HomeMy WebLinkAbout10-0186MILSTEAD & ASSOCIATES, LLC
BY: Mary L. Harbert-Bell, Esquire
ID No. 80763
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Beneficial Consumer Discount Company
DB/A Beneficial Mortgage Co of
Pennsylvania
636 Grand Regency Boulevard
Brandon, FL 33510,
Plaintiff,
Vs.
Judith A. Rudd
1517 Terrace Avenue
Carlisle, PA 17013,
Defendant
To.. A
You are hereby notified to
ale written ponse to the enclosed
within
twenty (20 days from the service hereof
Ora jud ment may be entered against you.
Attorney for Plaintiff
Attorney for Plaintiff
File: 22.11467
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
No.:
ID- 18(o civil Iem
CIVIL ACTION
MORTGAGE FORECLOSURE
A
CA
rV
C
CID
4 U. oo Pb A TT11
a& to73 y3
R-To a3s80?
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this
complaint and notice are served, by entering a written appearance personally or
by attorney and filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT
1. This communication is from a debt collector. This is an attempt to collect a
debt and any information obtained will be used for that purpose.
2. Unless you dispute the validity of this debt, or any portion thereof, within
30 days after receipt of this notice, the debt will be assumed to be valid by our
offices.
3. If you notify our offices in writing within 30 days of receipt of this notice
that the debt, or any portion thereof, is disputed, our offices will provide you with
verification of the debt or copy of the Judgment against you, and a copy of such
verification or judgment will be mailed to you by our offices.
MILSTEAD & ASSOCIATES, LLC
BY: Mary L. Harbert-Bell, Esquire
ID No. 80763
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Beneficial Consumer Discount Company
DB/A Beneficial Mortgage Co of
Pennsylvania
636 Grand Regency Boulevard
Brandon, FL 33510,
Plaintiff,
Vs.
Judith A. Rudd
1517 Terrace Avenue
Carlisle, PA 17013,
Defendant
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
No.:
CIVIL ACTION
MORTGAGE FORECLOSURE
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff, Beneficial Consumer Discount Company DB/A Beneficial Mortgage Co of
Pennsylvania (the "Plaintiff'), is a corporation registered to conduct business in the
Commonwealth of Pennsylvania and having an office and place of business at 636 Grand
Regency Boulevard, Brandon, FL 33510.
2. Defendant, Judith A. Rudd, (the "Defendant"), is an adult individual and is the real
owner of the premises hereinafter described.
3. Judith A. Rudd, Defendant, resides at 1517 Terrace Avenue, Carlisle, PA 17013.
4. On December 14, 2006, in consideration of a loan in the principal amount of
$169,176.08, the Defendant executed and delivered to Beneficial Consumer Discount Company
DB/A Beneficial Mortgage Co of Pennsylvania a note (the "Note") with interest a current
interest rate of 5.0 percent per annum, payable as to the principal and interest in equal monthly
installments of $920.11 commencing February 19, 2008.
5. To secure the obligations under the Note, the Defendant executed and delivered to
Beneficial Consumer Discount Company D/B/A Beneficial Mortgage Co of Pennsylvania a
mortgage (the "Mortgage") dated December 14, 2006, recorded on December 15, 2006 in the
Department of Records in and for the County of Cumberland under Mortgage Book 1976, Page
2171. See Mortgage attached. Pursuant to Pa.R.C.P. 1019 (g) the mortgage is incorporated
herein by reference.
6. The Mortgage secures the following real property (the "Mortgaged Premises"): 1517
Terrace Avenue, Carlisle, PA 17013. A legal description of the Mortgaged Premises is attached
hereto as Exhibit "A" and made a part hereof.
7. The Defendant is in default of his/her obligations pursuant to the Note and Mortgage
because payments of principal and interest due June 19, 2009, and monthly thereafter are due
and have not been paid, whereby the whole balance of principal and all interest due thereon have
become due and payable forthwith together with late charges, escrow deficit (if any) and costs of
collection including title search fees and reasonable attorney's fees.
8. The following amounts are due on the Mortgage and Note:
Balance of Principal ................................$166,315.72
Accrued but Unpaid Interest from
5/19/09 to 1/4/10
@ 5.0% per annum
($22.78 per diem) ........................................$5,262.18
Accrued Late Charges ....................................$541.88
Corporate Advance ......................................$8,032.21
DRM Expenses Paid .......................................$100.00
Title Search Fees ............................................$350.00
Extension Interest Due ...............................$11,342.71
Reasonable Attorney's Fees .................... ....$1,250.00
TOTAL as of 01 /04/2010 ........................ $193,194.70
Plus, the following amounts accrued after January 4, 2010:
Interest at the Rate of 5.0 per cent per annum ($22.78 per diem);
Late Charges of $46.00 per month.
