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Home My WebLink About09-8507Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 ,,?Tchele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 222896 BAC HOME LOANS SERVICING, L.P. 7105 CORPORATE DRIVE PLANO, TX 75024 Plaintiff V. JOSHUA M. BALUCH JOHANNA M. BALUCH 325 8TH STREET NEW CUMBERLAND, PA 17070-1303 Defendants ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. ?9 - 850? 0,1V ?et'Ma CUMBERLAND COUNTY File #: 222996 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 He #: 222896 1. Plaintiff is BAC HOME LOANS SERVICING, L.P. 7105 CORPORATE DRIVE PLANO, TX 75024 2. The name(s) and last known address(es) of the Defendant(s) are: JOSHUA M. BALUCH JOHANNA M. BALUCH 325 8TH STREET NEW CUMBERLAND, PA 17070-1303 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 05/26/2005 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1909, Page 3919. The PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 06/01/2009 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 222896 6 The following amounts are due on the mortgage: Principal Balance $101,573.90 Interest $3,664.18 05/01/2009 through 12/07/2009 (Per Diem $16.58) Attorney's Fees $1,300.00 Cumulative Late Charges $203.52 05/26/2005 to 12/07/2009 Cost of Suit and Title Search $5590 Subtotal $107,291.60 Escrow Credit $0.00 Deficit $397.05 Subtotal $397.05 TOTAL $107,688.65 7. 8. If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may be less than the amount demanded based on work actually performed. The attorney's fees requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. Plaintiff is not seeking a judgment of personal liability (or an in per-son-am judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. File #: 222896 9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. 10. This action does not come under Act 91 of 1983 because the mortgage is FHA-insured. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $107,688.65, together with interest from 12/07/2009 at the rate of $16.58 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP By. QAMA 11 a ence T. Phelan, sq., Id. No. 32227 ? Fr ncis S. Hallinan, Esq., Id. No. 62695 ? amel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File #: 222896 LEGAL DESCRIPTION ALL THAT CERTAIN lot or parcel of land situate in NEW CUMBERLAND BOROUGH, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point on the northerly side of West Eighth Street, at the dividing line between Lot Nos. 19 and 20; thence in a northerly direction by the said last mentioned dividing line through the center of a partition line of a double two and one-half story house, a distance of 113 feet to a point; thence easterly a distance of 30 feet to a point; thence in a southerly direction, a distance of 113 feet to the northerly side of West Eighth Street; thence westerly along the northerly side of Eighth Street, a distance of 30 feet to the dividing line between Lot Nos. 19 and 20, the point and place of BEGINNING. BEING the westerly 30-foot portion of Lot No. 20 in a certain Plan of Lots called'Elkwood', surveyed for the Wood Harmon Real Estate Association, by George Roberts, Civil Engineer., which Plan is recorded in the Office of the Recorder of Deeds in and for Cumberland County in Deed Book M, Volume 5, Page 498. PARCEL NO. 26-24-0811-290 PROPERTY BEING: 325 EIGHTH STREET File #: 222896 The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities. tt ey for Plainti DATE: File #: 222896 0 Rk `,'RiC OF THE PRI OT -CCNOTARY 2009 DEC -9 AH IQ: 39 4a . oo P 1?. AEI %% s ooc0 fir ` 2 ay 7sa I ~-'r C": '•- ~-gip ~/ I ;~i Y { n ,~ Q ~ 0 ,l;~ i ~ ' r; -~ ~7 ~. 7 ~; ~;: ~::. Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 `F'rancis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 BAC HOME LOANS SERVICING, L.P. Plaintiff vs. JOSHUA M. BALUCH A/K/A JOSHUA MICHAEL BALUCH JOHANNA M. BALUCH A/K/A JOHANNA MARY BALUCH F/K/A JOHANNA MARY NEYHART _. , , ATTORNEY FOR PLAINTIFF COURT CTF" CQNt1Vi~f11~1 PLEAS CIVIL DIVISION N0.09-8507 CIVIL TERM CUMBERLAND COUNTY Defendant(s) PRAECIPE TO SUBSTITUTE VERIFICATION TO CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE PHS #: 222896 TO THE PROTHONOTARY: Kindly substitute the attached verification for the verifrea~titmarigrnall~ Iiled•~itlrthe~ complaint in the instant matter. Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff By: % ~' ^ La ence T. Phelan, Esq., Id. No. 32227 rancis S. Hallinan, Esq., Id. No. 6Z69S ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., fd. No. 69'849' ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. NQ. 8665' ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Fcl. AFo 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 9462'0 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Date: 1-25-10 PHS #: 222896 ti ~ VERIFICATION Lisa Wictcser Assistant Szeretary hereby states that he/she is of BAC HOME LOANS SERVICING, L.P., servicing agent for Plaintiff in this matter, that he/she is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. 