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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
L.-IARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The
Bank Of New York As Trustee For The
Benefit Of The Alternative Loan Trust 2007-6
Mortgage Pass-Through Certificates, Series
2007-6
1800 Tapo Canyon Road
Mail Stop 4SV-103
Simi Valley, California 93063
v.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and
Real Owner.
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
Attorneys for Plaintiff
Cumberland County
Court of Common Pleas
Number I Q- q43 0, IV ?Mean
CIVIL ACTION/MORTGAGE FORECLOSURE
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ck?o 848 ?q
er* 023(0533
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages, you
must take action within twenty (20) days after this
complaint and notice are served, by entering a written
appearance personally or by attorney and filing in
writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a
judgment may be entered against you by the court
without further notice for any money claimed in the
complaint or for any other claim or relief requested by
the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO
YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A
LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR
NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
AVISO
Le han demandado a usted en la corte. Si usted quiere
defenderse de estas demandas ex-puestas en las paginas
siguientes, usted tiene veinte (20) dias de plazo al partir
de la fecha de la demanda y la notificacion. Hace falta
asentar una comparencia escrita o en persona o con un
abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de
su persona. Sea avisado que si usted no se defiende, la
corte tomara medidas y puede continuar la demanda en
contra suya sin previo aviso o notificacion. Ademas, la
corte puede decidir a favor del demandante y requiere
que usted cumpla con todas las provisiones de esta
demanda. Usted puede perder dinero o sus propiedades
u otros derechos importantes para usted.
USTED LE DEBE TOMAR ESTE PAPEL A
SU ABOGADO INMEDIATAMENTE. SI USTED NO
TIENE A UN ABOGADO, VA A O TELEFONEA LA
OFICINA EXPUSO ABAJO. ESTA OFICINA LO
PUEDE PROPORCIONAR CON INFORMATION
ACERCA DE EMPLEAR A UN ABOGADO.
SI USTED NO PUEDE PROPORCIONAR
PARA EMPLEAR UN ABOGADO, ESTA OFICINA
PUEDE SER CAPAZ DE PROPORCIONARLO CON
INFORMACION ACERCA DE LAS AGENCIAS
QUE PUEDEN OFRECER LOS SERVICIOS
LEGALES A PERSONAS ELEGIBLES EN UN
HONORARIO REDUCIDO NI NINGUN
HONORARIO.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
CIVIL ACTION/MORTGAGE FORECLOSURE
Plaintiff is The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The
Benefit Of The Alternative Loan Trust 2007-6 Mortgage Pass-Through Certificates, Series 2007-6, a
corporation duly organized and doing business at the above captioned address.
2. The Defendant is Lauretta M. Blaine, Executrix ofthe Estate of Lauretta D. Stone, Deceased
Mortgagor and Real Owner of the mortgaged property hereinafter described, and his/her last-known address
is 1614 Norwood Avenue, Prospect Park, Pennsylvania 19076.
3. Title of said premises is vested in the name of Ralph B Stone and Lauretta D Stone.
4. On December 10, 2006, Ralph B Stone and Lauretta D Stone made, executed and delivered
a mortgage upon the premises hereinafter described to Mortgage Electronic Registration Systems, Inc. as
nominee for Countrywide Home Loans, Inc. which mortgage is recorded in the Office of the Recorder of
Cumberland County in Mortgage Book 1976, Page 3863.
5. The aforesaid mortgage was thereafter assigned by Mortgage Electronic Registration
Systems, Inc. as nominee for Countrywide Home Loans, Inc. to The Bank Of New York Mellon Fka The
Bank Of New York As Trustee For The Benefit Of The Alternative Loan Trust 2007-6 Mortgage
Pass-Through Certificates, Series 2007-6, by Assignment of Mortgage, which will be duly recorded in the
Office of the Recorder of Cumberland County.
6. On October 10, 2007 Ralph B Stone departed this life leaving title vested solely to Lauretta
D. Stone by operation of law.
7. On December 19, 2008, Lauretta D Stone departed this life. Letters Testimentary were
granted to Lauretta M. Blaine, Executrix of the Estate of Lauretta D. Stone.
8. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A"
and is known as 371 Greenspring Road, Newville, Pennsylvania 17241.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due January 1, 2009 and each month thereafter are due and unpaid, and by the terms of said
mortgage, upon default in such payments for a period of one month, the entire principal balance and all
interest due thereon are collectible forthwith.
10. The following amounts are due on the mortgage:
Principal Balance $ 189,877.10
Interest through January 18, 2010 $ 13,918.68
(Plus $33.62 per diem thereafter)
Attorney's Fee $ 1,250.00
Late Charges $ 719.55
Corporate Advance $ 3,426.28
Escrow Advance $ 2,420.32
GRAND TOTAL $ 211,611.93
11. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice
required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et
seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail
with a certificate of mailing and by certified mail, return receipt requested.
12. Plaintiff does not hold the within named defendants personally liable on this cause of action
and releases her from any personal liability. This action is being brought to foreclose her interest in the
aforesaid real estate only.
WHEREFORE, Plaintiffdemands in rem Judgment againstthe Defendant in the sum of $211,611.93,
together with interest at the rate of $33.62 per diem and other costs and charges collectible under the
mortgage and for the foreclosure and sale of the mortgaged property.
McCABE, WEISBERG AND CONWAY,P.C.
BY: ( l V l U\. , ) Y in . Dj
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
VERIFICATION
The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the
within action, and that he/she is authorized to make this verification and that the foregoing facts based on
the information from the Plaintiff, who is not available to sign this, are true and correct to the best of
his/her knowledge, information and belief and further states that false statements herein are made subject
to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities.
McCABE, WEISBERG AND CONWAY,P.C.
BY:
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
I
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K:
Prepared By:
NILA MERAI
COUNTRYWIDE HOME LOANS, INC
1600 GOLF ROAD, SUITE 300 T2
ROLLING MEADOWS
IL 60008
Phone: (800)998-8223
After Recording -Return To:
COUNTRYWIDE HOME LOANS, INC.
MS SV-79 DOCUMENT PROCESSING
P.O.Box 10423
Van Nuys, CA 91410-0423
Parcel Number:
30080593025
Premises:
371 GREENSPRING ROAD
NEWVILLE
PA 17241
[Space Above This Line For Recording Data]
2006110104
[Escrow/Closing #1
ibit A
00015343093812006
(Doc ID #)
MORTGAGE
PENNSYLVANIA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS
Papa 1 of 17
4k-GA(PA) (0508) CNL (10105)(d) VMP Mortgage 5olugons, Ina (800)821-7291 Form 3039 1101
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OK 1976PG386.3.
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DOC ID #; 00015343093812006
MIN 1000157-0007561987-0
DEFINITIONS
Words used in multiple sections of this document are defined below and other words are defined in Sections 3,.
11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
Section 16.
(A) "Security Instrument" means this document, which is dated DECEMBER 10 , 2006
,
together with all Riders to this document.
(B) "Borrower" is
RALPH B STONE, AND LAURETTA D STONE, HIS WIFE
Borrower is the mortgagor under this Security Instrument.
(G) "MFRS" is Mortgage Electronic Registration Systems, inc. MFRS is a separate corporation that is acting
solely as a nominee for Lender and Lender's successors and assigns. MERS is the mortgagee under this
Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
(D) "Lender" is
COUNTRYWIDE HOME LOANS, INC.
Lender is a
CORPORATION.
organized and existing under the laws of NEW YORK
Lender's address is
4500 Park Granada MSN# SVB-314
Calabasas, CA 91302-1613
(E) "Note" means the promissory note signed by Borrower and dated
The Note states that Borrower owes Lender
ONE HUNDRED NINETY TWO THOUSAND and 00/100
Dollars (U.S. $ 192, 000. 00
C--6A(PA) (osoe) CHL (10105)
DECEMBER 10, 2006
) plus interest. Borrower has promised to pay this debt in regular
Page 2 of 17
Form 3039 1/01
OK I 976PG3864,
c ^
DOC ID ##: 00015343093812006
Periodic Payments and to pay the debt in full not later than JANUARY 01, 2047
M "Property" means the property that is described below under the heading "Transfer of Rights in the
Property-11
(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
due under the Note, and all sums due under this Security Instrument, plus interest.
(a) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
Riders are to be executed by Borrower [check box as applicable]:
H Adjustable Rate Rider a Condominium Rider 0 Second Home Rider
Balloon Rider Planned Unit Development Rider 14 Family Rider
VA Rider 0 Biweekly Payment Rider EJ Other(s) [specify]
(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
non-appealable judicial opinions.
(J) "Community Association Dues, Pees, and Assessments" means all dues, fees, assessments and other
charges that are imposed on Borrower or the Property by a condominium association, homeowners association
or similar organization.
(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
account. Such tern includes, but is not limited to, point-of-sale transfers, automated teller machine
transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
(L) "Escrow Items" means those items that are described in Section 3.
(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
any third party (other than insurance proceeds paid under the coverages described in Section 5) for; (i) damage
to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii)
conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or
condition of the Property.
(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the
Loan.
(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the
Note, plus (ii) any amounts under Section 3 of this Security Instrument.
(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its
implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or
any additional or successor legislation or regulation that governs the same subject matter. As used in this
Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a
"federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan"
under RESPA.
(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not
that party has assumed Borrower's obligations under the Note and/or this Security Instrument.
-6A(PA) (0508) CHL (10105) Page 3 of 17 Form 3038 1101
8K 1976PG3865
w }
DOC ID ##: 00015343093812006
TRANSFER OF RIGHTS IN THE PROPERTY
This Security Instrument secures tp Lender: (i) the repayment of the Loan, and all renewals, extensions and
modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this
Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to
MERS (solely as nominee for Lender and Lender's successors and assigns) and to the successors and assigns
of MERS, the following described property located in the
COUNTY of CUMBERLAND
(Type of Recording Jurisdiction] [Name of Recording Jurisdiction]
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF.
which currently has the address of
371 GREENSPRING ROAD, NEWVILLE
(street/city]
Pennsylvania 17241 ("Property Address"):
[Zip Code]
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also
be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
"Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by
Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for
Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including,
but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender
including, but not limited to, releasing and canceling this Security Instrument.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the
right to mortgage, grant and convey the Property and that the Property is unencumbered, except for
encumbrances of record. Borrower warrants and will defend generally the title to the Property against all
claims and demands, subject to any encumbrances of record.
-6A(PA) (Oboe) CHL (10106) Page 4 of 17 Form 3039 1101
BK ! 976PG3866
^ 5
I T
DOC ID #: 00015343093812006
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform
covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real
property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower
shall pay when due the principal of and interest on, the debt evidenced by the Note and any prepayment
charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to
Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency.
However, if any check or other instrument received by Lender as payment under the Note or this Security
Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under
the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender:
(a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any
such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or
entity; or (d) Electronic Funds Transfer.
Payments are deemed received by Lender when received at the location designated in the Note or at such
other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender
may return any payment or partial payment if the payment or partial payments are insufficient to bring the
Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current,
without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in
the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each
Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied
funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If
Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return
them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under
the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future
against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument
or performing the covenants and agreements secured by this Security Instrument.
2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments
accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the
Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to
each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to
late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal
balance of the Note.
If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a
sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the
late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from
Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in
full. To the extent that any excess exists after the payment is applied to the full payment of one or more
Periodic Payments, such excess may be applied to any late charges due, Voluntary prepayments shall be
applied first to any prepayment charges and then as described in the Note.
Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the
Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments.
dft -5A(PA) (o5ce) CHt- (10105) Page 5 of 17 Font 3039 1101
BK 1976PG38.67
DOC ID #: 00015343093812006
3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under
the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for: (a)
taxes and assessments and other items which can attain priority over this Security Instrument as a lien or
encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums
for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or
any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in
accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any
time during the term of the Loan, Lender may require that Community Association Dues, Fees, and
Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item.
Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall
pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any
or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow
Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay
directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has
been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment
within such time period as Lender may require. Borrower's obligation to make such payments and to provide
receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security
Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay
Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item,
Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated
under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow
Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall
pay to Lender all Funds, and in such amounts, that are then required under this Section ;.
Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the
Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require
under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable
estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law.
The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality,
or entity (including Lender, if Lender is an institution whose deposits are so insured) or in.any Federal Home
Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under
RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow
account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable
Law permits Lender to make such a charge. Unless an agreement is made in writing or Applicable Law
requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings
on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds.
Lender shall-give to Borrower, without charge, an annual accounting of the Funds as required by RESPA.
If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower
for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined
under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the
amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly
payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify
Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the
deficiency in accordance with RESPA, but in no more than 12 monthly payments.
ta -6A(PA) (0508) CHL (10106) Page 6 of 17 Form 3039 1101
BKI976PC38'68
DOC TD ##c 00015343093812006
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to
Borrower any Funds held by Lender.
4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable
to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on
the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these
items are Escrow Items, Borrower shall pay them in the manner provided in Section 3.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless
Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to
Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or
defends against enforcement of the lien in, legal proceedings which in Lender's opinion-operate to prevent the
enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded;
or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this
Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain
priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days
of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set
forth above in this Section 4.
Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting
service used by Lender in connection with this Loan.