9. Plaintiff has complied fully with Act No. 91 (35 P.S.' 1680.401(c) of the 1983 Session
of the General Assembly ("Act 91 ") of the Commonwealth of Pennsylvania, by mailing to the
Defendant at 1517 Terrace Avenue, Carlisle, PA 17013 as well as to address of residences as
listed in paragraph 3 of this document on November 19, 2009, the notice pursuant to § 403-C of
Act 91, and the applicable time periods therein have expired.
WHEREFORE, Plaintiff demands an in rem judgment against the Defendant for
foreclosure and sale of the Mortgaged Premises in the amount due as set forth in paragraph 8,
namely, $193,194.70, plus the following amounts accruing after January 4, 2010, to the date of
judgment: (a) interest of $22.78 per day, (b) late charges of $46.00 per month, (c) plus interest at
the legal rate allowed on judgments after the date of judgment, (d) additional attorney's fees (if
any) hereafter incurred, (e) and costs of suit.
MILSTEAD & ASSOCIATES, LLC
Mary L. Harbert-Bell, Esquire
Attorney for Plaintiff
VERIFICATION
I, Mary L. Harbert-Bell, hereby certify that I am an Attorney for Plaintiff and am authorized to
make this verification on Plaintiff s behalf. I verify that the facts and statements set forth in the
forgoing Complaint in Mortgage Foreclosure are true and correct to the best of my knowledge,
information and belief. This verification is made subject to the penalties of 18 Pa. C.S. ' 4904,
relating to unsworn falsification to authorities.
Name: Mary L. Harbert-Bell, Esquire
Title: Attorney
11-25-'09 11:34 FROM-
T-269 P8013/8013 F-108
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------------------- -
E10t1$l'YS; 11
J 7 j -.ra.. f? t`
ALL THAT CEATAi N BI,TUA? Y7 N 1OROUp! OF CARL ISLE . • 3..
• , yea
!N TiE MUM OF .', _. •AWl 7H OF `'' ' d
PEMIMYANIA, BElNS FUL.L'Y IN A DATED'
?' ; OA/06/1A88 AND C /QB(''?88? 11E LAD mtuumw-' 14
'`...: OF. nE CUM AND ST ?tE1' fOlYiN IN am IIOLlAE 1+16° y t,°;
AND PAW 7682. TAX ,Y?P PARt:Et._It? , ? : ?0-21-0?-077A ?
•±''? may.,' •. yj.:
t;
Certify fhis t6 to-ecorded
`? Cumbarlsrnd duty PA
k
Recorder of'ntTds
11-25-'09 11:38.FRCtl-
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•-•_ T-269 P0884/0913 F-188
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is hlde-ed ? rte: ?..? p?ipd ate of ?
www" by Bmwwoem Lon Agrwm alt &W BECOMB
'fd w es0emeiolis? or teimanvs'manar? •a
"NOW). ioolodh>s a1q , *main
amount of p or the oonulw4ats ff unit ta%15 *-#tid*jk with the bd moe at tt>bi.? >f
»at eopsw rol.t dos aa?d popde oa -ft „9d; :
att. • (C?, . - •
'tVIIBRIM', lkwrower is hWob*bd to
or so muoh t1 ea may bib Lendec ¦oro at fi
s Rovdvtns
IdIft Y• ;cheroot (haraia "Nets"). for
and
lipwaw
is the Nofh; Was WY
adjuetttwuts In the inteleai rate
w<l+?,? o? •, ?0. „ for a credit Iiin Vsb ted is the
l pd sots abovv and an bddli'
SBCC)RB to
E . ?,te ?ndebmeshass l
A 'Ail
° 'Ed Now with
interest *WOOD.'wuAq w Imimmi-9.46 by
1
Radviaa Lam Apnemel, (3} do.pi ipeat;bf ill s is with ( stionm =dw W
• idvaneed !s
avouidetws herewith to prptact wm% SICMW WbrtjW w{ the Of this sad (4) to hdKwt lwibnoom
oava?
and Wwmefft of B'aowa• hKein oentatmd- Borrower doss at *A
?O? mw4 ' ? and oavow to
o evooes m aid esei tiw faq as
CUW)ENLNO
weait6p Clmty at
HER DRHIBIT A-LBQAL DRSCRIpl'ICif
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9 °?? ? ?; ? ? ? sod ail of the P? of the
l?eehold ?.? a `oa a leeeahald) ace with lNid p?opert? (aa? ffie
? ? _ ?• .r b ?o ?. ms ?pfropo?y,.
y??apocrd. Baia t6s pCOp{?°??1j'' ? ?t'b.?+woeua, ?d lvaz t?s
? ap ?+?? ?d'om?q, to al eeaosd, taitY ? tide
!. P?ymeit? p._? 8aarow ? a°rbn?t aa! i?re° as ?oiio?
