HomeMy WebLinkAbout09-7755
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
MARK J. UDREN, ESQUIRE - ID #04302
STUART WINNEG, ESQUIRE - ID #45362
LORRAINE DOYLE, ESQUIRE - ID #34576
ALAN M. MINATO, ESQUIRE - ID #75860
--CHANDRA M. ARKEMA, ESQUIRE - ID #203437
LOUIS A. SIMONI, ESQUIRE - ID #200869
ADAM L. KAYES, ESQUIRE - ID #86408
MARGUERITE L. THOMAS, ESQUIRE - ID #204460
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
pleadings@udren.com
Wells Fargo Bank, N.A. as :COURT OF COMMON PLEAS
Trustee for Option One :CIVIL DIVISION
Mortgage Loan Trust 2007-4
Asset-Backed Certificates, :Cumberland County
Series 2007-4
4600 Touchton Road
East Bldg 200 Suite 102
Jacksonville, FL 32246
Plaintiff
V.
Chad Smith
88 Smith Road NO. Q / 7? s
York Springs, PA 17372
Defendant(s)
COMPLAINT IN MORTGAGE FORECLOSURE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF
YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
E
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
800-990-9108
t,
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se dafiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisioner de
esta demanda. Usted puede perder dinero o sus propiedades u otros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO
O SI NO TIENE EL.DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN
PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
800-990-9108
NOTICE
The amount of your debt is as stated in the attached document. The name of the creditor
to whom the debt is owed is as named in the attached document. Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify
us in writing of a dispute within the 30 day period, we will obtain verification of the debt or
a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not
an admission of liability on your part. Also, upon your written request within the 30 day
period, we will provide you with the name and address of the original creditor if different from
the current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
UDREN LAW OFFICES, P.C.
/s/ Mark J. Udren, Esquire
Woodcrest Corporate Center
111 Woodcrest Road, Suite 200
Cherry Hill, NJ 08003-3620
(856) 669-5400
E'
I . Plaintiff is a Corporation who is the legal holder of the
mortgage that is the subject of this Mortgage Foreclosure action.
Plaintiff is in the process of formalizing the Assignment of
Mortgage to be sent for recording.
2. Defendant(s) is the individual designated as such on the
caption on a preceding page, whose last known address is as set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mortgage
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned
to the Defendant(s) the sum appearing on said mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness. Said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019 (g).
The information regarding the mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 88 Smith Road
MUNICIPALITY/TOWNSHIP/BOROUGH: South Middleton Township
COUNTY: Cumberland
DATE EXECUTED: 4/2/07
DATE RECORDED: 4/3/07 BOOK: 1987 PAGE: 1514
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together with other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant(s) continues to fail or
refuses to comply with the terms of the Mortgage as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
(b) by failing or refusing to pay other charges, if any,
indicated below.
6. The following amounts are due on the said Mortgage as of
10/21/09:
Principal of debt due $193,274.84
Unpaid Interest at 7.875%*
from 4/1/09 to 10/21/09
(the per diem interest accruing on
this debt is $36.40 and that sum
should be added each day after
10/21/09) 8,374.71
Title Report 325.00
Court Costs (anticipated, excluding
Sheriff's Sale costs) 280.00
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $117.98 and that sum should
be added on the first of each
month after 10/21/09) 2,722.80
Late Charges
(monthly late charge of $77.94
should be added in accordance
with the terms of the note
each month after 10/21/09) 792.75
Suspense Balance (1,413.00)
Recoverable Balance 165.00
Attorneys Fees (anticipated and actual
to 5% of principal) 9,663.74
TOTAL $214,185.84
*This interest rate is subject to adjustment as more fully set
forth in the Note and Mortgage.
7. The attorney's fee set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorney's
E!
fees will be charged in accordance with the reduction provisions of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983
and Notice of Intention to Foreclose under Act 6 of 1974 has been
sent to each defendant, via certified and regular mail, in
accordance with the requirements of those acts, on the date
appearing on the copy attached hereto as Exhibit "A", and made part
hereof, and defendant(s) have failed to proceed within the time
limits, or have been determined ineligible, or Plaintiff has not
been notified in a timely manner of Defendant(s) eligibility.
WHEREFORE, the Plaintiff demands judgment, in rem, against
the Defendant(s) herein in the sum of $214,185.84 plus interest,
costs and attorneys fees as more fully set forth in the Complaint,
and for foreclosure and sale of the Mortgaged premises.
UDREN LAW OFFICES, P.C.
BY , 3a F&CI
Attorneys for Plaintiff
MARK J. UDREN, ESQUIRE
STUART WINNEG, ESQUIRE
LORRAINE DOYLE, ESQUIRE
ALAN M. MINATO, ESQUIRE
CHANDRA M. ARKEMA, ESQUIRE
LOUIS A. SIMONI, ESQUIRE
ADAM L. KAYES, ESQUIRE
MARGUERITE L. THOMAS, ESQUIRE
E`
ALL THAT CERTAIN tract of land situate in South Middletonk Cumberland
GQU?ity, Pennsylvania, being more particularly bounded and described as follows,
to wit:
BE INNING at a steel pine on the northeastemrnost dedicated right of way One
of mith Road (T-531), said pin marking the common point of adjoinder of Lots
No.:2 and No. 3 on the hereinafter mentioned Plan of Subdivision; thence
departing
N from the right of way line of Smith Road and extending along Lot No. 2,
o h 18 degrees 3 minutes 40 seconds West, a dance of 638.84 feet to a
ste i pin at lands now or formerly of Clyde S. Group; thence extending along
lands now or formerly of Clyde S. Group, North 71 degrees 27 minutes 40
seconds East, a distance of 140.13 feet to a eteel pin at Lot No. 4 on the
hereinafter mentioned Plan of Subdivision; thence extending along Lot No. 4,
South 16. degrees 3 minutes 40 seconds East, a distance of 801.48 feet to a
steel pin set on the nor0mosternmost dedicated right of way line of Smith Road;
thence extending in and along the northeaeternmost dedicated right of way line
of Smith Road. North 57 degrees 51 minutes 40 seconds West, a distance of
210.04 feet to a steel pin on sold dedicated right of way line of Lot No. 2, said pin
marking the place of BEGINNING.
CONTAINING 2.315 acres, and hnft dinign as Lot No. 3 on the Final Plan
of Minor Subdivision of Pmkyjv Hallow, prepared for Kamba, Inc., by kooney
Lee Decker & Associates, dated Oc kdw 26, 1982, and recordea in the Oft e u(
the Recorder of Deeds in and for Cumberland Courtly, Pennsylvania, in Plan
Book 43, at Page 1.
UNDER AND SUBJECT to conditions and restrictions of prior record
BEING the same premises which Michael T. Green and Kelly D. Green, husband
wife, by Deed dated June 13, 2002 and rswrded June 24, 2002 in the Office of
the Recorder of Deeds in and for Ctartbedand County in Deed gook 252 Page
1676, granted and conveyed unto Michael T. Green, grantor herein.
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EXHIBIT A
Affmal
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ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is official notice mortgage, home -; ° default. n h
lender intend: to fo l . Sufic information about the nature. of the
defatttt is provided in the j!Ttached_Pages.
