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HomeMy WebLinkAbout04-0059COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 28~601 HARRISBURG, PA 17128-0601 DEC~NT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) I- Feeney, Thomas J. Z I:l DATE OF DEATH (MM.OD-YEAR) DATE OF BIRTH (MM-DD-YEAR) 04/29/2003 08/26/1921 (IFAPPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIBBLE INITIAL) LLI LLI iU z FILE NUMBER [~ 1. Original Relum --']4. Limiled Estate r~6. Decedent Died Teslale (At~:~ copy o~wa) J--~ 9. Liligalim Proceeds Received r-~2. Supplemenlal Relum [~46. Fulure Interest Compromise r~7. Decedent Mainlained a Living F'~lO. spousal Poverty Credil (dam ,~ REGISTER OF 1NILLS Feeney, Mildred L. r--] 3. Remainder Relum (am ~u~ p~, ~2.13-a2) '--] 5. Federal Eslate Tax Relum Required 0 8. Total Number of Safe Deposit Boxes r-111. Eleclk~ ~) lax under Sec. 9113(A) {Ara~ sch O) NAME Mildred L. Feeney FIRM NAME (mfAppr, cab~) TELEPHONE NUMBER (717) 795-9635 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Corporalion, Partnership or Sele-Proprietorship (3) 4. Mortgages & Notas Receivable (Schedule D) (4) 5. Cash, Benk Deposits & Miscellaneous Personal Property (5) (Schedule E) 6. JoinUy Owned Property (Schedule F'} (6) ~_~ Separate Biffing Requested 7. Inter-V'wos Tranefers & Miscellaneous Non-Pmbale Prope~ (7) (Schedule G or L) 8, Total Gross Asm~ts (lolal Unes 1-7) 9. Funeral Expenses & Administralive Costa (Schedule H) (9) 10. Debta of Decedent, Morlgage Liabililies, & Liens (Schedule I) (10) 11. Total Dedudbas (Iolal Unes 9 & 10) 12. Net Value of EstMe (Line 8 minus Line 11) COMPLETE MNLING ADDRESS 57 Devonshire Square Mechanicsburg, PA 0.00 0.00 0.00 0.00 2,224.21 0.00 224,907.04 (6) 227,131.25 3,888.15 (11) 3,888.15 (12) 223,243.10 13. Charitable and Govemmenlal Boquesta/Sec 9113 Trusta for which an eleclJen lo tax has not been made (Schedule J) 14. Net Value S~bject to Tax (L.ine 12 minus Une 13) (13) i 224~907.04 (14) 0.00 SEE I~TRUCTK)gS ~ REVERSE SIDE FOR APPUCABLE RATES 15. Amount of Line 14 laxable al I~e spousal lax tala, or lransfers under Sec. 9116 (a)(1.2) x .0 0~.__ (15) 16. Amounl of Une 14 taxable at lineal role x .0 __ (16) 17, Amount of Line 14 laxable at sibling role x .12 (17) 18. Amount of Line 141axal~e at collateralrate x .15 (18) 19. Tax Due (19) 0.00 0.00 0.00 0.00 REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT SOCiN. SECURIIY NUMBER 031-03-6237 Decede'nt's Complete Address: STREET ADDRESS 57 Devonshire Square C~TYMechanicsburg STATE PA J aP17050 Tax Payments and Credits: 1. Tax Due (Page 1 Line 1!~) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments ¢. Discount (1) 0.00 0.00 0.00 0,00 0.00 0.00 0.00 Tolal C, redits (A + B + C ) (2) 3. Interest/Penalty if applicable D. Interest E. Penalty Total lnter~ ( D + E ) (3) 4. If Une 2 is greater than Une 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box m Page 1 Line 20 to request a refund (4) 5. If Une 1 + Line 3 is greater ~ Line 2, enter the difference. This is the TAX DUE. Enter the Interest on the tm( due. B. Enter the total of Line 5 + SA. This is the BALANCE DUE. (SB) Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS IF THE ANSWER Did decad(mt make a bansfer and: Yes No a. retain ltm use or income of the property bansfen~; ........................................................................................ [] [] b. retain the dght to designate who shall use the property tmnsfened or its income; ........................................... [] [] c. retain a mvembnmy interest; or ......................................................................................................................... [] [] d. receive the promise for life of eilher payments, benefits or care? ..................................................................... [] [] If death occuned after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ............................................................................................................ [] [] Did decede~ own an "in bust for" or payable upon deaifl bank account or security at his or her death? ............ [] [] Did decedeet own an Individual Relirement Account, annuity, or olher non-probate prol)e~ which coatains a beneficis,j designation? .................................................................................................................... [] TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Dedara~n of preparer olher ~an ~'te pemamt r~msenlalive Is based on all infan~a/ien d tVnich pmpan~ has any i~. SIGNATURE ~;)F. PER. SON RESPONSIBLE FOR FILING RETURN ADDRESS 57 Devonshire Square, Mechanicsburg, PA 17050 9214 Setter Place, Spdngaeld, VA 22153 For dates of death on or after July 1, 1994 and before January 1, 1995, the lax rate imposed an the net vi of lransfers k) or for the use of bhe surviving spouse is 3% [72 P.S. {9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rote imposed on the net value