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Home My WebLink About10-13-09 J 15056051058 REV-1500 EXcos-o~) OFFICIAL {1gE ONLY PA Depar6ner~t of Rsverrw 2eo1 Tam INHERITANCE TAX RETURN ~ fxde Yet ~ Number I~saurg, PA 17128-0801 RESIDENT DECEDENT 21 09 0699 ENTER DECEDENT INFORMATION BELOW Soaal Security Number Date of Death Date of Birttl 188-14-4301 07/22/2009 09h 511924 Decedent's Last Name Sulroc Decedent's First Name MI Bickner, Jr. Jr. Harry G (K Applkable) F_nter Sunrhrirrp Spouse'e Ndonnatlon Below Spouse's Last Name Suffuc Spouse's First Name MI Spouse's Social Security Number TH13 RETURN MUST BE FlLED IN DUPIJCATE WRN THE REGISTER OF WILLS FlLL iN APPROPRIATE OVALS BELOW ~ 1. Original Return 2. Supplemental Return 3. Remainder Return (date of death prior to 12-13-82) 4. Umited Estate 4a. Future Interest Compromise (date of 5. Federal Estate Tax Return Required death af6er 12-12-82) 6. Deceden! Died Testate 7. Decedent Maintair-ed a Living Trust 0 8. Total Number of Safe Deposit Bpxes (Attach copy of vieu) (Attach copy of Trust) 9. Litigation Proceeds Received 10. Spousal Poverty Credit (date of death 11. Election to tax undue Sec. 9113(A) between 121-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT - Tf08 SECTION Mlf8T BE COMPLETED. ALL CORRESPONDENCE AND CONFlDENTIAL TAX INFORMATION SHOUILD BE DIRECTED TO: ~~ Daytime Telephone Number Jeffrey N. Yoffie, Esq. (717) 975-1836 Firm Name (H Applicable) o REGISTER G$~YILI.S USE 0I~ Yoffie & Yoffe, P.C. _r~ 1 ~ ~ - First tine of address ~ ~ ~ 4, ,? ~ z7 214 Senate Avenue .~ r- ter; ~ c~ ..-' ~:% '' ,~' ''~ _~ Second Noe of address , . C° , r-7 ' T J c~~~ cwt -~~ ~ ~ y . ry SuRe 404 _' ~ ~ ' .. ~ i hJ ~ j ~ City Or Post Oftic:e State ZIP Code DA~FIL D ~ , ^Y~~ c , - ~~ Camp Hill PA 17011 Corresponderrt's e-mail address: JYonet{~venZOn.net Urraer perrel6s of per)rxy,1 deGsre lost 1 haw sxernirred thle retim, indrxsrw aooomparyRp schedule. anti staeerrrente, and w the beet d ray IvwwMrlps and t-eaef tt ra true coneot and oonplsta. DsGeraWn d preparsr other than the peroorry repreearrtstlw le t>•ssd on aH inforrrredor- of which Properor h4s e1N Imowledpe. - -- OF SON RE f IVCi RETURN Eugene W. Widmer 1 Dogwood Trail, Kitty Hawn, NC 27949 SIGNATURE OF PREPARER OTHER THAN REPRESEtVTA ol-e S YMfe, P.C. ADDRESS JMfroyKYOtTe,F.sq. ~(~/~2 /Z ~Q 214 Senate Avenue, Suite 404, Camp I , PA 17011 // tlsE OIgA1NW. F ONN.Y Side 1 15056051058 15056051058 r ~ J 15056052059 REV-1500 EX Decedent's Social Security Number _ __ Decedent's Name: Harry G Bichner, Jr. ', 188-14-4301 RECAPITULATION 1. Real estate (Schedule A) ............................................. 1. 2. Stocks and Bonds (Schedule B) ....................................... 2. ' 11,349.96 '' 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages 8 Notes Receivable (Schedule D) ............................. 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ........ 5. 6. Jointly Owned Property (Schedule F) t-.., Separate Billing Requested ....... 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) ~ Separate Billing Requested........ 7. 8. Total Gross Assets (total Lines 1-7) .................................... 8. '. 276,218.79 9. Funeral Expenses & Administrative Costs (Schedule H) ..................... 9. ', 14,886.42 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ............... . 10. ', 1,384.92 11. Total Deductions (total Lines 9 8 10) .................................. . 11. ', 16,271.34 12. Net Value of Estate (Line 8 minus Line 11) ............................. . 12. ' 259,947.45 13. Charitable and Governmental BequestslSec 9113 Trusts for which "" an election to tax has not been made (Schedule J) ....................... . 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) ....................... . 14. ', 259,947.45 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 -- __ _ (a)(1.2) X .0_ 16. Amount of Line 14 taxable at lineal rate X .0 45 259,947.45 17. Amount of Line 14 taxable at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 19. TAX DUE ......................................................... 19. i ~,oai.oq 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 15056052059 Side 2 15056052059 REV-1500 EX Page 3 Decedent's Complete Address: Flte_Numk~r_ . _ ... .___ 21 09 0699 DECEDENTS NAME DECEDENTS SOCIAL SECURITY NUMBER Harry G Bichner, Jr. 188-14-4301 STREET ADDRESS 5225 Wilson Lane, Apt. 335 CITY Mechanicsburg STATE PA ZIP 17055 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) (1) 11,697.64 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount 584.88 Total Credits (A + g + C) (2) 584.88 3. InteresUPenalty if applicable D. Interest E. Penalty Total InteresUPenalty (D + E) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 11,112.76 A. Enter the interest on the tax due. (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (56) 11,112.76 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :...................................................................................... .... ^ b. retain the right to designate who shall use the property transferred or its income : ......................................... ... ^ c. retain a reversionary interest; or ....................................................................................................................... ... ^ d. receive the promise for life of either payments, benefits or care? .................................................................. .... ^ 2. If death occurred after December 12,1982, did decedent transfer property within one year of death without receiving adequate consideration? ........................................................................................................... ... ^ 3. Did decedent own an "in trust for" or payable upon death bank account or security ai his or her death? ........... ... ^ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ..................................................................................................................... ... © ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1,1994 and before January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exem~ a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1503 EX+ (6-98) SCHEDULE B COMMONWEALTH OF PENNSYLVANIA STOCKS & BONDS INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Harry G. Bichner, Jr. 21-09-0699 All property jointty-owned with right of survivorship must be disclosed on Schedule F. (If more space is needed, insert additional sheets of the same size) ~ ~ WSJ.com Stock Charting for PKI mer Inc (PKI) (NYSE) U.S. Dollar Date Price High Low Volume 7/zz/os 17.49 17.83 17.aa 1,s32,soo No Splits Get another quote any day after 1/2/1970 1/7J1970 Symbol: _ Date:'07/22/2009 G4 ; Copyright ®1999-2009 BiaCharts.com Inc. All rights reserved. Please see our Terms of Use. Historical and current end-of-day data provided by FT Interactive Data. < 2 Nbnth (Daily) @Big~Charts.com 1G i$ / 17 ~uJ 15 -.h=i ~...... _< ^`' Imo 2mo 3mo 6mo ~ ~ 5Lrr Page 1 of 1 http://www.bigcharts.com/custom/wsj ie/wsjbb-historical.asp?symb=PKI&sid=8630&close... 9/ 10/2009 Copyright ®2009 Dow Jones 8 Company, Inc. All Rights Reserved ~ f WSJ.com Stock Charting for D Page 1 of 1 Dominion Resources Inc (D) (NYSE) U.S. Dollar Date Price High Low Volume 2 AAornh (Daily) Cdl3igcharts.cam 7!22/09 33.12 33.34 32.66 2,360,600 34, g 31.0 33.5 No Splits 33, a ._ . 32, 5 Get another quote any day after 1!2/1970 .3i ~ a a~,~a 1!2/1970 Imo 2mo 3mo 6mo 1yr 3~~r Symbol:: ', Date: 07/22/2009 Go Copyright ®1999-2009 BipCharts.com Inc. All rights reserved. Please see our Terms of Use. Historical and current end-of-day data provided by FT Interactive Data. ~ii3~S~ 4~4'FId~ 17t7r~;~P~d''I' xt_tii;Z~' Jt F'I:.L' ~t~ RL``TI~tJe=~i<'I. Copyright ®2009 Dow Jones & Company, Inc. All Rights Reserved http://www.bigcharts.com/custom/wsjie/wsjbb-historical.asp?symb=D&sid=8630&close d... 9/10/2009 REV-1508 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF FILE NUMBER Harry G. Bichner, Jr. 21-09-0699 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. (If more space is needed, insert additional sheets of the same size) 1 i REV-1509 EX+(a-9a) SCHEDULE F COMMONWEALTH OF PENNSYLVANIA JOINTLY-0WNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Harry G. Bickner, Jr. 21-09-0699 Nan sssat was made joint within on• year of iha decedent's data of death, it moat ba nportad on Schedule t3. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. Eugene W. Bickner 140 S. Dogwwood Trail, kitty Hawk, NC Son B. C. 1 I JOINTLY-OWNED PROPERTY: ITEM NUMBER FDR JOINT TENANT ~~ MADE JOINT DESCRIPTION OF PROPERTY MCLUDE NAME OF FINANCIAL IN61rrUTIONAND BANKACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER ATTACH DEED FOR JOINTLYfiELD EAL ESTATE. DATE OF DEATH VANE OF ASSET % OF DECGS INTEREST DATE OF DEATH VALUE OF DECEDENTS INTEREST 1 • A. EE ATTACHED Members First Federal Credit Union-Acct. # 204611-00 1,132.93 50 566.47 2 q EE ATTACHED Members First Federal Credit Un'lon-Acct #204611-43 58,116.31 50 29,058.16 3 q EE ATTACHED Members First Federal Credit Union-Acct # 2046114 36,698.69 50 18,349.34 4 q EE ATTACHED Members First Federal Credit Union-Acct# 204611-05 8,106,07 50 4,054.04 5 q EE ATTACHED Greai Lakes Credit Union-Acct # 01 2,811.43. 50 1,405.72 6 q EE ATTACHED Great Lakes Credit Union-Acct # 08 1,270.12 50 635.06 7 q EE ATTACHED Great Lakes Credit Union-Acct # 10 232,094.46 50 116,047.23 8 q EE ATTACHED Great Lakes Credit Union-Acct # 41 11,313.04 ' S0 5,656.52 9 q SEE ATTACHED Great Lakes ('ifedit tlni0n-Acct # 44 5,033.60 50 2,516.80 10 q SEE ATTACHE Great Lakes Credii Union-Acct # 45 5,033.60 50 2,516.80 11 q SEE ATTACHE Charlway Federal Credit Union-Acct # 351907-00 3.551.04 50 1,775.52 12 /~ SEE ATTACHE Chariway Federal Credit Union-Acct #351907-26 7 557 10: 50 , . 3,778.55 13 q sEE ATTACHE Charlway Federal Credit Union-Acct # 351907.28 20 804 30 . , 50 10,402.15 14 q sEE ATrncHE Chartuvay Federal Credit Union-Acct # 351907-29 99 190 36 50 , . 49,595.18 15 A SEE ATTACHE Charlway Federal Credit Union-Acct # 351907-60 2 852 91 50 , . 1,426.46 TOTAL (Also enter on line 6, Recapitulation) I S 247,784.00 (If more space is needed, insert additlon8l sheets of the same size) SUPPLEMENT TO SCHEDULE F All assets on schedule F were made joint prior to July 22, 2008 which was one year before the death of Harry G. Bichner, Jr. On the issue of the assets being made joint more than 1 year before the death of Harry G. Bichner, Jr., the assets held by Members First Federal Credit Union, Great Lakes Credit Union and Chartway Federal Credit Union will be addressed in that Order. On his date of death (July 22, 2009), at Members First Federal Credit Union, Harry G. Bichner, Jr. owned jointly with his son (Eugene W. Bichner) certificates of deposits with account numbers ending in the digits 43 and 44. Attached are the Members First statements for the periods ending June 24, 2009 and September 24, 2008. Regarding the certificate of deposit held in account 43, from the statement for the period ending September 24, 2008, it can be seen that the certificate of deposit held in account 42 matured on January 21, 2009 and it had a value (on September 24, 2008) of $56,366.30. Looking at the statement for the period ending June 24, 2009, it can be seen that the certificate of deposit held in account 43 was an 11 month certificate of deposit maturing on December 21, 2009, which means that it must have been purchased on January 21, 2009 -the same date the certificate of deposit held in account 42 matured. The March 25, 2009 value of the certificate held in account 43 ($57,370.75) is also very close to the September 24, 2008 value ($56,366.30) of the certificate of deposit held in account 42. From these statements it can be seen that the certificate of deposit held in account 44 was a rollover from the 18 month certificate of deposit held in account 41. From the statement for the period ending September 24, 2008, it can be seen that the certificate of deposit held in account 41 was held prior to June 25, 2008. Pennsylvania Inheritance Tax Information Notices And Taxpayer Response forms sent to Eugene W. Bichner by Members First are attached. The savings account ending with digits 00 had a date of death value of $1,132.93 which was only slightly higher than the July 22, 2008 (1 year before the date of death) value of $1,123.19. The money management account ending with the digits OS had a date of death value of $8,108.07 and a July 22, 2008 value of $6,237.68. There is no evidence to suggest that these increases in value were caused by anything but interest from jointly owned certificates of deposit which were made joint more than 1 year before the date of death. For Great Lakes Federal Credit Union, I have attached the statements for the periods ending July 31, 2009, March 31, 2009, July 31, 2008 and May 31, 2007. As of the date of