lire 'est. le '0gal'le' "'Y I:ta y1' I also a:ua t^9 peiodi. f races charges for t^9 bit iig cy:la. rixce3'. f:r m 13rvartat c°s c•ato rounding. -c get yo.'tatEl air Aic: race :har;e I:1 a : rig cycle vier a me' 11 y Dericc c Iale(s; until as •1u ioly :' 0 average cadybionce ':' eeci'aa:u's 3J Ve aaalicable ror:iy )s' 3Jic a and acc tie resilts :ogot°e'. The .o:a vii I Dlial :le Doicdl: firaneG :1a",es I:r :Inc 3 lirS ey: o, except ::r n•i^3r var aicr; cur to •o.irdir;. Grace Period (at least 20 days): We a.-.m- per:dic f iai:e :ialgss cr, E Iruiszc: c" :9e. or I nerve cia'g9 Ilan Its rate is s adr.vd to y)LI :eiy balaica Lill pryr-enl n I..II ix Is:eved 31 ye..1 'Icwtive•, we d: let :ialg9 3eiccc firaic9 ,har,es On rely pi-.Yeses t 1 ac during a : Ili "g cycle t' Ore receive bC.,i 3ayiert of ycur hoc; Balal:c on you, currc stat9man: ty the date a"J I - r ycur paymrn: s due and a qc poyrrett a yor hrr. 1:: arcr. on your 9CC ex %migmew ny lie (fab! arr. tiro your :a rmer! =ylis c.0. Ilinn !; no grate per oil fcr balarce t-aWers.:Est adva ices clock :m'sE:tia-s. o' )vcrzratl acvarces. In addition, it there is a'Goatifying Promotional Financial" section on this statement, yet. 4AI i:l ic.i Dr'ocic lilan:r ciaugsv r.•' any Hera ° rig Oalenca Jml aopems i' J al sec::i f yct.:ay liar 3alance ii'J oy ire appl:Et a Ex: -ad:l Cate TO ovoid irance :tarps :1 ra'i? Ou'chEses Wien yo.- how 6alaicc i z Jcos eny lore nt°g 3alar:c(s; it t^r I:JF. y^g ;"or:han;d =irrrc1g sr.:tmi, pay y31.r'LI Novi 4inlaicr. •'1 n.s the love 31 II'cse He°air 1g Na arcasi Dy the GRIP. a"d tale yell' Say-tsrl s d.e. Hcwwsl i' yo.r sbls-Iarl shows :"at a r- iin.Ili peyn' ei: :1 Jile. -lie m_sl 'L'ceivilal trust 71'a1 ell" I'.Im payr Gil ty' IPe. tae a1': C n'I! sped'ied of yo.1 xtai6lre.m, x491 II yo.r N"vr Iiehi::e coi'Fista c" y c' 1silty rig :'omof oral -ilanc ig toales. Asc.'u1 sore ot,a ifyil; Flc•noici al r ri-it 7.; balinass. per no c fit31c9 :har;as a:r.le c.d-7 the p'or-Awa paid )Lt are -tit a:de-. x you, ac:3un: as arcr Irs:eaJ. -.toy ac-um, a:c''orr ail erg cy:lc to ti lire cycle. I its s rolerrc :: as rr.'e,,rc wriest' It a drile-'rd iilr•es: Mia ty'i-g Pm•lahrnal' I rilcilg tali:e is not psi: il' 11111 Dy tie app calile I xpifxli l Dee 119 Jsfered tiiextee cllelges rill be eddec to ycL• exc-117 as scan es he firs: day efts- I Is 7x3 rsic r )its.:Lrt s'. i' Yo.. c e'ailt _r:a'tie is m r3 DI you, ::ard"lembe• Ag•aemetl Ile.. (16'x1161111^1'e C-digs V41 1:941:141 t:'yc.r z:c3un: is soci as tie data o' C913,11. BILLING RIGHTS SUMMARY In Case of Errors or questions About Your Bill: V pi :'iik ;lour 3i I is vrur g. o• i' y)U rend mere Wwr'alci abc.1 a 1'ansacic' of Vail Dill. 'xl'x. ^a'Jr-err:or Service an a swo ale sheet at F.;J 6cx 1:-299 IN h nc:or. 199cD5799 25 color as r='5it r. VVe Iris: hr..'''Om ye_ 1'c IF.:e1 11'.° SJ Jays alter we tin I yon Ilia lir%7: (n" -:I' Jte 1'n :r C- p'Olds-1 4ppsalrr. Y32I car :x ep-ale z bJ: dui' g so va in,. oreserve ycLr igl'is. I^ ycvr ea9• give is J 9'ollcwirg I:ciralion. • vLur larre. arc acco Jrt "biter • '-r. del w amcort of n1' sLtx:fr.C rrr_r • )es.nbr the rrro-ar: rxp air, it yml -I. -. eeiy yc. art no there sal c1':r ' Val nocd I- cle i'oir iJ an Jis:libo the ilcr y:u ail i.w.uc,.bcLI Y3.1 :D 111.1 have la pry ally A-:1111 r quoviol v:ltle v.9f am. it V(W q,.l ig arr. yc' a1" stir calge:ed :o pay Ilia pans nl ya_' tit We: are not ii quest or Y41ila we iwest gala yc.r ques.on We Gamic: 'eoo't yo.l as d9111gJor:O• ::<x act On tc cc act ire arr Dun: you cLest 31. -y:u "ave ou:t:rizcJ s to Day your trod ::arc t I zxorratically Pom you, say -q s cr :ha:k-g s:c:ui:. yo.:a - stn tie Dmr-a-t )i air,,ell,'t yct. Itlr<is w'org. -) s::) J*o nayrc-I, yc.r eic• cr :a ius 'g thn Car-Terrtc' it :r aid•res or -.P. or -ern -o•itor sin'vi )i this stay,-rt; r.sl reari its z• least :beer. t!.sirr_ss :hays te'we he a.1l::ma:ic payr a°: is s:heduleJ I: acc J'. Special Rule for Credit Card Purchases: ' yc, lave a p•ob Em v i l Jig DU9l if Ci gCC:s C'.sd?r Cd9 d'a: y. J DUfC'lased yAd' a Cradlt :arc (axc udl"g )u-chascs rraJc w Ih a antler end yc. too :,cc ii gc )d fain :3 xr-cc: 1-e p•nhlem with :ln me•.hz1:. yn_ ray tic rove -.a :ay I-1'. •rrant-g arC1,11 cla 311"a gcCJs or saV:es °cL'ava this 3r3lact3r Dily aiiii I-c p.refoso price :Vas rro'e Ilan b)7 e'd :to DJ'crese SFas 'made n y3U' 13re %Wr or 'N. lilr 'C_ in rs at v'o. • ra I ng ned'rsq. ' Imr. IrrrJl3-s J3 I'cl sp: y it l;'1' oval cr operP.lr •"e I'41:1a"I. m ' 'Y.e mane: gall :119 advedis9'ia, L Ict I- V p'upe•ly o• services. IAA0212D7 Statement for account number- 4266 8416 4426 1093 _ New Balance Payment Due Data Pasl Due Amount Mlnknum Payment CHASE $6,466.14 07/13107 $0.00 $231.00 • r Make your chock payable to Chats Card Services. Amount Enclosed New address or e-mall? Print on back. 426684104428109300023100006466140000005 24821 SEX Z 16907 D Ill III ll lrr 11111111 161111111 1111] 111 11 11111111 All Iloilo 11111 JOANNE KNOWLES 12 WHEATLAND DR CAROMEMBER SERVICE MECHANICSBURG PA 17050-1800 PO BOX 15153 WILMINGTON DE 19886-5153 1:5000160 281: 203 1044 281093111• Opening/Closhg Date: 05/19/07.08/18/07 CUSTOMER SERVICE 0 Payment Due Date: SE 07113/07 In U.S. 1-800-945-20D0 Minimum Payment Due: CHA $231.00 Espaflol 1.888-446-3308 TOO 1.800-955-8060 Pay by phone 1-B00-436-7958 Outside U.S. call Collect 1.302-594-8200 VISA ACCOUNT SUMMARY Account Number. 4266 8410 4428 1093 ACCOUNT INQUIRIES Previous Balance $6,527.29 Total Credit Line $8,700 P.O. Box 15298 Payment, Credits -$228.00 Availabio Credit $233 Wllmkhgton, DE 1985D-5298 Finance Charges 4$166.85 Cash Amen Una $1,340 New Balance $8,486,14 Available for Cash $233 PAYMENTADDRESS P.O. Bar 15153 Wilmington, DE 19886-5153 VISR US AT: www.chase.comrrredlLards TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 06/1111621622740242103700001 PAYMENT -THANK YOU 28.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Coiresp. Average Dally Due To Transaction Accumulated FINANCE Category 31 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.99% $5,418.78 $138.D4 $0.00 $0.00 $138.04 Cash advances V .08217% 29.9996 $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.00217% 29.9996 $228.67 $5.78 $0.00 $0.D0 $5.78 Balance transfer V.08217% 29.99% $903.92 $23.03 $0.00 $0.00 $23.03 Total finance charges $166.85 Effective Annual Percentage Rate (APR): 29.99% Please sea Infonnatbn About Your Amount section for balance computation method, grace period, and other important Information The Corresponding APR is the rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS Get unlimited local & long distance calling for $24.99 per monthl Try Vonage for 1 Month FREEI Call 1-BOO-5W-5569 or Vlsl www.vonage.com/hearl0. Vonage 911 operates differently -See www.vonage.com/911. Additional fees & restrictions apply. By responding I confirm that I am a Chase cuatomer. Save on everything for your home: shopping, repairs, renovation, & more. Loam more at www.compietshome.com/Chase, and you'll be Identified as a rardmember entitled to this great Trilegianl offer-which Includes a $20.00 Lowell Gift Cardl Have a High Deducible Health Plan? Take even more control of your healthcare dollars with a Chase HSAI Save on taxes, Sam Interest at an attractive rate. Invest In your future, and keep unused balances year over year. Loam more aboulthe Chase HSA at Chase,com1HSA and sign up today, This Statement Is a Facsimile - Not an original X 00W001 F193M D 9 000 N 2 15 07!06/16 Pays 1 al 1 06696 MAMA 24627 16910000090002162101 Address Change Request Please provide Information below only If the address Information on front Is Incorrect. Street Address: - ----------------- City: -- Slate: -- 2Tp: -- Flome Phone: -- Work Phone: -- E-mail Address: -- L Warmalter About Your Account Lost or Stolen Cards: Pleas:ra33ryo.•Icstcre::ar:arc filioecWifely 3y 21 ng to CJstr-ar 3ervi:e rL-iber f3unc 31 the itch: c your staterol. AJsis:'s zee alvr..ys ar,:i..ble. I, ass s: yo.r vat ran rzeF ar Advise ty :ressigCefte•ycuemory3J•=X1.1 iffroer. Crediting of Payments: ? or rdyme^a3 by 'rLIJId' .I S. -d 1. sell at Nast y3A min mw- say-1211 CA to cu pest oil c9 Pox dasignalac to, ray-imis ;1c4Ai on li ; slalelnent Yo.- p::ymenl. by ra rusl :orr: y 0111 We 'L°.:1.cti3ns:I!, s s:alan'ai I. anal n'ufl or -e:a ]y :-nz: :1 -I cray r.-der :aya3le if L S. lola-s ar: clavr on u- payat a hrugh a J S. f "arc a is°ut on :r to 13. )rani o' a'3re gr tirai: at -sit.t or. 00 -3: ser: Iasi. Wto yo.r a::cL1t narrbe':i your ctec<o• norcy o'de' Paymcros lrost ba ac:3-padeJ by ate pa"cl-. ca_p:i I- 71r. crvelcsr. o,3vi:re vdt- an ddd'nss visiPIP 1 1cLa1 the enveloue •n•-dcvr 11 P. eve. ape ur• nl :3rrr. i iwe tar .in Pay-It..rl o• =jpc-; and :dare :ai or. rc staples spur of Its. lapl! :1 cli,wpoidu ce if c uded v r, y:m p .ymiar. I' y:uf :d'ymw! s it dczo-du*:o vi Ii :Ill payn arr. ls:r.cl 3ls a• 'J s 'ndca ava lac a to is cr any day ex:ePt ?eca'noe' 25 by 1:00 pi-. oval t Ire at :Ur post 0- ice t:x C ES1;la:e: `Cr Daym' 9lle on tls 5latemen:. rte w I .'ec t ire :ayTier: tcycurac:oar:as 3tta:cry 2y3.r:ayilci:sirac-.crce-cc ml, o..i paymon: rsl mzliors [:III s - ace Owl .[)It! le .s d':c1 ':30 F.- 3cEl Ina a: oil 3os-. otm Pox d".si;lated fat pEyi-olls or this sta:c-nrt vx!vnl re::i::cyn_•a:cmilas rttcnext day 'yell do'•3ttell:wcur :ayirer• i•IStr_rl c.1 :s o• it your payn'en: s I:l sell by •ril.lai L.S. lid 1I: :of p=1 ill :a Pox ca3l;iee:'cr :aymer A, c•ed lilt„ o' yor payman: "ay -- delayac I:' Jp Ic h day's. =Eymen:s -face el9c:•o-:E y tr3ugt :or cu'.cmatec tclctcr s:r/13e.:Jst31-er 3e l:c adv'scrs.:r ]Ur wet si:c vil M siole:: to cry p'3:rss nc : -rs : se esrt ST tcse. -ayr nits Account Information Reported to Credit Bureaus: We I-ay reach •r3•'ic::1' a30.i: y':Ill ac:Pill 13 CK I PIl'G':Ilii.. to Faynrksse: :aynorxor 3:ter teat, :sc-yo.rc:c:ui:troy toreffo:loc ifell, :leeI re-n'. P y'3i 7•I nk •.w -avn rrp:led ha::_rcto rfo•-ali3l :c a see t :w2EL. yet. May -n-rile 13 us at :he L•a•d-IPrnl:a' Se•l•iCF. adcrass islac r.•' y3..1 Li Ifig 5la:nn2.,L Notice About Electronic Check Comfersion: Vdit( y3J p'ovi- a 'Itc< as :ayrr 91t. yo: EU:1012, JS Slta'tC use n'o-ratlcr Ir:m y':.r:'ia:<:o nake a one:me clec:'39ic till :rErsfa''7I- YCLr ac:)un: 0• :: p7:CSa to :dyrrnil as a clock IrfrL'.a:tion Wiv.r we use 'rarnaier item ye.l• ctnck IC 'lake a.I din'Vonic hard 1•a[Fix%'ur:s 'nay :e :vnd-a•.-n Po•i yon e.c3url: as s:3i as J ti sera cdy we 15:t vs You pay1ef1 arc Y:u tai I °31 receive yIi_ Jim< :ac< Pn1r y:ul linu'.".lal iml lu loll .:EI Iv! CuS::-ICI S!'MV.. I Lm:e' 311 *1 IF a:al9-1911 I yo. lava :IIP.iI ells aoir a me-Pnlc :1ec<:ollacic- c1 cc eel wart ycL.1 payma°Is col a::ec alactrc- :ally Conditional Payments: Any payr ell check o' 01.1:1 `o•-I :` 3ay"in 191al y3. sail us ')r iss ran IIS '.d talai:e d..e-ya: s rarkac raid i" f.l ' o' :3rtz is a su-i a- rctadc or ttel YCL. oacr•:; Se :t -Jr fr 1.4 satisfccic- cl I. disonrcc en: art mu91 : P. xrrt M ::vl Scrvicrs. lilt linx 1d C40 L!'i 111;;1:1 71 '1 l15f: ;;CCg. We 'e_srfve at 3rr liailx -P;;ad ng :fast, :ayils15 is g. i : is &.e1•n find Iha•a s r: vat c dis:us :1 it aiy silo.. :le::< is receive: at any alto' aarus. wa -fay accept ha :ha:k a-d ycL. MI sl I :'wit riy m-R fir„ Er.srce; Vfe ray Infirm 73 ac:r-„I try sue' :aynsrl ty ralurl ng t to you i3t ceshi-g t o' test oyii; it. All of^er :ayitsr:s thE: y o. malts st:u of 3e ser: tc Ile app'op late :ay'rism address Annual Renmal Notice. If y:ur a::eLlt has a- a-iua fee.: e;1 :a b la: fool yea' or ii -lcrtlly halal mcrts. whctier o' io: y:u Jso yo., a:c:tl 1: olio you ea•ce Ic 3::y I aAlor h ed. it a --f_;! 'e0 s rc°-roluntlanlo .- ess y3.. lwily is 1"d: ye. w si' :c dosH'ynu• a :mac w thin 30 days u' lit Jals yt •na I ycLf stalereil c` vAliaf he airier lee s charged aid a: he sara d-1e you pay you- o..istar: ng Palance in full v:ur Day-e-t of to aiiua fee deft °3: a'Iac: ou• •igl'is 13: csa yc.I accc.• I and 1311-1: your ' gfec make manse: ons on y:ur Eccoirt V your ac:o3r': s c Paled 3y yo. or Ls we .y I :on: rL a to chE-go re aims fee _nil yo_ pay yo.' cttsEllir; :abhor, n ll I r.nC Corm late yo. r r:: taxi: •c ale rxiip. Explanation of Finance Charges: We no cufate 14:03t: I narce. 3iarc,, Lail g the aF: riath' pe• 3c c 'all`,' sh-vA' Pi 1" 9 :i',llmcrL sc3a•af0 y 131 Ul;l'P4I11•t ?e g, tehl-.a :re"s1e1!:oiw.f, once ::"P.ci Er '2 cwh a:4e".9 :le:<s ('else( uansactiPil 1. p.rcl-ases balancs uarnsfa s :ash a:ua^:as :rc,noic"al taames cr cye-cats eVel.9s) Ties.- cal:ua:crs -lay :Pmt le d ffe•cr::aloq;rics vdt Ito sire caly;clod : rates. f here is a '4" iayl Y a :troll: 'ate cr ilia s-.alafrai:. flat ra:E ray vary' arc tae ldoxe-d'iargklused lcdclofriretata:eardisc3rresec-JrgAP arc :esn:iP.1 it yn.r Careroln-v Agrnerrrlt as nrrriidol. -o-o s P milimur 'u el:e rra jv. it any :11, a cycle in uhiri yea Dum Hiy parildc fiia•:eva•gas and a:ivsac:crTalus :tatge'oftour talc-:a7oialer :Esh E:vanca e' :he:< t•ansaaio-. r [fie ar:uils staled if y:ur :ari -iom 3c• Aareo-icrl. as ar enc ed Ti ac: to Jc y 3a once for rat- cay A the c_re it t I ir; eye a we take he :tg r-ing 3a mcc te, wc-lneh.•e ac' ary newlrnsEClers or ctie• cebi:s fig `eas .npE J f noi:E :larges arc c.12, :targes; sublrcc: ary :aYncrs or err, (his. arc make adiwirei:S. Traisa:lials are Eddc: ;, 31:ir.:rarsoc ieax to tog nriiaetlhe 3 f ila cycle ii ct theyare 13 yc.r wxon,', ci a 10yr date :1 Sur chci.e ;excapl It H:.1'2.k L'a'15a::1e1'a are adced as of lie case :2p:9:ed 3y JI9 3ay5s :r a lots' la,.o CI CLr :h»a; Faasala alder a the, c- to cata 31 a relatec transac:n ire Java ttay are cPa:a: % yo.u ac:oir:. cr to last coy of :ta bi ling }:1S. This g vcs Js IhE.:ays only ba area A c-c: t bElance is treatoc as a talE-:e c' zero. 1 a dai y oericci: e:e aoolies -.o ally feawra. we 'i.lt sly he gaily 3aliice 3y to da y Far 3dic fate lc JO: ycL- 3e11ccf: irarca cta-ges to- t-a.:ay We ter ace tiese 3edoei: f nal:c cte•ges :o yo.' defy talaice odic I: ipc III! :eair•' fig bal:.- cc 131 fit, noel :lay. ; I r:m:ian are dai Vile[ rate. c3ll1c a3(II'y :asad 01 II'a wr..-a;2 Ja y bala-2v. ws ii use Ilia :wily 3e' cc : 1as 110: goo its lu' I- - Eve'aa2 do y Ed anus a•13mr: at 119 etc c' I' F. ti I r'g cyc P. •lt :dleulzle Ihe eat y 3ericeic It'ar:e e1'a-ge eacl lay i Te ae: y3Jr total ped:Ji: irei:e charge t:r a : Ilfia sy: a vv-sr E ::aily De, adie rates; a3al es. we add a I cf the:ai y ac' oeic linarce :ia•ges fo'o feat.•es. -c da:en-ira an avera;s cE ly taonce. res addyCLr daily Pale-:es and div :e 3y Ito rL'9Pe• :f lie cc,s ii 1-1 Soot catlo ti irg cy:lets) I y:u rot isly to evr.'acc ca ly aala•rr for on:t teat.re by to SFF i:e3 P. -aily 3c' odic rain.:-'tJ alter -11hply n::c•' o' Jlasu •m.11; by 1•'e n.r ter cl :ay; •1e d331 Wild : 1 It,, cyclaisi, Fr: 'left add a 1 :1 Ihe 'est. Is :ogel lt• "'H I- to w I also Irma t-s paiadi: Irarce ctargas f:r 1-e bit iig cy:la. sxces: f:f m i3fvarial C-s:.a to Minding. C get yo.-l3tEl jet _J1c'raic9:tar;, f:1 a : fig cyJe rritr, a me°It y Perfcc c slats; aupl as -1u i3ly •r'9 avarage Gaily ba one; z:, Ego i'aa:u, r, Its a331icable ror:i y 35• odic a:a and See tie resilts mSet-".•. The -.o-.a yvi 1 earl :lc peicdi: firence :la'ges tzr to a lirS ry: e. except'zr rri-3r var aicre:ur tc •o.rdir;. Grace Period (al least 20 days): 4ya 0::1L5 per :dic I •lal) a largss cr a hausec: c•' 1S2. of I liar." cla•g5 hell Ile ca:e. it s Hdced to y3Li :ri y balaica Lit I pF.II-mil in 1.11 is iu:oval 39 yc.1 a:::ui.. •lcweve% vie Je Icl :iafgs 3ticcc lil'aica .har;es on raw pJ^tESas t I ac luring a : Ili-g cycle f we receive bc:1 Pay-sort of y:ur kcv: fiaal:c on y3u• curre-: statemon: ty the date a'•J t -e y:ur peymrn: s dnr and a sc ptywo i:.t yoi- her 3a are on y3u• 3mv cis s:elr.mont 3y f•ic dau: arc Iir-o y3ur :ayncr: vas r..n. Ilmro s fio gra:e per oil far balarce taistts.:Esi advaicu check :m-se:ti3 -s. o- 3verzmff acvarces. In addition, if there is a "Oualilying Promotional Financing" section on this statement, yet. CAI i:I ICA PX'Oct. Iild11:P C1alges r.•' any Rata - ng Calence ltel a3peals 1- J el sac: ul r yCL Gay 114L 301011ee i'1 zJ 3y ha Ep;l -Eta Ex: •aU:•i Cate T3 avoid iranoe tar; as :i raw 3u'chEscs Wien yo.' hew 0alalc: fr. lees cry •lcra ni-a 3alar:e(s; I'm t-P. (:.n.. y-a :'•or:ti Pmf 'irarc ig sr.:ti P'i, ray y3 I. r 'L I Arita Snlaic P. "t o.s tire Iota 31 Itese He-ail, ig lie arce,sj 3y 7hr tale a°d :ilia. you- I s d.a. IlciveJ21 f' yo.r s311a•narL sl mva ...at a r •dn.m peyff 0" ; lue. vic -i.sl 'ecefve at leas) d'a1 mil' i-.I.1 payreil ty 11T:ate dr:: rt 1! spad'isd :1 yo.1 stalorrev. Pvsl it yo.r New 14dHi:e cot mists e' y r.' 3:a1i'y fig `om 31 oral riiallc ig Ed Ames. A sc.'or sure old ify'ii; Flcmeierat r naicir,; balances. Fa' PC C [itdlca :har;s a::'Je c..d-g the p7r:ti3na pai3d 3LI ale 'at a:de::c you- ac:Pun: 3a arco Irs:ccJ. toy accum, a:e `orr it ing ey:le tc ti li cycle. I its s rdvrcr. as r v-nc. n7erest' It a drtv-rd fntrns: (Sur lyi-a PI3-i31in•lol : rtnriia hatn•I::e is not pair: it lug 3y 1•ie ,pr. c,.ble I xpirati.. i Lvaie 11 it d2fertl liianee charges 1111 be addec :o ycL- E:cc:n: as scull es r: firs: day eRa' fie ?x) reicr )Ste.'Lrte• V yo.. ce'a.dt r-tie It ire 31 yin' ;:arJ-Iombe• A(I're.-Irrl Ile da'anad I IF[ ,0 c•'afgns MI is 4:1111 t: ye.ra:c3un: is soon as tie data o' cals.A. BILLING RIGHTS SUMMARY In Case of Errors or 0uestions About Your Bill! r- v:u :ink your Di I is vror q. e• P yon reed mere Wwrwirr abe t a `ansac:ir.- of y 3 s Pill, -V, :e. :a-Jrcrr:cr 3crvice 311 a sonato shoot at r.o Gcx I , n)WI I ncbr. 7E 1;8 cC-57(a(r as nm' rs p:;;it V. WC iris' he,,.