5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the
Property insured against loss by fire, hazards included within the term "extended coverage," and any other
hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This
insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender
requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan.
The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to
disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower
to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certification
and tracking services; or (b) a one-time charge for flood zone determination and certification services and
subsequent charges each time remappings or similar changes occur which reasonably might affect such
determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the
Federal Emergency Management Agency in connection with the review of any flood zone determination
resulting from an objection by Borrower.
If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance
coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular
type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect
Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or
liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges
that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that
Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional
debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from
the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower
requesting payment.
All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right
to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee
and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If
-6A(PA) (os0s) CHL (10/05) Page 7 of 17 Form 3039 1101
BKI976PG3869
DOC ID #: 00015343093812006
Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If
Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or
destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as
mortgagee and/or as an additional loss payee.
In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may
make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in
writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be
applied to restoration or repair of the Property, if the restoration or repair is economically feasible and
Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold
such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has
been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender
may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments
as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be
paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on
such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of
the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not
economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the
sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower.
Such insurance proceeds shall be applied in the order provided for in Section 2.
If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim
and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance
carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30-day period will
begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or
otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount
not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's
rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies
covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use
the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this
Security Instrument, whether or not then due.
6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence
within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as
Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise
agrees in writing, which consent shall not be unreasonably withheld, or unless extenuatipg circumstances exist
which are beyond Borrower's control.
7. Preservation, Maintenance. and Protection of the Property; Inspections. Borrower shall not
destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property.
Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent
the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to
Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if
damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in
connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or
restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds
for the repairs and restoration in a single payment or in a series of progress payments as the work is
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completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property,
Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration.
Lender or its agent may make reasonable entries upon and inspections of the Property. If it has
reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give
Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause.
8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process,
Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or
consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to
provide Lender with material information) in connection with the- Loan. Material representations include, but
are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal
residence.
9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a)
Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a
legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this
Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for
enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or
regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is
reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument,
including protecting and/or assessing the value of the Property, and securing and/or repairing the Property.
Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority
over this Security Instrgment; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its
interest in the Property and/or rights under this Security r'nstrument, including its secured position in a
bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make
repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or
other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take
action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It
is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9.
Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured
by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement
and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment.
If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease.
If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender
agrees to the merger in writing.
10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan,
Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the
Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that
previously provided such insurance and Borrower was required to make separately designated payments
toward the premiums for Mortgage. Insurance, Borrower shall pay the premiums required to obtain coverage
substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the
cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected
by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue
to pay to Lender the amount othhe separately designated payments that were due when the insurance coverage
ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in
lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan
t-6A(PA) (o50s) CHt. (10105) Pape 9 of 17 Form 3039 1101
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is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such
loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the
amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes
available, is-obtained, and Lender requires separately designated payments toward the premiums for Mortgage
Insurance. If Lender required- Mortgage Insurance as a condition of making the Loan and Borrower was
required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower
shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss
reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement
between Borrower and Lender providing for such termination or until termination is required by Applicable
Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note.
Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may
incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance.
Mortgage insurers evaluate their total risk on all such insurance in force from time tb time, and may enter
into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on
terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these
agreements. These agreements may require the mortgage insurer to make payments using any source of funds
that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance
premiums).
As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any
other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive
from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for
sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an
affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the
insurer, the arrangement is often termed "captive reinsurance." Further:
(a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage
Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will
owe for Mortgage Insurance, and they will not entitle Borrower to any refund.
(b) Any such agreements will not affect the rights Borrower has - if any - with respect to the
Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may
include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage
Insurance, to have the Mortgage Insurance terminated automatically, and/or to receive a refund of any
Mortgage Insurance premiums that were unearned at the time of such cancellation or termination.
ll. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby
assigned to and shall be paid to Lender.
If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the
Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such
repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has
had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction,
provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in
a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is
made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall
not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or
CD-6A(PA) (05os) CHL (10105) Page 10 of 17 Form 3039 1101
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repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall
be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any,
paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2.
In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds
shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if
any, paid to Borrower.
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value
of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than
the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction,
or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security
Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction.
(a) the total amount of the sums secured immediately before the.partial taking, destruction, or loss in value
divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss
in value. Any balance shall be paid to Borrower.
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value
of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of
the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and
Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this
Security Instrument whether or not the sums are then due.
If the Property is abandoned by Borrower, or it after notice by Lender to Borrower that the Opposing
Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to
respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply
the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this
Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower
Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous
Proceeds.
Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in
Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest
in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration
has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a
ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's
interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for
damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and
shall be paid to Lender.
All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in
the order provided for in Section 2.
12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for
payment or modification of amortization: of the sums secured by this Security Instrument granted by Lender to
Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any
Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any
Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of
the sums.secured by this Security Instrument by reason of any demand made by the original Borrower or any
Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including,
without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of
-6A(PA) (0508) CHL (10/06) Page 11 of 17 Form 3038 1/01
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Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any
right or remedy.
13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and
agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who
co-signs this Security Instrument but does not execute the Note (a "co-signer"): (a) is co-signing this Security
Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the terms of this
Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and
(c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any
accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's
consent.
Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's
obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of borrower's
rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations
and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and
agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors
and assigns of Lender.
14. Loan Charges. Lender may charge Borrower fees for services performed in connection with
Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this
Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In
regard to any other fees, the absence of express authority in this Security instrument to charge a specific fee to
Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that
are expressly prohibited by this Security Instrument or by Applicable Law.
If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so
that the interest or other loan charges collected or to be collected in connection with the Loan exceed the
permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge
to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will
be reftinded to Borrower. Lender may choose to make this refund by reducing the principal owed under the
Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as
a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for
under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will
constitute a waiver of any right of action Borrower might have arising out of such overcharge.
15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must
be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have
been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice
address if sent by other means, Notice to any one Borrower shall constitute notice to all Borrowers unless
Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless
Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify
Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of
address, then Borrower shall only report a change of address through that specified procedure. There may be
only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall
be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has
designated another address by notice to Borrower. Any notice in connection with this Security Instrument
shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by
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this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy
the corresponding requirement under this Security Instrument.
16. Governing Law; Severabiiity; Rules of Construction. This Security Instrument shall be governed
by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations
contained in this Security Instrument are subject to any requirements and limitations of Applicable Law.
Applicable LaW might explicitly or implicitly allow the parties to agree by contract or it might be silent, but
such silence shall not be construed as a prohibition against agreement by contract. In the event that any
provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall
not affect other provisions of this Security Instrument or the Note which can be given effect without the
conflicting provision.
As used in this Security Instrument: (a) words of the masculine gender shall mean and include
corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include
the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any
action.
17. Borrower's Copy. Borrower shall be given one copy ofthe Note and of this Security Instrument.
18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18,
"Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to,
those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow
agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser.
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not
a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written
consent, Lender may require immediate payment in full of all sums secured by this Security Instrument.
However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.
If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall
provide a period of not less than 30 days from the date the notice is given in accordance with Section 15
within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these
sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security
Instrument without further notice or demand on Borrower.
19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower
shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the
earliest of (a) five days before sale of the Property pursuant to any power of sale contained in this Security
Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to
reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower.
(a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no
acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses
incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees,
property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest
in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably
require to assure that Lender's interest in the Property and rights under this Security Instrument, and
Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender
may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms,
as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's
check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency,
-6A(PA) (osos) CND (10105) Page 13 of 17 Form 3039 1101
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instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security
Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred.
However, this right to reinstate shall not apply in the case of acceleration under Section 18.
20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
Dote (together with this Security Instrument) can be sold one or more times without prior notice to Borrower.
A sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments
due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under
the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan
Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given
written notice of the change which will state the name and address of the new Loan Servicer, the
address to which payments should be made and any other information RESPA requires in connection with a
notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other
than the purchaser of the Note, the inortgage loan servicing obligations to Borrower will remain with the Loan
Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless
otherwise provided by the Note purchaser.
Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an
individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security
Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of,
this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in
compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a
reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time
period which must elapse before certain action can be taken, that time period will be deemed to be reasonable
for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant
to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to
satisfy the notice.and opportunity to take corrective action provisions of this Section 20.
21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances
defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b)
"Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate
to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response action,
remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition"
means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor
allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b)
which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous
Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences
shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances
that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property
(including, but not limited to, hazardous substances in consumer products).
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Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or
other action by any governmental or regulatory agency or private party involving the Property and any
Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental
Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any
Hazardous Substance, and (c) any condition caused by the presence, use or release of q Hazardous Substance
which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or
regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance
affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance
with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup.
NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to
acceleration under Section 18 unless Applicable Law provides otherwise). Lender shall notify Borrower
of, among other things: (a) the default; (b) the action required to cure the default; (c) when the default
must be cured; and (d) that failure to cure the default as specified may result in acceleration of the sums
secured by this Security Instrument, foreclosure by judicial proceeding and sale of the Property. Lender-
shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the
foreclosure proceeding the non-existence of a default or any other defense of Borrower to acceleration
and foreclosure. If the default is not cured as specified, Lender at Its option may require immediate
payment in full of all sums secured by this Security Instrument without further demand and may
foreclose this Security Instrument by judicial proceeding. Lender shall be entitled to collect all expenses
incurred in pursuing the remedies provided in this Section 22, including, but not limited to, attorneys'
fees and costs of title evidence to the extent permitted by Applicable Law.
23. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and
the estate conveyed shall terminate and become void. After such occurrence, Lender shall discharge and
satisfy this Security Instrument. Borrower shall pay any recordation costs. Lender may charge Borrower a fee
for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the
charging of the fee is permitted under Applicable Law.
24. Waivers. Borrower, to.the extent permitted by Applicable Law, waives and releases any error or
defects in proceedings to enforce this Security Instrument, and hereby waives the benefit of any present or
future laws providing for stay of execution, extension of time, exemption from attachment, levy and sale, and
homestead exemption.
25. Reinstatement Period. Borrower's time to reinstate provided in Section 19 shall extend to one hour
prior to the commencement of bidding at a sheriffs sale or other sale pursuant to this Security Instrument.
26. Purchase Money Mortgage. If any of the debt secured by this Security Instrument is lent to
Borrower to acquire title to the Property, this Security instrument shall be a purchase money mortgage.
27. Interest Rate After Judgment. Borrower agrees that the interest rate payable after a judgment is
entered on the Note or in an action of mortgage foreclosure shall be the rate payable from time to time under
the Note.
-6A(PA) (0508) CHL (10106) Page 15 of 17 Form 3039 1101
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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this
Security Instrument and in any Rider executed by Borrower and recorded with it.
110
N ?-?+1 z •? (Seal)
LAURETTA D. STONE -Borrower
(Seal)
-Borrower
(Seal)
rrower
-(Seal)
-Borrower
-BA(PA) (0508) CHL (10105) Page 18 of 17 Form 3039 1101
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COMMONWEALTH OF PENNSYLVANIA, Xw County ss:
On this, the OW day of 1 OWTO before me, the
undersigned officer, personally appeared i??194Q 41 y
known to me (or satisfactorily proven) to be the
person(s) whose name(s) is/are subscribed to the within instrument and acknowledged that he/she/they
executed the same for the purposes herein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
My Commission Expires: 10/0 A
COMMONWEALTH OF PENNSYLVANIA
Notarfal Seal
Edn N. Duffy, Notary PW*
Hampden T"., Cumberland CmmV
My C M*sbn Jan. 18,
Member, Penns*=1a A"Odation of Notaries
Certificate of Residence
I, kri. LL- & __?z , do hereby certify that
the correct address of the within-named /Mortgagee Is P.O. ox 2026, Flint, MI 48501-2026.
Witness my hand this ! v day of_..,,
Ag Y ortga
-GA(PA) (0508) CHL (10105)
Page 17 of 17
Form 3038 1101
AI976PG38'79
f
Commitment Number: 2006110104*
Conestoga Title Insurance Company
SCHEDULE C
PROPERTY DESCRIPTION
The land referred to in this Commitment is described as follows:
ALL THOSE CERTAIN two tracts of land situate in North Newton Township, together with the improvements
thereon erected, more particularly bounded and described and as follows:
TRACT NO. 1: BEGINNING at a point In the center of the State Road leafing from Newville to Roxbury at corner
of land now or formerly of Dewey Sheaffer, thence by the center of said road South 71 '/z degrees West 110 feet
to a point in the center of said road as comer of lands now or formerly of Guy L. and Florence Z. Loy; thence by
land of said Loys North 30 degrees West 569.25 feet to line of land now or formerly of Daniel B. Stackhouse;
thence by the land of said Stackhouse North 71112 degrees East 110 feet to land of aforesaid Dewey Sheaffer;
thence by lands of said Dewey Sheaffer South 30 degrees East 569.25 feet to the center of the aforesaid Public
Road, the Place of BEGINNING,
No buildings shall be erected on this tract of land within 180 feet of the center of the highway,
TRACT NO, 2: BEGINNING at a point in the center of Highway Route No, 641 leading from Newville to
Newburg; thence by land now or formerly of Wilfred A. Lamoureux, et ux, and land now or formerly of D. M,
Stackhouse, Jr., North 27 degrees West 1300 feet, more or less, to a post on line of land now or formerly of John
Hoover; thence by said land, North 53 degrees East 100 feet to a point; thence by land now or formerly of Dewey
Shaeffer, South 27 degrees East 1340 feet, more or less, to a point in the center of Highway Route No. 641
aforesaid; thence by the center of said Highway, South 74 degrees West 100 feet to the Place of Beginning,
CONTAINING 3 Acres, more or less,
UNDER AND SUBJECT, NEVERTHELESS, to easements, restrictions, reservations and conditions of rights of
way of record.
