The URL can be used to link to this page

Home My WebLink About09-7112Our File No.: 218709' APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esquire, Esq. Attorney I.D.#38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorneys for Plaintiff CAPITAL ONE BANK (USA),N.A. c/o Apothaker & Associates, P.C. 520 Fellowship Road C306 Mount Laurel, NJ 08054 . Plaintiff, VS. LAURA B MACDOUGALL 10 AUBURN CIR BOILING SPRINGS, PA 17007-9535 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.. Oq - T !a 04-ji( lerp, NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 ' w • Our File No.: 218709 ' APOTHAKEX& ASSOCIATES, P.C. BY: David J. Apothaker, Esquire, Esq. Attorney I.D.#38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorneys for Plaintiff CAPITAL ONE BANK (USA),N.A. c/o Apothaker & Associates, P.C. 520 Fellowship Road C306 Mount Laurel, NJ 08054 Plaintiff, VS. LAURA B MACDOUGALL 10 AUBURN CIR BOILING SPRINGS, PA 17007-9535 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: 01- C x;d ??- CIVIL ACTION COMPLAINT FIRST COUNT I. Plaintiff is CAPITAL ONE BANK (USA),N.A. c/o Apothaker & Associates, P.C., 520 Fellowship Road C306, Mount Laurel, NJ 08054. 2. Defendant(s) is/are LAURA B MACDOUGALL, an adult individual residing at 10 AUBURN CIR BOILING SPRINGS, PA 17007-9535. 3. At the special instance and request of Defendant, Plaintiff, CAPITAL ONE BANK (USA),N.A., issued to Defendant(s), Account #4862362607974592. 4. Defendant received, accepted and used the account to its benefit. 5. This account is in default and Defendant(s) has an unpaid balance of $1,313.06. A true and correct copy of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A". 6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are included in Exhibit "A". 7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as above. i WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of $1,313.06 and requests this Court award costs to the extent permitted by applicable law. APOTHAKER & AS IATES, P.C. Attorney f Pl ' tiff A Law Firm Enaag in ebt Collelro? BY: Dated: 10/9/2009 David J. ApothW, Esquire Our File No.: 218709 VERIFICATION David J. Apothaker, Esquire, Esc. hereby states that I am counsel for plaintiff in this action, and that I am authorized to take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to the best of my knowledge, information, and therein are made subject to the penalties of 18 Pa.C.S.A. undersigned understands that the statements ing to unworn falsification to authorities. David J.\Apothaker, Esquire Attow for Plaintiff DATE: 10/9/2009 CAPITAL ONE BANK (USA),N.A. LAURA B MACDOUGALL 10 AUBURN CIR BOILING SPRINGS, PA 17007-9535 STATEMENT OF ACCOUNT Debtor's Name: LAURA B MACDOUGALL Account Number: 4862362607974592 Balance Due: $1,313.06 Our File No.: 218709 EXHIBIT "A" 0 FiC 2009 OCT 16 PM Z: 17 CUV '?'3'8.S0 PA r V' l a3a.l(oa Sheriffs Office of Cumberland,, County R Thomas Kline Sheriff Ronny R Anderson 'J 11 Chief Deputy Jody S Smith Civil Process Sergeant OFFi%E OF THE ~rERIFF Edward L Schorpp Solicitor Capital One Bank (U.S.A.) N.A. I Case Number vs. 2009-7112 Laura B. MacDougal SHERIFF'S RETURN OF SERVICE 10/21/2009 10:20 AM - Brian Barrick, Corporal, who being duly sworn according to law, states that on October 21, 2009 at 1020 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Laura