death, jointly held certificates of deposit were held in accounts ending with the digits 41, 44 and 45. Looking at the July 31, 2008 statement, it can be seen that the certificate of deposit held in account 41 was held in the account prior to July 1, 2008. From the July 31, 2008 statement, it can be seen that the certificate of deposit held in account 43 matured on March 31, 2009 and it had a July 31, 2008 value of $10,357.55. Looking at the March 31, 2009 statement, it can be seen that the certificate of deposit held in account 43 matured and that two new certificates of deposit, for $5,000.00 each, were purchased in accounts 44 and 45 respectively. Regarding the liquid assets, the date of death value of the share savings account (a«xwnt O 1) was 52,81 I.43. The date of death value of the checking account (account 08) was ~ 1,270.12 and the date of death value of the money market account (account 10) was 5232,094.46. The July 22, 2008 value for the checking account was 53,754.17 and the July 22, 2008 value for the money market account was 5237,073.09. I ~ not have the July 22, 2008 value for the savings account, but the May 1, 2007 value of the savings account was 55,474.08. In short, ali 3 of these liquid assets accounts were worth more on July 22, 2008 then on July 22, 2009. Therefore, even though decedent's civil service pension and social security payments were deposited into Great Lakes up until the time of decedent's death, it is submitted that 100% of the assets in these 3 accounts on July 22, 2009 were made joint more than I year before die date of death. Far Chartway Federal Credit Union, attached is a statement for the period ending August 5, 2009, a statement for the period ending April S, 2009 (attached because the August 5, 2009 statement is difficult to read), a statement for the period ending August 5, 2008 and documentation for certificates of deposit ending with. account numbers 25 and 26, 24 and 28, 27 and 29. On the date ofdeath, certificates of deposit were held in accounts 26, 28, and 29. These 3 certificates of deposit came firm jointly held certificates of deposit held in accounts 2S, 24 and 27 respectively. The 3 predecessor certificates of deposit (held in accounts 25, 24 and 27) were all certificates of deposit which were made joint more than I year before the date of death. For the liquid assets held in Chartway, there was the share account (account 00) with a date of death vahie of 53,551.04 and a July 22, 2008 value of 55,781.29. There was the elite SO plus account (account 80) with a date of death value of 52,852.91 and a July 22, 2008 value of 52,832.75. In short, more money was in these joint accounts (combined)1 year before death as compared with the date of death and it is therefore submitted that 100% of the assets in these accounts as of the date of death was made joint more than 1 year before the date of death. Yoffie d~ Yoffie, P.C. nom: I~~I~~2"~9 By . Yoffie, Esq. Attorney for Eugene W. Bickner 214 Senate Avenue, Suite 404 Camp Hill, PA 17011 (717) 9TS-1838 Attorney ID No. 52933 j~o~@verizon. net ome: ~ .~~ 09 Eu .Bickner, Executor Sep 14 09 12:56p Wee Winks Market ;a .~ r- Your current Member Loyalty Rewards level is Titanium. Would you like to receive a full calendar month statement? Sign up for eStatements today! See the enclosed insert for more details. Send Ingirires to: 3000 Loulw privo PO Bo: 40 . Mochanlcaburg; PA 17065 wvrw.mem berm at.w9 Main Switehboartl: (800) 283-2328 EZ Call; (717) 687.4372 or (800) 28343'2 TDp: (7r7; 687.5312 or (800) Y83.2328 e>t. 5312 TcleBrancA: (000) 23?-7288 12717 1 AL 6.335 25433-]2717 ir~rlllrrrlllr~rrlrirrlrlrrilrr~llr,~Ilrrrrllrl~lrrlrirrrrllrl HARRY G BICHNER JR EUGENE W BICHNER 5225 WILSON LANE APT 335 MECHANICSBURG PA 1?055-3574 252-261-2937 p.7 Statement of Accounts Mar 25, 2009 thru .fun 24, 2009 Account Number: 204611 Balances at a Glance Checking : 0.00 Savings: 4, 555.33 Certificates : 94 , 428.77 Loans: 0.00 Money Management: 8,101.36 Swipe 5 YTD Reward : 0.00 P~1ge ; 1 of 2 SAVINGS ACCOUNTS 00 -REGULAR SAVINGS Qate Transaction Descrption Additions Subtractions Balance Mar 25 Balance Forward 1,130.47 Mar 31 Deposit Dividend 0.7509'0 0.72 1,131.19 Annual Percentage Yield Famed 0.75016 from 03/07/2009 through 03/31/2009 Apr 30 Deposit Dividend 0.5009'0 0.46 1,131.65 Annual Percentage Yield Famed 0.50016 hvm 04/01/2009 through 04/30/2005 May 31 Deposit Dividend 0.500°.0 0.48 1,132.13 Arurual Periaentagoe t?etd Earned 0.501Di6 from 05/Of/Z009 through 05/31/Z009 Jun 24 Ending Balance ~ 1,132.13 05 -MONEY MANAGEMENT Date Transaction Description Additions Subtractions Balance .WSr 25 BaJaace Forurwrd 7 ,099.44 Mar 31 Deposit Dividend Tiered Rate 5.00 7,105.04 Annual Percentage Yield Famed 0.93096 from 03/01/?009 through Q?/3 J/2(J09 Apr 30 Deposit Dividend Tiered Rate 4.05 7,109.09 Annual Percenfage Yre/d Famed 0.70016 imm 04/01/2009 thrrwgh 04f30/2009 May 31 Deposit Dividend Tiered Rate 3.92 7,113.01 Annual Percen~ge YaeAd Earned 0. &501b from A5101/ZOP9 trough 05/31/11709 Jun 11 Deposit by Check 568.35 8,101.36 Jun 24 Ei>Idiig 9a/anc~e 8.101.36 10 -IRA SAVINGS Date Transaction Description Additions Subtractions Balance Mar 25 Balance Forward 3,416.67 Near 31 Deposit Dividend Tiered Rate 2.69 3,419.36 Annual Percentage Yield Earned 0.93016 tram 03/01/2009 through 03!91/2009 Apr 30 Depasit Dividend Tiered Rate 1.95 3,421.31 Annual Percentage Yid Famed 0.700JG fiaim Od/O1/Zt709 ltunugh 04/30/2009 May 31 Deposit Dividend Tiered Rate 1.89 3,423.20 Annual Percentage Yre/d Famed 0.650% {rorn 05/01/2009 through 05/31/2009 --- Continued on IoAOwing page --- Sep 14 09 12:56p Wee Winks ct Send kiq„'ves -o: - SOOO Louise Orlve PG BOY AO NecheMesburg, PA 77055 ~~~'• w..w.memberalsl.org Market 252-261-2937 p.8 Mn(n SwritchDoard: (800) 283.2328 Q 0711; (777j &~7.e372 or (80oj 283.43.'2 Mar 25, 2009 thru Jun 24, 2009 TDD: (717F E97.5372 o`r f .;;0; SR9-2328 ex1.5312 :x,..,rir. ACCpunt Number : 204611 TeleBranch: (800)237.7c88 Page: 2 of 2 Date Transaction Description Additions Subtractions Balance Jun 24 Ending Balance 3.423.20 CERTIFICATE ACCOUNTS 41 - 18 MOf~TH CERT '- Daie Transaction Description Additions Subtractions Balance >~ Mar 75 Balance Forward 36.240.88 ~~ Mar 31 Deposit Dividend 4.70G"/o 144.67 36,365.56 Annual Periaenlage Yid Earned 4.80016 burn 03/01/20179 through 03/31/2009 ~~ Apr 23 Deposit Dividend 4.700°% 103.08 36,488.63 Annua! Pevaaa,Ttage Yaeld Earned 4.87CDo from 04/01/2009 dhrvug'h 04/?212t7IGt4 • ~eAelVed•-at•--a-g8 ature 10; 22110 + Apr 23 With 36,488.83- 0.00 1 ER7'-G "' ' 7hts as lha f~na! slalement presenfirrg ,ntormab on on U7es product"' . " Please f>?t81lr bhtshral slalemenl tar teX repor!!ng purposes " , (j 43 - 11 MONTH CERT Maturity Date -Dec 21, 2008 Q~e Transaction Description Addltbns Subtractions Ba ance Mar 25 Balance Forward 57 , 370.75 Mar 31 Deposit Dividend 3.300°% 160.80 57,531.55 Annual Para;enbga Yre/d Famed 3.35~b lrnr» 03/01/ZDI?9 d>routlh 03/31/1009 ~ Apr 30 Deposit Dividend 3.300% 156.04 57,887.59 Annual Pen:enlage Ygld Earned 3.35096 from 04/07/20179 llunugd- 04/3012009 May 31 Deposit Dividend 3.300% 161.68 57,849.27 Annual Percentage Y,74/d Earned 3.350% from 05101/2009 lfrrDUgh Q5/31/2009 Jun 24 Enddrg Balarrcie 57.849.27 _4 - 7 MONTH CERT Maturity Date -Nov 21, 2009 Dale Transaction- Description Additions 5ublractArts Balance Apr 23 Bak~nas Forward 0.00 Apr 23 Deposit Transfer From Share 41 36,488.63 36.488.63 Apr 30 Deposit Dividend 2.3309'0 18.63 36,507.26 Annual Perrcenlage Y,r9/d Famed 2.36f86 horn 04/Z.?/ZOI09 04/30/2009 May 31 Deposit Dividend 2.3309'0 72.24 38.579.50 Annual Perlcentage Y,tsld Earned ?. 35PJL harm 05/01/20t?9 iYlrl7rlg/7 05/3 f/?G109 Jun 24 6rding Balance 36.579. SD YTD. SUMMARIES TOTAL DIVIDFJJDS PAID 00 REGULAR SAVINGS 3.27 05 MONEY MANAGEMENT ~ 25.13 10 IRA SAVINGS 12.10 41 18 MONTH CERT 521.52 43 11 MONTH CERT 680.25 44 7 MONTH CERT 90.87 Total Previous Year IRA Contributions 0.00 Total Current Year IRA Contributions 0.00 Total Year To Date Dividends Paid 1,434.84 NOTE: Total includes ctosed shares Total Year To Date Nontaxable Dividends 12.10 Don't forget about our new Member Loyalty Rewards Program. The more products you have with us, the more benefits you'll receive. Ask an associate for detaiis or visit our website at www.membersist.org for details. .;: Sep 21 09 07:44a Wee Winks Market St MEMBERS 15t FEDERAL CREDIT [JNIQN Santl Inqulrec to: 5000 Louiso Drive PO Box 40 Marxranlaaburp,?A 77055 www.memberslaLOrq Main Switchboard: (800) 283-2328 Q Call: (717) 697.4372 or (800) 2834372 7DD: (717) 607.5312 or i800) 283-232a 6YI. 5312 Trrb8ranoh: (800)237-7288 252-261-2937 p.2 Statement of Accounts Jun 25, 2008 thru Sep 24, 2008 ~ Account Number: 204611 Account Balances at a Glance: Checking : 0.00 Savings : 4 , 754. $1 Certificates : 91, 773.88 t.oans: Q,QQ 15511 ~ Av 0.324 31021-15511 t~ I.,rlll~~~lll~r~~l~l~rl~l,rfl~r~ll~~~ll~r,~ll~lrl~~l~lr~r~llrl ~= HARRY G BICHNER JR N ~~ EUGENE W BICHNER 5225 WILSON tANE APT 335 °'~ MECHANICSBURG PA 1?OS5-3574 o~ r !~ Money Management : ti ,830.82 Page : 1 of 2 Your current Member Loyalty Rewards level is Titanium. Access over 25,000 surcharge-free ATMs in the United States. See the enclosed insert For more details. `f11s.1v~~s ~.5~ ~.1\~.~ C~SZ. c7~x~,~. ~.S~~..,~"~'~''1c~-r~~ t SAVINGS ACCOUNTS 00 -REGULAR SAVINGS Date Transaction Descxiot~-+ Jtm Z5 Balance Forward Additions Subtractions t3slar~ Jun 30 Deposit Dividend 1.000?'0 0 92 1,122.77 1 123 19 Annual Peroen~ga Yreld Earned 1.000X from GGY01/2008 Urmugh Gl~/30/ZA98 Jul 31 Deposit Dividend 1.000% 0.95 1 124 14 Annua/ Penaerr~ge Yreutd Earned 1. A7l'J% firHrr pTlO1/20UB grrough 07131/1008 , . Aug 31 Deposit Dividend 1.000% 0.95 1 125 09 Annua/ Pera;entage Yield Earned 1. dt71pJ61rom 08!01/7008 through OB131/2008 , . Sep 24 EnaGng 8a/ance 1,125.09 05 -MONEY MANAGEMENT Rate Transaction beseriotien ./un ~ die Forawerd AddiGOR;£.__~UbtracticNt s a r Jun 30 Deposit Dividend Tiered Rate 5.82 6 ,231.86 237 6 68 Annual Percentage Y~kI Earned 1. 15096 from A6/Ol/ZIaOB through Gib/30/2008 , . JUI 31 Deposit Dividend Tiered Rate 6.04 6 243 72 Annua! Percentage Y~Id Earned f. 15Prb hen OT/01/20101 tiuough 07/31/7008 , . Aug 31 Deposit Dividend Tiered Rate 6.05 249 6 77 Anrrua/ Percentage Yw~d Earned 1. 750fb from A8/O J/20A8 through 08/31/?008 , . Sep 08 Deposit by Check Sep 24 EnoYng Balance 581.05 6,830.62 6 , 830.62 70 -IRA SAVINGS ate Transaction Desaiotion _ Jun 25 Balance Fonwartl ~ Additions Subtractions Balance Jun 30 Deposit Dividend Tiered Rate 3.39 3,619.31 3 622 70 Annual Peraenlegis Yield Eemed f. 15186 fawn OlS/O1/?A7B yuough gg190/ZGr,18 , . Jul 31 Deposit Dividend Tiered Rate 3.51 3 626 21 Annual Peroeniaye Yield Earned 1. 1318b born 07/01/2008 through OT/91/?L~LiB , . Aug 31 Deposit Dividend Tiered Rate 3 51 Annual Perra9n~ge YIBId Earned 1. 150!6 from Otp/01/2008 through 08/31/ZpbB 3829 72 --- Continued on following page -_- i r Sep 21 09 07:44a Wee Winks Market 'L'5L-261-2937 p.3 5e^d Inquires :o: sl 5000 Louise OrIVO Mein Switchboard: (806) 293-2328 PO Box sD EZ Cell: (717) 697.4372 Or (800) 283-4372 ~~ ,Jun 25 , 2008 thrU Se 24 2008 p - Moehaniesbury, PA 17055 TO D: {717) 897-5312 or (8001283-2328 ext. 5312 Tefearaneh: {800) 237-7288 N A au=:.~ss~: , Aooount Number. 204611 ~ aN www.rnemberslat.orq Page: 2 of 2 Qate Trantaactlon Description Sejo ?4 Endbrg Balance Addtions __ Subtractions Balance 3,629.72 CERTIFICATE ACCOUNTS _ * - 41 -15 MONTH CERT Maturity Date -Apr 23, 2009 ~'~ Date Trarlsactlon Description '" ~ Jun 25 Balance Forward Additions Subtractions Balance ° Jun 30 Deposit Dividend 4.7p0a/o 1315.17 34, 991.4 t 35 126 58 Annual Perta9nlage YaeM Famed 4.80ffJb lrom Q6/O1/ZOL~B fhrpugh 86/30/2008 , . ~~ Jul 31 Deposit Dividend 4.700% 140.22 35 266 80 t ~ Annual Peroantage YreM Earned 4.880!6 from 07/p>/2ppB ~rotJgrh 07/31/2008 , . Aug 31 Deposit Dividend 4.T00',b 140.78 35 407 58 Annual Parraentaye Y~ald Earned Q. 8009E from 08/01/2008 drrough 08/31/2808 , . Sep 24 Ending Balance 35.407.58 42 - 11 MONTH CERT Maturity Date -Jan 21, 2009 Date Transaction Descriofion Additions Subtra ctions Balance Jun 25 6alenc~e Forward 55 852 30 Jun 30 Deposit Dividend 3.640°.'0 167.10 , . 