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09-8345
F IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff No: D I" ?3y s?` l vs. COMPLAINT IN CIVIL ACTION ANTONIO H ORTIZ Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 07501160 C N Pit KMJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. Civil Action No ANTONIO H ORTIZ Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 . 2. Defendant is adult individual(s) residing at the address listed below: ANTONIO H ORTIZ 710 LINWOOD ST NEW CUMBERLND, PA 17070 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX4225 . 4. Defendant made use of said credit card and has a current balance due of $3257.05 , as of November 13, 2009 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 24.900% per annum on the unpaid balance from November 13, 2009 . A copy of Plaintiff's Statement is attached hereto, marked as Exhibit 111" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , ANTONIO H ORTIZ , individually , in the amount of $3257.05 with continuing interest thereon at the rate of 24.900% per annum from November 13, 2009 plus costs. James C. a ro t,4' 524 WELTMAN INBERG & REIS CO., L.P.A. 436 Sev n Avenue, Suite 1400 Pittsb rg PA 15219 (412) 3 -7955 FAX: 1 -338-7130 0750 1 0 C N Pit KMJ This law firm is a debt collector atteming to collect this debt for our client and any information obtained will be used for that purpose. Saido anterior page y "tax CAROD POR FINAWAMENTO Trar=afones Saldo mwo FKN do P o mini $2,254.82 - $0.00 + $48.37 + $44.00 $2,347.19 a mo M pWnto $847.19 Jul. 04, 2008 May. 10, 2008 -Jun. 09, 2008 Ngina 1 de 2 5291-15241514-4225 Inh mwi6n sobm su cuenta LJNEA DE CR?DITO TOTAL ROTATORIA $1,500.00 LJNEA DE CRCDITO TOTAL ROTATORIA DISPONIBLE .$0,00 LIMITE DE C ?.WITO PARA ADELANTOS DE EFECTrVO $1,500,00 CREDITO DISPONIBLE PARA ADELANTOS DE EFECTrVO $0.00 Cafgos por Finan damienbD (Fevorvw b rtforrrecm n"nte a*rb) Tasa spiced Tara pen APR Carr GMW M Corrpras $2287 02 0.06M% D 24 90X, $4837 EWMO $0.00 0.058 % D 24.9D% 50 00 TASA DE fN MIft ANUAL apiada on esb perfodo de fackwadon: 200% Q ASU SISWO 14WAI 20114 Pee corn vmme mn al Depeterrerb da Serym d Cie a p" mputw dreib o mdw1oc6 atatepta 0 Fnvb sus pegos a: Ctpiz Ow D (LGA),NA- P O Borz 70884 - awbaa, NC 2827 -M Emit sus pregunt a a: Capid Ore- P 0. Bsc 30265 -Sat Ldp City, Ur 841300285 PN,a PUN 1r) MLN% LSIA(AN I1W Su aenta esto atrasada en see pagos Si donne su cwnta en perdu por atraso en el pop o pa no efectarbs, bs cargos Pa firrarcenlentos conb arm au ndwd3se Tome 6s maddas reoesmw ahora memo pia evttar que esb suo%b Efectue el pap mire w que gxrece en su estado de, aenta o lamenm grata al I SW 955.6oyt J Estamos acpi pare ayudarle Reapere el W*ol de su aedito con Captal One Avso ImportanW Seg m be termnos que se le =nmi eon anterwnnente, a pa4r de ahors su cuersa cakfica pare gran un aunenb an las bases de nteres angles Sin embargo Capial One he opt Kb por w naen enlar sus tases de rieres sm ales Recuercle quo st no mm*" su cuade d da, Capial One se reserve el deecfw de aumerttar sus tasas de- nWes anuales en el futuro. Paw om bps y aiustea Tmnsarxdones 1 03M PAST DUE FEE S3900 2 09 M CAPITAL ONE MONTF LY NUABER FEE $5-00 Su coatis e* dasad3 9D dias y se suspardo su cobertwa de Ptoba on de Pages Segn su Aarerdo de Protomm de Pages. le coborbra y d Cargo mermtal a su amy!a se msWacerhn in vez qis esb dele de toner to aiaso d: 90 dims Ustod todavia puede ser degi)le Para bs bendws cue se pagarlan a su aenha por bs s warns de perdd3 descrins an su Aaerdo do Pole= de Pagoo Para ver st su sliwm coifica Para bowbos, lame a Stonsbndga Benefit Sorvlces d I-W 5274M Su cuenk he sobrepaserb su linete de aedb Pero eater cargos adaxela, pa scbrepasar el limb d? aedb, pague b sd cents pare qr su salrb esb pa dmbap dm su lime, d' aed b wnedafmnente, y ese%xsse quo se n®nbrga por debap de su lmte de atrdto. Aseguese de War en a to Dziquler copra, colas y cargos pa fratcamwb fubxos Se le tmptso un cargo pcr atlaso on el poo purge ro re*rnos su pago mirvmo pare to We de vernrmenb En el fuiro pare evdw qro se ia rrparga este cargo, le recomandsrwa ge envie su pap om urn einbc{oaaen eb pa b menus de 7 des klborables, pare qre Capital One b recba a tempo DEVUELVA EL 51GUIENTE CUPdN CON SU PAGO U OBTENGA ACCISO A mMNw.C'APrrALONE.COM PARA PAGAR ROR LA INTERNET 7501160 '.?,,??aa??,,???? 0 5291152415144225 09 2347190100000847192 C41j •' 01je what's m your wallet7" Fedw de Wwwro de Cuenhe 5291-1524-1514-4225 Saldo nueyo Pa9D minimo vendmient0 "Ue aequer arnbto de daecd6n o de drecu6n de. el ctr ntco en tetra de molde con tints newa o azul. C$2,347.19 $847.19 JUI. 04, 2008 oftcrion PAGUE POR LO MENOS ESTA CANTIDAD raWbw defcAbwrde Oho &-Aftm Total adjunto #9016291019955515# MAIL ID NUMBER ANTONIO H ORTIZ Capital one Bk(USA),NA 600 MARKET ST P•o• Box 70664 Itli,luillliilnllrrl SUNBURY, PA 17601-2340 Charlotte, NC 28272-0884 Intl?lntlln?rllnnu??n?tln??u?n???ud?nd?nn?n?? IIIIIIIIIIIIIIIIIIIIIIIIIIIIs IIII Ioil rlulrr11111111111111111 We Su pago Per correo on el sobre aCItMto y reaerde esaibir su ntimero de aenta en su cheque o giro postal a nombre de Capital One Bk(USA),NA. Please write your aocount number on your check or money order made payable to Captal One Bk(USA),NA and mall with this coupon in the enclosed envelope. PROTHONOTARY CUMBERLAND CO CAPITAL ONE BANK (USA), N.A., Plaintiff, V. ANTONIO H ORTIZ Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief Dated: Sierra Fenner A049 WELTMAN, WEINBERG & REIS CO., L.P.A. r FILE ?F NOTARY 2099 DEC -3 AM I I : '.1 2 P .. r LV v .. 07 8, d pd-&A i cK i? #;3 7V j 3,3 -7 k7 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA CAPITAL ONE BANK (USA),NA, Plaintiff, v. ANTONIO H. ORTIZ, Defendant. c~ ~. _ 6.i~ CIVIL ACTION -LAW - ~ =~' rya ~ ~:' - . _, 'v'^~ DOCKET N0.09-8345 Civil Tei~r%- _ ~ - - . . ~ . PRAECIPE Please enter my appearance for the Defendant in the above. Date: ~ ~? ~~l eoffrey M.Biringer 401 E.Louther Street Carlisle,PA 17013 (717)243-9400 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA CAPITAL ONE BANK (USA),NA, Plaintiff, v. ANTONIO H. ORTIZ, Defendant. CIVIL ACTION -LAW r.: ,.~, -~-; - . - ~, -~ -:-t.: -; , - DOCKET N0.09-8345 Civil Terris ~ • r.,- ~{ i .~-- ::~ PRELIMINARY OB.TECTIONS TO COMPLAINT Defendant moves for the dismissal of Plaintiff's Complaint, and as grounds therefore avers the following: Preliminary Objection Pursuant to Pa. R. Civ. P. No. 1028(a)(4) (Demurrer) 1. Plaintiff filed a Complaint demanding damages in the amount of $3,257.05, plus costs, and interest and attorney fees. 2. Plaintiff alleges it is owed certain funds by Defendant for his use of a credit card. 3. The Complaint fails to attach any agreement between the Defendant and the Plaintiff, and the agreement would form the very core of Plaintiff's case. 4. The Complaint fails to allege any agreement with the Defendant on the amounts due or the terms of the agreement, other than one summary billing statement, so as to support a theory of an account stated, or to allege how Defendant was unjustly enriched by the extension of credit. 5. The Complaint fails to provide any documentation or accounting of charges allegedly made by the Defendant, which would support Plaintiff's claim of damages, such as a breakdown of charges, payments and interest, so that Defendant could bring a Motion for Summary Judgment based upon affirmative defenses such as the Statute of Limitations and/or counterclaims. Preliminary Objection Pursuant to Pa. R. Civ. P. Nos 1019(h)and(i) and 1028(a)(3) (Insufficient Specificity in Pleading) 6. Paragraphs 1 - 5 are incorporated hereinafter by reference hereto. 7. The Complaint contains alleged claims for money owed, but fails to specifically account for the purported sums outstanding and for the amounts of payments made. 8. The Complaint fails to be specific as to the allegations of the amount due and owing, and to state specific services or goods purchased by Defendant. 9. Even if an agreement was implied rather than written, Plaintiff has failed to specifically plead the date of default and provide an accounting of the amounts paid pursuant to an implied contract. 10. Plaintiff fails to state specifically how Defendant was enriched by the use of credit and fails to account for any payments made pursuant to a written agreement, a contract implied in law, or a theory of unjust enrichment. 11. Defendant is entitled to know how he has been enriched by the provisions of goods and or services and how payments have been applied to any alleged goods or services provided. Preliminary Objection Pursuant to Pa. R. Civ. P. No. 1028(a)(2) (Failure to Attach a Writing) 12. Paragraphs 1- 11 are incorporated hereinafter in reference hereto. 13. The Complaint fails to attach a signed copy of the purported agreement between the creditor and the Defendant. WHEREFORE, Defendant prays that these Preliminary Objections be sustained and the Defendant's Complaint be dismissed with prejudice. Date: l/Z-? ~~lv Respectfully submitted: MidPenn Legal Services Attorneys for Defendant BY: ~ ~ t Geoffrey M. Biringer, Esquire 401 E. Louther Street Carlisle, PA 17013 (717) 243-9400 ID#18040 CERTIFICATE OF SERVICE I, Geoffrey M. Biringer, being a member in good standing of the Bar of Pennsylvania, hereby certify that I served a true and correct copy of the foregoing Preliminary Objections To Complaint on this 27th day of January 2010, by placing same in the United States mail, first class, postage prepaid, addressed as follows: James C. Warmbrodt, Esquire Weltman, Weinberg, & Reis 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 ~, By. , Geoffrey M. Biringer Attorney for the Defendants 401 E. Louther Street Carlisle, PA 17013 (717)243-9400 Supreme Court ID#18040 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION yea* . CAPITAL ONE-BANK (USA),NA, Plaintiff, v. ANTONIO H. ORTIZ, NO.: 09-8345 cr ~ o ~ -° ado ~ o ~ -*~ ~~ ~ ~ ~x `~' °o ~° ~ o i ~ o ~ o~ . c v a ~~' ~ ~ -' ~ -< .~ Defendant TYPE OF PLEADING: AMENDED COMPLAINT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Submitted by: Plaintiff Lyndsay E. Rowland, Esquire PA I.D. 205520 WELTMAN, WEINBERG & REIS CO., L.P.A 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR: 7501160 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. Civil Action No. 09-8345 ANTONIO H. ORTIZ, Defendant AMENDED COMPLAINT You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney anal filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD "TAKE THIS PAPER TO YOUR LAWYER A"T ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-31.66 AMENDED COMPLAINT AND NOW, comes the Plaintiff, CAPITAL ONE BANK (USA),NA and files a Amended Complaint, the following of which is a statement thereof: Plaintiff is CAPITAL ONE BANK (USA),NA, a corporation with offices in 15000 CAPITAL ONE DRIVE RICHMOND, VA 23238-0000. 2. Defendant, ANTONIO H. ORTIZ is an individual residing at 710 LINWOOD STREET, NEW CUMBERLAND, PA 17070. At all times relevant hereto, Plaintiff was engaged only in those activities, including transacting business in interstate commerce, that shall not be considered to be doing business in this Commonwealth, as defined by 15 Pa. C.S.A. §4122. COUNT I-BREACH OF CONTRACT 4. The averments contained in Paragraph 1-3 are incorporated herein by reference thereto as though herein set forth at length. 5. The Plaintiff made an offer to the Defendant to open a credit card account by mailing a CAPITAL ONE BANK (USA),NA credit card, bearing account number 5291151774582793 and a written cardholder agreement which contained the terms and conditions of said credit card. A true and correct copy of the most recent terms and conditions of the credit card are attached hereto and made a part hereof as Exhibit "1." 6. Defendant subsequently accepted Plaintiffls offer to open the above credit card account by using said card to purchase goods, merchandise and services. 7. Defendant continued to use the credit card to purchase goods, merchandise, and services and take cash advances. 8. Each month, pursuant to the terms and conditions of the cardholder agreement, the Plaintiff sent the Defendant a monthly statement setting forth the charges and payments made, if any, by the Defendant and the applicable interest rate. A true and correct copy of Defendant's monthly statements dated March 3, 2003 -June 9, 2008 are attached hereto and made a part hereof as Exhibit " 2." 9. Pursuant to the terms and conditions of the cardholder agreement, the Defendant was required to pay the total balance due or in the alternative the minimum monthly payment as stated in the monthly statements sent to the Defendant. 10. Defendant made periodic payments on the account with the last payment made on the aforementioned account occurring on or about September 26, 2007 in the amount of $70.00. 11. Defendant breached the terms and conditions of the agreement between the parties by failing to pay the balance due. 12. Defendant also breached the terms and conditions of the agreement between the parties by failing to make the required monthly payment. 13. The balance due and owing to the Plaintiff on the aforementioned credit card account as of November 13, 2009 was $3,257.05. 14. Pursuant to the cardholder agreement, the Plaintiff is entitled to continuing finance chazges on any unpaid balances as described in the cardholder agreement and set forth on the Defendant's monthly statement. 15. Although repeatedly requested to do so by Plaintiff, Defendant has breached the terms of the cazdholder agreement by willfully failing andlor refusing to pay the principal balance, finance chazges or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands judgment in its favor and against the Defendant, ANTONIO H. ORTIZ in the amount of $3,257.05, with interest at the rate of 24.90% per annum from November 13, 2009 to date of judgment and costs. COUNT II-UNJUST ENRICHMENT 16. The averments contained in Paragraph 1 through 15 above, are incorporated herein by reference thereto as though herein set forth at length. 17. "A claim for unjust enrichment arises from aquasi-contract." Stoeckin eg r v. Presidential Financial Corporation of Delaware Valley, 2008 Pa. Super 95, 948 A. 2d 828, 99 (Pa. Super. 2008). 18. The elements of unjust enrichment are: "benefits conferred on defendant by plaintiff, appreciation of such benefits by defendant, and acceptance and retention of such benefits under circumstances that would be inequitable for defendant to retain the benefit without payment of value." Stoeckinger v. Presidential Financial Corporation of Delaware Valley, 2008 Pa. Super 95, 948 A. 2d 828, 99 (Pa. Super. 2008) citing Styer v. Hugo, 422 Pa. Super. 262, 619 A.2d 347, 350 (Pa. Super. 1993). 19. Defendant used his CAPITAL ONE BANK (USA),NA credit card to purchased goods, merchandise, transfer balances and services. 20. By making use of said card, the Defendant has had a benefit conferred upon him through the use and enjoyment of those goods, merchandise, balance transfers and services purchased. 21. Defendant, despite requests to do so, has willfully failed to re-pay the Plaintiff the principal balance, finance charges or any part thereof due, as set forth in the monthly statement, attached as Exhibit " 2." 22. As such, Defendant has improperly retained the benefit(s) conferred upon him without payment of value in return to the Plaintiff. WHEREFORE, Plaintiff demands judgment in its favor and against the Defendant, ANTONIO H. ORTIZ in the amount not in excess of the arbitration limits. Lynds ' E. ~wland, esquire PA I.D 05520 WELT AN, WEINBERG & REIS, CO., L.P.A. 436 Seventh Avenue Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 Fax: (412) 434-7959 WWR #7501160 ~c7/'~!~d~~~ Welcome to Capital~One ...........:............................................1 Some Definitions ....................................................................1 Account Agreement ......:...........................................:.............1 New Offers .......................................................:................... ...2 Account fnformation ........................................................... ...2 Credit limits ......................... ...............................................2 .... Using Your Card ......................................................................3 Rewards ....................... ......................................................3 Using Your Access Checks ........:........................................... 3-4 Stopping payment of Access Checks ...................................:..4 Using a PIN ........................................................................... ...4 Authorized Users ...............:................................................ ...5 Removing an Authorized User ................................................5 Finance Charges .............................:..................................... ...5 Your Promise to Pay ............................................................. ...5 Statements ..............................................................................6 Disputed Transactions ......................................................... ...6 Fees .: .................................................................................... 6-7 Transactions Made in Foreign Currencies ................................7 No Warranties .......................................................................7 Merchant Refunds .....:............................................................7 Minimum Payment ..............,...................................................8 Making Payments ...................................,................................8 Mailed Payments ................................................................. ...8 Faster Payment Services .........................:..:......................... 8-9 Payment Processing ..................... ................................ .9 How We Apply Your Payments ............................................. ...9 items with Restrictive Words, Conditions, or Instructions.., ...9 Account Default ....................................................................10 Communications ............................................. ....................11 Credit Reports ................................................... .....................11 Closing or Suspending Your Account ..............................11-1Z lost or Stolen Card ........................................... .....................12 Changes to Your Agreement ........................... .....................12 Governing Law ................................................. .....................12 Waiver .............................................................................12-13 Assignment ....................................................... .....................13 Arbitration Provision ......................................... ...............13-18 Special Definitions for this Arbitration Provision ................13-14 Arbitration Administrators .......................................................15 . ... ., Election and Initiation of Arbitration ................ ................15-t 6 Procedures and Law Applicable in Arbitration ........................17, Costs ............................................. ...........:... ..... .....................17 . No Consolidation or Joinder of Parties ....................:.:..........:18 Judgment, Enforcement, Finality and Appeal ... .....................18 Miscellaneous, Waiver, Severability, Survival ............................18 Glossary ............................... ............. ........................18-19 EXHIBIT - 1 Your Credit Card Agseg~lnt 1. WeiCOmr3 to Capital One. Thank you for opening a credit card Account with us. 7hls Agreement contains the terms for your Capital One credit card. 1. Some Definitions. The meanings of the terms you see in italics appear in the Glossary 5eetton. To make the Agreement easy to understand, we will also use the bilowing personal pronouns: "You", "youP and 'yourself" mean each applicant and co-applicant for the Account, any person responsible for paying the Account and anyone they authorize b use, access or service the Account. It also Includes an Authorized User as defined in the Glossary 5eotion and es the language allows. "We," "us;' "our' end "Capital One' mean Capital One Bank (USA), Natlonai Assodatlon; end its agents, authorized representatives, successors. and assignees. 'i. Account O~greement. Your Agreement ('Agreement")with us Indudes the folbwfng things: (t) this doaxrrenl; (2) ap Sfatements; (3) atl rewards inforration and documentation if your Account has rewards; (4) our Privacy Notices unless you are not entitled b one; these describe our limitatkxts on sharing fnforrnation about you with others; (5) your Card benefits brochure which describes benefits provided by the Card AssocieHon for your Card and Account. The most current version of your Card benefits brochure will replace all prbr versions. (6)1he "Small Business Credit Card Addendum" ff you have a small business Card; ('7} all disclosures and matedais provided b you before or when you opened your Account, induding some Truth in Lending t3lsclosures•, (8) all other documents and discosures relating to your Account including those provided online; and (8) any future changes we make b any of the above things. Please read these carefully and keep them for future ref®rence. An image of any of these can be used instead of the original. 2. Mew f3ffers. We might make new offers b you or forward offers from others that we think you might be interested in. The tem-s and documentation for these offers will be provided when we make you the offer. !f you accept the offer, this Agreement will still apply except as mod'died by the offer. 2. Account Information. We need information about you to manage your Acwurtt. The Information we need indudes: (t) yourtegal name; {2) a va11d U,S, mailing address and residential address (if different); (3) your date of birth; (4) your social security number or other government identification number, (6) your empbyment information. You must tap us when this information changes. Please mail these ohanges b us at the address provided on our 5talement. You may also update some of this Information by logging onto your Account on err website or by celrmg one of our rapreseMatlvea at the telephone number provided on your Statement or on the back of your Card. We may require you to provide additional documents that are acceptable b us to verify these changes. 2. Credit Limits. When you ooppen your Account you wili receive your cret&t limits. These will also appear on our Statements. We might also refer b your wedit limk as your rxadit pna. We may give you deferent credit limits for the different Segments of your Account. For example, you might have a different credit limit for purdlaaes than for Cash Advances. You are responsible for keeping tradt of your Account balances and your available credit limits. do not allow your Account to ggoo over any credit Iknit. If you do, we may edit honor the lransadions and charge you fees. But, our honoring the Uansaction will not increase your credit Iimft. We may also increase, decrease, restrict or cancel your credit limit on any Segment at any tlme. This will not affect your obligation to pay us. 3. Using Your Card. When you activate and use your Cerd, you promise to blow the terms of this Agreement. Please sign the Card Immediateltyy when you receive it. The Caro is valid during the dates provided on the front. Tha Card Is our property, end you will return it b us or destroy It ffwa ask. You wilt take reasonable steps b prevent the unauthorized use of your Cant and Account. You may use your Card wherever ft 3s accepted. We era not responsible if anyone refuses b acoapt yyour Card for any reason. Also, w8 may reject and not accept any transaction for any reason. Unless we tell you otherwise, we wit! bill each transacton to the apppcable Segment of your Account and apply it against your available txedit IimN for that Segment in each BJINng Cycle. You may also obtain Cash Advances and Transfers if they era ppermitted for your Account Unless we agree, you may not use a Transfer b transfer amounts from other accounts with us or any other comparry within the Capita! One organization. If we do permit a transfer b this Acaounf, the terms of this Account wip apply once the Transfer is completed. You must not use, w try to use, the Card for any Internet gambling transactons or transactions that are illegal or not permitted by us. You will still be responsible if you do. in addition, these transadbns will be subject b this Agreement, and you might gave to roimburee the Card Association and us for all damages and expenses. From time to time, due to dreumstances beyond our control (such as system failures, tires, floods, nature disasters w other unpredidabia events) our services might be unavailable. When this happens, you might be unable to use your Card or obiafn informaton about your Account. We wIA not be responsible w labia If this happens, 3. ReWardS. Your Account m'rght provide you with the opportuniry to earn rewards. 1f it does, we wiU separately provide you with eA ir>formatbn and terms about your rewards. We will include on your Statements all rewards you have earned. it might take up to two BJRfng Cycles for your earned rowards io appear on your Statement. 3-4. Using Your Access Checks. When wa provide you with Access Checks, we will teA you whether we will treat them as purchases, f3alance Trar-sters, Cash Advances, w Spedai Transfers. OrrAnarily, wa treat Access Checks as Cash Advances. Only the person we designate may use Access Checks. Access Checks may not be used to pay any amount you owe us w enY other company within the Ceplfal One organization. We may reject and not pay any Access Check for any reason. Any liability for our wrongful dishonor of an Access Check will be limited b your actual damages and will not exceed the amount of the Access Check. When you uee an Access Check, you wiA have fewer rights bo diepute merchant transactions than with other uses of your Cerd. Please see the "6111ing Rights Summary" part of your Statement and your other Truth In Lending Dlsdosures for mwe Inlormstion. 4, Stopping Payment of Access Checks. You may request a stop payment on any Access Check by comtacifng us as provided on your Statement. We may charge you a fee to stop payment as described in the Faes Section. if you call us to stop payment, you must also send to us a written request within 14 calendar days. We will have a reasanabfe amount of time attar your stop payment request to research the sftuation and complete it. We will not be responsible if we cannot complete the stop payment because the Access Check was afraady paid, you do rwt give us the information we asked for or the infonnst(on you gave us was incorrecf. i we cannot stop payment for these reasons, we may still keep the stop payment fee. Once we compketa a stop payment, we do not have to release the stop payment order unless the same person asks us to. If we re-credit your Account after paying an Access Check following a valid slop payment order, you give us all of your rights against the payee or other holder of the paid Access Chedr. You also agree to help us as we request In any adloma we might later take against that person. 4. Using a PIN. We may glue you a personal kientificatbn number {PIN). For security reasons, you might have to provide the PIN before you are able io complete some transactions using the Card. Wilk a PIN, you may use your Card to: (1) obtain cash from certain automated teller machines (ATM) w (2) make purchases at certain merchant or retailer ppoinbof-sale devices (POS). You may do these things 1€ the ATM or P05 requires entry of a PIN and displays the logo of the Card Association on your Card. We will treat all ATM transactions as Cash Advances and all POS transactions as purchases. You should keep your PIN secure and not write it down, give ft to anyone, or keep it with your Card. If you bee your Card w believe That someone has gained unauthorized access to your PIN, you must contact us immediately. 5, AUthorized Users. You may ask us to add one w more Authorized Users with additional Cards on your ACCOUrrf. if we agree to ur request, we will need certain information about the Authorized User to manage your Account, This will be the same information you provided about yourself as described in the Account Information Section. We may limit an Authorized Users ability to initiate certain transactions. If we do. we will tell you about these imitations before adding any new AuthoRzed Uaer on your Accamf. Once we add an Authwfzed User to your Account, we may discuss your Account with them and provide them with Accoun! information. You will be responsible for their use of the Card and your Account as well as anyone else they allow io use your Card or Account. This wAl be true even if you did not want, w agree b, their use. 5. Removing an AuthOriZed User. if you want b ramave an Authorized Userfrom the Account, you must contact us as provided on your Statement and request theN removal We will have a reasonable amount of time after your request to research the situation and remove them. You During this time, you still will tie rasportsibla for ab arnounls they charge to the Aecou»t. You will be responsible even ff these amounts do not appear on the Account unfit later. We may dose your existing Account and/or Issue a new Card with a new Account number. 5. Finance Charges. We will charge Finance Charges to your Account as disdosed to you in your Statements and other Truth in Lending Disclosures, In some Instances, we will not charge Finance Charges for some period of time fw certain transaciions or balances. 5, Your Promise to Pay. You promise individually and Jolnity to pay us all amounts due an your Account. Thla includes amounts where you did not sign a purchase slip or other documents for the transaction. if you use your Card number without presenting your actual Card (such as for mail, telephone w Int®met purd~ases), this will be treated the same way es if you used the Card In person. If you tat someone else use your Card, you are responsible for all transactions that person makes. fi. Statements. We will send you one Statement for aA Cards on your Account unless the law does no! require w permit us to send a Statement. Stahments will be sent at the end of each 8ilNng Cycle when your Account has a positive wedlt balance or a negative debit balance of more than $1.00 or if wa have charged a Finance Charge to your Account. Your Statement unit show all transactions billed to your Account during the Bdlmg Cyde along with other Important Account lnformatbn. 8. Disputed Transactions. You must inspect each Statement you receive and tell us about any errors w questions you•have as described in • •~~ • • . the "Billing Rights Summary' part of your Statement end other Truth M Lending Dlsciosures. )f you do not notify us as provided In those disclosures, wa may assume that all information in the Statement is correct. If you dispute a transaction made by you or someone else on your Account, and we later credit your Account for all w part of the disputed amount, you give us aA of your rights against that other person. You also will: (1) give us any merchandise or other purchases you received in connection with the disputed amount if we ask; (2) not pursue any claim or reimbursement from the merdiant and that other person; and that are aocpepteble to u68t reimbursement from the merchant arxi that other person; your help includes gNing us documents that we ask for and trT. Ft~es. We wilt treat the folkrwing fees as purdhases. Theca fees apply to your Account only if they are provided in ur Truth In Leading Discbsures. Remember, paying the fees charged in connection with a default as described in the Account DefauR Section wilt not by itself a,re the default. ' • r hio Fee We may start drergfng you this fee In your first 8llhrg Cyder or later. 1f k is an annual tee, we may then charge it a{~ slaty once per year during the BfDing Cycle that Indudes the anniversary date of your Account opanirrg. If it is a monthly tea, we may then charge it once per month in each BiNing Cycle. This fee is payable in advance even if you do not use your Account, ~n~. We may charge you a tee if we do not receive your payment in time for us to credit it by the due date shown on your tafement. ~Ove~riim~~t~~F~~~ We may charge you a fee if a transaction, Finance Charge, or other fee, charge or balance causes you to go over or renaln over anyany of-your Credit I{mks during any Bllling Gycls. • R~„mm~~dd Payment Fee. We may drarge you a fee each time any payment you make to us fs not paid by your flnandal irrstltution, even if ihai insbWtion later k We may du~rge you a fee H we do not pay an Access CheClr for any reason, Including when your Accounf is in dP~u ,ova imK, suspen a or dosed. Stoo Pa~rme~n _F_~~ We may charge you a fee each time you request us to stop payment on an Access Cheok or you renew an padsting stop payment order as provided in the Stopping Payment o3 Access Checks Section. • ~CAOVina ea. Wa may charge you spar-page fee for copies of transadtion documents or Statements unless they are required in resolving a it i~ng dispute. 7ha folbwing fees are Finance Charges. We will treat them as Cash Advances. These fees apply to your Account only H they are provided in your Truth !n Lending OLsdosunss. • Cashg~vance Fee. We may charge you a fes each 6me you obtain a Gash Advance. Transfer Fee. We may charge you a flee each time you obtain a Transfer. 7. Transactions MacSe in Foreign Currencies. If you make a transaction in a foreign currency, the Card Assodation will convert it into a U.S, dollar mount. The Card Aasociatiort will use Its currency cor-verslon procedures In effect when It processes the Uansactlon. Currently, it uses either a rate selected from the range available In a wholesale currency market or a goverrxnent Imposed rate, The conversion rate in effect on the processing data might differ fn>m the rata in effect on the transaction or posting date. Wa do not currently adjust the currency exchange rate or charge any additional currency conversion fees. 7. No Warrantees. Except as otherwise provided in the "Wilting Rights Summary" part of your Statements, we are not responsible for any claim you might have regarding the purchases of goods or services made with your Card. 7. Merchant Re#unds. If you are entitled to a refund for goods or services purdrased with your Card, you will accept these refunds as credits io the purchase Segment of your Account. We do not control when a merchant sends us your refund. We will also have a reasonable amount of time after we receive your refund to process it 8. Minimum Payment. Your Statement wilt provide instructions for making payments, Including the amounts due and U-e due date for receiving your payment. Your Statement will also Include a minimum payment amount. To avoid a late payment fee, you must pay us at least this minimum ppaayment amount by the due data provided in the Statement. if you exceed your cnxlit limit wa may nsyuest a higher minimum payment from you. Be aware that paying only the minimum payment amount might not be enough to avokl an ovedimk tae. still must pay at feast the minimum payment amount shown on each Statement we -card you. We w10 continue to charge Finance Billing Cycles when you carry a balance regardless at whether your Stetemenf Indudes a minimum payment that Is due. 8. Making Payments. Your payments must be in U.S. dollars from a U.S deposit account and otherwise be acceptable to us. We do not accept cash paymerris ibrovgh the maU. You may not make payments with funds from your Accounf or any other credit account with us or any other com parry within the Capital Qne orgaMzation. 8. Mailed Pa ments. You must mall payments to us at the address provided on your Statement. If we receive your payment on'Monday through Saturday~exduding bank hdidays), we will credit it to your Account on the day we receive H, H: (f }you send the remittance coupon Included with your Statement in the same envelope wkh your payment; (2) you include your Account number on your payment; and (3} your payment arrives at our processing center by the 6me indicated on your Statement. Please allow at least 5 business days for postal delivery. Payments recsrved at any other kxeUon or in any other form might not be Credited for up to j 5 calendar days. This might cause you to be charged iota payment fees and additional Finance Charges. 8-9. Faster Payment Sefvities, We may make services avaflabla that allow you to make faster payments using a telephone, the Internet or other payment sys an. We will describe the terms for using those services before you use them. You do not have to use these other payment services, and we may charge you a fee For using them. If we do, we wig tell you the amount of the fee at the time you request the service. We are not reapor>stble ii a payment made using our payment services is rejected or not paid. Even N it is, we may still keep the fee. ~ ff you give your Account number or other Account information to someone case to make a payment for you, we may provido Account information to them and process their paym ant as if you made it. We may refuse to accept any payment made by someone else for your Account If we accept a payment made by someone else for your Account, you will be responsible for the paymemi made even if that payment is rejected or not paid. 9. Payment Processing. We may accept and process payments without losing any of our rights. Evan ff we credit your payment to your Acoounf, we may daisy the ava`ilalaUty of credit untl we confirm that your payment has cleared. We may r~ssubrnit and ~ecU~onically collect returned payments. We may also adjust your Account as necessary to correct errors, to process returned and reversed payments, and to handle similar issues. Why you provide an item as payment, you authorize us eHher to use information from your Item to make a one lima electronic fund transfer from your deposit account or to process the payment as an Item. We will provide addit[onal information about thts process on your Statement or other documents we send you before your payment. You may contact us and ask that wa not process your future items in this way, When you provide an item as payment, ii might also be converted into an electronic image and collected and returned electronicaliv. These electronic images may also be converted to substitute checks. We will rot be responsible if an item you provide has physical teatures that when imaged result in it not being processed as you intended. 9. How We Apply Your Payments. We generally apply your payment to lower Annual Percentage Rala balances before higher ones. Please refer bo your Truth in Lending Disdoauras for detaNs on how we may apply your payments. 9. Items with Restrictive Words, Conditions or Instnietions. Ail Items that have restActiva words, cenditions, limitations or spatial instructions added (lndud~ng Jtems marked with the words "Paid in Futi" or sHnitar isnguatge) must be mailed to and received at: Capital One, P.O. Box 302ti5, Salt Lake City, U'i' 8413(1-o2ti5. If you make your payment to any other address, we may accept and process the payment without iosirg any of ou r rights. '10. Credit Balances. We may reject and return to you arty payment that creates a credit balance on your Account. Any credit balance we allow wMl not be available until vve confmn that your paymont has cleared. We may reduce the amount of any credit balance by any new amounts billed to your Account. You may contact us as provided on your Statement and request a refund of any available credit balance. If you corrtaot us in writing, we will refund your credit balance within 7 business days from our receipt of your written request 10. ACCOUnt De'faitlt. You will be In default of your Agreement with us tF. (1) you do not make any payment when it fs due; (2) any payment you make is rejected, not paid or cannot be processed; (3) you exceed a credit Ilmit; (4) a bankruptcy or other insolvency proceeding is fled by or against you; {5) you die or are legally declared Incompetent or incapadtated; (5} we determine that you made a talse, incomplete or misleading statement an any of your Account doeumeMation, or you otherwise Tried to defraud us; or (7) you do not comply vrEth any term of this Agreement or any other agreement with us. For certain actions, inducting dfanging the rates and fees on your Aaount, our options appear in our original offer materials when you opened your Account, In addition, ff you are in default we may take the following actions without notifying you, unless t law says that we must Hotly you: (t) dose or suspend your Account; (2) lower your credit limits; (3) Increase your minimum payment; (4) demand that you lmmedlatefy pay the entire balances owing on your Account (5) continue to charge you Finance Charges as long as your balances remain outstanding; andlor pursue any other adbn against you that the law allows, which inductee the filing of a Iawsuk against you or our deseribed in the Arbitration Provision Section. as You must pay us all of our actual collecilon expenses, attorneys' fees and court costs unless the law does not alknv us to collect these amounts. In any action against you, we may dwose the Virginia statute of Ilmitations period or the period provided by the law of the state where you Iivs, 17. Communications. We may confect you from time to time regarding your Axounf. We may contact you to any manner we choose unless the law says that we cannot. For example, we may: (1) contact you Uy mail, telephone, email, fax, recorded message, text message or personal visit; (2) contact you at your home and at your place of employment; (3) contact you on your mobile telephone; {4} contact you at any time, inducting weekends end holidays; (5) contact you with any frequency; (li) leave messages on your answering madrinelservice and With others; and (~ Identify ourselves, your relationship with us and our purpose for contacting you even if others might hear or read ii Our contacts with you about your Account are not unsolidted and might rosult from information ws obtain from you or others, We may monitor or record any conversation with you, modify or suppress caper ID services and use automated diaUng and announdng devices (autodialers). We may do these things whether ore call you or you call us. ff you ask us to discuss your Account with someone else, you must provide us with documents that we ask for and that are acceptable to us. 11. Credit Reports. We may provkle information about you and the Account b consumer (credft) reporting agencies and others as provided in our Privacy Notices. Irrformatbn we provide might app~rr on your and the Authorise Users' credit reports. This could include negative information ff you do not comply with the terms of this Agn:ement. We may obtain and use information about you from consumer (credit) reporting agendas and others as the law allows. 11-12. Closln~or Suspend9ttg Your Account. You may ask us to dose your Account by calling w writing us as dasoatbed on your Statement. Your S temenf will provkk additional information about ihis process, and wa may also separately provide you with additional details after your request This might include payment fnformaton. If you use your Card or charges post to your Account after you ask us to dose ii, we may keep it open or reopen it. We may dose or suspend your Account end your right to obtain credit. We may do this at any time and for any reason, even if you are not in default A suspension of your Account might be pemnanent or temporary. if yyour Account is dosed or suspended for anp+ r~son, you must atop using your Card. You must also cancel all btiting err~ngements to the Account. We wil- not do this for you. If we dose or psrmsnerWy suspend yourAcoount, you must also destroy all Cords. You must s•nil! pay us aA amourris you owe on the AcOOVnt, even tf they are charged after your Account is dosed or suspended. 12. Lost or Stolen Card. You wUl take reasonable steps to prevent the unauthorized use of your Card and Account. M your Cerd ~ lost or stolen or M someone else might be using it without your permission, you must tell ua a1 once. You may tell ua by calllrp the telephone number on the bade of your Card or on your Statement or byy writing us at the address on your Statement. You wiU not be responsible for draryes made to your ACCOUnt that are found by us to be unauthorized. If ws reimburse your Account for unauthorized charges made usurp your Caurl, you wiA help us investigate, pursue and gel reimbursement from the wrongdoer. Your help includes giving us documents that we ask for and that are acceptable to us. 12. Changes t0 Your Agreement. At any Ume, we may add, delete or change any term of this Agreement unless we told you that we would not. We will give yea notice of any changes unless we previously told yyou that we may make certain changes witiaut notice. If we do ratify you of changes, we will semi you a separate notice or Inform you on your Statement. Our noUrx wilt fell you when and how the changes will take effect and descn'be any rights you have in connection with the changes. Unless we tell you otherwise, ail changes will apply to both unpaid balances on your Account and new transactions. 72. Governing Law. This Agreement and your Accamf wlq be governed by federal taw that applies to them and, if federal law does not apply, than by Virginia law. This will be inae regardless of where you Nve or where you use the Card. We are boated in Vlrginta. We make the dedslons to open and hold your Account, issue your Card and extend credit to you from our offices in Virginia. If any part of this Agreement is found to be not enforceable, this Agasement will be read as K the unenforceable part were not there. 12.13. Waiver. We will not lose any of our ruts if we delay taking any action for any reason or If we do not notify you. For exempla, we may waive or reduce your Finance Charges or lees without notifying you and without losing our right to charge them In the future. We may always enforce our righfa later and ma take other actions not listed In this Agreement if the law alows them. You do not have to receive notice from us of any waiver, delay, demand or dishonor. We may proceed against you before proceeding against someone else. 13. Assignment. This Agreement wits be birxUng on, and benefit, any of your and our successors and assigns. You may not transfer your Account or your Agreement to someone else without our written permission. We may transfer your Account and this Agreement to another company or ereon without your permlesion and without prior notice bo you, They will take our place under this Agraem~t. You must pay them and perform aN of your obligations to them and not us. If you pay ua after you are Informed or loam that we have transferred your Account or this Agreement, we can handle your payment fn any way we think rs reasonable. Thb includes returning the payment to you or forwarding the payment to the other company or person. 78.19. Glossary. • "Access Chvr:A" means any check we send tD you t0 axes your Account We may also refer to an Access Check ~ a "xrrvenienoe check" or a "purchase cheek.` "Authorized Us+ar" means one or more persons who may use the Carat but is not responsible for the repayment of the Account. • "Balance Transfer' means a Transfer posted to the purchase Segment of your Account unless othervvlse described in your Truth !n Lending Disclosures. • "BRlihy Cycle means a period of time that might vary In length twt la approximately 30 days The spedfle period of lima is desrxibed on each Statement However, you will have a Bfliing Cycle even 1f a Statement is not required. We wpi often spedfy a Biging Cycle by the month in whklt its dosing rhite occurs as provided on the Statement. For example, a "March Billing Cyds" will have a dosing data in March. We may also refer to a Biling Cycle as a "Billing Period " • "Card' means arry Capital One credit card assoclated with your Account, which includes all renewals and substitut'rons. it also means any other access device for your Account we give you that allows you to obtain credit, lndudirtg any Account number and any Access Checc, • 'Card Assoclatyon" means Vise inc., MasterCard International incorporated, or any other network provider displayed on the Card. • "Cash Advaned' means using the Card to obtain loam in cash or things vve consider cash egralvalents. Cash equivalents inducts wire ltansfars, travelers' checks, money orders, foreign currency, lottery tldrets, gaming chips and wagers. Cash Advances are posted to the cash • •~ advance Segment of your Account and not to your purchase Segment. . • "Flnanoe Charges" means oarlain charges that are your cost of credit axpressai as a dollar amount These diarges inducts the Interest you pay on your balances and certain types of Ease. Please refer to your Truth in Lending Disclosures for more information. • "item' means a check, draft, money order or other negotiable instrument you use to pay your Account. This includes any image of these instruments. This does not include an Access Check. • "Segments" means the different parts of your Account we may establish that are subject to unique pricing, grece perbds or other terms. We cxeate these parts of your Acoounf for such things as your purchases, Balance Transfers, Cash Advances and Spada! Transfers. "Spactat Transea>" means a Transfer posted to the Spedal Transfer Segment of your Account and not to your purchase Segment. • "Statement means a document or k~formatlon wa provide to you show[ng Account information krcluding, among other things, transactions made to your Account during a BN~ng Cyder. We might also refer to your S lament as a "Per(odic Stat~nerrC' or a "BiNing Statement," "Transfers" means balancers transferred from other accounts to this Accormt and includes Balance Transfers and Specter! Transfers. • "Truth /n Lend/ny~ DlscMsurss` means any Account Information we provide to you that is required by the federal Truth in Lending Act and Regutatlon Z. This inekrdes your sotldtatlon kf~dosures, account opening disclosures, Statements and change in terms notices. 13-18. Arbitration Provision. You and we agree that either you or we may, at either party's sole election, requ[re ihal any Claim (as daflned below) be resolved by binding arbitrelbn. IF YOU OR WE ELECT ARBITRATION OF A CLNM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO PURSUE THAT CLAIM IN COURT OR BEFORE A JUDGE OR JURY OR 70 PARTICIPATE IN A CLASS ACTION OR ANY OTHER COLLECTIVE OR REPRESENTATIVE PROCEEDING. F~CCEPT A3 SET FORTH BELOW, THE ARBITRATOR'S DECfSION WILL BE FINAL AND BINDING, OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT, INCLUDING 7HE RIGHT TO CONDUCT DISCOVERY OR TO APPF_Al., MAY BE LIMITED OR UNAVAILABLE IN ARBITRATION. THE FEES ASSOCIATE.O WITH ARBITRATION MAY BE HIGHER THAN THE FEES ASSOCIATED WITH COURT PROCEEDINGS. 