- 1- yc... rr. 1e71tr ri S3 Jdys dire. we Ser'I you Ilia Irs7:: rx' wi:t Ira mzi c' p'ohl4-1 9ppse,mr. Y3.1 LEI :e ep• 3ie is b.[durp so wi 13, Disseive ycLi 'iglis. I- yc.r eae give is J-9a olkwir9 1'ciralion. • vzur more arc accoirt -Inter • '-e del w am:urt of :lr -kn1"cC rrr_r • .3es:rihr he rrro• ar: rxp air, it you eeiy ye. Del ric there sal er:r ' yell nord i-clc n'u•r;.l alt J05.11130 life 1101" y'::Il a•1! 1.13.111:;.bCLI Y3.1 :3 uc1 have 13 Fay ;11y in-mill t .1LI :131 vnflc YS! a10 ilves: Uf 11 Po: yc. ern sail c31 gr.:ad :o pay Me pans of yu.• Ed It a: are 1131 i1 quest or V41i19 we ilvest get- yc.r quits: on we taint: eo3•t yoi as Jelliiiiar: o, m<e act 3n IL cc act ire ar 3un: you CL9$t 31. ' y:u "ava aua:rizeJ s to Pay your troll ::arc t I aimratically I'om yaw sav-cs cr :ha:k -a o:c:ui:. yo.:a- sir. tie Psy'-e-t Pi only arc..-t ycL thr< is w-org. -3 s-_u to Nyrc-t, ye..r clc' cr :a fus-a ite Car: ncrrtc- Sr%:r. aJJ'ras ar:r ep-LrP. -it iter sin;vi ai this stain lr rY, r rl rftri its 2' IPAsl t"P.P. Ia. Sir Pis dav.'s te'we 110 a. d: inane peyr r.-t is s:heduleJ 1: ucc J'. Special Rule for Credit Card Pumhaees: ' yc. love a p-ol• ant wLl 915 dual tyci gcc:s c'sev cas ta:y: J purcissed yeit a credit :arc (axc udi^a 3u•cllEscs Talc y; ih a :teak; and yc: teve :-cc ii gcPd fait :3 :cr-cc: I-r. problem wilt :le me-.hat:. yo. ray fir-. tavc :a :ay Pr. era ni-g ar CL11 CLE 31 t^o gods or sav cos vCL. "ava tls 3ritact or 311y Ytle'1 t-C p: r&aso price yids ro'C tion SO •E-d to el-retase v-,s 'Trade n you, 13re sta:e cr w- tilr ' C. in es of V0.' ra I ng Ecd•rss. ' 1 rsr it rnfii-s :13 1 cl aF: y it WP crm cr opartim rand-1.:f ' via Haire: roil !h5 advalis5.larL let 1•'9 p•upe•ly o- servi:2s. MA0212Jy Statement for account number. 4266 8410 4428 1093 _ New Balance Payment Due Dale Past Due Amount Minimum Payment CHASE `? $6,527.29 06/12/07 $0.00 $22B.00 ' , • Make your check payable a Card SorWaa. Amount Endowed $ New address s or e-mail? Prim nt on n back. 426684104428109300022800006527290000005 W515BEXZ 131107D Irk ril ll llr lrr?r lrrlrrlirrrlrlrrr rll rl rir rrllr rlr i...llrrlir. JOANNE KNOWLES 12 WHEATLAND DR CARDMEMBER SERVICE MECHANICSBURG PA 17050-1600 PO BOX 15153 WILMINGTON DE 19886-5153 I...Ills,lllunI.I.H.I.-II,IIJI...llnrrrrll.A.16u11 45000 160 2EW 203 1044 28 L09 3 Llla OpeninglClosng Date: 0411907 - 05118/07 CUSTOMER SERVICE e 44 88 x CHASE O MI mPayment Duo: $22800 Espanol 1-8 8-4 46-3308 8 Too 1-800.955.8060 Pay by phone 1-800-436.7958 Outside U.S. call colled 1-302.594-8200 VISA ACCOUNT SUMMARY Account Number. 4266 B410 4428 1093 ACCOUNT INWIRIES Previous Balance $8,602.14 Total Credit Line $6,700 P.O. Box 15298 Payment, Credits -5238.00 Available credit $172 Wllmngton, DE 19850.5298 Finance Charges +$163.15 Cash Amass Line $1,340 New Balance $8,527.29 Available for Cash $172 PAYMENT ADDRESS P.O. Box 15153 Wilmington, DE 1 988 6-51 53 VISIT US AT: www.chase.comccredticards TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 05/11 11311312739128371400004 PAYMENT - THANK YOU 238.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Dally Due To Transaction Accumulated FINANCE Category 30 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.99% $5,487.51 $135.28 $0.00 $0.00 $135.28 Cash advances V.08217% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.08217% 29.99% $226.60 $5.59 $0.00 $0.00 $5.59 Balance transfer V.08217% 29.99% $903.65 $22.28 $0.00 $0.00 $22.28 Total finance charges $163.15 Effective Annual Percentage Rate (APR): 29.99% Please see Information About YourAmount section for balance computation method, grace period, and other important Information. The Corresponding APR Is the rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS Enjoy low web rates, special offers and a discount too when you Identity yourself as a Chase Cardmember by using this code: COPN 374210 at harht.com. Save on appliances, MP3 Players, toys, and more at Shoppers Advantage. Earn cash-back rewards on eligible purchases In addltlDn to the law prices. Gel details at www. Shoppers Advantage.mm/Chass, where you'll be Identified as a Chase Cardmember eligible for this special Trileglanl offer. Whether you mend to stay In your home or bury a new home, we offer a variety of mortgage products to meet your needs. Cal 1-866-836-8335 or vial www.chase.mmldhasshomaloan for details. Loans are subject to credit and property approval. Certain other restrictions and limitations may apply. This Statement Is a Facsimile - Not an original X 00W001 FIS33335 0 s 000 N 2 15 07A5n B Page 1 of 1 05555 MAMA 30515 1351000DOBOW3051501 r Address Change Request Please provlde Information beloW only If the address Information on front Is Incorrect. Street Address: - ----------------- city: - -------- State: -- Zip: ----- ---- Home Phone: --- --- ----- Work Phone: --- --- ---- E-mall Address: - -------- L Information About Your Account Lost or Stan in Cards: oft aser9o7r.yo..•Icstcr9--3r:Etc i'n'neciatelyay al ng rho Gist TCr ?crvi:^-rtnber foune ai the fret: c' your staterrei: Advisc^I err dvrrys aw.t able to ass s: yot v:u ran •rert ar Advisn- ty :MSS'Ig C OWYCLI WI:9r yoJ' aC: 0 10711. Crediting of Payments: ' it 1:dyme°:5 by •alila• .1 S. -a I. said at lead yo,t •nin mur oaylerl c,s Lc cu pcs: off c9 oox disig abic to- oost nents i;1CV41 on Ins slaloms,: Yn..• p:ymotrs ty ra ru5l :our: y 01h it a 1I 1.cllorls :i - ti s:414n'erl. and it Ism: ae °.:4 ay :•'4;<:I ',let 4t' niter :ayaola II L S.:o12•s as-: clavr' on u• pa-tat is hr:ugh a J S. f "K". a is: -.uton :r he J.S. oranci o' a `7ragr firaTat sit,t or. Do °o: ser: :as'1. Wix yoJ• enclit n.lrrbo' :i ycur ctec<o• -iorey cite, Payments m us: be ac:a-perdeJ ty Ire pay mo'c ca..p:n t- 71c rrvelzoe a•avi: rc vAh :w add•ams vist:!Ia :1"lclg1 The enyelnoe •s-dicer 11 e -it. ape -Ur' at :ortn i ^Iore mbar :tic Jay'nrrl o• c: Jpc°: and :here :zi or. rr, staples -spin at Its. laps :a cer•I!.upailo ec irc Ixled vri••' y::ul payment. I' V:111 :dy'llerl 5 it ac:01191 :e v;1.1 toll rzyn'err •151r,c1 oils silt s •Ilace ova Ill: a to is cr any day ex-eat )eAT.^e• 2!, by 1:00 pi-. oval t Ire at cur post o-ice t:x c esi;ia:e: 'cr pay'rr sits all t is stater, om we ve I : •ec t ihc:aymcrae your ac:o Jr: as if Ira: say 'ya,r:aynei: sir ac:eree.:c vri*' o,I raymel: rsln..liors toll s -.:e avai allh! Ic .s a'701 ':]0 r.- ocEf ti no a: oJ• cos. ofi.c oox desi;iated for pays- alts or this stax^lert we Vri1 c•r.:: I: x yn,• eacarlt as r tire next day = yen do-3t fall our :aynerl h5lr,cl crs o• it your payn"rn: s r:l snl by •eg..1di L.S. mdl I: :us, p:sl -If :e ours cost;ia:e:'cr :ayner•s. c•ed Iii; o' yoJ• pdym err. • lay :1 telEyac 1T JF to 5 days. =aymans ^Iacs eleom, :E y Orrougt cur au:cmatcc teloohcre scnnx. Cjstoror Se v:e adv scrs.:r our ivct Sim ..At be suajo27 to cryp•3oess Ise: -rs: no esre'n•:hesc:ayrrds Account Information Reported to Credit Bureaus: We rey rozert :r aao.r y:111 ac-Aiii 1:1 cim I mrceim...lO payn'cTs, rrissc: cay'ner:s or a:nct colas, :s e- yo,r a:c:ui: rray to reflc:tec 1 yeu-:•cc t re..:o^. V •v3i t1 nk we -avr. rip:did iiaa:..r.te i-fic tioi :e a :ice t :ursrl., yc1. 'nay rnil4 to its at :fie Cn' knmvitr.' Swoce. alrress islet c•' yo_I bi I rig sW:amsrd. Native About Electronic Check Coorersios: Whet yoJ provi:e a 7nec< is :a'ym'ait. yo, Eu-noise is -1ha• tc use ,'ostler fr:n y:,r ]1-74 :0 Take a onc--mo CIec:7ilc find mersfo-'-or ycLr ac:dun: o• :: p•o.css ire :ayrrrut as a c lack trams- tint Wivir 4ve IISC 1'arnaior IrCm yc.l• Ctetk Ir. -irks. zi eleJ•ordc lund tar :slri%'urs nay :e •a•7id•a711•u•1 y:ul Z=un: as 5:71 as :Ile sdra cay rte fete vu VCLI pay^Ierl an l• y:u wi 1 •'71 Ic:vive yo., :hec<:ac<Far y:m linrrnlil insl Inion ::.I lie uq'n-i r tie'4'I:e I'Lil:e• its *"Is s:alti'al'I 1 ye, lave :I1r41 oils aooJ: a mc!.Drllc 7rc<:011ecic•' of cc I cl marl yccl paynle•"Is col e:xe aleche•' zany Conditional Payments: Any pay(-enl check o• 7FISl 'o••1 :' uay'nert her ya. said us :3r ass :-an lie -".it talai:e d_e :na: s I-irkac ':aid i- I.I ' o• a siri a• r:taie-•. or that yet. o:terw se :e'•Je• it 1JI setisfacic- :ara is :1 i d15?Iro: em:irt must :r srrl :o :;c'J Sen•ices, 11.0. Bnx LiC/•!1 Wi IT ir';Ici )l '4113!: 3C4g, We. 'esrrvr al in" upils •r„eta it(; 't rtse :aynars (e c. i' : is dexrn neJ fini s r: vas, c dis:ula a if any sic- :ia:< is receive: at any cilia, a:Jras& m nsy accept hs :hs:k a,J ycL vA1 sl I awe any ter- is its-„ Le at ca; We r-4y 1elnme :o acw.ol cry Sic" :aymlr: ty return rig t to you i0t ceshrg t o• :set•oyii; it. All o:,ir :ay'ners tl><: yo, make sr:u d is s9r: tc Iii Epp•op fete :ay'nen: EJJrsss Annual Renewal Notice: If y:ur a=sit has a'• a'•iua fee.: r; I :9 to le- Ca C'1 yea, or 1i ncrtily halal incrts. Mietier 0• io: y:u Jse yo/ a:c:ui: ;rut. y:a cg•ec Ill Day IvAmr 1: ed. 11'1,:.*i,::'es- ti,C' -rolndcole cos y3. nlrtly us I* d: yc. iv sl' :c clmri your az;iiar. w thin :10 days n' Ile J419 we iia I ycci staterenl e- tidbit he annJal lea s charged aid a: he sere 6 Ise you pay you, o,lstar: ng oalance in lull v-ur say-=°t 71 b'a a'tlue fee dens •'a: a9ac: ou• •ictls to : csayc_I eccc,•i and to I I-i: your • gtl tc make t•ansic-.ons in y:ur accoirt I' y:ur ac:o.Ir: s c 3999 oy yo., or Ls yrc r 1 :on: rtc to cha gc :-o aln.Ie foe nil yo, pay yore cLtsmidtr; :alancc n111::nc7.1111inte yore:c::un:-c aacrsiip. Explanation of Finance Charges: We aculate atria Ji: Inane :larger, cmrg the Icr: icath! pe• oe r. ides sh:vn' on 1^ s s:ahnrrt, scowaley for w n 'aallre re g . t.a=.•.:e ile-slelinorvrr Once :• -acv. !:r: Cats acvr.-ce tie ('C 11c< uansactlon j. p,rcrases baWicl:ransf9•S :ash vve-cis :rc'noic'•al taan:es cr cv1•c,aft ddyai:ss) Tisse cal:ue:crs nay tort 10 d ffc cr: atoctries yAh Ito sar-c ea ly pci3d 7 rates, f here is e text s a :sr odl: ,ate cr his s:atarral:. list ra-= rray vary art the idaxe-J-larginuscJlcdctorrirethet •P:oarJ iscorrospc"•Jrg AP arc :esadord it yo,r Cercren:e• Ayrectrent as areidcJ. '-o•c 5 nlinimur 'traits-, rl'z•gr it any :11 •"g cycla Ifs, "A11ci yell T=:e sly prliodlr. fiij-iic•'a•ges anda:insec:cr'r'ands:1'al;a'olaa:hale°:s:•alsfu :ash E:vanca c• :he,,( t•ansactio^. r Ilia ar:uits s:ated ii y:ur Cad'1am)a, AgrooncrI. as air end.,, J To gc: rc Ja y oe once fir so: '• :ay of the e,rc it t l ir; eyc o lee lako tie :r.g ring as mcc tc • ear.- 'rnic•c all: ary new irmiseei crs or ctir:• colors (I i.1 : ng'eas tire] Inal:e 7larges arc cis' :rarges; subtrcc: ary .aynors or credits. arc make t-c' ackLairroin. Traisa:b7is are Edde: rs 3t 7ie:rar,%jess3n ell 7C -he tea nriig at the o I ina cirelr. in :•n at they are ::1510:: 13 yc.t n:coIIT., 1:1 it later dux :I alit chci:e. ;exrepl It '4:.1'4:k Paisao:iors are adeed us of tie case :ep:s teJ oy he oayss:l a luls• Ja:e :1 ct.r :h: ::a: Fees era zdde: a the, c'• Ire cats 31 a ralat;c tronsac.:n ire Ja:e ttiry ara :as:a::c your ac:o.ir:. cr he last cay of :ra bi ling cycle. This g vos is the: :ay s caily bear cc A :•e: I balance is treats.- as a talr::e c' 29rc. I a doll y oericcl: 'ax i3olles '.0 any feE:ur9. via 1,11 oly lie ;ally oalancs oy the da y For odic rate Ic ge: ycL• oericci: irarce cta•ges lo- I^a::ay We ter ace tiese 3onocic f nice cra-ges :o yo., dai y talaice I: :he _gjir'ng bal.,':0 sal 1'e:,rill Jay.; I w :tali ore dai y per odi:! idle colic Eoply :dstxf or d'4 av'rrd;; Ja y bald°:e, r;s rr nsa 1110 ::wily us, cc , tax 11'a: ado its 10, i'a eve'age Ja y to area 3-13ul1: at If is arc c I°e 1:111 a ryc a :o :almdzle Ilia c;d y 7erircic li-at :e chaite eaci Jay i Tc ge: y3ir tctal pen:Ji: irai:e charge f:r a :Iliig :y7 a w-er E :oily ac- aJic raters; e7ol as. syc add a I citrus at y ac' ocic finarx cia•ges We feat,'as. -c ds:erira an avem" cE ly to ones. w! EddycLr daily Dale-es and div:aoyIto rL^ua•:1hecaysii VtgPool catleti irgcy:lc(s) Iy_u In ioly to :-vr.•aee e:: ly oalcr_e ix c:r toet.re by he arr P. :aily oe• odic Ian., end tar -nilitly c:c•' n' :heaa •rs..hs by V It ,:vial rl :a" •1e e3al cable : 1 rig cyela;4l, arc urn add a I cl lip •051. to ing Olne• ••'4 t:ta w I also a:us 1^9 padodi: f rar_ce charges f:r re til iig cycle. exceo: f:rmnxvadatrsc..etorounding. cCat yo.-txaloat, Jic2raice-rar;9 L^r a : rig cycle wier a me-it y 3elicec rale;9; aoples ^IU13t'y :•'9 average caily be ante ':• -acn'ea:u•e oy the a33licable ror:1 y ];`odic a:E and acc he rosJ16 :ogcrc•. The -.o-.a A I ogJel :ic pcicdi7 firanco is gas l:r he o lire cy- c. except':1 rri°u var aicrs:ur tc •o.irdir;. Grace Period (at least 20 days): Wa a:7n.e per:dic I nice :natCw cr E uansac: c, '9e. it I list on Q-ia,4u 11cn II 'r. Cate t: s adeed to you -?j Is balance Lill payrwil in 1.0 is ra:aved on yc,r a^:ui:. •Ic'vieve•, we d: rag ciaiga 3e•iccc limits :har;as on rate p.1 stases t I ell during a :IN^g cycle i' wa receive bc:i aay-iert 31 y= how; Balavo on you, curve-: statemon: by the date a"J t -r. Y:Itr pay'men: S disc and a 9c p;:yrren: Lt yoJ• pro, in W.V. on you- olrv cis S:.Irmcrr ay lic claw arc Ili-I! your :ay-ncr: ws c.r.. slmm s no gra:o per oil for balarce ta'1s'crs.:Esi aJvaiccs c'took :ra"sE.tio' 3. o• 3vcr:r,.tt acvarcrs. In addition, it there is a'Qualiying Promotional Financing' section on this statement. yet. VA1 121 1(:_1 or.•ocic liian:s clalgm c, any Rai^a,'rig Dalencedust "pangs 1-that sec. i Iyet. :ay has,oalanceii 'J ay Jia Eppl ^Et a Ex: ab,1 Cate To avoid irance ,ftr;as :i r9w ou•chases wien yo.., holy &ilalc3 ir7 aces any lee is g 3alarae(s; i1 I-r Car. y-g'•or:tiarmi 9rrrc ig sr.:tion. Fay pia LI how Waalcr. ^I i.s Ilia Iota of II'cse He-dill 1!I 1!z s--(1r51 oy :110 cniIs .>.•'d ti^IC yon, oat'^Ie( 'I s d.e. Ilcyfe;el I' yo,f 8:819.1011 slows :"al a I- 1I••1_In pays al' due, we •n sl voriv sal Masi Tel In- i-i•n pivr-ell ty II'n -al as-:: n'c =peci'ied :n yo_I s:eleirell. ev.4i II yo_r Now 1iahize. coreisl5 r.•' y r.' D airy ng =•omof oral riiarlc •Ig be aloes. Asc. `u1 sire oLe avii^ Ficnoci al r nancir; belemes. pe' oc c Ili aice :har;es a7:•.10 c,fi-2 the p•3r Al)na rai7d At E•e -it a:de:.c you, ac:aun: ad area Irs:ezJ.1-ey acaum, am `orr oil ing cy:Ill tc ti lirg Cycle. I its s rdc•rrr, 7: as ce'r••ce n:rrest' It :: drdri-ed iitr-as* Cua lyi-a PIo•n7ltnial' rti¢iig telen:e h no! poi: it hill ay 11e app able I xpild! n Date It is dsfer•ed lilance charges ti II be addec :o ycL • a:cc..n: as sc on its 1'•e firs: day Effa' he _xo laicr )ale. •Lrh-• I' yo, ca'aJli ,r--,tie It 1rs of you, ::did••Iembe• Ag•re^Iel'I Int. de'mied I It[ -A c"afgani Val Inn a:11,41 t: yc,r a:c3un: as soci as tie date o' cela_Il. BILLING RIGHTS SUMMARY In Case of Errors or questions About Your Hill: r- y:u :ihk your ni I is vi us- S. u• i' you reed mere Wwf-alici abc•I a:•ansac:ic' nr yo.u pill, ;vs, :e Ca drerer Service on a seoa•ate shoot at CD Bcx N20 W I I nc ".or. 7. I;KC-579!1 .% snm' .s p: slit c We fir I%, hce' ''om yc. rc 1,71i it z' 57 :lays ale. V's set '1 you Ilia 'trs::: m' %Vnc1 111s errcl e• p•0bl4.1 4pritalm: Y3.t car to ep- iie is b.[ durp so wi 13' 31tanive ycLt •ictls. I' yc,r 0:10• gi'vs is J s'olky;irg r'c•rraliun. • V-ur inrre are accoirt '•u^itcr • '-r, del a, a ncurt of tie aL.1-lie crr_r • acs:rihr he rrrn•ar_ Parr air, it you vr"Iy•yc. acl rvc there s ai cr:r ' yet noel reic i'oral on :h-lbe. Ilia tics- y:u a•c wlgtle;:bct.l Yu.t :3 Islas have to pay rely &-::till r glals:ion :v-Iilc vat alit irves: g.l iii 7u: yc. Rigs .01 cal ge:ed :o pay the pans 01 t'0,• til It d: tire u3i 11 quest or Wiil9 we Invest gals yc,r quss:in vie canine: e77•t yoJ as Jsli'p.ter: o- :a<e act on tc cc act he arrium you CL9$t o1. ' y:u '-ev9 au-t-rizcJ s 1o say your trod ::arc t I azorratically f-om you, say -Ss cr :hack -g a:c:ui:. yo, :a- sic: lie oat'-s-I of any arrc.-t ycL Ihir<is vrorg. -7 s::o :ho nyro'•t. yc_r cac- cr :a 'us -g tic Car: ncrrtc• Sev:r aJJ•res arts- rf•-rrr. -u-ltrr sio•.vi of this sfar.'irrr r st rrari os a• Ira51 •h•ee h-wisss days te'me Ins a 11-Twic peirre•': is s:heaulel I: uccr. Special Rule for Credit Card Purchases: ' yc, nave a p•01: till wF1 JIa lual ty cf gees C'sav cas tra: y: J purciesed'Mir a credit :arc (9xc udrg ou•chEses rraJc w Ili a :rock; and yc, tavo ° cc ii gc7d faits ::cr'oc: t^e p•oblrm wilt :in me•:hc.r., yn_ r::y net rive 73 :ay I-e •rr,.ni,g as- CL'11 CLS 711•0 gCCJS or 994des wCL -av9 0`15 )r7tact7r oily wiei f•c p,rctaso price tiros rro•e tian Sbl E-d :to p.i•ctaso eras nada n you, nary since cf v.•I11r •C: in es-, it y'o..• ra I tic .cd•rss. -nose it i%dia-s Jo I'cl apt y 11 v:a ciwt cr operala 7, R r'41-id, 1.::1 ' wm m?ile: you the advadisa^lerL Icr Fla p•upa•ly o• sac vises. MA021207 Statement for account number. 4266 8410 4428'1093 _ New Balance Payment Due Date Past Due Amount Minimum Payment CH AS E L? $8,602.14 05/13107 $0.D0 $238.00 Make your check Payable to Chase Card services. • • , Amount Endosed New address or a-mall? Print on back. 426684104428109300023800006602140000006 22070 aEx 210s07D Irr rlllrlrrl?hlrlrhlrrll??,I rlrrr rll k?klkrrllrrlklurllrrllrrl JOANNE KNOWLES 12 WHEATLAND DR CARDMEMBER SERVICE MECHANICSBURG PA 17050-1800 PO BOX 15153 WILMINGTON DE 19886-5153 Irr.lilnrlli ..lilrlln...rllrllrrllrrhiln.nrllollllurii e:5000 L6O 2B1: 203 1044 2a 1091 Lila OpeningtClosing Date: 03119fD7 - 04118!07 CUSTOMER SERVICE ASE V Minimum PaymentDuo: CH $23800 EspaBd 1-888-446-3308 Too 1-800-955-8060 Pay by phone 1.800-436-7958 Outside U.S. cal collect 1-302-5948200 VISA ACCOUNT SUMMARY AccountNumber. 4285341044261093 ACCOUNT INQUIRIES Previous Balance $8,961.28 Total Credit Line $8,700 P.O. Box 15298 Payment, Credits -$532.00 Available Credit $97 Wilmington, DE 19850-5298 Finance Charges +5172.88 Cash Access Line $1,340 New Balance 58,802,14 AVallabiefor Cash $97 PAYMENT ADDRESS P.O. Box 15153 Wilmington, DE 19886-5153 VISIT US AT: www.cha se.comlcreditcards TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 03123 113820822737745177 D4 PAYMENT - THANK YOU 161.00 04!09 10990992738405187700003 PAYMENT - THANK YOU 371.