of banders to or for b'm use of the ~ sixx~e is 0% F2 P.S. {9116 (a) (1.1) (~)]. The staMe does not exem~)t a tramfer to a surviving spouse from tax, and the statutonj requirements for disclosure of assets and flag a lax return are stiil applicable even if lhe surviving spouse is ~e o~dy benetidary. For dates of death on or after July 1, 2000: The tax rote imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adopdve parent, or a stepparent of the child is 0% [72 P.S. §9116(a)(1.2)]. The lax rate imposed on the net value, of transfers to or for the use of lhe decadent's lineal benefidaies is 4.5%, except as noted in 72 P.S. ~9116(1.2) [72 RS. {9116(a)(1)]. The tax rate imposed on the net ~ue of Iransfers to or for the ~se of the decedent's s~mgs is 12% [72 P.S. §9116(aX1.3)]. A siblkg is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoplion. REV-15~8 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT E~¥ATE OF Foot. y, Thomas J. SCHEDULE E ~4SH, BAHK DEPOSITS, &/VUSC. PERSOI~ PROPEKI'Y FILE NUMBER ITEM NUMBER 1. Include the proceeds of liligation and Ihe date the Ixoceeds were received by ~e estate. All property jointly-owned with right of survimed~ must be disclosed on Schedule F. DESCRIPTION USAA Subscribers account TOTAL (Aim enter on line 5, Recapilulation) $ VALUE AT DATE OF DEATH 2224.21 2,224.21 (If mom space is needed, insert additkmel sheels ~lhe seine si~e) REV-1510 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Feeney, Thomas J. , SCHEDULE G INTER-VIVOS TRANSFERS & J~ISC. NON-PROBATE PROPERTY RLE NUMBER This schedule must be completed and filed if the answer to any of queslions I II-~ough 4 on ~e ~ ~ ~ ~ ~1~ ~ ~E~ b ~es. DESCRIPTION OF PROPERTY ITEM I#Q.UI~THEI~U~IE0fTHETRNISFr:Rr~THERREATI{3~PTODECE{TS~kfl0 D~TE0~:~E~'~ %OFDECD'S EXCLUSION TAXABLE NUMBER THE OATEOF TRAI~SFER, ATTN~HACOPY ~E THEOEE0 FOR RFJd. E...~r/~_ V~[.U~ OF ~-'e, FT_ INTEREST ~=~ VALUE 1. Vanguard Prime Money Market Fund (CUSIP) 922906-20-1 48760.71 112 24380.3 2. PA LT Tax-Exempt bond, (Vanguard) (CUSIP) 922046-10-4 3138.40 1/2 1568.2 3. CHASE CAPITAL IV CAP SECS D 7.3~4 % 10088.00 1/2 5044.0 4. DELMARVA PWR FINCG 1 TR PFD CAP SECS 8.125% 10320.00 1/2 5160.0 (CUSIP) 247112-20-4 5. MBNA CAP C TR ORIGINATED PFD SECS 8.25% (CUSIP) 10811.84 1/2 5405.9 55263V 20-6 6. CARRAMERICA RLTY CORP DEPOSITARY SH REP 1110 1349Z71 1/2 6746.3 PFD SER C WE (CUSIP)1~.~?.18-40-7 7. EQUITY RESIDENTIAL PFD SER L 7.625% 15174.00 1/2 7587.0 (CUSIP)29476-79-2 8. MBNA Cert of Dep fi 40-865441-0 10000.00 1/2 5000.0 9. MBNA Cert of Dep fi 40-413950-7 20000.00 1/2 10000.0 10. MBNA Cert of Dep fi 40-914405-6 15002_83 1/2 7501.4 11. MBNA Cert of Dep # 40-316277-3 15020.42 1/2 7510.2 12. MBNA Money Market Account 40507.18 1/2 20253.5 13. Condominium in Westover Village, Cumberland County, 237500.00 1/2 118,750.0 Hamden Township, address of 57 Devonshire Square, Mechanicsburg, PA 17050 TOTAL (Also enter on line ? Recapitulation) $ 224,907.04 (If more space h~ fleeded, insed addil~ si~ d 1he same si~e) REV-1511 EX+ (12-99) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF F~ney, ~ J. SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS FILE NUMBER Debts of decedent must be reported oa Sdmdule [ ITEM NUMBER DESCRIPTION AMOUNT 1. 2. 3. 4. 5. 6. 7. 8. 9 10. FUNERAL EXPENSES: Reception, Le Tort View Community Center, Carlisle Barracks. PA Rowers, Rother Mels, Mechanicsburg. PA Chaplains Fund,Carlisle Barracks, PA Obituary, Washington Post & Patriot News (including burial sen, ice announcemenls) Burial urn, Cremation Society of Pennslyvania Death Certificates, Cremation Society of Pennslyvania Rags and cases, Post Exchange, Carlisle Banacks, PA Telephone calls, pictures and postage Prepaid funeral expenses, Cremation Society of Pennslyvania Registry books, cards, Neill Funeral Home, Camp Hill, PA ADMINISTRATIVE COSTS: Personal Repmsentalive's Commissions Name of Personal Representative(s) George A. Seamand,~/ MJJdred L Feeney Social Security Number(s)lElN Number of Personal Reprasentalve(s) Street Address 9214 Se~r Place 157 Devonshire Square city Springfield.VA 22153 / Mechanicsburg Year(s) Commission Paid: None Attorney Fees Family Exemp§o~: (If decedent's address is not the same as claimant's, altach explanalion) Claimant None Slmet Address Rela'donship of Claimant Io Decadenl Probate Fees Accountant's Fees Tax Return Preparer's Fees State ~7_~ 314.40 72.00 100.00 478.00 195.00 47.00 195.00 311.00 695.00 125.00 1,355.75 0.00 O.O0 0.00 TOTAL (Also enter off line 9. Recapitulation) $ 3,888.15 (If mom space is needed, insert addirmeal sheeis of Ihe same size) REV-1513 EX+ (9-00) COMMONWEALTH 01: PENNSYLVANIA INHERITANCE ~X RETURN RESIDENT I)ECEDENT ESTATE OF Feeney, Thomas J. SCHEDULE J BENEFICIARIES RLE NUMBER RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NNdE AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do ~ List Trustee(s) OF ESTATE ] TAXABLE DlS'~IBUTIONS ['~x:lude oulrigh! sp~sai dislribulions, and