1 rovis Far the purposes of this arbitration provisbn ("Arbitration Provision"), the folbwing definition s ap y n a n to the n set orth in s Agreement: "Claim' means any claim, controversy or dispute of any kind or nature between you and us. A. This deBntNon tncludes, without Nmltafion, any Claim that to any way arises from or relates ter: • the Agreement and any of its terms (inducting any prior agreements between you and us or between you and any other entity from which we acquired your Account) • this Arbitration Provision (including whether any Claim is subject !o arbitratlon) • the establishment, operatlon or termination of your Account • any disclosures, advertisements, promotbns or other communications relating to your Account, whether they occurred before or aker your Account was opened • any lrensactions or ariempted transactions Involving your Account • any bUling or collections metiers relating to your Account • any posting of transactions (including payments w credits) to your Account • arty goods or services charged to your Account • any fees, Interest or other charges assessed to your Account, or their cahx»latlon any p[x ducts, services or i~er-eRts programs related to or offered to oonnectlon~wllh your Axount (Indudtng any insurance, debt cancellation or erdended service kbntrects and any programs, rebates, rewanls, sweepstakes, memberships, discounts or coupons} whether or not we offered, Introduced, sold or provided them • our receipt, use or disclosure of any information about you or your Recount 8. rnts deitnt(fon also tndudes, wrTAout ttmltatiorr, any CJatm: • regardless of how or when it is brought (for example, as an Initial claim, counterdafm, cross-claim, interpleading or third-party claim) • based on any theory of relief or damages (Including money damages and arty form of specffic performance or injunctive, declaratory or • based on any theory of taw or equity (including contract, tort, fraud, constitution, statute, regulation, ordinance or wrongful acts or omissions of arty type, whether negligent, reckless or intentional) • made by you err by anyone connected with you or daimh~g through or for you (Indudng a co-appNcant or Aathorized User of your Recount, your agent, your representative, your heirs or a trustee in bankruptcy) • for which we may be directly or indirectly fiable under any theory, including respondeat superior or agency (even if we are not properly named at the time the Claim is made) • now in existence or That may arise in the future, regarcfless of when the facts and dreumstances that give rise to the Claim occurred or when the ...... ,...Claud accn,ed... ~.......,„._. .. .....:...... , .._ ...:.. .. .. .. .. , • made as part of a class action, pd~a~~ attorney general action, or other representative or collective action whktt Claim shag proceed on an individual basis as set forth more fully in this Arbitration Provtsbn. i?L mi strators. One of the foiicwing arbitration administrators ("Administrator` or, collectively, "Administretors'~ will administer the arb tratlon: JAM8 1920 Main St, Ste. 300 Irvine, CA ezsia www.lamsadr.com American Arbitration Assn 335 Madison Ave., Flow 10 New York, NY 10017-4806 National Arbitration Forum P.O. Box 60181 Mirrreapolls, MN 55405 wwrw.arbitratigQ-(Q~m.corrt You may cor>tad any of the Administrators to obtain Information about arbitration, arbitration rules and procedures, fee schedules and daim forms, ' i n p~ You w we may elect arbitration under this Arbitration Provision with respect to arry Claim, even if the aim is pert of a Iawsu t ~rouQ t n~You or we may make a motbn or request in court to t~rrpel arbitration of any Claim brought as part of any lawsuit. We will not elect or iratlats arbitration of any CIaNn browgght in a smaq claims court (or the equivalent), so bng as the Claim remains in chat court, is made solely on behalf of an Individual w JoGrt awount hokiar and is not made as part of a cuss action, private attort-ey general adlon or other representative w ooHectlva actbn. You and we must follow the rules of the Adminisireiore to initlate arbitre§orr. If you initisie arbitratlon, you may choose one ~ the Adminfetrabrs, and you must mall us any notice requked by the Admir~tretor to P.O. l3ox 85550, Richmond, VA 23285- 5650. It we initiate arbitration, we will choose one of the Administrators, and we will mail you any noflc~ requtred by the Administrator to your last known billing address. If we have initialed arbitration, we will change the Adminlstrator at your request if you notify us fn wrltlng at the above initiation of arbitration. 17. Procedures and Law AoolicaWe in Arbitration. Thin Arbib~atlon Provision is made pursuant to a fransadion involving interstate commerce and shall-Da go~l~y and en rcea a under the Federal Arbltretlon Ad (the °FAA'~. Questions about whether arty Claim is subject to afiitretlon shall be resolved by interpreting this Arbitretiort Provision In the broadest way it may be enforced, consisterd with the FAA acrd the terms of this Arbitration Provision. The arbitrator will apply substantlve law oonsisterd with the FAA and applicable statutes of Ilmitetbns, but tl~a vatldPty and enforcement of any class action waiver is a questlon for a court of competent jurtsctlotbn, not an arbitrator, to deride. The arbitrator mayy award any damages or other relief permitted by applicable aubsfentlve law (but wail not have power W review the enforceability w sevetabil#ty of the paragrapFi "Na Consolidation or Joinder of Parties,' below), but the award shall determine the rights and ob6getlons of only the reamed parties and only with respect fo the Claims in arbitration. Tire rules and procedures of the Administrator, which you may obtain from the Administrator, shall govern the arbitratlon unless they conflld with this Arbifretion Provision, in which case the Arbiratlon Provision wtli apply. The arbitrator wUl not be bound by, and this Arbitration Provision shah not be subJsd to, the federal, state or local rules of procedure and evidence that would apply 1n any court, or to state or local caws that relate to erbitratlorr prot:eedings. Ytw or we may have a hearing in .rbttratbn. Any arbitraton hearing that you attend in person will take place at a location in the federal )udiciai strict ihat tndudss your last known btUing address or at some other piece upon vult(ch you and we agree. You or we may be represented counsel. tr you or we request, the arbitrator wpl horror claims of privilege recognized under applicable law and wtll use beat efforts to protect co entlaE information (including through the use of rotectlve orders). The arbitrator will make any award in writing and, at the timely request of either party, will provide a written statement of reasons for the award. 17. Thor party Mitiaiirtg arbitraton will pay the initial Mpg fee. You may seek a waiver of the initial flAng fee or any of the Administretor's other few ectlvsiy, "Administrator's Faes'~ under any applicable rules of the Adminisb~ator. If you seek, but do not qualify for, a waiver, we wilt consider any written request by you iw us to pay or rekrrbursa you for a1 or part of the Administrator's Fees. We also will pay or reimburse you for afl - or part of the Admtniatretor's Fees If tl~e arbitrator determines there is good reason for us to do so. Wa will pay any fees and costs we are required to pay by law. Otherwise, and except as provided in this Agreement, you and we witl beer aN o! our respeotlvo fees and costs (including the Administretors Few and the teas and costs relating to attorneys, experts and witnesses), regardless of who prevails. Allocation of fees and costa relating to appeals In arbitration will be handled in the sorrre manner. 1 N Con o .The arhNretlon of any Claim muss proceed on an indtvidusl basis, aver if the Claim has been asserted in a court as a ass adios, a sy general action or other representatlve or collective actlon, Uniass aN parties oonaerd, neither you nor we may Jofn, oonsoildate w otherwise brtrrg Clakns related to two or more acaaunts, Individuals or aooountholders in the same arbitration. Also, unless all pertles consent, neither you nor we may pursue a class adior,, private attorney general actian or other representative w oolledive actlorr in arbitration, nor may you or ors pursue such actions in Court if any party has elected arbitration. You wip Trot have the right to act as a Bass representatve or participate as a member of a class of claimants with respect to any Claim as to which arbitratlon has bean elected. appee making a wrHten request to the Administrator. The appeal papal, which will consist of three arbifratora, will consider all factual and legal issues anew, will oondud the appeal In the same manner as the initial arbitratlon and will make dedsio+ts based on the vote of the maJorlty The panel's derision will be final and binding. Arry final derision of the arbitrator w of the appeal panel is subject to judidal review only as set forth under the FAA. An award in arbitration will be anforoeable under the FAA by any court having jurisdiction. 1 Q, 11MI W aver S v ~y. Survival if you or we do not elect arbttration or otltarwlse force this Arbitration Provision in connedlon wt-'-ht any parbcu err ~` m, you or wa vn11 not -waive any rights to requke arbitration in connection with that or any otlter Claim. This Arbitmtfon Provision shall survive: (I) suspension, termination, revocation, closure or changes of this Agreement, your Account and your relationship with us; (tl) the bankruptry or lnadvenry of any party; and (iii} any hansf~ of your Account, or any amounts owed on your Aceounf, to any other person or entity. If any portion of this Arbitration ProNsion is deemed invalid or unenforceable, the remaininngg portions of this Arbitration Provision shall nevertheless remain valid and in force. in the event of a cor-flid w inconsistency between this Arbitration Provision and the other provisions of this Agreement or any prior apreemerrt, ihls Arbitration Provision shalt ggovern. A photocopy or other image of this Agreement and related documents may be used In place of the originals for all purposes including Ufigatlon. ®2008 ital One Capital One is a federally registered service mark A11 rights reservcd M-93465 COF Customer Agreement 005 CUENTA GOLD MASTERCARD 5291-1517-7458-2793 Itesuulul de la cllenta salad a ;l,ss6.4a T Y +nsavciwus ;6.00 Cargos pa fiaancelmienw ;26.07 Seldo nuew ;1,526.55 Cantulad Infnuna a pager ;45.00 Fecha de veadmierroo 03 de mareo de 2003 Ltmite de add¢o ;1,500 Crbdiro total dilponible 5.00 Litli¢e de abdito pan adelantae ae eCoctivo ;1600 CnEdim dieponible pars adelatsos de efecavn 5.00 A su xrvicio Psn mmuo,ause wa d Depalhmmm de Savaao d CLmte o pua ,gw.nar d robo o dmavfo & una Ivleeiy ]Luna d: 1~A61-0114 Envfe w PxBp c Emknp pngunw s Atm:llmulnnoe P,oorsung C.ysul One Servos Capnl Ule Saner P.. Box 85184 P. Box 850]5 Rldmwld,VAXiZ85-5167 Rdlmond,VA]3285d075 04 de ENE - 03 de FEB de 2003 Plgirla 1 de 1 Pagtls, crfditwysjustes 1 25 ENE PAYMENT RECIIVED -THANK YOU K0.00- '1`rarlsaoclotxa 2 03 FEB CAPITAL ONE MONTHLY MEMBER FEE ;6.00 Cargw porSnandannleam FowrroerJa inJ6nlu-iJn i+~a tame a ~ pnt a S.Lb afire T lwa+rs T y~ Q ~ _ FIIV~S a.eefimL faa a.ferls jenadtt COMPRA4 11,550.00 e .0542996 19.80% 126.07 ADH.~NI'0a DE EFEC17V0 f.00 .0542596 19.8096 L00 TASA DE INI'ER)rS ANUAL eplicada ena6eperi6do de factlnaaaa 19.8096 0000000 7 5291151774582793 03 1528550060000045009 ~ tum,~o.~,t. ~ ~a `~~ a ~ ~'~`61~ Saldo noew/New Balance ;1,52ass v u a e t of cattlidad mlmina.vaaarlMinlmum Amonnt Dm ;as.oo Fot9uldc veatcintimw 03 do mono do 2003 ~~ ~. Payment Due Date Mach 03, 2003 Gd.d~Ciry FirdolSaoe ZowpanVTlP Total adjunto/1'ota]Elaioeed ; r~Y6ooed.s.idmaeRiom.phae. Oaoa7lfoodAlxn.et.phone N6mlro de Cuenra/Arcount Number: 5291-1517-7458-2793 p900358?4 9744 56 5 7it MAIL IO NUMBER _ ANTONIO H ORTIZ Ca ital O F S B '~ 107 OLD YORK RD ~ LOT '34 r p ne, P 0 Box 85184 Illullluulinnllll n ~ NEW CUMBERLAND PA 17070-2496 t Richrlond, VA 23285-5184 c _ IIIIIIIII~IIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII ~ ~ IIIIIIIIIIIIIIIII111Illlllllllllllllllllilllllllllllllllllllll 7501160 Em~[e su pogo porooaao en d mbre adjwrtople~vadeambirau n6mao decuauaen a d~yueog~ pastel a nomlxede Capital Ong FS.S» Plmee wise your oxotlm cumber on your check or mooly order made payable IA Capital bne, F.S.B. and mail in the endaoed envelope. EXHIBIT 2 '1S~I II~L COLD MASTERCARD ACCOUNT JAN 04 - FEB o3, 2003 5291-1519-7458-2793 Account Summary P B l 55 revww a ance 11, 6.48 Paymerrta, Credits and Adjustments 160A0 Tnssattioss Finance Charges 16.00 7}26.07 Ncw Batanoc 11,52855 ~ Mmunum Amount Due 145.00 Paymera Due I)ste March 03, 2003 'T l C d L 5 ota re it tne Total Available Credit 11, 00 1.00 Credo Litu fa Cash Available Credit for Cash 11,500 tA0 Atynursen9ce ~ To raB Qrtomer Rdwons orareponalurtarroim wd 1-800-462-0114 A~zm. Rarumma~ saia,oq~wra w: Grosl One Samoa Cy+~ml One 3mar P. .Box 85184 P. . Bmc &5015 Paylxretlta, Cxdita end Adjuataxats 1 25 JAN PAYMENT RECEIVED-THANKYOU 160.00- '1'latreacfio~ 2 03 FEB CAPITAL ONE MONTHLY MEMBER FEE 16.00 ~ Rd~mmd. VA 23285-5184 Rrhmond. VA 232853015 aa~ M O Firlatxe Plaaaar Na7 1)ixlmeru enrlaKd Bdaensaa Arxalx G~ gej6rdb radr ~~ 1,550 CASH .x542996 19.80K ~00 ANNUAL PERCENTAGE RATEapplied thispadod 19.80% 604377 Ynporbr6t Notioe: Your payment wAl be eredrted to your account es of the date we recenre rt, provded you send tha bottom portan of tlrs statement end your check m the encbeed romrttance envebpa, and your payment 1s recstved rcl our procesamg csrtter by 3 p.m. Payments addressed to Vrc~nm or Georgia proeesamg cerrter must bs reeerved on a buansss day by 3:00 p.m. ET. Payments addressed to our Washrctgton procesetng center must be rscerved on a bustneas day by 3:00 p.m. PT. Pksea albw at least five (5) buaness days for portal delnrory. Payments roeerved by us at any other bestan or m another form may not bs erodrfed the same day ws rseenro them. Our busrc9ess days are Mondeythrough Saturday, exaludmg holaieys. Please do not use stiles, paper clips, etc. when prepanng your payment. kNormaoidr- Importarsts: Su pogo ser6 abonedo a partrc de b feeha en qua b rec~bamos, stempre y cuendo uated envfe le perte mferar de eats ertado de cusnta y su cheque sn el ronetsrrts adlunto, y qua su pogo ass rscibido sn nusstro csrwo ds procssemisMo pars las 3:00 p.m. Los pagoe enwados a nwetro Centro de procesampMo en d ertado de Vrcgnia o de Georgia, deberin recbrcw en un dfa laborabk, pare 7501160 Ms 3:00 p.m., hors del Ests. Loa pegos enwados a nusatro Centro de procesamieMO en el eatedo de Washa,gton, deber&i recibrcae en un dfe laborabk, pars las 3:00 p.m., hors del Paeffieo. Tanga sn otxnta qua ss necssrta un mtvmo ds cmco (5) dfas kborabMs pare la entraps postal. Los pegos qua recbamoa en otro lugar o en forma drfereMe tal vsz no assn ebonados el mamo d(e en qua bs rseibarras. Nueatroa d(as laborabks son de Iunea a adbado, excapto bs dfas tenados. Por favor no tncluya grapes, presilas, aulstapapelsa, etc. con su pogo. ~i sr_ !!! bS O Aooowtt Prenau Balance ;1,52855 Payments, Credva and Adjuatmems ;95.00 Trmwcriom ;6.00 Finance Charges 822.82 Ncw Belenac ;1,462.37 Minimum Amamt Due ;43.00 Payment Due Date April 03, 2003 'l'oaf Credo Iaue ;1,500 Taal Available Credit >r37b3 Credo Tine fa Cash ;1,500 Available Credit far Cash ~ 107.63 At yalr service To oll Cortese Relaoo,e or oo npat a ]ut or rmla ard: 1-840-462-0114 Sad tie Sadisgmsa to: Atm: ~6 Proma~g G~m1OnsSa+im CyanlOneSevaoe, P. ]lea X184 P. Baz 85015 Rd~mad, VA 21285-5184 Rufimond, VA ]3285-5015 GOLD MASTERCARD ACCOUNT 5291-1517-7458-2793 FEB 04 - MAR 03, 2003 Payawnts, Cxdia andtWjt9xments 1 21 FEB PAYMENTRECEIVED - TI-IANKYOU ;95.00- '1'rarreactions 03 MAR CAPITAL ONE MONTHLY MEMBER FEE ;6.00 Finance Charges Plaarcxrr/x7 mtDirclarcuasrlarad Bdar`.mar A.,adr Cona~rr~r yejlrlar rear ~R _ PURCHASES 81,50758 .0541596 19.8091 822.ffi CASH 8.00 .05419% 19.8DK 8.00 ANNUAL PERCEN'T'AGE RATE applied this period 460167 MporfaM Notice: your payment wdl be eredrted to your account as of the date we reasons rt, provded you send the bottom portan of true statement and your check in the ancbaed remittance anvebpa, and your payment is recsnred n our proceasng center by 3 p.m. Paymems addressed to Vsg~ms or Georgia processing center must be recsnrsd on a bus,nsaa day by 3.'00 p.m. ET. Peymertts eddrosaed to our Washington proceasng center must be received on a business daV by 3:00 p.m. Pf. Please albw et least fore 15) business days for postal dslrvery. Payments rocsnred by us at any other bcetan or in another form may not bs eredrted the same day we receve them. Our business days ere Monday through Saturday, ewcludmg holdaya. Please do not use staples, paper clips, etc. when preparing your psymerrt. 19.80% Miorrnaoi6rt Importarlte: Su pogo Berg ebonedo a parur de le feehe en qua b reaberrtoa, sbmpre y cuando oared envie le parts inferar de eats satsdo ds cwnta y su cheque sn el rsmrteMe sdltlMO, y qua su pago wa rsubdo en nuestro eentro ds procesartrerrto pare las 3:00 p.m. Las pagoo •nwados a nwstro Centro da proeesamanto •n el estado de Vkgrna o ds Georgia, debertin rocibKSS an un dfa laborable, pare 7501160 lea 3:00 p.m., hors del Este. Loa pagos snwados a nusatro Centro ds procesanaeMO en sl estedo de Washington, dsberdn roabsae en un d(a leborable, pare lee 3:00 p.m., bore del PeeRieo. Tanga sn cusnta qua s• necesna un mfnimo ds cinco (5) dfae laborablea paro Ia sMrega postal. Loa pegos qua recibemos en otro lugar o en forme difereme tel vez no seen ebonsdos ei mromo dfe en qua bs rsabemos. Nuestroa dfae laborobles son de lungs a sdbado, e9tcepto ba dfae fenados. Por favor no incluya grapes, preeilas, suiatapapelea, etc. con su pago. Reauaxal de la cuenta Slddo anterua =1,528.55 y ~ ~ Tr a ncao iles =6.00 Cargos pa Lnaluiuniento (22.82 Saldo mxw 11,462.37 Canndad adlwna a page =43.00 Fecba de venamiento 03 de abril de 2003 Lfmi9e de a6dilo 11,500 Cnldi6o tact d>oponibie =37.63 Lfluire do aEdito pua addantee de eFactiw 11,500 Cn6dito diepoalble pan adelanta de efectiw 137.63 A 9u 9ervicio Pua oxmmlaae o0o a De~a'wnmw de Savwn al CLmu opn ~elwlar d iabo o axUav[o & una ~1~+llama aL• 1-800.462-0114 P.nvk au p/ga a: Fmkap pcgunWc Atm:^-... --Pmongng Caam10ne8avm Caph10ne8arurs P. Box 85184 P. Box 85015 Rlrlunond. VA 23285-518a Ridunoid. VA 23285-5015 CUENTA GOLD MASTERCARD 5291-1517-745&2793 04 de FEB - 03 de MAR de 2003 Pigim 1 de 1 P , trddiloe y ajustw 1 21 FEB PAYMENT RECEIVED -THANK YOU ;95.00- 'I'Ia113flOC1011C8 2 03 MAR CAPITAL ONE MONTHLY MEMBER FEE 16.00 porSnatlaamiCnW Fawxvsrla iig6rmatti rf Je in af ta pAtaAj rxta su,.rp„ ra:lra,a.r, r l,..aw RR CC pp ~~ oo '' gg S~ a w4 pnaier mlyd/,fFI;4 FiNANC1At N'I'O tae srGwh ,erafo,laSenh COMPRAS 51,50258 .0542946 19.9096 82282 ADELANfOS DE EFECIIVO 8.00 .0542596 19.8096 B.OD TASA DE II1I'ER~`S ANIJAI, apYirada en este pwiddo de facnuaddn 19.80% 0000000 7 5291151774582793 03 1462370095000043001 7501160 soldo nnevdNew Balulce :1.462.37 Calltidd mfldloa a »aaarlMimmum Amawt Due f43.0o Fcdul dcvaldntialto 03 do alaril do 2003 Payment Due Due April 03, 2003 Toaladjlloto/I'ota) Elldased i Nlimeau de Caaua/Acnmmt Number. 5291-1517-7458-2793 Capital One, F.S.B. P.O. Box 85184 IIIuIIlulfllun"II Richmond, VA 23285-5184 ~11~1~11'~111~1~~11~11~1~11~1~1111~~~11~11~11~~11~11~11~~~111~ o4,Lo de d~sm6n u de dvamd, de ameo dxado,m en ]emo de mdde Igntmn~`i `eawLSddlw aadxe-mr7fianga bdowwmg4iLe ac tlsdl u,k. e.nrsa<ee ~~ Cad~NGry FirdaStan Te..pa1.V21P Tdlfwodew,dmo/Home phone Oao mYbao/Alemame p6oae ~~wdd~ .. = #9006381497445659# MAIL ID NLIMBSR ~ ANTONIO H ORTIZ It+ ~ 107 OLD YORK RD o ~ LOT 134 ~ Il• N13W COMB)s'RLAND PA 17070-2496 ~ ! 'lll~~~lll~'~III~I II"~I IIII~III~II~~I ~III~~1III~'ll~ll'~III~~ Envle su pago p~cavm en d sobre adjanto ytaxwdeam'bir su n5nwo de nwua m wd~yue o~ro poso~l a nombce hCapital On, FS.B_ Pleaee write your eomunt number ou yola check or moray order made payable ro Capnll bee, F.SB. ead mail in the eneloeed envelope. Renmxa de Ia cuenta Saldo antawa 53,462.37 Trccwnea y 5305.86 Cargos pa fuiauiamiemn f24.99 Saldo m7cw {1,453.22 Camulad mflmna a page 544.00 FerLa de xeadmienm 03 de mayo de 2003 Limex de cr6duo 53,500 Crtd'im total diaponible f16.78 Lime de crddaa pare adebuaas de efacuvo 51,500 Cl~fdim dilponiNe pars adelantoe de efectiw 516.75 A av 9erviaa CUENTA GOLD MA5fERCARD 04 de MAR - 03 de ABR de 200:1 5291-1517-7458-2793 P3gim 1 de 1 Pag tle, crEditos y ajuatea 1 17 MAR PAYMENT RECEIVED -THANK YOU 5110.00- '1'tatA9.O010ne8 2 07 MAR OLDS TOWNS BEVERAGE NEW CUMBERLAN PA 571.90 3 09 MAR GIANT FOOD SPORES NSSA CUMBERLAND PA 15.02 4 10 MAR OLDS TOWNS BEVERAGE NEW CUMBERLAN PA 27.X1 5 12 MAR OVERLIMTf FEE 29.00 6 20 MAR OLDS TOWNS BEVERAGE NEW CUMBERLAN PA 16.67 7 03 ABR CAPITAL ONE MONl'HI Y MEMBER FEE 6.00 Caagw porGaancismicnto Faux crrlo infornl4d6n iwfottantaaa{jwrta 6afb d Taa r T __(.'AKCiI~, m~ ~ ~ ~ O l'~1NA1VC:1F lma ad~ COLvSRA3 31,485.74 .0542596 19.8096 924.99 ADF '08 DE EFF.C11V0 9.00 .0542996 19.8096 A00 TASA DE INTERI;S ANUAL apFicada enesoe peri6do de fact»tncidn 19.6096 0000000 7 5291151774582793 03 1483220110000044003 7501160 Pea mmwuooe mu d w de Savaao al CLmoe opus gnrur d robo o axlnvto una 61[jeey llama aL• 1-900.461-0114 Eav&au pagol a: Envtewp<egunusc Amu Rmutunae Prooeeullg Caom~lOne9cvm CymlOneS.moe~ P. Bar 85184 P. Box 850]5 Rubnwnd, VA 2328551&4 R~uwnd, VA 13385-5075 Ssldo noew/New Balance (1.483.22 Cmtidad minima a g~adMimmum Amount Due (44.00 Fodu do Srndnnmto 03 do mayo do 2003 Payment Due Date May 03, 2003 Toml adjuntolfaml Endosed S Mimeo de Cualn/Armunt Number: 5291-1517-745&2793 Capital One, F.S.B. P.O. Box 85184 ~~~unu~~u~l~u~~l~ Richmond, VA 23285-5184 ~11~1~11~~111~1'~Il~ll~l~ll~l~llll~~~ll~ll~ll~lll~ll~tl~~~lll~ ladgoe codgoKtngi9uo de areaoa, o de duemau h maeo demewm mkcn de molds pmt audllpl addleel and ar anal dlvlgs bebwuwlgbLe a bled: mk. c.9dsc~ Apse Cad.d~C~ry FirdaSeve 2oaaponaV2lP rdlfmodeasdmaa/F9ome phmw Ow ukkndAlmrnav,e pboae 7:maada~ $9009481497445654$ MAIL ID NUMBER ANTONIO H ORTIZ m ~ 107 OLD YORK RD ~ ~ LOT 134 d' NEW CIIMBERLAND PA 17070-2496 ~Ill~~~lll~~~lll~lll~~~lllll~l~l~ll~~l~lll~~llll~~ll~ll~~lil~~ Eavle su pago porcomeo rn d aobterdjorttoylernadeesm'birsu n6nwo deawltam as ch~~eogao postal a nombledeCapihlOng FS.B_ Please wrae your acaomtt number on yaor clxdc or money order made payable m Capin baq F.S.B. and mail 'v1 dx mdaeed eawelope. GOLD MA5CERCARD ACCOUNT MAR o4 - APR 03, 2003 5291-1517-7458-2793 Acrawt Summary P B l renous a ance Paymemq Credits and Adjustmetns 11,462.37 5110.00 s>_ Tru+wcfioas 5105.86 ~ F'martce Charges (24.99 Ncw Baleaoc Mirsrnwn Arrxwrrc Du (1,463.22 544 00 e . Payment Due Date May 03, 2003 '!' l C d L ora re o ae ~ Tonl Avrilable Credit Credit I3rue fa Cash 51,500 f16.78 51,5(10 Available Credit for Cash (16.78 ~ Atyorueervice ro an c Ra.>~ a Oo acport a kit or rtoka ad: 1-800-462-0114 srad~` sera,ay~aaaw: arrrc c.~mtonos~ caranloaesenon ® P. .Box 85]84 P.O. Bar 65015 Paymcla, Cxdia aad Adjuetatenta 1 17 MAR PAYMENT RECEIVED - THANKYOU f110.00- '1'ta1>sections 2 07 MAR OLDS TOWNS BEVERAGE NEW CUMBERLAN PA (11.90 3 09 MAR GIANT FOOD SPORES #SIA CUMBERLAND PA 15.02 4 10 MAR OLDS TOWNS BEVERAGE NEW CUMBERLAN PA 27.27 S 12 MAR OVERLIMIT FEE 29.00 6 20 MAR OLDS TOWNS BEVERAGE NEW CUMBERLAN PA 16.67 7 03 APR CAPITAL ONE MONTFII Y MEMBER FEE 6.00 ~ Rrhmond. VA Yi2fl5-5184 Red,ma,d. VA 73785-5015 t_ M FinenceChatgee Alam.rxtlarr anrDirdarwueedsrrd aaLainxa, Pw+elr cv,ru ~hrdb s6 PURCHASES 53,485.74 .0.542996 19.80% 82199 CASH f.00 .0542996 19.8D% 8.00 ANNUAL PERCENTAGE RATE applied this peaSod 19.8096 44173T ImportsM Notice: Your payment will be eredrtsd to your account as of the dste we roceive rt, provded you send the bottom portan of this rtatemeM a9d your check m the ancbsed remittance envebpe, end your payment is recsrved n our procesang center by 3 p.m. Paymonta addressed to Vrgnia or Georgm proeeaamg center must be recewed on a business day by 3:00 p.m. ET. Payments addroased to our Washngton procesang center must be received on a busness day by 3:00 p.m. PT. Pkan albw et keel five l5) busneas days for postal delivery. Payments roeeived by us et any other beaten or rn another form may not be crodrted the same day we receive them. Our buanesa days are Mondaythrough Saturday, excludng holdays. Pbaw do not use staples, paper clips, etc. when prepang your paymerrt. Mornteoidrs Importarsts: Su pago nerd abonado a partrr de le feehe en qua b recibemoe, srempre y cuando usted envfe le pate nferar de Bate estsdo da cuente y su cheque en sl rsmrteMs sdluMO, y qus su pago ass roabdo sn nusstro esrrtro ds procssamrento pare les 3:00 p.m. Los pagos enwadoe a nwstro eentro do proeseamaMO en el estado de Vegnia o ds Georges, debsrin recbrrw en un dfe IaborabN, pare 7501160 lee 3:00 p.m., hors del Erte. Los pagoa envrados a nuestro wMro de procesamismo sn sl estado ds Weaha,gton, dsb.rbn recrbsae en un dfe kboreble, pea lea 3:00 p.m., horn del Paeffwo. Tsnga en cwMS qua se necssrta un mfrnmo de cnco (5) dfas laborables pas la emrsga postal. Los pegos qus reeibemos en olio lugar o en forme drfersnts tal vez no aeon ebonedos el memo dfe en qua ba recibemos. Nueatroa dfas laborabks son de lurtea a s8bado, axcepto bs dfac ferrados. Por favor no mcluya grapes, prosilas, suptapepelea, etc. con su pago. ReaalmerldeLswerlta Saldo aatator 11,483.22 Pagos, er6ditae y ajwtes 5100.00 Tranwodonce 524LGS Cargos pa fuiatlciamiento (26.06 SQdo mtcw 11,650.93 Confided mfn'una a page 5150.93 Fecha de vendmienm 03 de junio de 2003 Ltmie de Qbdizo 51,500 CrEdim fatal dapom'ble 5.00 Llmte de crdd'ao p`aa adebwtas de efactao 51,500 GntdiW dieponible pare adeLuuoa de efettiw 5.00 A su xrvicio Pon ammaa+ae eon el Depaetamaito de Seavxw il CLente o pan npormr d nbo o aam6o de una 6ujrAa, ]lane il: 1-900-~65-0114 7501160 Env& w pages a: Emte w prcgunas c Aan: Rannnnae Promnng ppml One Savrn Capml One Savwn P. Boo 55184 P. Bm 650]5 Ridimond,VAXi785-SL&1 AaAmoad,VA27285-SO]S CUENTA GOLD MASTERCARD 5291-151>-7456-2793 04 de ABR - 03 de MAY de 2000 P3gitn 1 de 1 Pagoa, u~fditoayajueta 1 14 ABR PAYMENTRECEIVED -THANK YOU i100.00- '1' 2 02 ABR WAL MART HARRISBURG E PA 579.48 3 04ABR OVERLIMITFEE 29.00 4 19 ABR VALUE CITY 00001917 YORK PA 127.17 5 03 MAY CAPITAL ONE MONTHLY MEMBER FEE 6.00 Cargospor 6nandamicnto Fawr rotrla irg6rmaiGe iwfartante a¢irrrrta ShcedSur T 6 w t..r T lr wren ~ ~ - -Y A' INIf r'te' FIN~IIV YI~ ram wlMt COMPRA3 s1,60L29 .0542996 19.5096 526.06 ADEI.AN7Y)6DEEFEC71V0 f.00 .0542996 19.80!6 f.OD TASA DE INTERirS ANUAL aplicada eaesoeperi6do de facnnacitSn 19.8096 0000000 7 5291151774582793 03 1650930100000150934 Indigos ns~lpn~er nq~bn de dnema, o de a¢emen h aoueo ekotdo~m enkrt. de moWe Saldo m4evo/New Balance 51.650.93 ~prmt ma~Lng add~ea, ~ ~ e-mod dm~grs bdx.vangblw a dads mk. Caaddad m9ttima a naar/Mimmum Amount Due 1150.93 Focha dcvatrnoiauo 03 do juoio do 2003 CaIMSerees Ape Payment Due Dare June 03, 2003 Cad~NCiry Eordaldnx ZoupnaVT.1P Tom! adjunto/I'otal Enclosed i Talllmodeas~dma/Fbme pMne Ow MKoadAtnauaa p9nm Ndmnu de Cuenn/Acornmt Number: ~aaad~. 5291-1517-7458-2793 #90'2481497445659# MAIL IO NUMBER Capital One, F S B ~ ANTONIO H ORTIZ P O Box 85184 ~~~mnr~~t~t~u~u~~ a LOT OL4 YORK R7 Richnond, VA 23285-5284 n NEW CUMBERLAND PA 17070-2496 IIIIIIII'111'II'lllll~l'I/IIIIIIII~'II~III11~'I1~11'II'~I111~ ° ~ IIII~~~III~~IIUIIIII~Illlllll~l~ll'~I~III~IIIIII'UI11'~IIII~ Eavfesu pogo paraoam en d aobae adjuntoyoecvadeesaobirsu nmfrm dernana m w cbegaeogiro poatda nombre de Capital Ong FS.B_ Pleaoe wriae your ecoount number on yaia cltak as monry order made payable ro Capin Oue, F S,$ and mail in the euclaeed envelope. ~_ Aocamt Pr $alarrce Ncw Haleocc Mimraawrr Anaraa Due Payment Due Date evaouc 11,483.22 P ~mCtedira and Adjuatmema (241.65 Fuaance Charges 526.06 F_ ___ aa~ '1'oml Credit Lrau Total Availahle Credit Credal line fa Carp Available Coedit far Cash COLD MASTERCARD ACCOUNT 5291-1517-7458-2793 APR o4 - MAY o3, 2003 Paymwrta, Cxdita andAdjaetancnte 1 14 APR PAYMENTRECEIVED -THANK YOU t100.00- '1'rarasactiona 51,650.93 3 5150.93 q June 03, 2003 $ 51,500 5.00 11,500 5.00 At yortr xrvrce To oll Curmmec Rdmorn ar m npwt a last or stolen a,d: 1-800-462-0114 Sad ~y~nm m: Smd.n2una m: Atts RaoaDraa oe Proamng OneSenoer OneSrmoti< P. Bmc 85189 P.O. Bec dSOf5 Ra~ma~d,vAZS~as-s1s4 Rd,a~a,vnz~5loss 02 APR WAL MART HARRISBURG E PA 579.98 04 APR OVERLIMIT FEE 29.00 19 APR VALUE CTTY00001917YORK PA 127.17 03 MAY CAPITAL ONE MONTHLY MEMBER FEE 6.00 Finance Charges P&werrtAeln patmrtDixJaasa erukrcd Brea Pa~ ~ ~~ PURCI{ASES 31,601.29 .0.5 19.8DK 31b.06 4 CASH 3.00 .QS 19.80% L00 ~¢M~ry ~ ANNUAL PERCENTAGE RATE applied thiapetlod 19.80% p N 474737 YrywrteM Nolbe: Your payment wdl be eredrtsd to your aeeouM as of the date we rocerve rt, provded you send tlhe bottom portan of tlua statement end your check m the encbsed remittance anvebpe, and your payment rs received m our procsssmg crjMer by 3 p.m. Payments addressed to V'agrnra or George procsssmg cerrter must bs rocerved on a business day by 3:00 p.m. ET. PeymeMpp addroased to our Washstgton processing center must be received on a busawss day by 3:00 p.m. PT. Please elbw at least five (5) kbuar»ss days for postal delivery. Payments received by us et any other bcetan or m another form may not be erodrted the same day we rbcerve them. Our buameas days are Nbndaythrough Saturday, ezcludetg holdeys. Please do not use atapbs, paper clips, etc. when preparrnp your paymerrt. Monrleci6n ImporteMe: Su pogo sorb abonado a pertr de le feche en qw b recibamos, srempro y cuando uated envfe la perte rnferar de site sstado ds cwnte y su cheque en sl rsnetsMe adluMo, y qua su pogo sea rscrbdo sn nusstro ceMro de procsssmeMo pare lea 3:00 p.m. Los pagos •nwados a nwstro ceMro ds procssamwMO en el •stedo de Vsgnre o de Georgia, deber8n recbrrw •n un dfa laborabk, pare 7501160 lea 3:00 p.m., hors del Este. Los pegos enwadoa a nusstro ceMro de procesem»nto en el eatado de Weshngton, deberan r.abrrse en un d(e laborebb, pars las 3:00 p.m., hors del PaeRico. Tanga sn twirls qua se nsessrte un rrr8tsrp de ernco (5) dfas IaborobNs pare le sMrsga postal. Los pegos qua reeiremoa en olio luger o en forma drfersnte tel vsz no seen ebonados el memo d(e sn qua ba reedaemos. Nuestroa dfas laborabbs son de lunea a sdbado, axcepto bs dfas fenados. Por favor no mcluye grapes, pres3les, suptapepeNs, etc. con su pogo. Rauatctl de L ulerlta Seldo arnerta 11,650.93 rr6d'aos y a 1 Tranacdones 135.00 Cargos por fmaneiamieato 126.77 Seldo nixes 11,592.70 Canadsd mLeima a pagan 192.70 FxLa de vendmierao 03 dejulio de 2003 LfmiOe de addilo 11,500 CrEdim total dapombk 1.00 Ltmite de aldito pars adelantas de efecrivo 11,500 Cr~6d;m diq~om'ble pan addamoa de efectivo 1.00 A au servicio 7501160 Pan comwaone aoa d to de Senaao al CLmoe open e'ePo+~ d robo o xyavfo una tacjeea, Bama aL• 1-000.462-0114 Cnvrewpagwc Pmkw pnBunWe Atm: Rammnae Proceamg CapnlOneSwssrs CaWilCaeScvias P. Box 85184 P. Box 85016 Ridmwnd,VA23285-SL&1 Rd~mold.VA2336S-5015 CUENTA GOLD MASTERCARD 5291-1517-7458-2793 04 de MAY - 03 de JUN de 2003 P9gina 1 de 1 PaRos, a~fdito. yaj9uaa 1 16 MAY PAYMENTRECEIVED -THANK YOU i120.00- "I'raraseodorxe 03 JUN CAPITAL ONE MONTHLY MEMBER FEE 03 JUN OVERLIMTI'FEE 16.00 29.00 Cargos porSmtkiamicnto _ Fawn roarla iry6rnrariJn imfortaUe a{junta SdJ e d~,r Tm.6 aw~fi T Zwner ~E ~~~ g,~ e(( lealaeferh P^~ FI 11 F YI1J ~ COMPRAS t1 S9L65 .054299 19.8096 16.77 ADEiANI~D6DE]~F.C17W 1.00 .0642996 19.8096 A00 TASA DE INTERi`S ANUAL aplicada weaepeYiddo de 9taC11111rC166 19.8096 0000000 7 5291151774582793 03 1592700120000092706 ladque aulpOKromLn de artma, o dx ausma, da aoaeo dxmm~ao en La. ax mote Soldo naevdNew Bahvrte 11.592.70 ~ 1~ adder and ar e~mul Bungs bdowvamgl3w as lock ad: Cemidad mftdma a naaadMimmum Amount Due 19270 Forha do vaednnatto 03 do Julio do 2003 Ca9b5rmn epee Payment Due Dare Jtdy o3, 2003 cex~c~ ~.aaisn~ ze..pe..uzm Toni adjunrofforal Endoeed t TaMfono de~a,dmo/1-lome p9w,a Ow utNoadAhemo.<p6oue N~Lnem de Cuaua/Account Numbs: o emeanea~ 5291-1517-745&2793 ~ #9015581497445653# MAIL ID NUMBBR Capital One, F.S.B. ~ ANTONIO H ORTIZ P.O. Box 85184 ~~~t~~ut~~~tr~n~~r~~ m ~ 107 OLD YORIt RD Richmond, VA 23285-5184 cn LOT 134 n NfiW CDMBBRLAND PA 17070-2496 ~u~t~n~~u1~t~~u~n~t~u~t~uu~~~n~n~u~~u~u~u~~~u1~ ° ~ut~~~ut~~~ur~ut~~~uur~t~r~n~~t~ut~~nu~~u~tt~~ut~~ Emk supxgo par mnm end sohcadjwrtoyrecoerdeescobir sa noneao da~vaeta en w dtegaeoguo patzal a nombm de CapitalOrc, FS.B_ Please vvrta ywr account nuaibar on your cLeck or monry order made payable m Caput one, P $.$ and mail in the eneteeed envelops ~i ssasa~ Aocotmt Sttmulary P B l renouc a ance Paymenla, Credit and Adjuetmems 11,650.93 3120.00 Trsowction 135.00 Finance Charge 126.77 Ncw Balearic 11,592.70 Minunum Amount Due 192.70 Payment Due Date Juty 03, 2003 ~ 'real ctedrt Lwe il.soo Tact Available Credit tA0 Cxdu Line fa Cash 11,500 Available Credit for Cash iA0 ~ At TodLCvrtomaRdshomaooiepoctakata«akacud: 1-800-462-0114 ~'i~ Smd,aQana uK ~ ~~ aso ~ Rdunad,YA 21285-51&1 Rd~mmd. YA 23285-5015 saw M o GOLD MASCERCARD ACCOUNT 5291-1517-745&2793 MAY 04 -JUN 03, 2003 Pagmcna, Crcdia mudAdjuetatew 1 16 MAY PAYMENT RECEIVED -THANK YOU 1120.00- "1'tartsecfioas 2 03 JUN CAPITAL ONE MONTHLY MEMBER FEE 16.00 3 03 JUN OVERLIMTT Fri 29.00 FinatueCLatges Pkmekrthe7 aartDiudmsravmrlarrd Bdarnm(r PM~eIr CAf~i°PR ~ ~Lrlm rear 1xfIlcHAS>~ i1,591b5 .ntv5t6 19.80K S2S77 CASH SAO .aS429% 19.80K A00 ANNUAL PERCENTAGE RATE applied tltispexlod a73sar byrorteM Kolbe: Your payment wil bs credited to your account as of the date we receive rt, provded you send the bottom portbn of thla atatemeM and your check m the encbsed remittance envebpe, and your payment Ie received u1 our procsssalg center by 3 p.m. Payments addreaaed to Vrglrne or Georq~e procssssq center must bs roeenrod on a buatnssa day by 3:00 p.m. ET. Payments eddrosaed to our Washington procsasng center must be received on a busuross day by 3:00 p.m. PT. Pease albw at Nart fiw (51 buslnsss days for portal delivery. Payments received by us et any other bcetwn or In another form may not bs credited the seine day we receive them. Our business days ere Monday through Saturday, excluding holidays. Please do not use stapes, paper clips, etc. when preparing your payment. 19.8096 Momtaci6n Importarue: Su pogo ser6 ebonedo a pertly de a feche en qua b ree~bemos, aempre y cuendo usted enve le pate mferar de sate eatado de cuents y su cheque en el rsrtatents adlunto, y qw su pogo sae rec~do en nusstro cerrtro da procesamrsrrto pare las 3:00 p.m. Los pagos envlados a nueetro Centro de procesamlento en N estado de Vagrna o de Georges, deberin rocibaw en un dfa laborabe, pare 7501160 lea 3:00 p.m., hors del Este. Loa pagos enwados a nuestro Centro de procssemleMO en el eatado de Waahngton, deber&1 reclbirae en un dta eborabe, pare las 3:00 p.m., horn del Pacffieo. Tanga en cueMa qua ss necssrta un mffllrrt0 de anco f51 dfas laborabes pare la sntrsga postal. Loa pagos qua recibamos sn otro lugar o en forme drfereMe tal vsz no scan ebonadoa el memo d(e en qua bs rseibemos. Nueatroa dfas laborabea son de tunes a adbado, excepto be dfas ferledoa. Por favor no incluye grapes, presilas, suptapapeea, etc. con su pogo. Re9a7men de )a cuenta Saldo aat~ =1,592.70 Troao Y f6.00 Cargos pa fmu9riamiemo 124.95 Saldo rolevo =1,503.65 Canudad mfnima a Pagan y45.00 Fxha de ~endmiemu 02 de agoato de 2003 Lfmioe de aEd'ao 11,500 Crbdim total duponible 1.00 Limits de aEduo pats adebuttas de efecbvo 11,500 Crddito dispottible pars adehuuoe de efectiw f.00 A su xrvido 7501160 Puy aaou~ mo d Dmm de Sarno d CLrnte opus cgwrhr d robo o atwv(o & wu tvjw, Lune d: 1-800462-0114 Emk w poga a; 2mr[esus pRgunus a: Ava: Remrtnna Prooewng Caaml One Sexvcn C~ One Sen~an P. Bay 85184 P. Bax BSO1S Rkhmaid,VAXi2&5-5184 Redtmond,VA2328S-5075 CUENTA GOLD MASTERCARD 5291-1517-7458-2793 04 de JUN - 03 de JUL de 2003 PSgina 1 de 1 r ,~re~dditosyaj9utex 1 16 JUN PAYMENT RECEIVED -THANK YOU i120.00- 'I'1s179aooone9 2 03 JUL CAPITAL ONE MONTHLY MEMBER FEE 16.00 Catgoe por&nandamicnto Fatar vrrla i~y8rara~iJe iarpwtantea~(jrnJs sry,~te~lr~,,, r i.,a.r, r ~•~ FINANC:1AfVllHNIU ree3,~,t~4r. PAM COMPRA3 81,533.15 .0542596 19.8096 824.95 ADELAN'PDS DE EPEC71V0 R00 .0542996 19.9096 AOD TASADEINI`ER~SAN[JALapPicadaeneeoeperiddodefacnuacidn 19.8096 0000000 7 5291151774582793 03 1503650120000045004 `~,mere.mtaoae areaaan o de dueoaan de ameo elegy ea levy de mays Saldo noew/New Bablooe 51.503.65 ~~ ""~-e ~iddaca sad or e+nul Canudad~n4ol~awau/MimmumAmountDue 145.00 ~~~ ~~~a~~ Foeha dcvatamiatto 02 do egoeto do 2003 c.9wsn+x, gpeu Paymem Due Date August 02, 2003 coq F..ads~ zo..po.ed/ZIP Total adjunto/I'otal Enclosed t Taagmo d<n,ama/F~me ~ o0o vlbiondAiaane phw~a N6mero de Cmna/Account Number: ems. ,, 5291-1517-7458-2793 #9018581497445650# MAIL ID NDMBSR Capital One, F.S.B. ~ ANTONIO H ORTIZ P.O. Box 85164 Illuinl~Itnllilnll ~ ~ 107 OLD YORK RD Richmond, VA 23285-5184 ~ LOT 134 NBW CDMBERLAND PA 17070-2496 IuI9InIInJJIuInI9IuI9IunIIIuIuIullululnlll~ul ° ' Iu9IIIu9IIlndndlluu9I9I9IuIIJudIuullulullu9ll Em[e su pago p~covao m d eobie adjuntoymrnade ombirru n6mao de nwnaat w~t~ogao portal a nombtede CapiulOrc, F.S.B_ Please write ywr account number on yrnr chock or morcy ceder made payable m Capiml bm, F.S.B. and mail in the eruloeed ea~elope. ~i i Accarut Summary Prenous Ba)ailce Prymaia, Credin and Adjustme 11,592.70 ms 1120.00 Tranwcboiis Finance Charges 16.00 {24.95 Ncw Balaocc Mi A D {1,503.65 nimum mount ue Payltient Due Date 145.00 August 02, 2003 'T l C d L 50 ota re it ine ~ Tool Awilahle Credit 11, 0 tA0 ~ CreduLinefa Cash 11500 ~ Availahle Credit far Cash tA0 ~ Atpottrservicc ToodlClsoomaRdwaaoranpoitalwtarrtokaa~d: 1-80x462-0114 ~«~s se~a,ey~v>< a e "~` ~~ t ~ Ardanad. VA 2i7flS-5184 sso Rr.Amond,VA 23765-5015 t_ GOLD MASTERCARD ACCOUNT 5291-1517-745&2793 JUN 04 - JUL 03, 2003 PaYaienta, Credia and Adjustments 1 16 JUN PAYMENTRECEIVED -THANK YOU 1120.00- '1'rtulsectdom 03 JUL CAPITAL ONE MONTHLY MEMBER FEE 16.00 Fi~anceChatSea Plaursxer~rLspcrroarD;rrla rw a er ul aa d ro ~,~ C g ~ ~ p ~ ve,~ ~~ CHARGE .~ Es slss3 o °~ i9 'a i~ ~ s. :os 2y+c . ~o o ANNUAL PERCENTAGE RATE applied tL'uperiod 44s7er YnporlaM Notios: Your payment wdl be eredrted to your account as of the dots we roeerve rt, provded you send the bottom portion of tMs staterneM and your check m the encbsed remRtance enwbps, and your payment is rvicerved m our procsssng center by 3 p.m. Payments addressed to V'rginia or Georgia procsasmg esMSr must bs reserved on a business dsy by 3:00 p.m. ET. Payments eddroassd to our Washstgton procssamg center must be received on a busaNSS day by 3:00 p.m. PT. Phase elbw et least five (5) buaness days for postal delivery. Payments reserved by ua at any other beMan or in another form may not bs erodrtsd the same day we roceive them. Our business days are Mordaythrough Saturday, sxcludmg holdeys. Pksse do not use atapks, paper clips, etc. when prepsaig your payment. 19.80% Mo-mscidn Impottarsts: Su pogo ser6 ebonado a pertir de b feche en qua b recibamos, siert~ire y cuendo usted souls k parts mferar de eats sstado de cusMa y w cheque sit sl rsmtsMs adluMo, y qus su pego see rscibafo en nusstro csrmo d. procesamisnto pars lea 3:00 p.m. Los pegos enviados a nwstro centro de proteoamwMO en el estado de Vignia o ds Georgia, deberin recbirw en un dfa laborebk, pare 7501160 lea 3:00 p.m., hors del Ests. Loa pegos enviados a nuestro cenVo de proessemisnto en sl estado ds Waahe,gton, deber6n reeibsss en un dfa kborabN, pars las 3:00 p.m., horn del PecKico. Tsnga sit eusnta qus se necssrte un mitxno ds cinco (5) dfas IeborabNs pare la sMrsga postal. Loa pegos qus reei~emoa en otro lager o en forme drfersnte tal vex no seen ebonsdoa el msrta dfa en qua ba reeibarrws. Nusstroa dfas laborables son de lunea a s6bado, oxcepto be dfas ferisdos. Por tavor no incluya grapes, prosilas, suletapapeps, etc. con su pogo. Reeumen de Lt cucnta Saldo amata 11,503.65 Y a 1 Ttaorrcaones 16.00 Cargos par 6~iamieato (24.57 Saldo nunro 11,434.22 Canndad m[nima a pagan 143.00 Fecha de venamiento 03 de sepbembre de 2003 Ltm'ss de crldi0u 11,500 Crbdim total diepomble 165.78 Ltmioe de crtdito pare adelaatos de efectivo 11,500 Ctbdito dirpom'ble pars adda>dns de ekrtiw 165.78 Asu servirio 7501160 Puaaomuou..ne mad mde Sarno a7 CLmoeopca roparbr dtobo o ectnvfo um trjay 16ime aL• 1-90D-46]-0ila Emle w page a: Envfe w pagunW c Amr. Ramttuia Pmon.mg CeEmL0ae8rrvns C~OneSarwa P.D. ear 55784 p. 80: esoss R.dunond,VAXi285-5184 R~mond,VA232&5-5075 CUENTA GOLD MASTERCARD 5291-1517-7458-2793 04 de JUL - 03 de AGO de 2003 Psgitn 1 de 1 Psgae, ct~dib0s y ajuste~ 1 18 JUL PAYMENTRECEIVED -THANK YOU i100.00- 'I'1H7188CC1097r8 2 0.3 ACO CAPITAL ONE MONTHLY MEMBER FEE 16.00 Caegw For &mr7damirnto ForaraerJa infr'xmsrJn isrportanrsa{jrarta T ' ~ ' penai,r aepf.vV rsa wtMt .wd(aaty FII ] I O mrw~otiSenk COMPRAS 11,46L06 .6541596 19.8096 f?A.SI ADELANI'06 DE EPECCIVO l00 .0542591 19.8096 100 TASA DE INI'ER$S ANUAL app eaeste pexiddo de fischuacidn 19.8096 0000000 7 5291151774582793 03 1434220100000043006 ~a~va~Ln de acem6rt o de auemai h ameo ekmdO,m m k4. h nwlde Saldo noeva/New Balance 11.434.22 pran~ms~ag.dd~a. aad a e,oad dvv~a bdo..,amg hla: ar 9iad mk Cantidad mLdrta a wiaadMimmum Amouat Due 143.00 Forha dcvmrlmimto 03 do acptiombrc do 2003 C.Oe'sarn Aprl Paymem Due Date September 03, 2003 vrddsme zo..~..u27r Totdadjuoto/I'otal EndoBed 1 Td~omod<n,ama~>omr N~imaodeCttama/ArrountNumbc e~ o~~° ~~~ emaad~m 5291-1517-7458-27'93 ~ #9021581497445655# MAIL ID NDMBSR Capital One, F.S.B. ~ ANTONIO H ORTIZ P.O. Box 85164 ~~~~n~r~~~~~~~~i~~rr~ o ! 107 OLD YORK RD Richmond, VA 23285-5184 ~o ! LOT 134 ~ ! N6W COMSBRLAND PA 17070-2496 ~u~~~u~~m~9~~u~u~~~u~~~nn~~~u~n~u~~u~n~u~~~u~~ ° ® ~ui~~~m~~~ar~m~~~nu~~~~~~n~~~~ui~~nu~~u~u~~nr~~ Em{e su pago pormtrm m d aobre rdjmrtoyiecnerdemm'bir sn mmteto deawrtam w ~ey~~eo~o p~o~d a nombede Ca~pitalOne, FS.B» Please wire yota~ aoooum number on yrnv clxrk or moary order made payable 9o Capin bne, F.S.S. and mail in the eadaeed envelope. COLD MASTERCARD ACCOUNt JUL 04 -AUG 03, 2003 5291-1517-7458-2793 Account Summary P B l 50 5 renous a ance PayrtKrro, Credits and Adjuatmeros f1, 3h 5100.00 Truuearors Penance Charges f6.00 (24.57 Ncw Balanac Mitucnwn Arnount Due ti,434.22 (43.00 Payment Due Date September 0.3, 2003 Payments, Cxdits auuiAdjustmenb 1 18 JUL PAYMENTRECEIVED -THANK YOU ri00.0o- '1'tertsacdons 03 AUG CAPITAL ONE MONTI-ILY MEMBER FEE '!'oral Credrt Lwe 51,500 Taal Available Credit (65.78 e~ CredrtLinefaCadl (1,500 ~x Available Credit far Cash f65.78 !! ® Atyalraervict To oll Coaroa~ R.dsoae or eu report a brt a stolen aud: 1-8 0 0 - 4 6 2 -0114 pp um m~ tt aa ~.yy ~ AtcsRmuuaioePromou~g S m d wpuoata. Ca ~ nl P.b. Bmr fly P.b. Banc &S0 !lam Rs9unond, VA 23]85-5154 RrLnsond, VA 27285-5015 M 05 O N f6.00 Fu2e11ceCha~ge~ P&me,adxlarparaarDixl~ms~vages~rlard B~.r.+aar A,+~ ~ CHAR ~p6dm raa PURCHASES f1,46L06 .05429% 19.80% !20.57 CASH i.00 .0542996 19.80K t00 ANNUAL PERCENTAGE RATE applied rhispessod 19.80% 4b603T YnportaM Notice: Your payment wit be eredrtsd to your eeeount as of the date we roeenre rt, provded you send the bottom portan of this statement end your check m the encbsed remittance enwbpe, end your peymem ra reserved in our procsasing center by 3 p.m. PaymeMa addressed to Virgrrne or Georgre proesssrng center must be reserved on a business dey by 3:00 p.m. ET. Paymsrrts addroased to our Washs9gton processing center must be reserved on a busrnesa day by 3:00 p.m. PT. Pkaae dbw et kart fnre (5) busrnesa days for postal delnrory. Payments roeerved by us at any other bestan or in another form may not bs ersdrted the same dey we reserve them. Our bus,neas days ere Nbnday through Saturday, e~ludsp holdeys. Please do not use staples, paper clips, etc. when prepanng your payment. Ytfornlaoi6n ImporteMe: Su pogo ser6 ebonedo a pertM de le feche en qua b recrbamos, srampre y cuando uated envk la parts inferar de eats satedo de cuenta y su cheque en el rsmrtsMe adlunto, y qus su pogo ass recrbdo sn nuestro cantro de procesemrsnto pars las 3:00 p.m. Loa pagoe enwados a nwatro cantro da procesamwMO an el earado de Vsgnca o de Georgia, deberin recibsoe •n can dfa laborabk, pare 7501160 lea 3:00 p.m., hors del Eate. Los pegos enwadoa a nusstro cantro de proceaamceMo en sl eatado de Washington, deber6n reeiNroe en can die leborabk, pera Iss 3:00 p.m., hors del PxOrco. Tsnga en cuente qus ss nscssrte can rnA9ur9o da crnco (5) dfas laborabks psra le sntrsga postal. Loa pegoa qus reebamos en olio lugar o en forme dcfsrsnts tel wz no aeon abonedos el memo dfa en qus bs recrbanaa. Nuaatroa dfas leborabks son da tunes a sdbado, axcapto bs dfas ierrsdos. Pot favor no incluya grapes, preaflaa, auptapapeka, etc. con w pogo. ResllmendeLclKnta Saldo artata 11,434.72 atdimayajultes ~ 00 Cargos por finanewmiento 125.39 Seldo tulav 11,607.92 Cantulad alfnima a page 1107.92 Fecha de rslxinlienro 03 de oaub/e de 2003 Limits d< a+Cdim :1,500 ctrsa~ ldal d'upolltble s.oo Limme de QEd'¢o pen addalnas de efectiw 11,500 CrEdim disponiNe pan adelatlros de efectiw 1.00 A sll tltxc3cin PIn aolmmlullc ooa d to de Ssvno al Comte opn tgwllu drobo o actla$o una 1xljeta, Blme IL• 1-90d/b1-0114 Ellvk 141 pga a: Emfe ap pegunus a: Attn: Reaamnoe Pmoe.ung CapWOx6w,m CaptalOneSav,on P. Bwx 85184 P. Box 85015 R.damnd, YA 13185-5184 R~mond.VA13285-SO1S CUENTA GOLD MASTERCARD 5291-1517-7456-Y193 04 de ACO - 03 de SEP de 2003 P3gima 1 de 1 PIIP,Oa, crEditoe Yapetee 1 18 ACO PAYMENT RECEIVED -THANK YOU SeO.oa ~I~nIBaOCIDRCB 2 19 AGO VALUE C11Y 00001917 YORK PA 55336 3 20 ACO MYPAYSYSPEMS.COM 18887510744 GBR 139.95 4 22AG0 OVERLIMITFEE 29.00 5 03 SEP CAPITAL ONE MONTHLY MEMBER FEE 6.00 Gargoa porSmnaamiento Favor nark itgOrrxariCa iar~ arfaate a¢ixrua ,- Sdbd~ur T J.rw,r, Tmlr.et.,w P~ ~ ' i V(; FZ a xgliol4 prl6inr 1 Jb IA~•~IEj1) a~IfllJ n !ff d^Q/°~ `~ COMPRAB 51,509.91 .0541596 19.8096 525.39 ADELANI'06 DE F.FF.CClYO 5.00 .0.542596 19.8096 5.00 TASA DE IIVTER$:S ANUA,L IIp11C8S1a en eeapetf6do de factwlld6n 19.8096 0000000 7 5291151774582793 03 1607920080000107928 7501160 Saldo nonolNew Babuloe 11,607.92 Canlidad milcma a vaaadMimmum Amoulrt Due x107.92 FoeLa dewuiodmto 03 do oelnbre de 2003 Paytnem Due 1?ate October 03, 2003 Totaladjwlto/foralEnrlowd 1 NOmeno de Cumta/Acoowu Number. 5291-1517-7458-2793 Cap> tal One, F S a P 0 BOx 85184 'i'1IIIIIIII III IIIIIII Richrlond, vA 23285-5184 ~11 ~1 ~III~111~1~'I1~11'1IIII1~11III~~11'I1~11~'I1~11'I1~~~111~ Indpue n>daolunmlm h alemda a h au~emba h amso de~am m kt. h mesa ~pm laa~g~iddra/sadasemwddwtgn9xdowwmgbilearbLal,dl. aadsex.e Apli ced.a~ca~ 9~.I.adsnl. zs..pell.vza TdKouodelaldmdfioarcpbme Omote6YmdAhlmaowp9vne En3Add,a. ~ #9024781497445658# MAIL IO NUMBER ~ ANTONIO H ORTIZ rl ~ 107 OI,O YORK RO Iro. LOT 134 1D NEW CUMBERLAND PA 17070-2496 ~ ~ 'III~I~111~'~111~111~'~11111~1~1~11~~1 ~111~'1111~'I1~11'~111~~ Emfesupagoporceamendsobleadjmltoy/ealadeesmbIrsu116nlaode~valneasu ogmapo~alanombledeCapitdOne,F.S$_ Please write your aooouut numbs oa yotia ohetk a mwlty order made payable au Capital One, F.S.S. and mail in dx eodoeed emslopa GOLD MASTERCARD ACCOUNT AUG 04 -SEP o3, 2003 5291-1517-745&2793 Aooouat Stmtmary Prenow Balarr<e Payntrnta Credits and Adjtutmems 11,434.22 180.00 Tramadiom Fuautae Charges 1228.31 125.39 New Balaox Minunum Aaaunt Due Payment Due Date '1'otaL Cxdtt Lute s~ aaaa~ iK 0 Twal Available Credit Cradu Line far Cash Available Credit far Cash 11,607.92 5107.92 October 03, 2003 51,500 SAO 51,.500 SAO Atytturaervice To dlCmmmc Rdmaa a ao cwt a last a rro]ra aacd: 1-800-462-0114 smdpry~ ~ ~: sm4,a~t~t, t~ Asa: Raaamwe Promrmg GMalOnn3evwn Gnn10ne8wwe P, ltmt 55159 P. lint 85015 Rrhnand. VA 27285-5189 Rxhmoad, VA 23285-5015 Payments, Cmdits and Adjuemtenb 1 18 AUG PAYMENTRECEIVED - THANKYOU i80.00- "1'tarreactions 19 AUG VALUE CITY00001917 YORK PA 15336 20 AUG MYPAYSYSI'EMS.COM 16887530744 GBR 139.95 22 AUC OVERLIMIT FEE 29.00 03 SEP CAPITAL ONE MONTHLY MEMBER FEE 6.00 FulanxChatpes PkwniarrGrlsforharrDixlawaerularrd er.L.ar..a 2M,a& ~ ~~ gyJrlre ..ar PURCHASES 51,509.91 .0547511 19.80K {2539 CASH SAO .05475% 19.8Mt• L00 ANNUAL PERCENTAGE RATE applied this perbd 487277 YltportaM Notios: Your payment wdl be credited to your account as of the date We roeerve rt, provded you send the bottom portan of ttva statement and your check m the encbeed remittance envabpv, and your payment Is rocenred m our procesemg center by 3 p.m. Payments addressed to Vrgtnie or Georgia processslg center must bs reeenrod on a buanesa day by 3:00 p.m. ET. Payments addrosssd to our Waehrlgton processng center must be received on a busrrosa day by 3:00 p.m. PT. Pkaw albw rt least five (5) business days for portal delrvsry. Payments reesroed by us at any other beaten or to another form may not bs eroditsd the same day we roeenre them. Our buatness days are Wbndaythrough Saturday, e~acludrp hoWeyc. Please do not use rtapks, paper clips, etc. when prepertng your payment. 19.8096 Inforrnsoi6n Impostartis: Su pogo ser6 ebonado a perttr de b feche en qua b recibemoa, stempre y cuendo usted envfe la parts mfsrar de sate eatado de cusnte y su cheque an sl remrteMS sdlurrto, y qua su pago ass recibdo en nwetro csrwo ds procesanssrrto pars las 3:00 p.m. Los pagos enwadoe a nwotro eentro de proeesamtento sn el eetado de Yrgnta o de Georgia, deberin recbrw en un dfa IaborabM, pare 7501160 Ise 3:00 p.m., hors del Este. Loa pagos snwadoa a nusstro centro de procesamtento sn sl eatedo de Waaha,gton, deberfn roctbtrse en un d(a kborabN, pus tae 3:00 p.m., bore del Pacffao. Tanga en cuenta qua H necssrta un mfi9im0 de 9nneo (5) dfea IaborabMs pare la sMrsga postal. Los pegos qua reciberros sn otro lugar o en forme drfersnte tel wz no aeon abonedoe sl mromo dfa en qua bs rseibemos. Nuestros dfea laborebles son de tunes a s8bado, excepto ba dfea fenados. Por favor no mcluya grapes, presilas, wletapapaka, etc. con w pago. Ree9lmen do L cuonta Saldo anterlca ;1,607.92 a~6dita Tra7>sacdonea y ;120:00 Cargw por Enanriunieaw ;25.81 Sddo nuNO 01,588.68 6 Fula ed ruodmie~ 03 de novia97b7e de m0 3 L(mi= de uddito ;1,500 Cr6d;m tou71 dupom'ble ;AO Ltmie de add'uo pars adebmtos de etec9iw ;1.500 CrEdim diaponible pars adehu7me de efectiw R00 A au aervicio 7501160 Pm eomuoinoe oan d Depuhu~wtm de 3avxio il CLmoe opn ~R"+me drabo o actnv[o ~e un~ te~eEy Lunt ~1: 1-BOa46I-0114 Attrc Rmuw Eirvk as prsgunus u Cap~l One 9av Caphl One Sanors P. Bos 85184 P. Bo: SSO75 Rulmand,VA23185-5164 R~mond.YA23265-5075 CUENTA GOLD MASTERCARD 5291-1517-7458-2793 04 de SEP- 03 de OCT de 2003 Pigina 1 de 2 Pagoe, additae q ajuetee 1 20 SEP PAYMENT RECEIVED -THANK YOU ;120.00- 'I'7anaeocionea 2 24 SEP MYPAYSYSTEMS.COM 18887510744 GBR ;39.95 3 26 SEP OVERLIMTf FEE 29,00 4 03 OCT CAPITAL ONE MONTHLY MEMBER FEE 6.00 <.atgoe por finenciamirnto Fauvr vark ir~6rdiaaJrr ie fatantsar{juirta. Sd1~dA,r T 4wrna Tulr.uew CA RS~IDS POR ' ' xoolmtr p~uK lfss wlxG FIN~ N~,LAM]Ej~] I O CO1#PRAS 31,595.73 0542591 19.80% {25.81 AD1I.ADT1'O8 DE EFF.C71V0 A00 .0547591 19.8096 f.00 TASADEINI`E ANUALapI'icadneaeet~eperiGdodefactwsdSn 19.8096 0000000 7 5291151774582793 03 1588680120000088686 Indrpe a~tao de d'ueon6node aueoa6n de ouaeo elomao~eo sn7etn de molds Saldonuevo/NewBalame ;1,588.68 ~ryn °~ .ddm.a¢aao-aaad~gabdowu~mgeLearw.a~mk. Caaadd m6mna a vweadMimmam Amoum Due ;88.68 Fodia dcva~dnrialto 03 do novicmbrc do 2003 G3dstnet Ap« Paymem Due Due November 03, 2003 C+d~d'Gry firdo5nte T.eupmVZIP TonladjuntolFo9alEndoaed i TeBbmdevsdmo~-tome phme Ow oLbodNmmaae p6aa~e NOmerodeCuenta/Acoount Number: 9~d~~ 5291-1517-7458-2793 ~ #9027781497445655# MAIL ID NUMBER Capital One, F.S.B. ~ ANTONIO H ORTIZ P.O. Sox 85184 I I I II II I II m ~ 107 OLD YORK RD ~ n n ~ w ue ~ ~ LOT 134 Richmond, VA 23285-5184 m . NEW CUMBERLAND PA 17070-2496 InIdnllnddlnlul~IulduulllululullululullluJ ~ ~ IuJIIuJIlududllaudJdulldudluullulnllnell Em4e anpago pm mrteo ea d sobrcsdjmrtoyimurdeeecobir su mimeo decaana m eu chegoe og'vo petal a Hombre deC~pitil Orc, FS.B_ Please wits 7'mu aeaount number on your ebttlc or money order made payable m Cepril »h F S.B aad mail in the endoeed eavetopa GOLD MAS'CERCARD ACCOUNT SEP 04 - OCT o3, 2003 5241-1517-745&2793 Aocoamt Summary P B l revwue a ance Paymems. Credits and Adjustmeroa 11,607.92 S11A.00 Transactions 174.95 Finasee Charges (25.81 Ncw Balenac 11,588.68 Miaunum Amount Due 188.66 Paymem Due Dau November 03, 2003 ~ 'Total credit Lme 31,SOo Toml Available Credit 1.00 CmlttLine fa Cash 11.500 ~a~s Available Credit for Cash 1.00 Pa}axna, Ctedite and Adjustments 1 ZO SEP PAYMENT RECEIVED -THANK YOU 1120.00- '1'rar4eactiont 2 24 SEP MYPAYSYSTEMS.COM 1888'7510744 CBR =39.95 3 26 SEP OVERLIMIT FEE 29.00 4 03 OCT CAPITAL ONE MONTHLY MEMBER FEE 6.00 ~ At To orLL Cuauroa Rdmae ar SO ~patalast or rroka oud: 1-800-462-0114 ~a,~ Av~n28s-slew ~ ~ a~zues-sou !! M O FinarieeC Pkare.raMe7 arnix/anoerasJarre ~~ > ~~b PURCHASES f1,S85.73 .0.542941 19.8641 /25.81 CASH f.00 .6542941 19.80K R00 ANNUAL PERCENTAGE RATE sPPI~ th)sperlod 14.80% 3e3ser Important Notice: Your payment wdl be eredrted to your account as of tM date we roeenre rt, provsied you send the bottom portan of tF»a statement and your check n the encbeed remittance enwbpe, and your payment is reserved n our procsesng center by 3 p.m. Payments addressed to Virgmis or Georgic procsasmg center must bs roesnrod on a bustnesa day by 3:00 p.m. ET. Payments eddroeaed to our Washngton processng center must be received on a busness day by 3:00 p.m. Pf. Pkase allow at Nest five (5) buansss days for postal delnrery. Payments roeetved by us et any other beaten or m another form may not bs erodrtsd the same day we reeetw them. Our buameas days are Monday through Saturday, ewcludng holdays. Pkap do not use staples, paper clips, etc. when preparing your paymerrt. Ysforrttssaiidrt Importartta: Su pago ser6 abonedo a pertir de b fecha en qua b rectbamos, sbmpre y euando uated envfe la perte nferwr de nets estado ds cuente y su cheque en sl rertatsrrts adluMO, y qua su pago nee rscbdo en nwstro csntro ds procssemanto pars lee 3:00 p.m. Los pagos enwados a nwstro eantro da procssam»rrto an al satado da Yxgn~a o de Georgia, dsbarin racbirw en un dfa laborabk, pare 7501160 las 3:00 p.m., hors del Eats. Los pagoa enviados a nusstro cenVO ds proeesam»nto sn sl eatado de Waahngton, deb.rbn rscdsvae en un die laborabb, pare las 3:00 p.m., Nora del Paeffieo. Tsnga sn euenta qua se neessrta un rr~ar4o de aneo (5) dfas Isborebks pare la entrega postal. Loa pegos qus recbenas sn otro lager o en forme difersMe tel wz no seen ebonedos el nwmo d(e en qua bs rscibemos. Nueatroa dfas IaborabNs son de lanes a s8bado, ezaepto be dfas fenados. Por fawr no mcluya grapes, presilas, suptapapelea, ate. con su pago. Rasumetl de )a cnatta Saldo antawr (1,588.66 Pagae, crbditas y apmns 1120.00 Truaxaones 174.95 Cargos par 5naaciaaiieato 12G57 Seldo mww (1,57020 Canndad m[ninu a pogo 170.20 Faha de veodmlento 0.3 de didembre de 2003 Elmira de addiro 11,500 Cr6dim tool dxponibie 1.00 Elmira de a!dao pea adebtmae de efxtivo 11,500 Cr6dim diepom'blt pea adeLvnne de efectiw 1.00 A an aert5cio 7501160 Pus aomumaoe o0o a Depa[mmmoo de Savno il (7~a~0e opn ~q+uhir d mbo o a~travfo & una mgam, Dame a1. 