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Home My WebLink About10-02402070076 THIS IS AN ARBITRATION MATTER. DAMAGES HEARING REQUIRED. GORDON & WEINBERG, P.C. BY:,-fREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE Identification No.: 41200 1001 E. Hector Street, Ste 220 Conshohocken, PA 19428 484/351-0500 ASSESSMENT OF N 4 °`1 ? CE1 CD Atlantic Credit & Finance Inc. Assignee from HSBC 2727 Franklin Road Roanoke, VA 24014 Vs. BECKY A YINGLING 1323 CONCORD RD MECHANICSBURG PA 17050-1957 o COURT OF COMMON PLEAS x' CUMBERLAND COUNTY DOCKET NO. : lb- 240 O'Nit Tem NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 .*9a• oo Pa ATW ek,? fDa?ol,o1/g8831 COMPLAINT IN CIVIL-ACTION 1. Plaintiff is a debt buyer and successor in interest to the original creditor as set forth in the caption of this Complaint. 2. At all times relevant hereto, the defendant(s) was the holder of a credit card, which at the request of the defendant(s) was issued to the defendant(s) by the original creditor under the terms of which the original creditor agreed to extend to defendant(s)the use of original creditor's credit facilities. 3. Defendant(s) accepted and used the aforesaid credit card so issued and by so doing agreed to perform the terms and conditions prescribed by the original creditor for the use of said credit card. 4. The defendant (s) received and accepted goods and merchand- ise and/or accepted services or cash advances through the use of the credit card issued by the original creditor. A true and correct copy of the Statement of Account or Affidavit of Account, if available, is attached hereto as Exhibit "A". 5. All the credits to which the defendant (s) is entitled have been applied and there remains a balance due as of October 29, 2009 in the amount of $7,419.42. 6. Plaintiff has made demand upon the defendant(s)for payment of the balance due but the defendant(s)has failed and refused and still refuses to pay the same or any part thereof. 7. Defendant's last payment on account was made on 3/19/08. WHEREFORE, plaintiff claims of the defendant(s) the sum of $7,419.42 plus applicable costs, interest and attorney's fees. GORDON & WEINBERG, P.C. BY: FREDERIC I WE BERG, ESQUIRE JOEL M. FLI , ESQUIRE Attorney for Plaintiff P01A.DB VERIFICATION I hereby state that I am the agent for the plaintiff herein, and that the facts set forth in the attached Affidavit which is incorporated by reference in the foregoing Complaint in Civil Action are true and correct to the best of my knowledge, information and belief and is based upon information which plaintiff has furnished to counsel. The language in the Complaint is that of counsel and not of plaintiff. To the extent that the contents of the Complaint are that of counsel, plaintiff has relied upon counsel in making this verification. This verification is made subject to 18 Pa.C.S. §4904 which provides for certain penalties for making false statements. EXHIBIT "A" ATLANTIC CREDIT & FINANCE, INC. V. B A YINGLING AFFIDAVIT OF DEBT AND VERIFIED BILL OF PARTICULARS The undersigned being first duly sworn according to law, deposes and says that they are familiar with the policies and practices, as well as the books and records of the Plaintiff with respect to the matters stated herein, and based on information and belief states as follows: 1. Plaintiff s principal business consists of purchasing charged off receivables. 2. The Defendant defaulted on HSBC Account No. 5480420022903924. Said Account was charged off on 10/31/2008 and subsequently sold to Atlantic Credit & Finance, Inc with a balance of $7,419.42. 3. Plaintiff purchased or was otherwise assigned this charged off account along with other debts. As a result of the foregoing sale and assignment, the Plaintiff succeeded to all right, title and interest in the charged off account and it now owns the account. 4. Plaintiff conducted a due diligence investigation to determine, among other things, the accuracy of the account information provided to ascertain whether the statute of limitations was a bar to demand or institution of suit. Further, Plaintiff and/or its predecessor entered into a contract where the predecessor made representations and warranties that 1) it had clear right, title and interest in the account; 2) the account was free and clear of all liens and encumbrances; and 3) it had the power, authority, and full right to sell and convey its interest in the account. 5. According to Plaintiffs records, the last payment date was3/19/2008 in the amount of $ 178.00. After application of all payments, credits, adjustments, and lawful offsets, if any, there is still a balance due and owing on this indebtedness of $7,419.42. 