transfe~ under ~ec. 9116 (a) (1.2)] ]! ENTER DOllAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROIJC~ 18, AS N~3PRIATE, ON REV-1500 COVER SHEET NON-TAXABlE DISTRIBUTIONS: A. SPOUSALDISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE Mildred L. Feeney, W"Ee 57 Devonshire Square, Mechanicsburg, PA 17950 B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II - ENTER TOTAL NON-T~J(ABLE DISTRIBUTIONS ON UNE 13 OF RE~1500 COVER SHEET 224907.04 (ff more spece is needed, inaeri ~ sheals al i~ same ~ize) lAcK GAUGHEN REALTORE R A' Mechanicsburg Office 101 Old Schoolhouse Lane Mechanicsburg, PA 17055 (717) 697-4673 (717) 697-0822 FAX July 9, 2003 Mrs. Mildred Feeney 57 Devonshire Square Mechanicsburg, PA 17050 Dear Mrs. Feeney: Thank you for the privilege of viewing your home to determine the appropriate price of your residence if you decided to sell it in the current real estate market. Based on a market comparison of sold properties in Devonshire Square, if I listed the property today I would price it at $237,500 with the expectation that it would actually sell for close to the offering price. Please be advised that this is not a certified appraisal, which must be performed by a licensed Real Estate Appraiser. Please call me if you have any questions. Sincerely yours, (~ James L. D. Monroe Associate Broker, GRI Manager Independently Owned And Operated By NRT Incorporated Website: www.jgr, com h,,llh.llh.,hhlh,,,Ih,h,hl,.h,lh,,Ihl THOMAS J FEEfiEY TR UA 09-12-97 THOMAS J FEENEY TRUST 57 DEVONSHZRE SQ MECHANICSBUR6 PA 17050-6873* April 30, 2003, year-to-date ' Page 1 of 4 PORTFOI. IO SUM M A RY Statement number: 008955513 (800) 662-2739 Client Services (800) 992-8327 - Brokerage Services www.vanguard.com VCebsite (800) 662-6273 Tele-Account TOTAL OF ALL A¢(~OUNT.q Value on 12/31/2002 Value on 4/30/2003 $ 99.658.95 $111,809.40 INV~'$TI~ E:NT ACCOU N'rS CUSIP .ticker Value on 12/31/2002 Value on 4/30/2003 Shod.term inveslmenls $ 57,709.97 $ 48,797.0S Prime Money Mkt Fand 922906-20-1 VMMXX $ 57,709.97 $ 48,797.05 Bonds $ 3,081.30 $ 3,147.75 PA LT Tax-Exempt Investor 92204L-10-4 VPAIX $ 3,081.30 $ 3,147.75 Stocks $ 38,867.68 $ 59,864.60 VI~S stock holdln~s 4ov-555773 $ 38,867.68 $ 59,864.60 Total investment accounts $ 99,658.95 $111,809.40 Income year-to-date Tax-exempt income year-to-date Total ,353.95 Portfolio allocation ' 45.06 Short-term investments ,399.01 Bonds Stocks ,385.32 20,470.00 Non VBS purchases year-to-date Non VBS redemptions year-to-date 43.7% 2.8 53.5 100.0% Vanguard Brokerage Sewices (VBS), a division of Vanguard Marketing Corporation (VMC), member SIPC, is the introducing firm for VBS accounts. Assets listed in this statement are held by separate entities. VBS holdings are held in custody by VBS's carrying firm, Pershing LLC. Vanguard Ftmcls are not protected by $1PC and are held by Vanguard, which provides Vanguard fund data. Summary data is provided solely as a service and is for informational purposes only. Pershing is not liable for Vanguard fund data or valuations. Vanguard funds are offered by prospectus only end are distributed by VMC. Portfolio allocation consists of Vanguard funds and VBS holdings. Fora complete list of your VBS holdings, refer to the "Holdings" section of the statement pages tilled 'Vanguard Brokerage Sewices". This statement shows only transactions that occurred on your brokerage account during thc past month. While it includes a summary pa (s) listin all of your Vanguard accounts and for your linked Money Market settlement account, it does not in~ a de detail pages for each fund.ge page A comprehensive statement, which includes detail pages for each fund, will continue to be mailed following the dose of each quarter. 1- 4 035366 141§ 40§C M2 3X I]ll all Ill Ill] ill Illl Illl Hll fi[ii Jill Hill Illl Illllll II lilt THOMAS j FEENEY TR UA 09-12-97 ~ THOMAS J FEENEY TRUST April 30, 2003, year-to2date · (800) 662-2739 - Client Services Fund number: 30 Account number: 9910707041 Statement number: 008955513 [,age 2 of 4 AGGOUNTVALUE On12/31/2002 On 4/30/2003 $ 57,709.97 $ 48,797.05 Your VBS transactions are swept to and from this Portfolio. VBS assets are held in custody by Pershing. Vanguard Funds are offered by prospectus only and distributed by Vanguard Marketing Corporation, a division of The Vanguard Group, Inc. Trade dat~ Transaction Dollar amount Share price Shares transacted Total shares ow ._r~ Balance on 12/31/2002 $1.00 57,709.970 1/15 Brokerage purchase $ 214.50 1.00 214.500 57,924.470 1/27 Brokerage redemption -10,165,00 1.00 -10,165.000 47,759.470 1/31 Income dividend 57.81 1.00 57.810 47,817.280 2/28 Brokerage purchase 283,75 1.00 283.750 48,101.030 2/28 Income dividend 40.40 1.00 40.400 48,141.430 3/14 Brokerage redemption - 10,305.00 1.00 -10,305.000 37,836.430 3/31 Brokerage purchase 672.57 1.00 672.570 38,509.000 3/31 Income dividend 37.21 1.00 37.210 38,546.210 4/07 Fund Express purchase 10,000.00 1.00 10,000.000 