B. MacDougal, by making known unto herself personally, at The Cumberland County Sheriffs Office 1 Courthouse Square Room 303 Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $38.80 October 21, 2009 SO ANSWERS, R THOMAS KLINE, SHERIFF BV Corporal IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA CAPITAL ONE BANK(USA)N.A., Plaintiff, v. : CIVIL ACTION - LAW LAURA B.MACDOUGAL, DOCKET NO. 09-7112 Civil Term Defendant. Please enter my appearance for the Defendant in the above. Date: ll 11-7 a GGp r Geoffrey M.Biringer 401 E.Louther Street Carlisle,PA 17013 (717)243-9400 -F?ICE rjWg? otm t'l `111 2 C? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA CAPITAL ONE BANK(USA)N.A., Plaintiff, V. LAURA B.MACDOUGAL, Defendant. CIVIL ACTION - LAW DOCKET NO. 09-7112 Civil Term DEFENDANT'S PRELIMINARY OBJECTIONS TO COMPLAINT Defendant moves for the dismissal of Plaintiff's Complaint, and as grounds therefore avers the following: Preliminary Objection Pursuant to Pa. R. Civ. P. No. 1028(a)(4) (Demurrer) 1. Plaintiff filed a Complaint demanding damages in'the amount of $1313.06 plus costs, and interest on October 16, 2009. 2. Plaintiff alleges it is owed certain funds by Defendant following her use of their credit card. 3. The Complaint attaches only a summary document entitled "Statement of Account." 4. The Complaint alleges no agreement, either express or implied, or how Defendant was enriched by Plaintiff.. Wherefore, Defendant prays that Plaintiff's Complaint be dismissed and judgment entered for Defendant. Preliminary Objection Pursuant to Pa. R. Civ. P. No. 1028(a)(3) (Insufficient Specificity in Pleading) 5. Paragraphs 1 - 4 are incorporated hereinafter by reference hereto. 6. The Complaint contains alleged claims for money owed, but fails to specifically account for the purported sums outstanding and for the amounts of payments made. 7. The Complaint fails to be specific as to the allegations of the amount due and owing, and to state specific services or goods purchased by Defendant. 8. Even if an agreement was implied rather than written, Plaintiff has failed to specifically plead the date of default and provide an accounting of the amounts paid pursuant to an implied contract. 9. Plaintiff fails to state specifically how Defendant was enriched by the use of credit and fails to account for any payments made pursuant to a written agreement, a contract implied in law, or a theory of unjust enrichment. 10. Defendant is entitled to know how she has been enriched by the provisions of goods and or services and how payments have been applied to any alleged goods or services provided. Wherefore, Defendant prays that Plaintiff's Complaint be dismissed and judgment entered for Defendant. Preliminary Ohiection Pursuant to Pa. R. Civ. P. No. 1028(a)(2) (Failure to Attach a Writing 11. Paragraphs 1 - 10 are incorporated herein by reference hereto. 12. The Complaint fails to attach a signed copy of any purported agreement between the creditor and the Defendant, or copies of any monthly billing statements. WHEREFORE, Defendant prays that Plaintiff's Complaint be dismissed and judgment entered for Defendant. Preliminary Objection Pursuant to Pa. R.C.P. No.1024 (Improper verification) 13. Paragraphs 1-12 are incorporated herein by reference hereto. 