The HOMEOWNER'S EMERGENCY N10RTGAG ASSISTANCE
p12;.Ot IR A%j (IIEXf.Ap) mTbe ak}le to help tg,,ave vour home. This NotIRC
explains how the Program works.
To see if HE AP can help,,vou must MEET WITH A CONSUMER
CREDIT COUNSELING AGENCY WITHIN 3 DAYS OF THE DATE F
THIS NOTICE. 'l'ake this Notice with you when You meet with the
C ountizl ng ,kjgencv
The name, ;uld?e ;tnd,?hone, n ?mEier ctf C opsorner Credit Coups in ,?4 encie
wcrvin Your C uun , are lintel at the en of this Notice. If you have an ' ue erns;
ryo ?uiay° call the Pennsvi'yania 1touJnk Finance &Unc.\ toll free at 1-800-.342-
2397- (Persons with tt)Raircd hearing cgp call (712) 780-1869).
Th ih Notice contain,, important legal inf(7wmation- If you have. any que,,lion>,
representatives, at the Consumer Credit Counseling Agency may fie able to
help explain it. You may also want to contact an attorney in your area. The
local bar aii ociation may he able to help you find a lawyer.
I.ANt1'!'Cl'W,-N, 16N I:N AD3t{NTO 1•:4 LSE. SUN4A [INtI'OR-1'A. CIA. PLIIIS AIT:C'1A
??1s ltl?Kl?;C'liC) .;? C?t??t?-C11`aG`?12 V!?'ll;t?i?°) I•.lti ?t C??"?A,'?l ???_r ?'t??iPRl.hl.>l l?:Is
CONTI NID0 DI: F TA N(?'1'll'i(':'a(ION 013TEN6A l-N,N TRAl`UCC'IC`M!'
I NhI FDI A_TAMEaNTl<z I LAM ANIX) 1:S7 A :V iEaNCIA d"EINNSYLVANIA HOUSING
FM\ ('I. A(&'NCYF SIN (Ali.OOS :%I- NUMER0 Ml-NUVIN.~IX) AKRIBA.
1'E"t;lyl l tt l.lal:'t:a1131.1s l-'AKA UN VPf;,S'l AMO IBC?R 1A, I'k0(;K.' N1A l.l.At+IA0
''HOMFOWNlslr`''S F'MJ'kG N 'Y M{)!t`lGAt: L ASS&STANCY PROGRAM" FT
CUAI. I'UI-:D '+ir?S.E.V1'1I til 4 AAA DL LA P RDII9?")1 DEL DTI RI {'E10 A R DIMIR
St! E#Il'(:tT C'A.
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June 10, 200c:nad Smith
in Smith RK0,
,u^E t# dl-t zn T-sp Pry _73,72
,;,e' Ad .: VA .r..t 14; .out ! s on 7sp PA 1737:7
BOMEOWNEPHi;
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pop-;yF:
MOR_ 3_,__ .._ _f . Ar._E ACT Of _9E3 $TH
:7 =6 DEFAULT HAS BEEM CAUSED BY =RCUMSTAdCE BEYOND TOUR
A REASONABLE PROSPECT OF BUNG ABLE TO PAY YOU
ATIT'
THE
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a to porar,., stay of forsclosur on your m=:gags for thirty
dy"5 from the H -Its '._ thi's ?=Ot=ce 1. l_7 t:jr-ee i3? days for
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DATE
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-or the set fort. Ater .k_a t,US Notice _or
afro r n rout, :he nature - Your :'a7.7 -za
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1•aO^'"F IF YOU ARF .'URF1=M ='t; ETTED PY THE P"S TP Q OF i' PF77T70N `A'
OW'BhF. PTlY, THE _ _17.; 0 F._.:" Or THIS 1MT:= :S r7E _ {_ I_1 _."Z,-1:
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Hot 7 WE AAR 900GAW DEFAULT (BFING TT J? TO DATE
t ? , T;=F. 7HF r t t , . i i . = - To c MR-SAX dgt,1 h:' 4 d t:. ; 0- t?r','.'-
?7771, ?_-- -::,- J7 .
Smilh &:i, ?Li 1?tfl ?r 7 uG ! i 17372
lYintl...t'._ and 10 following aim .i.:s. ;'.,.''.e CCiueC
Memo I s 1,544.75
t -'=f'- ??lav
CC Doha: 7rc-iwionu of the mm:gage obligazion,
. a 1 , .. - $ X1.1;`-,
A: 1F TH:F DATE $ 5271,04
_.. _ .a:( ; T_ 7 ATE THE F II,OWSU CT101, ?Dc, .,,1: 'err if not
MET
Woo ('-'aqu 4 {s1 91
4? :. °3'41
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RC;"k TO CURE TnE DEFAULT YOC. May ^.UrS the default. With= _..Z= T"s n
-'---= of the nai of this nmAce B _-.._.! G T RE '1°OTA- x!t ? ''_ -W! O
71 _.._ 1=Tv AHITY __ _.3i, P-i-
W LATE MAKES PT;_A REP ONE DUE i,ruE,I`.4s- THE THIE?T TF 't .
rmu. tt Ir° 1 :, < t'.' t.:=°' y: ' r ,? .}_ it -.,
i flt: c`i Ciiy _» oayahlr
a?: y,'r= w= r 'Jnion Collect
74144 00 Col. . MDT*,
Cad- , nt-. TX
iotl can iwE ary other default by taking tha faillo;.-ing a,ct_m wathin
7T771 177, DA. of O v motE of this imter. Or n7t w f
r. P'ag e 5 of T'
OFIG! 02A RN-,
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F . _ _ . _ Al DEFu IT - If you do not ruse tn within
?.? I 'I 0"G W 4_ if'Ott'_ W i, _ Nol,iQc.., Lht : in 'r't3e tQ
_, *"tire nut-.-..a_,.._ _g ,al!N _ n: ILI, ____. Y1A he
cc.nsiasred We mm=t_a__srl, and you -na lose! the -_,_,n._ _: pay the
m>arz- .l_ __. mon,_,_ly i _«L=Tr__r_s. __ full rta
pot A. ,, W mad F'. r. T_i F:T7
to . r . r _ i?Lu fit' ' q. V t_ a _ ion
lli-J..
TF _!._ . _ J_ E_LOSE W X - The mart led property will F-=
. " , r t ' I Po V! r E.. gin[ jonv not! On „ T (3¢_ , !71c-,
'?`?'11?r -. L;r` .:- '...:- ?': !. f,? Ii. "1'1:.? ?7?,1'. r';u •-_ t..y r,. _ ? 1:1Ci.,t r' c.... _
i..i_.,. ^`V&C:g dCAIL 1'ijL,:U -11.
to • - V, , if legal proceedings are _ _a _ n -=n nst _, _ , yc,-'
,,:What l e at;Un, 1
"ni.h1.i-:lS
C0211. 1 {{ If Vol _ oefault within r_ L ?' re` 3'c?
P:?47 Tw APE THE r_. 7 ,
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LE-. mi ma- do so b- Da,nno Ve notal amount then peso Wt. vlos
+ _ _. __ O, M- 75u 7c -R- -n`°, _ _sto-re>Cl= l` -w y'z 1_E: o7'=!
.. n::n_ are= t;v Psefnyna.inQ anv other regi Lrert nt under the no :r-aW0.