1467-0114 AvrcR t~uibe Emk no pngunWc ~^8 QpulOxSar,m CapmlOneSanon P. Ben 85154 P. Box 65015 Aidunoid,VAZt2&5-5184 Rul,mond,VA37285-5015 CUENTA COLD MASTERCARD 5291-1517-7456-2793 04 de OCT - 41 de NOV de 2003 Pig~ina 1 de 2 Pagae, atditasgajustes 1 27 OCT PAYMENTRECEIVED -THANK YOU i120.00- '1'1at9secdonee 2 30 OCT MYPAYSYSIEMS.COM 18867510744 GBR 3 01 NOV OVERI.IMTf FEE 4 a3 NOV CAPITAL ONE MONTHLY MEMBER FEE 139.95 29.00 6.00 CatgospolS~ndamicnm Fawrewla inf~rnuri6n inefartantta{imtta S.lbd~a,r T Jr~ Tawls wtnW __LAL~1L_ ~K1 Mnainr ~~ @~1NAN Y1U C01dPRA3 itd80.10 0547596 19.6096 576.57 AD)?1AN'9'OS DE F.FEC'[iV0 5.00 .0.542996 L9.8096 5.00 TASADEINI'ERI`SANUALap~daeneatepuibdodefecausdon 19.8096 0000000 7 5291151774582793 03 1570200120000070200 4~Mm~ amLn de dueoa6n uh avambn de mmo demdmm m kaa h mdde Saldo iutevn/New Babutoe 11.570.20 17eaKpmnm.am8.ddree and a ~ dwga bdvwwmgtLe a blade mk. Cmtidad mbtiim a waadMimmum Amount Due 17020 Fodu dcvmdnnatto 03 da dciombrc do 2003 c.oa~ 6Rs Payment Due Due December 03, 2003 C~G9 R~udo~5me 7aaperaV7IP Tomladjuataffo9a]Enr]osed i Tdaeao~ NdmerodeCoaun/Arm~mtNumber. e~ owmldono~6tx~nn<ephoae e~aad~m 5291-1517-7456-2793 ~ #9030881497445658# MAIL ID NUMBER Capital One, F.S.S. ~ ANTONIO H ORTIZ P.O. Box 85184 ~e~~~~it~~n~~~~~~ee~~ N ~ 107 OLD YORK RD r Richmond, VA 23285-5184 a LOT 134 '^ ~_ NEW CUMBERLAND PA 17070-2496 11I~I~II~I II I~II'II'11I1 ~11'I'lllll'~IIIIIIII'~11'11 ~11'~'lll~ ~ ~ I111~~~111~~'111'1111'~11111'1~1~/1~'II111~'llll~~l l~II~~IIII' Emkw pogo paamnm m d aobae rdjumoyternadeeambirw nan~ao decuauam w chegmog?o poa~al a nombeedeCapitalOrc, FS.S_ Please vvrite ywc account number on your check or money aide made payable ao Cepiml One, F.S.S. and mail in the enclosed envelope. r~~ r-___._ Atxwlat Stmlmary~ P B l renoua a ance Prymela% Crcdirs and Adjustmems (1,588.68 S120A0 Trmw~tions Fimnce Charges 174.95 126.57 NMi A D t7~ ~ mmum mount ue Payment Due Date 0 Deambc 03, 2003 ~ 'Tonal Cred¢ Line 11.500 Total AwilaHe Credit SAO Credal Line fa Cash Availahte Credit for Cash :1,500 SAO Atynlaraervice To allClumtotrRelmaaam~utalortartolmaaal: ~~ 1-800-462-0114 GOLD MASTERCARD ACCOUNC 5291-1517-7458-2793 OCT 04 - NOV 03, 2003 T'aynlena, Cxditx and Adjuatmenu 1 27 OCT PAYMENT RECEIVED - THANKYOU 5320.00- '1'taaasactiona 30 OCT MYPAY'YSfEMSCOM 18887510744 GBR Ol NOV OVERLIMTI' FEE 03 NOV CAPITAL ONE MONTHLY MEMBER FEE :39.95 29.00 6.00 Atuc RaartAnwe ProoeAng ~ Smd ygwm m: ~ ~V aad. VA 23Zfl5-5184 d A Xi78S-SOLS !• Fitaance Charges PlmretarrbrfaYfartaxt Dixlawa sarlarad et7~ursaar Rna& ~ ~1 1~ gg~,frlm rear xmcxAS>~ slssalo .os4zs~c 19.80% sass? Q CASH f.00 .05429K 19.80% L00 w ~ ANNUAL PERCENTAGERATEappliedthisptxiod 19.8096 4sa6ar YipabM Idled Vav peytrlan wN he aedmd n accan a. of the deb vee modes n, pmNded Yorr send are 6aenn Pennon of 9aa daremera and wu dreck h ab errdoeed raranarKe aneebpe, and Yea PrY~ b lsWeed in ar proeswep esioer by ~ pm Pey~w~ adduced m N~draa a Oe~p~e canlar mud be roed~ed an a la~e~eaa deY W 3 00 p.m ET Psyusro adYSUed m out WadaryFm PTV taaMr mot ee nahwd m a Mrrr~ dry ey 300 p.m PY Pbaceabw d: Isad M (6) bows Wyc iar panel Iwya. Pldo nor uos d+pbs. Papa aipa, ~UOnW~ PmWrlq Ya- MM~d.6e oredled dre acme day we modes aeln Our blaawa days era MdtleY thra~ SdudW. atcMtdrq 7 501160 °^ ~ ~ lobo, oc 3 00 prm ~ tp pWeao~ er ~~a ~ ~o ~~Ae~p~~ ~ pond lacu~pcao~i pn ~n~en abo Mgar o an ~Idtooded~e ~ ~ ~ d~~d d ~paga ~ reoeclra swnas cWetaPaPdec, eoc. can N paao. d quc lu ietlhrnac. Nsnmc da tahaetlr cm do Mac a Wt•do, exsspm be dtac sedadoa Pon bwr ro MWC 4apcc. Prcdaac. Resumer de is cuenta Saldo antcrwr 11,570.20 Pagc/, ar`ditas y ajustea (140.00 Trmeacdoaes (45.95 Cargos pa financiuniento (24.68 Seldo nucw (1,500.83 Canndad mfnuna a pager (45.00 Fecha de vendlniemo 03 de enero de 2004 I.(ma:e de aEdilo (1,500 Crtdiro trial duponible f.00 L4mte de adduo pose adelantas de efecPrvo (1,500 CrEdito disponible pan adehvuos de efectitro 5.00 A su servicio 7501160 Pua aorounaaoe aaa d Deputunmto de Sevxio il CYrme o pn cgwhr d robo o extra$o & vna tageEl, Bsme d• 1-000-IG]-0114 Envkwpgga a: Emfewplegunus a: Atm: Rerculnnee Proceang C.pnt One Servrn Captil One Savuxs P.0 Box 85184 P.O. Box 65015 Ru]Imond, VA X1185-51&1 Rd~mond, VA 23285-SO1S CUENTA GOLD MASTERCARD 5291-1517-7458-2793 04 de NOV - 03 de DIC de 2003 P2igina 1 de 1 P ,r~itaSYsluates 1 17 NOV PAYMENT RECEIVED -THANK YOU f140.00- '1'rattvnociones 2 24 NOV MYPAYSYSCEMSCOM 18887510744 GBR 139.95 3 03 DIC CAPITAL ONE MONTHLY MEMBER FEE 6.00 ca<BosPor6mncwmicato Fatarswla irrforwarQ' niMpOlfR77/CWrjlplfa s~,d~ TeaZ,w,., T 1r.w~w -_4tllq~~ aamfia4 M'ai'e mvrd(APRI NiNAIVC faa srrnB ror erpoi~iex/r COMPRAS (1,516.46 .0542596 19.80% f]A.66 ADELANI'06DEEFECINO 3.00 .0542596 19.8W6 800 TASA DE INTER?`S ANUAL epl'ICada en esbe peti&b de ;<achnad6tl 19.80% 0000000 7 5291151774582793 03 1500830140000045001 laa~goe arlgo~aameo ~ dueoodn u h a~cm6n h aorseo eleardn~m sn leti. de molde Soldo naevo/New Bai9aee 11.500.83 ~ P~ ~B sddlxrl and err emaB duogea bebw vxngbin: a d:dc elk Calridad m(Irilm ~ nsaad/Nldinunum Amourrt Due (45.00 Fodor dcvatdodalto 03 do cnan de 2004 csdsnvn Apc/ Payment Due Date Jamlay 03, 2004 c.~a~a~ry ~.adsuee ze..peloly~ Toml adjunta/fotal Enclosed i Tdtbm denudmoa/Fkme phma OnotrYtandAlamane phone Ndmero de Cuenta/Arcount Number. ~~ 5291-1517-7458-2793 ~ #9033881497445655# MAIL I~ NUMBER Capital One, F S B ~ ANTONIO H ORTIZ P O Box 85184 IIIIIIIIIIIIIIIIIIIIiI ~ ~ 107 OLJ YORK R~ Richrlond, VA 23285-5184 ^ ~ LOT 134 _ NEW CUMBERLAND PA 17070-2496 VIIIIIII~IIIIIIII IIIIIIIIIIII111III~IIIIIIIIIIIIIIIIIIIIIIIII ~ ® IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII Emlesstpsgopercoveomdsobledjuntoyrecvadeesmbirsunumaodecnaltaensu o~oyostalannmbledeCaPtdOnSF.S.B_ Pleoee vm[e your account number on your chock or money order msde payable m Capioal b>ye, F.S.S. and mail in tJte endoeed envelope ~i Aowmtt Summary P Ii l revtow a utce Pa merlrro~ Credits and Adjuamelda 11,570.20 5140 00 y ~ Tral>eacaons . 145.95 Finanee Charges 124.68 ® Ncw Iielaoec Mu A D :1,500.83 umum rtrount ue ! PaymentDa Date {45.00 January 03, 2004 ~ 'Total Credu Lwe 11,500 ! Toml Available Credit f.00 ~ C:edlt Line fa Cash :1.500 ~ Available Credit for Cash =.00 ~ Atyourst:rvic~ To orll Cvstanc lielaaom a m jgion a last or stolen catd: ~ 1-800-462-0114 Arm: Ra.~ae~Pr°ma" Send'' `°` GPrWOmSevwa 8 CalwdOneSw,«s P. . Box ffi184 P. . lime ffi015 ~ Rtdtmond, VA 21285-5184 Rejrmatd, VA 2i28S-SO1S ~i M O 0 0 GOLD MASTERCARD ACCOUNT' 5291-1517-745&2793 NOV 04 -DEC 03, 2003 Payaxab, Credits and Adjuemtents 1 17 NOV PAYMENT REC]:1VED - TI-IANK YOU =140.00- ~1'tansactions 24 NOV MYPAYSYSTI:MS.COM 18887510744GBR 03 DEC CAPITAL ONE MONTHLY MEMBER FEE :39.95 6.00 Finance Charges Plemtxrtbalnepwtant Ditrlarwa aiularcd Ba7eoar>•nAr Pmedir Lorsxtar "d ~~r gep6rJk, R .aar AP PURCHASES f1,51G48 .Q542991 19.8091 82A68 CASH 8.00 .0542591 L9.8011 8.00 ANNUAL PERCENTAGE RATE applied this period 47996T 7501160 krperbn rWae: volt WNMrn W~ a aeate0 m Ypf eccaun r of tM dkle ws terlw n. proNdod yw tend dte botoom pa0on of t1YS statarrten std yw neck h the artdord raanem enwWps, rM yorr psyntse a rsceiwd ii w prms4q oer[x by 3 pm P+N~w~ addered m Nr~1s or OeoNe pim~Yq inner met bs raruwd m e buYw d.Y by 3 00 pm ET Peysrwne addnrsd m ota Werlrrptm proceeekrp erkrr met W nalvtl m a hekrr dryr by 300 p.m Pf PIrM Now at Iwt aw (6) MaMrr dtry. for prul tleYrsry Peyrnerw ncalwd by u n any asst Icceear or kt taeler Scan mey not be cteued fro twne drv ne ttroelve netn ore horses dai+ m MaWey unapt Senase , mrqu~tp hoadkya Pber do ref ue etadr paper dpe~ era Wen pmprYtB Vat W1metM. When yw aeM u . areadel, You audedxa u m mdse s arts-Nne abettorYC trtmeler debt[ from ytnr berYe eccwn Sot the enoux of tlr~ drtle The «Wad:alen epp{r to N arok. tecaiwd Balm tM hiNrq cycle avan H sxw by aneae eMa I} we crrot grocer M trarrfar, yw arrdortre u m make . aerpe apeetat yae batik scow[ tekp the check, • papa dnh a odrer deheran rec61 dfe labor ~rpsra~lro3 00 Prm ,~ I~r lahorahls pew W 3 00 pm , has dY Pr111oe. T n0. en sans qr r rr totme ts{steme tr vex m ran abetetbe d mane Qa m yue lo. rx~.ree r,°OGpa~ a~m~C:°o~l ara,~ec °u ~redcl~mtu da p~erado autalza a boor to cerao a au ararne betcede ttdlzaMO a ctreaite, ute and 19.80% Bauman de k cuenta ~~ antatw 11,500.83 ~, erMitoa Y aJurtG+ 1120.00 Trmwcdonea 145.95 Cargos pa iutanc;am;ento 525.17 Seldo nucw 51,45L95 Canhdad aifni[na a page 543.00 Father de ~enamierao 03 de febao de 2004 I.Gnite de aEd'uo 11,500 CrEdim total ditpon~ble =48.05 p d °` d ~ tt ' 5 o° ~ aa c ~ e ef tiw s . s ia A av at:rvido t0E' aoadDep~hunmm de Savno al CLo~oeopn dmbooatravlo uns liwesL• 1110-462-0 7501160 Pnvle au psgasc Fmle ac prtgunu~s Atm: Renutnnae P,ocnung Capin One Serhm Captd One Scheer P.O. Bas 85184 P.O. Box 85015 Ridumnd,VA23285-5184 Rd~mond,VA2328S-5015 CUENTA GOLD MASTERCARD 5291-1517-7458-2793 04 de D1C de 2003 - 03 de ENE de 2004 PSgina 1 de 1 Pagers, crEditos y ajueta 1 29 DIC PAYMENT RECEIVED - THANKYOU 5120.00- '1'te~aociona 2 30 DIC MYPAYSYSI'EMSCOM 18887510744 GBR =39.95 3 03 ENE CAPITAL ONE MONTHLY MEMBER FEE 6.00 Calgoepor9Snattdamicnto FwwrroaJninfornuxide iacparaulsa¢jwrla Sd b d~r T lra,a"re TmeJrscmtr ~ ~ o y~ lral wterYr ` FINAN Y1 0 ~~~ wropo~leear COMPRA3 51,496.49 .0542996 19.8096 325.17 ADELAN7'06DBEFP.Cl1V0 3.00 .06429% 19.8096 3.00 TASADEIl~tl`ER~SAN[)ALaplicadaeneottipe:i6dodefacturoadn 19.8096 0000000 7 5291151774582793 03 1451950120000043002 lad,gse codgaerap9ro h dueao~6n e h dusmM de meeo electbn,oo snlem h moHe Soldo naevoJNew Balance 11.451.95 ~pnot rw,Lng sdd~eae ~ a eYaul ranges below umg b1a: as bleat mk Cantidad tttltritmi a uaaadMimmum Amount Due 543.00 Ferlu dcvatantiaeto 03 do fcbrro de 2004 C.ad3aen Apes Payment Due Date February 03, 2004 CadeNGty FiuddBuae 2oupmVTlP Totaladjuntu/foralEnrlosed L Tettrmoaee.,dmoiFiamep~e oooaae<oadatemmer6ooe NSmeoekCuaua/Arruunt Number. ~~~~ 5291-1517-7458-2793 !~: X19000481497445653$ MAIL ID NDMBI3R Capital One, F.S.B. ANTONIO H ORTIZ P.O. Box 85184 ~~~en~~eeua~~ei~ee~~ n ~ 107 OLD YORK RD r Richmond, VA 23285-5184 n LOT 134 '~ ~ N6iP CfMB13RLAND PA 17070-2496 ~II~I~II~~III~I~~O~II~I~II~I~IIII~~~II~II~I1~~II~II~O~~~Itt~ ° ! ~IIII~'lll~~'111lllll~llllllll'llll~'1~111'~IIII'~IIIII~'lll'~ Emk eu pago porcoQeo en d eobre adjuntoy~eeverdeambirau niunato deciwLLam aud~~o~o pwt~ a nombe de Capitil Ong FS.B_ Plate write your aoeount numbs on your aback or money ordx made payable m Cepiml bne, F.S.B. and mail is the e~uloeed eavelopa ~_ Aooolmt Suaymary P B l tenous a ance Paymema, Ctxdia and Adj7lstn7e ;1,500.83 ms ;120A0 Tial>>rxtiolls Fi7laoee Cbuges ;45.95 ;25.17 Ncw Belanac Mimmtun Attaunt Due ;1,451.95 ;43.00 Payment Due Dau 'T l C d L February 03, 2004 ota rc lt 17u Total Available Credit ;1.500 ;48A5 Credo Line fa Cash Available Creditfaa Cash ;1,500 ;48A5 Atytxlrst:rvicc To odl Clertoeoa Rdmau a m ignet a last err sto]m reed 1-800-462-0114 ~pynras m: Rmustaooe Ptoamta8 Smd mgiuna m: ~~ ~ ~ Rdunand, VA X5285-51714 -~-~ ~ Rxhmond, VA 23]85-5015 M o GOLD MASCERCARD ACCOUNT 5291-1517-745&2793 DEC 04, 2003 -JAN o3, 2004 t'aquwna, Credits and Adjusamenta 1 29 DEC PAYMENT RECEIVED -THANK YOU ;120.00- "1'tatlsactions 2 30 DEC MYPAYSYSI'EMSCOM 18887510744 GBR ;39.95 3 03 JAN CAPITAL ONE MONTHLY MEMBER FEE 6.00 FinanceChatgt:s PGanaxdx£nrparaarDiularwuenrkvrd Bd~rer+aar PnsrJr ~'M1e g1pJ.lr sadr 1:17AKGE ~ ~~ 1 ~ CASH 00 .0542916 9 ~ 00 ANNUAL PERCENTAGE RATE applied this period 47337f v.Y b aedled to aoooua r d eyment ro wmlwd In our p'wmdrp c od m our WNindm oeocessYq cam xare Tor ab amwa m o,a drek u m mob a deaiaa aseeol Vou ve a, pmeMetl you send dr 6atsom pawn of tlaa aunenatt arld your dieck n fro akloaed r atl6eaeed m N~drse or Tamer wan b eemhed m a dr,er dry by ~d m a d~lrrw by by 3 00 pm Plsro dlow at Wst M (6) buYrr dgrraypa~sfdoar ~peal roAeed dr aorro Cry wa ncdvs font Qr hureoaa drys an MaldaY daaiyr dehk, aMCaAg n yvu send u a dedclp, ya, audnnze ur m metes s ano-wro erocwae m>trror dehk tom yua a ~ ~i h~ e~an H sent try aamea~e elan If we camel grocer M vwM. Yw 19.8096 Ydoneaaitae lasarwras Su rra abafedo a parer der u tedu n pia b rorbaney, alamPie Y dande uarod alr,/e w pane inlMlor der earo a.lado M awrn y w tlrpe r d nrnvearns Wvtoo. Y qua w papo aw nc$ido en naawo owMro der prooaarman7o Pere Ir 300 p~m loo pagr nnladoa a wawo onWn der an N aauMo der Vlryda o der daberhi nadir an a~ der 1epp~, oars lea 300 P.m , hen dd Faro. Lw psooa aMadoa a msuo Deno ds an 7501160 lWaatle paw w 3 00 pm ,lore dd Padlloe Try an sans Qr r neaalra un meemo de dnoe (6) dr ~~Y ~~' ~~ ~A0 eA un a lomro dfewrM td ve¢ ro asr eearolb d neoro der r Para e~W~a Partd freer ps e>rLrnoa r afro hgar o r n4ar+PFdaa, etc om w Qarm weed noe amts d~ey dl, nsarAra~isfen~ur de~wEeiendie w b6rrariwlalady Por favor wr exhMa 4~p. PwrMr, wtekadOn r apau a mdaq syl drgioW lw~Mofa drrw N Dadodo der tacearlM Wn dmtlo to eardm bla) Mye rtiado. SI ro podnw pex~rar u try u~W ro ~ autenze a Moo un aryo s w wane teovaM utl6rado el dope, uro adr do ppo u aro doaansoo. ~~ -~ Account Summery P B l revrax a ance Pa metrtn Credit and Adjustments (1,451.95 5120 00 y , ~ Tratnacbons . 145.95 Finanee Charges f7A.10 ® Ncw Balmoc Minimum Amount Due {1,40200 (4200 ~ Payment Due Date Mach 03, 2004 ~ Tod Credn Lttu 11,500 !! Total AaailaHe Credit (9&00 Credo Line fa Cash Available Cred'u far Caeh _ Atynttrsedvkx To o>Il Cvatomc Rdaear ar 1-800-462-0114 rata ~ ~: Gtwl One Savroer P. .Box 85184 11,500 19&00 ou spot a lost a rtdm std: Stnd mquuaa ~: Gtan1 One Servwe P. . Bae 85015 ~ Rairmard, VA 23285-5181 Rdrmmd, VA 27285-5015 t_ M O GOLD MASTERCARD ACCOUNT 5291-1517-7458-2793 JAN 04 - FEB 03, 2004 Payments, Crtxlib and Adjwtments 1 24 JAN PAYMENT RECEIVED - THANKYOU t120.00- "I'rarlsactions 26 JAN MYPAYSYSI'EMS.COM 888-751-0744 CBR :39.95 03 FEB CAPITAL ONE MONTFII Y MEMBER FEE 6.00 "Impatatu Notice" You wen mailed an Impadrint Natre Of A Change In Terns in yutr February 2004 atatrarent or was seat orc in a lara from Capm1 One m Febrttary% Ifyou have arty quwtionr, please rill the cuttoma aervtce atmber on the back ofyuur r~rd. Futetxe Charges P/auexrtbrls~wtaatDitclarwu sarlarrd Bdrn+aa Pnw& Carryrolwd ~~ gej6rJb raa PURCHASES {1,472.94 .05425% 19.88% 374.10 CASH fA0 .054]S16 19.8096 f.00 ANNCTAL PERCENTAGE RATE applied thisperlod 460227 7501160 Mrpxtaa rillw: tar papnwa wa to aedtad to socaua w or tM dots rw recdye n, proNdq yw aaM dr botewn patron of traa sutarwe and yatr otrck m the arrc4oaW rsdnarrs amaeope, star Yorr psymaa b raed`ed in ar pamwYp oer[sr by 3 Pm Pau addnersd m N~q-w a pmde pooeadrq eanror mu1 be wmhad m s 6uirsr daV by 3 dp Rm ET Paymtraf addrowed b au Waahaptm proceaalq amer mun 6a ncdwd on a 6udrrw day try g Op Pm PT PWw Yow r Mre M (61 buYws days for pamal deerery Pataneraa realved W u n arty otrr looaaon ar In atrerr tam may not W cradled tlr aama day its ntcdw arm Qr htrahew dsya an awrwy tlaaryr s.a.d.y, sMdu~q hdidaVa Pbaae do not uw areciw paper dos, ate .Mtn DrePadrq Va- PaM>dd. When yoduaameond W a drdNp. you autlgArs ut to mdse a me-tlne ebeUanc lrerrler deha fmm Var au~doreaoa` u'tm ~ rr~wy t ota+ w ~TN~a ~u+redetl +d~ppat drmr h a mlwhen ~0 ~ ewn n saw try wwae dw ~t we cmm perow f,a vwar, wu Nadtatrat~rtoa,aren Ypsnnm Su pago wra rwum a parr de u two an que w dabsrdn Y qw w+ pa8o w ndgdo en naadm oantro a ppowamenb pan dmarsr wctlrw an ur da YboobN` wra Iw 3 00 Rm . toa dd Eat la lehaahla pam W 3 00 pm , hors ael PadBm. Targa en aaaxa ya w rr tamr dlraarro tr wr na .a.,.ea,edw d nYamo da en 4ae Iw mdherwa a ~tlr~~(u r~hrmw dr a m autorf:a a hoof un GIpO a su sterna blloaM tatuado d dte9rr, W Old ~~ PaW ~ oars iodaC eaa an an arm 19,8096 ReaunvmdeLcuenn Saldo amator i1,45L95 y 95 Tnueacdwles 345. Cargos por 6aaociuniemo 124.10 Saldo nuesro 11,402.00 ~ Fecba dede reudauen 03 de mar~o d~20W Llmioe de crEd'uo 11,500 Ca+Edim foal digwnl~le 198.00 Limiee de ae`diuo para adelantoa de efatiw =1,500 Crddim dilponibk pars adel:vmos de ekctiva 198.00 A au Ile}ViC10 7501160 Pus oo,numwoe ooa d Dep.lunlmvo deSeavaoo al Cberoe open rap vurdiobooacMrG~ddee uns taeph, Manx sl• 1-60d4(~1-0114 Emk ws pagoa c Emde sus p:egrwua c Ataa: Rammnoe Pnsoeung Capml One 3exvm C.pmt One Semen P. Baa 851&1 P. Bar 650]5 RuhrtandVA23265-5184 Ra~mwd,VA2328S-SO1S CUENTA COLD MASfERCARD 5291-1517-y456-2793 04 de ENE - 03 de FEB de 2004 P2gilla 1 ale 1 Pagoa, ax~Editos y ajueta 1 24 ENE PAYMENTRECEIVED -THANK YOU t120.00- "1'raneacclollea 2 26 ENE MYPAYSYSTEMSCOM 88&751-0744 GBR =39.95 3 03 FEB CAPITAL ONE MONTHLY MEMBER FEE 6.00 "Avian Imporrmue" Le enviannsuna Inforntacibn eobn cambial de t&milns en av esmdo de cueoffi de febrero de 2004 o en una aH[tl de~One ea hbrero. Sa tame alguna pregunta, por fivor, !lame al mlmero de awi6o al clisnte que aparere en la pane de av3e de au ~1~ Catglw porEneaaaoaicatp Fawn rorrla inkrnwri4n iasf arl'aahaa(janlta SdJ o dSrr T dwarf Tamil wave S ~ d !oral whN6 M~ ~~~ OOMPRAS 31,43294 .05425% 19.80% 374.10 ADELAN7'06 DE EFEC11V0 l00 .0547591 19.80% 3.00 TASA DE INfER$S ANUAL apl'icade wleae peti6do de factuea66n 19.x096 0000000 7 5291151774582793 03 1402000120000042007 Soldo nuevo/New Balance tL402.ao ~oa~°"f°~'b'D ~ d'ae'0Os" o ab daemon deemeo demdum m 1Mh noHe Yln,apmt ual~ sddlna aad ar m,aad draagabrbwuawg bYx ad tl.dc aJ. Caaltidad m4dlns avaaadMimmum Amawt Due 342.00 Fodaa ak valamieato 03 de maazo de 2004 ca3d5neea Apat Payment Due Date Mach 03, 2004 cndldmry parda/5aue 7aupoanVZ1P Tomladjunto/I'oml Endaaed { Telt6lso dersideoa/fiome pbme Ow a4bsdAlxmsms p6on Numau de Cumn/Aceount Number. &a.and~ 5291-1517-7458-2793 ~ #9003581497445657# MAIL IU NUMBER Capital One, F S B ~ Ah"COFIO H ORTIZ P O Box 85184 '~1111'~1111'~IIIII'1' ry ~ ''-07 OI,O YORK R~ Richmond, VA 23285-5184 0 ~ LOT 134 ~ ~ NEW CUMBERLAN7 PA 17070-2496 '1I I1~11~~111'IIII I~III1 11'1'1111'II11'I1~11'~III11~11'~I111' ~ ~ '111'~IIII~~IIII~IIII~~IIIIIII~1'11II1'111I ~IIII~I11~11~~111'~ Emk su pogo por mQm end eohledjuuroyrernade esmbirsu n6vlero de awlh aaw d~egne og~o pa1t~1 a nanble ds Capitsl0nq FS.B» Please wine your aorotuu number on yoir rberlc ar money order made payable to Cepiml Om, F.B.B. an,d mail is the enctaeed envelops. CUENTA GOLD MASI'ERCARD 04 de FEB - 03 de MAR de 2004 5291-15241514-4225 ~a 1 de 2 7501160 Itesunlen de la alellta Saldo anterla 11,402.00 ~g~. ~~ Y !574.66 Tlansacciones =194.92 Cargos pa ianancaimiemo 119A3 Ssldo nixes 11,04L69 Fa]a ed `endmie~ 03 de abnT de 2004 I.([[ute de add'so 11,500 Cr6diln oral dapomble 1458.31 I.tmiu de a8d'ao pan adeiaatae de efedivo 11,500 Cnfdim dilponible pars adelantoc de efectiw 1458.31 A 9u eervicio P.ra oolaumane aoa d Deptommro de Sevno ~l CLmoe opn cgwrmr d robo o ertm2o & una tarps, ]lame aL• 1461-0114 F.nv& nu pages a: Fanfe w p:egwW a: Ann: Ranauna Proanung Capin One 3arars Canhl One Sav,en a. Bar 85184 P. Bea esols RidNwnd,VA232~-518V R~mond.VA131R5-SO]5 Infomlaci6n imDORante acetea de ]a aletltn l:n ere mee laced retibirl m Gufa de BeoeSeies de 2004, la sal explica codas los benefidoa yaemdos adloonala pan la qix laced podrfa let degil>te Me a3o. Esas lxnefiriosy serviaos wuhnryen lcs benefidoe y aervidos provatos rn su Cuba de DeneEcios de 2003 o dem3a beneficias y aervulos adldonales prevlalnente mmumradae a uead. Pa fiver, lea y guards ears mfamaabn pars sus arcluvoa d~6dltRla 9 a 1 19 FEB FRAUD ADJUSTMENT -PURCHASE 139.95- 2 19 FEB FRAUD ADJUSTMENT -PURCHASE 139.95- 3 19 FEB FRAUD ADJUSTMENT -PURCHASE 39.95- 4 19 FEB FRAUD ADJUSTMENT -PURCHASE 39.95- 5 19 FEB FRAUD ADJUSTMENT - PURCi TASE 39.95- 6 19 I7;B FRAUD ADJUSTMENT - PURCHASE 39.95- 7 19 FEB ADJ- PURCHASE - FINANCECI-LARGE 7.96- 8 19 FEB OVERLIMTT FEE CREDTT 87.00 9 23 FI:B PAYMENT RECEIVED -THANK YOU 140.00 Ttarrsancionee 10 20 FEB FRAUD ADJUSTMENT -PURCHASE 139.95 11 20 I'EB FRAUD ADJUSTMENT - PURCHASE 139.96 u 03 MAR CAPITAL ONE MONTHI Y MEMBER ITE 6.00 13 03 MAR PAYMENT PROTECTION 1-888-527-6904 9.02 Grades pa afil'mtae al Pragrama Paymelrt Prote:rion de Capitl Om. Para w mmodldad, u trrd ~agada a su anleh de aEd¢o de CaTahl One en lmae a su saldo de aka a 5n de ma. SI en algomm4s k Podemos emdr, p6ngaae en mnmcto mn m~lras o5cinas llamando al mSmero rrlefbnico que sparse en la aecd6n de transacdones de m eatado de soma. I< apreaamos mmo cllente de Capital One y gixremas infamark qix au munero de alenla ha rrnlbiado. Dapnda quc aetivc au mryem, noeai9lri dark su Horn a6111cro do alcma a lac eomcrciantcs mnla qix uetcd ]rays eetableado facnlrad6n automitira. De teta manes gannhrarf qix ks pegua qix inred hays arreglado aigan siendo fxnlndos diratamelue a u 17fJeh de Capid One, ahxrildde of auapo y dimo en etlartlpdtas de cared. Nuevamenh, gracna pa wager a Capitl One. pot &nanciamicnto Fasnr vsrla ifg6ralaeiGfl isr~ortwNsadjsnra su,dpr Taaelrakrai i 4 i T i..t tr P ~14.It~~T~ \f( a u pna r~ fora ar(Ms aaard(el Rf ~wrafwadnrfr COMPRAS 31,134.61 .0547596 19.8096 119.49 ADF.I.AN7'06DEI?i+ECf1V0 3.00 .O5a2996 19.9096 3.00 TASA DE IIVI`ERr`S AN[JAI, apl'icade enesoe peliGdo de facturociGn 19.8096 0000000 7 5291152415144225 03 1041690140000031001 IalYa.raubarruw8nbas~aan od, dsan,aa dr mrm.Lwamea ~l.,rold. aa. Tess Saldo man%/New Balance t1,041b9 rtgr~e Clultidad mlldnw • maadMimmum Amoum Due 131.00 Fads dcNeoamalto 03 do ahril do 2004 c.8e^saen Apta Paymem Due Date Apad 03, 2004 cna.NCas Raudo~Seme ZoupowVZtP Totdadjuato/TomlEnrloeed 1 Tddlaoodersdma/Homeplxme Ow ¢itfmo'Alamati<ep6we NlSmeo de Cuetua/Accovnt Numlxi- Faa,anemm 5291-1524-1514-4225 #9006491019955513# MAIL ID NUMHHR Capital One, F.S.B. ~ 107OOLD YORKTRD r P.O. Box 85184 'I'nll~u/lllul'ul' o Richmond, VA 23285-5184 ~++ ~ LOT 134 '~ ~ NfiW CiJ6t8fiRLAND PA 17070-2496 I11'II11 ~~III'll~ll'lll l~ll'1IIIIII I'll~lll ll'lII IIIIIII ~'111I ~ ! 'IIIII~111~~~111~111~'~IIIIIII~IIII~II'lll~'llll~'l l~ll'llll~l Emie snpago parcoQeo and aolaeadjmROyrnumrde esmbirsu n5mav de cualh m au d~eq~o~o ~o~a1 a nomlxe deCapital Oug FS.B_ Please write your account numlxr on ywr check a money ads made payatile m Capitl One, F.SB. snr3 mail is dle enclosed mvalope. CUENTA COLD MASTERCARD 5291-1524-1514-4215 04 de FEB - 03 de MAR de 2004 Psgina 2 de 2 Reeumen de L atulta Sild t Famil~as CON INGRESOS DE FIASTA (36.000 il afiq o indwo mie, ppuateeddeen medlar degsbles pars o an ata i1,402.00 un aegiw m6dico de halo coeto o graltao PARR LOSH~ OS NO ASECURADOS. Sa usted o P'agoa, additas y ajtatea 1574.66 alguien qua conoza liana niilas qua eareoen de segtvo tnEdico, tlame gratis il l (877) 543-7669 Tramawones 1194.92 pars obtener mfaxoau6n sobre los progranw de seguro mfdico a bago ooao o gratwms e¢ su Cargos pa futaauiatniento 119.43 estado. Sildo nu~vo i1,04L69 Cantulad mfn'unaapagar 13L00 Fecha de ve¢dmiemn 03 de abril de 2004 7501160 L(maxax de addioo 11,500 Cr6dim toml daponi6le 1458.31 Lima de aEdiao pare adeiatttas de efectiw 11,500 Crbditu disponilale pairs adehvme de efectiw 1458.31 A au aervicin Pus eoaoaoiane son d D~mochuamm de Sarno al CLenoe o pn cxpoxlac drobo o extnvto de uoa ta~tla, ll~roe J: 1-800-46]-0114 Bnvk w p~ga c Emfe w peegunus a: At¢e Remnnnoe Prooaung CaphL One Sav,oa Capnl One Sav,m P.. Bar 851&l P. .Box 85015 Ru7wond,VA23285-5184 Rad~o~oad,VA23285-SO]S r w a 0000000 7 5291152415144225 03 1041690140000031001 t,~,.e~k~,r.~~o~de~Z~.Laanm,,,4~,.lr.ard tam Saldo nuev¢/New Balance 11.041.69 ~..e Cantidad m4aiam ^ waadMimmum Amoum Due 131.00 Fodn do ~vtdatto 03 do abril do 2004 C.Be'Ba+xe ppnr Payment Due I}ate Aprd 03, 2004 Ced,d~Ca~ P.ranSnu ZaulnnV2~ Tomladjunta/I'oralEaaeloBed 1 Td~aaoderadmo/Homephae ~~~,~~~ Ndman de Cuaua/Armunt Number: ~anemm 5241-152A-1514-4225 Capital One, F.S.B. P.0. Box 85184 Richmond, VA 23285-5164 #9006491019955513# MAIL ID NDMBSR ANTONIO H ORTIZ r 107 OLD YORK RD 1 LOT 134 N6W CDMBERLAND PA 17070-2496 Sirwseenviar su pggo par coaeoend wbre wljuanoyravetde awibasu ntimao denmb enru chegoeo~xo postala nombrc~ One, FSB.. Please wine your aooount numbor on your chock or money ads made payable ou Capiml One, F.S.B. and mail in the eocl e¢~+elope. t_ !! t~ o ° Aocamt !'tenow riatance 11,402.00 PaymattA Credits and Adjustments 3574.66 Tnowctiota 5194.92 Finarue Charges l19A3 Ncw Baleaoc =1,041.69 Minimum Amount Due 331.00 Paymem Due Date April 03, 2004 'Total Credo Ltne 31,500 Toll Available Credit 345831 Crtdtt Line fa Cash 31,500 Available Credit fa Cash 3458.31 Atynttraervice To arR (arrawrra RrLtiom or m repat a last or rtoke and 1-800-462-0114 Sad psyn m: Sad,ngruna to Attic Roam ae Proaeang GroalOnaSemca GpaalChre3eevca P. Bon ffiI84 P. sox awls Rufimond, VA 232ffi-5184 Ruhmond, VA 2378.5-5015 Imoortarlt Account Information This month yvu will rooeive your 2004 Guide To Benefits, which sets forth all the addrtional bemfas and acnrsx you may be eligible m receixc dlis year. Thex benefiu and aervxes atpersede atrybene6ta and aervlcea provided in your 2003 Guide To Benefia a other additional betre~ and services P~~Y commtniicated to you. Please read and resin fa }vt¢ reoada aleo2T COLD MASTERCARD ACCOUNT FEB 04 - MAR 03, 2004 5291-15241514-4225 Paymeats, Credits andAdj 1 19 FEB FRAUD ADJUSI'MENf -PURCHASE (39.95- 2 I9 FEB FRAUD ADJUSTMENC-PURGHASE 139.95- 3 19 FEB FRAUDADJUSTMENT -PURCHASE 39.95- 4 19 FEB FRAUD ADJUSTMENT -PURCHASE 39.95- 5 19 FEB FRAUDADJUSTMENT -PURCHASE 39.95- 6 I9 FEB FRAUD ADJUSTMENT -PURCHASE 39.95- 7 19 FEB ADJ-PURCHASE - FINANCE CHARGE 7.96- 8 19 FEB OVERLIMIT FEE CREDIT 87.00- 9 23 FEB PAYMENT RECEIVED -THANK YOU 140.00- Trattaectiona SO 20 FEB FRAUD ADJUSTMENT -PURCHASE 339.95 11 20 FEB FRAUD ADJUS!'MENT -PURCHASE 139.95 12 03 MAR CAPITAL ONE MONI7 ]LY MEMBER FEE 6.00 13 03 MAR PAYMENT PROTECTION 1-888-527-6904 9.02 Thank ya>< for emouitg m CSI One's Payment Protearon Plan Yaur p,emnun wdl be ~nvetaentlybdled to ytntr Capial One crodit catd based on yuurmonth-ending account balance. if }rou hate ury questions, please call the cttetoma service number listed above in the tratteat'.tione section of your sratetneaG As a valued Capital One ctgaarcler we tvaat you m know that yntr auoum wrober has changed. Aftir yea amvate ytwr new cud, you wdl need to give yotr new aceatnt number to those nracharlts with whom y)'wou have act up atuontatic billing. This will eneurc the the prymer>m you have stsatlgod will contitalc to be biBcd directly to your Capital One cud, saving you tune and money on postage. Ones again, thank you fa choomng Capital One. FinatsaChatges Platys!arrbelsrpwranrD ixla w a w ubxd Bdsrrrraa Rsrr& ~sl Fj N p N D geplydm rdr CHAR ~C[--ASFS sl,n4 o ° i9 ~ 31 0 i. :n . 0 % ANNUAL PERCENTAGE RATE aPP~ this paiod 19.8096 kt4srhrrt rWoe: Yw paymam wM M weamd m sccoux a a ors tore ws nsalve n, prsvrded yw send tls botrorrr paraorr a Vw statanerx and yar crreck h Vs errcWasd raNaaxs emelspe, and your peymaR b reoelved In ov paoeoYp mror by 3 pm Pa~+r~aro sddeawU m Nrt~ia a caner mun 6e meshed m s drrs daY by 3 00 p.m ET Paynrarxe adt3seaW m txr Wa/erptm prsaseerp carter mist m raoeived on a ayrisw yY by g 00 Rm prooe~q tleavery Pa)arrerxs tsc9N0 by a M try saran laeaaorr a h arguer ben was ~'+ a least M l6) ruYrw drys br parW holldeyx Pbeas do rot use ~~~ paper em. vArerr nsY na bNSArernndyloeud the acne Gry we realty tlrm Our WMww AM ~ ~daY l~tfh ~, e~rq battle accasx for ds arrant of the dock Thb auhatxasan m d d~matted In~p do a tlreekW' tau eWnrhe ua ro meMe s arerirre ebctroNe mrrrbr hen your aMsrize uo m make a duRp +gasxx yov bank acoaax takrg xre elrxk a paper trah a o~msre lo.n ~0 c~° ew, if sax eY axseate el.e. lr w c.mm proar +he a«rkr. yw etie~ylsn~rs'xxrprp~eytlynqq,,ISins°eeauurorea Su nNh°kb~«r mswoao~o a bvroo~ r M~irwsP. i 1..~3 OFF mlaae~ a,w ~ niv a wo"'a~d aebdo de ww.a'tsrdgmraetce°oac6~aan ~ «r rn des dabaan ier~trae awt fur M lahorehb, wra Ies 300 P.m ,has dd Fste. La envbme ~b PanN lne pages qa iarbama err am krpu o n 7501160 lehorabb, pare l.. 3 0o Rm ,fora del PstlBOO Tangs en sans µr w reeaalta rn m3wro de clna (3) dae erruage tame dloraM tal vet no assn abarratloa el rresrro des ar qua loa raWSrra. rksmae dfa lebaepa son Oe loss • aWads, exapw loe daa bnausa. Pot qwr ro Yxiuya 11nDes. Proealoa. et4etapepals, eoc can au peoa CLsrdo ated rxs surfs rlspslal, rra wsdbs a sfrrepwr w varrferarJa abaNrau Oe u aiaxa brraM pa b cariaded rid mbno arils w vea Fse atimrtrackn se ap8a a msolq poe) tlegts(y retlhrdo(s} dtsems el pafodo de hcuasrJ6r sin aundo un teroero bls) trN anMedo. 31 ro podemos pmaur b traxdararcla. used rw wtalza a Mar ar arpo s su asnb balCada rNlzarrdo el tfrxPS, VM omen ds pago u txro daounaxa COLD MASTERCARD ACCOUI`TI' FEB 04 - MAR 0.3, 2004 5291-1524-1514-4225 Aorwunt Stttxiolary P B l revtoue a ance i?aymettts, Credits and Adjuxmems 51,402.00 !574.66 Traltaactioas Finance Charge !194.92 l19A3 New Bahutoc Minuntun Amount Due !1,041.69 !31.00 Payanem Due Dare April 03, 2004 Famil'rs EARNING INCOMES UP TO !36,000pe~~~y~r or more may be drgtlde fa lawmet m free health are coycage FORTHEIRUNINSUREDOHILDREN. if you or aameone yw !mow has a child w@htna health itwtratirt, cell toll free 1-877-KIDS-NOW fot information abau the low-cox a free health cue coverage peograaw m your et~e. '1'0~l Credit Lttu !1.500 Total Atailahle Credit !45831 : Credo Line far Cash !1,500 Avadable Cred'x far Cash !45831 Atynttraervice To oxB Qle6uraa Rdm«tr «m rcpcut a foal «rto1m ntd: ~ 1-800-462-0114 Attrc RaioLLhnaemc 8 Smd nywna tw: ~s~ P.O. Box 85 P.O. Bac &SOSaman ~ Rdimond, VA 23265-5184 Rrhmond, VA 23185-5015 ~: ImportancAccrnlnt lnfor niation ~i M o 41602T M:pwtaM rfAoe: Yw paymwa rvY a taedted to amoua a of Oe deb vve leWlve l4 plovtdeO you sarM the bonan P«Wm of fhb atatwrlera ald ywr dedt h ae ralowd rrNtterge envelope, and yov psymanr b :setlved In av pooealtp os[er by 3 pm Pain d6ewetl m Ol~ia «(ie«rY pmr•irq caner :ms: 6a romped an s WrMS dsY by 300 pm ET Peymrtb eddnwsed m ar WdAptm ptoowetq cer:ler must M naMtl m abuWrr dsy by 3 00 pm Pf PWse abw st bM 1w (6I WrMw~ drys /or PuW dr/very Peyerlaae leMNO by u n arty Dater kicsOm « h rra'er tom may ie1 00 Clgled Uls w1e dey vYS reollYe them Our b111eress OaW MO FkrWY ~'~ . eta hoOdeM. Pbese do rol trs Kadea. PaOOr tlbs. «c Wwt PmD~t01a- MNnsr~r~ When yq1 wd uo a drekW. Yau auraNxa :r m make a «b-tYns eleet:«ae usrler tmm y«r brit etx«nl for die amaart ei the dMfJe Th1s aWrgl[elfon epp~ee m r deco IeeMVed d/Ilu Yq hikq cycle ewn ii aeM by wne«1e e1M. H we Crrpl sude:tra u m melee • drops epeYrt your twtk acowrs uWp Ve deck, • py« Aefi «adw P~ ~ trarrM, you lard R Im«~wtltl F'i taco TrgPre en~ ~rooeMts un~mMmo ds Whim (6s dr ~b~a~w~sW~ Mppoe yuedeber en oq Rper ~en 7501160 tpan. ufo:«ne it `ex ro ee.n .Lpn.da. d mina Qa en que Iw :mabm:oe. Naenroe dr IYwreblae em de Mee a NboOO, eMOePro lop dfsa teNetlow Par Aver ro hdWO Q~ee. Proe/s. w4rapspebs, «e utt au Curdo weed nw amts d:etlueld, nos e:rasri a sticker w trsreb:srJS elert:dran de v awue barraM p« b fraldad dd mMm Belo w r~ Eas eutortredhr rb eplln s taaNq ODs) dr9uefal bmfdofy dme el prfodo de Ackaetl6t a0n awtlo can mrwm b14 hsW emlWb SI ro podnwe pmaaser b vrrbrerc~a, cared rw autohza a heoer can uryo a N arrne bncans uWZendo d dte9ua, w oNn do pepo u «ro doounonta. Resumen de k cucnta Saldo aaterta i1,04L69 Pagae, a+Editoa y ajul9ns 5100.00 Tranwcdollel 1305.02 Cargospa fntaluiamientn 518.38 Sddo lalcvo 51,265.09 Canndad mfn'ana a pages 537.00 FeeLa de veltt9nliento 03 de mayo de 2004 L(mie de afd'uo 51,500 CnEdim tool dltpom'ble 5234.91 T.fmite de cr6dito pan addalltas de efectiw 51.500 CI~Mim diaponible pan adelantoa de efectiw 5234.91 A:ti seivicio CUENTA GOLD MASI'ERCARD 04 de MAR - 03 de ABR de 2004 5291-15241514-4225 Plgina 1 de 2 Pagae, cvEditos y ajlutea 1 22 MAR PAYMENT RECEIVED -THANK YOU i100.00- '1'taraveocionee 2 20 MAR GIANT FOOD SPORES 4`S1A NEW CUMBERLAN PA 543.44 3 23 MAR FRAUDADJUSTMENT -PURCHASE 39.95 4 23 MAR FRAUDADJUSTMENT -PURCHASE 39.95 5 24 MAR AT&T Wadeas Camp TTill PA 42,39 6 24 MAR AT&T Wadew Camp Hill PA 42.39 7 03 ABR FRAUDADJUSTMENT -PURCHASE 39.95 8 03 ABR FRAUDADJUSTMENT -PURCHASE 39.95 9 03 ASR CAPITAL ONE MONTHLY MEMBER FEE 6.00 10 03 ABR PAYMENT PROTECTION 1-888-527-6904 11.00 Cargos por fiaandamicnto Favor vsrla iaforalaliJx inrPartante orClrrrta Salbdgur 7maLahr Tawi.elrw __C.'AK~ sraNia4 pmaim fora whrG m~rd(dFW I',1NANC. rorr(yoaJMelr COMPRA3 11,093.19 .0542596 19.8096 119.39 ADF2.AN7~08T~EFEC71V0 i00 .0542996 19.8096 1.00 TASA DE 1NT`ERF:S ANUAL aplicada en e~teperibdo de fnctulad6a 19.8096 DEVUELVA EL SICUIENTE CUPON CON SU PAGO 7501160 Pua omoumnuse aoa el Depalummm de Savno v C~emh o pn repomr almbo o a~ncavto de uaa ta~ehl, Lame d: 1-900-465-0114 P.nrk we pngw c Envk w pregimw a Atm: Remtnnse Proamng Copal One Seevxee Capml One Sevus P.O. Box 55181 P.bb Box 95015 RKhmond,VAZi2B5-5194 R~mond,VA15285-50]S 0000000 7 5291152415144225 03 1265090100000037005 mwlwee.~.he&draea ake~~m...o.4arwrwew~weordraaraeei Saldo naew~New Rdaoce 51,265.09 rvpao mater[' Clmtidad m4lima a paau/Mimmum Amount Due 537.00 Fodladcvalaimialw 03 de mayo do 2004 GaeSneet ~a Payment Due Due May 03, 2004 caaen~ary paeeaeis,.~ zewpwuVSm Total edjunto/1'otal Enclosed i Te4kmo dexwdmo/Home plwu Ow adlkao/Aloaoaas phone NOlnao de Cumn/Aeeowu Number. ~~ ~~ 5291-1524-15]4-4225 Capital One, F S B P O Box 85184 ~~~nnn~~u~l~l~u~~ Richnond, VA 23285-5:84 ~11 ~1 ~11'~111 ~I~III~II~II11 ~1~111II~'II~11'I1~'11 ~11'l1 ~~~111' ~ ANTONIO H ORTIZ m 107 OLD YORK RO m ~ LOT .34 ~ s NEW CUMBERLAND PA 17070-2496 ° ~ Iltll"111'~'ill'lll~l~lllll'II1~11"IIIII~I1111~'I1~111~111~' #9009591029955517# MAIL IO NUMBER r Emk su pogo pa mlrao rnd eoble adjumoynxvadeeembiren niullem decurnta rn w du~ogao postal a wmblede CapitalOnq FS.B_ Pyle wine your aosoum number on your cheek a money ado made payable m Capiml ae, F S.8 and mail in t}x enclosed euvetope. s, sr_ alalat~ M O N 19.8096 GOLD MASCERCARD ACCOUNT sz91-t524-lsln-sus MAR 04 - APR 03, 2004 Aaowrat Sutnmary Payv una, Crcdits and Adjuelanaua Prevww Balance 11,041.69 1 22 MAR PAYMENT RECEIVED -THANK YOU 5100.00- Paymenta. Credits and Adjustments 5100.00 Tralwcliom t305.0~2 '1'ttttlsacttons Penance Charges 518.36 2 20 MAR GIANT' FOOD SPORES ~lA NEW CUMBERLAN PA 143.44 Ncw Balaaoc 53,265.09 3 23 MAR FRAUDADJUSTMENT -PURCHASE 39.95 Minumun Alraulu Due 537.00 1 23 MAR FRAUDADJUSTMENT -PURCHASE 39.95 Paymrnt Due Date May 03, 2004 5 24 MAR AT&T Weelese Csmp fall PA 42.39 '!'Dent Credit Lme 51 500 6 24 MAR AT&T Warekes Camp H0l PA 42.39 Toml Available Credit , 5234.93 7 03 APR FRAUD ADJUSTMENT -PURCHASE 39.95 Credo Lice fa Cash 51,500 8 03 APR FRAUDADJUSTMENT -PURCHASE 39.93 Available Credit far Cash 5234.91 9 03 APR CAPITAL ONE MONTHLY MEMBER FEE 6.00 10 03 APR PAYMENT PR01'ECTION 1-868-527-6904 11.00 Atyouraervico To all Curtoma ReLixom ar m tepoxt slort ar rtolrn axd: 1-800-462-0114 send p.~a ~« Atm: Aamunae a smarm t~ a oas 5134 P B B 8 e.~,ml one savlaee P O B 85015 ox . . . Rrdunond, VA Ii1AS-5184 . . ~ Ra3mwnd. VA 23785-5015 Finattce Chargos Pkare.rerrAclmj csrmuDixlarura sadarcd BrLrersak Pe.ol'r ~R I~1~, gep6rJro .k PURCHASES 81,093.19 .05425% 19.8D1c 31&38 CASH 3.00 .05425% 19.80K f.00 ANNUAL PERCENTAGE RATE applied this period 378487 lninc)af ieU e~P~ wu mai b us v~ a asdred to yaa• aooara w o) des kuaireea day wv AcNM n, proMdsd sit yeu nerd dr 6aean Pawn of daa surrane and yxw deck anwlops and IA War palmp[ N reoNVed h our p~oceaaYn ~a~oer by 3 p.m ET ft Y now P~ Plepe abw ar IwR tva I6) buaYrw hya for ponN dM~ ~!ry Peyneenn rooeiwd by ua N arty adw lora8an or it ary osier brm meY rot 6e uedlsd_ ea o11he day wa iaml» tMm dr Mutwa days ars lMdey lydyi Saaadav, sxldrq roamya ~„ o~ ~ srpla~ ~ q~ eec. rAien pregM3 }~a peymsk Wien ymu send u. a cMck(N. you aWadze ua m mate a ane~Wne ekcuaye arrbr dahn flan yar brdc cftxk ihY wetlvlra~tm appaaa m all tlec/a isizlyd QWp Ve bYNq cycle e~an It sere[ by rnreorr elr. n we r~rrnt pronaa Yr trrrfx, you wlMdxs a ur make a rlerge epaert your herYe aaeus ueeq ar esaek, a paper daft or aher ltem esradD ds~ y au dre9ua~en aaMe de ~sqo a4uKOa Y ~ usu peapo txY~ltlo nenm arW de P~ormrnler[o arses de W 3 P~~AOnf )dd aaee 112 dd n~a has del 7 501160 Pad11a) P« taus, x«wa .n arena 4r prda comer hru clroo (61'Yas labastlas p.o au r[rape por u o/tln pawl la peps qua aatl6rnos en aNpNr am kgar o en wYglar ova tome Pollan ro as aaedleda N des an qus b recMea Nuesuos Ws IWaaCks san do fws a eabedo, wexepb bs das bsllvas Por fvp. no use preps, aBPS etc. N lrcor wr pppa0uu Qnrd~ rated rw aMa deo~(a) rea aumaxa a eleeow w irarrkraaxa ekantrera de >u away Eeriearia Por la aarrddad dal mimes aNo w vm Pia au[alx todolN pal rerLidolgy drrae N parkdo de facasaadn u1n awdo un taroero loq) Irya enNedo. 9 ro palemas proawr la drrMerrae, iwsd ros auatra a hexer ran Argo k w auema Ia~ulBkardo N droquo, w adm a papo u oao daxmano. CUENCA COLD MASTERCARD 04 ek ABR - 03 ele MAY de 2004 5291-1524-1514-4225 Plgina lde 2 Pages, aebditnsyajuatea 1 23 ABR PAYMENT RECEIVED -THANK YOU i150.00- '1'rarlaeedonex 2 08 ABR MARSHALLS #0494 HARRISBURG PA 9106.91 3 17 ABR OLDE TOWNE BEVERAGE NEW CUMBERLAN PA 24.50 4 22 ABR THE RESTAURANT SPORE #~CAMP HILL PA 42.39 5 30 ABR OLDE TOWNE BEVERAGE NEW CUMBERLAN PA 16.67 6 03 MAY CAPITAL ONE MONTHLY MEMBER FEE 6.00 7 03 MAY PAYMENT PROTECTION 1-888-527-6904 11.69 FamBias CON INGRESOS DE HASTA {36.000 0l atlo, o inrlwo ~a, pueden rea~lmr ekgibles pom A un °G8'u'o mddim de bep rnero o grmuro PARR LOS HI OS NO URADOS S oared o alguien que wnozca lieoe niBOS que cueoen de aegiao llame grabs al l (877) 543-7669 pan abaner urformaa6n aobte la programaa ele aegivo mtdim a Dojo eam o grantuna en w eatada ".^'b"° Pof SOaiarJaIDICIItO Fat~wroa•la inJ6rmarirta isepatanteai{javMa Sd b d~rr T lrvexerr TaaJrertnrr ~ a yf a 111Y:lYlU NINANC:lA1 tar3 arhNs ro~ wlntft COMPRA3 31,341.34 .0542546 19.9096 121.94 ADELAN7'08 DE EFECTIVO 9,00 .0542596 19.80% 100 TASA DE INTERI;S ANUAL eplicada 4xleeoeprrlddo de Caeturaci6n 19.8096 DEWELVAEL SICUIENTE CUPdN CON SU PACO 0000000 7 5291152415144225 03 1347190150000040009 7501160 R4roumw de )a cualta Saldo amextor 11,265.09 Troeaonea yap~a 1210.016 Cargos por financiamiemo t2L94 Seldo Horn 11,347.19 Celmdad rtelnll111 a pager yt0.OO Fecba de venataiemo 03 de Junin de 2004 Limae de aldiou 11,500 CrEdim toml dmponible 9152.81 Ermine de exfdi[o pare adedanta de efecdvo 11,500 CrEdim dirpom'6Ie pan adebttWOS de edeetiw 9152.81 A au eervicia Pan aomumnne ow d Depwummoo de Savno al grace open rcpwur d aol» o eennvLo & una exelety Lame aL• 1-100.46]-0114 Earlewpga a: Ernfew peeBunW a: Ame Rrmdnra Proarmng CaMal Oae Serum CaWil One Semoes P. Box x5184 P. Box SSO3S RulmaadVA23285-5184 Redemond,YA231R5-5015 Sddo nuew/Nevv Balance 11.347.19 Canddad mitdrna a naar/Mimmum Amount Due 140.00 Fex~a ek wndournto 03 do junio do 2004 Paymem Due Dare June 03, 2004 Totedadjuara/fotal Endoeed 9 N6nwo de Ctirenra/Arruimt Number: 5291-1524-1514-4225 Capital One, F.S.B. P.O. Box 85184 ~~~uuu~~t~~~u~r~i~ Richmond, VA 23285-5184 ~n~~~n~~u~~~~~u~n~~~u~t~uu~~~u~u~u~~u~u~u~~~u~~ ~e,.~a~.a,a.oios~x~,a,~~,.~..~,e~...r ww eujrao c.Ye'saeee AprA FiudoSuee ZoupauYZA Telffouo ek~aedeaa/Fkme p6aae OwedBoaweAhexm~e phone emaw~ #9012591019955512# MAIL ID NUMHHR ~ ANTONIO H ORTIZ o ~ 107 OLD YORK RD m ~ LOT 134 ~ N8W CDMBEH2LAND PA 17070-2496 ° ~ ~ui~~~u~~~~nl~ui~~~unr~i~~~n~~~~u~~~uu~~u~u~~iu~~ Emk w pogo paarnxreo en d aobreadjuntoyrauade xsmbiraa mlmem de evmh en w ~queogeo paaal a Hombre de CapitdOrc, FS.B_ Plwse verse ywr acaounc number on your clerk or money aadx made payable m Capimt One, F.S.B. and mail in the enclaaed envrlope. COLD MASTERCARD ACCOUNT APR 04 - MAY 03, 2004 5291-1524-1514-4225 Account Summary Paymenb, Credib and Adjustmenb Prevwus Balance 11,265.09 1 23 APR PAYMENT RECEIVED -THANK YOU 3150.00- Paymerltr, Credib and Adjlrst mems 5150.00 Tnllwcnol-s Finance Charges 3210.16 321.94 •l'rarlsactions 2 O8 APR MARSHALLS #'0494 HARRISBURG PA 3108.91 Ncw Balsox 31,347.19 3 17 APR OI.DE TOWNE BEVERAGE NEW CUMBERLAN PA 24.50 Mi~~ Aat«tnt Due D D ~•~ wo4 ~ 4 22 APR THE RESTAURANT STORE #~ CAMP HILL PA 42.39 a<e ~~ 10 J1tD > 5 3o APR OLDE TOWNE BEVERAGE NEW CUMBERLAN PA 16.67 ~! '1'oml Credit Ltne 31 500 6 03 MAY CAPITAL ONE MONTHLY MEMBER FEE ' ' 6.00 Total Available Credit , 3152.81 PROTECTION t-688-527-6904 7 03 MAY PAYMEN T 11.69 ~ Cradu Line fa Cash Availablk Credit for Cash 31,500 3152.81 Fatm'lies IrlRN1NG INCOMES UP TO 336,000 pa y~r or more may be eligible for low-eat or &ee ED C E l ~~ rare mveagc FOR THEIRUNINSUR HILDR N. fyou or aomeorc you know has a ~ c1dW witlaut Iralth inelaatlre, call cdl fro 1-877-IQIYS-NOW for information alwut tlrc low-coat At your service ar free heahh tyre cotcrage progam+m yrxlr ate. ~ To au Quterec Rdaaae ore m,eport s last or tedat aud: 1-800-4(2-0114 As~trC xna w:PB Sm d gwna ux a ~ ~ ~ yt n l P.O. Box 350 o ird ]3785-5184 A T3285-SO1S !~ M O N 368107 Finance Charges PkaraxrtheLnfcrtaytt Dixlarwu nukred almr..~ aeee6r ~s ~~ apf6rJm ©lr ptmcl usrs 31,34834 .0.542546 19.80% sz1.94 CASH 3.00 .0.5425% 19.80K f.00 ANNUAL PERCENTAGE RATE applied tllisperind 19.8096 nsle.: Payment you mW b u wi be crodud m yar aocarx a of ar 6tukraa day wa reaaya h pro•Aded (11 You send de babn poNOn of tlsa auonra and your dreck h 9ro endaed rwNnroa arnalopa and ( your p~r~wt b salved m our Piocrosn wn[or by 3 p.m E7 11 ~ tom Pn Pbew Yow at Nsse sw (6) OwYteas days for pasYl esv~y Paymatte received W u n arW other or)n cry other idm meY rot Ge aedted_ es of The day we meeiee tlwn dr hrYws bye ere Mardey 1Marye saxedev, beduigd laidiye. Pleas do nor use suolx paper csa e«. wfwr prmeMS }our p.vmax Nowt you egg a~chec~kla~ eautlralz~ vo maMo . aretlrra decvaec vrrM debit fiom yar bNc aooare br rie amwaa of de drek ThY walw~wkn eN_ ales m ell G~cla recelwd by aarware eNe It xe curia piocew M nandw, you aufM:e u to make a tlrerae ellekw Yar bark errant ueh0 orb drek, a paper drop a caw nem ~r~ado dsy~au d~o4te~en~iob~ede eQurtosun a ~rx~l0o~ w~osa~dme p wit 7501160 w~pppuo.~~u~;; ~d~ae.~t«y~au~;w,:~, , mdofe) hoe) ohegiale) r~tdola) 8rwa el Wrrodo de raexreaM eon awdo u uroro bh) heW anwda SI ro au aaarta oancarw uoazarro a meapte, w omm w PeW u R ouando 111 nos emN M oaa6r infwbr de eels se b fr 3 P.m bon dd sane /t2 dtl me~ode, hors del u pepoe Que redbanw an atMpler oxo o en arlpasr M din lntlvoa. Pot isvor, ro un prapae, alt. N hear su eanlded del miarn atlo w vea Fan n apart a prxeesr V ttrrhrerxae, acted ros autonza a hear m nrgo s i CUENTA GOLD MASTERCARD 5291-15241514-4225 04 de MAY - 03 de JUN de 2004 Pdgilya 1 de 1 Raumcn de L cuenta Pagos, arsditas y ajustcs Saldo anterla 11,347.19 1 21 MAY PAYMENT RECEIVED -THANK YOU i100.00- Pagoe, a!d'Ita y ajtn#ea (100.00 Tramaoooaes (102.67 •I•~ Cargos pa fmal6ciaroiento 122.96 2 07 MAY TURKEY-HLLI. N0187 NEW CUMBERLAN PA 510.00 Seldo minn 11,372.82 3 OS MAY OLDE TOWNE BEVERAGE NEW CUMBERIAN PA 16.67 ~ 4 12 MAY GIANT FOOD STORES SS1A NEW CUMBERLAN PA ia33 echa dede rendmroenw 03 de 'ulw de 2004 J ~ 5 19 MAY RITE AID SPORE 0418 NEW CUMBERLAN PA 25.44 Lfmu de az6dito 11 500 6 27 MAY PIZZA HUI' 06320162 NEW CUMBERLND PA 1&32 CrEdim teal diepomble , 1127.18 7 03 JUN CAPITAL ONE MONTHLY MEMBER FEE 6.00 Ltmte de aldito pea adelantas de efecnw 11,500 8 0.3 JUN PAYMENT PROTECTION 1-888-527-6904 11.91 CrEdiw diaponibk pan addatrta de efertiw 1127.15 "`Aviso Ialporalue" Loa thulilws de a aauma x alugaron aomo ae vedie6 aluericamente. Todae las tErminas y condirionns aiguen vigemrs A au aervicio Puy aomwualx oon d Depammmto de Savno il CLmae o pn pwttor d mbo o extrav[o & uny tydy ]lone d: 1-804461-0114 Bnvk tus pegs c Emk ala paegunw y: Aan: RemAUnae P'oonwg CyyulOneSavm CypnlOneSernon P.dO. Bain 85184 P.OO.. Bm B5015 Rldlmond,VA23285-5184 Rdw»nd,VA23285-5075 CargosporSaarldauliento Fm.~xverla inf3rnrari4n inrfortaNeadjunta Sa6bdlar 7oaaLs,hrli ~<e!s'feNr pMiri T &aar 6 ~„`~ ~ PllVA ~Q~~Q~~ tVL~lA1Vllr. COMPRAS 31,365.42 .0542596 ADELANTO6I)E EFF.C'f'NO 3.00 .0542596 19.80% 19.80% 122.% 3.00 TASA DE 1NTER~S ANUAL apTxada eneeoe perlbdo de factureadn 19.8096 DEVUELVA EL S1CUlENTE CUPUN CON SU PACO 7501160 0000000 7 5291152415144225 03 1372820100000041009 i~R~i~~aea~~~r~r,~~~~ Saldo nl/evo/New Balance i1,3T2.R2 "`t'1O Caaddsd minima a glcar/Ulimmum Amount Due 341.00 ~,~ ~/ Falu ak valdmialto 03 do jldio do 2004 Payment Due Date July 03, 2004 CuhNCiry Eisdo•Soce %ou pauVZ]P Toteladjuato/Total Ellrlosed S TelNaeo d~wdyuWFlome p6ww Oue ullf®o~Alununw p6on Ndmero de Caatta/Aaount Number: emolndaKw 5291-15241514-4225 Capital One, F S B P 0 Box 85184 ~~~unu~~~u~n~l~l~ R>.chnond, VA 23285-5184 'IIIII II ~I II II I'~IIIII'I~IIIII IIII~I I/1'11'II'~11'11 ~11~'~111' 3~ 11901569:0:9955517}1 MAIL IO HiUMBER ANTOFIO H ORTIZ n ~ 710 LIFWOOJ ST ^ )vEW CUMBERL7iL~-O PA .7070 o ~ N a ~ o r Emile ru pogo porrnaao en d tobre adjumoy rornsrdeambirru n6mao deawna m snchequcogao poeeal a hombre deCapital One, FS.B_ Please write your aecoum number on yO1tt clurla or moray order made payable to Ce~piml bas, F.S.B. end mail in the endaeed en~lopa Account Sualnlary P B l 347 19 51 renoua a wce Paymelm, Credits and Adjuslmems . , 5100.00 Trwrractioro 5102.67 Finance Charges (22.96 Ncw Halsoct 53,372.82 Mimmlun Amount Dw 541.00 Payment Due Date J,tty o3, zoo4 'T l C d L 1 500 aa re tt me Taal Availabe Credit , 5 5127.18 Credit Line fa Cash ~ 51,500 Available Credit fa Cash 5127.18 ~ At To oJl Clsowav Rdaaaa or w report a fort a rao)m Dud = 1-800-462-0114 sendpaymat vP: atRutna Atm: itaounutaa caPdrlone Sa 8P`°°~ c.~twoaes~r~r. ® P.O Box 85184 P. . Bmr 85015 ~ Rrdarrand, YA 2i18S-5184 Rsitmmd, VA 23165-5015 a>_ M to O N COLD MASCERCARD ACCOUNT 5291-15241514-4225 MAY 04 -JUN 03, 2004 Papmenta, Credits and Adjusmxnta 1 21 MAY PAYMENTRECEIVED -THANK YOU f100.00- '1'ratlsactions 2 07 MAY TURKEY-HILL N0187 NEW CUMBERLAN PA 510.00 3 08 MAY OLDE TOWNE BEVERAGE NEW CUMBERI.AN PA 16.67 4 12 MAY G1ANT FOOD SPORES *SIA NEW CUMBERLAN PA 1x.33 5 19 MAY RITE AID SPORE 0416 NEW CUMBERLAN PA 25.x4 6 27 MAY PIZZA HUT 06320162 NEW CUMBERLND PA 18.32 7 03 JUN CAPITAL ONE MONTHLY MEMBER FEE 6.00 8 03 JUN PAYMENT PROTECTION 1-888-527-6904 11.91 '"Important Naice" YotQ account terms hart ban adJuated as previously dncloeed.All other terms and conditioro remain in full face and effect Finance Charges P/aae.ratbrla~pstant DiuJwwa arrJarrd B.rmr..ar flnoLr PAR ~~ .yefbdae rdr ~HASFS 31.%55.00 .05429% 19.80% 56.00 ANNUAL PERCEN'T'AGE RATE applied this peafod 42437P iblke: Paynbrna yw maq a w w816e credted m yur attwx » of tlb larkbaa day He reMVe n. PmMded (1) you send the hoteorrr Porum or daa sutamartt and yatr dreclc M1 eta OrK10a9d rallalrilCO anelops and (Z) Ywr paymaa q raealrad h ar po~n~q reraee try 3 Pm ET 11 T noon P'fI PNsao alwv ri leaf Svs (6) bwYew Ceyf for portal dM wry Paytnsro teodved W w ri ny other btatlm or In arW Debt Mmt maY rot 6e aedteE » of 1ho day we mcdre tltem dr 6~rkwa data art MaMaV ytmn(h 6+~`~srAaiq ndiaaYa, e~xarn br M a aa~ Vr~ ~pa'7T~Y w~ilgdiprap~~ }ovto~ a ~ pu nand w a dbtkUl. Yw aufodre w to maFa a awtlms alecov+c trwtar dehn yar bWc Urck atlon ypaea rerdvsd drMp tfb b6iq cycb even ff aem by amrsnra ehe. tl we cams prasaa 4b trrrix, you sWtodze w m make a dupe e0wrt Ynr herYc accous wfn6 Ub dbt#, a paper draft a otlbr tram 19.80% ANes MrPOMMt Loa pa0oa 9w non amNde +dra~ro~aa~ a ~ieriMddo aa~rv dme PtoceanYaim ano» de lsa ~'Pwando~l l~ ape l12 dd maoda lva ~ »udo de tatwra Y au dta4b en d ands Mqr 7501160 tPOaa„aapos^m~dge~elp ~«d~r:~~^m ~l~:da~~~lnti su a ma~dncada W6rcloque, w orlon da PsBo~na~tloa~snsn~to m tsreero b(s) hays anNads. 9 ro podemas procwsr N vanferrrae. cared nos naafis a hsox to repo e Reaumen do )a cuenta Saldo alrterlar 11,372.82 Pagos, aldimsyajulw 5100.00 Tcaneaodonea 166.34 Cargos par financ'aunie~ 122.32 Saldo mxw i1,36L48 Canndad minima a pager 540.00 Fecha de vendmiemb 03 de agoeto de 2004 Ltlnitc de aEd'ao 11,500 Crbdim total dnponible 1138.52 L111ste de atdi0o pare adehuuas de efatisv 51,500 Cu6dim dispoaible pars addataos de efectitro 5138.52 A so selvfcio CUENTA GOLD MASTERCARD 5291-1524-1514-4225 04 de JUN - 03 de JUL de 2004 P3gina 1 de 1 ~~ additos y ajustea 1 21 JUN PAYMENTRECEIVED -THANK YOU i100.00- 'I'ra»eaocarlea 15 JUN BEST BUY 00005470 HARRISBURG PA S18S3 75 JUN HESS 38419 LEMOYNE PA 30.00 03 JUL CAPITAL ONE MONTHLY MEMBER FEE 6.00 03 JUL PAYMENT PROTECTION 1-688-527-6904 11.81 Cargos por finalldamicnto Fares swla infarnlatiJn iar~ aranu!e adlurta SdJ o d T Lnart Tea J, uetoao- ~ p J ~aoadr wferli a FI COMPRAS 51,371.]8 05425% 19.8096 82232 ADELADTI'06 DE F.FEC'11V0 8.00 .0547196 P 19.9996 f.00 TASA DE 11~TI'ERi`S ANUAL ap)icada en care periddo de factsuaci6a 19.80% DEW ELVA EL SIGUIENTE CUPON CON SU PACO 0000000 7 5291152415144225 03 1361480100000040006 7501160 Pan mismaalae oon d Depaummm de Serrxio al CLmte o pan rapormr d mbo o ennvfo des utu w~eby 1Wne d: 1-804462-0114 Env& au pligo/ a: Fmk sul Iregunus a: Aun: Renamnae Proamng Caprol One Setv,on Capatil One Savors P. s~ E518a P.o. Box asoss Rullmald. VA X3285-5184 Rdmwnd, VA 23285-5015 Saldo naesoJNew Balance 51,361.4a Cantidad m4lilm a oaau/Milamum Amount Due 540.00 Fedadcvelldmialto 03 do agoato do 2004 Payment Due Dur August 03, 2004 Totala~mto/I'oml Enclosed 5 NOmao de Cnmta/Account Number: 5291-1524-1514-4225 Capital One, F.S.B. P.O. Box 85164 ~~~nu/~l~ul~~l~~n~ Richmond, VA 23285-5184 'II~II/1~~11I~I~~III11'1'II'IIIIII~I'I1~11~11'~11~11'Il~~~ll1~ a,. ~ a ~ tea, a. a 1< a , a,.m .~~ ~ 1„~ d , ~ ri a, ~ ra w esadsaan apex' c.,ma~citi Fas6olsua zo..paavz>P TAKmod,rwxmoa/E1om. phwe Oao uYGadAlt~wp6om a as,aada,as #9018691019955514# MAIL ID NUMBI3R ANTONIO H ORTIZ n ~ 710 LINWOOD ST e N13W CDMB6RLAND PA 17070-1440 ~o ° ~Ill~lllll~f~lll'lll~'~IIIIIIIII~II~I'lllllllllll~~~11111'1'1' Emfe su pogo parcorrao en d sobre adjwrtoyle~vadeesmbir su n5mero decumta en su d~~eo~o ~ta1 a Hombre de CapitalOne, FS.B_ Please write yotia eceount number on your check or moay order made payable m Capin doe, F.S.B. anal mall iI1 the Onrlo/Od Gnvelopa Aacamt StLnimary l P B 372 82 8 „ . revwlls a ance Paylneltts, Credia and Adjuetzrients 5100.00 TrallBaeflOfls Filwtce Charges 166.34 122.32 New Betenx Milumum Aztwunt Due 11,361.48 140.00 Payment Due Date August 03, 2004 '1'oml Cxdlt Lme 11,500 !~ Total AvailaNe Credit 83852 a~ C:edlt Line fa Cash (1.500 Available Credit far Cash ram 1138.52 Atyourservice To all Cuwoma Relaaan ac m report a lout or rlokn std 1-800-462-0114 Atm:~Peoaowtg Smd,n2uoam: P.6. Bmc 85 P.O. &x BSO~ar iiiiiiiii~ Rdunortd, VA 21285-51&1 Rdtrnatd, VA 23285-5015 a1>_ M o CroLD MASCERCARD ACCOUNT' 5291-1524-1514-4225 JUN 04 - JUL 03, 2004 Payment, Credits and AdjuetnurLts 1 21 JUN PAYMENT RECEIVED -THANK YOU i300.00- '1'ralleactiom 2 IS JUN BEST' BUY 00005470 HARRLSBURG PA 116.53 3 15 JUN HESS 36419 LEMOYNE PA 30.00 4 03 JUL CAPITAL ONE MONTHI Y MEMBER FEE 6.00 5 03 JUL PAYMENT PROTECTION 1-868-527-6904 11.81 Futance Charges Pkmaxrrhalsrfnrtast Diulmwu ertrlnred Bd~rar..ar Aerolir ~ 1 1~ gy6rlla +aer PURC[iASES (].771.28 .0.5425% 19.809[, 32232 CA3H 3.00 .054'7796P 19.9991 R00 ANNUAL PERCENTAGE RATE applied this period 19.6096 38023T MrperbM pMfoe: Paymenro you mM m lM wfl be credted m yotr aoeaar M of dre laaites• day we reaelw tt Pto`ad~ <1) you acrd dte bottom poruat of the stacwrtar ctrl yrae check at aie BlKloaed remmarKe oreValope and 12) yw psNnettt Ie rsodvsd fn our pro~pltq canaar W 3 p.m kT (1~ noon Pbne slow at laser flw 15) latdrteee 4.W for poaW dal Payntertle reodwd by u al nV dlMr laceaarr Of if arty oswsr fam meY not tto aedteA ae of tln ddaeyy we mmiw Mem dr hrYtese deW em ~Y y+ta+dt 8+tunleV, a~adtdts ~Ya Pleeae do rot ues P~ qps ax, ~+n WeWd^Y ]our WYrrrattt Wteo yw Band to a dteck(d you audgdrs ua m male a aneNna decvaac trarrbr deMt from Yrar twat aooous for dte amwrc~ of dr drek. 71Ya aWnnzadan appsee m N tlncb nrsiwd duMq Ve a6tq cy+ia awn H sera by t4~tr aw. if Me canwt puuea Yr varrhr. you wtlnd=e us m make a daerae a0ettrt yatr bank eocasx ueina are [heck, a paper drab or othx tram AvW YtPOrlwtle: La W9oe qw nos w.4a Pa oarrw w ecndur3n a au awrka d miens aL WarabN en 9w los reoNerroe, Iw ouando (11 na emN Y porddn InNdor ds eaa 7 501160 ~~ as u,mt. y v depre an d cotta de aquiw v (2) au pepo see rsr~ido an nsdto cvam de prooanMaxo amen de Iw 3 P m ,hors dal aoe l12 dd meio0a, tcra dd Pa75m) Pa Lwr, terga en auerwa gila tomar haste rino 151 da laborehlee pan ru ant~ae por M ofdne powal Loa pepoe pw reMemoe an atelquer otm k+osr o ae a:dgw otra farms padfn ro ear sueOradw d an quo foe tadbsrtoa. Nuoetroe do leborabla aan ds katw a eeDado, mcapto be da kMlva. Par tewr, ro uea QaPSr, DIPS ac. d hoer wr peo? Clr>bd~pwyede roe arn4 rs aumdxa a skctur uro tranebterrie aleebdrrr do au aema Wrcsaa Pa V a+a~ ~ rr~t~r+a sdb uro wa Fira wM:arlan es apka a ~audan~5s:cwla (i tlizchaq:a, un«e o~rda~i do pepod~oani~ un 2eroxo b(W hsya enNado 31 ro podanme pnoaesr Is aanMarrJS, utad roe au[aha a hecx u+ caryo a Resuaxndelacuenta Saldo amerta i1,36L48 Pagae, ttEdita y ajulhe 1100.00 Tnmacciona 3205.66 Cargoapar 6twuiamiento 125.35 Saldo mltw 11,492.29 Canadad mfninla a pager 144.00 Faha de ~endndeno~ 03 de septiembre de 2004 LTm'te de a6dito ;1,500 CrEdito tale! dilpom"ble 17.71 LTmiae de ubdito pars addantas de efectiw 11,500 Crbdim disponible pan adelarnoa de efectiw S7.n A su aervicio CUENTA GOLD MASTERCARD 5291-1524-1514-4225 04 de JUL -0.3 de AGO de 2004 Pigina 1 ~ 1 Pagoa, a~Ed+tas Y ajlutes 1 26 JUL PAYMENTRECEIVED -THANK YOU f100.00- 1'ratle~ciolles 2 OS JUL LOVEIAND COUN'T'RY STORE 1.OVELAND CO 135.58 3 06 JUL ;11831 ALBERTSONS FUEL DENVER CO 24.79 4 11 JUL TIME SAVE N3 QVINTEA KS 37.85 5 i2 JUL INDY WES170 TRUCK PLAZ CIAYTON IN 30.50 6 lZ JUL TEXACO INC 91004004810 DUNCANNON PA 29.00 7 14 JUL OVERLIMITFI:E 29.00 8 03 AGO CAPITAL ONE MONTHI Y MEMBER I'EE 6.00 9 03 AGO PAYMENT PROTECTION 1-8B8-527-6904 12.94 C+>u8°BPorSnallciamicaoo Fauxverla infornwciJe ineportantsa{iwua SelJodp1. T 4wart Tealsra~rtr __L.