48,546.210 4/15 Brokerage purchase 214.50 1.00 214.500 ~',760.710~ 4/30 Income dividend 36.34 1.00 36.340 48,797.05-0 Balance on 4/30/2003 $1.00 48,797.050 Income dividends $171.76 Purch~__~es_ year-to-date Redemplions year-to-date Annualized Compound Distribution yield annual yield payable date $11,385.32 20,470.00 April 0.96% 0.96% 5/01/2003 INVEST-BY-HAIL Do not altar this slip. Use only lo purchase additional shares in: Vangaani Prime Money Market Fund Fund number: 30. Account number: 9910707041 Make checks payable to: The Vanguard Group - 30 List each check separately. $ I $ I Total amount enclosed THOMAS J FEENEY TR UA 09-12-97 THOMAS J FEENEY TRUST 57 DEVONSHIRE SQ MECHANICSBURG PA 17050-6873 Visit www.vanguard.com or call to change your address. THE VANGUARD GROUP PO BOX 7800 PHILADELPHIA PA 19101-9892 0030 09910707041 3O 2- 4 035367 1416 406C M2 3X IIIIlllllllllllllllllllllllllllllllllllllllllillllllllllllllll March 31, 2003-April 30, 2003 ?anguard Brokerage Services Division of Vanguard Mark, tln~ Corporalion Page 3 of 4 THOMAS J FEENEY TR UA 09-12-97 ~ THOMAS J FEENEY TRUST 57 DEVONSHIRE SQ. MECHANICSBURG PA 17050-6873 (800). 992-8327 Account number: Statement number: Brokerage Services 40V-555773 008955513 HOLDINGS SUMMARY Stocks Value on 3/31/2003 % Holdings $ 59,431.06 100.0 Value on 4/30/2oo3 % Holdi~s $ 59,864.60 100.0 Total account value $ 59,431.06 100.0 $ 59,864.60 100.0 INCOMB SUMMARY Dividends ~ period Year-to-date $ 214.50 $ 1,182.19 R~'TU RN SUMMARY Return of principal HOLDINGS 'This period Year-to-date $ .00 $ 203.13 (This sacflon reflects settled trades only) Balance Long market value $59,864.60 Stocks Quantity / Current Current Estimated Estimated Dividend Account type price value annual income yield status CHASE CAPITAL IV CAP SECS SER D 7.34% SecurilytO: CMV 400.00000 $ 25.300000 $10,120.00 $ 734.00 7.3% Cash Cash DELMARVA PWR RNCG I 400.00000 25.550000 TR PFD CAP SECS Cash 8.125% *' SecuritylD: ClV PRD 10,220.00 812.40 7.9 Cash MBNA CAP C TR 416.00000 26.200000 10,899.20 857.79 7.9 Cash Vanguard Brokerage Services (VBS), member SIPC, is the introducing firm for VBS accounts. Your assets are held by VBS's clearing firm, Pershing LLC. Your VB$ transactions settle throughyour Vanguard money market account, held separately by Vanguard or in acco~lance with the settlement procedures defined by your employer sponsored retirement plan. Maintaining covered put options requires that a segregated Vanguard money market fund be carried by our clearing firm. Prices listed reflect quotations on the stalement date. Current prices and estimaled annual income and yield are listed to help you track your account and ere not suitable for tax purposes. 3- 4 035368 1416 40§C M2 3X I llillllllllllllllll[lllllllllllllllliilllllllltlllllllllliilll THOMAS J FEENEY TR UA 09-12-97 ~ THOMAS .J FEENEY TRUST 57 DEVONSHIRE SQ. MECHANICSBURG PA 17050-6873 March 31, 2003~April 30, 2003 Vanguard Brokerage rvices A Dk~i~;n of Vanguard Ma.,ke~ Corporation (800) 992-8327 - Account number: Statement number: Brokerage Services 40V-555773 008955513 Page 4 of 4 HOLDINGS CONTINU ED Stocks continued Quantity / Current Current Account type price value Estimated Est~nated Dividend annual 13come yield status OFIGINATED PFD SECS 825% SecuritylD: KRB PRC C4~RAMERICA RLTY CORP DEPOSITARY SH REP 1/10 PR3 SER C B/E SecurilylD: CRE PRC Cash 531.00000 25.400000 13,487.40 Cash EQUITY RESIDENTIAL 6O0.00000 PR3 Cash SER L 7.625% SecuritytD: EQR PRL 25.230000 15,138.00 1,134.74 8.4 Cash 1,143.60 7.6 Cash Tolal stocks $ 59,864.60 $ 4,682.53 7.8% ACTIVITY (This section reflects settled trades only) All lransactions sweep to and from your Vanguard Prime Money Market Fund, account number 9910707041. Money market assels are not held by Pershing. Trade Settle date date Transaction Quantity Description Price Amount 4/15 4/15 MONEY FUND PURCHASE 4/15 4/15 BOND INTERESTRECEIVED VANGUARD PRIME MMKT $ -214.50 41§ SHRS 214.50 MBNA CAP C TR ORIGINATED PFC) SECS 8.2596 RD 03/31 PD 04/15/03 4- 4 035369 1416 406C M2 3X I IIIlllllllllilllllllllllllllllllllilllUllllllllllllllllllllll[llll RBNA ARERICA BANK, N.A. P. O. BOX 15103 WILMINGTON, DE 19850-5103 1-(8oo)-353-1734 THORAS J FEENEY TTEE J'& R L FEENEY REV TR DTD 9/12/97 DEVONSHIRE ECHANICSBURG ~ 17050-6873 ACCOUNT NURBER ~0-865~1-o FOR CHANGE OF ADDRESS, PLEASE USE THE REVERSE SIDE OF THIS FORR. ROAA GOLOCERTIFICATE CO ACCOUNT STATERENT PERIOD FROR 5/01/03 THROUGH 5/31/03 ACCOUNT NURBER NURBER OF DAYS 31 PAGE ~0-865~1-0' TERR ACCOUNT SUR/4ARY INFORRATION 18 RONTHS CALENOAR YTO INTEREST PA,O 20~.:&7 0~6 ISSUE DATE RATURITY DATE INTEREST RATE 04/10/03 10/10/0~. 2.5o~ CALENDAR YTD NITHHOLDING CALENDAR YTD PENALTY 0.00 TRANSACTION HISTORY INFORRATION POST EFF TRANSACTION DATE OATE OESCRIPTION ~/Ol /31 BEGINNING BALANCE ENDING BALANCE TRANSACT I ON BALANCE A/4OUNT IRPORTANT NEWS ENCLOSED IS AN ARENDRENT TO YOUR ACCOUNT(S) TERRS ANO CONOITIONS. ONLY ONE A~ENDRENT IS INCLUDED WITH YOUR STATERENT(S), EVEN IF YOU HAVE RORE THAN ONE OEPOSIT ACCOUNT. THIS ARENDRENT APPLIES TO EACH OF YOUR OEPOSIT ACCOUNT(S). PLEASE REAO AND RETAIN IT. IT AODS A RANDATORY ARBITRATION SECTION REANING AN ARBITRATOR WOULO RESOLVE ANY OISPUTE ABOUT THE ACCOUNT(S), NOT A COURT. 