Y Certify this to be recor j A
In Cumberland County '
O? t 1
a ?
•
11f? r
Recorder of ? ;• , {s
ALTA Commftment
Schedule C
(2006110104. pfd/2006110104121)
8K 1976PG3-HO
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Edward L Schorpp
Solicitor
The Bank of New York Mellon
vs.
Lauretta M. Blaine
F11 PD-.+
?i ?:l?r lrf?f jr `;= 11=r ^ j.°I _r °•,I'?'TARY
0011
2010FEB 16 F? 2: I3
rFs
il`
P1'ZtiNSYLV; WA
Case Number
2010-443
SHERIFF'S RETURN OF SERVICE
01/21/2010 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search
and inquiry for the within named defendant, to wit: Lauretta M. Blaine, but was unable to locate her in his
bailiwick. He therefore deputized the Sheriff of Delaware County, PA to serve the within Complaint In
Mortgage Foreclosure according to law.
02/03/2010 06:34 PM - Delaware County Return: And now February 3, 2010 at 1834 hours I, Joseph M. McGinn,
Sheriff of Delaware County, Pennsylvania, do herby certify and return that I served a true copy of the
within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Lauretta M. Blaine by
making known unto Mike Blaine, Son of defendant at 1614 Norwood Avenue, Prospect Park, PA 19076 its
contents and at the same time handing to him personally the said true and correct copy of the same.
02/11/2010 04:16 PM - Michelle Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on
January 25, 2010 at 1616 hours, she served a true copy of the within Complaint in Mortgage Foreclosure,
upon the within named defendant, to wit: Occupant of 371 Greenspring Road, Newville, PA 17241, by
making known unto Sandra Stone, Current Occupant at 371 Greenspring Road, Newville, Cumberland
County, Pennsylvania 17241 its contents and at the same time handing to her personally the said true and
correct copy of the same.
SHERIFF COST: $63.80
February 11, 2010
SO ANSWERS,
FY R ANDERSON, SHERIFF
putt' Sh
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY tom o
-
COURT OF COMMON PLEAS Crz _T?
t7
2]
t
C
Number 10-443 Civil Term -
a. .
,.
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ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment by default in favor of Plaintiff and against Defendant in the above-captioned matter
for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows:
Principal
Interest from 01/19/2010 to 03/08/2010
211,611.93
1,647.38
Total ? $ 213,259-31
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
AND NOW, this 1? day of f4 c`c , 2010, Judgment is entered in favor of Plaintiff, The Bank
Of New York Mellon Fka The Bank Of New York As Trustee For The Benefit Of The Alternative Loan Trust
2007-6 Mortgage Pass-Through Certificates, Series 2007-6, and against Defendant, Lauretta M. Blaine, Executrix of
the Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner, and damages are assessed in the amount of
$213,259.31, plus interest and costs.
E PROTHONOTARY:
r I y,Od ed- a#7
Ck ? 4 L 3-J-- ?
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, DeceasedMortgagor and Real Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Number 10-443 Civil Term
CERTIFICATION
The undersigned hereby certifies that he is the attorney for Plaintiff, being duly sworn according to law,
deposes and says that he deposited in the United States Mail a letter notifying the Defendants that judgment would be
entered against them within ten (10) days from the date of said letter in accordance with Rule 237.5 of the
Pennsylvania Rules of Civil Procedure. A copy of said letter is attached hereto and marked as Exhibit "A".
SWORN AND SUBSCRIBED
BEFORE ME THIS, 8TH DAY
OF MARCH, 2010
,?nrQ'i? IVI , N"A6 1?
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
TARY PUPJIC
STACE=Y M U CONNAL '_, NL=,- ?.. ,w
City of Philadelphia, P ii- Cow
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Cumberland County Courthouse, Carlisle, Pennsylvania 17013
Curt Long
Prothonotary
February 25, 2010
To: L:aurett:a M. Blaine, Executrix of the Estate of
I.auretta D. Stone, Deceased Mortgagor and Real Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
The Bank Of New York Mellon Fka The
Bank Of New York As Trustee For The
Benefit Of The Alternative Loan Trust 2007-6
Mortgage Pass= Through Certificates, Series
2007-6
vs.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and
Real Owner
Cumberland County
Court of Common Pleas
Number 10-443 Civil Term
NOTICE, RULE 237.5
NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT
IMPORTANT NOTICE
NOTIFICACION IMPORTANTE
LISTED sr ENCUENTRA EN ESTADO DE REBELDIA POR NO HAom
PRESENTADO UNA COMPARECENCIA ESCRI'I'A, YA SEA
PBRSONALMEN'rr; O 1'OR ABOGADO Y POR NO I IABER RADICADO POIl
ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS
RECLAMOS FORMULADOS F.N CONTRA Sum AL NO TOMAR LA
ACCION DEBIDA DENTRO DE DIE-Z (I0) DIAS DE LA FECHA DL' ESTA
NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE
COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR
SENTENCIA EN SU CONTRA Y UST I30 PODRIA PERDER BIENES U OTROS
DERECHOSIMPORTANTES.
USTED LE DEBE TOMAR ESTE P,1PEL A SU ABOGADO
1NMEDIATAME-NTE. SI LISTED NO TirNIi A UN ABOGADO, VA A O
TELEFONEA LA OFICINA EXPUSO ABAJO. 1 S'I'A OFICINA LO PUEDE
PROPORCIONAR CON 1NFORMACI6N ACERCA DE EMPLEAR A UN
ABOGADO.
SI USTED NO PUEDE PROPORCIONAR PARA EMPLISIAR UN ABOGADO,
ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON
INFORMATION ACIRCA DE LAS A(JENC IAS QUE PUEDEN OFRECL'R LOS
SERVICIOS LEGALES A PERSONAS ELEGIBLF.S EN UN HONORARIO
REDUCIDO NI NINGUN HONORARIO.
YOU ARE IN DEFAULr BECAUSE YOU IIAVI FAILED TO ENTER A
WRMrI:N APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN
WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE
CLAIMS SET FORTH AGAINST YUU. UNLESS You ACT WITHIN TEN (10)
DAYS FROM THE DATE OF THIS TtOTICIi A JUDGML'N'r MAY BE ENTERED
AGAINST YOU W ITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY
OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER 1'O YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER, GO -1-0 OR TELEPHONE -1'14E OFFICE SET FORTH
BELOW. THIS OPFICI- CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
1 F YOU CANNOT AFFORD TO H IRE A LAWYER, THIS OFFICE MAY BL' ABLE
TOPROVIDI: You WITT! INFORMATION ABou'r AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ]JAGIIB.E PI'llSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
Cumberland County Bar Association
2 Liberty Avenue
CarU MT11consNvania 17013
Wo)
BY:
Attorneys for Plainti
SQUIRE
TERRENCE J. McCAY,ESQUIRE,
MARC S. WEISBERGUIRE
EDWARD D. CONWA MARGARET GAIRO, ESQUIRE
FRANK DUBIN, ESQUIRE
ANDREW L. MARKOWITZ, ESQUIRE
Jim
Nib$lA
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Number 10-443 Civil Term
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
SS.
The undersigned, being duly sworn according to law, deposes and says that the Defendant, Lauretta M.
Blaine, Executrix of the Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner, is not in the Military or
Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil
Relief Act of Congress of 1940 as amended; and that the Defendant, Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real Owner, is over eighteen (18) years of age, and resides as follows:
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
SWORN AND SUBSCRIBED
BEFORE ME THIS 8TH DAY
OF MARCH, 2010,
1
G(trQ,t n ?' l }( /'/1AAJJ1
TARY tqBLIC
NOTARIAL SEAL
com
FTA
C
EY to
O'CONNELL, Notary
Public
L ity of Phdadefprna, Phila County
y
My ?ar?C??ai ? 0.2Q 12
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
The Bank Of New York Mellon Fka The Bank Of
New York As Trustee For The Benefit Of The
Alternative Loan Trust 2007-6 Mortgage
Pass-Through Certificates, Series 2007-6
V.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
FILE NO.: 10-443 Civil Term Civil Term
AMOUNT DUE: $213,259.31
INTEREST: from 03/09/2010 to 06/02/200 o
$3,015.16 at $35.06
ATTY'S COMM.:'t
COSTS:
jr• ..
.Cs
TO THE PROTHONOTARY OF SAID COURT: ",-)
tt?
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account
based on a confession, of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to
Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
PRAECIPE FOR EXECUTION
Issue writ or executiop in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the
following described property of the defendant(s)
371 GreensurinQ Road Newville, Pennsylvania 17241
(More fully described as attached)
-n
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PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above,
directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies
of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
(Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s)
described in the attached exhibit.
DATE: Signature:
Print Name: MCCABE, WEISBERG AND CONWAY
Address: 123 S. Broad Street, Suite 2080
Philadelphia. PA 19109
Attorney for: Plaintiff
Telephone: (215) 790 1010
Supreme Court ID No.
LEGAL DESCRIPTION
Aid, THOSE CERTAIN two trade of land situate In North Newton Township, together with the Improvements
thereon smeted, more partioulsrty bounded and desalbed and as Hallows:
TRACT NO. is BEGINNING at a point In the center of the State Road leating from Newvlife to Roxbury at comer
of land now dr formerly of grey Sheet W, thenoe by the center of said road South 71 % duress West 110 feet
to a pokt In the center of acid road as corner of lands now or Ran" of Guy L. and Fior snoe Z LW, thence by
land of said U ys North 30 degrees West 589.25 feet to One of land now or formerly of Daniel S. Stactdrouse;
twncs by by la#Wlsnd of sold Stooft"a nds of said Do" Sh e North South 30 degrees East 680.26 feet ? center of the ld P? Public
Road,1he Plane of BEGINNING.
No buildings shall be erected on this tract of land within 180 feet of the center of the highway,
TRACT N0.2~ BEGMI NG at a point in the center of Highway Route No, 841 leading from NewwIlle to
Newburg; thenoe by land now or formerly of WlIfred A. I.arnoireux, st ux, and land now or formerly of 0. M,
Stmeiftt % Jr., North 27 degrees Walt 1300 teat, more or less, to a post on line of Iand now orfoimerly of John
Hoover; theme by said land, North 53 degrees East 100 feet to a pointy thence by land now or fonroly of Dewey
Shaeffer, Swath 27 deoreea East 1340 feet, more or less, to a point In the cenW of Highway Rode No. 841
allaresdct; thence by the center of sold Highway, South 74 degrees West 100 feet to the Pkace of Bunning.
CONTAINING 3 Acres, more or less.
UNDERAND'tGUBJECT, NEVERTHELESS, to easements, restrictions, reservations and conditions of rights of
way of record
BEING PARCEL NUMBER 30-08-0593-025
BEING KNOWN AS 371 Greenspring Road, Newville, Pennsylvania 17241.
BEING the same premises which Wilfred A. Lamourex and Penny S. Lamourex, His Wife, by deed dated
September 14, 1988 and recorded September 19, 1988 in the office of the Recorder in and for Cumberland County
in Deed Book 033, Page 635, granted and conveyed to Ralph B. Stone and Lauretta D. Stone, husband and wife.
Upon the deaths of Ralph B. Stone and Lauretta D. Stone, title became vested in Lauretta M. Blaine, Executrix of the
Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner.
-s
VERIFICATION
The undersigned hereby certifies that he is the attorney for the Plaintiff in the within action and that he is
authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge,
information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S.
Section 4909 relating to unsworn falsification to authorities.
y?
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
qpt)
?a 191,
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P,-/ *?
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Pl
014 a3V13-7
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 10-443 Civil Term
AFFIDAVIT OF LAST-KNOWN MAILING ADDRESS OF DEFENDANTS
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The undersigned, attorney for the Plaintiff in the within matter, being duly sworn according to law, hereby
depose and say that the last-known mailing addresses of the Defendants is:
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
SWORN AND SUBSCRIBED
BEFORE ME THIS, 8TH DAY
OF RCH, 2010
?nJ
ARY P LIC
NOTA€ IAL SEAL
STACEY M. O'CONNELL, Notary Public
City of Philadelpliia, Phila. County '
i4 misstop:s? ite;i u c ? 2,012
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
..J
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10
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.wt
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF COMMON
PLEAS
NO: 10-443 Civil Term
AFFIDAVIT PURSUANT TO RULE 3129
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The undersigned, attorney for Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ
of Execution was filed the following information concerning the real property located at: 371 Greenspring Road,
Newville, Pennsylvania 17241, a copy of the description of said property being attached hereto and marked Exhibit
Name and address of Owner or Reputed Owner
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, PA 19076
Mortgagor and Real Owner
2. Name and address of Defendants in the judgment:
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
. w?
