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HomeMy WebLinkAbout09-887069 - 806 BIG SPRING SCHOOL DISTRICT FINANCIAL STATEMENTS YEAR ENDED JUNE 30, 2009 0 M TABLE OF CONTENTS Page Number INDEPENDENT AUDITORS' REPORT IAR - 1 to IAR - 2 MANAGEMENT'S DISCUSSION AND ANALYSIS MDA - 1 to MDA -13 BASIC FINANCIAL STATEMENTS District-wide financial statements Statement of net assets FS -1 Statement of activities FS -2 Fund financial statements Balance sheet - governmental funds FS - 3 Reconciliation of the governmental funds balance sheet to the statement of net assets FS - 4 Statement of revenues, expenditures, and changes in fund balances - governmental funds FS - 5 Reconciliation of the governmental funds statement of revenues, expenditures, and changes in fund balances to the statement of activities FS - 6 Statement of net assets - proprietary funds FS - 7 Statement of revenues, expenses, and changes in net assets - proprietary funds FS - 8 Statement of cash flows - proprietary funds FS - 9 Statement of net assets - fiduciary funds FS -10 NOTES TO FINANCIAL STATEMENTS FS -11 to FS - 30 OTHER REQUIRED INFORMATION Budgetary comparison information - general fund ORI - 1 Other post employment benefit plans ORI - 2 r Greenawalt & Company, P.C. James CERTIFIED PUBLIC ACCOUNTANTS E. Lyons Howard R. . Greenawalt '/7 Since 1955 Deborah J. Kelly Scott J. Christ Creedon R. Hoffman INDEPENDENT AUDITORS' REPORT Board of School Directors Big Spring School District Newville, Pennsylvania We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the fiduciary funds of Big Spring School District as of and for the year ended June 30, 2009, which collectively comprise the District's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the District's management. Our responsibility is to express opinions on these financial statements based on our audit. The prior year summarized comparative information has been derived from the District's June 30, 2008 financial statements and, in our report dated November 12, 2008 we expressed unqualified opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the fiduciary funds. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the v Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the fiduciary funds of Big Spring School District, as of June 30, 2009, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated November 10, 2009, on our consideration of Big Spring School District's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. IAR - 1 400 West Main Street • Mechanicsburg, PA 17055 a 717.766.4763 • Fax 717.766.2731 62 West Pomfret Street • Carlisle, PA 17013. 717.243.4822 • Fax 717.258.9372 www.greenawalt.cc Board of Directors Big Spring School District Management's discussion and analysis on pages MDA - 1 through MDA - 13 and other required information on pages ORI - 1 and ORI - 2 are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. GREENAWALT & COMPANY, P.C. November 10, 2009 Mechanicsburg, Pennsylvania IAR - 2 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 This discussion and analysis provides an overview of the District's financial performance for the year ended June 2009. The report format is in accordance with GASB Statement No. 34, Basic Financial Statements - and Management's Discussion and Analysis -for State and Local Governments. Management's Discussion and Analysis (MD&A) includes comparisons of financial position at June 2009, 2008 and 2007. The MD&A also includes comparisons of current year financial activities to the previous year. The 2008 and 2007 amounts have come from our prior year MD&A, and are otherwise not a part of the June 2009 financial statements. Please read our discussion and analysis in conjunction with the District's financial statements, which begin on page FS-1. To preserve readability, dollar amounts in comparative charts derived from the financial statements are presented in millions. FINANCIAL HIGHLIGHTS 2008-09 Expenditures $38,338,219 by Program Student Activities, Community Svc, $467,478,1% Debt Service, $20,670, 0% $4,663,951,12% Other Supt Svc,1 $25,098,0% \ A 'ag?W Central Services $6,291,0% Student Trans, -4 $2,315,425,6% Opn & Maint., $4,314,712,11% Business Activities, $501,960,1% Pupil Health, $424,537,1% Administration, $2,002,042,5% Instruct'I Staff Supt, $1,305,916,3% Pupil Personel, $944,234,2% $243,096,1% MDA - 1 Fund Transfers, $126,540,0% Budgetary Reserve, $0,0% Ilk, Regular Prgm, $15,372,418,40% Im, 13% Vocational Prgm, $545,187,1% BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 2008-09 Revenue $38,450,349 General Fund revenues and transfers-in for 2008-09 increased to $38,450,349 or .6% from 2007-08; expenditures and transfers-out increased to $38,338,219 or 2.5% from the prior year. The District added $112,130 to the fund balance for a total of $2,135,024 as of June 30. The current unreserved-undesignated fund balance is approximately 5.3% of the 2008-09 General Fund budget, well within the 8% maximum required under state law for Districts of this size. State 43% Federal 2% Loc) Other 3% F Local- Taxes 52% The District reached agreement with the bargaining unit on a four-year contract in August 2008 resulting in a 4.35% increase each year through June 30, 2011. While the District allocated a $1,200,000 transfer to Capital Reserve; $606,648 went to back pay of salary and benefits for the new agreement. The district has also experienced an upward trend in healthcare requiring a 5% increase for the 2008-09 - year. In the 2007-2008 fiscal year, the Big Spring School District completed a multi-year process that included opening a new High School, renovating the old High School into a Middle School and renovating the old Middle School into Mount Rock Elementary School. The District made its last payment on the 1997 Series bonds in March 2009; however, that millage will be continued in the 2009-10 budget to fund wrap-around debt structure in support of the possible expansion at Newville and replacement of the Plainfield building. The District completed its second year under Act 1 of the Special Session of 2006. Act 1 places a limit on future increases in the district's real estate tax estate. The District determined that pursuing real estate taxes above the "index" through exceptions related to special education and retirement payments to the employees retirement system was possible but not necessary to balance the upcoming budget. The district increased real estate taxes by 3.7% compared to an "index" limit of 5.80%. As part of Act 1, the District received $770,266 in gaming monies that were distributed in an equal amount to each qualified taxpayer of approximately $130 per homestead/farmstead. The table below shows the original budget by Program and the actual spent (or received) at year end. MDA - 2 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 Revenues Local - Taxes Local - Other State Federal Total Expenditures Regular Prgm Special Prgm Vocational Prgm Other Instruction Pupil Pers Instruct'I Staff Supt Administration Pupil Health Business Opn & Maint. Student Trans Central Svc Other Supt Svc Student Activities Community Svc Debt Service Fund Transfers Budget Reserve Total X008-09 Budget Receipt Balance $20,028,626 $20,263,650 $235,024 1,190, 000 1,157, 672 -32,328 16, 325, 044 16, 239, 081 -85,963 657,229 789,946 132,717 $38,200,899 $38,450,349 $249,450 Budget Spent Balance $14,319,095 $15,372,418 -$1,053,323 4,834,420 5,058,664 -224,244 619,348 545,187 74,161 129,035 243,096 -114,061 724,882 944,234 -219,352 1,295,177 1,305,916 -10,739 1,727,573 2,002,042 -274,469 515,755 424,537 91,218 531,367 501,960 29,407 4,978,610 4,314,712 663,898 1,869,896 2,315,425 -445,529 0 6,291 -6,291 36,000 25,098 10,902 445,168 467,478 -22,310 15,000 20,670 -5,670 4,758,970 4,663,951 95,019 1,292,124 126,540 1,165, 584 108,479 0 108,479 $38,200,899 $38,338,219 -$137,320 USING THESE FINANCIAL STATEMENTS This report contains a series of financial statements. The Statement of Net Assets and the Statement of Activities are on pages FS-1 and FS-2. These statements provide information about the District as a whole, and present a longer-term view of District finances than fund financial statements. Fund financial statements are on pages FS-3, FS-5 and FS-7 through FS-10. For governmental funds, the statements show how District services have been financed in the short term, as well as the amount remaining for future spending. Proprietary funds statements provide information about non-governmental operations, in this case food service. The fiduciary funds statement reports amounts held in trust by the District for student activities. Page FS-4 reconciles total governmental fund balances to total net assets of governmental activities. Page FS-6 reconciles the total net change in governmental fund balances to the change in net assets of governmental activities. MDA-3 . BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 District wide Financial Statements District-wide statements present financial activities and the results of those