56 019 40 Annual Pert.errtagg Y~Id Earned 3.70016 dvrrr A,/Of/2008 through GiS/9p/Z00g , . Jul 31 Deposit Dividend 3.640'Dk 173.18 56 192 58 Annua/ Percertlage Yreld Earned 3.70096 from OT/01/2A89 duo4grh 07/31/2008 , . Aug 31 Deposit Dividend 3.640% 173.72 56 366 30 Annual Percer-tage Y,~e/d Famed 3.7170ib from 08/01/2808 trough 86J31/28AB , . Sep 24 End~g Be/anc~e 56,366.30 YTD SUMMARIES TOTAL DIVIDENDS PAID 00 REGULAR SAVINGS 7.qg 05 MONEY MANAGEMENT 57.63 10 IRA SAVINGS 33,83 41 15 MONTH CERT 1,000.41 42 1't MONTH CERT 1,067.44 Total Current Year IRA Contributions 0.00 Total Year To Date Dividends Paid 2,633.38 NOTE: Total includes closed shares Total Year To Date Nontaxable Dividends 33.83 Add Your Photo For Security Your personal safety and financial security are top priorities at Members 1st. As a result of increased scams and fraudulent activity throughout the entire country, we are stronglyy encouraging members to have their photos added to their account records. When vtsiting our branch offices you may be asked by one of our Associates to allow us to take your photo. This member Identi~7cation program will assist in our fraud deterrence initiatives and will take our identity theft prevention program to the next level. We are experiencing an increasing number of attempted fraudulent activities and as a result, we need to be able to verify your identity immediately upon retrieving your account information. to addition to having your photo in our files, you may tae required to show additional forms of identification based on the type of transaction you are seeking. This is for your protection and security and we appreciate your ongoing cooperation and understanding. c l ~. 1 PENNSYLVANIA INHERITANCE TAX INFORMATION NOTICE BUREAU OF INpIYIpILIL TAXES AN D Po eax zeosol TAXPAYER RESPONSE HARRISlUR6 PA 17126-pf01 acv-:sea a A-r ae•u, FILE N0. 21 09-0699 ACN 09152139 DATE 08-12-2009 EUGENE W BICHNER 140 SOUTH DOGWOOD TRL KITTY HAWK NC 27949-3103 EST. OF HARRY G BICHNER 5SN 188-14-4301 DATE OF DEATH 07-22-2009 COUNTY CUMBERLAND REMIT PAYMENT AND FORMS T0: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 TYPE OF ACCOUNT ® SAVINGS CHECKING TRUST CERTIF. MEMBERS 1ST FCU provided the Wpsrtaant with the inforaation below, which has boon used in ealeulatinp the potential tax duo. Records indieat• that at the death of the above-nsaad decadent, you ware a Saint ewnar/beneficiary of this account If you Taal the Snforaation is Incorrect, olsase obtain written correction frog the financial institution, attach a copy to this forty and return it to the above address. This aeeeunt is tsxabl• in aeeordsnc• with th• Inheritance Tax laws of the Coaaonwealth of Pennsylvania. Pleas• call 1717) 767-6327 with wastions. COMPLETE PART 1 BELOW ^ SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS Account No. 204611-00 Data 04-30-2001 To ensure proaar eredie to the account, two Established copies of this notice gust accoapany Account Balance 1 132 93 payaant to th• Repiatar of Wills. Mak• chock , . payable to ^Repister of Willa. Agent". Percent Taxable X 50.000 Amount Sub~eCt to Tax $ 5 6 6 4 7 NDTEe If tax payaents sre ^ada within three . aonths of the decedent's date of death, Tax Rat• X .045 deduct a 5 Pareant discount on the tax duo. Potential Tax Duo ~` 25.4 9 Aw Inheritance Tax duo will beeoa• delinquent nine aonths after the date of death. P T TAXPAYER RES ONSE a 1 A. ~ Th• above inforaation and tax duo is correct. Resit payaant to the Rapistar of Wills with two eopias of this notice to obtain CHECK NE a discount or avoid interest, or chock box ^A^ and Wills and an official assessaent will be issued by return this notice to the Rapistar of the PA Department of Ravanua. [ B LDCK ~ B. ~ The above asset has boon or will be reported and tax paid with the Pennsylvania Inhsritsnee Tsx return 0 N L Y to ba filed by the estate rapresentstiva. C. ~ Tha above infor~ion is inaorrACt and/or debts and deductions ware paid. Complete PART 2 and/or PART 3 below. PART It indicating a different tax rate, please state relationship to decedent: TAX RETURN - COMPUTATION OF TAX ON JOINT/TRUST ACCOUNTS LINE 1. Date Established 1 2. Account ZRalance 2 ~ 3. Pareant Taxable 3 X 4. Amount Subject to Tax 4 ~ 5. Debts and Deductions 5 6. Amount Taxable 6 $ 7. Tax Rato 7 X e. Tax Due g $ PART DEBTS AND DEDUCTIONS CLAIMED a DATE PAID PAYEE DESCRIPTION AMOUNT ps7n Under penalties of perjury, I declare that the facts I have rsportad above are true, correct and complete to the bast of my knowledge and belief. HOME [ ) WORK C ) TAXPAYER SIGNATURE T LEPHONE NUMBER DATE -~ PENNSYLVANIA INHERITANCE 7AX INFORMATION NOTICE BUREAU OF INDIVIDUAL TAXES AND FILE N0. 21 09-0699 PO Box 280601 TAXPAYER RESPONSE ACN 09152141 WIRRIS8UR6 PA 17128-0601 DATE D8-12-2009 aEV-sus sx Kr ~se-as EUGENE W BICHNER 140 SOUTH DOGWOOD TRL KITTY HAWK NC 27949-3103 EST. OF HARRY G BICHNER SSN 188-14-4301 DATE OF DEATH 07-22-2009 COUNTY CUMBERLAND REMIT PAYMENT AND FORMS T0: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 TYPE OF ACCOUNT SAVINGS CHECKING TRUST ® CERTIF. MEMBERS 1ST FCU provided the Departaant with the inforaation below, which has baan used 1n ealeulatine the potential tax dua. Records indieat• that at the death of the above-naaed decadent. you ware a joint owner/beneficiary of this account. If you foal the inforaation is incorrect, plasa• obtain writ tan correction free the financial institution. attach a eopv to this fen and return it to the abova address. This account is taxable in accordance with the Inheritance Tax laws of the Cowonwealth of Pennsylvania. Plaas• call L717) TB'-1327 with questions. COMPLETE PART 1 BELOW r SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS Account No. 204611-43 Dat• 02-22-2008 To ensure proper credit to the account, two Established copies of this notice oust accoaparar Account Balance $ 58 116 31 payaent to the Raeister of Wills. Nake ehaek , . payable to "Roeister of Willa, ABent". Percent Taxable X 50.000 Aaount Subject to TaX ~ 29 058 16 NOTES If tax payaenta era aade within three , . aonths of the decedent's data of death, Tax Rat• X .045 deduct a 5 percent discount on the tax duo. Potential Tax Du• $ 1,307.62 Aw Inheritance Tax duo will becoae delinquent nine aonths after the det• of daatA. P T TAXPAYER RESPONSE a 1 A. ~ TAa abova intonation and tax dua is corroet. Raait payaant to the Reeiatar of Wills with two copios of this notice to obtain CHECK a discount or avoid interest, or ehaek box "A" and return this notice to the Rapiatar of Wills and an official assaasaant will ba issued by the PA Dapartaant of Ravanua. C 0 N E ~ BLOCK B. ~ Th• abova asset has baan or will ba reported and tax paid wit h the Pennsylvania Inheritance Tax return 0 NL Y to b• filed by the estate raarasantative. u DATE PAID PAYEE DESCRIPTION AMOUNT PAID Under penaltioa of perjury. I declare that the facts I have reported above are true, corroet and eo~aplet• to the best of ay knowledp• and belief. HOME C WORK C TAXPAYER SIGNATURE T PHON M DATE PENNSYLVANIA INHERITANCE T INFORMATION NOTICE BUREAU OF INDIVIDiNL TAXES AN D Pa Box zeo~ol TAXPAYER RESPONSE HARRISBURG PA 17128-Bf01 rY-lei] IX K- (Ia•IQ EUGENE W BICHNER 140 SOUTH DOGWOOD TRL KITTY HAWK NC 27949-3103 EST. OF HARRY G BICHNER SSN 188-14-4301 DATE OF DEATH 07-22-2009 COUNTY CUMBERLAND REMIT PAYMENT AND FORMS T0: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 TYPE OF ACCOUNT SAVINGS CHECKING TRUST ® CERTIF. MEMBERS 1ST FCU vrovided the Davartaant rith the inforration below, which hss bean used in cslculatine the potential tax due. Records indieat• that at th• death of the above-oared decedent, you xere a ioint owner/beneficiary of this account. If you fool the inforoation is incorrect, pleesa ebtain written correction fror the financial institution, attach a copy to this forr and return it to the above address. This account is taxable in accordance with the Inheritance Tax laws of tho Coawsonrealth of Pennsylvania. Pleaso pall C717) 787-8327 with auastions. COMPLETE PART 1 BELOW ^ SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS Account No. 20461 1-44 Data 01-22-2008 To ensure proper erodit to the eccount, two Established copies of this notice rust accorvany Account Balane• $ 36 698 68 Dayrent to the Raeister of Wills. Nak• check " ~ . payable to Resister of Wills, Avant". Porcont Taxable X 50.000 Awount Subject to Tax $ 18 349 34 NOTE( If tax vayrents aro wade within three , . , eonths of the decadent s date of death, Tax Rat• X , 045 deduct • 5 vereent dlsaount on the tax due. Potential Tax Dua $ 8 25.72 Any Inheritance Tax due will bacore delinauant nine ^ontha after the date of death. P T TAXPAYER RES ONSE ~ 1 A. ~ Tha sbova infareation and tax due is correct. Raait payrant to the Ravistar of Wills with two copies of this notice to obtain CHECK ^ discount or avoid interest, or chock box "A" and return this notice to the Register of Wills and an offlciel assessrant will be issued by the PA Dapartrant of Revenue. C ONE BLOC K B. ~ Tha sbova asset has boon or will be revortad and tax paid with the Pennsylvania Inhoritanca Tax return 0 N L Y to b• filed by the estate representative. C. ~ Tha above infor ion 1s incorr et and/or debts and deductions ware psi d. Cwplet• PART 2~ and/or PART 3~ bolow. PART If indicstinB a dlfferent tax rate, ploas• state relationship to dacadant: TAX RE TURN - COMPUTATION OF TAX ON JOINT/TRUST ACCOUNTS LINE 1. Date Establishod 1 2. Account Balance 2 $ 3. Percent Taxablo 3 X 4. Arount Subject to Tax 4 $ 5. Debts and Deductions 5 6. Awount Taxablo 6 7. Tax Rate 7 X B. Tax Dua B $ PART DEBTS AND DEDUCTIONS CLAIMED a DATE PAID PAYEE DESCRIPTION AMOUNT PAID FILE N0. 21 09-0699 ACN 09152142 DATE OB-12-2009 Under peneltios of perjury, I declor• that the facts I have reported abovo are true, oorreet and cowploto to the best of wy knowlodyo and belief. HOME C ) WORK C ) TAXPAYER SIGNATURE TELEPHONE NUMBER DATE PENNSYLVANIA INHERITANCE TAX INFORMATION NOTICE DUREAU OF INDIVIDUAL TAXEB AND FILE N0. 21 09-0699 Po oox zoocol TAXPAYER RESPONSE ACN 09152140 HARRISBURG PA 17128-0601 DATE 08-12-2009 aw-Iasi IX NT (1a-1e) EUGENE W BICHNER 140 SOUTH DOGWOOD TRL KITTY HAWK NC 27949-3103 EST. OF HARRY G BICHNER S5N 188-14-4301 DATE OF DEATH 07-22-2009 COUNTY CUMBERLAND REMIT PAYMENT AND FORNS T0: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 TYPE OF ACCOUNT ® savlNGs CHECKING TRUST CERTIF. MEMBERS 1ST FCU provided the Departaant with the inforaation below, which has been used Sn calculating the potential tax duo. Records indiesta that st the death of the above-owed decedent, you wore a Joint owner/bonsficiarv of this account. If you foal the inforeation is incorrect. please obtain written correction frog the financial institution. attach • copy to this fora and roturn it to the above address. This account is taxebla in eeeordanea with the Inheritance Tax laws of the Cowonwaalth of Pennsylvania. Please call 1717) 787-8327 with questlans. COMPLETE PART 1 BELOW x SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS Account No. 204611-05 Dat• 04-30-2001 To •nsura proper credit to the account, two Established copies of this notice oust aeeoeparer Account Balance 8 108 07 payaent to the Roeister of Wills. Wake chock g . , payable to "Ropistor of Willc, Agent". Percent Taxable X 50.000 Amount Subject to Tax $ 4 054 04 NOTE, If tax payaents are ^ad• within three , . aonths of the decedont'a dote of death, Tax Rata X . 045 deduct s 5 percent discount on the tax duo. Any Inheritanw lax duo will beeoa• delinquent Potential Tax Du• ~ 182.43 vino aonths after the date of death. P RT TAXPAYER RES ONSE A 1 A. ~ The above inforostion and tax due is correct. Rsait paoraent to the Reaiater of Wills with two eoviss of this notice to obtain CHECK a discount er avoid interest, or cheek box "A" and roturn this notice to the Register of Wills and sn official assesa.ent will b• issued by the PA Oepartaent of Revenue. C 0 N E ~ BLOC K •. ~ Th• above asset has boon or will be roportod and tax paid with the Pennsylvania Inheritance Tax roturn 0 NL Y to be filed by the •atst• representative. U DATE PAID PAYEE DESCRIPTION AMOUNT PAID Under penalties of perjury, I declare that the facts .I have roportod above are true, correct and cowplete to the bast of my knowledge and belief. HOME C ) WORK C ) TAXPAYER S GNATURE TELEPHONE NUMBER DATE Page 1 of 4 ~7/'E'dt Great Lakes Credit Union HARRY G BICHNER JR EUGENE W BICHNER APT 335 5225 WILSON LN MECHANICSBURG PA 17055 SHARE SAVINGS Printable Version (ID O1) NCUA Customer Number 1050230 From :07/01/2009 Thru :07/31/2004 Statement Reporting Period Download: CSV ''Print SHARE SAVINGS(011 Balance Forward + 1 Dividend Ending Balance Transaction Detail Date Description Balance Forward 07/17/2009 DEP PRENOTIFICATION FROM PERKINELMER 07/31/2009 Deposit Dividend Dividend 07/31/2009 Annual Percentage Yield Earned 0.25'16 from 07/01/2009 to 07/31/2009 Ending Balance Dividends Paid YTD $4.01 PRESIDENT'S CLUB CHECKING View Check Images Balance Forward - 3 Checks - 1 Electronic Check + 4 Deposits + 1 Dividend $2,811.43 $0.60 $2,812.03 Withdrawals Deposits Balance $2,811.43 $0.60 $2,812.03 $2,812.03 (ID 08) Download: CSV Print PRESIDENT'S CLUB CHECKING(08) $2,069.82 $4,723.80 $17.90 $24,144.53 $1.87 mhtml:file://C:\Users\Jeffrey N. Yoffe\AppData\Local\Microsoft\Windows\Temporary Int... 9/19/2009 Page 2 of 4 Ending Balance Transaction Detail Date Description $1.87 $21,234.19 $240.33 $21,474.52 $21,474.52 No Date Amount No Date Amount No Date Amount 2911 07/27/2009 $9.80 2912 07/27/2009 $28.00 07/21/2009 $4,686.00 _ _ __ _ _. MEGA MONEY MARKET (ID 