3
4
Name and last known address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
Name Address
Plaintiff herein
Unemployment Compensation Fund 16th Floor
L&I Bldg
Harrisburg, Pennsylvania 17121
Capital One Bank (USA) NA 2323 Lake Club Dr.
Suite 300
Columbus, Hawaii 43232
Capital One Bank 11011 W. Broad St.
Glen Allen, Virginia 23060-5937
Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein
5. Name and address of every other person who has any record lien on the property:
Name Address
None
6. Name and address of every other person who has any record interest in the property which may be
affected by the sale:
Name
North Newton Township
Address
433 Oakville Rd
Shippensburg, Pennsylvania 17257
40.
Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Name Address
Tenants/Occupants 371 Greenspring Road
Newville, Pennsylvania 17241
Commonwealth of Pennsylvania Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
Commonwealth of Pennsylvania 110 North 8`h Street
Inheritance Tax Office Suite #204
Philadelphia, PA 19107
Commonwealth of Pennsylvania 6th Floor, Strawberry Square
Bureau of Individual Tax Department #280601
Inheritance Tax Division Harrisburg, PA 17128
Department of Public Welfare Willow Oak Building
TPL Casualty Unit Estate P.O. Box 8486
Recovery Program Harrisburg, PA 17105-8486
PA Department of Revenue Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
Commonwealth of Pennsylvania Clearance Support Department 281230
Department of Revenue Bureau of Harrisburg, PA 17128-1230
Compliance ATTN: Sheriff's Sales
United States of America Internal Revenue Service
Technical Support Group
William Green Federal Building
Room 3259
600 Arch Street
Philadelphia, PA 19106
Domestic Relations P.O. Box 320
Cumberland County Carlisle, PA 17013
United States of America c/o United States Attorney for the
Middle District of PA
235 North Washington Street
Scranton, PA 18503
and
Federal Building
228 Walnut Street
P.O. Box 11754
Harrisburg, PA 17108
8. Name and address of Attorney of record:
Name
None
Address
I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge
or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904 relating to unsworn falsification to authorities.
March 8, 2010 TERRENCE J. McCABE, ESQUIRE
DATE MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
LEGAL DESCRIPTION
ALL THOSE CERTAIN two tracts of land situate In North Newton Township, together with the Improvements
thereon emoted, more particularly bounded and described and as follows:
TRACT NO. i. BEGINNINGS at a point In the venter of the State Road leafing from NwmWe to Roxbury at cornet
of lend now drt formerly of Dewey Shtaffer; thence by the center of eaid road Soffit 711 degrees West 110 feet
toe po btt in the renter of acid rid as comer of lands now or formerly of Guy L and Florence Z. Loy; thence by
land of said Lays North 30 degrees Went 60.26 feet to line of land now or formerly of Dardel B. Stec[chouse;
thence by ow land of said Staciftuoe North 71112 degmes East 110 feet to WM of afa+esaid Dewey She~,
thence by lands of said Dewey Shaffer South 30 degrees East 569.25 feet to the center of the aforesaid Public
Road, the Place of BEGINNING.
No buildings shall be erected on this tract of land within 180 feet of the center of the highway.
TRACT NO. 2: BEGINNING at a point In the center of Highway Route No, 641 leading from NewNlle to
Newburg; tlwKe by WW now or formerly of Wilfred A. Lamoureux, et ux, and land now or formerly of D. M.
Stacft tae, Jr., North 27 degrees West 1300 feet, more or less, to a post on One of land now or formerly of John
Hoover; thence by said land, North 53 degmses East 100 tweet to a point thence by land now or forrrrerly of Dewey
Shaeffer, South 27 degrees East 1340 feat, more or less, to a point In Uw center of HIghwayr Route No. 641
abwWd; thane by the center of aald Highway, South 74 degrees West 100 feet to the Place of Beginning.
CONTAINING 3 Acres, more or lees.
UNDER ANDZUBJECT, NEVERTHELESS, to easements, restrictions, reservations and conditions of rights of
way of record.
BEING PARCEL NUMBER 30-08-0593-025
BEING KNOWN AS 371 Greenspring Road, Newville, Pennsylvania 17241.
BEING the same premises which Wilfred A. Lamourex and Penny S. Lamourex, His Wife, by deed dated
September 14, 1988 and recorded September 19, 1988 in the office of the Recorder in and for Cumberland County
in Deed Book 033, Page 635, granted and conveyed to Ralph B. Stone and Lauretta D. Stone, husband and wife.
Upon the deaths of Ralph B. Stone and Lauretta D. Stone, title became vested in Laurette M. Blaine, Executrix of the
Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner.
ExivitA
i
I
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
CIVIL ACTION LAW
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
V.
Laurette M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Attorneys for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 10-443 Civil Term
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Laurette M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
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Your house (real estate) at 371 Greenspring Road, Newville, Pennsylvania 17241 is scheduled to be sold
at Sheriffs Sale on June 2, 2010 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the
Cumberland County Courthouse, I Courthouse Square, Carlisle, Pennsylvania 17013 to enforce the court judgment
of $213,259.31 obtained by The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The
Benefit Of The Alternative Loan Trust 2007-6 Mortgage Pass-Through Certificates, Series 2007-6 against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6 the back payments, late charges, costs, and reasonable attorney's fees
due. To find out how much you must pay, you may call McCabe, Weisberg and Conway, P.C.,
Esquire at (215) 790-1010.
You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to postpone the
sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of
stopping the sale. (See the following notice on how to obtain an attorney.)
I
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid by calling McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find
out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your real estate. A schedule of
distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days
of the sale. This schedule will state who will be receiving that money. The money will be paid out
in afcordance with this schedule unless exceptions (reasons why the proposed schedule of
distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the
schedule of distribution.
You may also have other rights and defenses, or ways of getting your real estate back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO10-443 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due THE BANK OF NEW YORK MELLON FKA THE
BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE ALTERNATIVE LOAN
TRUST 2007-6 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-6 Plaintiff (s)
From LAURETTA M. BLAINE, EXECUTRIX OF THE ESTATE OF LAURETTA D. STONE,
DECAEASED MORTGAGOR AND REAL OWNER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $213,259.31
L.L.$.50
Interest FROM 3/09/10 T06/02/10 $3,015.16 AT $35.06
Atty's Comm % Due Prothy $2.00
Atty Paid $196.30
Plaintiff Paid
Other Costs
Date: 3/9/10
(Seal)
REQUESTING PARTY:
Name: TERRENCE B. MCCABE, ESQUIRE
Address: MCCABE, WEISBERG AND CONWAY
123 S. BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
Attorney for: PLAINTIFF
Telephone: 215-790-1010
LJUPULy
Supreme Court ID No. 17616
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE -1D # 16496
MARL S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215)790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
v.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Number 10-443 Civil Term
AMENDED AFFIDAVIT OF SERVICE
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I, the undersigned attorney for the Plaintiff in the within matter, hereby certify that on the 1 ~ day of July,
2010, a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on all pertinent
lienholder(s) as set forth in the Affidavit Pursuant to 3129 which is attached hereto as Exhibit "A."
Copies of the letter and certificates of mailing are also attached hereto, made a part hereof and marked as
Exhibit "B."
SWORN AND SUBSCRIBED
BEFORE ME THIS 1ST DAY
OF JULY, 2010
NOTARY LIC
NOTARIAL BEAT
ORITTANY N NICRAE
Nonry PubNc
LOMIER PROVIDENCE TWP, MONTGOMERY CNN
NY Commission Expires Aup 27, 2012
T RREN J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(2151790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
v.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF COMMON
PLEAS
NO: 10-443 Civil Term
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AMENDED AFFIDAVIT PURSUANT TO RULE 3129
The undersigned, attorney for Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ
of Execution was filed the following information concerning the real property located at: 371 Greenspring Road,
Newville, Pennsylvania 17241, a copy of the description of said property being attached hereto and marked Exhibit
..A ,~
Name and address of Owner or Reputed Owner
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, PA 19076
Mortgagor and Real Owner
2. Name and address of Defendants in the judgment:
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
Name and last known address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
Name Address
Plaintiff herein
4.
5
6.
7
Unemployment Compensation Fund
Capital One Bank (USA) NA
Capital One Bank
16th Floor
L&I Bldg
Harrisburg, Pennsylvania 17121
2323 Lake Club Dr.
Suite 300
Columbus, Hawaii 43232
11011 W. Broad St.
Glen Allen, Virginia 23060-5937
Name and address of the last recorded holder of every mortgage of record:
Name
Plaintiff herein
Address
Name and address of every other person who has any record lien on the property:
Name Address
Wilmington Trust Company P.O. Box 8990
Drop Code 1874
Wilmington, DE 19899
Name and address of every other person who has any record interest in the property which may be
affected by the sale:
Name Address
North Newton Township 433 Oakville Rd
Shippensburg, Pennsylvania, 17257
Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Name
Tenants/Occupants
Commonwealth of Pennsylvania
Commonwealth of Pennsylvania
Inheritance Tax Office
Commonwealth of Pennsylvania
Bureau of Individual Tax
Inheritance Tax Division
Address
371 Greenspring Road
Newville, Pennsylvania 17241
Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
110 North 8`h Street
Suite #204
Philadelphia, PA 19107
6th Floor, Strawberry Square
Department #280601
Harrisburg, PA 17128
Department of Public Welfare
TPL Casualty Unit Estate
Recovery Program
PA Department of Revenue
Commonwealth of Pennsylvania
Department of Revenue Bureau of
Compliance
United States of America
Domestic Relations
Cumberland County
United States of America
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
Clearance Support Department 281230
Harrisburg, PA 17128-1230
ATTN: Sheriffs Sales
Internal Revenue Service
Technical Support Group
William Green Federal Building
Room 3259
600 Arch Street
Philadelphia, PA 19106
P.O. Box 320
Carlisle, PA 17013
c/o United States Attorney for the
Middle District of PA
235 North Washington Street
Scranton, PA 18503
and
Federal Building
228 Walnut Street
P.O. Box 11754
Harrisburg, PA 17108
Name and address of Attorney of record:
Name Address
None
I verify that the statements made in this Affidavit are true and correct to the best: of my personal knowledge
or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904 relating to unswom falsification to authorities.
Julv 1, 2010 TERRE E J. McCABE, ESQUIRE
DATE MARC . WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET CAIRO, ESQUIdtE
Attorneys for Plaintiff
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
v.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF COMMON
PLEAS
NO: 10-443 Civil Term
AMENDED AFFIDAVIT PURSUANT TO RULE 3129
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The undersigned, attorney for Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ
of Execution was filed the following information concerning the real property located at: 371 Greenspring Road,
Newville, Pennsylvania 17241, a copy of the description of said property being attached hereto and marked Exhibit
..A „
Name and address of Owner or Reputed Owner
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, PA 19076
Mortgagor and Real Owner
2. Name and address of Defendants in the judgment:
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania. 19076
Mortgagor and Real Owner
Name and last known address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
Name Address
Plaintiff herein
4.
5
6.
7
Unemployment Compensation Fund
Capital One Bank (USA) NA
Capital One Bank
16th Floor
L&I Bldg
Harrisburg, Pennsylvania 17121
2323 Lake Club Dr.
Suite 300
Columbus, Hawaii 43232
11011 W. Broad St.
Glen Allen, Virginia 23060-5937
Name and address of the last recorded holder of every mortgage of record:
Name
Plaintiff herein
Address
Name and address of every other person who has any record lien on the property:
Name Address
Wilmington Trust Company P.O. Box 8990
Drop Code 1874
Wilmington, DE 19899
Name and address of every other person who has any record interest in the property which may be
affected by the sale:
Name Address
North Newton Township 433 Oakville Rd
Shippensburg, Pennsylvania 17257
Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Name
Tenants/Occupants
Commonwealth of Pennsylvania
Commonwealth of Pennsylvania
Inheritance Tax Office
Commonwealth of Pennsylvania
Bureau of Individual Tax
Inheritance Tax Division
Address
371 Greenspring Road
Newville, Pennsylvania 17241
Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
110 North 8`h Street
Suite #204
Philadelphia, PA 19107
6th Floor, Strawberry Square
Department #280601
Harrisburg, PA 17128
Department of Public Welfare
TPL Casualty Unit Estate
Recovery Program
PA Department of Revenue
Commonwealth of Pennsylvania
Department of Revenue Bureau of
Compliance
United States of America
Domestic Relations
Cumberland County
United States of America
Name and address of Attorney of record:
Name
None
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
Clearance Support Department 281230
Harrisburg, PA 17128-1230
ATTN: Sheriff s Sales
Internal Revenue Service
Technical Support Group
William Green Federal Building
Room 3259
600 Arch Street
Philadelphia, PA 19106
P.O. Box 320
Carlisle, PA 17013
c/o United States Attorney for the
Middle District of PA
235 North Washington Street
Scranton, PA 18503
and
Federal Building
228 Walnut Street
P.O. Box 11754
Harrisburg, PA 17108
Address
I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge
or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904 relating to unsworn falsification to authorities.
July 1, 2010 TERRE E J. McCABE, ESQUIRE
DATE MARC . WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
•.