14. Plaintiff fails to state why counsel for Plaintiff makes the verification rather than the party as is required by Pa.R.C.P.No. 1024(c). WHEREFORE, Defendant prays that Plaintiff's Complaint be dismissed and judgment entered for Defendant.. Date: November 17, 2009 Respectfully submitted: MidPenn Legal Services Attorneys for Defendant BY: 4??"A eoffrey M. Biringer, Esquire 401 E. Louther Street Carlisle, PA 17013 (717) 243-9400 ID#18040 CERTIFICATE OF SERVICE I, Geoffrey M. Biringer, being a member in good standing of the Bar of Pennsylvania, hereby certify that I served a true and correct copy of the foregoing Defendant's Preliminary Objections to Plaintiff's Complaint on this 17th day of November 2009, by placing same in the United States mail, first class, postage prepaid, addressed as follows: David J. Apothaker, Esquire 520 Fellowship Road C306 Mount Laurel, NJ 08054 ` By: J47:?e?? 0? , 3,4 Geoffrey M. Biringer Attorney for the Defendants 401 E. Lduther Street Carlisle, PA 17013 (717)243-9400 Supreme Court ID#18040 PABW?lo?-., OF IM mmov 11 WO-42 W&-.F?L44L CWM ve?" i Fll.lrQ~--ri;~E r1P r net ;,`~~~ i .k". :, r ~C ~~' :~~ _ ~~T~~ Our File No.: 218709 APOTHAKER & ASSOCIATES, P.C. By: David J. Apothaker Attorney I.D.# 38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800)672-0215 Attorney for Plaintiff CAPITAL ONE BANK (USA),N.A. vs. Plaintiff LAURA B MACDOUGALL Defendant ZQ{D Af'R 19 ~h~ I I ~ 31 CUP,~~,,_ i11 j1~Ji.~~lVi 1 N~'d 1~4Ur'+~~~~ ~t~'~I 1`a, COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 09-7112 CIVIL TERM Civil Action PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: ~~ *, Kindly enter judgment against Defendant, LAURA B MACDOUGALL, in the default of ~~~.~- U ,,, f Amev~ded Cp~~i~lA~ ~~'t i~;0.~ ' an Answer~m the amount of $1,338.07 computed as follows: Amount claimed in complaint: $ 1,326.01 Less: Amount Paid: ( 0.00) Plus: Interest from January 4, 2010 to March 26, 2010 at the legal interest rate of 6.00% per annum 12.06 Attorney fees 0.00 TOTAL ') $ 1,338.07 I certify that Defendant, LAURA B MACDOUG LL, last known address is 10 AUBURN CIR BOILING SPRINGS, PA 17007-9535. David J. A thaker, Esq. Attorney for Plaintiff Dated: March 26, 2010 ~i~. oo PD A'~rl e~,~ 1~4a59 ~~ ~o~o/ ~o~tC~,~ ' ! OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS TO: LAURA B MACDOUGALL 10 AUBURN CIR BOILING SPRINGS, PA 17007-9535 CAPITAL ONE BANK (USA),N.A Plaintiff vs. LAURA B MACDOUGALL COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 09-7112 CIVIL TERM Civil Action Defendant NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. XX JUDGMENT BY DEFAULT JUDGMENT IN REPLEVIN JUDGMENT BY CONFESSION JUDGMENT FOR POSSESSION JUDGMENT ON AWARD OF ARBITRATORS JUDGMENT ON VERDICT JUDGMENT ON COURT FINDINGS JUDGMENT ON WRIT OF REVIVAL IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY David J. Apothaker, Esc at this telephone number: 800-672-0215 ~{IglO CERTIFICATION PURSUANT TO RULE 237.1 Pursuant to PA Rule Civil Procedure 237.1, I certify that a copy of the NOTICE OF Our File No.: 218709 APOTHAKER & ASSOCIATES, P.C. By: David J. Apothaker Attorney I.D.