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?'9°0??p??aat? retar?ndar _ 04maaR
all aub°°qu°? p?Ylmm?q dus uatla? th's`.1?nie and ? ? ? l0 ? moro ?
iollowin? ?°'?°?' ?? ?. , : ,. ?) ? ?ib1 neam? a?rdee; ta) aertl8ed . bamrk
traaeur?+a .?-.
b am ?9?! lbdaral ? 'UDh Q?OC1c la dt+nmo upon an lnelitadaa ?rboea
?hj ?gry?C ?`Od !'47ppT •?'i ? lllt? IOr ?? ?OQ1?O?0 ??:
1Z, t,? 1 be dot b? ? ?p?gos rvi iut tLe ATo/s ar at
fmatGdaat ? ? or ? pgmene #' tha nab is Saotmn
? eI.aag oy?e: Abet ar partial 1?1t$ are
? ?e I?igt '?' °00?t aw t?naot a
pmt 31Qlnent
°LL' I P?Itertatsl?? °? ? +? ha+eusdee• or e m Ili d?
p? ? Lender If not ohllpt? to apps and at
Wen aa?d lntee+e?,c ?; ' +l?t ? q?PBe4 Me a! ib ?? due
?orrorrar mabos':'' e0 (Roder. mfr bold q?ch m'0.
to ?6 ? ?.Oaa oegte?, g $ not da
Pfd of time. Ixgdr?i`?1 dtiat rlt6in a
? funds wlll ? be ;? ? ?? +s9?oh fueeds oe retuca,?ean ?i ? me erpplbd e.rller,
faeclowu+er. No'?ist ar aW,q w ?? hahooa ui?er flee Nab ipoutt? pries. to
erdieve '?onrtw?- ' {req 1°r? m? have soar ar iri tlrs iupere +l? Lmder shalt
iLe.a.m ? ?' ame ? Uy?• ?en?r. ?? aat oar
spoiled in tie T????!?m?h? a 1sw• #11 pUme4b '" ?? aad appti ? I,n?r 2 °r ?
?,?.
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Otd11r lII ahiol'i ? ?dae. ? :2?.` aloft hb 1o ee?t • Y•?? ?II the
stq othe< a?;y t?ii eo?ouna? a? he ?t to lsoe ohee?ee? seoood
Notes y , ? ..,:,,. . and then tovretldos floe to
?ClEelt BtYep? l?' WY ? ??lrOMer ?' a ddingoao<?p s ?lmcas wblCh ?Ud09 a
chse',e dae, the psymanc ? bs applied to ihs deAnyvopc pmt
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11-25-'09 11:31 FPM-
T-269 P0006/0013 F-108
men's then One ?, Ymant in O Wntaadittp. LOSder OM **;oy?V J:; ^ +kiUY
Q ? i t Borrower to the sap x seat Pbiodb Payats a
y:? ...u poment aisram pdd iR to TO the asb0s? s? ?he' and to y • r ° "
r p a ?otlb;ar mexe FesiOdiv x. Much OTC Mar be mpOW NwI * ?7a
shall 116 applbdp?` 10 act fi '?"'i*" afps d? ` rA1s?
to a•4 Pmt dm Ms and then as d cal 3a the < ego-
PaYmAvtte. i or Mwmdbnww ifnoesds to" FSAW due rtiy:
?: r, tbq Re`h]fslt oot eatead or. pwtpbse tea dw date, or ahmW &a smouaa, P elodic .? .? _.,;
rF?'• f? i.' .i ?L..
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r 3. or Escrow ltesga,
r. :itlntieP the antes
°? the Nola b pdd In tA i no (alp "per") t4 peo?rids? u+s daO •? ??
umu eats sad P tit,;
Drees italns which an atWa prioetiy
over
lion
or eaonanbanbe an alts )lveaebuid a'
if'ioj` (a) pramioeos for end all howma Wlmeuts IN proienta an the -?^
any ngcired by Leader vndw Ssc".- said (d)
AA9
p; It afp. These items we "111d OBbmvw Lee111a." At or at .Dw.F;.