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Dally Balance Due To Transaction Accumulated FINANCE Category 31 days in cycle APR Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.9996 $5,672.64 $144.50 $O.DO WOO $144.50 Cash advances V.D8217% 29.9996 $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.08217% 29.99% $223.38 $5.69 $0.00 $0.00 $5.69 Balance transfer V.08217% 29.99% $889.89 $22.67 $0.00 $0.00 $22.87 Total finance charges $172.86 Effective Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS Family 4 Pack: 4 Tickets to Six Flags for just 99 Dollaral Now through June 30, 2007, purchase 4 general admission tickets online to any Six Flags Theme Park and pay lust 99 Dollars. Log on to your account at Chase.com to take advantage of this exclusive offer. This Statement Is a Facsimile - Not an original X 0000D01 FIS13M D 10 000 N L 18 07RMH5 Page 1 all 05090 MAMA 22070 10510000100002207001 r e Address Change Request Please Provide Information below only If the address Information on front Is Incorrect. Strout Address: - ----------------- CRY: - ----------- Stale: -- ZIP: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - ----------- L elornlation About Your Account Lost or Stolen Cards: oNase re»r. yo.' lest cr az er :Ere I'll neciately 3y 21 ng ft CJsb-er _ervi.^c rt-iber fount 31 the fen: r your stzterrol: Alms.. s zrc P.1%,mys avai tole la ass sr yet V- it ran •rech ar A:hito- ty Der. cress g C efte'yCU 911W y3J' ECrCL-t 'IJr. Crediting of Payments: ' or payme°:s by •eg.da• .I S. --a I. said at leas) y3.1 'fin four- 30ylsrl c.9 IC cu PCs: off cs 33x designal9c to, 3ayisnls bicwri on 11 ; sedemin: Yo. - p::ynmlrs by ra rasl :or: y vein 11'0 1a.:I.cliurls :1 i•' s s:91Hn'ail. anal must o° -era :1y :•'N:l :l -lei Oy cider :ayaDle it L S. '.ola-s arc crsyi, on u- payaL• s Ju:uph a J S. f --it :a is: rut on :r he J.S. Dranci o` a'3ra gr lira l: al °sit,t or. Do -3-. ser: Iasi. Wix yo J' E.=Lit nirr•be :1 yct.r ctec<o• iorcy o do• Paymcn:s mug: be acm-panied by Ito paymor c3.p:i r' C. vvelcar 3.3vi-rc vdt- :Or add,voi visible llcl.an :ha envelimm w"dcw 11'e r-ve 3pe tar-31 :Drta'I -IDfn ttar rip Day'lp..rt o' c:jpec•; and :irre cal 3a. rc staplos :.-pet el Its. Iapu r1 cerialpoiJer ce iic tided we- yrul pallormr.. I' y:ln rdylim ! s it ac:oilm co vi m cur paynon: •IS:r.ci als F•'1 s 'lace ava lar a tc is or any day ex:e3t ?e:em:a' 25 by 1:00 pi-. ocal I ire at cur post o-ice t:x c esi;ls:e-'cr payer elts an Ibis statem en:. we ve I :,act 7c:aymeracycurac:oar.asDltta:Gay 'y3.r-aymci:slat:crca-:c vAJ' o.l paymci: rsnL:lion.; bill s -a:i: aVei rbin Ir.. ;alter ':30 p.° ocel Inc a: oz 211 o'e:c Don dcsi;lated for peyr-c its or this 5ta-."crt 'CIF, vnl c'C' is x yrs.' z:ccuro as r the next day ' ycu do -31 tek:ey :Ilr :aymer: ilstr.cl cry o• it ymu payn'ri7 s rat SM.iI by •rq..la1 L.S. lIFl I: :m pest -ff.e 3ux Ceal;1ee:'cr :aymer a. else Iil; o' yor payrren: may :s delEyec f:' Ip Ic t, days. -aymans 'sacs elw.,o^:a y through cur Eu:cmatcc tclcohcrc scrA:;c. Zisbr-Cr Scv:cadvscrs.:r Dury,'ct si:c ',NI be stujc:: to Dry p'3:rss ng : -rt : sc esre `o' chest -ayrcits Account Information Reported to Credit Bureaus: Vic ray raacrt 1'3-Ire: -1' noili: yrul a1:::1.n1 ID tilt I Du-G'.Ilt. Pit! Pay" 01%1. wisse: :a", crs or D:1er CC`aL :a e- y0.r c:Crul: tray to reds:toc l yea, :'Ca. I re:o-. V y3.1 :1nk •ar -avg. rep:rpd iia-:.rae rfo'-atbi :c a :-cc I :maxi.. yet. may r;lil9 13 us at ilia Ca'd•iemlre• Service adcmis islet r.•' yD.i bi I ng sW:em9nl. Notice About Electronic Cheek Conversion; What IDJ p,o,i:e a ritc< es :ayr9il. yov E11:101Ze J9 dha'u Use tivr-allcr fr:,n y:.r:i.-:<:o `fake a one-:mc eleC:-3vc fill :rrsfe''7r- ycLr ac:3un: o' :: p•Dacw to -ayr lit at a clock trensn-lion Wier 'Sao use roriainr IrcIn yc.r clink Ic -telt9 a1 ele:PUlde limit I•ar ste•. 'ur:s may ail. wtld•x;:i i'n-I y:u1 acc3un: as s-Di as :rat sir a cay WE lace vat ycU Pont aI arc ycu )M 1 •'31 10:rive yti.• :hoc<:ac< I-iar y:u1 liner-Dal first hrbn ::,.I Imo -.it ter se'yl:e I'Lm:e• 311 :1'L: S:a19-1911 I yo. IM MIe510115 d.10X esf.:•arlic :iuc<:ollenc- c1 cc rel Waft ycu payme•'Is col 9ctec alvchc•' rally Conditional Payments: Any peyreil shack o• ol• lir `o'il :` Deylert hat yo.. sell us 'it ass -.lam he `it talai:e d.e :1a: s rarkec 'aid i- f.1 ' o' aril 1s a sill a' r:tads". or that yet, o:rcrv; sc :c-Je- it fit setisfecic- -t i. disau:o- :.mc.rt Inns' -r. serf :0 :>..'1 Services. P0. Sox IR411 W,i -1 ;1.., ')1 '911303CLg. We'8servr it au• lialls •e"arl 1,; *1 H30 ;eymw!s fa S. F : is de»rm tied Iha-o s r: val c Jisrule cr it aiy s.lc :ia:< is raceiv9: at any :Iha' a:Jrass. vs: iay ac:ept ins :hs:k a-J yet. 'nil sl I :vie =iy usrE fir; tr. of ter yye ray lalusa a ac::!:I my sic•' .earner: by raturi ng t to you lot cethi^g t o• :sst•oyii: it. All oiler :aymera tha:yo, make sh:u d as s9r: be his aerp'op late :aymgme:11ress Annual Reneaial Notice: 11 ycur a::cLit has E- a-1uo fee.: I :e It la: Cori yer., or i1 -icrtily Distal morts. what let o' 10: ycu Jse Yet. -a:ccui: ;..I(: yna IC D2y I'vltlel' t cd. II 'v' E.-l.a '1!1! S I'C•'-rellr•xla Dio .•' 155 y:I. lordly us ra: yr.. w SI :c GDSa yD0• d:-burr vi Ihk1:10 days 0' I.1e data We me I vet I stater, Ent c'voluct he ain.lal lea s charged aid a: he sara tl-is you pay you- o,lslar: ng balance in full v:ur Day-e'•t at tra anua fee deft "a: a9ae: Du- •iql is to . c59 yu-r accc.- I and ID I I-'i,. your - lit L rc 'fake Vansac: ons on ycur accoirt 11 y:ur ac:oir: s c 3sed oyyov or is %w n: I :on: rLc to chE'ge :-e a inJE fee nil yo. pay yo.' COSclJir :alptire n-ul..w.. rnrniiaMyo..r.::ccnn:-Pnir.rsvp. Explanation of Finance Charges: We. calculate D<rio:ir I narce :iarcc, Lm [4 Ile ep: icath! PC' oc a 'Blur. ;h :vii Di P' s 1:"ter% scowne y b1 Feel 'Halite ;a g. t=.le":a tra•'slal!cor'e;!I' ar1Ca : rr Cq F1': Cimh a:ve":a :1e:u ('ciec<:ransaction"). purchases balaics uanslws :ash e:va^:99 :rcmoic'•al tean:es cr cve•caft adval:ssl Ties.- cal:uE:crs -lay amt is d fie-cr: wtcc:rics vdh the sere ca ly pciDd: rates. f here Is a 'd' taxi .c a :arodi: rata cr tiis smlaro i:. flat rasa ray vay arc Ire ldex a'd 'iar3in usci tc dotorrire tl at -a:o ar d i-5 cofrospc-J r g AP7.. arc -rs-ibr.J it yn.r C.rcrem-e• Agrerrrit as Ereidal. -c,e s Ininlur 'ii ai.e Cte'ge it any _11 -g yell. in :•Alir.1 yen 3::-k aly Feriodic file- -.- cages slid a:•arsac: u' 9• airs zl at;e'or earl Late-" :alsfar :ash a:yanca c' :h.-.< vansnito'-. r ilia ai-ruits stated it ycur :uJ'icrn 3e- Agrcc-nct. Es ar mood To gc: 1"c dE y )a one for ci:'• :ay of the c.r•cit t I ir; cyc e see take tie -rc ring as aril ic- me I `r,=.t1. •e ae: ary no?v transedcrs or cilia.' rrbi:s (I :l.: ng `ess npa J 1 naive alaKes arc c:r' rtErges; subtle: ary caymcr:s it credits. arc make zrc' adpoIro'rs. Tralsa:tibls arc Edda.: is at:ir:rarsach3i Laic to boa nriia et the 31 jig rycln ii r;1 cl• they are rosier 13 yc-1 ri Ccoui:, CI H lat.rf dH:n ::1 :all Mlcl:r! :ex(:el:l II'H: J H:k Valse.!ions are adcad as of tie ca,.e "P-9 red Dy lie Drlye9 -1 a lots, dare -f cur :h: bar Foos are adJe- a their the Cate 31 a relates fransac :n the la:e Thar ara as:;: :C yo.lr ac:o rr-.. cr ha last coy of :to bi ling cy:1a. This a yes is the: rays er:ily be arco A :'^.- t Wane: is Ireator as a tah:o r Zerc. I a del y wrlccl: 'a:e a:31iss .o any f9a:u(a. vee -i-It sly Its :ally 3alEice Dy its Ja y per Debt rate tc ge: yet- oericci: irarce cta-ges la' t-a.:ay We iher ace ties.- Denied: I naive cte,ges :o yo., dal y Calaice I:: ito:Ilc :rgir•. erg beu:-'_o Iv Ili! rpxl lay. ; I r:n) :ioi arc dii y per odic tale conic Fairly :Dead ur I1 's ove•a;e IF y bola" :e. rm w 16s ilia rely oe' cc . rare 11'e'orD its lo' t'e eve-ege IN y lee. or ea a-IDun: at 119 erc c' I• a ti I I*g eye F. 10 AlculFle. ilia cal y Dericeic liar:e cl'a-fla earl Jay j Tc ge: y5ir ictal Pen:Ji: iral:e charge f:r a :Iliig :y:a w-er a :wily ac- odic rate rs; E3N cs. we add a I of tho :at y Dc' oeic finar:o : ialgos to-a f9at.•as. -c dsxi-ira an avera:s caly be anew. LVe add yeti daily Dais^:es and city:.- Dy Ito rL'ioc':f he calls i1 r.- aapi cable ti irg cycle(s) 1 y:u mfr Doty he avr.'ace ca ly DalEicr far c::t ter.r.ro by he app ima P..:aily or, odic tall!, i.1J JIM -IIIJPIv vF.C•' Ir thesn 'vsA; by 1•l! n.rCn1 cl :ay; - ',IF. aool cattle 2 l jig cyc-vbs. erc:im add a I :I lie •esi. IF :Ogelie• '•.a treat w I also acus Pe polodi: f rarer chargas Icr I-s tit iig oy:la. oxceo, f-r or 13rvidat c-s c-eto rounding. 2 get yo.'tatal Der:iic `raace :har;s I:I e : mg Cyde WieP a me, It y )elite c rale;s; aapi a9 -lu ioly 'r'9 average Gaily ba ancs':• :ac1'aa:u-: Dr Its aa3licabie rorl y 3a, odic -d-.E and acc lie rents --oget-o'. The .ore yA I eq&t 7c Doiedi: firenco .ia-ges Icr Ile 3 krg Lye e, extort'cr mi-it var oiers cur to -o.rdir;. Grace Period (al least 20 days): We a-:ILE Par rd1C 1181-e :Ialg9s cf E Iralisacl C. lou. 31 1 nor:.- C'nl'g9 licit Its cote it s Hdced to YOU :eiy balalcH 1.111 payre111 in IA is 1s.@ veJ Di yc.1 a..:ui:. •Icve-ve•, We J: rcl .large 3a•tccc liraics :he ass an raw pi,ctiisas b I ac during e : Ilr; cycle I' wa receive bc:i )ayncrt of y:ur kew BElal:e on you, currc'•: statenton: by the late a A I -r y-nr pEym en: s due. and a se payro'r :1 yor ken 1-iar:r. on you, Derv c.ISsuh!mon: Dy I'le loin arc lit C Vow=aymet: ••-vas c.n. there silo graze per oil fcr balarce tais'crs.:asi adva ices clock :r-sEairs. o' iver--ill acvarces. In addition, if there is a'Oualilying Promotional Financing" section on this statement, yet. eel i:l ic_1 De•act- lilancm cialgF_s c•' any Rare •' rig Dalence list oapears i° Dal sw*. u, f ycL ray Iial 3alancs ii', 3y ha Ep;l:ate Ex:'aU:i Cate To avoid Trance :lamas :1 rave )rdlEscs wien y0..' Kew Bolaice Irv ices eny lcrE Ili '•g 3alar::(s; 11 Pr CiF. y-a d,oretianal =irerc 1g sr fioi. Pay yDLr `L I krve Nalaier. m n..s Ilia lore 31 11'csC He-air ig Hearcesi 3y the cede F-d:i•le you, Day -IE1 L s d.a. l lcsve:ur V yo-r 5ral9-1erl stows :'*al a r lin.m payer e-e t Jue, Wn -l.sl -ecl ivf lit Ir.rsl 71 F1 mr 1-.In payroll by 11 IJ cale if c: 0'I! spa:.1'led :l y0.r s:al Hlrell, °491 II y0.r NHw Iial4i:e. corFlsle e" y c' 9.ali4y erg -'om31 oral rilarlc ig to Dices. A sc. 101 sDi-e Die ify'i•l; Fremoicrat r naacir; belen.es, pe- Dc c lit :har;es ar.'.re cA g the p-3r:63na p9i3d 3Lt as '-31 a:de::c y)u- accDun: as arco Irs:caJ.:hcy ac:um, am "orr ail big cy:lc tc ti krg cycle. 11ts S rct nine :- as cMr°rr merest' It a dMo°rd hb,ms: Cola tyra I'm-lDli(vl : rMidig La1ai::e R no. pair it hill 3y lip. Hpp able I xpilaJ-l Dare 11*9 dEarred liiance charges li II be eJdac to ycL• acct. m as sc 3n as I-s firs: day she, cis No raicr )its.:Lit a-, V yo, ee-aAt . r_9-tie it m•s DI your :car J-ierllbe• Agee-Ieri rlr. da'wmd l W 'rd G' Of 9te, 01 t4 41.14J Is ye.ra:c3un: as ooci as tie dots o' clife.lt. BILLING RIGHTS SUMMARY In Case of Errors or Questions About Your Bill: 1' y:u ruik your Di I is will q. wi' yo0 reed mere Wirt, a!ici abc.1 a i'aosec:ic• or y3 it Dill, wi :e :a'Jrerzer Service an a srpoalc sheet at F.0 Bcx 1-20 lei Ili ng:or. 1 RBC-Wit) ES stmt -r.5 prssil a Wit -%7 hep-'-car ye.. rr. k::m 11'a•' aD Jays title' via FIE I yDn 1110'IfS: r nil •rvi .r %. e1I-1 e- pmbls-I a,ppaarer. YD.I ter :e UP- ale is b.1: doi-p. so wI 'q: Dimerve yell •Igl'Is. I- yc.r ally, give is :I'9'ollcwirg i'c•ralion. v-err lain arc accoirt ''intr r P. del a' amcurt rt:it ;LAX-fec rrr:r • :)es..nb: he ruw ar: Clip air, it you re'. wii ye. xl eve there s at ctrl ' yet nortl 1-cie '1'olti:l an JL!a:ribe Ilm net- ycu rc 1na.ur i:br.LI Y3t rD net 1113 pay ally ,n':ull r gLn9:i3l will vm am irvas: gal 13 Du: VC. era sail cal gm-d :o pay the Paris of yn.• be It a: are [lot I quest or Willa ere ilvest gets yc.r ques: on we taint: 'earl yoi as J.-liigaer: o' :E<e act an tc cc act ire arDun: you CL.ost al. . ycu -ave aua:rued s to Day your trod ::arc t I EJ:oratically floor you- say qs cr :hark 'a 9x:u1:. yo- :a- stc: tie Day"-a'-t ill any arc_ t yet Wirt is vrorg. -D s:ca ac aayt-c-t. yc-r etc' cr :a bus '•a tl'o Car:mcrtc- Sr-v:r add•rssa cc rp-rrr. -umtrr sir:vi Di this slaxmcrY, r st rpxi ns a: Imsl :h'ee hsirrss :lays te'rs'e he a.u :ita:ir, pzyr l•°• is s:haaldei Ir uccr. Special Rule for Credit Card Purchases: ' 1c. navu a plot um wii Jig dual y of gcc:s c,sa.y ces tta: yc J l)urciesed'v<itt a credit :arc (axc udi'•g 3u'chEses trade w Ih a :tc-k; End yc. raver cc it gad fain :D :tree: t-r p-obtrm •v:iR r'm Ine.-:.heir, yo. rEy nc: rave :a -ay rr. 'rrenl-g ar CL1t eLa 311"a gels or s9ir res °CL "a+va tills 3rmect 3r Dill wle1 f•c p-rctasc price vas role tion $51 E'•d tc prcraso wss'Pad, n y3u' iarr sta:c er x• tiir ' C.C. m rs 31 yrs.' ra l ng ee d•ess. ' lisp it rMiD^s do rcl air: y II i:•e crm cr operale t•'H stria°1. -r ' •ss •naile- you Jul advudisu-ierl let t'9 p•.Ipe•ly o- ser vi-ss. MAU21207 Statement for account number. 4288 8418 4428 1093 New Balance Payment Due Dale Past Due Amount Minimum Payment $6,961,28 04112/07 $262.00 $532.00 • Make your chock payable to Chase Card Services. Amount Enclosed 1$ New address or e-mall? Print on bads. CHASE L? Tax Ume is here. Make your paV ment usin yyour Chase aredR card. For ?etais visit www.chasepayyoudaxes.com. 426664104428109300053200006961280000006 22215 BEX z 07707 D JOANNE KNOWLES 12 WHEATLAND DR MECHANICSBURG PA 17050-1600 Irrr11111rrlrrlrlrllrrllrrrlrlrlrrllrlrllrrllr1111rrrlirrllrrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 160 281: 203 1044 28 1093 Lila OpeninglClosing Data: 119107 - 03/18107 CUSTOMER SERVICE ASE O Minimum Payment Due: CH $53200 Espafid 1-888-446.3300 TOO 1-800-955.8060 Pay by phone 1-800-436-7958 Outside U.S. call colled 1-302-594-0200 VISA ACCOUNT SUMMARY Account Number. 4266 841044281093 ACCOUNT INQUIRIES Previous Balance $6,960.86 Total Credit Line $7X0 P.O. Box 15298 Payment, Credits -$200.00 Available Credit $38 Wilmington, DE 19850-5298 Purchases, Cash, Debits +$39.00 Cash Access Una $1,400 Finance Charges +$16142 Available for Cash $0 PAYMENT ADDRESS New Balance $6,961.28 P.O. Box 15153 Wilmington, DE 19886-5153 VISIT US AT: www.chass.com/cradficards A late fee is reflected on this billing statement. Your minitnum payment reflects 1% of your statement balance, plus any past-due amount, billed Interest, and the baled late fee. TRANSACTIONS Trans Data Reference Number Merchant Name orTransadbn Description Amount Credit Debit 0311510740742737354235900000 PAYMENT AN U 03115 LATE FEE 39.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Correap. Average Dally Balance Due To Transaction Accumulated FINANCE Category 28 days In cycle APR Periodic Rate Fee Fin Charge CHARGES Purchases V.06217% 29.99% $5,881.91 $135.33 $0.00 $0.00 $135.33 Cash advances V.08217% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V .08217% 29.99% $227.30 $5.23 $0.00 $0.00 $5.23 Balance transfer V.08217% 29.99% $906.35 $20.86 $0.00 $0.00 $20.86 Total finance charges $161.42 Effective Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of Interestyou pay when you carry a balance on arty transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS NOTICE: We are replacing the Two-Cycle Average Daily Balance Method (compute Interest on previous and current cycle purchase balances) with the Average Daily Balance Including new purchases Method (purchases dally balance times purchases dally rate each day only in the current cycle). This Statement Is a Facsimile - Not an original X0000001 FIS33386 D 8 808 N Z 18 07MM S P.O 1 M 1 06888 MAMA 22213 07710000098882221867 e Address Change Request Please provide Information below only It the address Information on front Is Incorrect. StrestAddress: --------- City: - -------- State: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - -------- L Idomlation Abut Your Account loaf or officials Circus: nkass 'ep:r:7 a Is. o' lit:len -n, iln'I. link, Dv Dc I,; 1'a (:I.SY.Tt' !iCfyck -L- bill r., fro '- IY r-nr -te-d A&-re are Ef<sS x:likLle G aanbl ,m. Y , .. Want a, k-A.: LY D'tssirg 7 ahur •-,a, cla v:a auillyd Creditors at PaYmenn: F:' of-¢rIS t{ ;l,6, LS ' sere It 1 v:•r l-1. -ayrrr• it... in -.J F-c e.n. tea dmllated'>• =%-- ei:h s di.dr•elt Yes.1- :ay x•:s n n nJr.::rcey y:tt Ito •d•uclI. eta:tnar.. aid WLst be To& .r n n:k o1 "o-, C'car pty&b it L S. '.alz•a a.r drror o' J' rintle : uoJa- a U.S "area Ird :.c or cr ds I.:i trx•:t rt a.,! gn l•a,ral rd:.rlo• Ix' •-f sen- cash iINI0'/OJ'ae::Lrt-L9er or yx,:•c:k :r P.reyt'Ccr=riTue aTLn tease%TaBn eat ::y Dr. Daylro'd ...l: 'I I I'It a oar opt p::riax: +s tt al.- ad:feas rnioa I I" c,.x opt rnrd:rt :rc er <l::C a,ml Corcrh Tort trar oils payTwrt ar xJFor r'::hc•c cart lre'in 54pen. Fart' cl pa tx.: or xi1:YDa"ode"I'.t rc.:ed':;1"'aou" Dxf'atirt. I ,.J" i'ynl':IS la]af.'ralYt •r:Ir f..If-iyT'e': irs,tairrna,:lestrialaita atelo AS:r2Ty say =;t DexTocr 25 ry I... r.r. loci irce F. our Dole: of`icc rx ee,p-cl its- ...... -'s Dr dis Vale its I +a "'ll c-i: I. -ap"err.:: yea aec ,rl vs J :IW day. If yon' Fa•arer. A n a:mrOxlcrnch c.r x'/ - Iron e-s. o¢ is Ta:e alma e m n a'h' ':d0 D'n. Ieex I Irc al cr Dair CI' cc F-x desle'alcd Lr p ay'rente on U s Volerris v t ox:.1 1 :o y:- Jae-.rd as d if. 'led day I r,:., do War.':rl car o..' D,",A jrd•-des or r yct• :ayne1 s x: licit br rt;dar L S. rut I.^ ^V post c'Ice rox .-..ill Won '.' pzy'nerlu aQdil ij JI -,ox pivl•Ienl ruf Ds d.