~AK~{l jJL_ XsoIIGOII p~aduc ~ N~1NANl.uuvurlYlU ~0a alfll/.f COMPRAS 31,499.x3 .0542996 19.80% 325.15 ADFI.ANI'081~E EFEC17V0 0.00 .0547A6 P 19.99% 0.00 TASA DE II1I`ER$`S ANUAL aplicada eneebe petibdo de facturacibn 19.8096 DEWELVA EL SICUIENTE CUPbN CON SU PAGO 0000000 7 5291152415144225 03 1492290100000044007 7501160 Pua onaluuaoe con d a do Servaao d CLma o pus rq+oxmr d aobo o anm~Co uns tarjem, Baroe d: 1-90t~461-0114 Envk nu plga a: Emfe su pcgunW a: Atm: Ranmaaoe Prazsung CrpmLOm Sav,on Gprtal One Savlees P. Box 85184 P. Box 85015 RlcLmaldVA2',1285-5164 Rxdlmond,VAd1265-5015 S.Tdo nllew/New Balar,« 11,492.29 Cantidad mfaoma a v.aar/Minullum Amoum Due 1x9.00 Fodn dc~aldnlialto 03 do ecpticlllbro do 2004 Payment Due Date September 03, 2004 Tomladjunro/foPal Etldased i Ntlmnu de Cuellta/Account Number: 5291-1524-SS1M4225 Capital One, F S B P 0 Box 8584 II'i 11 li'1II'II~I1111' Richmond, VA 23285-5284 ~II~I~II~I111'1~'II'11~1I11 ~1'lllt~~~ll~ll~ll~lll'll ~tll~~lll~ rte,,. ~ ~.~~ o ~ i ~ .r<,~ cam. i,~re~ ~ raw ~~ c.adsa«I wa+ ~'Gry FiedolSnxe ZcupawVZIP Tdabao dle~iJmea/19oml phoar OmodWsdNwmaw pFwr Bm.ilAddrt>t #9022792029955527# MAIL IU NUMBER APITONIO H ORTIZ ~ ~ 7'-0 LINW007 ST ~ NEW CUMBERLAND PA :7070-2440 v ~ ~ 'lll'I~111~'~tll'lll~ll111111~~1~11~1f11~'~1lllll~~~~llllfl'1~ Emle su pago por wQeo and coke xljwrroyrmlcdenm'bir ru n5nlao deawlra m w cheque oho ~ea1 a Hombre deCapitil One, F.S.B.. Please wise your aoooum member on your rhxlc or money aada made payable m Capital One, F.S.$. aad mail is the elulaeed emelopa ~i Aotblmt Prevrau Balalxe i1,363A6 Payments, Credit and Adjustments 1100.00 Trattrxoons 1205.66 Finance Charges (25.15 New Batancc Minunum AnwwN Due ~ Paymem Due Date ~_ aster s i M 0 'Taal Creda Line Total Awilable Credit Cxdu Line fa Cash Availahk Credit fad Cash GOLD MASTERCARD ACCOUNT 5291-1524-1514-4225 JUL a - AUG 03, 2004 Paymrarts, Credits and Adillewlcnts 1 26 JUL PAYMENT RECEIVED - TIiANKYOU i100.00- '1'rallsactions OS JUL TAVELAND COUN'T'RY STORE I.OVEIAND CO 135.58 06 JUL M831 ALBERI'SONS FUEL DENVERCO 24.79 11 JUL T1ME SAVE Y3 QUINIER KS 37.85 12 JUL INDY VVEST70 TRUCK PLAZ CLAYTON IN 30.50 iZ JUL TEXACO 1NC 91004004810 DUNCANNON PA 29.00 14 JUL OVERLIMIT FEE x•00 03 AUG CAPITAL ONE MONTHLY MEMBER FEE 6.00 03 AUG PAYMENT PROTECTION 1-868-527-6904 12.94 :1,492.29 3 ~•~ 4 Septembc 03, 2004 5 11,500 6 s7.n 7 11,500 8 17.71 9 Atytwraervice To oaB Qrtoroc RelaGap or m+xPort a lat ar rmlm std: 1-800-462-0114 Sad u m: Sind °1911°a tv. Attn: Ra~muwe Proaawtg CatwlOneSwien Cant+lOneSwian P. Box 85184 P. Box 85015 Rtdunond, VA 21285-5184 Rdtmand, VA 11285-5015 344197 Fvlarlce Charges PlaxrruYr6rlsepwtmit Dixkrwa earlwrd a1w~Yraft Peto& ~° ~~ gyBrlar rdr PURCTTASFS :1,49:.43 .65429vb 19.80% sss.ss CAST{ f.00 .0.54TJ96P 19.99% 1.00 ANNUAL PERCENTAGE RATE applied this period 19.8096 bporf~tt 4611ea: Paytrratte Yw mM m w vr• Wpu~endetre~d m yar exark agpofptl~rYlgerMwe deY vs ncalw tt poNdpe~d (1) leu wd the botbn Portion of MN surroa~t and yarvderryck PeNnsrureodwd aerry~atl~ ~ h err oeMier 1^YY ftl he aredled m Mr11s A3ePy we~ieeeho Mein dr twie~dM M IAmdsY /1wouQt a8aabe '~o~dn0 ItoxaeVe, Places ob not tie sus, pspsr apps etc nlrn pegrtq ~wr W MArn you nand u a checicfsl Ya+ aWOdzs ua m tusks • ons4Mne dsdiwc trerrle o7a61t Ya+ berJc soaour 1a M nnau[~ of Ur drek STIa wdolzNan atper m al dreb nadved rluYg Ve hNMta cYda eten li aan[ br aomear aha. If Me crnaa Promo. tM varofer, yvu aWnMxe u to make a tlierge eadrrt Yetr 6enk aorart uaetO the seek, a PePer draft a she ttem ANte MrPsdeMe ~ Peale 9w nos ~~ ~ a ~isdhiddo~newao~oatlam d~a Ptoa~ia~adee b fa 3 Powndo~l ldd se~oed112 dd meioQkt e~hori delp eeuMo ds wars Y eu dta4e an d sobs Pt0o M 7 501 160 Perlloo) Par 1eYer, taupe .n wars pr pttas tmwr Ireu aroo tbl °0~e te4ae01a. Pas ~ annpe port. ocean. Paced In P.~. 4y ;a~.m. st wYgM, ouo luper o at wdq.ar wa same poMan ro aer aaedleaw d dfee en 9~ be trtlbanor. Meruw aar labaraEla rm de fuw a efbedo. wcepto ba an Mrtlwa Por lva, ro ua Y~aPrr. ~7Pe ac. d hexer ru pspw Qrardo uysaeyd(yroe aMa dy J~ra~ty~s roe eumn:a a ektonta w trarrkrarL akwtreara de au sera lwoena Per u ~arrlded dd naanro aao w vin Fits nmlxac~an ee allha a w~q~rti~t~ancrrle utWZad ciraquo, ur« doepepodo~~~m tin tsmem bW Irye arwlada SI ro podemw Procaeer A trarrhrarvye, uaad roe auroaa a lucea rn nryo e Reautnende>anxnn Saldo anterior 11,492.29 Pagoe, cr6ditce y ajuetes 1100.00 Tra~tcdones 139.22 CarBospor financiamiento 124.70 Sddo nucvo 11,456.21 Canudad mG~ima a pager 143.00 Fec}at de veadmiemo 02 de oaubre de 2004 Lftnite de aEd'ao 11,500 CrEdim teal dnpon~le 143.79 Ltmae de add'ao pares addartas de efacPrvo 11.500 Cr6dito diaponible pan adelaMOa de ekctiw 143.79 Asu aetvicio CUENTA GOLD MASTERCARD 529]-1524-1514-4225 04 de AGO - 03 de SEP de 2004 P3gim 1 de 1 Pagoa, crEditaayaju9tea 1 23 ACO PAYMENT RECEIVED -THANK YOU i100.00- 'lhtneaodonea 2 31 AGO OLDS TOWNS BEVERAGE NEW CUMBERLAN PA 12059 3 03 SEP CAPITAL ONE MONTHLY MEMBER FEE 6.00 4 03 SEP PAYMENT PROTECTION 1-889-527-6904 12.60 Cargos pot fiuattdan»cnto Fawrarrla injornraciJn ierpoltanls adiwnta S.ldolrrr Tma&a.fm/ TmJr urtentr ~„`c/~~yQ~~Q~ 11VA1VlaA1v11J' gepliu4 fene6er ~ . C laml wrMi COMPRA3 51,468.52 .0544596 19.8076 u4.70 ADELAN7'OSDEP.FEC17V0 8.00 .05477%P [9.9996 1.00 TASA DE INI'ER>';tS ANUAL apFicada en cafe periddo de factutaddn 19.8096 DEVUELVA EL SIGUIENTE CUPC)N CON SU PACO 0000000 T 5291152415144225 03 1456210100000043000 7501160 Pua oxnunwae ma d De~a~hmmm de Sarno al CLenoe opus ieporur d mho o ex4rato de aria Ucpa, Dune d: 1-000.464-0114 Envk wa pages c Ernk na piegunun c Aan: Rammnae Pmamng CapWOneSavca CapnlOneSavwa P. Boc 851St P. Box 85015 Ridmand, VA 23285-5184 Redmond. VA 25355-5075 Infotntaci6n imtlortante at`etCa de la cuenffi ~DSe ha itberito pars votes en less dettionu generates de care a6o? Todavfa time tiempo pan memb¢x, axg+¢e u n Su voto a love pars Iz detiai6n en naviembre. ~v~ u oSaoa local dectonl o dv[jase a vvww. ta2004.com pan axgunr qua su voz se eacurhe. i~o aa~! F.Iyarnld«rr~od'r dirrawn o/r tinr.a d..oma.4w~ wn.4a.Jrodcldra~rwa Saldo nuew/New Balance 11,456.21 ~rcrnoo m[I Caatidad mhdma a vaaar/Mimmum Amount Due 143.00 ~~~ ~~ FccLa do vaaandatto 02 do oaukc do 2004 Payment Due Date October 02, 2004 ~dad'C+o' FisdaJSom 7aaapod/ZIP Totaladjunto/I'omlEnclosed i raWoaaa..udmaJFlomapnon. Ow d9raodAlgtrw~i~ap9»na N6mau de Cumta/Ateount Numbs pJh1a~^ 5291-1524-1514-4225 Capital One, F S B P 0 BOx 85184 1111111111111111111111 Richnond, VA 23285-5184 11111'11111111111111111111111111111111111111111111111111111111 #902489;019955512# MAIL IO NUMBER AIYTOTiIO H ORTIZ ~ 710 LINW000 ST ~ NEW CUMBERLAIvO PA 17070-:440 ° 1uJ11ud11ndnd11nnu11du1du111unn1111nu1Ja1 r Emle au pogo pot mveo en d wbaeadjumo yrauade esmbir au nivnao de araih en u ~he~e o~u paetnl ^ hombre deCap4tal One, F.S.B_ Please vvrSe ytrur acmunt number on your cheek as money cadet made payreble m Capita[ Otu, F.S.B. and mail in the endoeed envrlopa ~_ Aaowmt Sutrmlary Prevuws Balance 11,492.29 Payments, Credits and Adjlmtments 5100.00 Trulactiwts 139.22 Finance Charges 124.70 Ncw Baleooc 11,456.21 Mirumtun Arttount Dur (43.00 Paymtmt Due Dace October 02, 2004 'foal Crcdi Luu 11,500 Toni Available Credit 143.79 Credit Line fa Cash 11,500 Avadabk Credit faa Cash 143.79 Atywtrecrvtce To Dill Cttrtaea Rdaharw or ao report • last err rtolm lard: 1-8p0~0-462-0114 Attn: Raam~weexP Sind u~gwoa w. G~ml 8 P.6. Box SS1841~ P.6. Baoc 850 ~ Adunond, VA 21285-51&1 Rufimmd. VA 23285-5015 t~ Imporw3LAccovnc Infonalation ~ Are yntl registered to wa in this year's general election? lt'e ~ not too late! There's still tune m reglstc, m go far tt Your vote cau make a difference this November. Call err visa yt,>a lod vtlters' regtltraaon of6oe or go to vrrvw.evaywtecauras2004.com mmake sure yota voice is ® heard. Every vote eounmr M o N 334137 COLD MAST'ERCARD ACCOUNT 5291-1524-1514-4225 AUG 04 -SEP 03, 2004 Payments, Cxdita and Aditletaxna 1 23 AUC PAYMENT RECEIVED -THANK YOU 1100.00- '1'rerlsactions 31 AUC OLDE TOViTIE BEVERAGE NEW CUMBERLAN PA 120.59 03 SEP CAPITAL ONE MONTHLY MEMBER FEE 6.00 03 SEP PAYMENT PROTECTION 1-688-527-6904 12.63 Finance Chalgea Pkws1<rthelnrparoarDixlmwu eru/ared Bdsersa Pwadr ~ ~jµ. gydrJa raa lsG PURCHASES 53,46852 .0542596 19.SDK l2A70 CASH l.00 .0.54T»6P 19.99% 100 __- ANNUAL PERCENTAGE RATE applied this period 19.8096 Mporrart 16aa: Paymenb you mN » ua wi a aedted o ytu aocan a of t» wakes day ne modes n proNdW f1) you card the hatan partlon of rho suamat and yav dock h the atreaW t01111aaKa amNopa std (~ yetr Y rocdNd h err poo~kq caner Dy 3 Rm EF {1 f nowt Platy slow al lacer fve l6) tarrYew sayer for pond ~Nvay Paytrtarte iscd~ed W ue n arty olha a F wy oYrr loan may not he a~edtaA r o/ fie dev we tecelua tMm dr Mrrrr days ate MardeY tlvdNh Sabley, en+du~q Midiya PMaes ~ riot w „~• P~tlrck 4hY ad~iatizpgr~ }armp~ymdat ~1pA .pu card ue a chxkW you autlwks u to msloe a oro•Wne dscaaec trarfsr debit fiam yov beNc aoodan for Or amatrt of ne Wert apps - i atoelosd dakq the tlllrp cycle matt N nett by ewnsa~e sir. M va taunt protar Ar trarafa, you aWnaxa u• m make a deo9e saaYw yatr bast atxotatt ttekp the rdteoR a peps Asa a peer tram ANea ktpaelaaas loe papa tlue rte emN por ooino a aaedgrfn a au aslatb tb Iterla Y au tlie4e en d ao6re tb adtaao Y (2) su t 7501160 Patrlloo, Pa,.w, tart,..n aorta Qae paa~esp~ot"°r ""a dro° `~~a tins to~ro~poM~re Der as dttla en Ala ~tw: Naata u d minor der ndwrabN an 9~ loe ntribema, aNn~pn y curido (11 nos anN 4 inleaw de seo c61do en taosuo twtm de Prowaareerty sins de W 3 R m ,hors del as (12 meatoda, has ttl rrhlea pn eu a~t~pe pa b ostrite peaW la paaoe qtr nWwea n txWgaa otm o Bn ouagaar e Nborabba am ao Ma a eMeso, eaxpto bs aln tesnva. Por taw, ro tas QaRa, trtc. d loos wt der deelNiW:a de au awns pentane pa M rardded del mlano aalo w ve: Flea auMZarltn a apace a in tsroao bier) payer anwdo. SI ro Podnea Drocaa V aantsrrrae, rated nos atanit:a • heaar to cargo a paao u tqo Reallmen de La alenta Saldo amenar s1,456.21 Pagoe, ctfdima y aputea 1100.00 Tramacdones (198.72 Cargo pot Enanciatniento (24.34 Saldo mow 11,579.27 Canndad mflmla a page 190.00 Feeha de renamiento 03 de nwieanb/e de 2004 EGcI'se ae a+6duo :1,500 Cn6dim total dmponibde f.00 Lfmiu de addiro pare adelantas de efactiw 51,500 Cn(diw dilponi6de pars addanros de efettivn ;.00 A au serviria CUENTA GOLD MASTERCARD 5291-15241514-4225 04 de SEP - 03 de OCT de 2004 PSgina 1 de 1 Pagae, crbditos y ajuatee 1 16 SEP PAYMENT RECEIVED -THANK YOU t100.00- No ae ha rerabido su pogo proganwdo. Sfvax remiur !a cantidad pend]ellh de pogo Sue apareoe en eate eamdo de eueam. Si ya uated hiw a pogo, k rogama 4w acepte mlatra agradecimiento. Tronee 2 18 SEP Retwned Pay~llelu 1100.00 3 21 SEP COAKLEYS REST AND PUS N CUMBERED PA 10.50 4 23 SEP Return Check Fee 29.00 5 23 SEP COAKLEYS REST AND PUB N CUMBERED PA 10.50 6 25 SEP OVERLIMITFEE 29.00 7 03 OCT CAPITAL ONE MONTHLY MEMBER FEE 6.00 8 03 OCT PAYMENT' PROTECTION 1-888-527-6904 13.72 Cargos pot &laandamicato S.f1s d 4.r sr w/e wra ntnlr COMPRAS (1,495.71 ADELAN7'OB DE EFL'C71V0 f.00 TASA DE IN'TERN`S ANUAL apBcada en i DEVUELVA EL SIGUIENT'E CUPdN CON SU PACO Faaor roe Ja infornlariJn inrpwtank al{iavrta T leaar, ToasYa~ C~S,Q pinairr ~jN .0542596 19.8096 (24.34 .0.568296 P 20.7496 f.00 alts perfddo de facnuacibn 19.8096 0000000 7 5291152415144225 03 1579270100000090008 7501160 Pan wlaunwlae eon d Dgvamalm de Searxio il CLwte o pn reporMr d robo o arlmfo dee una eu~, ]luoe d: 1-800••462-0114 F.nv& nu pgm ~ F.mfe ne pngunms a: Attn: Rercutnnae Proonung Cawal One Servios Capn1 One Savors P.0 Box 85181 P.6 Box 85015 Riclunald, VA 13285-51&I Rdmond, Y.q 23185-5015 Infornlaxibn imnortarlte acerca de la nlenta ~DDexa mMribu'v con su deciai6n en noviembre? •Ejava w derxho al voto! Su wto ea unpororne, aa[ qua etude a Ls wlaa d 2 de noviembre. Solo ulted puede aaegurar 4w au voz se eacurhe. iTado v~oro cllenra! Sokb nuevn/New Babulce (1,579.27 Caa9idad nl4dma • gaar/Mimmum Amount Due (90.00 Falladeverlrmumto 00 do Iloviclnbrc do 2004 Payment Due Date November 03, 2004 Tomladjunto/I'otalEncloaed S Nlimero de Cuellta/Armunt Number. 5291-1524-15]4-4225 Capital one, F.S.B. P.O. Box 85164 ~I~o~n~~l~~nl~u~l~ Richmond, VA 23285-5184 IIII1~11~~111'1~~11~11'I~II~II1111~'~11'1I~Il~lllf l/III I'lll) I.I,~,r maLane.uwMbdi7aw aL6.a.ra dr.v.no e4nva amew Lsmi„n(fe.~, new ,et4rae caBds~ ~e ~'G6' FiWo~So[e ZoupawV7lP Tdlknedesr`daoaJHoar piwn Ow aNWndAlumstiw p6oa 9innlnamr„ #9027791019955511# MAIL ID NDMBER a~ ANTONIO H ORTIZ ~ 710 LINWOOD 3T m aaaaaaa~ NEW CUMBERLAND PA 170 70-144 0 ° ~ ~IIII~IIII~I~111~111~"111111'~1~11~1'I1~~~111111~~'~1111'II1' Emle su pogo pamrreo m d lobreadjnntoyrec~uadeeem'birru ndmero decuarta m aad~lxogao po~t~ a Wombs deC>,pital One, FS.B_ Pkaee write yvw soxunt number on your check a money order made payable ro Capiml bne, F.S.B. and mail in the melaeed mvrlope. GOLD MASTERCARD ACCOUNT SEP 04 - OCT 03, 2004 5291-15241514-4225 M Acootmt St1t11RlarY Prevtour Belattce f1,456.21 Paytnettn, Crodia and Adjttatmems (100.00 Tralwctiotls 5198.72 Fuwnce Charges (24.34 Ncw BaLtncc (1,579. 7 Minunum Amount Due (90.00 ~ Paymera Due Date November 03, 2004 ~ 'l'ocal Credit Line (1,500 Total Available Credit fA0 ~ Credu ivu far Cash (1,500 Available Credit for Cash f.00 Atyrlurtletdxe ToorLLCluoomaReLnararmroporta1onartoleeoud: 1-800-462-0114 ~~~ ~`~ apaaloaasw,ma ca~hlor~es~n P.OO Box 85194 P. Bmr 85015 Radtmard, VA 23285-5189 Rdtmmd VA 23785-5015 f~ lmportsuttAccoutttlnfornuttion f~ Want to make a difference this November? VOTE! Your vote ~~ to impormnt, ro get out there on November 2.Only yuu can nuke stm your voice is beard. Every vote counts! !~ 0 338487 19.80% Payments, Credits andAdiuetatatts 1 18 SEP PAYMENT RECEIVED - THANKYOU f100.00- Your acluduled payment Lae not ban received. Plaree remu the amount due appearing on this snaement. it You hsNe Y cicada Your P~~+ P~ ~<ept our thanks. Transactions 2 18 SEP Returned Payment (100.00 3 21 SEP COAK.LEYS RESI'AND PUB N CUMBERED PA 10.50 4 23 SEP Rerun Cherk Fa 29.00 5 23 SEP COAKLEYS REST AND PUB N CUMBERED PA 10.50 6 25 SEP OVERLIMIT FEE 29.00 7 03 OCT CAPITAL ONE MONTHI Y MF1t~ER FEE 6.00 8 03 OCT PAYMENT PROTECTION 1-668-527-6904 13.72 Fu16a1txChatges Pkarexrt/xI antl)iularwumrkred Ba7wnrah PweJr Co+rbarlns .yylrlb rah if PURCHASES 11,495.72 .0.54].916 19.8096 S7A.31 CASH f.00 .0.568296P 20.74K A00 ANNUAL PERCENTAGE RATEapplied thiap9afod Npertart 96aoe: Paytrwtu you mM m w w81 bs aedted m your erxaua a of it larrwe dry he teeNve n. Provided (t) yeu esnd the hoteorn PorOOn of tlw suaanax aM your Mack h the wtdoeed mrrMttarioe erragpge~and yea paya~er~t b~taeralvysdmlpnatar pooe~vMutg canner by 3 p.m Ef (12 resat PT) PNwe Now n lean 11ve 15) OwYwBadgerydaelytmarmponN ~iom~~brmour of U~Meck auNatz~~+PPas toai dwcb6snoN~ed _0tMr9 ~ ~t0 eMt~ aWndre trQ~r mslce a anstMns ~ pm~e~ Or trarr9er~y~w aWOMZe ro m make a Msrge a0ein[ Yov bank eccotaa uen0 the Mack, a PePa droa a cedar Hem 7501160 ~~ N y au dtatae m sabre tle ~aW aga[oa Y~su peapo rxihido~piuwtm oas~de ProowsNa>oo vets de Iw 3 Plamt )dd eae~(12 del nwelodle, Tura dN r, urge en creme pr prrae tmur hen tlroo l61 d!n IabaehW pare eu sa~sW pa M o/drr paaW to pepoa Qr ndbnw an adpaw am kqa o an aWgJer ro eve aaeQtadae d ere en quo be tecASrue. Nsnme Qsa IN»rablp em de krue a eabedP, etoepto b Aee twdvw. Pa taunt, ro we salve, caPr oac. N Ircor wr d rs amts race aumdza a efeens w vanataards ebeddilr de a~ same orusna pot la randdnd dd ml~no atlo uro wr Fiu aveMxa Jtr~ a apir~ ~~ d~parl[a~ owl ~ P~facnreaMw to tsrrem Io1N lrya Br1NadD. 9 ro padenue proceeer V aarrhmrtne, uered rloe elradxa a Ivicer Ial GrgD • R,esuatcn do la clsalta Saldo amerwr 11,579.27 Pagoe, a6ditoa y ajustes 3100.00 Tnonaciones 11922 Cargos por Stanciamitato 126.13 Seldo ntlew f1,52A.62 Camidad m[nima a page (45.00 Fedla de `endmiemo 03 de didetlltae de 2004 Lfmite de afdito 11,500 Cn6diao total diepom'hle f.00 Ltm'se de crbdito pan addamas de efectivo f1,500 CrEdia+disponiblepers addantos de eGectiw f.00 A au aervicio CUENTA GOLD MASTERCARD 529]-1524-15]4-4225 04 de OCT - 03 de NOV de 2004 P2gina 1 de 2 Pagoe, crr<ditoeyajuatcs 1 23 OCT PAYMENT RECEIVED -THANK YOU i100.00- 'I`nualeoaonea 2 03 NOV CAPITAL ONE MONTHLY MEMBER FEE f6.00 3 03 NOV PAYMENT PROTECTION 1-888-527-6904 1322 "Avieo Imponante'" Ba)o las tlrmitns de su cuelna, Capital One time d derecla de inrnmenmr sus rase de mtade amlala a pear de ahoia. Sin em6ergq CapMl One ha optado pot no inuememar /us tans de inter& aluales en elte momento. Tenga ea cuema que d u/tsd no sample inn las tErmina de su aalcdq Cap/lal One ee reaerva d deredlo de ineetnellttar suer taws de ilthefa anuaka en d Cuatro. Cargos pot Srousdamicato Salbaflrr x m4 late w@rG col~nAS sl,ssl.ss ADELAN7'OS DE EFEC'I1V0 5.00 TASA DEINTER>rS ANUAL aplicadaenl DEVUELVA EL SIGUIENTE CUPON CON SU PACO FawrvaJa infimeatiJn istlf~ortpagntps m~jwrta Tea6ew,r ~(A~ Fl~i,IAMIENCO pr,ein ro a~e~'ewh 0547546 19.8096 526.13 .0568296 P 20.7496 5.00 xtepafGdo de facttnacda 19.80% 0000000 7 5291152415144225 03 1524620100000045006 7501160 Pen comuna+lx wu d D~umn~mm de Secvno d Ctua~oc opea repormr d nibo o atnv(o & una mcjeu, ]bins il: 1-800-464-0114 Envk w pga a: Emk w pngunln c Attn: Rammnoe Proeenng Capin One Sevin Cwatal One Srvron P. Bin 55184 P. Bin BSO75 Riclumnd,VA23285-5184 Rdlmond.VA27285-SO1S laformsliGn iatDOrtante aattg de la cuenm Nos ggutt~~arJa aprovrchar sale oporntnidad pan informa& que podrJamos reporter infornnribn eobre u cuema a lee agencras de infotmaci6n de a6dito. El praseer iakrmari6n de su cuema a lee agencras de informuabn de atditq apomr a su perfd de cr6dito global. I.os pagos atraaados, la falter de pagos o cualquie oao Inclunplimtemo en relad6n con m cuema tamblEn podr)alt trtlejarx en su informs de aEdrto. Sak1o m1eNw/New Balance f1,s24.62 Catmdsd mildlm a w¢ar/Miluttlum Amount Due (45.00 Faln do valdnn«Ito 03 do dicumbrc do 2004 Payment Due Date December 03, 2004 Toml adjtlnto/fotal Enclosed f NOmem deCuenta/Acoount Number: 5291-1524-1514-4225 Capital One, F' S B P 0 Box 85284 Illuulll ull~lln'1~ Richrlond, VA 23285-5284 VIII ~11'~111~1"11~11'I'II~IIII III~~11~11'11I'II'II'I1~~~111~ nrpao Catld8lreet AptA c.d.d'Ciry F.sdsSoa 7aupeloVZIP TdHrmdrwdoa/F1om. phar Ow Wlfoae/Alacaamwp6rnr 0 eQ<anmR» ~ 1t90309920299555221t MAIL IO NUMBER ~ ANTONIO H ORTIZ m ~ 720 LINWOOD ST NEW CUMBERLAND PA 27070-2440 aaa~ ~ ~ IIII~IIIIII~~IIIIIII'~II1111IIII~II~I~III~IIIIIIII~I'IIII~III~ Emk su pago por~mco rn d sobers adjwnoynxve=de esmbirsu niunem decomtaat su dleq~og~o pwtat a wmbsde CapitalOrc, F.S.B_ Please carte your acooultt number on your shack or money order made payable m Capioal bnq F.S.S. and mail in the endowed enMelopa ~ti Aoootlnt Summary Prevtau Balatre Payments, Credits and Adjwtnlems 11,579.27 5100.00 Tianwctiolls i19.2Z Fmure Charges 126.13 Ncw Bahutx 11,524.62 Mitunnttn Anwunt Due ~_ Paymtent Due Date 145.00 Deamba 03, 2004 ~ '1'oral Credo Lute 11,500 9 Total Mailable Credit 1.00 Credit Line far Cash 11,500 Available Credit fiv Cash 1.00 ~ Atytwrsetvice ~i To call Clwe)raa Rdaa«w a ro>eport a lort or rtolm cud: ® 1-8p0~y0~-462-0114 ~t Anrc Raamna Smd ngwna w: 8 ~ond, VA X128531&1 ~mmd, VA 21285-5015 stststs~ ImportantAceountlaformatiort !• We would like m take this opporttutity to inform you thazwe ! may repot mfornlanon about your account to aeda bureaus The repartiug ofyvur account infcama6on to ued'¢ bureaus contrtbutea to your overall Ueda profile. Laze payments, tnaeed ar other defaults on your account may also be ® reflared inyottr~rnedit report. M 0 GOLD MASCERCARD ACCOUNT' 5291-1524-1514-4225 OCT D4 - NOV 03, 2004 Paymotta, Credia and Adjuetnxtta 1 23 OCT PAYMENTRECEIVED -THANK YOU 1300.00- '1'tatleacttona 2 03 NOV CAPITAL ONE MONTHLY MEMBER FEE 16.00 3 03 NOV PAYMENT' PROTECTION 1-888-527-6904 13.22 a'Impamta Notre" Urda the fume of your aeewrrt, One has the ' to itternse yrwr Annual Percentage Rates (AP.R.s) eSectiw unmed'>aoely. , Capiml has elecad not to raise your A.P.R.a az thiatune. Please be advised that ifyat fail to abide by the tame of yrstr agramert, Capital One reaavee the right to raiBe your A.P.R.s m the future. Flnatlrc Charges Plaarekr r/xlesfwtmit Dudavu errrJard Bdernrap Penair Canyarlw` ~~~ .ppb]m tart .f~FRR C~AS11C~~ 3.W .nSP 20.74% ~40~0 ANNUAL PERCENTAGE RATE applied thisperlad 19.80% 31396T MrperraM eblba: Payments you mM n u• V.~ ba cradled a Yaa aocanl a or de hreWress 6y vw raoeiw rr. pmNded 11) ysu sand tlw balanr porrlon of dos eratarnenl and you deck h iN enclosed ranlnance an+Mops and (Z yota b raaswd h our p!~!V under W 33epy. m Er 11 Z tom p~OvPbaw aWw a[ Nwt 1ve t6) GwYese days Vfor posW oNwry Pa~ymema rectlwdaW~use~odtl~ws ~ a pF~wWry o1M~rutram mW ~ °yOO°u'Odisd u ~decktsl. Youadorbs us o mske a ~r~wns demo m c tmsNr dehn irmiWNc~~ ecacrrx to ae wna,[' of db dirk Tire awion:aa(ai tease mdscb ~ewtved d+Yw tM tlMna cyds awn n wow by .amens dr. n w. rasa O~otsee ee uaners, w+ aWnexe cat a make a drsrge eykw ysv beak eooant ueeq tle deck a paper daH a doer Hem ANse Yspatanln lac Pena qua nos am(s pot oomo a aeredtarin a N awns N mrrm da IeborabM an qw lee aobanwe, tempts y outdo It) na amN b Dorado NWbr b sets eaudo de arerru V u drape m d sobs de e4uxo Y (2) au ppo sea rscihido en nwnm caem de pousraento nrw de la 3 Pm , hon dd ab 112 del meiode, hwa dd 7 501160 Padnoo) Pa hvor, any m awns Qe tarot Nan droo ryl dfr leboretlsa pan ~ antwge pa b o/tlrr poral Ln pepos 4w ndbenos en wdQMr aw Mgsr o an awlaaer outs foss podrtan ro as aoradtada d m qua lots nc4ana. faestroe da IaOOraga em de fora a aaaWO, aoepto bs dp tastlwa Pot Owr, ro us Qapw, dos arc. d Meer wa Wp ~ Qwdod,caeorewdtrs)a arMe na wralxe a ebcnr w vwrisarna alecn6dr~ de eu awrib breasts pot le eweded dd mbno stlo w wi Fire w[odxerfdn a apau a ~awnta~amcarla uanardarsq~w~unda do aPeW~~~s can teroaro b1s) Ieya arnado. SI ro podenws procear la vwferenle, ua[ed roe aaatra a Neer m argo e Rwulneadelacuenta Saldo amatot 11,524.62 Pagoq cr6dime y ajlu6ea 3100.00 Tntleaodona 318.73 Cargos pa finaneiamiento 324.25 Saldo nucw 31,467.60 Canndad alLluna a pager 344.00 Fecha de veacilniemo 03 de eluro do 2005 Llmte de aid'uo 31,500 Cr6dim total diepoluble 332.40 Lfln'te de a+ldito pars addantas de efectrvo 11,500 Cn6di[o dispotu'ble pan addallooe de efafiva 332.40 A su sertticio Pln aom~oaane acs d Depcumma de Sarno d CLmm open rgwmr d mbo o exoavlo & un/ r17ow Brae d: 1-90D-462-0114 Bnv& w psga a: Em(e w pcxgonus a: Attn: Rannana Procaa,ng CwmlOneSavm CsahlOr«9avnoa P. Box 85164 P. Bm, 85015 Ra3lmond, VA 23285-5184 Rdullond, VA 21285-SO]5 CUENTA COLD MASTERCARD 5291-15241514-4225 04 de NOY- 03 de DIC de 2004 P3gina 1 de 1 ~, ar<ditas Y ajueta 1 ZD NOY PAYMENTRECEIVED -THANK YOU 3100.00- '1'cat>eaocionea 2 03 DIC CAPITAL ONE MONTHLY MEMBER FEE 3 03 DIC PAYMENT PROTECTION 1-888-527-6904 Cargw pot filmllciamicnto ~ sw~rt,,, a im4 /ace Nn4 DE EFECI'NO s1'~oao TASA DE ll1I'ER~`S ANUAL aplieada ea DEWELVA EL SIGUIENTE CUPdN CON SU PACO 36.00 12.73 Forcer vsrla infanraciCO/r ise~svtantsal(iwrta T"p, ad'"'M~ o~dGt~ FINH~fO nwrafolndvnM .OP ~7~496 utW sbe pelibdo de Eactwaadn 19.8096 0000000 7 5291152415144225 03 1467600100000044008 7501160 Saldo nnM//New Balance 11,467.60 Cantidad ndldrlw a yaRar/Mimmum Amoultt Tare 344.00 Fodu dcvaldmiallo 03 do caao do 2005 Payment Due Due Jamlary 03, 2005 Taal adjunto/I'ooll Enclosed 3 Ndmero de Cuelua/Account Number. 5291-1524-1514-4225 Capital One, F.S.B. P.O. Box 85184 111u111u111un11111 Richmond, VA 23285-5184 11111111111111111/11111111111111111111111111111 111111111111 a.,s91,N~a,ez~..awto~ d,aa.~~ rmi.dd~n,w rurrao c.adst~n Apt+ Cntdld~Ciry FisdoBate ZooapaaVT1P Td16ns dlaaidloaJEiaaN pt,an. Ow MWadAlanonrte phml 0 pnvlaea~. ~~ #9033991019955519# MAIL ID NUMBER n~ ANTONIO H ORTIZ a ~ 710 LINWOOD ST '" NEW CUMBBRLAND PA 17070-1440 0 ~ ~ 1111~1111111111111111111111111~111/111111I111111111111/11~111~ Env&supagopormveoatdwbteadjwrtoree~vadeerm'bitsanuowodecuanaatwd~queo po~tdanombledeCapitalOnSFS.B_ Florae vvifie your account number on your check a money order made payable m Capital One, ~5.8. and mail in the enclosed envelops 5~ M Aceaunt Ptevww Bataan 11,524.62 Paymena, Credits and AdjuNmems 5100.00 Tralwctiom 118.73 Pittance Charges S7A.25 Ncw Balaaoc 11,467.60 Minunwn Amount Due 544.00 Payment Due Dace January 03, zoos '!'Dent credit Lme f1,500 Taal Available Credit 532A0 Credo Line f« Cash 51,500 Available Cred'a f« Cash 532Ao Ac yt>,tr service To Dill Clrmmc Rdwera ar m rWart a tort or no)m std: 462-0114 1-8 0 0- p ~ m Acme Reoumna~Proaerang Send uyiuoa to: GPaalOneSemen CarrnlOneSev~en P. Box 85184 P. Ban 55015 Rtdemond, YA 23285-5154 Rdemmd, VA 23765-5015 COLD MASTERCARD ACCOUNT 5291-1524-1514-4225 NOV 04 -DEC 03, 2004 Payments, Credits and Adiustma-te 1 20 NOV PAYMENTRECEIVED - THANKYOU f100.00- 'I'rattsactions 2 03 DEC CAPITAL ONE MONTHLY MEMBER FEE 56.00 3 03 DEC PAYMENT PROTECTION 1-885-527-6904 12.73 FittanceChalgee rcd Plaare~.trtbelteeportarrtDixla w u m tk Balearsadr g ~ ~ ~ ~ Artaltr ~att fpbrdb CHARGE rafr CHASFS t1,490. a ~ = ~ 70 ~ ~ ~ 0 0 00 M6 f 5 P .7 .0 ANNUAL PERCEN'T'AGE RATE applied thisperiod 19.8096 Nrpasant IbUa: Payment Yeu map n rr~wN bepcsr~edetta~cd n yar aocauK apetpofpf~et~LparYen deY wr rattles tt proNdpe7d~ <7) yes wd dr botWm Pm1at of tlia auunwn aM yarvdaeyck PeMtant«i ~reotlwd~by~ nod~p lorailm~ Yptreapnay oaMyawtmeY root he ayoodutsC e~i oft tM 3 P we~sofetix tl~em dr a~rkiae~hVe ~ ktondeY ~Mh 5ep~~Wely~mo~~d^0 t~eYa acP aw ~~ t ~ al N~deck 1M~ a~Wtwlzatlm~ePPeas n ~~adecb recelwd CuM9 ~ ~rD~ Y~ ~wW we PAM fe traroTar~ya~tliat:e rr m make a drer0e snakes year hank eomrrl ueq the tbeck, a Paper draft or adea ttem M4ee MtPertenNr toe Pepee qua nae Mr.N ppoorf oomo w eoladtarM s eu ortawa N mlam de YborehN en Sue be roobernoe, ~twr. )' aundo It> na amN le Paddn InNtior M.Ne eNadD de CUarIU Y >ti dterEre en d sabre de aka Y U) ta/ sea reCibMD an nAI1N 4er%10 de ProoseeniaYa antes de I 9 P~ m ,bon del aeoe (12 del meiode. Iew del 7 501160 Padlloo) Par hwr, t.rq..n a,.na qx pede tamer hrta droo ibl dfw IWOreNee pen eu aneoe Por la olds Pmt Loe pepos Oue ntl6seoe en mNlNr eve kryr o en awl4ex mra Forme Podden re an arxeoWOa N W an 9ver ke racESnoe. Mpaw Ap laborabk. san de kros. aabeda, e+caPm la Asa betlroa P« tewr, ro ues aP, ape eec. N hexer su p.~ Grddrrov~ed{an)oe sMa dwodr~sl rea aueM:e a e/sarar rar trarfestda alectrereca de zu oiarra hrraM Per V vedsd Oil mlere ado w ova Fite ar[odxarjen a span a ~atNmti~benc.r4 uYnaiOO NNclerre~w do pepo~u av d wnban~o. ~ two kNe) IeW enNedo. SI ro poderme Praneer la trerrMwrne. ueoed ro eutada a leesr rn earyo e Reaumeade lacuenta Saldo amerta 11,467.60 Pagos, addixcs y Ttanwlodones (100.00 t5L86 Cargos par fatanciamieam t24A1 Sddo luxes 11,443.87 Cantulad mtninla a pogo Fecha de rendmieltm 143.00 03 de febero de 2005 Limo de afdrto 11,500 CrEditn total dlspomble 156.13 Lfm'te de afd'uo pars adelamas de efecfrvo 11,500 CsEdim d'nponible pan addantos de e&ttiw 156.13 CUENTA GOLD MASTERCARD 5291-15241514-4225 04 de DIC de 2004 - 03 de ENE de 2005 P1gi1>a 1 de 1 Pagan, arrditos y aillsbcs 1 20 DIC PAYMENT RECEIVED -THANK YOU i100.00- '1'lel>aaodollea 2 10 DIC OLDE TOWNE BEVERAGE NEW CUMBERLAN PA 116.67 3 T3 DIC OLDE TOWNE BEVERAGE NEW CUMBERLAN PA 16.67 4 0.3 ENE CAPITAL ONE MONTHLY MEMBER FEE 6.00 S 03 ENE PAYMENT PROTECTION 1-8B8-527-6904 12.52 Calgoepor&neticlamicnto __ Fasnrurrlainfixulari6niarf~ortaattae{imts Sdb Jpw T 4wrmr Tmclr wrntr ~m P1NH1V1:111M1IS1YlU m faa]r s,hNr COIvtPRAS 11,45123 .0542596 19.80% 1bt.41 ADEI.ANI'O6I)EEFFCINO A00 .05819%P 2L2496 L00 TASA DE INTERS ANUAL eplicnda eneste pelibdo de facetuariGll 19.80% DEW ELVA EL SIGUIENTE CUPC)N CON SU PACO 0000000 7 5291152415144225 03 1443870100000043007 7501160 A au aerolcio ~)~ Envkwplgo.c Emte wu ~Wa: Aan: Ramm~oe Proancng CspmlOaeServ,ari CaptalOneSev,ar P.O. Ban 851&1 P. Box 85015 R~ch>nond,VAZi285-5184 Rad,mond.VA2326S-5075 Pua aolaunlw/x aon d pepu~w~~mco de Servrno al C7wne o p/n d lobo o atnvCo & una Ba,w ~: 1-800.461-0114 Inforltmcidn imuottante ecetrn de is clleam Nos g$uu~~au)a aproveehar esta oportunidad Pan informark que podrJamos repartar infornari6n eolxe w cuema a las agetuau de inforlnau6n ds a6dito. El ptrnerr ulformaci6n de w cuenta a ]ae agenuae de infortnacl6n de a~dd'aq aporta a w perfd de crtdito global. Los pagos atrasmdoe, U fats de pagos o cualqukr orro Inclmplimlenm en relaa6n con w cuema tanlblElt podr)all reflejarx en w udorme de a6dno. Saldo naeun/New Balance 11,443.87 Csatidad mfllinu a waar/Mimmum Amouln Due 143.00 Fodu dcvaniutimto 03 do fcbcro do 2005 Payment Due Date Febnnry 03, 2005 Toroladjunto/I'otal Endosed t Ndmero de Cuenta/Armunt Number. 5291-1524-1514-4225 Capital one, F S e P O Box 85184 ~~~ul~~unl~~n~n~~ Richrlond, VA 23285-5184 ~IIII'I1~'lll'1"11'II~II11~1 ~111I~I~IIf11I11 ~'II'Iilll'I'lll' ru1y,,.~,,, a.~a.o L eR~ o ~ a a ~ ~~ ~ cr.. ~, era ~ res. ~a CaadBtrat ApIR Cad~Ciry Firdo'Sute ZoatpawVZ7P Tdf6ow d~wJnSJEiom~p6mn Ow Wrwo/Nsmw phow 0 B~naaeana ~ #90004910:9955519# MAIL IJ HUMBER ~ ANTONIO H ORTIZ = 710 LINW007 ST m ~ NEW CUMBERLAND PA 17070-1440 a ° ® 'lil~~'111f~~IIII II III~111111'~II11'I~III~~II IIII ~I'~1111 ~1'II Em•[e su pogo porconco en d sobrc adjturto ytecvade esm'bir w n6mao de ~venta en w d~qm oho postal a nomble deCapital One, FS.B_ Please write your aoNUm munber on your click or money order made payable m Capiml One, F.S.$. and msil in the enclosed emelopa Aocamt Summary B l P 467 60 11 revtots a ance Paymenn, Credits and Adjtmtmenra , . 5100.00 Traiwctiolts F'utanee Charges 151.86 524A1 Ncw Betanac Due 51,443.87 Paymem Due Date February 03, 2005 ~ '!'oral Credo Lou 11,500 Tool Available Credit 556.13 Credo Line fa Cash S1S00 ~ Availabk Crod'a foe Cash 556.13 GOLD MASTERCARD ACCOUNT 5291-1524-1514-4225 DEC 04, 2004 -JAN 03, 2005 Paymcnb, Credits andAdiuemtents 1 20 DEC PAYMENT RECEIVED - THANKYOU i100.00- '1'ransactituta 10 DEC OLDE TOWNE BEVERAGE NEW CUMBERLAN PA 116.67 23 DEC OLDE TOWNE BEVERAGE NEW CUMBERLAN PA 16.67 03 JAN CAPITAL ONE MONI'FlLY MEMBER FEE 6.00 03 JAN PAYMENT PROTECTION 1-868-527-6904 12.52 = Atyoursert%tce To oLL Curootaa ReLaotw ac m report a lort or rtolrn cud: 1-8pp0rya0nm-4tt6tt2aa-0114 Acc~tm~: Attaopbnac Procnxag Scmndmu~qucow a: p>z~ond A ~-us4 px~a vn~zsxes-wts ImportantAccountInforatation ~ We would like to take this opportunity to inform you that we ~ may repot ulfovmanon about your account to aedu btaeaus. The reporting ofyour account information to credit bureaus eonmblms to ytwr overall aedu profile. Leto paymems, miaxd or othc defadts on your acmwtt may also be refleand~~y+a~tzedit report Finance P/esaxrths7 astDixlmuraerrJdrrd Bdwwrra A„adr taf CnAR gy6rdae +aa PURCFtASPS 8t,451.7i .0.5479tk 19.80% S1A.U O CASH 8.00 .6581996P 2134% R00 ~ y'~~ ANNCTAL PERCENTAGE RATE applied thisperiod 19.8096 o ~, ~k Ibrba: Paymertb Moo mail to w wt m eaedted m yar aecoua n of ttr tatakwa daY w teeaw n, proNded (t 1 you send tle hotaotrt poNOn or ttaa sutemara and Mow elrck kt Vie enckaed tatMltaga awelope ana (2) yw paNnent b ncaived In ou pocawMq wooer by d3ryp.m ET 117 rgan Pn PNno slow at IwN tw (6) twaYNw days yfor pwW de~svery PPMaa~e rdu root ups atWaoNwa, Poper cdh~ear b~ulbn~lnPmWtiq yea Mym~sa. 5a yw ~ru a~checklN~ wdrso meb • ba w•wrn de w c dank fiombN~ acooua ax ar amaua' of tlr cfrck tRaa aWwlzatlan appaea m i diecb tscalced d~aYip tfar EMI'q aMria ecan If wtt by aomaaro aba. It we coma Pnxew 1M trarrhr, you audnMxe w to make a tlrrpe aaekat yVtr berYc eocant ukq fie tMek, a paper drott a other lain eAil~aado dea« yloiaa apa~aaaaae m~sob~m b°f ~a~u~itoa y~a~ a e r~ecb do"~i1pn rtm~60roawaae °~'ap~ Mnia.rt0e. de Ira3 paw,dotwianda e~m i i dd oiwoa„ :~rna: dad 7501160 peep? ~"u~ ~. a1ea~r .~t~lat ~~d;a~ port. d ~ awe ~.~, ~ ~ w mNam~y bal~tlratalp~te~r~IdOdtala~arravN pe~;o~ PafaenaaaM~~ in taroro bla) haW enNada SI ro podenns proesaer le aaroMSrJa, wrod row auat:a a racer rn cargo s CUENTA GOLD MASTERCARD 04 de ENE - 03 de FEB de 2005 5291-1524-1514-422.5 Pigim 1 de 2 Reauaxnde hcuellta Pagcla, a&liwe yajaaua Saldo allterwr !1,443.87 1 24 ENE PAYMENT RECEIVED -THANK YOU f100.00- Pagoe, aEdima y ajuatea 5500.00 Tlansaodones 1142.99 •l•~ Cargaa pox fmanc'xamieau+ !25.09 2 08 ENE SEVEN STARS CHINESE BU LEMOYNE PA 538.74 Saldo wwo L1,51L95 3 21 ENE KARNS QUALITY FOOD SNQNEW CUMBERLAN PA 56.13 Cantuiad minima a pagan 545.00 4 22 ENE OVERLIMI•I' FEE 29.00 Feeha de vclldaliellto 03 de marzo de 2005 5 03 FEB CAPITAL ONE MONTHLY MEMBER FEE 6.00 Llmim de atdito 51,500 6 03 FEB PAYMENT PROTECTION 1-888-527-6904 13.12 Crbdito oral drepomble 5.00 L(lnite de rrddi0o pare adebuttas de efecdvo 51,500 Crbdito ditpoaible pars adelamos de ekctivn 5.00 Aau aervlcio Palao~mwacvxaoad mdeSexvnoilCLweeopva ~q+ormr d Lobo o edrtrfo una t vjehy)falne il: 1-900-464-0114 Enrlt luc plgorc Emfexu pcgunWc Aun: Rendnnae Pmnsung Cy~l OneSw~crs Caphl OneSw,ar P. Box 85184 P.O. Box &5015 Ruhmond, VA 23285-5194 Rahmond, VA 25265-5015 C.arpoe pox S>latldamiCtlW FasurvnJa inJ6raradJn iaeportante,rdJmrra r g Sdbdy~r TaraLwprti ToaJr wlmtr ,,, -~d ar rKa4 fnxasm rug ~flMlr.~ ~ ~ coll~RAS 61,491.91 .asa2596 19.8096 szs.a9 ADELAN7'08 DB EFF.C17V0 5.00 .0581996 P 21.2x16 S.OD TASA DE INTER>`S ANUAL aplicada en care peri6do de factulaci6n 19.8096 DEWELVA EL SIGUIENTE CUPdN CON SU PAGO 0000000 7 5291152415144225 03 1511950100000045002 7501160 Soldo aaero/New Babtna 11,511.95 Caatidad mhuma ayaaadMinuttnm Amount Due 545.00 Fodla de~mdndeato 03 de mans do 2005 Payment Due Date March 03, 2005 TomladjuntalfotalEndosed S Nlimau de Cueata/Armmt Number: 5291-1524-1514-4225 Capital One, F.S.B. P.O. Sox 65184 ~I~n~~~nu~~nu~l~~ Richmond, VA 23285-5184 ~Il ll ~l lf~llll/~III~II'lll/~I~II II~~~11~11~11~~11~11'll'~~i1tl ~a<o~a~~a~~xr.~i,~r~aR~ CdbSrreet Aplt C.d~NGq Fiado/Sne ZoupwoV2IP 7'dl6oeo dxardma/l9om~pf~ OmooWadNrrmtia phmx s imanta~ ~ ~ #9003591019955513# MAIL ID NUMBBR ANTONIO K ORTIZ o aa~ 710 LINWOOD ST ~ ~ N&W CDMBBRLAND PA 17070-1440 ° ~ ~al~~~nl~~~Ul~ln~~~nUU~~l~u~l~n~~~uuu~~~~nn~l~l~ Em•Iewpagopormaaoaldwbaerdjulrtoylecvadeesaibirwndmcodcawlmalw~y,, o~o~talanombledeCapitalOngF.S.B_ Please wise your acooum number on your check or mosey order made payable ro Capiwl` 6 `nq F.S.B. and mall !n the Onrloaed lavelope. Aocwmt Sttmmaty B l P 443 57 :1 . renouc a ance , Payments, Credits and Adjualmems 5100.00 Trutwctiona Finance Charges Si42.99 125.09 _ Ncw Baleaoc =1,511.95 Minunucu Anaunt Due Payment Due Date :45.00 March 03, 2005 'Total Credo Torte :1,500 Total Mailable Cred'a sA0 Credo I:uu for Cash :1,500 Awailabk Credit for Cash s.00 A tywuaeevice To Dill Cwtomc Relmom a m reput a brt or rtdm cud: 1-8 0 0 - 4 6 2 -0114 p s~ ~ ~ x~ s ~ A u aaamnae Prooerang A S m d n gwoa oa ~n l 94 ~ O Cs ~ a l 50~~ P 6 B . flox ffi1 P. Rdunond, VA 21285-5164 . . mc 8 Rufimmd, VA 21285-5015 a~ bS o~ ^R l'iN GOLD MASTERCARD ACCOUNT 5291-1524-1514-4225 JAN 04 - FEB 03, 2005 Paymerttzt, Cxdits andAdjuatmenta 1 24 JAN PAYMENT RECEIVED -THANK YOU f100.00- 1'rartsacho~ 2 OS JAN SEVEN STARS CHINESE BU LEMOYNE PA :36.74 3 21 JAN KARNS QUALITY FOOD SNQNEW CUMBERLAN PA 56.13 4 22 JAN OVERI.IIYIIT FEE 29.00 S 03 FEB CAPITAL ONE MONTHLY MEMBER FEE 6.00 6 03 FEB PAYMENT PROTECTION 1-666-527-6904 13.12 Finance Chatgee P/avse.rmrbalsxforarDixlaxsa rrrrlmrd Bdurrea Parole .~R ~ G"~ gep6rdm r@r .4R PURCHASES 31,49L91 .0542546 19AOK 625.09 CASH X00 .05819%P IL14K L00 ANNUAL PERCEN'T'AGE RATE applied this period 19.80% NporfuM kaeaae: Paymenn ycu meN n (w~ai bepa~exde[ra~d b yvr aocanx apowfsd~r l~ur4rsu deY ~ reoelw tt proUdpr~d (1) Ycu wd IM hotlom poraon of tlib nataixu and yv-~dwbyek Paynrerrq~~J~romwd~~xbay~pi~sa, a~iy~atlfq~,buam~o~r -plreapn~yryoyiM}rafrwm~ry„Mro~t he ayeaduteA a~i M M 3 P we~ieoelw tl~iem dr ~~dst~ ~ MarWY ~~ a~q ~7'a aomrrc br aw aman~ of Nye tlrdc ThY Wvlz~adon atpaw toai Nreka iaceiwtl darts ~ ~V oYw wW somsorr ahs. N wa uant procsr Vr trarrM~ aWndzs u m make a rleepe eanrrt ynv bank aoooint fa4na tlee tdbek, a paper dra11 or olror tram AMae YrpaVkr les PeOOe Sue nae wMs ppo0tf oortso w aaWterfn a au etyma N mlrro dM IeborahN an 41M roe reobarnoe, Wmora 1' wrdo it) na anNe N porGd~ Inlador M aaae aefado ds aeen[a Y su de9ie efl N aobe ds a4krto Y (Z) N see reWido fn faresue 4afalo de prowrner[o OIrIM de ka 9 Rm , Inr~ dM wBe <72 del m~io0a. loa del 7501160 Palflloo) Pot bwr, tarps an awaa qx pose miner Irw tlroo (61 don Ie6orrMe pain a entleW pot la oltlre Porel La Pgoa Qe nrJbrnne an aWQasr am l~o an aulµw otw romwt poddan ro set acfadudoa N W an qoo Iw ra~ae~. N+oevw do IaboraMa san de fixxee a sWedi, axepoo roe Qa ketlva. Por tewr, no uee aapr, ac. N hexer wx pxsm~eyado~eed ra aorta nu au[alxe a skctr w trwkwerde Nenrtrika ds we maa barieada pot la uNded dd minio fEb w w: Fife a~talxac~de ee a~ a foe te~Derrce~le iai~aNcnoao, w Od~do~pspolawratldn fn fereafo IWU hays ernlada SY ro padertas proeeeer le aanrararvye. sited roe auatra a lacer fn ergo • Rwualal de 1a cueltta Saldo aatawr f1,51L9S Pagol, crtdune y ajuetes 5120.00 Tnnwraolles (18.44 Cargos pot Gnaociaalieato 122.29 Seldo muw 11,432.66 Cantuiad minirtla a page (42.00 FaLa de rendmiemo 02 do abril de 2005 ILmire de addito f1,500 C~d~o coral dilponible 167.32 LLaae de addi[o pare adelalttas de efec6w S1,S00 Crbdim digx+nibie pars adelaruos de efectiw 167.32 TASADEINTER~SANUALeplicadaenattpa[6dodefiectura6dn 19.80% DEWELVA EL SICUIENTE CUPdN CON SU PACO 7501160 A au serviaa Pan oxwnauae sera d Depaculnmto de Sagno il CLeaa o pan ryarror dmbo 0 axLLrvlo &e una tajaly 1Wne al: 1462-0114 Env&wpgw a: Emdem pegunlu a: Atm:ResuaanaeProanuag CapmLOngF.S.B. CaptilOneSav~on P. Bos 790117 P.O. Box 650]5 5t. Louo,M063179-0217 Rdunond,VA23235-5015 Infornlacidn importante acetra de la calerlta Pa faros, reJ»e la informaci!n impotiante emiadajuMO con lu t/tado de cllenla y guards una copra pea sus arcluvos. CUENTA GOLD MASTERCARD 5291-1524-1514-4225 04 de FEB - 03 de MAR de 2005 P3gilm 1 de 1 Pagoa, a~Editas ysiustr:a 1 19 FEB PAYMENT RECEIVED -THANK YOU f120.00- 'I'I6t188GC1011C8 2 03 MAR CAPITAL ONE MONTHLY MEMBER FEE 3 03 MAR PAYMENT PROTEC110N 1-888-527904 f6.00 12.44 Cargos por&oallciamir:nto Fawr vala in,/6relariEn ine~ortaxtt ai{ixnta s.u,d~ r ~w r, raa~.wae, Fll~t~~~l~llD ~~~ F N coMPw~s s1,4w.39 .osa2916 19.8096 31219 ADELANPOS DE P1EC'f1V0 3.00 .0581996 P IL24K 3.00 0000000 7 5291152415144225 03 1432680120000042000 a~.,.~ a ~,.~ o ~ ~.a~,t<,~ ~i a,~ a~ ~ rtrjrao Saldo mleluJNew Bassos (1,432.68 Cantidad mildma a paaarlMinultum Amount Due (42.00 ~~ ~~ Fmin do ~admialto 02 do abed do 2005 Payment Due Due Apr1102, 2005 c.dd'Cia F.~du3am 2waPwoVZlP TonllsdjuotoffomlEllcloeed f 9''Wa°°d's'rd°°/H°'"p6aa 0°°°IW°°411°n'"wp6o"' NSmaudeCumta/Armunt Number. ~il~•" 5291-1524-1514-4225 Capital One, F S B P 0 Box 790217 ~~~ul~~ul~l~nn~l~~ St Louts, MO 63179-0217 II~'illlll ll lll~~llll'1'I1~'1IIIIII'111'f'1III1111I'lll'1'~III ~ ~t9006391019955515rt MAIL IO NUMBER ~ ANTOTiIO H ORTIZ ! 7:0 LIIvW000 ST aaaaaaa~ ~ S fiEW CUMBERLAIv-J PA 17070-1440 n ~ I111~~~111~f~111~111~'111111'~1~11'1'11I'~IIIIII~II'l111~1~1) r Emfesupagop~coaaomdlobreadjurtoyroau[deambiraun6vlaodecumtamsad~equeo po~r~anombredeG+pihlOlr FS.B» Please write your amount numbs on your cllerlc or money order made payable m Capiml Ox, S.S. and mail in tLe etuloeed eavelopa Aoootmt Suatmary B l P 51 95 revtota a ance 11, 1. PaytnemA Cxdia and Adjuwtiems 1120.00 Tranwttions ~ Finance Charges 118.44 122.29 New Balutac 11,432.68 Minimum Amount Due 142.00 Paytuettt Due Date April 02, 2005 ' ' oral Ctedtt Ltne ! 11,500 ~ Taal Available Credit 16732 ® Credo Line far Cash 11,500 1111nfftm Avadabk Credit for Cash (6732 ~i Atyouret:rvta ~ To Dill Clydoree ]tduara a a report a last ar reolm Dud 1-800-462-0114 A~ mumutaPraaaartg R s ma ~.oa Pd a l ~ ~c nt s ~ ~ ~ p b. >l sw 1n~on~ t . >.aara, o ~ ~ ~d -sols LalpottafttAceountLoforauEaa COLD MASTERCARD ACCOUNC 5291-151,4-1514-4225 FEB 04 -MAR 03, 2005 Payments, Cxdits and Adjuetmu-a 1 19 FEB PAYMENT RECEIVED - THANKYOU 1120.00- '1'tarmactiorte 03 MAR CAPITAL ONE MONTHLY MEMBER FEE 03 MAR PAYMENT PROTECTION 1-888-527-6904 16.00 ]2A4 l~ Pleafereview the ittrpartaw information ertdoeed with your ~ etuement and kcep a Dopy for your retards. Finartce Charges PlaorrrxrbslnrpatattDerrlFmwapsrr~rlaCrcEd Bdwnrar Ana& PR ~ C~IARGE .~hrlae +aar APR ) ~ PS f1,4675.0~0 :Q1996P ?ism ~40~0 ~~ ANNUAL PERCENTAGE RA'Z`E applied this period 19.6096 N~ !boss: PaMtmb you mel a w wll ba crocked m yar aacaar a of ar EteYaw 6y w necdw n peNded (1) 5cu sera the 6otoom poraan of tlae sutenart and yar check h rb erraoasd raaattatoa endaPr and 42) your peyrnwa b mcelvW In w ProoewMq ewaer by 3 p.m Er (1~ nom PfI Raw slow sl brt M I6) Wraew dsya far pwW d! very Paymenb moelwd b/ w et anY athx bretlm or in arty atlw tan meY rot 6e aredtsd_ w of rio yy we mnWa then da hroirbw deN am Mmdry Yvagr ga~~ awitdnp Mimye. «w ~/ ~risw o~ tl~ q~'Th~b map m~ pvm d ~i0n yu send w a dack(a) pu aWndrs w m malae a aroeFns abcuvee trw/sr debt 1mm yar Wok drelc e{par w l~~ raodwd dakq er eMeq cycle even H am b/ amrocrr sbe. I} wa r~nnt pmcew tr transfer, ycu aufndzs w m make a daps apdnat tar beYc socaaa treaq M tlack, a paper drop or Door tbm AWo t la Peps qw roa emN por oomo w acrsdurMt a u areawa N minor db laborabb an qw loe redbrrnoa, daatpre ouendo ItI nor amN b Dorado Mlbdor d• eeb estam da nrerra Y u titarats an d adero de ar~aKO Y (2) u sa mcl6ido m ntwcm mom de paoerdeioo antes de 1w 3 P m ,hors del wte (/2 dd naioda, hwa del 7501160 p~sp? ~P°°d~; ~~auo. a der ew~ald ~~ :~ ~d,~~ ~~aadn ouooM~d Obodsla)~r~ daa~, ~ pe~ro~ P~henratldn~r~ m tsrcem bbl IoW erMedo. SI ro podema procear Is aanMarrys, twed roe auaXra a lacx rn cargo s Resllmen do Ia cuenta Saldo alttertav 11,432.68 Pagoq rnfdims y aPnxen 5100.00 Ttanwoaonw 117.91 Cergas por 5tlanciamieam 123.81 Sddo nutty 11,374.40 Camldad mGtinla a page i4L00 Fecba de tenamienm 03 de mayo de 2005 L6nite ae sl,soo Cr6dim trial disponi~e 112s.60 Liltlae de add'uo P~ adelantos ae efec6w sl,soo CnEdim disponibk pan adelantos de efectivo 1125.60 A all eervicio CUENTA GOLD MA5fERCARD 5291-1524-1514-4225 04 de MAR - 03 de ABR de 2005 P3gilta 1 de 1 Pagoa, aEditow y ajuatea 1 26 MAR PAYMENT RECEIVED -THANK YOU i100.00- 'I'tatlsacdorlea 2 03 ABR CAPITAL ONE MONl'IILY MEMBER FEE 16.00 3 03 ABR PAYMENT PROTECTION 1-88&527-6904 11.41 CarB« Pa 6atalx3amicnto Selo ellae u an4 taoa sWrh coMPeas s1,415.49 ADELAN'I'06 DE EFEC17V0 1.00 TASA DE IIJI'ER~S ANUAL apBada en 1 DEWELVA EL S1CUlENTE CUPdN CON SU PACO 7501160 Pan aomwuape aoa d m de Savxio al CLnroe o pua cgarur d ratio o axtnvlo una iatjeey Dame a1. 1-0OD-461-0114 Envk w py{as a Env(e w plegwus a: Atm: Rwnutelnoe Promang Caput Oay F.S.B. Caphl One Sw~ca P.. Bas 790217 P. .Box BSO75 Sc Lacy MO63179-0217 Rldunond, VA23285-5015 Faux rsr la inJ6nxaciEn ialpa~taare a,{iunta 7:.Lsw t T leW,W FIIV~IAMIEI~I'I~O PMnC&e ~ t'11v uuvtu: .Odd P 21. ~ ~0~0 xte periddo de faetulaci6lt 19.8096 0000000 7 5291152415144225 03 1374400100000041008 Saldo nllew/New Balance 11,374.40 "`~°O Caaddad minima a vaau/Mimmum Amoum Due 141.00 C.adsren ~4 Fodu do voluinlialto 03 do mayo do 2005 Payment Due Due May 03, 2005 CaaYd'Ciry Easdo+Sox ZoupaoVZlP TooladJunto/foml Enclosed 1 TlWasodasaWaobl/E3os. phoo. ow uutonoiatamaw plww NOmeao de Ctilenta/Accwnt Number. Finaned,ew 5291-1524-1514-4225 Capital One, F.S.B. P.O. Box 790217 ~~~unu~~n~l~u~~l~ St. Louie, MO 63179-0217 '1'1111 ~~11111~~111~'I~III~11111'1~111'~~111~11II ~~III~III11~ ANTONIO H ORTIZ n ~ 710 LINWOOD 3T `~ ~ N8W CT>MHD02LAND PA 17070-1440 co ~ ~o ° ~ ~III~I~I II'~IIII~I II'~II IIII III ~I I~I~II~"111111'I'~III III I~ '~ #9009391019955512# MAIL ID NUMBBR r Emfe w pogo porcoaco en d soble adjmltoylavade eambirsu niunao decumtaen su d~~o~o p~tn1 a nomble de CapitalOK, FS.B_ Please write ywlr aoeount number on yrnv check or money wda made payable m Cepnel Om, F.5.8. and mail in the endowed ea~elopa COLD MASTERCARD ACCOUNT' MAR o4 -APR 03, 20QS 5291-1524-1514-4225 Account Sumwery P B l 1 432 68 revlow , . a ancs 1 Paymerml, Credit alyd Atijuatmellb f100.00 Tramncflom Fitance Charges 117.91 (23.81 Ncw Btilaox Mimmwn Amount Due (1,374.40 L41.00 Payment Due Dan 'T l C L d May 03, 2005 500 (1 aa rc a ine '~'~ Taal Available Credit , f125.6U ~ Crcdu Lira fa Cash 11,500 Available Credit for Cash a~ f125b0 Atyavecratrc ~ To aen Curaarrtr ReLaom ar to tgnrt a last or rtolar card: 1-800-462-0114 ~ yP mans to p Smd ugwna w: CarmlOrr,RS.B P.O. Box 790217 Cann10ne3rmca P.. Box 65015 ~ Se Lass, M0 63179-0217 Rrdrrnond, VA T3265-5015 szls M ~~ In~aando~ asGa~ Piemirt n~~elompa~aimid (2 ~yar~pamp Paymlarla IaaelY9d dy W rt any odor Or Yr a Pone do not tea auoW, paper dw eoc. vAien pal eoaaarr for dre amaua of dr drek ihY aW VI:aW tr to make a dretge e0drrt yar lrerrk axanr tWrra Payaralb, Credit and Adjuatmrnb 1 26 MAR PAYMENTRECEIVED -THANK YOU f100.00- 'Transactions 1 03 APR CAPITAL ONE MONTHLY MEMBER FEE f6.00 3 03 APR PAYMENT PROTECTION 1-868-527-6904 11.91 Finance Charges ~lar Pkruexr tGelaafwtaal Diula r w u m td Balarnraar ~ p ~ ~ A N Pn+a& ~"d gy&Jm CHARGE sea PURCHASES 61,415.49 .0542996 19.80K 123.81 CASH f.00 .05956%P 2L7496 f.00 ANNUAL PERCENTAGE RATE applied this period r aooaax nproofo d~eYphrMieas day wa reod~e a pro~.ldpe~d (1) you as m ym~ay~ro~i 6e aYeoduted r MrYn 3 P we~n»dw tlran drPNew Y all rwcka~ncelwtl dart9 ~ x+91 eY~ aWialze urbm m~eb a a paper drab a oarrrr Wren 19.8096 i pdtlon rN tfn rtatalnara and Parr duck ra (6) oudrNw days Ter poaW dNwry rrdeY ti+orq~6aNMS`/ axtlu3q MWrya. euvac trwrsr ds6n 1Am yar bWc rJrru piowa ri [rwrkr, vw wafaatre ANaa lea Pa9n 9rre roe amfa pa oatao w aeradurkr a w tagraa d mlarrq tw laborahla an V+e loa ttwbama, Tea y awndo (71 na em4 4 oad6i iniador M ww trrlado de watts V w dregs w d ao6re de egr-ao Y (2) w pogo we nc6ldo an raenm ~stm de prowaadaioo aros tr Iw 9 P.m ,horn del eam (12 dd nwioda, bore del 7501 160 Padlloo) p'ar Lwr, t«ro..n aaena ¢r tmw hnu droa l61 dr IehorWn p.ra w antrpa por la aidro pawl tp Pgoa 4s wrLenraa en wYpNr otm Mpar a srr aW¢aer olra foarra poddan ro am apOdltadoa d Orr Pb lea ratJDerraa Mrowa tYM ]ahore6laa am do fiarea a Nbedo, waPta la ale kwlw. Por lever. ro ue arsPn, tlPa et d hexer w p.~ grdoduraw~d(yroe arMa naa wtatu a sbctur ur wnalssrJe denr8ara de au asta Wnnna por la rarddad dd ml~ro atlo w vez Fw nmixaddn n apt a w~ixe ru ddEarraada ulMZdrawa. w Oe~Pasaraettaaadna rn leroero bfW hsya enNada 9 ro padenra Pracenr le ttsrferertle, ueted na araorRa a Isar u+ ar0o a Res9wl~n de la cucnta Saldo aaterwr f1,374.40 Pages, akditoe Y ajtares 5120.00 Ttatreaodwus 517.22 Cargos par fmatlciaadento f2L63 Saldo t1OCt9 11,293.25 Cantulad mfn'vna ~ page f3&00 Fecha de veudmiermu 03 de junio de 2005 Llnux de abd~ 11,500 Cnbdito total dreponible (206.75 Ltlnue d< pare addantae de efeaiw flsoo Cr6dim dispom'bde pars addatuas de efatiw (206.75 A su aervirla Pan aomamaiie aoo d m de Savxm il Clients o pin mpoAar d mho o nmavfo um rotjeu, llama S 1-fl00-~62~114 E(1.1e AY pigs C Emfe Ali peegwiui L' Aan: Renumnoe PmcnAng Qprt~t Onq F.S.B. Capal One Savors P. BaA 790217 P. Box 85015 ScLauu,M063179-0217 Ridmond,VA13285-SO]5 CUENTA GOLD MASTERCARD 5291-1524-1514-4225 04 de ABR - 03 de MAY de X05 Pigim 1 de 2 Pagoa, ct~Editoa y ajuatea 1 20 ABR PAYMENTRECEIVED -THANK YOU f120.00- "1'taleaaciollex 2 03 MAY CAPITAL ONE MONTHLY MEMBER FEE (6.00 3 03 MAY PAYMENT PROTECTION 1-688-527-6904 11.22 Cargos per St9a11pamicnto srbrrAe r.~rmv ~ ~ ,.au COMPRAS S1,3M.26 ADI7.AN7'OS DE EFECINO f.00 TASA DE INTER1rS ANUAL eplirnda en. DEVUELVA EL SIGUIENTE CUPON CON SU PACO T b.la.rr r~~ .os42so6 .05956x6 P a96eperibdo d Fawn owk inJ•>rnrai0a ia~orrunfs adjwrta Toadr InteNr r 19.8096 321.G3 2L74% 1.00 e fecttuaci6tl 19.8096 0000000 7 5291152415144225 03 1293250120000038006 7501160 SaWo mtewlNew Balaooe f1,293.25 Cantidad mttntn a vaaar/Minunum Amoum Due (38.00 Faha da rmclmiatto 03 do jutuo do 2005 Payment Due Dur J,A,e 03, 200s Totdadjunto/fotalEnclosed f Neiman de Ctwtm/Account Number: 5291-1524-1574-4225 Capital One, F S 8 P 0 Box 790217 ~~~nuu~~t~t~n~o~~ St Louts, MO 63179-0217 ~I'~Iltl~~ll III~I111~'I~Irlllllll'lII III~'lll'lll'~~III'1'~II~ ~~ c.adsarn ,gar c.ia.a'ary ~.awsns ze.apilOvzlP Tillfmodir~idm5/Hose phm» Oan s116oadAlsmivw phew EmidAddrrn #90;249'-019955515# MAIL IO NUMBER ~ ANTONIO H ORTIZ n ~ 710 LINW007 ST = NEW CUMBERLAND PA 17070-1440 ° ~ (ut~~~ut~~~us~us~~~uun~~t~u~t~n~~~uun~~~~un~t~9~ Envfe su page per waao m d sobre adjwrtoyne~vadeambirsu nianno decaaua en su ch~~eo~o postal a rtombee deCapital Over FS.B» Please wise your acaoutlt number on yew check or motrey order made payable to Capin bbe, F.SB. and mail in the enclosed envelops ~_ Account Sumatary P B l 1 374 40 tevwus a atae Pre, Credits and Adjusnne , . f ms (120.00 Finance Charges 121.63 New Beleacc 11,293.25 Die ~ Paymefa Due Dau ~ ,r l C d L Jua o 200s soo si ea re o iu Taal Awilable Credit , 1206.75 Credo Line fa Cash 11,500 Available Credit for Cash 1206.75 i Atywvservue ~ To oaLL Cwbmer Rd.bwp or b agrpt a feat or polrn oatd: 1-800-462-0114 n~° ` ~~er°°A«`~ smd,agnoer ~ 1 ~ 79021 P b. Box g ~V ~ S t 63 79-0217 d A I:i2B5-S015 a>_ M o ~, ~~~ GOLD MASCERCARD ACCOUNT 5291-1524-1514-4225 APR 04 - MAY 0.3, 2005 Paymcnta, Ctcdia andAdjuemlerlrs 1 20 APR PAYMENT RECEIVED -THANK YOU i120.00- '1'larlsactiona 2 03 MAY CAPITAL ONE MONTHLY MEMBER FEE 16.00 3 03 MAY PAYMENT PROTECTION 1-888-527-6904 11.22 FinanccC Pleme.ratbs7 antDerrJorwaerndotrd Bafwnra6 Pxnodir Cenrrrwrlwf ~1 gelhrdm +afr APR PIIRCIiASES 31,329.26 .45425% 19.30% l2L63 CASH SAO .05956%P 21.74K 3.00 ANNCTAL PERCENTAGE RATE applied this period 19.8096 YnnOrfant lbdsK Paymenu .pu mN b u~a~vil hepaae~dat~e~d b ynr aomux apof~dr apWren day wa ~aniw a P~'• p~7711) yw sand tlr 6a1om poraon of tlaa wurwr and ydnev~vNsryck Pay~naiu ieoelwdy~, uN~atlrr~bredan~ h irry otl+~}ee~ufrq~^nLSY~ro~I 6e dedbA~Ab 3 P we~ie ehe Mem di hieaa daN ~ day 1haMh ~ ~~~~0 ~daya br~ite~amanc' 01 U~`f~ a~i~~paw m i fJeciu~nce~ved AamO VrcW wN' o~i~ear e~ba~M wed u P~ tar ~r~~vou ~zs a b nuke a Mtge apaxr yoir bank cornet uaYq rie dick, a paper dratl or osier pam A ido ds y ~ d e~gaaar~iob~~ude~ arkaaoa~ a ~ier~im~nr~~m~oent~d~a Pmoaaamfaitto sites da Is 3 Phael)dd sae 112 dal mMod~is KKhor~ OM 7 501160 p°"° ~ q m~u~aea ro ~~drW~Oa~d Qa en~br ~~~a~aa~~~a~ondna b~i oils ~ ~ mr~se~uv ~F~s¢a~ .den edapsu~, au mwdM~4 ~q~draiWal~~ daid~ ~ petlrtadn~d ~hctuatldn~~ rn umero kMa1 heya anNada 9 ro padotnoa praoenr la orwrfsrervsa, aped roe n[arna a lour rn an~7o s Rw91a1ea1 de la cuenta Saldo anterwr 11,293.25 crWitos y 3 Ttanxaodo~us 5.93 11 Cargos por financiamiemo (22.04 Seldo mwtio f1,38L22 Cantuiad minuna a pagan f4L00 Feeha de wndmiellm 02 de jul'» de 2005 Ltmite de aEd'uo 11,500 Crtdim total dixponibde (116.78 Lttn~ de afduo pare adelartas do efectiw (1,500 Cr6dim dffiponibie pars adelarmos de efe<aw (116.78 A:ti aert+lcia Pao awnwueuae ow d Dgvmatoo de Stxvxio il Clxmoe o pan egarmr daolw o actnrlo dee uaa w~aa, llama a1. 1-900-462-0114 Envk au p~ga c F.mk w pegmW a Aw:RenaunoePmeeung C~p~ml One, F.S.B, C~ One Semca P. Box 790217 P. Box BSa15 3t Law, M0 63179-0217 Rxfimond, VA 23285-SO1S CUENTA GOLD MASTERCARD 5291-15241514-4225 04 de MAY - 03 de JUN de 2005 Psgina 1 de 1 Page, a~ditos y ajustes 1 21 MAY PAYMENT RECEIVED -THANK YOU 170.00- '1'tatlsaccione9 2 25 MAY BJ WHOLESALE N0025 WOX HARRISBURG PA (117.94 3 03 JUN CAPITAL ONE MONTHLY MEMBER FEE 6.00 ~ 03 JUN PAYMENT PROTECTION i-888-527-6904 11.99 CatY¢9e por finaradamicnto Fawn rosrla ixJ6rnrai4a iarf o/tank ad/mfa Sall e d~r T Ls,hr/i Tam Jr xvhrW F ~ s pf 11Vt11Vt. a `~' COMPRAS 31,310.43 .0542596 19.8096 92104 ADFLW'9'06DEEFEC17V0 f.00 .D5956%P 2L7496 A00 TASA DE INTER>;S ANUAL aplicada emeete peri6do de fectwadGn 19.8096 DEWELVA EL SICUIENTE CUPON CON SU PACO 0000000 7 5291152415144225 03 1381220070000041007 7501160 Saldo ntaevdNew Balance 11,381.22 CaltGdad mLtitna a waadMimmum Amount Due (41.00 Faha dcwuatn6auo Q2 do Julio do 2005 Payment Due Date July 02, zoos Total adJuntolforal Enclosed f NSmao deCuenta/Account Numbs 5291-1524-1514-4225 Capital one, F.S.B. P.O. Box 790217 ~~~unu~~~n~nt~~~~ St. Louie, MO 63179-0217 Il~~llll~l 11 lt~'~III~'1~11~'ll11111~111'~~I II~IIII'flll'll~l l' .vda.u.oa~ML~~+a~ald oah4mmoa4~sa o.4,vvl„eorb as rwa r"~a; GadBmeee ApeR c.d~d'cny FsedwBnoe zoupwouzlP ru6ma...d.a/19oa,. phorn oaodroodNa,wartm p6aie &ndadmm $9015591019955519$ MAIL ID NUMBER ~ ANTONIO H ORTIZ s_ 710 LINWOOD ST ~ ! NEW CUMBERLAND PA 17070-1440 ° ~ ~m~~~ut~~~nt~ua~~~uun~~i~n~t~ta~~~nuu~~~~nu~t~t~ Emdewpagoporcoaaoendrolxeadjwrtoyxaverdeaaa'birmn5maodeawnamw og~o anombxedeC~pihlOne,F.S.B» Please write your account number on your chock or money order made payable to Capiml aF F.S.. and mail is the enclosed envelope. GOLD MASCERCARD ACCOUNT MAY 04 - JUN 0.3, 2005 5291-15241514-4225 M Aaamt Sifumt:try Prevtous Bahwce Payments, Credits and Adjuahne 11,293.25 ms (70.00 Tianwctions F'uunce Charges 5135.93 x22.04 New Balance Due t1,3g1.22 Payaum Due Dau ' ' l C d L JAY ~ 2005 11 500 L aa re o ttu ~ Taal Awilable Credit , t]1g.78 : Credo Line fa Cash 11,500 ~ Avaitahk Credit fns Cash (118.78 Aty~ouraervice ~ To nB Curoomc Ralmaa asmrepwtalon or «olvo otd: 1-800-462-0114 snaps t+ox rma: Rao~u~oe B Smdugaoam: CwMal Ont F.S.B - P. .Boa 790117 Catml One Senors P. . Bar 85015 Sr. Louis, MO 63179.0217 Rrhmond, VA 23165-5015 a~ o~~ Paymettta, Credia andAdjustmenta 1 21 MAY PAYMENT RECEIVED -THANK YOU t70.00- 'I'tansacdons 2 2s MAY BJ WHOLESALE ;roa25 wox HARRISBURG Pa su7.9a 3 0.3 JUN CAPITAL ONE MONTHLY MEMBER FEE 6.00 4 03 JUN PAYMENT PROTECTION 1-8g8-527-6904 11.99 Fittattce Chssges Plrrsxtrtbslarf~ortarrt!)ixlonarl ertJarad Bafrn,uar Paro& .