HomeMy WebLinkAbout09-6783THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
queline F. McNally, Esquire / I.D. No. 201332
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY,
Plaintiff,
File No. 09-15601
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
V.
CONSTANCE L. ROSS,
DIANE L. ROSS and
OCCUPANT(S) of
1121 Apple Drive
Mechanicsburg, PA 17055,
Defendants.
NO. Oq- (0783 0.11vi(Ter?
CIVIL ACTION EJECTMENT
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE
CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION
WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE
SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY
ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE
WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT
YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE
PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS
IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS
OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT
A REDUCED FEE OR NO FEE.
Lawyer Referral Service
(717) 249-3166
Cumberland County Bar Association
32 South Bedford Street, Carlisle, P A 17013
(800) 990-9108
NOTICIA
LE RAN DEMANDADO A USTED EN LA CORTE. SI USTED QUIERE
DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS
SIGUIENTES, USTED TIENE (20) DIAS DE PLAZO A PARTIR DE LA FECHA DE
LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA
APARIENCIA ESCRITA O EN PERSONA O POR ABOGADO Y ARCHIV AR EN LA
CORTE SUS DEFENSAS O SUS OBJECIONES A LAS DEMANDAS ENCONIRA
DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE DEFIENDE, LA CORTE
TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN
PREVIO AVISO O NOTIFICACION O POR CUALQIER QUEJA 0 ALIVIO QUE
ESPEDIDO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO.
SUS PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED.
LLEVE ESTA DEMANDA A UN ABOGADO MMEDIATAMENTE. SI NO TIENE
ABOGADO O SI NO TIENE EL DINERO SUFICIENTE PARA PAGAR TAL
SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA
CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR
DONDE USTED PUEDE CONSEGUIR ASISTENCIA LEGAL.
Lawyer Referral Service
(717) 249-3166
Cumberland County Bar Association
32 South Bedford Street, Carlisle, P A 17013
(800)990-9108
CIVIL ACTION -- EJECTMENT
The Plaintiff, Household Finance Consumer Discount Company, is a corporation
authorized to do business within the Commonwealth of Pennsylvania with its principal place of
business located at 961 Weigel Drive, Elmhurst, Illinois 60126.
2. (a) The Defendant, Constance L. Ross, is an individual whom Plaintiff believes
and therefore avers is residing at the property address, that being 1121 Apple Drive, Mechanicsburg,
PA 17055, hereinafter referred to as the "Foreclosed Premises".
(b) Defendant Diane L. Ross is an individual whom Plaintiff believes and
therefore avers is residing at the Foreclosed Premises.
(c) The Defendant (Unknown) Occupant(s) is/are individuals whom Plaintiff
believes and therefore avers are residing at the Foreclosed Premises.
3. The Foreclosed Premises which are described at Exhibit "A" attached hereto and
incorporated herein by reference, were sold at the Cumberland County Sheriffs Sale conducted on
September 2, 2009, after due advertisement and according to law, under and by virtue of a Writ of
Execution issued to satisfy a Judgment entered in the Cumberland Court of Common Pleas entitled
Household Finance Consumer Discount Company v. Constance L. Ross and Diane L. Ross, Docket
Number 09-576.
4. The Foreclosed Premises were purchased by the Plaintiff at the Sheriffs Sale, said
sale results being a matter of public record.
5. The Plaintiff acquired title to the Foreclosed Premises by virtue of the Sheriffs Sale.
It is the real and current owner entitled of the Foreclosed Premises by virtue of its Deed Poll
recorded on September 29, 2009, with the Cumberland County Recorder of Deeds as Instrument
Number 200933434. A copy of the recorded Sheriffs Deed Poll is appended hereto and
incorporated herein by reference as Plaintiffs Exhibit "A".
6. The persons in possession of the Foreclosed Premises are believed to be the
Defendants in this action and are occupying the Foreclosed Premises without right and without claim
to title.
7. The Defendants herein named were duly served with Notices of the Sheriffs Sale held
on September 2, 2009.
8. The Defendants herein named were duly served by certified and certificate of regular
mail Tenant Notices under and in accordance with the "Helping Families Save Their Homes Act of
2009" on October 8, 2009. See Plaintiff s Exhibit "B". No response has been forthcoming from
these Defendants.
9. Plaintiff has demanded possession of the Foreclosed Premises from the Defendants
who have refused to deliver up the possession thereof.
WHEREFORE, the Plaintiff, Household Finance Consumer Discount Company, respectfully
requests entry of judgment for immediate possession of the Foreclosed Premises, issuance of a Writ
of Possession and a judgment of its costs and disbursements in this action.
Respectfully Submitted,
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
BY:
ffqu e F. McN ally, squi
for Plaintiff
Attorney I.D. No. 201332
CS-b I Milli 11
0.01_K09 _
Tax Parcel No. 17-23-0561-108
Know all Men by these Presents
That 1, R. Thomas Kline, Sheriff of the County of Cumberland, In the State of
Pennsylvania, for and in consideration of the sum of $ 1.00 (One Dollar), to me in hand
paid, do hereby grant and convey to Household Finance Consumer Discount Company
Sale No. 77
Writ No. 2009-576 Civil Term
Household Finance Consumer Discount Co
vs.
Constance L Ross
Diane L Ross
Atty: Terrance McCabe
Situate in the Borough of Mechanicsburg, County of Cumberland and State of Pennsylvania,
Bounded and Described as Follows, to wit: Beginning on the Eastern side of Apple Drive at the
Dividing Line Between Lots Nos. 122 and 123 on the hereinafter mentioned plan of lots; thence
along the Eastern side of Apple Drive, North 44 Degrees 04 minutes West, a distance of seventy-
five (75) feet to a point on the dividing line between Lots Nos. 123 and 124 on the
hereinafter mentioned plan; thence along said dividing line North 45 degrees 56 minutes East, a
distance of one hundred thirty-five (135) feet to a point on line of lands now or formerly of Miller
and Miller; thence along said lands now or formerly of Miller and Miller, South 44 degrees 04
minutes East, a distance of seventy-five (75) feet to a point on the dividing line between Lots Nos.
122 and 123 on the hereinafter mentioned plan; thence along the said dividing line between Lots
Nos. 122 and 123, south 45 degrees 56 minutes West, a distance of one hundred thirty-five (135)
feet to a point on the Eastern side of Apple Drive, the place of beginning. Being Lot No. 123 on
Plan No. 2 of Orchard Crest, said plan being recorded in the Cumberland County Recorder's
Office in Plan Book No. 13, Page 21. Being known as:: 1121 Apple Drive, Mechanicsburg,
Pennsylvania 17055. BEING the same premises which CONSTANCE L. ROSS, WIDOWED by
deed dated February 7, 2006 and recorded February 21, 2006 in the office of the Recorder in and
for Cumberland County in Deed Book 273, Page 1163, granted and conveyed to Constance L.
Ross and Diane L. Ross in fee.
TAX MAP PARCEL NUMBER: 17-23-0561-108
s
s
The same having been sold by me to the said grantee on the 2nd day of September,
Anno Domini Two Thousand and Nine (2009) after due advertisement according to law,
under and by Virtue of a Writ of Execution issued on the 26`h of May Anno
Domini 2009 out of the Court of Common Pleas of Cumberland County, Pennsylvania, as
of Civil Term, Two Thousand and Nine (2009) Number 576 at the suit of Household
Finance Consumer Discount Company -vs- Constance L. Ross and Diane L. Ross.