-byes! '.r Lp Y, b days oaYni-f: toads elsc rasa y n-oiq• l.lr accusiztell abaro,n sera is :xnrss• Sep; in action. o' cl.l -i ,de ad be ,-ps:1 ::: a,y ::'ocns: ,; ]urns n-I::s,d for 9,!. :aync•a. Account Inlet often Re DodCcu Is Credit lureaut: We stay -Coco,: IrValst cn itot: foJ' I:: Tcl! tmtu.s I Dr. Fayrrerte, hissed Fafn'srb ::1 J-v I:r yo.1' ac.:.rl may LC relol i ycLr :re:: rep:,.. t ym :h •11'ev M:e re%1tJ n.Jrde Is, niia I It, a c"-iit .inst. •N• -I, rn'ra I. B x: T2 Glarcnrr Se'vice rJless ciao :, yet - ]II rj sta. en'sr: • pike :cat e.Iu nmrc Cteck ; OtwIu.r: ''Wier y.u D';rdde a :rwk as pztlrart you aaftame I:, ocher to ..tar rtr•nat an'lan yet , aleck :o Take a itself roc awrnna it or, thGayn'o,I as .Cie. s:rrsactor-311 Cr' in Lx :lnsfcr Into yvJ•&Co. Jc or:D puc arc'-x:i:ri is y'o.r :"tck::,'.d. an arlr:nk'u'd I'..-J.- L.-6, clay see r. '.'ran 'ror jq.r aa°ian as Poo, roc tR' aaro iaf 'car •eMI:C yro_' Day',ert, ]fat yro.l ra I rm Wets s lies Jack Lst''rr you b,ar:id rsl irrie° bl lecu4•nr sec: x v°Iler al •, s.r.Elelrtrl d yell ixvs alas! irA atrl.f ebrr-lvc c'nck :-1eJ x o•'1- 'r.: niT ynJ• :ay+nC'"9 t0 c::ee a ode rm i Csndltlonal Paynenb: Art' Fayr"eft :'w-k or .I r.' torn JI pay'rout eta! xt sere u to- rt,I.ILIbaera:!tot -, 'Is!: Faro I, L. r::'m?°v,f, .surd-rAx,. o' :9t yvu rUms tent- r'u sl:ldadnn oe a it saL:e: amain:. Ir to to 11 III ss I JtseM 7s'seadtlg ;alywss n,.. Bast 1S:z9 i5'inr;lrl. JE'MSG-59tg.'14e "slit-"set . :'6Y I. this ;Ely. rate e].Pn resi there non::. it despite r.'- arcy tlr• CV.k6 •'rycl°erad:l'eesrse,nyxex]IiC,Jx,x°::fla.roc eld.^na'Iyn-ie :ala,uy'He me-c've an aosa am•su,prymMbi 'sam,g r. to pi rat can r;A c' s':•'J',iry il. Al JI'n1 vets"Is:lot V.L "eau sturuc to Ctrl 1. 1'"s a.rl.Flkle ...'n-W:..F. Annual Nmesal butlce: t you- NC:Lrd his or 10full lc, 1 roc x Clllcc ern year a' In "w'r.'IN roll "Inida w -1 let a' rd yvJ LYL'fJJI A-.r l roc: yvl. ap%b xV ] YittI -Pad he airx her is •ror-Wiiilabb Irks, ".1 ratty r. fro -in I. wlit :T -kite yo.r &I »1t n d) Bays :f :lc :1a,, •ac mail y>Jr stren it on ror e, :he irri al fee b 'n Q iejec and &I do sir g I - •(:u Dar yCw ,,:-cl.i'y to a'w'e 'I I•F Y0., pit'ralt .11 ..n.ul tee rxs ,r ante-tar r grts to : osc yo1.• wisT. w: :a 1r : lsix nglx a Hake, •'anvacfJS Jr yILI -We. I' •r DU xcwu'It is aLstC ty 40u u' a nc'cn xrI lac to yo.l' 'nags :h, x"Ir..xl tae .Ir:d y::u lv, yJ.n ot:sb!'Id r; Dtkrso as'i I a'CI :cur .it ec::.rt total orshn hplanahsn M Hemet Ctrrgm: Vie ca il. ate rsr.-c t-xrce chuu.-c. innj tie uo cabc x' :d: raise horn w is sslitc-st seralteyfareast featJ•e'c.;.. Whine •'anslei:... wierct clots and Cast zd xia .'ecl!s (".tack hart:lcr-, aJ TRIM ranee :'ordure Cass ataresn rrrlrctrnx 31 1 or o.v:lff advancs; pease corms.. Oar CI -ICTkLTAa•ccrcre'a Aar MdLnstlMal Jae scat c t:V:Lrcare. Txx Cale.. AL' -"rwhb in d'r'sroe '?:sgol es-AJ I-s nn.- ,City Fo' :ifs, lanes Etna k: a 7- scM o a pciod c -steel tilt swen-, :ra.'at ray :lfy. aid tic.MM roc nargln se.:J deal i re rz: " .- arJ k '°espJrCing APt are dtlsa b:: , y,.'u Crit --it, A;rae,vre m anrdad I via l:. a r r- T f nave cto•-s n ar' :tl np ryes Is wh ch you D•ac in Deriod:'i-arcc cvrga aid a t•arsad on filar. cKar;c ror cu, D.brx tnsla as I` ldvan:e ,i :-n.k 1lrlaw,f.n. it I-e x-i-cu staled i'1 rei, Cz'd'•m,te' A;renlxm osare-d T. ;;e1 liltct ly bdarce I r . ' arch coy :,l if. urrnrl b i t 'a; rrdt. ax !aka I'o keg rni'.p ,dilet la uch'C21Jrt, ltlJ em/ rw.a Inral:t ]rt er cater Jetle i,lnchd rG fax L,pad r'ue :trees a'e cater :trees?. s'ufa:l a'h .x; ore°IS J' cr[dilti aM Hue oche' ad8.s:rlna 'l,Irastm see ricx: as of •°t 17. v ants' his tis ba•Im i; Y tie No 'IC in:,h ch.try an p:rc k you- a:xx:. o• a late- due M oar :hwC (Cecx7t ltd c'Is," "'ceris'e a a adJec as d I"Q Ira:, d,ti:e. LV I in Wyse JI d kb' dole L' ar Cuu? Iills are oddid aIre- ]rhQdife'1 a to rill:'annu'.Ill. 1-5 Oala fr -are posted Lt isr,Ld. or tic ast: rt' f :he, t l icy cyvlC Th 6 g :lS B err: Jly6 a 7f balL•x !e e::il :Ise o- a Irw.l>d as a n6rn ::I ro"r. II a.:lsi y Fr fc l:s aFFI es to x'ly red..'e rw:IP V ore an y EQlarce ty :,e Oa J Fr c: c ode f: ;a yet' t.c..a,ce ctargin gip' 'In::aay We ItQ'I tJd I'la'k Fe' e.e 1 roc"L.. k'gCY :a '+DLI is II kilir:6 t. ;! 1'K -q ,r ig ba;.w•e• tilt Inft coy' t Tra :h•av it ty-in to%I 11 LDDy based C l ac axagc exit' ka l,x. rfe wi Laatc dliy DcriDdi: me tor: all eel kr he rvcrapc city to a'Ia iini-: at The aid o' I -s ] R r; We la calodwo :,t Jz It Its to c'irar:e Its not 1. a:' day? ":h -a Matt.10d VTrIS a F- as :yea z:'enge try tairee b• ;,in' Ism ac :I. Lc r•IC It n; for crc', dfr = the r'wbu ;roc 1. ;c: t10 Jadt Dabr:c L' ].., Cis s':] II'Q asn:.n :: I r; cycb 1-ver I" na y h;k -Ina F'r'- :allI.p cynic ILrehraea is 1.111.cmd :D :c zcT •a' ".1' M 011 _cts t' if h a r:er arr.. Ina•x eht•Ce •., a'eady algid or F..rimr, tnsiver rl yn,.. -n-se valarcA a1 we "cne-nd a; n, l d ycu llwi lia alcc Dl yol' ist,;us ra1c, rest ii fill :, , M• a ] I n- ry: 1. ".When a lEdy ]e n-'ant S? 10 gat y,l f ::IIE x'r-e 'I'anAt it up es. ::v red at o' tie dot{ Dei:dic three :taycs'x LI ICaI T.:ttrnr are an z"Iage J¢ y on on:tl see n::d Ityap ::Joytu::dwwss d,.:a ky Ihs note' ul Jo da{.+i.1 is of :oat Ll ng :(k(s/. y:Lrc t' he range diybabnx l:•an Mdre r) "a! too -ash' Drs r'I, role nr_''tla. as:IF y et['l d:hde resus DV fu -J1'Iber ul rain l :na a?Fl:rtle t i lls, yyvk:r? atl1 au H .ha;oc, Ktep'.her th lrM .slit • octal ors Cie a 1, c:uil ttC >eriac a •iml:e ehergns le• 1^e ti li•g ry: a steal ic• Tile its '-mduq. To .el'ru1 :rd Fn o. c l uarar C'w"ge k' a t I i1y :fck r: ror a u; K dy Lit rte !east? a]r Its. n..Ory in a:?:n(IL' rely WIBrIeC'r t2i.IfC by Ye lots ,In "w'r'Iy .ul -.ic l1c arc add l'w rwJAs loge:l'c" -,v: to w c..al Jm Daiad: *o rx ,alga: Iv tie taer.g cy.b ean.I Im r. r:n wI .:Ire; cl.e 1:: r::l.Ints, Gist Pnlacu Ul teen 20 diYSi: Y1e ax'LS Fa ode "'or" c'o'ots c'1 in ra'"aC.io- tee Ic .' dy bxla'ae I.rN Fa{r1!rt r III c"uanx -tart I : Is it. :hn a ", win. :o r11 la -me- en S r sinvim. ,,a .,d1 1.: e.Vc serious: I -irwc Ct i•is, al :n.:ea bit ed do 'If a Ili I's; a,Lb 'ors nx r: bolt lei"nil d •!:m Yarr 3xawe on on•closer t stirmet ty tr Oise s,d Mb y,Jr]ayT,em i i.1a and is in eayrrel:-t yn.I, `- Ga snce or yalr >•c: >u sn:enert by tr. date a•e: pt's>Jr »{-T...1 Ju T.e•e _1 Y'1. grant fair J1. IQ' .bill trarVIIIS..IS'I X-ii'ICes ch 1. I'amL: i0"s. JI cmilial! Division n aide or d Jun is a '(Ra ty i; I'•enrle,al f rare-;' ninon I it ins nalrcm. •.o, will rot il:Lr :cr o: a Slenx :ta•ga as try RoTion lg Calkia :ha: walls in :l1ei sent cr' 7 tot xi Iw Debt 143 i'I'u or ll's ell Exit it if 7x:e. 70 win f •1- -raTes is IiX xThitesi :.ror yv.r MSc Polar:! Iirchakn i•y Ftrirm; is arx(s) , re 0Ld i ; >•c To:k,.1 r n- r; Scrb, Fx, a-, IL I kc'i, da a-c T La :I. t::fat::t:lwse ranxi-Ikg F..I.-i,) by It.drearc lira y:,.e Dtyrr'r a<c.w Harr f yt Jr Stir-crt secs Pat is in rJn Leyx 1 s JLe. r;C Ttsl 2c-vt of cartslh' T,kFayrrer'. of "K date ad iris spec lad :r •r'JU sot:rlerl. even ' -e-,k et, via arm orm ena or y o' O.ul h,rr, ::nn:: :rd : r,n•g Oabl:r: =J' °dkls'red i-resxt' :-Rvuv; Nail and F six. If. Da' CA I rLrm :mass wool.. it,., r0 os p-atlaal sax ba am nit a-Jx: tr. yr.1.r a:colnl III r-sr. 1r; !7-- -h.. fin ki ,a Croce to Ili hp C•Kk. If a defe•red rwasl OBI fdrg Iii, Taboret r- ::ho !alarm is r:J pad r'I d ]y Its a::FI cable irri'svia, nala Ito r.Yurx: linrm clrr•.^.e •a I to added to you Fsn-ae FA sr.r a see •s: ray Lter tin ! Er rase. :)Lie ]utter 'r Y.L Je4ut ,der J'e InI-1 JI seL' Cal' I` I! Ag'en'nt. J, Jefel ts.linr on CU^.-C 4 1 to adle.1.4 .I.r accrl. if is no) as the dab de'aud D• Y rat rxyTert' Cl.al 10 >r-Td :ni ' I,11.•.119 fiver pee". yo., far, plyk• 1lure lane is a .a';Rbd nisi-ber JI rrrf!1rer'n. -fit vsil'A: Inky a III rear a. 'if :ri: la a'IJc is .an, Fxy',nrl Irc unct: s P::II x 01 the uds'ad ::-:: :-- •'on uPxy'md far Is Icl :ht: X T118C I-,-;xver yvJ rill rave a glee :C•:: an a:he• im pJl:tases as Jestf xJ abow. FILLING RIGIITS SUMMARY In Cate Of E1Ab lbuuillos About Year gill: l'gJJflii cyor ill k erorg. or I,vi recd gird:n•w:w°a:,.it c.--iscIcs xpa.' .I.1:1 h(k-drurDr Ne'w:al:, t so-ole shear at';, 5x'525•:Yl h•n;[ar. LF 'ild50 UN as saes as Deis ere We TJst car ' rr "-L •- bbr:har'i" nays aF.Pr•.s strI 7*1 •et or --•rtrxh its err o• DT- stir ODDeireC YCL mi le Option B hr. dolrg a: vi I ,e: P'Cp:'ac ycu fig-3. Is Vass triv. gum Lt' I'le'a RN"g 'Ilor'rnliza. • Yo.: n.. . ..III n. • T. J:1sAa-w Jsst r an stanzln or or •Ax'Dal,eara aldnrlaiYv:u:gi.Lb Airs., YZ, Two IyoJ read ?rC mom'raal, xx,tc its :.r you ch, xre 1.nsl.re Qtnl.: <:.I do n -,- in Tay i , a"mmi, it ;...c -,III rt r: a ii-ifigali'rl fill y::ll1. -I I at IWCd in Fay :h Iota c' yon.- on :ht art rel , Alen-. vevl xv IT ,icsf^. y- gtkalall '.:a anw. mpalt yvu as rM rla,,r: 0' Ake -,0I it, r: tld It: ar,Ll'1 'roil astral, f ya. ions PAtonall 1.r.. Ili ray yc- cede arr. D II x.n-rcx:only f•e9 •y].Ir r: cgs :•chcc, rg ac::trt y:J nr a1>F he DaZncrt o• aT{ xrouM yvJ:h 111 is rn'rom. Tc sl0> 1 in orP•n' ! yor later o' a fAi "e:ta.,acvevr! So-- L.Jmss or It Qotore ,I. Tetr ra:• r.1 'As ddslrart) •,led'-sci .IS a: •ad ft•ae tl.tlrene lays twill fro Nrani: C Cairreri a sncJlled tc CC:Lr. Sreelal Rule lot Cncal told purchases P -JJ 'nfa a F'oo a'i'r. th its: Lt Ito e' pocee or aCrv its I at I- - .L':" lied Rid' a :'c. I card '.cxaudirg aL':'lauca'nine Hilt o Jc.k:. and y:u •avn lnr: r,go::c la^la, an"snipe.Is an •atl"Ir...."hod reiray,:c,a:e :o Day true in,xnrg anoJm due on :lc goacus a' ser::es. You lase tis p•::cat or Or, -Aill I'm DJlclumP iJOvs-rFQ t'ar' SbJ and Usru.hzae "Aar. lrgd0 r v.LI'IL"h3silk arau n'::0 n'!es rf'jJa na crates. Irene lxl ills r-rit way f'NTrnor opcrdc kc rccr.Yar. or Hncr"atoc;vutrg a:rc•:bcrccr. lo•trc :roxly o•xrvccs. MA'A.MIGi Statement for account number. 4266 8410 4428 1093 New Balance Payment Due Date Past Due Amount Minimum Payment $6,960.86 03/15f07 $176.00 $462.00 Make your check payable to Chase Card Sw%rlces. ,Amounl Endosed $ New address or e-mall? Print on back. CHASE L Tax time Is here. Make your pa mentusin our Chase credl?card. For ??lals visit www.chasepayyoudma.com. 426664104428109300046200006960860000001 21725 BEX Z 04907 D JOANNE KNOWLES 496 ALEX DR DAHLONEGA GA 30533-3842 Irhklll?lrrlr11rl1klrhllkkklrllrlrllflrlkrrllkrlrlrrrlllhllr,i CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 45000 L60 281: 203 1044 28 109 3 LI" Opening/Closing Date: 01/19107 - 02/18/07 CUSTOMER SERVICE Payment Minimum Payment Due: $462.00 Espatfd 1.868-446.3308 Too 1-800-955-8060 Pay by phone 1-B00-436-7958 Outside U.S. cal soled 1-302.594-8200 VISA ACCOUNT SUMMARY Account Number. 4266 841844281093 ACCOUNT INQUIRIES Previous Balance $6,943.70 Total Credit Line $7,000 P.O. Box 15298 Payment, Credits -$200.00 Available credit $39 Wilmington, DE 19850-5298 Purchases, Cash, Debits +$39.00 Cash Access Una $1,400 Finance Charges +$178.16 Available for Cash $0 PAYMENT ADDRESS New Balance $6,960.86 P.O. Box 15153 Wilmington, DE 19886-5153 VI51T US AT: W11flY. .hit !Clad r Ma A late fee Is reflected on this baling statement. Your minimum payment reflects 1 % of your statement balance, plus any past-due amount, billed Interest, and the baled late fee. TRANSACTIONS Trans Amount Data Reference Number Merchant Name or Transaction Description Credit Debit 12 10430432736451064200005 PAYMENT THANK YOU $200.00 02112 LATE FEE 39,00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Dally Balance Due To Transaction Accumulated FINANCE Category 31 days In cycle APR Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.99% $5,843.32 $148.85 $0.00 $0.00 $148.85 Cash advances. V.08217% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.08217% 29.99% $231 A3 $5.90 $0.00 $0.00 $5.90 Balance transfer V.08217% 29.99% $918.76 $23.41 $0.80 $0.00 $23.41 Total finance charges $178.16 Effective Annual Percentage Rate (APR): 29.99% Please see Information About Your Account section for balance computation method, grace period, and other important Information. The Corresponding APR is the rate of Interestyou pay when you terry a balance on arty transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. This Statement Is a Facsimile - Not an original X 0000001 FI S33M D 0 000 N Z 16 07/02/10 Pape 1 of 1 06688 MAMA 2172a 04910000050002172001 Address Change Request Please provide Information below only If the address Information on front Is Incurred. Street Address: ------ City: - -------- State: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- Email Address: - -------- L IMom itlon Abut Your Account Loll or $lobs Cards: ?gewa 'cps: •r]u Ix. o' st:kn :a-: inns xuly fir tx I'r, Pte Ctirma• Bence n.-finer min7 fast tra'TY. o' y'ur T.memam Ad- Bare arc always suiaUa t: awed rut Y1.1 - ..k a1 A'also kY -lisiro 0.1'. -rot reel J- -11.1 Cmtllliag of Payments: Fc' ass-mrls is 'cLi61 LS " #III sere el test f_.I 'r "drr"1. .nryll- die 1- -..r F-S: a•'re tow dmlgtalad •i• psymin r. shat of :h t da:ererr. Yei, :rsne^soyn nJr::rrtly.0th ^st•ucti:ns ontr s ma:Cyie'r. aid mist be fade :y : mask a "are, c'cir osyllble n L S. 7]I es ve; drr;r o' , Fantle :'aoJg" s U.S ' isle. IrsP.[ or cr ft, 1. S trr:t cf a'ore 90 Hitt-al 141 tno• Dr • f ten- cash 'yi$e y01' etC:Lrt -a -car or Vot• :•c:k _r rainy-t'CCr =1virc•I67161t to acx Tien ed ::y Ms 3"'".1 on..xt r I-Im aiw ape pi::vilx: vile ac* a ll'tis reiime 7r.:n,-i P. Cost OWvtrd.c;.:tc er{CI::C :lupin Corc1r Torc tear cols Payment or xiFor 1-::hem un be .as slap a. Cape d ps tie or ximao"rde'i - rc.:d •m I- tau" pairi.m. I nor :rrne•:1e vsxrance •rv c.n oryr5^: Tanxf rrs ails mans I. atetaaerraly any excapt DcxTicr 25 ]y 1:: P.Y. loci two C, cur ax: .fin xw ceayxxd fo• nap's-:s or fit s:alemrl ur will cr.:t es err.:: ft is -.1 . d :last Jay. 11 .1.1 vg,i: Frn - t n -c1sice ".h r..l' ].'((met: 115:'IY^.Inia. bur is Tine miles t 0. lily ':I{p p 'n. lea t ma.l cr IW cr cu b:a dosip-.led Ina L1YTanls on It s Vaterru'A v I c ernl I :n y:r.e aloha as d If. 'IuI des 1 91:.1 it. i.^.':dre 01.• a7y"A ,Ial'.dni4 x e y<t• .xvinel 4 x: Sam b! M.Llar L S. r'ad 1. W FOSt C9CC tow LC:p'111. ': payimrls credo to A y]JI Payr1etll ray ]a called'zi Lp T 5 darn 'ay'nvtn maru. elismrs:ay nmig^ nJr aL:Otlarell9learota umn :irnn'1a• S1Pi'm ad-.,.,. o- is.1 cal sde ad be siulr.a try ::'acm. t, :arms ::stein Iw 1c. nync•s. Account Infotmellon RekeMd to CrcSA Bureaus: We Tay ro]o: irViralc l ikoLC •rOr 1:::'e:C homnas I aye paymnis. mislad Faylrvrk ::r d-er :l,'.1 Y; easy yo.r ac::.rt may tin reloC:x i }ur teen: rep:r.. t yoL :h •k r;e Wx Nxlcd vxIrtc rk-'.:i]'1 It a crrit :new. >v. ux'r inst.. C a x: Ple Carmetn:l Soy LC acdre% !3511 n yu- UI roc;hs.lw r: 1otice Acou Elacucri Creck ,',urPNs x W isir feu p,Ack a :ts:k as Farlrsr: you a.ar:rri3 l:i nhir to .asst rtr-nai Pan '10'1)9.1':neck:n make a-nsl no asyr-m find ltiyler tie LY: i c FapT•:tt as i GIC:{:rasut N. :n31Sr Irm la J• iex Jr: or :;f FTC, Sa It n -rr n I a'r1 yea' i'sak ::r t raAe'mxl feeds' la'dr. t w. fie i 'a'rm TT j.tl• a-nn'. fie anal M Id R-a try r;e Ye:P.c yo..• iay^Inn. iro yeJYn I rm -ere ss tcn :tack to:d o'r •r]u Rtar:ial Pal tvia- Cat Ce cuLrrr serv x v°Ib,, o0 :is s:xanerl A ytul levy glesltre atu.t ers:T-nn c'wk:-le:t x o• 1- x: fir yn.1• :ayrm-s ao min •: meet:a y Condilloml Peymenlt <,is rayl°er:tie k o1 :Pr.' tarn nil psY'rcul :ha: r<L sure u fo as 1lmb.lbx era::u -lot .:Ira<s: ear.:x1.11"::' m":rls anmiss. :ill:x:'I. o' :let ynu o:htr:,tt: tei.c• r 'u fa:Isatllan o' i d SsL:e: an3ff- ms tc krd b Cad Snm15].. BI. 15:63 1M r1 r„l,'1. Y• ' Ee50-5g/9. We 'tsa'•p d : u I pl :.egalJi-10 :YY Prynems ,4 . r a IP 6iarn r.: here Ism K d dFrpta t' ' envydC• c'..k s : z• arycl-v ad-less ys'rash ec-P-al :rsc, vn yea. va std ens any minas 10 :saxel. Me rlavet,x k axept arty sea paynCM by e:l mlta r :o )oi rM east roc rt L. _s. lfKill il. AI ,her ay'ns'ei :last -," 'rate 'Jlaic be -.art 1. Po _.pv:pwle -ryas-: d-•esx M1naual lenaaal Nmlce: 1 jvu- uc.LM has at anruil'cc. t rd x tilloc eui )'car a• In rsUl' noes, ti'"Nina o' W ycI LIC ,]n uz:.rl ex yet agix to zcty : whrl - and lit air Ja fie 19 irl-re'llilsbla iwl"'e pi fatty m ire, y..1. Y; 4Y :i Cb4e yo.1' aa::.rt •s tins 37 etys :1 rte done we mail year strencit at atti :h9 arnal roc is e"141.OK and at !'in 511"11'-"' ynu ear your ]J:aanci'g to a'" 'I Ile Yctr paY'""d.1 P. ain.ul fee rocs coo: dt l oar r gNS to : oxc yut• xai.Ir. I Y : yc.r ngh::o nakc •-auwG'i,"h +r ><'u a:::urt. i' •nu anou"e i :Icxec Cy you a' u C ;•i xrl I- his rar;p !h. xn..al Ix is-.1 y'::u Cry px ai:sla'd r,; uti- u. '.I I a't1 :enr'Iat. yo.1' a -..rt renal Nam] hPlannhen m Hessen Cllsrgor Via cis I ate u,d.^.le 1•ance clar:e.s. 11411 t'm aP .at c x• :n: was sio:n er t, s raterctt sna•tte y for east hates sc.;.. bi?art °anlev:c-,viemt c'.cks .,it cast ad^a'I:a a"ecks II%tack livu. Lr'j. ]J':tasss nallits :•irefer4 can ornarcpe Frnwcltna iaainss or w.vnal deafnsa; Pease Cofsutyon Li ran.rli:r ls i ay comb comb it tiN JYSrmrr u!K i:erm thy;u ms c it Ihe a szramm app u ill ilk pa c cock ock rutare.Txse it -' nos 1 :hie lea is Y xxl:a a PC In, e'ak am nn sa:encT.:Ya: ale Ya)':ary ax nC Index roc In Tin .sec 7 drer-I re IC. 4t5 aril 15Q,* esF]rdyg APg are dew:. bat "I scu C;. d"Ier e A'rsaiard an in9•dd I tap I : a IT imn11Y t nar:e tla••4 o fir' 111119 eye 4 n h ,h you ;e ny xd]d. I-— stages and a!,.,ad,. Inane c?ia ,Cyr tut nbrx :"rnsr ma adranw is . "a:k :14 wa elim. it 1-t a-nadu stated ii so, " Ca'd'-onbe' l A:rxrem a4 BY newt To ;,xl rat rasa ly Warta k: rub nay :0 1. or reel bi l -ic >fclx. •ae nab I is keg rnitg rdaxs ter each'caL1m. adl lay rcre trerm-1 ors or offer d^.tds QMId rr 1x0 cipald ' i ss" trawls a'c Own a'a"lest. 5" 1 v.1 air :r:me•Ib r trails ad race :Ire' dpx'reC4 ', marAr.me roc rr.... a4 at •"e f ns=m^ :ate he ba•mi it :?Iv nAing rile in eJ ch they an F: rase: k mu• o• a late- da:c of ]Jr :toes itsuX tht Is -.