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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff No: 1c) - ? &ViLTerpt
vs.
COMPLAINT IN CIVIL ACTION
JOHN F DRENNAN
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
07752121 C N Pit KMJ
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
vs. Civil Action No
JOHN F DRENNAN
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices
at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238
2. Defendant is adult individual(s) residing at the address listed
below:
JOHN F DRENNAN
513 BRIDGE ST., ##3
NEW CUMBERLAND, PA 17070
3. Defendant applied for and received a credit card bearing the
account number XXXXXXXXXXXX4525 .
4. Defendant made use of said credit card and has a current balance
due of $4551.00 , as of December 10, 2009 .
5. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff.
6. Plaintiff is entitled to the addition of interest at the rate of
23.1006 per annum on the unpaid balance from December 10, 2009 . A
copy of Plaintiff's Statement is attached hereto, marked as Exhibit
111" and made a part hereof.
7. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for judgment in its favor and
against Defendant , JOHN F DRENNAN , individually , in the amount of
$4551.00 with continuing interest thereon at the rate of 23.100. per
annum from December 10, 2009 plus costs.
fames
WELTM
436 S
Pitts
(412)
FAX:
0 2
This law firm is a debt collector att
our client and any information obtain
Wa ro t,42524
WEINBERG & REIS CO., L.P.A.
e th Avenue, Suite 1400
r h, PA 15219
4-7955
-338-7130
1 C N Pit KMJ
ing to collect this debt for
ill be used for that purpose.
Previous Balance Payments & Credb CHAR E Trareaefbra New Balance Minim n Payment Due Date
C$2,904.41 - $0.00 + $62.24 + $78.00 = $3,044.65 $178.00 OCt. 04, 2008
Aug. 10, 2008 - Sep. 09, 2006 Page 1 Of 1
Visa PlWn m Account
49B&""40404625
Your Account IdomwMm
TOTAL CREDIT LINE $2.950.00
TOTALAVAILABLE CREDIT $0.00
GREDIT LINE FOR CASH $2,960.00
AVAILABLE CREDIT FOR CASH $0.00
Finanee Charges (Please see reverse for nporfent information)
Balance rate Periodic Gorrespondrrg FINANCE
applied to rote APR CHARGE
Purchases $2,316 41 0.05822% D 2490% $48.90
Cash 562572 0.06622% D 24.90% $1325
ANNUAL PERCENTAGE RATE Wpkd 0ts perlod: 24.00%
Q At Your SKAW • Co to wAWx otdM=b mange your eommt,
or08t1X903 bspatabdaemkncadorspeak togrvioi-
ReN?m
® Pay Ordneetm am mm ormdymrpayrnemb:
CaPW 28271-0 One batk (USA), NA • P 0 Elm 70094 • (Tattle, NC
A Send luqu- 6o:
CepiW One, P O_ Bw 3DM • Set tale Cty, Ur 84130-M
® Haveaquestion WvutacMrgeonyarst*mwV
Please refer to the Billing RU* Summary on the bads d your
slatemr t or vst rMcagitalone.oWdeputes
Yotlre behind by ore payment Remember that paying the mranum payment by the due date keeps your
amount current So make sue you serd n the mnmum payment b keep your accent current.
Payments Credits & Adiustrrments
Transacd mms
1 03 SEP PAST DUE FEE $3900
2 09 SEP 0`R IMIT FEE SEP 09, 2008 $3900
Under terms prevw * dsdeed to you, some or all of your Amual Percenlege Rates (APRs) have been
increased since your account was pest die twice n the past 12 bdi g cycles If your rates have &ea*
increased, u6aeq)et dalingaanow edaded the duration of the increased rates Renumber If we
reserve your mnmum monthly payment on ime for 12 mrs aAm birg cycles, the account will be
reviewed for a possible return to yam N"nlrodjcdry APR
Your aunt has gone war is credit lant. To avoid addbmal merYnd tees, please pay enough to bing
your balance below your credit limit mmedately, and make we you remain below your m* limit
Please be sue to axon fa any Un purchases, fees, and frence charges
You were assessed a pest due fee became you minimum payment was not received by the dire date To
and this be n the future, we recommend that you slow at least 7 business days for your mrhmum
payment to reach Gapilal One
PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO W VWVL TAIONELOM TO MAKE YOUR PAYMENT ONLINE
olle char „? ?r wa .t.,,.