In Witness Wereof, I have hereunto affixed my signature this 24 day of September
Anno Domini Two Thousand and Nine (2009)
Thomas Kline, Sheriff
Commonwealth of Pennsylvania, ss.
County of Cumberland
Before the undersigned, Curtis R. Long, Prothonotary of the Court of Common
Pleas of Cumberland County, Pennsylvania, personally appeared R. Thomas Kline,
Sheriff of Cumberland County aforesaid, and in due form of law declared that the facts
Set forth in the foregoing Deed are true, and that he acknowledged the same in order that
Said deed might be recorded. Witness my hand and seal of said Court, this 24 day
of September Anno Domini Two Thousand and Nine (2009)
NOTARIAL SEAL
PROTHONOTARY, NOTARY PUBLIC
CARLISLE CUMBERLAND COUNTY COURTHOUSE
MY COMMISSION EXPIRES JANUARY 4, 2010
I hereby certify that the residence
And Post Office address of the
Within Grantee is
961 Weigel Drive
Elmhurst, IL 60126
Solicitor •
ROBERT P. ZIEGLER
RECORDER OF DEEDS
CUMBERLAND COUNTY
I COURTHOUSE SQUARE
CARLISLE, PA 17013
717-240-6370
Instrument Number - 200933434
Recorded On 9/29/2009 At 10:11: 58 AM
* Instrument Type - DEED-SHERIFF'S
Invoice Number - 53188 User ID - MSW
* Grantor - ROSS, DIANE L
* Grantee - HOUSEHOLD FINAN CE CONS DISC CO
* Customer - SHERIFF
* FEES
STATE WRIT TAX $0.50
STATE JCS/ACCESS TO $10.00
JUSTICE
RECORDING FEES - $12.50
RECORDER OF DEEDS
PARCEL CERTIFICATION $10.00
FEES
AFFORDABLE HOUSING $11.50
COUNTY ARCHIVES FEE $2.00
ROD ARCHIVES FEE $3.00
MECHANICSBURG SCHOOL $0.00
DISTRICT
MECHANICSBURG BOROUGH $0.00
TOTAL PAID $49.50
* Total Pages - 5
Certification Page
DO NOT DETACH
This page is now part
of this legal document.
I Certify this to be recorded
in Cumberland County PA
fc ,
RECORDER O D EDS
* - Information denoted by an asterisk may change during
the verification process and may not be reflected on this page.
001K09
THE LAW OFFICES OF
BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire
Kristen D. Little, Esquire
Jacqueline F. McNally, Esquire
Members of Pennsylvania
and New Jersey Bars
October 8, 2009
425 Commerce Drive, Suite 100
Fort Washington, PA 19034 NEW JERSEY OFFICE
Phone: (215) 653-7450
Fax: (215) 653-7454
Direct E-mail: Jmcnally@loba£com
Direct Phone Ext. 119
20000 Horizon Way, Suite 900
Mount Laurel, NJ 08054-4318
Phone: (856) 596-5552
Fax: (856) 596-5589
File No. 09-15601
Via Certificate of Regular
and Certified Mail (RRR)
Constance L. Ross
1121 Apple Drive
Diane L. Ross
1121 Apple Drive
Occupant(s)
1121 Apple Drive
Mechanicsburg, PA 17055
Mechanicsburg, PA 17055 Mechanicsburg, PA 17055
RE: 1121 APPLE DRIVE, MECHANICSBURG, PA 17055
DEMAND FOR POSSESSION OF PROPERTY
Dear Sir or Madam :
On September 2, 2009, the property located at 1121 Apple Drive, Mechanicsburg, Pennsylvania
17055, was sold at the Cumberland County Court of Common Pleas by the Cumberland County
Sheriff as noticed. You are hereby notified that possession is demanded by the successful bidder
at the Sheriffs Sale, Household Finance Consumer Discount Company.
This Law Firm represents Household Finance Consumer Discount Company with respect to the
above described property which was successfully bid at that Sheriffs Sale. We are presently waiting
for the delivery of the Sheriff s Deed Poll to formalize ownership of the property which you presently
occupy.
a
s
Occupant(s) of 1121 Apple Drive
October 8, 2009
Page 2 of 3
On May 20, 2009, President Barack Obama signed into law the "Helping Families Save Their Homes
Act of 2009". The Act contains an amendment which protects existing tenants from immediate
dispossession. Under certain circumstances, if you are a legitimate tenant with a written lease, you
may be entitled to 90 days continued occupancy.
According to the relevant portion of the Act:
A tenancy is bona fide if the tenant is: "not the mortgagor, or the child, spouse or
parent of the mortgagor"; and, the lease is the result of an arms-length transaction;
and, the tenant is required to pay rent at or near fair market rate. The bona fide tenant
must be permitted to remain a tenant until the end of her lease, or for at least 90 days,
whichever is greater. Although not specifically stated, this implies that failure by the
tenant to pay such rent would be sufficient cause to terminate the lease and begin the
eviction process. Tenants at will and tenants under month-to-month leases are
entitled to the 90-day notice only...
In order for our office to evaluate your tenancy, it is imperative that you provide my office with
certain information as soon as possible. I have provided you with a worksheet to be completed and
returned to me in the self-addressed envelope provided for your convenience. Please note you must
provide me with a copy of your Lease and/or proof of the rent amount you have been paying
monthly.
If you are still making rent payments to the former owner of the property, you may have no
obligation to continue to do so. You may also have other rights pursuant to applicable state law. We
recommend that you consult with an attorney regarding these important matters. If you do not have
an attorney or cannot afford private counsel, you may be eligible to receive free or subsidized legal
assistance through the Bar Association or a Legal Services Corporation in your county. A copy of
the local listings is enclosed.
Effective immediately, your rental payments must be made by money order, cashier's check, or
certified check (DO NOT send cash or personal check), and should be made payable to:
The Law Offices of Barbara A. Fein, P.C.
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
On your Cashier's Check or Money Order, clearly indicate your Name and the Property
Address, including your Apartment Number or Location.
Payments must be made on the first day of each month unless otherwise specified. Failure to make
timely payments will result in the assessment of a late charge and/or the commencement of eviction
proceedings against you.
Occupant(s) of 1121 Apple Drive
October 8, 2009
Page 3 of 3
Upon receipt and review of the information and documents requested, you will be contacted
regarding one (or more) of the following:
Executing a new Lease; or
Executing a "Use and Occupancy" Agreement; or
Terms by which you may vacate the foreclosed property.
Until that time, you may send your rent payments to The Law Offices of Barbara A. Fein, P.C. for
that same amount.
You must also cooperate with our client (and its real estate agents) in allowing access to the property
for the purpose of inspection and marketing for sale.
Please be advised that your failure to comply with the foregoing requests within fourteen (14)
days of the date of this letter may result in the commencement of eviction proceedings.
Thank you for your anticipated prompt cooperation. If you have any questions regarding this matter,
please do not hesitate to call my office and ask to speak directly with me. If I am unavailable at the
time you call, please leave me a detailed message which includes a telephone number where I can
return your call.
For any questions regarding your rights as a post-foreclosure tenant, you may contact me at (215)
653-7450 x 119.
Please note that you may wish to consult an attorney to help you determine what rights you may
have, if any, under the Protecting Tenants at Foreclosure Act of 2009.
Lawyer Referral Service
(717) 249-3166
Cumberland County Bar Association
32 South Bedford Street, Carlisle, P A 17013
(800) 990-9108
If you are an active member of the United States Armed Forces, you may be entitled to rights as
provided in the Service Members Civil Relief Act. In such case, you or your attorney should contact
this law firm immediately to determine if you fall under the protection of the Act.