# 38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorney for Plaintiff CAPITAL ONE BANK (USA),N.A. vs. Plaintiff LAURA B MACDOUGALL Defendant COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 09-7112 CIVIL TERM Civil Action PRAECIPE TO ENTER JUDGMENT BY DEFAULT has been sent to the Defendant or the Attorney of Record. I verify that the statements made in this Certification are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. §4904, relating to unsworn falsification to authorities. David J. Apotl'~aker, Esq. Attorney for Pla~itiff Dated: March 26, 2010 a w Our File No.: 218709 APOTHAKER & ASSOCIATES, P.C. By: David J. Apothaker Attorney I.D.# 38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800)672-0215 Attorney for Plaintiff CAPITAL ONE BANK (USA),N.A. vs. Plaintiff LAURA B MACDOUGALL Defendant Civil Action AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND David J. Apothaker, being duly sworn according to law, deposes and says that I am the attorney for Plaintiff, and authorized to make this affidavit; that Defendant(s) resides at 10 AUBURN CIR BOILING SPRINGS, PA 17007-9535. We inquired with the web site of the Defense Manpower Data Center, located at 1600 Wilson Boulevard, Suite 400, Arlington, VA 22209-2 if the Defendant(s) is/are in any branch of the military. Mary M. Snavely-Dixon, Director of the Defense anpower: Data Center has sent back our inquiry indicated that the Defendant(s) is/are not i>~ the ilitary,,~` David J. Apo`Ckal~er, Esq. Attorney for Plaintiff COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 09-7112 CIVIL TERM I verify that the statements made in this Certification are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. §4904, relating to unsworn falsification to authorities. 1}rFaSCnccd of Drfrusr l+tat~oaer Data Ct>s ~1 5tm~ Rcgart Pes<g to rtes 5ertice 1l~-tu8sers Ci:iT Rr€icfAct ~i~-8-3~ l~ t1$:i6~36 *~`. List'.ti9me fia^sv1iir'Mie i bxte .~ir:ti~e L?ah° States Actnse Dots' £ad Datc Sertiue ?Igencx GL~CI?C3LI(,_kI.L" I.A{_'R~ g ~asrd as time ~'~-nmrsti<~ z+au had~e tssish~dv zhc P\ jy~ deer naz pci;bsss Era!: art tc~atiag ~ ir>dis~ral status. Lipc~t t~ ` d~a trattks t~ e~I3:t~~~e 2st war rata Cetxer, based sxn tE~ i~ the prcnl, E~ ~ is ~ rutt statt~' oif"e asrc6sid as tzt a~ bran.-hes of the t~ruE'r~ted Spices {Aran, 2eas°v.'.+~t Ctxps~ As Fares, Id[YAA; Pt~t6c Fitatdr, sad Coast rte. r~_ „cr.~,-~. Sim 1S. Snas~ety-t~¢on, Dirccttar ts2'f)+-fc~r _ ~.i~r T7ata Cdr iGttCi ~t'~sen 8h~d . Sic i ~iatdpawer Data Ccncez CP~S~C') is +cQ`EFu c~fUefenre iht ttta«ttt;,tss t}ie i3de Edro mot Ong SYsum SEERS) daxabase a'h~ln if ttde C$xrat s~atr af' data uts y for .meat Car~att4t t~t~tr" ~ 3V3t~Sd9. ". T2ie I]oI} strao~§ sr~spocis tlSS artixcc ~ the Sense iWdsmhers fsii Rsii~'Act {;~4 L?SC App. ~, ~ ~47i ct seq as -,_,_.•= a-ii} (5} ~f~-kwatisn as ~ S~tdirr~' seed Sa~Cxs' Chi RttbefAci of 25oltt~. D~aiDG' has essoud hrmdteds +of Viands of 'ties po~srsa mtti irf:~tstaatiam a°,dScs~nt~ Boat ties itslbsidud ~ cures ea awe dt' resp<m., acrd h€i~ e~eruaced a rtraor cafe. Fa tt~r e~rsu the mdnidual rt¢tsptteed above, cx ~F member, cx rep~serxr asserts im acsytoetasrr ttraz the ai+;~aT a on actrr dsa, oc is r,$~rtsse Crrtitled txf khe gcakectcs~tt [~drt SCRA; "tau are str:: cix~xas~-d is ~atffi fimd~rr s-~xts~ aa~rs ~f zhe txr~.xi s status by pers's Serwece s~ the "dnfettrrk tial ~ ltd. htt,,-,, ~ ~ "dpt~r<sel~ ~ `,fagpvs Pf'f~ v~°° L~I~_Mad. Ifycxt itmsa E'wAtlct:rc its }~etson is cn actr.-r dot; aaNi yr fait to a-txaimttrts add~ianat Senirr eer$cation, giuuticr prmisi~s .