activities in two categories, governmental and business-type. Capital assets (land, buildings, improvements, furniture and equipment) are included with all other assets. Long-term debt is included with all other liabilities. This is distinctly different from the fund statements in which assets and liabilities are separated into various funds such as General and Capital Reserve. In the district-wide statements, the approach to measurement of revenues and expenses is similar to that used in the private sector and is referred to as the accrual basis of accounting. This is disclosed further in the notes to financial statements. Fund Financial Statements Fund statements provide financial information about the District's funds rather than the District as a whole. There are three types of funds, Governmental, Proprietary and Fiduciary. The use of each type of fund is disclosed in the notes to financial statements. Unlike district-wide statements that report revenues on the accrual basis, the fund statements report revenues only to the extent cash has been received, or is expected " to be received in the near future. THE DISTRICT AS A WHOLE Statement of Net Assets Total net assets were $20,285,811 at June 2009, which is an increase of $1,404,750 from June 2008 and $4,562,384 from June 2007. The following summarizes the Statement of Net Assets (page FS-1). MDA - 4 ' BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 Governmental Business-type Activities Activities Totals 2009 2008 2007 2009 2008 2007 2009 2008 2007 Current and other assets $ 7.9 $ 8.8 $12.9 $ 0.1 $ 0.2 $ 0.2 $ 8.0 $ 9.0 $13.1 Capital assets 52.6 53.7 53.1 0.7 0.7 0.8 53.3 54.4 53.9 Total assets $60.5 $62.5 $66.0 $ 0.8 $ 0.9 $ 1.0 $61.3 $63.4 $67.0 Current and other liabilities $ 3.3 $ 3.6 $ 7.2 $ - $ - $ - $ 3.3 $ 3.6 $ 7.2 Long-term liabilities 37.7 40.8 44.0 - 0.1 0.1 37.7 40.9 44.1 Total liabilities 41.0 44.4 51.2 - 0.1 0.1 41.0 44.5 51.3 Capital assets (net of related debt) 15.9 14.0 10.3 0.7 0.7 0.8 16.6 14.7 11.1 Restricted for capital projects - - 1.8 - - - - - 1.8 Unrestricted 3.6 4.1 2.7 0.1 0.1 0.1 3.7 4.2 2.8 Total net assets 19.5 18.1 14.8 0.8 0.8 0.9 20.3 18.9 15.7 Total liabilities and net assets $60.5 $62.5 $66.0 $ 0.8 $ 0.9 $ 1.0 $61.3 $63.4 $67.0 Net assets are the difference between assets and liabilities, and represent resources that can be used to pay for future operations and capital improvements. The majority of our 2009 net assets, $16,560,068 out of $20,285,811 total, are invested in capital assets (net of related debt). Statement of Activities The following summarizes the Statement of Activities (page FS-2). It shows that total net assets increased by $1,404,750 during 2009. Total net assets also increased by $3,157,634 during 2008. MDA - 5 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 Program revenues Charges for services Operating grants and contributions Capital grants and contributions General revenues Taxes Earnings on investments State general subsidies Total revenues Direct expenses Excess revenues (expenses) before transfers Transfers between activities Change in net assets Governmental Business-type Activities Activities Totals 2009 2208 2009 2008 2009 2008 $ 0.4 $ 0.4 $ 0.9 $ 0.8 $ 1.3 $ 1.2 7.0 6.6 0.5 0.4 7.5 7.0 1.1 1.8 - - 1.1 1.8 20.5 20.8 - - 20.5 20.8 0.2 0.3 - - 0.2 0.3 9.5 8.4 - - 9.5 8.4 38.7 38.3 1.4 1.2 40.1 39.5 37.2 34.9 1.5 1.4 38.7 36.3 1.5 3.4 (0.1) (0.2) 1.4 3.2 (0.1) (0.1) 0.1 0.1 - - $ 1.4 $ 3.3 $ - $ (0.1) $ 1.4 $ 3.2 The change in net assets is the difference between revenues and expenses using the accrual basis of accounting. The following summarizes expense information from the Statement of Activities (page FS-2). Direct expenses represents the actual cost of providing the services while the net expense represents the amount of cost that is not recovered through program revenues, meaning user charges, grants and contributions. The net expense must be recovered through general revenues, primarily taxes and state general subsidies. Amounts not recovered reduce funds available for future years. MDA - 6 • BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 Governmental Activities Direct Expenses 2009 2008 Program Net Revenues Expense 2009 2008 2009 2008 Instruction $ 22.7 $ 20.8 $ 5.2 $ 5.2 $ 17.5 $ 15.6 Instructional student support 2.8 2.7 0.2 0.2 2.6 2.5 Administrative and financial support 2.7 2.5 0.1 0.1 2.6 2.4 Operation and maintenance of plant 4.4 4.3 0.1 0.1 4.2 4.2 Pupil transportation 2.3 2.2 1.7 1.7 0.6 0.5 Student activities 0.6 0.6 0.1 0.1 0.6 0.5 Community services - - - - - - Interest on long-term debt 1.6 1.8 1.1 1.4 0.5 0.4 $ 37.2 $ 34.9 $ 8.5 $ 8.8 28.7 26.1 Transfers to business-type activities 0.1 0.1 Net expenses - governmental activities 28.8 26.2 State general subsidies revenues 9.5 8.4 Total needs from taxes and other local sources $ 19.3 $ 17.8 ti Business-type Activities Direct Program Net Exp enses Revenues Expense 2009 2008 2009 2008 2009 2008 Food service $ 1.5 $ 1.4 $ 1.4 $ 1.2 $ 0.1 $ 0.2 Transfers from governmental activities Net expenses - business-type activities (0.1) (0.1) $ - $ 0.1 MDA-7 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 THE DISTRICT'S FUNDS Governmental Funds - fund balances Governmental Fund Balances 2008-2009 2007-2008 2009 2008 2007 Change Change General Fund - reserved $ 0.1 $ 0.5 $ - $ (0.4) $ 0.5 General Fund - unreserved 2.0 1.5 1.2 0.5 0.3 Capital Reserve Fund - unreserved - 0.8 0.6 (0.8) 0.2 Athletic Fund - unreserved - - - - - Capital Projects Fund - reserved - - 1.8 - (1.8) $ 2.1 $ 2.8 $ 3.6 $ (0.7)- $ (0.8) Total reserved $ 0.1 $ 0.5 $ 1.8 $ (0.4) $ (1.3) Total unreserved 2.0 2.3 1.8 (0.3) 0.5 $ 2.1 $ 2.8 $ 3.6 $ (0.7) $ (0.8) Changes from 2008 to 2009 For 2008-09 the General Fund projected no change in unreserved fund balance; at June 2009 the fund balance was $2,135,024. This was an $112,130 increase from June 2008 and was mostly due to $249,450 in extra revenues from real estate taxes and federal grants. The Capital Reserve Fund decrease of $799,280 was mostly due to expenditures related to a boiler replacement project in the DAO and Middle School. The District self funds its health insurance plans through the South Central Trust and ended the year with $1,214,169 in the trust prior to audit. In addition to providing summer insurance coverage for the professional staff, this amount funds 2 months of estimated costs and $100,000 for prepaid expenses. MDA - 8 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 Changes from 2007 to 2008 (Previous Year) The General Fund budget had no scheduled change in fund balance. The actual increase was $795,411, primarily because actual revenue exceeded budgeted revenue. The 2008 fund balance includes $500,000 reserved for prepaid health insurance expenditures. In 2008, the Capital Projects Fund was closed due to the completion of the conversion of the former middle school into Mount Rock Elementary School, and the Guaranteed Energy Savings project. General Fund Budget The following summarizes the budgetary comparison information presented on page ORI-1, along with comparisons to the previous year. Total revenues Total expenditures Excess revenues (expenditures) Final Budget 2009 2008 $ 38.2 $ 36.1 37.9 35.6 0.3 0.5 Actual Amount Variance 2009 2008 $ 38.4 $ 37.9 38.2 36.5 0.2 1.4 2009 2008 $ 0.2 $ 1.8 (0.3) (0.9) (0.1) 0.9 Other financing sources (uses) (0.3) (0.5) (0.1) (0.6) 0.2 (0.1) Net change in fund balance $ - $ - $ 0.1 $ 0.8 $ 0.1 $ 0.8 In 2009, actual revenues exceeded the budgeted amount by $218,795. Actual expenditures were $272,019 over the budgeted amount. CAPITAL ASSETS When construction projects are completed, the construction in progress balances are moved into the respective categories, and depreciated over their estimated useful lives. In 2008, two construction projects were completed, the conversion of the former middle school into Mount Rock Elementary School, and the Guaranteed Energy Savings project. In February-2009, the Board awarded bids to Herre Bros, Inc., in the amount of $709,218 for the replacement of the heating & air conditioning in the DAO and the boilers in the Middle School. This project remains in progress and is expected to close in December 2009. MDA - 9 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 Governmental activities Land Construction in progress Buildings and improvements Furniture and equipment Library books Computer equipment Business-type activities Furniture and equipment Capital assets (net of depreciation) 2008-2009 2007-2008 2009 2008 2007 Change Change $ 0.5 $ 0.5 $ 0.5 $ - $ - 0.5 - 6.7 0.5 (6.7) 49.8 51.3 44.0 (1.5) 7.3 1.2 1.3 0.6 (0.1) 0.7 0.2 0.2 0.2 - - 0.4 0.4 1.1 - (0.7) $ 52.6 $ 53.7 $ 53.1 $ (1.1) $ 0.6 $ 0.7 $ 0.7 $ 0.8 $ - $ (0.1) Capital assets in the governmental activities were $52,607,816 at June 2009, $53,741,240 at June 2008, and $53,078,097 at June 2007. During 2009 there was $810,288 in capital assets purchased and $1,943,712 of depreciation expense. During 2008, there was $2,599,477 of capital assets purchased and $1,936,334 of depreciation expense. LONG-TERM LIABILITIES The following summarizes the long-term liabilities note to financial statements (starting at page FS-22). Most of the debt is general obligation bonds issued to pay for capital improvements. The District's ability to raise future funds through the issuance of debt depends on how existing bonds are rated by the investment community. Moody's Investors Service, Inc. assigned its municipal bond rating of "Aaa" to the District's most recent series of general obligation bonds, the 2006 Series issued in March 2006. 