1037 OOF FDIC INSURED AMERICA® MBNA AMERICA BANK, N.A. P. O. BOX 15103 WILMINGTON, DE 19850-$103 1-(800)-353-1734 THOHAS J FEENEY TTEE TJ &cML FEENEY TRUST OTB 9/12/97 70EVONSHIREECHANICSBURG ~ 17050-6873 ACCOUNT NUMBER 40-413950-7 FOR CHANGE OF ADDRESS, PLEASE USE THE REVERSE SIDE OF THIS FORM. MOAA GOLOCERTIFICATE CO ACCOUNT STATEMENT PERIOD FROM $/O1/O3 THROUGH $/31/O3 ACCOUNT NUMBER NUMBER OF DAYS 31 PAGE 40-413950-7 ACCOUNT SUMMARY INFORMATION TERM 18 MONTHS ISSUE OATE 12/27/O2 MATURITY DATE 06/2~/~ INTEREST RATE . CALENDAR YTD INTEREST PAID CALENDAR YTD WITHHOLDING CALENBAR YTD PENALTY 0 o00 0.00 0.00 TRANSACTION HISTORY INFORMATION POST EFF TRANSACTION OATE OATE OESCRIPTION /01 /31 BEGINNING BALANCE ENDING BALANCE TRANSACTION AMOUNT BALANCE IMPORTANT NEWS ENCLOSED IS AN AMENDMENT TO YOUR ACCOUNT(S) TERMS ANO CONOITIONS. ONLY ONE AMENDMENT IS INCLUOED WITH YOUR STATEMENT(S), EVEN IF YOU HAVE MORE THAN ONE OEPOSIT ACCOUNT. THIS AMENOMENT APPLIES TO EACH OF YOUR DEPOSIT ACCOUNT(S). PLEASE REAO AND RETAIN IT. IT ADOS A MANDATORY ARBITRATION SECTION MEANING AN ARBITRATOR WOULO RESOLVE ANY OISPUTE ABOUT THE ACCOUNT(S), NOT A COURT. 419 OOF FDIC INSURED MBNAAMERICA BANK, N.A. P. O. BOX 15103 WILMINGTON, DH 19850-5103 1-(800)-353-1734 ACCOUNT NUMBER 40-914405-6 THOMAS J FHENEY TTEE T 'J & M L FEENEY REV TR DTD 9/12/97 57 DEVONSHIRE SQ MECHANICSHURG PA 17050-6873 FOR CHANGE OF ADDRESS, PLEASE USE THE REVERSE SIDE OF THIS FORM. MOAA GOLDCERTIFICATE CD ACCODNT STATEMENT PERIOD FROM 5/01/03 THROUGH 5/31/03 ACCOUNT NUMBER NUMBER OF DAYS 31 PAGE 1 40-914405-6 ACCOUNT SUMMARY INFORMATION TEI~M 18 MONTHS ISS0= DATE 03/08/02 MATUKZTY DATE 09/08/03 INTEREST RATE 3.454 c~o~ Y'~D IZ~EREST PAID 258.a7 CALENDAR YTD WZTHHO~DING 0.00 CALENDAR YTD PENALTY 0.00 TRANSACTION HISTORY INFORMATION POST EFF TRANSACTION DATE DATE DESCRIPTION S/01 BEGINNING BALANCE 5/31 ENDING BALANCE TRANSACTION BALANCE AMOUNT IMPORTANT NEWS ENCLOSED IS AN AMENDMENT TO YOUR ACCOUNT(S) TEi~MS · -ND CONDITIONS. ONLY OITE AM~0P~NT I~ INCLUDED WITH YOUR STATEMENT(S),EVEN IF YOU HAVE MORE THAN ONE DEPOSIT ACCOUNT. THIS AMF/~D~ENT APPLIES TO EACH OF YOUR DEPOSIT ACCOUNT(S). PLEASE READ AND RETAIN IT. IT ADDS A MANDATORY ARBITRATION SECTION MEANING AN ARBITRATOR WOULD RESOLVE ANY DISPUTE ABOUT THE ACCOUNT(S), NOT A COURT. FDIC INSURED RBNA ARERICA BANK, N.A. e. O. BOX 15103 WILRIN6TON, DE 1985o-51o3 1-(8oo)-353-1734 THORAS J FEENEY TTEE T J'& R L FEENEY REV TRUST DTD 9/12/97 7DEVONSHIRE ECHANICSBURG ~ 17050-6873 ACCOUNT NURBER 40-316277-3 FOR CHANGE OF ADDRESS, PLEASE USE THE REVERSE SIDE OF THIS FORH. HOAA GOLOCERTIFICATE CD ACCOUNT STATEHENT PERIO0 FROH 5/01/03 THROUGH 5/31/03 ACCOUNT NUHBER NURBER OF DAYS 31 PAGE 1 40-316277-3 TEAR ISSUE DATE RATURITY DATE INTEREST RATE ACCOUNT SURRARY INFORRATION -18 "ONTHS CALENO~N'i~RES~P'~,~ 272.05 05/20/03 CALENDAR YTD WITHHOLDING 0.00 il/20/04 CALENDAR YTD PENALTY 0.00 2.40~ TRANSACTION HISTORY INFORRATION POST EFF TRANSACTION DATE DATE OESCRIPTION 5/Ol 5/20 5/20 5/20 5/20 3/20 5/20 3/31 BEGINNING BALANCE INTEREST PAYRENT PREAUTH TRSF TO DESIGNATED ACCT RENEWEO / ~ATUREO DEPOSIT ENDING BALANCE TRANSACTION BALANCE A~OUNT 272.05 ~ 272.o5- 15,0~0.42 15,020.42 15,020.42 IRPORTANT NEWS ENCLOSED IS AN ARENDRENT TO YOUR ACCOUNT(S) TER~S ANO CONOITIONS. ONLY ONE ARENORENT IS INCLUDED WITH YOUR STATERENT(S), EVEN IF YOU HAVE RORE THAN ONE OEPOSIT ACCOUNT. THIS ARENORENT APPLIES TO EACH OF YOUR DEPOSIT ACCOUNT(S). PLEASE READ AND RETAIN IT. IT ADDS A RANOATORY ARBITRATION SECTION REANING AN ARBITRATOR WOULD RESOLVE ANY OISPUTE ABOUT THE ACCOUNT(S), NOT A COURT. 341 OOF FDIC INSURED A M E R I C ~e, MBNA AMERICA BANK, N.A. P. O. BOX 15103 WILMINGTON, DE 19850-5103 1-(8OO)-353-1734 THOMAS J FEENEY TTEE TJ & ML FEENEY REV TR DTD 9112/97 57' DEVONSHIRE MECHANICSBURG ~ 17050-6873 ACCOUNT NUMBER 57-456144-5 FOR CHANGE OF ADDRESS, PLEASE USE THE REVERSE SIDE OF THIS FORM. MOAA GOLDSAVERS MONEY MARKET ACCOUNT STATEMENT PERIOD FROM 5/18/O3 THROUGH 6/17/O3 ACCOUNT NUMBER NUMBER OF DAYS 31 PAGE 57-456)44-5 ACCOUNT SUMMARY INFORMATION ACCOUNT SUMMARY: BEGINNING BALANCE TOTAL ~ DEPOSITS/CREDITS TOTAL $ WITHDRAWALS/DEBITS ENDING BALANCE AVERAGE BALANCE NUMBER OF DEPOSITS/CREOITS NUMBER OF WITHDRAWALS/DEBITS 40,523.83 b5.95 0.00 40,573 1 O INTEREST SUMMARY: ANNUAL PERCENTAGE YIELD EARNED INTEREST EARNED THIS PERIOD AVERAGE BALANCE FOR YIELD CALC CALENDAR YTO INTEREST PAIO CALENDAR YTD INTEREST WITHHELD 61.93~ 5.94 40,573.~3 425.53 o.oo TRANSACTION HISTORY INFORMATION POST EFF TRANSACTION DATE DATE DESCRIPTION 5/18 6/17 6/17 6/17 BEGINNING BALANCE INTEREST PAYMENT ENDING BALANCE TRANSACTION AMOUNT 65.95 BALANCE 40,573.83 4o,§39.7~ 40,639.7~ INTEREST RATE HISTORY IMPORTANT NEWS INTEREST DATE RATE 5/18/o3 2.oo~ 5/26/03 1.895 6/16/O3 1 79~ LOOKING FOR A HIGH-YIELD CD? LOCK IN THE 24-MONTH MOAA-S~ONSORED CD AT *****..2.