Sincerely,
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
BY:
que 6 e F. McNally, Esquire
JFM.jdl
enc.
QUESTIONNAIRE FOR 1121 APPLE DRIVE
Your Full Name
Apt Number
Telephone Number(s)
Your Social Security Number
Name of your Employer &
Employer's Address
If you have a source of income other
than your job (for example, child
support, pension, social security),
identify same
Name all Adults who
Occupy the Apartment
Name all Minor Children who
Occupy the Apartment
Name & Address of the Person
to Whom you have been Previously
Paying your Rent
When you return this form to my office in the envelope provided for your convenience, you must
also provide me with the following:
• A copy of your written lease ;
• Proof of your alleged monthly rental amount (proof may be in the form of a copy of
your lease showing the rent amount, or, if an oral lease, copies of cancelled checks
or money orders) ;
• Copies of utility bills for your unit for the past 3 months ;
• A legible copy of your Driver's License or another form of government issued photo
identification ;
• The names of all occupants of the Property who are over 18 years of age ; and
• Indicate whether you are a (HUD) Section 8 tenant.
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VERIFICATION
JACQUELINE F. MCNALLY, ESQUIRE, hereby states that she is the Attorney for the
Plaintiff in this action, that she is authorized to make this Affidavit on her client's behalf, the
allegations set forth herein all being matters of public record, upon information and belief, and that
the statements made in the foregoing Civil Action in Ejectment are true and correct to the best of her
knowledge, information and belief. The factual allegations set forth hereunder are all matters of
public record to which the undersigned may attest and verify.
The undersigned understands that this statement herein is made subject to the penalties of 18
Pa. C.S.A. §4904 relating to unsworn falsification to authorities.
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
BY:
J q ine F. McNally, Esqui
orney for Plaintiff
Dated: October 12, 2009
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Sheriffs Office of Cumberland County
R Thomas Kline
Sheri
Ronny R Anderson
Chief Deputy
i14111 01 C1101b,*E1114
FILED-
OF TW PAOT "TAAY
2069 OCT 2i AM 9: 15
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
CU 'F: S'- d * c oum
P iSYw"
Household Finance Consumer Discount Co Case Number
vs.
Constance L Ross 2009-6783
SHERIFF'S RETURN OF SERVICE
10/21/2009 10:04 AM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on October
21, 2009 at 1000 hours, he served a true copy of the within Complaint in Ejectment, upon the within
named defendant, to wit: Constance L. Ross, by making known unto Brad Ross, adult in charge, at 1121
Apple Drive, Mechanicsburg, Cumberland County, Pennsylvania, 17055 its contents and at the same time
handing to him personally the said true and correct copy of the same.
10/21/2009 10:04 AM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on October
21, 2009 at 1000 hours, he served a true copy of the within Complaint in Ejectment, upon the within
named defendant, to wit: Diane L. Ross, by making known unto Brad Ross, adult in charge, at 1121 Apple
Drive, Mechanicsburg, Cumberland County, Pennsylvania, 17055 its contents and at the same time
handing to him personally the said true and correct copy of the same.
10/21/2009 10:00 AM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on October
21, 2009 at 1000 hours, he served a true copy of the within Complaint in Ejectment, upon the within
named defendant, to wit: Occupant, by making known unto Brad Ross, adult in charge, at 1121 Apple
Drive, Mechanicsburg, Cumberland County, Pennsylvania, 17055 its contents and at the same time
handing to him personally the said true and correct copy of the same.
SHERIFF COST: $69.00
SO ISWERS,
October 22, 2009 R THOMAS KLINE, SHERIFF
Deput Sheriff
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Jacqueline F. McNally, Esquire / I.D. No. 201332
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 09
V.
CONSTANCE L. ROSS,
DIANE L. ROSS and
OCCUPANT(S) of
1121 Apple Drive
Mechanicsburg, PA 17055,
Defendants.
PRAECIPE TO AMEND CAPTION TO NAME KNOWN
OCCUPANT AS DEFENDANT IN POSSESSORY ACTION
TO THE PROTHONOTARY:
Pursuant to Pa. R.C.P. Rule 410(b)(2), kindly index "Brad Ross" as named Defendant to this
possessory action insofar as a Deputy Sheriff for Cumberland County served him with the Complaint
in Ejectment. The caption should now read: Household Finance Consumer Discount Companyy.
Constance L Ross Diane L Ross Brad Ross and Occupant(s) of 1121 Apple Drive Mechanicsburg,
PA 17055.
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
BY: ?.?
J qu ne F. McNally, Esquire
ttorney for Plaintiff
Attorney I.D. No. 201332
FILED- D:FICILE
. .
2099 OCT 30 PH 3: 31
cUM ?iI V 1 y
TO: PLAINTIFF:
You are hereby notified to file a written
response to the enclosed Preliminary
Objections within 20 days from service
hereof or a judgment may be entered
against you.00',
RICHARD F. WEINSTEIN, ESQUIRE
COURT OF COMMON PLEAS - CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - EJECTMENT
RICHARD F. WEINSTEIN, ESQUIRE Attorney for Defendants
Attorney I.D. No.: 52877
Athens Building
9 East Athens Avenue Suite 9D
Ardmore, PA 19003-2219
(610) 896-3700
Household Finance Consumer Discount
Company
v
No.: 09-6783 Civil Term
Constance L. Ross, ;
Diane L. Ross and
Occupants
1121 Apple Drive
Mechanicsburg, PA 17055
DEFENDANTS' PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT
Pursuant to Pa. R.C.P. 1028(a) Defendants, by and through their attorney, Richard F.
Weinstein, Esquire, hereby preliminarily object to Plaintiff's Complaint and in support hereof aver
as follows:
MOTION TO STRIKE FOR LACK OF CONFORMITY TO LAW
FAILURE TO CONFORM TO PA R C P 1002 AND PA R C P 1024(C)
Plaintiff's Complaint is verified by Plaintiff's counsel in derogation of Pa.R.C.P.
1002 and 1024(c) requiring verification by a party. Moreover, Plaintiff does not lack sufficient
information or knowledge such as would permit verification by someone other than Plaintiff.
Additionally, verification was reasonably obtainable within the time allowed for filing the said
Complaint.
2. Plaintiff s counsel's verification does not state that she has sufficient knowledge or
information and belief to make the said verification, nor does it set forth the source of her
information as to matters not stated upon her own knowledge. Additionally, the subject verification
does not state the reason why the verification was not made by Plaintiff.
WHEREFORE, Defendants pray your honorable Court sustain their objections, deny
Plaintiff s claim, and dismiss this cause of action against them.
RICHARD F. WEINSTEIN, ESQUIRE
Attorney for Defendants
COURT OF COMMON PLEAS - CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - EJECTMENT
RICHARD F. WEINSTEIN, ESQUIRE Attorney for Defendants
Attorney I.D. No.: 52877
Athens Building
9 East Athens Avenue Suite 9D
Ardmore, PA 19003-2219
(610) 896-3700
Household Finance Consumer Discount
Company
v
Constance L. Ross,
Diane L. Ross and
Occupants
1121 Apple Drive
Mechanicsburg, PA 17055
No.: 09-6783 Civil Term
CERTIFICATION OF SERVICE
I, Richard F. Weinstein, Esquire, hereby certify that a true and correct copy of the above-
referenced Preliminary Objections to Plaintiffs Complaint, and Memorandum of Law, filed in the
above-captioned matter, were served upon the following by first class United States Mail, postage
Jacqueline F. McNally, Esquire
The Law Offices of Barbara A. Fein, P.C.