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215)790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
v.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
DATE: July 1, 2010
TO: ALL PARTIES 1N INTEREST AND CLAIMANTS
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Attorneys for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 10-443 Civil Terni
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
OWNER: Lauretta M. Blaine, Executrix of the Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner
PROPERTY: 371 Greenspring Road, Newville, Pennsylvania 17241
IMPROVEMENTS: Residential Dwelling
The above-captioned property is scheduled to be sold at the Sheriffs Sale on August 4, 2010 at 10:00 a.m. in the
Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse
Square, Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or judgments and liens on,
and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to
protect your interests.
A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than thirty (30) days
after sale. Distribution will be made in accordance with the schedule unless exceptions a~-e filed thereto within ten
(10) days after the filing of the schedule.
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"!'he Bank OCNcw York lvlelfon l~ka "1•he (3anl: Oi'
New Y(arl: As "Trustee For °I'he I3ene#it Of "J'he
i\Iternativc L:aan "Trust 2007-ti Morttta~e;
Cass-'J'iu~ough Cerlif icates, Series 2007-(
Plaintiff'
v.
L,auri.:ita M. 13iaine, l.xecutrix of the Eslatc «F
I.:a(n~eua [). Stone, I)eceasett Mortgagor and heal
O~+~ner
Cl.iMB1RLAND CO(.)N'J 1'
DOUR"T Op COMMC)N 1'].:1::AS
Number 10-44> Civil 'Perm
Auc o ~ zoo
1)l'iCndant
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AND NOW, this ~~~ day oi• A'~, , 201{}, upon consideration i~t' Plaintiff's ;\9otion t.o
/ldjo(trn the Sheriff's Safe currently scheduled in the above-captioned matter fir August 4, 2010 if is
hereby ORI:)I~Rl:;D that the Sheriff's Sale of•thc grope:•ty 1<no~~m as 371 Grcensprin~.; Road, Nc~n'ville,
!'ennsylvania 172J 1, is adjourned to the September 8, 2010 Sheriff's Sale. It is i~t)R'1'F[IR ORt)I?Rl:~f)
that n(? additional advcrtisin~; of'said Sale is necessary anct no new notice to the parties previously set
forth in the Affidavit Pursuant to Pa.R.C'.P. 3129 is re(Juiretl. ~? ~ :;
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'The Ballk Of Ne~~• York Mellon Ff;a The I3ank Oi'
Ne~v York As "Trustee For The Benefit Of The
Alternative l.:oan Trust 2UO7-C Mo--tga~e
Pass-TEu•ou~;l7 Cel-tiCicates, Series 2U07-6
Plaintiff .
GUMl3ERLAND C:Ot1N'TY
COURT OF ('OMMON P1.:EAS
Number 1 U-443 Civil 'Tenn
Defendant:
~~~~, ~Ss~~~~ ~ ~, ~~bel~.
ORDER
v.
l._auretxa M.. 131ainc~, Executrix ofi the testate of
Lauretl:a D. Stolle, Deceased Mortgagor and Rcal
Owner
AND NOVI~, this day oi' ~Q fQ!~,.hcr2010, upon consideration of 1'laintift's Motion to
Adjourn the SI}erif#'s Sale currently scheduled in the above-captiol7cd n7attcr for September 8, 20] U it is
hereby ORDERED that the Sheriff's Sale of the property kno~~~n as 371 Greensprins~ Road, Newville,
I'cnnsylvania 17241, is adjourned to tale December 8, 2UtU Sherift's Sale. lt. is FUR'TI-iLR ORDERED
plat nU addltlUllal adVe1'tES117~? Of SAKI Sale 1S 17C'CeSSaI'y alld n0 neW nOllCe tU the partaeS pl'eV1UtISly Set
forth in it7e Affidavit Pursuant to Pa.R.C'.P. 3129 is required.
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of
New York As Trustee For The Benefit Of The
Alternative Loan Trust 2007-6 Mortgage
Pass-Through Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY
C!
COURT OF COMMON PLEAS
-ry
C 1_3
M _
r*i =-
Number 10-443 Civil Term co
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C-) -,?
'Ln
dv ? .
MOTION TO ADJOURN SHERIFF'S SALE
Plaintiff, The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The
Benefit Of The Alternative Loan Trust 2007-6 Mortgage Pass-Through Certificates, Series 2007-6, by
and through its attorney, the undersigned, moves this Honorable Court for an Order adjourning the
Sheriff s Sale scheduled for December 8, 2010 and avers as follows:
1. Plaintiff filed a Writ of Execution, as well as the Affidavit required by Pa.R.C.P. 3129,
in order to list the property known as 371 Greenspring Road, Newville, Pennsylvania 17241 for the June
4, 2010 Sheriffs Sale.
Plaintiff postponed Sheriff's Sale from June 4, 2010 to July 7, 2010 as the loan was
being reviewed by the lender for eligibility for the Making Home Affordable Modification Program.
3. Plaintiff postponed Sheriff's Sale from July 7, 2010 to August 4, 2010 as the loan was
being reviewed by the lender for eligibility for the Making Home Affordable Modification Program.
4. Plaintiff postponed Sheriff s Sale from August 4, 2010 to September 8, 2010 as the loan
was being reviewed by the lender for eligibility for the Making Home Affordable Modification Program.
Plaintiff postponed Sheriff's Sale from September 8, 2010 to December 8, 2010 as the
loan was being reviewed by the lender for eligibility for the Making Home Affordable Modification
Program.
6. Plaintiff requests that the Sale for December 8, 2010 be adjourned to March 2, 2011
as the loan is still being reviewed by the lender for eligibility for the Making Home Affordable
Modification Program and for foreclosure document review.
7. Plaintiff has complied with all the pertinent statutory and procedural rules of court
governing the listing of real property for Sheriffs Sale.
Neither the parties hereto nor the parties previously set forth in the Affidavit Pursuant to
Rule 3129 will be prejudiced by the adjournment of the Sheriffs Sale.
WHEREFORE, Plaintiff prays that this Honorable Court grant an Order adjourning the Sheriffs
Sale of the property known as 371 Greenspring Road, Newville, Pennsylvania 17241 to the March 2,
2011 Sheriffs Sale with no additional advertising of said Sale and no new notice to the parties previously
set forth in the Affidavit Pursuant to Pa.R.C.P. 3129 being required, except for an announcement be
made at the sale currently scheduled for December 8, 2010. ?.
MARC S. WEISBERG, ESQU
EDWARD D. CONWAY, ES
MARGARET GAIR?:Qi?IRE
Attorneys/for miff
MATTHEW J. ESHELMAN, ESQUIRE
Local Counsel
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of
New York As Trustee For The Benefit Of The
Alternative Loan Trust 2007-6 Mortgage
Pass-Through Certificates, Series 2007-6
V.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
Attorneys for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Number 10-443 Civil Term
MEMORANDUM OF LAW
Plaintiff requested that the Sheriff's Sale originally scheduled for June 4, 2010 be continued to
the July 7, 2010 Sheriffs Sale.
Plaintiff requested that the Sheriff s Sale scheduled for July 7, 2010 be continued to the August
4, 2010 Sheriffs Sale.
Plaintiff requested that the Sheriffs Sale scheduled for August 4, 2010 be continued to the
September 8, 2010 Sheriffs Sale.
Plaintiff requested that the Sheriff s Sale scheduled for September 8, 2010 be continued to the
December 8, 2010 Sheriff s Sale.
Plaintiff at this time requests that the Sheriff's Sale set for December 8, 2010 be adjourned to
March 2, 2011 as the loan is still being reviewed by the lender for eligibility for the Making Home
Affordable Modification Program and for foreclosure document review.
Pursuant to Pa.R.C.P. 3129.3, the Court has the discretion to adjourn a Sheriffs Sale and
dispense the requirement of new notice.
WHEREFORE, Plaintiff prays that a special order of court be granted and the Sheriffs Sale of
the property known as 371 Greenspring Road, Newville, Pennsylvania 17241 be adjourned to the March
2, 2011 Sheriffs Sale with no additional advertising of said Sale and no new notice to the parties
previously set forth in the Affidavit Pursuant to Pa.R.C.P. 3129 being required, except that an
announcement be made at the sale currently scheduled forJec9"hnber 8,
MARC S. WEISBERG, ESQ
EDWARD D. CONWAY, QU
MARGARET GA O, F,?Q?qd
Attornlyls. foTIP intiff
MATTHEW J. ESHELMAN, ESQUIRE
Local Counsel
VERIFICATION
The undersigned hereby certifies that he is the attorney for the Plaintiff in the within action and
that he is authorized to make this verification and that the foregoing facts are true and correct to the best
of his knowledge, information and belief and further states that false statements herein are made subject
to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities.
MARC S. WEISBERG, E
EDWARD D. CONWAY,
MARGARET GAIRO, ES
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of
New York As Trustee For The Benefit Of The
Alternative Loan Trust 2007-6 Mortgage
Pass-Through Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Number 10-443 Civil Term
CERTIFICATION OF SERVICE
I, undersigned, Esquire, attorney for the Plaintiff, hereby certify that I served a true and correct
copy of the foregoing Motion To Postpone Sheriff Sale, by United States Mail, first class, postage
prepaid, on the 7' day of December, 2010, upon the following:
Lauretta M. Blaine, Executrix of the
Estate of Lauretta D. Stone,
Deceased Mortgagor and Real Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
Tg?WNCE J. MCCABE, ESQU'.
MARC S. WEISBERG, ESQUIRI
EDWARD D. CONWAY, ESQUI
MARGARET GAIRO, ESQUIRE
0EC 0 8 2010
The Bank Of New York Mellon Fka The Bank Of
New York As Trustee For The Benefit Of The
Alternative Loan Trust 2007-6 Mortgage
Pass-Through Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
Defendant
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Number 10-443 Civil Term
ORDER
AND NOW, this day of??t 2010, upon consideration of Plaintiffs Motion to
Adjourn the Sheriffs Sale currently scheduled in the above-captioned matter for December 8, 2010 it is
hereby ORDERED that the Sheriffs Sale of the property known as 371 Greenspring Road, Newville,
Pennsylvania 17241, is adjourned to the March 2, 2011 Sheriffs Sale. It is FURTHER ORDERED that
no additional advertising of said Sale is necessary and no new notice to the parties previously set forth in
the Affidavit Pursuant to Pa.R.C.P. 3129 is required.
BY THE COURT:
J.
y C Ce l
w D
ail
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
1 J
, L
t D,
?[
l
V
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
The Bank of New York Mellon
vs.
Lauretta M. Blaine
Case Number
2010-443
SHERIFF'S RETURN OF SERVICE
03/17/2010 Ronny R. Anderson Sheriff who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Lauretta M. Blaine, Executrix of the Estate of Lauretta D
Stone, Deceased Mortgagor and Real Owner, but was unable to locate her in his bailiwick. He therefore
deputized the Sheriff of Deleware County, Pennsylvania to serve the within Real Estate Writ, Notice of
Sale and Description according to law
04/05/2010 08:24 PM - Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on April 5,
2010 at 2020 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description,
in the above entitled action, upon the property of Lauretta M. Blaine, located at 371 Greenspring Road,
Newville, Cumberland County, Pennsylvania according to law.
05/11/2010 Delaware County Return and now the, 26th day of April 2010, at 1705 hrs served the within Real Estate
Writ, Notice of Sale and Description upon Lauretta M. Blaine, Executrix of the Estate of Lauretta D. Stone,
Deceased, Mortgager and Real Owner, the defendant, by making known unto Robert Stern, Brother in
Law of Lauretta M. Blaine, at 1614 Norwood Avenue, Prospect Park, Pennsylvania its contents and at the
same time handing to him a true and correct copy of the same. So Answers: Joseph G. McGinn, Sheriff of
Delaware County, Pennsylvania.
05/27/2010 Property sale postponed to 7/7/2010.
07/06/2010 Property sale postponed to 8/4/2010.
08/04/2010 As directed by Terrence McCabe, Attorney for the Plaintiff, Sheriffs Sale Continued to 9/8/2010
09/08/2010 As directed by Terrence McCabe, Attorney for the Plaintiff, Sheriffs Sale Continued to 12/8/2010
12/08/2010 As directed by Terrence McCabe, Attorney for the Plaintiff, Sheriffs Sale Continued to 3/2/2011
02/25/2011 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed",
per letter of instruction from Attorney on 2/25/11.
SHERIFF COST: $1,228.04 SO ANSWERS,
February 28, 2011 RON R ANDERSON, SHERIFF
s r? I,(-
pay
Afo asp 3-l
,. Crun*;Suite Shf?ri`t. 7Eleo:;oft. I.n;.
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1
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF COMMON
PLEAS
NO: 10-443 Civil Term
AFFIDAVIT PURSUANT TO RULE 3129
The undersigned, attorney for Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ
of Execution was filed the following information concerning the real property located at: 371 Greenspring Road,
Newville, Pennsylvania 17241, a copy of the description of said property being attached hereto and marked Exhibit
1. Name and address of Owner or Reputed Owner
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, PA 19076
Mortgagor and Real Owner
2. Name and address of Defendants in the judgment:
Name
Address
Laurette M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
1 I
3. Name and last known address of every judgment creditor whose judgment is a record lien on the
real,property to be sold:
Name Address
Plaintiff herein
Unemployment Compensation Fund 16th Floor
L&I Bldg
Harrisburg, Pennsylvania 17121
Capital One Bank (USA) NA 2323 Lake Club Dr.