~2~_ANNU~L PERCENTAGE YIELD (APY) ***** OFFERED 6/16/03-6/25/03. THE REQUIRED MINIMUM OPENING BALANCE IS 52,500. A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL OF CD PRINCIPAL. WITHORAWALS AND FEES MAY REDUCE EARNINGS ON THE ACCOUNT. MEMBER FDIC. ROAA-SPONSORED MONEY MARKET ANNUAL PERCENTAGE YIELDS (APYS) OFFERED 6/16/~3.- 6/22/03: 31,OOO - $49,999 I ~O~ APY ~5o,ooo+ ' 1.90~ APY MINIMUM OPENING DEPOSIT IS $I,OOO. FOR BALANCES BELOW Sl,OOO, THE APY IS CURRENTLY .43~. FEES. MAY REDUCE THE EARNINGS ON THE ACCOUNT. THE APY(S} MAY CHANGE AFTER THE ACCOUNT IS OPENED. MEMBER FDIC. 2933 909 FDIC INSURED LAST WILL AND TESTAMENT OF THOMAS J. FEENEY I, THOMAS $. FEENEY, of Hampden Township, Cumberland County, Pennsylvania, do hereby make this my Last Will and Testament, revoking any former Wills and Codicils made by me. FIRST: I give my tangible personal property and all casualty insurance that I am carrying on said tangible personal property to my wife, if she survives me. If she does not survive me such tangible personal property shall be sold, and the proceeds added to my residuary estate, to pass as hereafter described. SECOND: I give, devise and bequeath the rest, residue and remainder of my estate, real and personal, to the Trustee of that certain Revocable Trust Agreement, between Thomas J. Feeney and Mildred L. Feeney, as Settlors, and Thomas J. Feeney, as Trustee, which Trust Agreement is dated September 12, 1997, as revised and restated in its entirety on even date herewith. The Trustee shall add the property bequeathed and devised by this Article to the principal of such Trust and shall hold, administer and distribute suchproperty in accordance with the provisions of such Trust Agreement, as amended. THIRD: In the event that the above bequest and devise is ineffective or invalid, for any reason, then I hereby give, devise and bequeath such undisposed property, up to the residue of my estate, to be held, administered and distributed in accordance with the provisions of the aforesaid Revocable Trust Agreement, dated September 12, 1997, as revised and restated in its entirety on even date herewith, between Thomas J. Feeney and Mildred L. Feeney, as Settlors, and Thomas J. Feeney, as Trustee, which Trust Agreement is hereby fully incorporated herein by this reference and made a part hereof, the same as if the entire Trust Agreement, as amended, were set forth herein. FORTH: If any person should die within thirty (30) days of me, then such person shall be conclusively presumed to have predeceased me. FIFTH: (1) I name my wife, Mildred L. Feeney, and my friend, George A. Seamands, as my Co-Executors. If my wife should fail to survive me, or if she is unable or unwilling to serve as a Co-Executor, then Robert R. Church, Esq., or some other attorney designated by the law firm with which he is associated, or was last associated, shall serve as my alternate Co-Executor. I direct that my Co-Executors, or their alternates, successors, and substitutes, all of whom are herein referred to as my Executor regardless of number or gender, serve without bond in any jurisdiction in which called upon to act. (2) My Executor shall be entitled to receive reasonable compensation for services rendered as well as reimbursement for reasonable expenses incurred. SIXTH: (1) I give to any Executor named in this Will or any Codicil hereto or to any alternate, successor or substitute Executor all of the powers enumerated in this Will and all of the powers applicable by law to fiduciaries in the Commonwealth of Pennsylvania and in particular through the Pennsylvania Probate, Estates and Fiduciaries Code, as effective and as in effect on the date hereof, during the administration and until the completion of the distribution of my estate. I direct that all such powers shall be construed in the broadest possible manner and shall be exercisable without court authorization. (2) My Executor is authorized and empowered to acquire and to retain, either permanently or for such period of time as my Executor may determine, any assets, whether such -2- assets are or are not of the character approved or authorized by law for investment by fiduciaries and whether such assets do or do not represent an overconcentration in one investment. (3) My Executor is authorized and empowered to disclaim any interest, in whole or in part, of which I, or my Executor, may be the beneficiary, devisee, or legatee, by executing an appropriate instrument (in accordance with section 2518 of the Internal Revenue Code of 1986, as amended, or such similar section as may then be in effect). (4) My Executor is authorized and empowered to sell at public or private sale, or exchange, and to encumber or lease, for any period of time, any real or personal property and to give options to buy or