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Home My WebLink About09-7844Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 ?vek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 221109 PHH MORTGAGE CORPORATION 2001 BISHOP'S GATE BLVD MOUNT LAUREL, NJ 08054 V. Plaintiff HEATHER K. GAITHER AMANDA T. PHAM 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 Defendants ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. CR - 7841 21Vi I letM CUMBERLAND COUNTY File #: 221109 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service: Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 File #: 221109 Plaintiff is PHH MORTGAGE CORPORATION 2001 BISHOP'S GATE BLVD MOUNT LAUREL, NJ 08054 2. The name(s) and last known address(es) of the Defendant(s) are: HEATHER K. GAITHER AMANDA T. PHAM: 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 11/16/2007 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR PHH MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Instrument No. 200744260. The PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 07/01/2009 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 221109 6. The following amounts are due on the mortgage: Principal Balance $188,220.67 Interest $5,430.24 06/01/2009 through 11/09/2009 (Per Diem $33.52) Attorney's Fees $1,250.00 Cumulative Late Charges $195.44 11/16/2007 to 11/09/2009 Cost of Suit and Title Search $S51L00 Subtotal $195,646.35 Escrow Credit $0.00 Deficit $1,472.02 Subtotal $1,472.02 TOTAL $197,118.37 8. If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may be less than the amount demanded based on work actually performed. The attorney's fees requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. Plaintiff is nat seeking a judgment of personal liability (or an in rners onam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. File #: 221109 9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $197,118.37, together with interest from 11/09/2009 at the rate of $33.52 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHEL LINAN & SCHMIEG, LLP By: ? Lawrence . Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 El J me R. Davey, Esq., Id. No. 87077 auren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File #: 221109 LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Township of Dickinson, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point marked by an iron pin in the southern right of way line of the public Township Road (T-466), which said point is in the division line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots; thence extending along the southern right of way line of said public Township Road (T-466), North seventy-five degrees five minutes fifty seconds East (N 75 degrees 05 minutes 50 seconds E), two hundred ten and zero hundredths (210.00) feet to an iron pin in the division line between Lot Nos. 6 and 7 on the hereinafter mentioned Plan of Lots; thence extending along the division line between Lot Nos. 6 and 7 on said Plan, South fourteen degrees fifty-four minutes ten seconds East (S 14 degrees 54 minutes 10 seconds E) two hundred twenty-five and zero hundredths (225.00) feet to an iron pin; thence along the line of other lands now or formerly of Harry D. Squibb, Jr. and Jean H. Squibb, his wife, of which this was a part, South seventy-five degrees five minutes fifty seconds West (S 75 degrees 05 minutes 50 seconds W), two hundred ten and zero hundredths (210.00) feet to an iron pin in the division line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots, aforesaid; thence along the division line between Lot Nos. 5 and 6 on said Plan, North fourteen degrees fifty-four minutes ten seconds West (N 14 degrees 54 minutes 10 seconds W), two hundred twenty-five and zero hundredths (225.00) feet to an iron pin in the southern right of way line of the public Township Road (T-466), aforementioned, at the point and place of BEGINNING. BEING Lot No. 6 on the Final Subdivision Plan for Harry D. Squibb, Jr., which said Plan is recorded in the Cumberland County Recorder's Office in Plan Book 32, Page 133. HAVING erected thereon a dwelling house known and numbered as 385 Mooredale Road, Carlisle. BEING THE SAME PREMISES which GLENN K. ROSBOROUGH and JANE K. ROSBOROUGH, HUSBAND AND WIFE by Deed dated 10/29/07 and intended for immediate recording in the Office of the Recorder of Deeds in and for CUMBERLAND County, Pennsylvania, granted and conveyed unto AMANDA T. PRAM, ADULT INDIVIDUAL and HEATHER K. GAITHER, ADULT INDIVIDUAL, Mortgagor(s) herein. File #: 221109 The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities. DATE: "17 ? File #: 221109 0 FiL ?-_ r; t 4'1S.5o Po A-rrq e?? gt (? X33381 Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 s PHH MORTGAGE CORPORATION Plaintiff vs. HEATHER K. GAITHER AMANDA T. PHAM ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS : CIVIL DIVISION : CUMBERLAND COUNTY No. 09-7844 CIVIL TERM Defendants L , % TO THE PROTHONOTARY: Kindly reinstate the Civil Action in Mortgage Foreclosure with reference to the above captioned matter. PHELAN "LIANAN & SCHMIEG, LLP By: ? Lawrence T. Phe , Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 FtfSheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff Date: November 19, 2009 /jrm, Svc Dept. File# 221109 Fil F D-Oi iCE OF THE' P" C"HONOTARY 2009 NOV 20 PH (: 0 ! ?to.oo?d R??? crt-'? 8?4o2s Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 --p'rancis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., ld. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff vs. HEATHER K. GAITHER AMANDA T. PRAM Defendants ryi r ~,L C r~ ~--~~v ` 7L'_ ~ ~ ~ ~~ f°~E Y.~`! ice,. i., ~ - - . ~,-•, ~ ~ ~-, ~`,. -~ ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY No. 09-7844 CIVIL TERM ~lo.oo P~ -~~ e~-~ gcso~9 2,T'~ x,3(,403 TO THE PROTHONOTARY: Kindly reinstate the Civil Action in Mortgage Foreclosure with reference to the above captioned matter. PHELAN HALLINAN & SCHMIEG, LLP . ~ ~~~ Y~ ^ Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff Date:.T_~_~~, /jrm, Svc Dept. File# 221109 sir- ~ Phelan Hallman & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallman, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq,, Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 21s-5~~_~oon PHH MORTGAGE CORPORATION Plaintiff vs. HEATHER K. GAITHER AMANDA T. PRAM Defendants ZOlO JUG -$ ~M i0~ i s;4il~ ti 1 i'~.Pd~vSYLV~~~IiW ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY No. 09-7844 CIVIL TERM C~ 4~4~~ ~~- ~y33 ~Go _. ,, TO THE PROTHONOTARY: Kindly reinstate the Civil Action in Mortgage Foreclosure with reference to the above captioned matter. HALLINAN ~CHMIEG, LLP By: ^ a ence T. Phelan, Es ., Id. No. 32227 ^ ncis S. Hallinan, E q., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ J ith T. Romano, Esq., Id. No. 58745 heetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff Date: .Trine 7, ?O1 n /jrm, Svc Dept. File# 221109 ,~ ; t Phelan Hallinan &Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id No. 206779 Andrew C. Bramblett, Esq., Id No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 ~ 15_56'i-7~f)0 PHH Mortgage Corporation Plaintiff ZQtO .~;~; i 5 ,'r~ I ~ U3 ~~?~;Y i' ~ .v' 6_4~, ~ 1r~ COURT OF COMMON PLEAS vs. Heather K. Gaither Amanda T. Pham CIVIL DIVISION Defendant(s) Cumberland COUNTY NO. 09-7844-Civil Term AFFIDAVIT OF SERVICE OF COMPLAINT RY MAii. Pi1R4i1ANT Tn ("niIRT nR>nFR . % ~• I hereby certify that a true and correct copy of the Civil Action Complaint in Mortgage Foreclosure in the above captioned matter was sent by regular, to the following person, Amanda T. Pham at 385 Mooredale Road, Carlisle, PA 17015, P.O. Box 33, Rossville, PA 17358 on •Tun~ ~ a, Zoe n, in accordance with the Order of Court dated April 27, 2010. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Date: .Iun~14, ~1~ PHELAN HALLINAN & SCHMIEG, LLP By: \ Lawren .Phelan, Esq Id. No. 32227 Franc' S. allinan, Es ., Id. No. 62695 Dani 1 G. i sq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 ~shua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id No. 206779 Andrew C. Bramblett, Esq., Id No. 208375 Attorneys for Plaintiff PHS# 221109 .1~ i M ~r ~: '~F ?rr ~~ , . ~r~l,~Y 2x10 .~Jt. -2 ~~ ~ f 1 ~ ~ ! na,r.r. -.~ ,~~ ~- ~-~~ to-. Phelan Hallinan &Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id No. 206779 Andrew C. Bramblett, Esq., Id No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHH Mortgage Corporation vs. Heather K. Gaither AmandaT. Pham ATTORNEYS FOR PLAINTIFF Court Of Common Pleas Civil Division Cumberland County No. 09-7844- Civil ~+ I hereby certify that service of the Civil Action Complaint in Mortgage Foreclosure was made in accordance with the Court Order dated 4/27/10 as indicated below: By publication as provided by Pa. R.C.P. Rule 430(b)(1) in The Sentinel on Oh/i 5110 and Cj~mherland i, w .In ~rnal on Il6/1$L]3~. Proofs of the said publications are attached hereto. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. PHELAN HALLINAN & SCHMIEG, LLP By: Phelan Hallinan & Schmi LP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 ~heetal R. Shah-Jani, Esq., Id. No. 81760 Jennie R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id No. 206779 Andrew C. Bramblett, Esq., Id No. 208375 Attorneys for Plaintiff Date: June 30, 2010 PHS#221109 7~ PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Viz June 18, 2010 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. ~---- isa Marie Co e, Editor SWORN TO AND SUBSCRIBED before me this 18 day of June, 2010 Notary NOTARIAL BEAT DEBORAH A COLI.INS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL NOTICE OF ACTION IN MORTGAGE FORECLOgURE In the Court of Common Pleas of Cumberland County, Pennsylvania Civil Action-Law NO. 09-7844 Civil Term PHH Mortgage Corporation vs. Heather K. Gaither Amanda T. Pharr NOTICE TO Amanda T. Pharr: You are hereby notified that on November 12, 2009, Plaintiff, PHH Mortgage Corporation, filed a Mort- gage Foreclosure Complaint endorsed with a Notice to Defend, against you in the Court of Common Pleas of Cumberland County Pennsylvania, docketed to No. 09-7844 Civil Term. Wherein Plaintiff seeks to foreclose on the mortgage secured on your prop- erty located at 385 Mooredale Road, Carlisle, PA 17015 whereupon your property would be sold by the Sheriff of Cumberland County. You are hereby notified to plead to the above referenced Complaint on or before 20 days from the date of this publication or a Judgment will be entered against you. NOTICE If you wish to defend, you must enter a written appearance person- ally or by attorney and file your de- fenses or objections in writing with the court. You are warned that ifyou fail to do so the case may proceed without you and a judgment may be entered against you without further notice for the relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS NO- TICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMA- TION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A RE- DUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 South Bedford Street Carlisle, PA 17013 (800) 990-9108 June 18 PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland James IQeinklaus, Director of Sales and Marketing, of The Sentinel, of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13+x,1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues of THE SENTINEL on the following day(s): June 9, 2010 COPY OF NOTICE OF PUBLICATION Affiant further deposes that he/she is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statement as to time, place and character of publication are true. /~ /li1' Sworn to and subsc~bed before me this Notary Public My commission expires: NOTARIAL BEAT BAMBiANN HECKENOORN Notaryr Public F-~'" - - CARLISLE BOROUGH, CUMBERLAND CNTY My Commission Expires Jan 27, 2014 PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland. Tames Kleinklaus, Director of Sales and Marketing, of The Sentinel, of the County State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a news of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th, 1881, since which date THE SENTINEL has been regu issued in said County, and that the printed notice or publication attached hereto exactly the same as was printed and published in the regular editions and issues THE SENTINEL on the following day(s): Tune 9, 2010 COPY OF NOTICE OF PUBLICATION NOTICE OF ACTION IN MORTGAGE FORECLOSURE IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION -LAW PHH. Mortgs ge Corporation COURT OF COMMON PLEAS Heather K. Gaither CIVIL DIVISION Amanda T. Pham Cumberland COUNTY NO. 09-7844 Civil Term TO Amanda T. Pham: NOTICE You are hereby notified that on 11/12/09, Plaintiff, PHH Mortgage Corporation, filed a Mortgage Foreclosure Complaint endorsed with a Notice to Defend, against you in the Court of Common Pleas of Cumberland County Pennsylvania, docketed to No. 09-7844 Civit Term. Wherein Plaintiff seeks to foreclose on the mortgage secured on your property located at 385 Mooredale Road, Carisle, PA 17015 whereupon your property would be sold by the Sheriff of Cumberland County. You are hereby notified to plead to the above referenced Complaint on or before 20 days from the date of this publication or a Judgment will be entered against you. NOTICE If you wish to defend, you must enter a written appearance personally or by attorney and file your defenses or objections in writing with the court. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you without further notice for the relief requested by the plaintiff. You may lose money or ' property or other rights important to you. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (800) 990-9108 Affiant further deposes that he/she i interested in the subject matter of the aforesaid notice or advertisement, ar all allegations in the foregoing stater to time, place and character of public are true. ' t ,f~f Sworn to and subs ~ ed before me t ~~~~ ~f1~, In0 r,~i(~f( Notary Public My commission expires: .~..~ NOTARIAL SEAL BAMBI ANN HECKENDDRN Notary Public CARLISLE BOROUGH, CUMBERLAND CNTY My Commission Expires Jan ?7, 2014 ~,;~ . Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 /Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION vs. HEATHER K. GAITHER AMANDA T. PHAM Attorney for Plaintiff c,~_ ~ -~o ,, C c.._ ~~_ h ~ -e --~^ ;~ ~ ~ . ~ .. `, ~`f ~ `;_ y ~~ CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No. 09-7844 CIVIL TERM PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against HEATHER K. GAITHER, and AMANDA T. PHAM, Defendant(s) for failure to file an Answer to Plaintiff s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff s damages as follows: _: .~ :~- -; , ~ ~, :' ;; ~1~}, oo P p ~Tr"I ~wggaaol ~'~ a~~tgy (~o-hee ~.~Qn-s( .~ As set forth in Complaint $197,118.37 Interest -11/10/2009 to 07/27/2010 $8,715.20 Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATE DATE: ~~~ \ PHS # 221109 PROTHONOTARY TOTAL q Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire $205,833.57 I hereby certify that (1) the Defendants' last known addresses are 13 TIFFANY LN, LEBANON, PA 17046-3810 and PO BOX 33, ROSSVILLE, PA 17358-0033, and mortgaged premises located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463, and (2) that notice has been given in accordance with Rule 237.1, copy attac ~c La ence T. Phelan Es uire Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 Attorney for Plaintiff One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION vs. HEATHER K. GAITHER AMANDA T. PHAM CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No. 09-7844 CIVIL TERM VERIFICATION OF NON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or it Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant HEATHER K. GAITHER is over 18 years of age and last known addresses are 13 TIFFANY LN, LEBANON, PA 17046-3810 and PO BOX 33, ROSSVILLE, PA 17358-0033, and mortgaged premises located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463. (c) that defendant AMANDA T. PHAM is over 18 years of age and last known address is PO BOX 33, ROSSVILLE, PA 17358-0033, and mortgaged premises located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. ~;~ LJ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff (Rule of Civil Procedure No. 236) -Revised PHH MORTGAGE CORPORATION vs. HEATHER K. GAITHER AMANDA T. PHAM CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No. 09-7844 CIVIL TERM Notice is given that a Judgment in the above captioned matter has been entered against you on a By: If you have any questions concerning this matter please contact: U Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ P er J. Mulcahy, Esq., Id. No. 61791 ndrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney or Party Filing 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 * * THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOUHAVEPREVIOUSLYRECEIVEDA DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BEAN ATTEMPT TO COLLECTA DEBT, BUT ONLYENFORCEMENT OFA LIENAGAINST PROPERTY. ** PHH MORTGAGE CORPORATION v Plaintiff COURT OF COMMON PLEAS CNIL DNISON NO. 09-7844 CNIL TERM HEATHER K. GAITHER AMANDA T. PRAM Defendant(s) TO: AMANDA T. PRAM PO BOX 33 ROSSVILLE, PA 17358-0033 DATE OF NOTICE: July 9, 2010 CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF' YOU HAVE PREVIOUSLY RECENED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IlVIPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 221109 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Squaze Cazlisle, PA 17013 (717) 240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 By: Lawrence T. Phelan, Esq., Id. No. 32227 cis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94624 Joshua I. Goldman, Esq., id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS !# 221109 PHH MORTGAGE CORPORATION COURT OF COMMON PLEAS CNIL DNISON Plaintiff v HEATHER K. GAITHER AMANDA T. PRAM Defendant(s) TO: AMANDA T. PHAM 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 NO. 09-7844 CNIL TERM CUMBERLAND COUNTY DATE OF NOTICE: July 9, 2010 THIS FIltM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECENED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITII~iG WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIl~1 TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 221109 • Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717) 240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 By: Lawrence T. Phelan, Esq., id. No. 32227 his S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 221109 PHH MORTGAGE CORPORATION v. Plaintiff COURT OF COMMON PLEAS CIVIL DIVISON NO. 09-7844 CTi/IL TERM HEATHER K. GAITHER AMANDA T. PHAM Defendant(s) TO: HEATHER K. GAITHER PO BOX 33 ROSSVILLE, PA 17358-0033 DATE OF NOTICE: July 9, 2010 CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A VVRIT"TEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 221109 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717)240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 By: Lawrence T. Phelan, Esq., Id. No. 32227 ..F a cis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 221109 PHH MORTGAGE CORPORATION COURT OF COMMON PLEAS CNIL DNISON Plaintiff v HEATHER K. GAITHER AMANDA T. PRAM Defendant(s) TO: HEATHER K. GAITHER 13 TIFFANY LN LEBANON, PA 17046-3810 NO. 09-7844 CNIL TERM CUMBERLAND COUNTY DATE OF NOTICE: July 9, 2010 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECENED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IlVIPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 221109 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717)240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 By: Lawrence T. Phelan, Esq., Id. No. 32227 ~is S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 221109 PHH MORTGAGE CORPORATION v Plaintiff COURT OF COMMON PLEAS CNIL DNISON NO. 09-7844 CNII. TERM HEATHER K. GAITHER AMANDA T. PHAM Defendant(s) TO: HEATHER K. GAITHER 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 DATE OF NOTICE: July 9, 2010 CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECENED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FII.E IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IIvIPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HAZING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 221109 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717) 240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3165 By: Lawrence T. Phelan, Esq., Id. No. 32227 cis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 51791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallman &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 221109 i PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 PHH MORTGAGE CORPORATION Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION V HEATHER K. GAITHER AMANDA T. PHAM Defendant(s) To the Prothonotary: NO. 09-7844 CIVIL TERM CUMBERLAND COUNTY Issue writ of execution in the above matter: Amount Due Interest from 07/28/2010 to Date of Sale ($33.84 per diem) TOTAL 0 U 4.00 P 0 A7W 53.00 C.gl= u 5q . 40 24. 4o '18. so •? a 10.00 10.00 4 t o-00 Io.00 N 14. oo A -so $205,833.57 ? i $4,534.56 TO C, Y. N a% c. a;. $210,368.13 C.n 3 t i in NP3.80 - Pp AT1y Note: Please attach description of property. PHS # 221109 4 a.00 60a(b '50 LL o gq&asl RE 4u,'-a Attorney for Plaintiff 1. Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 dith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ? o edd W M ? x a ?aa N d W 45 d O z? ? w O O O o v O W ? W .d ? ? a, as O d ?a? w? a•? ad ? w?' OU? Oa A ?v a Q M d%0 .? w a .? d ?''Aod.. a MW M d O Hl O> 00 a ? M V N ? 00 Td' OHO f3. O M M ? N Np?iO? r r. i. N O?? Oz0 N O NW (VeD?.,o0?-.M?y t-o0Q'`.,yN pz M??o O O? cnO.yl D O O? ?0 ti a z z?? ozz dz?? ?zzz?z z 7.00 v d? c o.o N d ?'ddw w~'? ?z 'buy W W•d ?..: N'° W? W ? ?w ?? Cd- '' 6l ?` 0? N ? W - Y O W 5oa"U?o??E,?w? ?C7TC? ?? Q°fl flaap°°p°°°a ADO ?'to LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Township of Dickinson, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point marked by an iron pin in the southern right of way line of the public Township Road (T-466), which said point is in the division line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots; thence extending along the southern right of way line of said public Township Road (T-466), North seventy-five degrees five minutes fifty seconds East (N 75 degrees 05 minutes 50 seconds E), two hundred ten and zero hundredths (210.00) feet to an iron pin in the division line between Lot Nos. 6 and 7 on the hereinafter mentioned Plan of Lots; thence extending along the division line between Lot Nos. 6 and 7 on said Plan, South fourteen degrees fifty-four minutes ten seconds East (S 14 degrees 54 minutes 10 seconds E) two hundred twenty- five and zero hundredths (225.00) feet to an iron pin; thence along the line of other lands now or formerly of Harry D. Squibb, Jr. and Jean H. Squibb, his wife, of which this was a part, South seventy-five degrees five minutes fifty seconds West (S 75 degrees 05 minutes 50 seconds W), two hundred ten and zero hundredths (210.00) feet to an iron pin in the division line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots, aforesaid; thence along the division line between Lot Nos. 5 and 6 on said Plan, North fourteen degrees fifty-four minutes ten seconds West (N 14 degrees 54 minutes 10 seconds W), two hundred twenty-five and zero hundredths (225.00) feet to an iron pin in the southern right of way line of the public Township Road (T466), aforementioned, at the point and place of BEGINNING. BEING Lot No. 6 on the Final Subdivision Plan for Harry D. Squibb, Jr., which said Plan is recorded in the Cumberland County Recorder's Office in Plan Book 32, Page 133. TITLE TO SAID PREMISES IS VESTED IN Amanda T. Pham and Heather K. Gaither, by Deed from Glenn K. Rosborough and Jane K. Rosborough, h/w, dated 10/29/2007, recorded 11/28/2007 in Instrument Number 200744259. PREMISES BEING: 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463 PARCEL NO. 08-10-0626-028E Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 RD-OffrE ?/ One Penn Center Plaza OF 7141: A Philadelphia, PA 19103 jQ 26 RM I I S t -7000 215-563 PHH MORTGAGE CORPORATION k" ``t` yv WUNN Plaintiff PENNSYI. MA V. HEATHER K. GAITHER AMANDA T. PHAM Defendant(s) CERTIFICATION Attorneys for Plaintiff : COURT OF COMMON PLEAS : CIVIL DIVISION : NO. 09-7844 CIVIL TERM : CUMBERLAND COUNTY The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91 because: ( ) the mortgage is an FHA Mortgage ( ) the premises is non-owner occupied ( ) the premises is vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. By: Atto ey for Plainti Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? dith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 1 `PHH MORTGAGE CORPORATION Plaintiffa,(IARY V. HEATHER K. GAITHER AMANDA T. PHAM Defendant(s) 1O AUG26 AM11:51 4- Cf LVU WPM " CAPE NSY COURT OF COMMON PLEAS CIVIL DIVISION NO. 09-7844 CIVIL TERM CUMBERLAND COUNTY PHS # 221109 AFFIDAVIT PURSUANT TO RULE 3129.1 PHH MORTGAGE CORPORATION, Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463. Name and address of Owner(s) or reputed Owner(s): Name HEATHER K. GAITHER 2. 3 4 5 AMANDA T. PHAM Name and address of Defendant(s) in the judgment: Name SAME AS ABOVE Address (if address cannot be reasonably ascertained, please so indicate) 13 TIFFANY LN LEBANON, PA 17046-3810 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 P.O. BOX 33 ROSSVILLE, PA 17358 Address (if address cannot be reasonably ascertained, please so indicate) Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) None. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) None. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. k. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANVOCCUPANT Domestic Relations of Cumberland County 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. August 2010 By: Attorney for Plaintiff Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 udith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 PHH MORTGAGE CORPORATION : COURT OF COMMON PLEAS Plaintiff : CIVIL DIVISION VS. HEATHER K. GAITHER AMANDA T. PHAM : NO. 09-7844 CIVIL TERM : CUMBERLAND COUNTY Defendant(s) : NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HEATHER K. GAITHER AMANDA T. PHAM 13 TIFFANY LN 385 MOOREDALE ROAD LEBANON, PA 17046-3810 CARLISLE, PA 17015-9463 N T < J t. AMANDA T. PRAM PO BOX 33 ROSSVILLE, PA 17358-0033 cn "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." Your house (real estate) at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463 is scheduled to be sold at the Sheriffs Sale on 12/08/2010 at 10:00 AM in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the court judgment of $205,833.57 obtained by PHH MORTGAGE CORPORATION (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P. Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 x1230. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Township of Dickinson, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point marked by an iron pin in the southern right of way line of the public Township Road (T-466), which said point is in the division line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots; thence extending along the southern right of way line of said public Township Road (T466), North seventy-five degrees five minutes fifty seconds East (N 75 degrees 05 minutes 50 seconds E), two hundred ten and zero hundredths (210.00) feet to an iron pin in the division line between Lot Nos. 6 and 7 on the hereinafter mentioned Plan of Lots; thence extending along the division line between Lot Nos. 6 and 7 on said Plan, South fourteen degrees fifty-four minutes ten seconds East (S 14 degrees 54 minutes 10 seconds E) two hundred twenty- five and zero hundredths (225.00) feet to an iron pin; thence along the line of other lands now or formerly of Harry D. Squibb, Jr. and Jean H. Squibb, his wife, of which this was a part, South seventy-five degrees five minutes fifty seconds West (S 75 degrees 05 minutes 50 seconds W), two hundred ten and zero hundredths (210.00) feet to an iron pin in the division line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots, aforesaid; thence along the division line between Lot Nos. 5 and 6 on said Plan, North fourteen degrees fifty-four minutes ten seconds West (N 14 degrees 54 minutes 10 seconds W), two hundred twenty-five and zero hundredths (225.00) feet to an iron pin in the southern right of way line of the public Township Road (T-466), aforementioned, at the point and place of BEGINNING. BEING Lot No. 6 on the Final Subdivision Plan for Hang D. Squibb, Jr., which said Plan is recorded in the Cumberland County Recorder's Office in Plan Book 32, Page 133. TITLE TO SAID PREMISES IS VESTED IN Amanda T. Pham and Heather K. Gaither, by Deed from Glenn K. Rosborough and Jane K. Rosborough, h/w, dated 10/29/2007, recorded 11/28/2007 in Instrument Number 200744259. PREMISES BEING: 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463 PARCEL NO. 08-10-0626-028E WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 09-7844 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PHH MORTGAGE CORPORATION, Plaintiff (s) From HEATHER K. GAITHER AMANDA T. PHAM (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $205,833.57 L.L. $.50 Interest from 7/28/10 to Date of Sale ($33.84) -- $4,534.56 Atty's Comm % Due Prothy $2.00 Atty Paid $363.80 Other Costs Plaintiff Paid Date: 8/26/10 -( 1 0, a Davt (Seal) By: . Buell, P othonotary Deputy REQUESTING PARTY: Name: SHEETAL R. SHAH-JANI, ESQUIRE Address: PHELAN HALLINAN & SCHMIEG, LLP ONE PENN CENTER, SUITE 1400 1617 JFK BOULEVARD PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 81760 41t i d~C v-•';~1 7 ~"p:~l'~fLJ lf`7i'~A ~~~Q [it,, i ~ ~ File 14J' ~tJ i 'C r1 1 W... `,~ Y' Ji S~ u f 7 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff v. HEATHER K. GAITHER ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County AMANDA T. PHAM No.: 09-7844 CIVIL TERM Defendants PLAINTIFF'S MOTION TO REASSESS DAMAGES 221109 Plaintiff, by its Attorneys, Phelan Hallinan & Schmieg, LLP, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: Plaintiff commenced this foreclosure action by filing a Complaint on November 12, 2009, a true and correct copy of which is attached hereto, made part hereof, and marked as Exhibit «A„ 2. Judgment was entered on July 29, 2010 in the amount of $205,833.57. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "B". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriff s Sale on December 8, 2010. 5. Additional sums have been incurred or expended on Defendants' behalf since the Complaint was filed and Defendants have been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance Interest Through December 8, 2010 Per Diem $33.52 Late Charges Legal fees Cost of Suit and Title Sheriff s Sale Costs Property Inspections/ Property Preservation Appraisal/Brokers Price Opinion Mortgage Insurance Premium / Private Mortgage Insurance Non Sufficient Funds Charge Suspense/Misc. Credits Escrow Deficit $188,220.67 $18,602.89 $195.44 $1,925.00 $2,725.33 $0.00 $0.00 $0.00 $0.00 $0.00 ($0.00) $6,090.91 221109 TOTAL $217,760.24 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiffis entitled to inclusion of the figures set forth above in the amount of judgment against the Defendants. 8. Plaintiffis foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff's attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on October 6, 2010 and requested the Defendants' Concurrence. Plaintiff did not receive any response from the Defendants. A true and correct copy of Plaintiffis letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "C". 10. No judge has previously entered a ruling in this case. 221109 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan & Schmieg, LLP DATE: l~ (t~-1(~_ By: .___ awrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ~Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 221109 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza ATTORNEY FOR PLAINTIFF Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff v. Court of Common Pleas Civil Division CUMBERLAND County HEATHER K. GAITHER AMANDA T. PHAM No.: 09-7844 CIVIL TERM Defendants MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES 221109 I. BACKGROUND OF CASE HEATHER K. GAITHER and AMANDA T. PRAM executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiff s Note was secured by a Mortgage on the Property located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463. The Mortgage indicates that in the event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendants defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendants credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase 221109 Home Mortga a Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa.Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Moran Guaranty Trust Co. of N.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsbur v. Cion oli, 407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank, 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendants as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendants' failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagors to tender to the mortgagee monthly payments of principal 221109 and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagors are also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagors have breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriff s Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141{a}. However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollaz amount in the in rem judgment is for bidding at the Sheriff s Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriff s Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendants shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest 221109 to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff s sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiff s interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. ATTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopnin Cg enter, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee often percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee often percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville 221109 Hampton Realty, 662 A.2d 1124 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mortgage default. The title report is necessary to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners to be named as Defendants in the foreclosure action. It is also necessary to determine whether there are any prior liens to be cleared, so that the Sheriff's sale purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other legal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1 and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriff s sale date, as their interests will be divested by the Sheriff s sale. Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its 221109 foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of suit and title in their entirety, which will not cause harm to the Defendants. VIII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. 221109 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan & Schmieg, LLP DATE: 1 O ~t ~ l C~ By: ~%j Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ourtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff 221109 ~i Exhibit "A" ~._- 221109 Phelan I•Iahlinaa & Sclunieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinaa, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id No. 69849 Judith T. Romano, Esq., kd. No. 58745 5heetal R Shah-Jani, Esq., Id No. 81760 Jenine R Davey, Fsq., Id No. 87077 Lauren R. Tabas, Esq., Id No. 93337 Vivek Srivastava, Esq., Id No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter 7. Mulcahy, F,sq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id No. 90134 Chrisovalante P. Fiiakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id No. 205047 Courtenay R Dunn, Esq., Id No. 206779 Andrew C. Bramblett, Esq., Id No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 14103 21563-7000 221109 • PHH MORTGAGE CORPORATION 2001 BISHOP'S GATE BLVD MOUNT LAUREL, NJ 08054 Plaintiff v. HEATHER K GAiTHER AMANDA T. PHAM 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 Defendants ATTORNEY FOR P~ ~ b `T~ ~ ~a ~17 vry filr~" ^r ~-_. ;'. ~ '~ x ~~~ rn. ~ -. ?~ ' ~~^ ._:.~ ~ ~c, om ~ __.. ,.,~ COURT OF COMMON PLEAS CIVIL DMSION TERM NO. CA-ryg+yaf ~iiVit`T,P,~Ik CUMBERLAND COUNTY ~` ~~VLJ~~ .~,~Q~ vv~;n to ~e a ~ru~ ~~ { °~' ~e~ copy ~f tie ~w`` ~igrYt~tt f~tied e~# ~u #: ui 109 NOTICE - You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty {20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or obj~tions to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment maybe entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff: You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRIl~TG A LAWYER. lF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service: G~mberland County Bar Association - 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 File #_ 221109 1. Plaintiffis PHIT MORTGAGE CORPORATION . 2001 BISHOP'S GATE BLVD MOUNT LAUREL, NI 08054 2: The name(s) and Iast known address(es) of the Defendant{s) are: HEATHER K GATFHER AMANDA T. PRAM 385 MOOREDALE ROAD CARLISLE, PA 17015-9453 who islare the mortgagors) and/or real owner(s) of the property hereinafter described. 3. On 11/16/2007 mortgagors) made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INCORPORATED AS A NOMINEE FOR PHH MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBl?RLAND County, in Mortgage Instrument No. 200744260. The PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P.1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 07/01/2009 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified -by written notice sent to Mortgagor, the entire principal balance and all interest due . thereon are collectible forthwith. Filc ~!: 221109 6. The following amounts are due on the mortgage: Principal Balance $188,220.b? Interest $5,430.24 06/01/2009 through 11/09/2009 (Per Diem $33.52) Attorney's Fees $1,250.00 Cumulative bate Charges $195.44 11/16/2007 to 11J0912009 Cost of Suit and Title Search $~Q.QQ Subtotal $195,646.35 Escrow Credit $0.00 Deficit $1,472.02 Subtotal 7,,,~ TOTAL $197,118.37 7. 8. If the mortgage is reinstated prior to a ShcrifPs Sale, the attorney's fee set forth above may be less than the amount demanded based on work actually performed. The attorney's fees requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. Plaintiff is nat seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintifl'reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants} has/have received a discharge of personal liability in a banlaruptcy proceeding, this Action of Mortgage Foreclosure is in no way.an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged .premises pursuant to Pennsylvania Law. File #: 221104 9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice, of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/fiave been denied assistance by the Pennsylvania Housing Finance Agency. WHEREFORE, PLAIlVTIFF demands an in rem Judgment against the Defendant(s) in the sum of $197,118.37, together with interest from 11 /09!2009 at the rate of $33.52 per diem to the date of Judgment, and other costs and charges coilectible~under the mortgage and for the foreclosure and sale of the mortgaged property., & SCHMIEG, LLP By: U Lawrence. Phelan, Esq., Id. No. 32227 Francis S. Hallman, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. Na. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah Jani, Esq., Id. No. 81760 D J e R. Davey, Esq., Id. No. 87077 urea R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq.,.Id. No: 202331 ^ Jay B. Jones, Esq., Id. No. 8665? ^ Peter'J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File q: 221109. LEGAL DESCRIPTION ALL THAT CERTAIN Iot of ground situate in the Township of Dickinson, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNI LTG at a point marked by an iron pin in the southern right of way line of the public Township Road (T-466), which said point is in the division line between Lot Nos. 5 and 6 on the hereinafter mentioned Plan of Lots; thence extending along the southern right of way line of said public Township Road (T-466}, North seventy-five degrees five minutes fifty seconds East (N 75 degrees OS minutes SO seconds E), two hundred ten and zero. hundredths (210.00) feet to an iron pin in the division line between Lot Nos. 6 and 7 on the hereinafter mentioned Plan of Lots; thence extending along the division line between Lot Nos. 6 and 7 on said Plan, South fourteen degrees fifty-four minutes ten seconds East (S 14 degrees S4 minutes 10 seconds E) two hundred twenty-five and zero hundredths (225.00) feet to an iron pin; thence along the Tine of other lands now or formerly of Harry D. Squibb, Jr. and Jean H. Squibb, his wife, of which this was a part, South seventy-five degrees five minutes fifty seconds West (S 7S degrees OS minutes SO seconds W), two hundred ten and zero hundredths (2.10.00) feet to an iron pin in the division line between Lot Nos. S and 6 on the hereinafter mentioned Plan of Lots, aforesaid; thence along the division line between Lot Nos. S and 6 on said Plan, North fourteen degrees fifty--four minutes ten seconds West (N 14 degrees 54 minutes 10 seconds W), two hundred twenty-five and zem hundredths {225.00} feet to an iron pin in the southern right of way line of the public Township Road (T-466), aforementioned, at the point and place of BEGINNING. BEING Lot No. 6 on the Final Subdivision Plan for Marry D. Squibb, Jr., which said Plan is recorded in the Cumberland County Recorder's Office in Plan Book 32, Page 133. HAVING erected thereon a dwelling house known and numbered as 38S Mooredale Raad, Carlisle. BEING THE SAME PREMISES which GLENN K. ROSBOROUGH and JANE K. ROSBOROUGH, HUSBAND AND WIFE by Deed dated 10/29/07 and intended for immediate recording in the Office of the Recorder of Deeds in and far CUMBERLAND County, Pennsylvania, granted and conveyed unto AMANDA T. PRAM, ADULT Il~TDIVIDUAL and HEATHER K. GAITHER, ADULT INDIVIDUAL, Mortgagor(s) herein. File #f: 221109 VERIFICATION ' ~ ~j 1 ~!_ f~ _l/ '~~ ~~.._ hereby states ttlat he/she is n t ~~({,~ ~~~,~~~/ ~r ofPHH MORTGAGE CORPORATION, servicing agent for Plaintiff in this matter, that he~she is authorized to take this Verification, and that the statements ~~ made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her ]rnowledge, information and belief. The undersigned understands that this statement is mad$ subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to i authorities. Name: jy! 1 /fjC(/ ~ I DATE: 1 ~s ~ ~~ ~1k1 q Title: ~/IG~' ~,~J.~l ~'~/~ Company: PF1H MORTGAGE CORPORATION File #: 221104 Gaither Exhibit "B" ~- 221109 Phelan Hallman & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Attorney for Plaintiff Francis S. Hallman, Esq., Id. No. 62695 Daniel G. Schrnieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Escj., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 K' ~~;.; •, ' Jenine R. Davey, Esq., Id. No. 87077 '"_: Lauren R. Tabas, Esq., Id. No. 93337 - • Vivek Srivastava, Esq., Id. No. 202331 ¢~ ~:' <•: Jay B. Jones, Esq., Id. No. 86657 ":. ~~ ;;.. . Peter J. Mulcahy, Esq., Id. No. 61791 _ kf/ •.. ;, : ~~~ ~-_ Andrew L. Spivack, Esq., Id. No. 84439 r .~~~ ~~i ~~. . Jaime McGuinness, Esq., Id. No. 90134 • `~.~~ ~• ; , `' Chrisovalante P. Fliakos, Esq., Id. No. 94620 r° ~. ~=~ .~• Joshua I. Goldman, Esq., Id. No. 205047 •~'-'.-~ ~~,.;~•„ Courtenay R. Dunn, Esq., Id. No. 206779 ,y.~, ,~. ~' "' ' ~" • Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19143 215-563-7000 PHIS MORTGAGE CORPORATION CUMBERLAND COUNTY vs. COURT OF COMMON PLEAS HEATHER K. GAITHER CIVIL DYVISTON AMANDA T. PRAM No. 09-7844 CIVIL TERM PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: N_ O 1'1 -r ~~. -; r3 _~~-. w - .- ~..: Kindly enter judgment in favor of tlieTlantiff and against HEATHER K. GAITHER, and AMANDA T. PRAM, Defendant{s) for failur~'tq~~'ile an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure andsale of the mortgaged premises, and assess Plaintiffs damages as follows: ~aa~14~ As set forth in Complaint $197,118.37 Interest -11/10/2009 to 07!27/2010 58.715.20 TOTAL $205,833.57 I hereby certify that (1) the Defendants' last known addresses are 13 TIFFANY LN, LEBANON, PA 17046-3810 and PO BOX 33, ROSSVILLE, PA 17358-0033, and mortgaged premises located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463, and {2) that notice has been given in accardance with Rule 237.1, copy attac ~~ La nce T. Phelan; Esquire Francis S. Hallinan; Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Attorney far Plaintiff DAMAGES ARE HEREBY ASSESSED AS 1NDICA DATE: ?Id rxs a 2z~ io9 PROTHONOTARY G Exhibit "C" 221109 ~,~/r , S a a W o ~• x~ ~~ ~~ ~' ~~ a ~° U as ~~ ~j L C h ~ ~ ~' C ~ L 6> zeo ~ u ~ 8 aT . + K ~ Q C E C N ~ s o ~ e ~ 3aoo diz woa~ a~idw ' OIOZ 901~0 9SZLLZb000 } ~ ~ .~ ~.5~ C O~6~ZO ~ WL ZO ~.o ~._ 1 s3MOg 7~3NiN ~. ~ ~ v d C E ~ G j , o 6 dy ~b a .~ ~ ~ ~ '~Od53~ C N rYi ^ G, U ~+ o ,d ^ P to N V) C / 1+1 C y , t ~ 7 .. ~ W '~ ~ '' ~ ~ ~ + y w E E ~ v o ~ °o ~+ ~ ~ ~ ~ ~ d d z ~~~ `" ~ z O ~ a ~ ~b ~o A y y ~ A (~ ~ m o a ~ a. a ~.. ~ .3 ~$.E:~ W ~ ~ w~°cw z ~ a d a ~ ~ o ~o a H ~ ~ o~o~a o,.E~ ~ ~ " A as a N ~ O d ~ .~ ~ ~ ~ ~ z w x v~ ~ ~ ,r, ~ x a ~ ~ a E r, ~=s~~, am ~" ~ ~ d A D ~ ~'wa y „ x N ~ H a ~ M-i M W CL rZ N G> ~ ~ fsi ~ O ~ d '5 ~ d d ~ d W d x ~ a a a a p Q H W o +~+ F+ F ~ E-F ~ FF W ~ ° a s x a ~ a a ~ a , z z a x z ~ a ~ ~ z ~ ~ ~ W ~o ~^ d d d ~ d a ~a .~ 6~ O G v "~' ~ O N N G Z ~ a°w i.r w R ~ t7 . R CC x x~ x x x x ~ ~~ ~ ~ ~ ~ x ~ a Q ° w° xM w x~ w w w w~ ~ ~~ ~ da da d ~ d d~ z ° M M ~ 'd ~ Z W x~ Wd xU W x W xo W x W xM d ~ Ha .o z o o 0 0 0 0 0 .a: N N N N N N N N N N N N N N `u ~ d x x x x x x x h O T a a w a a a~ a d .~ b N zy v ~l ^~ N r~ ~7 vi ~O C~ oo O~ ~ ~ ~ ~ ~ F o, o_ N N q PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey October 6, 2010 HEATHER K. GAITHER 13 TIFFANY LN LEBANON, PA 17046-3810 AMANDA T. PHAM 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 RE: PHH MORTGAGE CORPORATION v. HEATHER K. GAITHER and AMANDA T. PHAM Premises Address: 385 MOOREDALE ROAD CARLISLE, PA 17015 CUMBERLAND County CCP, Na. 09-7844 CIVIL TERM Dear Defendants, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by October 11, 2010. you have further questions or concerns, please do not hesitate to contact me. use be guided accordingly. Lawrence T. Phelan, Esquire Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Shee R. Shah-Jani, Esquire J ne R. Davey, Esquire auren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Enclosure VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. Phelan Hallinan & Schmieg, LLP DATE: 1©~ [~~(Q BY~ awrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 20504? ~Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 221109 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id, No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff v. HEATHER K. GAITHER AMANDA T. PHAM Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 09-7844 CIVIL TERM CERTIFICATION OF SERVICE 221109 I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individuals on the date indicated below HEATHER K. GAITHER HEATHER K. GAITHER AMANDA T. PHAM AMANDA T. PRAM 13 TIFFANY LN 385 MOOREDALE ROAD LEBANON, PA 17046-3810 CARLISLE, PA 17015-9463 HEATHER K. GAITHER HEATHER K. GAITHER 1404 NORTH 2ND STREET AMANDA T. PHAM HARRISBURG, PA 17102 PO BOX 33 ROSSVILLE, PA 17358-0033 HEATHER K. GAITHER 229 S 6TH ST HEATHER K. GAITHER STEELTON, PA 17113-2406 AMANDA T. PRAM 2222 DETROIT RD AMANDA T. PHAM BURLISON, TN 38015-6507 921 MONROE STREET HARRISBURG, PA 17113 Phelan Hallinan & Schmieg, LLP DATE: ~ d [ (3 ~l f~ By: ~~~~-~ ~-' ~ L~ ence T. Phelan, Esy., Id. No. 32227 ^ Francis 5. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 shua I. Goldman, Esq., Id. No. 205047 ourtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 221109 PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey October 13, 2010 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 RE: PHH MORTGAGE CORPORATION v. HEATHER K. GAITHER and AMANDA T. PRAM CUMBERLAND County CCP, No. 09-7844 CIVIL TERM Dear Sir or Madam: Enclosed for filing please find Motion to Reassess Damages, Brief in Support thereof, and Certification of Service with regard to the above captioned matter. Kindly return atime-stamped copy of the enclosed in the self-addressed stamped envelope provided for your convenience. Very truly yours, ce T. Phelan, Esquire rancis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire 221109 Courtenay R. Dunn, Esquira~ Andrew C. Bramblett, Esquire Enclosure cc: HEATHER K. GAITHER AMANDA T. PRAM 221109 PHH MORTGAGE CORPORATION, Plaintiff v. HEATHER K. GAITHER and AMANDA T. PHAM, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION -LAW N0.09-7844 CIVIL TERM 1N RE: PLAINTIFF'S MOTION TO REASSESS DAMAGES ORDER OF COURT AND NOW, this 19~' day of October, 2010, upon consideration of Plaintiff s Motion To Reassess Damages, a Rule is hereby issued upon Defendants to show cause why the relief requested should not be granted. RULE RETURNABLE within 20 days of the date of this order. BY THE COURT, Wesley Courtenay R. Dunn, Esq. Phelan Hallinon & Schmieg, LLP 1617 3FK Boulevard Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Attorney for Plaintiff De ndants: Bather K. Gaither Amanda T. Pham 13 Tiffany Lane Lebanon, PA 17046-3810 Jr., J' r, o, -n c ..-- --~ rn~ ~ '~ rn~ ~~, cr' -- ~ p ~ _~ C~ ~ O -T7 Z ® T* ~ ~ frt ~ .< ~ N ~ ..< Bather K. Gaither 1404 North Second Street Harrisburg, PA 17102\ ther K. Gaither 229 S. 6~' Street Steelton, PA 17113-2406 A da T. Pham 21 Monroe Street Harrisburg, PA 17113 H er K. Gaither anda T. Pham 385 Mooredale Road Carlisle, Pa 17015-9463 Heather K. Gaither anda T. Pham P.O. Box 33 Rossville, PA 17358-0033 Hea er K. Gaither manda T. Pham 2222 Detroit Road Burlison, TN 38015-6507 :rc ~0%4/~~ ~~ • ~ APFYDAVIT OF SERVICE PHH OIRTGAGE CORPORATTON F I l..E~' ~ ~ ~ ~ ~ ~ CUMBERLAND COUNTY ~~ Ti~E pftT~iU~tOTAftY PHS#221109 HEATHER K. GAITHER ~~ `~ Q~ i ~ ~ ~ ~ ~ ~ `t ~ SERVICE TEAM/ lace COURT NO.: 09-7844 CIVIL TERM AMANDA T. PRAM CUi~BER~~~D CgUTY SERVE AMANDA T. PHAM AT: ~ ~ ~ ~ S Y LVA ~ ~ TYPE OF ACTION 921 MONROE STREET XX Notice of Sheriff s Sale HARRISBURG, PA 17113 SALE DATE: 12/08/2010 SERVED ~,~ Served and made known to AMANDA T. PRAM ,Defendant on the ~ day of Oc~,o~l , 20 t y , at '.10 ,o'clock ~. M., at ~inr nlrol..f, , in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Relationship is _ Adult in charge of Defendant's residence who refused to give name or relationship. _ Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. Other: Descri hon: A e 1Fs'I- Hei ht ~ 1t ~ Wei ht 1Z0 ~= Race W Sex p ~ g g ~~ g ~^ Other I, s~-is471a ~(„a~`t. ~J~itr , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this I'> day Notary ~,~~ By: ~•1-- On day of , 20_, at _ Vacant _ Does Not Exist NOT SERVED o'clock _. M., Defendant NOT FOUND because: Moved _ Does Not Reside (Not Vacant) No Answer on at , Service Refused Other: Sworn to and subscribed before me this day of ~~ By: Notary: NOTARUL SEAL ,LAMES E OSBORNE Notary Public WEISSPORT BORO., CARBON COUNTY My Commfaabn Expiras Apr 29, 2013 ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq., hl. No. 32227 F'snda S. FlalBnan, Esq., Id. No. 62695 Ilaniel G. Sclruieg, Esq., hL No.62205 Midnle M. B~adlord, Eaq., [d. No. 69849 Judith T. Romero, Esq., Id. No. 58745 Shatal R Shah-Joni, Esq., Id. No. 81760 Janice R Davey, Eaq., W. No. 87077 Lenren R Tebas, Eaq.. Id. No. 93337 Vivdc S~ivaslava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Paler J. Mulcahy, Esq., Id. No. 61791 Andrew L Splvack, Esq„ Id. No. 84439 Jaime McGu~ness, Esq., ld. No. 90134 CbAsova6nfe P. FBekae, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courte~rey R Dann, Esq., Id. No.206779 Andrew G Bnambhxtld. No. 206375 One Penn Center el S n Station 1617 John F. Kennedy Bhd., Spite 1400 Philadelphia, PA 19103.1814 (215)563-7000 ~~ ~~°oaHOiao ARY ~~ ~ 2Q10 aCT 21 AM 11 ~ S3 c;U~SBE NSY~~ AN~ATY QED Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff v. HEATHER K. GAITHER AMANDA T. PRAM Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 09-7844 CIVIL TERM No.. CERTIFICATION OF SERVICE 221109 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of November 8, 2010 was sent to the following individual on the date indicated below. HEATHER K. GAITHER HEATHER K. GAITHER AMANDA T. PHAM AMANDA T. PRAM 13 TIFFANY LN 385 MOOREDALE ROAD LEBANON, PA 17046-3810 CARLISLE, PA 17015-9463 HEATHER K. GAITHER HEATHER K. GAITHER 1404 NORTH 2ND STREET AMANDA T. PHAM HARRISBURG, PA 17102 PO BOX 33 ROSSVILLE, PA 17358-0033 HEATHER K. GAITHER 229 S 6TH ST HEATHER K. GAITHER STEELTON, PA 17113-2406 AMANDA T. PHAM 2222 DETROIT RD AMANDA T. PHAM BURLISON, TN 38015-6507 921 MONROE STREET HARRISBURG, PA 17113 Phelan Hallinan & Schmieg, LLP DATE: By: ence . Phe an, .32227 ^ Fr cis S. Hallinan, Esq., Id. No. 62695 ^ aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id: No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 221109 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PHH MORTGAGE CORPORATION Plaintiff, V. CUMBERLAND COUNTY COURT OF COMMON PLEAS HEATHER K. GAITHER AMANDA T. PHAM Defendant(s) CIVIL DIVISION No.: 09-7844 CIVIL TERM AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) PHILADELPHIA COUNT.' ) SS: As required by Pa. R.C.P. 3129.1(a) Notice of Sale has been given to Lienholders and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named, at that address, set forth on the Affidavit and as amended if applicable. A copy of the Certificate of Mailing (Form 3817) and/or Ceram-Mail Return Receipt stamped by the U.S. Postal Service is attached hereto ExW`A":.,,. LJrence T h n, Esq;, Id. No. 32217 El Francis roan, Esq., Id. No. 6269'D ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No, 58745 ' ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R, Davey, Esq., Id. No. 87077 Lauren R Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq,, Id. No. 202331 ? Jay B. es, Esq,, Id. No. 86657 ? P r J Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 F-1 Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 El Joshua h Goldman, Qsq.; Id. No. 205047 -., ? Courtenay R. Dunn, > ?q., Id. No. 206779 ? Andrew C. BrarnhletL, Esq., Id.'No, 208375 Date: L-> Attorney for Plaintiff ? ? IMPORTANT NO ICE: This property is sold at the directionof the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. PHS<# 221109 r v G f G f 4 G r F bA ?