~R q~~~ ~It+j* .arr Pl>RCllnsFS u,31o.43 .os+zs9s 19.80K sloe CASH fA0 .0595691P 11.74% f.00 ANNUAL PERCENTAGE RATE applied This perlod 19.80% tn~a laeliaa: Paymenn you and m u wal a aedted m Ya+ aocaaa r of ar burlnar by va noei~e ~ltt,, Pmt I7) yw sad ar baoan paean of tlaa sutsnar and yea alrek h aoa ariaasa radaroe amefape and ( your pa~t~~ent b nonwd h our pooea~q canner W 3 pm ET (12 noon P~ PMra dbw n inert aw (6) ptuaaaea aWa for Pond ~~!ry PaMrtea noshed W u at arty taloer or ph~eeprary oM}rafram ymnewy~troc 6e ayeoduteA r of 1hs we reoeY~e Mem dr MrYwa dM~a re MandeV ~+orKh g~n_~~ ~hdrM r,oaoe4a aewaa for aw s o~o• U~drrJc `TIYa audnnza~lm~rQpsr aoai dclu nedwd Adro 1fb O~w ~ ~ ~ ~W W aanaar aNa. M vw r+rant Prorsr tr tr~ar~ear~you aWne=e tr m make a tMrge s0enn yar brk atoart uana M Uieck, a paper draa a Data loom AHaa YtPerf~rtal loo PafNa q1M roe arwN por 7 501160 roan ds aAn. y r "'°q"° an d rbe de Parlaoo) Pa hwr, canpa an ulrva qua an tams poadan ro ax saedllsdr d an m~ia ~ a~aelu Maaa`"`aola"°~`rn .~i t» au amts r acndnrNpagau awma N mtamo da tabaaeN an qua too Iv~itay dfie0 161 ~ pan~antw~0a ~ 4~ i tadbrroa. Mleatroa Qn taCaaNr son de hraa a alDedo. ebcar w vas)ertrrJS alsctdraca de au area eerran l facnaaaho sin ourdo un terrro tds) trya anulade St ro papo u ono donartamo. eam ~lorsf)dd e~ 2 dd maiond~lrx~ ~ ntybamoa n asYgaar nn hrpar o an aWa}Mr r. Ptx Lvor, ro use (tapes, c~Pa aoe. d boar au a.aa ado uru ve Faa autalzarfen r apau a ranraterrse. urea nr autat:a . hear n, cacao . Raumen de L cllcnta Saldo antmor i1,38L22 Pagoa, rrfditca y ayuatea Roo Tlansacciones t103.91 Cargos pa fmanciamieato 123.32 Sddo mow L3,508.45 Cantulad mLtima a pegar 186.00 FaLa de wnan'unm 03 de agoao de 2005 Ltmie de a6d'ao (1,500 Crbdim total datElonl'ble R00 Ltmite de aMito paza adelantae de efectivo 11,500 Crbdim dilponible pars adeLurtos de eEectiw R00 A su aervlclo Puce aamnla,:e ox d oo de Sarno st Gleoa open Igarmr a,e6e o «~ & un. ml~/u., n.~ v: 1-eoo-aez-0ua CUENTA GOLD MASTERCARD 5291-15241514-4225 04 de JUN - 03 de JUL de 2005 P~ina 1 de 1 Pagoa, cn6ditosysitucea No ee ha raibido /u pogo progrunado. Stlvase remror la ramidad pendiemn de pogo que apareu en e/te eatado de cuema. Si ya oared hizo su pagq le rogamas que aapae mlebtro agadedmlerno. T 1 0.2 JUN SUNOCO SVC STATION MECHANICSBURG PA 120.09 2 14 JUN 88]A567 MOD ITV PTE IN NUEVO LAREDO MEX 30.0.3 3 03 JUL CAPITAL ONE MONTHLY MEMBER FEE 6.00 4 03 JUL PAST DUE FEE 35A0 5 03 JUL PAYMENT PROTECTION 1-888-527-6904 12.79 Se le apbK6 un wlgo pa acaao en d pogo de 135.00 en 07/03/2005 debido a que su pogo minuuo ao se recl`6l6 pan 1a faha de rago de07/04/2005. Pan evitar ate cago en d hroaq recuerde que meta un mtnimo de 7 dtas laborables Para Sue au Pogo uegue a tiempo a Capual One. CarpoePotfinanciamicnro SdJod4wr x w/a Tara ~rfirG COMPRA3 sl,a9a71 ADBLAN'I~DB DB EFBC11V0 s.0o TASA DE llJ!'E ANUAL epl'xads en ~ DEVUELVA EL SIGUIENTE CUPdN CON SU PAGO 7501160 Envk w pllgo/ c Bette u plegunun c Aces Remlmnae Pmoaung C.pml Onq FS.B. Gptal One P.OO Ba1790217 P. Bw 392fl5 8t Lauer, MO 63179-0217 SLC, UT 84190-0285 Fawn vala ily6rnrai~C6`~lppij~ro~r~~~,or~~taSgnfe~pa~{ijRw~ata Tm.be~a+rr Tam Jrwt b FIIVANCIAND>';NTO perlai'a ~~ .OfA25%P 21.E ~0~0 soe periddo de factwwcidn 19.6096 0000000 7 5291152415144225 03 1508450070000086004 r ~,,.~a~,a.od<~.,e~d<,~.6a~.~rrat~,bra~r~m S.ido naevn/New Balance tl,sosa5 aq..a Cnllidad minima a palcar/Mimmum Amount Due 186.00 ~~ ~, Forhadcvalamialto 03 do agoem do 2005 Payment Due Date August 03, 2005 Cudld~Cay BladwSam ZarlpllaVTlP Tonledjuntn/I'oplEnrlosed t r.Yfooade.wdoao/Fbla.phone owditoduam.ewpma Nllmao de Cuaua/Artoimc Number. P"ni2 ~~" 5291-1524-1574-4225 Capital One, F S B P O Box 79027 1111111111111111111111 St LOUIS, MO 63179-0217 11111111111111111111111111111111111111111111111111111111111/11 ~ #901849:019955519# MAIL IO [vUMBER ~ Ah'TOHIO H ORTIZ e 710 LIhW00O ST m ! fiEW CUMBERLAND PA 17070-:440 ~ ~ '11111111111111111111111111111111111111111111/111111111111111) r Emte su pogo pormv~to en d sobrcadjnntoytetvade nmbirru n5nwo de awna en aua~lequeo~o ywtal a numbs de Capital Ong FS.B_ Please write your aceouat number on your check or money order made payable m Cepirl One, F.S.B. aced mail in t}x endaeed m~elope. COLD MASCERCARD ACCOUNT JUN 04 - JUL 0.3, 2005 5291-1524-1514-4225 Account Summary P B h 11 361 22 revwus a wce Paymema, Cred'va and Adjustmems , . 5.00 Tran:actioas F'mance Charges 5103.91 523.32 Ncw Behuuc 11,506.45 Minimum Amount Due 586.00 Payment Due Date August 03, 2005 ' ' oral Credrt Lme ! 11,500 Taal Aysilalile Credit tA0 Credo Line fa Cash 11,500 Available Credit far Cash 1.00 Atyourservice ~ To oLL Curtomc Rekaaa ar eo repot a loot ac rtolm cud: 1-800-462-0114 ~payn p to:PB Smdmq~urw to: M 6 0 63 179-0217 SLC, UT 84130-0185 ~~ bS 0 ~~ ~N Pavaxnta. Cxdia and Adiuatmenta Your scheduled payment has not been r«eived. Pleax remit the amoum due apparing on dais atatemem If you have already made ymv paymem, please adapt our dunks Trvnactioaa 1 02 JUN SUNOCO SVC STATION MECHANICSBURG PA 130.09 2 14 JUN 8824567 MOD ITV PTE IN NUEVO LAREDO MEX 30.03 3 03 JUL CAPITAL ONE MONTHLY MEMBER FEE 6.00 4 03 JUL PAST DUE FEE 35.00 5 03 JUL PAYMENT PROTECTION 1-868-527-6904 12.79 You were assessed a past due fee of 135.00 on 07/00/2005 basins you munmwn payment was not r«eised by the due date of07/02/2005. To avid dos fee in the Cuum, we r«ommead that you allow at lwat 7 busneas days for your payment m reach Capmtl One. Finarxe Charges PkuelarMrlarpavtmuDixlaFnw~apnNu~krd a.V~nrrmy F4noZe ~'~ CHAR .pp6rlm rak PURCHASES 11,43271 .0542996 19.80% 523.32 CASH tA0 .0602596P 21.9996 R00 ANNUAL PERCENTAGE RATE applied this period 14.8096 MrParfeM Ibaw: Pa.~nenn you mW n ula~wi bo~esro~doe~d to ynr aocant apoof~ha gWrNrsa day wa ncal`s tt, ProM~pN7d~ (7) you send tle batlom paruon o1 tlW stwmart and rar cMck P ynent~i roctlved~~n s~iy~otlis~bcedon a h wry otlNbr (~om~ may n°wot 6e oadteA M MrM d3aPy~ we~iso I~ tl~wn dr Mrlrer da1'a a~MadaV y~q~ ~g~ara~~ ~M Pbaae da rot use suWee: paper eFoe,~ wfm paWiaq yov w~nea Wlrn yw sad ue s d~eek(al yea auhahs ue so malm s arnWro deenano awkr de6n tmn year base acooua for ae amour[ o dr Bieck wtlnnzNm eppee m d deed ncdvW durp Ve daeq cyw awn H awa by ew~xare ebe. n ue r~ma poww Oe o«~fer. you autnura u• to make a dierpe asekrt yar 6erac eocaar ualrq the deck. a papa dmfl or otl+er Irom 7501160 [ ~eWanU Vas pr~apaapo~ wy d ~(bl dfr Itlaatls~pan W tlaw~pa~por N oWropaKal~ Lna Pq~ Qus radbnna an arlpMr dronMq~N o ~en aaielglar ro aar OCaedkA00a d da en qua iw mdDSrea Nmtma dp loboregea son de IVea a alDedar owePta Iw da leatlvoa Por tawr. ra use ¢apaa, aaWacrdn s apir+ u d ras arMa roa awn:a a sNCda w tunalaside eaeelo6raca de au aieraa 6anada por V anlidad dd nanw aeb w wz Fae auood: sW romido(a) Jranu N psdodo de hcaratldn adn ar~do un teioero b(a) Irya eisUdo. SI ro podenaa P~aar Y ttanlarrru, utad ma auaha a haear un apo a au CUENTA GOLD MASTERCARD D4 de JUL - 03 de AGO de 2(105 5291-15241514-4225 P3gim 1 de 1 ResamendeLcuelata Saldo anterior 53,50&45 Fagos, cf6dime y alulua Tn>mcdona 150.00 554.03 Cargos par fmaltciamieam 525.44 Sddo mwtiro 11,537.92 Canndad m[nimaapagar 582.00 Fecha de vendmieltm 03 de eepdembre de 2005 Llmite de ar6dim 51,500 Crddim tore! dispomble 5.00 Ltmite de aEdico pan adelantas de efecfiw 51,500 Cn6dim dilponible pars adehuaos de efectiw 1.00 A au servicio Pus mmuskvse oxn il Depxn7mento de 3avno il CLmte open repwur d robo o actt>Nfo de una Wjeb, Banos aL• 1.900.461-0114 Envk sus pogo a: Emfelu pegunlu a: Attn: Remwnoe Proawng C.pnl One, RS.B. Captil One P. Bar 790217 P. Box 302ffi Sc Lauu,M069179-0217 SLC, Vf 64130-0285 Pages, ufditos y ajustw 1 30 JUL PAYMENT'RECEIVED -THANK YOU 550.00- No s< ha reclbido w page plognmado. Skvase remitrc la eantidad pendienie de pogo qua aparea ea sots estado de wenta. Si ri oared 11izo w pogo, k rogamos qua acepte mxstro agradetimkrto. Traralaoclolxa 2 03 AGO CAPITAL ONE MONTT-1LY MEMBER FEE f6.00 3 03 ACO PAST DUE FEE 35.00 4 03 AGO PAYMENT PROTECTION 1-88&527-6904 13.03 Hobo at:aao en d pogo de w wens. De aonforntidad con la oYmiaos qua ae k eomunicalen a uend amtnormente, n w cuenta re atraea de mown ea d pogo, w rasa de uuade atwal (APR) podrta aumeNar. "Avian eobre xambios en ]os tErmmos de u cuenka" SI u calenta se erne dnco dlas o 11145 dentro de seis perfodas de fat[unddn desp,lEs de haberse atraeado en d pogo doe dfas o m45, o a no reabimos w pa$o mimmo memos! por dos per[odas de BcneanSn colaewtivos, ea poeible qua todae ]u cast le vtaementen a L rasa de inter4s amr~l par incu[npiimiesm IegSn x k wmwuc6 anteriormente. Today loe demos OErmmas y wrdxionea de w alerrta slguen vigertes Se le apltc6 un Igo pa' attaso en d pogo de 135.00 en08/03/2005 debido a qua u pogo mtnma nose recibio pan k faha de sago de 08/03/2005. Pan suitor sue ~~go en d fua¢o, recuerde qua mma on mtnula de 7 dies laborablea pan qua u pogo llegue a tiempo a Caplnal One. Cargos porGnanciamicnto Fatty rosr k infor5lariCe impatante ar{ ji mr a Sdbdgw T 6wariti Tmaa4ueN6 ] ~ _ ' ~ laa~srMN FINA ~` ~orrrrp r~ r N f0 N COMPRA3 51,51291 .0542591 L9.60K !25.44 ADELANTOS DE EFEC11V0 a.00 .06025§6 P 2L99% 3.OD TASA DE INT'ER>;S ANUAL sPlicada Ml esteperfddo de fiachuacibn 19.8096 DEVUELVA EL SIGUIENTE CUPON CON SU PAGO 0000000 7 5291152415144225 03 1537920050000082009 7501160 Saldo IloewlNew Balance 51,537.92 Cantidad mLdlna a vaaar/Minunum Amount Due 582.00 Fodaa dcvendudarto 03 do Icpticmbro do 2005 Payment Due Date September 03, 2005 Totaladjuntolfoml Enclosed 5 N11mew de Cuenn/Arcowu Numbs 5291-1524-15144225 Capital One, F.S.B. P.O. Box 790217 IIIu~ulll/ln'II'ul St. Louis, MO 63179-0217 '1'~IIII~I1111 ~'~IIIIII~II~I11111'1'111'~~111'lll'~~11II11~11~ ~~ c.edsu~l Ass Cadtd'Ciry &edaBna ZaupaoVZff TalKoso derawdmel/11om1 ptpa Ouo W(Eese/Alsrnatia/p6on &n.aAdme. #9021691019955519# MAIL ID NDMBSR ANTONIO H ORTIZ ~ 710 LINWOOD ST ~ ~ NEW CDM86RLAND PA 17070-1440 a ° ® 'lll~'~111~~~111'lll~'~I111II II I'/1'1I11~~~111111'~'~1111 ~1'1' Em4e au pogo por mlrm en d sobee sdjwrtoyternadeesm'bir su nGnwo de cuau~a m w d~no~o pawal a Womble deCapital One, F.S.B.. Pleaoe write your account numbs on your sheds ar money order made payable m Capiulta One, F.S.B. anal mail in the endased envelope. Aawmt Suamtary R B 5 5 alance 11, 08.4 evlou: PaytrKnta, Credia and Adjtuttltents s50.ao Tratawctions Firtanat Charges 154.03 125.44 Ncw Balanoc Minunum Amount Due 11,537.92 182.00 Paymem Due Date September 03, 2005 'f C d L 11 500 ond o a me ~ Taml AvailaNe Cxdit ! Credit Line fa Cash , 1.00 (1,500 Available Credit far Cash 1.00 ! Atytwrxrvice r,atcvamtrRa.a.r><o<rort~at.t,.t~r~~t: 1-800-462-0114 Stad qe: Attn. Proaaang Stnd+a`N~'to. St hour,M0~179-0217 ~ &11]0-0785 asdss~ M of ([cN¢~riy n pN COLD MASTERCARD ACCOUNT' 5291-15241514-4225 Paymuta, Credia and Adjustaxna JUL 04 - AUG 0.3, 2005 1 30 JUL PAYMENT RECEIVED -THANK YOU i50.00- Yom scheduled payment hoc clot ban received. Please reins the amount due appearing on duo taateatent If yal have already made your payatteay please accept our chocks. Transactioue 2 0.3 AUG CAPITAL ONE MONTHLY MEMBER FEE 36.00 3 03 AUC PAST DUE FEE 35.00 4 03 AUG PAYMENT PROTECTION 1-888-527904 13.03 Yom account was past due. Ullda the terms we dedoeed ~ yw . ifyour acooantm Pact due agaul, ytav Annual Percentage Rags (~(.P.R.s) may inaaee. "Nacre of Chatge In Account Tams lfyom amount ie five a more days pact due within ebt bilLnq periods after being two or mare days past due, or if we do not receive yac minsmt~m monddypaymem far two aonsealtive billing periods, all rates may'mvase to the Default APR prevaualy ducloeed to you. All other terms and condmons on yam accowrc remain is e8ect You were wed a p~ due fa of 535.00 on 08/03/2005 because ywr mtnunum payment was not received by du due dare of08/03/2005. To avid this fa is tlx £unue, we raommend that yw allow a least 7 b»mness days for yom payment to reach Ctlptnl Ono Finance Charges rra m da rc d PkmerarhrlaryarantDix/an adwnrab ~ p ~ ~ E PermLr ~ ~GrJb rt CHARGE raa PURCHASES 53,512.91 .0.5429% 19.804< 525.44 CASH 5.00 .0602516P 2L994L 100 ANNUAL PERCEN'T'AGE RATE applied thisperind NrpabM abao.: Paynans you mal ro u~a~vA Wpcsr~emdotra~d to yov aomnt np~o~f etlar~gdwMtsn dry w receWa n pro~.ldpetd) (7) Nou nerd tlr hanun Portlm o1 tlw suosner< and yvaravdarryek PaNnemmoelNSd~ bey t x en~o ~bretlon a h irrr tN x f~dm meY ro~1 Ge rxdteA d WrNe d3daaPVy we~ie elw M~em dr M~iekieee~Mys ~ MaNeyrylwa~ Sa~Md~ey~~dna hoadaya Pbaae de net us Paper ero. vhan PreDadna yea psyrnart. W1rn you sand u , deckW, Yvu atahoaze w to melee . ae•Wns decoasc trrrOer debt flan )cv bNc aa:ant M Oe amoua~ of ar deck ThY aWnezedan appMa ro N tlncla ietzlwA daYq ter eMYy cyda ewn If aaa Dy smieane elr. If we cocoa pio[e~ Ub trwrM1r, yeu auannxe tr ro make , dupe eaeket yota Wok atxa,r tWna the tledt, a PaDar dron a athar non Adaa Yrparlertn lac papos qus tea aw(a pot cacao w esudo de taeraa Y au tdtegie en d aobrs de aryus 7501160 p~po~~~«„~ ~,e~ay,,,, ~r mdo(d 0od disaueW wt~tlotQA tLrane el Wrrodo de h au auenn d nwrw dfa IsbaabM an q+s los nobanwa, dampr~ y austtdo 171 rta am4a M a sea rerBido sn reseuo ceYm de PrucaaenlarKe ante. de 4a 3 Pm .has dd sae (12 dd n Ysa IaEastlr osn ~ amwtu oor A oMie oosrY Loa moos ae raebantes an anlsiMr am s telaetsss am a sates s ssoeao, seeps to ass >o da dsarMCe de au sans benron, Pa k oanlihd d to tstoero h(s) heVa erYAada SI ro Dodartta proeasar b 19.8096 N tMt~ V CUENTA GOLD MASTERCARD 04 de AGO - 03 de SEP de 2005 5291-15241514-4225 P~gina 1 de 1 Reallmea de la cuenta Papas, crEditoe y aju9te3 Saldo aatma 11,537.92 1 16 AGO PAYMENTRECEIVED -THANK YOU t60.00- Pagoe, uEditos y ylxtes 160.00 Ttwlacdo/us t9L97 No ee ha reabido:u pogo progtamado. S4valle temror la caotidad pendienu de pogo que apare« en ate Cargos pa flnanciatniento (35.48 elmdo de cvellnl. Si yes usted biro w PaBA le rog~na 4~ ~ mleaao a~radeeimieam. Sddo I11tLti0 11,604.97 Tfat>senciotles Canudad mLltuna a page 1104.97 Fecba de teadmienm 03 de ocutbre de 7A05 2 25 ACO CIANT FOOD STORES NS1A NEW CUMBER[AN PA 137.43 3 03 SEP CAPITAL ONE MONTHLY MEMBER FEE 6.00 Lim'ye de a6d'ao 11,500 4 03 SEP PAST DUE FEE 35.00 ~ 5 03 SEP PAYMENT PROTECTION 1-888-527-6904 13.54 para adeLltnas de efatiw 11500 Limite de add CrEdlm dllpombie pare adelalrtos de efechw 1.00 "zDeea reduces eu mva des lI1tQ66 aortal (APR17" t-~~--=L .S11CelblmOi Al pogo mfaimo meantal 1 tletnpo en Ice BlgalGnte6 eeia perbdaa de F1ClWKY~a A au servicio COnsxutnva, x revisar3 esffi cuenla para.c m es poedtle reduce 1a ram de urter6a attttal (APR). Pan aonnuualae ow d De~w~wl~ de Sercxio d CLaroe o pan "Aviso Importante" Como su ouetma ee atrae5, hemos inQemeltpdo su rasa de mterfs anual rq+onar d Lobo o axuavLo &e ua, open, Dune.t• 1-80o-466-011a (APR) coax se indio6 antaiormen[e. Todae los dui ttminosy wndirionas eiguen vigem~as. Acme ~ Proods,a 8 E"'~ "" P~~ a: Se le apLc6 ua cargo por atraso en d pogo de 135.00 en09/03/2005 dtbido a que w pogo miwao no x ue more un mfnimo vim e d fitnt o recuerde 09/03/2005 r ibi6 f h d d P l ~,~,n~ Onr, F.S.B. 7 O Om p d B 30285 , q ara e r ca e cargo n r pare a ec a e pgo e . rec de 7 dies laboraMa Para que su Pago llegue a nempo a Capnal One. . Bo, 79021 P. St.I,aue,M063179-0217 , , ox SLC,VT84130.0285 Catgoepor6t1ar1damicttto __ FawroaJaily6rmariJniarpatantea~unta d rre T i a~ Sdb Tao 1 wtwrr pf ~ ~ ~~ Iaaar irGHs ra +P^ h COMPRA3 51,530.39 .0739596 P 249996 335.06 ADEIANTOS DE E7ZECI1V0 3.06 .0759546 P 249976 3.00 TASA DE INI'ER~S ANUAL apBceda en Bete periddo de faCl1a11Clba 26.9996 DEWELVA EL SICUIENTE CUPON CON SU PAGO 0000000 7 5291152415144225 03 1604970060000104978 7501160 Sa{do naesa/New Balance 61,604.97 Cantidad minims a na¢n/Mimmum Amount Due 6104.97 Fodn do valcimimm 03 do ocxubrc do 2005 Paymem Due Date October 03, 2005 Tomladjunto/foralEndosed t N61nem de Cuentn/Arcowlt Numbs: 5291-1524-1514-4225 Capital one, F.S.B. P.O. Box 790217 Illulullllulllllul St. Louie, MO 63179-0217 11'11111~1111111111~11111111111111~11111111111111111111111111 ,,,.~ad:.~w okd.«Y,a,a~.,.,.~~,.c,~~.aam,x,em c.edso-~ Apcr Cad~d'Ciry Faado/Sm¢ TaaupwaVZtP T/11[am d.nidma/flom~plmr Ono ulYoso/Atsnuw p6wn en<andaK. ~ #9024791019955514# MAIL ID NUMBER ~ ANTONIO H ORTIZ ~o ~ 710 LINWOOD ST '" NEW CUMBERLAND PA 17070-1440 n ° ~ 11IIIII111~1111111111111111111~1111111111~11III1111111111~1111 Em[e su pogo por mveo en d sobreadjuntoyteawde esmbir su nbmao de cumta m w due oho postal a nombm deCapital Orc, FS.B_ Please wfae your aewunt number on your check or money order made payable m Capril 6ae, F.S.B, altd mail in tfie endoeed eavelopa ~. __~ Aoooturt Summary P B l 5 revww ance a Paymelua, Credits and Adjustmems 11, 37.92 {60.00 Traiiwctioro F'wmce Charges 191.97 135.08 Ncw Bdanoc Mtmmtun Anaunt Due t1,G04.97 1104.97 Payment Due Dau October o3, 2005 ! '1'orol Credo Lou {1,500 Total Available Credit f.00 Credlt Line for Cash Available Credit for Cash iL,500 1:.00 Atyatrtletvice ~ To adl Cvrtoroc Rdsaan or b igeort a Lott or rtoka utd: 1-8 0 0 -462-0114 p ~y ~ Attrc Rasumnoe;Proademg d ~a ~ ~~ ,, l~ '1 ,r-.1~ P r Y ~ • S t Lana, M016 .1179-0217 3LC, iTf 9473bQ765 M COLD MASTERCARD ACCOUNT 5291-15241514-4225 Payment, Credits aad AUG 04 - SEP 03, 2005 t 16 AUG PAYMENT RECEIVED - THANKYOU f60.00- Your scheduled payment here not ban roceivtd. Please remit the amount due appearing vn this atatemert. L` y'W have ~Y made 3~ P~rtr Please accept otr thanla. Trar>eecrioas 2 25 AUG GIANT FOOD STORES+~SA NEW CUMBERLAN PA =37.43 3 03 SEP CAPITAL ONE MONTHLY MEMBER FEE 6.00 4 0.3 SEP PAST DUE FEE 35.00 S o3 SEP PAYMENT PROTECTION 1-868-527-6904 13.54 Wart m reduce }our A.P.R? If we raeive your minimum momhly payment ~ time fa the teext sac consxvtive billing Periods thu account will be reviewed for a paewble A.P.R deanse. "Important Notice" Since yoac armunt was pay due yrnc Annual Perantagre Razes (A.P.Rs) have ban inctt~ed x pvevioudy disclosed. All other terms and wtditioffi remain in full fo:oe and effxt. You were assessed a due fa of 135.00 on 09/03/2005 because your minimum payment was not recervsd by the due daa of09/03/2005. To avoid this fa in the Cuture, wo raommend that you allow rt leas 7 business days fore ywu payment m reach Capiml One. FinarrceChatges P/aarexerbt7 aatDixlwwanula tt d Bdwrerdr C E PnraLr ~ ge~6rlb PR >ab GE PURCHASES tl$3039 .0739596P 76.99K 335.08 CASH 3.00 .07399%P 76.99% R00 ANNUAL PERCENTAGE RATE applied this per'md 26.4996 InR PrwrMO you neW b a wN b ttadted b you aotoise r of tle htuaieaa day vas iacelN n, Pmddad ft) you sad des bol0om poraan of dr watamwM and your eheele wrMrlope and { your pa~ner~ b recwvsd h our po~lrq eeraar W 3 p.m ET 112 twon PNSS slow w lases M 16) busaww days for pasta dM PaNriema rectlwd dy Ut M arty erleer a In arty otlbr krm may rot 6e crodoeA r o11he dry we castles Mem Ov btriner days are MarwiY 3uorgt SaMly, atadrdn0 rtoaal'e. Pbas do rot us atadea. pspar cFw~ ~rp~rty }orvm y~n~a. ~ qn Ewa sand it a drekW pu aW Vdrs w to malae a aneiYns akcwac trerolar debit Iran yar bNc aemua for the arnane of Vr clrck app sa reamed dakq tle 6illkp cycle e~an N as[ by smisana Nr. M wa canna qo®~ th trrrfer, you aWnaxe us b make a tlespe aaearr yotr 6erae eoeaaw trsq rte cleaek, a paper dran or oases Mein ewado ds~ y su degiw~en so6n ds aA~noiu a rxEltlo Hisao calm ds Prooarriemo our de (w 3 P~~hiat )dd awe (12 del nrsioAe hors del 7501160 v~p?f ~Peddrd~y~p~Urdyerra(ayt~~r ,. ~~ ". e~ a ~de.~eW ~.. ~.~e, w ~a n4~hswarle utizarU9 Ueepe, unye de pepotaeaasradn un rraro bp) rrya erMada 9 ro Podemas Dsaaser Is aaerM1rantle, owed rsx auorha a hecsr an apo s CUENTA GOLD MAST'ERCARD 04 de SEP - 03 de OCT de 2005 5291-1524-1514-4225 P2gina 1 de 1 Reaualendehlcuenta 1'aRwr ~~YB]~~ Saldo amenor 11,604.97 1 26 SEP PAYMENTRECEIVED -THANK YOU i70.00- Pagoe, erfdiml y apmaa 570.00 Traasaodollea 148.97 '1~t5liBflOClO11Ca Cugas por Eaaltciamieam 137.22 2 05 SEP OVERLIMITFEE 129.00 Saldo muw t1,62L16 3 03 OCT CAPITAL ONE MONTHLY MEMBER FEE 6.00 Cantalad mflwna a page S12L16 4 03 OCT PAYMENT' PROTECTION 1-88&527-6904 13.97 FaLa de veadm'unm 03 de novietnbre de 2005 ~ ~~ de de I16d11D de Capital Om serf wnvercda en PJatialwn a pattir dd 17 de Ltmiu de abdito 11,500 actalbre de 2005. Par to Canto, ]a pr6nma raz qua emrtamoa au Culehi espee reabir um nueva CrEdieo total dreponible =.00 ratjeta Platinum. Pea m4a vlformaai6n sobre loa bene6cios rdacwtndoa wn w muwt~ em Lttn'se de a6diro pace adelalltos de efectivo 11,500 Plati'atn4 vista wvrvrcapialonecom/aeditrrds y hags d;c en d etilaoe Cuide m Benef>ti<(Guta de Cr6dim dilponible pan addaraa de efectivo R00 ~~). Gnav por preferir a Capaal One. A au aervicio Pala aomunwuse aoa d pga~uu~mm der Savloo il CJeeroe o pan n+pornr d mbo o a~farvfo & wu tvje~ta, llama d: 1-900.462-0114 Enrk w pgw a: Emfe sus pegwllxs a: Aw: Renutunoe Plnonnng C.pa.l Onq F.3.B. Cawlat One P. Bea 790217 P. Box 10299 ScLaur,M063179-0217 SLC.VI84L10.0285 Infom9aci6n imoorlnnte scarce de la cllalta ~DDesn mntribtlfr con w decar6n en noviembre? l!Ejeln w dererlw al voto! Su vom ee unporcrtlte, ad qua scuds a lee urlla/ d 2 de noviembre. Solo voted puede aeegluar qua w raz ee esnlclu. iTodo unto cuenn! `^"`li"° pof SOataciaaalCIItO Fare-rowla i~y6rmatiJe ixepo~farttsaa(jwnta suuer~, r i,w,w r J,.,aae, rq>/r°4 Ansair~ !aa arfmk COMPRA3 53,631.60 .0760096 P 27.74% 33711 ADETANI'03 DE EFECY7V0 3.00 .07600%P 27.74% 3.00 TASADEIIII'ER~SANfJALnplicadamateperl6dodefacuuaabn 27.7496 DEWELVA EL S1CUlENCE CUPUN CON SU PACO 7501160 0000000 7 5291152415144225 03 1621160070000121160 1nlg nukn..rwi,oLd e.ano&Jiman6mro ~kohr,we,. Gfml~mlJrmetwa Saldo nuewJNew Helena 11,621.16 nrrr°o CanuddmLdmnawacr/MinunwnAnaumDue 1121.16 ~~ ~i Fodn dcvcadmicoto 03 do novicanbrc do 2005 Payment Due Date November 03, 2005 ~'C+6' EalddSme Z°eapwuV22P Total adjuato/fotal Endaeed = TJlfauo d~aaadm5l/FIoaM p6ou Omer sLfosa/A1srn.n. phoa. N6man de Ctilaua/Account Number. En~~^ 5291-1524-1514-4225 Capital One, F S B P O Box 790217 Illulullll'nllulll St Louis, MO 63179-02_7 '1~~1111 ~~1111'~~111~~1'II"11II1~1~111~~~11II111~'~111'1"11~ ~ #90277910199555.191 MAIL IO RUMBER AFTONIO H ORTIZ ~ 7:0 LINW000 ST ,°., ~ IVEW CUMBERLAPiJ PA :7070-:440 N ~ ~ ~III~I'lll~~~l llllll~'~I II IIII ~1~11~1 ~11~'~1II IIII ~'~1111~1~1~ r Em•[e w pago porcoQm m d eobee rdjuntorrecuadeeambirsu numao declwua en w cfieyueo~o po~td a hombre de CapihlOrc, F.S.B» Please wine your accoum number on your claedt of money order made payable m Cep'rml dne, F.S.B. and mail in the enrlaeed eavetope. ~_ Atxwmt Sattmla,y P B l 1 604 97 revww a ance Fttymenta, Credits and Adjudments , . 1 570.00 Transactiolb ' 548.97 F utance Charges 137.22 New Balanac Minuntun Antaun Due Payment Due Date ~ 'foul Credit lane !~ Toml Availahle Credit Cradtc Line fa Cash Available Credit for Cash 51,621.16 5121.16 November 03, 2005 COLD MASTERCARD ACCOUNT 5291-1524-1514-4225 SEP 04 - OCT 0.3, 2005 Payatenta, Credia andAdjuetments 1 26 SEP PAYMENT RECEIVED -THANK YOU 570.00- "franeactioaa 05 SEP OVERLIMl1' FEE 03 OCT CAPITAL ONE MONTHLY MEMBER FEE 03 OCT PAYMEN'T' PROTECTION 1-688-527-6904 We appratiaoe }our busirtas and are wnrcdng yaa account to Platilttan stow a, of October 17, 51,500 2005.5q be on the lookout for the amwl ofyour new Plahmtm card u your next rtoaate. Until SAO then, yyoaut vvtll retxtve Platimrm bertefsa when you use ytna clarelu card. For tlemds about yova 51.500 ~. Platunun benefits, visit www.apitalone.oom/aediMade and dirk on the Guide m BeneSts 5.00 link. Thanks for chaaeutg Cepirol One. ~ Atytxvtecrvice ~ To tall CLworaa ReLnaa or b npoxt a fort or rtolm std: ~ 1-800-462-0114 A~ttjaa~Rlmlmna Peoaewng ~d~~b: P.O. Bmt~79021~879-0217 SI.C, UI' 84L10-0ffiS lalPOatatltACCOUntl,rfoaayalion t• Want m make a dtffereace this November? VOTE! Your vote ~ b imparmta, a get out there on November 2.Only you tan make sae yela voitx is beard. Evey vox wants! 529.00 6.00 13.77 Fitta,tce Charges P/mrexe thslmAatanrDialm~~w~apca~ilared Ba7wwsa@ Pw+odr C°+~^"h"R d CHAR ~Lr/1e rdr nr PURCW+,SIS 51,632.60 .0760096P 27.71% SS7.22 Q CASH 3.00 .0760016P 27.7M6 5.00 ANNUAL PERCENTAGE RATE applied this period 27.7496 Ytlwfant ,base: Paymenn you mW to w w1 W credtsd a Yte+ uooouM n of tW htbebea deY we taodve n proNdad (1) Yea card the bottan Patton of rls staoetww std yatr check h the O1Kaawe Iwrllaenoe anelope and 12) your ~ b teewVed b our pp~a~p Wtwr eY 3 p.m ET 11 ~ tgwt PNaw Mow n laew 3vt (6) tartteea tbya to pwul dMvwy Paymenb netxlyed W u d cry other bretbn a h arty Wig ban meY not 6e credxed r of rio ddssyy wa leal» tlrem dr MrYler deya ate Malley Ywagr Saurtlev, eldtdn0 hdid~ye. Place do not tre paper sec. when ptepaarp W YRen Wu esrd w a triecklal you atdwbe w to melm a ane~ente ebtxawc trtwbt da61t fiom your bWc aanun for an amout~ of Ne cMCk Thb auMtlzaem appew to al drela mcal~sd dxYp tfw dakg eyrie even If sell Dy apneotr ebe If we rJtnot pmn~ the tratstar, you wlfnpxe w to make s ctterge eOeYrt yott hank aceotaa ttWlq the tlieck, a paper dta11 or aerx item ANes Yrpw,rttot foe pesos Sue roe envls oatw w aaedurN • w ouenta d trYwq tw labophb an t}b foe teabantee. M awedo (,) nos amN b ooroidtr adrlor de ewe 7501 160 enado a went. y >U degee w d .obs 1°t .ryr.m v (~) ,u w. tstdido w t,awro cabo o. proowetnlento ataw ae, Iw 3 Pm hon rid wee (, 2 drl mwioAa. how bl Padlleo) Par bwr, ttepe n awes 4r prw tawr Iww droo (51 dr IWOretlw paw au anteW pot b ofrir pwrd to pasoa pb nr~emoe en nW4esr wm Ilpr o en wdgaw Due fatrne potHtn ro set eaedtadw d w an 7ue Iw terLaew Mewtoe Qw IWaehlw can de Mw a Mbado, oxePea Iw dw bAwa Pot bva, ro ws ¢aPw, Daps etc. d hear we oepo~ Qwdodrufaewd(tdw srMs nw wlalxa a sbww w 1wt~kwrda ebcnMCa de au awes Wrong Dn la ntNdsd rid tNenn adlo uu `~ 6b au[ari:arjEn w adlce a ~a ma~estcsrio Wtidtewe~ina do ~go/aoeeaadn~a~wtroda to ,stoero bW Wri enNada SI ro podenw proanr b vrrfwetrJe, wted roa auMxa a hewr en n~ryo a Resumcndckcuenta Saldo amerlw i1,62L16 Paga4 atd'uce y ajmtes (120.00 Tramacciolxs 119.41 Cargos par financiamienm 137.35 Sddo nucw 8,$57.92 Camldad m6wna a pager (57.92 Fecha de wndmienm 03 de dldembre de 2005 Lfmite de clddso CrMim total dleponible Limns de cddso pare addamos de efectNo Cr6dim diapom'blt pan addalaos de efectivn A 3u 3ervicio CUENTA PLATINUM MASTERCARD 5291-1524-1514-4225 04 de OCT - 03 de NOV de 2005 PSgim 1 de 1 Pagos, crdditoe y ajuatee 1 Zl OCT PAYMENT RECEIVED -THANK YOU (60.00- 2 Tl OCT PAYMENT RECEIVED -THANK YOU 60.00- Tlarlsaodonea 3 03 NOV CAPITAL ONE MONTHLY MEMBER FEE (6.00 ~ 03 NOV PAYMENT PROTECTION 1-888-527-6904 13.41 (1,500 Como clients impartame pan Capiml One, nand alifirr pan redb¢ un lesulllen amid gruuim pan eaa axnla eapedfien. Este emunera mdoe /us cargos pan d afb 2005, aieempre y cuando su f.00 uKma x encuentre d dfa y ueted hay3 efanlado nasaaedona durance d ono caleldario. L1ame 11.500 g~aM al 1-877-794-4487 anw dd 31 de d'uiembre de 2005 pnn rerrvu au oopia pea ate alerm. f.00 Conellz~emoa a pzocwu mdse lee sollcidldee en erao de 2006. Pus o>tllwuwlx oood rode SarnodCLmroopan rgwrlar d r°bo o amsvLo una tory'aa, ]Irma d: 1-800-462-0114 Env& ao pga c Emte>v pregunUr c Aml: Ra~wanoe Prooamg Cyl~el Onq F.S.B. Gwnl One P. Bar 790217 P. Box 302ffi St Lour>M069179-0217 3LC.V1'64130-0385 Su cuenm de de a631m de Capual One Ier3 comanda en Plaamun a parts dd 17 de octtlbrc do 1A05. P~ to tatuo, L pr6ariare vcz quc cmimmos w taljcta apcrc raiba ma nucva tarjem Platinum. Pats mac mformsd6n eobre las benefidos relerwtladaa mn u mxva UuJen Platimuu, virile vvvrrvcapidone.col[/credilprde y hags clir en d eldate Guide m HeneSts (Gufa de benefiaas). Graclas por preFerir a Capual One. Calgoepor&nand3mlcnto Fatorwrla iag8rnlatrln i°r~orfaNeadjxrta Salt alrrr xaafim4 Taralr~ Tared wlnilr prndira F~~~~Ii~~1FlY1V P11V '1 ~1FrM ~M" !aa artene COMPRAS 31,585.50 ADF].AN't06 DE EFBCf1V0 f.00 .0760D%P 27.7496 .0760096 P 27.74% 337.35 3.00 TASA DE INl'ER `F,S ANUAL aplioada en cafe peri6do de facturQCi6n 27.74% 7501160 DEW ELVA EL SIGUIENTE CUPON CON SU PACO 0000000 T 5291152415144225 03 1557920060000057922 rrta'y+.nufwrr.rerri,eid a,ana~dR~Zroror4~ o,~Irnv~r~ldra,.rwa Saldo nsevo/New Bdance (1,557.92 1t1j1°O Cantidadmf11i1naavaaadMinunumAroamtDue (57.92 ~~ ~3 Fodla dcvelldnualto 03 do dicxmbrc do 2005 Payment Due Date December 03, 2005 Cadrd'Ciq EledaJBna ZwrparoVTIP Totaladjunto/fotalEndoaed f rukooa.~dra/Itam»pwmi. omoouke/ntewo.a.pmr. Nlimao de Cunua/Account Number: FmdAdda* 5291-1524-1514-4225 Capital One, F.S.B. P.O. Box 790217 ~~~nnl~~ul~~l~ul~~ St. Louis, MO 63179-0217 'III II II~1111'~IIII~~II11'~11111~1~111'I~111'111I ~I111'Ilfll~ $9030891019955514$ MAIL ID NDMBER ~ ANTONIO H ORTIZ _ 710 LINWOOD ST ,'"., NEW COMSERLAND PA 17070-1440 ~ ~ ° 'I11~'1111~I'll ll lll~l~111111'I1'I1~1 ~1I~I~111/III"~IIII~II1~ r Em[e su pogo porcoaao m d aoble rdjontoylervadeereobir ro numao decuana en u d~~queog~o p~tat a munbre deCapital One, FS.B_ Please verse your aoooura number on your check or money order made payable m Capin lta Om, F.S.B. and mail in the enclosed envelope. Aocotmt Summary l P B 621 16 11 . revian a ance , Paymems, Cnwiits and Adjustments SL?AAO Tnrexliore Finance Charges i19A1 137.35 Ncw Bslartoc Mitnmum Amount Due 11,557.92 157.92 Paymera Due Date December 03, 2005 ~ i1 ~ Toml Available Credit o0 1 Cxdu Line fa Cash 51,500 AvadaNe Credit far Cash 1.00 Atyatrservice ~ To aB Qrtorna RdaROw oc m report a last or eto]m Dud: 1-800-4G2-0114 sad b tv: Arm: Rawttuae Proaemng Batd ingwna to Gfml One, F.SB. B ~ One B 10765 P ow 790217 P. ~ St. Law, MO 63174-0117 mt . S[.C. L7f &1130-0185 0 NN PLATINUM MASTERCARD ACCOUNT 5291-15241514-4225 OCT 04 - NOV 03, 2005 Payc wna, Cred its aad Adjuemxnb 1 21 OCT PAYMENT RECEIVED -THANK YOU 160.00- 2 21 OCT PAYMENT RECEIVED -THANK YOU 60.00- Ttatleecdons 3 03 NOV CAPITAL ONE MONT7-]LY MEMBER FEE 16.00 4 03 NOV PAYMENT PROTECTION 1-888-527-NJ04 13.4] As a valued Capital One customer, yuu are digiblc to retxive a fro Year-Foil Summary for tha apxffic account that recaps your 2005 ~ Provided yaetr aomwu to in good m~mg and ~ you have made IIansaarore during the cekodar yew Pleas all 1-877-794-44g7 before Daem 31, 2005, to reatsve yatr Dopy fa thin account We will begin Proaering orders in Jamrary 2006. We approc~e year busureBS and are maverting ywv account w Platinurtt emhea r of Oemba 17, 2005. ~0. be on the lookout for the arrival of yav new Planmun rmd at 7wu ttea reueue. Urml tboq y}uvuu will raciyc PLuitaun bcncSb whrn ysu use ymtt cturcnt ord. Foo dctaik about yoty new Plannvm benefrta, vtsi[ www.apualottecotn/Qedttrards a1d click on the Guile m Benef~ link. Thanks far choosing capital one. FirlatlccChargee m nr arr rla ie PlearerarrbrlstpwtaruDexl a d Balwn+arr C ~ ~ ~ ~ p ~ Psrwlee ~ 9~df0 CFIARGE rob so >s si,s6s 7 ~ ~% ~ °~0% p n ~ 6 wtc 4 4t, o o :m : ANNUAL PERCENTAGE RATE applied thispwiod 27.74% InpafaM Nella: Payrrwtb yvu and n w ~ be aedted to yar tncour r of ri htdrer by vs ncA~e n, Pro`aba (71 Yw+ aad the bonorn patkn of tlb statemea aril your Matk m Vea erwiaed renattetoe arrvelope area 1 your b reatvea h our p~oo~!~ caawr W 3 p.m ET 112 noon PNar asarv rt Isar M (6) ourwrw bya tar poaW Paynwrla rxtlves toy u M erW oyM~er, ar ipnr a~nay oMpr ulroanmme~Yen. of no atmced r of fie we rocei~e them dr fwieiier bya am Maley ria~ Bag~dev, sxdudry hoildaYa. FMeeae b not ue staples, paperareck 7[u~w~Mauwlm~ippar tMel ~iw.el~wd Asirq Vie hiY+a cy~re Qautlgnwo use saran afr. M wa rana trrrfa bNt ban yw twat aocara br ae amcuw aR Vte b aacla peter 1te Varrfer, you auNMZe tr to make , Mage e0arrt yaer berac atw:ous ualrq 1M Mack, a petty Bran a Data cram 7501160 nrq~amrrdaa phis geq~apmom.r~iwta~f61 dr IW~or~~r ~1O r~oaenya~o a ra as ataeAradr el da an qua Ir recOrnoa Neanoa arr IaboraMr acre b 4wa a 4 ro arMs ro nrV:s a elecsw urn trarderarda elxtrtrara b su sera eW rerbldoWW Ararw N Dartodo de faeaaaa8n adn ardo ur ternro b(a) Mya an6e pogo V ro • anW 4 p~ aan a,IMOr b .aa are (12 C rnaeloAa. hors abl aul4asr arc Mtaar o an ouYpasr na ue Qapa.. dPa ac. el hexer au r vm Fits autarratl6n r apYu usred ro aueazs a hear u urao s CUENTA PLATINUM MASCERCARD o4 de NOV - 03 de DIC de 2005 5291-1524-1514-4225 PSgvla 1 de 1 Como cliente importune de Captal One, oared califs pars xecabir un resumen amid grans Pan ecm steam eapedfxa wn la c~goa qua deaud m d 2005, ae¢Ipre y cuando u cuend ee enalentte al ~a y Maya efeduado tnmoaiones m d sib nlendario. Por fivoa, llaroe al 1-871-794- 4487 antes dd 31 de mero de 2006 pars reaexvar u capia pltra alts alma. Loa reaimenes ae emiarSn a finales de febrero de 2006. Su euenm de tar~ta de ubdito de Capnml One sari comaYtida en Platilmm a parfir dd 17 de oauble de 2005. Por to tsntq h pr6oonla vez qoe emmnaa u tazyela eepere rwbir um mleva tarjcm Platinum. Pan mb inforroaa6a /obrc sae bencfiaoe rderioaados con u Ituenm~ cta PLltiralm, vtlrte www.capitalora.com/aedltrrda yhags dlc m denlace Guide to BetleSts (Guts de benellcioe). Graciat/ por preferir a Capital Ora. Ctugw por 6rtarldamialto Sdaod~r w wa4 aao arlMr COMPAA3 31,54&67 ADEIAN7'06I)E EFECIiVO 3,00 TASA DE INl'ER$S ANUAL apliaada m 1 T awlr wk.ra M'a~~ .0760096 P .0760096 P xteperiGdod Farovr rorr la inf6rrsacicC0nppi~~mfoAaNC agriaada asad yPg9 FIIVANC']~ mm~padimre 27.7496 33531 27.7496 f.00 e fecttuactdn 27.74% DEWELVA EL SICUIENTE CUPON CON SU PAGO 0000000 7 5291152415144225 03 1512260100000045005 7501160 Resunxn de la coasts Pag os, additw y ajustea Saldo alitawr 11,557.92 1 26 NOV PAYMENT RECEIVED -THANK YOU i100.00- Pagne, erfditaa y ajultra fi0o.0o Tla tleaccbnee Tramaocioaa 519.03 Cargos pa fitunciamiento 135.31 2 03 DIC CAPITAL ONE MONTHLY MEMBER FEE 16.00 3 03 DIC PAYMENT PROTECTION 1-888-527-6904 13.03 Sddo Munn 11,512.26 Canudad mfnuna a page 145.00 Fecha de tsadlnienw 03 de eltao de 2006 Ltmite de addito 11,500 Crbdim tcaal diapom'ble x00 Lfmite de a4d'ao pare addartae de efacPrvo 11.500 CrEdim diapotliele pan addantns de efecliw 1.00 A au aervicio Pus mmuluruae oaa d p~y~a de Sorvaao al Claxlle open Irporty d mho o achavfo de uns 1rjMr, Lune al: 1-800.469-0114 Emk w pages a: Fnrte w pnguual a: Atrn: Rrmuaulee P,ocnung Capml Onq F.S.B. Coaal One P.. Bwr 790217 P. Box 30285 Sr. Louu, M067179-0217 SI,C, llf 84730-0285 Saldo ntlevo/New BaLtnoe 11,512.26 Cautidad Idllinla a yaaadMimmum Amwrt Due 545.00 Fodla do wldndalto 03 do cnao do 2006 Payment Dne Date Jamlary 03, 2006 Total adjuntolfotal Enclosed 5 Ntirlllsa de Cuenn/Account Numbs: 5291-1524-1514-4225 Capital One, F S B P 0 Box 790217 ~~~ul~~ul~~nnl~~l~ St Louis, MO 63179-0217 II'~11t1~IIIIII~'111~'I~I/I'11111'1~111'~I111'lll'~IIIIIII~11~ evalwru.~.Ri,e L o L 6'rcma b rwno nLonx..on. G7mJ`scGrms t1w as mL caadsa~l Apt~l Cadad'Ciry Fisda3noe ZoupoaaY71P 1'ilkmo da~p9+oa Ouo rllfoae/AtoananN phaw m ]:maaaa~na ~~ #9033891019955511# MAIL I~ FUMBER ~ Ah'TOCrIO H ORTIZ in ~ 710 LIhW00a ST ,°~ aaalaa~ FEW CUMBERLAb-J PA 17070-1440 o ° ! 'llll"111'~~Iil'lll'~~1111II~I I'II~I ~II~I~IIIIIII"~1111III11 Em~fe ao pago por correo end aobm adjwltoylenlade eacnbir su nGnwo de coana en w cheque oho ~o~,a1 s Womble deCapital One, FS.B» Please write your accourt number on your clletk ar moray order made payable ro Capial One, F.S.B. and mail is the enclosed eavelope. Aoctwat Summary l P B 9 557 revious a ance 11, . 2 Payments, Crdits slid Adjtrnrtttds 5100.00 Transactions Finalise Charges 519.03 (35.31 NMinunavt Amount Due ~~t5. 0 ~ Paymera Due Date Jalluay 03, 2006 ® ,t d 5oo otal cre it Lme Taal AnilaHe Credit i1, 1.00 Cndn Line fa Cash 51.500 ~ Avadabk Cred'u far Cash 1.00 ~ Atyoursersrtce ~ To DLL Qraraa Rr1Nwm ar b report a lost or realm oni 1-8 0 0-462-0114 p s Atta Pmrmma Proaawr 8 Srnd „gmon c« G~m1 & 6 ~ 0 P b B 790217 P. . Box ~ St Law, MO 63179-0117 . . ac 3 285 SLC, l71' 641300285 tt_ M or p NN PLATINUM MASTERCARD ACCOUNT 5291-15241514-4225 NOV 04 -DEC 03, 2005 Payments, Credits and Adjustments 1 26 NOV PAYMENT RECEIVED - THANKYOU t100.00- '1'rallaections 2 03 DEC CAPITAL ONE MONTHLY MEMBER FEE 16.00 3 03 DEC PAYMENT PROTECTION 1-888-527-6904 13.03 Ae a valued capital one cuemrov, you arc eligible to receive a 5m YearEnd Summary fur this aooonm ~ y~ aoa5 ~Tg~. PfO~ r°m aiorottllt r in good Nnadvg ana you have tmde traametiom during the calendar year. Pleme tall 1-877-794-4487 before January 31, 2006, m reeate your Dopy for this account. Orders vv2l be mailed ottt by the end of February 2006. We approcnte your bunnns and ue mm+emr~ your arrount to Plarinum status u of Ocmber 17, 2005. So, be on the lookout f~ the amval ofyour new Plabnwn card at y~c nos revue. U~ml then, fat will roceive PLlt;rtnlm bene&s when yY>,1 tlBe your a>trent tad. For delaiL about ywa new laanum benefit, vri[ www.cagdaro.eom/Qedtocards and click on the Guide m Bellefib link. Thanks for choosing Capital Oro. Finance Charges P/earxrthelsrpvrtmlt Dixlauru errrbrcd Bal~rr.rt A.eatir ~R ~~ gejlrJm tab PURCHASES fl$48b7 .0760096P ri.74K 135.31 CASH L00 .076001FP ri.74K LW ANNUAL PERCENCAGE RATE applied thi9perlod 27.74% NpsraM 1lUee: Payrnrro yw map b ue vi bs aedted b Y~ aoeaax a of fr sutras atiy vie ranWa n, prNded (t) yw send the 6otam Pmt a tlw satanax end Y~ tleeek h da ancaaed tanxaaY:e arwalope and (2) your Nnar< M reotlved h au oenar W 33ep~.m Ef 112 nom p~ PNws Yaw n letw fvs (6) WYrr deyt yt~sr paW dN P~wymenau roctlvedeWapu~e ,e~aggh~eer eecien« phrpp~~rtq~ ~q~n~am Wt~ien you iud w e~GrckfN. Ya+ w r~s a~isYrv~is d t wc~arrfsr debt immbrac ecmrx fa h rnaut~ of er drek 41i wtlrn:w(an to ell Urcla nwl~ad duh71M tlNV clde awn ff aant h' aarnearie Nr. It we r~nrt pionw the trarrfer. You autrMxa u b mete a tlrarge aaetrN l^aex terse eocrex uatq M check a paper daa m Odeer Ium AYta YrpwtnMt I.ae Wane Vua nos erMs ppaorr oanw ee aareduNn • au detxe N mina dla laboratla rt qua loa mo6nrs. Nrrgw y Orratda Itl nos am4s a Pacidn InNMOr ds sea eetedl ds waxy V eu alwar en d eo6rs tle repo scFexo Y (2) au w rerJtldo en rarnm omcm de praaerraaxv rites de 1W 3 P.m . frn dd see S12 del nNioda. lra del 7 501160 Patl11m) Par 6vor, t.rga .n awns pa pros tanner hru tlrco ryl da IahaehMe pen ar retaas par a oitln pawl la PeOOS Qa ntlMnra en aW4ssr Duo tqa o n wYpNr tna fauna poddn rr sa aupdtedae N de an qua la rer~maw Nrsaw Qes ahor~lw em de foes a NDedo, swept la Qse tatlvoa Pa Lwr, no ues Qalw, dPe xeo~ N honer xu ppqe~r.. Wam uaad ro smite d~eo~r~y rroe eurars a sbaur w perrfaaxaa alw.baxu de u wan haeMa par M Doodad dd nxareo ado uro rs Fin eutaueo{bi es apses a mdo(M AoN grouaW remldoWW drrxe tl psKado b facarautrr stn outdo un teroao b1s) hays aMado. SI ro podrna Pmroear r ttrrfsrwras, uwd roe rmha s Irox un nrgo • N ararxa Darearle Wteando d Gagw, one adm de Paaa u arc doaanamo. Reslwxndelacuenta Saldo anterwr 11,512.26 Pslgoe, ¢fdiDO6 y ajwtea 5100.00 Tca1eacdones 518.62 Cargos per 6nanciamienw (36.31 Saldo mxw 11,467.19 Canndad mfnmla a page 544.00 FaLa de vendmieuto 03 de febero de 2006 Ltlnite de add'so 11,500 Crbdim total digwluble 132.81 Lfinee de a!d'ao pas addantos de efaaiw 11,500 Crbdim dilponible pan adekuaos de efatiw 532.81 A su servicio Pan aomunuxx o0o d p~nmm de Selvno at CLaroe o pan ngwlar dmbo o acosvCo & una h,jen, llama aL• 1-806.46-0114 CUENTA PLATINUM MASTERCARD 5291-1524-1514-4225 04 de DIC de 2005 - 03 de ENE de 2006 Piigiln 1 de 1 Pagos, a~EdiWSYa.}I.+tes 1 30 DIC PAYMENT RECEIVED -THANK YOU i100.00- 'I' 2 03 ENE CAPITAL ONE MONTHLY MEMBER FEE 56.00 3 03 ENE PAYMENT PRO'CECITON 1-888-527-6904 ]2.62 A pectic de 12/20/051as tans m iahoductarias pare em alenta eon: tan de imerds pare eumpns 19.8096, ppi~aa adebmtns de dmelo en efec6rvo . 22.7496V y pars tralrfaeneus eepeadel - 0.0096. Ctiando la tan aparece eegulda por la ]etra aVa eigoifica que es una Gn variabls Cargos por Snanaamieatn Fawrswla informoti0e ine~oNaNeadjwlrta: Shcdpr Taw&~ T 1raxRnh ~Al~Sa9,~ ~ ' ,Ipl l i o FI fnsSdtx ~ ~~ ~ COMPRA3 31,513.98 .0773A6 P 2&2196 136.11 ADEIAN7'OS I~ EFECINO L00 .0773796 P 28.2116 1.00 TASADEINTER~SANUALap]'rcadueneelxperi6dodefacturaddl- 282496 DEWELVA EL SICUIENIT CUPON CON SU PACO 7501160 Enr& w pages a: Emfc w pagunus c Aml: Rmumnoe Proannng Caput On . F.S.B. Caphl One P.. Bea 790217 P. Box 302flS Sc Law, M063179-0217 SLC. UT 84130.0285 0000000 7 5291152415144225 03 1467190100000044000 bJ,4,r wr~u.u~s,.~~,aw a&b'~,~dr.dd.4~.a L~.l,adhaerrew Soldo nuevldNew Babvne 51,467.19 rtq.•o Csuddadm(IdnrsvortadMimmumAmouatDue 544.00 0~~ ~t Faludcvenonniemo 03 do fcbao do 2006 Payment Due Dau February 03, 2006 Cad~b'Cay Paam'sno• 7asapaaVZ[P Tomladjunta/fotal Elu]oeed 5 Tau6madr.aadma/Fbma pdonl ow ullaodAlarcmm. p6ow N6mem de Cuellta/Aemunt Number. E+n'g~'* 5291-15241514-4225 Capital One, F.S.B. P.O. Box 790217 Illulllnnlllninll St. Louie, MO 63179-0217 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIItII ~ #9000491019955519# MAIL ID NUMBER ~ ANTONIO H ORTIZ o a~ 710 LINWOOD 3T ~ ~ NEW CUMBERLAND PA 17070-1440 ® II II II II IIIIIIIIIIIII II Itlllllllllllllllllllllllllllllllllllll r Em[e su pogo por mveo en d sobreadjuntoyleatnde em'bir su n6mao de cuenta en su d~~ ogao posv~l a nombm deC:pital One, F.S.B_ Please write your aoeount aumba~ on yrna check or money order made payable ro Capiml bm, F.S.B. and mail in the enclosed envelops PrevuusBalarece 11,512.26 mredfra and Adprsbnems i08~ ~ Fuanee Charges 136.31 Ncw Helmet 11,467.19 Minunum Amoura Due s44.oo Payment Due Date February 03, 2006 ~ '!'Drat Credit Lme 11,500 ~ Tonl Avadahk Credit 132.81 ~ Credit Line fa Cash 51.500 ! Available Credit far Cash 132.81 Atyoursfxvice ~ TooaIlQuuwoaRr)mawacoorepwta)atarrtolrna~d: 1-800-462-0114 ~~p ~Proaeun8 At tr c S m d.sguna ta. a ~ al O ~ g Cs ~ 85 P 6 B 790217 P. . Bmc !!~ St. louu, MO 63179-0217 . . m~ 302 SLC, LTf &1130-0285 M chi $~ ~~ PLATINUM MASIERCARD ACCOUNT 5291-15241514-4225 DEC 04, 2005 - JAN 03, 2006 ~ts, Credib and AdJwmxnb 1 30 DEC PAYMENTRECEIVED - T7-IANK YOU i100.00- 1'ntnsections 2 03 JAN CAPITAL ONE MONTHLY MEMBER FEE 16.00 3 03 JAN PAYMENT PROTECTION 1-88&527-6904 12.62 This attdurn's Norlntroduc7ory Rates as o(11/20Po5 are: ptrcclux AP.R -19.8096, cash advarue AP.R. - 22.74%V and spedal transfer AP.R - 0.0096. If the AP.R. fs followed by'V,' then your wtregioiiding AP.R is a variable rate. FinanceChatges Pk,aeJaNielerporrauDldaraoafr~d elm tar. C~A.4H~~ ~ t A .07~r3~P ~28.24~M X400 ANNUAL PERCENTAGE RATE applied this period 28.2496 YTatK,t Iletlea: Paynwru Yeti mi m u wi be credted m yore aocatra as of tM bukra dey wa rxdw n, provided l11 Ya rind tfr Fiotsorrr potion of des sutdnex and yatr drack h 1M arldowd wrdlwllaa amdaPa and IA your ReMlelit b nialved h ate uiooeaYq reran by 3 Rm Ef (12 iwai P'r) f~leasa dlw~r st best M l6) balrarw dsya tar peal 0e~~erv Paytrrmu recdved fry uu ~K erry d~hear`lor~tbn or Yap1~fl~aRr~/ oUi~e9r 1aKdmymmepY~~l 6s aroyOdUted_ as of tM we mare tlbm Our fxtlror days are Mandey lra~ Beoxdrv, s>G6y holidays. aaaan for amaYtt OT e1R~dMCK 11~ alehlMllMttll~appeaf ~ ill dIM.'I01 n%YINd QdIIO lt6 ~~1p1 Cyf~9 Wby OMAM doe. Ir N! aRla[ plOa~ ab f fiaNllanlrn a11f1aMZe u m make a tltep)e eaekrt Yetr lust eocan uetq ate dreelc. a pepd dwn or otlid tram Avbo fnporMtaas lea pegs qu ro emf~ pw oorrao w aarWbrln • au auarta d nwrrn d4 b6dahM ~ 9u lea webamoa, Wetpe y outdo (i> ro amN b oaefdn InNdor de eeb edado da cUerO V tti drerara en d aobe de a~ Y (2) auro acs nr~idu en nwalm amro de proosamlaen antes de tea 3 R m hws dd esoe (12 dd meioda. how del 7 501160 Padtlm> Par ,.~r, rdga en urns ~. mmar Mda does (6i °0db.la6aretlea p.w .l d~wpe par b cads poebl la. papa o)b ba6dtta di arlgiad etro a an aid4sd oua bane Pollan rb ed acroOtsdoa d an que tae recMrna tlfeeuoe do IeOOraElee son de Froe a aWSW. ameRta la Qaa feadvaa Pot 7swr. no uee tleWe, a~Pe. etc. d tear au wpo~ Cust6i uated raw ells ro auwd:a a ebrn~ w vrwFeenda abatdrece de au map lroda Pot N oamfdrd dd mfamo adb w vez Ede aumrbadsn ae apka a w~asu )bencdle WilMlea~rdo~ddatbVUO. un«e des~fecaxwEnp to teraro bW Irya erwudo. 9 ro Podenw Prooeeer le trenbwrr3e. udad ro auadra a Meer to arpo • Reallalen de 1a wellta Saldo anterwr 11,467.19 Pages, oredita/ y a)tntel (100.00 Traneaodouea (46.35 Cargos por fuauuiamiento (34.91 Saldo muw 11,446.45 Cantuiad mLlinla a page (43.00 Fecha de vendmietlw 03 de marco de 2006 Lflaite de u6di0o (1,500 Crbd;m total dspomble (51.55 Ltmite de a!dmo pare addamos de efeetivo (1.500 Ct+Sd;m diepom'ble pars adebumx de efectiw (51.55 A au serviao CUENTA PLATINUM MASTERCARD 5297-1524-1514-4225 cr6ditae v siusaa 04 de ENE - 03 de FEB de 2006 P~lde2 1 23 ENE PAYMENT RECEIVED -THANK YOU 1100.00- Tnrnsaanee 2 24 ENE SALVATION ARMY #3 MECHANICSBURG PA (27.88 3 03 FEB CAPITAL ONE MONTHLY MEMBER FEE 6.00 4 03 FEB PAYMENT PROTECTION 1-888.527-6904 12.47 Coax cliente importante de Capml One, oared calillca pare recibir un reumea amid gntia pan ea1•i cuemn con los emgoe qua efernl6 en d 2005, siempre y elrmdo u cuenm g encnemre al diay hays efacdndo tnaao6ones m d atb cakndar». Por favor, llama al 1-877-794- 4487 an[ee dd 31 de marm de 2006 pare relervar w COPn pars ens cuema. I.ae ree6aleltes x eavnr5n a fulala de abrd de 2006. Salbdp.r M IODIC ICfC alhrJs COMPRAS 11,45559 ADEi.AN'1'O6 DB EFF.CI'NO 400 TASA DE IN'I`ER$S ANUAL apl'tcada en i DEVUELVA EL SIGUIENTE CUPdN CON SU PACO Favxrerla irtf~xmatCC/xpprn~~~~~arppta~~Nppsappr{pggarta rauJr~ rm.r, llr~ FINAN(7AMIEN7'O Pn'clw .07 ~P ~o~D xte peti6do de factlnacidlt 28.24% 0000000 7 5291152415144225 03 1448450100000043003 7501160 Pan aomunlolae o0o d Depnanaloo de Savno al CLente open rglollar d lobo o awsv(o de una u1jNa, Dane aL• 1-80U~4(J-0114 F.nvfc w page c Emfc as Pr'18'~"W a: Ann: Remltnna P,oonung Caput One, F.S.B. Caput Onc P. Box 790217 P. Box 30285 St. Love, M0 63179-0117 S1.C. lTf 84130-0285 Saldo mlew/New Balaoa (1,448.45 Cantidad mtnum a pxar/Mimmum Amautt Doe (43.00 Fodla do 1memlieato 03 do awlzo do 2006 Payment Due Date March 03, 2006 Tomladjunto/fomlEndosed i NSmero de Cuenw/Account Number: 5291-1524-1514-4225 Capital One, F.S.B. P.O. Box 790217 Illnlllnnl~nullll St. Louie, MO 63179-0217 IIIIIIIillllll l'lllll'III II II IIIIIIII IIIIIIIIIIII II'1111111111 rl,~y,.,,,.~aax~oie~.«,xaldra..ae4a+v Imlu4mxL,mr&.alruw ~o c.Ddso-~ epc~ Cnhd~Gry Fwdd6ouc zo.,pu,uv78 TiKmodre.~dae/Home ptwla ovo u4foaa/A7sawae p6oa t.~aAdalx~ ~ #9003591019955513# MAIL ID NUMBSR ANTONIO H ORTIZ a 710 LINWOOD ST ~ ~ NEW CUMBERLAND PA 17070-1440 m ° ~ IIIIIIIIIIIII111I111'lllllllllllllllllll'llllllllllllllllllltl Emk su pago por coQao end eoke sdjuntoylenwde ea~bir su n5mao decvalta m au ~~eque ogvo po~1 a nombm deC>.pitd One, FS.B_ Pleaee write your aoooullt numbs on your rlkck or money order made payable nv Cepiml Oae, F.S.S. and mail is the eltc]aeed envelope. PLATINUM MASTERCARD ACCOUNT JAN 04 - FEB 03, 2006 5291-1524-1514-4225 Aawmt Summary Payutcats, Credits andAdjuewteltts Prevtate Balance Credits and Adjustme Pa ments 11,467.19 nts 5100 00 1 23 JAN PAYMENT RECEIVED - THANKYOU i100.00- y , Ttatuxtiotts Finance Charges . 346.35 334.91 '1'lansactions 2 24 JAN SALVATION ARMYM3 MECHANICSBURG PA 527.88 Ncw Balanoc 31,M8.45 3 03 FEB CAPITAL ONE MONTFII,Y MEMBER FEE 6.00 Minunum Amount Due 343.00 4 03 FEB PAYMENT PRO'T`ECTION 1-888-527-6904 12.47 Payment Due Date March 03, 2006 a 'T l C d L 31 500 As a valued Capral One customer, yw are eligible to receive a ira YearEnd Summary for this re ine a• ota o ~ Tool Available Credit . 35155 ~c aaowtt that recaps ya? 2005 blm81E4+ provded )tza arrnttnt is in good dandmg Please all 1-877-794-4487 adore 31 t the calends ear h v d ti d i ~ =51 , . a e nu e ransac ons ur ng y ~ 2006, to reserve you copy for this acwttrtt. Orders vvtTl be mailed out by the ad of Apra 2006. Available Credit fat Cash tt~ 55 ! Atytwrxrvice ~ To oeB Oararoc Relanaa err to rcpott a lort or rtolet std 1-800-462-0114 Srnd payP~mto oo: Arm: Rmimoa P Smd mgwna ter. Gnarl Ortq F.S.B. - P. .Box 790217 Catrnt One P. . Bax 30285 ~ St. Laur, MO 631740217 Sf.C, 1TI' 84730-0285 llllllllt! Firr>triceChttlges PkatcAraytl antDitdarwmmcbrd ,~.dm tsar q ~HASFS t1,455fA0 .~7MlsP ~L0~0 M o v~ ANNUAL PERCENTAGE RATE applied this period 28.24% o~ YipnfaM i(elia: Paymems Ya+ mN m a ~ 6epea~ernderW~ b yav soeane ap~pof der hgwYrn day ve moel`a n, ProMdpe7d~ (1) you wM tlr baoom Portion of tlia suument rd ytla~rvN~ryek Wrbnn ~a^ecelvoda~a~, a~iy~a~eieyi~~a hpampay o0 eyralr payamWem~n~ot 6e ayoedu[eA r Mahe 3 P we~ie eNe2 them dr hrrYieee dM an~LlmdeV lhrargr 8anrtl ~e:r~iAM MadeVe. wawa br ~ amwn~ of V~t3rck T Y wtl~orizatlm~aPPaea ro dl deda~ncal~ed duYp 11s tlat~aeCyW Qwn1~W em~ieanea eH we carrot Pracsa 1~r tt~~yw a~iatnnze us M make a oherae aaeFw yar rant socare tamp the deeJC, a paper Ask or other tram AvYs Frperhtlar Las Pa9ea gets roe amN pw amro w ecndtadn • N auras N mono der IeborahM an qw loe noMrnos, aaatdo (11 na am4a N tnlarbr der sera 7501160 ~~ ~ °~'" V au db4b an N arise de aQvioo Y (2) au pepo see ncEldo an nerln os[ro de Prowwnerko aaee oe ra 3 P.m .hors rid cam 412 nrio0e. tva dM Padlim) Pot fever, tang an arras pus tamer hero trioo (61 dr IaEaatles pan su antwga Por Is oarir paid In pepos t-r nr~amaa n ouNq.Mr otn spar o an aulq.lsr tma fans poMn ro set aaedmaa d an qua loo rasbsrtaa. Hraaa daa lebaspa am Co Faber a saCeOO, etcepm la rip foanraa Par lever, ro tie •:apa, rips eec. d hoar au p.pu Wsdodruotsrdtrpo aMa nos auronza a e/ectur w trarrlasrJe dectrdrYCS de au abma bsmfa Pa 4 r~nedM rid misnn aElo w vm Fsa «taixar~6i ere aPFCa w~aana~0aca~ie uWz)dbWa. w AO P~faavadM~aarp P ur uroero Ida1 IbVa erwiado. 5 ro Podr~be fxooeaar Is tranMreias, uued roe autorha a laser rn aryo s PLATINUM MASTERCARD ACCOUNT FEB 04 -MAR 03, 2006 5291-1524-1514-4225 Aocwmt &rmmary B l 448 45 Prenar a ance rne,mt Credin and Atijtrstme Pa . {1, ms S12oo0 y ~ Tranwctions =51.25 Finance Charges 131.66 Naw Btrlaaac 61,411.36 Minunum Amount Due 642.00 Paymera Due Dare April 03, 2006 'l' f C d l 500 51 ane oa re it ~ Total Available Credit , t88b4 ® Credit Line fa Cash =1,500 i~a Available Credit far Cash ~ (88.64 _ = Atyourservare To oaLL Custorac Relaaom ar m tgozt a fort or «olm oud: 1-800-462-0114 ~~m:Ps satd,>ga~ ~ ~ ~~ ~B. ~ sr. Lour, Mo u~t~v-oav st,c, Ur eauooass Payments, Cxdin and Adjuetareats 1 27 FEB PAYMENT RECEIVED - TI-TANK YOU t120.00- '1'rarrsactione 16 FEB OI.DE TOWNE BEVERAGE NEW CUMBERLAN PA 133.08 03 MAR CAPITAL ONE MONI'FII Y MEbffiER FEE 6.00 03 MAR PAYMENT PROTECTION i-888-527-6904 12.17 M o~~ ~N Finance Charges Pkavetatbsl mUDiularwarsn~larsd ara,..~ Arael~ ~d ~~b m. C~AS1Ci'~~ ~46lL.OMO .~~P ~1L.0~0 ANNUAL PERCEN'T'AGE RATE applied this period 28.2496 hrpwrau rbas: Payntenn you maN m w wi bepaaed[ed m Votr eocazr aegof the gdrYwo day vs teodw PmNdpe7d7 <n 1'W frd tlr 6a1am Poraan of tlia suWnem and yarvNaryrck P ymaHps~dieoeived amiiyd~oMw to i~tlat a ri i ~ o tam maV root he rladteA a•~of 1M 3ddryryP we~iarelw Uwn dr b~iYneaa data a~iMideY Noagt smn~deVy~ita~3q~rnwaal'a. Pyeas do not we paper q~, em. vAtan pr~areq pv W1rn you sand w a dreakld you authtafzs w m make a aroWrb dmtmac tzarrNr debK 1nm yotr brik acaua W the rnaa[~ of cte dtstic Ttda audtonzNm apps mpaM~adecka retsiwd 4aaq Ur eMltq cy<ie e~an H aam by aaneane else. It we rJrrut ptocw Us trwerw, you sWnMZa w m nuke a dame apekaa yotr herYC nooatra uaats M dret:h, a paper drew a ol"r horn AVW YrpaEanUr lee PaOS Sus raa emN por oonw s vatado de tzxrta y u dteraae u d at4aw de~aoo sryvs 7501160 Pa~"0D' Par,."", ro"g' .n °""' e~aeprde miner h. oua NRIM~ tiro sa ~a d w en ~ba w a au ousaa N mtanm tq IaborabM n area foe e lahorags teat ds haw a ea ode electtdrica ds su aswa h w teroam k/a) haw errlado. a, dsmpna y tltlando 141 noa am4s w porddn iMeMOr ds seea a>r ds W 3 P.m , bon dd sa (1Y dd meioda, how dd r plea Sue rrr>bnroe r tarlQasr otro o an argw anlid•d dd mf~ro eElo W F~s~eweonzarJan spar N prorasr V trerfsrrrae, wted roe aumrua a haoer to ergo • peso u CUENTA PLATINUM MASTERCARD 5291-1524-1514-4225 04 ~ MAR - 03 de ABR de 2006 Pigina 1 de 1 Raulx9en de L cuenta Pages, crEditw y aiustea Saldo ammar L1,41L36 1 20 MAR PAYMENTRECEIVED -THANK YOU 1]20.00- Pagxla, aedieos y arlstea =120.00 Trarlraodonw 1105.82 •1•m~yp~ Cargos por finane'ramiemo (23.80 2 14 MAR MALECS PETS LEMOYNE PA 131.27 Saldo mtcw 11,420.98 3 19 MAR WETS MARKETS 41125 SSHD CAMP HILL PA 56.28 ~ 4 03 ABR CAPITAL ONE MONTHLY MEMBER FEE 6.00 2pp6 ech¢ dads ~endnde~ 03 de d ~ 5 03 ABR PAYMENT PROTECTION 1-888-527-6904 12.33 L(mte de a6dito ' 51,500 FelicGdoned Hems roducdo algwla/ o sodas elr tasaa de illterEs awales(APR). Seg6n ee le Criddim total dn~pom ble ' 479.02 ~~ antaioraxnte, Cap;ml One se reserve d derecho de inaenoentnr ax taau: de intends anunla ¢o parer adelamos de efectiw Lfm'te de crdd 41,500 en d futuro a su cneuta nose mantiene al dfa. Toda los demos ttrmllws y condldonea aguen C.rbdim dieponibk pars adelamos de efecGw 479.02 y~~ Catgos por fiaandaulicnto suod~ a iaa4 Law sWr6 COMPRA3 51,415.21 ADEI.ADPI'~O8 DE EFEC17V0 400 TASA DE INTERN`S ANUAL aplicada e:n 1 DEWELVA EL SICUIENTE CUPdN CON SU PACO Fasur twla infarmariCCJnppinRRrp~~a~~faggalppt appdjggwnfa r bwarr ~41>'RJ FINANCIANIIEIVCO P^~ eorrs7o~dmtr .05425% 19.8096 !23.80 .0643416 P 23.4996 400 xte perifido de facivlacidn 19.8096 0000000 7 5291152415144225 03 1420980120000042008 7501160 A sti aetvicio Plra aonnyualse wn d Dep¢dnima de Swaao al C9.mte opn rgarlsr d Bobo o acrtrv0o des una ugeUy Lame d: 1-900.462-0114 F.nvk w pgga c Fmk nu pegunue a: Atm:RanmanoeProenung CwihlOn.FB.B. CapulOne P.00 Bax 790217 P. Box 302ffi St Louu, M0 631T9-0217 SLC, Vf 84130-0295 Saldo lulevo/New Balalxe 11,420.96 Caatidad mhuloa a waar/Mimmum Atnowlt Due 142.00 Fcdudcwsdmimto 00 do mayo do 2006 Paymeru Due Date May 03, 2006 Totdad,'rynta/I•oral Endaeed i NOmao de Cuenta/Areount Number: 5291-1524-1514-4125 Capital One, F.S.B. P.O. Box 790217 ~~~uun~~u~l~u~~l~ St. Louie, MO 63179-0217 ~i~'llll~'llltl'I111~'II11'~11111 ~I~III~I'11I I111~"ill ~1II11' au4we.uwhobdrrana ebJ'rmwtnbmmo.kora.roew Wmbeolb metnm CeadBnnet Apse Cs~d.d'Ciry EisddSnx ZwapowVZlP Tif6ooo d~p6om OsoWWoo/ANw»w pLon 4r EmdAdd~m `~ #9009491019955510# MAIL ID NDMBBR ~ ANTONIO H ORTI2 m 710 LINWOOD ST s~ NEW CDMBBRLAND PA 17070-1440 .n ° ! 