2008-2009 2007-2008 2009 2008 2007 Change Change Governmental activities General obligation bonds and notes Compensated absences Other post employment benefits Unamortized bond costs $ 37.3 $ 40.5 $ 43.7 $ (3.2) $ (3.2) 0.4 0.4 0.6 - (0.2) 0.1 - - 0.1 - (0.1) (0.1) (0.3) - 0.2 $ 37.7 $ 40.8 $ 44.0 $ (3.1) $ (3.2) MDA - 10 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 Each year, the District pays interest on the debt and a portion of the outstanding bonds and notes, referred to as redemption. The District made regularly scheduled redemptions of $3,261,326 during 2009, $3,141,783 during 2008 and $2,550,000 during 2007. New this year is the inclusion of other post employment benefits (OPEB) in our reporting process. This primarily has to do with purchasing discounted health insurance after retirement through the District. The District's actuarial accrued liability of $3,995,512 is being amortized over a period of 30 years. Additional detail is available starting at page FS-25 of the notes. NEXT YEAR'S BUDGET AND ECONOMIC FACTORS Original Budget 2009-2010 2008-2009 Change Total revenue $ 39.9 $ 38.2 $ 1.7 Total expenditures and other uses 39.9 38.2 1.7 Excess revenues (expenditures) $ - $ - $ - The revenue budget for 2009-10 represents a 4.5% increase from the 2008-09 actual. The real estate millage rate increases by 0.735 mills, from 14.720 to 15.455. The earned income tax rate remains at 1.65%. The expenditure budget for 2009-10 represents a 4.5% increase over actual 2008-09. Although the contract increase is 4.35%, other areas in the budget were cut. This increase includes $355,000 intended to fund future PSERS expense and anticipated increases in fuel oil, electricity and maintenance of debt service for an anticipated, but not yet authorized, elementary project. The economic downturn caused unexpected loss of revenues in 2008-09 and those reductions will continue into 2009-10. Some of the more noticeable reductions were in earned income tax, real estate transfer tax and investment income. MDA - 11 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 Revenue Earned Income Tax RE Tranfer Tax Earnings on Invest Expenditures Special Education SE Tuition Cyber Charter 2007.08 2008.09 Change $4,604,288 $4,123,818 -100/0 $309,285 $210,377 -32% $271,861 $152,555 -44% $662,162 $908,272 37% $247,076 $740,932 200% Notably, the District's tuition expenditures are rising quickly -- especially for special education and cyber- charter school. Currently PSERS is a manageable 4.76% and officially it increases to 5.06% in 2010-11; however there are alternate figures on the website described as unofficial that show significant increases. These represent per cent of payroll: 2010-2011 8.40% 2011-2012 10.70% 2012-2013 29.55% 2013-2014 32.45% 2014-2015 33.95% The final rates will be voted on by PSERS' Board of Trustees on December 11, 2009. If voted in, these rates will significantly change our budget; see chart below, Revenues vs. Expenditures. Revenues vs. Expenditures 55,000,000 50,000,000 45,000,000 40,000,000 35,000,000 30,000,000 25,000,000 20,000,000 ?ti oo? ooa ?b o0, ?A ?s ,?, oyo otiti oyti oti3 oyo otih -Total Revenues -Total Expenditures MDA - 12 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2009 The other expected, but unknown issue is electric deregulation. In January 2010 the District expects a 30- 50% increase in the generation portion of our electric utility bills. Because the District has such high exposure because of electrically operated ground source heat pumps and air conditioning included in all existing, or planned, buildings, this is a significant liability challenge. The District contracted with the Central Pennsylvania Energy Consortium to procure electricity generation for 2010. The effects are unknown at this point but are expected to reduce our increase from 50% down to 20-25%. The District is currently considering a project to add a 2-story addition to Newville to relieve the dangerous overcrowding and replace the Plainfield elementary school. At one point the District intended to initiate these projects in 2009 for a total of approximately $17,000,000. As the economy deteriorated, the project timeline slipped and Plainfield went from a 3 classrooms per grade to 2 per grade and a total of less than $14,000,000. The current plan is to release bids sometime in March 2010 without final decision on the projects. Once the bids are back in April, the board would make a final decision on each project and issue the bonds necessary. This District has also undertaken a review of capital projects needed to support the repair and upkeep of existing facilities and infrastructure. As part of that process we identified $950,000 dollars to maintain or repair existing buildings. It also includes $250,000 to replace the core network and associated switch gear to provide a faster, more reliable environment the supports a high density wireless overlay and our ever increasing reliance on connectivity to the web and other centers of learning. CONTACTING THE DISTRICT FINANCIAL MANAGEMENT The District's financial report is intended to provide the readers with a general overview of the District's finances and to show the Board's accountability for the money it receives. If you have questions about this report or wish to request additional financial information, please contact the district office of Big Spring School District, 45 Mount Rock Road, Newville, PA 17241, (717) 776-2000. MDA - 13 0 0 ' 00 0 N. 0 O V V 0 0 hM0 0 N00 V a0 r ' 04 0 0 ? 000 Or- CO M N V rN N O r 0(O CC) V O V O r0 tiO1-ON CO M 0000 N V 1-- 00 1-NO CO CO O 0 00 O 0 N V7 6 6 M1-0 CO V M O V O CC) N CO r i- (ljpj M r to CO Ocr? Mr- 0 0 00 CO OOr LO M CO N co N M 0 Ln LLB LO 0 M M I? r N1,r V CONGO Cl N N N CCM C N M M It T V co M r O to E9 d'3 ? (?> (0 .r O F- t00 ' L(> O 000a0LO V 1-- w v O 1? 00 V O CO (000 V O 0 N LO 1- O co O0CD V 0 M V CO Mr CO V r O CO COO -000rM0 O LO rrMr Or- MN 01 00 O 0 O CO Ln CM co N 00 rl O (0 Ln V rCONOCOCOr? OD N Ln CA r L6 r InrCOrr LCj V r N (O O r V O tCY M CO N CO 0 N O N NLO LO r V ON M CMNN V OOrO LO 1-N M N N N N ? r N N ?- co co 0 O M V r N CO 69 E9 69 69 CL >>1 co r-- co O, N CO N V i i- co N ' 04 M 0 r N (M co O i co v 0 0 0 N N 00 ? 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CD c v Ga y N c o E CLM x tL W E i o v m e c° c E E c m a i & a N li m aci cma E ` m m ?m C y ` W c 5 CL X a 0 o m c y E m a i m0 ui ?' o m4' as a N C m c c c in c > w vi ? a >. m `' d c a W ;o C U) C y N L °p N E - C a s m E i y N D C (D fC O O a E C y c y C N O Z N E (D M , U d C U) C a N o_ 7 " ?= a N fl. CL N > E c a a? m > o a a? c U O x a) u 0) (D E J? :? W ? v O N Q. -D m d 0 >+ ? m w a E L LL U m N m d V y C L p E V N a c ) 4) (D C N O w c y N ca CL C w N a O C U' > (D : O C H E N N C :a I- N m a> a °? c v ayi CD m o N a Cc N Z _ N a o a? m n '? m m E O a ° ' C m O > N N N C C N a a O = tp c O m N > O m m CD O ° N W y o cc - c ° O o m > I- a a? a x mm 'a ?N X a uo 0- a ; my e =m C7 0 0 (D U) c c o a ° w c a E m CO C a N O .0 C ° 0 O c O a i w E N O x d m > EM X- -5 ? a C T N ' N O v ' V U E m N C .C O L) w fQ m 0 .U N •- ° w C O C? C m C !6 N .C 0 N y ' C E O 3 p N .a .- ° c m N ?p j - La _ 1E O :5 y CL T) EL CL a a) V) 0 0 4) CL C: CA c Q UO E cN Cc.U° Q 0 '>ixw a Em Eaxim CD ca Ew m> m a) O m ° °' X m m ` m E cm m O U O w m N m m m m LL N d w ,C d .y I- Q m C U cfl LL _ BIG SPRING SCHOOL DISTRICT STATEMENT OF NET ASSETS - PROPRIETARY FUNDS JUNE 30, 2009 (With Summarized Financial Information for June 30, 2008) Food Service 2009 2008 Assets Cash and cash equivalents $ 177,807 $ 103,799 Due from other funds - 14,628 Due from other governments 4,668 5,932 Other receivables 6,827 694 Inventories 27,946 30,736 Total current assets 217,248 155,789 Furniture and equipment (net of accumulated depreciation) 652,213 720,873 Total assets $ 869,461 $ 876,662 Liabilities Accounts payable $ 290 $ 3,738 Payroll and benefits payable 1,829 1,775 Due to other funds 223 - Deferred revenues 15,374 13,213 Current portion of compensated absences 7,000 7,000 Total current liabilities 24,716 25,726 Long-term portion of compensated absences 34,812. 