6. The internal Account Statement of Plaintiff is attached hereto as Exhibit A and displays the account information that was provided to Plaintiff at the time of purchase and assignment. The foregoing is true and correct to the best of m knowledge and belief. By: Authorized Representative ??(N BL Subscribed and sworn before me Sept er 28, 200 J" v ?' c1 v ear Notary ic: Rebe Blanchard = W REG MSSON z ?' *O ?l ?a?oR2o 3 :? THIS COMMUNICATION IS FROM A DEBT COLLECTOR ??''•?,;?ONyyEp????, Gordon & Weinberg, P.C.: CGAFF- 3707233 - 0001729 0 fi CREW & RNANCE NOORPORATSD PO Box 13386 • Roanoke, VA 24033 B A YINGLING 1323 CONCORD RD MECHANICSBURG, PA 17050-1957 SSN: XXX-XX-9231 Account Statement Original Creditor Account Number: 5480420022903924 Original Creditor: HSBC Original Creditor Last Pay Date: 3/19/2008 Original Creditor Last Payment Amount: $ 178.00 Original Creditor Charge Off Date: 10/31/2008 ACF ID Number: 3707233 CONFIDENTIAL PROPERTY OF ATLANTIC CREDIT & FINANCE, INC. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson T Ttrfl ED- F !CaE r9?` 1r: is', Y Sheriff Jody S Smith Chief Deputy 2010 J 1 13 9' u 7 Edward L Schorpp Solicitor r ~ ; Atlantic Credit & Finance Inc. vs. Becky A. Yingling Case Number 2010-240 SHERIFF'S RETURN OF SERVICE 01/14/2010 07:50 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on January 14, 2010 at 1950 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Becky A. Yingling, by making known unto Brittany Sallese, Daughter of defendant at 1323 Concord Road, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $37.00 January 15, 2010 SO ANSWER r+ VWY R ANDERSON, SHERIFF Deputy Sheriff 2070076 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE Identification No.: 41200 1001 E. Hector Street, Ste 220 Conshohocken, PA 19428 484/351-0500 Atlantic Credit & Finance Inc Assignee from HSBC Vs. BECKY A YINGLING 1323 CONCORD RD MECHANICSBURG PA 17050-1957 COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 10-240 NOTICE Pursuant to Pa.R.Civ.P. 236 of the Supreme Court of Pennsylvania, you are hereby notified that a judgment has been entered against you in the above proceeding as indicated below. //R/ Judgment by Default $7,419.42 f_, Money Judgment $ L1 Judgment on Award of Arbitrators$ ,/L Judgment on Verdict$ IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, ATTORNEYS: FREDERIC I. WEINBERG OR JOEL M. FLINK, TELEPHONE NUMBER: 484!351-0500 PLEASE CALL ESQUIRES AT THIS 2070076 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEI:NBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE Identification No.: 81894 1001 E. Hector Street, Ste 220 Conshohocken, PA 19428 484/351-0500 e o o `n Atlantic Credit & Finance Inc. COURT OF COMMON PLEAF?= rn ? Assignee from HSBC CUMBERLAND COUNTY co ? { "-,: VS. DOCKET NO. : 10-240 n° BECKY A YINGLING PRAECIPE FOR ENTRY OF JODGMMT FOR MW OF AN ANSWZR, ASSESSMlMT OF DAMAGES. VERIFICATION OF ADDRESS AND NON-MILITARY SERVICE TO THE PROTHONOTARY: Enter judgment for want of an answer for plaintiff and against defendant(s) above named only and assess damages certified to be calculable as a sum certain from the complaint, as follows: Principal $7,419.42 Less: Payments on Account ( $.00) Total: $7,419.42 Understanding the false statements made herein are subject to penalty under 18 Pa.C.S.A. §4904, Unsworn Falsification to Authorities, I verify that: 1. The last known addresses of the parties are: Atlantic Credit & Finance Inc.Assignee from HSBC and that the last known address of defendant, BECKY A YINGLING, 1323 CONCORD RD, MECHANICSBURG PA 17050-1957. 2. The annexed notice(s) of intention to file this praecipe was (were) mailed to all parties, defendant and to their record attorneys, if any, after default occurred, and at least ten days prior to the date of filing of this praecipe. 3. The said defendant(s) is (are) not in the military service of the United States or otherwise within the coverage of the Soldiers and Sailors Civil Relief Act and is (are) over 18 $14.00 PDATI'/ years of age. &V 1o9887 R-11a n.s,4pl NA.Lwed AND NOW, this ? day of UaT- eh 2010 Judgment is entered in favor of the plaintiff(s) and against defendant(s) by default for want of an answer and damages assessed at the sum of , $7,419.42 as per the above certification. Prothonotary GORDON & WEINBE , P.C. BY: FREDERIC I. EIN ERG, ESQUIRE JOEL M. FLI K, SQUIRE Attorney fo Jai ntiff 2070076 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE Identification No.: 41200 1001 E. Hector Street, Ste 220 Conshohocken, PA 19428 484/351-0500 Atlantic Credit & Finance Inc. Assignee from HSBC Vs. BECKY A YINGLING TO/PARA COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 10-240 NOTICE OF INTENTION TO TAKE DEFAULT BECKY A YINGLING 1323 CONCORD RD MECHANICSBURG PA 17050-1957 DATE OF NOTICE/FECHA DEL AVISO: February 4, 2010 I1-IPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 GORDON & WEINBERG, P.C. BY: FREDERIC INBERG, ESQUIRE JOEL M., INK, ESQUIRE P10D-2