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Curing `_[:+Ur WALK i.. -E_- sonnet `:>rttz Y.:: mWill
resmore your mortgage ti the yam ' . _Ation as of y 3u had never
PAPVTVS- IM .'"aH: FF t F' r W"'F- - TL _ . (r.,_tl .rf _-?? , 01u
e,M"v7 date that such a Bheriff's sale of 7hp nar7gagsh property
could to geld would be approximate_.- f__:r; '-t,_ 1,a-e
o Kin Notice. A notice of the ac:: a. do!, of nh= zhnr_. f'- sole
will be ser,c to you before, e ale. Of arse, The r..__,r r. _ ed
out at any -_Sf';1'-' -:iant ly who zv, Loq 2_... payment r an:'..6h w..W Q!
by coot-act_ t rie Lender.
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Address: C. -- chton Roaf ? t Rldi. _ _C?
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-ori-a1*_ -Persons: _ r sa r=Ar, Sanwa E-' }-o and elµna C pi e
:_flace ho-oars: , rtr ih Frig .7C a .m. to f .!7C m. EST
end our ownersKl c- the mortgaged property any your right to occupy
If . c. tic. _i -je to 11_ 1.. _he arc-_rty after :.he Sher_f"s a
m,A>.? [.: ?Lx4:r T i.
„... _n 4rd oigirevs -ita.i?'
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DEUT C R Tt; C. _.T.." . FFi+ .._i'77HEC 711"_-I`G 1Nf:TTT'CT10N TC 777
TH E SEE'-'.
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I.; SENT P=--'' "ECTI N UNDER THE FEDErviL BndiF°: -J:-IT I,' LA-, %'.
ThL i:, front i1<-2,T_ ??I I?rT?aY° f.1',.Jt dOt-, 11mpl
American Hamer t?e?e ?eawi?irt?, _ne. iz- a--tempting to, collect money
a-bt ha=: beer: -i--:ar=ged pursuant to (or wLo i_ Under
:e^tio- :t_? banhrup_ _a. ._ th_ 'I a _a t :, in Svi h
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V E R I F I C A T I O N
The undersigned, hereby states that he/she is the attorney for
the Plaintiff, a corporation unless designated otherwise; that
he/she is authorized to take this Verification and does so because
of the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because he/she
has personal knowledge of some of the facts averred in the
foregoing pleading; and that the statements made in the foregoing
pleading are true and correct to the best of his/her knowledge,
information and belief and the source of his information is public
records and reports of Plaintiff's agents. The undersigned
understands that this statement herein is made subject to the
penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
UDREN LAW OFFICES, P.C.
BY t n uvi
((?
Attorneys r?(fo-r i[ lPi/lfaili/n?f1t/iilff
MARK J. UDREN, ESQUIRE
STUART WINNEG, ESQUIRE
LORRAINE DOYLE, ESQUIRE
ALAN M. MINATO, ESQUIRE
CHANDRA M. ARKEMA, ESQUIRE
LOUIS A. SIMONI, ESQUIRE
ADAM L. KAYES, ESQUIRE
MARGUERITE L. THOMAS, ESQUIRE
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SHERIFF'S OFFICE OF CUMBERLAND COUNTY
R Thomas Kline ' ' [ ~ „ t -• "Y
Sheriff ~ :; _ .. ..,
~,.~Nd',~ ~~~ ~:~~u/lrf~~~~
Ronny R Anderson `" ~ r- ~~ ~. ~,
Z~u~ ~~~~ " ~ ~i"I ~~ :~
Chief Deputy
Jody S Smith ~ . ,: ;,I-~ `y~
Civil Process Sergeant ~ "' ~ `- CV'a,
Edward L Schorpp
Solicitor
Wells Fargo Bank, NA
vs.
Chad Smith
Case Number
2009-7755
SHERIFF'S RETURN OF SERVICE
11/23/2009 10:22 AM -William Cline, Deputy Sheriff, who being duly sworn according to law, states that on November
23, 2009 at 1022 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the
within named defendant, to wit: Chad Smith, by making known unto Melissa Speelman, Occupant of 88
Smith Road York Springs, Cumberland County, Pennsylvania 17372 its contents and at the same time
handing to her personally the said true and correct copy of the same. Melissa Speelman advised Deputy
Chad Smith could possibly be incarcerated at this time.
SHERIFF COST: $41.94
November 30, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF
~'
Deputy Sheriff
UbREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
MARK J. UDREN, ESQUIRE - ID #04302
STUART WINNEG, ESQUIRE - ID #45362
LORRAINE DOYLE, ESQUIRE - ID #34576
ALAN M. MINATO, ESQUIRE - ID #75860
CHANDRA M. ARKEMA, ESQUIRE - ID #203437
LOUIS A. SIMONI, ESQUIRE - ID #200869
ADAM L. KAYES, ESQUIRE - ID #86408
MARGUERITE L. THOMAS, ESQUIRE - ID #204460
WOODCREST CORPORATE CENTER Cl
111 WOODCREST ROAD, SUITE 200 c
CHERRY HILL, NJ 08003-3620 ~"'-?-'
~`!~
856-669-5400
Wells Fargo Bank, N.A. as Trustee for Option =COURT OF COMMON PL~',
One Mortgage Loan Trust 2007-4 Asset-Backed :CIVIL DIVISION ~'r`:'
Certificates, Series 2007-4 :Cumberland County _'~~
Jacksonville, FL 32246 .~-,~.
Plaintiff
V.
Chad Smith
Defendant(s) @NO. 09-7755 Civil
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney hereby verifies that:
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1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is
attached hereto as Exhibit "A", was sent to every recorded lienholder and every
other interested party known as of the date of the filing of the Praecipe for the
Writ of Execution, on the date(s) appearing on the attached Certificates of
Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and
certified mail on the date appearing on the attached Return Receipt, which was
signed for by Defendant(s) on the date specified on the said Return Receipt.
Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B"
3. If a Return Receipt is not attached hereto, then service was by personal
service on the date specified on the attached Return of Service, attached hereto
as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said Order
is attached hereto as Exhibit "B".
All Notices were served within the time limits set forth by Pa Rule C.P. 3129.
This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904
relating to unsworn falsification to authorities.
Dated: April 30, 2010
UDREN E .
Y:
Attorneys for 1~laintiff
`"1dtA~if--d : --tJDREN., ....ESQUIRE
.~...._
STUART WINNEG, ES¢UTRE---- ...-_
LORRAINE DOYLE, ESQUIRE /'
ALAN M. MINATO, ESQUIRE /
CHANDRA M. ARKEMA, ESQUIRE
LOUIS A. SIMONI, ESQUIRE
ADAM L. KAYES, ESQUIRE
MARGUERITE L. THOMAS, ESQUIRE
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
MARK J. UDREN, ESQUIRE - ID #04302
STUART WINNEG, ESQUIRE - ID #45362
LORRAINE DOYLE, ESQUIRE - ID #34576
ALAN M. MINATO, ESQUIRE - ID #75860
CHANDRA M. ARKEMA, ESQUIRE - ID #203437
LOUIS A. SIMONI, ESQUIRE - ID #200869
ADAM L. KAYES, ESQUIRE - ID #86408
MARGUERITE L. THOMAS, ESQUIRE - ID #204460
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
Wells Fargo Bank, N.A. as :COURT OF COMMON PLEAS
Trustee for Option One :CIVIL DIVISION
Mortgage Loan Trust 2007-4 €Cumberland County
Asset-Backed Certificates,
Series 2007-4 :MORTGAGE FORECLOSURE
Plaintiff
v.