425 Commerce Drive, Suite 100
Fort Washington, PA 19034-2717
HA F. WEINSTEIN, ESQUIRE
Attorney for Defendants
COURT OF COMMON PLEAS - CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - EJECTMENT
RICHARD F. WEINSTEIN, ESQUIRE Attorney for Defendants
Attorney I.D. No.: 52877
Athens Building
9 East Athens Avenue Suite 9D
Ardmore, PA 19003-2219
(610) 896-3700
Household Finance Consumer Discount
Company
v
Constance L. Ross,
Diane L. Ross and
Occupants
1121 Apple Drive
Mechanicsburg, PA 17055
No.: 09-6783 Civil Term
MEMORANDUM OF LAW IN SUPPORT OF DEFENDANTS'
PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT
LAW AND ARGUMENT
Pa.R.C.P. 1002 states:
Any act other than verification required or authorized by this chapter
to be done by a party may be done by the party's attorney.
Id.
Pa.R.C.P. 1024(c) states:
The verification shall be made by one or more of the parties filing the
pleading unless all the parties (1) lack sufficient knowledge or information,
or (2) are outside the jurisdiction of the court and the verification of none of
them can be obtained within the time allowed for filing the pleading. In such
cases, the verification may be made by any person having sufficient
knowledge or information and belief and shall set forth the source of his
information as to matters not stated upon his own knowledge and the reason
why the verification is not made by a party.
Id.
Improper verification of a complaint may not be brushed aside as a mere legal technicality
and may result in waiver of rights by the pleader. Rupel v. Bluestein, 280 Pa. Super. 65, 421 A.2d
406(1980); Warren v. Williams, 370 Pa. 380, 88 A.2d 406 (1952). Moreover, in Malantonio v.
Malantonio, 37 D. & C. 687, the Court stated that Rule 1002 specifically prohibits an attorney from
verifying a pleading.
An attorney may verify only in those cases in which the conditions enumerated in rule
1024(c) are present. Monroe Contract Corp. v. Harrison Square Inc., 405 A.2d 954, 266 Pa.Super.
549, 1979. Nothing in the present record suggests that Plaintiff lacked sufficient knowledge or
information to verify the complaint. Indeed, all indications are to the contrary. Also, Plaintiff could
avoid the duty to make personal verification of the complaint only if Plaintiff were outside the
jurisdiction of the court and its verification could not be obtained within the time allowed for filing
of the pleading. 2 Goodrich-Amram 2d § 1024(c): I at 220 n 39.
The verification did it set forth a valid reason why the verification was not made by the party
filing the pleading, in violation of Pa.R.C.P. 1024(c), as the above-described exigencies did not exist
at time of filing. Nothing in the record dispositively evidences the satisfaction of these conditions.
Indeed, counsel's verification has a further defect in that it did not state which allegations were made
on the basis of counsel's own knowledge or the source of counsel's information as to matters not
stated on her own knowledge. Berger v. City of Williamsport, 12 D. & C. 4th 397, 1990.
CONCLUSION
For the foregoing reasons the court should rule in favor of Defendants and against Plaintiff.
Respectfully submitted,
I ARD F. WEINSTEIN, ESQUIRE
VERIFICATION
I, Richard F. Weinstein, Esquire, attorney for Defendants herein, hereby verify that the facts
set forth in the foregoing Defendants' Preliminary Objections to Plaintiff s Complaint are true and
correct to the best of my knowledge, information and belief. This verification is being made subject
to the penalties of 18 Pa.C.S. § 4904 relating to unsworn falsification to authorities.
f,
1116CH,-A-RD F. WEINSTEIN, ESQUIRE
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COURT OF COMMON PLEAS - CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - EJECTMENT
RICHARD F. WEINSTEIN, ESQUIRE
Attorney I.D. No.: 52877
Athens Building
9 East Athens Avenue Suite 9D
Ardmore, PA 19003-2219
(610) 896-3700
Attorney for Defendants
Household Finance Consumer Discount
Company
v
No.: 09-6783 Civil Term
Constance L. Ross,
Diane L. Ross and
Occupants
1121 Apple Drive
Mechanicsburg, PA 17055
PRAECIPE FOR ENTRY OF APPEARANCE
TO THE PROTHONOTARY:
Kindly enter my appearance on behalf of Defendants Constance L. Ross and Diane L. Ross
in the above-captioned cause of action.
YWEINSTEIN, ESQUIRE
Attorney for Defendants
?,-, -
(:? .. ?':,??f
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Jacqueline F. McNally, Esquire / I.D. No. 201332
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
v.
CONSTANCE L. ROSS,
DIANE L. ROSS,
BRAD ROSS and
OCCUPANT(S) of
1121 Apple Drive
Mechanicsburg, PA 17055,
Defendants.
NO. 09-6783
CERTIFICATION OF SERVICE
I, Barbara A. Fein, Esquire, hereby certify that a true and correct copy of the foregoing
Plaintiff's Amended Civil Action in Ejectment together with its Exhibits, its Certificate of Service,
and a Praecihe to Amend Complaint in accordance with Pa.R.C.P. Rule 1028(c)(1) was served upon
the following parties/counsel as stated on the 25`'' day of November, 2009, by first-class mail,
postage pre-paid:
Richard F. Weinstein, Esquire Brad Ross Occupant(s)
Athens Building 1121 Apple Drive 1121 Apple Drive
9 East Athens Avenue, Ste 9D Mechanicsburg, PA 17055 Mechanicsburg, PA 17055
Ardmore, PA 19003-2219
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
BY: n
a ueline F. McNally, Esquire
Counsel for the Plaintiff
2~s9 is~!$a . V is i ~~ ~G
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Jacqueline F. McNally, Esquire / I.D. No. 201332
425 Commerce Drive, Suite 100
Pile No. 09-1560!
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
v.
CONSTANCE L. ROSS,
DIANE L. ROSS,
BRAD ROSS and
OCCUPANT(S) of
1121 Apple Drive
Mechanicsburg, PA 17055,
Defendants.
NO. 09-6783
AMENDED CIVIL ACTION EJECTMENT
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE
CLAIMS SET FORTH IN THIi FOLLOWING PAGES, YOU MUST TAKE ACTION
WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE
SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY
ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE
WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT
YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT
WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE
COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE
PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS
IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS
OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT
A REDUCED FEE OR NO FEE.
Lawyer Referral Service
(717) 249-3166
Cumberland County Bar Association
32 South Bedford Street, Carlisle, P A 17013
(800)990-9108
NOTICIA
LE HAN DEMANDADO A USTED EN LA CORTE. SI USTED QUIERE
DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS
SIGUIENTES, USTED TIENE (20) DIAS DE PLAZO A PARTIR DE LA FECHA DE
LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA
APARBiNCIA ESCRITA O EN PERSONA O POR ABOGADO Y ARCHI V AR EN LA
CORTE SUS DEFENSAS O SUS OBJECIONES A LAS DEMANDAS ENCONTRA
DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE DEFIENDF., I.A CORTF
TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN
PREVIO AVISO O NOTIFICAC[ON O POR CUALQIER QUEJA O ALIVIO QUE
ESPEDIDO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO,
SUS PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE
ABOGADO O SI NO TIENE EL DINERO SUFIC[ENTE PARA PAGAR TAL
SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFIC[NA
CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR
DONDE USTED PUEDE CONSEGUIR ASISTENCIA LEGAL.