10) Download: CSV View Check Imaaes Print MEGA MONEY MARKET(101 Balance Forward 07/01/2009 Deposit CIVIL SERV 07/02/2009 Deposit SOC SEC 07/02/2009 Draft 002909 Tracer 2150122088 Processed Check - CIT7CARD PAYMENT TYPE: CHECK PYMT ID: CITICARDS 07/21/2009 Drag 002915 Tracer 830483780 07/25/2009 Deposit Home Banking Transfer From Share 30 MCW Intemet Home Banking Transfer 07/27/2009 Draft 002911 Tracer 853468930 07/27/2009 Draft 002912 Tracer 853468840 07/29/2009 DEP PRENOTIFICATION FROM SOC SEC ADMIN 07/31/2009 Deposit Dividend Dividend 07/31/2009 Annual Percentage Yield Eamed 0.25% from 07/O1/2009to 07/31/2009 07/31/2009 Deposit Transfer From Share 10 Ending Balance Dividends Paid YTD $7.29 _. __ _ . Checks (3 In Order) Balance Forward - 3 Withdrawals + 1 Dividend Ending Balance Transaction Detail Date Description $21,474.52 Withdrawals Deposits Balance $2,069.82 $3,225.20 $5,295.02 $679.00 $5,974.02 -$17.90 $5,956.12 -$4,686.00 $1,270.12 $20,000.00 $21,270.12 -$9.80 $21,260.32 -$28.00 $21,232.32 $232,244.16 $20,390.03 $240.33 $212,094.46 Deposits Balance $232,244.16 $232,094.46 $212,094.46 Withdrawals Balance Forward 07/14/2009 Withdrawal Transfer To Loan 52 -$149.70 07/25/2009 Withdrawal Home Banking Transfer To Share 08 -$20,000.00 MCW Internet Home Banking Transfer 07/31/2009 Deposit Dividend Dividend $240.33 $212,334.79 mhtml:file://C:\Users\Jeffrey N. Yoffe\AppDatalLocal\Microsoft\Windows\Temporary Int... 9/19/2009 a Page 3 of 4 07/31/2009 Annual Percentage Yield Earned 1.25% from 07/01/2009 to 07/31/2009 07/31/2009 Withdrawal Transfer To Share 08 Ending Balance Dividends Paid YTD $1,943.73 1 YEAR CERTIFICATE (ID 41) Balance Forward + 1 Dividend Ending Balance Transaction Detail Date Description Balance Forward 07/31/2009 Deposit Dividend Dividend 07/31/2009 Annual Percentage Yield Earned 2.409/0 from 07/01/2009 to 07/31/2009 Ending Balance 1 YEAR CERTIFICATE 04/20/10 Dividends Paid YTD $169.79 1 YEAR CERTIFICATE (ID 44) Balance Forward + 1 Dividend Ending Balance Transaction Detail Date Description Balance Forward 07/31/2009 Deposit Dividend Dividend 07/31/2009 Annual Percentage Yield Earned 2.40°k from 07/01/2009 to 07/31/2009 Ending Balance 1 YEAR CERTIFICATE 03/20/10 Dividends Paid YTD $43.75 -$240.33 $212,094.46 $212,094.46 Download: ~V 'Print 1 YEAR CERTIFICATEf41) $11,313.04 $22.82 $11,335.86 Withdrawals Deposits Balance $11,313.04 $22.82 $11,335.86 $11,335.86 Download: ~V ''Print 1 YEAR CERTIFICATE(441 $5,033.60 $10.15 $5,043.75 Withdrawals Deposits Balance $5,033.60 $10.15 $5,043.75 $5,043.75 mhlml:file://C:\UserslJeffrey N. Yoffe\AppData\LocallMicrosoft\Windows\Temporary Int... 9/19/2009 i Page 4 of 4 1 YEAR CERTIFICATE {ID 45) Balance Forward + 1 Dividend Ending Balance Transaction Detail Date Description Balance Forward 07/31/2009 Deposit Dividend Dividend 07/31/2009 Annual Percentage Yield Earned 2.40% from 07/01/2009 to 07/31/2009 Ending Balance 1 YEAR CERTIFICATE 03/20/10 Dividends Paid YTD $43.75 Summary Year to Date Totals Dividends Paid Interest Paid Download: CSV 'Print 1 YEAR CERTIFICATE(45~ $5,033.60 $10.15 $5,043.75 Withdrawals Deposits Balance $5,033.60 $10.15 $5,043.75 $5,043.75 $2,287.77 $0.00 mhtml:file://C:\UserslJeffrey N. Yoffie\AppData\Local\Microsoft\WindowslTemporary Int... 9/19/2009 y Sep 21 09 07:44a Wee Winks Market 252-261-2937 p.4 tsa7) s7a-7ooo ~j~berStatement ~ , ~ ~ ' Page 1 of:3 t-eoo-ss2-7aso .::.:: G reatL iE'S ~ Routing # Account Number: XXXXXX0230 -r... -~....~ce~arwvro/v 2719&1832 Statement Periad: Mar 01 -Mar 31 , 09 2525 Green Bay Road North ChfrsQo,1L 60064 ~ rrwr~.gicu.ory ' R Ail Accounts Summary - - 'TY(h' ~ ~ ....'. .. Slerllfl9.. .=ndiny. .. . Ji ..~ . _ Balance Bclaice . j~e IG 01 SFIARE SA~9NG5 2 86 4i `l..'3~ ~;: '~ ~ ,,< 1 ~ , ID Od PRESIGEW?'S C? U6 CaECKII~G 1,589b5 2,E3Q.u ~ 010425-&2 3 6 .°IPin'1 IL' 10 tu1EG4 R~IDMEY hAARKET " Z's4,~86 e8 a x.121 53 l " ~. ~ •~ HARRY G BICHNER JR EARCERTIFICATE IG411 ID431 YEARC.RTIFICATE d 11,216.53 tt,~a s. t0,5E1a8 R`0 ~ EUGENE W BICHNER IG 44 1YEAR C=RTIFICATE 0 CO S,C03.,.1 • y APT 335 ID451YEARC=RTIFICATE 000 S,C~O'S.Et ~' • 5226 WILSON LN " •. i~% ~~ MECHANICSBURG PA 17055 ~._ '` I ~ID ui ShAEic S~.1~1NGS :_ ~ , Oate., . ~ Tr»risact14rc't3asapUon . ' ` ;:... , .. Nf~thcirawal: []eposA - 6dMdflce • Mar 01 Balance Forward 2,686.47 Mar 20 Deposit DOMINION RESOURC 45.50 2,731.97 Mar 31 Deposit Dividend 0.58 2 , 732.55 0.250% Annual Percentage Yield Earned from 03/01 /09 to 03/31/09 Mar 8i Ending Balance 2 ,732.55 Dividends Paid Year-to-Date 1.67 ID SOS _ , , ,. 1?RESIDEt~TS CLUB CHECKING ` .. ' Date.:: ... TransactPFi t]e6Gr+pUOn • „ .. •' - s t . •.: ",MtYidravua€ ' ;,.DepoSR ?' 'Balance;. Mar 01 Balance Forward 1 ,689.85 Mar 02 Deposit CIVIL SERV 3,225.20 4,915.05 Mar 03 Deposit SOC SEC 879.00 5 , 594.05 filar 03 Draft 002689 Tracer 836858690 -32.00 5 , 562.05 Mar 08 Deposit Home Banktng Transfer From 1 , 000.00 6 , 562.05 Share 10 MCW Internet Home Banking Transfer Mar 11 Deposit Transfer From Share 43 10, 598.36 17 ,160.a1 Mar 17 Draft 002893 Tracer 833235430 -a, 688.00 12 , a7a.a 1 Mar 20 Withdrawal Transfer To Share 44 -5,000.00 7,474.41 Mar 20 Withdrawal Transfer To Share 45 -5,000.00 2, 474.41 Mar 20 Draft 002892 Tracer 853272030 -9.80 2, 464.61 Nlar 2A Draft 002891 Tracer 853274290 -19.00 2, 445.61 Mar 23 Draft 002894 Tracer 854285150 -73.93 7_,371.68 Mar 31 Deposit Dividend 1.53 2,373.21 Across Town or Across the Country... Access Your GLCU Accounts With Shared Branching RE 1~ 1 N 1 ~ N Frnd a Cu sevice Center at ~E N T E lf~ C~:I l'JI11J1'Jr7 °~ ~l.~io~ o 3,500 CU Centers Nationwide 055GL40001 1 Sep 21 09 07:45a Wse Winks Market 252-261-2937 Member Statement L Account Number. rest c~1fe5 Statement Period: --~-----•-cnearrwiow 2525 Green t3ay Road, Korth Chlrago, IL 60064 ~__ p.5 Page2of3 XXXXXX0230 Mar O1 -Mar 31 . 09 ID OB PRESIDENT'S CI_l!8 CHECKjNG (Continued). Date Transaction Desuption tNdhdratwal Deposit 0.250°k Annual Percentage Yield Earned from 03/01/09 to 03/31/09 Mar 31 Deposit Transfer From Share 10 2'57.06 Mar 31 Ending Balance Dividends Paid Year-lo-Date 3.32 Unpaid item Fee Paid MTD 0.00 YTD 0.00 Previous Year 0.00 Overdraft Item Fee Paid MTD 0.00 YTD 0.00 Previous Year 0.00 Checks Cleared Check No. Amounl Check No. Amouni Check No. Amount 2889 [ 1 32.00 2882 t7 9.80 2893 LI 4.686.00 288f ` CJ 19A0 'Asterisk next to number indicates skip in number sequence ID 10. MEGA A~ONEY MARKET Daha Transaction Description Withcka~l Mar 01 Balance Forward Mar 08 Withdrawal Home Banking Transfer To -1,000.00 Share 08 MCW Internet Home Banking Transfer Mar 1 a Withdrawal Transfer To Loan 52 -64.75 Mar 31 Deposit Dividend 1.300°/. Annual Percentage Yield Earned from 03/01/09 to 03/31/09 Mar 31 Withdrawal Transfer To Share 08 -257.06 Mar 31 Ending Balance Dividends Paid Year-to-Date 951.55 Oheck No. 2894 Ia Balance 2 , 630.27 2 , 630.27 Amount 73.93 Deposit Balance 234,886.28 233 , 886.28 233,821.53 257.06 23a,078.59 233.821.53 233 , 821.83 Unpaid Item Fev Patd MTD 0.00 YTD 0.00 Previous Year 0.00 Overdraft Item Fee Paid MTD 0.00 YTD 0.00 Previous Year 0.00 ID 41 1 YEQR.CERTIFICATE Gate Transaction Descrq~tion .. Wilhctaual ~ Deposit Balance Mar 01 Balance Forward 11 216.93 Mar 31 Deposit Dividend 26.81 , 11 243.74 2.850% Annual Percentage Yield Earned from 03/01/09 to 03!31 /09 , Mar 31 Ending Balance t 1 243,73 Certificate w111 mature on 04/20/09 , Dividends Paid Year-to-Date 77.67 ID X43' ° 1 ~YEAR.~ERTIFICATE ~ ~ . .. Dais . ~. Transactian;Desulp4am' ; :Wilhdawal . 'Deposit 8alsrue Mar 01 9alance Forward 10.587.38 Mar 11 Deposit Dividend 3.784°k 10.98 10,598.36 3.880•ti Annual Percentage Yield Earned from 03/01/09 to 03/10/09 Mar 1 1 Withdrawal Transfer To Share OB /~ `, ~ 1 -10 , 598.36 0.00 Sep 'L1 Vy U/:4tlfi YYtdd YYIIIK5 IVld,kel 'LO'L-'Ltll-'L`9J/ N.tl • Member' Statement •• Page 3 of 3. . GreatL~lses Account Number: Statement Period: Mar 0 xxxxxxOZ3Q t -Mar 31 , 09 CR£ UNION 2525 Green Bay Road, NorthCnicapc, ll 60G64 • ... .: 10.43 1 YEAR CERTlf..1CATE : _ . . ... .. ' Y7ithdraura(;, Da(p ; T~-ansactan DescnpGon .:: :.: .:: '~ , ..: ,. ~ • ... De os,t p . ,Balance '°' Thls is the final statement you will receive for this account ••• •*" Please retain this final statement for lax reporting purposes t°* Dividends Paid Year-to-Date 75.45 ID ,44 ~ YEgR hERTIFICATE ~ ~ , <: u~ Date . , Transaction ),zs4nptian•: ' .:.;,: : ' thc#awal; ~epasiC : Balan^~ Mar 20 Balance Forward 0.00 Mar 20 Deposit Transfer From Share 08 5,000.00 5,000.00 Mar 31 Deposit Dividend 3.91 5,003.91 2.410°h Annual Percentage Yield Earned from 03/20/09 la 03/31/09 Mar 31 Ending Balance 5,003.91 Certificate will mature on 03/2U/t0 Dividends Paid Year-lo-Date 3.91 ~ .. ::.. :: ~~ • ~ f • aD ~5 ~-~~aa c~RTl~ICA'1~ ....: Date:::. Trapsac4tzn flesaption . '"' '. N!ithdra±ual , Deposit 8alarice Mar 20 Balance Forward o oQ Mar 20 Deposit Transfer From Share 08 5 , 000.00 5 , 00000 Mar 31 Deposit Dividend 3.91 5.003.91 2.410°ti Annual Percentage Yield Earned from 03/20/09 to 03/31/09 Mar 31 Fsding Balance 5 ,003.91 Certificate will mature on 03/20/10 , Dividends Paid Year-to-Date 3.91 ,:: ,; ~ll~IMRRY „% ,. ': :` YE,4>~•T(~-D~7~ FINANCIAL , , ..<. _ ..... ... Total Dividends Paid Year-to-Date 1 , 1 17.48 . ,` (847) 57s-7ooo 1-800-982-7850 Member St~ement P e 1 of 3 ~ ~]/ ~t' ~ Rout-n9# Account Number: 1050230 --~-~ - ----•--caEarunraror--^ 271984832 Statement Period: Ju1 01 -Jul 31, 08 2525 d-een Bay Road, North Chicago, IL 80084 www.glou.org Summary • Ail Accounts' Type Siacnng Ending Balance 6atar~e ID 01 GRAND ADVANTAGE SAVINGS 5,863.45 2,505.58 IO ~ GRAND ADVANTAGE CHECKING 1,273.43 4,110.50 007859-3-2 ID 10 MEGA I~NEY' MARKET 237,276.62 237,073.09 HARRY G BICHNER JR ID 41 1 YEAR CERTIFICATE 11,008.94 11,035.26 EUGENE W BICHNER ID 431 YEAR CERTIFICATE 10,324.36 10,357.55 APT 336 5225 WILSON LN MECHANICSBURG PA 17055 io o~ ~t~NO aovAwr~~E ~v~kcs i>a~ Trartsactic>r~ l)escx+ption V~>t> Jul 01 BalawnCe ForvvaM --,, 5 , 868.46 Ju103 Withdrawal Home Banking Transfer To i 3, 358.45 2 , 505.00 Share 08 MCW Internet Home Banking Transfer Ju129 DEP PRENOTIFICATION FROM PERKINELMER Jul 31 Deposit Dividend 0.58 2 , 505.58 0.250% Annual Percentage Yield Earned from 07/01/08 to 07/31/08 Jul Ht Ending BA!lU1Ce 2,606.68 Dividends Pafd Year-to-Date 9.00 - ;.1D il$ G~Ikt~D A~3YANTAC~ ~f~Eq(ING '' Date Tfal>sactionDe~xlpton I~hdrl>tia~ !?epoE;it 8a{arlce.;: Ju101 I3uNtnCe ForWatd 1 ,27H.4H Jul 01 Deposit CIVIL SERV 3, 032.75 4 , 308.18 Jul 02 Draft 002851 Tracer 852917870 -28.00 4, 278.18 Jut 03 l~posit SOC SEC 636.00 ~ 4 , 914.18 Ju103 Deposit Home Banking Transfer From - ,, 353 8.43i 8 , 272.83 Share 01 MCW Internet Home Banking Transfer Ju103 Draft 002852 Tracer 847531420 -124.69 8 ,147.94 Jul 14 Draft 002855 Tracer 846878850 -4 , 329.00 3 , 818.94 Jul 21 Draft 002854 Tracer 848438410 -29.97 3 , 788.97 J+,+l-2g B!eft 002853 Tracer 899211284 _ _ _ -9.84 3 , 779.17 We are very happy to announce a new GLCU Branch! Coming Soon To Antioch 351 E. Rt.173, Antioch IL, G000~ Mid August 2008 • Convenient Location 24 Hour ATM Access a Sep 21 09 07:46a Wee Winks IVIBrket r~ireat Lakes 2525 Green Bay Road, Nvnn Chicago. Il. 6064 ID 08 ': GRANR ADVANTAGE CHECKfNG (Continued) Date Transactlon`Description ~ . Jul 22 Draft 002849 Tracer 633214680 Jul 30 Draft 002856 Tracer 653543310 Jul 31 Deposit Div€dend 0.500°~, Annual Percentage Yield Earned from 07/01/08 to 07/31/08 Jui 31 Deposit Transfer From Share 10 Jul 31 i_rsd[ng Balance Dividends Paid Year-to-Date 11.88 Unpaid Item Fee Paid MTD 0.00 YTD 0.00 Overdratt Item Fee Paid MTD 0.00 YTD 0.00 Checks Cleared 252-281-2937 p.8 Memtier.Statement Page 2 of 3 Account Number: Statement Psriod: YVithd-awvai -25.00 -124.12 10SD230 Jui 01 -Jul 31.06 Deposit Balarte 3 , 754.17 3,630.05 2.27 3 , 632.32 478.18 4 , 110.50 x,110.60 Previous Year 0.00 Previous Year 0.00 Check No. Amount Check No. Amount .: -. Check No. Amounf Check PJo. Amount 2849 Q 25.00 2852 ^ 124.89 2854 q 29.97 2856 Cl 124.12 2851 • t:l 28.00 2853 fJ 9.80 2855 ^ 4 .329.00 ' Asteri sk next to number indicates skip in number sequence ID :10 . MEGA MONEY MARKET : ' .. ;Date. - TrensactlonDescriptlon ~. Withdrawal:: Deposit Balance Jul 01 Balance Forward 237 ,276.62 Jul 14 Withdrawal Transfer To Loan 52 •203.53 237.073.09 Jul 31 Deposit Dividend 478.18 237.551.27 2.400% Annual Percentage Yield Earned from 07/01/08 to 07/31/08 Jul 31 Withdrawal Transfer To Share OS -478.18 237 , 073.09 Jul 31 Ending Ba[anoe 237,073.09 Dividends Paid Year-to-Date 3,996.x4 Unpaid Item Fee Paid MTD 0.00 YTD 0.00 Previous Year 0.00 Overdraft Item Fes Peld MTD 0.00 YTD 0.00 Previous Year 0.00 1D• 41. ... ..• .. ,, 1 YEAR CERTIFICATE , ° ; . :: ' :.~ ~' ~ ~ ~ ~ '. Date• "Transactlori 0esctiptiori•`. ~~ .,.. ' ~• .: : ~ VVithdai~ral . Deposit Balance Jul 01 Balance Forward tt ,008.94 Jul 31 Deposit Dividend 26.32 11, 035.26 2.850•/. Annual Percentage Yield Esrne~d from 07/01/08 to 07/31/08 Jui 31 Ending Balance 11 ,035.26 Certificate will mature on 04i 20/09 Dividends Paid Year-to-Date 239.31 ID:;'43' . •. .