<:'Crsaci]is as adkc as d is dots ds]oa:ec ty 111 Calls' T a [Al date c' ur lint al I Saw ant added afW it lit date a a renal :ansac:nt 1•e dab 1•!y' are Fndad m y: Lr acmcrt. or lie eat :rf a:hc bi no cycle This a vas i tta: Jiro :a •r bih•x A e::it sees, s Irw.bd as x ]ekr::s ::I x'r. 11 w tai y F.'r.:k: -- apples to ail real..'. re sit -p y rte day ttlaree ty tie da f Le- c; c rate t: ;r. rl- x-rdr'Iraica charges :lia::ay We to"e", aid Itae peas cce Ina"s a a Gas :a s]u Ja Ip teilar:e G ',e t. -egit tg ba ttle']'tin n.c ray' I m-•s :h• cis da y-.dn ate xl.q Is ybased n :te a.<age call Ina axe. ve *I t Lx tic laic' pen:di. late tin: aaa in as rte a:erape Gaily to a"rn nora•. le rid o' rs ] II r, cycle to calailsle :'m :Ix If ter oc c'irars ...r3e cast dayy ' 'hs elme'ltrl Sties a Films jile, 2araea lint' to zrcc In, :n:"asm•.eJ: e. sa°w It n: 101 eu'I der:tbt P'e:aw ckk;ca'k:Lil'r ]akrx c' ].rcassss •::r Its -inc.s :. 1, , cyca inns:., Irv ::e ;. bale -x I:] L'C::N:i :allrlg crit Fstatuses is Crm:er'z :] :e zee m- cea :41 0' Ire ern' as t I mg ry:k d a reran.' ini•x Chrrt visa a•cam• 5ld or r..rturs ieTlrr.:t }colas' eraser.. svlciroA Of ea'cx'xd :a; lac.I cl XLI fln, Be act is Yoe Fic-,:ua vau, will ii Lill ::s le :all ai:: I'-we yens Pay.-'sit - :311 10 9# ya1.r tins is-cr i•an?1 a cre k- a n I n: 1r a when ill/ as•rn- ."s"' alp as. zx icd .. a' rte ally gel: d,, firxx aa•gpe'a• al amtrle T::e:em no an w .9, da y y ae ere a::d yule ::any ::aleins fir: it v is ty Irv saat le, day:: in top :.be t1 rig :y:kya). II y:L sutra y ix a elagC di Py banx t:- eui to ti-C Sy e lip .x.: _qh' La vac rats .r 9mri'nJ:iL r 'u."i :I :has resists ay lie Jt-Ihr ul r.Yy i :ha aDFI tltls t l lag nyt11 G; an.::11m adl a1 7:he •Y "kl ergs:fear. frs Itch will ero .null tine xnx t'ini:c stages Ir t^e ti li^p thin c exx]I k• lax • :anat ors a. w ".urskro. To ,a1 lit, :rsl1yCC, ]: L Isar':e ca lie IL' a L I i1g :Xk v;"fir a Atif nor Mn Meisl.,IN. tell.'L. hF f tre e:erege :ally fats ve -x an'.naf.lf2 by I.e ipri lilt lv 'R .:.thins nrid.'irarx L'rv;Zc '..CarLadd nfmAb Iogerl'c'-Ti tarUss Icy I"in tlarg cycle eaocf'ir r1 rx tar east.. k Orate Pedod tat least E0 den): Yh ax' LC per ad C I nar:e ra'.'a L'l a Ca minion In c• •t.ny -tare lam ih lea c 14 as. "I m Iniv daily bill-. irhl rafinsrl it feast r.. macsw cis •:.r vcuJm. 1-c-m'. ire do u: cn-•a asf]di. I •arce clrga of •td• n: ',--v,, Lit ad lit 'g p bi I'A; Orel, ' cis rem w bolt ally-wa it o• yew '{wa 3- u see on :isle nsrert streli9m ty tr.. ale aid t., yis wynem srasaandas-Fasw--t;m.l- \m6l arce 3r•ntr a'e: au sts:cnen bf h: date ax: ra ysJr]ayr-mY - dLe e•e s ilo prate eer]c to, oa6nx Inarverx. as '1 .cunt; c1laCt rarcaYio°s. !r c'mdul: alsaxet a anal.-or 4 !here is a 'Om ty m•` f'enrlovl a rax._' nisran I it Ylc strerem •m, will rot tear :cro. c imnx:ra-ges on ary RcTam ig pkxt :ha: apmais in 'Nit x:l cr a -fit my I'1:: &-it i a it ill ]y its 4At03 Eat'rs1 is .C:e. To asnld I •a•ce -races Ti raw 31. ThaC9s'<:rsr yT1.r Now; ealaf:a .[ages i•y Poraring 54 wants) i re alai t• t, m•cta:icvi r nY: rp scc:ioi Far rcir h 1 kra da axe is its :le Ij.l :;1:rose F-shk g P.darav) try Ira date arr. lire year lyre r e: c.a Kr-- I )C Jr st-cat wens nil a con rin Fayn"c t a dine. rte "It le is at east a.: is iv-a. -I Lasirer'. ay Tm dale and :ins sFxl d :r •- ]- sai-m-a t. exn s- :ia arm xiv era ar y o' :).Ian tvr, °nncr oral =raxrg aafitns =]' 'dela'yed i,niar .L:Irrhr, I m-1 xd hur] rS. pe' cdk I rarce :tarps a]. Le di.- rg :x p•xotoml v-r bit am red a-lw t- F.i r alms h1? ce rceac.:tn a::.mJla:e Inn ti to t'yae to bi hp cede. II a defe•rd rtrosl 7Jal f&II Pmrotl,rol -srv-s::vi9 kalaree is rid paid r 4a cy Ira a::pl,,bk =xFiaSxi teem Ito ra'anr: rirarna, cMr1:s rr 1 tn. atlded to y:u.r rcnnur as seor as :ht ' a: my liner tin.: xF rxa.^• :late 'vTlm f Kt JCWUt f'der rh ic' is ulWL' Cadre-dan Ali ni re"r. le debt L firarx d.r:AS •x I is adlel :o'P.tr iua.rr as soli as the date o• animal in. T rd Palmeri" Caney tg fir.. Ter nal Nang tint fames yo.. M payk' a plrcuse n a ca ;rated rumbes ; I ea•nrers.'r]L will'o: lase a 911:1 Fur a']I ?a: m a'1_e as a- Faytorl 1K lines a P::rl it of Ira all ::z.-::::vC • as repay'rlenl Term ha 91x: aT ate I-weser yeJ {l1 ra':e a g-ace :v.. x1 7.h.• ivi pr:rases as Jmr xJ above. BILLING RIGHTS SUMMARY In Case of Ernest at eualloa About Your 1111: I' •r]J i irc par :AI as PrmrC. or I pi rmJ e rd::n•c:o'• swo.d x aaruch::n fir 91:1.' al.:•.i Is Cadranr :vr•acs c1 a sroxsole sheeat 3cx'3295'N ITng:or. U? 'iidro 329s es suet as aPailk We cold xN 'raw "- --first d.r?:::rys a;-,msew yai.-t Tt]A -^whlch Its er•r a- -a- Sri apxame Yet at to epxx s br. drg s: ai I x: p•astroe }tiny ng•a. Ir you kite-. •Ym. m.. .tnl ni elan •T"?d]Iril•."I: J!'C: we ILF]e: 91 rot •75x']7 Pa 0'101 nq eaplai° Pr=u:E`.'alry y:L bet ova l-rsisamhci Iyciraall nrom'rni. nsc-RC W.- :_ p" are tristst. non, 'cast do mn aye I:: ray r. "y a'-xr. ir b'llla're Me iv-loilali'r) hl sl I of 1gred I!,. ley :he a'fa c' }colas' 111 :M are rt1 t gtahrn Yevin se: nyca[rats yoJr aL... oil a call le: iop'cit you as ds ndJer: C" Ube ac:I:'I :a t: act fts .rr ti l eau gtent on I ya. w:a a.dhrlnl: is Y. Fry ya.r vedr. tarn. a If a-ma:Iml y Va-1 yn.cr sa:•rgs:•eheesrg ec::kit pi car st.F tic PaXman o- sn"TouityeJ:hikis wmrg. T'Sloal'mjrmT.ya, tat:ro":a (Jw°q:re..arara'nrr 5a"rk: xJnssa is.]yore m.tuer I-_. rt :hs Statement mind •eaet is f.: lead 0-m ttslrsm lay% hViv till stema: c uinrw. a SciedJkd is tc.1r. Special Rule to, Cmdil Card Punkatat 11 y]y ta:w a pia,, Is r; :h Ih :LS ill c' ache ar seals I-ill f:, x"-'eased xill' a e-c:: ,,it 'o builmg IL.- ma.a ailr is oh:k`.. .d yit -.va hoe. r1ra::c Ir•-I la --l W. s•.:: m-I •xA -Ire..... clal yo.1 I:r.'Iaea :] try Ue rtmalnrg a -in, due on :is Vs z- see. x4. You Inc tin It F'::a:t fir or w •att'I1'19 PJydasee p•ne TAS °rre I'.a.'S'. snJ 11 a F trcl'aee'ern vane rrcis 'Innsisle or a it n '::0 rTl is rt yvr mai ^. -acres; Irate bn Is [ors n r-1 ap]'y r we i:at nr Operate forner.rai: WnII.MJG Statement for account number. 4288 8410 4428 1893 New Balance Payment Due Date Past Due Amount Minimum Payment $6,943.70 02!12!07 $91.00 $376.00 Make your check payable to Chase Card Services. Amount Enclosed $ New address or e-mail? Pdnt on back. CHASE LF Tax time Is here. Make your meetusing1?ourChase credcard. For Ateis visit www.chasepayyourtaxes. mm. 426684104428109300037600006943700000003 21208 SEX 2 015W D JOANNE KNOWLES 496 ALEX DR DAHLONEGA GA 30533-3642 11111111111111IrIrIIr11111IIIIkrk11l1lrlrrrllrrlrlrrrllrrlllrl CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 45000 160 281: 203 1044 2a 1093111• OpeninglClosing Date: 12l19/D6.01118107 CUSTOMER SERVICE CHASE O Minimum PaymentDue: $376.DD Espaflol 1--888-4463308 Too 1-800-955-6060 Pay by phone 1-BDD-436-7958 Outside U.S. cal collect 1-302-5948200 VISA ACCOUNT SUMMARY Account Number. 4286841D44281093 ACCOUNT INQUIRIES Previous Balance $6,877.94 Total Credit Line $7,000 15298 Payment, Credits -$150.0D Available Credit $56 Wilmington, n, DE 1985D-5298 Wilmington, DE Purchases, Cash, Dedts +$39.00 Cash Amass Line $1,400 Finance Charges +$176.76 Available for Cash $0 PAYMENT ADDRESS New Balance $6,943.70 P.O. Box 15153 Wilmington, DE 198865153 V61T US AT: www.chase.com/ redilcards A late fee Is reflected on this billing statement. Your minknum payment reflects 1% of your statement balance, plus any past-due amount, billed Interest, and the billed late fee. TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 1 7 1 1 12 PAYMENT AN U 1 01112 LATE FEE 39.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Daily Balance Due To Transaction Accumulated FINANCE Category 31 days in cycle APR Periodic Rate Fee Fln Charge CHARGES Purchases V.05217% 29.99% $5,801.58 $147.79 $D.Do $0.00 $147.79 Cash advances V,D8217% 29.9996 $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.08217% 29.99% $228.13 $5.82 $0.00 $0.00 $5.82 Balance transfer V.08217% 29.99% $9DB.55 $23.15 $0.00 $0.00 $23.15 Total finance charges $176.76 Effective Annual Percentage Rats (APR): 29.99% Please see Information About Your Ac count section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of Interestyou pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transferfees - expressed as a percentage. This Statement Is a Facsimile - Not an original X0000001 F1573=010 000 N 2. 18 01101H8 Per 1 of 1 08880 MA MA 21265 01810000,100002125501 Address Change Request Please provide Information below only It the address Inform illon on front hp Incorrect. Street Address: - ----------- CRY: - ----------- State: -- Zlp: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - ----------- L Idomlation About Your Account Lost or Skkn Cards: 'kiss 'epT: •PU Gr. u' stolen Dru inrlSe xlelr or -I lu vas 11si,.T:• titres 'I. -'OIn1 in it as "OT o' y-1,, .T.atenroil Ad:•mra are a/;aye rreiktie t: xs•SiA It Yee. -.I M!" .1 F•_n!c' t: D'sedrp ) alm Vat wile r I_ I aci;jwt Creeping of Potentials: F.' sailed, if .' Jla, LS ' Sari, A east 1". 'r liraT nut,-tdJe1--..Irnsterstnr desl0ldsl li, Day-rtr.tiwie:Ins sle:trerr So I. :ryal!•:s T•n nJC c-rimly will, tie •31'u1i.na, on tr s iaamrari. lad ITLd be Tack :y.Isdl or rvres c'cal DuYtbb ll L 5. it a's al: drrar D, 7 pl?:tle :'OOJG- I U.$ vvat Irst :.r or It A'! I. 3 trx':t ct a'-ro gn'ILl-al I ca :.rla- Ite ^-f soon cash 'Yi11C fOJ' aC::Lfi'L'eer or yeL' :•e:k :r racy In mar -av'•iIk'la TLd EC aex'nlDer cd n.I IM 3ayra'd m..x:r f tr.. a"I:s ape Ft:VIA.: u"It oc ed:l'e•.o vinn. :h:al;r 1'a n v opc wwd:,u.:re erwI- ximl Cowan rare Isar one DGY'ro^I er xJGOr a-::hc'C can be'easkp ea, page' clips 1i a a1 X:-jolde - rc _ed w l° you' pay'nerl. 1 •yoJ' -rsrle^: r.. ] a:Y.'fala! r; th f..Ir -.iyTY: KrL]t ere a1d d rracAa:n at t fo .d -r al Cry arch D-ciar as or I _= D,r. fora the c ear ass: thick xa eeagqr:ad k• -°'s Jr I'is s-dolls"i we will neut it. :arl•'ar. :: Ica ucvui cs d lW dap. II yell' Carob. t It axoraana wrh e..r Da?T^.'I: IrvionxMS, Intr. Is Tane a:'alga] C 1o K a'U' •nIota lire atci Doi', c1' cC :Dt doskU'ea1Cd fur GlyTenk on It s VitarC'A rm •? I call Ile vane axwrl as W Ito and dry l yc.I do 'or 'al cr, ol., say'm-ll rd•. din! w Y)et• ayne^I ! x: s•:T trr rc, Ur L 5. rat ,r post e'Id`e tote GeSU ea:Su ':' pay, its cash- -W DlYI'Ieill flay as dekfed':1 LP X b staff ?ayns^hf rcada tls7.f[r ic, y'. rang- 5m aa:nnatel .1sol e. serve.! 7.arrru• .ear.' as aJrnor.;. u <a.I s.ea site ail be onl,:J pry - ..eol::sed tar :ruse Account Intel alien Reported Is Creep Bureaus: 'Are us m;ov ir'o•rratcn ako,: •yoJ• --'_rl I::.ell: tsexxs I ale FayrrerN. biased Fayrrcrk :a CI-•er yo.I' .::.,I Tray to rella:ec l year :rc.: rto:c. t yoL :h ^k zm M'.e row lit vxnatC Plc" I k • ero:il .nee, yv..,'y :die C J5 v 1'It Gelre reel Se "a to acdtes'a ,,t ad ul ynL• DIIr0x hart 'wise A;%: ?'trv is Cfeck ?'wsaisi:r: )Y'Ier y:u p'Lefde a as:k as GaYU'a': you ..araies I:. vism to ..se rk'nat an 'ran yo a• Draft :a slake a -na-I rla a sC:Inn. 9d. loner Imm So j-vcr. Jr: or :a pecese it: pYrrcT as a nC:<:nresct or.'Olor. 64 L}: r1r...rri , f . n V".r--k:r NA. air aa]Wlk Ord I'al. fills rsay ,r:•.:-r 'roe yo.r mater as can as :Ile are -ay :;c • eelte yv..• Day-inst. and ye.l nv rat ml 'are ve to :heck krt° rr •raLt b'Ia:iN rsl:V.iO- Cd :'le cuCrri xer: x°Ilkt! w.atselrarl d yon lava Olkd crt atcl.l assn:r-nk clock :- Jett or o• :1-'C: ra'uT,IZ :ryTC•a co ccx cMrria r Candlllaml PaSMenh: Al'. GaN°nr.:'kck of ai!:Iw'n :A DlYldrd teat soL sere a lo' e;s •.rLl td lc lbxars::LS :Ind olrrse: GnrlJ i'll's°'arls z::ertzr:Aix:l, o' :rl )OU 7hCr:.1}: Ikl:e• r'U Sr6MC[lon D' a dsavc: anoln:. RJS: CC write O'd Snnss Boa laCc3 i1'inr;;k"I.Ja'Mall•agA9. L4e'ea-n al :u rUYS'agoldilil :Pro lwynerrp ;t ?. f n 7, rArtn ear. Isere t ro :e a dr;IM c' • any sId^ cr:k d 'a:ava: zt aryr.P"aad:fess ate 'raY uxGl:lrhscr a-:: pr. rat slA cars xry rare nap :al wo MC Inn •e,x k axapt any stn payncM by m:Lmq In :o yoJ rat case; it L M. arirq ilk Al :1'er :ae` of IS gal VuL race ilsfuc be s<rl l: 1-s a;;,* F,. 1. -ayne^: mi-, Annual N*"!If N"m: f ytU' UC.Lrd has ar anrual'to, twi as ante awl )Car C• In "d'i'lly' r5'al'salds IT"el'to 0' rel Y- LSe 'rap six-r1 a'd VOL spate lea xy : retell - Ibd he air Ja W Is xl rslnlahb bless pJ ratty .r, ter y..I. r; sh rat :less vane ac-rt aqtk n 0) crym cf :le lax we mil pn stkenvrl Dn s•nn :Ile unit fee is C'Ia". and al:r Aare I Da, N., uxSDs'.,1'Ip ta'J'Iee l h_II YUtr pay's of I"a "n.Nl tee Mn! lo: Intent eft' I ptfi to -oat Yet' LDC3.I1. Ann :o IT : ye.r ngw. :D rake "alliYL'I!'IS 11' It I a...lnl P •ptr ialef it IS :I:sa t'f'rou n' US We M atI TILL :0 crn0e :hs alr.al 1. sell y m r.? y:f.r oi.:, d r; rakres m •J I a-d :art 'sale yo.r ac-..rl tend X61,15 liplanallea at III-. Charges: Via ,1 4 "I'll Y..le 1.1. ! kAtr'.°.t, IIt1'IJ iM aaD at c De• lei: isle! Slav, or h s a:atsrnl akk y Iw cap fcttrc ia;.. ea vx ! anSleli::"rCriemt c; K6, aid cast advflut .'eLki fTech Itl'Cea1 WI DJ :'IaSri' -ala]cie :•irSitfS CasI Y.:arCes Cr-irrf errs Dorian" or a:Y•-'all adVaf-ae; Ptaas comut yon Ga•xrkeryWarcm':nc? kaLrca Ind a•e aDG talk s ti, Y•Lr care. Txsc «In. Y" kA dier 's o I" a ar re ties sla:e aa3Cnn:.m ss ;:ta: rill" -line I:aily pr o:1k pros I:roe k: a :lu led c •ak ., irls •at c rry.oty, old hesltle i^d nsngsn sac :a data-Ira I V. v..d arJ is ci csaarto AP9 are hews tau 'I rear Ca•d'•s:rite A;I.- . ans•dd I rn in a w mnur t nano etor n ar -d nD eye! n 111 you owe sly sedad. `i^anec na0as red a I•arsid on Isar:e [Kars yr can Datr:e ^alster cat adrin:e ar :°e:k era Tsai ius. it C a a"win:s staled i'I roJ' CIA -sIIto, A.-Troll as aa,cined To ;;el I'o ca 1, Sees- k: seals caY :t' :h to ter I bi I'C Tide, we :aka rte tee rni in ialaxk kr Cuh'9ltarc, ad1 pry nor, tfarsont ors DI dice Ictit a ilrclld rC inns I. lot Id nice urges ax,,7t :hypes). IN J-1 air JIy'ne°IS J' credits and rate islit.:rer:.•. 'TtlLC:klt to rear as ot:•e Mineola, :GS he Janina IC Y fro -ding cycle in r:•1, Ch lrcy arc G:SC: k p0u' voc Jr:. 0• a late' da:G M Die :t*icc im2t Brat v r.:r , :o.tiar a a ad*s; as if I"a dots dsDCO te: LY I to Dame is e ko, deft c' a. class! Ilea asst added Bire•]rInsdale :la to area :InsuIll. 1s data l^rl I. Passed 'o rte aLlxLrt. or tx ad :rr :1 :N ti ing cycle Th a n'xs is tea: days :a I• .I We- A e::i1 x xro s INj.d as a ]abr:x ::I :r1: 11 +. :it y re Ax -ale apples 1. pry k.L.'a o? L'.Ipy he galy talon«ty:r[di fCa'e: c Patel: ;C yot•D-I:dr hrexCetaCa :VC LIIr Jry ''A'e ltrl sad nee Ge cs hsa'•Is : ea'CSe :o war da I•r talare 'k -,j v ]3 bat cxq'a• fare estate coy.' 1 TCta :ro• or da y r•rdn •r.! xl kl aD ] G y ee: ;C I C1 its a:•eapc Surf lea axe. se wI f L}:tic dray puniest: ale t• d. IaD is fur tic vale c coif toaa Iasi":a::he aid o' I"S a IIi';.felt to etl:I.lab It as y Ge10:C'lieet'ZI nark Cant day, :hs lmcVil 111m a C'ra d.t :)ek I:e1E Iy to area to' n.'ISa v Jo rk srlu It n; 1.1 caul do : hire G'a"kIa :rclc ,7'. rd Juit', Dahl rut L' :..,Sir s'::s 11'a nsn:.n :: Ir; cycle e:rr;e:er Ilro ::x y bale "x Iva st'er nL:; :alert ce-le FLIC11110 is c.rsl:Crd :a :C ICS b• Mr :a'a 0' kk strc'cl. t I m; CY.k It a -Cr nson fna^x chat' ]IPA or C..rctP?.^.n faTDS n yve.' ]rerrf..K sale- it as se' ex'aJ :ay'ne-1 'P, r:u Near Be .,.a al yen pre. cue arale'oenl i"I fill ::y 1.1.1 a .. I -e fl:.Ir NY. ere :as :rte In naf per -:AP. nee c]o'rsnx rrs-f k• a ]I t Vre ties , a 1G_iy ]sirs.. ia:ea; sap as. r.C it al a' he dopy pel:dk Ikacc :ra•pa'a• it IrtLta T::kCr7 ne in rxrarp day ass nos we .:it jeer::ails::eels ICesa c: dvcs L, Its nn°te .1 4., der.: in "x lDy ix a'xnCC diy abn:C f. GCn}CNJ'C ay' aDD :abe ti np :r,a If, n'Ut Y elk's 19lsse resu:s ]y he'JI'Ibet of k aD) :l.! loll ter sac Ille all: 11Nf1'rlJ it r]'y3 Y:h9 aDFl:ate tlnlg:.filet;:! an.::hen atl1 1glJl!'95Jpt fe.gs:hlF in fefa 'sal a m e:ud Uc xda rim:c shags f:• 1•s lei li'g ry: a soCCDI k• Tlx• :'adators cs ::anlirg. To ;;el you :oval is, x c f none c¢"qe k' a t I nq :yule ar'ror a' I'll, -tf -cLn rax!a) east k!. T.. tlet ire.''. -ay balance x einviiiiJrC off a.11, I'le -re :o:ck "silo are add 'd rmine loge:te' -'IC',it "1a -11 :fit DCtied:'inure ., In.. Ire has j cY:w easel':,, n rr t•ar arrant ulna I:: ta.r:rrg Grace Period tat least 20 dap): We ax 'Le Gar of c I nu:a clrcea O , a I arsario- la r -t.+.•Ce I-T iM :bita r. Is ai:d :o See., dairy b eh, I.rm rat{Wert Ir III It vertt cm•:.r axaylc. •Le•e:n•. •ae dv er•;a Dedadin 1 •arcc arrSss o] ^err "lL'xt bifsd dn'A; a M I'd crcb 'nee ox's book D if-st 0' y--us 'sin 3: s'Lx a,, •Jwr nererftl-Terse he dare aid hies, yen ]aserfef s r JB a rd as- raylrel:-1 •lD.I• \eu Ba ame or yRr D•e: eels sta.enert tar' in date ax: re 1rojr Dolmir. Ydle JLC -IIIT S '10 Graze Gel J. 10' Utenx Ilan IS. ae'1 al'A'llea cllnnt I'amaz io"s. if c:erdral: ara'ktt n Infer. or 0:here is a •ato by le tmnYlC'III Irais -; nlC:Ifl nr TI.. drererr.. Von gill rot mtr :er o: a Jironx :hagss Ol try RCT.M 19 Cabs :ha: apaeus d Mel e!, a P yes De, I'll: xkr:s i'l'ea 4 Its oGNkeals fGpi"al is vale. To ar'-1q f'l'ea :rx'gtS rl fd; xmirs eaa half ll tr Nev Palar.. Ifelldea a'y plra in0 x arx(s) i re s)Lsl ti l; DmToicia r ri- rp seek] pay ae;r1L I Is- la axe an Its de t:lit ::l :loss neroi'Iirp P.alar«D:1 b the its:e arr.Ik a s:, , xyrar: etc.o H:rx:•e'. f vex sU:-a,t ate., hit 1 Tll rJn Capnnl ! 7LC. 