35,075 Total liabilities 59,528 60,801 Net assets Invested in capital assets (net of related debt) 652,213 720,873 Unrestricted 157,720 94,988 Total net assets 809,933 815,861 Total liabilities and net assets $ 869,461 $ 876,662 The accompanying notes are an integral part of these financial statements. FS-7 BIG SPRING SCHOOL DISTRICT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASS ETS - PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2009 (With Summarized Financial Information for the Year Ended June 30, 2008) Food Service 2009 2008 Operating revenues - Food service revenue $ 881,775 $ 848,772 Operating expenses Salaries 465,428 457,565 Employee benefits 223,267 231,324 Purchased property service 63,000 60,000 Food and milk 576,008 561,670 Other expenses 30,384 15,709 Depreciation 87,302 102,827 Total operating expenses 1,445,389 1,429,095 Operating income (loss) (563,614) (580,323) Nonoperating revenues Earnings on investments 735 921 State sources - social security and retirement subsidies 28,710 35,750 _ State sources - meal subsidies 45,626 40,241 Federal sources - meal subsidies 336,135 257,193 Federal sources - donated commodities 82,298 65,990 • Total nonoperating revenues 493,504 400,095 Income (loss) before transfers (70,110) (180,228) Transfers from other funds 64,182 101,260 Change in net assets (5,928) (78,968) Net assets - beginning 815,861 894,829 Net assets - ending $ 809,933 $ 815,861 The accompanying notes are an integral part of these financial statements. FS-8 BIG SPRING SCHOOL DISTRICT STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2009 (With Summarized Financial Information for the Year Ended June 30, 2008) Operating activities Cash received from users Cash payments to employees for services Cash payments to suppliers for goods and services Net cash provided by (used for) operating activities Non-capital financing activities Food Service 2009 2008 $ 877,804 (688, 904) (587,752) (398,852) $ 854,881 (705,095) (569,914) (420,128) State sources 74,669 79,207 Federal sources 337,065 283,274 General fund advances (Due to other funds) 14,851 (16,155) General fund contributed services 64,182 101,260 Net cash provided by (used for) non-capital financing activities 490,767 447,586 Capital and related financing activities Cash payments for equipment (18,642) (8,610) Net cash provided by (used for) capital and related financing activities (18,642) (8,610) Investing activities Earnings on investments Net cash provided by (used for) investing activities Net change in cash and cash equivalents Cash and cash equivalents - beginning Cash and cash equivalents - ending Reconciliation of operating income (loss) to net cash used for operating activities Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation Donated commodities Net change in other assets and other liabilities Other receivables Inventories Accounts payable Payroll and benefits payable Deferred revenues Compensated absences Total adjustments Net cash provided by (used for) operating activities 735 921 735 921 74,008 19,769 103,799 84,030 $ 177,807 $ 103,799 $ (563,614) $ (580,323) 87,302 82,298 102,827 65,990 (6,132) 2,790 (3,448) 54 2,161 (263) 164,762 $ (398,852) 1,401 200 1,275 1,775 4,708 (17,981) 160,195 $ (420,128) The accompanying notes are an integral part of these financial statements. FS-9 BIG SPRING SCHOOL DISTRICT STATEMENT OF NET ASSETS - FIDUCIARY FUNDS JUNE 30, 2009 (With Summarized Financial Information for June 30, 2008) Assets Cash and cash equivalents Total assets Liabilities Due to student groups Total liabilities Net assets Total liabilities and net assets Student Activities 2009 2008 $ 143,971 $ 163,880 $ 143,971 $ 163,880 $ 143,971 $ 163,880 143,971 163,880 $ 143,971 $ 163,880 The accompanying notes are an integral part of these financial statements. FS-10 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS JUNE 30, 2009 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Big Spring School District is the level of government which has oversight responsibility and control over activities related to public school education. The report includes services provided by the District to residents within its boundaries: the Cumberland County Townships of Cooke, Lower Frankford, Upper Frankford, Lower Mifflin, Upper Mifflin, North Newton, South Newton, Penn and West Pennsboro and the Borough of Newville. Services provided include a comprehensive curriculum for primary and secondary education as well as special education and vocational education programs. The District receives revenue from local, state and federal sources and must comply with the requirements of these funding sources. The financial statements of Big Spring School District have been prepared in accordance with generally accepted accounting principles as applied to governmental units. The Governmental Accounting Standards Board is the authoritative standard-setting body for the establishment of governmental accounting and financial reporting principles. Accounting guidance is also provided through the Comptroller's office for Pennsylvania's Department of Education. The more significant of these accounting policies are as follows: Reporting entity The Governmental Accounting Standards Board establishes criteria for determining the activities, organizations and functions of government to be included in the financial statements of the reporting entity. In evaluating the District as a reporting entity, management has addressed all potential component units which may or may not fall within the established criteria. The criteria used to evaluate component units for possible inclusion as part of the District's reporting entity are: The economic resources received or held by the separate organization are entirely for the direct benefit of the District or its constituents. The District is entitled to (or has the ability to) access a majority of the economic resources received or held by the separate organization. The economic resources received or held by the separate organization that the District is entitled to (or has the ability to) access is significant to the District. There are no component units that meet all of the above criteria for inclusion in this reporting entity. FS-11 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Contd.) Jointly-governed organizations The District is a participant in three jointly-governed organizations, each of which is a separate legal entity that offers services to the District and its residents. Each entity serves several school districts, and therefore are not included in this reporting entity. The entities do not have taxing power, but each is required to adopt an annual budget, which is funded primarily by its member Districts or others that use its services. Complete financial statements for these entities can be obtained from their administrative offices. Capital Area Intermediate Unit provides special education services and programs. Cumberland Perry Area Vocational Technical School provides vocational and technical education services and programs. Capital Tax Collection Bureau provides earned income tax collection services. Basis of presentation - District-wide financial statements District-wide financial statements (i.e., the statement of net assets and the statement of activities) present information on all of the nonfiduciary activities of the District. As a general rule the effect of interfund activity has been eliminated from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are presented separately from business-type activities which rely to a significant extent, on fees and charges for support. The district-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting as are the proprietary fund and the fiduciary fund financial statements. Revenues are recognized when earned and expenses are recognized when a liability is incurred, regardless of the timing of related cash flows. Real estate and personal taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Net assets (total assets less total liabilities) are used as a practical measure of economic resources and the operating statement includes all transactions and events that increased or decreased net assets. Depreciation and amortization are charged as an expense against current operations. Capital assets (net of accumulated depreciation) and bonds payable (net of unamortized costs) are presented in the statement of net assets. The statement of activities demonstrates the degree to which the direct expenses of given functions or programs are offset by program revenues. Direct expenses are those that are clearly identifiable within a specific function or program. Program revenues include charges to customers who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or program. In addition, program revenues include grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or program. Taxes and other items not properly included among program revenues are presented as general revenues. FS-12 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation - Fund financial statements Fund financial statements are also provided for all governmental funds, proprietary funds, and fiduciary funds of the District. Major individual governmental funds and major individual proprietary funds are reported as separate columns in the fund financial statements. Nonmajor funds, if