Chad Smith €NO. 09-7755 Civil
Defendant (s )
AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1
Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan
Trust 2007-4 Asset-Backed Certificates, Series 2007-4, Plaintiff
in the above action, by its attorney, Mark J. Udren, ESQ., sets
forth as of the date the Praecipe for the Writ of Execution was
filed the following information concerning the real property
located at: 88 Smith Road, York Springs, PA 17372
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Chad Smith 88 Smith Road
York Springs, PA 17372
4395 Quehanna Highway
Karthaus, PA 16845
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
Name Address
Aqua Specialists, Inc.
160 Silver Spring Rd.
PO Box 123
Mechanicsburg, PA 17055
Pennsylvania Power
and Light Company
827 Hausman Road
Allentown, PA 18104
4. Name and address of the last recorded holder of every mortgage
of record:
Name Address
Wells Fargo Bank, N.A. 4600 Touchton Road
as Trustee for Option One East Bldg 200 Suite 102
Mortgage Loan Trust 2007-4 Jacksonville, FL 32246
Asset-Backed Certificates,
Series 2007-4
5. Name and address of every other person who has any record lien
on the property:
Name Address
USA, US Attorney 228 Walnut Street, P.O. Box 11754
Department of Justice Harrisburg, PA 17108
Attn: James T. Clancy, Esquire
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
Name Address
Real Estate Tax Dept.
1 Courthouse Sq.,
Carlisle, PA 17013
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
13 N. Hanover St.
Carlisle, PA 17013
Bureau of Compliance, PO Box 281230
Harrisburg, PA 17128-1230
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants
88 Smith Road
York Springs, PA 17372
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. sec. 4904 relating to
unsworn falsification to authorities.
DATED: April 30, 2010
UDREN LAW OFFICES, P.C.
BY : _.._/
o-r-~e~f~r Plaintiff
MARK J . UDREI~'7';"~ UIRE
STUART WINNEG, ES~QU~l`RE
LORRAINE DOYLE, ESQUIRE /'
ALAN M. MINATO, ESQUIRE
CHANDRA M. ARKEMA, ESQUIRE
LOUIS A. SIMONI, ESQUIRE
ADAM L. KAYES, ESQUIRE
MARGUERITE L. THOMAS, ESQUIRE
UDREN LAW OFFICES, P.C.
MARK J. UDREN, ESQUIRE - ID #04302
STUART WINNEG, ESQUIRE - ID #45362
LORRAINE DOYLE, ESQUIRE - ID #34576
ALAN M. MINATO, ESQUIRE - ID #75860
CHANDRA M. ARKEMA, ESQUIRE - ID #203437
LOUIS A. SIMONI, ESQUIRE - ID #200869
ADAM L. KAYES, ESQUIRE - ID #86408
MARGUERITE L. THOMAS, ESQUIRE - ID #204460
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
Wells Fargo Bank, N.A. as Trustee for
Option One Mortgage Loan Trust 2007-4
Asset-Backed Certificates, Series 2007-4
Plaintiff
v.
Chad Smith
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland .County
NO. 09-7755 Civil
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): Chad Smith
PROPERTY: 88 Smith Road, York Springs, PA 17372
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the Cumberland County
Sheriffs Sale on June 2, 2010, at 10:00 A.M., in the Commissioners Hearing Room,
2ND Floor, Courthouse, Carlisle,PA. Our records indicate that you may hold a mortgage
or judgment on the property which will be extinguished by the safe. You may wish to
attend the sale to protect your interests.
A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff
not later than 30 days after sale. Distribution will be made in accordance with the
schedule unless exceptions are filed thereto within 10 days after the filing of the
schedule.
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UDREN LAW OFFICES, P.C.
MARK J. UDREN, ESQUIRE - ID #04302
STUART WINNEG, ESQUIRE - ID #45362
LORRAINE DOYLE, ESQUIRE - ID #34576
ALAN M. MINATO, ESQUIRE - ID #75860
CHANDRA M. ARKEMA, ESQUIRE - ID #203437
LOUIS A. SIMONI, ESQUIRE - ID #200869
ADAM L. KAYES, ESQUIRE - ID #86408
MARGUERITE L. THOMAS, ESQUIRE - ID #204460
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400 pleadingsCudren.com
ATTORNEY FOR PLAINTIFF
Wells Fargo Bank, N.A. as :COURT OF COMMON PLEAS
Trustee for Option One :CIVIL DIVISION
Mortgage Loan Trust 2007-4
:Cumberland County ~ o -r~r
Asset-Backed Certificates, ~ ° ~
Series 2007-4 z~
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€N0. 09-7755 Civil
Defendant (s ) .cm ~
VERIFICATION OF SERVICE BY CERTIFIED MAIL AND
REGULAR MAIL PURSUANT TO COURT ORDER
The undersigned hereby verifies that he is counsel for Plaintiff in
the above case and that pursuant to the Court order issued in this
matter he mailed a true and correct copy of the Notice of Sale to
Defendant(s), by certified mail and regular first class mail, to
the last known address of Defendant(s) as follows:
DATE MAILED: April 14, 2010
Chad Smith
88 Smith Road, York Springs, PA 17372
4395 Quehanna Highway, Karthaus, PA 16845
I verify that the statements made herein are true and correct and
I understand that false statements made herein are subject to the
penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
Dated: April 14, 2010
UDREN W OFFICE P.C.
BY : '-- ~
Attorn ys for 1 'tiff
MARK J. UDREN, UIRE
~°-,"~ ;:- STUART WINNEG, ESQUIRE
~~ ' LORRAINE DOYLE, ESQUIRE
ESQUIRE ~~1y
MINATO
ALAN M
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CHANDRA M. ARKEMA, ESQUIRE %~
LOUIS A. SIMONI, ESQUIRE
ADAM L. KAYES, ESQUIRE
MARGUERITE L. THOMAS, ESQUIRE
APR ~ ~ llJ1f9
IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY
CIVIL DIVISION
Wells Fargo Bank, N.A. as
Trustee for Option One
Mortgage Loan Trust 2007-4
Asset-Backed Certificates,
Series 2007-4
Plaintiff
Chad Smith
v.
Defendant(s)
N0. 09-7755 Civil
O R D E R
AND NOW , this ~ 01'~'~- day o f I~F~p 2~ ~ 2 010 , upon
consideration of Plaintiff's Motioln and the Affidavit of Good Faith
investigation attached hereto, it is hereby ORDERED that service of
the Notice of Sale and all subsequent pleadings on Defendant(s),
Chad Smith, shall be complete when Plaintiff or its counsel or
agent has mailed true and correct copies of the Notice of Sale and
all subsequent pleadings by certified mail and regular mail to the
last known address of Defendant(s), Chad Smith at 88 Smith Road
York Springs, PA 17372 and 4395 Quehanna Highway Karthaus, PA
16845 and by posting the mortgaged premises located at 88 Smith
Road~York Springs, PA 17372.
BY THE COURT:
J.