~ 1"YEAR.CER3iFICATE ~.:. ~ . , Date :.;; .. TransacttonUt3scrpUon .: '., ~ : .. : fltRthdrawal':. :Deposit .:. Balance Jul 01 Balance Forward 10,324.96 Jul 31 DepOSit Dividend 33.19 10.357.55 3.850% Annual Percentage Yield Earned from 07/01/08 to 07/31/08 Jul 31 Ending Balance 10,357.55 Certificate will mature on 03/11/09 Dividends Paid Year-tO-Date 152.22 i~ i~ ;' -, ' ~.. ~,.._.~ Seu 14 09 12.59p Wee Wlnlw Markel i .~71 Lit ld~'S artvrrtnwav 2525 Green Bay Road. North Chlcaflo, fL 6D064 00936.3-2 HARRY G BICHNER JR EUGENE W BICHNER APT 3108 325 WESLEY DR MECHANICSBURG PA 17055 252-201-29J7 N.14 (1347) 578-7000 Member S4atemnlt . ~ `; Page 1 of 3;; 1.800-982-7850 - Routing ~ Account Number: 1050230 271984832 Slalement Period: May 01 -May 31 , OT www.glcu.org ' A11 Accounts Summary .. Tye-- _ SiarS.rtp :s><i~ . 9alance '."' 381apce. 1D Ot GRANC ADVA~ITAGF. CLUB SHhR(:5 5,4'4.08 5,510 3? 1D 013 ORAr4C ADVANTAGE CLUB CHECI;ItJG 10,072.80 6,08226 ID 10 M1EGA MCNEY NI~RKET 709,517.0v 21',285 ~ ID 401 "EAR PREFERRED OERTIFIC.STE t0,a'.5.3B 10,697 d? ID 41 1 "EAR FREFERREO CER'iFIC.0.TE 10,46d.78 10,50611 iD D1. ,,. . . <;: CL6#~ ~NAEiES GLAND ADVkNT14Gt: .: tkdte < ..i , TrerrSacBon I7e§atp6on .. .tl~awaF Watt ~epg5tl . .. Balance May 01 Balance Forward 5,474.08 - May ii Deposit PERKINELMER 31.64 5,505.72 May 31 Deposit Dividend 4.65 5,510.37 1.0009'° Annual Percentage Yield Earned from 05/01/07 to 05/31/07 f,Aay31 EndingBalanc® 5,510.37 Dividends Paid Year-to-Date 22.°4 - -' !D Q8:'' , ~: ~ .. GR11~1D k~t~ANTAGE GLIB GHErCMl1~G: _- ::; .''~ . Date ` ... Trar>Saehon QeScnptiori ' ,! ' `` UUiGlelr'awel? n "c.8alance:: May 01 Balance FOtward 10.072.80 May 01 Deposit CIVIL SERV 2,959.00 13,031.80 May Oi Withdrawal Transfer To Share 10 -1, 000.00 12 ,031.80 May 03 Draft 002779 Tracer 180181270 -23.00 12 , 008.80 May 07 Draft 002778 Tracer 180450370 -39.95 11 , 968.85 May 09 Draft 002780 Tracer 180 151560 -3{6.60 t 1 , 622.35 May 14 Withdrawal VERIZON -23.86 1 1 , 598.49 TYPE: PaymentREC ID: 9783397101 CO: VERIZON May 14 Draft 002776 Tracer 1801703 a0 -200.00 11 , 398.49 May 15 Draft 002783 Tracer 190341070 -976.00 10, °20.49 May 16 Draft 002782 Tracer 190341080 -4 , 108.00 6 , 312.49 iviay 10 'r'+iulOra3v:alCL~+RKEAMERICaN -7.02 11,305.4' TYPE: CHK ORDER2 ID: 3114000006 DATA: CHECK ORDER t3lLLING CO: CLARKE AMERICAN o55~L~ooat Sep 14 05 01;OOp Wee Winks Market 2fi2-261=2537 p,15 May 24 Draft 002781 Tracer 180180870 •60.00 6,255.47 May 24 Draft 002784 Tracer 180300200 -76.92 6,178.55 May 24 Draft 002777 Tracer 180310440 -100.00 6,078.55 May 31 Deposit Dividend 3.71 6,062.26 0.5007. Annual Percentage Yield Earned from 05/01/07 to 05/31/07 May S7 Ending Balance 13,062.26 Dividends Paid Year-to-pate 16.53 Unpaid Item Fee Paid MTD 0.00 YTD 0.00 Previous Year 0.00 Overdraft Item Fee Paid MTD 0.00 YTD 0.00 Previous Year 0.00 ,. .; .. ~. Checks Cleareid: ` . Cbe~k Na - .. _ ; ,, AcnbtiAl . ;:: Checl~No. ; :. ' ;Amount , v: , Ch~gc No ' :;~' , .. .... ;,Amount Gt18Ck hoi : ; Arnoimt> 2778 D 200.00 2778 D 23.00 2781 ^ 50.00 2783 D 878.00 2777 O 100.00 2780 O 346.50 2782 D 4 , 108.00 2764 ^ 76.92 2778. ^ 39.95 ID '~0.: MEGA M~NEYMARI~~T ~. Dale ~ .. Transadipn t3ascrq~boh ?; ..: . :: ° :' Withdrawal : ' ;~ ~: ©epo§it :.::Balance. ~Aay01 i~alanceForWard 209,517.00 May 01 Deposit Transfer From Share 08 1 , 000.00 210, 5 t 7.00 May 14 Withdrawal Transfer To Loan 52 -105.26 210.411.74 May 31 Deposit Dividend 873.88 211 .285.62 S.OOOS6 Annual Percentage Yield E arned from 05/01/07 to 05!31/07 May 91 Erttfltlg 8818t1ce 211 ,286.62 Dividends Paid Year-to-Date 4,230.22 Unpaid Item Fee Paid MTD 0.00 YTD 0.00 Previous Year 0.00 Overdraft Item Fee Paid MTO 0.00 YTO 0.00 Previous Year 0.00 Deposit ` : '.:: i3aiance 10 , 464.78 4].33 10,506.11 10,506.11 ~~~ Sep 14 05 01:OOp Wee WinKS Market Great Lasses n .~--+r++-~'CREOIT UN/GN 2525 Green Bay Road, NoAh Chicago, IL 60064 25'L-'[" 6'I -2537 p.16 ;: <.i _ ;: < Memfser Statement ~ Page 3 of 3 Account Number: 1050230 5taternent Period: Mar Ot -Mar 31 , 08 ,_. ,. .. Ip° 43 , 1 YEAR CERT{FIGATE `. ,. 1Nithct'aiyal Oeposd:: ;Date, Transa4ton DesglpDon_ ~ : _ ,.. lance Ba „ . ... Mar 11 Balance Forward Mar 11 Deposit Transfer From Share 42 10 , 205.33 0.00 10 , 205.33 Mar 3t Deposit Dividend 22.22 10,227.55 850% Annual Percentage Yield Earned from 1)3/11/08 to 03/31/09 . 3 . Mar 91 E B 14 , 227.55 ature on 03/11 /09 w~ Certific ~ie _ , ~. D+~'vjdenas PataYear-to- a 22.22 .. - - :;. . 1~EAR TO=DATE FIN,4NGIAL SUMMARY '. ~ : ;. .:. ~ . Total Dividends Paid Year-to-Date 2,299.15 ----~, .-,~ i ~~.; Sep 14 09 02;12p Wee Winks Market 252-261-2937 p.2 5tr-1`1-cbF77 iJ:.ri rrtLR•I:~..rrnlwr/7 uD 1.714tSCIJG7 Iv: LcaccL11e~.11 r: 1' L ~~~ 3 2e7soT DT•oa-09 Od-Ob-09 ~ 1 :~ ~ •.r1:t TIDE iNJOY fLEXIH[LITY qND CDNV-:NI~ac6 NImN CN AATNAY YN dli CN Lf.KtgO. YO NONTIILY C.H~iRTWA Ye 9L0.YICE fLE S. fREL OYLA DARI'T CRUYYC'It UN NNP yD MUCN NuNY.. VIRIS VD ONLINL A7 ~~1~ gNq,C11ARTgAY.CON fpR vVLL n1:7'gll.:j. F3L7E1{A4CIY6j)ITLOVJON ~~Ti'ii' Clrptww C.Iw11cr IM Ne.urr Roul Vkpll'w Yaet7+. YffAIAYI 1}Ipc2•)+IS 1T~71 SS7.1 OOV • I~R1 e711.f7e5 w.. •fwNwYw~ NARNY Ij NICNNCA .TR eats rILDON w Ars 13, nr./;N.INI~NNUan PA Dose-75.11 7A11 n 19YOGT Da 7R111tl11CT10NOL1GR10N elglJrr NiIY {'~ 1 1. I I ~ •rrY:eD t•NIMC :~NARt: Alsa ~esl.o/ I I 1 Y-T-D p YIOCMOS: 6.1 I 1 ~ 'CIY:?! IaN SLIA0.L CE 0.t 7557.1 t 1 1 Y•T-V IIIYjIlV.N11fj: 09.77 fOR ITDRLlIZ .00 1 1 1 1 I (: T N0: 100VYe Ib•SUL nATe:o•st YO9 rA rvAlrr DATNt0.12110 DY RAT L: 1.177 .r. .r.r. .--• ^-•--^---------------------- I 1 y1 1.1'1Y:20 Il NON PRONO LLAT 20{01:70 1 I I Y-T-A IIIYrOY.NIftl: t21,{? TOAF 1'rVRLS: .00 1 1 1 1 1 C T N01 100010 70SUr TAT r.Id77dhR MATORITr OATL:Of 70Df DL RAIL: .LAY 1 1 0 FIX:17 IaM bNARL GEAY H 190_71 I 1 / Y-T-D DIVIDENDS: 9:'1.7U FORF ITDRLSt .00 t 1 + 1 I LL 'r NVI 100029 IiAIIC OATY:021701 NATIIR[TY DATL:O=1710 OI RATL: I.6S/i I 1 sV YIYtdO ELITE 50 PLUS I I RK 'I NNINf DALgpf.L 2051.70 I I OE Or•ITe 1.11 1 I RA /Ty .00 TATAL NIIN9LR DR 0.f T; CLE RYO 0 1 I NT 0 DL TITS .OV 1 1 p NT/LERVSr,E CNG9 •On t I LN INti tlA LANCC 2Ye2.91 07. 1t70R1 I OLNO I ,.11 7152.01 1 1 1 T-T•-0 0 YIOENES: B.1'I I 1 I ANpD71L 9ERCCNTA6E YIILI• ERArED 50Y 1 1 1 iPlt TNL iRN10N R7/Ol/00 TNNVUI~N 117/71/01 1 1 1 1 1 1 I 1 1 1 1 I 1 1 I I F 1 1 1 I 1 t I 1 1 I I 1 I 1 ! 1 1 t 1 1 1 I 1 I I I I I 1 ~. 1 1 1 1 1 1 I { 1 I 1 1 1 I 1 1 1 1 1 1 1 1 1 I 1 1 I 1 t 1 1 1 1 1 1 1 t 1 1 1 ~c~o.Ye, o.c,c~-1 3S54.~`-~' ~55`t. t~ -G~ aa~o~-.30 ~~ qa 1~D.3{P C-T~ a~5z/a ~ c-~9ner,~c~n~ NpiN70. {bENI.VfJ1Ni NOi rOA IMP'OATI4NT INiONIfAiION AfDAN01NG YOU1111tONTe TO ORN'YTL IILLOA kNRONA Sep 14 09 01:01p Wee Winks Market CHA R ?'WA Y~ Gorponte Censer ~y ]60 New•sow•n Road rrnrwu cr,Enrr t,Nrnx ~ ~~-.. V uginia Beach, ~'A 3: 252-26'1-2937 p,18 t ~,EI4FL t "m. . t4G2-2415 ('5'} 152-1000 • (800) G78-D7G5 www.d~unvay.com ~ttlllrttIll.tttl~ltt(tlttllttttltttlltt.tlltitittl~l.tttlltl •" "AUTO'•MI%ED ~11DC 27~ C 27A P t I2t•000708~5~7 NARRY G BICHNER JR 5225 WILSON LN APT 335 MECHANICSBURG PA 17055-6663 7'RA1J. EFFECT Ji0 DAY M.0 DAY 1'R TRAI~SACIION DFSCR[FI70N FIXED CREDIT CARD RATES AS LOW AS 8.99 APR! CALL US AT 800.678.8765, VISIT ANY BRANCII OR VISIT US ONLINE AT WWW.CHARTWAY.COM FOR COMIPLETE DETAILS. LAC(:OU~If NL'I+iBER 351807 _ FROM THROUGH CAGE 03-06-09 04-05-09 ~ 1 OF 1 AhiOUAT HEW DALANCE ~i SUFFIX:00 PRIME SHARE ACCT 3;31`:09 DIVIDEND 3.06 a -- - Y=T-u i3IVIGetJDS: ANNUAL PERCENTAGE YIELD EARNED .35st FOR THE PERIOD 01101/09 THROUGH 03/31/09 -- -- -- -- -SUFFIX 26 12M-SHARE CERT--------------------- -- 03.23i09 DIVIDEND AT MATURITY 51.31 DER IFICATE N0: 100026 RENE4IED DATE: 03-23-09 ~tEN ED AMT: 7509.14 MATURITY DATE: 03-23-10 (4~ 03 31 09 DIVIDEND 4.31 ~-i' Y-T-1Y DIVIDENDS: 55.62 FD FEItURES: CERT N0: 100026 ISSUE DATE:032309 MATURITY DATE: 032310 IV RATE: ANNUAL PERCENTAGE YIELD EARNED 3.06X • FOR THE PERIOD 01/01/09 THROUGH 03!31!09 SUFFIX:28 13 MON PROMO CERT 03? 31; 09 DIVIDEND 210.05 Y-T-D DIVIDENDS: 210.05 FORFEITURES: . ~ CERT N0: 100028 ISSUE DATE:072008 MATURITY DATE:082009 DIY RATE: ANNUAL PERCENTAGE YIELD EARNED 4.25 FOR THE PERIOD 01101109 THROUGH 03131/09 SUFFIX:29 12M SHARE CERT 03;31 09 DIVIDEND 306.67 _ _ __ Y-T-D DIVIDENDS: 306.67 FO .EITURES: j 3544.88 3547.94 •3.06 7457 83 7509.14 7513.45 .00 2.33 20379.68 20589.73 .00 4.18: 98232 66 98539.33 . 00.. ~~ ~ CERT N0: 10b0~9 ISSUE DATE:02'17f]9 MATURITY DATE:029790 IV RATE: ~:~857~ ANNUAL PERCENTAGE YIELD EARNED 2.68X `•. ~ -i- FOR THE PERIOD 02!17!09 THROUGH 03/31109 03:31. SUFFIX:80 ELITE 50 PLUS BEGINNING BALANCE 2846.94 DEPOSITS 1.21 GRAFTS .00 TOTAL NUMBER DRAFTS C EARED MISC DEBITS .00 MAINTISERVICE CHGS .00 ENDING BALANCE 2848.15 DIVIDEND 1.21- 2848.15 Y-T-D DIVIDENDS:; 3.51 ANNUAL PERCENTAGE YIELD EARNED .50k FOR THE PERIOD 03/01/09 THROUGH 03131!09 hC1TICE: SEE REVERSE SIDh NOR 1~dPOYl:1V1' INfQRMAi'lON RL•GAl2J:NG YOUR tUiGKIJ 70 [)ISI'V 11 ;tn :.I::C L'Iti2CiK5 JtlN z I G5 0T.47d YVHtl YYIIIK„`' MdlKtll zDZ-ZO I-tyJT F1. 10 ,; . ~.f ~~~ Corpon[e Cenrer t~~- CHARTWAY~ • F 160 New[own Road FEDEIG[L CREDlT UNTO7V -~-- ~ ~ ~ ~~ ~ ~ - ~irginia Beach, VA 23462-2415 (?'5?) 552-1000 • (800) 678-8765 .cxnvchartwaycaln I,~~IIIu~IIIII~~III~~I~InfIn~IInIIInn11,Ll~ll,lul~llll ACCOUNTS THAT PAY YOU RACKS SIGN uP •••••elY7o•-nlxeo Moc Z73 C 9t P 7 ui•oooooae4ox FOR CHARTWAY E-PRODUCTS TODAY AND EARN HARRY G BICHNER JR UP TO 5.OOA APY ON E-C ECKING AND EARN 5225 WILSON LN UP TO 2.25R APY ON E-S VINGS. GO TO APT 335 WWW.CHARTWAY.COh FOR RE INFORMATION. MECHANICSBURG PA 17055-6663 ACCOUNT NUi+EBE0. 351907 F0.0M THROUGH PAGE 07-08-08 08-05-08 1 OPi 1'RAN. EFFECT TRANSACTION DESCRIPTION AMOUNT ~~~ AIO DAY A(O DAY Y0. B•w'N~ 5UFFIX:00 PRIME SHARE ACCT 07j28 07;2006 CERT PAYOFF TRANSFER 07:28. 07 20 ~ 08 ~-~TFR TO- SHARES 351 S07-28 Y-T-D . . ' ` SUFFIX:24 12M SHARE CERT •-Ci~',~~& Cif t'om`" 07;21 07;2008 DIVIDEND AT MATURITY I ? CER IFICATE N0: 350024 RENEWED DATE• 7- ~ ~tE ED AMT: 17744.62 MATURITY DATE: 07-20-09 ~L"~'s ~~~..~ 5781.29 17744.62 23525.91 -20000.00 3525,91 )IWIDENDS: 32.30 3-f-'------- -17890 47 -54.15 17744.82 ; OCX7 1~~-"'J 07128 07;20;08 CERTIFICATE REDEMPTION - 44.6 .00 Y-T-D DIVIDENDS: 581.64 FO .00 I CERT N0: 350024 ISSUE DATE:072008 MATURITY DATE:072009 IV RATE: 2.90%t ANNUAL PERCENTAGE YIELD EARNED 6.05x FOR THE PERIOD 07!01108 THROUGH 07/19/08 --=-- --:--y-- ----------------------------------------------------------- SUFFIX:26 12M SHARE CERT -------;- -----:--- 7342.64 Y-T-D DIVIDENDS: 61.88 FO ~TURES' 00 CERT N0: 100026 ISSUE DATE:032308 MATURITY DATE:032309 D IV'RATE: 3.10k --j-- --=--+-- --------------------------------------------------- ------- --~------- -------- - ` ! : ~ SUFFIX•27 18M SHARE CERT PROMO 94667.58 Y-T-D DIVIDENDS: 1367.75 FOR FEITURES: .00 CERT NO: 350027 ISSUE DATE:082007 MATURITY DATE:021709 IV RATE: 5.88X --+-- --+--+-- `---- ---- -- - ---------------------------- --------- --------- 8 ~ SUF IX:2 3 MON OMO CE 00 07;28 07 'I.:.20:08 TFR FI;~M. S 351 - 0 0000.00 . ~ 20000.00 ~ ,/ I `•. Y-T-D bIVIDENDS: .00 FO .00 i i I 07 31 CERT N0: ['f 00028 ISSUE DATE:072008 MATURITY DATE:08200 SUFFIX:80 ELITE 50 PLUS BEGINNING BALANGE 2830.35 DEP05ITS 2.40 DRAFTS .00 TOTAL NUMBER DRAFTS MISC DEBITS .00 MAINT/SERVICE CHGS .00 ENDING BALANCE 2832.75 08 DIVIDEND Y-T-D ANNUAL PERCENTAGE YIELD EARNED 1.OOX FOR THE PERIOD 07/01/08 THROUGH 07131!08 - - -----'I'- ---------------...------------------------------•--------- _- i 1 i NtYTICE: JEE a~'EIlSE YIllE I{)R IM l•UMI~ANY fNFORNATION REG.11tUlNCi RATE---I----4_,8~ 2.40 2832.75 IDENDS: 18.22 j ~q Rx, rrx'rv .llxrlTrr. n.l un:: Enlwks. T. T Sap 14 09 01:06p Wae Winks Markel 252-261-2937 p.24 ~ll~ ~ ~[ I'/'~ 1 NCUA Yr. W 1r Y.rY,r.~•lrw.