Lawyer Referral Service
(717)249-3166
Cumberland County Bar Association
32 South Bedford Street, Carlisle, P A 17013
(800)990-9108
AMENDED CIVIL ACTION -- EJECTMENT
1. The Plaintiff, Household Finance Consumer Discount Company, is a corporation
authorized to do business within the Commonwealth of Pennsylvania with its principal place of
business located at 961 Weigel Drive, Elmhurst, Illinois 60126.
2. (a) The Defendant, Constance L. Ross, is an individual whom Plaintiff believes
and therefore avers is residing at the property address, that being 1121 Apple Drive, Mechanicsburg,
PA 17055, hereinafter referred to as the "Foreclosed Premises".
(b) Defendant Diane L. Ross is an individual whom Plaintiff believes and
therefore avers is residing at the Foreclosed Premises.
(c) Defendant Diane L. Ross is an individual whom Plaintiff believes and
therefore avers is residing at the Foreclosed Premises.
(d) The Defendant (Unknown) Occupant(s) is/are individuals whom Plaintiff
believes and therefore avers are residing at the Foreclosed Premises.
3. The Foreclosed Premises which are described at Exhibit "A" attached hereto and
incorporated herein by reference, were sold at the Cumberland County Sheriff s Sale conducted on
September 2, 2009, after due advertisement and according to law, under and by virtue of a Writ of
Execution issued to satisfy a Judgment entered in the Cumberland Court of Common Pleas entitled
Household Finance Consumer Discount Company v. Constance L. Ross and Diane L. Ross, Docket
Number 09-576.
4. The Foreclosed Premises were purchased by the Plaintiff at the Sheriffs Sale, said
sale results being a matter of public record.
5. The Plaintiff acquired title to the Foreclosed Premises by virtue of the Sheriff s Sale.
It is the real and current owner entitled of the Foreclosed Premises by virtue of its Deed Poll
recorded on September 29, 2009, with the Cumberland County Recorder of Deeds as Instrument
Number 200933434. A copy of the recorded Sheriffs Deed Poll is appended hereto and
incorporated herein by reference as Plaintiff s Exhibit "A".
6. The persons in possession of the Foreclosed Premises are believed to be the
Defendants in this action and are occupying the Foreclosed Premises without right and without claim
to title.
7. The Defendants herein named were duly served with Notices of the Sheriff s Sale held
on September 2, 2009.
8. The Defendants herein named were duly served by certified and certificate of regular
mail Tenant Notices under and in accordance with the "Helping Families Save Their Homes Act of
2009" on October 8, 2009. See Plaintiff s Exhibit "B". No response has been forthcoming from
these Defendants.
9. Plaintiff has demanded possession of the Foreclosed Premises from the Defendants
who have refused to deliver up the possession thereof.
WHEREFORE, the Plaintiff, Household Finance Consumer Discount Company, respectfully
requests entry of judgment for immediate possession of the Foreclosed Premises, issuance of a Writ
of Possession and a judgment of its costs and disbursements in this action.
Respectfully Submitted,
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
O 1
BY: e.-~--~
q ~ line F. McNally, squ' e
ttorney for Plaintiff
Attorney I.D. No. 201332
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Tax Parcel No. 17-23-OS61-10$
Know all Men by these Presents
That I, R. Thomas Kline, Sheriff of the County of Cumberland, In the State of
Pennsylvania, for and in consideration of the sum of $ 1.00 (One Dollar), to me in hand
paid, do hereby grant and convey to Household Finance Consumer Discount Company
Sale No. 7T
Writ No. 2009-576 Civil Term
Household Finance Consumer Discount Co
VS.
Constance L Ross
Diane L Ross
Atty: Terrance McCabe
Situate in the Borough of Mechanicsburg, County of Cumberland and State of Pennsylvania,
Bounded and Described as Foilows, to wit: Beginning on the Eastern side of Apple Drive at the
Dividing Line Between Lots Nos. 122 and 123 on the hereinafter mentioned plan of lots; thence
along the Eastem side of Apple Drive, North 44 Degrees 04 minutes West, a distance of seventy-
five (75) feet to a point on the dividing line between Lots Nos. 123 and 124 on the
hereinafter mentioned plan; thence along said dividing line North 45 degrees 56 minutes East, a
distance of one hundred thirty-five (135) feet to a point on line of lands now or formerly of Miller
and Miller; thence along said lands now or formerly of Miller and Miller, South 44 degrees 04
minutes East, a distance of seventy-five (75) feet to a point on the dividing line between Lots Nos.
122 and 123 on the hereinafter mentioned plan; thence along the said dividing line between Lots
Nos. 122 and 123, south 45 degrees 56 minutes West, a distance of one hundred thirty-five (135)
feet to a point on the Eastem side of Apple Drive, the place of beginning. Being Lot No. 123 on
Plan No. 2 of Orchard Crest, said plan being recorded in the Cumberland County Recorder's
Office in Plan Book No. 13, Page 21. Being known as:: 1121 Apple Drive, Mechanicsburg,
Pennsylvania 17055. BEING the same premises which CONSTANCE L. ROSS, WIDOWED by
deed dated February 7, 2006 and recorded February 21, 2006 in the office of the Recorder in and
for Cumberland County in Deed Book 273, Page 1163, granted and conveyed to Constance L.
Ross and Diane L. Ross in fee.
TAX MAP PARCEL NUMBER: 17-23-0561-108
:EXHIBIT
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The same having been sold by me to the said grantee on the 2nd day of September,
Anno Domini Two Thousand and Nine (2009) after due advertisement according to law,
under and by Virtue of a Writ of Execution issued on the 26`h of May Anno
Domini 2009 out of the Court of Common Pleas of Cumberland County, Pennsylvania, as
of Civil Term, Two Thousand and Nine (2009) Number 576 at the suit of Household
Finance Consumer Discount Company -vs- Constance L. Ross and Diane L. Ross.
In Witness Wereof, I have hereunto affixed my signature this 24 day of September
Anno Domini Two Thousand and Nine (2009) ~ ~' .
. Thomas Kline, Sheriff
Commonwealth of Pennsylvania, ss.
County of Cumberland
Before the undersigned, Curtis R. Long, Prothonotary of the Court of Common
Pleas of Cumberland County, Pennsylvania, personally appeared R. Thomas Kline,
Sheriff of Cu~r~berland County aforesaid, and. in due form of law declared that the facts
Set forth in the foregoing Deed are true, and that he acknowledged the same in order that
Said deed might be recorded. Witness my hand and seal of said Court, this 24 day
of September Anno Domini Two Thousand and Nine (2009)
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NOTARIAL SEAL
PAOTHONOTARY, NOTARY PU9LIC
CARLISLE CUMBERLAND COUNTY COURTHOUSE
MY COMMISSION EXPIRES JANUARY 4, 2010
I hereby certify that the residence
And Post Office address of the
Within Grantee is
961 Weigel Drive
Elmhurst, IL 60126
SO11C7tOT
ROBERT P. ZIEGLER
RECORDER OF DEEDS
CUMBERLAND COUNTY
1 COURTHOUSE SQUARE
CARLISLE, PA 17013
717-240-6370
Instrument Number - 200933434
Recorded On 9/29/2009 At 10:11: 58 AM
* Instrument Type -DEED-SHERIFF'S
Invoice Number - 53188 User ID - MSW
* Grantor -ROSS, DIANE L
* Grantee -HOUSEHOLD FINAN CE CONS DISC CO
* Customer -SHERIFF
* FEES
STATE WRIT TAX $0.50
STATE JCS/ACCESS TO $10.00
JUSTICE
RECORDING FEES - $12.50
RECORDER OF DEEDS
PARCEL CERTIFICATION $10.00
FEES
AFFORDABLE HOUSING $11.50
COUNTY ARCHIVES FEE $2.00
ROD ARCHIVES FEE $3.00
MECHANICSBURG SCHOOL $0.00
DISTRICT
MECHANICSBURG BOROUGH $0.00
TOTAL PAID $49.50
* Total Pages - 5
Certification Page
DO NOT DETACH
This page is now part
of this legal document.