Suite 300
Columbus, Hawaii 43232
Capital One Bank 11011 W. Broad St.
Glen Allen, Virginia 23060-5937
4. Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein
5. Name and address of every other person who has any record lien on the property:
Name Address
None
6. Name and address of every other person who has any record interest in the property which may be
affected by the sale:
Name Address
North Newton Township 433 Oakville Rd
Shippensburg, Pennsylvania 17257
i I
7
Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Naive
Tenants/Occupants
Commonwealth of Pennsylvania
Commonwealth of Pennsylvania
Inheritance Tax Office
Commonwealth of Pennsylvania
Bureau of Individual Tax
Inheritance Tax Division
Department of Public Welfare
TPL Casualty Unit Estate
Recovery Program
PA Department of Revenue
Commonwealth of Pennsylvania
Department of Revenue Bureau of
Compliance
United States of America
Domestic Relations
Cumberland County
United States of America
Address
371 Greenspring Road
Newville, Pennsylvania 17241
Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
110 North 8`h Street
Suite #204
Philadelphia, PA 19107
6th Floor, Strawberry Square
Department #280601
Harrisburg, PA 17128
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
Clearance Support Department 281230
Harrisburg, PA 17128-1230
ATTN: Sheriffs Sales
Internal Revenue Service
Technical Support Group
William Green Federal Building
Room 3259
600 Arch Street
Philadelphia, PA 19106
P.O. Box 320
Carlisle, PA 17013
c/o United States Attorney for the
Middle District of PA
235 North Washington Street
Scranton, PA 18503
and
Federal Building
228 Walnut Street
P.O. Box 11754
Harrisburg, PA 17108
8. Name and address of Attorney of record:
Name Address
None
I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge
or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904 relating to unsworn falsification to authorities.
March 8, 2010 TERRENCE J. McCABE, ESQUIRE
DATE MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Attorneys for Plaintiff
LEGAL DESCRIPTION
A1,.1, THOSE CF..RTAIN two tracts of land actuate In North Newton Township, together with the Improvements
twoon end, more particularly bounded and desdlbed and as Man;
TRACT NO. is BEGINNING at a point In the corner of the State Road leafing flan NewV81e to Roxbury at corner
of land now 4 ftxrmery of Dewey Sheafter, thence byte venter of Said road South 7175 dew West 110 feet
to a poUt in the center of said road as comer of lands now or fom ly of Guy L and Florenoe L W, thence by
land of Said toys North 30 dogma Weat 56925 feet td tine of land now or ftwmdy of Daniel B.: lihouae;
thence by its Iand of said Stsoft o North 71112 degrees East 110 feet to lend of afoneseId Dewey Shatter,
thence by laude of said Dewey Shea' South 30 dogrees East 568.25 feet to the center of the aforesakl Public
Road, the Place of BEGINNING.
No buildings shalt be erected on dit tract of land within 180 feet of the center of the highway.
TRACT NO. Z~ BEC314013 at a point In the center of Hwy Route No. 641 leading ftm NewWlle to
N wAxi g: thence by land now or formerly of Wfifred A. l amourstac, et m and iand now or formerly of D. M.
S#cW*tm -Jr., North 27 degrees West 1300 feu, more or leas, to a past on line of land now orfb merly of John
Hoover; thence by said land. North 63 degrees East 100 feet to a point thence by land now or fbnr wrly of Dewey
Shaeffer, South 27 degrees East 1840 teat, more or leas„ tip a point in the oentar of Hlgfrway Route No. 641
sibroseK thence by the canter of said Highway, South 74 degrees West 100 Not to the Place of Beginning.
CONTAINING 3 Auras, more or las.
UNDERANDtSUBJECT, NEVERTHEI.E6S, to easements. restrictions, remvabons and conditions of rights of
way of record:
BEING PARCEL NUMBER 30-08-0593-025
BEING KNOWN AS171 Greenspring Road, Newville, Pennsylvania 17241.
BEING the same premises which Wilfred A. Lamourex and Penny S. Lamourex, His Wife, by deed dated
September 14, 1988 and recorded September 19, 1988 in the office of the Recorder in and for Cumberland County
in Deed Book 033, Page 635, granted and conveyed to Ralph B. Stone and Lauretta D. Stone, husband and wife.
Upon the deaths of Ralph B. Stone and Lauretta D. Stone, title became vested in Lauretta M. Blaine, Executrix of the
Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner.
FM1tA
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
CIVIL ACTION LAW
The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 10-443 Civil Term
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
Your house (real estate) at 371 Greenspring Road, Newville, Pennsylvania 17241 is scheduled to be sold
at Sheriffs Sale on June 2, 2010 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the
Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013 to enforce the court judgment
of $213,259.31 obtained by The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The
Benefit Of The Alternative Loan Trust 2007-6 Mortgage Pass-Through Certificates, Series 2007-6 against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to The Bank Of New York Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6 the back payments, late charges, costs, and reasonable attorney's fees
due. To fmd out how much you must pay, you may call McCabe, Weisberg and Conway, P.C.,
Esquire at (215) 790-1010.
You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to postpone the
sale for good cause.
You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of
stopping the sale. (See the following notice on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid by calling McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find
out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
You may be entitled to a share of the money which was paid for your real estate. A schedule of
distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days
of the sale. This schedule will state who will be receiving that money. The money will be paid out
in accordance with this schedule unless exceptions (reasons why the proposed schedule of
distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the
schedule of distribution.
You may also have other rights and defenses, or ways of getting your real estate back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
LEGAL DESCRIPTION
ALL THOSE CERTAIN two tracts of land situate In North Newton Township, together with the Improvements
thereon erected, more particularly bounded and described and as Wows:
TRACT NO. i s BEGINNING at a point In the center of the Stage Road leafing from Ne"e to Roxbury at corner
of lend now air formerly of DOW Sheaffer; thence by the center of said road South 7114 degrees West 110 feet
to a point in the center of add road as comer of lands now or formerly of Guy L and Fkwwoe Z. Loy; thence by
land of sold l oys North 30 degrees West 569.26 fed to One of land now or formerly of Daniel B, Stac[chouse;
thence by Wand of said atswiehouse North 71112 degrees East 110 feet to WM of a kweaaid Dewey SheaRer,
thane by lands of said Dewey Sheaft South 30 degrees East 599.25 feet to the enter of the a>;oreeakl Public
Road, the Place of BEGINNING.
No buildings shell be erected on this tract of land within 180 feet of the center of the highway.
TRACT NO. 2: BEGIWING at a point in the center of Highway Route No, 841 leading from Newville to
Newburg; thenoe by land now or formerly of Wilfred A. Lamoureux, et ux, and land now or formerly of D. M.
Ste, 1r', North 27 dogmas Weed 1300 meat, more or lees, to a post on line of land now or formerly of John
Hoover; thence by said land. North 53 degrees East 100 feet to a point thence by land now or fwneriy of Dewey
Shaeffer, South 27 degrees East 1840 feoi, more or less, to a point In the center of Highway Rafe No. 841
afaresaid; thence by the enter of said Highway, South 74 degrees West 100 feet to the dace of Beginning.
CONTAINING 3 Acres, more or lees.
UNDERAND?SUBJECT, NEVERTHELESS, to easements, restrictions, reservations and conditions of rights of
way of record
BEING PARCEL NUMBER 30-08-0593-025
BEING KNOWN AS 371 Greenspring Road, Newville, Pennsylvania 17241.
BEING the same premises which Wilfred A. Lamourex and Penny S. Lamourex, His Wife, by deed dated
September 14, 1988 and recorded September 19, 1988 in the office of the Recorder in and for Cumberland County
in Deed Book 033, Page 635, granted and conveyed to Ralph B. Stone and Lauretta D. Stone, husband and wife.
Upon the deaths of Ralph B. Stone and Lauretta D. Stone, title became vested in Lauretta M. Blaine, Executrix of the
Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO10-443 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due THE BANK OF NEW YORK MELLON FKA THE
BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE ALTERNATIVE LOAN
TRUST 2007-6 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-6 Plaintiff (s)
From LAURETTA M. BLAINE, EXECUTRIX OF THE ESTATE OF LAURETTA D. STONE,
DECAEASED MORTGAGOR AND REAL OWNER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $213,259.31 L.L.$.50
Interest FROM 3/09/10 T06/02/10 $3,015.16 AT $35.06
Atty's Comm % Due Prothy $2.00
Atty Paid $196.30
Plaintiff Paid
Date: 3/9/10
Other Costs
avid D. Buell, 4Prothc(Seal)
By:
Deputy
REQUESTING PARTY:
Name: TERRENCE B. MCCABE, ESQUIRE
Address: MCCABE, WEISBERG AND CONWAY
123 S. BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
Attorney for: PLAINTIFF
Telephone: 215-790-1010
Supreme Court ID No. 17616
On March 22, 2010 the Sheriff levied upon the
defendant's interest in the real property situated in
North Newton Township, Cumberland County, PA,
Known and numbered, 371 Greenspring Road, Newville,
more fully described on Exhibit "A" filed with this
writ and by this reference incorporated herein.
Date: March 22, 2010
By:
ReUaass a te Coordinator
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
. ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
April 16, April 23, and April 30, 2010
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
r
Li Marie Coyne, Edi
SWORN TO AND SUBSCRIBED before me this
0 da of April, 2010
Notary
ORAH A COLLINS
FCARLISLE OTARIAL SEAL
Notary PubiiC
UGH. CUMBERLAND COUNTY
i00 Expires Apr 28,2014
Writ No. 2010-443 Civil
The Bank of New York Mellon
F/K/A The Bank of New York as
Successor to JPMorgan Chase
Bank, As Trustee for the Benefit of
the Certificateholders of Equity One
ABS, Inc. Mortgage Pass-Through
Certificates, Series 2004-2
VS.
Lauretta M. Blaine, Executrix
of the Estate of Lauretta D.
Stone, Deceased Mortgagor
and Real Owner
Atty: Terrence McCabe
ALL THOSE CERTAIN two tracts
of land situate In North Newton
Township, together with the Im-
provements thereon erected, more
particularly bounded and described
and as follows:
TRACT NO. 1: BEGINNING at a
point In the center of the State Road
leafing from Newville to Roxbury at
corner of land now or formerly of
Dewey Shaffer, thence by the center
of said road South 71 1/2 degrees
West 110 feet to a point in the center
of oW road as comer of lands now
or %roserly of Guy L. and Florence
Z. Lay; thence by land of said Loys
North 30 degrees West 569.25 feet
to litre of land now or formerly of
Dspiel B. Stackhouse; thence by the
kind of said Stackhouse North 711/2
degrees East 110 feet to land of
aforesaid Dewey Sheaffer; thence by
lands of said Dewey Sheaffer South
30 degrees East 569.25 feet to the
center of the aforesaid Public Road,
the Place of BEGINNING.
No buildings shall be erected on
this tract of land within 180 feet of
the center of the highway.
TRACT NO. 2: BEGINNING at
a point In the center of Highway
Route No, 641 leading from Newville
to Newburg; thence by land now or
formerly of Wilfred A Lamoureux, et
ux, and land now or formerly of D.
M. Stackhouse, Jr. North 27 degrees
West 1300 feet, more or less, to a
post on line of land now or formerly
of John Hoover, thence by said land,
North 53 degrees East 100 feet to
a point thence by land now or for-
merly of Dewey Shaeffer, South 27
degrees East 1340 feet, more or less,
to a point In the center of Highway
Route No. 641 aforesaid; thence by
the center of said Highway, South 74
degrees West 100 feet to the Place of
Beginning.
CONTAINING 3 Acres, more or
less.
UNDER AND SUBJECT, NEVER-
THELESS, to easements, restrictions,
reservations and conditions of rights
of way of record.
BEING PARCEL NUMBER 30-08-
0593-025.
BEING KNOWN AS 371 Green-
spring Road, Newvilie, Pennsylvania
17241.
BEING the same premises which
Wilfred A. Lamourex and Penny S.
Lamourex, His Wife, by deed dated
September 14, 1988 and recorded
September 19, 1988 in the office of
the Recorder in and for Cumberland
County in Deed Book 033, Page
635, granted and conveyed to Ralph
B. Stone and Lauretta D. Stone,
_ husband and wife. Upon the deaths
of Ralph B. Stone and Lauretta D.
Stone, title became vested in Lauretta
M. Blaine, Executrix of the Estate of
r - The Patriot-News Co
2020 Technology Pkwy
Suite 300
Mechanicsburg, P.A. 17050
Inquiries - 717-255-8213
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
Zbe paNtonwoyt Views
CARLISLE PA 17013
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin) ss
Marianne Miller, being duly sworn according to law, deposes and says: laws
of t That she is a Staff Accountant of The Pr office and place ofrb?s business ag812 to 818 Market Street,rm the the C ty ofhe
Sunday
Commonwealth of Pennsylvania, with its principal t-News
Patriot- Harrisburg, County of Dauphin, State of
Pennsylvania , owner and publisher of The and published at 812 to 8 8 Market Street ,a City, County and St to aforresa d that
newspapers general circulation, printed The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, an
all have been continuously published ever since; and
ublished That the printed notice or publication which l securely attached hereto is
nepherE he noPsaid Comipanyiisregular
date(s) indicated eactly as
daily and/or Sunday/ Metro editions which appeared on
interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time,
verify
place and character of publication are true, and ed to
ment That she has personal knowledge d of
ithe rtue and pursuandt to and is duly authozed and a resolution unanimously passedrannd adop edhseverrally by the
behalf of The Patriot-News Co. aforesaid by
Book and subsequently dui 317 rded in the office for the Recording of Deeds "M", Volume 14, Page .
stockholders and board of directors of the id Company
in and for said County of Dauphin in Miscellaneous
PUBLICATION COPY
This ad ran on the date(s) shown below:
04116110
04123110
4
04130110
X
Sworn to and subscribed before me this 187day of May, 2010 A.D.
