HomeMy WebLinkAbout09-6961ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
/Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
15) /2Sy-/1JJ
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
RONALD J GOFORTH
3624 Lisburn Rd
Mechanicsburg, Pa 17055
RONALD GOFORTH
3624 Lisburn Rd
Mechanicsburg, Pa 17055
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS 1
Case No. - (oq(p I Ct<V<< IL°!'rYl
NOTICE
You have been sued in court If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL ACTIU1N CVIVIYLA11r I
AVISO
Le ban demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demands y la
notificacion. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede continuar la demands en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a favor del demandante
y requiere que usted cumpla con Codas las provisions de esta demands.
Usted puede perder dinero o sus propiedades u otros derechos
importantes pare usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(21J) /uy-/1JJ
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
RONALD J GOFORTH
3624 Lisburn Rd
Mechanicsburg, Pa 17055
RONALD GOFORTH
3624 Lisburn Rd
Mechanicsburg, Pa 17055
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 0 9 - G 9' 4 / C" ?-
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Ronald J Goforth, is an individual who resides at 3624 Lisburn Rd
Mechanicsburg, Pa 17055.
3. Defendant, Ronald Goforth, is an individual who resides at 3624 Lisburn Rd
Mechanicsburg, Pa 17055.
4. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
5. On or about July 18, 2006, the Defendant(s) entered into a written Motor Vehicle
Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $25003.88 at an annual percentage rate of 10.900%, in
order to purchase a certain motor vehicle, 2007 Ford Focus more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $334.29 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
7. Defendant(s) made monthly payments until September 3, 2008, but has failed to
make any further payments thereafter, and are therefore in default of the Contract.
8. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $3600.00, however a balance of
$11095.10 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
11. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $543.39 and which will continue to accrue.
12. The total amount due and owing at the time of the filing of this complaint is
$11638.49.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $11638.49, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and j
MAURICE & NEEMEMAN, P.C.
A.-jr,AYLOR, ESQUIRE
Date: October 8, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
DATED: October 8, 2009
PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE ur/ao/auvo
14IM727.7000 ? ?? ceeer«) Mere as Amms CkAMk9 crbn rb EELLERICREOIrOR ream Nsne ra Aaa.at
RONALD J GOFORTH
RONALD J GOFORTH L5 SMITH FORD INC
3614 LI SBURN RD 1100 MARKET ST
® MECHANICSBURG PA 17055 LEMOYNE PA 17043
CUMBERLAND
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YOU ACKNOWLEDGE THr1T YOU HAVE READ AND ADM TO BE SOUND BY THE AROffRXTION PROVISION ON
THE REVERSE 8®E OF THIS CONTMCT.
The Annlral Percentage Rant my be negotiated Wall do Sala. Tna seder may assign this wnbaal and hey ramp
IM riax to raceme a pollen of the Hrrenos Charge. _
Do not sign this contract In blank You are entitled to an exact copy of the contract that you sign-
1 Keep It to Protect your "I rights.
aye1 X
ems.
Buyer land Co•Buyar) acwlowledoe that (t) before elorlinw th contract Buyer (and CfYBuyer)
received and retriew. rtrue and ==.= Popy of 1Ma canner and (n pND rhos OT
awning this contract. Buyer (and A true and cbmpletey fiI d in?Ts
contras.
e..w-E-NT? •YA I,Y" ?yv
THIS WR t LID UNTIL YOU AND SELLER SMiN T. TNN,
ASSIG iMENT
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YOU ARE R(i- - TO INSURE 7HE
VEHICLE YOU MAY OBTAIN VEt41CLE
I18UR11NCE FROM A PERSON OF
YOUR CHOICE.
CREDIT LWL CREDIT DISABILITY AND
07161 OPTIONAL INSURANCE ARE
NOT REQUIRED TO OBTAIN CREDIT. li
AND WILL NOT BE PROVIDED UNLESS,
YPOU BMW AND AGREE TO PAY THE
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Apr-29-2009 08:58 AM Ford 8775884190
. -? ce?)