-am tifn6` the form of the
Lawn. Lendw may n%" that (3naamlmiq A®ooi,vidsi'vbee? Peso. `*' 'tea`
if aty, be aGru eel by BOrnawer. and such dose, tees and asmarmeoaadidf'be sa „?'
g°°?Ow ebaU Pumpdy furnish to Invader an -oboes of amOUms to be peotloder Ibis ?'x . -C'wffl ?aation. dal[ pay Leader the Funds iar Beonoai Ito= ulcer Lower waives -
a
obl'v iod•tn" • the Freels tar a w or s8 8aarow Lomas. Leerier May valve Bi mYmroe's to
,..ti Pay tD .. fm" EW or alt Beomw how at my titres, Any mmh waiver •msy c* @:ia;writbig.
a T; 'Ta the orrlat wid Boreavae shiFp y direody. when sad wLen psy01% the smoud?i`dui Ibr . "
'any BMW m 40os fbr mono at Pundr Ina bean waived by Lander sod, if Landes s aiedi
=,+ nereipes evldeadAi vhhiyt etwh time pedod a< L.eoder $fap-neeMMte.:
W orn+cnrKt!4 to nab such
ti:.;r: • Paid and to pnavids raoekft "for eii pnltpoa6j *4a0albd
to be a 11 and sprecingm contsfud in dale $ bm A Lam •
r'.
?- ; . ' 4 ss tine phaas aoybmat ana -im
e t"Y „ ink am 7.11 &reowge 6 ob6waed to parr Ronnw Name a tafy?. to a
!lsivsr, and to M smbr,at flub for as Beocow Ieem. Leader a? alsesb #ft iphoe ,{
' 8sloiot sad p" aneh amo ut and *riowm shall than be Obiipted m
usder 8ecdoa 7-1
0' m •n.
t- :.?da1?atimalmit. Ladder mq nvo?oe'im waiver ar m asy or afi Beotow Ibma ? ari?"tfmdby a -` ?5; d
-'-tie 'idcordaece erIffi 9eoftoa amh s+evomtiBMMM eb
_ , acid tepoa on. a8 paT t4 all
? undee'ihislbadoa3. `"• ? .wa3u?
" : ' n' p tbs 7?t do dmea =11out and 1 ?imdr is as amouat (a) sal&datt to peelq?i dgc to. e
apedfied wid(Ir ilB?A. sad (b) not to eaAeed the
a
vuder the Red Berate' t & ED
4 itb +isd PlmvWuee Act (12 OA r- Bootian 76?1•ee
)
z won. X 'a' P.,* so tdq: seal
, .
320pq, the/ mipbtbbatsodep' Ut
?4 ' or ... , or succiaaor SOMPRIFUM me.
?or eaptdvtiOn that poverar the ae>>ss t
er. << -t
7
and io
p y is eurnent, '? b refs to 88 m*dr raaata sad " vee
R°BQ
>b !? T item eves if the km deoe noR qua8[y.Ma " . ' 3, • ,
aeohnate fhb d Posses dse oei t?ii of. {
dais: irasoosble esdm tes 41:1840 "Cum of fotm 131cem Items or iu;
::.n,ytij• ,t. •.
..?..soot>rditeoewitti?i?pp8oabieI,aw. _-._;? ?•...._. .:? .,?,
mm Fumb chap be held in so Imadtotion *ban deposits are ilwmed by s fedwd ipsaay.
imerema wiv, or m?dV (ism Wbg Lender. if Lander b on imlitudw whom.depodm an so h1sund)
11-11.01 um evwail M
?seeAai6lareoeraeooo?Aeonaoes?aob a pneveeeu. __
6K 1976PG2 173 :t ?"j !'•i{• c:. r,
11-25-19 11:31 FHM- T-269 P0807/0013'F-108
,4, '
or in any Fsden! H&WlAw BwL Leadar obeli VOY do PWitda 6p q #fie w It no lersr
f }"? ?' ' r tbmn the time ;riiadar RHSPA. Laaader dO not alnro Bauaualpe:for.holdt.aud"d Wsg the ,;LL
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ns
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not to reWhed to any intarM w molar an tits Pia& BwwQww.aiOLaader Can
":: r' "• br4ft
"M in wt vd, that bond " be pid an the Ptmda 4m* OW 81o*13onswer, `
wii6sut adtaarer aat aoaltTd od the Paulo as eegdead by
then is a auepie`,ipt Pw& held is awn w, w dedoed tudei BPA.` Laaader ally] l aoooamt to ,F
-
Bat>ae?a for il>da e>Wew Lunde In laooatdaaoe wig RBRS'A. If tbaat:Iii a-aborlap a[ Ftaa& laid in
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t. at'Owar
aAetrnr as R&Pk HO
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, daflaed uAr aadij a bl apd.