Notary Public
COMMONWEALTH OF PENNSYLVANIA
r Notedal Seat
Sherrie L Kisner, Notary Public
Lower Paxton Twp., Dauphin County
My Commission Expires Nov. 26, 21?31 _?
Member, Pennsvlvania Associatlon of Notarles
101t No. 2010 443 Civil Term
The Bark of NOW York Melton
FfK/A The Bank of New Vbrk as
Successor anPf OM@n Chase
Trustee for the Benefit of the
C"Ifficafeholders of Equity One
ASS Inc.
Mort aW PP Through
t*rWICales,
Series 2OD4-2
vs.
Laurette M. Blaine
Executrlic of the Estate of
Laurette D. Stone, Deceased
MOV"r am Real
Owner
Ally: Ternmvg MCCabe
ALL THOSE CERTAIN two tracts of land situate
in North Newton Tawnship, together with the
improvements thereon erected, more particularly
bounded and described and as follows:
TRACT NO. 1: BEGINNING at a point in the
center of the State Road leafing from Newville
to Roxbury at comer of land now or formerly of
Dewey Sheaffer thence by the center of said road
South 71 112 degrees West 110 feet to a point in
the center of said road as comer of lands now or
formerly of Guy L. and Florence Z. Loy; thence
by land of said Loys North 30 degrees West
569,25 feet to line of land now or formerly of
Daniel B. Stackhouse; thence by the land of said
Stackhouse North 71112 degrees East 110 feet to
land of aforesaid Dewey Sheaffer; thence by lands
of said Dewey Sheaffer South 30 degrees East
569.25 feet to the center of the aforesaid Public
Road, the place of BEGINNING.
No buildings shall be erected on this tract of land
within 180 feet of the center of the highway.
TRACT NO. 2: BEGINNING at a point Ip the
center of Highway Route No, 641 leading from
Newvilfe to Newburg; thence by land now or
formerly of Wilfred A Lamoureux, et ux, and land
now or fotmerly of D. M. Stackhouse, Jr. North
27 degrees West 1300 feet, more or less, to a post
on Ime of land now or formerly of john Hoover,
thence by said land, North 53 degrees East 100
feet to a point thence by land now or formerly of
Dewey Shaeffer, South 27 degrees Fast 1340 feet,
more or less, to a point In the center of Highway
Route No. 641 aforesaid; thence by the center of
said Highway, South 74 degrees West 100 feet to
the Place of Beginning.
CONTAINING 3 Acres, more or less.
UNDER AND SUBJECT, NEVERTHELESS,
to easements, restrictions, reservations and
conditions of rights of way of record,
BEING PARCEL NUMBER 30-08-0593-025
BEING KNOWN AS 371 Greenspring Road,
Newville, Pennsylvania 17241.
BEING the same premises which Wilfred A.
Lamourex and Penny S. Lamourex, His Wife,
by deed dated September 14, 1988 and recorded
September 19;1988 in the office of the Recorder
in and for Cumberland County in Deed Book 033,
Page 635, granted and conveyed to Ralph B Stone
and Lauretta D. Stone, husband and wife. Upon
the deaths of Ralph B. Stone and Lauretta D.
Stone, title became vested in Lauretta M, Blaine,
Executrix of the Estate of Lauretta D. Stone,
Deceased Mortgagor and Real Owner.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
N010-443 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due BANK OF NEW YORK MELLON FKA THE BANK
NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE ALTERNATIVE LOAN TRUST 2007-6
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007-6 Plaintiff (s)
From LAURETTA M. BLAINE, EXECUTRIX OF THE ESTATE OF LAURETTA D. STONE,
DECEASED MORTGAGOR AND REAL OWNER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due: $213,259.31
L.L.:
Interest FROM93/9/10 - $28,784.26 AT $35.06
Atty's Comm: %
Atty Paid: $1,448.34
Plaintiff Paid:
Due Prothy: $2.00
Other Costs:
mate: DECEMBER 12, 2011
(Seal)
REQUESTING PARTY:
Name: MARGARET GAIRO, ESQUIRE
David D. Buell, Prothonotary-
Deputy
Address: MCCABE, WEISBERG AND CONWAY
123 S. BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
Attorney for: PLAINTIFF
Telephone: 215-790-1010
Supreme Court ID No. 34419
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CIVIL DIVISION
Bank of New York Mellon fka The Bank New York
as Trustee for the Benefit of the Alternative loan
Trust 2007-6 Mortgage Pass- Through Certificates
Series 2007-6
V.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
FILE NO.: 10-443 Civil Term Civil Term
AMOUNT DUE: $213,259.31
INTEREST: from 03/09/10
$28,784.26 at $35.06
ATTY' S COMM.:
COSTS:
TO THE PROTHONOTARY OF SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account
based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to
Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
PRAECIPE FOR EXECUTION
Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the
following described property of the defendant(s)
371 Greenspring Road, Newville, Pennsylvania 17241
(More fully described as attached)
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above,
directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies
of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
(Indicate) Index this writ against the garnishee(s) as a hs pendens against real estate of the defendant(s)
described in the attached exhibit.
DATE: December 7. 2011
D
• 9?r?o :ty
h
a jy4 8% 1 a
Signature:
Print Name: Marga)kt Gairo, Esquire
Firm: MCCABE, WEISBERG AND CONWAY
Address: 123 S. Broad Street, Suite 2080
Philadelphia, PA 19109
Attorney for: Plaintiff
Telephone: (215) 790 1010
Supreme Court ID No. 34419
C?? JsssyQ ? L? Q?.Jecl
?Q?fl`a(p85oS I?/?
LEGAL DESCRIPTION
ALL THOSE CERTAIN TWO TRACTS OF LAND SITUATE IN NORTH NEWTON TOWNSHIP, TOGETHER
WITH THE IMPROVEMENTS THEREON ERECTED, MORE PARTICULARLY BOUNDED AND
DESCRIBED AND AS FOLLOWS:
TRACT NO. 1: BEGINNING AT A POINT IN THE CENTER OF THE STATE ROAD LEAFING FROM
NEWVILLE TO ROXBURY AT CORNER OF LAND NOW OR FORMERLY OF DEWEY SHEAFFER;
THENCE BY THE CENTER OF SAID ROAD SOUTH 71 'h DEGREES WEST 110 FEET TO A POINT IN
THE CENTER OF SAID ROAD AS CORNER OF LANDS NOW OR FORMERLY OF GUY L. AND
FLORENCE Z. LOY; THENCE BY LAND OF SAID LOYS NORTH 30 DEGREES WEST 569.25 FEET TO
LINE OF LAND NOW OR FORMERLY OF DANIEL B. STACKHOUSE; THENCE BY THE LAND OF SAID
STACKHOUSE NORTH 71 '/z DEGREES EAST 110 FEET TO LAND OF AFORESAID DEWEY
SHEAFFER; THENCE BY LANDS OF SAID DEWEY SHEAFFER SOUTH 30 DEGREES EAST 569.25
FEET TO THE CENTER OF THE AFORESAID PUBLIC ROAD, THE PLACE OF BEGINNING.
NO BUILDINGS SHALL BE ERECTED ON THIS TRACT OF LAND WITHIN 180 FEET OF THE CENTER
OF THE HIGHWAY.
TRACT NO.2: BEGINNING AT A POINT IN THE CENTER OF HIGHWAY ROUTE NO, 641 LEADING
FROM NEWVILLE TO NEWBURG; THENCE BY LAND NOW OR FORMERLY OF WILFRED A.
LAMOUREUX, ET UX, AND LAND NOW OR FORMERLY OF D. M. STACKHOUSE, JR., NORTH 27
DEGREES WEST 1300 FEET, MORE OR LESS, TO A POST ON LINE OF LAND NOW OR FORMERLY
OF JOHN HOOVER; THENCE BY SAID LAND, NORTH 53 DEGREES EAST 100 FEET TO A POINT;
THENCE BY LAND NOW OR FORMERLY OF DEWEY SHAEFFER, SOUTH 27 DEGREES EAST 1340
FEET, MORE OR LESS, TO A POINT IN THE CENTER OF HIGHWAY ROUTE NO. 641 AFORESAID;
THENCE BY THE CENTER OF SAID HIGHWAY, SOUTH 74 DEGREES WEST 100 FEET TO THE
PLACE OF BEGINNING.
CONTAINING 3 ACRES, MORE OR LESS.
UNDER AND SUBJECT, NEVERTHELESS, TO EASEMENTS, RESTRICTIONS, RESERVATIONS AND
CONDITIONS OF RIGHTS OF WAY OF RECORD.
BEING: 371 Greenspring Road, Newville, Pennsylvania 17241.
BEING the same premises which WILFRED A. LAMOUREUX AND PENNY S. LAMOUREUX, HIS WIFE by
deed dated September 14, 1988 and recorded September 19, 1988 in the office of the Recorder in and for Cumberland
County in Deed Book 33, Page 635, granted and conveyed to Ralph B. Stone and Lauretta D. Stone, his wife.
AND the said Ralph B. Stone departed this life on October 10, 2007 leaving title vested solely in Lauretta D. Stone,
by operation of law.
AND ALSO the said Lauretta D. Stone departed this life on December 19, 2008 leaving title vested solely in Lauretta
M. Blaine, Executrix of the Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner, by operation of law.
TAX MAP PARCEL NUMBER: 30-08-0593-025
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009
HEIDI R. SPIVAK, ESQUIRE - ID #74770
MARISA J. COHEN, ESQUIRE - ID # 87830
KEVIN T. McQUAIL, ESQUIRE - ID # 307169
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LaMANNA, ESQUIRE - ID # 310321
1.23 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Bank of New York Mellon fka The Bank New York as
Trustee for the Benefit of the Alternative loan Trust
2007-6 Mortgage Pass- Through Certificates Series
2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
-
_..'
D - t
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
NO: 10-443 Civil Term
AFFIDAVIT PURSUANT TO RULE 3129
The undersigned, attorney for Plaintiff in the above action, sets forth the following information concerning
the real property located at: 371 Greenspring Road, Newville, Pennsylvania 17241, as of the date the Praecipe for
the Writ of Execution was filed. A copy of the description of said property being attached hereto.
Name and address of Owner or Reputed Owner
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
Name and address of Defendant in the judgment:
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
Name and last known address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
Name
Address
Plaintiff herein
Unemployment Compensation Fund
Capital One Bank (USA) NA
The Bank of New York Mellon flea 1800 Tapo Canyon Road
The Bank of New York as Trustee for Mail Stop #SV-103
the Benefit of the Alternative Loan Simi Valley, California 93063
Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
4
5
6
7
Wilmington Trust Company P.O. Box 8990
Drop Code 1874
Wilmington, Delaware 19889
Name and address of the last recorded holder of every mortgage of record:
Name
Plaintiff herein
16th Floor L& I Building
Harrisburg, Pennsylvania 17121
2323 Lake Club Drive, Suite 300
L&I Bldg
Columbus, Ohio 43232
Address
Name and address of every other person who has any record lien on the property:
Name
None
Address
Name and address of every other person who has any record interest in the property which may be
affected by the sale:
Name Address
North Newton Township 433 Oakville Rd
Shippensburg, Pennsylvania 17257
Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Name
Tenants/Occupants
Commonwealth of Pennsylvania
Commonwealth of Pennsylvania
Inheritance Tax Office
Address
371 Greenspring Road
Newville, Pennsylvania 17241
Department of Public Welfare
Bureau of Child Support Enforcement
P.O. Box 2675
Harrisburg, PA 17105
ATTN: Dan Richard
110 North 8`h Street
Suite #204
Philadelphia, PA 19107
Commonwealth of Pennsylvania 6th Floor, Strawberry Square
Bureau of Individual Tax Department #280601
Inheritance Tax Division Harrisburg, PA 17128
Department of Public Welfare Willow Oak Building
TPL Casualty Unit Estate P.O. Box 8486
Recovery Program Harrisburg, PA 17105-8486
PA Department of Revenue Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
Commonwealth of Pennsylvania Clearance Support Department 281230
Department of Revenue Bureau of Harrisburg, PA 17128-1230
Compliance ATTN: Sheriff's Sales
United States of America Internal Revenue Service
Technical Support Group
William Green Federal Building
Room 3259
600 Arch Street
Philadelphia, PA 19106
Domestic Relations P.O. Box 320
Cumberland County Carlisle, PA 17013
United States of America c/o United States Attorney for the
Middle District of PA
William J. Nealon Federal Bldg.