111'I~111'I~111'1III~IIIIIIII~1'I1~1~11'~I111III~II'1111~1I1I Emk su pago porconeo en d wbe adju+rto ylecvadetaalirsu nuolao deawna at su chsque og~ pasta! a Hombre de Capitil One, F.S.B» Please verse your aooount numbe/~ on yaur check or mousy order made payable m Capiml One, F.S.S. and mail in the encased ea~elope. Accamt Sttsttautry P B l 36 11 411 renau a ance Paymella, Credia and Adjustments , . f120A0 TruuachPl~s 3105.82 Finance Charges 123.80 New Betaacc M'numum Amount Due 3)! Payment Due Date ~_ ~_ ~_ M orl MN t~ FinanceChatgea P/aarcurt4rl aatDixdaurartarlarrd Bdwasde Rnadr Cw+ruaar!erd .~trtm area .ffPPRR PURCHASES 31,415.73 .a5aas4k 19.8ac 623.80 CASH SAO .0643696P 23.49% 3.00 ANNUAL PERCENTAGE RATE applied thisperiod 19.8096 Ymerfaa Hellas: Paymma Yat nisi nw~wN bapcare~d~utd a yar aornax apsroof t~heY6pwk~saa hV t".e ~s~w n. ProMdpe~d (1) you awd tl,e bol0an parson o1 tNa suumsa all yarvdwryck PaMtem«i ~reaived~Wa nab budma in my otla}ar ub~rim y~i~nnaaYaro~t 6a u/ewdteA r oft Ya 3 P~ we mmw tl~mi dr M~sabss~dsYa ~ MndeY trays SaM~de 't e>tYurM~ ~tw0m1'a Please do not tae s4oln. Paper cb sec, vA,en pepahgFPaa+ wi ~~iecelwtl daw9 ~ ~9 ~V~ ~W vrearr el ~It wa c~rnu Promr Vr tr/maMxm Wu wahalzs emaan b the amaux of tM tlrck 7TIC aWnnzaaan ro dreb w to make a charge apeMrt yar bank 9oeant trrq the draek, a paper draft a otrer item PLATINUM MASTERCARD ACCOUNT 5291-1524-1514-4225 MAR 04 -APR 03, 2006 Payments, Cxdia and Adjustments 1 20 MAR PAYMENT RECEIVED -THANK YOU i120.00- '1'tatisestions 11,420.98 3 342.00 4 May03,]A06 5 14 MAR MALECS PETS LEMOYNE PA 331.21 19 MAR WETS MARKETS N125 SSHD CAMP HILL PA 56.28 03 APR CAPTI'AL ONE MONl'FII Y MEMBER FEE 6.00 03 APR PAYMENT PROTECTION 1-688-527-6904 12.33 't'otal C:edu lane 31,500 Conganilauona~ Some a all of ywv Amm~l Petrenntge Run (AP.Re) hate ban lowered. Aa Total Awilable Credit 379A2 pmiauiy diedaaed, Capital Om reeQVee the sight to raise y0ur AP.R,e;a the Gurre if)our Credo Line fa Cash 11.500 arcwnt does na remtan in good spading. All other arms and mttdmona remain in fiill fo~oe and Available Credit for Cash l79A2 eII'al. At ytwrscrvice To tall Cudoma~ Rdmons or ro rgwt a lort err holm oari 1-500-462-0114 Stud p W: Sind wTana itr. Atm: ~ Proaesang CaPaal Ona. RS6. Csntal0ne P. . Bar 790217 P. . Bm 30765 St Louis, MO G3179-0217 SI.C, tTT 84130-0285 ANee Mtperl~ret Lae PtWm qua ttu wMa ppaa tpneo ere eoteAUdn a au ouame N rrrarra ,q Nbopble an qaa loe wobarrtae, dwrpe y ouarrb (11 nee amN M Paddn IniMOr M eaos aetade de wants Y to tdtaque m d sabre tb Apo a4uto V (ZI au Fpo sea ttrci6ido m raeetm tzrem tN prwee~derro antae tb 11.. 3 R m bras dd win (12 dd mNoda. has del 7501160 Patraoo) P« LYa, terry .n acre Qr otrde miner huu Arno (61 daa 4haWlea Pxa m ant~sps pa h aatar paW In pepoa 4r ret~rtw an aWtaNr otro Mgr o n aWµw wa loans Pollan ro err aaedtedoe d der m qua loe rsdbarrtoe. rlroetraa dW labaebls am de kaea a eWeOO. woapto ka Qae tadlwe. Por fawr, no use Qya, apa~aa d Mor au ppapp?o~ Qtando tested to ernL atandxa a sbmr w trenlaarae daendrt ds au inner baceM Pa la ranrdsd dd miatn aao w va¢ 6G au[adz ere agfea a toaotN 8w) oheatNd aacbido(a) d+atre al paRado de tsennaadn Wn aavb to teroero h(a) hays enwdo. 9 ro podemae proceear Ie aarofrrrae, rated roe auadza a hear to r~oao • N atarna barrA teYieaMO d ,rtogtra, w oraan aD Pa9e u at10 doountatto. Rwltnxndelacuenta Saldo alllator (1,420.98 PaBae. u6dime Y altuoes (120.00 Tnnaaodoras (192.78 Cargos por finaruiamieaw (23.58 Saldo wew 11,517.34 cantldad mflimla a pager f4z00 Fedta de ~encin9iemo 03 de juuw de 2006 Lfmie de aEdito (1,500 Crbd;tn tool dupomble f.00 Lfmite de afdiro parer adelantas de efoc6w (1,500 Crbdim diaponibk pare adehvua de efectiw f.00 A au eervirio CUENTA PLATINUM MASTERCARD 04 de ABR - 03 de MAY de 2006 5291-1524-1514-4225 P3gvn 1 de 1 Pagoe, crEditos y ajuatex 1 15 ABR PAYMENTRECEIVED -THANK YOU f120.00- 'I'talsaegclottea 2 OS ABR CLARKS FERRY ALL A DUNCANNON PA 215.63 3 06 ABR TURKEY HILL N0091 Q69 LEMOYNE PA 22.12 4 13 ABR SUNOCO SVC STATION LIVERPOOL PA 20.07 S 23 ABR LOWES #G44 SELLINS GROVE PA 115.78 6 0.3 MAY CAPITAL ONE MONTHLY MEMBER FEE 6.00 7 0.3 MAY PAYMENT PROTECTION 1-885-527-6904 13.18 Cargos p4/r fiaalldamionto Salde sf~rr a wa4 1aa nfiNt COMPRAS (1,446.75 ADEL4N7'OS DB EFEC17V0 l.00 TASA DE INTER>;S ANUAL aplieada ex1 i DEWELVA EL SIGUIENTE CUPdN CON SU PACO Psn o>muluase won d Depalanwlm de Semao il CJmse o pan eparmr d lobo o dRlavfo ddee wu web, Daroe d: 1-&10.467-0114 Envk w p4go1 a: Emte au p-e8unw a Aml: Ralvlrmoe Pmonung Cal~aml Ooq F.S,B. Capml One P. Box 790217 P.O. Bar 30285 St Louu,M063179-0517 81.C,IyI'84130-0385 FatwswJa iiy8rakxtiJe inrpwrtanJea~(/'lmta TawL~ T Jr artntr ~~d`;~~{QS~Q~ fnWir~ ~ Il IA1VllC .0542996 19.8096 f23.56 .0643696P 53,49% L00 mbeperiddodefactutacidn 19.8096 0000000 7 5291152415144225 03 1517340120000045006 Saldo noew/New Balance (1,517.34 "eY'O° Cartidad m4dma a yattadMinuttum Amwlnt Due (45.00 ~~~ ~~ Fodor do ~utiatto 03 do junio do 2006 Payment Due Date June 03, 2006 Cudd'Cwy F.sdo'Sr+oe ZaupaloV55P Tomladjlmto/TotalEndosed f rdKom>de~rdea/Fkm.phon. oaodtkndAtamam.p6oa NlSmau d4; Cualua/Account Number. E'ni0~i1 5291-1524-1514-4225 Capital One, F S B P O Box 79027 II II II IIII II'IIIIIII'I St Louis, MO 63179-0217 'I~~Illl~llllil'llll~'II11~'lllll~l'111"'111'II1~~'lll~ll~l1~ ~ #9012491019955515# MAIL IO NUMBER ANTONIO H ORTIZ ,., 710 LINWO00 ST °~ ~ NEW CUMBERLAb'O PA 17070-;440 a ° ! '111''111"~111~111~~'llllll~~l~ll~l~ll'I~111111I'~'llll~l~l~ r 7501160 Emte su pago por coven m d wbleadjuntoynxtwde esm'birsu n6me*~o de cvaua en w ~e og~o p~tv1 a nombm de Capital Orc, F.S.B» Please write your account number on your check or moray order made payable m Capiml 4iu, F.S.B. and mail in the endowed earelope. ~_ Arxount Summary P B l 420 98 11 . , revious a ance Paytnnrcs Credits and Adjlutmnda S12A.00 Tnasxtiom Fittaulde Charger 6192.78 623.56 New Bttlattac Mitwnttm Amomu Due 11,517.34 s45.OD Paytoeru Due Data June 0.l, 2006 ~ 'Total Credo Lwe 11,500 Total Available Credit R00 Cndtt Lice fa Cash 61.500 few Avaulahile Credit for Cash tA0 ! Atyouraen^ice To oB Cutooma RdWatttafinpwtalod or rto)m oud: 1-8 0 0-462-0114 p ~ aorwna Proodwng Att rc R S m d m gwna cx . m l ® P.B. Box ~ 3B. a ~ n l P.d. Boa 30285 ~ St. Lout, MO 431740217 SI.C, IIf 84130-0285 11f~ M ~~~ PLATINUM MASTERCARD ACCOUNT 5291-1524-1514-4225 APR 04 - MAY03, 2006 Pay utenta, Cdcd ia end Adiuatmetlp 1 15 APR PAYMENT RECEIVED -THANK YOU 1120.00- '1'ramactions 2 0.5 APR CLARKS FERRY ALL A DUNCANNON PA 615.63 3 06 APR TURKEY HILL 4n091 Q69 LEMOYNE PA 22.12 4 13 APR SUNOCO SVC STATION LIVERPOOL PA 20.07 5 23 APR IA\NE'S 11644 SELLINS GROVE PA 115.78 6 03 MAY CAPITAL ONE MONTHLY MEMBER FEE 6.00 7 03 MAY PAYMENT PROTECTION 1-888-527-6904 13.18 FinarlceCharges PlawcxrrhslarparmuDada r w a r e rt dared Bdoarra@ L~ l[~~ i l A l ~l P..a7r ~ ~ gyGrJm CAAR roar t~r1AK CH/~SES (1,448.0 s W ~ 0 .0643496P 23.49% ANNUAL PERCENTAGE RATE applied rhispafod 19.80% prparfart lbaoa: Paymenu you maf m w wfl ha aedtsd to ytaa aocaua as of de drkraa day v.e tsadva i4 proNded 11) You serd de mttotn portion of thu suwnen and yrxr tdeck h the anrbsed remlrtnn tanMope and ( Yta+ n recdytfd In our p~p~ tsren by 3 p.m E7 112 noon p~ Plaaw ebw al Issat Iva (6) b11WI0M days tar pwul Paymatta reodyad by w et aaY otter M>~ or In m/ olMr ken meY nor be aodteA r of rio day ws reoMUe lhem dr huiioaa hys ae I.Imdy twdgr 8akatltVV. ardr~a ya Pbaae do not us paper d~a ax. Wen pepaMp ~a W Wien yw sand w e W, yar autladre w to maloe • ate•Itne detxraac trwler ddat ram your baNc taanax br 1te amouv~ of dr d,eck iTY aWerlxadan app~w W al dreb ncdwd dMta>he tlMrq cycle a~an It asa by smears eNe. If Me crna past !w ttarefw, you a~atndxe w to make ^ dame eaeint yar hank secant taarq the tleek, a paper ha11 a odor item AvW blaradaw lac Padoa PM roe am(e ppoat oonso a aaadlurMt a au Quetta N rranw dA IsberabN an 9ua los tao6anaa, damps y atertdo 111 tae amp N paddn InMfor da aaa rstado de txrersa y to drstate en d aotrts de haw arytnro y (2) au ppo asa raaLido en rtuenm tsrno de proaa~dartlo arasa de lea 3 P.m .has dd aeu (72 dd nwaloda. hay del 7501160 Parflrol Pot fiver. t.rq..n a.na pr prae mnur hrn tlrao 161 aYr Idarstlaa pan au antnaa pa N okri pawl lea paaoa Qr ror~rrae en aWpMr atro Itgsr o en cudpla tnra lane ptxldan ro sa aaedtsdw d de on qw M ramsrw. Mreaua Qw NDaaElea am de Naas a asbedo, srcepto la d'a seMlwa. Pa isya. no we paper, fJPa etc. d haoar au paW Qw,do rsaed ro arMa nw auaize a s1am~ w vanakrarda decrrtraca ds au area 6sr~aa pa Y r~midad dd mlano aNo w vr¢ F~ta awodxadan se ap~r a w~a a ~Ds~iaNtaritlo ddasa9w~w oOeaPaaafireaaudno tin tsroero lo(e) heW erMado. SI ro padmas Pnaanr Is ttarrfetanda. wtsd roe atxalra a Ircat to ergo • Reaunlendelacuenta Saldo antmar 11,517.34 Pagoe, ctfditoe y ajueten s100.00 Tra>raodwus 125.22 Cargos par fwmc'runietuo (24.96 Sddo nucw (1,467.52 Cumdad m6vma a pages :44.00 Feaba de veodmiarto 03 de Julio de 2006 Lfmioe de aEd'ao ;1,500 CrEdim toml dieponible 332AS Lrmite de addiru pan adelamw de erecfrvo sl,soo c~~ d'apotubde pan adedatxoa de ekttiw s32a5 A su aervicio CUENTA PLATINUM MASI'ERCARD 5291-15241514-4225 04 do MAY - 03 de JuN d< 2006 Pi~lta 1 de 2 Psgas, additns y aiusta 1 20 MAY PAYMENTRECEIVED -THANK YOU f100.OP~ "1't9uls~aociolles 2 22 MAY RITE ALD SPORE 0418 NEW CUMBERLAN PA (6.49 3 03 JUN CAPITAL ONE MONTFII Y MEMBER FEE 6.00 ~ 03 JUN PAYMENT PROTECITON 1-888-527-6904 12.73 Catgospor6aaltaamlcnto _ Fawtenlainfiirmaci6nirorfortanha{iiarta Sdbdyr T lakrt T Jrarktr __L~:H.lClil)'D.L1).AL,_ ~ no~/imL M'air~ 1NA1V(:1~\MIM"IY1V ~ l' laal wbrG COAO'F:A3 11,484.10 .0542596 199091 8]A.% ADELANTOBDCEFECi7V0 8.00 .0641b16P 23.4496 100 TASADEINl'ERA`SANUALeplicadaeneetepeti6dodefact»<acidn 19.8096 DEVUELVA EL SIGUIENTE CUPdN CON SU PACO 0000000 7 5291152415144225 03 1467520100000044008 Pan eonnounr/e aon d Deglan~mm de Serrl¢o il CJxam o pan rgarmr dmbo o exmrvto dee una tupta, Dame aL• 1-904461-0114 Env& tut pxgw a: Em'fc w preglmu/ a: Alm: Rem,Weae Prooeumg Caput One, F.S.B. Captal One P. Box 790217 P.O. Box 30285 Sr. Lauu, M063179.0217 SLC, lTf 84130-0185 Satdo noevdNsv Babvloe t1,467s2 Cantidad m{Idma a waar/Mimmum Amouln Due s44.oo Fodn devauioliatto 03 do Julio do 2006 Payment Due Date July 03, 2006 Totaladjunto/Total Enclosed i~ NOmao de Cnenta/Aeornmt Number. 5291-15241514-4225 Capital One, F.S.B. P.O. Box 790217 ~~~unn~~~u~u~n~~ St. Louie, MO 63179-0217 I1~~11111~1111'II111'~1'II'~I1111~1~111~"111~111I~I III~III11~ r,Jy,..w. ~ a ~~a, o i e; i ,~ .~~,. o,.,x i era a~ rw ~o clDdsl~ Aal/ Caaiad'Ciry FisduSoe 2oupaoVZ1P Til6mod,saodra/HoaM p6orw Ouo ullEeea/Alaxmerve p6aw 0 eni.aa4a.e. '~ #9015591019955519# MAIL ID NUMBER ANTONIO H ORTIZ n 710 LINWOOD ST r 1p ~ NEW CUMBERLAND PA 17070-1440 1 ti !• ° ~ ~IIIII~III~~~I III II~~I111111~~1'II~I~IIII~111111~~~'lll l~l~l~ 7501160 Envle su pogo por~wreoendlobce adjumoyronladeesalbirsu niunco decualta en sn o~o~o,t~lanomble deCapitd Ollq FS.B» Please write your aowullt cumber on your cheek a money order made payable to Capiml bne, F.S.B. aad mail in the mdoeed envelope. 11,517.34 Credin and Adjtutmems 5100.00 as bargee 125.22 (24.96 Die 11,46752 ~ ~ Dare ioo Juty 6 Luu 11,500 Credit t32A8 fa Caeh 11,500 Credit for Cash =32A8 rvice Rr1a¢orp a m leput a lwt or rto1a1 cud: 462-0114 t, m: P sma,~ ~ F.SB . CanntOne 217 P. . Bot 70785 0 63179-0217 SI.C, lTf 84130-0285 Account Prevwus Balance Tr Finance C Ncw Bdenoc Minvnum Paymera Due ~ 'Total Credit !~ Total Avadabk ear Credo Line ~ Available ~_ S Atyatrae ~ TO OIB Cwmma 1-800- sena psi Aae: Rmumnae P. Box 790 St 1.ouu, M ~~ PLATINUM MASTERCARD ACCOUNT 5291-15241514-4225 MAY oa - JuN o3, zoos Paynwtta, Cralits and Adjwtmrnta 1 20 MAY PAYMENTRECEIVED - THANKYOU i100.00- '1'tat>eactio~ 2 2Z MAY RITE AID SPORE 0418 NEW CUMBERLAN PA f6.49 3 03 JUN CAPITAL ONE MONTHLY MEMBER FEE 6.00 4 03 JUN PAYMENT PROTECTION 1-888-527-6904 12.73 FinanceChargee ur el uk rc s PlaarerarMrimpwronrlJiuJm a Bdrt.+mlr ~~ ~ p ~ ~ E Pewlr CORwd .yy~ram CHARGE .e8 cxnsES si,4s4 o % ~ s ~ 05 ~ ~ s o ~sP 2a :o 6a ANNUAL PERCENTAGE RATE applied rhieperiad 19.80% ~a hbnw: Paymema you mdl m u, w01 bs~am~dwu~td m yar aornnt aspoofo tl~r pralron dry vw naWe proNdpe~d~17) Ynl wd tlr 6onam portion of Wa arosnerr rd ycvvdaeyck PaynennreceNed~ rt otlw lomtlona r any oMr ImaY M f:e aedrA d M Y e d3aPy we~ieoel~e tMm Our a~rkier a'sye use Maldey ridgl 8apnr,~~~tlrq haWdeVa. Prue do Iwl uw auela, peer db,~ ~rp~eparY~ }cum ~no~. you wnd ur a cMck(d, Wu waMlhe us m maloe a arowna decnarec awrr dohit /ran your bank aoaara for dr amount of tlr arck. atfan appaw al mcelMtl dxYlg Ue hWq cWe even 11 aert by ewneorie alr. If we rang Pier tM ttal~fx. you auonXxe tie m make a oMlpe e0eirid yetx balk aocaex asap dle elnok, a paper dra11 a odla ttem ANw 1 laa pegw qua noa em(a F wtado de asta v ~ rdle4e en d aobn de 7501160 p~pa~.~~~~; ~~d~ Lede(4 Owl del rarAllderlr dlwrMa el w aanu bslarr uWtando d claoqua, una acledlurM • eu ounu d nlialno dr labaebr an qN ht. e Y (?) w M aw redado erl rewUO oantm de proown as Grew (6i °oaw rbaxNw wl. w en~w por r ardn. dDslw. faeatloa dlw lobaxtlea eao de haw a sWedo. Asuxusr urr varrrrerlda alecta8t~ da eu aaea~ baread cttraddn edit awldo tin ielaele lor) heva enNada SI nD peao V GVO uendo 171 Iw em(a r adellor N ear m has dal woe 112 meeloda, hay del adbenna en cud4aer aro Ilgr o an augJer 4 Par LYer, n0 Vw ftAa, r~+e e1F N IleCef eU ono adb w vm Fire sumdzaoldn w apMa a axNewlda, acted nw auraha a lacer tin oleo Resualen de la clxnta Saldo anterur 11,467.52 ~8'a4 ~~ Y f120.00 Tnmaawlus 5167.02 Catgos par Snanaiamiemo 124.34 Sddo nucw 11,538.88 Canudad mfni[Ila a page 146.00 Fecba de vendmiemo 03 de agosto do 2006 Limits de abd"¢o 11,500 CIr<dim tool! dnlponlble 1.00 Ltmire de a6d'so pan adelamas de efectiw 11,500 CrEdiu+disponblepan addarxo/ de electivro 1.00 A su aervicio CUENTA PLATIN[JM MASTERCARD 5291-1524-1514-4225 04 de JUN - 03 de JUL de 2006 Psgina 1 de 1 Pages, er6ditosyajusbea 1 19 JUN PAYMENT RECEIVED -THANK YOU i120.00- ~I~ 2 14 JUN KARNS QUALITY FOOD SNQNEW CUMBERLAN PA 127.54 3 14 JUN HEPFERS HOMECENTER LEMOYNE PA ~iA8 4 15JUN OVERLIMITFEE 29.00 5 24 JUN HEPFERS HOMECENTER LEMOYNE PA 64.64 6 03 JUL CAPITAL ONE MONTHLY MEMBER FEE 6.00 7 03 JUL PAYMENT PROTECTION 1-88&527-6904 13.36 Cargw porfinuldamirnto Favor cavla inforrolanEe inlfartmUta{%wata Sd611aw T Irw>,rr Taa lr aJntr ~ ~ ~ a~Jw'4 pmClri llVAIVC:I/ ' I 0 rwd(AP!{1 h fataar stfMt rorrafowyrtb COMPRA3 11,49534 .0547596 19.80!6 124.34 ADELANI'OS DE EFECTIVO 1.00 .06573%P Yi9996 1.00 TASA DE INi`ER$S ANUAL apl'acada eaesoe periddo de &ICKluia66a 19.8096 DEVUELVA EL S1GUlENTE CUPdN CON SU PAGO 0000000 7 5291152415144225 03 1538880120000046005 7501160 Pan minulucvl/e oou d pe~omoD de Servxio d Claroc open repwor d robo o aunvCo & wu trjeh, L/me e1. 1~46Z-0114 Envk w prgoe a: Em1e w pngunus a: Attn: Rannunae Pnmung GpW One, F.S.B. C+pnt OM P. Box 790217 P. Box 30285 Sc Lau, M063179-0217 SI.C, llf 84]30-0285 sado mlevo/New Bdanoe t1s38.88 C+maded millilm a va¢dMimmum Amoum Due (46.00 Fafia do vendmialto 03 do aguew do 2006 Payment Due Due August 03, 2006 Tom! adjunto/Toml Enclosed t Nlhlwo deG~lalm/Accrnmx Numbs: 5291-1524-1514-4225 PdOl tB0x07902 ~75 B '1I111i111'111I~III'/~ St Louis, MO 63:79-0217 '1I~1111'~1111II'1II ~~I~IIII11111'II111'~'111~1I1~~I111I1 ~'I1~ LuSq,,,~r.~,u..r~,oaJ~,a.o&a...x„« L~rfie~.~.4„o~„vr&m~ram xgroe c.adso-«I ~+ Cad~d'Ciry FiedoSu¢ Z'oupwoVZ~ TsLfoao d/ewdeee/Flome p6onr Oaoo9WedAlmmew pharw 0 FmdAdd~a~ ~ #9018591019955516k MAIL I7 FUMBER Ab'TOFIO H ORTIZ .n ~ 710 LIFW007 ST FEW CUMBERLAFJ PA 17070-1440 ° ~ '111I~~111~~'111~111~~~11111/~~IIIIIII III~~111111~~~~111111111 Em& su pogo por mveo en d so6sesdjuutoyleaurde eambir su numau de awlm m wa~que oho y~o~a1 a nombm h Capiml Orc, FS.B_ Please write yxna account numba~ on ywr chak or money order made payable m Cspirl 6~, F.5.8. and msil is the enclosed envelope. PLATINUM MASTERCARD ACCOUNT JUN 04 - JUL 0.3, 2006 5291-1524-1514-4225 Aocolmt Snmataty 1 46752 Prevwue Ba4tnce ~' Pxymeam, Credits and Adjuaune , 1 ms f12.0A0 Tranwcuoae Fmutce Clarges (167.02 124.34 Ncw Bdanx Minimum Amount Due f1,S38.88 146.00 i Paymerrt Due Date August 03, 2006 Total Cttdlt Lme 11,500 Taml Awilahle Credit fA0 ~ Credu Litu fa Cash 11,500 Available Credit for Cash 1.00 Atyottrservtce To all C.ltewteer Rdwan or to report a Tort or stolen oueL• 1-800-462-0114 ~ 8 send,ngar~eeaa: jd!l O. Boa~79021 P B ~ S ` 740217 G1 84170-0785 l~ Payment, Cxdita and Aditmtmente 1 19 JUN PAYMENT RECEIVED -THANK YOU f120.00- I'tarrmctionf 2 14 JUN KARNS QUALITY FOOD SNQNEW CUMBERLAN PA 127.54 3 14 JUN HEPFERS HOMECENTER LEMOYNE PA 26Ag 4 15 JUN OVERLIMII' FEE 2.00 5 24 JUN HEPFERS HOMECENTER LEMOYNE PA 64.64 6 03 JUL CAPITAL ONE MONTHLY MEMBER FEE 6.00 7 03 JUL PAYMENT PROTECTION 1-g68-527-6904 13.36 FinartceChatgea PlnareurrbrlaefoKaarDirrlm~urapmNdaCK~d Rdwnr+aa PmaJr ~'~ CHARGE .pr4ram m ~HFiASFS ~ tA0 ;~065~396P 23.E 400 M o ~~ ~~N ANNUAL PERCENTAGE RATE applied thispetind 19.80% bipat~ct Ibar: Paymenu ysu mdl m u v~ ba aedted to yap accaew r or Ur 6cuecsr day w nxdee tt, pioNdad l1))eu srd 1M bottom param of tlw abtenart end Vur drek a Vie eraaesd rsrNVaros anMaPe arq (2 yap p~nert b tecdved M as aiacemka cedar W 3 P.m Ef 11 Y roan Pn Pleaw alwv d brt fw (6) WMrrw deya for pawl Paymema mcdvod~bayyu~,at erry odtl»~r b~ a hp~apraty~to~aaa}rabrrpmeymmesYrtnotWl6~eanayeoduted- as of V» dw wo recd~e Vem de• drYraa deya are Mmdry tlwap~ SaMklymmeorMdna Ya. xp°N°marc ota 0 wimauk of V~drek STr w~IZaVm irppesa m al dreb realwd arinp ertlbc~k(el~ ev~en~wa W vnsae Nw H we crrot Proar Vas n rM~you a~unrlx u ro meNe a drpe apeew Vas berYe secant uerq are tlraML a paper dma a otlnr item Aube brPerl~Ma Los Peaaa gcra na anNa ppoorr oomo r eorWUrin a u aaaea d nwro da bborahb an Sue ba reo6arnoa, Wmore y awndo 111 nee amN b oaadn Inbrbr M rr esum ds araL v v gxqu r d pots de agcero Y (21 au sr cecWdo en reestm Denim de pcoeeesnesao arUw ds (ww 3 P m Mm dd ab (12 del msioAs, twm o1e1 7 501 160 Paarlloo) Pp Uw, mnp..n a.rru qus p»Or °,omn Mna tlma 161 aodr ldbrshM. Pen m .ra.ps Da b plan. Paul La Papa. Qr ndb.a. an aWaMr auo a a an a~glar ara fame Peen ro sa aaeduda d a en olue Tae reabarrta N,reetcos Dies b0aahlee em de lisps a aWsdo, axapto Toe des }oetl`ae. Pa Lw, ro tbs pupil, plc. d hoer au Dsp? Qarcdo aced rep amra d, na acaoctra a sbenrr w venabcsrJa abetraWw de au aacraa 6erccscla pa b ansdad dd naaro adlo w vm Fiu acaarx r apfr'~ u~acact~bbrsiaibad Unyc~is, w OO pepohacrenMo cn tsraco bh) heYa arnlado. SI ro P~'~ Proorer le arrhnnye, utW roa auoaha a lucar cn arils • ReelwlwldeLcualta Saldo antenar 11,538.88 Pagoe, rt6ditae y ajuates 5100.00 Tramacdones 517.85 Cargos por fulaociamiento 125.50 Seldo nucw 11,462.23 Cantldad minima a pager i W.00 Fecha de Sendmiemo 02 de aeptianbre de 2006 Lfmite d< a6d'ao :1,500 C,+Ed'im total dilpom'ble s17.n L(mme de pars adelamca de eEeaivo 53,500 Cr~fdim di/ponibde pars adelantoe de efe<tiw 117.n Asu aervicio ~~ Envk au p/gor a: Emk ao prtgw~us a: Atm:Renulu,aeProosung Copal Oaq F.S.B. C+aml One P.O. Bo: 790217 P. Box 30285 Sc Lovu, M0 63179-0217 SLC, VT 841?0-0285 Pus oxmuucux ooa d m do Savao d CLrnrc oprn d ratio o atnvCo unt tacjata, Darro al: 1-&DD•46]-0114 CUENTA PLATINUM MASTERCARD 5291-15241514-4225 04 de JUL - 03 de AGO de 2006 Pigina 1 de 1 Pagoa, a~Editasyaluatee 1 24 JUL PAYMENT RECEIVED -THANK YOU i100.00- '1'latlsaocwlles 2 03 AGO CAPITAL ONE MONTHLY MEMBER FEE 3 03 ACO PAYMENT PROTECTION 1-888-527-6904 ~.ao u.ss Calgw Por6>laademicnto Fawn nark rnfornlariJn inr~wtaateadjamtac ~ 6aldelysv TmaL~ T dr nlmh ~S a ~°p~'mG pa~ir° FllV VLLY:Nlll fora #M+ COMPRA3 SS,S1G04 .05425% 19.8016 32550 ADELAN7'06 DB EFEC71V0 3.00 .0657!56 P 23.99% 3.00 TASA DE INT'ER$S ANUAL epliceda en acre peridtb de factwaciGn 19.8096 DEVUELVA EL SIGUIENTE CUPdN CON SU PACO 0000000 7 5291152415144225 03 1482230100000044005 7501160 Saldo m1ewJNew BabuSOe 11,482.23 CaaYsdad mfoima a ywtadMilumum Amourt Due 144.00 Fodaldcvmdnlimto 02 do xpticmbrc do 2006 Payment Due Date September 02, 2006 Toteladjunto/ToalEnr]osed 1 Nlimao de Cuenm/Acmlmt Numbs 5291-15241514-4225 Capital One, F S 8 P 0 Box 790227 I"IIIIIIIIIIIII I'1'II St Louis, MO 63179-0227 ~1~~1IIII~I111'~'1/III1~11'~1111I~II111~~~11I~IIIIII111~1'~11~ rw6rr mlaw,.u~w ids as oL din &,a.W,4.raomn~ 4~.Z wd&aw rw rtrpae ~/ c.did'c;ry F.ada'Sam ZaupoaYT3P rdlroa.a.~a.~rk>n.~x. o~wl~aa~w>.~x.m.~» ea<andm<. 1t9021691019955519>< MAIL I~ NUMBER ~ ANTONIO H ORTIZ ~ 720 LINW007 ST m ~ NEW CUMBERLAND PA 17070-1440 v ° ~11I~~I/III~~111~111~'~1IIIIII~I~IIII~III~~IIIIII~II~111III'II Eavk w pogo porconrao en d sobre adjuntoyraverde e/mbirau niunao de cualtaen wd~queo~o yo~tal a nombie h Capitd Orc, FS.B_ Please wire yrnlr account number on yoga check or money arch made payable m Capin O~, F.S.B. utd mail in the endaeed eavalope. Aaount Summary 5 Prevlolu Balance 51, 38.88 Paymena, Credits and Adjuatmelua 5100.00 Transaction Fulwue Clrargee 517.85 525.50 New Bdana: Muamum Amomrt Due 51,462.23 544.00 ~_ Payment Due Date September 02, 2006 ~ 'Total Credo Lute 51,500 !~ Total Available Credit Si7.77 ~ Credit Line fa Carp 51,500 Available Credit far Cash 517.77 ~ Atyrourservice To oll Carwma ReLhae ar Oo nput a lon or reolm aud: 1-800-462-0114 Smd b m: Arts Raomdnae B Smd ma(urocr roi CaroalOne. FS.B P. B~ 790217 C.nn1 One P. ]lmr 30285 i~ St l.aus, MO 63174-0217 SI.C, lJf 84L70-0285 M 9 ~~ o~ ANNUAL PERCENTAGE RATE applied this peeled 19.80% Mipertant Ibaee: Payrrlenb Yro maa n ut wal W rndnd to yar aooarM h Of ie 4aheN dry wa fel'e1N n proNded 11) you Bend tle bollerrl paam of dya to[anael and yav deck h ae acloaN raMrtance emelopa and 1 yw paymart Y roeelved h ov cwrur W 3 p.m ET 11~ rmr Plsaa Now n INa[ fve (6) 0urlrera drys for pond ONvary Paymema recaNed by u n arty o~sipeer ar ipn gamy otlayr~fiagm yrmrawytrot 6e ayewdteA ae o/ M we mctlye tlwn dr buWieee deye are Monday riary~ ga~d~ly~oemodidq Madeya serous br fe a of ~iireck'Ree auMdzsem~~peee m N decks nrziwd dulna Va ENrq cMda WW eanroars sbe. a wa crrv[ p'orsae ri trrrhr, yu waMdxs W m makB a tlrarpe epdrrt 4ola 6sac aocanl retq the deck, a paper Mk or otlv rrent 7501160 lac ~~ ~ noe ~~Ae ~a4~+rroaY (Z ue~ a ~Ndo~pnuMm~mnr~d~e pr~iwe~e y u dare u d adxs ssao pepo a, rerea M areHa ae drde ranee Mna anon (61 da Iabon6Ne wra u enteae oar Y efdne au wane esrcane rawzarrdo d otequo, lore aden as peso a coo PLATINUM MASTERCARD ACCOUNT 5291-1524-1514-4225 JUL 04 -AUG 03, 2006 Payuienn, Credits sad Adjuetnierrts 1 24 JUL PAYMENTRECEIVED -THANK YOU 5300.00- '1'rarrsacdone 03 AUG CAPITAL ONE MONl'HLY MRMBER FEE 03 AUG PAYMENT' PROTECTION 1-ti86-527-6904 55.00 12.85 Finarue Charges PraarcJarbsbvrpartantDixlawa errrloCrcEd adw~rrar Pme& .~R ~ ~GE ~6rdre nW PURCHASES i1,516.a .0542541 19.80% s25S0 CASH f.00 .rNS7396P 23.99% 400 1 IaDeg01N aen W kelea a N de aler.Yrdrare de u aanu t In tsroaro loh) NVa arnlsda 4 ouaWo 111 roe emN N aoroidn inferior ds eea w Or ke 3 P. m .Apra rid eem (t 2 del meiodle, Iva del • peace pr rarbrlcs an orrrl4aer dm kgkr o en ans4fer • do featlvN. Por taw, ro rwa arapN, osW elc N Asoor su saklM del mlero ado ue vm FiG oaMxar~6n ee a{ir~ a peeoeur M aarrhwssa, oared roa armha a Iecar rn nrgo e CUENTA PLATINUM MASTERCARD 04 de ACO - 03 de SEP de 2006 5291-1524-1514-4225 P3pjm 1 de 1 Pagos, a~fditoa y ajusua No se ha reclbido a pogo programado. Skvase remitir la camidad pendieme de pogo qua aparece en care earado de atema. Si yes acted hizo u pogo, le rogamas qua arepre mteatro agradedm~emo. Traraeaodoraea 1 30 ACO MALECS PETS LEMOYNE PA f10S9 2 03 SEP CAPITAL ONE MONTHLY MEMBER FEE 5.00 3 03 SEP PAST DUE FEE 35.00 4 03 SEP PAYMENT PROTECTION 1-888-527-b904 13.33 Su cuenta eatE atrasada en m pro. Reauerde qua al Eater sues pages mfnimos pares la ferLa de vencimieMo manriene u atetua al d(a. Cuando ro efemla un pogq less c7rgoe por reuaeo empirian a acwnularr, y nadie desea esto. Aaegtirex de emur la cartudad mamma adeudada indxada en u eatado de cuerld pare marnena u armor al d!a y evils d pogo de cargos adiciotrales. AVISO: El eaado de arena de u tary'eta de adrlito de Capital One, a partir dd pnSaimo mea, teralri un nuevo dueaQ Con u nuew emdo de euenm x le enwr4 un reatrnen de los eambiae prinfipalce Se le aplic6 ua cargo p« ahaso en d pogo de 535.00 en 09/0.3/2006 debido a qua u pogo m6timo m x reabi6 pare Ia feaha de sago de 09/0¢/2006. Paa evltar care coo en el fimcq mnterde qua mores un minma de 7 dus labaabks pan qua u pogo llegue a trempo a Capital One. Ctugwpor&naraattmicrtto Facnrrowla rnfannatiJe iarpmtanteagiwnra dafbd~r r 4 T &a,arr, T lre.ems d FiNANC1AMIENTO ueA im lees ntnG Mtl w ` COMPRAS (1,50:1.11 .05425% 19.8046 325.18 ADELAflI'06 DE EFECI7V0 3.00 .0657196 P 23.99% 3.00 TASADEINI'ER~SANUALaplicadaeneeaperi&bdefacturacibn ]9.80% DEWELVA EL SIGUIENIE CUPON CON SU PAGO 0000000 7 5291152415144225 03 1571430100000091005 7501160 Reaumen de la eurnta Saldo anterwr (1,482.23 Pagos, a+Editcs y ajustea f.0o Tramacdotles 563.92 Cargos pa financiamieato 525.28 Seldo nucvo i1,57L43 Canudad minima a pages f9L00 Faha de ~endmiemo 03 de octubre de 2006 L(mae de at'.d'ao 11,500 CrEdito total drepom'ble A00 Lfmite de at!d'ao pare adelamae de efativo (1,500 Crbdito disponible pars adelantos de efettivn f.00 A u servicio Pus co~maawne eon d Deputammto de Bavnio al CLente open exparur d robo o eauevto des uns taph, lluae d: 1-800.462-011d P.nv& ws PMBa s: Fmtc sw prtgunm~ c Atm: Remauna Procaang C.wml Onq F.SB. Cenmt One P. Ilax 70665 P. Box 30285 Chsdomq NC 38271-0865 SLC, UT Sd130-0285 U1Somlaadn imnortante scelra de la ctaerlm A partir dd t de Octubre de 2006, ewte la posibilidad de qua en base a 1a actindad de u cuenrr, a le impongan m~)s de doe cargos por atraso en d pogo, por eobrepamr d Ilmite de a6dito o par c]bque dewelw qua se praemen durance rLalquia patodo de facturaci6n. Sekb nuevo/Nerr Balatne 51,57143 Caatidad m4dnas a vaaas/Mimmum Amourt Due (91.00 Faladcvenamialto 03 do octubrc do 2006 Paymem Due Date Ocwba 03, 2006 Toml adjunto/foral Enclosed f Ndmao de CaentdAceount Number. 5291-1524-1514-4225 Capital One, F.S.B. P.O. Box 70885 ~a~u~u~t~~nr~~~~u~ Charlotte, NC 28272-0885 'll ~1III III I~I'II IIIII'll~'111~11~1~11'11~1~1~11~11~1~11'1~1' ~~a~~~~~~r~~~a<~r~ ~~ a3dsux~r ,ytt Cad~NCiry FsaddSn¢ T.oupsaV21P T~oderWnm/HomspMne Ow ulifaso/AlatasW plan >ananem<. ~ #9024691019955516# MAIL ID NUMBER ANTONIO H ORTI2 o = 710 LINWOOD ST m ~ NEW CUMBERLAND PA 17070-1440 ° ~ (m~~~ru~~~m~nr~~~nnu~~r~u~r~u~~~unu~~~~un~r~r~ Env[esupagopaacoaaoendsobreadjumoyraverdecsm'birsun5maodewartamsu oho anombsdeCapitalOngFS.B_ Please write your aoeount number on your click a money ado made psyable to Capial aF F.S .and mail is the enclosed envelope. PLATINUM MASTERCARD ACCOUNT AUG o4 - SEP 03, 2006 5291-157,4-1514-4225 Aocamt Summary Prevtar Balance Payments, Credits ark Adjttatments Tra,rxtiom Fatanae charge ;1,482.23 f.00 163.92 ;25.28 ~ New Btdanac ;1,5ri.43 Payment Due Date Due October 03, 2006 ~ 'Total Credo Ltae ~ Taal Available Credit ;1,500 ;AO ~ Credtt Line far Cash ;1.500 ~ Availahk Credit fan Cash !~ ;.00 ~ Atyt3urttervice To all Cuemrner RelaLLOrre o 1-800-462-0114 ~: CaPaal O% RSB. 8 P. Box 70885 Chadoaq NC 78271-0885 r W report a boat «rtden wd: Smd axlwaa ~ Orrc P. . Baz 30285 SLC, l7I' 84].30-0285 TmpormatAccaunt Taformation ~ Begituting Octoba rat, 2006, based oa your aceau3t activity ~ you may be emeeerd mme than two Tat , ovchmiy or ren¢ned check fen that cone dtaisg anYbBlittg Period. 2K ~~ Paytncrta, Cxdia and Adjuemtertts Your scheduled payment has na been roceiwd. Pleax remit the aawurtt due appearing on this tstmmtem. If Y°LL ham ~Y n~ Y~ PaY'^en4 pl~ee arrep[ ovr thanks Transacftons 1 30 AUG MAI ECS PETS LEMOYNE PA ;30.59 2 03 SEP CAPITAL ONE MONTHLY MEMBER FEE 5.00 3 03 SEP PAST DUE FEE 35.00 4 03 SEP PAYMENT PROTECTION 1-688-527-6904 13.33 Your account is one paytuent behind. Remember that toak'urg yt„,r miwrnun payments by the due date, kttpa your account m good sanding.lMten you tmae apa~t~ late fees cart adding uP• And nobodywants that So make none you xnd m the m;n~~+~m atnaan due on your agtemem m keep yarn account in good taardmg and to keep 6rom pay'mg extras fns NOTICE: Look fa a new statement design for ycev Capital One credit card beginning nett month. A summary ofthe key changes will be provtded wuh yore new tsatement You were awessed a paw due fee of;3S.00 on 09/03/7A06 because your muumtun payment was na raeived by the dtx date of 09/02/2006 To awid this fee in the fume, we raommead that yatt allow a< leas 7 btuaneas days for your paymem to reach Capial One. Fittai3ce Charges PkmB~.rt rl mf wrmrt DirrJe r w h u cn J aa J Bdsrnrak p ~ N p ~ ~ E r e e ~ Psaa/r ~ apAhrJr .lPR ran C:HARGE ~~ ~00 E ~ ~ CASH P 23. 0 0 ANNUAL PERCEN'T'AGE RATE applied this period 19.80% stn ~taM«~ e~rtyin«,b you mW m uts2)w~ bsMCryen,datns[d to y«r aoeauK np~oof~rikgWskws dsy w raeeioe n pmNdps7d~ (t) You and ae 6«bn porson or tlw suremsa and tavvelw,yxk Patrrrrrr modvedstWaWeu~,alocdb~ IocNm a Ipn a~raty~YOya er~r~lmmssy„~ro~tWlb~sn«yeaduteA es~ofrlM 3 P~ ws~ixNb awn dr h~uYns~daYS arse MmdsV avaKh 8+a~iMay~nnd~dq hoadaYa Pbaae do not ues of ~riiack ~t,Y~ a ~vlzaam appw m as rrcla reMwtl tluMna fie 6pMq cy~ autlw'hs rr m mays a oro~Yrb alecuaac trwbr dabs 7mm prover. the trarrd«~Var aud,Mm ue~iormak~e ~r0e spdrr tar bank acc«nl ustp the N»ck, a PaP« draft « atl,« nem W aa,w«r a1r. n vre carrnr anado derv re ~dr~iaw n aobe ds oQjuaoaY~au poaoo ~mrJhido~piasnm vstm ds Proonrniarto pros ds fa 3 Poundo~t)dd a 7 501160 PaUaool Par Lwr, t«pa an area or mrwr hrta atroo (61 dr lab«Was psn su w~sW por M oarlrr Pesul lns Papua pr nr~ros an r ova brrrra podfn no a« aaadtrdoe al en qua roe temmroa Nuerua sin rehandle non da krpa a aabsdo, etoap0o Iw Qaa tesllvoa Pon 1awr, n oWau~?o. Qrr,do oared rtaa awAa dwu~(.)~ non arrara a siw.tur w traMerar3s a6erri6ece de y rarma ber,uda por V vmad del nerrro sEb w mauler son)drpua(~ ratlbtlolel draw d p«lado de lsckraadn sin amdo rn t«nro b(U have arwlado. SI ro podemos proosur Is vwfxarr~e, u eu arms batrcarl iaWzsmo el cirque, una adrt de ppo u ono tloarrrrtro, so« w ea a drgo • CUENTA PLATINUM MASTERCARD 04 de SEP - 03 de OCT de 2006 5291-1524-1514-4225 P6gim 1 de 1 Reaumea de>a nlcnta Pagr», CMbdilOa y 8juetea Saldo antenor i1,57L43 1 25 SEP PAYMENT RECEIVED -THANK YOU i100.00- Pa ae, aldi y ajuuea 0 00 i T rg » ~ & = 'L'lallfiaociollea Cargos par fuwulaiamieatn 125.29 2 03 OCT CAPITAL ONE MONTHLY MEMBER FEE ;5.00 Saldo Haan ;1,514.86 3 03 OCT PAYMENT PROTECTION 1-888-527-6904 13.14 Cantldad minima a pager 145.00 Feaba de ~eadmienm 03 de de 2006 "Avian impo[mnte" Su caenii venci6. Ea vrcad de la tEtmiros qua aatrimmente le dlwlganws, w w cuenm venue de nuew en las pldrilnas 12 per(odos de facuaaubq ea paybble Idmire de arEdito ;1,500 qua se aumemea sus ran/ de iaoer6t anmles. Cr6dim tooll dnpomble 1.00 Illnile de a6d'ao pare addamae de efacdvo 51,500 Cn6dim dispomble pars addaaoos de e(ectiw 1.00 Aau aervicio Pan wamnewlae aoa d a de 8avloa al CLmu o pan rq+ormrdrobooaxlmto una t wjala, Dame sL• 1-f00d62-0114 Bnvk w pagol a: Enrte sus p2gunlas a: Attn: Ranrtnnoe Pmemwg CapmlO,laF.S.B. CaWalOne P.b6 Box 70885 P. Box 30285 Chadove, NC 18172-0885 S1.C, VT 84130-0285 C~8'n" por&nandamicnto Faux rock infwdlari0n ine~artantsm{ryarta Salbdyrr Taialr~ TmJr mlx6 ~ O~,~ ~yl '~, E ~ xeelw4 pmaim ~ I1 ~ 1 e faa Ir s~terG '- COMPRAS fSS53.95 .0542916 19.80% 82529 ADELANT08 DB EFECTNO 8.00 ,06641%P 21.NK lOD TASA DE INT'ER>`S ANUAL aplicada en sae pui&b de faatluari6n 19.8096 DEWELVA EL SIGUIENCE CUPdN CON SU PAGO 0000000 7 5291152415144225 03 1514860100000045000 7501160 Saido nllew/New Balance ;1,514.86 Cantidd mLdrw a va~dMlmalum Amoum Due ;45.00 Fala devclldmiarto 03 do noviambrc do 2006 Payment Due Date November 03, 2006 Total adjlulta/I'olal Enalawtd ; Ntimelu de CamtdAamnm Numbs: 5291-1524-1514-4225 Capital One, F.S.B. P.O. Box 70885 ~~~unl~~l~~ul~nl~~ Charlotte, NC 28272-0885 'II ~1~~11~11I~I~I111'I1~1"'lll'I1~1~11'I1~1'tlll~ll ~I~IIIII I~ ary,„,. ~ ~ o ~ l:.a, a. ~ x..~ , ~ r,~. i ~ ra ~ re w ~utr~a GDNStrat Aprl Cabd'Cw Fmdo~Bnoe ZoupaaVZ1P Ta4faaadenidmoa/I-baM p6xr onadreadAllwn.6e. p•,oa • &naadd~ ~ #9027791019955511# MAIL ID NUMBER ANTONIO H ORTIZ a 710 LINWOOD ST °m ~ NEW CUMBERLAND PA 17070-1440 n ~ ~ 'II IIIIIII~I~il l~lll~'~111111'~1'II'1 ~11~~~111111II'~1111 ~1'II Em(e su pago por coaeo rn d aobieadjwrtoyre~vadeeem'bir au nSmao decoaua m w cbegoeogao ~wwn1 a nombrede CapitalOrc, FS.B_ Please write your emeunt number on your a}xck a money order made payable ro Capiml bm, F.S.S. and mail in tlx endaeed antelope PLATINUM MASTERCARD ACCOUNT SEP 04 - OCT 03, 2006 5291-1524-1514225 Aotxwat Summary B l P 5 a ance r~+~ ~rediffi and Adjuarmems 11, 71.43 (100.00 ' F wuue Charge 125.29 Ncw Belamc 11,514.86 ~ Mitnmrmr Amount Due 145.00 Paymera Due Date November 03, 2006 'c'oal Credu Lwe 11,500 Taal Available Credit 1.00 ~ Cretiu Line fa Cash 11.500 Avadabk Credit for Cash 1.00 ~ Atytwraervice ~ To all Glutonrc Rdecom ar a rgiort s let or rtokn atd: 1-800-462-0114 ~~: a sera engrana [v: c.~ P b B ~ c.nmt ~ ch +~ii ono xc ~~z-Dees si. c,vi l~soozss M O t, 'a o~ Payments, Ctsxlitf and Adjuemt«-a 1 25 SEP PAYMENT RECEIVED -THANK YOU 1100.00- '1'rattsactio~ 2 03 OCT CAPITAL ONE MONTHLY MEMBER FEE =5.00 3 03 OCT PAYMENT PROTECTION 1-688-527-6904 13.14 "Important Notice" Yotrc account ores pmt due. Urder the tamsvx previotrly disdoeed m you, if yaa account is pmt due again in the next u brllmg cyr]ee, ytwr Annual Paanage Rates (A.P.Rs) may'muace. FinanceC PlaarexcNx7 antDiulaerarenrbxd a.~arm ,~p6rdr rab PURCHASES 11,553.95 .05425% 19.8091 17519 CA.SI-I 1.00 .06641%P 241496 L00 ANNUAL PERCENTAGE RATE applied thiaperiod ]9.80% Mrpxtak Ibllea: Payrnsnr you map b u v.N be milted to yorr socaax n of tlr hrakraa dey rrr repiw n proNded I1) yarr acrd dr 6otoan paNar of tlaa sutenrra and Yar deck n the wrclasad rsaaarce en'stoPS arrd yea ps~nax b reodvstl In oir pr~ekq rerrmr W 3 Pm Ef 11 ~ roan P~ PNsw spow to WN aw 16) brrWras days 1a pasta dNl PaylrraMa rsoNVedatbayWpuaat erry ~ythe~r beacon or h erryrtogtli}erafrorgm ymne~ynrot 6e ayswAtad r of fie dsy we ieceiw then Qr brYiem deya ars Monty iad~t SaMY , haW3p nopWya. aaxun aor frs enw[~ of V~deck 7TY auhalz~ apps m i decb ~mcelwd daYg thedra~gckWc~ w~bawmwe ela~ It Me q w Ue trrt•far~yau salnriza W to make a tlepe apekre yav bark secant taiq in deck, a Deport dmit a aMr nan 7501160 au lsa W9aa qua ns amts p aorta M aaadtar6rr • N arew N ntte y au degx n d aobrs Geo~rapo aQtrao Y (21 au sea rer~tdo m r, tarrpa an arms 4r prda comer hma Nrco (51 dfq IWarhles pi ro sr .asdtaao. N dfe an que k. reaeeno.. rsr.uo. Qsa rauaaa d roe siefa d~eartN, rrs aumdxa a eNcWr w trarrakrarae Nern rW rotlbdofy drams d psrtodo de hcarsadn Wn artdo rn teroee i apizarrdo N crrelre, rr order da papo u ovo doourana. Mr r arrss a Moado, Varpto lore dN to s aanta 6errurle pa M carafdsd d rye smaado SI ro patenros trroeear roe amN la pora6n iNwbr b aorta b core /i 2 dd ms~ode. hors del n arlpaar oao lupv u an arw,.r a, ro rte Qapss, apPa ore. N Irox su ore vm Fiore armlxsr{6n w appu t, crud ro aurorae s haosr to repo • i / First S trnotnths half-price I 97 a ~; ta.ssrew t1Ni0af4r' LION YP TODAY3 ' i-8T?-778-1207 Mention t~Mer Code: tJUAR1Z or visit www.peoplspc.eorNgo/quetlz SOOOtB peopiepc• online u Abetter way to Internet. PsopNPC OMIno otfere the features you WOllld expel horn higher-priced Internet Service Providers ffi half-prke for the fist 3 morlthsl ~ Email Virus Protection Pop-Up BlockerTM `~/ Spam Controls S~i' Smart Dialer Phisher Security Internet Call Walling CARGO POR FesLa de SaWo numia Pa{c4 y udditos FPIANCtAM~NTO Tr-saaiar3 Saldo mievo Paeo soleimo vaseieiimto 51,514.88 - 5100.00 524.93 517.85 51,457.84 543.00 Dic. 03, 2008 .o. OCt. 04, 2008- Nov. 09, 2008 P3gina 1 de 1 1 »aa ra m vlaos tsu owral Cuema M-tesCard Plalioum Ptma. a[4dita v u~sw 5291.1544.15144225 1 21 OCT PAYMENT f 100.1x3- IOfaM0064 i0tlfe N Clllda L(MITE DE CR~DITO TOTAL S1 500. Trae.ecim. CfRtEDITO TOTAL DISPONIBLE 1142.38 2 03 NOV CAPn'AL ONE MONTHLY MEMBER FEE ss.oo LIMRE DE CREDITO PARR ADELANTOS 3 03 NOV PAYMENT PROTECTION 1-See-5276904 s12.es DE EEFECTIVO 51,500 CREDRO DISPONIBLE PARR ADELANTOS DE EFECTNO 542.3 r~ Par m.~;.ai.nw (Favor ver k mfasvtaeidn imponaYe adjunta) Tna apGad Tea pail APR CorsCAR00 Camps 51,412.09 0.03423% 19.50% 524.93 t.[ectivo 50.00 0.066/17GP 24.21% 50.00 TASA DE BVTER$S ANUAL aplicnda en ate perfodo de facturaci6n: 19.50% ® A su ssrviao 1-100.462-0I 14 Para wmunicara con el Depanammlo de Servicio d Clients o pare reponar el rota o exuavio de ~ tarjna ® Envie sus pagos n: Capital One. F.S.B fi P.O. Boy 70RR3 fi Charlotte. NC 21272a18R3 A Encia sus pragunlas a'. Capital Ona fi P.O. Boy )02RS G Salt Leta Cip~. UT RJ 13u-u2R5 Oa30 300 1 7 S 001103 PACE 1 Of 1 DEVUELVA t1IL tiNiUll/1T8 CUPON CON aU PA00 7 32911324131N223 OS 1437640100000043007 (~~~'~' sMars in your vaslkt?' Fecha de 9aido nuwo P o minimo vencimfento 51,457.84 543.00 Dic. 03, 2008 PA CANTIDADM Total adJurtto 1ul One, F.S.B 4337 i`.g. tox 7oa~s Cbarlotto, 11C 20272-OtI~S 'yz1x72a1s1ss'c Nlimero de cuenta3281-1524-1514225 y~ ewgeNr umbb de tareecl6n o tN dMect:len de oor3eo oNeVdnko m Iwo 4 nwlds eon tlnfa nspe o swl Dlmr1^_irSn i9030t19101l9SSS14t NAIL ID NINetER ANTONIO N OttTIZ 710 LIMIOOD ST Ntlf I~MP.tI.AND, PA 17070-1440 u17a7o144olas'ti 7501160 Ernie su pogo por correo en el sobre adjunto y recuerde ederltlYeamsira>•ratleglx ogiro postal a rwmbro de Capital One, F.S.e Please write your account number on your check or money order made payable to Capital One, F.S.B and mail with this coupon in the enclosed envelope. ~ ~~ l ~ ~~ SAVE HUNDREDS* when you ~~_____ shop around for your insurance. ~,,,,<. ~maa14>< You touts Mw 5600 or moro• an your a0t0 i11NYarICe alOnQ. Cambine your auto and homeownarc ulaurarws and you could saw an additlonal to%. iwnsuMra,n,,c~e- ~~ I QET UP TO 6 FREE QUOTES /'U a~~YCr• from top earrisrc when you eFap onl(ne. cenrer www.oapltalone.comAnsurance --~~~,,,ate a ~n,a , P.e,alarn ~ O ---- - 3369 _O _ - {W pOlind __O . __ A 6397 NMt - ~ O ~W on y41o __ ---- pa - O stle -------------- ~- -• _ ' O ._.______ ra. _._____.._. s421 ___ __ ~ -_.. A`"' 4303. __ __ _~_' 'C -- ~~11 oaanN . --- _ _ 8~6 - --- ~ _ ~ assY orsllMl i -- - - - - ._ ~~ ssr Sarac? Irrurenn ca ---------------- _lreV!I!!4 _______._____________ ~UNWa a'~'_ '____________________ -- " The NerHera _ __. _ _ ______ riw!!r ----------- ---- rOGaP"N~a _________________ prove fie"'°r°_9!~!'!°--- --------~ - ------- -- - - ~Enwnow f CAR00 POR Fedn de 3aldo aataia Pagayerddita FWANCW~MO Traaaociasw Sddo auevo Pogo sn{pimo veasimiaao 51,457.84 - 580.00 x24.41 317.52 51,419.57 542.00 Ene. 03, 2007 Nov. 04, 2008- Dic. 04, 2008 PBgina 1 de 1 ~` aru ra m saRm rsa nanao Csraa MasssCard Pirinum Paam. orddige r d,atr 6291-1524-1614-422b l 26NOV ELECTRONIC PAYMENT sao.oa lofaroaci6a aobro au turn CRRM~D~O TOTAp~DL D18PONIBLE 5180 3 ircraaaa,pricr CAPITAL ONE MONTHLY MEMEER FEE ss.oo LIMIEETE DE CREDfTO PARR ADELANTOS 3 04 DIC PAYMENT PROTECTION 1-SSg-3276904 su.sx CREDITO DISPONIBLE PARA ADELSANO S DE EFECTNO 580.4 Ceow clieoq imparrk ds Capinl Ooe, rtad r ebgibq pan nedba m ranmrr rsanl grds pan rq carp r particular. Esq rrurm cduye todr sr w6a pan d 3006. siempre y overdo, su cuana w akurtra d Cargos por 6,rdamirto dla y uagd hays daeludo araaecieoaa dsarq d ado alaadrio. Llom d 1400.2144691 avslr dd 38 de (Favor wr 4 infesasaeibo imp0nrq adjussW febraro de 2007 pan rrarvar r eopu pan rte asra Tra apfind Tra pari APR CorrCARGO F Camprr 51,151.63 0.03423% 19.80% S2A.41 flettiv0 50.00 0.06641liP 24.24% 50.00 TASA DE II4'I'ER~S ANUAL - ap0eada a rte padodo da ficturaei6a: 19.80% ® A su aarvica 1-800462-0114 Para oorusicrae eeo d DeprWnrto de Servido d Clirq o pera rgrosly d robp o extnvlo de w tujen ® Ernie m page a: Capital One. F.S.B fi P.O. Boc 70RRS fi Charlone, NC 28272ARRS e Ende sus pregumas a: Capild One fi P.O. 60~ 3o2R5 fi Sdi Lake Cint l;T R1I3u-u2R5 wsa sox a 7 s oa:w ruc8 a er a DEVUELVA EL aKiUIENTE CUPCN CON aU PAGO 7 S291I32413144223 03 14193700800000420M ~~' vslvrs In your Ma8at7' Feeha de Saldo nuevo P minlmo venelmhxlto 11,419.57 P 542.00 M Ene. 03, 2007 CANTIDAD Total adjunto ~Cyyial One, F.S.a %aoo3% P.O. seal 70aa5 Charlotte, NC 2x272-OpS Y,2827206B36SS;S Nfimero de cusnta6291-1524-1614226 NWlaw ewlquNr umWO do ranool6n o M direoel6n rN aortw eNab~6Meo en Ntra do mdde can tNMa rrOn o awl Olriaacl6n t903399]A19lSSS39f NAIL ID NDNaER ANTONIO N ORTI2 710 LINIIOOD ST NEY CINNIERLAND, -A 17070-1140 r/,17070I4w1O3K 7501160 Envle w pggo pot oorreo en el sofas adjunto y rerxl8rde edertliileque o Piro postal a nomtxe de Capital One, F.S.B Please write your ac~unt number on your check or money order made payable to Capital One, F.S.B and mail with this coupon in the enclosed envelope. sooooe ~~' whatS in your wallet?' le puede pasar a cualquiera. Ilseglirese de pager la wntidad ANTONIO H ORTIZ adeudada que aparece en su estado de cuenta to antes posible. Mantener su credito ai dia es mks importante ATENCION: de to que usted piensa. UN BUEN CR~DITO = BUENAS REFERENCIAS DE CREDRO MFJONES TASAS DE INTERES • ~ W tenet un buen uedita usted podria redbir taws de iMeres mi3s bajas) e a ~ MEJORES OPORTUNIDADES PARA u MROBIICIGN DE PRESTAMOS (Cuando quiera comprar una Casa o un auto nuevo) O 1006 Cyiasl One Snvira, /nc. laritel Onr a rw nrarn ds xrukior ngirrreds a nisvlkdrml Tido, ibr dnrn(wr mertv/oi. 50000&OaSOf CARGO PO0. Faclu da Sddo aawior Pages y addiwa FMANCIAMIENTO Trasuaedara SaWo ouevo Pago nilnimo vmcimiaMo 51,419.57 - 50.00 523.31 553.19 51,498.07 588.00 Feb. 03, 2007 Dic. O5, 2008- Ene. 03, 2007 PBpina 1 de 1 "~' arc ra m rRwas tsu ussrow Cuaass MpgsCard PWusum Su txunta earl asrmada m w pogo. Recuerde qw d batxr sus page ndnirnw eases de k fa+ba de 5291-16?A-1 B14~225 vaxindento su ewncs a mantiena al dia Es paible qw suaso: adieionda se rwtllfquen s lu s~gateias de Esfisseacds sabre m euenu iorormaddn de crddito naeionela. Por to sanso, uegurese de envier 4 ceuidd minima adeudoda pan U E DE CRf:DRO TOTAL 51 500 ~mx au coma d dia. ~MITDE DETCREDITO PARA ADELANTOS93 DE FECTIVO 51500.a C DRO OISPONIBLE PARA ADELANTOS DE EFECTIVO 53.93 Cage pot lmetciamianb (Favor vat 4 ieromuddn inpartrpe tdjussta) Tau apgoad Tw peri APR CarsCAR00 F Compro 51,432.12 O.OS42SK 19.60% 523.31 Efecovo f0.00 0.06641XP 24.24% f0.00 TASA DE D474R~q ANUAL apGeada m te4 perlodo de fseluraei6n: 19.f0lL Cumdo used hate w pogo tee dteque, as autariza a qw tslgieema V utformaeide de su drque o" e&ebur Pot tm sok vas tm trasarerenda daesrOnica d. rands provasimsea de su tatara o a qw prxmamos d pogo oomo for treeatxide tae ehegw. Cuastdo ua'6smsa 4 idonnadbs b m dse'9w Para efacnur una amsfermeia eletvdoies tk Endaa, w paible qw se raUrm loa foods des su coma d omaso dla m qw recibisna su pago y su vesituadn 6netcien no N regresad su coe9ue. Paaos. ariditos v cusses Tranaccates I 03 ENE PAST DUE FEE f33.00 2 03 ENE CAPRAL ONE MONTHLY MEMBER FEE fs.00 3 03 ENE PAYMENT PROTECTION I-AA8-327b904 (13.19 ® A su servicio 1-80062-0114 Pan txnnuniwse eae d Depanammso de Servicio d CGente dPieimPuso un cargo pot eased m d pogo porgw no reeibimos su pago minimo pars b lathe de vencimiwslo. sepaw d robo o extravio de we urjeta En d futuro pare erilar qw se le impmga ak cvgo, le recomendamos qw mule su pago Cm una mlicipacidn ® Emit sus page e: de pot to mends de 7 dies laborables. Dora que CepiW One b reciba a tiempo. Capitd One F.S.B fi P.O. Bos 708A5 0 Charluue, NC 28272.OAAS A Envie sus preguntas a: Capital One fi P.O. Boc 3n2x5 fi Sall Lake Cin~. UT xa 13u-u2x5 was soe t ~ s oyoses twcc >< eP s DEYUELVA EL tWUIENTE CUPON CON tU PA00 ~Q'7E' I vslvrsMymrvraMtY 7 5291152415144225 03 1496070080000046002 Fecha de Saldo nuwo P mfnimo vencimierlto Numero de euentaS281-1b24-1611-4225 51,498.07 SB8.00 Feb. 03, 2007 c~ p~ ~~ o ~ ~e~" a ee onneekn do eorno oNetrbNeo on Mora ae P M D/necc~rl CANTIDAD Total adjunt0 ~~ Te/6rene de reaJdersc/a Ohre tel6lene 190004l1019lSSS19t NAIL ID NINNER 7I~.OOL NYI000 STI ~~1ta1 One i.5.t K4034%, NEti ClttIERLAND, PA 17070-1440 P.O. toR 70/<tS Charlotte, NC 21272-OitS '417070144o1os',S 3S282nofaus3c 7501160 Ertvle au payo pot dotted en el aobre adjunto y recuerde e/aihieNar~ataheque o giro postal a Hombre de Capital One, F.S.B Please wAte your account number on your check or money order made payable to Capital One, F.S.B and mail with this coupon In the encbsed envebpe. 500018 ~' 1! pSSST... Capital One° does credit cards and then sorrel Need a car? A savings account? A loanl Braces or glasses? 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Visit capitalone.com for a complete list of services. ~i°!+••~VrIG' I what's in your walletY CARGO POR Feeha de SaWo charier Paaa y taittita FMANCIABIgNTO Tranaedttoee Sddo ettevo Pego tdaimo vmrimimlo 51,498.07 - 5100.00 135.41 517.78 51,448.28 543.00 Mar. 03, 2007 Ene. 04, 2007- Feb. 03, 2007 PB~ina 1 de 1 Mua ra to rwa ma Dense: Ctaena MatterCerd PkOmm Pena. txeditm v duarm 6281-1624.1b14~4226 I uENE PAYMENT sloo.oa 4darotad6o eobn m cumta LIMITE DE CREDRO TOTAL 51 500.0 T,w.adma. ~Cj2 DITO TOTAL DISPONIBLE 1150.74 2 03 FEB CAPRAL ONE MONTHLY MEMBER FEE ss.oo LIMIETE DE CREDITO PARR ADELANTOS ; m FEB PAYMENT PROTECTION 1-888-52T-6904 s12.~e CREDIEI'O DISPONIBLE PARAADES.AINTOS DE EFECTNO 550.7 Seatia kt tkmutoe txaatoeada aotmioraotote, sigma o tadr sa Wet tk orer4 entola euotnteraa ya que su coma w aaet0 da veea m la dltireae 12 pedatta G teeareddn Si to Wr>7 emtotraq la Cagae Ixs 8omdmumlo casts paeteriara m d 9ae~ P•dm8mm k dtuecido M W Wr emtwmdat. Retawrde: Si reeikma eu (Favtr.er d ierarraeeibo r,gatmoe adjuau) wee mleimo mood. oempo daruw l2 peAOda tN hnureddn oomeaava, ee avitert esb ta+ana pre Tua spliced Teo pert APR ConCAR00 twr si a poeible ropaer a let Wet tk imartk mucks m inaodtuetatiu. Cempae 51,481.29 O.OT712%D 38.13% 533.41 •~• W~~•~• AlBtna ~ la tkmias de su coma to mot56earfa Lea k notifluddn aauoe. 6hctivo 50.00 0.07712%D 28.13% 50.00 TASA DE IIJ7'ERI:4 APIUAL aptiada m etm pmlodo da fetpaaei6n: 28.15% ® A sa tarvieio 1.100.462-0114 Para comttnieuse em d Departmtento de Sarvicio d Clieme o pera reporW d mbo o axlnvlo de tna rvjtna. ® Envia sus pegs a Capild One, F.S.B fi P.O. Boc 7aRx3 fi Charlotte. NC 2827241883 e Emie sus preguntas a: Capital One fi P.O. Bm 3u?x5 fi Salt Lake Cip~. CT x113u-u2x; Dose see ~ r s oroaos DEWELVA EL SN3WENTE CUPON CON aU PAGO ~,O~le, ~ ae,trtlnw~r,edkt7• 7 5291152415144225 03 1449260100000043005 Facha de Saldo nuevo P minlmo venctmlento 51,449.28 543.00 Mar. 03, 2007 PA M CANTIDAD Total adjunto ~~ 1u7 eta F.S.B 'A4062'S -. Box 70ati6S Olarlotta, NC 76272-ORBS sszanaassssss Ntimsro de cuenta6281-1524-1514~d228 ewlOukr umblo do dtaccldn o de dkeeel4n da eorreo aketr6nko on Ntra a con tlrMa Mara o awl D a<90035930199SSS33I MAIL ID NONBER ANTONIO N ORTIZ 129 BAINBRIDGE ST SINIBURY, PA 17601-3906 ~nao133oR29ri, 7501160 Ernte wu payo pt3r correo en el wobre adjunto y retxlerde ue o Piro postal a hombre de Capital One, F.S.B Please write your account number on your check or money order made payable to Capital One, F.S.B and mail with this coupon in the endowed envelope. o~ii: ,. ~ important .notification of a change in terms to your account Your account is changing. These changes will start with your April 2007 billing cycle:* ~ ±±e Payment (Past D~1 Fee Your late payment fee wiq be based on the amount of your account balance at the time the fee Is applied. Balance of SO - S99.99 = f 19 fee Balance of 5100 - 5999.99 = f29 fee Balances of (1,000 or more = 139 fee Overthe-credk-Ilmit Fee Yourover-the-credit-limn fee vuill be based on the amount of your credit limit at the time the fee is applied. Credit limk of SO - !499.99 = f 19 fee Gedit limit of 5500 - 5999.99 = S29 fee Credit limits of 57,000 or more = S39 fee WhaCs Not Changing Although these terms are changing, your card still features all of your current benefits including SO Fraud Liability and online account servicing. And ii you are currently enrolled in a rewards program, you will continue to earn rewards on all of your eligible purchases. We truly value your business and look forward to serving you for years to come. 200102 see reverse for more information, including how to decline these changes to your account. 7501 nn ~ ~ilie retain for your records. •os• sw = ~ s wo:o• riw[ : •r x ~.~~~//~~,,. ~°1e1~°aV/IG whatY in your wanetY 600000 Le puede poser a walquiera. Asegtirese de pager la cantidad ANTONIO M ORTIZ adeudada que aparece en su estado de wenta to antes posible. ATEHCi~N: Mantener su ct~dito ai dia es mks importante i t d t d ensa. p o que us e e UN BUEN CR!`DITO = BUENAS REFERENCIAS DE CR~DRO MElORES TASAS DE INTERS . . W tenor un buen aedito usted podria redbir taws de irrter~s mSs bajas) • • • MElORES OPORTUNiDADES PARA LA APROBAC16N DE PRESTAMOS (Cuando quiera comprar una case o un auto nuevol O 2006 Csfiavl Onr $mrirtr, IK. (i0ua1 OM R s,nr nrarr. d! nrtitiar rrsimeda a nrvrl jranaL 7idsr l07 derrtliar nrrrrse%!. 500008-OR503 CARGO POR Ferba de Saldo aotaior PaBaa Y ~~ FPiANCIAMIENTO Trarratciorbt SaWo auero PoBO odnimo rendrmmtd 61,449.28 - 10.00 531.85 553.53 11,534.44 5800 Abr. 03, 2007 2007 P~yina 1 de 1 2007- Mar. 03 04 Feb s , , . ~ as ut Taos rsn anew Cuean MsalaCard Platirlam Su cumk aLL atroada m uo ptya RecueMa qw al hater sus pa8a ednmwe Rlea dt la fecha de 6291-16Z4.1614.4Z25 randmiatto to tumla se ountknt al dia. Fi poaiblt qut mta adieiondat at nosiflquan a Ir yattip dt fo[or~ida aobn au c11~ ud'orrnatido dt crddilo naciorulee. Por k unto, me furw dt emir k cwridtl mininu tlaudads pan LJR~EDECRIpDITOTOTAL 51,500. e OS~ D A mmtmasuaxntsaldia ELANT RR A l TE DE CREDITO P ltM a,•~ ~;,,y r,;`~ _ _ DE EEFECTIVO 51 500. CREDITO DISPONIBLE PARA ADELANTOS '°°-"'em _ _ _ DE EFECTIVO 50.0 7 1 03 MAR PAST DUE FEE s3s.oo 2 03 MAR CAPITAL ONE MONTHLY MEMBER FEE f3.00 C~Or ~ dtmdatdeoto 3 03 MAR PAYMENT PROTECTION 1-888-527.6904 S13.S3 (Favor var 4 udonrrti6n unposianta adjum-) Tw apflcad Tua pari APR CarCARGO F Cantpras f 1,465.87 0.p77127GD 28. l3% f31.63 ge la impuso un earyo por atroo as d pa8o porque rm redl,itaa su pogo rnlainto pW k redo da vertcimimW. Efeaivo f0.00 0.07712%D 28.13% f0.00 ~ d (bnap pN erttar qua M k inpm8a oak ar8o, k recanadatom qua mule su polo coo una aatieipacidn TASA DE D4TERE3 ANUAL da 9a b nsawa de 7 dies lebonbias, pen quo Capita Om b retiba a tkmpo. eplinda m aaa palodo de racnraddn: 28.1 S% ® A su aervicio Ii00.462.0114 Pua emaadwse tm d Depe[tammW de Sarvitio d Cliaxe o pen rapoAar d Lobo o aatravb dt um vujeta ® Envtt aus pa8n a: CepiW Ont. F.S.B fi P.O. Boa 7UxR3 fi Cbarlone. NC 28272-URNS e Emit sus pre8untas o: Capital Ou fi P.O. llos 3u2x3 G Salt Lakt Citp. UT RJI3+µ+2R5 aosa sw : 7 s o7osos DEWELVA EL ZiNiUNENTE CUPBN CON ffU PAOO 7 5291152415144225 03 1534440100000059004 t>rap/farQ7~r ~ uAtM'slnyou,atalkt7' Fechs de Saldo nuwo P o minimo renclmlento st,s3a.aa sae.oo Abr. 03, 2007 PA CANTIDADM Total adJunto ~~ ~~1tat Otse F.S.9 %4o93Y, P.O. Sox 70itiS OlaPloct., NC z9z7z-os9s Iv2f272oefsfsse+ N6mero de wents8281-1824-18144228 NRNaio awlpttlor grnblo N rNroeal6n o aM eroecldn a eorroo oNetr6nko on Nero do mWdo tan am. ttoyro o urd I90063910199SSSiSf MAIL ID NIIN9ER ANTONIO N ORTIZ 129 tiAINBRIDGE 5T SUNauRY, PA 17901-330t 'AI78013308298'h 7501160 Emle su payo por tzrreo en e1 aobre adJuMO y recuerde ~ - 0 giro postal a nomtxa de Capttal One, F.S.e Please write your stxount number on your check or money order made payable to Capital One, F.S.B and mall with this coupon In the enGOSed envelope. 