HomeMy WebLinkAbout04-2505
FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
ATTORNEY FOR PLAINTIFF
DEUTSCHE BANK, F/KIA BANKERS TRUST
COMPANY OF CALIFORNIA, N.A., AS TRUSTEE OF
MELLON MORTGAGE CRA MORTGAGE
8120 NATIONS WAY
BUILDING 100
JACKSONVILLE, FL 32256
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. ()I../ - ~ S"'ClS C/U.! L~VVJ
Plaintiff
v,
CUMBERLAND COUNTY
BRENDA L. EHLMAN
94 ASHFORD DRIVE
ENOLA, PA 17025
Defendant(s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attomey and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGffiLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle. PA t7013
(800)990-9108
File #: 89302
File #: 89302
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. ~ 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS AN
ACTION TO ENFORCE A LIEN ON REAL ESTATE.
1. Plaintiff is
DEUTSCHE BANK, F/KIA BANKERS TRUST COMPANY OF
CALIFORNIA, N.A., AS TRUSTEE OF MELLON MORTGAGE
CRA MORTGAGE
8120 NATIONS WAY
BUILDING 100
JACKSONVILLE, FL 32256
2. The name(s) and last known addressees) of the Defendant(s) are:
BRENDA L. EHLMAN
94 ASHFORD DRIVE
ENOLA, P A 17025
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3, On 12/14/1993 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to MELLON BANK, N.A. which mortgage is recorded in the
Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1186, Page
522. By Assignment of Mortgage recorded 7/17/98 the mortgage was assigned to
PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book No.582,
Page 913.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 11/01/2003 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 89302
6. The following amounts are due on the mortgage:
Principal Balance
Interest
10/0 1/2003 through 06/01/2004
(Per Diem $9.03)
Attorney' s Fees
Cumulative Late Charges
12/14/1993 to 06/01/2004
Cost of Suit and Title Search
Subtotal
$52,741.87
2,212.35
1,250.00
78.80
$ 550.00
$ 56,833.02
Escrow
Credit
Deficit
Subtotal
- 116.77
0.00
$- 116.77
TOTAL
$ 56,716.25
7. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's
Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be
charged.
8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) haslhave failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 56,716.25, together with interest from 06/01/2004 at the rate of$9.03 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
FEDERMAN,AND PHELAN, HP II I!
j) '<: /..JJ/.-;
By: /s/Fra~l&lr~lIalTIfian '
FRANK FEDERMAN, ESQUIRE
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #: 89302
ALL :rHA'1' CERTAIN pi~E or pnr~cl of land e1.tuate in t.he TOWTt5hip of Easl:.
PQnnsbo~, Count:y of CUR1berland~ and Comnonwealt.h of. PennsylvClnia. more
part.icularly bounded and described as fol1ous~ to wit:
PBGINNING a~ a point on the 5outhQ~n line of Ashf~d Drive (50 f~et wide) a~
t;.hllll ncrUleast.ern cor:ncr of Lot No~ 30 on the hereinaftQr mentioned pLan of
lots; thanCe along AshforQ O~ivQ the tollowi"9 I:.wo ~Qurses and distances;
(1) by b curve extending to the right in 8 northeascerly direction and having
a radiu$ of thirty (30) feQt~ en arc distance of th~ee ~nd sixty-two hundredths
(3_62) feet to a poin~; (2) North 80 dagrees 37 minute$ 30 58conds East. a
dis~ance of seventeen ~nd ~wo hUndred~h~ (17.02) feet to a point at Lot No.
32 on the hereinafter lnentioned plan of ~ots; then~e by ~ot No_ 32 Soueh 24
dog~~O$ 10 minutes ~5 ._econds East a dlstance of one hundred fo~~y-fou~ and
ei9~ty hundrodth~ (144_80) feot to a point at ~ot Mo.-16 as shown on Plan
Book 37~ Page 98, then~e by Lot No. 18 and Lot No. 17 on ~lan Book 37,
page 98 South 80 degrel~s 37 minutes 30 seeonds West: a distance of twent.y
and sixty-nin~ hurtdred~h~ (20.6~) feet to a point at Lot No. 30 on the
herainat:t;e..- mentioned f,lan of lots; thence by Lot No. 30 Not:'"th 24 degrees
10 minutes S5 seconds Ne$t, a distance ot one lwnared :forty-four .;and fifty-
seven hundredths (~44.!;7) feet. to a pointl the place of aEGINt:UNG.