any, are aggregated and presented in a single column. Fiduciary funds are reported by fund. The governmental funds are presented using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are received within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the District considers tax revenue to be available if received within 2 months of the end of the fiscal period. Revenue from federal, state and other grants designated for payment of specific expenditures is recognized when the related expenditures are incurred; accordingly, when such funds are received, they are recognized as deferred revenues until earned. Expenditures generally are recognized when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recognized only when payment is due. Proprietary funds generally follow standards for accounting and financial presentation for private business enterprises to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with the fund's principal ongoing operations. Operating expenses for the District's proprietary fund include food production costs, supplies, administrative costs, and depreciation on capital assets. All revenues or expenses not meeting this definition are reported as nonoperating revenues and expenses. Fund accounting The accounts of the District are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, fund equity, revenues, and expenditures, or expenses, as appropriate. Resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent. When both restricted and unrestricted resources are available for use, it is the District's general policy to use the restricted (primarily operating grants) resources first, then unrestricted resources as they are needed. FS-13 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation - Fund financial statements (Cont'd.) Fund accounting (Contd.) The District has the following major types of funds: Governmental Funds - These funds account for the activities through which most of the District's operations are provided. Proprietary Funds - These funds account for the operations of the District that are financed and operated in a manner similar to private business enterprises. Fiduciary Funds - These funds account for the assets held by the District as a trustee or agent for individuals, private organizations and/or governmental units and are therefore not available to support the District's own programs. The District presents the following major governmental funds: The General Fund is the primary operating fund. It accounts for all financial resources except those required to be accounted for in another fund. An operating budget is adopted prior to the beginning of each year on a modified accrual basis of accounting. The General Fund is the only fund for which a budget is legally required. The Pennsylvania School Code dictates specific procedures relative to budget adoption and financial statement presentation. The District, before levying annual school taxes, is required to prepare an operating budget for the succeeding fiscal year. This process includes the publishing of notices by advertisement, that the proposed budget has been prepared and is available for public inspection at the administrative office of the District, and that public hearings are held on the proposed operating budget which are required to be scheduled at least ten days prior to when final action on adoption is taken by the Board. Legal budgetary control is maintained at the sub-function/major object level. The Board may approve transfers of funds appropriated to any particular item of expenditure in accordance with the Pennsylvania School Code. Management may amend the budget at the sub-function/sub-object level without Board approval, provided it is not at a higher level than the Board adopted budget. In order to preserve a portion of an appropriation for which an expenditure has been committed by a purchase order, contract or other form of commitment, an encumbrance is recognized. Unused encumbrances expire at the end of each year. FS-14 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation - Fund financial statements (Cont'd.) Fund accounting (Contd.) Included in the budget are program budgets as prescribed by the federal and state agencies funding the program. These budgets are approved on a program by program basis by the federal and state funding agencies. During the year these programs increased both revenues and expenditures of the original budget by $ 30,655. The Capital Reserve Fund accounts for transfers from the General Fund and expenditures of those funds for capital outlays. The Athletic Fund accounts for athletic revenues and transfers from the General Fund and expenditures of those funds for athletics. The District presents the following proprietary fund: The Food Service Fund accounts for the operations of the cafeterias. The District presents the following fiduciary fund: The Student Activities Fund accounts for programs operated and sponsored by various clubs and organizations within the schools. Cash and cash equivalents and investments The District's cash and cash equivalents are considered to be cash on hand, demand deposits (including pooled investments), and short-term investments with original maturities of three months or less from the date of acquisition. The types of authorized investments are limited by State regulations. Pooled investment funds are required to be operated in accordance with State regulations. Investments, including pooled investments, are reported at fair value. Taxes and taxes receivable Real estate and personal taxes are levied as of July 1 with a legal, enforceable claim against the property and/or taxpayer. Amounts not collected within six months (December 31) are considered delinquent and submitted to outside agencies/entities for collection actions. FS - 15 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Receivables and payables between funds Activity between funds that represent lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as "due to/from other funds". Any residual balances outstanding between the governmental activities and business-type activities are reported in the district-wide financial statements as "internal balances". Any balances between funds are short term items pending periodic repayments. Inventories and prepaid items Inventories are presented at the lower of cost or market on a first-in, first-out basis, and are expensed when consumed. Donated commodities are recognized as revenue and are inventoried at an estimated cost value. Certain payments, if any, to vendors reflect expenses applicable to future periods and are presented as prepaid items in both district-wide and fund financial statements. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, sidewalks, and similar items), are presented in the applicable governmental or business-type activities columns in the district- wide financial statements. Capital assets are defined by the District as assets with an initial, individual cost of more than $ 1,500 and an estimated useful life in excess of one year. Management has elected to include certain homogeneous groups with individual costs of less than $ 1,500 as capital assets for financial presentation purposes. In addition, capital assets purchased with long-term debt may be capitalized regardless of the thresholds established. Such assets are presented at historical cost or estimated historical cost if purchased or constructed. Major outlays for capital assets and improvements are capitalized as projects are constructed. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are depreciated using the straight-line method, allowing for reasonable salvage values on equipment, over the following estimated useful lives: Assets Buildings Site improvements Furniture Machinery and equipment Library books Audio visual equipment Computer equipment Governmental Business-type Activities Activities 40 - 20 - 15 15 10 to 15 15 7 - 6 - 5 5 FS-16 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Long-term liabilities In the district-wide financial statements, and proprietary fund types in the fund financial statements, bonds and notes payable and other long-term obligations are presented as liabilities in the applicable governmental activities or proprietary fund statement of net assets. Refunding costs and bond discounts are amortized over the life of the bonds using the effective interest method. Bond issuance costs are presented as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance and refunding costs, as current period expenditures. The face amount of debt issued is presented as other financing sources while discounts and refunding costs on debt issuances are presented as debt service expenditures. Issuance costs, whether or not withheld from the actual debt proceeds received, are presented as support service expenditures. Net assets Net assets represent the difference between assets and liabilities. In the district-wide financial statements and proprietary fund financial statements, net assets are classified in the