500018 ~,'~ t~55ST,.. Capita! One• does credit carats-wand then some! Need a carl A savings account? A loanT Braces or glasses? Capital One can handle it all. Hassle free! Visit capitalone.com for a complete list of services. ~•~vrrG' whatY in your wallet? CARGO POR Fao6a de Saldo aotaioe Pya y ccddita FOVANCUIMIENTO Tmtaeaona Saldo nuevo Pyo ndnimo vandnuatw 51,534.44 - 5100.00 535.48 518.12 51,488.04 544.00 May. 03, 2007 Mar. 04, 2007- Abr. 03, 2007 P2gina 1 de 1 ~' terse ra to vam tsa rwttoea Cum MttslaCtcd PlMioum Pages- u6dita v aiuetm 6281-1a24-1a14~422a I I4 MAR PAYMENT tloo.oo- 6ehemacidet ao6ra au cteelt LIME DE CR~OITO TOTAL 51 500. 2[nuuciaom CR OITO TOT L DISPONIBLE }11.88 2 03 ABR CAPRAL ONE MON7H1-Y MEMBER FEE ss.oo LIMrErE DE CRl~DITO PARA ADELANTOS 3 03 ABR PAYMENTPROlECT10N 1.668-527.6904 s13.u CREDIETO DISPONIBLE PARR ADEIANO S DE EFECTNO 511. Splftn la tdrmews ummiada aotariornmte, diutn o todae am mss deudais aouelw autuaWOe ya qua tw taeanq ae tttras6 da vetxs eo lea SlGnos 12 parlotla de fiscuadda Si au taw Ya tttmwaroet, la Car6aa pa 6ttaedatniatno strata pataioew ao al patio pralmparoe u dutaddo 4 W races aumamadu. Ramrda: Si eeeib6na su (Favor vx 4 iJerataddn ®pattnor agjttna) Who tnleimo mwxuY a Yvmpo durama 12 periods de 6topcaei6a tanueamva, se revised uta coarse pan Tw aptiead Tw peri APR CarrCARGO var si m posittk re8rresar • lu Wn de irderN outlet oo ioKoduetain. Camprr 61,414.21 0.07712%D 21.13% f33.4i Ernc6w 60.00 O.OT712%D 26.13% f0.00 TASA DE Bi7'ERE`4 ANUAL aplieada an eats parlodo de Gecrraridn: 26.15% ® Mu srvido 1-100.462-0114 Pw eomrmieane canal Dapanartratto de Sen•ieio al Clients o pan nporW al rota o ¢ctravlo de una tujeta ® Envie sus pate s: Capital One. F.S.B fi P.O. Bo. ?OARS fi Charlotte. NC 2R272-n8%5 e Encie tut pre8untas a: Copital One fi P.O. Bm 3u2%5 fi 5alr Lake Cin~. CT Ra 13n.0?A_< wsa sa = y s waw DEWELVA EL SKiUIENTE CUP6N CON SU PAQO CaplfdQ7~ tMKSlnywtrtwBetP 7 5291152415144225 03 14aa040100000044002 Fscha de 8aldo nuevo P mtnlmo vencimlanto 51,488.04 P 544.00 M May. 03, 2007 CANTIDAD Total ad)unto , ital Ono F.S.{ X4123% P. {ox 70>•tS CAarlotto, NC 2{272-0{iS tiz6n2oasus~, Ni2mtlrro de cuentaa281-ta24-1a14~22a MMMuo` ~ ~aee ~b~M dlncckM o Ac dlneeltin 06 eorno oNetr6nko on Mha do Diesocibn t39009193D1{{SSS1013 NAIL IO N{INER 1µ29~ O{AIN{RDGEZST S06NORY, PA 17{01-3301 iL178013308298%, 7501160 Envle su papo por eomeo en N wobre adjurlto y recllerde eder~Nenlrr6tumheque o giro postal a Hombre de Capital One, F.S.B Please write your account number on your check or money order made payable to Capital One, F.S. B and mall with this coupon in the endowed envelope. 500016 ~( ~'~ PSS37,:. Cap/W/ One' does credit cards-wand then some! Need a car? A savings account? A loan? Braces or glasses? Capital One can handle it all. Hassle free! Visit capitalone.com for a complete list of services. /Qf7e' I what's in your wallet? CARGO POR Feoha ~ Saldo tooeiar Paaa Y erfdit0{ FDVANCIAAfIENTO Tnauaeci{nea Saldo talwo Paso IT119m0 vmCmlmtO 51,488.04 - 5100.00 333.97 517.70 57,439.71 543.00 Jun. 03, 2007 Abr. 04, 2007- May. 03, 2007 P89ina 1 de 1 '~' nwit na to utaos ea wnow Ctitmla Maal{rCard PWioum Paaa. CNditOa v ailrta s291.1624.1614~226 I 23AaR PAYMENT sloo.oo• hdam{dda aotire su amts LIMITE OE CR~DITO TOTAL 51 500. Tnwacdoou C1~MECDITO TOT L DISPONIBLE X80.29 2 03 MAY CAPITAL ONE MONTHLY MEMBER PEE ss.oo LDE 1EEFEDCCT~O DITO PARA AOELAS, 505 3 03 MAY PAYMENT PROTECTION 1-fiB-S27b904 f12.70 CREDITO D13PONIBLE PARR ADELANTOS DE EFECTIVO 580. Cagan par 6eneirrtiaowm (Favor rv 4 inramaddo impatanb adjuou) Tau ~d Taw pari APR CortCAR00 Compraa Sl,{tSE.13 0.07712%D 21.15% f33.97 EPactiw f0.00 0.077I2XD 25.13% f0.00 TASA I)E OY1'ER$S ANUAL aplieatL an aste paAado tb fatyuraeidn: 28.13% ® A u farvit:io 1-i00~62-0114 Para corrltalicarsa Darr el Deparwrnaalo de Sarvicio al Clitnte o paw repostar el robo o extwvfo de una uujels. ® Envie sus pe5w a: Capital One. F.S.B fi P.O. Bos 7oxx3 fl Charlone. NC 2R27LnRRS A Encit sus pregunlas a: Capital One fi P O. Bos 3u2xS fi Sall Lakt Cin. UT xa 13u-o;x5 a0f{ f0{ 7 7 ) 070507 -aGE 1 aP 1 DEWEWA EL aNwIENTE CUP6N Cox sU PAGO C~tfll~fQ~l wtet'alnyourxaYhtr 7 5291152415144225 03 1439710100000043001 FeCha de Saldo nuevo P o minlmo vencimlento Ntimero do euentaS291-1624.1514.{22s 439.71 543 51 00 2007 1~0~~ ~ku~ usnblo t5o tikeeer8n o a t5hecc16n d{ eorteo eNeb6nieo en Mtra a Jun 03 , . . , moldo eon tlnb rNgra o awl P M Uiieml6n CANTIDAD TOtal adJurttO ~ ~ Te/6l'arto ds nasidencia Otis MI6/one Oi[s[acibn de cd-eo e/ecfrdnloe Q l90I24930199SSS1S~ NAIL ID NUMtER v~ital Qre F.S.a I~~aAINNaRIDGTE ST P.O. sox 70jaS ~°134u SUNaURY, PA 17101-3301 Charlotte, NC 21272-Offs '.:17501330629M/, 3tt262720583533'A 7rJO~ ~ 60 Envfe su papo por correo en a sobre adjunto y recueride ue o giro postal a nombre de Capital One, F.S.B Please write your account number on your check or money order made payable to Capital One, F.S.B and mad with this coupon in the enclosed envelope. ~~~' wha[Y in your walks?' sooooe Le puede pasar a walquiera. Asegtirese de pager la wntidad ANTONIO H ORTIZ adeudada que aparece en su estado de cuenta to antes posible. ATENCION Mantener su cridito al dia es mas importante . de to que usted piensa. UN BUEN CR~DITO = BUENAS REFERENCIAS DE CR~DRO MEJ~IES TASAS DE INTERS • ~ W tener uq buen Qadito usted podrfa redbir tasas de irtteras mas biljas) e • ~ MEJORES 0/ORTUN~ADES PARA LA APR06ACION DE PRSTAMOS (Cuando quiera romprar una Casa o un auto nuevo) O 1006 (.yiraJ One Sereirax Jnr. Gpird One a rna arasu de x.e&ior resunada a nrarJhAertL Tador 4r dwrth•r rrttrnedor. 50000&Oa503 CARCO POA Fedta ~ Saldo aotaia Palm y arOditm FDOANCIAM~NTO Tramaaiaw Sabo nuevo Pago mirdm0 vertdmiemo 11,439.71 50.00 541.84 x98.57 - 51,578.12 590.00 Jul. 04, 2007 May. 04, 2001-- Jun. 09, 2007 PSpina 1 de 1 '~' 1888 m a saaoz tsu nxrow Cusob MaalarCard Platinum Su aenk aU attasada m tin polo. Recuerda que al Iota sm palm mlrensoa anla de k fade de 5291-162415141225 vencimiamo su cuama se mantiatt V dia Es pmible que mesa sdiaandes se ndiflqum a Ias almcin de Iotamaei0n fabn su euaraa infomtacibn de rnMiw naciorWa. Pa b Canso, asegurmt de envier k wttidd minima admdada pva LIRMlTE DE CREgDITO TOTAL 51,500. mantmu su waste al dia. LIMtf TE DE CREDITDO PARR ADELANTOS~ DE~FECTIVO S1 500.W CR DRO DISPONIBLE PARA ADELAiVTOS DE EFECTIVO 50.00 Carla Par 6tsmciatstiaaso (Favor ver V infonmdbn importune adJmW Tan apliead Tea peri APR CorsCAR00 Coaspaa f1,466.34 0.077123SD 21.13% f41.t4 Efectivo 50.00 0.07712SGD 26.13% f0.00 TASA DE EV7E1tES ANUAL aplieada m ant partodo de fiszttvaoido: 26.13% OYFOAMACION DOPO0.TANTE SOBRE SU PERIODO DE GRACIA: Si rated pale todoa lox ataaaa ei aaldo m au totaldad tma de su [edta de vmdmiaao, dia6stlari de to peACdo de lneia de zs dlas abs etaara pan rnmpru nttew. Pala Saks da su Cede de verkiatimto tambidn k syuda a evita aarfm pa abrao m el polo. Vex V rcvmo de ro estado de ettmm pars mb deWles. Oracim pa prafartr a Capita Oa. Paam_ ekditm v anatm Tmuoeiam 1 W JUN PAST DUE FEE 539.00 2 09 JUN CAPITAL ONE MONTHLY MEMBER FEE f3.00 3 09 JUN PAYMENT PROTECTION 1.686-327-0900 f13.37 4 091UN OVERLDOrr FEE JUN 09, 2007 539.00 ® Asu sarvido l-B00-062-0114 Pars aerraatiwne om el DepartammW de Servicio d Climk dPiru Ira t4miras comtatieadm anterioanmiR aigursaa o soda sm taaas de baer0a mtaks auntaparan ri sepasa el robo o extravlo de tins tujeta que su cocoa ss atread dm recr m lot tilfimm 12 parfodm de fachuaeibr. Si sm taan Ya sutttetuaron, Ira ® Envle sm pagm a: atrom postsriora m d polo prolmlaren k durecidn de ias wax aurrtmtades. Reaterde: Si recibimm su Capita One F. S.B fi P.O. Bax 70683 fi Charlone, NC 26272-BSS mnmo manual s uempo durance 12 perlodm de facturaci6n cansewtivm, se revisard esk cuema pare ver st n pmible relresar a gas tam de interez anuales no imreductorias A Ensie sus prelunlas r. Se la impuso tin cargo por atraso m el polo paque no recibimm su polo minima pam la fecha de vzncimirnlo. Capital One fi P.O. Bos 3u'_x5 fi Salt Lake Ciq. UT xa 13o-uSxs el fmuro pars a ita que se le imponga estz cargo, le recomrndamm que envie zu pogo con una antinpaciun de por to mrnm dz 7 dins labnrahlzs. pare que Capital One to recibi a tempo. aosa sa t 7 a orowa ~~YA EL EKiUIENTE CUPbN CON SU PAOO C~pIf,IQ~ I wlut'sinYourwalNtr 7 5291152415144225 09 1578120100000090006 Fecha de Santo nuwo P o mfnimo vencimiento 51,578.12 P 590.00 M Jul. 04, 2007 CANTIDAD Total adjunto , ~~itsl Osso F.s.i %4183'h P.O. lox fOjiS Cha~loct., NC 21272-alas %2827208BSi33Vi Nlimero da cuenta6291-16241b144225 Ms~aw cwquNr nsMb d. dlnceldn o de dlneeldn do coma eNetrdnko m Mtra de moNM wn tlnb n.pn o ewl Qklseaei6n A901i1910189SSS171t NAIL ID MUNiER ANTONIO N q[TIZ 129 iAI11iRI0GE ST SUNiiRY, PA 17101-3701 %1780I330i298'/e 7501160 Env(e su papa por correo en 6d sabre adjunto y retxlerde eaerabieMaribervaheque o piro Postal a nomtxe de Capital One, F.S.B Please write your account number on your check or money order made payable to Capital One, F.S.B and mail with this coupon in the enclosed envelope. 500009 ~aapf/a/Q,~. H A B L E M O S. E S TA M O S A Q U I P A R R AYU D A RLE. what's in your wallet?' A v60B5, algtxl gaSto in9Spel'dd0 n0 le pemlite efectuar sus pagos de tarjeta de tr~to. Nosotros to entendernos. En Capital Qty' estamos ANTONIO H ORTIZ pare ayudarte a trtantener su or~dito al dFa U~ntenos A oontinuacitSn enumeramos 3 manefas sencillas de efeduar un pago: • Uame a uno de nuestros representantes al 1.800.4fi2.0114. • Envfenos por correo la cantidad adeudada que aparece en su ettado de wants. • Si time acceso a la Internet, puede hater un pago seguro en Ifnea ingresando a www.capitalone.com. O 1006 Gjia+! Onr Serliea. Inc. tapir! Orr a xna nr+fs 1e urvirios reairtrxdn a niarl/ndearL Tedes 4a dem~ia merrwdor. CARGO POR Fecha de Saldo amaior Pllgr y 1T4dltr FBVANCIAMIENTO Trwaaionn Sakio nuevo Pogo minima vmcinrimM 51,578.12 - $0.00 $37.11 $97.78 $1,712.89 $212.99 Apo. 03, 2007 Jun. 10, 2007- Jul. 08, 2007 PzSpina 1 de 1 '~' arxt r s r Comte MaatrCard Pktietmr a m x rs e a rrrrao Su coma earl alratada m dos pegos. Ll4nerux. Si Ume di0culudn finaoaarr y no prreda ereauer au pago 5291-1 x24.15141225 minima - le quttenios ayudar. Junta mcantroremoa k major sductidn pan oared. Llimenr d 1.1W.462.0111. kdrrrrida al>bre su clsraa LIM E ~ CR~DITO TOTAL $1,500. DRO TOT L OISPONIBLE $$pp 00 ~ Pa¢aa_crdditr v aius[r L MITE DE CR DITO PARR ADELANTOS DE EFECTNO $1 500.0 .~~~ I a JuL PAST D E FEE CREDITO DISPONIBLE PARR ADELANTOS DE EFECTNO $0. U S39.ao 2 09 JUL CAPRAL ONE MON7HI.Y MEMBER FEE ss.oo 3 097UL PAYMENT PROTECTION I-Ili-527.6900 g14.T6 4 091UL OVERLUIR FEE JUL 09, 2007 f39.00 Crga par loaodamaooo (Favor rr Isiarosareibq importmb adjunn) Tra apUnd Tna pri APR CortCARGO F Camprr f1,603./7 0.07712%D 28.13% f37.11 Ef i 0 g~ In tkminat oomuniadr antriormanb, alglmr o todr aw trr de ima4 aouaks arxmrdrm ys xJ vo 5 .00 0.07712%D 28.15% 50.00 que su wmta se atrrd dr rear m ks id6rnoa 12 perloda de hcurracida Si sus fast ya alxrimtarao, ks TASA DE OV'IER$$ ANVAL atrasae poaarioras m el pago prolorrgaran bt duracibn da Ir tar ar®aoYdr. Remrde: Si neibimr to apiuda m rte parlodo de tactucaci6n: 21.15% pago adofno atarual • uempo dumM I2 perlodr de faetlraeiba aroeal6vaa, r reriar! rte cuaxa pan vtt si n poaibk regrnr a hn tan de intttds smolt nosltrodtrctarir. ® A to semuo 1.100.462-01 i4 Uated r m cSmm imlwlwtu de PraecuM de Pagr y plrede stt akgible Para obtener el pago de beneficir Pan earunieane cm al Depesnrnenw de Service d Climte q~~u de acrrttdo can In tfrminos de au Aerwrdo de Praaecibn de Pagr. Si uatad expariment6 uno roportar el robo o extnvlo de uno urjen. smuci6n da pdrdida elagibk. Oame grass a Stmabridge Benefit Senior Y I-818.527b904 ptta vtt si su ® Emie sus pago a: situation cdifica pare bmefivaot. Su cuaua rLL atnsada !A dln y se suspesderi au cobertun si el anno Capita One Bank fi P.O. Bm 708RJ fi Charlone. NC 28272-O~IIP a lea 90 dim, segiul Jos lerminos de su Acuerdo de Praeccidn da Pagos. E i Se le impuso un cargo por rraso rn el pago poryue no recibimos su pago minima Para la laths de rmcimiento m e sus pregunras a: e En el fWUro pars eciur qut se ie imponga este cargo. le rewmendamos que rnrie su pago con uno anlicipacion Capital One fi P.O. Boy 3n?8S fi Sall Lale Cilc. UT 8a 13u-u ]gfpor to mrnos de 7 dial Iabonbles. psa que Capild One to «ciba a Umtpo. sass Sal i o7 • o7070a Iaa[ 1 of i OEWELVA EL aNaUNENTE CUPbN CON 1U PAGO U OBTENOA ACCE10 A WWW.CAPRALONE.COM PARR PAWR POR LA MTERNET. ~y 0 5291152415144225 09 1712990100000212994 ~ I vAr rs in yourwalet7 Fecha de 9aldo nuwo P o minima vsncimiento $1,712.88 $212.89 Apo. 03, 2007 P M CANTIDAD Total adjunto ' ' , ~~ita1 Ono tank ita2ls>4 P.O. /ox 70ii4 Charlotte, MC 21272-0114 ss,zemo1/4a47+A Nlimero de eusnta3291-1524-1514.4225 kadmw ewlquNr dmblo d• dlneel6n o da Wnoeldn d• eorrw oNetrdnloo on Mtre Oa nsokN eon tlnfa srpra o awl L?laeccibn lil019193A199SSS14f NAIL ID NUNNER ANTONIO N OaTIZ 2Z9 tAIN1RI0f:E ST SUNIURY, PA 17101-3301 'A178013308291K 7501160 Envte su papa por coReo en el sabre adjurlto y rocueroe ue o Piro postal a Hombre de Capital One Bank Pbaae write your account number on your check or money order made payable to Capital One Bank and mail with this sou pan in the encbaed envelope. CARGD POR Saldo anterior Pegos y er~iditos FINANCIAMIENTD $1,712 99 - $300 00 $38 88 Jul 10, 2007 -Ago 09, 2007 P9grna 1 de 1 Cwrrta MasterCard Platinum 5291-15241514.4225 IMormaclr5n sobre w cuenta LIMITE DE CREDITO TOTAL $1,500 00 CREDITO TOTAL DISPONIDLE $30 17 LIMITE OE CREDITO PARR ADELANTOS DE EFECTIVO $1,500 00 CREDITO DISPONIBLE PARR ADELANTOS DE EFECTIVO $30 17 Cargos porflnanciamiento (Favor ver le rnfamea0n importance adlunta} Tess ephcad Tara pert APR Corr CARGO FlN Compres $1,526 zs 0 07712% D 2815% 43665 Efec6vo $000 0 07712% D 2515% $000 TASA DE INTERES ANUAL apliGde en este per(odo de taeluraei0n. 28.[5% ® A w rwrviclo t-500.482-0114 Pere mrrercerse can d DeperOarrereo ae Servlcio al CM1erim o pare nparter d raeo o aNevco de ure terjele ® Envia we pepoe a. Capdd ore aenk P.0 Bee 70884 (:herbtEe, NC 28212-0884 7501160 A Envie w rawegurths e. Coped Ore P 0 Bol 30295 See lake Ory, UT 81130-0285 Fechs de Transaabnas Saldo nuevo Pago minimo vencimlerdo $1796 $1,469 83 $44 00 Sep 03, 2007 .a. wr~e ra rn rwwx rare raxrow Paaos. cr~ditos v alustes 1 30JUL PAYMENT 5300D0- Traltsacciones 2 09 AGO CAPRAL ONE MONTHLY MEMBER FEE $500 3 09 AGO PAYMENT PROTECTION 1.88&527.6904 412 9G 6056 506 2 07 9 070909 PAGE 1 of 1 DEW ELVA EL SIGUIENTE CUPON CON SU PAGO U OBTENGA ACCE50 A NNJW CAPRALONE COM PARR PAGAR POR LA IMERNET Capltal(~' I whaYsinyourwa5etl 0 5291152415144225 09 1469830300000044007 Fecha de Saldo nuevo Pago minimo vencimiento Nlimero de cuenta: 5291-1524-1514-4225 $1,469 83 $44 00 Se 03, 2007 r^drque cuagwer ramdo de drreaion o de deecceSn de correo elear6mco en tetra de p mokle con trrrta negre o axul PAGUE POR LO MENDS ESTA Dlrecubn CANTIDAD Total adjunto IelEtono 04 resrdenua ono telEhxw Oltecu6n de correo electtbnlw ~ M 9017Z91019955517q MAIL ID NUMBER ANTONIO N ORTIZ Capital Onv BanK ~~ ~ ~~~ ~~~ ~ 129 BAINBRIDGE ST P.O. Box 70884 r rr rr r r rr r rr SUNBURY, PA 17801-3300 Charlotte, NC 28272-0554 ~nr~~~or~~n~r~~uuu~~u~~ur~~r~~ut~o~ur~r~~r~n~rr~r~ ~u~r~~u~ne~r~~nr~n~r~~~n4~4t~r~u~u~u~~n~n~n~~nr~~ Envie su pogo por correo en el sobre adlunto y recuerde escnbrr su nlimero de wenta en su cheque o grrD postal a nombre de [appal One Bank Please write your account number on your check or money order made payable to Captal One Bank and mall wrth this coupon to the enclosed envelope FINANCE Prrvlous Balance Paynlstlts & CrsdRs CHARGE Trensadlons Nsw Balsttes $1,712 99 - $300 00 $38 88 $1796 $1,469 83 Jul 10, 2007 -Aug 09, 2007 Page 1 of 1 MasterCard Platinum Account 5291-1524-1514-4225 Your Account informatbn TOTAL CREDIT LINE 51,500 00 TOTAL AVAILABLE CREDIT $30 17 CREDIT Liter FOR CASH $1,500 00 AVAILABLE CREDIT FOR CASH $3017 finance Charges (Please see the Irl>ponant Disclosures encbaed) Balance rata Pedodc dnp FlNANCE appied to rate APR CHARGE Purchases 51,62625 007712%D 2815% 53888 Cash SO 00 0 07712% D 2815% 5000 ANNUAL PERCENTAGE RATE appllsd this period. 28.15% Q At Vour Ssrvia 1 ~800d82-0114 To call Cwtamer ReleYOrr a to report a k>d oratAen coo ® Sand payments lo. Cepdd Orr Beck P 0 Box 70899 CIrAOBe, NC 29272-088{ A Send inquiries to. CepBd Ore P 0 Boe 30285 See Lake Clry, UT 84130-0285 AYea MpaYnle: Ln peaoe4re nos emr pormrreo ^ esafae'in e ~ aade d rWnotlie Wv1Ele en Orr brtrlleer5 Yrrpe YoerYe(11 nos mvr r M~ e9errr et esrssrro ee ouenr Ya degree a eoen ~ PgoMr9oY R) apepo w rseroenruMO adr a pomerYSio nestle W 3 M. tae tltl esle (r241 r~oer, rare tld Peear) Tapeen ousYgrredrq purr dk-r poYY pueOetaNr IrW dnm (516eerestlea Let Peeoe7r rerarnoe enouYper ako hpr otle adp9raeefarr po9rrnro esrie9leeee Y Or en pe b redoentu NeYioe ~slehaers am 4a luns• seoetle. arapblactliee rsew. la reoaresWenoe sue ro mpreps, tlp. do d Moseu pepo. Minimum Payment Dus Dab $44 00 Sep 03, 2007 PIkAS! fl9Y AT IkAST INS AMUUnI ~rnents, Credks 8 Adiustmellts 1 30JUL PAYMENT 530000• Transactbns 2 09 AUG CAPRAL ONE MONTHLY MEMBER FEE 5500 3 09 AUG PAYMENT PROTECTION 1.88&527.6904 S12 96 elgerrd Neliu Peynenb yeu ssN buMlee oledrtl ryw sLiou9 eed Ike Orrlrse tlyweraee 4 prwretl (TI Yoe aero ae edhre pomnder ertrnd eM purdick r sr rroatlrrrarrne an4o0e ono R) Yr-oe+~+s reor~ean ourv~v adrM 3 pn Er (I~ roon Pfl. Plere Ylsvd IoW Me ~ hearse OysfvpoYY tblNNy PeYeedt reodeto ors d sM sea roeeon sr srydkshn mry M M andW rdee tleyw rodw rsa Or Duns tleYe n 11eri9eY esrM aYudy, euhdrp {Darya Prw roM uee srprs. Peps ape ek:.Tm prryskp r~ peYn~ 7501160 CARGO POR Saldo enUrlor Psgos y eriWitos FINANCUIMIENTO Transaecbna ssldo nwvo $1,469 83 - $60 00 $36 08 $22 95 $1,468 86 Ago 10, 2007 -Sep 10, 2007 PAgrna 1 de 1 CwMs MasterCard PlatinLRrl 5291-1521.1514-4225 IrtFormacl4Sn sobre w cuttMa LIMITEDECREDITOTOTAL $1,50000 CREDITO TOTAL DISPONIBLE $31 14 LIMITE DE CREDITO PARR ADELANTOS DE EFECTIVO $1,500 00 CREDITO DISPONIBLE PARR ADELANTOS DE EFECTIVO $31 14 Cargos porflnanciamiento (Favor ver le mfamaadn imparlanla adrynta) Tase spliced Tess pan APR Car CARGO FlN Canpras 51,462 09 0 07712% D 2815°6 536 OB Efecero 5000 0 07712% D 2815No SO 00 TASA DEINTERESANUAL apliada sn eats psrttb de fecluracibn. 28,i5% ® A su asrvicio 1.800~182A111 Pea ooriiuri®iae mn d DepeiYrtgnlo de Serviclo d Ceaite o pen rMicrW d ratio o sxtiav(o do ure fsjels ® Envie sus papas. Cepkd Ore Beck P 0 Box 70884 CheMtle, NC 28272.0884 A Envis sw pragumas a. Coped Ore P O Bar 30285 Sd! Lake Oly, UT 81130-02&5 LTiene dguna pregunta con respect a un ergo en su est~o da tuMte7 Coneutte d Reaumen de bs Derechds de Fachuea0i of dorso de w estado de cuenfa o visits vaaw.ceodelone.mm/dieoutea•. 'Este serviao est3 dispaible sdo en inglb5 Fscha de Papo minimo wneimisrdo $44 00 Oct 05, 2007 .•.,. eu,~a xx in rswn rea raerro.o Paaota, criditos y a)usles 1 28AG0 ELECTRONIC PAYMENT 58000• Transacdones 2 OB SEP SATELLITE TV804998.34 8009983474 VA 55 00 3 10 SEP CAPRAL ONE MONTHLY MEMBER FEE SS 00 4 10 SEP PAYMENT PROTECTION 1-88&527$904 E1295 6056 506 2 079 070910 PAGE 1 of 1 DEVUELVA EL SIGUIENTE CUPbN CON SU PAGO U OBTENGA ACCESO A W W W CAPRALONE COM PARA PAGAR POR lA INTERNET 7501160 ~,'aplfial(~' whaYsmyourwasett 0 5291152415144225 09 1468860060000044005 Fecha de Saldo mtevo Pago minimo vencimiento Ntimero de cuenRa: 5291-1524-15141-4225 $ 1,468 66 $44 00 Oct 05, 2007 Intlppue cualqucer nmda de direccidn o de duecci0n de coned electrOmco en tetra de moWe con ttnta negra o azul PAGUEPORLO MENOSESTA Drrecadn CANTIDAD Totaladjunto 7eJtronoderes~aenaa amtelErono Dinacadn de correo electrdMCO #9025491019955510# MAIL ID NUMBER ANTONIO H ORTIZ Capital Ons Bank ~~ ( ~~~ () ~' L00 nARKET ST P.O. Bac 70bbV i rr ~~ r rrr rr r SUNBURY, PA 17801-2340 Charlotte NC 28272-0884 ~ur~~~ur~~n~l~~rrnn~~n~4~u~~n~u~~~m~~m~~nu~u~~ ~n~4~~n~ur~r~~al~u~r~~~ur~n~r~o~u~n~~a~n~n~~ur~~ Envie su pogo por correo en el sobre adlunt0 y recuerde esuibir su niimero de cuenta en su cheque a giro postal a nombre de Capital One bank Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope FINANCE Pnvloua Babnu Payments 8 Cndka CHARGE Tnnaactions Naw Balance $1,469 83 - $60 00 $36 08 $22 95 $1,468 86 Aug 10, 2007 -Sep 10, 2007 Page 1 of 1 MasterCard PlaOnum Account 5291-1524-1514-4225 Your Ace17uM Informalbn TOTAL CREDIT LINE $1,500 00 TOTAL AVAILABLE CREDIT $31 14 CREDIT LINE FOR CASH $1,500 00 AVAILABLE CREDIT FOR CASH $31 11 InanCe Charges {Please sea the Nnporfant Disclosures enclosed) Balance reb Periodic Correspondng FINANCE applied b rate APR CHARGE Purchases 51,48209 0 07712% D 2815% $3808 Cash $000 0 07712% D 2815% $000 ANNUAL PERCENTAGE RATE applied the period. 28.15% ® At Your Servlp i•B00.482-0114 To cell Careerist Rektlgne v to report a bet OrsA.71W1 card ® 9srd paymerds to. Ceptel Ore Bank P 0 Bee 70889 Ctmdolte, NC 28272-0884 A Send irlquirlas to. Cepar One P 0 sac 30285 Sell Lake qty, UT 89130-0285 ® Have a queshm about a d+arpe an your smtemenr+ Please refer b the Bdmg Poghls Summary m tl+e beds of your statement a Had Awes MreaYre: tmpeeoe Gm roe ems Pre roam w eaedtern e w orlk tl rrwnoSm leemaeb w Ous be retarroe, eiennre Youeneot+) ros emr r pomro e4aror a ere erYao a avert y w rrpr en r were de paao~o Y R1 w peso w rerttroennrlo oerUOee proneentnb Mnee w 3 p.m. nos ad are (1Z er merroi0. nom tl Pwe6o1 Terpean aert amie ermpe por4 dtine port passe laem eeeY oYm lal omaleea~e0. Loapelpequ rerLenea w arlmeerogo wpr o a arlNiter eh 9onrm poermn ro eerave9rba tl e4 en Y b neebmro0. Nurroa lire leeorerea eon t lus a tfteetla eeotpblosAfn lere~oa. la mamneeene qua rouse erepe0. 400. etc r aver w peas Payments, Credits & Adiustmertts Minimum Payment Dus Dab $44 00 Oct 05, 2007 r:•. PIFAS! MY AT IkA57 fNY AAgU0.T 1 28 AUG ELECTRONIC PAYMENT $801b• Trat»actions 2 O6 SEP SATELLRE TV800.999-34 8009983474 VA $500 3 10 SEP CAPRAL ONE MONTHLY MEMBER FEE 5500 4 tOSEP PAYMENT PROTECTIONI.888-52704 51295 teeareea iblb PeymMeywnW tou a9liMnerW byaur ermKl m dMe heeeea dMe'e maeNe l Pao 1+) Yw e^r ae mare iaawn re. ewrnr err Your oewkb ew ereeaw neMlrex erwape ero Rl tour PM+~ a mosewo h ovparsevorxM 3 pm ery+~ roon PT} PMae Ylowr Flaw (5) eueraa dya9upomr aeiwry Peyeert maeiew eY W r any oeerbwaai orbeny ouwlam may nr a agbe std M9 oeywe maaw arise Qur OueMee aYaem Mnaey UYariyi SeW Wy, eatlreMetioweya Pbew wM uea rePka. ~ dtp4 ~ Mienpmpeelq Id/ PeP+at 7501160 CARGO POR Se1do anterior Pegoa y cridNoa FINANCIAMIENTO Tranaaeebnea saldo nwvo $1,468 86 - $70 00 $32 D9 $33 92 $1,464 87 Sep 11, 2007 -Oct 09, 2007 P>3glna 1 de 1 CwlMa NaaGrCard PlsUnlan 5291-1521.15144225 ITlformacibn Sobre w cueMa LIMITE DE CREDITO TOTAL $1,500 00 CREDITO TOTAL DISPONIBLE $35 13 LIMITE DE CREDITO PARR ADELANTOS DE EFECTIVO $1,500 00 CREDITO DISPONIBLE PARR ADELANTOS Cargos porflnanciamiento (Favor va la mfmneabn Importance adlunla) Tase eplx~d Tale pen APR Con CARGO FlN Compres 51,46015 0 07575% D 2165% 332 09 Efec6vo 3000 0 07575% D 2765% $000 TASA DE INTERES ANUAL apliceda en Bete per(odo de facluraciOn. 27.65% ® A w esnido 1•BOOd82-0111 Pao omurlrelae oon N Deperbmarto ea Senacio el CFente o pale repona a raeo o aztravlo de urc taNte ® Envia sue papoe a. apad one eels P o Bar roast Chenatla, Nc 7az7z~aee< A Envia aua preguMae a. CepaY One P O Bar 30285 Sell Lake Dry, UT 94130-0285 ® LTiene algune pregunla a:n respecW a un cargo en w estado de aenu7 Consults el Rewmen de bs Daedlos de Fac4uaatrl al dorso de su estedo de cuenfa o elate www aaodalone mm/disoutea• 'Este serwao esl8 dleponble sdo en InglAs Paaos, crbditos v alustes Fecha de Pogo minlmo wncimiento $43 00 Nov 03, 2007 .M. a1f#a 10N Iq AfNlx itTA fAM716W 1 28 SEP ELECTRONIC PAYMENT =7000• Tranaacciones 2 22 SEP SUNOCO SVC STATION SUNBURY PA 51600 3 09 OCT CAPITAL ONE MONTHLY MEMBER FEE =500 4 09 OCT PAYMENT PROTECTION 1.898.527.6904 31292 6056 506 2 079 071009 PAGE 1 of 1 DEWELVA EL SIGUIENTE CUPbN CON SU PAGO U OBTENGA ACCE50 A W4VW CAPRALONE COM PARR PAGAR POR LA INTERNET 7501160 GaEsftal(~~' (what's in yourwallet~ 0 5291152415144225 09 1464870070000043007 Fecha de Saldo nUlvO Pago mfnfm0 Ventlmlent0 Ntimero de cuenta: 5291-1524-1514-4225 $~ ,464 87 $43 00 NOV 03, 2007 i^dlque cualquler camdo de dlrealdn o de dnecca5n de coned eleatr6nico en tetra de molds con t1I1t8 negre o axW PAGUE POR LO MENDS ESTA Direcadn CANTIDAD Total adjunto ~~^° ~ residenaa orro te/lrono D/recadn de cameo eA?c°dnlm #9028391019955519# MAIL ID NUMBER ANTONIO H ORTIZ Capital Onv Bank ~~ ~ ~~~~ ~ ~I 600 MARKET ST P.O. Box 70884 I Ir rt r rrr rrr SUNBURY, PA 37801-2340 Charlotte, NC 28272-0884 ~ur~~~ar~~u~r~~umr~~lr~t~n~~u~u~~~nt~~rn~~un~u~~ ~n~t~~u~ut~r~~nt~u~t~~~ut~u~l~n~tl~n~~n~u~u~~nt~~ Envia su pogo por correo en el sobre ad(unto y recuerde escnbir su n6mero de aenta en su cheque o giro postal a nombre de Capital One Bank Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope FINANCE Previous Balance Payments 8 Credits CHARGE TnnsaeUons New Balance $1,468 86 - $70 00 $32 09 $33 92 $1,464 87 Sep 11, 2007 -Oct 09, 2007 Page 1 of 1 MasterCard Platinum Aeeount 5291-1524-1514-4225 Your Account Irrformatbn TOTAL CREDIT LINE $1,500 00 TOTAL AVAILABLE CREDIT $35 13 CREDIT UNE FOR CASH $1,500 00 AVAILABLE CREDIT FOR CASH $35 13 incense Charges (Please see the knporlanl Ucdowrec encbsed) tklance rete Periods Cortespa+dng FlNANCE epp4ed to refs APR CHARGE Purchases 51,460 75 0 07575% D 2165% f32 08 Cash 5000 0 07575% D 27 65% SO 00 ANNUAL PERCENTAGE RATE applied fhb period. 27,65% ® At Yoga Senla 1.800.482-0114 7o ae Customer Relesons ar m report a bat warden urd ® Send payments W. GpBd Oro Benk P 0 Bqe X189/ Cherldle, NC 28272-0884 A Send Inquirlsa to. Capital On P o Bar 30285 Se8 Uks Cfty, u7 &130-0285 Have a quesem shoal a charge on your stalemenl'~ Pkaae rofx b the &kng Po~ Summary m the beds of your ctalemenl or Nal ANee Mpabnle: lapepwgw not emr pq calm fe ecaaren a eu amlee r malloer reorede m qw rsrwhngt, nalere Ywaelol+l roe sour r pawn tnerbr a ere erero a werM Y eu drs. en r code tle WaoquleY Ttl W Pan en nceroennueeeo wMUtle paweemerM entree race µm nae tlr eels (17 tlr lwemlA hoe eel Pecan) rape en our4 qua r eMy port dbrepmW puetle Ipaer Mr oepo I51 drtllegredet lotPaw Or reraNp M nr4lea rlo lase oee arawan Mlw poarn ro weoMlttlw r deco qw be ieCtenO6 Mee4w dpleeaeert eon w lunar t e~ero. eewpb Iwtlrt letliroe. la acwrerennt qw rowepepee, dq, re r naxr r pepo. Payments, Credits & Adtustmertts Minimum Payment Due Date $43 00 Nav 03, 2007 YllAS! mr Ar lrASr nes Aeeuunr 1 28 SEP ELECTRONIC PAYMENT 57000• Transactions 2 22 SEP SUNOCO SVC STATION SUNBURY PA S18 00 3 09 OCT CAPRAL ONE MONTHLY MEMBER FEE S5 00 4 09 0CT PAYMENT PROTECTION 1-888-527-8904 St2 g2 bporlre Nolte Peyaere you ant low Wleeatlrtlbyaur ecnA w dh dr,e. tleree imiK A P~ 1+) Yoe ear h errs poebn deer erlenllle ero you dweer h erowetl IaMW+w aeNOpe ero R) Ywr PY~ r awlretl r aupr¢eRepnreaey J pm ET (+1 noon Py) Plwe rrr• rrlMe (sf lows eeyelapwlr ernay Peyeeee4 meieetl Oyw r any aer loorlon a r Try dMrraemly rol De atlas w d h deYwnoeM e,ne Qr ewew OeVf ea Monoey Utwyl Seeetley, eedWrylHhye PMeee eo red use erpre, peps tlbb, eb Han papeip YourPelnlaY 7501160 CARGO POR Saldo anbrbr Pagos y criditos FINANCUIMIENTO Trenssccbnn Ssldo nuavo $1,asa 87 - $o 00 $3s ss $18230 $1,saa 12 Oct 10, 2007 - Nav 09, 2007 PBgtna 1 de 1 CwMa MaaGrCard Platlnwn 5291-1625-1511-1225 In(ormeClbn fobre w CU911t8 LIMITE DE CREDITO TOTAL $1,500 00 CREDITO TOTAL DISPONIBLE $0 00 LIMITE DE CREDITO PARR ADELANTOS DE EFECTIVO $1,500 00 CREDITO DISPONIBLE PARR ADELANTOS Cargos por Rnanciamiettto (Fever ver m mfarmeadn rmponante aaunla) Tess aplrced Tara pen APR Cart CARGO FlN Compres $1,573 58 007575% D 2765% $3895 Efacbw $000 0 07575% D 2765% SO DO TASA DE INTERE9 ANUAL aplipda en eats psriodo de Teekrlracl6n. 27.65% A w eeniclo 1~SOOd82-0111 Pae omurtaree Dare d Oepertenrrao da SeMao d CNente o pue reporter d roho o adrevlo de me Wjde Fache da Pogo minlmo wncimiartto $184 12 Dic 04, 2007 .•a. a~r,~r rnx in urunc r~u raxnoa Su aeMa eats aVasada en un pogo Rearerde que al hear sus pagos m(nanos ardes de ie lathe de venamiento su cuenfa se maneene al die Es poside que ab'asos ediaonales se nobfiquen a las agendas de infamaadn de addit nacrondes Pa to lento, asegurese de enHar la canbdad minvre adeudada pare manlener su cuenta al did Pagof, Crt3dit~f v aluslef Tranfacclonef 1 110CT CIRCUR CITY SS 83720 MECHANICSBURG PA $8479 2 03 NOV PAST DUE FEE $39 OD 3 09 NOV CAPITAL ONE MONTHLY MEMBER FEE f5 00 4 09 NOV PAYMENT PROTECTION 1.888.5278904 514 51 5 09 NOV OVERLIMR FEE NOV 09, 2007 $3900 Segtin bs tbrtnrrtoa arnun~cados amerianrrente, apunas o lodes sus ideas de nter4s anuaNs aumentaran ya que su coeds w ab'aad doe vecea en loo ultrros 12 pedodoa de rattureadn Si wa laded ya aumentaron, loo aYasas poetariores en d pogo prolongeron la dureadn de lac lased aumerdadac Recuerde Si readrroc w pogo mirnmo menaual s bertpo durerde 12 periodos de tacbraadn canaeoubvos, se reNSar4 esta aerie pare ver a es poerde regresar a lad ideas de interAe anualec no edroductanae ® Envie eve pagoe a. Sa b mpuso un ergo pa eVaso en el paw porque no recrbanos au pogo minmo pare la ledw de venamado Cepkd Oro Beck P 0 Bar 70890 Cherblte. NC 28272-0884 En el IUIIlO pare dueler que Bela mportga seta doge, le raCOfllBndamOa que errvie w pogo do urea enhapeadn de por t mends de 7 dies IaharaNes, pare que Capdel One to reaba a Mrrgo 7501160 A Envb eve pnguMn a. G3pad One P 0 Bat 305 Shc Lake Cay, UT 84130-02&5 LTiene alguna pregunla con respect a un cargo en w estado de aente7 CansuBe d Resurt>an de bs Derechos de FacWreadi al donor de su estado de cuenu o wsde 'Este sennao asM drspaible cello en mgl4s 6056 506 2 079 071109 PAGE 1 of 1 DEWELVA EL SIGUIENTE CUPON CON SU PAGO U OBTENGA ACCESO A W W W CAPRALONE COM PARA PAGAR POR LA INTERNET CapjtFalOrK'' I whaYsinyourwalkt~ 0 5291152415144225 09 1684120070000184126 Fecha de Saldo nuavo Pago minimo vencimiento Ntimero de cuenta: 5291-1524-15144225 $1,684 12 $184 12 DIC 04, 2007 Indrqque cualqurer camkao de dueardn o de tlaecce5n de coned electr6nico en tetra de rnokle con vnta negra o axui PAGUE POR LO MENDS ESTA DJrectldn CANTIDAD Total adjunto Tekfono de revdentla Oho teMfono Dlrectldn de correo electrdnKa ~ #9031491019955512# MAIL ID NUMBER ANTONIO H ORTI2 Capital. One Bank ~ ~ ~ ~) ~~ ~ ~ ~ 600 MARKET ST P.O. BoK 70864 ' " " "' ' " ' SUNBURY. PA 17801-2340 Charlotte, HC 28272-0554 ~nr~~~nr~~u~r~~uun~~n~r~n~~u~u~~~ut~~nr~~nn~rr~~ ~n~r~~u~u0~t~~ar~n~t~~~nr~u~r~u~n~u~~n~n~n~~nr~~ Env(e su pogo por correo en el sobre adjunto y recuerde escrlbir su ntimero de wenta en su cheque o goo postal a hombre de Capital One Bank Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope FINANCE Pnvioua BabrYCe PaymanU 8 Credits CHARGE Tnnaadions Naw Balance Minimum Payment Dua Data $1,464 87 - $0 00 $36 95 $182 30 $1,684 12 $t84 12 Dec 04, 2007 Oct 10, 2007 -Nov 09, 2007 Page 1 of 1 MasterCard Platinum AeeouM 5291-1524-1514-4225 Your Acclwnt Irdormatbn TOTAL CREDIT LINE $1,500 00 TOTAL AVAILABLE CREDIT $0 00 CREDIT LINE FOR CASH 51,500 00 AVAILABLE CREDIT FOR CASH $0 00 finance Charges (Please see the knpaam IAsdowres encbsad} Balance rek Periodic Conesoandng FlNANCE eppied k rate APR CHARGE Purchases $1,57358 007575%D 2765% $3895 Ceah $000 0 07575% D 2765% $000 ANNUAL PERCENTAGE RATE applied thin period. 27.65% At Your Seniea 1.80062.0114 7o al Cuatmw Rehtlorr a m report a bat a atoMn card PIkASk R1Y AT IFAST INS AhgUr.l Your account Is one payment behnd Remember that makng your rttnlrtaall paymeMS by tIa due date keeps your eccaYnl m goad standng Further messed peymeMs may be reporkd k the rlebonal uedlt bureaus So make sure you send In the mnum amount due to keep your ecmunt n gad skndng Payments, Credits & Adiudmertts Transactions 1 110CT CIRCUR CITY SS 113720 MECHANICSBURG PA 584 79 2 03 NOV PAST DUE FEE $39 W 3 09 NOV CAPRAL ONE MONTHLY MEMBER FEE $500 4 09 NOV PAYMENT PROTECTION 1-888.527$904 514 51 5 09 NOV OVERLIMR FEE NOV 09, 2007 $3900 Under krms prevYOUSIy dscbsed to you, some ar all of your Annual Partsnkge Rake (APRs) have been maeesed ante your account area pest due hwce n the peal 12 bang cyeks. II your reka have already maeased, subsequent deinquenass ezknded the duretian of the naesaed rotas Remember It vre receive your Innxnum mort8ly payment on tans kr 12 consecutive bihlg cyrlea, rhea aceotalt wi be reviewed for a poselde return k your Non-Introdtlckry APR ® Send payments to. You vrere assessed a past due lee because your mmmum payment was real received try tlTe due dak To eyed Oepitel Oro Bank P.0 Bml 7a9e4 CheAOlOe, tJC Z0272-0Bat tllls fee n the tublre, we reCOrnmend That you albw al least 7 busneas days for your mmmum payment b reads Caplet One A 8snd Inqulrbs to. cepad one P o I~ 30285 son take ay. uT B/I X0.0285 ® Have a question eta>ut a charge on your sktemenr/ Please rata k the lldtinp Wphk Summary an Cre badt of y0af Skterllarlt Or Nad ANee tpaWle Iwpepwpr roe eMie por rMeDM eatlltaan a eu aerr tl nrmo Cr leroretle mque brea0rlae. arnere Yaeewb 111 roe erne Y portl6e YiAT Do eW eerao M tuenr Y W dept en tl wde Qe Peas W WeY R) rupeae w nmltloen nreeo adw W pomeenee6 Nos a re 7 pal. Ilam eel eeY (12 dtl nedoCa Inre eel PecTUO) Tenpe en o+erYesueleelargparrdbkpaetel paetletaleer nett 6100 (5I dpleeOrmlK lnpepa qua rereelrot en tuelOleer ato toyer oee nrplea ate loerr poarrn ro eeto'gesu tl Cie en qu bs ma8rroa Nrtlma Qraletoreb can ro lure a abeCO, eempbloeaiee feewo, to nnarlrrwLene qua rouse VerK tlw, eta r keoe ro pepo. tleerYre Iban PeY1llNie Yoe reel b N WI Ee aedbtl b Yore e0mee odor Olmrru CsYweaaha A pmwleo (tl You eeM M raleea poebn der YenrM ero Fro dreebM emaea rrelWioe envelope ria Rl You pMrd r le®Ire b arpracrYp aerlerry 3 an ET rys noon PTJ. PINee tlblrr metlare (51 suetrr dgarnr P~ wrwry PlYerrr mmeeC sY m d any drat baelfon ar berryoaarram mar roe b omdleC sdar roYrr leaehe sum Ow Irerae seYaen Mo1Wey Ueauyl etlutleY• euYldrgkoeseya Reaerorld ua mpra. Peer eta eb elan aeWla Ym+gY~ 7501160 CARGOPOR Saldo anterior Pegos y criditos FINANCIAMIENTO Transaccbnes Saldo nwvo $1,684 12 - $0 00 $39 85 $98 73 $1,822 70 Nov 10, 2007 - Dlc 10, 2007 PAgtna 1 de 1 Cuerda MasterCard Platinum 5291.15241511-1228 InformtN:iGn 90118 au CU9rda LIMITE DE CREDITO TOTAL $1,500 00 CREDITO TOTAL DISPONIBLE $0 00 LIMITE DE CREDITO PARR ADELANTOS DE EFECTIVO $1,500 00 CREDITO DISPONIBLE PARR ADELANTOS DE EFECTIVO $0 00 Cargos por flnanciamiento (Fever ver b mformeadn mporlante equnla) Tase eplxad Tale pert APR Car CARGO FIN Compres 51,712 21 0 07507% D 27.40% 539 85 Efecow $000 0 07507% D 27.40% 5000 TASA DE INTERES ANUAL apliwde en asp psriodo de fecturacidn. 27.40% ® A w ssnicio 1.800.482-0111 Pea mnurecene mn d OeparYmnb de Sewcio el C6enro o pare repahr d ratio o extravlo de una tejde ® Envfe sus papa s. Coped Oro Bede P 0 Bea 70884 CheMne, NC 28272-088{ Fecha de Pagominimo wneimierrto $322 70 Ene 04, 2008 a>. var,~s rox ro rrwnc rcrn raxrmw Su cuerda eslA abasada ~ dos pagos USrnenos Si aene ddicukades finanaeres y rq puede efecluar eu pogo mimmo - le queremos eyudar Jur>Dos enconVaremos la mela sduadn pare usled UBmenos d 1 800 462 Ot t4 P8008, Cr8dit09 Y 81Uf19S Trensacdone9 1 04 DIC PAST DUE FEE 539 00 2 10 DIC CAPRAL ONE MONTHLY MEMBER FEE $500 3 10 DIC PAYMENT PROTECTION 1-888.527.6904 51573 d t0 DIC OVERLIMIT FEE DEC 10, 2007 53900 Segdn bs ibnnnos camunlcedos araeriomrente, alpunas o wdas sus lases de mterls anuales aumenfaron ye que su wente ss aaasd dos veces en las dlWras 12 psriodoa de fecMrreabn Si sus lases ya sumenteran, los etresca poetenores en d pogo prclanparon le duraadn de las lases aumemedas RecueMe Si reahulos Su pogo mirnmo mmwd a tempo durrde 12 per(odos ds (acpaaadn conseouavos, se reuser0 eda aorta pare ver a es poede reposer a lea lases de mMrAa enuales no Irtroductades Usled es un cfeMe mpaAante de Pr~eoaM de Pagos y puede aer depde pare abtener d pogo de lmnefieroa a su cuenta de awerdo con bs 1Mmnos de su Awerdo de Protecadn de Papos Si ustad a+geimerltd una sdueadn de pdrdde eleprbb, Bame pats a Sbnetxidpe Benefit Semces d t •888.5276904 pva ver a su sduaadn cdfica pare bene5aos Su cuente esti atrasada 80 dies y se suspenderd su caberdrre st d atreso Begs a bs 90 dies, seplin las tdmkrws da w Aarxdo de Protecadn de Papos A Envis sue prpumss a. Se ~ mpuso un emgo pa atraeo en d papo porque ro reabargs su papo miremo pare is krha de venamrento Cepld One P O Bar 30285 Sett Lake Cdy. UT &13D-0285 En d k1MIr0 pare evdar qua ss le mponge eats Carpq le recarendemoa qua errvia su pepo oon una snaapeadn de pa b merroe de 7 dies labaadac, pare qua Capdal One to reap a tempo 7501160 de aente7 Canwlle d Rewmen de be Aeredas de Facaxaatrl d daso de su estedo de cuenle o viola rrww raodelane amldrmutes' 'Este servrao esl4 dsponble sdo en mgl4s LTiene alguna pregunta con respeclo a un cargo en w estado 6056 506 2 079 071210 PAGE 1 of 1 DEW ELVA EL SIGUIENTE CUPbN CON SU PAGO U OBTENGA ACCESO A W W W CAPrtALONE COM PARR PAGAR POR LA INTERNET Capfttal(~' vfiaYsmyrourwallet~ 0 5291152415144225 09 1822T00070000322T00 Fecha de Saldo nuevo Pago minimo vencimiertto Ntimero de cuenta: 5291-1524-7514-4225 $1,822 70 $322 70 Ene 04, 2008 I^dqpue cuagwer camda de drreai6n o de daeccr6n de cortex eleRr6nico en terra de molds con tuna negra o azul PAGUE POR LO MENDS ESTA Dlrecadn CANTIDAD TOtai ad)UntO Telffono de resrdenaa oao re/ffono Dlrecadn de conno eMctrdnlm #9034591019955516# t9AIL ID NUMBER ANTONIO H ORTIZ Capltal One Bank ~ ~ ~I) ~I ~ II 600 MARKET ST P.O. Box 706A4 ' " "' rr'r rr SUNBURY. PA 17801-2340 Charlotte, NC 28272-0864 ~nr~~~nr~~n~r~~nun~~n~r~u~~n~n~~~nr~~nr~~un~n~~ III'IIIU~lll ll ll llllllllll ~I IIII II II II'aII/II1r llllllll111I~ Envfe su pogo por correo en el sobre adiunta y recuerde esulblr su nlimero de wenta en su cheque o giro postal a nombre de Capltal One Bank Please write your account number on your check or money order made payahle to Capltal One Bank and mall with this coupon In the enclosed envelope FINANCE Pnvioua Balanu Prymsrds 8 Credits CHARGE Tnnsaetlons Nsw Balanes Minimum Paynwnt Dua Dad $1,684 12 - $0 00 $39 85 $98 73 $1,822 70 $322 70 Jan 04, 2008 Nov 10, 2007 -Dec 10, 2007 Page 1 of 1 MasterCard Platinum Aecount 5291-1524-1514-4225 Your Account Infonnatbn TOTAL CREDIT LINE 51,500 00 TOTAL AVAILABLE CREDIT $0 00 CREDIT UNE FOR CASH 51,500 00 AVAILABLE CREDIT FOR CASH $0 00 inanCe Charges (Please see the Impotent Disdosurea enclosed} Balancerete Penodx; Corre~ndreg FINANCE appled b rate APR CHARGE Purchases 51,71221 007507%D 27.4096 53985 Cash EO 00 0 07507% D 2740% EO 00 ANNUAL PERCENTAGE RATE applied this period. 27.40% ® At Your Servla 1.800.482.0114 To cal Customer Reletlora a to repon a for astern catl ® 9endpayrrrnteto. wpm ore BerA P o Box 70881 chatdYe, rK 28z72-0ee6 A Send Ingtdrlaa 10. wpar One P 0 Bar 30295 Sea Lab Gry, UT 86130-0285 ® Have a queshan about a charge on your statement? Please refs to the &Nng Rlghls Summary m the beds of you statement or wed Aviv enperene: taepepaar nos emr por mneoae eoredleN a eu Dente d mend dm leearahk m 4e be nxemoe, elenhra Yaimdo(t) nos emr r pagan sveroY ae ear eredo a anilr y ee dwe m r soon de peso e¢no Y I?) eupeao w mg0omnneo erode pooesrrero edee oe raa pa hn tlr iMe (12 dr nerodiA hoe er Pea16o1 Tenpem aesYdue le grape pardbne parr Prde rms new atnoo CSI deeleoaalealapepagrnranu m uiegieei in IupN ode arWaaeefma podrW ro eereoeaeaoe r dr m qua b aaLmoa tAar,os datleeoaeba eon m lunee a Yeem, eaapleloea® (elites. V nr~nwrerae gee rouse pnpee. she. etc Y hra au pqn s:• nkASe Pw AT VAST YleS AAgUAT You're behnd by two peymerds Lays talk M ya're hawng fnanaal ddficebes and cant make your mmmum payment • we ward fo help Lars wodc ttgelher to find a solution that works hest tar you Give la a call at 1 800 965 7070 Payments, Credits & Adiutrtmertts Transactbns 1 04 DEC PAST DUE FEE $3900 2 10 DEC CAPRAL ONE MONTHLY MEMBER FEE E5 00 3 10 DEC PAYMENT PROTECTION 1.888.527-6904 S15 73 4 10 DEC OVERLIMIT FEE DEC 10, 2007 S39 W Under terms prewously dlscbsed b you, sane a all of your Mnuat Percentage Rates (APRs) have been maeesed once you account was peel due MAce m the peat 12 tiling cycha It yar rats have steady maeased, subsequent detnquenaes ezbnded the durebon of the naeased rates Remember K we reoerve yar rYxtmun mon8dy peymeM on 4ma for 12 consecutve bikng cycles, thrs account wd be renewed fa e pos&bb slum to your Non-IntrodYCtory APR You are a vdued Payment Protechm customer and may be etgrde fa berofifs b be geld to your secant pa the terms of your Payment Protection agreement. K you have experienced en elrpble loss everd, pwse call Stanebddge Benefit Senlces et 1.888.527E9041osee dyour sduabon quatfies fabenefits Yoa accent Is sD days pest due and your coverage wdl be suspended If It readies 90 days past due, as staled m your Payment Protection agroement You were assessed a pest due tee be®use ywr mmmum payment was not racelwyd by the due data To eyed this fee n the future, we recommend that you albw et least 7 busness days to your mmmum payment b read+ Cagtal One eiMeAee Nre Peneeree yoe rr bu Ml Oeaerrdbyar eomae r doe 4rern dgwe wmro a pmided Ill Yoe amok tglbn Pelllal rea rand ens ynw decenlh eroord rersYeroa aeelope rr iZ) yar pervnd a igntl b arpoaeaep Wrlaey 3 p.n ET(t2 roe, PY). Prre rb,r r Imelan (B) eveMea deyslaporr drnry Peymera ndrwd Mee Y eM olrrralm ab mydhrreia may not M aerW wd ee ayw n1M eieea Oa OuelAen deye n borideY eras 9rutleY. ~q YdedeK Prase rob v erpre, papa ohs. eb wlanpapaanp roe MY•,an 7501160 CARfiO POR Sakio anbrior Papoa y eriditos FINANCUMIENTO Trsnsaccbnes Saldo nuevo $1,622 70 - $0 00 $a1 29 $99 9a $1,963 97 Dlc 11,2007 - Ene 09, 2008 Ps3glna 1 de 1 Cuenca MasGlCard Platlnum 5291-1624.1514.4225 Irdormacit5it sobre su cuerita LIMITE DE CREDITO TOTAL $t,500 00 CREDITO TOTAL DISPONIBLE $0 00 LIMITE DE CREDITO PARR ADELANTOS DE EFECTIVO $1,500 00 CREDITO DISPONIBLE PARA ADELANTOS DE EFECTIVO $0 00 Calgos pot Rnanciamlento (Favor vet b rnlormeadn rmportanle ed)unu) Tess splxad Tase pen APR Cart CARGO RN Compras $1,650.47 007438%D 2715% $4129 Efechvo $000 0 07438% D 2115% $000 TASA DE INiERE3 ANUAL aplicade en eats periodo de faelurecidn. 27.15% Asuaerviclot•600.482-0t14 Pere oanuawrse can d DepenemeriEO ~ ServvM,io el Csxne o pare repTar d taco o axtrealo de ore tejeN Facha de Payo minimo vencimierdo $463 97 Feb 04, 2008 .M. arra rox rn rsurx vcm rawnow Su cuerda estA atrasada en tree pagos, Esto slgrrfias qua temporelmente no puede hater nuevas campres n obtener addentos de 6nero en etectw Pero puede recuperar log priviegws de aidito olreados pot Captal One y goner w aerate al dla pagando la cantdad adeudeda en w estado de cueMa Si Beene ddlarades finerxreras y se grants atxumado(a) - queremos eyudade Ueme a ono de nuestros relreaenfantes d 1886.732 4247 Se sorprerxler$ de to qua podemos hater Antos pare resolver esm prodema Pagos, criditos v alustes Transacdones 1 04 ENE PAST DUE FEE $3900 2 09 ENE CAPITAL ONE MONTHLY MEMBER FEE $500 3 09 ENE PAYMENT PROTECTION 1.888-527F904 $1698 4 09 ENE OVERLIMR FEE JAN 09, 2008 $3900 Segura bs t6rtninos canunrrados enlenortnenle, alpunas o cedes ws lases de mter6s anuales aumeMam ye qua w aienm se alrasd dos veces en log idtanoa 12 periodos de fecWreadn Si ws lases ya euneniaron, log atasos pos/erbras en d pogo prdongeran la durxrbn da lag taws aumaMadas Recuerde Si re~xros w pogo mlmma menwal a Yempo durente 12 pedodos de iacArraddn a:nsecv6vos, se reasarA esla cuerea pare vet S es posrde regress a lag lases de mter6s anodes no introductaries ® Envie sue pages a. Se b mpuso un pogo pa atraso en d pogo porque no readmos w pogo minmo pare le kdre de venamerdo Coped Ona BeMc P 0 box 70884 Charblte, NC 28272-088/ En d lotto pxa evdar qua se le mpanga esb augo, le reaomendamos qua envie w pogo can una anhcgaadn de par b menus de 7 dies Idwrede& pare qua Capdd One to teats a ier^Po 7501160 A Envie sus prepunW a. Cepsd One P O Bat 30285 Salt Lake Oty. UT 84130-0285 LTiene algrma pregunta con respect a un cargo en w eslado de aente7 Canwlte d Rasumen de bs Deredros de FacWreab sl dared de w estado de cuenta o ~~ 'Este earned es19 dsparble sdlo en mglAc 6056 506 2 079 080109 PAGE 1 of 1 DEW ELVA EL SIGUIENTE CUPbN CON SU PAGO U OBTENGA ACCESO A wW W CAPRALONE COM PARA PAGAR POR lA INTERNET C~7piial(h'jg' vfiaYSmyourwallet~ 0 5291152415144225 09 1963970070000463976 Fecha de Saldo nuevo Pago minimo vencimieMo Ntimero de cuenta: 5291-1524-15144225 $1,963 97 $463 97 Feb 04, 2006 I^dqrque cuapurer camMa de dvecadn o de daeccr6n de corteo electrenim en lets de moWe con trnta negra o azul PAGUE POR LO MENDS ESTA Dlrecddn CANTIDAD TOtaiadJUrltO ielEtonoderestd~vwa OtrotekAmo Dlrecd6n de corrto ekctn5nlm @ #9001091019955516# MAIL ID NUMBER ANTONIO N ORTIZ Capital One Bank ~ ~ ~I~ ~~ (~ ~ 600 MARKET ST P.O. Box 70854 r rr rrrr' "'' SUNBURY, PA 17601-2340 Charlotte, NC 26272-06lS4 ~ur~~~nt~~n~r~~unn~~n~t~u~~u~u~~~ut~~m~~un~n~~ (n~t~~n~ut~r~~at~n~t~~~m~n~l~u~u~n~~n~u~n~~nr~~ Env(e su pogo pot totted en el gotta ad)unto y recuerde esaibu su numero de wenta en su cheque o giro postal a nombre de Capital One bank Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope FINANCE Pnvioua Balance Prynrartts & Cndita CHARGE Tnnsaetione New Balatros Minimum PrymaM Dus DaG $1,822 70 - $0 00 $41 29 $99 98 $1,963 97 $463 97 Feb 04, 2008 Dec 11, 2007 -Jan 09, 2008 Page 1 of 1 MsaterCard Platinum Aetount 5291-1524-1514-4225 Your Account Informatbn TOTAL CREDIT LINE $1.500 00 TOTAL AVAILABLE CREDIT $0 00 CREDIT LINE FOR CASH $1,500 00 AVAILABLE CREDIT FOR CASH $0 00 'FlnartCe Charges (Reese seethe Important dsdoaures endowed) Balance refs Penodre Corre6pmdnp CHARGE appied to rate AAPPRR Purchases 51,85087 007438%D 2715% $4129 Cash EO 00 0 07438% D 2715% SD W ANNUAL PERCENTAGE RATE applied this period. 27.15% ® At Yau Sarvia 1.800.482-0114 Tp C+l'.Uetaller Rertarr R tOfepOft a IOq a 6b1ar1 C81d ® SendpaymeMsto. CepBr One Boar P 0 Bar T0681 Cheddq, NL 28272-0860 A 9endinquirissto. G]pael One P 0 Bar 30265 Shc Lake Gry, UT 81130-0285 Have a queston about a Merge on your stetemenrr Please refar b the lllerq Poghic Summery an the badr of yar slabrtlent ar wad ANr MpeASea: lnpaprae roe emie pa nano r aae4lrM a w a+enla r nWroeia hasear an er brednla, ernpre rare (11 ra anrr r pawn eirba wwa a arc y r drpnr r was a papoaqu0o r R) r papear nrLlaw nrro rnlo a prmurrsw rues re] pm ton ar w it2 as meamr. ten ed PacRal Tarps r aataae r eMpa pa r dyer pair puealalx hw woo Pl ariraeap rnePa-a Or rweala r aeglis abe lops oa arpnis do Irw pawn ro rraaarWa r er r qu bs rrrrloa alBrlet anlrarke wn a loot a aW W, ewpbloseir leerae. is mamenamr ar rows ppei dpa ra r beer r ppa ruAU nor Ar uAn ties aaou.r YauYe behnd by three payments That means you are temporer8y unable to make new pumheaes a get cash advances. But you can capon your Capital One Margmg pnvAeges and bong your account bade IMe good starWlnp by payng the amount due m your statarneM. If you're havnp finenr]sl dlf8culhes aryl you're teeing overwhelmed - we weM to help. Grve one of our assoaafes a cell at t 800 955 6000 You'd he surprised what we can do toge8>er ro wodr this out. Payments, Credits 8 Adlu:tmertts Trattsactiolts 1 04 JAN PAST DUE FEE E39 00 2 09 JAN CAPRAL ONE NONTHLY MEMBER FEE ES 00 3 091AN PAYMENT PROTECTION 1.888-527-6904 E1698 4 09 JAN OVERLIk11T FEE JAN 09, 2008 E39 00 Under Germs prewoudy dredoeed b you, some a all d your Annual Percentage Rates (APRs) here been maeased ante your aaount was pact due funs m the past 12 Meng cydas. K your rates have steady massed, subsequent defrpuenaes ezler~ed the durebon of the naeased retes Remember N we receive your r1af11f1e11i1 mouthy payment off lane fOr 12 COnS6CUeve hllla+p cycles, ihrs eccamt wll b8 fewewed fOr e ponlbb reNm ro your Non-Intoductay APR You were assessed a pest due fee because you mmenum payment was not received by the due date. To evad Ihls fee m the future, we recommend that you albw al least 7 busness days fa your mnmum payment b reach Capital One MPaASeldlee PaNaaMeyrnrlbuwllaarieerywaaaun r d tlr aeeret Gyre reeeXe A pnrtlee (i) Ya sec tlr a,rrr. pawn der eYrnnr altl yowdiwe N M aroerermrra srrope err R! YaaPMrnl r colter arP~q arsEy ] p.r h7 (+] roe Pry Prre rrr r lerlan ~ awr ayala Perr ~y Paymedr narwe ayr r cry eenraoaea a r rrydhrrr,»y ar tx aa011p rdae rywe naM eon Our aeMr ayen ararray IhaM Sraal'. ~ lioltlaya Rear ant vs erpra peps npa. ~ whw Repree yar payrrM 7501160 CNtOD POR F de Sakti anbrlar Papos Y FINANCIAMENTO Tratlsacdones Saldo raejvo Papo mmimo $1,963.97 - $0.00 + $44.69 + $62.26 = $2,070.92 $570.92 Mar. 05, 2006 ,{y Ene. 10, 2008 -Feb. 09, 2008 P~~na 1 de 1 5281-15241514-4225 Ifl(OrIr~I150bf@ tiU CYBllta LfMITE DE CREDITO TOTAL 51,500.00 CREDITO TOTAL D~PONIBLE 10.00 LIMITE DE CREDITO PARR ADELANTOS DE EFECTNO 51,500.00 CREDITO DISPONIBLE PARR ADELANTOS DE EFECTNO 60,00 Cargos pflr flnanGbltlteftto (Farorver b nfommaon rtporbnb adltrtb) Tara apicad Tara pan APR Car CaRfiO Fil Carpas 51,98315 0.077.13%D Zo4D% $4468 EbcMo 50.00 0.07?33% D 26 40% 50.00 7ASA DE MERES ANUAL aplkada m aeEe pafodo de tachracion: 2a.4BX A SU SERVIgO 11180.4aa0114 Ptnlxrtucaw oonel0epatrrterb de swHao a Gwtmo ve. reparta sire»oaatsAO da um ttrpu ® Fmle see pagos a: CapEalOrr BerYC • P 0 BOx 70884 • C7adb, NC T8a2~884 A Elnle nw pregunfaa c Cttptd Oro• P 0. Ear 30286 • Set tda CAy, UT Bt13D-0Q85 ® tTbne al8lrla prreplatdt asn roepec6o a un aupo sn w tttpado ae cwta7 Cartwae e1 R«unwtr da la Daeotros de FtlcWradOtt d daso de eu eaaldo tb ouartta o vbas 'Eala anvicb ptl dMpatibM s6b at rtpba Su aenb seta atrasada en aatro pegs rb puede hater nttevaa corrtpras m obterter adelartbs de efrxh+o Pero sun pue~ race parer sus prwiegos de aedb y pater w atertb el de p~erdo b wnadad adeudxla en su estado de axrtb atlas de b sxacsna bdm de verKSaeMo St ra recbertos une centldad sufiae tb, podrbrrtos suspertri°r pamerterttemenb sw prMlsgas ~ aedito ~Nawstb ayucb7 Lbrneras al 1 800 955 6800 Junlos veremw qr opaores harts pas restabbca el trstatb de su ct~artta Paaoa, crediEos v alusbs TranBaocionBs 1 04 FEB PAST DIJE FEE 53800 2 09 FEB CAPITAL OPE hpNTFLY M:MBER FEE 55.00 3 09 FEB PAYM~VT PROTECTION i-B8B527~04 51825 Sagurt bs tertmrtw COIIIUIIald:B ertbnamanb, el}xba o lodes 9tA bees da n6aes eruelos auntanbrort ya gssu atatb se atraso dos veoas en be utOrrtw 12 perfod~e ds bcaraaon 5, sis lams ye antertbron, loa elrasw postaores en el pogo probryam b dureaon de ba bras atrttatledav Recuade 5t recberae su pago mfnmo mertsual a Uentpo dtranb 12 perlod>s da bClUaaOn axeecutNCa, se rer~ seta acerb pare ver sf es posbb regress a les lases da nbres arsebs no ettroduclorros Su cuenb eats atas~ 90 dbe y w suapert3o m cobertura de Ploblx»rl de Pttgw sager su nra,erdr de Protection da Pagw, b IXt7ertaa y el wrcp rrtttrtsual a su atertb m reatrbbwr9n ere ~oite esb dale de Garter to atraso de 90 dies txbd lo~vb puede sr Para be berteficpe qua ee pggabn e su atertte pa by srluaortes de perdrb devaibs en su Aaterdo ds Protection de Pagos Pere ver a au 91MIaClon caYfira pale bertafiaos, Iarlta a StortabrKQa BarefA Serowe d 1~& 52704 SB b npwo un ~ pa atravo art al pEgo porque ro recbmw su pago minmo pare b facts o1a vertamtaao En el futuo pare ertbr qn se b tnparge esb cago. b recomertdYrtw qua erwb su pego con urta antKpacan de pa b meow da 7 dace labolel:les, pare qua Caplbl One b recta a Oempo DLllUELVA ELSKiV1ENtE CUPdN CON SU PAGO U OBfENW ACCESO A W W W.UIPRALONEAOM PARR PAGAR POR IA a4rERNET 0 5291152415144225 09 2070920070000570924 ~~° what's m tmur wallatl` Fecha de Saldo nuevo Pago minimo vendmierrto $2,070.92 $570.92 Mar. O5, 2008 PAGUEPORIA MENOSESTA cANrtDAD Total adjunto , Capital Ona Bank P.0• Box 70884 ~1~11 ~~'Ilil jjlll ~I ~1~ Charlotte, NC 28272-0884 7501160 jt l~IjlllllOjljj 111 j11I1II I111~11jljlljll ~rtntr llllllljlllll Nurnero de CLenta: 5 2 91-1 5 241 51 4-42 2 5 tndque attt<gttter omdo dr dtread6n o de 6rew6n de axreo rlectrdrtxv en btra de nrokk con tints rtagra o at:ul. rewono de iestidenda OLO k•AKorio Abe~cctbn de mneo afsrodiriv ~ #9004191019955511# MAIL ID NUMBER ANTONIO N ORTIZ 600 RARKET ST SUNBURY, PA 17801-2340 ~ntjjjntj~u~t~~nuujjnjt~u~~n~n~~~ntjjnt~~nn~n~~ Ernie w pago por Wrreo en el sobre adjurrto y realercle esaibir su rnimero de cuerlta en su dleque o giro postal a nombre de Capital One Bank Please wrRe your arzourrt number on your dtetk a money order made payable to CapRal One Bank and mail with tMs coupon In the enclosed envelope. Pre+rbus Balantx Payt~tta a croaita rrarmacltlorla Now e.ia~ Mirdrnum Payment 13ue DaEe $1,963.97 - $0.00 + $44.69 + $62.26 = $2,070.92 $570.92 Mar. 05, 2008 Jan. 10, 2008 -Feb. 09, 2008 Page 1 of 1 Maa6etCard Platlttun Account 5291-15241514-4225 YourHccourdlMonnatlon TOTAL CREDIT LINE 51,500.00 TOTAL AVAILABLE CREDIT 50.00 CREDIT LINE FOR CASH 51,SOD 00 AVAILABLE CREDIT FOR CASH 50.00 Flltance Charges (Please sea the krpatard Drscbsures errcbaed7 B~rfce rate Parrodc Correapondrg FlNANt~ evPredb rate APR fR1~ Purchases 51,993.15 O.OT?3376 D 26.40% 544.W Cash 5000 O.DTLj3% D 264076 SJ 00 ANNUAL PERCENTAGE RATE ePPYed tlde period: 2e.47h At YourSarvb 1i04402-0t14 To cd Curmns Reeeorsorb repot a hd a dofn cad ® Sand pftyutlalb oo: Crplal Orr BaYC ~ P 0 Brat 70884 ~ Chablhe, NC 28272-0884 A Sand krqulrbe to: Ctpld Ore. P 0 Etx 30285 ~ Sd ldm Ciy, Uf 8/1304286 Now a queeUorl atrorst a chrrge on your ddbrrwdl Please refer b the Bikg Rghla Sunmery an the back of your sbsternent a vial .