1~N ~ ~~~~ DATE: ~ ann~- Name: Lisa ~Ckser-As,t. Secretary Title: Company: BAC HOME LOANS SERVICING, L.P. File #: 222896 Baluch Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 BAC HOME LOANS SERVICING, L.P. Plaintiff vs. JOSHUA M. BALUCH A/K/A JOSHUA MICHAEL BALUCH JOHANNA M. BALUCH A/K/A JOHANNA MARY BALUCH F/K/A JOHANNA MARY NEYHART Defendant(s) Ar~"FOI~1\IEY I~4R PLA~'FIFF COURT OF COMMON PLEAS CIVIL DIVISION N0.09-8507 CIVIL TERM CUMBERLAND COUNTY CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of Plaintiff s Praecipe to attach Verification of Complaint was sent via first class mail to the following on the date listed below: JOSHUA M. BALUCH A/K/A JOSHUA MfCI~EiE>/ BAI:;EteI~ 325 8TH STREET NEW CUMBERLAND, PA 17070-1303 PHS #: 222896 JOHANNA M. BALUCH A/K/A JOHANNA MARY BALUCH F/K/A JOHANNA MARY NEYHART 325 8TH STREET NEW CUMBERLAND, PA 17070-1303 Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff By: ~ ~ ~ ~-~-- ^ La ence T. Phelan, Esq., Id. No. 32227 rancis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Td. No. b2205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Rorrrarro, Esq., >'d: ItFa. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Td.1~To. &?477 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, l"sq., Id: moo. 2233? ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, I/sq., Id. NQ. 61791" ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McCs»ss, Esc., ki. ~ 4Q134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Csaldinau, Es4., Id. Na_ 2ASQ47 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Brarrrble~E, lwsq., I~. No: 248375 Date: 1-25-10 PHS #: 222896 FILED-OFFICE Jr ('i-1;;. PROTHONOTARY 2013 OCT -7 AM 9: 53 CUMBERLAND COUNTY PENNSYLVANIA PHELAN HALLINAN, LLP BY: COURTENAY R. DUNN, ESQUIRE Identification No. 206779 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 Attorney for Plaintiff Courtenay.dunn@phelanhallinan.com (215) 563-7000 BAC Home Loans Servicing, L.P. • Court of Common Pleas 7105 Corporate Drive • Civil Division Plano, TX 75024 • Plaintiff • Cumberland County • No.: 09-8507 v. Joshua M. Baluch • Johanna M. Baluch • 325 8th Street • New Cumberland, PA 17070-1303 . Defendants STATEMENT OF INTENTION TO PROCEED TO THE COURT: The above-referenced foreclosure action was protected by the automatic stay provisions of the Defendants Joshua M. Baluch and Johanna M. Baluch Chapter 13 Bankruptcy filed on January 12, 2010 at Docket No. 1:10-00198 in the Middle District of Pennsylvania. Plaintiff intends to proceed with its above foreclosure action should the Defendants' Bankruptcy be dismissed or Plaintiff receives relief from the automatic stay. DATE: (0(4C BY: 6/ Cou nay R. Dunn, Esquire Attorney for Plaintiff #904607 - • PHELAN HALLINAN,LLP BY: COURTENAY R. DUNN,ESQUIRE Identification No. 206779 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia,PA 19103-1814 Attorney for Plaintiff Courtenay.dunn@phelanhallinan.com (215) 563-7000 BAC Home Loans Servicing, L.P. • Court of Common Pleas 7105 Corporate Drive • Civil Division • Plano, TX 75024 Plaintiff • Cumberland County • No.: 09-8507 • v. • • Joshua M. Baluch • Johanna M. Baluch • 325 8th Street • New Cumberland, PA 17070-1303 • Defendants CERTIFICATION OF SERVICE I hereby certify a true and correct copy of Statement of Intention to Proceed was served by regular mail to the following on the date listed below: Joshua M. Baluch Johanna M. Baluch 325 8th Street New Cumberland, PA 17070-1303 DATE: 10/1/41.11 BY: Courtenay R. Dunn, Esquire Attorney for Plaintiff #904607 Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 -CI: IC L HE PF,OTHOHOTI, PR -3 flY1 10: 33 CUMBERLAND. COUNTY PENNSYLVANIA Attorney For Plaintiff BAC HOME LOANS SERVICING, L.P. Plaintiff V. JOSHUA M. BALUCH JOHANNA M. BALUCH FIKIA JOHANNA MARY NEYHART Defendant(s) Court of Common Pleas Civil Division CUMBERLAND County No. 09-8507 CIVIL TERM PRAECIPE TO THE PROTHONOTARY: Please withdraw the complaint and mark the action Discontinued and Ended without prejudice. Please mark the above referenced case Settled, Discontinued and Ended. • Please Vacate the judgment enteied and mark the action 15isbontinued an3 Ended withOut.prejudice. Please niark the in remjudgment Satisfied and the action Discorithiued and Ended.' . • . • • Please Vacate the Judgment entered. Date: PH #716735 PHELAN By: Mario J. .nyon, Esq., Id. No.203 Attorney for Plaintiff LLINAN, LLP. 3 Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney For Plaintiff BAC HOME LOANS SERVICING, L.P. Plaintiff V. JOSHUA M. BALUCH JOHANNA M. BALUCH F/K/A JOHANNA MARY NEYHART Defendant(s) Court of Common Pleas . Civil Division CUMBERLAND County No. 09-8507 CIVIL TERM CERTIFICATION OF SERVICE I hereby certify true and correct copies of the foregoing Plaintiffs Praecipe was served by regular mail to the person(s) on the date listed below: JOSHUA M. BALUCH JOHANNA'M. BALUCH F/I/A JOHANNA MARY NEYHART 325 8TH STREET • • • • NEW CUMBERLAND, ;RA 1707.0-1303." Date: qb fiy PHELAN LLINAN, LLP By: Mario J. anyon, Esq., Id. No. Attorney for Plaintiff 3993