~,YM~•. FEnauL crtiEiorr fnvroly -s~~- 160 Newtown Road Viryirlia Beach, VirQinlA 23462 2415 (757) 652.1G00 • (SOd) 878-8766 URL: http:f/www.chtsrtwey.com 7 MONT>~ PR0IVIOTIONAL SIIARE CERTIFICATE HARRY G BICHNER JR 5225 W[LSON LN APT 335 1.4ECHANICSBURG PA 17055-3574 08/24!2007 Date Issued Dividend Payment Method: X Compounded 2S - Suffix Paid by chest: Asrount Owner(s)• HARRY G BICHNER JR EUGENE BICHNER _. _...._ 350025. ... . Certifit~te Number Credited to account #' - POD MARY BICHMER Certificate Amount Term trial atunty D1v end nnual ~~$e Yield Dividend Paid 57,000.00 7 Months 3/23/2008 6.8296 7.0096 Quarterly SHARE CERTIFICATE DISCLOSURE STATEMENT DIVIDENDS: Each share certitcats haz a minimum bslatue rcquuetnent and will earn dividends at the rate s cifiad if held m maturity Dividends arc earned from day of deposit to tl~y of withdrawal on the full amount in the account ac the end of each day usinII the dat7p balance method, compounded qquarterly and aeditcd m the account the last day of the quarter unless soother distribution medtod has been chosen. The Annual PeruntaQe Yftld asstunes dividends remain in the account until mamrity. Early withdrawal reduces earnings. PENALTIFS FOR EARLY WJTHDRAWAL: Yf anyy of the deppoossit is withdrawn before the maosrity dart, there will be n pans)ttyy of 90 drays dividends, whether Darned or not and regardless of the leng of tfine the funds widtdnwn have remained in Use accoum. Penalties are based on the amount withdrawn and at the rare bean paid on the share certlficau. If the e~1y withdrawal otprincipal reduces du~ahtroe btlow the rainitmtm requirerttent, t]te share txrdficau will be cancelled, penalties will tx imposed on the entire amount and the balarsce placed in a share savin~a account. To the e>ttrnt rteceasary to comply wflth these requirements, detluctions will be tnttde (cOm ShG attlouaf widtdrawa or from the remaining share urdfuate balartee. PENALTY P.XCEP'P[DNS: Penalties will nos apply to the fotlowln8. (a) withdrawals of cteditcd dividend payments; -(b) wiUtdraw•als subsequeN to the dtath Dr adjudicadDn Of IrICOmpeterice of any owner of the share certtllcata; ((c) withdrawals made aI a Iegult of ttx voluntary or involtmtary liquidation of Chartway Foderal Ctedrt Lmon (the Credit Union)• (d) wi rswats from Individual Rsdresnent Accounts due w disability ol'the owner, or withdrawals through Periodic paymcnv. Other applicable Internal Ravemte Service pentthies may app y. RF•NEVYAL SECTION: The Crodit Unba w01 send a rtotica of mattu•it at least fan ((jj0) da77a pr~iot t0 tiaeh maUultyy. ON THE 141ATURITY DAT~ THE CEI2TYFICATE WILL BB TI4ATiSFEARED TO A 12•MOI\'TH SHARE CERTIFICATE AT THE PREYAIISNC ItAT6. There will beaten (10) day grace period aRer the maturity date to withdraw footle without ~~1iy. Funds wUl easy dlvideads at the prevaillug r ate vn tLe maturity date durbsg the grace periotL GOVERNING LAWS: Share certificates are maintained and a~tovemed in accordance with Federal law and the lava of the Cosrtmoawwlth of Virginia, v amended. J~OINT OWNERSHIP• If issued whh a joint, owner, a share certificate is iomdy owned with full rights of survivorship, unless otherwise requested. TThhe member and jamt owner of tbk share cgrdflcau a rce that thts share cercficase and accumulated dividends an su jea to wi~ltdrawal or recet>it ~y a of them and payment to any one of , _ m or thou survivor(s) she 1 be valid and ducharge CFCU from any hsb ty,for such payment. In order m rctnove a omt owner on this short ruficate, Use joint owner must como lt:~te a~ sign a u ination card. f the joint owner does not sign the card the share cert~cate must be closed with applicable peaairy and repurchased. NO PENALTY PAOVIS]ON: If this share ertific:te is designated as a No Peaalry" share,gertificatt, you may atai~e one Partial withdrawn; or dose the share salt state with no pens ry, prrovided dte futxls have remained on deposit for at least seven days. If you apke a partial with- drawal after seven days, aU outer funds taus remain ut the share certificau uttdl the maturity daoe_or a penalty will be i~urred as described. Any withdraws) roads wi n the fast seven dogs will incur a penalty as described m PENALTIES FOR EARLY R+ITHDRAIYAL, above. FLEX®L8: IF this share certiFica~ is deslmn' ated ga a "Flexible' share certificate, you tnaa)• deposit additiotral ttttsd-s to the share certifeate at dte dividend rata stateA on rite span cersiticau ttndl maturity date. Dividends shall be ~ompu~ed on drd firnds from the date of deposit as described in DNIDENDS. above. OTHER PROVISIONS: This share cettificau is non-negotiable and may rant be dedg transferred or assigned ezccbbt to Uric Credit Union. The Credit Uoion~] bays a lien acrd also a rl¢ttt of saooff against }ay sums reanatd ~y this share certificate for any mowed o: rea er becom- i owed to the Cra1;4 Union from ell or }n of the owners of this share cdfic.~te whedter joutdy or uvcrally, wttl~out n~itd to the source or bests o said indtbtedness m me credo unbq by s owner or owners. Individual Ratirernent Atxounrs ire not subject to nny rltht of SctoFf, CHANGfi 1 PERMS: CFCt: reserves ~~~ nghl to discontinue or Change the temu of~sbarc certificate ofTerings w1t)rolrt or notice; however. onct issued the terms of a store certificate tray tpot~ rlssngad without the ownuts consent. I understand and agree thfit rtotwithstaeding the foregoing, any Bonus Dlvldeod Rate paid on any share cedficatc purswm m a Choking AccouGt prpgnm may be ad oared to the dryidersd noe ordinarily paid to someone not eligible for the Preferred Boreal if said Checlortg Atxount is closed. "" 2~ ten7.i(dRev.03lIr1 Sep 14 09 01:05p Wee Winks Markel 252-261-2937 p.23 ~l-l.Cl ~ l YY Ir-nY.w,-Iwi NCUA .r.. r r w, ~.. ~ v., ~ a r ~ -...+. ~., FEA.is1QAL CREDIT L7MON ~~•~ 160 Newtown Road Virginia Beach, Virginia 23462-2415 (757) 552-1000 • (800) 678-8765 tJRL: httpalwww.t:hatltrrey.com HARRY G BICHNER JR 5225 ~VQ..SON LN APT 335 MECHANICSBURG PA 17055-3574 03/2312008 ~ 2b - ssue Suffix Dividend Payment Method: X Compounded Paid by cheek Account Owner(sl: HARRY G BICHNER JR EUGENE BICHNER SHARE CERTIFICATE 104026 Certificate Number Credited to aCCOUnt;g 1 POD Certificate Amount Term Initi DMeturlty DiRvidend Annual ercentage Dividend Paid S7,280.7b 12 Month 03/23/2009 3.]0 0 3.1476 Quarterly SHARE CERTIFICATE DISCLOSURE STATEMENT DIVIDENDS- Each share certificate has x minimum balance requirement and will earn dividends ac the rnte xI[ertfxd if held m maturity Dividends are earsutd from day of deposit l0 day of withdrawal on the full amount in the account at the cad of each day using the dad • balance method, compourtded qquarterly and credited to the accounf dx last ~ay of [he quarto unless another disrrilwnnn method has been chosen. The Annual Peroc[nn~e Yield asxumes dividetuls ratnain in the acevunt until mamriry. Fatly withdrawal r:due:s earnings. PENALTIES FOR EARLY WITHDRAWAL: If askk of dte deposit is widdrawn before the manlrjri daft. there trill be a ~cnalc of 9U davs divtd~nds, whedler earned o: nor and raCardlcc.: of Lrc tcngr.. of init. thv ..ui,j„ w:d..:rawa i+rvv retrrained in the amount. Penalties arc based on the amount withdrawn and at the reY be' paid on the share certificate. If We earl wlthdratval of princi~lal reduces the balance below the minimum n;quirernent, a aharc certlticatc wi Ire gUCelled, penalties will be imposed on t1x entire amount aril the balance placed in a share savings accvunt. To cx extnm necessary to comply with these requirements, deductions will be made from rite amount wllrhdtawn or tram tiro remaining share certificate balance. PENALTY EXCEPTIONS: Pera[tiec will not ap 1 to the following. (a) withdrawals of credited cliwidend payments; ~b) withdnw•als subsequ:n[ to the death or xljudica[ion of incornpeoerace of any owner of tiro share certificate: ((c~ widtdnwals made as a result oI the voluntary- or invotunrarv liquidation of Cfiartway Federal Credo Unfon l'the Credit Union); (d) widtdrawals from Itulividual Retirement Accounm due m disability of the owner, or withdntvals duough periodic payments. Other applicable ]eternal Revenue Service penalties may alp y. RENENAL SECTION: The Crab[ Union will send a notice of maturity at least ton (I Q) davs prior to each maturity. The notice will inform yqu uP tht terms under which the Credit Unfon Pproposes ru rcttnw the; short: cxrufi:ate ur vdterwise make the: funds a:•ailable w you. Your share certificate is a contimtoua reinvesuner.[ account which, without poor notification to the Credh Unioa, is autornatiw:ly reinvested rot you at maturity at the, prevailing rate. Each new investrnenc period will be for the same tencdt of tune as tiro original term. Automatic reinvestment will corninue unti~you withdraw the funds from your account of unfit you ace notified that wC wit not renew your share certificate at maturity. Tl:crc will be a tea (10) day race period after the muurity date to withdraw funds withortt penalty. Fu~ will earn dividends st the prevailrng late on the maturity date during the grace period. JOINT OWNERSHIP: If issued wi-h a joim pwtxr, a share cerdficste is ~t~+tndy owned with full ril;ltta of survivorshipt~ unless otherwise requested. 11te member trod joint owner of this share ce tificnta a tee that this share ceriftcate and atxumulated dividends are suthbUjbeCt to w+~tdtawal or :ace: t by an of them artd payment ao any one of m or their survivor(s) shall be valid and discharge CFCIi from any habt ty for such payment. Ir. order to remove a~lotn[ owner on this share p~nifkate, tlx joint owner must complex attd sign a terrttittaticn card. llf dtc joint owner does not sign the card, lire share certificate must be closed u fi applicable itenahy and repurchased. NO PENALTY PROVISION: If this share c rdficate is delig~a~ed as a No Penalty" shorn certificate, you may nuk~ one patrial withdrawal ar close the share cerurlcate with no penally, pr vidN thr funds have remained on deposit for at least seven days. if you make a partial with- drawal afar seven days, all other tbnds must,retnam to the share ccrnftcale until the maturity date or a p~nulty will be in urr4tl as described. Any withdrawal mean wtdttn dte lust seven davs trill incur a ppeenahv az described in PENALTIES FOR EARLY t~ir~THDRAWAL, above. FLEXIBLE: If this share certirteate is dux fed as a "F:rxibtc" share certificate, you tray deposit additional futx tiro share cenificate a[ tiro dividend tau stated ore Ulf share ccrtifcate ut~ptil maturity dale. Dividends shall be coin uteri on the funds from the datel of deposit as described in DIVIDENDS shore. OTHER PROVISIONS: This sham ccrdficat lino-negotiable and may not be p~llodged, trarukrred or assig:tecl exec m this Crodit Union. The Crodit Vttion shall have a lien and ~1so a rig c of setoff a~~++ins[ any s~rns represented by this share certificate for auy mowed orltercafter bccortr Ing owed to the C tl Uttion from all or an of the owners of this share certtfare, whelher~oln[,y or severallJr wi:t~i}ut rej;ard to file source or yyass of said'ndebtedn~9s to the credit union y said owner or owners. Cndivitlual Retirement Amounu are not subject m any right of setoff. CHANGE iN TERMS: CFCC reserves the Might to discontinue yr chnngc the terms of share eenifieate offerings u~ pprior notice; however, once rssuedt the terms of s share cer[iricete may o t1x chaneed without the owner s constnt. I understand and agree the ttotwithatanding the foregoing. any Bonus Dividend Rate paid an ary share dficate pursuant to a Checking Account Program rnav be ad]'ua[td to the dtvi end tax ordtmnly paid to ,~ someone not eligible for the PrefetTed Rates, if said Checking Acwun~ dosed. . , ~ GOVERNIN LAwS: Share certificates are malnnriiied and oven ~'_ ~_1`-~J / accordance w~th Federal law and the taws of the Commonwealth or Virginkt, as amended. «r:.l+a ate. M•aa Sep 14 09 01:04p Wee W1nks Market 252-261-2937 p.22 C~.~ R TW~4 ~'' IVCtJA a...~........w HARRY G BICHNER JR 5225 WILSON LN APT 335 biF.CHANICSBURG PA 17055-3574 osnonom Date Issued z4 .. . Suffix Dividend Payment Method: X Compounded Paid by check Account Ownerfsl: HARRY G BICHNER JR EUGENE BICHNER FEDERrlL C1QEAlT [lJ~flOTT ~ ~,~~-~i-~ 160 Newtown Road Virginia Beach, Virginia 23462-2at5 (757) 5b2-1000 • (Bt)¢) 676-67613 IJRL: hMtp:/hwvw.ctta3rt+way.com SHARE CERTIFICATE •350024 Ct'ztifirat~e Number Credited to account 11 POD MARY BICHNER Certificate Amount Term tntial Maturity Dividend ercentage Dividend Paid 516,81.24 11 Months ~1l2 /020.08 5.88°6 6.Ol~r Quarterly SHARE CERTIFICATE DISCLOSURE STATEMENT DIYIDENDS• Each share certiRcate has a minimum balance r«Iuirementand will earn dividends at the races eeifiod i[ 1sNd W maturity Dividends art earned from day of deposit to day of withdrawal on the full amouol.Ia the account u the end of cncls day usitsg the da11Y balance tttethod, compounded qquuterly and credited m the acoouot dse last day of the quarter tsNas another distributson method has )reeA ehoun, The Aemual Perceau¢e Yield assutstes dividends remain in the account until tramriry. Fatly withdrawal reduces comings. PENALTIES FOR EARi,Y WffHDRAWAI.: If an~ of the deposit is withdrawn lxfort :lee rttaturity dace, there win lee a ~a14' of days div~ltntda, whether eased or not std regardless of the kngtit of tithe the fisnda aitbdtaR~n have retrained in the account. Peraltiea are based an the amount withdrawn and at the rate being paid on she share certificate. It the early withdrawal of prise' al reduces the balance below the minimum requirement, the share cerdfieate will Ire cancelled, penalties will be imposed on dte entire atnottAC and the lxilance placed in a shoe savings amount. To the extent necessary to cotrrply with these requiretneata, deductions will be made from the amount wYthdrawn or from the rt7uaiaing share certificate balance. PENALTY EXCEPTIONS: Pettaldes will Aot s pI to ttse followiag• (a) witlsdrasvala of credited dlvlderd payments; p(b) widtdrawals subsettl1uertt t~ the deeds or