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tdadl pat ft IA WW t* as AMM Ow "My is MAM up the abarbds m aocoldiuaoe with loot in are
lnaat0 7b#!l IZ
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pa1ataaota, l? t>tea?a Is a delay Of Paadu±
eae
lliiakda
aw,'aw9?oea1 under
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R81?A, Laadee doll awtl Amid a aa>< ro**M by IMA, and &i? ww a1.?? pey i?LBpdar the
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mo
unt a na wy to amadaa tip do ddkleaor in aooondaace with JIM
A. hart lo a ' astbee flan la
,y
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t
Upon pganaata is hlt all av dead sedated by Saaurity InoOnia
, Ladder erbe°pebmplly
• tafoed to Smower my P n& hall bl bender,
r 41 Poor Mortpps and Deed at Tend; amrw Liam. l36ca+*iw a6d1 liflic tt all of
' a = Horrotl wa h as reader WAY ntortsNA deed at Laval or otfar won •..,
wat4alen which
z °' `-; a `'
` hts priority area' ti>is IldorepA indodiog Barrowwo eareeaaab to a wbm c.{Hore+waaar
. adaall p q or now m be paid all taus, diem eMs and atffiar adurpea, albd i aapaddade aibatabta
S
, *`?`.! to tba
Ptoiterty Which OW attain s pa?rity o? tLis Mortpep; aaad p qr pound
:4i
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a
lnli loop theimliftw maat? afarndag au beae ?aeeoted oa
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a dame is
renewals *wad abad?bi?iat a tom acoeppable to Landes and
inolOtlie ata sd
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favor of and is a lOnihbla to I.mdet. Lands dadl baarva the amt holm tiro rattewde
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+
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by Iioetowar, or If Beaaower falhtto
esppd t0 L6N?arw?a 30 daps
•' *'*
? ±
r ' f
byLla?der Bortattasrthsttbs todet*aFwM for
i
L
_
.
. ; ttmannta;e baadlb,
iulthotlsed to odba end apply tits iaanaatdf00f _ ask s option
Vigi
a ..
dA:'r?!
etelaartDt
ae6
oratiosd???rs+?ll, INspfr g
operertatheamaa
UNKW
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-
.
J y
?
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YR
?P[??1R
,
w&PT._ want
' .t. ' F.? .'iii, eta
Dn?ebpmaatr. ? ' aduU ?P the Property In pod fop* and ai?i ?L t7?!»tt R1dIp.0oc paaait r? jr?
impairment or dowdontim of the hap" mod slain comp y with she Povisim of Iq li n it this
Afortppeisanskaladtoid, gtbisaLortpdaiaoasagitin acaadomioioan orsphaaamdta>itdeadgpartent, _
Borrower adtap pmelatm• on at Bunswees obliptiatts nnda the ahelantion or ooroeamta axoadtt? or
11-11-06 seas
?IN1A?1aPaWiMaaa1M1011a01?11pe ¦ anaeNaAt i
N 1976P6217-4
11-25-'09 11:32 FBOM- T-269 P0008/0013 F-108
:
'A
mot
vw. ?
_?rtr: f
?!!narioit? the osadomidttm or onasd ? Rri b and cssutans 01 *0
eaisiomaar nnitddv?opa` `'
1* Lender's 8eoiuit??. t! I?mnatn, 411 P •t?e o and s
fog* '?" lpddsMottp?.orltu?aa?louaphbodeds wi?n?el4s?sirrl?
in the Properey, than Lsodw, at Le ', ,optima 4to Baer+werYsA!y mslos
,,• .fAwaataentsdiabotsedb9LsndaeP
•r4 sbi t bowme addid=d fndabiobw of B
z6isr apes w odw 1.20 of pgmaat; 00
BoerawartegtteatiaBpsyeaesttit.root 1!
sriyd'R" soctebsatlysadm>tacsseNku•.
& Iaspsotiaee. Lendet aw take wc"=I
PMP WIYI Pte" that Lander dud `Oo Be
raeeoanbtecwostlret?r'telaeedieLcada'aiaAe
9. Gberdasisaatios. The p?rooeds d MW
ooamhh aay?ocoRharteldt
d oondebaaatian. eve lrerebl aseisasd and ahs11
daedot erast?odtersaaeityapsstttsatwitha8
10 Borrower An Relno* Forbears.
Palmedofoomodionof mwd"doedtie
so mow in huKed d Dwrowwd dl not opo
Borrtnwr ad Hanrowars aaoceee I in iam- r-
ApiN tMxhAtecMworesdbroloesmsdtimsb
. aouced by dds 1Nor4asa by now of my d
9 ttccuumisinRenwL.MyEotbaattaea1 byLeda
dbxdedbyappiiabl a bw. ehdl mbeawalvarc
• 11.Saroo?essore+sadAaaisasHoOSd;joie
amnenae hweh wads ed sW %A and dm
aedgts d. IAttdsc sad B4erolwr. anbiwt is
can wofDwsuouduLLbsiaistasdsem
; 7ww Z Nsroe, (a) is osretpoiar this Mwq
?i.if?caet ill ills Property toiendst uadar tbbtaira
;ot iioderthis NbrWA and(*) span that Lai
panpap?7y?tirb ittAatest thetsott. at dte ??