following categories: Invested in capital assets (net of related debt) - This category groups all capital assets into one component of net assets. Accumulated depreciation and outstanding debt that are attributable to the acquisition, construction or improvement of these assets reduce this category. Restricted - This category presents external restrictions imposed by creditors, grantors, contributors or laws or regulations of other governments and restrictions imposed by law through constitutional provisions or enabling legislation. Unrestricted - This category presents the net assets of the District, which are not restricted for any project or other purpose. However, these funds may be internally designated for specific projects or purposes in the fund financial statements. Fund balance reserves and designations In the governmental fund financial statements, reserves and designations segregate portions of the fund balance that are either not available or have been earmarked for specific purposes. Fund balance reserves are as follows: Reserved for prepaid expenses - This category reflects resources already utilized so they are not considered as current available funds. FS-17 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain presented amounts and disclosures. Accordingly, actual results could differ from those estimates. Comparative information Comparative totals for the prior year have been presented in the accompanying financial statements in order to provide an understanding of changes in the District's financial position and operations. Certain amounts presented in the prior year have been reclassified in order to be consistent with current year's presentation. However, presentations of prior year totals by fund and activity type have not been presented in each of the statements since their inclusion would make the statements unduly complex and difficult to read. Summarized comparative information should be read in conjunction with the District's financial statements for the year ended June 30, 2008, from which the summarized information was derived. CASH AND CASH EQUIVALENTS AND INVESTMENTS Pennsylvania statutes provide for investment of District funds into authorized investment types including U.S. Treasury bills, other short-term U.S. and Pennsylvania government obligations, and insured or collateralized time deposits and certificates of deposit. The statutes do not prescribe regulations related to demand deposits; however, they do allow the pooling of funds for investment purposes. Custodial credit risk is the risk that in the event of a depository institution failure, the District's deposits may not be returned to it. The District does not have a formal policy for custodial credit risk. However, the District requires all deposits in excess of FDIC insurance coverage to be collateralized by the depository institution with approved collateral as provided by law. As of June 30, 2009, the District's deposits totaled $ 1,199,596 and the depository institution balances totaled $ 1,626,224. Of the depository institution balances, $ 450,971 was covered by federal depository insurance and $ 1,175,253 was collateralized. The pledged collateral is held by the Federal Reserve Bank, but is not titled in the District's name. The District also has cash equivalents with the Pennsylvania School District Liquid Asset Fund (PSDLAF) and Pennsylvania Local Government Investment Trust (PLGIT). PSDLAF and PLGIT operate as common law trusts established pursuant to the Intergovernmental Cooperation Act and related statues for the purpose of pooling investments. The fundamental policy of PSDLAF and PLGIT are to maintain a net asset value of $ 1 per share, but there can be no assurance that the net asset value will not vary from $ 1 per share. PSDLAF and PLGIT may only purchase securities which are permitted under PA law. As of June 30, 2009, the District's deposits in PSDLAF and PLGIT totaled $ 1,106,974 and $ 76,057, respectively. FS-18 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 CASH AND CASH EQUIVALENTS AND INVESTMENTS (Cont'd.) Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The District does not have a formal investment policy for interest rate risk. The weighted average maturity of the securities held by PSDLAF and PLGIT is generally less than 90 days. Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. The District does not have a formal investment policy for credit risk. The District's deposits in PSDLAF and PLGIT were rated "AAAm" by Standard & Poor's. Cash and cash equivalents are as follows: Governmental activities $ 2,060,849 Business-type activities 177,807 Fiduciary funds 143,971 TAXES RECEIVABLE Taxes receivable are as follows: Taxes Taxes Receivable Allowance for Receivable Deferred (Gross) Uncollectibles (Net) Tax Revenue Real estate taxes $ 830,284 $ (284) $ 830,000 $ 530,000 Earned income taxes 1,850,000 - 1,850,000 1,850,000 Personal taxes 22.055 (17.055) 5.000 51000 General Fund 2,702,339 (17,339) 2,685,000 2,385,000 Full accrual adjustment - - - (2.385,000) Governmental activities $ 2.702.339 $ (17.339) $ 2.685.000 $ - FS-19 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 DUE FROM/TO OTHER FUNDS AND INTERFUND TRANSFERS Interfund balances are as follows: Assets Liabilities General Fund $ 223 $ 223 Food Service Fund Interfund transfers were as follows: Other financing sources Other financing uses Athletic Fund $ 81,000 $ 81,000 General Fund Food Service Fund 45,540 45,540 General Fund Food Service Fund 18,642 18,642 Capital Reserve Fund DUE FROM OTHER GOVERNMENTS Due from other governments are as follows: Local sources - earned income taxes Local sources - IDEA - B grant Local sources - other districts Local sources - other items State sources Federal sources Governmental Business-type Activities Activities $ 535,876 $ - 626,884 - 322,983 - 26,096 - 584,473 453 411.190 4,215 $ 2.507.502 $ 4.668 FS - 20 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 CAPITAL ASSETS Changes in capital assets were as follows: Governmental activities Capital assets not being depreciated Land Construction in progress Capital assets being depreciated Buildings and improvements Furniture and equipment Library books Computer equipment Accumulated depreciation Buildings and improvements Furniture and equipment Library books Computer equipment Capital assets being depreciated, net Governmental activities capital assets, net Business-type activities Capital assets being depreciated Furniture and equipment Accumulated depreciation Furniture and equipment Capital assets being depreciated, net Beginning Ending Balance Increases Decreases Balance $ 501,824 $ - $ - $ 501,824 - 484,161 - 484,161 501,824 484.161 - 985 985 , 68,404,599 59,075 - 68,463,674 3,305,021 154,613 (27,301) 3,432,333 2,308,721 - - 2,308,721 3,862,548 112,439 - 3,974,987 77,880,889 326,127 (27,301) 78,179,715 (17,056,606) (1,624,395) - (18,681,001) (2,013,615) (198,553) 27,301 (2,184,867) (2,077,848) - - (2,077,848) (3,493.404) (120,764) - (3,614,168) (24,641.473) (1,943,712) 27,301 (26,557,884) 53.239.416 (1,617.585) - 51.621.831 53.741.240 (1.133.424) $ - 52.607.81 $ 1,549,844 $ 18,642 $ - $ 1,568,486 (828.971) (87,302) - (916.273) 720.873 (68,660) 652.213 Business-type activities capital assets, net $ 720.873 $ (685260) $ - $ 652.213 FS-21 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 CAPITAL ASSETS (Cont'd.) Depreciation expense was charged to functions/programs as follows: Governmental activities Instruction Instructional student support Administrative and financial support Operation and maintenance of plant Student activities Business-type activities - Food service $ 1,559,531 171,168 76,075 95,093 41,845 The construction in progress at June 2009 was the boiler replacement project at the Middle School. The General Fund has budgeted for a $ 400,000 transfer to the Capital Reserve Fund during 2009/2010 to complete this project. DEFERRED REVENUES Governmental funds present deferred revenue in connection with receivables for revenues that are not considered to be available to pay liabilities of the current period. Governmental funds also defer revenue recognition with resources that have been received, but not yet earned. Deferred revenues in the General Fund of $ 2,385,000 consist entirely of taxes receivable not received within 2 months of the end of the fiscal period. Deferred revenues in the proprietary funds and the district-wide financial statements represents resources that have been received but not yet earned. LONG-TERM LIABILITIES Changes in all long-term liabilities were as follows: Beginning Ending Due Within Balance Increases Decreases Balance One Year Governmental activities Bonds and notes payable $ 40,538,801 $ - $ (3,261,326) $ 37,277,475 $ 2,658,846 Compensated absences 418,800 22,200 (48,300) 392,700 200,000 Other post employment benefits - 478.754 (320.106) 158.648 100.000 $ 40.957.601 $ 500.954 (3.629.73) $ 37.828.823 2.958.84 Business-type activities Compensated absences $ 42.075 $ 5.000 S (5.263) $ 41.812 $ 