B6ING Lot No. 31 on a J~inal subdivision Plan for RObe~t D. ~eiscnrin9 and
Donna ft. Leisenring tnade by D.P.. a...efenspergec ^s3oc;'iates as .finally revised
on sept.E!lJlber .3, 1980 arl.;t recordad in CUtnber1aT1d County Plan Book 3!iJ, Page 13
o::NTAINtNG 2,896 squaC(~ ~e@t. HAVING t.hereon erected a tOWnhou;:s:e being known
and' nwnberll!!d 94 ^shf'ord Deive. Enol{l, Pennsylvania.
UNDER AND SUB.1ECT~ nevElrthQ~as$# t,Q a fi:t'teen {1S) foot acc~ eaaell1ent and
a portion of .ea t\ol'eoty (20) .foot drainage easement as shOW(! on the above~et$cribed
pla.n.
aElNG ZHB SAMB PReMI~ which ~~me~ Carl Hetrick, a 3in91~ mah~ by his deed
dated OeCARVGI::' 291 1987. a.nd t'ecorded December 30~ 1987. .in the Of{iclii! of the
Recorder of Deeds. i" and for CUfaberland COUr'itYI in ~ Book c. volumeo 33~
Page Sl48~ grantlS!d and conveyed unto Joseph G_ Nadzom and Bonnie E~ Nadzom,
his wife. Grantoc~ herein.
-"-~"
PREKISESE BEING: 94 ASHFORD ~RIVE
VERIFICATION
E.Michele deCraen hereby states that she is ASSISTANT SECRETARY of ALLIANCE
MORTGAGE COMPANY mortgage servicing agent for Plaintiff in this matter, that she is authorized to
take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are true and correct to the best of her knowledge, infonnation and belief. The undersigned understands that
this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to
authorities.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2004-02505 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DUETSCHE BANK FKA BANKERS TRUS
VS
EHLMAN BRENDA L
SHANNON SHERTZER
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
EHLMAN BRENDA L
the
DEFENDANT
at 1830:00 HOURS, on the lOth day of June
, 2004
at 94 ASHFORD DRIVE
ENOLA, PA 17025
by handing to
SUZIE BOWMAN, ROOMMATE,
ADULT IN CHARGE
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Additional Comments
THERE IS NO SUCH ADDRESS AS RR1 BOX 590 ENOLA, PA.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
10.35
.00
10.00
.00
38.35
So Answers:
.r~~--
R. Thomas Kline
Sworn and Subscribed to before
06/14/2004
FEDERMAN & PHELAN
~l 01/7
Deputy Sh~i1ff
By:
me this :l.l...J.... day of
\ )#V--" db-a'{ A . D .
( L/, () )uJ;i'",~ LP-aJ7
lPfothonotary I 1 '
FEDERMAN AND PHELAN, LLP
"By: Prank Pederrnan, Esquire I.D. No. 12248
Lawrence T. Phelan, Esquire I.D. No. 32227
Prancis S. Hallinan, Esquire I.D. No. 62695
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
Attorney for Plaintiff
DEUTSCHE BANK,
FfKlA BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,
AS TRUSTEE OF MELLON MORTGAGE CRA MORTGAGE
Plaintiff
Court of Comrnon Pleas
CUMBERLAND County
No. 04-2505 CT
vs.
BRENDA 1. EHLMAN
Defendant( s)
PRAECIPE TO WITHDRAW COMPLAINT, WITHOUT PREJUDICE,
AND DISCONTINUE AND END
TO THE PROTHONOTARY:
Kindly withdraw the cornplaint filed in the instant matter, without prejudice, and rnark
this case discontinued and ended, upon payrnent of your costs only.
1 k J b1
Date ' I
~$1/)t/VJ l)jJj~
~~derrnan, Esquire
Lawrence T. Phelan, Esquire
Francis S. Hallinan, Esquire
Attorneys for Plaintiff
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