ee?iracAecutdfiy;iid!.•1??? iJniass Borrarwe .?.aslti
a doll py, ie upon sudoe tt+sat i+a
in d6rdwoo7sbal! roqudroLasdarto wMi
beytsedv teaeonabicies upon sad ittspecdoas d ties
0waC>•t Wco pe%Cl D ow soh IRMO lion was
m"nd at olden ibr . dieeot ar esepsgtteadsl. is
?c liaPtvpert;.ae? ?fewr einliau
m Landli'.. ssl?ot to the terns. d cagy morlsesa,
?haapeltieigt?tMeldoetjese•
er Mader Not trivet. B:laeoim d tbs time tnr
amrissaoursd iv meted by Irasdur w saw
eabo?t?ltssse. itt aap?atee, the lhtbitlgr at lira aeisittd
L6oeei• ehdl sat benggtdred to osmeaaaoe Pfe
:;p parpatormheri?ias saaardndanofthesums
-ends by -"*'A" 8oecowa ml 8orrcnror's
Gadpeara. Tbsrtsaod
b0r dRp: iiaars te. the Gaon
of p eph 16 haves[. All Z
,f w?+.oo"tisuslNshtoelsaptibuid?enot
etaaeen misat anal aotl?e0. Ad Bo-spws
t:RR7'i.
tr?i 11.NOtiaalih -dorsWrAOdOe..,T'.""' r IPSIMlnaaDUrx?amt?c-
toBotvower ascintM saveaigdeli.+G*1torbsataillsissohs?o oir y
}ry
swell addtaaabd w Betl+bnrer at the ProPw iir NOW ? ?attOh odw addtar a Boero .
bs sesdos to Lender w pcasided hpceipb)aoliaatiiGoder ?bdl be ®twA b7tta
sa to LwAse n .rinses. stated has ar w snob iddeses as LAoder arse didsoat - w to
Honnv -raspvaeidedherds.AuyaotiasporrldedEnssathisMaetseseSharibedta+nadtohatroboars[t?as
t4BormwworLooderwhessivenia1tsmaasatdeaisaatsdheroia.
..13. ?owcaiasLsd:BetroraMBit7. TheappltabiehnraoataiaedisiheNalashatlaoatcol. Wheroao
applicable law is ooabinsd thaesin, tha slaseaad load laws applicable in this Af~ahdl be the lamed
w2k the bility
the
it-l7-pi tYAB PM1305
9WJAaS3t INrASeaeSO?tlut ¦ dilOaMrd..
I(1 976P62175 . : T") `?: +? i P "
zM:'
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1?•y::?..b
11-25-'19 11:32 FROM-
. .. ..
Peered laW to thin,'-Ip ; e>I
Note m0lum with
she Note whim c.o 1x5 ','_ Mi?wat
at thbr 19MIpye and sir deb>?iosd
'retoeseysr t'eed' le" 1MA" t6'AW d
14. Boarraw es dm&TBMVW - rlJil!
haves rdubilttsdas. reps
Loader: Leader, at Lardapt[t?. mow
T-269 P0009/0013 F-108
Wt NW prmwon or Asi.6_:ot d& htortpo or the
iaadl not sued o fm prOlelOM at *b Wove or
S wvetall l% As need tern a.` "t+oeMb? 'espeners" sad
it pOmWW by appiiab''litit ar limited herais.
eeai bed a aou& mod ee-fif the Nobs aad of this
nhaeoof.
e?erAd fall as et aaer 'a atbli uadar MW
Mr' IOM apeemeat whb h'jkQrfCmW roost, Into with
dorroM?a ID amio 0 cad dAh* sv I.endar, In s term
dams w deluloes wbiah %6W*ar am Save "ping
lei. Traveler 4`2' party. it - , w sells or ttaodeta all ar my part of the Property
or an hmest t mb%. a imbry W Im mow of a lim or maanbmrw mrbordisaae to 0&
Mortp®a, (b) a traee[erE $?avtsr. desoaatt;: a °by operadum of laW upon tbs detrsh of a at tesmt,
(a) tbs pant aY xxw lese?a ti jmvcw,f or hue sot ooa sa Opdm io purdiers. (d)
the caestiaa of a Fro. eeatrrl for hoveebald spp2anoe4 (o) a ttu dw to a
ralitlw floe tlx x t of a fU9 a mmedar Am es apoure or ddldrm of the
Borrower beam, sa oi?oeaa40e a treader serdtiey from a deaae of diffidudon of
mw:IW fatal sepersdon s#eeaaamrt W ideatai prvpeoty srtdem a ep+wmmt, by lrbieh
the spowa of do Berra eEleeoaurs mar mere of the property. (h) ¦ trapr into an doer vlvw
Um isrwidoh tiq Boertlo.M_U?.iwiw tee ---A aettoi y ssed WhM dam not mIM 0 a Nude of
AAA o aa?y is YIY ? dr µ) a? 1 or { YiOW7VOY in r?l
pm wibed by the pbd` .home Laab,lolt Bead. Borrower shill awe to be rAmitted
idan ann MOW by. to wWts*ft twuh e a if a new lom'wem beW made to the
transferee. Barroser'wlll: re to be X-vI eel Lander the Noce and this 1?6oetpp uub" I,sodar
at ?
refer BOrn M in S.