-+ VD C's C ? U a r N ? 45 z co £04&b 30fl?diZ WO 0 L 2 zi ci A a' mivw 0 Z [ Z sny 95ZGL ypOD oorz ° W ® v y `? ?Nll d U u C l-. O ti's -^ ? W 6 +, m y N C o ? N o I.^.ro.o. ? g' v ^ W ? ? h F u Q w P ,a, U =[ G Aid" ? Q.? b C x y j Q O ?.+ il+ d O N ?«. A O 14- ? •? w , a bx ?N ?? ? a ? ?,, o° CK ? ? 'C O 3 z CC p W ? Cad ?'' O , + V] V2 T.1 QO ? Z HMU AUU UQax w:?Gt `r7?(?Nx j"1 ?°z v o q e :. ? N M ?Y VJ b C 00 f T ? ~ N M ? ? y ? r . w. . r . ..t o .? F p. ,\-A_Aq`-, \ c ?` o t y Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff V. HEATHER K. GAITHER AMANDA T. PHAM Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 09-7844 CIVIL TERM No.. MOTION TO MAKE RULE ABSOLUTE 221109 PHH MORTGAGE CORPORATION, by and through its attorneys, Phelan Hallinan & Schmieg, LLP, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action, and in support thereof avers as follows: That it is the Plaintiff in this action. 2. A Motion to Reassess Damages was filed with the Court on October 14, 2010. 3. A Rule was entered by the Court on or about October 19, 2010 directing the Defendants to show cause why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit "A". 4. The Rule to Show Cause was timely served upon all parties on October 26, 2010, in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit "B". 5. Defendants failed to respond or otherwise plead by the Rule Returnable date of November 8, 2010. 221109 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. Phel Hallman & S hmieg, LLP DATE: O O By: V ence T. Phelan, Esq., Id. No. 32227 is S. Hallinan, Esq., Id. No. 62695 el G. Schmieg, Esq., Id. No. 62205 ele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 221109 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff V. HEATHER K. GAITHER AMANDA T. PHAM Court of Common Pleas Civil Division CUMBERLAND County No.: 09-7844 CIVIL TERM No.. Defendants BRIEF IN SUPPORT OF PLAINTIFF'S MOTION TO MAKE RULE ABSOLUTE 221109 A Motion to Reassess Damages was filed with the Court on October 14, 2010 . A Rule was entered by the Court on or about October 19, 2010 directing the Defendants to show cause why the Motion to Reassess Damages should not be granted. The Rule to Show Cause was timely served upon all parties on October 26, 2010 in accordance with the applicable rules of civil procedure. Defendant failed to respond or otherwise plead by the Rule Returnable date of November 8, 2010. 221109 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. Hallinan & Schmieg, LLP DATE: By: ? L ence T. Phe Esq., Id. No. 32227 ? F ancis S. Hallinan, Esq., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 221109 Exhibit "A" 221109 PHH MORTGAGE IN THE COURT OF COMMON PLEAS OF CORPORATION, CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. CIVIL ACTION - LAW HEATHER K. GAITHER and AMANDA T. PHAM, Defendants NO. 09-7844 CIVIL TERM IN RE PLAINTIFF'S MOTION TO-RFASSESS DAMAGES ORDER OF COURT AND NOW, this 19'' day of October, 2010, upon consideration of Plaintiff's Motion To Reassess Damages, a Rule is hereby issued upon Defendants to show cause why the relief requested should not be granted. RULE RETURNABLE within 20 days of the date of this order. BY THE COURT, Wesley Old, Jr., J. Courtenay R. Dunn, Esq. Phelan Hallinon & Schmieg, LLP 617 JFK Boulevard Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Attorney for Plaintiff' Defendants: Heather K. Gaither Amanda T. Pham 13 Tiffany Lane Lebanon, PA 17046-3810 Exhibit "B" 221109 FILED-OFFICE OF THE PROTHONOTARY r? Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza ' Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff 2016OCT 1 AM 11: 53 C U 1OERL AQ COUNTY PENNSYLVANIA ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division V. HEATHER K. GAITHER AMANDA T. PHAM CUMBERLAND County No.: 09-7844 CIVIL TERM No.. Defendants v CERTIFICATION.O%fiICE 221109 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of November 8, 2 sent to the following individual on the date indicated below. HEATHER K. GAITHER HEATHER K. GAITHER AMANDA T. PHAM AMANDA T. PHAM 13 TIFFANY LN 385 MOOREDALE ROAD LEBANON, PA 17046-3810 CARLISLE, PA 17015-9463 HEATHER K. GAITHER HEATHER K. GAITHER 1404 NORTH 2ND STREET AMANDA T. PHAM HARRISBURG, PA 17102 PO BOX 33 ROSSVILLE, PA 17358-0033 HEATHER K. GAITHER 229 S 6TH ST HEATHER K. GAITHER STEELTON, PA 17113-2406 AMANDA T. PHAM 2222 DETROIT RD AMANDA T. PHAM BURLISON, TN 38015-6507 921 MONROE STREET HARRISBURG, PA 17113 Phe l all, & Schmieg, LLP DATE: mh?hv By: nce 1-x - are, .32227 ? F' ' is S. Hallinan, Esq., Id. No. 62695 ? 4hrue; G. Schrnieg, Esq., Id. No. 62205 chele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No` 86657 ? Peter J. Mulcahy, Es No. 61791 ? Andrew L. Spivac'q„ Id. No. 84439 ? Jaime McGuknji Esq., Id. No. 90134 Cl risovalantd f Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 AT TORNEY FOR PLAINTIFF 221109 VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Make Rule Absolute are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. DATE: V By: Phelan Hallinan & Schmieg, LLP " Hhwrerice T. PIKlan, Esq., Id. No. 32227 ? F cis S. Hallinan, Esq., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 221109 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff V. HEATHER K. GAITHER AMANDA T. PHAM Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 09-7844 CIVIL TERM No.. CERTIFICATION OF SERVICE 221109 I hereby certify that true and correct copies of Plaintiff's Motion to Make Rule Absolute and Brief in Support thereof were served upon the following individuals on the date indicated below. HEATHER K. GAITHER HEATHER K. GAITHER AMANDA T. PHAM AMANDA T. PHAM 13 TIFFANY LN 385 MOOREDALE ROAD LEBANON, PA 17046-3810 CARLISLE, PA 17015-9463 HEATHER K. GAITHER HEATHER K. GAITHER 1404 NORTH 2ND STREET AMANDA T. PHAM HARRISBURG, PA 17102 PO BOX 33 ROSSVILLE, PA 17358-0033 HEATHER K. GAITHER 229 S 6TH ST HEATHER K. GAITHER STEELTON, PA 17113-2406 AMANDA T. PHAM 2222 DETROIT RD AMANDA T. PHAM BURLISON, TN 38015-6507 921 MONROE STREET HARRISBURG, PA 17113 Phelan Hallinan & Schmieg, LLP (?'_ ?l J DATE: U ` By: E'fa?'kren&efThhelan, Esq., Id. No. 32227 ? Fr cis S. Hallinan, Esq., Id. No. 62695 ? iel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 221109 NOV 15 &W OF THE?'PRO THONOTA R Y 1010 NOV 16 PM 3: 36 CUMBERLAND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PHH MORTGAGE CORPORATION Plaintiff V. HEATHER K. GAITHER Court of Common Pleas Civil Division CUMBERLAND County AMANDA T. PHAM No.: 09-7844 CIVIL TERM No.. Defendants Gt ORDER AND NOW, this , day of M o v . , 2010, upon consideration of Plaintiff's Motion to Make Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered upon Defendants shall be and is hereby made absolute; and Plaintiff's Motion to Reassess Damages in the above captained matter is hereby GRANTED. The Prothonotary is ordered to amend the judgment and the Sheriff is ordered to amend the writ nunc pro tunc as follows: Principal Balance $188,220.67 Interest Through December 8, 2010 $18,602.89 Per Diem $33.52 Late Charges $195.44 Legal fees $1,925.00 Cost of Suit and Title $2,725.33 Sheriffs Sale Costs $0.00 Property Inspections/ Property Preservation $0.00 Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $0.00 Private Mortgage Insurance 221109 11 Non Sufficient Funds Charge Suspense/Misc. Credits Escrow Deficit TOTAL $0.00 ($0.00) $6,090.91 $217,760.24 Plus interest from December 8, 2010 through the date of sale at six percent per annum. Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above figure. 221109 (2 CC S, MAU 4U #1 - *?"g-Qk Ada AUOVI 221109 /f/I2 f to Phelan Hallinan & Schmiegg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esyy., Id. No. 62205 Michele M. Bradford, Esg., Id. No. 69849 Judith T. Romano, Esq., rd. No. 58745 Sheetal R. Shah-Jani, Est., Id. No. 81760 Jenine R. Davey, Esq., Icr. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq. Id. No. 202331 Jay B. Jones, Esq. Id. X10. 86657 Peter J. Mulcahy, Msg., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Flnakos, Esq. Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id No. 206779 Andrew C. Bramblett, Esq.. Id No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff, v. 0,F T'HEtP 0 QQO;ARY 2010 NOY 29 AM 9: 16 CUMBERLAND COUNTY PENNSYLVANIA CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION AMANDA T. PHAM NO. 09-7844 CIVIL TERM Defendants VERIFICATION OF SERVICE OF NOTICE OF SHERIFF'S SALE PURSUANT TO P.R.C.P., 404(2)!403 I hereby certify that a true and correct copy of the Notice of Sheriff Sale in the above captioned matter was sent by regular mail to AMANDA T. PHAM on OCTOBER 21, 2010 in accordance with the Order of Court dated APRIL 27, 2010. The property was posted on OCTOBER 24, 2010. Publication was advertised in THE SENTINEL on OCTOBER 2r5, 2010 & in CUMBERLAND LAW JOURNAL on OCTOBER 29, 2010. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. 4904 relating to the unsworn falsification to authorities. PHELAN HALLINAN & SCHMIEG, LLP By: rrancis b. rianinan, r-squire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones Esquire Andrew L. S'pivack, Esq., Id. No. 84439 Peter J. Mulcahy, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esq., Id No. 2067 Andrew C. Bramblett, Esq., Id No. 208375 Attorneys for Plaintiff Dated: November a 2010 IN THE COURT OF COMMC)N PLEAS CUMBERLAND COUNTY, PEN =VS1VANTA APO ?^t0? t PHH Mo* bage Corporation Civil Division VS. No. 09-7844 Civil Term Heather K. Gaither Amanda T. Pharr ORDER AND NOW, this 2-TI tt day of 0 , 2010, upon consideration of Plaintiff's Motion for Service Pursuant to Special Order of Court, it is hereby ORDERED and DECREED that said Motion is GRANTED. It is further ORDERED and DECREED that Plaintiff may obtain service of the Complaint and all future pleadings on Defendant, Amanda T. Pham, by: 1. Posting of the premises: 385 Mooredale Road, Carlisle, PA 17015-9463, by the Sheriff or a non-party competent adult; 2. First class mail to Amanda T. Pharr at the last known address, PO Box 33, Rossville, PA 17358 and the mortgaged premises located at 385 Mooredale Road, Carlisle, PA 17015-9463; and 3. Publication in accordance with PA. R.C.P. 430. It is further ORDERED and DECREED that counsel for Plaintiff is hereby directed to file a certificate of service with the Prothonotary's office to assure compliance with this court order. Cc: ? Heather K. Gaither 13 Tiffany Lane Lebanon, PA 17046 "anda T. Pham 385 Mooredale Road Carlisle, PA 17015-9463 BY THE RT: _ r a n a a PO Box 33 Rossville, PA 17358 Co I £S en of [ PHS# 221109/CCP •v o ? r z rG vl A w N p ',D Oo J C, Ut A w N N a? c ^ N ?` C 7 G n dF iF iF iF iF iF iF '1F iF iF 1F iF iF IF iF iF * ,* it IF * dF * ? A N ^ iF iF iF 9F IF dF ?F 1F iF 1F 1F iF iF iF dF iE ,x, iM1 4F M iF w ? o 'b ;CI 7d ''d (? 000 z Q. C qt (' z N ~y Q r ,,i ^ r0> a y CIO W 11 ?O ? o o 00 0 g ? O y y C D b ro 0 =n ?II L 5-cPx? PC% y ANNOW + PITNEY Bpyy 02 ,nt $ 02 ! . 