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UDREN LAW OFFICES, P.C. ATTORNEY
MARK J. UDREN, ESQUIRE - ID #04302
STUART WINNEG, ESQUIRE - ID #45362
LORRAINE DOYLE, ESQUIRE - ID #34576
ALAN M. MINATO, ESQUIRE - ID #75860
CHANDRA M. ARKEMA, ESQUIRE - ID #203437
LOUIS A. SIMONI, ESQUIRE - ID #200869
ADAM L. KAYES, ESQUIRE - ID #86408
MARGUERITE L. THOMAS, ESQUIRE - ID #204460
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
FOR PLAINTIFF
Wells Fargo Bank, N.A. as :COURT OF COMMON PLEAS
Trustee for Option One .CIVIL DIVISION
Mortgage Loan Trust 2007-4 :Cumberland County
Asset-Backed Certificates,
Series 2007-4
4600 Touchton Road €NO. 09-7755 Civil
East Bldg 200 Suite 102
Jacksonville, FL 32246
Plaintiff
v.
Chad Smith
88 Smith Road
York Springs, PA 17372
4395 Quehanna Highway
Karthaus, PA 16845
Defendant (s )
PRAECIPE TO FILE PROOF OF SERVICE
TO THE PROTHONOTARY:
O
C
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Kindly file the attached Proofs of Service with regard to
the captioned matter.
Date: April 20, 2010
COO 1~1y
UDREN CES, P.C.
BY: ~
Attornor Plaintiff
MARK J. UDREN, ESQUIRE
STUART WINNEG, ESQUIRE
LORRAINE DOYLE, ESQUIRE
ALAN M. MINATO, ESQUIRE
CHANDRA M. ARKEMA, ESQUIRE
LOUIS A. SIMONI, ESQUIRE
ADAM L. KAYES, ESQUIRE
MARGUERITE L. THOMAS, ESQUIRE
~X~-IIB1~" ~
APR u ?~ Z(1~CI
IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY
CIVIL DIVISION
Wells Fargo Bank, N.A. as
Trustee -for Option One
Mortgage Loan Trust 2007-4
Asset-Backed Certificates,
Series 2007-4
Plaintiff
Chad Smith
v.
Defendant(s)
N0. 09-7755 Civil
O R D E R
AND NOW , thi s ~ 01~'~ day o f F~~p 2~ ~, 2 010 , upon
consideration of Plaintiff's Motioln and the Affidavit of Good Faith
investigation attached hereto, it is hereby ORDERED that service of
the Notice of Sale and all subsequent pleadings on Defendant(s),
Chad Smith, shall be complete when Plaintiff or its counsel or
agent has mailed true and correct copies of the Notice of Sale and
all subsequent pleadings by certified mail and regular mail to the
last known address of Defendant(s), Chad Smith at 88 Smith Road
York Springs, PA 17372 and 4395 Quehanna Highway Karthaus, PA
16845 and by posting the mortgaged premises located at 88 Smith
Road~York Springs, PA 17372.
BY THE COURT:
J.
'~XF-i~81~'
• Wells Faxgo Bank, NA as Trustee, et. al., Plaintiff(s)
vs.
Chad Smith, et. al., Defendant(s)
I, UDREN LAW OFFICES ~
Ms. Henni Crommarty
111 Woodcrest Rd., Ste. 200
Cherry Hill, NJ 08003-3620
Service of Process by
APS International, Ltd.
1-800-328-7171
APS International Plaza
7800 Glenroy Rd.
Minneapolis, MN 55439-3122
APS File #: 103560-0001
AFFIDAVIT OF SERVICE -- Individual
Service of Process on:
--Chad Smith, by posting
Court Case No. 09-7755-Civil
State of:
ss.
County of: /g qt!~ /~ S' )
Name of Server: ~~ O (J~/G ~ ~ ~ tI ~~ ~ ,undersigned, being duly sworn, deposes and says
that at the time of service, s/he was of legal age and was not a party to this action;
Date/Time of Service: that on the .day of ~ ~/~ ~ ~ , 20 `®, at `~~~o'clock /4 M
Place of Service: at 88 Smith Road In York S _rin s PA 17372
Documents Served: the undersigned served the documents described as:
Notice of Sheriffs Sale of Real Property w/Order (2 copies)
Service of Process on: A true and correct copy of the aforesaid document(s) was served on:
Chad Smith, by posting
Person Served, and ~_ .e.~..~..~~.~-..._~~....~~~~_..,.a.~..a ~...~..~e ._A.~~ ._®~~..~~®__.~ ee...~..~.. ._,.~~ __ _ __ ._~..~.. __
Method of Service: By personally delivering them into the hands of the person to be served.
By delivering them into the hands of pad 7~! /1 9' , a person
of suitable age, who verified, or who upon questioning stated, that he/she resides with
Chad Smith, by posting
at the place of service, and whose relationship to the person is: ~~~ ~ ~~H~ ~W~
Description of Person The person receiving documents is described as follows:
Receiving Documents: Sex ;Skin Color ;Hair Color ;Facial Hair
Approx. Age ;Approx. Height ;Approx. Weight
_' To the best of my knowledge and belief, said person was not engaged in the US Military at
the time of service.
Signature of Server: Undersigned declares under penalty of perjury Subsc ibed and sworn to before me this
that th forego' g is true and correct. day of r~_ , 20 ~Q
,p _ ~.~~~
Signature of Server Notary Public ~ ~~(CommissiExpires)
APS International, Ltd.
NOTARIAL SEAL
JAYNE L ENGLAND
Notary Public
WEST MANCHESTER TWP., YORK COUNTY
My Commission Expires Dec 17, 2013
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
~~,~irit?' at ~u,nLr~,~~~f~
Jody S Smith
Chief Deputy ;~,
,;
.~`_ ~ t-;
Edward L Schorpp
Solicitor ~rr~~:- E -,_G ..Y~~~r~
Wells Fargo Bank, NA
vs. Case Number
Chad Smith 2009-7755
SHERIFF'S RETURN OF SERVICE
04/06/2010 04:39 PM -Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on 4/6/10 ai
1635 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the
above entitled action, upon the property of Chad Smith, located at, 88 Smith Road, York Springs,
Cumberland County, Pennsylvania according to law.
April 21, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
ir, Gcur'ySuite Sh~nft. Teieosoit. fnc_
o~ ~ ~~z~
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFFI
S OFFICE OF CUMBERLAND COUNTY
~4~wtttr gf t umb~x~~
~~~~
oFftGE ~~F Ti~E RIFF
i•_ t
rry~7,~t,~,~
() t =i ~5~/~1.1
Z~IQ JJ. 16 ~r° ~~: ~ ~
CUPt.~~ ,
~ ~~• ~~~i mil`\f
'..~-,.
Wells Fargo Bank, NA
vs.
Chad Smith
Case Number
2009-7755
HERIFF'S RETURN OF SERVICE
04/06/2010 04:39 PM -Shawn Hai• son, Deputy Sheriff, who being duly sworn according to law, states that on 4/6/10
at 1635 hours, he post a true copy of the within Real Estate Writ, Notice, Poster and Description, in the
above entitled action, u on the property of Chad Smith, located at, 88 Smith Road, York Springs,
Cumberland County, P nnsylvania according to law.