)4525 09 3044650176000178008
New Balance Minimum Payment Due Date
C$3,044.65 $178.00 Oct. 04, 2008
Amount Enclosed C?
Capital One Bank (USA), N.A.
P.O. Box 76864
Charlotte, NC 28272-6884
7752121 I'Ills'?t"r'rllll'?141?1'Ihll"llltlll't'?ll?l?lll?l?ll?lr'I
Account Number: 4388-64184040-4525
Please print address or phone number dwges below using bkre or black ink
Home Phom A&WWte Phvfv
f rnsAadoless
#9025422696905114# MAIL ID NUMBER
JOHN F DRENNAN
642 ABERDEEN RD
ELIZABETHTOWN, PA 17022-9451
uPlNrl'Ill"Nhrr?ll'rdirrll'I?hll"'rldrrrr'Pqulur
Neese write your account number on your payment made payable to Capital One Bank (USN, NA. and mail with this coupon in the enclosed envelope.
PROTHONOTARY CUMBERLAND CO
CAPITAL ONE BANK (USA), N.A.,
Plaintiff,
V.
JOHN F DRENNAN
Defendant(s).
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating
to unsworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE
BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this
Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and
correct to the best of his/her knowledge, information and belief.
Dated:
Shawn Wood
A049
WELTMAN, WEINBERG & REIS CO., L.P.A.
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Edward L Schorpp
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
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Capital One Bank (U.S.A.) N.A.
vs.
John F. Drennan
SHERIFF'S RETURN OF SERVICE
Case Number
2010-300
02/03/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: John F. Drennan, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant John F.
Drennan. Mickey Minnich, Landlord advised Deputies John F. Drennan moved out three years ago.
SHERIFF COST: $48.30
February 03, 2010
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
vs.
JOHN F DRENNAN
Defendant(s)
No. 10-300 CIVIL TERM
PRAECIPE TO REINSTATE COMPLAINT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Lyndsay E Rowland, Esquire
PA ID #205520
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Buidling
436 Seventh Avenue
Pittsburgh, PA 15219
(412)434-7955
WWR#7752121 NPE
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IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPI`fAL ONE BANK (USA),NA
Plaintiff
vs. Civil Action No. 10-300 CIVIL TERM
JOHN F DRENNAN
Defendant(s)
PRAECIPE TO REINSTATE COMPLAINT
Kindly reinstate the Complaint in the above captioned matter.
WELTMAI~;-jWEINBERG & REIS CO., L.P.A.
By: /- ~
Lyndsay E ow and, Esquire
PA ID #2 520
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Buidling
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR #7752121
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
~9~~tn ct ~utt+brrt~ry~
Jody S Smith ,.
Chief Deputy ~ `~ ~ ~~
#``~ i~., ~.Y
Richard W Stewart
SOiICItOf C}F~ICE: t~ES~ERIFF
Capital One Bank (U.S.A.) N.A.
vs.
John F. Drennan
Case Number
2010-300
SHERIFF'S RETURN OF SERVICE
09/27/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: John F. Drennan, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant John F.
Drennan. Current occupants of 332 4th Street, New Cumberland, PA 17070 advised Deputies, John F.
Drennan has moved from this location. The New Cumberland Postmaster has confirmed, John F.
Drennan is not known at 332 4th Street, New Cumberland, PA 17070.
SHERIFF COST: $48.30
September 27, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
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WELTMAN, WEINBERG & REIS CO., L.P.A.
BY: Benjamin R. Bibler
I.D. No. 93598
436 Seventh Avenue, 1400 Koppers Bldg
Pittsburgh, PA 15219
Phone: 412.434.7955
Fax: 412.434.7959
File # 7752121 NPE
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Attorney for Plaintiff(s);?CD
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CAPITAL ONE BANK (USA),NA
vs.
JOHN F DRENNAN
Cumberland County
Court of Common Pleas
No.: 10-300 CIVIL TERM
PRAECIPE TO DISMISS WITHOUT PREJUDICE TO REFILE
TO THE PROTHONOTARY:
Kindly dismiss the above matter without prejudice to refile.
WELTMAN, WEINBERG & REIS CO., L.P.A.
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