'FC TLd 'KC :e at "'I tha: n'mr..., Gridar: of :'N dale and :tae ,,led :r yJtr sla:arkrl. e:•en ' Yo.' hew ;a arse whom or y o' JJaI fylrC.:'annual -nlcrg oakrx =:r °debld iTaadf .:Lal7rk: Protest sal Finio rL'. Ge' cdk i rue saps, ar. Le w.• r3 :r D'aratdrol H^c o¢ are n-1 a-du l- irtr .=,.,it talcs rsslt.:f ry a::.TJlre iron ti np c-rde n bi ha erle. It a dlle•red rtresl UJd ;cm PvTwkrsl -wa l::ilg tdaree is reel pad r Ind ay Its x::pl cable mp'a:ixl Wo Ito r.Yara: III III der;,..^.! w I M Stied to par ae-alr ea a:or a! :hi, ' 2 -ay liter tin i rG Paz' :)Ile =u'Ifn rV:L •Jdaut x List :hit ISNyvc of "aIn. Ap'ar¢t. tit Jda,. first or elva.m'a 1 t! aA1ta:0 ynl.r aecfl, of at toD1 M die Qua M dead a•'t rCO Rynsrf U.alaa?? l? arf.Td:n2 4rting tvt pcn^ds p.. lc pay N:• I dire lam n I usi;raleJ rubber DI FVoleCa. -fit will 'of leave a ante Gut oD'Dr :1'a: s aleck as ...* pay orl Irc .:x,i c plat w' of It, uh it ::-:: ::- •"o repay"leld tern Ice almatie 1•CGCaef yVJ A ra'x a glass :e•:: ad a:h:- ]CS p-tatt5 as JacrDed above. BILLING RIGHTS SUMMARY IN Casa of trustees Butallols Agool Your 1111: 1'VJJI or<yvJ ill e:'aorC.or IyvirecJ *rort rd::rrclm° u:f.d a ua -Ir.:n :a yea.' TI, ti•.i h (;.'drone' m vr:s c'I a :as:rale in= at a.c 5ex'529L'Ye lTnaar. tl ' W5052% as 6Wl as ate a bit We alJd xa 'row eat •- star liar M: -era attTwa sew. vol. -1111 st Dq -.-'ankh tee err o• )-on en oa ,once Yet :&a te ep]ow s tarn stores; a: -Pi I r: D'efo'vk yet I rig-:s, Ir y]u isle. JIM It I'I.'o 7111'g '1101 robust • Ye. aria an:: ucranl its I- • T.es dot a al: Jr:: re SLSoe_ e: It a' •?sx, as l"le e'ra and aepw- is u,-.'Rtr, I:L bet ova Pro's is as mcl Iyo!read -ine nmrrcrul. nese'QC tit- ynn ire I.n,,.w at...! It.. do re: sY a'-i x'la!rc it ..atip"I rails ate x'e in:sitigalir;f his ym, +: is s1 I et Igrsd i-.. Gay :ho Dell r' )e.• as :hat are ref 11`_- Wall^. even nKa:rda pJr paeelon ws emit: reGGI you ax do npnr: a- eke seta :o c'! eci ire arn:Lrl You street on t yee. tan e.Aronem I.a k Fay y.,r cedr are ] 11 x-wereal'I, 1•q•I y.n.lr sa•. rps t-cram<rC aerarl yoJ car at4 tic DaZllert an Sly 11TOUlt yoJ th IN is kmng. Tcsiviall Ryro'C.yair Vale a (JS"9:he.,lC'Iro'tdei Se'Ykeialsf or le e]fol'e lI.T]!I S•Oa'.' n :AS dateTefi) TIEf 'sae] .Ia x: pad tt'Bi Ci.alrliC 12yX tra•a trB a rvrIv. C ri mar: a lcltdJkd It CC:Lr. Special note Ire Crodll Cold Pmkhaeer: I' •?UJ lase a G'w en's Ch the:Le iy c' Ipol:e w swaxs 1"a1 rya-ased'e'IIt a. C.: Laid 'smiudiro al":rawv 'dale kilt a and yoJ avetarn: rs yo-c lz:'Ito oar :ire roll all wt" Ito...a.1. .10 Gray Le lava :D Dry its feaanrg I vin: du: on :x its a• skrv xs. You lHt n s G'saor ony wto'l lr Dndmi D' Ia0'e.:i'Tr's Cx-:b7 Vs Its pu::f«e'no (redo r r:u 1.1113 test* or a it n '%0 ro as cf'y:f.7 Tal -; oleos:. I rose lea] f. l.- cc r eat apry t :e 7:, or OGSratC :tC 7Cr:taT. : r p cc ridec'rou tic i:'N':ICCn'CT. 10' itC :ex'fy' 0' Gef: CCS. IVA.'M :G Statement for account number: 4266 8410 4428 1093 New Balance Payment Due Dale Past Due Amount Minimum Payment $6,877.94 01112/07 $O.D0 $241.00 • Maks your check payable to Chase Card Ssrvlces. 'Amount Endosed $ New address or a-mall? Print on beck. 426664104428109300024100006877940000000 Mal aEx Z 35205 0 JOANNE KNOWLES 496 ALEX DR DAHLONEGA GA 30533-3842 IrrIIrllrrrrLir,rllrrrllrr111rJ1JrrIrrL,lrli,lrlrllr?Jr111 CHASE Tax Time is almost here. Make your paX ttd ngy urscredit offidalpaymentsecfanom/s Chase.Jsp CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 1:5000 160 281: 203 1044 28 L093 Lila 1P11110611 Date: 11/19/06 - 1118106 CUSTOMER SERVICE ASE O 4 Minimum PaymentDue: CH $2 00 Espa7ol 1-888.146-3308 Too 1-80o-955-8060 Pay by phone 1-BOD-436-7958 Outside U.S. cal collect 1-302-5948200 VISA ACCOUNT SUMMARY Account Number. 4288 5410 4428 1093 ACCOUNT INQUIRIES Previous Balance $6.958.00 Total CreditLlne $7,000 P.O. Box 15298 Payment, Credits -$287.00 Available Credit $122 Wilmington, DE 1985o-5298 Purchases, Cash, Debts +$34.25 Cash Access Line $1,400 Finance Charges +$172.69 Available for Cash $122 PAYMENT ADDRESS New Balance $6,877.94 P.O. Bar 15153 Wilmington, DE 19886-5153 VISIT US AT! www.chase.com/kreditcards TRANSACTIONS Trans Amount Dale Reference Number Merchant Name or Transaction Description Credit Debt 12/01 46921883 7 1055316 AG 'ARTISTIC CHECKS B00-243-2577 AR .25 12/13 13473472734589195800003 PAYMENT - THANK YOU 287.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Comssp. Average Dally Balance Due To Transaction Accumulated FNANCE Category 30 days In cycle APR Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.99% $5,872.09 $144.76 $0.00 $0.00 $144.76 Cash advances V.08217% 29.99% $0.00 $0.00 $0.00 $0.00 $O.DO Convenience check V.08217% 29.99% $227.OB $5.60 $0.00 $0.00 $5.60 Balance transfer V .D6217% 29.99% $905.55 $22.33 $0.00 $0.00 $22.33 Total finance charges $172.69 Effective Annual Percentage Rate (APR): 28.99% Please see Information About Your Account section for balance computation method, grace period, and other Important information. The Corresponding APR Is the rate of Interest you pay when you carry a balance on any transaction category. The Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees -expressed as a percentage. IMPORTANT NEWS Gahm your reward todayl You still have time to dakn your Thomas Kinkade Uthographal Simply go to www.rewardcenler.mm and enter 167312 where it asks for your certificate number. Take advantage of this final opportunity to claim this exdusM colledlonl HOLIDAY SHOPPERS: Gel bw prices on MP3 players, toys, digital cameras, flat screen TV's, and lots more through Tdleglant's offer. You can get up to $50 cash back on purchases with your Shoppers Advantage membership. CALL 1-866$03-7233 TODAY. As a valued Cardmember, you've been Issued a Thank You up to $100. Calm your favorites, each with a low fee of $2.95. Log on for details and balm your Thank You up to $100 from SynapseConnect. www.glflcard100.com/dakn. Code 29235 Why pay a higher rate with other lords, when you may be able to consolidate your balances and save on Interest at the same time? Please ®1 the Balance Transfer Hotline at 1-800-945-2014 to see If you qualify todayl This Statement Is a Facsimile • Not an original X 000W01 FIS3=5 D 10 000 N Z 15 05/12/10 Page 1 of 1 05900 MAMA 21101 35210000100002018101 Address Change Request Please prwlde Information below only If the address Information on front Is Incorrect. Street Address: - City: - -------- State: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - ----.---- L Idofnalloe About Your AGCY Dill Loal or StaleI Card: 'kass 'epr: yJLr I:;. o' 51:kn .rc i inac Mail av :i I'I;; 1'w Ctsr..,ae .`fence'I. nner'atil ri fro 'T,: W yntr SnIVI tit Atiu Vii are zv.syA avaiktla t iwral sat l., - caeh rI Mina;' ty rcasirp } atla yot oft, J:., aCJUd r.:a Credi of Payments: F,' sty-reils ty epJbl L.S 'nai sere A east y:.t T'urns', area-:duC n..rF'a'.o°rs[ON dasla ,Ned'Z •paynldn s,.Ta, nxntat<relr. Yo.r eayvx-:s Dy r is ns ::reply •wtt tFc •st•ueti:m on tr a elecn:r.. aid reef be rack :y : rI or r'are'r e,ar payable n L S. it z'f i'I: dra'ar a, a' [ayetle :'naJp" . U.S ''sits Irst:.c fin fir ft, I.:i tr,-.t n a'-re 9.'-stn rat:.no• Ik •-t set.. c.Rh Yiik yox San: art•L-or V%-:•e-k :r racy ac r =aync•ta'nest kcux man td ::y Iha .ayre'II co., x: 'I r Inn ere opt F.::n:lw: r; If to. ad•her:u :'slat :h:a,;-l Inn eeoPC 4Md:,.:ta Cnel:= a,na conar To, Par nzy,am orxupor a-rho•e can b: 'p s lapex. [a[r d faCSr tc? or ]:n»ao'Ide'f ? re wed 1••'rou' PaVorl. I -,a,, 'a'nIC to:Y.•fxllCf f..lr-iyTa': Trani grit ail m wait as at a to .6 f a'ay nay adept Demmer e5 ay It: F.T. Ixa tree c mr am: otice D.x ce, it:-.d b• -:s iI' dig vote'In`I -,a -,IN tint 9a :avr'err. % ywa - afl a J : w1 day. 11 If- Fx','TcT. R If a]Cardtxe'wrh C.I• Rrci: irsnennis. Dlr IR Ta:a a:oMn to es e' `00 1'n. Ima a ire al c J' 2W. efts :x Moog wlcd Gr Fay'fenot on It a traklrea 'a I , d I :o'fate axmnt as e' It. nut day I p:.. do an 'Ac,; o..- Ry m'd rm'.dris x r Y- AY -s f x: a•rIt let revaar L 5. tad I::u poll el cc tax it arx , Daymrw nadil'Ij , i. parrlenl rwy n d:ksroa ':r as * 5 Mars ?iym•b: nacre e1oC'.rrr Ka y-TaJq• a.,r u.orizkl:ekrw,e Den p :: mints' Slr; s adue,as, , c., tiros site •wd be slwlf::l If L :tints .:e;.I::sed lo.:lr:a AlTIC•:I. Anosot Inlmmallon Reported to credit Bumaet:''No Tsf •CDo- ir'o'ns cn .Ilia yon -:.A I:: seal: Lulea.. I ate F.y",is Irf,ald payrrerb? :T cl°m c fir y... ua.rl nay to eln:x , ycu :m.7 ramr.. I y.:h •N 1.T h•x roxiad ,axJrac tic "Taro k . cavil :neat. 'fa• u'ey :nr! I. s a: to Qmre nrr & Was .:Ames 'fad .-, yvl.' all rj.airrar: Wce ka"! -lornric Click .,blur»:r: '1Vler y_u p-cle a .1-nk as pw• irsr: Vu a.dttme l:] frhlr to..as rk•nat an Imnl mx2tecl:>Yale znn-t ra .for:M Ind °ansta Irlr yv 1' ac'J.Jrt a :a PccCSS ere Fa vr•at K a ex:+:ra0.C1 art 1'Jxr'rt LY: rlc'°a:i:n In W.r .-ed :a Tlake all a rlr:nk'vd la'e.e' I.rds.iay ae v;:'a:'a•Jn nY.., bf :hC nit 9y'iit 'cCCPA ya..' ]ay'^Irn. af0 )a.l Sl I rat IT -S11. al-nlxf. as ca Lin cmY x'u-Ihl ml 'eaten Jl JtacktaJa" o'rynr b'nr:iil rsli¢IO" Cal:'s :, s R:zlnr.rt n'fall ,xva dlwd cis atn.t eb:Tnnw cxk >:. lal it a-:1- r.: ear y'oJ' :rM- co c::xcMrria r Lobdillolml Payments:,,,-, Rr`er _ pile or :Pr' torn of pati'ICUCta: scL acre a b' wT I'o b. l bit ara ::I.a:hal a:: Fa:: x iJ l' :;' m"-s-tIrdx' ralx:a:'I. e' c you v.ha-an. to:c• r 'u saashdwn n' a d anL:c: anoint. rcs to slim b Ci•M rx:es ':. am 1SCs3 lYi n ',ICI. T'M50.5000. We rasa of at :u I RYs -eYatdi'tp :•a. PayntreR 0 la clot-pr Von R not :a d dranda r' ' any file' ov it m •ary d-a adaessa yxcxaL•v>tec. x-c pa. va add alit e.ywrxnnp :alixel+•.8, R' VLSCk R=PI any'tL.1 pay'nent br'C:Lrcna r.:o ynJ rat cis, , d ,' _s•'>•rirq i1. AI atel yTs"b:toi Y:L 'rate shout be sort I: I"! i:[t:pble narrtr: id""" C. nswal "Diu.: I You, ace:Lm his x anrual'ee. I ui no tlllm eat, }vxr o• In Annua Ns -w '4 rsel ierds v:'el'iv o' rd rcJ Lx 'fix ao:.rl rq yx!t ohae to nay :,;tell .'.Had ht a,rta tee IR x,-re"nilabk bless ynJ ratty .e<RY.'y]L :; sY n :less yqJ• ac::.rl v tt n }} erys :1 tie Jose -e bail yaJr Ism:ene,[ ai ::, c, :h oral lee is cla6lx .,J al:'asar'e 1 'm y:u.av reel aJa:arr.rg baa'ge 'I IJI Ycur pay,euld tw amid tee eas ,a: Mta l air r gnS to :list 5`N . tFet.IT, an- :a IT : yox ngh: n nake 7.ansac'iris ar XLl ll-` t. r'fall .sauna is J" L'r ,,-u a' us aC al x1'11-:a rnJf %. z'Ir-al tae and y::u Fay y:..n oe:de'Id r;; >AI- o. '.I I .'CI :ern".ale yo.I' u-..rl relatxsh, teplaaalmf 11 h-ce chroger via to-,. m. Far t.'.Ie r"2rtte [har?Rs. Ilfn? Ina anP-itC aC':,I: tl:Cf ftori, Of n!6:dtTClt SCFe cyforu:tfcatJ•e ic.:..biarc °anleu::-etri-t e'wtks aid cast ad-, a',0. I•:1'ak Ire'eraa ?r ';. ]r.,aa» 'allies :'ardtra can seeds Fr-rrJrni xxt-aR or o'R•- ft adrarYC; P11" coraut loi, Cat-cTberya•eerere..'or the feat-s trouncing icat at. -r cars Tlese .1o. Ai::'is, v awith to dr'meir ia:rl:ur.s -Al- I°s szrte cxily go' ::fc lades I d'ere r: "I 'a a peed c •ak o, VHs sk:cncT.:tS: •ne Ty:nary, aid ht Ildoa 1•d nargn la drer, re I'.a..em art is c: °espircing APR at dtsa be: 'I ltw Grid im'Ite' A,rsl-t tS anf•dad I•sm I., a it nlTur stilt.. ch^! ear Cut ny cyc! n'xhch 'rou azc try nedid: `l'ame.,apes mad a rarstd on Inarx eKig•e yr eat, nia- C"al., at a ions of ; e:k hx'ISadial. it I-e riadrru staled i'I Tor Cc it to A; rd as- -ed To ;;-1 to ca ly balarce k:- sash cry a' :In nr..rl bi I.q :trek, sro:aka I'o font rnho -abet kr eath'eatJn. adl sly nor: tar-sirs it arar area ilncl.d rC tits Inpeld "wict :Niles re Our :I"rgeil. sul'a:I ant, :i: ueta credits and ,,au ate adP.R:rors 'ro,R.Glf.1^ x•e t::cx: a lit:^e Item-a' :ah fv De;,In, iC Y 1,. -ding chic in fit ch ecy arc F:rc: to sou• tier:. o• a late' da:c at ox rake icxroat Itat cr.e rusirioi. anti addle, as tl' I-f deaf delDS Sec Ly tw Wrsf m a 4s dale u' Dr tit Teo I sea are added ette• x hf Mate n t. n nta:•anatt'u,.1•s dab hr?• ara Faarea :n liar ago art. of he ast :iy :t!h: ti irg cycle Th a Y:es A tta: diy6 A 't 6ilz'x A ,-..-it m zits s InebA as a ]abr:s ::t ro'r. II a :nai y Fe' c:lc 'ads a gilt ere to ey lol..'e vc lx:lp 1 he as y tdarw ty tic di p ee e. c Me t: ,a Im, -zdg; inYc ctargof 'o' :hit: Ly Ws Itn add I,»e [e c:e I erne.:'w'iles A NLI dL Ir talus C xe: Ire -<g ,r ,} lei .sent tie nsr. ra y ' t Tc•s :h- ax tli ly ae•ra1 as xLd L]] y 6a:KM c,-re axagc airy to nai. -AT wt Ln: etc ilifj pcd:di. etc t•a. ara in kr tic average caxy to sax rrwJ-: t: J. aid o' I, > 11 ';;'fait to calod.t.:,: da Ir Per o: c'illars ear}e a..1 May') ' T., mL'itrt stms a F^a+ol.s:yck i'xrz,'o lent toI b• isL•v xv J: 1'w sa°IC It IN fa cur dl, ::bc r tolaus ;%lo t.:c' 1'e Jad'v »krx ':a It., xfss:.IS ::I r;; cycle i:r•.ecer Iha ::z ', bala"s 1:1 F'e::xJ? - h'tj CI:IC FLtth&NS IF arsl:tr•b :a :e ie'P 'a• tart a'f 7 it, F-c's t fit; cric It a or", Ina'x ehl•Ct as a•eady ]ICI or rxtns.•.s I-,- r., ym.• ]r.'x_rs t:.alclrcd of Na'cx :ad I d'Tar Now solace it .a,' plain :uf a:aic'nld 1'I 1,11 ::y:te 1.1f x'I': I"m ycu NV- ,r.'-. In n!f yiir -rta no, r-,- "Canna i.!ag k• i D I n• M .'dean x 1"y aa•ca: •rls; alp as. Y:a led al o' tie daNr Pei die lirarce :h'pes'a• al f+ntuee T::Cem tie an avrlago da Iv R rods see .::it yo.r ::ails ::alx'ICfs aid: d v et ky Iha n.- to of Jo dap in :x apD dab c tI nq KFal. 11 y-.L nut.. y he avenge di fir beknx t:• tic, tcat,.a r• "giber ul •'e aDa :x.:.aik [:l r'ic nl: al::tlera'nJ:iF r eu'i .I :h»e resu:s ]q I-,, net i,h, ],Fl:atle t I Ing Yycli;-? anr.:nn "I as -t :he •eR.IIIR toga:hat ttt. Ittx At ems:udre aedw e'imA erargcs L••rc ti li•g cY: a tees k• nx•ariators es W :,VirY. To ;;el 'fit[ :sal all at c Irlii-A mw'ge It . It I ilq side c.'fr a '-c A-Ill net nrl- rrrisl air ea., hFlyir.ascript -sty In-wnoa,x'an,emJre Dy 1•c tpri-le °o'cdr•:n zic'ale arc adJtq lti.JllF lege[fe x:abw e:.al:hc atriDd:'inrx tun}x: ITlie tlBrlq Ly:k mlorl'ar n r:x :ar a:IpT; r:..e 1:: ra.r:alg SS"Period(at least 20 days):'yhIx'La per oat loan.- ces,'La ta'nactio, Ite c''Innm ntaT,t I- it. lots a I'• .aced :n yTl.• dally Dxlz^>. It.. rT1 I'lsrl x h.l m ,,ec,w on )•:.r Geom. •L-aex•. -,a dD is en°a xdadi. I •ancc etrgee o, •etr :.n: s» bin ad JJt % stall cstele "lie TeX W. leant Jar"w'll Y' v:nl Y:a Ja 1. all trotatmrt fta:lrait ty tie de:. eM five V-Rynor acs a to ara pyre: nlrl* '.n•Oaano aryau>ov its sbsnen bytrrideax:re y>Jr>atirwr. vas JLe •e s riff grade Far an lo' aabnx usrs ors =l ..trees chxc tens- it cvsldnt al,civaR n nalror d :hsre is wets hy,C I'ortmo,al trzx'?' Rlas:, It :hr. utrcr'erc. slit will at rids c,,: C 'Irmo :r.-Gcs n try Rertm iq Oak,:.:ha: .pxaru at did x.l a r yaL ray 1'w1 xk cs li tie ar II's .alina:le Expt al ar ate. Ta n-ld t •i•ce nrxrax :n fir.; a.Thaax',:rtr yens Nr,: lalars Ire Nit" 3 HMr.aamq its.teats),t•e 0ul h;,„aemnc,d rrd•o ra soeoi put lc hkeg•}a axe nits :Its IA.lA awn To si.irg Paarnts) by trade.. art: III yr, sb:merl sheaf hat a Tn rxi Frnre,t s Ac, rc nsl •xe'a it cut Sir a°t [aylrx: ay `It dale and :iris sGeF led :r •i: a sbt:cert. e:'en ' yo.' kert :farce xis s:a or y o' :awl hrirc ::rfn: crzl =ri,crg 1xbr..r. ca "delved i'riott• :Lllrrin; remril will Fflat; rp. Pen ick I rule :iaifln v. as of.•r} :,! P•1TDIMI 1e ne bar its tint anlw: In iTJ.r axal.il tali-cm rctE.. 1ri a...etch:.Irani ti ig cycle b of hg era.. 11 a ddt•red ne•est Del torg Pvraiwal - ' J.9 talzrc i. ran pxkl r is ay Its x::Flcatrk mpi-Oxi Axis Its ca'ella: to ar 31 chr? a xi• 1 t^. r;I led b par rtr..ue tJ1 xor as -.ha z ray star tr.. i xP rein • :fat, 'a'ntsy:, Jelaut rder:ra to Ts if yoL',".al:lr, bo, AM'--'.:te Jeler'e, lI, are rharnil a I to ad:a7:o'ynl.r awrl.rl ..,all artan moo' dOwlif 'a•-t eta FZyroen'1 uIlRy',garratcnx'lvr..ngt•rt Pen•dRyo.. k. pxyk:•zPuviafc n i :cs:rate) nJlrba al Gtglrcrtc. •raL >•,'ill'u71ww a glade put o:'ar Ja: Ra'I:c 1a '-- pzy'.wrl Incu :es a p::filar al Its m1s'e:l ::rz ::se r,pw,-1 1.,-1, IcI :hit: uL-1 1¢:e1T1. WI •:•d tare a q•.,a a- . an a:he- it, FJrf-, ., des:r xJ .best. BILLING RIGHTS SUMMARY In Case of Efmnar Qualllos About Your Nil: r lift drvraJ' Al c n'VI'il. at I y+.v recd end::n w:w°aaa.s a:r-d.::n:x,<:I. A. w la fta'd,..- S. x:halo chat: d'. zx'52%lei lTng:ar.V:'W5052paas one, as..abit We Tist- 'mrr y....'. -n bffr im, n: %ay, ah.r•:•. sew yon. -t st A - ^•srlth us er'1' o' ton sn Wool= Yci, a, to cinvic is br. darq s- • -i I ro: p•ewroc year Ma•s. I r -, L#c•. of. at I'lf'. lei -p 'Itor'nlim. • YoI.' 'tarn an:: zccalad Il.rr ]eI • TT J:I 11 sIY:Jf:::'K SLS le::e: CI'ar •Dtlse']s ire e'IOr ad wtGbi" rv:u:z°. aelrr'r:L b.l vrr trail slfncl Iyoir»J nxt nhwtra:u,. nesclte frt :. r yell are Lnm.rc later. Ii:J do m::'am ::: >rr a..! ."Ia.nf. it ::-faa.'I it, see .v iuteedgai'rl Iml ::l w. RI 1 of Igred in ray :h, caTR c• yTl.' 311 :M art rrf , ii--inn Will, rte ITTR:gAIe y.u YLeston ae eaniV. ICSCII Mu as b II:IJer: D' :eke a ;i:a v act ere a1',L ft }au .Lift on I yrs. 1a:a a.dttlORr. I.% tr ray Yox o'tdr. tlrI. 111 a.r.:lIx'mly 1'n'i y't.x la':rgf:•cteF+rq ac::Lfl y':J cif ataG he Da grt D-."aToia XJ:b ile 16,'tfDng. Tc sbal'w air.yoslir:r Y' no (ai"g:re.Alnlrtl'IIJCf ae'Yk. ..Jll»pletlJtaftl sneer s•a? cithe mxtsnsn) roKl •Raci .ls a: lead teal ti.wrm lays twi'. it. mrana: a pncr: s fezz 11..dart a.ldal Ruleyton I, Card Putelans.I'kaJ'n:ros['on v,n::If x'e:Lb ill c' QDmaM sun its 1-t1 yC..ma:J will a J'ct: .,it .'-llafirg alaiatxu'na.c uill a std -Ins:. Ce:c Ix•.i.w e.l It. raid mi•ad -Irernrcla-d {oa'sly vx'a. :a my ft, rc,amrg a^toJrr. data an :,c gams r ser, ans. You ,ax ti s F .:ca ar on y wlv'ICKDnat. F'lw-s.'asI_a..S4} and Its FLCtze'.as wade r va.r n'm"a or KIr n ^.:0 roes d yalr Ta •(, ar&s Irasm In ta:nrs rr rN apt; 1 w tire or oDente ae nertax ar ff - raBx,vu the z:•m^ixntr b• tie :•Dxly o• serv ces. NA.. .-iG Statement for account number. 