7.000 FS - 22 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 LONG-TERM LIABILITIES (Cont'd.) Bonds and notes payable Changes in bonds and notes payable were as follows: Beginning Scheduled Ending Balance New Issue Redemptions Balance 1997 Series $ 545,000 $ - $ (545,000) $ - 1999 Series 3,230,000 - (265,000) 2,965,000 2001 Series 2,770,000 - (685,000) 2,085,000 2003 Series 15,515,000 - (980,000) 14,535,000 2005 Series 3,725,000 - (405,000) 3,320,000 2006 Series 9,895,000 - (75,000) 9,820,000 2006 Notes (energy savings project) 4.858.801 - (306,326) 4,552.475 40.538.801 $ - S(3,261,326) 37.277.475 Interest Rates Maturity Date Callable Date 1999 Series (1) December 2017 45 days notice 2001 Series 4.30% to 5.00% February 2021 August 2011 2003 Series 3.05% to 5.00% April 2023 April 2013 2005 Series 3.10% to 3.80% June 2016 December 2010 2006 Series 3.40% to 4.05% March 2021 August 2011 2006 Notes 3.95% December 2021 Annually, with fees Due Within One Year $ 275,000 715,000 1,025,000 420,000 80,000 141,846 (1) The 1999 Series pays interest at a variable rate of .85% above the "weekly rate", not to exceed 25.00%. At June 2009 the "weekly rate" was 0.48%. During the year ended June 2009, $ 178,097 of debt service was paid from the Capital Reserve Fund. Scheduled debt service requirements, payable by the General Fund, are as follows: FS - 23 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 LONG-TERM LIABILITIES (Cont'd.) Year Ending June Principal Interest Total 2010 $ 2,656,846 $ 1,404,290 $ 4,061,136 2011 2,772,720 1,317,283 4,090,003 2012 2,900,640 1,214,664 4,115,304 2013 3,060,736 1,093,305 4,154,041 2014 3,218,151 973,622 4,191,773 2015-2019 15,583,951 3,113,990 18,697,941 2020-2023 7,084,431 617.341 7.701, 772 37.277.475 9134,495 $ 47.011.970 In the year ended June 2006, the District defeased a portion of the 2001 Series of bonds by creating an irrevocable trust fund. New debt was issued (2006 Series) and the proceeds were used by the trust fund to purchase U.S. government securities. The investments and fixed earnings are sufficient to fully service the defeased debt until it is called or matures. For financial reporting purposes, the defeased debt was removed as a liability from the District- wide financial statements. As of June 30, 2009 $ 9,135,000 of defeased bonds remain outstanding and are scheduled to be called in August 2011. Compensated absences Compensated absences (those for which employees receive pay) are presented using the termination payment method. A liability is computed using estimates which apply historical data to current factors. The District maintains records of unused leave and applies the contracted rate for employees eligible for termination payments. The District allows only restricted sabbatical leave and therefore does not present any liability in advance of the sabbatical. Payments for compensated absences are made in the year the absence is taken or the employee retires. At retirement or death, while in District service, employees or their beneficiaries shall choose one of the following options (subject to a maximum of $ 12,000 for administrators and $ 11,500 for all other employees): 1. Number of full years of service in the District multiplied by $ 180 (the employee must have a minimum of 20 years of service in the District) 2. Accumulated unused sick leave days multiplied by 80% of the substitute per diem rate FS - 24 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) Beginning with the year ended June 2009, the District became subject to reporting OPEBs in accordance with Governmental Accounting Standard Board Statement No. 45 (GASB 45). GASB 45 requires recognition of OPEBs as part of the compensation package of active employees for services rendered. The cost and obligation for OPEBs are required to be measured by an actuarial valuation. The District chose to implement GASB 45 prospectively, so there is no OPEB obligation reported at the beginning of the year. Plan description Under the negotiations agreement with Big Spring Education Association, the District shall provide for continuance of health care insurance after retirement until the retiree attains the Medicare eligible age. The retiree will pay the monthly premiums, except that teachers who retire after 30 or more years with the District, shall have up to five years of health care insurance benefits provided on the basis of the retiree paying 50% of the monthly premiums. Retired administrators, and classified employees hired prior to July 2007, receive the same benefit as described above. Classified employees hired after June 2007 must pay the entire premium. Retiree's premiums are less than the District's actual cost to provide health care coverage to retirees. The premium amount retirees pay is a blended rate for covering both active and retired Plan members. The fact that the blended rate that retirees pay is less than the cost of covering retired members and their beneficiaries results in what is known as an "implicit rate subsidy," which creates an additional cost to the District. Participant information Active participants 354 Vested former members g Retired participants 73 436 Funding Policy The District funds Plan liabilities on a "pay-as-you-go" basis, and has not established an OPEB trust fund to accumulate assets to fund Plan obligations. The District has no statutory or contractual obligation to fund the Plan and would only do so at the District's discretion. FS - 25 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) (Contd.) Annual OPEB cost and net OPEB obligation The District's annual OPEB cost (expense) is calculated based on the actuarially determined annual required contribution (ARC) of the employer. The ARC represents the amount needed to fund the cost of benefits attributed to the current year, plus an amortized portion of the unfunded actuarial accrued liability (UAAL). The District has selected to have the UAAL amortized over a period of 30 years. Components of the District's annual OPEB cost, the amount actually contributed to the Plan, and changes in the net OPEB obligation are as follows: Employer normal cost Amortization of unfunded actuarial accrued liability Annual required contribution Interest on the net OPEB obligation Adjustment to the ARC Annual OPEB cost Contributed to the plan Increase in net OPEB obligation Net OPEB obligation - beginning Net OPEB obligation - end The percentage of annual OPEB cost contributed was as follows: Funding status and funding progress Annual Year ended OPEB Cost June 2009 $ 478,754 $ 233,464 245.290 478,754 478,754 (320.106) 158,648 Percentage of Annual OPEB Cost Contributed 66.86% Net OPEB Obligation $ 158,648 The District's actuarial accrued liability (AAL) for OPEBs as of July 2008 was $ 3,995,512. There are no Plan assets, thus, the entire amount is unfunded. The District does not have any current plans to fund the AAL. FS - 26 Actuarial Actuarial Actuarial Accrued Valuation Value of Liability Date Assets (AAL) July 2008 $ - $ 3,995,512 $ 3,995,512 UAAL as a%of Unfunded Funded Covered Covered AAL Ratio Payroll Payroll 0.00 $15,104,065 26.45% BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) (Cont'd.) Actuarial assumptions and methods Actuarial assumptions and methods used in the January 2008 actuarial valuation include the following: Interest rate 4.50% General inflation rate 3.00% Health care cost trend rate 8.50% in 2008 trending to 5.00% in 2015 and later Actuarial cost method Benefits are allocated on a level basis over the earnings of an individual from date of hire to assumed retirement date Amortization period 30 years Actuarial evaluations on an ongoing basis involve estimates of the reported amounts and assumptions about the probability of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Actuarially determined amounts are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. Projections of benefits are based on the types of benefits provided under the plan at the time of each valuation and on the pattern of sharing of benefit costs between the employer and plan members to that point in time. Actuarial calculations reflect a long-term perspective, and consistent with that perspective, actuarial methods and assumptions used include techniques that are designed to reduce short-term volatility in accrued liabilities. The required schedule of funding progress in the other required information (ORI) immediately following the notes to financial statements, is to present multi-year trend information about whether the actuarial value of Plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. However, because the District maintains no Plan assets, information relative to Plan asset disclosures is not applicable. Additionally, because this is the year of implementation of GASB 45, the OPEB disclosure standards are implemented prospectively; therefore, the ORI does not reflect similar information for the two preceding years. FS - 27 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 PENSION PLAN Substantially all full-time