HomeMy WebLinkAbout09-8146Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000 219136
BAC HOME LOANS SERVICING, L.P.
7105 CORPORATE DRIVE
PLANO, TX 75024
Plaintiff
V.
MICHAEL J. KOTZ
42 WEST WILLOW STREET
CARLISLE, PA 17013-3859
Defendant
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. 9
CUMBERLAND COUNTY
File #: 219136
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY ATTORNEY
REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
File #: 219136
1. Plaintiff is
BAC HOME LOANS SERVICING, L.P.
7105 CORPORATE DRIVE
PLANO, TX 75024
2. The name(s) and last known address(es) of the Defendant(s) are:
MICHAEL J. KOTZ
42 WEST WILLOW STREET
CARLISLE, PA 17013-3859
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 06/14/2006 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,
INC., AS A NOMINEE FOR FIRST RESIDENTIAL MORTGAGE NETWORK, INC
DB/A SUREPOINT LENDING which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Mortgage Book No. 1955, Page 2529. The
PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing
an assignment of same. The mortgage and assignment(s), if any, are matters of public
record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g);
which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if
those documents are of public record.
4. The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 06/01/2009 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 219136
6.
The following amounts are due on the mortgage:
Principal Balance $48,523.51
Interest $2,052.33
05/01/2009 through 11/19/2009
(Per Diem $10.11)
Attorney's Fees $1,300.00
Cumulative Late Charges $87.40
06/14/2006 to 11/19/2009
Cost of Suit and Title Search SSSZQQ
Subtotal $52,513.24
Escrow
Credit $0.00
Deficit $75.58
Subtotal $75-59
TOTAL $52,588.82
7
8.
If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may
be less than the amount demanded based on work actually performed. The attorney's fees
requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves
its right to collect attorney's fees up to 5% of the remaining principal balance in the event
the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the
action requires additional fees in excess of the amount demanded in the Action.
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
File #: 219136
9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rum Judgment against the Defendant(s) in the sum of
$52,588.82, together with interest from 11/19/2009 at the rate of $10.11 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
PHELAN HALLINAN & SCHMIEG, LLP
By ( c
awrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorneys for Plaintiff
File #: 219136
LEGAL DESCRIPTION
ALL THAT CERTAIN tract of land with the improvements thereon erected situate in the Third
Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, bounded and described in
accordance with a survey and plan thereof made by Thomas A. Neff, Registered Surveyor, dated
May 29, 1969, as follows:
BEGINNING at a point on the south side of West Willow Street 72.50 feet west of the southwest
corner of Willow Street and School Avenue; thence extending along land formerly of Norman F.
Brymesser, now or formerly of Mary Ellen Rynard, South 14 degrees West 110 feet to an iron pin
on the southern side of a 10 foot wide private alley; thence along the southern line of said alley,
North 76 degrees West 22 feet to an iron pin at a corner of land now or formerly of Albert L.
Keiser; thence along said land and passing through the center of a partition wall, North 14
degrees East 110 feet to a spike on the south side of West Willow Street aforesaid; thence along
the same, South 76 degrees East 22 feet to the point and place of BEGINNING.
PARCEL NO. 04-22-0483-095
PROPERTY BEING: 42 WEST WILLOW STREET
File #: 219136
The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that
Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the
time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to
Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge,
information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon
receipt.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S.
Sec. 4904 relating to unsworn falsifications to authorities.
c
rney for Plaintiff
DATE:
File #: 219136
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Phelan Hallinan & Schmieg, LLP Attorney For Plaintiff
1617 JFK Boulevard, SuW14 BLAND C 0 U N T
One Penn Center Plaza PENNSYLVANIA
Philadelphia, PA 19103
215-563-7000
BAC HOME LOANS SERVICING, Court of Common Pleas
L.P.
Plaintiff Civil Division
vs CUMBERLAND County
MICHAEL J. KOTZ No. 09-8146-CIVIL
Defendant
TO THE PROTHONOTARY:
PRAECIPE
Please withdraw the complaint and mark the action Discontinued and Ended without prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
? Please Vacate the judgment entered and mark the action Discontinued and Ended without prejudice.
? Please mark the in rem judgment Satisfied and the action Discontinued and Ended.
? Please Vacate the Judgment entered.
Date:
- -W & VLI?
SCHMIEG, LLP
Allison Fuels, Esq., Id. No.309519
Attorney for Plaintiff
PHS # 219136
Phelan Hallinan & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
BAC HOME LOANS SERVICING, L.P
Plaintiff
MICHAEL J. KOTZ
Defendant
v.
Attorney for Plaintiff
Court of Common Pleas
Civil Division
CUMBERLAND County
No. 09-8146-CIVIL
CERTIFICATION OF SERVICE
I hereby certify true and correct copies of the foregoing Plaintiffs Praecipe was served by
regular mail to the person(s) on the date listed below:
MICHAEL J. KOTZ
42 WEST WILLOW STREET
CARLISLE, PA 17013-3859
,7 421
Date:
PHELAN HALUGAN & SCHMIEG, LLP
L, .
-- Allison F. Wells, Esq., Id. No.309519
Attorney for Plaintiff
PHS # 219136