0004277256 OCT21 MAILED FROM ZIP CODE y c a o. A A W 5 ov O W m• wbr yP/ ;? yx V N l Y o? W C C R° C ? A H+ O Q ;20 '010 103 PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland James Kleinklaus, Director of Sales and Marketing, of The Sentinel, of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th, 1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues of THE SENTINEL on the following day(s): October 25, 2010 COPY OF NOTICE OF PUBLICATION NOTICE OF SHERIFF'S SALE IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 09-7844 CIVIL TERM PHH MORTGAGE CORPORATION vs. HEATHER K. GAITHER & AMANDA T. PHAM NOTICE TO: HEATHER K. GAITHER & AMANDA T. PHAM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY" Being Premises:.385 MOOREDALE ROAD, CARLISLE, PA 17015-9463 Being in DICKINSON Township, County of CUMBERLAND Commonwealth of Pennsylvania Parcel Number 1: 08-10-0626-028E Improvements consist of residential property. Sold as the property of HEATHER K. GAITHER & AMANDA T. PHAM Your house (real estate) at 385 MOOREDALE ROAD, CARLISLE. PA 17015-9463 is scheduled to be sold at the Sheriff's Sale on DECEMBER $, 2010 at 10:00 AM, at the CUMBERLAND County Courthouse to enforce the Court Judgment of $205.833.57 obtained by, PHH MORTGAGE CORPORATION (the mortgagee), against the above premises. PHELAN HALLINAN & SCHMIEG, LLP Attorney for Plaintiff Affiant further deposes that he/she is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statement as to time, place and character of publication are true. `p Sworn to and subscribed before me this r t 1?, t,r Notary Public My commission expires: NOTARIAL SEAL BAMBI ANN HECKENDORN Notary Public CARLISLE BOROUGH, CUMBERLAND CNTY My Commission Expires Jan 27, 2014 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Viz October 29, 2010 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Visa Marie Co , Editor SWORN TO AND SUBSCRIBED before me this 29 day of October. 2010 Notary Z NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL NOTICE OF SHERIFF'S SALE In the Court of Common Pleas of Cumberland County, Pennsylvania NO. 09-7844 CIVIL TERM PHH MORTGAGE CORPORATION vs. HEATHER K. GAITHER & AMANDA T. PHAM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY NOTICE TO: HEATHER K. GAITHER & AMANDA T. PH" Being Premises: 385 Mooredale Road, Carlisle, PA 17015-9463. Being in DICKINSON Township, County of Cumberland, Common- wealth of Pennsylvania. Parcel Number 1: 08-10-0626- 028E. Improvements consist of residen- tial property. Sold as the property of HEATHER K. GAITHER & AMANDA T. PRAM. Your house (real estate) at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463 is scheduled to be sold at the Sheriff's Sale on DECEMBER 8, 2010 at 10:00 A.M. at the CUMBER- LAND County Courthouse to enforce the Court Judgment of $205,833.57 obtained by PHH MORTGAGE COR- PORATION (the mortgagee), against the above premises PHELAN HALLINAN & SCHMIEG, LLP Attorneys for Plaintiff Oct. 29 PLAINTIFF PHH MORTGAGE CORPORATION PHS # 221109 DEFENDANT HEATHER K- GAITHER AMANDA T. PHAM SERVE AMANDA T. PRAM AT: AFFIDAVIT OF SERVICE CUMBERLAND COUNTY 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 ***PLEASE POST BY 11/8 PER COURT ORDER*** SERVICE TEAM/ kxc COURT NO.: 09-7844 CIVIL TERM TYPE OF ACTION XX Notice of Sheriff's Sale SALE DATE: 17/08/2010 SERVED Served and made,, known to AMANDA T. PHAM_, Defendant on the day of © L 20 L, at f 0: SS , o'clock A M., at 3g5 o kis o" R p, G1>? is to to in the manner described below: _ Defendant personally served. - Adult family member with whom Defendant(s) reside(s). Relationship is _ Adult in charge of Defendant's residence who refused to give name or relationship. - Manager/Clerk of place of lodging in which Defendant(s) reside(s). _ Agent or person in charge of Defendant's office or usual place of business. _ an officer of said Defendant's company. Other: S7tED case on the date and at the address indicated above. _ Sworn to and subscribed MNIBERLY CORTY before me this day \`QTARY PUBLIC of C S ;rI? OF ACC ERSEY E' ;11RES MARCH', 2013 i No By: NUT SERVED On the day of 7- , 20_, at _ o'clock M., Defendant NOT FOUND because: Description: Age Height Weight Race Sex Other 1, RDM tZ Al LL, a competent adult, being duly sworn according to law, depose and state that I personally P-65T" 1TMzbd a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned - Vacant - Does Not Exist _ Moved - Does Not Reside (Not Vacant) - No Answer on at at _ Service Refused Other: Sworn to and subscribed before me this day of - By: Notary: ATTORNEY FOR PLAINTIFF Lawngee T. Pbehu. Eaq, LL Na ]7271 Fnoaie S. Haaea, g9+ bL Na 62695 am" G. S&mk& Eaq, 1d. Na 62204 Mfohde M. BnrBMd, Eaq., Id. Nw 99849 ledhh T. Rmms., Eaq, 11 Na 58745 Sbe" R Sha4Jmi, FA I. Id. Na 51760 Julie R on". Fall., Id. No. 07077 Lae L Tabs, Boil., K Na 93377 Vlw! Sd aeu.e. Faq, Id. Na 22731 Jq E. Jaen, Faq, K Na 86657 PderJ• Mdo hy, Esq., Id. Na 61791 A drew L Spud, Feq, Id. Na 84439 J¦tule McGei-er, .q., bi Na 90130 ChHwnhW. P. FlAw, Bq., ld. N. MN Josh= L Gak m ; .q., Id. Na 266007 Cwneeay R. Dees, Faq., Id. Na 206779 Aedm C. B1mbl" Faq, Id. No. 208375 Ow F-e C-N at Sabwb- Ski n 1617 John F. Keeeedy BIM, Sohn 1400 PhBadNphia PA 1910.1.1814 (215) 563.70M CAF THE?P o P,C A ^?. 2010 DEC 16 ASH dig: 16 CUM$ERLA sD Crj-w r , PE INSYLVA IA PHELAN HALLINAN & SCEUM EG, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney for Plaintiff PHH MORTGAGE CORPORATION vs. HEATHER K. GAITHER AMANDA T. PHAM Court of Common Pleas Civil Division Cumberland County No. 09-7844 CIVIL TERM MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT Plaintiff, by its counsel, Phelan Hallinan & Schmieg, LLP, moves this Honorable Court for an Order directing service of the Notice of Sale and all future pleadings upon the above-captioned Defendant, HEATHER K. GAITHER, by first class mail and certified mail to the Defendant's last known address, 1404 NORTH 2ND 3 STREET, HARRISBURG, PA 17102 and mortgaged premises, 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463, posting of the mortgaged premises, 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463, and publication pursuant to Pa. R.C.P. 430, and in support thereof avers as follows: 1. Attempts to serve Defendant, HEATHER K. GAITHER, personally with the Notice of Sale have been unsuccessful. The Plaintiff attempted to serve the Defendant at the mortgaged premises, 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463 and found it to be vacant.There was no answer at the address 1404 NORTH 2ND STREET, HAARRISBURG, PA 17102. The defendant does not reside at the address 13 TIFFANY LN, LEBANON, PA 17046-3810. As indicated by the Affidavits of Return of Service attached hereto as Exhibit "A". 2. Pursuant to Pa. R.C.P. 430, Plaintiff has made a good faith effort to locate the Defendant. An Affidavit of Reasonable Investigation setting forth the specific inquiries made and the results is attached hereto as Exhibit "B". 3. In compliance with Cumberland County Local Rule 208.3(a)(2), Plaintiff avers that Judge Oler entered an order for the reassessment of damages dated November 16, 2010. 4. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its Proposed Motion for Special Service and Order to the Defendant on DECEMBER 8, 2010 and requested Defendant's concurrence. Plaintiff did not receive any written response from the Defendant. A true and correct copy of Plaintiff's DECEMBER 8, 2010 letter and postmarked certificate of mailing pursuant to Local Rule 208.3(9) attached hereto, made part hereof, and marked Exhibit "C". 5. Plaintiff has reviewed its internal records and has not been contacted by the Defendant as of December 14, 2010 to bring loan current. 4 6. Plaintiff submits that it has made a good faith effort to locate the Defendant, HEATHER K. GAITHER, but has been unable to do so. WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order pursuant to Pa. R.C.P. 430 directing service of the Notice of Sale by first class mail, certified mail, by posting of the premises and by publication. Respectfully submitted, Phelan Halli chmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 Attorneys for Plaintiff December 14, 2010 5 r EXHIBIT A AFFIDAVIT OF SERVICE PLAINTIFF CUMBERLAND COUNTY PHH MORTGAGE CORPORATION PHS # 221109 DEFENDANT SERVICE TEAM/ kxc HEATHER K. GAITHER COURT NO.: 09-7844 CIVIL TERM AMANDA T. PHAM SERVE HEATHER K. GAITHER AT: TYPE OF ACTION 13 TIFFANY LN XX Notice of Sheriffs Sale LEBANON, PA 17046-3810 SALE DATE: 12108/2010 SERVED Served and made known to HEATHER K. GAITHER , Defendant on the _ day of , 20 , at o'clock _. M., at in the manner described below: - Defendant personally served. - Adult family member with whom Defendant(s) reside(s). Relationship is - Adult in charge of Defendant's residence who refused to give name or relationship. - Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. Other: Description: Age Height Weight Race Sex _ Other I, , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this day of 20_. Notary: By: t y NOT SERVED On the -LUday of e m ber , 20iQ , at ` 3?o c lock . M., Defendant NOT FOUND because: _ Vacant _ Does Not Exist _ Moved )(Does Not Reside (Not Vacant) No Answer on at at _ Service Refused `?' I Other: 1-wlviepwvltr- S'??S S ? br7 ? V?Y II ?/11?eTe?o?a?J er F? S.`CMnce- 1'l ???N^ . . 9 Sworntoandsu ribed (r-'ftler QGe),)+ 2 me^ ??5 earl,t'r. She r>?ti?r S ?'S Sit ?v? S before me this day of'.,. ? ? By: I r f / CUrrt°,,,+t- 4APn 5 no?l- kino tv e ea dA ? a-r s S . ?' 1 ?^ = l N0 ta Iy: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq, Id. No. 32227 Francis S. Hallman, Esq, Id. No. 62695 Daniel G. Schmie8, Esq, Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Rommno, Esq, Id. No. 58745 Sheds[ R. Shah-Jmi, Esq, Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 - _ . ?? lauren R. Tabs.% Esq., Id. No. 93337 " ?sa?-- _ , NOTARIAL. SEAL Vivek Srivastava, Esq, Id. No. 202331 Jay B. Jones, Fsq, Id. No. 86651 OSBORNE JAMES E. E Peter J. Mukahy, Esq, Id. No. 61791 Andrew 1,. Sirivack, Esq, Id. No. 844.19 Notary Public.. COUNTY ON June McGuinness, Esq., Id. No. 90134 Chrisovalante P. Mites. Esq., Id. No. 94620 2 WEISSPORT BORO., CARB 'Expires Apr Commission Exp Joshua 1.Goirlmn,Esq„m.No.205047 Cour4enay R. Donn, Esq, Id. No. 206779 A d B C b E My n rew ram . W sq, M. No. 208375 One Penn Center at Sub. Station 7617 John F. Kennedy Blvd, Suite 1400 Philadelid", PA 191031814 (215)563.7000 ExmoT '? ;i?:t'II•I ? 0 u1012TGAGE CORPORATION PHS 71221109 !!tsI•e_N13.iN 1 ct'YLR K. GATTHER ? , '; PHAM k k' v 6. 141:ATHER K. GATTHER AT: )r:` ti-tul. REDALE ROAD <'P k3 ?S1 [-:, PA 17015-9463 AFFIDAVIT OF SERVICE CUMBERLAND COUNTY SERVICE TEAM/ kxc COURT NO.: 09.7844 CIVII, TERM TYPE OF ACTION XX Notice of Sheriff's Sale SALE DATE: 11/118/2010 SERVED known to HEATHER K. GAITfiER , Defendant on the _ day of , 20 at M., at in the manner described below: ,cr%onally served. J A!0 i % member with whom Defendant(s) reside(s). .0:, 'Pship is ]large of Defendant's residence who refused to give name or relationship. s:: c.,erlClerk of place of lodging in which Defendant(s) reside(s). r,erson in charge of Defendant's office or usual place of business. an officer of said Defendant's company. ;te Height Weight Race Sex __ Other _ a competent adult, being duly sworn according to law, depose and state that T personally orrect copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned n ; ;,nd at the address indicated above. ?., ,.,ascribed day By: ?1 NOT SERVED j0j*, toy of V40M66R, 2010, at q(I o'clock A. M., Defendant NOT FOUND because: Does Not Exist _ Moved _ Does Not Reside (Not Vacant) v. ,,A, ; r un at at i fused uc,: ]bed day w By: °..;, !5i ARNEY FOR LAINTIFF laweeoQ T. PhdrR q., Id. Nw 32227 F=wk S. ILMOON, Req., !d. No. 62495 Mid * M. endranl, Fay Id. N& WO JUM T. Ranee, F.eq., X No. 58745 medal R SW-jwk Egg, Y Na 917W mmR°>?? N No. %%* sdWa1kM Eaq., Id. N& 28Pd31 Y Jq a Jawa, flq., la. No 86657 PdW J. MaWky, seq., N. No.61791 CH 7, 2013 Andeew L Spin , Eey Id. No. U439 Jame McWneee, Fay, 1d Ns 9813! Ctilbmbmk P. Fikaa, Ep., 13 Nw 94610 JoEbw 1. GoY4nq Fay A W 2MV Ceeeney R Dann, Req., Id. Nw MUM Aadlew C. Benildl,Fa?, Id. Na 108775 1617 w?co NSdeelsae Sle 20 eaeedy 111,a1.., Solve 1410 PWbddpWo, PA 191031814 (24563-700 Mr-MilBIT 11 A AFFIDAVIT OF SERVICE PLAINTIFF CUMBERLAND COUNTY PHH MORTGAGE CORPORATION PHS # 221109 DEFENDANT SERVICE TEAM/ kxc HEATHER K. GAITHER COURT NO.: 09-7544 CIVIL TERM AMANDA T. PHAM SERVE HEATHER K. GAITHER AT: TYPE OF ACTION 1404 NORTH 2ND STREET XX Notice of Sheriffs Sale HARRISBURG, PA 17102 SALE DATE: 12/08/2010 SERVED Served and made known to HEATHER K. GAITHER , Defendant on the _ day of , 20 , at o'clock _. M., at in the manner described below: - Defendant personally served. Adult family member with whom Defendant(s) reside(s). Relationship is - Adult in charge of Defendant's residence who refused to give name or relationship. - Manager/Clerk of place of lodging in which Defendant(s) reside(s). - Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. Other: Description: Age Height Weight Race Sex Other 1, , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this day of _, 20_. Notary: By: ;A ?? l NOT SERVED On the 1L day ofe'?? , 2010_, at?: 30 o'clock e. M., Defendant NOT FOUND because: _ Vacant _ Does Not Exist -Moved _ Does Not Reside (Not Vacant) No Answer on ld13110 at 3: y0ft A11110 _at _ 130PM Service Refuse®ID 1p 4:05-em I X Other: W Qyid.P? 4r,;65 cJjC,,mcnlldror cal a., a ?vta( vNO??ce??r., y? a 1 r.? r, IVe??ls?ivr Sworn to and subsc 'bed 0?1 10124119 S *k5 the ka5 AD?-- Spe-7 0-! Die a+ +41e uPerr>tr?.><h? ?'