I Certify this to be recorded
in Cumberland County PA
~y of cv~eQ
~ ° RECORDER O D EDS
t7ao
* -Information denoted by an asterisk may change during
the verification process and may not be reflected on this page.
uiiiuouViiiiuou~
THE LAW OFFICES OF
BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire
Kristen D. Little, Esquire
Jacqueline F. McNally, Esquire
Members of Pennsylvania
and New Jersey Bars
425 Commerce Drive, Suite 100
Fort Washington, PA 19034 NEW JERSEY OFFICE
Phone: (215)653-7450
Fax: (215)653-7454
Direct E-mail: Jmcnally@loba£com
Direct Phone Ext. 119
20000 Horizon Way, Suite 900
Mount Laurel, NJ 08054-4318
Phone: (856) 596-5552
Fax: (856)596-5589
File No. 09-15601
October 8, 2009
Via Certificate of Regular
and Certified Mail (RRR)
Constance L. Ross
1121 Apple Drive
Diane L. Ross
1121 Apple Drive
Occupant(s)
1121 Apple Drive
Mechanicsburg, PA 17055
Mechanicsburg, PA 17055 Mechanicsburg, PA 17055
RE: 1121 APPLE DRIVE, MECHANICSBURG, PA 17055
DEMAND FOR POSSESSION OF PROPERTY-
Dear Sir or Madam
On September 2, 2009, the property located at 1121 Apple Drive, Mechanicsburg, Pennsylvania
17055, was sold at the Cumberland County Court of Common Pleas by the Cumberland County
Sheriff as noticed. You are hereby notified that possession is demanded by the successful bidder
at the Sheriffs Sale, Household Finance Consumer Discount Company.
This Law Firm represents Household Finance Consumer Discount Company with respect to the
above described property which was successfully bid at that Sheriff s Sale. We are presently waiting
for the delivery of the Sheriff s Deed Poll to formalize ownership of the property which you presently
occupy.
EXHIBIT_
a`'
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a
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Occupant(s) of 1121 Apple Drive
October 8, 2009
Page 2 of 3
On May 20, 2009, President Barack Obama signed into law the "Helping Families Save Their Homes
Act of 2009". The Act contains an amendment which protects existing tenants from immediate
dispossession. Under certain circumstances, if you are a legitimate tenant with a written lease, you
maybe entitled to 90 days continued occupancy.
According to the relevant portion of the Act:
A tenancy is bona fide if the tenant is: "not the mortgagor, or the child, spouse or
parent of the mortgagor"; and, the lease is the result of an arms-length transaction;
and, the tenant is required to pay rent at or near fair market rate. The bona fide tenant
must be permitted to remain a tenant until the end of her lease, or for at least 90 days,
whichever is greater. Although not specifically stated, this implies that failure by the
tenant to pay such rent would be sufficient cause to terminate the lease and begin the
eviction process. Tenants at will and tenants under month-to-month leases are
entitled to the 90-day notice only...
In order for our office to evaluate your tenancy, it is imperative that you provide my office with
certain information as soon as possible. I have provided you with a worksheet to be completed and
returned to me in the self-addressed envelope provided for your convenience. Please ~zote you must
provide ine with a copy of your Lease and/or proof of the rent amount you have been paying
monthly.
If you are still making rent payments to the former owner of the property, you may have no
obligation to continue to do so. You may also have other rights pursuant to applicable state law. We
recommend that you consult with an attorney regarding these important matters. If you do not have
an attorney or cannot afford private counsel, you maybe eligible to receive free or subsidized legal
assistance through the Bar Association or a Legal Services Corporation in your county. A copy of
the local listings is enclosed.
Effective immediately, your rental payments must be made by money order, cashier's check, or
certified check (DO NOT send cash or personal check), and should be made payable to:
The Law Offices of Barbara A. Fein, P.C.
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
On your Cashier's Check or Money Order, clearly indicate your Name and the Property
Address, including your Apartment Number or Location.
Payments must be made on the first day of each month unless otherwise specified. Failure to make
timely payments will result in the assessment of a late charge and/or the commencement of eviction
proceedings against you.
Occupant(s) of 1121 Apple Drive
October 8, 2009
Page 3 of 3
Upon receipt and review of the information and documents requested, you will be contacted
regarding one (or more) of the following:
Executing a new Lease; or
Executing a "Use and Occupancy" Agreement; or
Terms by which you may vacate the foreclosed property.
Until that time, you may send your rent payments to The Law Offices of Barbara A. Fein, P.C. for
that same amount.
You must also cooperate with our client (and its real estate agents) in allowing access to the property
for the purpose of inspection and marketing for sale.
Please be advised that your failure to comply with the foregoing requests within fourteen (14)
days of the date of this letter may result in the commencement of eviction proceedings.
Thank you for your anticipated prompt cooperation. If you have any questions regarding this matter,
please do not hesitate to call my office and ask to speak directly with me. If I am unavailable at the
time you call, please leave me a detailed message which includes a telephone number where I can
return your call.
For any questions regarding your rights as apost-foreclosure tenant, you may contact me at (215)
653-7450 x 119.
Please note that you may wish to consult an attorney to help you determine what rights you may
have, if any, under the Protecting Tenants at Foreclosure Act of 2009.
Lawyer Referral Service
(717) 249-3166
Cumberland County Bar Association
32 South Bedford Street, Carlisle, P A 17013
(800) 990-9108
If you are an active member of the United States Armed Forces, you may be entitled to rights as
provided in the Service Members Civil Relief Act. In such case, you or your attorney should contact
this law firm immediately to determine if you fall under the protection of the Act.
Sincerely,
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
~que ~ne F. McNally, Esquire
JFM: jdl
enc.
QUESTIONNAIRE FOR 1121 APPLE DRIVE
Your Full Name
Apt Number
Telephone Number(s)
Your Social Security Number
Name of your Employer &
Employer's Address
If you have a source of income other
than your job (for example, child
support, pension, social security),
identify same
Name all Adults who
Occupy the Apartment
Name all Minor Children who
Occupy the Apartment
Name & Address of the Person
to Whom you. have been Previously
Paying your Rent
When you return this form to my office in the envelope provided for your convenience, you must
also provide me with the following:
• A copy of your written lease ;
• Proof of your alleged monthly rental amount (proof maybe in the form of a copy of
your lease showing the rent amount, or, if an oral lease, copies of cancelled checks
or money orders} ;
• Copies of utility bills for your unit for the past 3 months ;
• A legible copy of your Driver's License or another form of government issued photo
identification ;
• The names of all occupants of the Property who are over 18 years of age ;and
• Indicate whether you area (HUD) Section 8 tenant.
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VERIFICATION
The undersigned, an officer of Household Finance Consumer Discount Company, being duly
authorized to make this Verification on behalf of the Plaintiff, hereby verifies that the facts set forth
in the foregoing Pleading are taken from the records maintained by persons supervised by the
undersigned who maintains the Plaintiff's business records in the ordinary course of business and
that those facts are true and correct to the best of her knowledge, information and belief of the
undersigned.