06/03/2010 Ronny R. Anderson, St
had been given accordi
the Courthouse, Carlisle
sold the same for the si
Trustee for Option One
Regent Blvd, Ste 200,
Anderson, the sum of $
SHERIFF COST: $1,151.14
July 15, 2010
SO ANSWERS,
~~~~
RON R ANDERSON, SHERIFF
a~a~. ~.
. S~ ~ ~ ,
eriff, who being duly sworn according to law, states that after due and legal notice
ig to law, he exposed the within described premises at public venue or outcry at
:, Cumberland County, Pennsylvania on June 2, 2010 at 10:00 o'clock A.M. He
(m of $1.00 to Attorney Marts J. Udren, on behalf of Wells Fargo Bank, N.A., as
Mortgage Loan Trust 2007-4, Asset-Backed Certificates, Series 2007, 4600
wing, TX 75063, being the buyer in this execution, paid to Sheriff Ronny R.
1,151.14
(cJ CountySuite Sheriff. Teleosoft, Inc.
~ ~
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
` M1~RK J. UDREN, ESQUIRE - ID #04302
ST'iJART WINNEG, ESQUIRE - ID #45362
LORRAINE DOYLE, ESQUIRE - ID #34576
AZAN M. MINATO, ESQUIRE - ID #75860
CHANDRA M. ARKEMA, ESQUIRE - ID #203437
LOUIS A. SIMONI, ESQUIRE - ID #200869
ADAM L. KAYES, ESQUIRE - ID #86408
W40DCREST CORPORATE CENTER
1i1 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
pleadings@udren.com
inells Fargo Bank, N.A. as ':COURT OF COMMON PLEAS
Trustee for Option One '-CIVIL DIVISION
Nortgage Loan Trust 2007-4 '•Cumberland County
P.sset-Backed Certificates,
Series 2007-4 :MORTGAGE FORECLOSURE
Plaintiff
v.
Chad Smith NO. 09-7755 Civil
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan
Trust 2007-4 Asset-Backed Certificates, Series 2007-4, Plaintiff
in the abo~Te action, by its attorney, Mark J. Udren, ESQ., sets
forth as of the date the Praecipe for the Writ of Execution was
filed the following information concerning the real property
located at: 88 Smith Road, York Springs, PA 17372
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Chad Smith 88 Smith Road
York Springs, PA 17372
4395 Quehanna Highway
Karthaus, PA 16845
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
Name Address
Aqua Specialists, Inc
Pennsylvania Power
and Light Company
160 Silver Spring Rd.
PO Box 123
Mechanicsburg, PA 17055
827 Hausman Road
Allentown, PA 18104
4. Name and address
of record
Name
of the last recorded holder of every mortgage
Address
Wells Fargo Bank, N.A. 4500 Touchton Road
as Trustee for Option One East Bldg 200 Suite 102
Mortgage Loan Trust 2007-4 Jacksonville, FL 32246
Asset-Backed Certificates,
Series 2007-4
5. Name and address of every other person who has any record lien
on the property:
Name Address
United States of America Address to follow
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
Name Address
Real Estate Tax Dept
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
7. Name and address of
has knowledge who has
affected by the sale:
Name
Tenants/Occupants
88 Smith Road
York Springs, PA 17372
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. sec. 4904 relating to
unsworn falsification to authorities.
DATED: February 9, 2010
UDR( E IL~WOFFI)C~ES , P . C . /
Attorneys for Plaintiff
MARK J. UDREN, ESQUIRE
STUART WINNEG, ESQUIRE
LORRAINE DOYLE, ESQUIRE
ALAN M. MINATO, ESQUIRE
CHANDRA M. ARKEMA, ESQUIRE
LOUIS A. SIMONI, ESQUIRE
ADAM L. KAYES, ESQUIRE
1 Courthouse Sq.,
Carlisle, PA 17013
13 N. Hanover St.
Carlisle, PA 17013
Bureau of Compliance, PO Box 281230
Harrisburg, PA 17128-1230
every other person of whom the plaintiff
any interest in the property which may be
Address
' iTDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
MA?tK J. ~ UDREN, ESQUIRE - ID #04302
STU~,:tT W1;NNEG, ESQUIRE - ID #45362
I,ORRAINE DOYLE, ESQUIRE - ID #34576
AZAN M. MINATO, ESQUIRE - ID #75860
CHANDRA M. ARKEMA, ESQUIRE - ID #203437
LOUIS A. SIMONI, ESQUIRE - ID #200869
ADAM L. KAYES, ESQUIRE - ID #86408
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
pleadings@udren.com
G;ells Fargo Bank, N.A. as '-COURT OF COMMON PLEAS
Zrustee for Option One -CIVIL DIVISION
P7ortgage Loan Trust 2007-4 :Cumberland County
Asset-Backed Certificates,
Series 2007-4 :MORTGAGE FORECLOSURE
Plaintiff
v.
Chad Smith NO. 09-7755 Civil
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
T0: Chad Smith
88 Smith Road
York Springs, PA 17372
Your house (real estate) at 88 Smith Road, York Springs, PA 17372
is scheduled to be sold at the Sheriff's Sale on June 2, 2010, at
10:00 A.M. in the Commissioners Hearing Room, 2nd Floor,
Courthouse, Carlisle, PA, to enforce the court judgment of
$218,931.98, obtained by Plaintiff above (the mortgagee) against
you. If the sale is postponed, the property will be relisted for
the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how
much you must pay, you may call: (856)-669-500.
2. You may be able to stop the sale by filing a petition asking the Court
to strike or open the judgment, if the judgment was improperly entered.
'lou may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
YCU MAY. STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS E~IEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold
t c the highest bidder. You may find out the price bid by calling 856-669-
~4)0.
2. You may be able to petition the Court to set aside the sale if the
k~i3 price Maas grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the
f u~1 amount due in the sale. To find out if this has happened, you may call
85j-669-5400.
4. If the amount due from the Buyer is not paid to the Sheriff, you
wi~1 remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
tine, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for
year house. A schedule of distribution of the money bid for your house will
be filed by the Sheriff within 30 days after the sale. This schedule will
state who will be receiving that money. The money will be paid out in
a csordance with this schedule unless exceptions (reasons why the proposed
distribution is wrong) are filed with the Sheriff within ten (10) days after
Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting
~- ~ _ ~ ~,,, ter the ~
year iiuriie 'Liam, ll 'y"v'u dCt lmmedia~c ma`y' of sae .