lease any such property. Additionally, my Executor is authorized and em- powered to compromise claims, to borrow from anyone (including a fiduciary hereunder) and to pledge property as security therefor, to make loans to and to buy property from anyone (including a fiduciary or beneficiary hereunder); provided that any such loans shall be adequately secured and at a fair interest rate. (5) My Executor is authorized and empowered to allocate property, charges on property, receipts and income among and between principal or income, or partly to each, without regard to any law defining principal and income. SEVENTH: (1) All estate, inheritance, succession and other death taxes imposed or payable by reason of my death and interest and penalties thereon with respect to all property passing under the terms of my Will or my Revocable Trust Agreement and comprising my gross estate for death tax purposes, shall be paid out of the residue of my estate, as if such taxes were expenses of administration, without apportionment or right of reimbursement. However, no such -3- taxes shall be charged against any mount passing to a charitable beneficiary. I authorize my Executor to pay all such taxes at such time or times as deemed advisable. All other such taxes shall be apportioned as provided by law and paid by the donees or transferees thereof unless my Executor, in its sole discretion, shall elect to pay such taxes fi:om the residue of my estate. The decision of my Executor in this regard shall be binding upon all persons having an interest therein. (2) If my probate estate is insufficient to satisfy any taxes that are properly payable by my Executor, I have by my aforesaid Revocable Trust Agreement, directed the Trustee to make available to my Executor fi:om the trust estate sufficient funds with which to pay such taxes in full. IN WITNESS WHEREOF, I have set my hand and seal on this my Last Will and Testament this ,2~ Z~'day of ~~ , 1998. SIGNED, SEALED, PUBLISHED, and DECLARED by THOMAS J. FEENEY, as and for his Last Will and Testament, on the day and year last above written, in the presence of us, who, at his request, in his presence, and in the presence of each other, all being present at the same time, have hereunto subscribed our names as witnesses: -4- SELF-PROVING AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA ' COLTNTY OF CUMBERLAND · SS. WE, THOMAS J. FEENEY, and Shawn W. Weis , Michele A. Singer , and Joyce C. George , the Testator and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly swom, do hereby declare to the undersigned authority that the Testator signed and executed the instrument as his Last Will and that he had signed willingly (or willingly directed another to sign for him), and that he executed it as his firee and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testator, signed the Will as witness and to the best of his or her knowledge the Testator was at that time eighteen (18) years of age or older, of sound mind, and under no constraint or undue influence. Witness Witness Subscribed, sworn to, and acknowledged before me by THOMAS J. FEENEY, the Testator, and subscribed and sworn to before me by Shawn W. Weis , Michele A. Singer , and Joyce C. George , witnesses, this 20th day of March , 1998. -5- Camo ~-.,',~i 8 , biOta ' BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVX$ION DEPT. 180601 HARRXSBURG, PA 171Z8-0601 HILDRED L FEENEY 57 DEVONSHIRE SQ HECHANICSBURG CONNONNEALTH OF PENNSYLVANIA BEPARTNENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAISEHENT, ALLO#ANCE OR DISALLO#ANCE OF DEDUCTIONS AND ASSESSHENT OF TAX ~ ~TE 05-15-200q "ESTATE OF FEENEY BATE OF BEATH Oq-Zg-ZO0$ FTLE NUHBER 21 0~-0059 P ! CddNTY CUMBERLAND ACN 101 '04 rlAR 12 PA 17050 Ct;Ip, Li~.: Amoun~ Remi~ad REV-16417 EX &FP (01-05) THOMAS J HAKE CHECK PAYABLE AND REHZT PAYHENT TO: REGISTER OF WILLS CUHBERLAND CO COURT HOUSE CARLISLE, PA 17015 CUT ALONG THIS LINE ~ RETAIN LONER PORTION FOR YOUR RECORBS ~ REV-Z547 EX AFP (01-03) NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLONANCE OR BZSALLONANCE OF DEDUCTIONS ANB ASSESSHENT OF TAX ESTATE OF FEENEY THOMAS J FILE NO. 21 0R-0059 ACN 101 BATE 05-15-200~ TAX RETURN NAS: (X) ACCEPTED AS FILED ( ) CHANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASEB ON: ORIGINAL RETURN 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) (2) $. Closely HeLd Stock/Partnarsh/p Interest (Schedule C) ($) q. Nortgagas/Notas Raca/vabla (Schedule D) (~) $. Cash/Bank DaposLts/Hisc. Personal Property (Schedule E) (5) 6. Jo/ntly Ownad Property (Schedule F) (6) 7. Transfers (Schedule G) (7) 8. Total Assets APPROVED DEBUCTZONS AND EXEMPTIONS: 9. Funeral Expansas/Adm. Costs/Nisc. Expanses (Schedule H) (9) 10. Dabts/Nortgaga Liabilitias/L~ans (Schedule I) (10) 11. Total Deductions 12. Nat Value of Tax Return 15. 1~. 