I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO
THE PENALTIES OF 18 PA. C.S. §4904 RELATING TO UNSWORN FALSIFICATION TO
AUTHORITIES.
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY
icole Gatchel
~ ~ Asst. ViC~ ''-~~ident
BY:
ame:
In His/Her Capacity as Title:
roc ~'~'~ r .. ' ~ `: ~~~;~V
t,. 1'i ~ ~ ..., ~'9 ~~
~~'_ ~~: a _'~.
1N THE COURT OF COMMON PLEAS
FOR CUMBERLAND COUNTY, PENNSYLVANIA
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY,
Plaintiff,
v.
CONSTANCE L. ROSS,
DIANE L. ROSS,
BRAD ROSS and
OCCUPANT(S) of
1121 Apple Drive
Mechanicsburg, PA 17055,
Defendants.
NO. 09-6783
PRAECIPE TO AMEND COMPLAINT IN
ACCORDANCE WITH PA R.C.P. RULE 1028(cl(1)
TO THE PROTHONOTARY:
In accordance with Pa. R.C.P. Rule 1028(c)(1), Plaintiffrespectfully requests that you accept,
file and docket the appended "Amended Civil Action in Ejectment". Under the Rule, the pending
Preliminary Objections are deemed MOOT.
Respectfully Submitted,
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
BY: e,,., ~ C I
qu dine F. McNally, Esquir
torney for Plaintiff
Attorney I.D. No. 201332
~~f f ~ ;- t 1~~ n`/
;fir ~r ~ (" '`4 .! ~~.i rYti-I1
. ~ _ t
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r
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215)653-7450
Attorneys for Plaintiff
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY,
Plaintiff,
v.
CONSTANCE L. ROSS,
DIANE L. ROSS,
BRAD ROSS and
OCCUPANTS OF
1121 Apple Drive
Mechanicsburg, PA 17055,
Defendants.
1 iF.Gf,J i,Jl't'li,,~
tJF 3'Nc ~'~~ }-?Ch~,~ ;CRY
20la SAY 12 P~! 3~ 0~
i..! :~~'~fiY
PEi1Ji~SYLU~;^>1
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Oq-(o'I$3
NO.
PRAECIPE FOR WRIT OF POSSESSION
TO THE PROTHONOTARY:
Kindly issue a Writ of Possession in the above matter with respect to real property
situated at 1121 Apple Drive, Mechanicsburg, PA 17055.
~ a.~f • oo p p A-ny THE LAW OFFICES OF BARBARA A. FEIN, P.C.
lc4.0o (~F
~Q•00 ~~
~8.5'O ~'
i ~-I~ . oo ~ ~ - .
d~• oo '' BY: ~ v~
isten D. Little, quire
'~o21a.5D -Pp ATT'~ Attorney for Plaintiff
~a. oo Qne~
c~.s'~ 7 2t A ~o l~3 0~.9
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Situate in the Borough of Mechanicsburg, County of Cumberland and State of Pennsylvania,
Y Bounded and Described as Follows, to wit: Beginning on the Eastern side of Apple Drive at the
°~ Dividing Line Between Lots Nos. 122 and 123 on the hereinafter mentioned plan of lots; thence
along the Eastem side of Apple Drive, North 44 Degrees 04 minutes West, a distance of seventy-
five (75) feet to a point on the dividing line between Lots Nos. 123 and 124 on the
hereinafter mentioned plan; thence along said dividing line North 45 degrees 56 minutes East, a
distance of one hundred thirty-five (135) feet to a point on line of lands now or formerly of Mlller
and Miller; thence along said lands now or formerly of Miller and Miller, South 44 degrees 04
minutes East, a distance of seventy-five (75) feet to a point on the dividing line between Lots Nos.
122 and 123 on the hereinafter mentioned plan; thence along the said dividing line between Lots
Nos. 122 and 123, south 45 degrees 56 minutes West, a distance of one hundred thirty-five {135)
feet to a point on the Eastem side of Apple Drive, the place of beginning. Being Lot No. 123 on
Plan No. 2 of Orchard Crest, said plan being recorded in the Cumberland County Recorder's
Office in Plan Book No. 13, Page 21. Being,known as:: 1121 Apple Drive, Mechanicsburg,
Pennsylvania 17055. BEING the same premises which CONSTANCE L. ROSS, WIDOWED by
deed dated February 7, 2006 and recorded February 21, 2006 in the office of the Recorder in and
for Cumberland County in Deed Book 273, Page 1163, granted and conveyed to Constance L.
Ross and Oiane L. Ross in fee.
TAX MAP PARCEL NUMBER: 17-23-0561-108
Situate in~the Borough of Mechanicsburg, County of Cumberland and State of Pennsylvania,
Bounded and Described as Follows, to wit: Beginning on the Eastern side of Apple Drive at the
•. ~~ Dividing Line Between Lots Nos. 122 and 123 on the hereinafter mentioned plan of lots; thence
along the Eastem side of Apple Drive, North 44 Degrees 04 minutes West, a distance of seventy-
five (75) feet to a point on the dividing line between Lots Nos. 123 and 124 on the
hereinafter mentioned plan; thence along said dividing line North 45 degrees 56 minutes East, a
distance of one hundred thirty-five (135) feet to a point on line of lands now or formerly of Miller
and Miller; thence along said lands now or formerly of Miller and Miller, South 44 degrees 04
minutes East, a distance of seventy-five (75) feet to a point on the dividing line between Lots Nos.
122 and 123 on the hereinafter mentioned plan; thence along the said dividing line between Lots
Nos. 122 and 123, south 45 degrees 56 minutes West, a distance of one hundred thirty-five (135)
feet to a point on the Eastem side of Apple Drive, the place of beginning. Being Lot No. 123 on
Plan No. 2 of Orchard Crest, said plan being recorded in the Cumberland County Recorder's
Office in Plan Book No. 13, Page 21. Being known as:: 1121 Apple Drive, Mechanicsburg,
Pennsylvania 17055. BEING the same premises which CONSTANCE L. ROSS, WIDOWED by
deed daied February 7, 2006 and recorded February 21, 2006 in the office of the Recorder in and
for Cumberland County in Deed Book 273, Page 1163, granted and conveyed to Constance L_
Ross and Diane L. Ross in fee.
TAX MAP PARCEL NUMBER: 17-23-0561-108
IN THE UNITED STATES BANKRUPTCY COURT
FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
IN RE: Kevin B. Ross and Diane L. Ross
Debtor
Household Finance Consumer
Discount Company
Movant
v.
Kevin B. Ross and Diane L. Ross
Respondent/Debtor
Lawrence G. Frank, Trustee,
Additional Respondent
CHAPTER?
BANKRUPTCY NO. 1-10-bk-02717
11 U.S.C.§362
Related to Document Number 10
Upon consideration of Household Finance Consumer Discount Company's Motion for
Relief and Request for a Prospective Bar, it is hereby ORDERED AND DECREED that:
(1) The Automatic Stay of all proceedings, as provided under Section 362 of the
Bankruptcy Reform Act of 1978 ("The Code"), 11 U.S.C. 362, is modified allow Household
Finance Consumer Discount Company to proceed with, or to resume proceedings in Civil
Ejectment, including, but not limited to the possession of the "Mortgaged Premises" known as
1121 Apple Drive, Mechanicsburg, PA 17055; and to take action, by suit or otherwise, in its own
name or the name of its assignee or servicer, to secure possession of said premises; and
(2) IT IS FURTHER ORDERED that no future bankruptcy filings of the
Respondents/Debtors, Kevin B. Ross and Diane L. Ross, and any other party, Co-Occupants of
the Foreclosed Premises, and the Co-Defendants named in the Movant's pending Ejectment
Action in the Court of Common Pleas for Cumberland County, will affect, delay, stay, or impact
the pending ejectment action, including any scheduled lockout of the subject premises; and
(3) The relief granted by this order shall survive the conversion of this bankruptcy case to
a case under any other Chapter of the Bankruptcy Code; and
(4) IT IS FURTHER ORDERED that the 10 day stay period under F.R.B.P. Rule
4001(a)(3) is hereby waived and the Movant, its successors in interest and/or assigns may
IMMEDIATELY act upon this Order for Relief from the Automatic Stay.