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAiVYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland Counr_y Bar Association
2 Liberty Avenue
Carlisle, PA 17013
800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland Coun~y Bar Association
2 Liberty Avenue
Carlisle., PA 17013
800-990-9108
AI,L THAT CERTAIN TRACT OF LAND SITUATE IN SOUTH MIDDLETON
TOWNSHIP CUMBERLAND COUNTY, PENNSYLVANIA, BEING MORE PARTICULARLY
BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT:
BEGINNING AT A STEEL PINE ON THE NORTHEASTERNMOST DEDICATED RIGHT
OF WAY LINE OF SMITH ROAD (T-531), SAID PIN MARKING THE COMMON
POINT OF ADJOINDER OF LOTS N0.2 AND N0.3 ON THE HEREINAFTER
MENTIONED PLAN OF SUBDIVISION; THENCE DEPARTING FROM THE RIGHT OF
r/~TAY LINE OF SMITH ROAD AND EXTENDING ALONG LOT NO. 2 NORTH 16
DEGREES 3 MINUTES 40 SECONDS WEST, A DISTANCE OF 638.84 FEET TO A
STEEL PIN AT LANDS NOW OR FORMERLY OF CLYDE S. GROUP; THENCE
EXTENDING ALONG LANDS NOW OR FORMERLY OF CLYDE S. GROUP, NORTH 71
DEGREES 27 MINUTES 40 SECONDS EAST, A DISTANCE OF 140.13 FEET TO
A STEEL PIN AT LOT NO. 4 ON THE HEREINAFTER MENTIONED PLAN OF
SUBDIVISION; THENCE EXTENDING ALONG LOT NO. 4, SOUTH 16 DEGREES 3
MINUTES 40 SECONDS EAST, A DISTANCE OF 801.48 FEET TO A STEEL PIN
SET ON THE NORTHEASTERNMOST DEDICATED RIGHT OF WAY LINE OF SMITH
ROAD; THENCE EXTENDING IN AND ALONG THE NORTHEASTERNMOST
DEDICATED RIGHT OF WAY LINE OF SMITH ROAD, NORTH 57 DEGREES 51
MINUTES 40 SECONDS WEST, A DISTANCE OF 210.04 FEET TO A STEEL PIN
ON SAID DEDICATED RIGHT OF WAY LINE OF LOT NO. 2, SAID PIN
MARKING THE PLACE OF BEGINNING.
CONTAINING 3.315 ACRES, AND BEING DESIGNATED AS LOT NO. 3 ON THE
FINAL PLAN OF MINOR SUBDIVISION OF PEAKVIEW HOLLOW, PREPARED FOR
KIMBA, INC. BY RODNEY LEE DECKER & ASSOCIATES, DATED OCTOBER 26,
1982 AND RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN AND
FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN PLAN BOOK 43, AT PAGE 1.
U~~DER AND SUBJECT TO CONDITIONS AND RESTRICTIONS OF PRIOR RECORD.
BEING THE SAME PREMISES WHICH MICHAEL T. GREEN AND KELLY D.
GREEN, HUSBAND WIFE, BY DEED DATED JUNE 13, 2002 AND RECORDED
JUNE 24, 2002 IN THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR
CUMBERLAND COUNTY IN DEED BOOK 252 PAGE 1576, GRANTED AND
CONVEYED UNTO MICHAEL T. GREEN, GRANTOR HEREIN
BEING KNOWN AS:
PROPERTY ID NO.
88 Smith Road, York Springs, PA 17372
40-15-0201-032
TITLE TO SAID PREMISES IS VESTED IN CHAD SMITH, ,SINGLE MAN BY
DEED FROM MICHAEL T. GREEN, SINGLE MAN DATED 4/2/07 RECORDED
4/3/07 IN DEED BOOK 279 PAGE 2020.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONFVI/ALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 09-7755 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due WELLS FARGO BANK, N A, as Trustee for OPTION
ONE MORTGAGE LOAN TRUST 2007-4 ASSET-BACKED CERTIFICATES, SERIES 2007-4,
Plaintiff (s)
From CHAD SMITH
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $218,931.98 L.L. $.50
Interest from 2/10/10 to 6/2/10 ongoing per diem of $36.40 to actual date of sale including if sale is
held at a later date -- $4,113.20
Atty's Comm
Atty Paid $170.94
Plaintiff Paid
Date: 2/9/10
(Seal)
REQUESTING PARTY:
Name: CHANDRA M. ARKEMA, ESQUIRE
Address: UDREN LAW OFFICES, PC
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
Attorney for: PLAINTIFF
Telephone : 856-669-5400
Supreme Court ID No. 203437
Due Prothy $2.00
Other Costs
~ /~;% ~
David D. Buell, Prothonotary
By:
Deputy
/'
On March 22, 2010 the Sheriff levied upon the
defendant's interest in the real property situated in
South Middleton Township, Cumberland County, PA,
Known and numbered as, 88 Smith Road, York Springs,
more fully described on Exhibit "A" filed with this
writ and by this reference incorporated herein.
Date: March 22, 2010
By:
Real Estate Coordinator
,\
.~;~ .~ _:
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
~r Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH
COUNTY OF
Lisa Marie Coy
State aforesaid, being du
Journal, a legal periodic
was established Januazy
periodical for the public
issued weekly in the saic
exactly the same as was
Journal on the following
F PENNSYLVANIA
ss.
e, Esquire, Editor of the Cumberland Law Journal, of the County and
y sworn, according to law, deposes and says that the Cumberland Law
t published in the Borough of Cazlisle in the County and State aforesaid,
!, 1952, and designated by the local courts as the official legal
lion of all legal notices, and has, since January 2, 1952, been regulazly
County, and that the printed notice or publication attached hereto is
printed in the regulaz editions and issues of the said Cumberland Law
23, and April 30, 2010
Affiant further
Law Journal, a legal pE
matter of the aforesaid
statements as to time,
that he is authorized to verify this statement by the Cumberland
of general circulation, and that he is not interested in the subject
or advertisement, and that all allegations in the foregoing
and chazacter of publication aze true.
Lis Marie Coyne, itor
SWORN TO AND SUBSCRIBED before me this
30 da of Aril 2010
J
Notary
NOTARIAL SEAL
DE80RAH A COLLINS
Nohry Public
CARLISLE 9OR000H, CUMBERLAND COUNTII
Mr Canmiccion Expiry Apr 28, 2014
wit is. !~-7'r~s o~.r
Wells Fargo Bank, NA as
Trustee for ABFC 2006-OPT3
Trust, ABFC Asset-Backed
Certificates, Series 2006-OPT3
vs.
Chad Smith
Atty: Mark J. Udren
ALL THAT CERTAIN tract of land
situate in South Middleton Township,
Cumberland County, Pennsylvania,
being more particularly bounded and
described as follows, to wit:
BEGINNING at a steel pine on the
northeasternmoat dedicated right of
way line of Smith Road (T-531), said
pin marking the common point of
adjoinder of Lots No.2 and No.3 on
the hereinafter mentioned Plan of
Subdivision; thence departing from
the right of way line of Smith Road
and extending along Lot No. 2 North
16 degrees 3 minutes 40 seconds
West, a distance` of 638.84 feet to a
steel pin at lands now or formerly of
Clyde S. Group; thence extending
along lands now or formerly of Clyde
S. Group, North 71 degrees 27 min-
utes 40 seconds East, a distance of
140.13 feet to a steel pin at Lot No.
4 on the hereinafter mentioned Plan
of Subdivision; thence extending
along Lot No. 4, South 16 degrees 3
minutes 40 seconds East, a distance
of 801.48 feet to a steel pin set on
the northeasternmost dedicated right
of way line of Smith Road; thence
extending in and along the northeast-
ernmost dedicated right of way line
of Smith Road, North 57 degrees 51
minutes 40 seconds West, a distance
of 210.04 feet to a steel pin on said
dedicated right of way line of Lot
No. 2, acid pin marking the place of
BEGINNING.
CONTAINING 3.315 acres, and
being designated as Lot No. 3 on
the Final Plan of Minor Subdiriaion
of peakview Hollow, prepared for
Kimba, Inc. by Rodney Lee Dec3oes'
8s Associates, dated October 26,
1982 and recorded in the Office of
the Recorder of Deeds in and for
Cumberland County, Pennsylvania,
in Plan Book 43, at page 1.