It Larder dear sots wroh eels altar, Loader may dedusas• at rho sum oxwed by
this Mortpp to be Is dos aaRl; pi If Lards: esrrnisss eerolrvpt" a to somleraft leader
ehen mail Borxdliar cif' eaa'Ian :boordrace With paeaprpis7abareot. Bush my" shell
provide a period at sea 1 X de®i14 4he date the notion is maflbd.or ddlivered whbis Which
Bmawer my m dwe " duo Borrower Wis iv pay Buda mijoU p W to do aspiration of
such period. Lamer fra'tYra? 4pdes or domssd oa Bwoii' invoke aw remedies
pe[Wmd by piryraphh 1 VP W!T ', .;
\i\Ty ft' W qd?.W 1Y[WYf aD?at!? a?ra iWW..?.
t7. Aoosloratlae; , I?roep #ori&d IN peaalroo I? vpm Borrowed:
breach of any oovaltlNe' 'reersredt. fie this MaApBq.udbes the ao.Oaats
to pay wham due OW, tortpse Lewder /rloa t j etiow Mona xWe
notice to Boeroarar' is.. 12 bwwf Woodyisi:?f1 de beeaohp M the
aotioa s!ealadt+ed to eliaas> ant low thsa x da,_.'fs? the date dw need"
is mdlad to Boerolaroe9 V.77TW iol< most be oared; end (d)+ i9rilars to am amb
braaoia on or 6etaKe the deg e` Ae siotl+m may melt As ia4 Lion of the some
ummid by this hive V famdom m by jodial l proaesdin& and sale of the Property. The
11-11-11 1118
rRelAlsefePlgi18e01oP?1eetroe?eao ? eR1811Mt
PAea17e8
• ?Arti.q
a
19 t 9116PG2I7fi
'.;??eolass
• •-.was ? '
. _ ?a?oforo?'e
. ; by
nd i?t?
by Ravi-
and
u e c1
Qn -
,?. ? tRb
Wom Bona
! to Minute shm
s?? ? , g do kUA it not
cared an ate-, { r ? f "der,
pp to be Leada?Rs s any d?abn all at.
?-. and lmFai? wlt?t / ??'=:
*Is* by *aid
szood" but
n bi
eta d t mftd to.
ft"m
am title I& ra ' .'. .
etddi sbacraen
Ot to
Rohnaft 1400
44 btieaaah Barro?rer e1 ?t r? Smalmild. of the A '; • b : ?;
.hdoaondowd rift to ba ro.aq Napa
y..,
or at o: base prior to eaW of a 3 eor s xr
1'a9e Laufer as awaa VWch mould be thew do under die off'
adon oootsrre% (b) $wwftr curia all breaehes of fty
??
eeatyaad is tdda 1(e?ppc (a) Boe MW °? oDl aw ,• - ^_+
°° : I.
" -oo "Venom and neft of Boramw
is Imadi's man"
';' A4
epro' fim Baledt talons Pwoomph 17 heraaf, "'"mft
kif
ot end (4) 50A notion n I
e Jun of lids Mor%m Leaws inmras< is the ipow and y .-
droll abariane ? s
1v MUWW by fig MWVW and this do Morabilpap,?edm M WW harobydo =,W auoh mss:. f
War of r Isho.
is
bias had amon l tall la9fes,, 'N $
Appoiautmaiu! or Reoaiy. As
Leader 6e repte of the ftpecty Povidd dart e
h117hK in aba®&mnm r? of gw,p opemy. heeear alsW' ''`f :• +
e riot• tb coil ? -:;
r apPaiatail a court tq abmdasment a[ the 1'NOperRyF cow Ymww add
b m of the ?, ' RaMeedab of dud 't
r?! to of the 4 Woft than PW day An ream aollewbeda <<.. Z '
°°? bf MmWmgo el' tM p p ty aad
and :? :•? s:i
tD the quwa aeaesad aoeilrot'e 6,06
J.-this MwWW
sy 1rie Ieoaiwer shall be liable ' _ x'
r4laiae?t of on '?