~~ ~~~' ~y~}~Q~~
Dated: May 4, 2010
.B~ rt~p t Jett ~~~
~s d nt ~ ~ tr c ~ d cxnd d r~r~ ~ me date.
Case 1:10-bk-02717-MD Doc 2~ Fi~ec~0~/0~0 Entered 05/04/0 ~~:28:56 Desc
Main Document Page 1 of 1
1 of 2
WRIT OF POSSESSION (Ejectment Proceedings PRCP3160-3165 etc.)
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY
VS. No. 09-6783 Civil Term_
CONSTANCE L. ROSS,
DIANE L. ROSS, BRAD ROSS
and OCCUPANTS
1121 Apple Drive
Mechanicsburg, PA 17055
Costs
Attorney's $ 278.50
Plaintiff's $
Prothonotary $ 2.00
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND:
To the Sheriff of Cumberland County, Pennsylvania
(1) To satisfy the judgment for possession in the above matter you are directed to deliver
possession of the following described property to: (Plaintiff (s))
HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY
being: (Premises as follows):
1121 APPLE DRIVE, MECHANICSBURG, PA 17055
(2) To satisfy the costs against the defendant (s) you are directed to levy upon any
property of the defendant (s) and sell his/her (or their) interest therein.
David D. Buell, Pr thonotary,
Common Pleas Court of Cumberland County, PA
Date 5/12/10
(Seal)
2of2
No 09-6783 Civil Term
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
HOUSEHOLD FINANCE CONSUMER DISCOUNT COMPANY
VS.
CONSTANCE L. ROSS, DIANE L. ROSS, BRAD ROSS and OCCUPANTS
WRIT OF POSSESSION
P.R.C.P. 3160-3165 ETC.
Costs
Att'y $ 278.50
Plff (s~ $
Prothy $ 2.00
Sheriff $
Plaintiff (s) attorney name and address:
BARBARA A. FEIN, ESQUIRE -- ID#53002
425 COMMERCE DRNE, SUITE 100
FORT WASHINGTON, PA 19034
215-653-7450
Attorney for Plaintiff (s)
By virtue of this writ, on the
named
appurtenances, and
Where papers may be served
day of I caused the within
_, to have possession of the premises described with the
Sworn and subscribed to before me this
Day of
Prothonotary
So Answers,
Sheriff
By
Deputy
`! SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff ~ . of ~`airatrrr(rr r}~~..~-'L~'r ~;~ ~ s
Jody S Smith
Chief Deputy
Richard W Stewart ?Q~~ ~~~ 2z '~~ ~' S~
r~
Solicitor
CtiPr~~ ,~ s a,J c:~:Ji,+~t1YY
i A
Household Finance Consumer Discount Co Case Number
vs. 2009-6783
Constance L Ross (et al.)
SHERIFF'S RETURN OF SERVICE
05/24/2010 08:12 PM -Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on May 24,
2010 at 2012 hours, he served a true copy of the within writ of possession, in the above entitled action,
upon the within named defendant, to wit: Occupant(s), by making known unto Brad Ross, Adult in Charge,
at 1121 Apple Drive, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time
handing to him personally the said true and correct copy of the same.
05/24/2010 08:12 PM -Michael Garrick, Deputy Sheriff, who being duly sworn according to law, states that on May 24,
2010 at 2010 hours, he served a true copy of the within writ of possession, in the above entitled action,
upon the within named defendant, to wit: Brad Ross, by making known unto Brad Ross, at 1121 Apple
Drive, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time
handing to him personally the said true and correct copy of the same.
05/26/2010 03:35 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on
May 26, 2010 at 1535 hours, he served a true copy of the within writ of possession, in the above entitled
action, upon the within named defendant, to wit: Constance L. Ross by making known unto Brad Ross,
Adult in Charge, at 1121 Apple Drive, Mechanicsburg, Cumberland County, Pennsylvania its contents and
at the same time handing to him personally the said true and correct copy of the same.
05/26/2010 03:35 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on
May 26, 2010 at 1535 hours, he served a true copy of the within writ of possession, in the above entitled
action, upon the within named defendant, to wit: Diane L. Ross, by making known unto Brad Ross, Adult it
Charge, at 1121 Apple Drive, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the
same time handing to him personally the said true and correct copy of the same.
06/21/2010 By virtue of this writ, on the 21st day of June, 2010, Sheriff Ronny R. Anderson caused the within named
Household Finance Consumer Discount Company, to have possession of the premises described as 1121
Apple Drive, Mechanicsburg, PA 17055.
SHERIFF COST: $101.43 SO ANSWERS,
~,
June 22, 2010 RON R ANDERSON, SHERIFF
`' ~ / '
~./ ..~
ron R. Lantz'
~,/
~ -~"~ ~~' . CGS .
r~ # ~ y y/~%y'
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Kristen D. Little, Esquire / I.D. No. 79992
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
Phone (215) 653-7450 /Fax (215) 643-7454
Email: generalinfo@lobaf.com
Attorneys for Plaintiff
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY,
Plaintiff,
File No. 09-15601
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
N0.09-6783
v.
CONSTANCE L. ROSS,
DIANE L. ROSS,
BRAD ROSS
and OCCUPANTS OF
1121 Apple Drive
Mechanicsburg, PA 17055,
Defendants.
PRAECIPE TO MARK JUDGMENT SATISFIED
TO THE PROTHONOTARY:
^~
c-
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,,~,
~-
~~ ~ ns`
~ f,- -
Kindly mark the judgment entered in the above captioned Civil Action -Ejectment satisfied.
Dated: July 29, 2010
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
BY:
isten D. Little, Esquire
Attorney for Plaintiff
Attorney I.D. No. 79992
~. ov p~
73 ~~!/
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THE LAW OFFICES OF BARBARA A. FEIN, P.C.
Barbara A. Fein, Esquire / I.D. No. 53002
Kristen D. Little, Esquire / I.D. No. 79992
425 Commerce Drive, Suite 100
Fort Washington, PA 19034
(215) 653-7450
Attorneys for Plaintiff
HOUSEHOLD FINANCE CONSUMER
DISCOUNT COMPANY,
Plaintiff,
v.
CONSTANCE L. ROSS,
DIANE L. ROSS,
BRAD ROSS and
OCCUPANTS OF
1121 Apple Drive
Mechanicsburg, PA 17055,
Defendants.
File No. 09-15601
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 09-6783
c~
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PRAECIPE TO SETTLE, DISCONTINUE, AND END
TO THE PROTHONOTARY:
Kindly mark the above referenced matter settled, discontinued and ended without
prejudice to Plaintiff.
THE LAW OFFICES OF BARBARA A. FEIN, P.C.
July 29, 2010
BY:
sten D. Little, Es uire
Attorney for Plaintiff
Attorney I.D. No. 79992
Email: GeneralInfo@loba£com