4266 8410 4428 1093 New Balance Payment Due Dale Past Duo Amount Minimum Payment $8,958.00 12/1306 $O.DO $287.00 Make your chock payabia to Chase Card SwAces. . Amount Endosed New address or e+nall9 Print on back. 426664104428109300028700006958005303219 15661 BEX Z 722118 D JOANNE KNOWLES 496 ALEX DR DAHLONEGA GA 30533-3842 LrllrllrrkrLlrrrllrrrllrr,IIrL11r11rdrJ,IlJr,rlLrkLJI 1:5000160 281: 203 1044 281093111• CHASE Cr Enroll m6 in the optional Pawn enl Pmtedor Plan'. understand d the enclosed offer and may cancel anytime, n s fie CARDMEMBER SERVICE PO BOX 15153 WILMINGTON DE 19886-5153 Statement Date: 10119106 - 11/18/06 CUSTOMER SERVICE CHASE O 12/13106 U 88 8- 44 08 Minimum PaymentDuo: 88 -4 46--3330 8 Espand 1-8 TOD 1.8DO-955.8060 Pay by phone 1-801-436-7958 Outside U.S. cal collect 1-302-594-8200 VISA ACCOUNT SUMMARY AccounlNumber.42658410 442BID93 Previous Balance $6,936.06 Total Credit Line $7-00() COUNT IN WIRIES Box 15298 Payment, Credits -$490.00 Available Credit $42 Wilmington, DE DE 19850-5298 Wilmington, Purchases, Cash, Debits +$332.95 Cash Access Una $1,400 Finance Charges +$178.99 Available for Cash $42 PAYMENT ADDRESS New Balance $8,958.OD P.O. Box 15153 Wilmington, DE 1 988 6-51 53 VISIT US AT: www.chase.com/cradltcards A We fee is reflected on this billing statement. Your minimum payment reflects 1 % of your statement balance. plus any past-due amount, billed Interest, and the billed late fee. TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 11/15 LATE FEE 39.00 1111713213212733751445100000 PAYMENT -THANK YOU 245.00 FINANCE CHARGES Finance Charge Daly Periodic Rate Corresp. Average Daily Balance Due To Transaction Accumulated FINANCE Category 31 days In Cycle APR Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.99% $5,890.21 $150.04 $0.00 $0.00 $150.04 Cash advances V.08217% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00 Convenience check V.08217% 29.99% $227.75 $5.81 $0.00 $O.OD $5.81 Balance transfer V.08217% 29.99% $908.27 $23.14 $0.00 $0.00 $23.14 Total finance charges $178.99 Effective Annual Percentage Rate (APR): 29.99% Please see Infwmatlwh About Your Account section for balance computation method, grace period, and other Important Information. The Corresponding APR Is the rate of Interest you pay when you cony a balance on any transaction category. The Effective APR represents your total finance changes - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS HOLIDAY SHOPPERS: Gel bw prices on MP3 players, toys, digital cameras, flat screen TV's, and lots more through Trilegiant's offer. You can got up to $50 cash back on purchases with your Shoppers Advantage membership. CALL 1-888-883-7233 TODAY. Whatever you'd like to do - refinance your mortgage to gel extra cash, make home Improvements, even buy a new home; Cal Chess first at 1-868$38.8335. We can help with all you home financing needs. All loans subject to credit and property approval. Equal Housing Lender. This Statement Is a Facsimile - Not an original X 0000006 FIS33336 D 8 000 N 2 16 08/11/15 Page 1 of 1 08808 MIA MA 15561 32110000000001686101 Address Change Request Please provide Information below only If the address Information on front Is Incorrect. Street Address: - ----------------- CRY: - ------------- Slate: -- Zip: ----- ---- Home Phone: --- --- ---- Work Phone: --- --- ---- E-mail Address: - ----------------- L Idonfallon About Your Accov l Loot or skies Cards; 'k.s: 'tp7: per I.i'. U' atJtn n-., ifirec Clay >y -.11 'I; Ire GF..-Te• $r: cc •Inrtr bill) n tre'TY. o' yets Tafeh'ctl Ad:dors are always er%iloLic t. zaiA J% Yu s'p'a:F r1 A.-A- ty a'cssiru: d s ya, creel y..l acc4trd Cmdklnl of Payments: Fi;' jay -Forts tj 't?jkf L S red irm A east Y..n I I I's, 1. Crrnr:d..."n..rr's: o"catovM.IgtalM b• Daynntc...... ens rJx:erelr. Yo.r :e--:, Fria nJC :.m;y'-NIts tF, •et•udi:ns on tr a Lsu:en:r.. aid mot be rack .y.I: ar'Wey C'cat peylbk II LS.:A--d-m a ->';a'raLle:neap°a U.5 ' rose it-O,r or er tts 1. 5 tra- l- ct a'-m gn'rroi-at ral:lia- Or •nl sell' cash Yiik pa•a • roryp.• a.:r rrsLyever:aY'Tandbe uxnaae ad y po aati'rse'd -- :- 'I r I•c exx ape pr::vi:Isl: r. It oI.' ad:l'.!caI :'tits" 9'r:ag;'t Ire cive ope sird:v. TeerTal-ze ainot comic Yom star oleo perytxnt Or xJCor a-- Ihe'c un be e slap". tell Cl rG IF.! of xneno'de'lut rc :!d a 1- you' INV.n:rl. I fox .na,TV1':Is 13.XTalY.a':;frr..lrn;yr§-: • tzra.,f crnat'I F made aaa to Jules nr Vier UY Cadet Demur 25 ry C.T. late tore c :Ur tats: ofitt xx ece x:ed k• JI' d'Ia suartur,I xy'wll vnk atl.%YI"'ctrl :. vc Jl 2G"11I ca .1:cal JLY.11 yoll• f%)rt? T. s n axor4lce'arh rt- x'/ lief: Ir4:•I-is. air. IS Ta:ov..> e to .e s'I'' ':W x T. Imo I-. ..w. CI' ca b .. despeled la C ay'rmis OFF Its snakiru'd v I ry:d I :o ys.e a>mmd as a' Ihs teal rky I ,:F do an'alv.: m: aaynrd rrd•.ctris Jr r ycL• ='Mc•t 4 x: I.ait t1 a;Llar L S. rill I.:Lr cost Cico tax cesip'e:s'- ,P11-1 crF&'A JI %JJI oayranl rlay is d:hyed'.l LP % S days azyTS•tn mall ebmmrca y:Ye1g• xJr al.:oirlf'I:eh]Ieb ath'-9 ::.K-re' SrA'x advnms. o' cLr ens sate a I Ins q,j ::'. a'ry nc:x:'r; as ::h:CseJ Im 9rse :sync-:,. ACC ml Information Repotted b Credit Somalia: We iffy '0>o^ ir'o•rrat an aboL: qJ' :..rI I:: s'eJ: bona., I de rryrrerh. tristed ;,freer Is :a cl^a :k'mo; IT ole u::.rl may to relome i y'CLr :m:: veep:r. I YOE :h •k Pie tier. rcxlad iaxVanlc Ill, '"etl]'I IL it C nit .JICaL. y0. Ire? Me.- 1. Z t7 to Ware IIJCI &*V EC "-dies nfad niy'a.• id rDaftarrsr: Wice A.oL: =l:c:rrrk Cteck:;omv F;;i: Wass, ilia v' wide a :errs as p-Arar. you i.dt'no!I: !Sher ip ..se dr'rid on're1fill'NQCit :.1 T2Ye z-ns-1 rpasnnne'Ind :•anskrir:m`J J•4Cxar:oraD'ac%l1_cpaMC4 a6 aCie. erusset br.'Vier hC tic tier-e:iJ'I Iron yo Jeakneke .1. Tech:ark'u'd la'e;(n' I.rds rla{>e v::'a:'Van '•aT yll a.nn"m a4 sin as :fr sort my we •ecm:c yo..- >aynrrf. and y'aJ %rt I rat ece a ".:tack to. d Jr rju ri I%rzial rsl tdiv- UI . e cmLrel scrv u"Iasi v :1 S .r.Lferrarl A jT%I tE,, gleal erS .t,Ef ehrr'.no c xk :- ICi it O' J- Y.: nor Y. IT :ayTC':S CO mcceeC-ne, y Cenorlloml PaYmenlc Vry;saner: Pre.k oI :I'r. Iol,,[pay,.,,' ?a: rn scrc u b' ''''rent 1'rs IF. I In.rx :aa :hxl n mete:: etc: m l.t l' ::. m-'Ores a r:xnk. rota t- o' 1Yt yIU OOICngx leti.• r'i tai-tin I i d$),:a: anox.. n•JS to xd k Ca•d &In„rs • C.Rm[tb_c3 lYi rt rju.i. 3= We seen I ZIJ l;IrseVarIp :teas petirt rs ;s 0. r tl in. dyers race flare n ro x. it tlrpM in - 'art{ s,.- evnk r r'rycl°n adif.s., •az icy uxxl: is:Fxe ':: Fri. 'c,, shl r-as x'ry tern:nnp :ahxcl'We nay 'c"re to axepl Very un MYied ti •s:Lunar.:o yroJ rat asi r; d c' s°rra0 CAI'Iresl xInvitj :101 1,.1, 'l'ate UIeuU fR xI1 I: 11 C.tl.clhle Cryne•: zd:wsi Annual Hen I Not= I You' acc.Lld has IT aortal lee. t P:I se false exn fiat o' In Its r4lal' Icr nurds :1' a' rd rid lie fJJI aG:..r1 V'IC ynL JOIN to alt :'.jrell Ilsd lie air.la ke la Y.tia'lltdahle Iarleas yij r:Htj in Ira: ynl. act ::1 :kiss y0.r tan 37 cafe :f rie tax `so mail par memit m xi of :hc urLal Ix is 11114. 11'J 21:'10 aor, 41 "e Y:u as Nov xJ:S'.III:I'ld to %'ae i1 0 Yc41 payrit'd.11'e ain.ul tee ems nor afte l or pre, to :oaf yfi.• erxxJT. ion- m IY :Vole high, :a risk. • aawctio'Is " r,,, .=uC. I' yJtl -II as :I.see tY poi V Lk le PA .11 Ifta ' llp its, a>r..at lair lril y:l, Fay y:ra nL:sl id r; >akrce m'.r eel :err W. yo.r rI .19 'ran,, FSpbnnhen a ham. C"Es: We ca a. ate psrnna, t^arce horZ-c. I e fair eaV :ate a ar :ci. -, norrv or Vi S s:m Tel scDa•dc y for cart utrc (c.;.. b °anslev::°P:rielee cracks ad cash ad:,t- , ecia; (%feck it a'R9:1 or at. xJ -"last :'ardart Catt ":arena trnnrtem xaxse, or me•nroH adaar-1t; Paaae corcut ""n la --IcYbaldJrare. ':r:hc Icakrts hat art sal: tat s tc s:u cam. Tics r ln, alt::'ic tray csI to Ik"e'ccere.. a:sl;al :s sit I", I; :cif rn' :::IiL wits I J.. l; ,si rs a peed e'm of tin slaxnei:.:rat:'itc Yry• :are. aid nc lndca a'tl nvggm acs: a dr i er' r: l-x:'x:: arJ Is cJ°esprcillp AR ale d"JI tree 'I riu Cx'd°I:rite A;,rsend i n an:•dad 1 isa m a m 1Ut1UT i narne ellt n ar' rd rip ryo s n'kh ch you iliac sty odds-: `i^a mice and a ar *, z liiarc r t czct oahrx A:,Kiel rd a.S Idea- JI :'c.k :li'tlwtnli.lr. it I "e "ij IJJIfa a:21cj r, to, ' C2'd'1:I'Ite' ;fxned B aYn1-d1 To ;;el Ire ca ly hu larca k:' leech cay :r' :he ar,erI bi 1'q; rick, owe like I'Is tag rni'111 :dzxe kr cach'czl.ue. add dry Ter, traree irs x enter Jctda ilrclid rg fees Eitend 'rent,, -1-I Cos are L'Jm -l-, Casi, st,at -I aiv :ayrre"Is :x' credits rid dace .Ile' adll.e-m-, a•a -iii. ea of :^t fT'Md::lo^ .Me tie tivn, tg >' fir nding cella in P F ch ttc)- m a:rc: IV.- :. o• a Ide• des of PJr +*.cc Icxx>t that a'I::t:':r .1-, are %d*L as": day d9P' 1e: Lp I'Its wires x . Los' dale l' or ni u) I le, am added a tte• T lie date nt a metal :Yna inti. f•l data racy are Coded :0 tw "scud. or tae astrap :f :he ti Ind oJele rho u:IS a ire: Ji'y6 :a I'r bats', A e:ilscial s Irr.lsd.s4xahrn ::Irc'I:II;::IeijreeJic rare stet cIb x'ry kd..'e re Ix:ra y he duty Cahrce ty: a day pre, C. c rate I. ;T, yol• x°I:dc have crarCa 'o 112: JI{ 4y'c Ire"1 YJd l'lae ;t' L':e 1112"c::'e'gcV :o yxr Ja 1'r to v.e 1. rie: In -eg it q Da else's' tie rise ray ' 1 Tc•e :b• ax tla y x•cax rs ,plat a»y 6.xtl n :rs "',nape ezity to exc. rro i Lx ttc iaiy pcd:di. nis tv: zaa is kr rie "Verso. C%l1j tc a'1ot a'mJ": o:1x itid o' I"s > 11 r;; -jch, a cak41%h :'le Ja tr eel o: e'Irm- tiarDc cant day) ' :hs sMe'irrt srcas a Crov a.e:,Yk a:Cagc IF h( tazrce to, asw xr J. 1'e sat°ea IV n;; to a' I dl} = The c'e:'uu rxfe t. ,e7 TIC lt >ahrx c' x.rc'esez `.:r 11'e xnv%:.rs :: I r;; rycb :r..xsn IF, ::" y bah-ar Fx c'ey xu? :Ah rp I CLrChaus Is real-Crod a ca W'.... ca:r :ay a' WE CrL•.•CLS tI In; c :le it a nernein Inz•x cha-Ce was a•early >I.d or C..r-tPSni tmoor.. n jxV.• mx^ b'.alcu c'4 01'w'CJ.a'r; 0 Lt rill Wi Fla Visit TI y0J' PfC:'.UY a:ak'llCll[ 111.111 ::y 1.1.1, IF in iris {r: J, 1.W- or, - :xe In gH y]I.r ::eta .,r-, ',- -twee k• . > I n, rYn a •z11n a le,11 ifr,-an w-;s; e>R C4. Pd lid al d itC dot/ De1:dk (farce :ta•dCs'J' al ferolves, T.:e!cff no an w,It de 1, is an:e owe e:it yar ::.a, ::%Ixicxs rr.: it v Ira ty Its rie"to n .1 9., days m •x ago :ao a CI rip :y:k(sl. It Y; L mobs y tic annuc tlz ty bahrlx t:• tut fsdJ's i. "e aof T. :%ly;al l., r'It .11. :he" Fri Jr y a2C'I .r:1,- as. :s ]'r lie "JI'IW, of i :he "" "l k t 117 ryekia;• ann :IMn dl IN -.t :he •IaJNn fe9char. Irn kh. •wtll a %a C-1 are "irat"e .'roue etarg, trot- C ti li•u cy.- a -Ca k• Ti it • :and ors eJc :o'.urdir,- Ti .al yju, :o:%1 Far x c Iner:e o se a, k' % t 1 ire mete . It, IF -s:'dlly - CI -rln I"C(s? It .1,'i.. 1ItI ' ItIn ..Ige -ey bahrco'T ea:i'nat.ne by I.a aar17>k -P'tlry•.o.:itFile are add 'k IWJRs lotirTe'-'e:jIv 1 G.11 :Fe oclidd:'here ma,Ux; ha lie tdtq ry:k uucl':n n rx ., r:L. 1- r.:I.r::nlg Grace Pelicid (SI lead 201.): ?% l ax'Lt to, OR 1 mr.n.'a'ces ru rV iuvi._ lee c"e and 17T it. Sts c n aJ-eI :n You day list, °Y rrtll rat//alert er fit c -mew on •:^r a:eOJm. •I:ate:w, «•C d0 t:: Cie °C ocdodd: I -INC cF rf'.s ai -w .Jr".'sacs; In A Ji,'N; it Lx I'q arcs 'r/s sit , bv11 stay'ro'll a''/.UI •Irn )a u eC oil tTn'curtert,IS111I Cy he do:, aid tars Vile "m sex and as: raynY T. .nI/0 1, tc Gaarce Dr'AU>•e:>LS swenert by iic date ax-. rc-r>ayr•IaY. Pros JLC Tc•C s to um, ter >. to' uLi birders.:u'I %c:a'ues chxe r.nsa_ io"s. a r:eldac al,a- n a^.dr or it sun e a •(Jre ty t; 1"or1.Y.LVI Ffax^?- ii-an i or ]h r. dzxrcrr. w, will rot ii:Lr :ar o: c 'imnx :Mgca v] ary Reram ig Ihki:c :h. Van- in] el eerier y'r'JL x{Ire: xkra i 1'u ij ,he 0, 'a!,. To ae'-1d t •a-ca -ta,em ii rater ]I.ThEeaa'eter yT%r Nr.: Palar:s IrchlMa a•y Par'am nj is arce(`) i Ye Out t,'r• >x•mtic%I r nr: r0 sorki Dar lTiria, 1 Kry la aica if iu :leIj.IAapes,Pe'NHrg P.alarcii tytriodan, Orr. It- ya.n xprurve;c.e H:,.,., t y;ir sd:mcrt srcas list a iin rJn peyirnl s dLt. 'rR TLd •ca R it fast bra: 'n iirA"I;rorF xy Cis daft and time ad ;r -,.,Lt 5w.weai 1. virt ' •rv. Kira :#arce x as mi or y o' ;Ilal Pjvc i:Dnc::rzl -rzt[rg ]ahi:" aa' °dclrscd I falsetto :LSl?vin; Phr Jral F oar; rti. Pt' Gk I terse ;Oo fan e:, to da• fD :is P-OTCfl"l 39'.% bit. are nnl anisen t. jTJ.r axDl.m tali C r%mac.:rry ... TJa:c frier ti i; crde to bi iii cpk. If a ddC•rcd rhrast 9altoru Porotiorel -tree Late- bat rA pall r is xy IF, a::pl cabk ?xpi'a!b, R.l. Re ro'ara: hr;- eaa? s w• 1 h odded to par se..-ur: en xvr n :hc' •t :xy it.Cr tr..: xr ru: • :fete "v IV" 7 ycL delzut J-der:re le -n J(4oc- ^,r l., ha'car-. T. ate deters Itarx cher;es •w I to Vitriol to y-l.r aarl.rt as smt an Ir. data 1119-11 'x -f no pty'Tem-(:I.all' iU°r..Telnot:lvrng trot PClrls Y... pay tr•xPn•c tau n a race;rdcd nJlrba ;arlrcrs. px •.ill 'e: la a,,.;cr o:' n :r a. as ante as S.y'nerl rrc a::ea a n:xl:m of IFs n 1. it renay-ni ier'n k:r :he: ZLTv 1•cvnxr yoJ •wd tare a gwo a- . on o.ht• Celt CJ lases as loser xi attn. 11LUHG RIGHTS SUMMARY In Case of Emirs of QwMloto Abdul Your 1111: r pi I f rc qw' :ill is Pr oru. a t ,,J recd std::nett-.,:,.it e:wr s,cks,:rr I- ad.c 1, Card Tarr:hiss i si a:arx:rate shire: d'.. "iL 'S29 N I-ir . U? W50 52gi as amv as in s bit We Taal icer 'eon y-i. -n hMr, isar fir: nary` aMr'ws sem'tot, -i Tit LI . ^ Y.{' c11 it 9 er•r w )•on Fri ap:arce YCL si to cpieic abr. doirg s: •wi I x: P'al,- ycu dg's. IF pu k1c, Vi:e La IT. 'o o"i IF 'dvr • Yap.' 'rare an:: u[atnl Fr.. r- • inn J:1 it arwr:.' °a S'ssxxee elan •)rx'>: I'll a' 101 and actor ryCU.a". 4rr'r. L be lair C':': is a'I fit al IYOJ r"J 9>'t onrmY.l>i. nex-ite Its :nr (all Etc truffle Clam.: Uca do rc:: , ::: arty a"y e'v:a.er it tints.. r: i.I ptiij bd v:n are sit I at Ip:nd is fay :hC x'ts r' y- m1 :ht arc ILI i quxhcn Wik rc .T.....In p.a gLta011 rte rJ11'Im Fatal -foi as ds rots: o' last aa:l.'I :0 Q, act let alrLul r.u gteaden t Vol. iess a.ld>mx: I.4 k ray yo J• c•edr me ] If a.ttva:mly 1•o'i pli, sa•: rye :'epee c r{ ac=rt y. j car *I,; tic Da red o- sty iYeu'a yci a w•rero. Tuskx l e ryl is'r.yor bten o' s (z-g:re r:lre]na15e'Yka e.dmssa eexrora iLTXr v- n :he ddema) -11 'R., .la a: lad Ir- tl.eirset lefs Ira ew-c c pa{mcr: a xicljicd to cc..u. special Rule for GMd1 Cad PutChapa: l' poJ wit a;'w irrv %lea -Lt ill c' fume on seraxs 1-at y.^ iii will' a :'c:: card ;acluliru ]L'.IMN Fail: 'kill a .tc.k;. eatj>a'evn Irn:r'Igars:la:'r ka a1"e:l the x'o:: err •a d' lte..."ha'd {aJrea ,x ]are :o say arc renenrg -,m due on :,C gv: is > scrv xs. You ...C if s G ::gat ar vn y WI'o'r re pJICties .;'I:rx Nta : I"C" $L'7 afJ IF, F11.tcae Rea Inds r r:,, I, ns s.ala or is It IF '::N m I ac rt Jim TaI ^; wdress I! m:e len h]xs en r-t Ifni V 1 •wa Ten or .;,.it Vc merraT.. yr ara raaee;ou lac':x^ie4maY to. *a o•vr.•IV.•scrv ca'. NA.".115 Statement for account number: 4266 8418 4428 1893 IIIL New Balance Payment Due Dale Past Due Amount Minimum Paymant CHASE `I $6,936,06 11112/06 $0.00 $245.00 r Make your chock payable to Chin Card Services. Amount Endosed New address" e-mail? Pdnt on back. 426664104428109300024500006936060000007 22206 SEX Z 29106 D Ink11111.. In 1. In61IInII r 1, n r 111 L 1r.. 11. 1 111.. r l lrr l L. JOANNE KNOWLES 496 ALEX DR CARDMEMBER SERVICE DAHLONEGA GA 30533-3842 PO BOX 15153 WILMINGTON DE 19886-5153 45000 L60 281: 203 1044 28 109 3 Lila Statement Dais: 09113'06 -10/18/06 CUSTOMER SERVICE 1 CHASE O MI InmumPaymentDue: $24500 Espafiol 1-888-446.3308 TOD 1-800-955-8060 Pay by phone 1-B00-436-7958 Outside U.S. Cal collect 1-302-594-8200 VISA ACCOUNT SUMMARY Account Number. 4Z66 6410 4425 1093 ACCOUNT INQUIRIES Previous Balance $7,149.66 Total Credit Line $7,000 P.O. Box 15298 Payment, Credits -$399.86 Available Credit $63 Wilmington, DE 19850-5298 Purchases, Cash, Debits +$9.95 Cash Access Line $1,400 Finance Charges +$176.11 Available for Cash $63 PAYMENT ADDRESS New Balance $6,936.06 P.O. Box 15153 Wilmington, DE 1 9886-51 53 VISIT US AT: www..hase. om/arad rds TRANSACTIONS Trans Amount Date Reference Number Merchant Name or Transaction Description Credit Debit 10/12 1285 52 32452360800003 PAYMENT - THANK YOU 99.66 10114 24301336288118000109402 PEOPLEFINDERS COM 800-7188997 CA 9.95 FINANCE CHARGES Finance Charge Daly Periodic Rate Comesp. Average Daily Balance Due To Transaction Accumulated FINANCE Category 30 days In cycle APR Periodic Rate Fee Fin Charge CHARGES Purchases V.08217% 29.99% $6,012.43 $148.22 $0.00 $0.00 $148.22 Cash advances V .08217% 29.99% $0.00 $0.00 $D.00 $0.00 $0.00 Convenience check V .08217% 29.99% $226.80 $5.59 $0.00 $0.00 $5.59 Balance transfer V.08217% 29.99°/6 $90445 $2230 $0.00 $0.00 $22.30 Total finance charges $176.11 Effective Annual Percentage Rate (APR): 29.99% Please see Infomlatbn About Your Account section for balance computation method, grace period, and other Important Information. Th e Corresponding APR Is the rate of interest you pay when you carry a balance on any transaction category. Th e Effective APR represents your total finance charges - Including transaction fees such as cash advance and balance transfer fees - expressed as a percentage. IMPORTANT NEWS Whatever you'd like to do - refinance your mortgage to get extra cash, make home Improvements, even buy a new home; Cal Chase trot at 1-866-836-8335. We can help with all your home financing needs. AN loans subject to credit and property approval. Equal Housing Lender. Enjoy low web rates, special offers and a discount loo when you use your ChaseMertz CDP# 374210 at heriz.com. NEWI Unlimited Internet access with PooplePC Online for only $4.971month for 3 months, then just $9.951month. With Virus Protection, Pop-Up Blocker, Spam controls, Internet Cal Waiting, and morel Call lodayl 1.677-77&1210. Mention Offer Code: HEYDAY7. Or visit www.paopl9pc.comfgo1heyday7. Take $10 off Florida's Most citrus atAls Family Farmaill Big savings on 201bs navel oranges, grapefruit or mixed. First time buyers only-$24.95 plus s&h, limit 2, ends 01115. Vial W W W.ENJOYCITRUS.COM or call: 1-888-231-2314 dept.06X Canimember customer service: 1-800.955-9900. This Statement Is a Facsimile - Not an original X0000001 FIS33335 D 9 DOD N Z 15 05M D/18 Page 1 or 1 05808 MAMA 22208 291100DDOWN2220501 Address Change Request Please provlde Information below only If the address Information on front Is Incorrect. Street Address: - ----------------- City: State: Zip: Home Phone: Work Phone: E-mail Address: L Ilnomlatlon AIOW Your Account Loll of Slelen Cards: 'kiss epr': •AU I'.. o' stdcri :r: ridix still py x I,. LN CLSITe' :2r.ce •.