adJudit:adon of incoatperenee of soy owner of the share ccrdficate; (c) withdrawals trade as a result of the voluntary or involtm liquidation of Chanway Federal Girdle Uaiwt ~ibe Clrodit UBionp (d) with~mwals from lndivldua7 Rtdremera Accounts ue oD disability ot'thc owner, or withdrawals through nodic payments. Other applicable Internal Revenue Service petultka may app! .. RENEWAL SEC3TInO~N: Tbo CrtttGt Urdoa wi}! send a aottee of trtatttrit at fJ~ CE7tITIF7CATE~w[LL BEma7RA~ vSF RRED~'I'ONA 1~2-bfON1H SNARE cERTI>+fc,-rE ar THB PxsvAlraxc RATE. There will beaten (10) day taco period after the maNrity date b withdraw funds witfaut penatty. Fu~ will eom Ovvdends at me prevailing rate on the tnaturiry date during the grace period. GOVFAVWG LAWS: Share certlficares are mairtrai»od and ovcnted in accordaACe with Fexferal law and the laws of the Commonwealth of Virginia, as amended. OINT OWNERSHIP- If issued with a joint owner, a shave certil3txte is olndy owned with full rights of survivortbip, , s otherwise requested. member pnd~oint o r o/ this chars a hoe agree the dtis share , cerdfirate ana ac muiat~divwends are subj t to wftbdraw~a~ or rtt:elpc by aA of them and y e t to any one of be va~d and di ~C~U from a~ liabili or their tnsnivor(s) shall for such pa ymem. In order to remove a 3o at owner on tbh share c must eom ere and sign a termination card. If t sign the ~ the share txrtiticate roust b lon ~ itttxte, the~omt owner he 'oira owner does not l ~ hh li bl , e c and rttpurchatccd. a v app ca e penalty NO PENALTY PROVISION: IP 11tis share cehificate is deliggn~atod as a No Pettatl~y abate certlGcato, you may rrrake lone gavial withdrawal or close the sfiue certiftcate with no petulry, p tdexl the roads have remained on deposit for at least oven days. IG y matx a Qattut wich- dtawal afirr seven days, all other funds rnuu r~A IA the artare cenifica[e until the snaturi • date or a penalty wlll~e inc rred as described. Any withdrawal a within the first seven a s w ll incur a ppeeAalty as described in PENALTIPS FOR EARLY DRAR'AL, above, FLEX18L8: If this share certificate is dell ~d as a "Flexible' share certificate, ou map deposis additional Punt si~l~l the share xftificaa at the dividend cafe stood on the share cenificate until twturity date, Dividends hall be eomppuud on the funds from the dare df deposit as described in ~IYIDENDS, above. OTHER PROVISIONS: This shoe urtificau ~,is non-negotiable and may trot lee plodged vansferred or assigned except' th;s Credit Union. Thr Credit L)ni n stun hate a lieA tad also s nigh[ t setotY ag~hut any sumr represented byy this share cc ate far any a owed or t~trcaher txcotn- rng owed to rise Credit Union from all or f the owners of this share certficatt, whether jointly or severally, w' regard to the source or basis of said indebtedness to the credo union b std caner or owners. Individual Retirement Actmunts are not subjexD to any right of setoff. CHANGE IN TERMS. CFCU nserves the ri$h4 to discoodnue or change the terms of share certificate offerings without nor nonce: however, once issued, the terms oFa rc ctrAficate tray not gh~nyed withom the owner s consent. 1 understand and agree that ttbstanding the foregoing, any Bonus Dn~dend Rate paid on any share ce 'fit:atc purapant, to a Checking Account Program may be adiusted to the die rb Mate ordtnanly paid ro cottuone not eligible for die fersed Rates, if said Checking Account is cloud. 1~1 «ntl.irdRev.@~U7 Sep 14 05 01:t74p Wee Winks Markel r.,.....,...~r. N cup 252-261-2b37 p.21 C~I~ R ~'~A Y FEDER~fL CiRBDlT UMON 160 Newtown Road Virginia Beach, Vlrglniat23482-241b (757) 552-7000 ' (800 678-8765 URL: http:i/www.chartway.ctxn 13 MONTH PRQMOTIONAL SHARE CERTII~'ICATE HARRY G BICHNER JR 5225 WILSON LN APT 335 MECHANICSBURG PA 17055-3574 07!?AR008 ~. sconce Dividend Payment Method: X Compounded 28 SutYtx - . - Paid by check 108028 • -• Cerciticatle Number Credited to account ~ - Account Qwner{S~• HARRY G BICHNER JR EUGENE BICHNER POD MARY BJCHNER Certificate Amount TetTn Initial Maturity Dividend Annual Penceutage Dividend Paid ate at !d $20,000.00 13 Months 06/20/2004 4.1896 4.25 ;K Quarterly MINL14LtM DEPOSrf SIO,OtHI SHARE CERTPFICATE DISCLOSURE STATEMENT DIVIDENDS: Each share txrtifitn[oe has a ntirtitrx[m balance rrppgqavement and JOL~iT OWNERSHIP: (f issued with a joint oR~t~eer[ a share certificate is win cam dividends at [ha tau spccltlcd if bald to maturity Dividends are pp]rally owned wilt full nghtb of survlvorshlp u less otheIla'i9e regueuod. earned from day of deposit to day of withdrawal on the full amortnt in the 7The, caber and joint ownu of tltis share ce tlcate a rca ace[ dtts aharc account a< the end of each day tlsutg the daily balance method, compounded cart[ wce aced acsumutated dividends arc su • ct w wrPil[d[awal or receipt qqu~ut,erly utd credited m tha aceauat dte last y of she quarter unless another by any of dram and ytnent to any tme Qf qm or tbeir survivor(s) shall distrtbudon metiwd has been chosen. The Annual Petsemage Yield assumes be v [d and a CFCU from any hob iar ouch pay Bunt. In dividends rtntaiin in the accoun[ until maturity. Early withdrawal reduces earnings. order to rotnove a m[ owner on thiv share rtit!ca[e, du P~ owner must complete andpsign a urtniaation card. f dtc joist owner dots not PENALTIES FOR EARLY RiTI•mitAwAL: If a~ of the deposit is withdrawn `~ ~ q~rcde share eettificau roust be cl sad wish appiicable penalty before the laaWrlty dace. Ibett: will be a pemlt~' of 90 days d[v!deods, whether ~ ear..ed or not crd setud!ets of shs !e o't.^.te d:: ~rrtCs ~ldldt7wa ha:•c cemalned in the accoutu. Penalties arc based on the arnount widuttawa and, at the race besng paid on the share certificate. If the earlyy withdrawal Qf piuttlyyal reduces tAe balatax bC1ow the minimum requiromem, the sbaro certificate calif be cancelled, penalties cant be imposed on the entire amount end the balance placed in a sham sav s account. To the e><teat necessary W wtttply with theca tequiretnenu, d~edons will be made from the amount withdrawn or from dse remaining share certifuate balance. PENALTY F-XC6P'rIONS• Penalties will not ^ to the following ta) withdrawals of credited dithdi!nd payments; lo) wilttd['ilw~1S xltist:quent m the death or adjudication of incompetence of any owner of die share cemficate; ((c) wrthdrawals made as a result of ehe voluntary or involuntary liquidation of Chartway Federal Crcdu Union (the Credit Utuon)• (ti) withdrawals tmm ladividtnl Bctuement Act~uatts doe W disability otrthe owner, or withdrawals through periodic payments. Other applicable Internal Revenue Service penalties ~Y apP Y• RENEWAL SECTION: The Credit Uaioa cam sertd a rtoQee of rnattrity at leeSL lCfl ((ID IIRyySpr itK to each ataturit77. ON THE MATtntTrY DATft THE CEItT~CATE W]LL BE TRANSFERRED TO A 12-MO1VTJi SHARE CERTIFICATE A7 THE PREVAILING RAT& Tltaro wilt tx a [en (]0) day race period after the maturity date w withdraw funds wahuw~etialty. Funs will urn dividends at the prevailing rate on dtC maturity date unng the grace period. GOVERKING LAWS: Share certificates are maintained and ggoverned ip accordance with Federal law and the laws of the Comntomvealdt of Virginia, as amended. a is dWggna~led aS 8 wrtial witbdrawal or the funds have males a partial witir- t in the share certifice[e as described. .eay u< a oenalrv as FLIDCIBLE: !f this shoe cgttificau, you may dope dividend tale statW on rh shall be ~ompnud on the D7VIDEVDS, above. "Fleatble" shoe re certificau die tY dau. Dividends R as described in OTHER PROVISIONS: This share terrific is noo-negodabk• and nny not be dged ttattsfertad or assigned axle t to this CrWit Umon. The Crcdia Union shall halve a lien and also a rag c of setoff aggaintx any sums represented by diis share certificate for any um owed or3ereafter becom- ing owed to the Credit Union from all or an of [lu owners of this share ce[tifiau, whether jotnAy or severally, w1 ut regard to the sourec or bbasjs of said indebtedness to nc~ ctcdtt umorl by Bald ownar or owaen. Iadivulual Retireaunc Accounu eta not subjkc[ m any right of scuoff. CHANGE 1N TF-Rb1S• CFCU reserves the'rigtx to d'tsconrinue or change the toryng of share certificate offerinRS witho t p~7pr notice: however, once issuedt the reran of a share ccctificaic may the ehengad without thn OWl7e[ S COnscnt. 1 undersund and agra eh notwithstanding the Eorcgoiug, any Bonus Dividend Rate paid on any share cedBcate pursuan(to a Checking Account Program ma Ix ad ustad to the d idend rate ordi[ianly paid to someone not eligible for the'~referred Rags, iE said Checking Accoun[ is closed. 'i' ~ ~L anD.iSd Rev, 0507 t ~) Sep 14 05 U1:U:3p Web Winks Market _NCUA HARRY G BICHNER IR 5225 WILSON LN APT 335 ;VIECHANICSBURG PA 17055-3574 ---... __ 27 ... .~8!2U(2U(17... _ ._... ._._..__. Date Issued Suffix ' Dividend Payment Method: X Compounded Paid by check Account Owner(s): HARRY G BICHNER IR EUGENE BICHNER 'L52=261-L537 p."LU ~'r~'~! .R T'T~~ Y FEDLR.9L CREIAI7' fJIN1pN '`~,"~~.. 160 Newtown Road Virginia Beach, Vlrglnla 23482-241b (757) 552.1000 • (B00) 878-67{5 URL: http://wwW.chartway.com 18 MONTH PROMOTIONAL SHARE CERTIFICATE ..__._ ' - .350027 _ .._.. Certifcatd Number Credited to account # - POD MARY BICHNER Certificate Amount Term nitial ornery tvt end Annual txcentage Dividend Paid e Yi l $90,000.00 18 Months 02117!2(109 5.88% 6.01 % Quarterly JriARE cEKTIFICATE DISCLOSURE STATEMENT DIVIDENDS: Each shwa certificate hu a mitdlrroro balance reegqttrttment and JOINT OWYERSHIP• if iswed with a joint oAmr a share certificate is will earn dfvideraLt at the Late a ified if held t0 trtatoriey Dividends are omdy owned with full rIghu o{survivorship, pmess otherwise reguesled. corned tram day of deposit to did of withdrawal on the CuU arttount in the yI'Ite member and joint owner of this share cenificatt a~rrea that thts share acco+:nt at dtc end of each day using the daily balance method, compounded wrtificau and accumulated dividends are subjt)ct to wit?ld»wel or receipt qquanerly and credited ro the aecouot the lest day of dlt gturtrr rmkst arodter by any _of them and paym to any one of ~~hhpltt their survivor(s) shat) distribution method has been chosen. The Annual Percentage Yield tutsumet be valid and discharge LFC~ fmm any liabilt t~r such payment. In dividetxls remain In the account until maturity. Early widtdrawal reduces earnings. order to reotovt a tttt owner an (his sltatts t:edtiPi te, the joim owner must complete artd'iign a oermiaetton card If Ithe~oint a d PEr~1ALTlES FOR fiARLY \VI'T}IDRAR+AL: If an of ttx deposit is withdrawn before ilx maturity date, dtete will be a Fatuity of 180 dayys dividend:, whether rarrxd or sent utd regardless of the lengLS of dose the !rinds widrdrawn have rentaitted in the ucotuu. Pertalties are baud oa the atttoutu withdrawn and at the rate beang paid oA We slc:rc certincate. [f the earlyy wi(hdtaw•rl ofNrincipal reducta the baiara:C ~.ei1oW the minimum rcquiretnent,.dre r.hare cerufie_t~v~il[ be cstuakd, pe_ Jties will be imposed on the angle amount and the balance placed in a share savings •tccowu. To the cxtent rxcessaty to comply with these requirements, deductions will be made from the amount wtthdrawa or from the remaiosae share certificate balance. P£•NALTY EXCEPTIONS: Penalties wt~l not appp!y to the falbw'mg~ (a) withdrawals of credited dividend payments; (bJ withdrawals sudsequea to rbn death or adpsdicatioss of loco»pe~ance of any owner of ttto sAue tx tftcata: (c) withdrawals made as a result of the voluntary or im•ohmtuy liquldntion of Chattway Federal Credit Union (the Credit Union); (d) withdrawals from InJividual Rearcuunt Accvuats dot W disability of the owner, or withdrawals through periodic paymenu. Other applicable ]tuernal Aeverrue Service penalties may app y. RENEWAL SECTIOY: The Crtufit lhtiou will ttmd a notice of matrQily at Ianst tanp 0) daiIs~ priot to cosh maturitr. ON TIiB MATURITY DATE THE CERTIFICA7'8 WILL, BE TRANSFERRED TO A 24-MONTH SHARE CERTIRICATB AT THE PREVAILING RA7E. There will beaten (10) day gracr period after the maturity date to wl[hd[aw funds without nahy. Funds will earn dividntds at the prevailing rate on the maturity dote during dte grace period. GOVERNING LAWS: Share eettifieates are nsaintained and overned in acconlance with Federal law and the laws of the Commonweaffi of Virginia, as amended. wort ease not sign dte card, the share certificate roust be~closled with applicable penalty and repurchaud. NO PENALTY PROVISION: At arty,one rim afts~ Lyle ft~t 6 tryonths of ~r Ldd~ term or yosu cemircate you mtky mSyb any or sl) Tuods into a +~ynw. ,o-,.woos muturuy ware, provtomg yo ,meet ux r wr nu for that crruficatr (-Aildmum tnuurce term, r )) If panial~'un~s~azc moved, the funds remaining in the original c ifieau: mast be txrital or grcamr than the required 37,000 minimum. On a you have cxuctsed the Bump Option dse certificate will rcWin dte ne rate until the conclusion of tine seem. 