Ford Motor Credit Company
Greenville Business Center
P.O. Box 17948
Greensville, SC 29606
877-805-7187
DATE: April 27, 2009
7RONALD 7. GOFORTH
3624 LISBURN RD
MECHANICSBURG, PA 17055
STATEMENT OF SALE
Account Number 041108720
The following property has been sold:
Year
2007
Make: Model: Vehicle Identification Number:
FORD FOCUS 1FAHP34N97W118762
Gross balance owing on your contract (1) $ 14,366.76
Deduct: Finance Charge Rebat:e (2) $ 0.00
Balance owing prior to sale (3) $ 14,366.76
Deduct: Gross proceeds of the sale (4) $ 3,600.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 10,766.76
Add: Expenses of retaking and storing, and any (6) $ 840.00
attorneys' fees allowed by law, and expenses of
reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 511.66
Other (8) $ 0.00
`* (9) $ 11,095.10
Deficiency -
Surplus* (10) $ 0.00
The SurplusfDeficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to
your account (debits)-
Surplus* or Deficiency''
" If the sale resulted in a surplus, a refund for the difference will be mailed to you.
If the sale resulted in a deficiency, you should immediately remit the amount shown online 9 to the address for
payments shown below.
For addttonal information call or write: Mail deficiency payment to
Ford Motor Credit Company Ford Motor Credit Company
P.O. Box 6508 Dept 194101
Mesa, Arizona, 85216-6508 P.O. Box 55000
800-732-2264 Detroit, MI 48255-1941
51/99
FFNA 11990 X1104 Proves eddies may NOT be used.
Apr-29-2009 08:58 AM Ford 8775884190
ar ?
Ford Motor Credit Company
Greenville Business Center
P.O. Box 17948
Greensville, SC 29606
877-805-7187
DATE: April 27, 2009 -71
rRONALD GOFORTH
40 RIDGE RD
ETTERS, PA 17319
STATEMENT OF SALE
Account Number 041108720
The following property has been sold:
Year:
2007
Make: Model: Vehicle Identification Number.
FORD FOCUS 1FAHP34N97W118762
50/99
Gross balance owing on your contract (1) $ 14,366.76
Deduct: Finance Charge Rebate (2) $ 0.00
Balance owing prior to sale (3) $ 14,366.76
Deduct: Gross proceeds of the sale (4) $ 1,600.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 10,766.76
Add: Expenses of retaking and storing, and any (6) $ 840.00
attorneys' fees allowed by law, and expenses of
reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 511.66
Other. (8) $ 0.00
(9) $ 11,095.10
Deficiency- -
(10) $ 0.00
Surplus*
The Surplus/Deficiency will change based on monies received by us (credits ) or additional allowed expenses & interest added to
vour account (debits).
Surplus* or Deficiency'*
If the sale resulted In a surplus, a refund for the difference will be mailed to you.
** If the sale resulted in a deficiency, you should immediately remit the amount shown online 9 to the address for
payments shown below.
For additonal Information call or write: Mail deficiency payment to :
Ford Motor Credit Company
P.O. Box 6508
Mesa, Arizona, 85216-6508
800-732-2264
Ford Motor Credit Company
Dept 194101
P.O. Box 55000
Detroit, MI 48255-1941
FFNA 1100 DIM Previous edpiens r M NOT be used
0
1 ?LI.I I- 1 J?_
f-
'.J ? ?
E
r
*18.50 Po A T'I'C/
00 V909
Sheriffs Office of Cumberland County
R Thomas Kline ALED ''F F iuE
Sheri )F THE FM-P-1. ^,NO ,NOTARY
47
Ronny R Anderson 2009 OC 209* Chief Deputy
Jody S Smith
Civil Process Sergeant fFLE OF 7S'?"ERiaf
Edward L Schorpp
Solicitor
Ford Motor Credit Company I Case Number
vs. 2009-6961
Ronald J. Goforth
SHERIFF'S RETURN OF SERVICE
10/16/2009 01:28 PM - Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that on October 16
2009 at 1328 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Ronald J. Goforth, by making known unto himself personally, at 3624 Lisburn Road
Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to
him personally the said true and correct copy of the same.
10/16/2009 01:28 PM - Ron Hoover, Deputy Sheriff, who being duly sworn according to law, states that on October 16
2009 at 1328 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Ronald Goforth, by making known unto himself personally, at 3624 Lisburn Road
Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to
him personally the said true and correct copy of the same.
SHERIFF COST: $53.44 SO ANSWERS,i
October 19, 2009 R THOMAS KLINE, SHERIFF
Deputy Sheriff