abrass -
Bares.- Bprl?ler ?'?"?i +.au4o{ doll
jMlQaea :ov'cf XF{. any
AIN all rfAft or h *4
w low. as ading or B?e intoe+bet raou Dimas ,r s judo; C.r
r to Kota, ram wA%d in p,? ;,;;?,: , • r ° ..?
ab ON The u
dereeree and easde ` *ftdwd to end aseds a pert the:. i
i
Awl,
11-11-a6 M19
ao?oweno r O11Bfpyt rs00f787
OR 197.6K2177
11-25-'09 11:33 FROM- T-269 P0011/9013 F-108
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419 VUUft MM VM CA1MM19, P i
-'` . : bas W of dw Lender: Hl: NANCY DIMM
7%Pa ONIVEA TH CM PBNNBYLYANlA, ?; ' *Cmm - Ar ~
t ty an
.N DBpI$16 M Ct?E a Nowt' RAft In and for mW solar and slams„ d0 >>
_ 111 m albs Ol. plavan' t0 aa?10 B , 78
??- outieerIbbd to the faoWop pmt. appaaa+e I I *I r A me thin day i m pw9oWamd' aftawTaIR .
ho Owed and de>iVMW tie avid lwt ugon a NIM c ? feee.vdi*i ty
tW-M-ft and puepvm A do art forts. "+4:4
L11 latdw all hand aed a" reel. this IM day of bSC18 f . 900G t .
- ._{?Commias?oa<eapaa?eae piMr. ?I L :r• ',
ISIt If Pink i
-? yl!. shtl
comp
` ,r..•
a Djpquy Publie in and for add and smug,1 M.•;;
n f t? c'3t 60,06-
_
Tt'
ip3r?Otuily known b me or. +.r y to anme >? ..,. • .
1
he to tho faae+poifS.? appaored bedocv me tNe day in• pere?sia'
s,,, 4 f ? ___y rr'Y.. . •?'
a f °' 1. $$? he alpod "a an
' ? ?' } . • . x the ors and sot Earth. ,. ' . '• ,M
'! .•. Lt. ?
zr: .
wader my hmdand Md d&
F.•`? t
•., s'i'=•4. ?y?,i`,,. E7
11-11-0 Mrs PACM308
"MUM ?rl?revarrer M oa!aneN,
11-25-109 11:33 M- T-269 P0012/0013 F-108
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11-25-'09 11:34 FI30M- T-269 P0813/0013 F-108
t ALL THAT CERTAIN ,. -?- :SIAK
?F . ". IN THE CMXTY OF A
PENNBVLVANIA
O
M
'
FU
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E
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y
LL.f
?. ; - 09105/ 4988 me "/OBl9fN[i
OF. TIE CMX Y AND ST AET'
AND PAN 792. TAX' ?O Id
R?PARCEL
.t 1
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4tC.rr t!
9l
N 1HRIGIUM OF CAFLISLE
IO AVOF
f IN A OW QATEII'
IAD
N DIM 1f01UE 14.ror =:
90-21-ONN?-077A ? -''?
?
3 •
'dr„` yi`
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lon
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w;
X Certify this to
-" f In Cumberland
y
Jl
C' Odnty PA
Recorder of Deeds
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Edward L Schorpp
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
FLED-+)FFICE
„F THN
2D10 JAN -8 AM 9: 03
?PSNj?
'I.*A
Beneficial Consumer Discount Company
vs.
Judith A. Rudd
Case Number
2010-186
SHERIFF'S RETURN OF SERVICE
01/06/2010 12:50 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on January 6
2010 at 1250 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the
within named defendant, to wit: Judith A. Rudd, by making known unto Kurt Rudd, Son of defendant at
1517 Terrace Avenue, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same
time handing to him personally the said true and correct copy of the same.
SHERIFF COST: $33.40
January 07, 2010
SO AN§VERS +
Ii ?oy R ANDERSON, SHERIFF
BY
Depot Sheriff
MILSTEAD & ASSOCIATES, LLC
BY: Mary L. Harbert-Bell, Esquire
ID No. 80763
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
rtLED-
HE
2010 JAN 25 AN 8: 2
WmL'
Attorney for Plaintiff
22.11467
Beneficial Consumer Discount Company COURT OF COMMON PLEAS
DB/A Beneficial Mortgage Co of CUMBERLAND COUNTY
Pennsylvania,
Plaintiff,
No.: 10-186 Civil Term
Vs.
Praecine to Dismiss the Morteaae
Judith A. Rudd, Foreclosure Action without Prejudice
Defendant(s).
TO THE PROTHONOTARY:
Kindly dismiss the above captioned Mortgage Foreclosure Complaint without
Prejudice.
MILSTEAD & ASSOCIATES, LLC
Mary L. Harbert-Bell, Esquire
Attorney ID No. 80763
{00413810}