and part-time employees of the District participate in the plan. The District recognizes expenditures or expenses equal to its contractually-required contributions, subject to the modified accrual basis of accounting in governmental funds. The District contributes to The Public School Employees' Retirement System (the System), a governmental cost sharing multiple-employer defined benefit plan. The plan is under the authority of the Public School Employees' Retirement Code (the Code), as amended. The plan provides retirement and disability, legislatively mandated ad hoc cost-of-living adjustments, and healthcare insurance premium assistance to qualifying annuitants. The System issues a comprehensive annual financial report that includes financial statements and required supplementary information for the plan. A copy of the report may be obtained by writing to the System at PO Box 125, Harrisburg, PA 17108-0125, or by accessing the System's website at www.osers.state.Pa.us. The contribution policy is established in the Code and requires contributions by active members and employers. Contribution rates for active members are set by law and are dependent upon members' class. In most cases, the contribution rates based on qualified member compensation are as follows: Membership Class T-C Active members hired before July 22, 1983 5.25% Membership Class T-C Active members hired on or after July 22, 1983 6.25% ` Membership Class T-D Active members hired before July 22, 1983 6.50% Membership Class T-D Active members hired on or after July 22, 1983 7.50% Active members newly hired after July 1, 2001 are automatically Class T-D. The contribution rates for all members in Membership Class T-D were effective January 1, 2002. Contributions required of employers are based upon an actuarial valuation. For the fiscal year ended June 2009 the employer contribution rate was 4.76 percent of covered payroll, composed of 4.00 percent for pension benefits and 0.76 percent for healthcare insurance premium assistance. The District's contributions to the system for the years ended June 2009, 2008 and 2007 were $ 821,696, $ 1,204,162, and $ 1,055,160, respectively. Those amounts are equal to the required contributions for each year. FS - 28 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 RISK MANAGEMENT Health insurance The District's health insurance plan allows each participant to choose one of the three coverage options available through South Central Trust. South Central Trust is not a risk sharing pool. The Trust was established for processing claims and obtaining reinsurance through commercial insurance carriers. The Trust has reinsurance for claims in excess of $ 100,000 specific (per person) and 125% aggregate (estimated District annual cost). Financial statements of the trust are provided to the member districts. District transactions within the Trust were as follows: Amount available in the trust, beginning Payments from the District Claims paid by the trust Administrative and other fees, net of interest earned Stop loss premiums and commissions $ 1,494, 787 3,358,700 $ (3,280,210) (259,500) (99,608) (3.639,318) Amount available in the trust, ending The amount available in the trust was as follows: Accrual for claims incurred Accrual for administrative and other fees Accrual for health insurance coverage on payroll payable Amount available for accrued costs, ending Prepaid health insurance Amount available in the trust, ending $ 571,569 45,100 497.500 1,114,169 100.000 There are various methodologies for estimating claims that have been incurred but not reported (IBNR). District management has selected the methodology of '60 days of paid claims'. District management believes this methodology provides an adequate amount for accrued costs. FS - 29 a BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2009 RISK MANAGEMENT (Cont'd.) Other insurance The District is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The District maintains commercial insurance coverage covering each of those risks of loss. Management believes such coverage is sufficient to preclude any significant uninsured losses to the District. Settled claims have not exceeded this commercial coverage in any of the past three fiscal years. For State unemployment compensation laws, the District is self-insured, which is a common practice for local governmental units. Any unemployment claims are paid by the District on a quarterly basis as incurred. For workers' compensation insurance, approximately 80 Districts participate in a public entity risk sharing pool (School Districts Insurance Consortium) for processing claims and obtaining reinsurance through commercial insurance carriers. Under this plan, the District's annual cost should not exceed standard commercial insurance rates. COMMITMENTS AND CONTINGENCIES The District's contract with its teaching staff expires in June 2011. In the normal course of business, the District is subject to legal disputes and claims. The District does not anticipate any material losses from any pending or threatened litigation. In the normal course of preparing for the subsequent school year, the District has awarded bids for various supplies, fuel contracts, etc. No major commitments in excess of routine requirements have been made by the District. The District participates in state and federal grant programs which are governed by various rules and regulations. Expenditures charged to these grant programs are subject to program compliance audits and reviews by the grantor agencies. The District is potentially liable for any expenditures which may be disallowed by the rules of these grant programs. The District does not anticipate any material disallowance of program expenditures. The District is in the process of reviewing two proposed construction projects. Alterations and additions to Newville Elementary School could cost approximately $ 3,000,000. A new Plainfield Elementary School could cost approximately $ 11,000,000. These projects are still in the preliminary stages, with bids expected to go out during February or March 2010. No decisions on construction or financing have been made as of the date of this report. FS-30 . N V' NOD r 0 Ln O r 0 1- r r 0 I? r 0 ' N LO M N 0 v O I` I` > L .. N r UO V 0 V' V N CD O M I,- N r N LO Cl) h O y? O N r r ti r CO It v (O V• O N Cl) r 0 N tT LLi (3 O ('M CO (O (3M V' C NF L(j N Nv0) - N co N r- r- v co r? O C m Z v N r r M m m (D LL ' > y . a. 6q O N r CO O W q, P- 0 V• O N I- O N U) r M O O r 0 O C 0 ? ao V• V• r W M M M r e 0 W - N O O ti n Ul I- I- ? M O N 3 co to 0 0 co CD r O N 0 0 L1) 0 ti N O V (O O _ CO (O Ln r CO O O M h c r; 0 N CO Ln M V7 LO N V' r V' Ln (O LA 1-O M r CO (O N N Ln E w0 Qw u) DLO VVV'OONOrr N(ON(O r M N rN M Q C IL N r- IT co O LO N 0 M 0 V LO M M V' (O N N 0 r O r CO CO lf> L!) r N V' N V' CO N N (p N r M r M 3 w U Q d4 ? r co V' 0 LO IT M V' O 0 r h (M M G M L() r O M M m Cl N CO M O LO N O CO M t0 r V N (O T O G O LL) O LA O 0 m (O CO C \L LO V' CO T r N C C N M 1- O N r T O O (O CO CO CO CO 6 CO (O 0 m ? N M Ln M V• to N r r V r 0 to N i- M 0 r e- In M Z 3 N r N LO M Co N cM CO N Lp V V V O O O M TV N ti N CO M ) M O l ' O O N N m U N 0 C ) 0 V LO M 0 It CO O N N (O to U Nr m M L Ln r N V' r 1- r T - M i C - LL ? E- W rn 69? V w ° o ?('N O co O V• O 0 Ln O CD LO N r- M LO I- O CO O CO O O (O M ' U)ZM z NO V•N0 ON V•MMI- r- to O M O(001-- 0 O Nr r r O W CO O O N CO O V M O CO r Ln M tD CO O T 0 0 N (O r V CO CO Q _ Z 3 Co O Ln r O 0 V• O O V' Ln tn e- CO 0 (O Vi L) Co O O C \f Ln Ln J Q m N 0 N L() O T M o (O N r M r N N 0 N r M r- W M 'V r 0 O M CO W r fl- N 1- LL) 0 0 CO V' 1? CO O V: O O N T N co N co 02 _ _ O T (D 0 _ _ V? V7 T T r V' (O T " r T 0 w Q C N r M T M r _0Q N O Z W O 00 Z D } IL a W N2 CU ' O O _ U m } LL H W C) :3 D m c N Q. X N N O w to C :. N CL N C N O N C N C U N 0 cu c C '? O .. O m m O C C p N U N y d w N a) X L W 0 to CL C U_ U) Q. 3 c :3 C 3 C m p j N N m m m N U C "D U N N 'C 0 N C E E rn p m E O rn y - 'c c y L Z C C N N O 0> 4) a CL "" E. c w o c N L) • ?° 3 N 0 v a) c > oa C m m te 0 No- ) a N o 3 3 3 y o OM ( a CL0w0 p C CL C N O .?. N N w`- p m 'C N N N C (On(on(onc oO m U) Z-- 0 t (`om •Sa c NC3 o `? x V r_ ` p 2 N o y a i j V =`. _ C N w? N E f- W 4- m N m N m C r_ m a p p .m. N ?o O 0) 0) CL - CL N B. O.L. 3 N "p 3 3 fl? N.L.. ? O N L= m 7 m fd ?JJm? ? trcn>OMSQa m0cnU0 nUo ?Hm L a U - > 0 CL L a a ir- W 0 Z LL LL BIG SPRING SCHOOL DISTRICT OTHER POST EMPLOYMENT BENEFIT PLANS JUNE 30, 2009 HEALTH CARE BENEFITS SCHEDULE OF FUNDING PROGRESS Actuarial Actuarial Actuarial Accrued Valuation Value of Liability Unfunded Funded Covered Date Assets (AAL) AAL Ratio Payroll July 2008 $ - $ 3,995,512 $ 3,995,512 0.00 $15,104,065 UAAL as a % of Covered Payroll 26.45% Because the June 2009 year was the implementation year for GASB 45, and the District chose to implement prospectively, the above illustration does not reflect similar information for the two preceding years. ORI - 2 r t FU r-(` TI 'L: ct<='4 s`s?y R-9- ,2 3 ss.2s s w