2~ZZ~.Z1 .00 ZZq~907.0~ (B} 5,888.15 Charitable/Governmental Bequests; Non-elected 9115 Trusts (Schedule J) Net Value of Estate Sub~act to Tax .00 NOTE: To insure proper .00 credit to your account, .00 submit the upper portion .00 of this form with your tax payment. .00 NOTE: 227,151.25 (11) 3.888.15 (12) 223,2~3.10 (13) 223,2~5.10 (14) . O0 Zf an assessment was issued prev/ously, lines 1~, 15 and/or 16, 17, 18 and 19 reflect flgures that include the total of ALL returns assessed to date. w111 ASSESSMENT OF TAX: 1.6. Amount of L/ne 1~ at Spousal rate 16. Amount of Line 1~ taxable at L1neal/Class A rate 17. Amount of L/ne 1~ at S1bllng rate 18. Amount of Line lq taxable at Collateral/Class B rate 19. Principal Tax Due TAX CREDITS: PAYHENT RECEIPT DISCOUNT (+) DATE NUMBER INTEREST/PEN PAID (-) IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL /NTEREST. (15) .00 X O0 = .00 (16) .00 X 0~5 = .00 (17) . O0 x 12 = . O0 (is) .00 x 15 = .00 (19)= . O0 AHOUNT PAID TOTAL TAX CREBZT BALANCE OF TAX DUE INTEREST ANB PEN. TOTAL DUE .0O .00 .00 .00 ( ZF TOTAL DUE ZS LESS THAN $1~ NO PAYMENT ZS REQUIRED. ZF TOTAL DUE ZS REFLECTED AS A "CREDIT" (CR), YOU NAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.) RESERVATION: PURPOSE OF NOTICE: PAYMENT: REFUND (CR): OBJECTIONS: ADMIN- ISTRATIVE CORRECTIONS: DISCOUNT: PENALTY: INTEREST: Estates of decedents dying on or before December 12, 198Z -- if any future interest in the estate is transferred in possession or enjoyment to Class B (collateral) beneficiaries of the decedent after the expiration of any estate for life or for years, the Coaaonaealth hereby expressly reserves the right to appraise and assess transfer Inheritance Taxes at the laaful Class 8 (collateral) rate on any such future interest. To fulfill the requirements of Section ZlqO of the %nharitanca and Estate Tax Act, Act Z3 of ZOO0. (TI P.S. Section 91q0). Detach the top portion cf this Notice and submit with your payment to the Register of Mills printed on the reverse side. --Make check or money order payable to: REGISTER OF N/LLS, AGENT A refund of a tax credit, ahich ams not requested on the Tax Return, may be requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-131S). Applications are available at the Office of the Register of Mills, any of the Z5 Revenue District Offices, or by calling the special gA-hour ansearing service for forms ordering: 1-800-36Z-ZO50; services for taxpayers aith special hearing and / or speaking needs: 1-800-q47-30ZO (TT only). Any party in interest not satisfied aith the appraisement, alloeance, or disalloaance of deductions, or assessment of tax (including discount or interest) as shown on this Notice must object aithin sixty (60) days of receipt cf this Notice by: --eritten protest to the PA Department of Revenue, Board of Appeals, Dept. Z81021, Harrisburg, PA 171Z8-10Z1, OR --election to have the matter determined at audit of the account of the personal representative, OR --appeal to the Orphans' Court. Factual errors discovered on this assessment should be addressed in ariting to: PA Department of Revenue, Bureau of Individual Taxes, ATTN: Post Assessment Review Unit, Dept. Z80601, Harrisburg, PA 17128-0601 Phone (717) 787-6505. Sea page 5 of the booklet "Instructions for Inheritance Tax Return for a Resident Decedent" (REV-IS01) for an explanation of administratively correctable errors. If any tax due ts paid within three (3) calendar months after the dscedent's death, a five percent (JZ) discount of the tax paid is allowed. The 15Z tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and net paid before January 18, 1996, the first day after the end of the tax amnesty period. This non-participation penalty is appealable in the same manner and in the the same time period as you would appeal the tax and interest that has been assessed as indicated on this notice. Interest is charged beginning with first day of delinquency, or nine (9) months and one (1) day from the date of death, to the date of payment. Taxes which became delinquent before January 1, 1982 bear interest at the rate of six (6X) percent par annum calculated at a daily rata of .000164. All taxes which became delinquent on and after January l, 198Z will bear interest et a rate which will vary from calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable interest rates for 198Z through 2004 ara: Interest Daily Interest Dally Interest Daily Year Rate Factor Year Rate Factor Year Rate Factor ~ 2OZ .000548 ~'~-1991 11X .000301 ~ 9X .OOOZ4? 1983 16Z .000438 1992 9Z .000247 ZOOZ 6Z .000164 1984 1ZZ .000301 1993-1994 7Z .000192 ZOOS 5g .000117 1985 13Z .000~56 1995-1998 9Z .000Z47 ZOO4 42 .000110 1986 lOX .000274 1999 72 .000192 1987 lOX .000274 2000 7Z .000192 --Interest is calculated as follows: /NTEREST = BALANCE OF TAX UNPATD X NUNBER OF DAYS DELINQUENT X DALLY INTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect an interest calculation to fifteen (15) days beyond the date of the assessment. If payment is mede after the interest computation date shown on the Notice, additional interest must be calculated.