~ttx $CR.A. mar be issued. agaerst yau. Sec '~~~ L'SC App.. `, {_ I i:c). 3f ?~~arr obtaaa abaat the prrs.~rt {r g , as SS\;, itgatosrcd ac~rracY ai"I~d, a ), `~.~v :;aa stabrmit 3'~ request agues at tl~ A' eb sie asd sec +h~ prvs>ck a rasa certificate for that: r~n-ta acfse dst;~ states ° d rite itt°~aai somas ~rast cYt t . ~`~k was ~t z gc~;ec~ug 's6" days: E~ histaxicat " picasr rcontact the Smcr SCAA pow-x~-cas~accc otr >Rfotrttarisrt ort ~j~sr Dut,+ Srerns" Aetis"r dexy rrertrs ss. rrpoitcd "aE this certiYicaic is dLfiacdp a>ceardaner vdah 1.€t i ~ SC E' Ittlfdlfl'i fas a grrrood n#' amre ~ 3tt eatssecrdi.~e daps" 1nltue talc u!" a merai,~rr of the ~atzaa8t Gadard,.. ®ciirdes 3erti'iCe tsfder a c~ to at~ti:-r s°nic. auth>~ized let dtr Pry c~ Secretar;~ ~*z' Ikitnsr £rt a pesis.+d ~`aat~te Ebaxi 3{t ' ~ da~"s rzrt~ = _' L"fit' SG,it;~ fcx pv~,~es ~ rC?to a r~tscrsrrnt} drslarcd 6p the p4'cs3e artd strppartecibo Fedrr~ iirrr~s .`~ 'rcrn=r Gstard F rscr~r ~Gis*~ tne~aers trout br assigmed ~amst an atxlxxezrd m~b~i: wit a posihen ix the i>~ the;; sd~~t TEw inchxies Navy "I.aI'is.'.i^Iatitc Crops ARs and ~oastCzu~;i r'tP,'~ ~acti~.e Duz} .taros else applies z~, a ~eifmturtt See^.irr r>}.~nh?t =she is err awe durt~~ rcatatassiorac~ crt+t:slu 1-' S. Putzlc Heahit Srrzicr or t5s '.~:atic~ual fke~oc aAd Atrzwsptv~c .~drsraa~astr.t ~:4i3,~A. Csrcaded Carps) for a pemirad d mwue tiLltd r~ ~rndsr[srtisT dirs. Cudr ~.'zrder tAte SCR4 ix ,8r+anmer ix .Sorare Cesar Cat~rage erode Bide SCAA is txoader it srsnx cases amd inemdes s catrgexirs ~'peasons an aetisx dtmg £or ptrpcsses czrdae SC1tA who tux ttt ~d as sai Artist Dttiy, the cer~cate. _'4tarr, tias<s erdccs are to eTSCr~ tlx period ofa~tive dory, which se•a~d extend SC RA prestectuws_ Pen~ts sckis~ to rah; ~ thes rvebsie cert£tearinn shod>Ed c~tk tts make stare zhe orders fln ss-tnch SCitA ~tstr-tiaras ac based t>aL~ not 6~cm to exte~tt tip triwr dates ~'senicc. FurttTaxe. pr~~ser~an; the 5C: IL4 nznF eatetui to peasvas ss~hcr ire resesc^ed seders trs resort fix actn°r dtsy yr ~r be irductrd. but 1i-1ni hai r mvt actually beptm acacx ditty ur artuaAy repotted for iuitrtti~. 'Iht Last Der tst Actis~r Duty- e~ is uz~.~rt~~ t)etanse a manger oEprotee4aosos :if StrRA extee~d tnr^• cs d the dates ~~til`e dtHv. Ttdose who wed rc~ on Uris eestitcffie err srged to seek gas6fied legal totacsel to enssar tFmt at ruts gr~arueed to Sen°is:e r aver S['RA are proud. R :=~lt\TYf'i: I2ris ceeti6c~r was prsn~ci based an a astir a SS'+T prrrsaded by lac rrcr_ Pr~asc~ng m uravs iaarue of SS\ tsi$ anise an mc~~otts c~'dcate to be pravided. Frpart SIJFktfTCL.1'\f`tt3 . • ' 218709 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY CAPITAL ONE BANK (USA),N.A. ) COURT OF COMMON PLEAS CUMBERLAND COUNTY vs. ) LAURA B MACDOUGALL ) NO. 09-7112 CIVIL TERM To: LAURA B MACDOUGALL 10 AUBURN CIR BOILING SPRINGS, PA 17007-9535 NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT Date of Notice: March 02, 2010 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH TH$ COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 BAR DAVID J. APOTHAKER, ESQUIRE APOTHAKER & ASSOCIATES, PC A Law Firm Engaged in Debt Collection 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800)672-0215 Attorney for Plaintiff Attorney ID #38423 Cc: GEOFFREY BIRINGER ESQ