UNDER AND SUBJECT to con-
ditions and restrictions of prior
record.
BEING the same premises which
Michael T. Green and Kelly D. Green,
husband wife, by deed dated June
13, 2002 and recorded June 24, 2002
in the Office of the Recorder of Deeds
in and for Cumberland County in
Deed Book 252 Page 1576, granted
and conveyed unto Michael T. Green,
` ,grantor herein
BEING KNOWN AS; 88 Smith
Road, York Springs, PA 17372.
PROPERTY ID NO.: 40-15-0201-
032.
TITLE TO SAID PREMISES IS
VESTED IN Chad Smith, single man
1A37..;AiR~A :1i~~hydeedfromMichaelT.Green,a~
man dated 4/2/07 recorded 4/3/07
i'k`t.i 4°,7:3 :~ t ~ARu E!~(? in Deed Book 279 Page 2020.
7 -x1u-9 ~~1stcN
i r4$
onavk:,>.+sW:,•rra+,.waemo-.,+.u+s.u~ ~,~.,.,.~..n,~n.~.M.~„c~+~...,......._.
.. ~•The Patriot-News Co.
2020 Technology Pkwy
Suite 300
Mechanicsburg, PA 17050
Inquiries - 717-255-8213
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
CARLISLE
PA 17013
~e~latriot•News
NOw you know
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Marianne Miller, being duly sworn according to law, deposes and says:
That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of
Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News
newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that
The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and
all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular
daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is
interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time,
place and character of publication are true; and
That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on
behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the
stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317.
PUBLICATION COPY
This ad ran on the date(s) shown below:
04/16/10
Sworn to and s~b,~~ribed before me this 18yf2"y dfjMay, 2010 A.D.
Notary-PGblic
COMMONWEALTH OF PENNSYLVANIA
NoGlrial 5aN
5hertie L. Kfanar', Notbry I~ubec
(.OWBr PiXtOn TNip„ C;1aUQ11N7 COUnty
My Comndaelon Ekplras Nov. xb, xodl
Member, PennsylvaMa µ,ESOdatlon of Notaries
04/23/10
04/30/10
WcFt No. 2009.7788 CIvilTerm
Wilt Fargo Bank, NA
as;7rustee for ABFC 20tl6~OPT3
. Trust,
ABFC Asset-Backed Certificates,
Series
2006-0PT'3
vs.
Chad Smlth
Atty: Mark J Udren
ALL THAT CERTAIN TRACT OF LAND
SITUATEINSOUTHMIDDLETONTOWNSIiIP
CUMBERLAND COUNTY, PENNSYLVANIA,
BEING MORE PARTICULARLY BOUNDED
AND DESCRIBED AS FOLLOWS, TO W1T:
BEGINNING AT A STEEL PINE ON THE
NORTHEASTERNMOST DEDICATED
RI€3HT OF WAY LINE OF SM1'I'H ROAD (T
531), SAID PIN MARKING TIl~ CO1tQNON
POEaT OFAAJOIIVDER OF LOTS N0.2 AND
N0.3 ON THE I>EREINAFf~t 11tA1~'fIONED
PLAN OF SUBDIVISION; THENCE
DEPARTING FROM THE RIGHT OF WAY
LINE OF SMITH ROAD AND EXTENDING
ALONG LOT N0.2 NORTH 16 DEGREES 3
MINUTES 40 SECONDS WEST, A DISTANCE
OF 638.84 FEET TO A STEEL PIN AT'
LANDS NOW OR FORMERLY OF CLYDE
S. GROUP; THENCE EXTENDING ALONG
LANDS NOW OR FORMERLY OF CLYDE S.
GROUP, NORTH 71 DEGREES 27 MINUTES
40 SECONDS EAST, A DISTANCE OF 140:13
FEET TO A STEEL PIN AT LOT N0. 4 ON
THE. HEREINAFTER MENTIONED PLAN
OF SUBDMSION; THENCE EXTENDING
ALONG LOT N0.4, SOUTH 16 DEGREES 3
MINUTES 40 SECONDS EAST, A DISTANCE
OF 801.48 FEET TO A STEEL PIN SET ON
THE NORTHEASTERNMOST DIDICATED
RIGHT OF WAT LINE OF SMITH ROAD;
THENCE EXTENDING INAND ALONG THE
NORTHEASTERNMOST DEDICATIDRIGHT
OF WAY LINE OF SMffH ROAD, NORTH 57
DEGREES 51 MINUTES 40 SECONDS WEST,
A DISTANCE OF 210:04-FEET TO A STEEL
PIN ON SAID DEDICATID RIGHT OF WAY
LINE OF LOT N0.2, SAID PIN MARKING
THl; PLACE OF BEGINNING.
CONTAINING 3.315 ACRES, AND BEING
DESIGNATED AS LOT N0. 3 ON THE
FINAL PLAN OF MINOR SUBDIVISION
OF PEAKVIEW HOLLOW, PREPARED FOR
KIMBA, INC. BY RODNEY LEE DECKER
& ASSOCIATES, DATED OCTOBER 26,
1982 AND RECORDED IN THE OFFICE OF
THE RECORDER OF DEEDS IN AND FOR
CUMBERLAND COUNTY, PENNSYLVANIA,
IN PLAN BOOK 43, AT PAGE 1.
UNDER AND SUBJECT TO CONDTi'IONS
AND RESTRICTIONS OF PRIOR RECORD.
BEING THE SAME PREMISES WHICH
MICHAELT. GREENANDKELLYD. GREIN,
HUSBAND WIFE, BY DEID DATED TUNE 13,
2002 AND RECORDID NNE 24: 2002 IN THE
OFFICE OF THE RECORDER OF DEIDS IN
AND FOR CUMBERLAND COUNTY W
DEED BOOK 252 PAGE 1576, GRANTED
AND CONVEYED UNTO MICHAEL T..
GREEN, GRANTOR HEREIN
BEING KNOWN AS; 88 Smith Road, York
Springs, PA 17372
PROPERTY ID NO.: 40.15-0201-032
TITLE TO SAID PREMISES IS VESTED IN
CHAD SMffH, SINGLE MAN HY
DEED FROM MICIdii4EL T. GREEN, SINGLE
MAN DATID 4/2±07 RECORDED
4/3/07 IN DEED BOOK 279 PAGE 2020
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
} SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff s Deed in which OPTION ONE MTG LOAN TRUST 2007-4 -TR is the grantee the same
~~ L'
11-t--
having been sold to said grantee on the 2ND day of JUNE A.D., X2010, under and by virtue of a writ
~L
Execution issued on the 9TH day of FEBRUARY, A.D., X2010, out of the Court of Common Pleas of
said County as of Civil Term, 2009 Number 7755, at the suit of OPTION ONE MTG LN TR 2007-4 -
TR against CHAD SMITH is duly recorded as Instrument Number 201019102.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this l ~'
t ~ , A.D. ~~--~ ~ v
day of
of Deeds
Reoonder dDeeds, WnbMend Cbta~ Q~eie,1~
tyy Conrniaion 6~ns th. iiat tAor~ of,lw. 7oN
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