'Jute dividend »te geed APY will tree »tes applicable for the non-protrwtional rertificace you szlxt at th torte you exercise the Btun_ p Option. Vou logy eaerclse the Bump Op 'on only oace.,if you wi raw these furafs tom the account poor to'ttutunty we wdl tttlposr a penalty cquai to 180 days' dividends. FLEXIDLfi: If this sham certificate is delignaged as a "Flexible' sharz certificate, yau ma deposit addilioml font!-s to'the chore cenificate at dse dividend tale statts~aa rite abate certifcate anti maturity date. Dividends DIVIDEaoNAS, above ~ finds fmm the date o~ tkposit as described in nOo[t'H~ER P 8 VISIONS: This share certificate is non•ttegotiable and may pp~~ed varuferrcd Or asst reed excceepptt this Credit Union. The Ctrodlt UnloA sfi0.1J hate a lien and also A n~eht f setoff A IASt dpv sYAta represented byy this share certificate for any su awed or~rcahei becom- ingi ~wed to the Cre¢il Union from 11 or rAny o Ute owners of this share cerUfu:ale, wbcther~omdy or severaly wrthou regard to the source buffs of Bald irdebtedsxas oo the crsxSft union by sold owner or own rs Individual Redrsment Accounts are not subject ko arty right of sate f ~HANGF? IN TEItT.~iS: CFCI,j•reserves 14'e rig 4 to dispontinua ar e terms of share certificate oRerings wi out rant nouce• however, net issueds the terms of a share certificau may not changed'widtout dte owner s consent. 1 ttnderslaad and agree drat n twithsunding the foregoing. any BORUa DividrMl yRate pa~itdt on env share CC ficate pursuant to a Checkine om~ooi enotgelt~gif~e [orbihe Prcfe[ ~ Ra es~dtf •tJacnx ing A~t.ciwnit is CIDSed. .enl8. ifd Rn. ;a+Cs Sep 14 09 01:02p Wee Winks Markel 252-261-2937 p.19 C.~.fl .R T ~Y14 Y ti...~.~.r«~~,rs NCUA -- u.~........, ...-.,... FEDER+lL tJ2EpIT tJaV70N '~~~~'-""':-• 180 Newtown Road Virginia Beach, Virginia 23462-2416 (757} 552.1000 • (8001) 678.8765 UfiL: http:flwww.charturay.eom SHARE CERTIFICATE HARRY G BICHNER JR 5225 WILSON LN APT 335 MECHANICSBURG PA 17055-3574 02/17/2009 sued Dividend Payment lYfethod: X Compounded 29 Suffix - Paid by check Account Owner(s): HARRY G BICHNER JR EUGENE BICHNER 1Op029 Certificate Number Credited to account ~ POD MARY BICHNER Certificate Amount Term ttta atuttly Dividend Ann Percentage Dividend Paid t Yie d $98,232.66 12 Months 02/17/2010 2.65 °+E 2.48% Quarterly SHARE CERTIFICATE DISCLOSURE STATEMENT DIVIDE~D,S: Each sham certifcate has a minimum balancs rec~uirenunt and will earn dividends at the rsre specifu:d irheld to maturity Divit.tnds arc aained from day of deposit to day of widulrawal ott die full amount in Ute account at dhe end of arch day using the daily balance ntethocl, compounded quarterly anti crediced w the account the tut day of the quarter unless anodhcr distribution hrtethod has been chosen. The Annual Percentsga Yield asavmes dividends retniein in the accoun[ until maturity. Early withdrswal reduces earnings. PENALTIES FOR EARLY V1'IT'HDRAVIiAL: If tinyy- of the deposit is withdrawn before the maturity date. Abate will be a Wally of 90 days dividends, whether earned or nor aM re¢atdlrss of the length of unx the funds wittdrawn Nava.... ...... rcmahsed m the account. Penahies arc bused nn the amount withdrawn and at file rate betnc paid on tl,t share cerrlflcal.-.. If this earlyy- withdrxwnl of priuci al reduces thebalance below the minimum rcquiretnctht. tlta altarc certificate ttPl be canee:led, penrlties will be imposed ott the etuire amount and the balance placed in a share savin s accouiht. To the extent necessary to comply with these requiremems, deductions will be ttuhde from the amourn withdrawn or From the runainmg share cenificate balanct. PENALTY EXCEPTIONS: Panaldes will not apply to, the followin i a) witihdrdwals of credited dividend payments; tb) wtdtdrnwals su~seyuettt to tilt death or adjudication of incompeteni:o of any owner of dta char, cerdficare; c7 wi[Itdwwata made as a result of the volumary or invaluntar3• liq~idatioth of ~hanway Federal Credit Union ;dhr Cred'u UNon)• (d) withtlmwals from Individual Retirement Accounts due to disability of die owner, or withdrawals through periodic payments. Othor applicable Internal Ravenna Service pe:taldes ~Y tiff Y• 1tEKEWAL SECI'[ON: 111: CtEdit Union tviU sand a notice of maturity ><[ It;ast ten {]Oi da 's riot is oath maturity. The notice will inform you of die terms tinder whic~ the Credit Union proposes ro renew die sham cemfwate or odurwiar male die funds available to you. Your share certificate is a condnuous reinvcstmcrt scwunt which, without prior nonficrtion to the Credit Unioa, is awo:rudwlly reinvested for you at maturity at the prevailing rate. Ear#h new im~esunent iriritx] will be for the same tenHth of?me as the original term. Automatic reinvestment will continue until you withdraw the funds from your account or until you are notified thst the wilt not renew your share certifitate a[ maRrity. There will beaten (lOj day grace period after the tnaturiry data m withdraw funds without penalty. Funds wpl earn dividends at the prevailing rate on the maturity date during the grarx period. JOINT O~VNERSH[P: if issued wittl a joint gwner, a share cerificatr b LLoindy owned with t'ull rights of survrvorahtp, U:1Ia55 UthCCw tar regYrSled. 1'hc member xnt: joint owner of this share ca incutr a3gre~r that ails sham °enit7cate and accumulaud dividends are sub cct to withdraws; or reczt by tiny of them and payment to any one of th to or taeir survivor(s) shad be varid and dischar~te CFCU from say liabit' , Cor such payment. In Dale. to remove a 'omt owner on this share rdficue, tht joim owner must complete and'sign a terminarion card. If the joint owner does not sigh Ate cant, the share certificate inns[ be cltixed wi[h applicable ptnalry and rc~urchased. NQ PE\Ai.TY PROVISION: !f Ails share cdrdfic3la is dexi tinted as a \o Papally" sharc,canificate, you may mak ottr pnatal wf~drawal or close die :twee ceruficate with no penalty, pr~vided the funds have remained on depos~ for at least seyeu days. f you makr a~anial with- drawal after sever tips, all otlter lands moat prnsin in the bare centflpr~ utEtt~~t the maturity dRte,or n petulhy will bt in tied as desctibed. Any wtgtdrawal made within dt: @nt seven da •a ~rii~l in^ur ape nahy as described ir. PENALTIES FOR EARLY ~VITiHDRAWAL, above. FLEXIBLE: if this share cen~talte is st tad as a ' Fexible" share eardficate, you ma5• depasi[ etlditional fu s dse share certificate at dta dividend rate stssed on the share cardflcatr a tit maturity date. Dividends shall be ~omssssused on the funds from the dote lof deposit as described in D1VID£l:DS. above. OTHER PRDVISIONS: This share crrtlficat¢ ES non-nagoliablc, and may not be pp,~edged Iransferrcd or assigned e.+tceppt to this Credit Union. The Credit Lnion :{tall have a lien and also a nigh of setoff aa~~aainsc zny sums represented by this share oar[ificace for any mowed orltereaflrr becotn- InE owed to the Credit Union from all or any oP the owners of this share certificate. whether jointly or seven:l.))•, wi'h 1 regn'd tD the source or Buis of said irxlel)tedtless Gs Alt! Cfedll Un10D y said O:yDaf Of Owners. Tndividual Re[Iramrnt Accounts are not subj t is wry right of samff. CHANGE 1N T1sR~{S: CFCU reserves the right ro discontinue or change the terms of sttarc certificate offerings without prior ihodce; however, once lssuadt the terms of a share cernficzte may n t be changed without the owner s consent. I undarsutnd and agree the[ rwtwhltstanding the foregoing, ~ny Bonus Dividend Rate p~id on any share dficate pursuant m a Chei:king ecount Program rnav ire a lusted to the divi and rate ordinarily paiC m aomeonc not eligible -or the Preferrt:d Rates.. f said Chtcking Axount i;i^'~ cltrsed. I GOvERN1NG LAWS: Share cenlfica:es are mat~Jthtwined and govenhrd'ir>` `? accordance wide Fedenil taw and dt: laws of the Commonwea.th of Virginia, as amended. ten. ~ td Rev. trA=76 REV-1510 EX• (6.98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER Hany G. Bichner, Jr. 21-09-0699 This schedule must be completed and filed H the answer to any of quesliarrs l through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM NUMBE DESCRIPTION OF PROPERTY MK;WDE THE NAME OF THE TRArRr~, TNEiR REUTpNSFQP TO OEC®EMANp THE DATEOiTRANSFE0.ATTACNACOPYOFTHEDEFAFORPFALESUTE. pA~ OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION APPLICABLE TAXABLE VALUE i• Individual Retirement Account 3,084.83 :. 100 3,084.83 TOTAL (Also enter on line 7 Recapitulation) f I 3,084.83 (If more space is needed, Insert addl9onel sheets of the same size) REV-1511 EX+ (12-99) SCHEDULE N FUNERAL EXPENSES & COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER Harry G. Bichner, Jr. 21-09-0699 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1' Catawissa Monument, Inc. 85.00 2. Brady Funeral Home, Inc. 9,203.00 s. New Rosemont Cemetery Co, 650.00 , a. Pine Bam Inn (Refreshments) 668.42 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Sodal Security Number(s)/EIN Number of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid: 2. Attorney Fees 3,900.00 3. Family Exemption: (If decedent's address is not the same as daimant's, attach explanation) Claimant Street Address City Slate ',Zip ', Relationship of Claimant to Decedent 4. Probate Fees 380.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. TOTAL (Also enter on line 9, Recapitulation) $ 14,886.42 (If more space is needed, insert additional sheets of the same size) REV-151.2 EX+ (12-08) Pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES 8~ LIENS ESTATE OF FILE NUMBER Harry G. Bichner, Jr. 21-09-0699 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimby rsed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1• ATT Cell Phone Bill 36.67 2. Continuing Care RX 72.20 3. Continuing Care RX 63.91 4. West Shore EMS 286.74 5. West Shore EMS 925.40 TOTAL (Also enter on Line 10, Recapitulation) ; ` 1,384.92 If mare space is needed, insert additional sheets of the same size. _ _. /Y . LAST WILL AND TESTAMENT OF HARRY GEORGE BICHNER, JR. I, Harry George Bichner, Jr., of Cumberland County, Pennsylvania, being of sound mind and memory, do make, publish and declare this my Last Will and Testament, hereby revoking any and all Wills by me heretofore made. FIRST: I direct that my funeral be conducted in a manner corresponding with my estate and situation in life, and that all my just debts and funeral expenses be paid and satisfied by my Executor or Executrix hereinafter named, as soon as conveniently may be after my decease. SECOND: I give, devise and bequeath all of my estate, both real, personal and mixed, of whatsoever kind and wheresoever situate, to my son, Eugene William Bichner, providing however, that he survives me for a period of at least 60 days. If Eugene William Bichner does not survive me for a period of at least 60 days then I give, devise and bequeath all of my estate, both real, personal and mixed, of whatsoever kind and wheresoever situate, 'to my granddaughter, Ninette Lynn Bearfield. THIRD: I hereby nominate, constitute and appoint my son, Eugene William Bichner, to be the Executor of this my Last Will and Testament. If the said Eugene William Bichner is unable or unwilling to serve as such, I then appoint my granddaughter, Ninette Lynn Bearfield to so serve as Executrix. PAGE 1 OF 3 PAGES ~y H.G.B. • ~ ~ FOURTH: I direct that any Executor or Executrix of mine herein named, be permitted to serve without bond in any jurisdiction where a bond would be required for the faithful performance of his or her duties, in the absence of this provision. I, Harry George Bichner, Jr., the Testator whose name is signed to the foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will; and that I signed it willingly and as my free and voluntary act for the purposes therein expressed. Sworn to or affirmed and acknowledged before me by Harry George Bichner, Jr., the Testator, this ~c~ ~~ day of July, 1999. c ~ Tes r J O PUBLIC My Commission Expires: PAGE 2 OF 3 PAGES H.G.B. • 'r 4 ~~ ' `'~ We, • r ~T~"I`Z~ and ~ 'i~ ~• of1L~r the witnesses, whose names are signed to the foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the Testator sign and execute the instrument as his Last Will; that the Testator signed willingly and executed it as his free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the Testator signed the will as a witness; and that to the best of our knowledge the Testator was at that time 18 or more years of age, of sound mind and under no constraint or undue influence. Sworn to or affirmed and subscribed to before me by ~.- ~~ and ,/ ~,i,~~tlJ,~~ ~•f YL/-/~ , witnesses this ~l~ day of July, 1999. /n~~ , . Lt~~ l., ' -Q.1~ W' ness ~ ~> • ~'. - ~~ t~ y . ~~i ~vy~ Witness O AR PUBLIC My Commission Expires: 1 JEFFREY N. YOFFE~ jp i ~=~~mp Hill Lioro, Cu i . r %".~~ ~' >"~'. 'n Ex~ro~ Oct 2?p' PAGE 3 OF 3 H.G.$, bichner/w111 i