? Sevu>? before me t 's day J of '& ?. By; 1Jva4f5• TkE rvta;Ibdr "s ' t'}v?.d1 ' w•'>t?1 1MA'or? COEAMONWEALTH OF PENNSYLVANIA Notarial seal PamelaJ. Bowen, Notary Public Lower Maoungie Twp., Lehigh County My Commission Expires Jan. 25, 2011 Member, Pennsylvania Association of Notaries II III?JlTORNEYFORPL as ?st?? OA 161261l) a1tryp,C. Lawrence T. Phelan, Esq., Id. No. 32227 Frauds S. Hallinen, Fsq., Id. No. 62695 Daniel G. Sehodp& Esq., Id. No. 62205 Mk:hde M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jari, Esq., Id. No. 81760 Jenine R Davey, Esq., Id. No. 87077 Lauren R. Taber, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spiv ,* Esq., Id. No. 84439 Jshae McGuk,ness, Esq., Id. No. 90134 Chrlsovadaute P. FBakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id No. 205147 Courienay R. Dunn, Esq., M. No. 206779 Andrew C. Bramblett, Era., Id. No. 208375 1617 John FF Kennedy Blvd., suite 1400 Philadelphia, PA 19103-1814 (215)563-7000 PHIS$ AFFIDAVIT OF GOOD FAITH INVESTIGATION File Number: 221109 Attorney Firm: Phelan, Hallinan & Schmieg, LLP Subject: Heather K. Gaither & Amanda T. Pharr Property Address: 385 Mooredale Road, Carlisle, PA 17015 Possible Mailing Address: (Heather K. Gaither) 1404 North 2nd Street, Apartment 1, Harrisburg, PA 17102 (Amanda T. Pham) 921 Monroe Street, Harrisburg, PA 17113 I, being duly sworn according to law, do hereby depose and state as follows, an investigation into the whereabouts of the above-noted individual(s) was conducted and the following has been discovered: 1. CREDIT INFORMATION A. SOCIAL SECURITY NUMBER Our search verified the following information to be true and correct Heather K. Gaither - xxx-xx-2261 Amanda T. Pham - xxx-xx-3417 B. EMPLOYMENT SEARCH Heather K. Gaither & Amanda T. Pham - A review of the credit reporting agencies provided no employment information. C. INQUIRY OF CREDITORS Our inquiry of creditors indicated that Heather K Gaither reside(s) at: 13 Tiffany Lane, Lebanon, PA 17046 & Amanda T. Pham reside(s) at: 385 Mooredale Road, Carlisle, PA 17015. Il. INQUIRY OF TELEPHONE COMPANY A. DIRECTORY ASSISTANCE SEARCH Our office searched directory assistance databases, which indicated that Amanda T. Pham reside(s) at: 385 Mooredale Road, Carlisle, PA 17015, however had no listing for Heather K. Gaither. On 11-29-10 our office made several telephone calls to the subject's phone number (717) 701-8226 and received the following information: answering machine. B. On 11-29-10 our office made several telephone calls to a possible phone number of the subject(s) (717) 982-1152 and received the following information: answering machine. On 11-29.10 our office made several telephone calls :to a possible phone number of the subject(s) (717) 982-6790 and received the following information: no answer. III. INQUIRY OF NEIGHBORS On 11-29-10 our office made several phone calls in an attempt to contact Marianne T. Basile (717) 245.2731, 383 Mooredale Road, Carlisle, PA 17015: answering machine. On 11-29-10 our office made several phone calls in an attempt to contact Charles G. Bear Jr. (717) 249-1993,384 Mooredale Road, Carlisle, PA 17015: answering machine. On 11-29-10 our office made several phone calls in an attempt to contact Gary L. Rhoads (717) 243- 2685,388 Mooredale Road, Carlisle, PA 17015: answering machine. On 11-29-10 our office made several phone calls in an attempt to contact D. Gessic (717) 695-9505, 1400 North 2nd Street, Harrisburg, PA 17102: answering machine. On 11-29-10 our office made several phone calls in an attempt to contact L. Morris (717) 214-9920, 1401 North 2nd Street, Harrisburg, PA 17102: no answer. EXITV!3171 91 On 11-29-10 our office made aphone call in an attempt to contact John Wilson (717) 525-8867,1406 North 2^d Street, Harrisburg, PA 17102: disconnected. On 11-29-10 our office made several phone calls in an attempt to contact Afton L. Doyle (717) 982- 6403, 917 Monroe Street, Harrisburg, PA 17113: no answer. On 11-29-10 our office made several phone calls in an attempt to contact Susan N. Shughart (717) 939-9023,918 Monroe Street, Harrisburg, PA 17113: answering machine. On 11-29-10 our office made several phone calls in an attempt to contact Jared I. Borges (717) 985- 1057,922 Monroe Street, Harrisburg, PA 17113: answering machine. IV. ADDRESS INQUIRY A. NATIONAL ADDRESS UPDATE On 11-29-10 we reviewed the National Address database and found the following information: Heather K. Gaither -1404 North 2^d Street, Apartment 1, Harrisburg, PA 17102 & Amanda T. Pham - 921 Monroe Street, Harrisburg, PA 17113. B. ADDITIONAL ACTIVE MAILING ADDRESSES Per our inquiry of creditors, the following is a possible mailing address: (Heather K. Gaither) 1404 North 2-d Street, Apartment 1, Harrisburg, PA 17102 & (Amanda T. Pham) 921 Monroe Street, Harrisburg, PA 17113. V. OTHER INQUIRIES A. DEATH RECORDS As of 11-29-10 Vital Records and all public databases have no death record on file for Heather K. Gaither & Amanda T. Pham. VI. ADDITIONAL INFORMATION OF SUBJECT A. DATE OF BIRTH 1-leather K. Gaither - 05-22-1983 Amanda T. Pham - 04-14-1982 B. A.K.A. Heather T. Gaither * Our accessible databases have been checked and cross-referenced for the above named individual(s). " Please be advised our database information indicates the subject resides at the current address. I certify that the foregoing statements made by me are true. I am aware that if any of the foregoing states made by me are willfully false, I am subject to punishment. I hereby verify that the statements made herein are true and correct to the best of my knowledge, information and belief and that this affidavit of investigation is made subject to the penalties of 18 Pa C.S. rel ; oot fa Lion to authorities. Sworn to and a?be?ine!2 , day of1N'\. • 2.rgD The above information is obtained from available public records and we are only liable for the cost of the affidavit. M END ESTRADA NOMARYPl1 KOFNFaNJSM GomttWttf.>tQi M 1?1CM11 E9C I Im1 PHELAN HALLINAN & SCHMIEG, L.L.P. Suite 1400 One Penn Center Plaza at Suburban Station Philadelphia, PA 19103 215-563-7000 Main Fax: 215-563-7009 E-mail Kristin.Cooke@fedphe.com Kristin M. Cooke, 1271 Service Department Representing Lenders in Pennsylvania and New Jersey December 8, 2010 HEATHER K. GAITHER 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 RE: PHH MORTGAGE CORPORATION vs. HEATHER K GAITHER and AMANDA T. PRAM Premises Address: 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463 Cumberland County, No. 09-7844 CIVIL TERM Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion for Special Service and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking concurrence with the requested relief that is, Special Service. Please respond to me within one week, by DECEMBER 15, 2010. Should you have any further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Very truly yours, kriltir; M. ooke for Phelan, Hallinan & Schmieg LLP 12 EXHIBIT C N w ct:s •o c r z w ? N r "? O ?O oo J O\ l1i .a w N Q CA * z •'1 ? x nc°L P3 w ? ? H a ?? oy ? a 10, o H ?o H w O a ? a N ? ' r yy Z d Az • ° a H ? M O•'C M O O Q t & -e • Cn Fn co a $ v o 0 9 y N nJi ? s Q o E. 0* o ? n y 0O y Q • N e Q e. 0 ' s R y .*s Poft ?7 g =` r? .??' ~N f- [ . wsr Z ? p7pT Y RO{MES ot 3gut $01.26 9. p' ? a 3 021M j " 0004277256 DEC08 2010 LED FROM ZIP CODE 1 910 3 MAI 6'~v " O as I I a,?b •o o ? ? c0 C-n 0 o h Cq b aA °o PHELAN HALLINAN & SCEHONNG. LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney for Plaintiff PHH MORTGAGE CORPORATION VS. HEATHER K. GAITHER AMANDA T. PHAM Court of Common Pleas Civil Division Cumberland County No. 09-7844 CIVIL TERM MEMORANDUM OF LAW Pa. R.C.P. 430 specifically provides: (a) If service cannot be made under the applicable rule, the plaintiff may move the Court for a special order directing the method of service. The Motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the Defendant and the reasons why service cannot be made. Note: A Sheriffs return of "Not Found" or the fact that a Defendant has moved without leaving a new forwarding address is 6 insufficient evidence of concealment. Gonzales vs. Polis, 238 Pa. Super. 362, 357 A.2d 580 (1976). "Notice of intended adoption mailed to last known address requires a good faith effort to discover the correct address." Adoption of Walker, 468 Pa. 165, 360 A.2d 603 (1976). An illustration of good faith effort to locate the defendant includes (1) inquires of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the Defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. (b) (1) If service of process by publication has been authorized by rule of civil procedure or order of court, the publication shall be by advertising a notice of the action once in the legal publication, if any, designated by the court for the publication of legal notices and in one newspaper of general circulation within the county. The publication shall contain the caption of the action and the names of the parties, state the nature of the action and conclude with a notice. (b) (2) When service is made by publication upon the heirs and assigns of a named former owner or parry in interest, the court may permit publication against the heirs or assigns generally if it is set forth in the complaint or an affidavit that they are unknown. As indicated by the attached Affidavit of Return of Service, marked hereto as Exhibit "A", the Plaintiff has been unable to serve the Notice of Sale. A good faith effort to discover the whereabouts of the Defendant has been made as evidenced by the attached Affidavit of Reasonable Investigation, marked Exhibit "B". WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order pursuant to Pa. R.C.P. 430 directing service of the Notice of Sale by first class mail, certified mail, by posting of the mortgaged premises and by publication pursuant to Pa. R.C.P. 430. Date: l? Respectfully submitted, Phelan Hall* S hmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 / Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 Attorneys for Plaintiff 8 VERIFICATION The undersigned hereby states that he/she is the Attorney for the Plaintiff in this action, that he/she is authorized to make this Affidavit, and that the statements made in the foregoing MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that the statements made are subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Date: ) ? (? 19 Respectfully submitted, Phelan Hallinan chmieg, LLP By: Lawrence T. , Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 / Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 Attorneys for Plaintiff 9 PHELAN HALLINAN & SCH MG, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenne R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Attorney for Plaintiff Court of Common Pleas Civil Division VS. Cumberland County No. 09-7844 CIVIL TERM HEATHER K. GAITHER AMANDA T. PHAM CERTIFICATION OF SERVICE I hereby certify that a copy of the Motion for Service Pursuant to Special Order of Court, Memorandum of Law, proposed Order and attached exhibits have been sent to the individual as indicated below by first class mail, postage prepaid, on the date listed below. HEATHER K. GAITHER: 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 10 The undersigned understands that this statement is made subject to the penalties of 18 PA C.S. 4904 relating to un-sworn falsification to authorities. Respectfully submitted, Date: Phelan Hallinan & Sdunieg, LLP By: Lawrence T. , Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 / Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Allison Wells, Esq., Id No. 309519 Attorneys for Plaintiff 11 • I DEC 2 0 2010 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PHH MORTGAGE CORPORATION VS. HEATHER K. GAITHER AMANDA T. PHAM ORDER Civil Division No. 09-7844 CIVIL TERM Na AND NOW, this - day of _ ? P /" , 2010, upon consideration of Plaintiff s Motion for Service Pursuant to Special Order of Court, it is hereby ORDERED and DECREED that said Motion is GRANTED. It is further ORDERED and DECREED that Plaintiff may obtain service of the Notice of Sale and all future pleadings on Defendant, HEATHER K. GAITHER by: 1. Posting of the premises: 385 MOOREDALE ROAD, CARLISLE, PA 17015- 9463. 2. First class mail to HEATHER K. GAITHER and AMANDA T. PHAM at the last known address, 1404 NORTH 2ND STREET, HARRISBURG, PA 17102, and the mortgaged premises located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463; and 3. Certified mail to HEATHER K. GAITHER and AMANDA T. PHAM at the last known address, 1404 NORTH 2ND STREET, HARRISBURG, PA 17102 and the mortgaged premises located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463; and 4. Publication in accordance with PA. R.C.P. 430. BY THE COURT• ?' ) CARLISLE, PA 17015-9463 221109-KXC MIA ? 2 04 Vfti 1 J. Cc: HEATHER K. GAITHER and AMANDA T. PHAM ha'`,ip0- 385 MOOREDALE ROAD` ,mf1?? Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq, Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmie , Esy., Id. No. 62205 Michele M. BraZrd, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq. Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq. Id. No. 202331 Jay B. Jones, Esq. Id. No. 86657 Peter J. Mulcahy, 1sq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fltakos, Esq. Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq.; Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 PHH MORTGAGE CORPORATION Plaintiff, V. HEATHER K. GAITHER AMANDA T. PHAM Defendant(s). r IL A°07FIt'?, ??A w.d r,. T1 . ?, ?icHO i.J t s.. 1 cut;aE LAND COU ITY t 'SYL` A,NIA CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 09-7844 AFFIDAVIT OF SERVICE OF NOTICE OF SHERIFF'S SALE PURSUANT TO P.R.C.P., 404(2)/403 I hereby certify that a true and correct copy of the Notice of Sheriff Sale in the above captioned matter was sent by regular mail and certified mail, return receipt requested, to HEATHER K. GAITHER & AMANDA T. PHAM on JANUARY 12, 2011 at 285 MOOREDALE ROAD, CARLISLE, PA 17015 & 1404 NORTH 2ND STREET, HARRISBURG, PA 17102 in accordance with the Order of Court dated DECEMBER 21, 2010. The property was posted on JANUARY 14, 2011. Publication was advertised in CUMBERLAND LAW JOURNAL on JANUARY 21, 2011 & in THE SENTINEL on JANUARY 12, 2011. The undersigned understands that this statement is made subject to the penalties of 18 PE.S. §4904 relating to the unsworn falsification to authorities. Dated: p q t PHELAN HALLI SCHMIEG, LLP By: Lawrence elan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 / Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff O O d 7 x U a a z? a x 0. a a ? M CIO =a a U a_b b Oa ii ? y b d L y ''ttbw zeo w £ 0 l6 L 3000 dIZ WOb3 0311M a 6Loz Z4NVP 99ZLLZb000 089' W $ M z o 5pta A3Nlld mmummw? Z O ?dy? ?1s a od ? on c 0 y Q. d $ Sa 04 '? a° w H 0 M a?v M ?? ?:Wo Wo w •- F a a ? o v o ?F N :5 .4 2 Aa ? a Aad, F ? NG7 wNG7 Ex w x a0 oti a w ? ? ? wa? x ear z ? a 8 z w ; ; CD :l 50 x ? o? u le u -4 H C? • • * * * * ar + * ?, * ?t w * • it * * * * it at it * it it * * it it it ?r z w T o? aN N t+l h n 00 O? C N M Z y o? U 7178 241' 6099 0074 6606 3 / LXH RESTRICTED DELIVERY HEATHER K. GAITHER 385 MOOREDALE ROAD CARLISLE, PA 17015-0000 --fold here (regular) -- fold here (6x9) --fold here (regular) USPS - Track & Confirm Track & Confirm Search Results Label/Receipt Number: 7178 2417 6099 0074 6606 Expected Delivery Date: January 15, 2011 Class: First-Class MailO Service(s): Return Receipt Electronic Status: Delivered Your item was delivered at 12:35 pm on January 14, 2011 in PHILADELPHIA, PA 19101. Detailed Results: • Delivered, January 14, 2011,12:35 pm, PHILADELPHIA, PA 19101 • Arrival at Unit, January 13, 2011,11:39 am, PHILADELPHIA, PA 19104 • Acceptance, January 12, 2011, 5:26 pm, PHILADELPHIA, PA 19102 • Electronic Shipping Info Received, January 12, 2011 Nutification 00ons Return Receipt (Electronic) Verify who signed for your item by email. Go > Page 1 of 1 Track $ Confirm ---- Enter Label/Receipt Number. Situ Map Customer Service Forms Gov't ervices Cai_eers ?'nvcacv o iev Terms of Use Business Customer Gateway Copyrlgh#CrJ 2010 U5P5. All Rights Reserved. No FEAR Act EEO Data 'flit=. http://trkcnfrm 1. smi.usps.com/PTSIntemetWeb/InterLabellnquiry.do?strOrigTrackNum=71... 3/3/2011 7178 2417 6099 0074 6644 3/LXH AMANDA T. PHAM RESTRICTED DELIVERY 385 MOOREDALE ROAD CARLISLE, PA 17015-0000 --fold here (regular) -- fold here (6x9) --fold here (regular) USPS - Track & Confirm Page 1 of 1 UNaWSTAMS AMMOSTAL Se Home I H@ID I Sion In Track & Confirm FA Qs Track & Confirm Search Results Label/Receipt Number: 7178 2417 6099 0074 6644 Expected Delivery Date: January 15, 2011 Class: First-Class Mail® Service(s): Return Receipt Electronic Status: Delivered Your item was delivered at 4:55 pm on January 23, 2011 in PHILADELPHIA, PA 19103. Detailed Results: • Delivered, January 23, 2011, 4:55 pm, PHILADELPHIA, PA 19103 • Arrival at Unit, January 22, 2011,11:43 am, PHILADELPHIA, PA 19104 • Acceptance, January 12, 2011, 5:26 pm, PHILADELPHIA, PA 19102 • Electronic Shipping Info Received, January 12, 2011 Nofifitcation Options Return Receipt (Electronic) Verify who signed for your item by email. Go y Track & Conftn Enter Label/Receipt Number. r' ?r yy Site Mao Cstamer Service Forms Gov't Services Careers rrivacy ?Iohcy Terms of se Business Customer Gatew Copyright(O 2010 LISPS. All Rights Reserved. No FEAR Act EEO Data r O http://trkcnfrm 1. smi. usps. comIPTSIntemet WeblInterLabellnquiry. do?strOrigTrackNum=71... 3/3/2011 Il AI III YIN 7178 2417'6099 0074 6620 3 / LXH RESTRICTED DELIVERY HEATHER K. GAITHER 1404 NORTH 2ND STREET HARRISBURG, PA 17102-0000 --fold here (regular) -- fold here (6x9) --fold here (regular) USPS - Track & Confirm Search Results Label/Receipt Number: 7178 2417 6099 0074 6620 Expected Delivery Date: January 15, 2011 Class: First-Class Mail® Service(s): Return Receipt Electronic Status: Delivered Your item was delivered at 1:52 pm on February 14, 2011 in PHILADELPHIA, PA 19103. Detailed Results: • Delivered, February 14, 2011,1:52 pm, PHILADELPHIA, PA 19103 • Arrival at Unit, February 12, 2011,12:32 pm, PHILADELPHIA, PA 19104 • Unclaimed, February 07, 2011, 4:52 pm, HARRISBURt , PA • Forwarded, January 14, 2011, 9:38 am, HARRISBURG, PA • Acceptance, January 12, 2011, 5:26 pm, PHILADELPHIA, PA 19102 • Electronic Shipping Info Received, January 12, 2011 ficatt?n Options Return Receipt (Electronic) Verify who signed for your item by email. Ga s Site Map Customer Service Forms Gov't Services Careers 'vs:y Paiicy CopyrightO 2010 USPS. All Rights Reserved. No FEAR Act EEO Data FOIA Page 1 of 1 Track & Confirm Enter LabeVReceipt Number. Terms of Use Business Customer Gateway f http://trkcnfrm 1. smi.usps.corn/PTSIntemetWeb/InterLabelInquiry. do?strOrigTrackNum=71... 3/3/2011 7178 2417'6099 0074 6651 3/LXH AMANDA T. PHAM RESTRICTED DELIVERY 1404 NORTH 2ND STREET HARRISBURG, PA 17102-0000 --fold here (regular) -- fold here (6x9) --fold here (regular) USPS - Track & Confirm Search Results Label/Receipt Number: 7178 2417 6099 0074 6651 Expected Delivery Date: January 15, 2011 Class: First-Class MaWD Service(s): Return Receipt Electronic Status: Delivered Your item was delivered at 10:39 am on January 21, 2011 in PHILADELPHIA, PA 19103. Detailed Results: • Delivered, January 21, 2011,10:39 am, PHILADELPHIA, PA 19103 • Arrival at Unit, January 19, 2011, 11:51 am, PHILADELPHIA, PA 19104 • Addressee Unknown, January 14, 2011, 9:38 am, HARRISBURG, PA • Acceptance, January 12, 2011, 5:26 pm, PHILADELPHIA, PA 19102 • Electronic Shipping Info Received, January 12, 2011 Nofification Options Return Receipt (Electronic) Verify who signed for your item by email. 6cr> ` Site map Customer Service norms Gov't Services Careers Pri!. , Copyright* 2010 USPS. All Rights Reserved. No FEAR Act EEO Data P Page 1 of 1 Track ,& Carr Enter Label/Receipt Number. fir. tD° s "fens of Use Business Customer Gateway http://trkcnfrm 1. smi.usps.com/PTSIntemetWeb/InterLabellnquiry.do?strOrigTrackNum=71... 3/3/2011 • K N '12 \\ 0 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Viz January 21, 2011 Affrant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. s arie Coyne, Ed' or SWORN TO AND SUBSCRIBED before me this 21 day of January, 2011 J Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL NOTICE OF SHERIFF'S SALE In the Court of Common Pleas of Cumberland County, Pennsylvania NO. 09-7844 PHH MORTGAGE VS. HEATHER K. GAITHER & AMANDA T. PHAM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY NOTICE TO: HEATHER K. GAITHER & AMANDA T. PHAM Being Premises: 385 MOORE- DALE ROAD, CARLISLE, PA 17015- 9463. Being in DICKSON Township, County of CUMBERLAND, Common- wealth of Pennsylvania. 08-10-0626-028E. Improvements consist of residen- tial property. Sold as the property of HEATHER K. GAITHER & AMANDA T. PHAM. Your house (real estate) at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463 is scheduled to be sold at the Sheriff's Sale on FEBRUARY 2, 2011 at 10:00 A.M., at the CUMBER- LAND County Courthouse to enforce the Court Judgment of $205,833.57 obtained by, PHH MORTGAGE (the mortgagee), against the above premises. PHELAN HALLINAN & SCHMIEG, LLP Attorneys for Plaintiff Jan. 21 . • . s PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland Jackie Cox, Retail Sales Manager of The Sentinel, of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th, 1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues of THE SENTINEL on the following day(s): Ianuary 13, 2011 COPY OF NOTICE OF PUBLICATION awe , i@3Vst3- VIy N ilk t,id+ ., . Affiant further deposes that he/she is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statement as to time, place and character of publication are ue. ( 11? ?"V Sworn to and 2 1 ?rl I.1 My commission expires: before me this NOTARIAL SEA BAMBI ANN HECKENDORN Notary Public CARLISLE BOROUGH, CUMBERLAND CNN My Commission Expires Jan 27, 2014 Notary Public IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PHH MORTGAGE CORPORATION Civil Division VS. No. 09-7844 CIVIL TERM HEATHER K. GAITHER AMANDA T. PHAM ORDER AND NOW, this 4I`t day of , 2010, upon consideration of Plaintiffs Motion for Service Pursuant to Special Order of Court, it is hereby ORDERED and DECREED that said Motion is GRANTED. It is further ORDERED and DECREED that Plaintiff may obtain service of the Notice of Sale and all future pleadings on Defendant, HEATHER K. GAITHER by: 1. Posting of the premises: 385 MOOREDALE ROAD, CARLISLE, PA 17015- 9463. 2. First class mail to HEATHER K. GAITHER and AMANDA T. PHAM at the last known address, 1404 NORTH 2ND STREET, HARRISBURG, PA 17102, and the mortgaged premises located at 38.5 MOOREDALE ROAD, CARLISLE, PA 17015-9463; and 3. Certified mail to HEATHER K. GAITHER and AMANDA T. PHAM at the last known address, 1404 NORTH 2ND STREET, HARRISBURG, PA 17102 and the mortgaged premises located at 385 MOOREDALE ROAD, CARLISLE, PA 17015-9463; and 4. Publication in accordance with PA. R.C.P. 430. BY THE COURT: 1 tjj J tor) nu, / J. Cc: HEATHER K. GAITHER and AMANDA T. PHAM 385 MOOREDALE ROAD CARLISLE, PA 17015-9463 221109-KXC 2 AFFIDAVIT OF SERVICE PLAINTIFF CUMBERLAND COUNTY PHH MORTGAGE CORPORATION PHS # 221109 DEFENDANT SERVICE TEAM/ kxc HEATHER K. GAITHER COURT NO.: 09-7844 CIVIL TERM AMANDA T. PRAM SERVE AMANDA T. PHAM AT: TYPE OF ACTION 385 MOOREDALE ROAD XX Notice of Sheriffs Sale CARLISLE, PA 17015-9463 SALE DATE: 02/02/2011 **PLEASE POST PROPERTY IN ACCORDANCE WITH THE COURT ORDER** PLEASE POST BY 2/2/11*** SERVED Served and made known to AMANDA T. PHAM , Defendant on the A day of 1#44)"-Y, 20 t! , at 3d , o'clock. M., at3gS D Aft&#Ab.GQUI:IE?f??{ , in the manner described below: - Defendant personally served. - Adult family member with whom Defendant(s) reside(s). Relationship is - Adult in charge of Defendant's residence who refused to give name or relationship. - Manager/Clerk of place of lodging in which Defendant(s) reside(s). - Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. Other: PDSTfrp ?rQQ?fRf1/ . Descri Age Height Weight Race Sex Other I, tion: 7 IL a competent adult, being duly sworn according to law, depose and state that I personally AzIlao JaauFled a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subsc ibed before me this day KIMBERLY CURTY of 20A. NOTARY PUBLIC Notary: y: "OUT IRVEal STATE OF 13EW JERSEY SE? My COMMISSIONEXPIRES MARCH 7, 2013 On the 20_, at _ o'clock _. M., Defendant NOT FOUND because: ant _ Does Not Exist _ Moved _ Does Not Reside (Not Vacant) No Answer on at at Service Refused Other: Sworn to and subscribed before me this day of ,- By: Notary: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michel' M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheclal R. Shah-Jani, Esq., Id. No. 81760 Janine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jonas, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 .Joshua 1. Goldman, Esq., Id. No. 205047 Courlenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblelt, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 One Penn Center at Suburban Station 1617 John F. Kennedy Blvd., Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7010 N AFFIDAVIT OF SERVICE PLAINTIFF CUMBERLAND COUNTY PHH MORTGAGE CORPORATION PHS # 221109 DEFENDANT SERVICE TEAM/ kxc HEATHER K. GAITHER COURT NO.: 09-7844 CIVIL TERM AMANDA T. PHAM ' SERVE HEATHER K. GAITHER AT: TYPE OF ACTION 385 MOOREDALE ROAD XX Notice of Sheriff's Sale CARLISLE, PA 17015-9463 SALE DATE: 02/02/2011 **PLEASE POST PROPERTY IN ACCORDANCE WITH THE COURT ORDER** PLEASE POST BY 2/2/11*** SERVED Served and made known to HEATHER K. GAITHER , Defendant on the 144 day of TAAJAiq 20 t , at ?? , o'clock A. M., at ?r, N669".9 Rho K ¢ PA, in the manner described below: - Defendant personally served. - Adult family member with whom Defendant(s) reside(s). Relationship is - Adult in charge of Defendant's residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant's office or usual place of business. _ an o facer of said Defendant's company. Other: _ A V 9A ALN. Descri tion: Age Height . Weight Race Sex Other 1, LA a competent adult, being duly sworn according to law, depose and state that I personally Fetsm hmldsd a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. KIMBERLY CURTY Sworn to and subsc lbed NOTARY PUBLIC before me this II day STATE OF NEW RMEY ofN 20L. COMMISSION BXi'IRES MARCH 7,1013 Notary: By; NOT SERVED On the a _,20 at o'clock _. M., Defendant NOT FOUND because: Does Not Exist _ Moved _ Does Not Reside (Not Vacant) No sw on 0 at Service Refused Other: Sworn to and subscribed before me this day of? By: Notary: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradrord, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87177 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202131 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalanle P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblell, Esq., Id. No. 208375 Allison F. Wells, Esq., Id. No. 309519 One Penn Center at Suburban Station 1617 John F. Kennedy Blvd., Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 )3