-Tior 401,11 rT fro 1.0T. a' y.'.Ur mleneV Ad.AOm are arxaf3 a .tLlc t. insist r% Yu u'i cart r1 AL-Ax' t7I ,s5irg 0 IN, -,q1, iliac V:,r ucnnl Crediting of P"melds: Fc' nY -Ierls L, -e.akl L.5 flat strc at Cast q:,r r'urx,'n -ayrcri dJe 1- -..r F-f:. N'1-,fox datl?taied'n' (ay1e11h:,1rx1 of :AS ad:lrerr Yo.r -Iyno^:s,y ra niv.=rpFy Y:tr its •srudimsontrssu:enrr..aid-stbe Tads :y : cork or rorey roc piyabk It L S.:rl: s sG dow r 0- a' ;,yule raoaq- a U.S Tt1[a Iro:.r or r, it, I.:s trr;t of A'-to on h•an.:al rill :.aa• Ili ^-f set- .anh Yeim yoJ' 9t::Lrt'L n:tr Of ymL• :'C:k:r iris,' a'csr -iYTC'iL con tC Kx n]ao Cd y Ili, a.y.-.,l eu.-, r FI, opt prat:{.: IF al.' ad:1'eirs .kiss :hcal;'i Fe five ope vird:r.:te e-l- a,not eolralr rom Mar one payTera or xapar r:-hc•e call b: "a slap C5. rare ' cl rs ta'.e or 11 nsaoide'I t re sad a 1" you, pajil-n. I •ror ay119': IS , a:xY.am, •T: it f..1r -iyT'a': 'LS.rl.:t frA anal IS R6K a:q x a t0 AS -r iTy cry aeon Dcxmxr cS py I F.T. Inca the car.:ur ax: otitc ac%eesgxreit I% ur sal a Se .ayr :e Yen aGLr1 ill : at diy . II •s n' aria Valens "I se .R fflll' Fa'mcT C If alcordnct'rlrh r.1. m men: Irv,c7115, blf. IS' Tone a:a1k] C 10 ate'':d0 p'n. We lire al w' IW. cr cu tl:;cdtsifl lu Frf fins on It a s.clclru'it x 1 -0 1 in y:r.s .-it as W IF. 'cod day I I,. it. 'ar 'A cc; ol.' "I ,'iI •rsl•.ttlns x a )m1,', I I s x: a.:n b:e rc;1,hr L S. rail t- - Castc1a•i to. Vs. at arc 1. FAY'n.rls u6da.14 al 1,1, Pirrurrd nq J, dtic"d'z, Lp in b daljs ?ayTs:n,ne&el-rca ly:Toig•?.ir zuetl.tel iskilhom em no N:'M1l'Far,- aJmms. a Ii.r I.sa J. ail he wlJl>::I arty ::'oil... rv...e;A::sad Inn :lcu :a)T Metal Info lmoften Reperled to Credit gurvior''Na Tay -o• ir'o•n tcn atoti •-for 1Slid! ttueaLS I ate Fayrr9rls. hissed Faylrtrh; :a al"o :k'ail:I: IT lox ut nay to re'kc:a , yur :,C. rcP:r. t yoL :h'k ore cox mx'ICJ vxnae rb:...Crio'I Ic a c'acit'I - fo, Ira' iilt6 L. is a: 119 C/l:nl'enoel SC 'Y Le a:dltlti moil -1 yml.- ild r; 5fa:anlr: 1o$e A;Ov _IsClcrk CI'eck . rnhers:r: 1Yler y:u p'rdda i zte:k as Ga'slrn't ymu a.drsres I. ocher to to He •nat on Ten yox :tech m make a rn!-I Ina a x.Inmp ,I'd a : pynelt is a e,e:i l arsut x. Wier no Lsc nsfar fr.11• soa^acxie or :a pmaese It rlc"-aria.,I'o'nµ1.r. a, k:, make at all;1r:ic'u,d Pared. b.6; n.f fie.::'.: ran 'mT ync- a:-aal: al F,n at 'no sore -ay i':e "C n, YO." Pa _rt, and ym.l G, I rot 'aceR y:n weak tit'' p r7R11'Iar:ial rsl Lfie" Call :' r,- U;l'el sell x'1 J"Iha all :, SSite,vt 0y Ilava quest er.ato.tNil::f-ne ciack;- le:f fir a, 1- lit: riT jo.l' :aya•IC':a to evoc •: tar:rt:l V Condltlonal Payments: Arf pata"cr: -,"it In :hr hurt :A pay'...a :rat yvt %urc us lo' .. •'a'Ito b. 11, arx::u ihil --- Far: it 1.1 l'::' m"•al'e so'da' r:Arc,. o' :rot )mU v.1ce co, In:C' r 'u wiskden e a d is-c: ano-, in, to scit to C&-it sons 'C. BaL 15C0 15'i n race. )2'48b9-bN9.149 :a •na ]L1 I;hs .911dif0 payntme ,m; . f it Ia IlT.mn rr. tram r, roe. it dacha c • ' spy SIr• c-It It . •"'I -a auras ax ., -I! I, IF,c vn Via. .:dd c.y, a'ly tarn mfg :alixCl?Yvt ror m'LSe IF axapt ary 1- pay'ncM Qi, it,trng r :o ymJ rot ills, r; d c' rrhig il. AI ol'eu y'ns"Is Jail y:1, 'race illouc be 6erl I. r', icp:mkle -a'ynq-. Minter, Annual Floral Not=: t aau• ace:Lm his At onruil •ec. I'cd x Ellla eu, lee o• In ,to'raa• rsal let" vi's1'rt o' ref rma Lse 'run ucc.rl rlc }m1, a01x to pay :'rats :boa yn.r r Ikd ht Awn lee l5 ,c1-re'm4able urles, ya.1 fifty in Mr.. 'y-1. ! r in aC::.rl .; tt n 37 Bays :f :fie dr:C we trail jan sn:onem if ::, n :he ur ul Ix is 0IJIAK arJ at: '0 tale 1 "e y;U Jay ccul rJ:S'JII:I'to to il'I:e 'I IJI Yc1.I PaY'INIII of re ann.al tee cool na: ene-t our r ?ctts to c osC ym1. • acen.n: en- :i IT : yo.r nom :o nake "alliiel:'IS rr r,,, -:ur'. f 'il'l -nu a h2 :I:s. t'r you O' us .fC CA 1111,1' :o ,aria :Ie a'Ir..x1 tae r.1 ym, Fay yen oL:.l:rid r; aahrc, ill •.i I a'I:1 :errr'gala yo.r u..,rt relat-clu, tapmeahan m Nnaxa Clmsgs: Yie rom. ate Far.rac t'a1Ke charms. 11rn t'e app at a pe•:ci. raves s,a:n or it ss:ate rent 6cpa•ate yfor cart fcatre i0;.. toi?arx •'anslecw ".1riaK6 cxIs nd test ad..rv Creaks fleck uz'eaa a';?. x: Asir -alix! :-arses Caen ac:uc93 rrnetena ax,-ac or ove•-'aN an:x-sq Peas cemut "" Caanerkryq•eercrc'.the hNLru t,d et arsot C f. Y:1,r tare. Tiesc ula. ali:: is .,..,b Ie dP'ne1[Itc., ms •.iJ' I", slice s oily Fs' :::Ile rills I :Ins n a ,ad:p apo,odc-aheo,NUpamnei%:tT.-ate Tiq ir,,andfit milord rcv?n s6::r d:ta°1 r:I-i: 6 and to C."'I srrrcing API ale de:u b:: 'I tiro Crd,mn e• A•neTKm ale an9•ded I •eirl in a IT firruiT I nerve chs^s If ar' -a lip FIT l n'sh Ch you axe any oed:d: 1-arcc narges and i t•arsicl an fiI = Crur;c -or eu, pahf:c :'anskl cast admix m :'eck lafsictim. k I, a ijitru saAWJ i'1 V. J' Cadwrit. AZ ocTo a5 aTtrod To ;;el Ire r:a ly krlarce it: wh cal :y Ic arlerl Ili I'Ni -rck. •ae :aka 119 keg rni'to natl1c Ira 1C1c'e2firc. 4d1 any rc.'r frirna:l re it firer 10d, (""of rg 1x5 I.,P.,d ''a'1ce :trges Ta c4m its VCSj. SL 31-1111 :iy'tle"IS 1 credits and nue al's Ado.s:rar:s ',culce:cln are - . . as at :^, f its-- :firs n! bYin1 ,; Y fro -1IIng eelc in wt on troy arc r: s:G to mu- vicir, o• a Idc• da:l, ill par :racc i= IN V - r ssscio'1s a'e adll, is r1 I'i k*:, anew: Ly 1'It N,,s d e hl, dal, c' ..I' nn u1 limn am added arta•Nln. defe rl a re atelier-ii,. f^a dater are Faded io t. Li =CLrt. or t•IC act ray :f :he ti illg cyxle Th 9 2.vs in itr dry a a I•. tolls-. 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'.ill rot i,:Lr :e10: a 'iron.:rs•ges on A '; Rcrnn fig Data- :hi: Arm- in :llit sell a e -fit NY Ile Akize i 1'u ay Its sPlce:h Expi?al n' ;ire. To avrld f •i•t, ctx'ges Ti rdx d.Thae,a l.tmr wi.r Ns: Ualana Ir[kdAS ry Peradm; u arse(s) 1 t^e OLaI F; r, p'CnO:kYl r mire r; s0..mi pay SCX fL I k&,r Ji axa n 11,3 :IeL:ld::14pss Pemai'I'rgP.Ward:,)bj IFe Jx:e aft: Iiri f-, .lien. k:r..e Ftrxe.a'. ;- tfrn•1L )m Jr 5 11 [a'rl tr;lCrrr:rl )j oy ! ' Nit date a slit ea Toi ed l 5 :r JLC, 'alt slatTral:rea1. e: c-YCmn it tail hxr ': slid ins ns steal lit ll ' }v e via arcs xTa ss pr y o' toll Fyttr, :nn-: -call =r,crg pak,-an =j' %els,red i'relei'1' CLdfjiK fturol m'W F tier, r9. per cdc I rirm I.,caultz5 till I. d.• r;:13 p•xMnml 3r ix. bm so. cot ar.Jr. G jrl.r axol.M tali cr. rsmu Try a::,nalre lrx, t1 g c•Y:Ic ut bi n; ry:lo. If a dde,rcd nc•est 3nl forg PoTotuml T:tiq talarca {, rat paid r 4a ay Its a::Fl cable NFi'aiinl MW Its cYer- lirarce -its cla,g,, ;i I .!ii laded to yxr nnur. sal lror !s :tit a: -ay ersr ie : Ar rax- :)ate -u'FeI ev: J,[,.t,'dents 1, call roc Cadre-ILe1 Aq'eermr.. to letrx tiro'. trof;lS •x I to added :o y:.1,r aad.n at 500, an the Coleco' 10.0 1:1• -t xcd Fayn:n' IJ.aIqq ,;'rn'r.1-ro ' Ivt:ng 1Y.f pcn-an la.. M. payff.' 2 pl1'ndnC It a ca;,,%,J nnrbd al prrlrerta. ?,, Y:,ll At! Ira s a pare fur o:'or 4'r. pa arc ax aa- rcy,mrl nK Ix:ez a p:nl fir ill Ill "ll-I x::::ve' renay'11euI la's h:l roar :L•e•nse I•tam,ar. y0J • nI tar.C a r,•ue :e•:: on >he- ,e:; p.lrtaacs as iettr xJ .bon. BILLING RIGHTS SUMMARY In Case of Errolldl QUPAICR Abdul Your Bill: r qua(lira•rei :illwxa'q.ol Iyoureed c rd::rra:e" a sa.d x:mr:uch::n ar yrs.' sA, :••i la Ca'drornr rims:, I:t a :e'x:mis alas'N''.: 5x•5299 Y.'Irnaipr. U. W50599; as aeon As. or s tole We inject near 'ron'ini. " ktsr lur 0:: -a'yn aFxrrm stn. y'ol. -'a l VI A# --'ref Kll It! er0• o' :'C- In sprains Yu all k cp,ox is be doirg s: ai I ,o: p•ac'vc )mu rig's. It irt., gi. Le 116'0 orliq *,to1'rali,;u •Ya. a.. .Lill nj ran • T*r JJ if aiwjr' :' :'R 51,01: e: 9101 •7rx, is 115 e'cut nd sirlai°ry:u:r•.'Mr, l: I. bet evi I a a is of Arm Ito i reed nxt natrlrrm. -ex,etc ftC :rr ;rom are Lnsi.m et01' uc.l it. n:::'.. t:: vy a"y r,,.n1 it ..,if, •x19 a: a in.rJi.Ir) kill -I I of Ip:cd L' raj ,no .11 r' )1u.' ml :M are rill 1 d1.xh-n olds rm n:'ezrdC ;n.n %eslon 'rid Uri for. ivrVil you is h. ngJar: a' Ike ao;c :0 C'+ act Ile mrcLrl 'sou melon I yd. 1a.! i.dtIfPv I.n Ir. CaY y0.1' C•edr ror.•: 311 a.r-lr:aaly fn-I y1.nr sass ehee<r{up1,rt y:u air aG4 tic ptXwrt v-a,y iroum )mJ :h ,N it,•,'rom. F, Matilm)i-f'1s'r.yoxist•61u':a f? *"g:tt Ar.ireri 1s vkti::h7..Iiseotore ,I.nplr F•q'.' f., :AS matlnln) nlEf 'matt ill P.: lead tit's, tl.alrmcn 1a)S t!•na Me atoms: c caldron a x,tdAW k Co.,, Special Rate lot Credl Card Pmckases: 11 •r0a iu-. all p'oavi a:h IFS: Ll ill c'Was all scr, xx I-a1 J:. ;L :'aVCJ'mIt a : c:: card '- ulirq IL';.-s' -c tilt' It :hark:. .,it yea Can 1119:: rl la::r. I.:'I to.:11 re a•rr.: a, •ad" II...... 1u,1 you re:y .:r ,.. :a sty ltc rnnmrg -- due on :,e ioxs o' 6cr:.s. You ,a:0 N s r'::C-t yr on r 'rtef t'a PucI.--, r'ils n.s -r,. 'C I..e" SL'J arJ its r L.1 ise'rxs nude r r:u n'no nle or a- It n '::n riles if -in it niI ^;, a:drena I I- Inn taa,rc r r-1 an, Y 1 :Y, ,'.1, or Operate fthCP.r4T. pfaRC riaCC;cot lrC a}MCCO't,'10'lrC :mx'1Y O'fCfJ aCa. EXHIBIT A BILL OF SALE National Loan Exchange, Inc. ("Seller"), for value received and pursuant to the terms and conditions of Credit Card Account Purchase Agreement dated June 3, 2009 between Seller and Bluestone Investments, Inc. ("Purchaser'), its successors and assigns ("Credit Card Account Purchase Agreement"), hereby assigns all rights, title and interest of Seller in and to those certain receivables, judgments or evidences of debt described in Exhibit 1 attached hereto and made part hereof for all purposes. This Bill of Sale is executed without recourse except as stated in the Credit Card Account Purchase Agreement to which this is an Exhibit. No other representation of or warranty of title or enforceability is expressed or implied. National Loan Exchange, Inc. By: Date: June 8, 2009 Title: C. fl 0 18 EXHIBIT r I EX- IBIT A BILL OF SALE Chase Bank USA, N.A. ("Seller"), for value received and pursuant to the terms and conditions of Credit Card Account Purchase Agreement dated May 28, Exchange Inc. (--Purchaser"), its successors and assigns ("C2009 redit Card Aclount Purchase Lin Agreement"), hereby assigns effective as of the File Creation Date of June 2, 2009 all tights, title and interest of Seller in and to those certain receivables, judgments or evidences of debt descri bed in Exhibit 1 attached hereto and made part hereof for all purposes. Number of Accounts 6,331 Total Unpaid Balances Premium $26,688,103.41 Due Seller Amounts due to Seller by Purchaser in hereunder shall be paid U.S. Dollars by a wire transfer to be received by Seller on June 8, 2009 (the "Closing Date") by 200 p.m. Seller's time, as follows: Chase Bank USA, N.A. ABA #021000021 Benefciary Name: Chase Bank USA, N.A. Beneficiary Account: #304.256420 This Bill of Sale is executed without recourse except as stated in the Credit Card Account Purchase Agreement to which this is an Exhibit. No other representation of or warranty of title or enforceability is expressed or implied. C nZUN By. Date: Title: _Team Leader Nation an Exchange, Inc. By. Date: Title (4p 0 F Er';-DFIGE ?Y I TAP T: 2009 3C T -9 Fri 3: 13 CU'tif iY *78 -SO Po Ate"/ ? a3i?ao COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BLUESTONE INVESTMENTS, INC. Plaintiff No. ()C t- 69767 Oivil Tierra VS. JOANNE KNOWLES Defendant(s) : CIVIL ACTION ENTRY OF APPEARANCE Kindly enter my appearance on behalf of Plaintiff, BLUESTONE INVESTMENTS, INC., in the above-captioned matter. AMATO SSOCIATES, P.C. By: Ronald Amato, Esq., Atty ID #32323 Michael R. Lessa, Esq., Atty ID #88617 Justin N. Davis, Esq., Atty ID #84464 Daniel A. Wechsler, Esq., Atty ID #203922 Attorneys for Plaintiff 107 North Commerce Way Bethlehem, PA 18017 (610) 866-0400 A DEBT COLLECTION LAW FIRM Dated: October 6, 2009 FtL?:V--:? ~kU C? T-k P ?0-k !ter,, aT?Y 2009 OCT -9 PH 3* 13 Sheriffs Office of Cumberland County R Thomas Kline Sheriff Ronny R Anderson Chief Deputy Jody S Smith Civil Process Sergeant ?4??ttity at ?utrrbcr???,t? ?FFrCEC-F'hc PERIFF R L E D --C; r' 2004 0C, r 15 Art ©. 10 Edward L Schorpp Solicitor E 1-!? 7 Bluestone Investments, Inc. Case Number vs. Joanne O. Knowles 2009-6769 SHERIFF'S RETURN OF SERVICE 10/13/2009 04:03 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on October 13, 2009 at 1603 hours, she served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Joanne O. Knowles, by making known unto herself personally, at 12 Wheatland Drive Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $37.00 SO ANSWERS, ??A4? -? r+ October 14, 2009 R THOMAS KLINE, SHERIFF Apu y Sherif IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BL,VJESTONE INVESTMENTS, INC. Plaintiff No. 09-6769 Civil VS. JOANNE KNOWLES CIVIL ACTION Defendant PRAECIPE FOR JUDGMENT TO THE PROTHONOTARY, CUMBERLAND COUNTY: Kindly enter judgment by default for want of an answer in favor of Plaintiff and against the above-named defendant(s) only and assess damages as follows: Debt $ 9,007.75 Interest (from October 6, 2009 to November 17, 2009 at 6% per annum) 45.04 Payments Total $9,052.79 I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. Pursuant to RCP 237.1, 1 certify that a copy of the annexed written notice(s) of intention to file this praecipe was mailed or delivered to all parties against whom judgment is to be entered and to their attorney of record, if any, after the default occurred, and at least ten days prior to the date of filing of this praecipe. Please note that said notice was mailed to all parties on November 5, 2009. Dated: November 17, 2009 AMATO?AQID ASSOCIATES, P.C. By: ,Ronald Amato, Esq., Atty ID #32323 Michael R. Lessa, Esq., Atty ID #88617 Justin N. Davis, Esq., Atty ID #84464 Daniel A. Wechsler, Esq., Atty ID #203922 Attorneys for Plaintiff 107 North Commerce Way Bethlehem, PA 18017 (610) 866-0400 A DEBT COLLECTION LAW FIRM 1090257 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BLUESTONE INVESTMENTS, INC. Plaintiff VS. JOANNE KNOWLES No. 09-6769 Civil CIVIL ACTION Defendant CERTIFICATION OF ADDRESSES I do certify that the precise last known address of the within named plaintiff is: C/o Ronald Amato, Esquire 107 North Commerce Way Bethlehem PA 18017 I do certify that the precise last known address of the within named defendant is: 12 Wheatland Dr Mechanicsburg PA 17050-1600 AMATO D ASSOCIATES, P.C. By: 6- onald Amato, Esq., Atty ID #32323 Michael R. Lessa, Esq., Atty ID #88617 Justin N. Davis, Esq., Atty ID #84464 Daniel A. Wechsler, Esq., Atty ID #203922 Attorneys for Plaintiff 107 North Commerce Way Bethlehem, PA 18017 (610) 866-0400 A DEBT COLLECTION LAW FIRM COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW BLUESTONE INVESTMENTS, INC. Plaintiff : No. 09-6769 Civil VS. JOANNE KNOWLES CIVIL ACTION Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF NORTHAMPTON The undersigned, being duly sworn, according to law, deposes and says that he is unable to determine whether or not the above Defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of The Servicemembers Civil Relief Act; That Joanne Knowles is over 18 years of age, resides at 12 Wheatland Dr, Mechanicsburg PA 17050-1600 and is employed; Sworn to and subscribed before me this ' day of ( 2009.D. NOTA P B -- NOTARIAL SEAL aEOFFREV O SCHOENECK Noary Pubib HANOVER TOWNSHIP, NORTHAMPTON CNTV My Conwdnion Expires Muroh ^ 2M2 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW • BLUESTONE INVESTMENTS, INC. Plaintiff No. 09-6769 Civil VS. JOANNE KNOWLES Defendant(s) TO: Joanne Knowles 12 Wheatland Dr Mechanicsburg PA 17050-1600 Date of Notice: November 5, 2009 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 or (800) 990-9108 AMA SSOCIATES, P.C. By: A Ronald Amato, Esq., Atty ID #32323 Michael R. Lessa, Esq., Atty ID #88617 Justin N. Davis, Esq., Atty ID #84464 Daniel A. Wechsler, Esq., Atty ID #203922 Attorneys for Plaintiff 107 North Commerce Way Bethlehem, PA 18017 (610) 866-0400 A DEBT COLLECTION LAW FIRM Attorney File# 1090257 filter' ICE OF TH- p-7n i Y' ,NOTARY mg NOY 23 °M 1: 56 $14.oo PQ Aml OK:* a7 ooao e a5goto IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW M BLUESTONE INVESTMENTS, INC. Plaintiff VS. JOANNE KNOWLES Defendant No. 09-6769 Civil CIVIL ACTION NOTICE OF JUDGMENT (XX) NOTICE IS HEREBY GIVEN THAT A JUDGMENT IN THE ABOVE CAPTIONED MATTER HAS BEEN ENTERED AGAINST THE ABOVE-NAMED DEFENDANT(s) IN THE AMOUNT OF $9,052.79 ON k)DV. o1g , 2009. ( ? A COPY OF ALL DOCUMENTS FILED WITH THE PROTHONOTARY OF CUMBERLAND COUNTY IN SUPPORT OF THE WITHIN JUDGMENT IS/ARE ENCLOSED. PROTHO 0TARY - C BERLAND COUNTY 1s? P, 1-01 or-6 If you have any questions concerning the above, please contact the undersigned. AMATO ASSOCIATES, P.C. By: onald Amato, Esq., Atty ID #32323 Michael R. Lessa, Esq., Atty ID #88617 Justin N. Davis, Esq., Atty ID #84464 Daniel A. Wechsler, Esq., Atty ID #203922 Attorneys for Plaintiff 107 North Commerce Way Bethlehem, PA 18017 (610) 866-0400 A DEBT COLLECTION LAW FIRM