<.. PraSr wv ar tray -~ asra yr Yahe belrld bl far peynrMs You std card make arty rrew ptrcl>ases a cavh ed+enc~ on yar account But you can stil regarr your dlargxg prwibgee and brrg your accord pack nto good slafdtlrg try ~n9 Bre anount due on yar sfitarrlenl by the next dre date Lhdaturetely, ff we dxrR reasrie a suffcent payrrrerd, we may (eve b Perrrra~'dJ suspab you ~9~ PrN~ Need te¢v Gnre us e ce1 at t A00 955 Ofi00 We11 wok bgether to see what your cPeorrs are b rebuild your eccosnt staWS. Pa>rrtlertts. Cre4lils dr /Ldiusbtents Transactlons 1 04 FEB PAST DUE FEE 53900 2 09 FEB CAPITAL ONE hiJNTHLY tiEMBER FEE $5.00 3 OB FEB PAYtr£NT PROTECTION t~B88b27-~04 518.26 lk~r terms prevorsty drJCbaed b you, some a e1 dyour Anrel Parcansge Ra6sa (APRs) hale been frrcreesad arse yar aowurd wav vast duo hvfoe n Cre vast 12 Wsrg gdea M yar rates time akeady increased, subsegsnt rbFrgraces adended ria duration of Cie rfaeased rats, Renrnber Sae raceHe yar mnmun manthy payrtrM on dne far tz ocrrecutive Wlirg gdea. thr accent wi be reviewed fa a parsibls rehrn b your Pbn-Irrbodtrctary APR Your acvHnt r 90 ~ past die and your Pa~mrxrt Protecpon cwera0s ties been xeper~d. As stated m yorr Payment Protactpn egroemen6 you wveraga old rtanVry charge wrl be raxuleted coca your eccoud a no brger 90 days pest da You may sti be efgble for berrf~ b be pad b you eccoud hx bss everds dexrixd n you Peymat Prolectran agreaneM CaN Stanebrd3e Benefit Semoes et 1~B&627~04 b sw i you srhrabon gaeifrs for barbfits You were assessed a past due fee becer>se your mrwnum payment was rat recetied b/ the due dste To avoid ties fee n the (aloe, we rewmmerd fiat you slow ad least 7 buarree days for your mmrun peymerd b rich CSI One IoW dportav: Lr Pir4e rervbaaomeo r mdfaos err seta d manommareoamgrd.ram.roq.ame r ardo(A iwa~r6 paroin rtrv J r. etl.do m a.ru r u d w• o d.dn ii pa+4+c r (a u pesprarcdrb rn nrruraao da Pam atr dr d aPm ton ddrb(4dd ridodq feral PtlorrB. TYrprr orrY 4rYeeprpar6 dgaprMdPearatrr trmatolelm 6bdd~ Lrpprgrreo6rn of adKla ro IQrr O m aroRlY dr era cello ro tla aea4rbtl d db rr 9pdreerotl. rArrrar YbadlrtlmdlUpadem7,aerpN rr dis ~aa la rmv,r~lnorq,p r iccOMV~ dy. do d IpAr rurRp. Yi4arlat Ndlcr. pAnr6 prxWbuM6oodadbprrcwtrder Rrrw Oy ro rwv i, Purr7 (t) la tled f r baba wear d ar ddrrrt rdprdaM htlr arJ»o! rrlerprradgN(AyupMMl •roa7M)h ar purvyarm'gepw Er(RrmrPi} PYarrtibrd6rt tw (6)cirri dNra WrddrMµ P1Mr'bnodrl lyud tlrydfrborarah rytltlia faretlrrrdhoaedbdrdtlrdyrorrrrern arhwerd3YOaolkrrW tlravrraurwsru,rorotlr~ r7rtltlmrquoWPlotl.pW'dp0.aterm PMO'IVY~Prerrit 7501160 Sn~ artteriar Papos Y tx9dkos Fl CUUAETtTO Trarrsaxloraa Saldo rasevo Pago mmimo $'2,070.92 - $100.00 + $44,29 + $44.00 $2,059.21 $559.21 Abr. 04, 2006 Feb. 10, 2008 -Mar. 10, 2006 P9glna 1 de 1 C110f1t8 MsatxCard Platinum 5281-15241514.4225 Inforitlarl8n aobre w ctleMa L(MITE DE CREDITO TOTAL 57,500.00 CRE:DRO TOTAL DISPONIBLE 50.00 LfMITE DE CREDITO PARR ADELANTOS DE EFECTNO 51,500.00 CREDITO DISPONIBLE PARAADELANTOS DE EFECTNO 60,00 incur eon u> rnrrps rs a c«unons 5u aiznk eels atrsseda en tree pagoe Esb sgnfice qua kmpaeonenk rto puede hater riuevas mrrpras m aboarer adelartt~ de dnao en ekdero Pero puede reaperar bs prNdegros de aedoo ohoarbs pa ooprkl one y pone su cuertfn e! die pagand) ~ aa,hded adevisdA en su eshKb de aertfa. Sr here dfialkdes flnataeres y se siade dxurtado(e) - querenas airudarle Lknte a uno de nuestros represerthutks el 1888.1324247 Se srxprerki9ra de b cpe podtsnca hater Nobs pea resolver esk problems. ~a~ C11ldfl05 Y UUabES 1 06 MAR PAYMENT 510D 00- Transaccbries 2 05 MAR PASr DuE FEE 538.00 3 10 MAR CAPITAL ONE M~NTF4_Y MEMBER FEE $6.00 segrn bs krnsnoa canuacedx artertonneMe, e~,rres o base sus hoes de noses ereebs arnenlaron Ys qts w ouenk se ehsso ties vecas en bs u9srros 12 pafo~a de kcdraaon St sus hrses ya aunenkron, los ehesce postaores en N pe¢> probrtgam k duration de Im h~ eumaYed® Recuade St recbsrrw su pRgo minmo merlwei a tarlpo disMe 12 palod)s de h)ctUaclort caratecuhvas, se revrsera ask walk pare vet st es posrble regreser e ~ fasas de noeres steaks no r9roducronas Su cuertk ha sdxepesado su 7mAe de creddo. Pare evAa cargos aditionaks pa scbepssar el Ihrrik ds aedb, Fague b suficrertte pas qs su sab5 ask pa debep dB su Ilm~ ds aedib rrrredakntarda, y asegueae qA3 se mankrga pot debap de w 9mAe ds credit. Aaegurew de hxner en cuenk cuaq+er coops, anbLV Y ~9~ Px firerwaemento fithxos Se b mpuso un ~ pot ahsso en N p~7O porgla rp recbTnao su pago mkamO pare k kdH de veramren0o En el hthro pare evda q~e se b npags ask cago, k recomatdemca qe awk su pego can ure entcpetion cb pot b nanas de 7 des lebaehke, pare qua Ceprtd One b recta a kmpo Cargos pot flnanciairAenOD (Favor vet k rifamacan srporfante tK~lYihl) rasa N><iCad teas pen APR con CARtio F1N Cartpres 52,08037 007006%D ?5.90% $4429 EfacWo SD.00 007086%D 25.90% 50.00 TASA DE MERES ANUAL aplkada en sate periodo de 7acYxacion: 25.90% 0 A SU 56t111g0 1.990.4610174 Pn oaresucaw om N Dapanamrib de Sarvw N CkrMe o Pere rvpatr Nrobo o amsAo de w lapis Ene(a ma pagoa a: CephlOro &QUSA),NA • P 0 Boc 70884 • Chsdb, NC ~ZR-0881 FJIYk aw pre9ialOa a: Captd One• P 0. @x30285 • Sd Lane ay, Uf e4t3oaim5 ® 4Tlene spurt prapurta con raspacoo a un cargo an au aafado Ida cuarka7 CorMtrlEa N Rsstnwt de ba Daraclaa de Ferchaaoi0n ei rbrao da eu osaedo da txrarsa o vYRa •EfN 7a1VICK/ aNi dhT,oMbk f610 M ryks. DLYUELVA EL SKiUIENIL CUP'bN CON SU PAGO U OBTENGA ACCESO A W W W.CAPRAIANE.COM PARR PAGAR POR !A INTERNET ~s9/~~" wheYS m your walMrt" Pecha (le SaldO nu4Ytro Pogo minimo vendmieitto $2,059.21 $559.21 Abr. 04, 2006 PAGUEPORIA MENOSESTA CANrIDAD Total adjunto CepLtel One ek(USA),NA P•0• Box 70684 ~r~n~~~nr~r~nr~r~r~ Charlotte, NC 26272-0884 7501160 irtiriirrirrtituttrittituitrtirririninittnttitrittutrtu 0 5291152415144225 09 205921010D00055921D N(imero de Clients: 5291-1524-1514-4225 hdque augraer mm6o de dreadan o de drec06n de mrrco Nectr6ntm en ktra de mokk cwt tin? r,eya o azul. [Wecrkn FeAtfavro de asriohrdi Ow kl~Iaia Ave~r/an ob mrreo nFcodniv #9007191019955518# MAIL ID NUMBER ANTONIO N ORTIZ 600 nARKET ST SUNBURY, PA 17801-2340 ~nr~~~nr~~u~r~~nuu~~n~r~n~~u~rr~~~nr~~nr~~nn~n~~ Ernie su pago pot oorreo en el sobre adjunto y rea~erde esvibir w numbro de arerlta en su cheque o giro postal a norrdxe de Capital One BkNSA),NA. Pkvue write your aaaount number on your cheat or money order made payable to Captal One Bk(115A,1,NA and mad with this coupon in the erKlosed ernebpe. FlNAMCE Previous Balance Payments & Qedts i~iAR(iE Trartns Now Balance Musimum PaymaTt Due DY~Be $2,070,92 - $100.00 + $44.29 + $44.00 = $2,069.21 $559.21 Apr. 04.2008 Feb. 10, 2008 -Mar. 10, 2008 Page 1 of 1 MasteYCard Platinum Acoaad 5291-152415144225 Your A4lxwunt IMonnatlon TOTAL CREDIT IJNE 51,500.00 TOTALAVAII.ABLE CREDIT 50.00 CREDIT LINE FOR CASH 51,50000 AVAItABIF CREDIT FOR CASH 50.00 FlrlarrCe Charges (Please see the Inpatad Dexbaues ercbaeci) Babrw:erate Pereodc Carespaedrg FNANCE eppbd b rate APR l7WR(iE Purchases 52,OB0 31 0.07096% D 25.90°6 544.29 cash so 00 o.wosfix D 25.9016 so 00 AN41ML PERCENfAOE RAZE alrp8sd fhk period: 23.80% Q uYowServke 1ao4432-0114 To cal Qabner Retbonsarto eepart a bet a eUtin oad Send peyerortb io: C4aa One Bk(USA)JJ4 • P 0 Boer 70684 • CTablb, NC 18272-08&1 A Sadtirgtirbeb: CrpYd Ors P 0 Bar 30286 • Sd Laa Cly, Ur 84130~D285 ® HeYS a quntbn about a charge on your eaebmerrC7 Please refs to the Biltg Rghs Summery an the beck o(you sbbment a veil .•+. v.rau env nr erns -ea auo yr Yoefre behrd by Thee paynrenb chat rteears you are tarporani~ urebb to mNce reaw purdrases a get cash adiaraes Bul you can vegan you Cepllel one dlargng prYrdeges and tm9 yrov t~caxrtbadc nto good staredry by payYg the earounl due m you stalemenl. ff yoefre IHJY%J fe~~cPl a8fi~te~ and yobs feekY3 wed • we want ~ hap Give are of ou assocetes a call al l B00 956 6600 Yafd be strprsed wlmt Nre can do ~~ to work 8YS cut. P4tynter~ts. CTedils de eAdiustmeMs 1 06 MAR PAYIviQJf 510000• Transactions 2 05 MAR PAST DUE FEE 98.00 3 10 MAR CAPITAL 01~ hghITFLY MEhBER FEE 55.00 uraiar tame pravoesty dsdosad to you, sane a a1 of your AnrYel Paoantiga Raba (APRs) bane been naeesad since your aaaunt was past duo twroa n rho past 12 tHBYrg rNdas 8 you robs have aheadY enaeesad, subset}rant aderedad Mediation dMe nae®ed vales Reneerrd~a ff we rerene your mrrmun moMhy peyrneM an trne fa 12 ooreecutira tiding ~, the eccarn wir be reveawed fa a possbb rebm b yov Non-Intiodretory APR Your accord has gars vier ds aedt ind To awd editiorrel oraknd bas, Pb~ Pey b b~ yar bebnos helorr yar aedl lind mrtbdetelj, and make Sae you rarer t>elox ya,r aedil Ynd Please be sure b accent for aN futire perdnees, fees, erd firlane cFiergas Yau was assessed a past due be becene yar mYmem payment was ral receNed by Bredue date To avail the be n Bra (aloe, wa racammad that you t+lox at best 7 twsnoss days fa you mmrxn payment b reach Cepibl one AeW Yeportade: l.w rgeeaa ~eenreper oaeo p medleete a eu asna a n.no6amamrenv+ebembaew, seeps r oawr(1) ivewro b pa=nfN1~J sale eelakb dwY YaedwW n a ednJrPee~e Y @ eu P{peweecbm Qe newoe>otm®Pa®eeeee atw b b 9p.n iva delYOp(Y2 eY Yr3aiS laeeMPedeo) TYpodpYegeeY ereYepeporY eerie poaapuJteeer nirtaom(slerer mereeYa Laepq®genobenoY eN1oeYyaran Wro m ort;Yrraratoreoeoeteerow Yseraemea m en ¢obremaeoa MaYrwdbYborrllooemm4gam6e7o, eemgbb ilia FaL~ee. Wnwmonbaoc'W ecw0~~4~e.ek.ahwreuP(p. Mipadrt Ndicr. Pq~nsbla+mYburdhaaeJedblaramurtrdtls (aags~IRnowte, Pdamo(Aldu eeaYeeraeaeePeieaedYwdetwerY Nprd~Y ieYa eecbwl meYaecs ereaepaJ(gprpgwae• rzeYaln arP~VdbtWJP+R ET(12ecenPr) arweadramtew, (~h,a»q beefaPOYddrMry. ps*~bnaidauaYrYalhrbaaaeYri,aYWYr fineeearfo[OeoeYa•edsdeeeolrea eeuYaYSm Qrturw oiyeveMreOe. YroeyeSYUety, eaaarptoige. PbYemrnl ere doTbY, peYVOp,aa wren PYIO'YY YdrGY~r~ 7501160 FINANCE Prevbua Balance Payments ti tAedta CfIAR(IE Transadlorte New ealalx:e Minimum Payrlerk Due Dale $2,059.21 - $0.00 + $43.16 + $63.10 = $2,166.47 $665.47 May. 05, 2008 Mar. 11,2008 -Apr. 09, 2008 Page 1 of 1 MatllaCard Platlrnatt Acoaatt 5291-1524-7514-4225 Your Atxaxlt IMormatlolt TOTAL CREDIT IJNE E1,SOD.gO TOTAL AVAILABLE CREDIT ;0.00 CREDIT LINE FOR CASH E1,500.00 AVAILABLE CREDIT FOR CASH b0.00 Fillallce Charges (Pease sea the Important Orscbsues erobsedj Behrrce re1e Perrodc Carespardrg FNANCE appled b rate APR CHARQE Purchases St,087.89 O.Ot~9p% D 25.15% 543.76 Cash 5000 006E90%D 2515% 5000 ANNUAL PQtCEHTAOE RATE appMed thk perbd: 2S.7S% Q At YourServlw ti00~4/2-0114 To cal Ouaars RetmrsaN report a bet a ebM cad ® SendpayaMlMsto: L70ilai One Bk{USA)NA • P 0 Sac 70881 • Chabtle, NC 28Z72dM384 A Sand Inquiries b: Qpird Ore• P 0 t3mc 30285 • Sd Lde Ciy. Uf 81130A786 ® Haw a qulgbn about a charge on your Wbnlall7 Please refer b the Biig R~ Summary an the beds of your s~terterA a wait .•>. r rasr nw ar ices -ua atw~ yr Yahe belxd by fcu payments Yw sN cerYl make any rrew pudreses a cash airarrces on you account. But you can sUl vegan yar dergrg prr7ieges and brrR7 You accent back nb q~od slnrrdrg by paying the amours die on you sarterrent by the reXt dae date tJrrfalurately,Awe daA receive a srificaent paymerd, we may have b permarrerAlj suspend you dergrg prwikges Need hNp~ Owe us a cal at 1.600 9551~i00 We7 work bgether to see wtet your apsoru are b rebind your account slaWS. Pavnlelltf. Cret~ts ~ Adlustnlents Transactlolls 1 04APR PAST Dl1E FEE 53900 2 09 APR CAPITAL ONE MpNfFLY MEMBER FEE 55.00 3 09APR PAYMENT PROTECTION 1~888527~804 51910 lh~r terms prevaeiy dvcbsed b you, sane a al dyou Ansel Percentage Rates (APRs) have been rrraeased srrna you aomurA was past dx Nace n tte past 12 Wlrrg oyriea ff you rates have already rrraeased, arbaequent deirquerces erdended tie dxasar of the increased rates Renerrtrer IFwe receive you mramun montNy payment on tme for 12 aoreewMe Wbg fides, the earocxA wi ba reviewed ra a poesbb ream b you NaHrAroduday APR Yar aaAUA s 90 Sys past due and you PaynrerA Prolectrxr caerage has been sraperrded /1s staled m yar Payment Protectcn agreement, Your coverage erd mrwrWy ruaarge m/ be rearsleted arce yar acmcnt a rro brger 90 drrys past da You may sti ba algibla for bereRs b be paid b your acoouA fa bas everAs dasabed n you PeyrrrarA Rotedrar agrearnent Cal Starabridge Benefit Services al 1-066SQ7~D4 b sea i you sAuabon qualifies ra berrefib Yaw eccouA has gee over As aedA inA. To and addborral ovairrrl fees, P~ P~' ~ b ~^9 you bebrace bsbw yorr crodt ant mriedetaf)r, erd mde axe you remen t>slvn you credA knA Please be sue b aomurll far airy future prrdrases,fees, end fresrce charges Yau were assessed a pest die fee becaee you mnmum payment was not raceaed bi' 8ra de vista To avald the fee n the future. we reoanmerld tltat you aiox at least 7 tauesress days fa your mmrun petmrud b reach C~i~l One Nio laOarfaata: Luppmq.ermaNOporaartoow~ddasawaets ammodi~MArWeaaaare~,aarPraraero (1)nAaw~b papnefala aP aaeaaabJaaorla Y w saga a, a Wn ma4~ Y 12t w pfgaawrxbab m ne6cw6o da P~oiD atoo m d apm hors daaael4dd eeaal4fmdal PaoraD). Tapnoaeh ga6araaea pore daaap~aalPadatrma base aIDtS)dr®6eaab, laepipa garrecCarca on .W Ue' aeo lpr o m adalliar atra Rma aastar ro oar aaotamo a m aIt 4s ba raLaaw. Nuwadfae Yaaalatan Da trees aoada,a®pb be dis faYw. la racana~rwga m iaae~, dry, ac. a bar wraoa~ FgaYrtaakc PgwUrw naltouMbaaadadbrarawtsdtle uww die ae raw R Poad3d (0 Yw card ea Oatroa poem d sw oreYnat aNyardrk nIC acbew iariasoaW~aner4ro+pgavl a ralpln arPaaae artrrA'apao ET(Rrnar Pr). rmaaaarad is (>)brwc daafapoaddaaerr prlwaYreaelad hruol aryctlwborl'mah aYalir famaaerrdhava~d®deeAraeraaatlam Qr4arade+aMbrdi' erosgr SaWay, oal/ieloldala PtYaa dDraroo araPbe, PaPartF0. ac.won aaP~VYarPWa=t 7501160 Saida mtterior Papas Y cr6dbos FlNAIJCUIMENTO Trartsacclalas Saldo lNSew Pape mirrimo vortcTrrre~u $2,059.21 - $0.00 + $43.16 + $63.10 = $2,165.47 $665.47 May. 05, 2008 Mar. 11,2006 -Abr. 09, 2008 P4gina 1 de 1 °i9 CtlxMe NladaCard Platlraan 5281-1524-1514-4725 InPomtacibn sabre su cuettta LIMITE DE CREDITO TOTAL 51,500.00 CREDffOTOTALDISPONIBLE ~A.00 UMITE DE CREDITO PARR ADELANTOS DE EFECTNO 51,500.00 CREDffO DISPONIBLE PARAADELANTOS DE EFECTNO 50.00 Cargos par financkmiento (Favor ver la nbmreaon mpormnte adNrrk- iasa epfKad Tara pen APR Car CARl30 Fit Compres 52,097.89 O.OE~9D°b D 2515X 54316 ErecMo 50.00 D.06~09G D 2515Ye 50.00 TASA DE NfQtES ANUAL aplKxd en esLs pertodo ds /echWacfon: ZS.15% ASU SFJtNgO 1.BOD.46b0114 Poe oarurcrrw oon N Dspwamadi ds Sorclo NCkreso pan rsporir N rceo o amsrlo ds un tvlem Emis w pagos a: CyaY Ore tAQUSA),NA • P 0 Box 70884 • Cheblb, NC 282T1-088t Frnfe aw pregu~ Llptd Oro• P 0. Box 302 ~ Sd Lake coy, U7 841300285 ® ZTNne Npian prepurta am respscao a un aupo sn eu eNado de cuerrh7 CaraulM N Reelrnerr de bs Dasriroe ds FaoLaaclOri N daeo ds au eNado do wxrta o vNb 'ENa servbb atl dfspalibk s61o en sgl6s, Su aenta seta atrasada en aratro pag» Pb plrede hecer nuevas oompras n obtener edekrrbs de efecbro Pero SIXI puede reapers sus pnviegos de aedb y parer su asnta N de p~rrdo k canLdad adeudsde en su esiado ~ arenta antes ~ b aoxena kdre ds verramrerrto St rro recbmos una centldsd sufiaenk, podriams susperrdsr permerrerrtemenk sus prwiegas ~ aedb ZNaceslta ayude7 Llenrerros el 1.8009558600 Juntas veremos qe opclares Leas pare resLrbkcer d estaob de su alsnta Paaoa. cr8ditos v alustes Transaodones 1 D4ABR PASTtxJEFEE 539.00 2 os ABR cAPIraL ortE M~Nrltr IvElriaER FEE 55.oD 3 09 ABR PAYWENT PROTECTION 1~888527~69D4 51910 Segal bs L?msnca canuncaoba enbsnomenk, shuns o todss sus lases ob mares enuabs aunantaron ya qua su arenle se a0eso dos vecea an ba ubrrwa 12 parlodrs de facbuecron St sus ~ ya annnlerorr, ba eLesai pasLxoras en d pegr probrgarm k deacon der las ~ amerrlaogv Racuarde SI recbrrros su gaga mtnmo merrsual a Lempo dmnte 12 perlodoe de facLraaar wrrsacutrvas, se ravlsar$ seta asrrla pare ver sr e9 posbk regro9ar a lee Lees a13 mares arseles rro Su cuarb esth alreseda 90 dlas y sa susparrdD su cabertua ds Protea»n de Pagos Seger w Aaerd> der Proteaaon o1a Pegos, Y aberLxa y N ~ mersuel a su rverlle se restat>tewr8n ue v~qs esm dsp de terra ur aaaeo der 90 dies tJskd todavfa goads ser Nestle pare be txrraLcae qua ea pggerlen a su a,errm pa fss slhreoans o13 perdda desarIDs en au Aaerdo der Protemorr der Pggoa Pare ver sr eu 9rluacprr CNifwre pare berreficloa, tianre a StanabrKhe Benefit Samces N 1~& 52704 Su cuarrk ha sobrepasarb su Bmte de credo. Para evRar cagos adxxaeka pa sdxepasar N IkniOe rb aedb, pegue b afiaente pare Ore su sebo ask pa delxp ds su Iknib de aedb nmedietemenk, y asegueae qs w maraanga par debep der au BmiBa de aedb. Asegureae ~ tarrar en areMa ~e~ ads Y ~9~ Par firencemerto futuoa Se b xrpuso un cargo pa aLeao en N pogo porque ra recWrros su ppo minmo pare g tedre ds verrcmlerAo En N fuGm pare avr4rr c}re se k rrporga sets cargo, le recomendsrrooa oNe envier su gaga con urn anLCpeclon ob pa b merroa de l des bboiabbs, pare qua Cap4N One b recta a LarKw OEVUELVA ELSKiUff NfE CUPdN CON SU PAGO U OBTENGA ACCE50 A WVVw.CAPRAIDNE.COM PARR PAGAR POR IA MTERNET 0 5291152415144225 09 2165470100000665472 ~~+" wMr's m your walMt~` FeCha de Saldo nu4wo Pogo minima vendmierrto $2,165.47 $665.47 May. O5, 2008 PAGI~ POR lA MENOS ESTA CANE IOAD Total adjunto Pap~iLBoxe708844USA),NA Irlrr~rrr~~lr~r~r~~rr~ Charlotte, NC 28272-Obb4 7501160 irrir~irrirrr~rnrrrirrirnirrrinirirrirlirrurrirrirrnrrrn N4imero de CLenta: 5291-1524-1514-4225 trMpue anquler amber de dlreai6n o de 6reca6n de ooneo Nectr6nrm en ktra de molds cwr dnm negra o azul. TeAf/oia aY yruidardr OVO reAtlava lArecxlan de cmreo n4xbtHJco ~ #9010191019955513# MAIL ID NUMBER ANTONIO H ORTIZ 600 RARKET ST SUNBURY, PA 17801-2340 ur~~~nr~~rr~r~~uun~~n~r~n~~n~u~~~m~~nr~~nu~n Errvie su gaga par aorreo en el sabre adjunto y reaxrde esvibir w rrrimero de asema en su cheque o giro postal a rrorrrbre de Capital One BkNSA),NA. Please write your aaooum number on your check a money order made payable to Capital One Bk(US.g1,NA and mad wRh this coupon in the endosed envelope. Sabo anterior ~ Y u+bdlos FINANCIAMENTO Transaaiones Saido nuaw Pago mmimo $2,165.47 - $0.00 + $45.35 + $44,00 $2,254.82 $754.82 Jun. 03, 2008 Abr. 10, 2008 -May. 09, 2008 Pagina 1 de 2 ' ~~ Cuxth MaeRerCaM Pgdlam 5281-1524-1514225 Informacidn sotlre w cuenta L(NEA DE CR~DITO TOTAL ROTATORIA 51,500.00 L(NEA DE CREDITO TOTAL ROTATORIA DISPONIBLE 50.00 LIMITS DE CREDITO PARAADELANTOS DE EFECTNO 51,500.00 CR~DffO DISPONIBLE PARAADELANTOS DE EFECTNO 50.00 Cargos porflnanclanllertto (Fevarver b rtormaaon rrpor0anle rd}rtm) rasa aptiad rasa pan APR con CAROO t1n Cortpraa 52,193.91 O.OBBBD% D 2515% $45.35 EfircWo 50.00 0.0998076 D 2515% SOHO TASA DE N4fERES ANUAL aa~ m etlb perlodo ds fischracbn: 23.1!% Q ASU BERVICIO 1•AOBdt:2~0114 Pea mn.tcata con el Wprmnsib da Sa,cv r Cierta o pare regale el rcEo o wdraAO b ure tepra Env6e tae prgoe a: CeptA One Bk(l1SA),NA • P 0 Bac 70994 • C'IaUas, NC 28271-099/ Envfa wR prsgudw a: Clprtel Ono- P 0 Bate 30185 • Sal l,dae City, Uf 8413OOQ85 mcuc Pon w Maas rs•a unnona Su aenb esd atrasada en artm pagos Fklnos suspen3ip permarterttentente sus prA4legas de aedb SI ra conhrne eferitendo p~7os pate a su wertb en rlesgo d3 cue sea dada en perdu. hb permAe qle esb owrra. SI se srenle atxumads(a), ~rlntos gabs el 1.900.5556600 Trebalarerttae con uskd pare resoHer arts astnto Patios, creditor 1I dltl5te3 Transacciones 1 06 MAY PAST DUE FEE 538A0 2 08 MAY CAPITAL OhE MJNfFLY MEMBER FEE $5.00 Segm bs temartos canutlcrx6s arttartaments, e~urtas o lodes sus lases da n0ares artualas aurtereeat ye qua su aranle se ea®o des veces en ba uksrtoa 12 pertoma de fecaracart SI sts lases Ya aartenlaron, be atrasw poeterpree en el p~ probrgwon to duraaat da laa talsae aurlerttadas Recuerde St recbntos su pego mlmto mttrtetd a tlempo drerie 12 perlodss d6 fis~hseogn coroecuh/ce,sere/rsere sate cuertla pare ver e a poebb regresar a las tesro d, nbree anlal» rto rrttroda9orl® Su cuenb seta etresede 90 dbs y sa suspartdo su cvbetua de Proteooat da Pegoe sags„ ~ Awards da Prdeoaort de Pegos, b cd:erNra y el cargo menslal a su cueMe se rostebNCeran urn wa¢ qi6 esht dale da terser In etaso ds 90 des Ustad todevb ptrad6 ser ebgt4e pea be t:atafwioe qta se pegefen a su wenla pa ~ sltuaaonas da perdda dasaibs an su Awerb de Proteoaon da Pagoa Pam ver e eu slhecm calflca pea berteficlas, Iertte a StartBtrtC~B Benefit SeNlCee el 1~8BB~ 527904 Su cuatb b eobepn9edn su fimlb de aedb Pere evdar cegts edcvrtebs pa erbrape.,or el Rm~OS de aecib, pague b sufiaente pare qse au sakb eats pa dsbep de su 9m10e de aedb rrmediamrnente, y ttseguese qua se rttarixtge Pa dabep ~ su Rmib ~ aeditu Asaguese da tome en werlb crelgrer oxrora, wotas y Pa frlewemranb fWioa Se b mpuw un cargo pa ahaso en el pego porque rlo recblrnca su pro minmo pea b fectta ds vertctmlertto En el fuhso pea eater qs se b arlparpa esb cargo, b recomertd9rttos qua erwb su pago con urta anttcpacl6rt da pa b martoa ds 7 dea bbadAes, pare qua Capltd One b rt>cbe a 11BffIpO DEVUELVA ELSKiUIENfE CVP'ON CON SU PAGO U OB'TENGA ACCESO A VVwW.CAPrfAUJNE.COM PARR PAGAR POR to INfERNEf ~~" what's m your walkt~" Fecha tie Saldo nuevo Pago mGlimo vendmiento $2,254.82 $754.82 Jun. 03, 2008 PAGUE POR LO MENOS ESTA CANfIDAD Total adjmtto , 0 5291152415144225 09 2254820100000754828 P OLLBoxo70a841USA),NA 'r~rr~nl~~l~r~u~r~r~ Chsrlotta, NC 26272-0884 7501160 irr~rutritrririitrrirririntltirriritrirritrurrirlitturtru Numero de CLenta: 5291-1524-1514-4225 Ydque atelquer umtao de dtrttadan o de dreocbn de mneo Nectrdnm en kira de ntokk con tlrtti negra v ate/. 7aYloip de iesaokvp'i OVO teNfortu Ahttcicrr de coned ekcbtfnrm ~ #9013191019955510# MAIL ID NUMBER ANTONIO N ORTIZ 1.00 RARKET ST SUNBURY, PA 17803-2340 ur~~~m~~n~r~~nuu~~n~r~u~~u~n~~~nt~~nr~~nn~n Envie su pago por oorreo en el sobre adjunto y reauerde escil>ir su numero de asertw en su cheque o giro postal a rtombre de Capital One BkNS+U,NA. Please write your aooourrt number on your aleck or rrprley order made payable to Capnal One Bk(USg1,NA and mad wnh this coupon in the enclosed errvebpe. Saldo anterior Pagos Y ~~ FINANCIAMENTO Tranaacciaros Saldo m~evo Pogo minimo $2,165.47 - $0.00 + $45.35 + $44.00 - $2,254.82 $754.62 Jun. 03, 2008 Abr. 10, 2008 -May. 09, 2008 P~gina 2 de 2 5291-15241514-4225 III}OnnaCIG1150bfC Su GYCIIt2 LINEA DE CREDITO TOTAL ROTATORIA 57,500.00 LfNEA DE CR~DITO TOTAL ROTATORIA DISPONIBLE 10.00 LIMITE DE CREDITO PARR ADELANTOS DE EFECTNO 51,500.00 CREDffO DISPONIBLE PARAADELANTOS DE EFECTNO 50,00 yTiMe elpur ppuRa con rpp~cEO ~ un wyo an su afado d~ cuwta? Conwb al Rwurrwn d~ bs Oerechos de FacOrad6n d dono FM w eaudo de OuBfti oveae '5010 lBFVICIO OdA dePOF~610 0610 M ifIQ166. ~'i•~ PriGUF POR 10 MFNOS f5'A UNTIOA7 7501160 FINANCE Prevbus Balance Paymatb & Credb giAR/3E Trarbaldlons New Balance M&timun Payment Due Dabs $2,165.47 - $0.00 + $45.35 + $44.00 = $2,254.82 $754.82 Jun. 03, 2008 Apr. 10, 2008 -May. 09, 2006 Page 1 of 2 MaetafCard Platlnum Account 5291-15241514-4225 Your Account IMorrnatlal TOTAL REVOLVING CREDIT LINE $1,500.00 TOTAL AVAILABLE REVOLVING CREDIT 50.00 CREDIT LINE FOR CASH 51,50000 AVAILABLE CREDIT FOR CASH 50.00 Flnance Chdryes (Please sea the imporiwd DHdosurea erobsedj Bebrlce rate Perlodb Corresporldrg Fr1AlICE appfed to rate APR (StARGE Purchases SZ,19391 O.p689096D 25.1596 545.E C~h 5000 0.06890!6 D 25.15% 5000 ANNUAL PERCENTAGE RATE applbd tltk period: 25.1'316 Q At Yourtiavke 14gD46t-0114 To al Cudana Re6easa'b spat a bd a sbbn card Sard pyerartts to: Child One BIQUSA).fN • P 0 Bel 7(1804 • Ctrabae, NC 28272-0851 Sant IngWrles b: Crptel Ora• P 0 Bat 30788 • Sei Lase CXy, Uf 84130-0248 F1ave a questloa about a clrrge on your aYBamast? Please refer to the BiY g RgIKs Summery on the bads of you sfebrtrtent a veil .~.. NI/Y WN Ar lFAS"He AYD' rI Yahe beMnd by fare paymerrb Werra permarrenly revoked yar chargng pmdeges ff you aonhnue to mrss paymanb you acxtrit a al tale of berg charged olf Please donY IN tte tep{xn. 8 you're feekg overwhetrled, caN us al 1800.965.6600 We11 wale wM you to restive Ble natter Pamletlts. Credo ~ Adlutl611ents Tnutsactlolts I 05 AMY PAST DUE FEE 539.00 2 09 MAY CAPITAL OPE A4JNfFLY IrEh6ER FEE 55.00 Urrdsr temp prevpusly decbsed to you, soma a al dyour Annlel Percentage Roles (APRs) bare been lnaeaeed mrce you exwM was past due iwrce n the past 12 birg ~ 8 yea talcs here ~1 lrICf8B9ed, subsequent dablglerCes ercterrd9d the duabon dthe ncreased rates. Rerrrerrba IFwe ratans you mmlum monihy p~rtlleM on Una for 12 ooreecubve bibg vpdee, the acxutt wi ba revewed fa s poasbla rodeo to yorr Nortlrlboduday APR tour exam a 90 days pest due end your Payment Plotecbm xerege res been sl»perrbd A, stated In You Fayrrrent ProOecear ageerrrerll, you wvarpe and rtronthA' ctcerge sot be relnatatad orKe your eaAlyd a rro brger 90 ~ pest do You may slit ba eYgble to berefib to be pad ~ your aaount fa bas evapds deeat~ed n you Payment Protecfrort agreement. CaN Storebncpe Benefit Slvvrces at t~BB527~D4 b sea i yea srhebon greifes fa benefib Your axaalt tes gone over is credit bnd To etorJ edlbonal aerknit fees. pkme pay erpugh ~ bm9 your balance below your refit fmt nare3etey, ant rrrdce sure you roman below yotr credit kml Please be sue W eccanl for pry future purdnses, fees, end faerce charges You were assessed a past due fee becalasa Your maemun payrrlertl was rat recened ty the die dab To avail the fee n the fulcra, wa rexmmerd let you plow at least 7 bllrsaaleas days (a you mawnun payrnad b reach CcpAal One Nave Maw: Latpgaga roeaMapaoampwaedaa/saoaats a mono ale klweoM m 4a loo rabarw, papa r cram l A ~ awe b Pa=~eaela J al~alabr6dala y v drga ar a edn JIP V~~b Y Ql a w{paarvdab alnra6ooabo da pom®~b ateedi la9pa loa daew(12dnadoaYr hoe arl peoaao). Tap arauAaaaYaaeae pore dw9poddpraobmna radaam6laa Wadlaa Laepgoe4a ncbarce an vrdyor qro bar 0 m aagaa era biro p anal no q aeaf~e a dq an paWraWaroa Maaoeda tlbdaaan do llveaat>aao, acerb Ee ilia relive In ramnarSaaocrya ro ~a~• drr, ac area wrnee YpafatNake: PimaerlaripiibunNbewd[eab/u+ra~todee kaxwaryae raXw ;parma(1)ya an7ea0oaaapaaondtladdaret a,yardsh nlaacbwl ronllacaavd~eaY fgpvperaal a rasld"n au paaap armrq 9pn ET(firmn Pr- P6®ia d hal [a (3)tu~ dgefapoaddriery Pgaabreaaalhyud rydhar6aiglab ry otla barrgnd6eaedadadeady alraaeeeam Ov-aaaadrya aeMrdry tlfp/~I Seala~y, aalraYplafa>•e. PIOe000ena Vie alpa,pawdp, dF rMp1 paraFpyarpeynart 7501160 Fa4ANC~ Pnwbus Balance Paymerta Q. CraAts q{ARpE Traneactlons New Bel~ce Minimum Paymerrt Due Debe $2,165.47 - $0.00 + $45.35 + $44.00 $2,254.82 $754.82 Jun. 03, 2008 Apr. 10, 2008 -May. 09, 2008 Page 2 of 2 AlaaterCard Platinum A 5281-15241514-~2Z5 Your Aocounk Infomiatlon TOTAL REVOLVING CREDIT LJNE 51,500.00 TOTALAVAILABLE REVOLVING CREDff j0.00 CREDIT IJNE FOR CASH 51,500.00 AVANABLE CREDIT FOR CASH SO.00 .a•. r toss wa a ~cnr 'HS asw~ +n 7501160 Saldo arttator Pagos Y FINANCUIMENTO Trartwacdattes 8aldo ntsavo Page mldmo $2,254.82 - $0.00 + $48.37 + $44.00 $2,347.19 $847.19 Jul. 04, 2008 Nlay. 10, 2008 -Jun. 09, 2008 P'agina 1 de 2 i• wwuL ~t ~ n+(ao, t srn <,w nuro 529'1-152415144725 IMonr6adbn sobre su claeltta Lf NEA DE CREDITO TOTAL ROTATORIA $1,500.00 LlNEA DE CREDITO TOTAL ROTATORIA DISPONIBLE $0.00 LIMITE DE CREDITO PARR ADELANTOS DE EFECTNO $1.500.00 CRE=DITO DISPONIBLE PARAADELANTOS DE EFECTNO 50.00 Cargos por firsarNN:laamien6o ~ (Pave ver t rrbrmeaon rmportnle ed}r~) rasa aplisd rasa pan APR can CAR00 FN Compras 52,287.E 0.0682296 D 24.9096 $48.37 EtcWO 50.00 0.06822YoD 24.90Yo $000 TASA DE nrERLs ANUAL rtplkadrr en eeb perfodo de fecOrecbn: 24.90% e A 6U SErt1111C10 1.900.4920114 Pee oanrce~ mn of OeP.mnorb rt Savwo d parto aearevorcr d rc~o o ama+b da one tepte Frnk as pegos e: Csptd Ona 9k(USA),NA • P 0 Bcoc 70884 • Greblb, NC 28272-0884 A tutvle ote preyteRs e: CR+E~I Onr P 0 Brx 302 • Salt Ldae (Sty, Ur B413QOQB5 Su aenta eats aeasada en seB pagan St demos su cuenta en perdu pa tUra9D en E4 pogo o pa rp e6acOsrbs, bs cargos pa firnrtaemsMos con6rMrarfin aamulfirrdose Tame is rtsdcts neceaerras shore m~amo pare evttar qua esto sucod~ EtcWe d pogo mim» qua aparoce en su eatado dr olenm o IArtrervs greus el 1800 965.f~00 Estnras egos pare eyudart Reapere d arttrd ~ su aedlo an Captd One Avao rngar4nte° Segue be tennsge clue se t oomuntcaar anterarmerrto, a par6r do sPpra su cuenta ar8fice pare abtro3r un atxnenb en is teas de rrtres aneles Sot emharg~ Cepr~l One he aptado pa ro incremerrtar sus lases de rAeres anuNes Reaxaek qua a ra manhero au cr)enla b da, C~itl One se r~erva el darecho de amentr sus lases de nreres anuats en el fulum Pagos, creditos y ~jus6BS------- -- --- Transaadorles 1 03 JUN PAST DUE FEE 338 00 2 09 JUN CAPITAL ONE M~JTFLY h£M3ER FEE $5.00 Su went esm atrasada 90 dlaa y ae suspen3a au wbertua de Protecaon de Pegoa sagr.c w Awards d9 Hotamon do Pagos, t cdsrhra y el sago mamUSl a su a)mda sa natbtcer3n ore vet qua eats dNe de tenor un ataao d° 90 dlas lktd todovfa puede aer ekgi:le pare be beriefiaos q)e se pegarfan e su seem pa is sltuecxxtes de prad~ dasa~s en su Aarardo de Proteccron da Pegoa Pero ver a au srlncrori caYrs pare berlefiCge, Janie a StanebrKge Benefit Semcae A 1-088.527~W04 Su cuerrt b aobr~~asedo su Anal de aadb. Pero evdar carps a3cnrets pa aabrepeaer el 9rnrte da aedb, pegue b auh~rrte pass c}n au aeldo eat pa detsp de w IfmiOade credilo rmedetamenb, y asagtrese qs x mar~0arga pa ckbap (t au 9mt1e ds aedto Aaegurase de tonmr en sent wak}aer cmpre, antes Y ~9~ Px frertc>BmsrAo firhros Sa t srpuso un corg~pa straw en el pogo poique no nacbsnas au pogo mfnmo pare 6 fedra de verorm~enBo En d fu8io pare evAar q~e se t mporga est Wrgo, t rearnerrdanoe qua envt su pogo con uro anlrctxicron da pa b manna da 7 des tbonbba, pam qua Caprtl One b recta a tempo DEVUELVA ELSKiUIENfE CUP'6M CON SU PACA U 08TEr4GA ACCESO A W W W.CAPRALONE.COM PARR PAGAR POR U11NfERNEf 0 5291152415144225 09 2347190100000847192 ~f1C' whets m ya,r walkt7" Fecha de Saldo nuevo Pogo m~limo vendmierrto $2,347.19 $847.19 Jul. 04, 2008 PAGUEPORLO MENOSESTA CM4TIDAD Total adjurtto Capltal One Bk(USA),NA P. o. Box 708x4 6LJ,~dIhJ„ILd Charlotte, NC 28272-0884 7501160 ~rrir~irrirrrirurrrirririurrrirri,irri,rirrnnirrirrurrru Nirmero de Cuenta: 5291-1524-1514-4225 tndque arelquer ambc de daeod6n o de direccr6n de mrreo dectrtnrm en ttra de molde con dno rxrgra v atr/. Aiecn'orr 7edf/ora ab ie~vraa ow re7lfono AfiKtfm ok mean elecotfnriv ~ N9016291019955515N MAIL ID NUMBER ANTONIO H ORTIZ 600 RARKET ST SUNBURY, PA 178D1-2340 ~nr~~~nr~~n~r~~nun~~n~r~n~~u~n~~~nr~~nr~~nn~n~~ Envie su pogo por oorreo en el sobre acijurroo y rea)erde esQitrr w nrimero de ae:rrta en su cheque o giro postal a rwmbre de Capital One Bk(USJV,NA Please write your account number on your dKdc or money order made payable to Capital One Bk(USA),NA and mad with this wupon in the endowed ewebpe. CAR(i0 POR Fella de Sa1do antaiar Papoa y croditoe FINANCIAMENTO Tranaacdollea Sabo ra,aw Paso mlrimo yenp $2,254.82 - $0.00 + $48.37 + $84.00 $2,347.19 $847.19 Jul. 04, 2008 May. 10, 2008 -Jun. 09, 2008 P~gina 2 de 2 5281-152415144725 Iniormadbn sobre su euenta LfNEA DE CREDITO TOTAL ROTATORIA 51,500.00 LINEA DE CREDITO TOTAL ROTATORIA DISPONIBLE j0.00 LIMITE DE CREDITO PARR ADELANTOS DE EFECTNO E1.500.00 CREDfTO DISPONIBLE PARAADELANTOS DE EFECTNO #0.00 ® ~Tkni alptnt pnplrAa ton raspacOc a un cargo en W aalado fli Cirirka9 Coraulli YI RaWrMn Ili bi Dilxtgs Os FacOaaobn al dorao de w aMatlo di cuxaa o vkai 'Esb savicW sill dkporabk s6b en iplbs. r;•. w~,uwn~nxnn ~slnuwnunu 7501160 ~~ Tranmdioras New Balarax Mir~rrnFm Payment Due Da6e Prevbus BelarYCe Payrrreraks & Credts CFIARG4c $2,254.82 - $0.00 + $48.37 + $44.00 $2,347.19 $847.19 Jul. 04, 2908 May. 10, 2008 -Jun. 09, 2008 Page 1 of 2 ~ t PLEASE PA7 AT {FAST TXe AnalMr Matl4torCarat Platinum ArxaRi 529 7-1 5241 51 4 42 2 5 Your Accorrrlt Information TOTAL REVOLVING CREDIT UNE E1,500.00 TOTAL AVAILABLE REVOLVING CREDIT 5000 CREDIT LINE FOR CASH E1,50000 AVAILABLE CREDIT FOR CASH E0.00 Firtazlce Charges (Please sea ilia Irtpatmt Dwcbsures endosecp BaBrae rate Peraric Correspaldrg FN4AtVCE appied d raUs APR f~4ARf3E Purdtiases 52,29702 0.06072%D 2480% 549.37 Cash 5000 0.05922'AD 2490X 50.00 AW4tML PQtCENTAQE RATE aPPMd thk Pw~: Z4AOYa Q AtYowServles 1.a00.462-01'N To cal Cuaomer Rebbrcarb sport a 6a or abbe cad tiaq patrrlaalb to: Cmitl Oro BktUSA),NA• P 0 E3ac 70884 • Globes, NO 28772-0881 ® Sand iagWrles m: Ckptirl Orre• P D 9x30785 • Set Lalao Gy, Uf 8/130-0286 Haw a garalbn about a clangs on your aYtamatT Plwse refer to the 9Sng Rrgks Summary on the beds d Y~ stidensnl a wet yww.ceoib<~.mrtJdso~4"~- YoLhe behrd bl sx payments ff we dsrge olf your arroutt due to ~~ a mssed peyrrlenls, ferace charges xdl oonlrale to aoaue Act now b prevent Bas Fran hepPeuan9 Please Pal trte mnnsm payment amount m Y~ stebnsnt a gne us a cal at 1800.966.60 We're here to fnsp Tdce cantrd of you credA wah Capial One "Important Nome" Urldsr the terms we prevady d'acloaed to you, you ecoant s row efgbb fur err rarease n Amud Peroenpge Rates (APRs) atfecaw mimdatey hl7waver, Capital Ors has ebcted mt Io rase you APRs at 8ws tma Please be aolveed that I you fail b keep Your acccutt n 9~d starring, Capital One reserves Us right to rase you APRs n the future Pamlents, Credits ~ Adlustltlerlts Transactions 1 D3 JLN PAST DUE FEE ~ ~ 2 09 JUN CAPITAL ONE MpNTF4_Y taEM6ER FEE ~.~ Your accent a 90 days past due and your Paynrert ProOecWrr Wwraga hw been srwperded As sued m yaLr Peymad Protection agreement, your oo+eraga and month' charge wnl be roeate6ed moo you aooant d ra brger 90 drys past dsa You may sbl be elgbla fa bersf~ to be pad b yar acwud /or toes evenb deevited n you Paynsnt Rotectarl ragreanalt. Cal Storrebrrdge Basfit Semcas el 1~999527~04 to sea if you sALabon 4 fa benefRs Your tacoirrt has gone war b rxradt tme. To awd ediponel werimit fees, please pay ana9h m brx9 you t7abraCO bebw yorr credt kni rmred~M, and rtsnlae sLro YW reman below Ycur a'edl Irrn[ Please ba sure to acoanl fa airy future purchases, Fees, and finance chages You were assessed a pest due tee because you mranun psyrtamt was rat receNOd by the ilia date Ti avail tree tae n the tutus, we recommend 1fYa you Allow at least 7 buaneee days far your mawnun palmiaA b reach C~ailal One lobe taFarr+da: LaaPaYr9+rwerabpaearrrevadlsa,nwaraae d rnodlawnarblaw,4rbrwbwwF aa+pe Y osdo(1) rwwNe b oaioinHasava w aarJevo err Y udrar n dadnuopgoatrlo Y C4 a P4®rar~ rn nrroraw m raaaeerom aoca da blP.+. rva dolaoM(4dd bdodk krndrl Peorwa). 7wpar aabgeb ateYY pas doroowlRadalawr haaoimtSydb lCadbr, LaPraralerac6aiae an ou~or W o apr o da autyar era lane paatal ro oa aaavpaa a m an gabrWroa laartradb Wadlaaam d7lrawa dndi, aogbb dts kdaas. la rvmnadwaoaga rw uraprraw, dM, cG. d rise wRpa Napafrt adkr. Pagerb prirlbuwiraeDDadloyaraomrtrdew pear dry wv raoww i Pardd (1) tau sad f e a oaaa Prbon d ea Mdarat ad prd rM rtYr aa;bal ~adfaaaa W gaa adSAYaa PMr'a snbW h w pmaryaamra'7Wa. Ef(Rrwcnvrl. Pbra dbwdbal aa(e)Arw dawarpowldraaY Piws4rYOYiad byudaYaYwr bYdarah wyatlra lmangrridbaaadldrdYrawwerarvsean Qurou•waddaaar~trW Yaapi9abngSOraeaaptwbpa. PYraYdono~uaw~b,pYpaotpa,Yk.wren RaPaYVrarRa^rt 7501160 Pmriaas eelance Paymata tti Credits Ci Traneactlone New Balance Minimum Payment Dus Date $2,254.82 - $0.00 + $48.37 * $44.00 $2,347.19 $847.19 Jul. 04, 2008 MaY• 10, 2008 -Jun. 09, 2008 Page 2 of 2 MasterCard Platinum Account 5291-15241514-4225 Your Account InfomlaAlon TOTAL REVOLVING CREDIT LINE 51,500.00 TOTAL AVAILABLE REVOLVING CREDff 30.00 CREDIT LINE FOR CASH 31,500.00 AVAILABLE CREDIT FOR CASH 30.00 r+. i PLFASE PAY AT IEATf TX6 AMOIX7f 7501160 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating to unsworn falsifications to authorities, that he/she is ~Q,~¢~,~,~ ,~, ~.baa„n (NAM i--)t.~'~„o~e.iu~ ~~f~' ~ of ~~i~-a..Q.t7n~. ba~~~--~~, /1/,~,,•plaintiff herein, that (TITL) ~ (COMPANY) he/she is duly authorized to make this verification, and that the facts set forth in the foregoing Amended Complaint are true and correct to the best of his/her knowledge, information and belief. (SIGNAT ) ~~ CERTIFICATE OF SERVICE A true and correct copy of the within Plaintiff s Amended Complaint has been served by U.S. Mail, Postage Pre-Paid, on ~ 'day of --~~~,--, 2010 upon the following: Geoffrey M. Biringer, Esquire MidPenn Legal Services 401 East Louther Street, Suite 103 Carlisle, Pa 17013 By: r~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CONIMONWEALTH OF PENNSYLVANIA CAPITAL ONE BANK (USA} NA, Plaintiff v. ANTONIO H. ORTIZ, Defendant ~ ,~ :* . ~~ .-~ ~ ~ m..~ i`"'" ~'' ~ ~ ~ CIVIL ACTION -LAW ~ "_~' ' -; . -n ,- -,-, `., -~ ° r., ~ ... ~a;~ 45 Ci il T~ ~ •• ~.-,gin v DOCKET NO. 09-83 PRELIMINARY OB TECTIONS TO PLAINTIFF'S AMENDED COMPLAINT Defendant Antonio H. Ortiz, by and through his counsel Nancy L. Datres of MidPenn Legal Services, hereby files these preliminary objections to Plaintiff's Amended Complaint and avers the following in support thereof: I. MOTION TO 5TRIKE/FAILURE OF PLEADING TO CONFORM TO LAW OR RULE OF COURT -FAILURE TO ATTACH WRITTEN AGREEMENT 1. The Pennsylvania Rules of Civil Procedure state that when the claim or defense is based upon a writing, a copy of the writing shall be attached. Pa. R.C.P. 1019(1). The Rule goes on to state that "...if the writing is not accessible to the pleader, it is sufficient to so state, together with the reason, and to set forth the substance in writing." 2. Plaintiff sets forth in Count I of its Amended Complaint a breach of contract cause of action. 3. Plaintiff, however, fails to attach to its Amended Complaint a copy of the relevant credit card application or relevant cardholder agreement, which would establish a contractual relationship between Plaintiff and Defendant. 4. Plaintiff attaches as Exhibit 1 to its Amended Complaint a copy of a generic card customer agreement which is devoid of any indicia relating said generic agreement to a specific account or to a specific cardholder. 5. Further, Plaintiff avers that Defendant allegedly opened the credit card account in 2003. The copy of the generic customer agreement attached to Plaintiff's amended complaint bears a copyright date of "2008". Therefore, the generic customer agreement cannot possibly be the relevant agreement. 6. Plaintiff avers in Paragraph 6 of it Amended Complaint that Defendant "accepted Plaintiff's offer" to open the credit card account at issue. 7. Plaintiff fails to attach a copy of the offer and the acceptance that together would create a binding contract between Defendant and Plaintiff. Because federal law requires that an application be received prior to opening a consumer credit card account, Plaintiff should at a minimum attach a copy of an application signed by Defendant. 8. Because the Amended Complaint fails to attach a copy of the card member agreement specific to the account at issue or a copy of a signed application specific to the Defendant, the Amended Complaint fails to comply with Pa. R.C.P. No. 1019 (i). WHEREFORE, the Defendant respectfully requests that this Honorable Court sustain his preliminary objections and issue an Order directing Plaintiff to file a curative amended complaint within twenty (20) days of the date of said Order. II. MOTION TO STRIKE /FAILURE TO STATE A CAUSE OF ACTION 9. Defendant incorporates herein by reference all preceding paragraphs. 10. Pennsylvania Rules of Civil Procedure provide for an objection based on the legal insufficiency of a pleading (demurrer). Pa. R.C.P. No. 1028 (a)(4). 11. In Count II of its Amended Complaint, Plaintiff avers an "unjust enrichment" cause of action. 12. An unjust enrichment cause of action is based upon an implied contract, and is not available when a written contract exists. 13. Although Plaintiff fails to attach to its Amended Complaint the card member agreement (contract) specific to the account at issue, Plaintiff acknowledges through its averments in Count I of its Amended Complaint the existence of a written contract. 14. Accordingly, an unjust enrichment claim is not available to Plaintiff. WHEREFORE, Defendant respectfully requests this Honorable Court to sustain his objection and strike Count II of Plaintiff's Amended Complaint in its entirety. ,,/,~~o Date Respectfully submitted, MIDPENN LEGAL SERVICES aY:~~ Nancy L. Datres, Esquire Supreme Ct. ID No. 203226 MidPenn Legal Services, Inc. 213-A North Front Street Harrisburg, PA 17101 (717) 232-0581, ext. 2107 Attorney for Defendant CERTIFICATE OF SERVICE I, Nancy L. Datres, being a member in good standing of the Bar of Pennsylvania, hereby certify that I served a true and correct copy of the within Preliminary Objections to Plaintiff's Amended Complaint upon the person below by first class mail, postage prepaid, which services satisfies the requirements of Pa. R.C.P. No. 440: Lyndsay Rowland, Esq. Weltman, Weinberg & Reis Co., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 Respectfully submitted, MIDPENN LEGAL SERVICES Date: ~ / ~ /v ` ~~4 Nan .Datres Supreme Court ID 203226 213-A North Front Street Harrisburg, PA 17101 (717) 232-0581 x 2107 Attorney for Defendant PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in triplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the next Argument Court.) Defendant's Preliminary Objections to Plaintiffs Amended Complaint ------------------------------------------------------------------------------------------------------- -- --------- CAPTION OF CASE CAPITAL ONE BANK (USA),NA vs. ANTONIO H ORTIZ (entire caption must be stated in full) o CAPITAL ONE BANK (USA),NA C -g3 -- ? rnco =M =9 MW rnr ? 7 vs. ? ANTONIO H ORTIZ ?? No. 2009 8345 ?m C) -n =3 rn 1. State matter to be argued (i.e., plaintiffs motion for new trial, defendant's demurrer 1:04, J, ? ? complaint, etc.): %. Defendant's Preliminary Objections to Plaintiffs Amended Complaint 2. Identify all counsel who will argue cases: (a) for plaintiffs: Sarah E. Ehasz, Esquire #86469 (Name and Address) 1400 Koppers Building, 436 Seventh Avenue, Pittsbburgh, PA. 15219 (b) for defendants: Nancy L. Datres, Esquire (Name and Address) Mid Penn Legal Services, 213-A North Front Street, Harris .urg, PA. 17101 3. 1 will notify all parties in writing i hin two ays that this case has been listed for argument. VI/I 4. Argument Court Date: ? 27) 2 I I Z, Date: D 3 12-Jr / !/ Signature Print your name Sarah E. Ehasz, Esquire k6W Attorney for P(?-? I f ? " INSTRUCTIONS: 1. Original and two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) before argument. 2. The moving party shall file and serve their brief 12 days prior to argument. 3. The responding party shall file their brief 5 days prior to argument. 4. If argument is continued new briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) after the case is relisted. 71 CERTIFICATE OF SERVICE A true and correct copy of the Praecipe for Listing Case for Argument, has been served by First Class Mail, postage pre-paid, on hday of /AO_re, , 20 I upon the following: NANCY L DATRES, ESQUIRE MID PENN LEGAL SERVICES 213-A NORTH FRONT STREET, HARRISBURG, PA. 17101 By: C IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA -CIVIL DIVISION CAPITAL ONE BANK (USA) NA, n Plaintiff <= ?„ C4) `*+ v : CIVIL ACTION - LAW zr C` M r- y r -, rn ANTON b 0 H. ORTIZ, r?-z i o ° P Defendant DOCKET NO. 09-8345 Civil Term C) -V o-n o c DEFENDANT'S ANSWER b? ?"•' ?rn TO PLAINTIFF'S AMENDED COMPLAINT < -C cn to -c 1. dmitted. 2. 3. enied. After reasonable investigation, Defendant is without sufficient knowledge to admit or deny whether Plaintiff is engaged in business activities that fall outside the ambit of Pennsylvania statute 15 Pa. C.S.A. §4122, and therefore the averment is denied and strict proof thereof i demanded at trial. 4, his is a procedural statement to which no response is required. 5. Denied. After reasonable investigation, Defendant is without sufficient knowledge or orm 'on to form a belief as to whether Plaintiff extended an offer to Defendant through the United tates mail to, open a credit card with the account number of 529115 17745 82793, and strict p of thereof is demanded at trial. After reasonable investigation, Defendant is without card and may t knowledge or information to form a belief as to whether the copy of a generic credit tment appended to Plaintiffs amended complaint as "Exhibit 1" is in fact the terms litions applicable at any point in time to any credit card account the Defendant may or have had with the Plaintiff and strict proof thereof is demanded at trial. 6. Denied. After reasonable investigation, Defendant lacks sufficient knowledge or information to form a belief as to the whether he used the account at issue and also as to whether any such use would or would not constitute legal acceptance of unilaterally imposed terms d conditions and strict proof thereof is demanded at trial. 7. enied. After reasonable investigation, Defendant lacks sufficient knowledge or inform tion to form a belief as to the whether he used or "continued to use" the account at issue for the purchase of goods, merchandise, services and cash advances and strict proof thereof is at trial. 8. enied. After reasonable investigation, Defendant lacks sufficient knowledge or orm tion to form a belief as to the whether the Plaintiff in fact sent the Defendant monthly billing $tatements and whether the statements appended to Plaintiff's amended complaint were sent an are in fact true and correct, and strict proof thereof is demanded at trial. 9. jemed . After reasonable investigation, Defendant is without sufficient knowledge or inform tion to form a belief as to the terms and conditions of the credit card agreement specific to the a -.count at issue as those terms and conditions applied to required payments, and strict proof thereof is demanded at trial. 10. enied. After reasonable investigation, Defendants is without sufficient knowledge or arm tion to form a belief as to whether he made periodic payments on the account at issue and as whether he made a payment on the account at issue on September 26, 2007, and strict proof thereof is demanded at trial. 11. his is a conclusion of law to which no response is required. To the extent a response is ;wire , it is denied that the Defendant breached any agreement that may or may not exist and strict n>toof thereof is demanded at trial. 2 12. is is a conclusion of law to which no response is required. To the extent a response is [uire , it is denied that the Defendant breached any agreement that may or may not exist and strict p of thereof is demanded at trial. 13. This is a conclusion of fact to which no response is required. To the extent a response is require , it is denied that the balance due and owing on the account at issue as of Nov. 13, 2009 was $3,257.05, and strict proof thereof is demanded at trial 14. This is a conclusion of law to which no response is required. To the extent a response is uire , it is denied that the terms of the agreement specific to the account at issue provides for rtin ing finance charges, and strict proof thereof is demanded at trial 15. his is a conclusion of law to which no response is required. To the extent a response is uire , it is denied that the Defendant breached any agreement that may or may not exist and strict n?oof thereof is demanded at trial 16. This is a procedural statement to which no response is required. 17. This is a conclusion of law to which no response is required. 18. his is a conclusion of law to which no response is required. 19. Denied. After reasonable investigation, Defendant is without sufficient knowledge or orm tion so as to form a belief as to whether the Defendant used a credit card bearing an ;ou number of 52911.51774582793, and strict proof thereof is demanded at trial. 20. 'Ibis is a conclusion of law to which no response is required. To the extent a response is 1, it is denied that Defendant has had a benefit conferred upon him by use of a credit card the account number 5291151774582793, and strict proof thereof is demanded at trial. 21. his is a conclusion of law to which no response is required. To the extent a response is luir d, it is denied that Defendant "willfully" failed to pay any amounts that may or may not 3 have b en due on a credit card bearing the account number 5291151774582793, and strict proof thereof is demanded at trial 22. This is a conclusion of law to which no response is required. To the extent a response is required, it is denied that Defendant has improperly retained a benefit conferred upon him by use of credit card bearing the account number 5291151774582793, and strict proof thereof is at trial EREFORE, the Defendant respectfully requests the Court to dismiss Plaintiff's amended complaint with prejudice or, in the alternative, enter judgment for the Defendant and against he Plaintiff. Respectfully Submitted, MIDPENN LEGAL SERVICES Date: Nancy L. Datres, Esq. Supreme Court ID # 203226 213-A North Front Street Harrisburg, PA 17101 Telephone: 717-232-0581, x 2107 Attorney for Defendant 4 CERTIFICATE OF SERVICE Nancy L. Datres, hereby certify that I served a true and correct copy of the within Plaintiff's Amended Complaint upon the person below by first class mail, postage which services satisfies the requirements of Pa. R.C.P. No. 440: rah E. Ehasz, Esq. eltman, Weinberg & Reis Co., L.P.A. 6 Seventh Avenue, Suite 1400 ttsburah. PA 15219 Respectfully submitted, MIDPENN LEGAL SERVICES Date: Nancy L. Datres Supreme Court ID 203226 213-A North Front Street Harrisburg, PA 17101 (717) 232-0581 x 2107 Attorney for Defendant 5 VERIFICATION Antonio H. Ortiz, verify that the statements made in this document are true and correct to the best 4 my knowledge, information and belief. I understand that false statements herein are made subj ect t? the penalties of 18 Pa C.S. § 4904, relating to unsworn falsification to authorities. I further certify that this verification was read to me in Spanish. Date: 5 O/? /7l1?c7,rj??`?7 4#2Z'/Z - Antonio H. Ortiz IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA., Plaintiff' vs. ANTONIO H. ORTIZ Defendant Civil Action No. 09-8345. r ^ . 7- " v X14 _ PPAECIPE FOR TUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment against Defendant, Antonio H. Ortiz, in the amount of $3257.05,plus costs, based upon the consent of the parties. CONSENTED TO: WEI_.TMAN, WEINBERG & REIS CO., I/ .A., r- By: Attorney for Plaintiff ANTONIO H. ORTIZ, By: Defendant WWR#7501 160 Qv? g\ y'? p? e L4A0 1. ND IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE, BANK (USA), NA, Plaintiff vs. Civil Action No. 09-8345 ANTONIO H. ORTIZ Defendant STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment in favor of Plaintiff and against the Defendant, ANTONIO H. ORTIZ, above- named, in the amount of $3257.05 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent, as follows: Defendant admits indebtedness to Plaintiff in the amount of $3257.05 with continuing interest thereon at a statutory rate of 6.0% per annum from date of judgment, and costs. 1 To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be entered in favor of the Plaintiff and against the Defendant, Antonio H. Ortiz 3. Plaintiff agrees not to Execute on its Judgment so long as Defendant causes to be delivered to Plaintiff the following paynents in full by on the following dates: (a) $50.00 due by September 15, 2011; (b) no less than $50.00 per month due on the 15th day of each consecutive month thereafter beginning October 15, 2011, until the amount is paid in full. 4. All payments are to be made payable to the order of "Capital One Bank" 5. The first payment due under this agreement is to be received at the offices of Weltman, Weinberg & Reis, Co., L.P.A., 436 Seventh Avenue, Suite 1400, Pittsburgh, PA 15219. All future payments are to be mailed to the offices of Weltman, Weinberg & Reis, Co., P.O. Box 5430, Cleveland, OH 44101-0430. 6. In the event of default, each payment received shall be first attributed to costs, interest and then to principal. %. Time is of the essence of this agreement and should the Defendant fail to have in the hands of Plaintiff or Plam iff's counsel an.y payment in full within five (5) calendar days of the stated clue date, then Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance of the Judgment entered hereunder plus appropriate additional interest and costs. 8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation wfii<< i the panics ag_-ee is final and complete. 9. Intending to be legally bound, the parties set their hands and seals this ___day of _ 20 WELTMAN, WEINBERG -IS CO., Y.A. By. -- -i Sarah E. Ehasz, Esquire PA I.D. #86469 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#7501160 By: Defendant, ANTONIO H. ORT'IZ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA, Plaintiff vs. Civil Action No. 09-8345 ANTONIO H. ORTIZ Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered gai t you on 9 j?s (xx) Assumpsit Judgment in the amount of $3257.05 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration ( ) Award (XX) By Consent Antonio H. Ortiz c/o Nancy Datres, Esquire Mid Penn Legal Services 213-A North Front Street Harrisburg, PA 17101 Prothonotary By: ?? PROT TARY (OR DEPUTY)