235 North Washington Avenue, Ste. 311
Scranton, PA 18503
and
Harrisburg Federal Building & Courthouse
228 Walnut Street, Ste. 220
Harrisburg, PA 17108-1754
United States of America c/o U.S. Dept of Justice, Room 5111
Atty General of the United States 950 Pennsylvania Avenue NW
Washington, DC 20530-0001
United States of America c/o U.S. Dept of Justice, Room 4400
Atty General of the United States 950 Pennsylvania Avenue NW
Washington, DC 20530-0001
8. Name and address of Attorney of record:
Name Address
None
I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge
or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904 relating to unsworn falsification to authorities.
December 7, 2011 M rgare Gairo, Esquire
DATE Attorney for Plaintiff
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009
HEIDI R. SPIVAK, ESQUIRE - ID #74770
MARISA J. COHEN, ESQUIRE - ID # 87830
KEVIN T. McQUAIL, ESQUIRE - ID # 307169
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LaMANNA, ESQUIRE - ID # 310321
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Bank of New York Mellon flea The Bank New York as
Trustee for the Benefit of the Alternative loan Trust
2007-6 Mortgage Pass- Through Certificates Series
2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
Attorneys for Plaintiff
+
;.
C
c, D
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 10-443 Civil Term
AFFIDAVIT OF LAST-KNOWN MAILING ADDRESS OF DEFENDANT
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF PHILADELPHIA:
SS.
The undersigned, attorney for the Plaintiff in the within matter, being duly sworn according to law, hereby
depose and say that the last-known mailing address of the Defendant is:
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
SWORN AND SUBS
BE E THIS:WY
OF 2011-
OTARY PUBLIC
N 6?'
Barbara S aH r 4?ry,ar+
Cif of Philatle, `C
r L), Phlladel hia Caurty
MY COMMISSION pPIRES JANA2, 201$
A ?, /, ;ez ?
arga Gairo, Esquire
Attorney for Plaintiff
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009
HEIDI R. SPIVAK, ESQUIRE - ID #74770
MARISA J. COHEN, ESQUIRE - ID # 87830
KEVIN T. McQUAIL, ESQUIRE - ID # 307169
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LaMANNA, ESQUIRE - ID # 310321
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
CIVIL ACTION LAW
Bank of New York Mellon flea The Bank New York as
Trustee for the Benefit of the Alternative loan Trust
2007-6 Mortgage Pass- Through Certificates Series
2007-6
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Attorneys for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 10-443 Civil Term
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
C:
?a
?y
rte:;
Your house (real estate) at 371 Greenspring Road, Newville, Pennsylvania 17241 is scheduled to be sold
at Sheriffs Sale on June 6, 2012 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the
Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013 to enforce the court judgment
of $213,259.31 obtained by Bank of New York Mellon flea The Bank New York as Trustee for the Benefit of the
Alternative loan Trust 2007-6 Mortgage Pass- Through Certificates Series 2007-6 against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
The sale will be canceled if you pay to Bank of New York Mellon flea The Bank New York as
Trustee for the Benefit of the Alternative loan Trust 2007-6 Mortgage Pass- Through Certificates
Series 2007-6 the back payments, late charges, costs, and reasonable attorney's fees due. To find
out how much you must pay, you may call McCabe, Weisberg and Conway, P.C., Esquire at (215)
790-1010.
You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to postpone the
sale for good cause.
You may also be able to stop the sale through other legal proceedings.
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You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of
stopping the sale. (See the following notice on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid by calling McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find
out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your real estate. A schedule of
distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days
of the sale. This schedule will state who will be receiving that money. The money will be paid out
in accordance with this schedule unless exceptions (reasons why the proposed schedule of
distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the
schedule of distribution.
7. You may also have other rights and defenses, or ways of getting your real estate back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
McCABE, WEISBERG & CONWAY, P.C.
TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The bank of New york Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner and
Lauretta D Stone
Defendants
Attorney for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
C-)
G
NO: 10-443 Civil Term -0, ; `i
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AMENDED AFFIDAVIT PURSUANT TO RULE 3129
The undersigned attorney for Plaintiff in the above action sets forth the following information concerning
the real property located at 371 Greenspring Road, Newville, Pennsylvania 17241, as of the date the Praecipe for the
Writ of Execution was filed. A copy of the description of said property is attached hereto.
Name and address of Owner or Reputed Owner
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
Name and address of Defendants in the judgment:
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
Lauretta D Stone
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
Name and last known address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
Name
Unemployment Compensation Fund
Capital One Bank (USA) NA
Address
16th Floor L& I Building
Harrisburg, Pennsylvania 17121
2323 Lake Club Drive, Suite 300
L&I Bldg
Columbus, Ohio 43232
The Bank of New York Mellon fka 1800 Tapo Canyon Road
The Bank of New York as Trustee for Mail Stop #SV-103
the Benefit of the Alternative Loan Simi Valley, California 93063
Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Wilmington Trust Company P.O. Box 8990
Drop Code 1874
Wilmington, Delaware 19889
4. Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein
5. Name and address of every other person who has any record lien on the property:
Name Address
6. Name and address of every other person who has any record interest in the property which may be
affected by the sale:
Name
Address
North Newton Township 433 Oakville Rd
Shippensburg, Pennsylvania 17257
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Name Address
Tenants/Occupants 371 Greenspring Road
Newville, Pennsylvania 17241
Commonwealth of Pennsylvania Department of Public Welfare
Bureau of Child Support Enforcement
P.O. Box 2675
Harrisburg, PA 17105
ATTN: Dan Richard
Commonwealth of Pennsylvania 110 North 8`h Street
Inheritance Tax Office Suite #204
Philadelphia, PA 19107
Commonwealth of Pennsylvania 6th Floor, Strawberry Square
Bureau of Individual Tax Department #280601
Inheritance Tax Division Harrisburg, PA 17128
Department of Public Welfare Willow Oak Building
TPL Casualty Unit Estate P.O. Box 8486
Recovery Program Harrisburg, PA 17105-8486
PA Department of Revenue Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
Commonwealth of Pennsylvania Clearance Support Department 281230
Department of Revenue Bureau of Harrisburg, PA 17128-1230
Compliance ATTN: Sheriff's Sales
United States of America Internal Revenue Service
Technical Support Group
William Green Federal Building
Room 3259
600 Arch Street
Philadelphia, PA 19106
Domestic Relations P.O. Box 320
Cumberland County Carlisle, PA 17013
United States of America c/o United States Attorney for the
10-443 Civil Term District of PA
Harrisburg Federal Building & Courthouse
228 Walnut Street, Ste. 220
Harrisburg, PA 17108-1754
and
U.S. Post Office and Courthouse
700 Grant Street, Suite 400
Pittsburgh, PA 15219
United States of America c/o U.S. Dept. of Justice, Rm. 51 11
Atty General of the United States 950 Pennsylvania Avenue NW
Washington, DC 20530-0001
United States of America c/o U.S. Dept. of Justice, Rm. 4400
Atty General of the United States 950 Pennsylvania Avenue NW
Washington, DC 20530-0001
8. Name and address of Attorney of record:
Name Address
None
I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge
or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904 relating to unsworn falsification to authorities.
McCABE, WEISBERG & CONWAY, P.C.
April 10, 2012 Attorneys for Plaintiff
DATE
By: nAL &6e? -
TERRENCE McCABE, ESQUIRE
MARC S. W SBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
McCABE, WEISBERG & CONWAY, P.C.
TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The bank of New york Mellon Fka The Bank
Of New York As Trustee For The Benefit Of
The Alternative Loan Trust 2007-6 Mortgage
Pass-Through Certificates, Series 2007-6
Plaintiff
V.
Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and
Real Owner and Lauretta D Stone
Defendant
Attorney for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Number 10-443 Civil Term
AFFIDAVIT OF SERVICE
OF
AMENDED AFFIDAVIT PURSUANT TO RULE 3129
The undersigned attorney for the Plaintiff in the within matter, hereby certifies that on the 10th day of April,
2012, a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on all pertinent
lienholder(s) as set forth in Amended Affidavit Pursuant to 3129 which is attached hereto.
A copy of the Notice of Sheriffs Sale and certificate of mailing is also attached hereto and made a part
hereof.
SWORN AND SUBSC
OFFrDI MET IS AY
281,2/'
ARY PUBLIC
LCM4yVC`0M-2t ?', U10N FXI'IRi51AN.12, 2014
McCABE, WEISBERG & CONWAY, P.C.
Attorneys for Plaintiff
By:
TERRENCE J.
cCABE, ESQUIRE - ID # 16496
MARC S. WE BERG, ESQUIRE - ID # 17616
6?
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009
HEIDI R. SPIVAK, ESQUIRE - ID #74770
MARISA J. COHEN, ESQUIRE - ID # 87830
KEVIN T. McQUAIL, ESQUIRE - ID # 307169
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LaMANNA, ESQUIRE - ID # 310321
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
The bank of New york Mellon Fka The Bank Of New
York As Trustee For The Benefit Of The Alternative
Loan Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Plaintiff
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner and
Lauretta D Stone
Defendants
DATE: April 11, 2012
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
Attorneys for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 10-443 Civil Term
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
OWNERS: Lauretta M. Blaine, Executrix of the Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner
and Lauretta D Stone
PROPERTY: 371 Greenspring Road, Newville, Pennsylvania 17241
IMPROVEMENTS: Residential Dwelling
The above-captioned property is scheduled to be sold at the Sheriffs Sale on June 6, 2010 at 10:00 a.m. in the
Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, I Courthouse
Square, Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or judgments and liens on,
and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to
protect your interests.
A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than thirty (30) days
after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten
(10) days after the filing of the schedule.
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Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
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The Bank of New York Mellon
vs.
Lauretta M. Blaine
Case Number
2010-443
SHERIFF'S RETURN OF SERVICE
02/06/2012 Ronny R Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and
inquiry for the within named Defendant, to wit: Lauretta M. Blaine, but was unable to locate the Defendant
in his bailiwick. He therefore deputized the Sheriff of Delaware County to serve the within Real Estate
Writ, Notice and Description, in the above titled action, according to law.
03!04/2012 11:25 AM -The requested Real Estate Writ, Notice and Description, in the above titled action, served by
the Sheriff of Delaware County upon Lauretta M. Blaine, personally, at 1614 Norwood Avenue, Prospect
Park, PA 19076. So Answers: Joseph F. McGinn, Sheriff.
03/20/2012 05:50 PM -Deputy Valerie Weary, being duly sworn according to law, states service was performed by
posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action,
upon the property located at 371 Greenspring Road, Newville, PA 17241, Cumberland County.
05/31/2012 As directed by Terrence McCabe, Attorney for the Plaintiff, Sheriffs Sale Continued to 8/8/2012
07/26/2012 As directed by Terrence McCabe, Attorney for the Plaintiff, Sheriffs Sale Continued to 10/3/2012
10/03/2012 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had
been given according to law, he exposed the within described premises at public venue or outcry at the
Cumberland County Courthouse, Carlise, PA on October 3, 2012 at 10:00 a.m.. He sold the same for the
sum of $1.00 to Attorney Terrance McCabe, on behalf of THE BANK OF NEW YORK MELLON FKA THE
BANK OF NEW YORK AS TRUSTEE FOR THE CERTFICATEHOLDERS OF CWALT, INC.,
ALTERNATIVE LOAN TRUST 2007-6, MORTGAGE PASS THROUGH CERTIFICATES, SERIES
2007-6, being the buyer in this execution, paid to the Sheriff the sum of $
SHERIFF COST: 51,223.16
November 27, 2012
SO ANSWERS,
~°~.r~---~-
RONNY RANDERSON, SHERIFF
- ~ ~~ ~~ ~
!a ~
c~
~~U~P~-
WRiT OF,F,XECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO10-443 Civil
CIVIL ACTION -LAW
TO THF, SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due BANK OF NEW YORK MELLON FKA THE BANK
NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE ALTERNATIVE LOAN TRUST 2007-6
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007-6 Plaintiff (s)
From LAURETTA M. BLAINE, EXECUTRIX OF THE ESTATE OF LAURETTA D. STONE,
DECEASED MORTGAGOR AND REAL OWNER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION .
(2) You are also directed to attach the property of the defendants} not Levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due: $213,259.31
Interest FROMa3/9/10 - $28,784.26 AT $35.06
Atty's Comm: ~%
Atty Paid: $1,448.34
Plaintiff Paid:
Date: DECEMBER 12, 2011
(Seal)
L.L.:
Due Prothy: $2.00
Other Costs:
David D. B eli, Prothono
Deputy
REQUESTING PARTY:
Name: MARGARET GAIRO, ESQUIRE
Address: MCCABE, WEISBERG AND CONWAY
123 S. BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
Attorney for: PLAINTIFF
Telephone: 215-790-1010
Supreme Court ID No. 34419
TRUE COPY FROM RECORD
In Testimony whereof, I here .unto set my hand
and the seal of said Court at Carlisle, Pa+
Thls ._~_ day of ~.-. 20 -~---
^,~, ~Pro~t~honotary
`~\~~
On February 6, 2012 the Sheriff levied upon the
defendant's interest in the real property situated in
North Newton Township, Cuml~eriand County, PA, known
and numbered 371 Greenspring Road, Newv'rfle, PA,
17241 more fully described on Exhibit"A" filed with this
writ and by this reference incorporated herein.
Date: February 6, 2012
~~
i
By:
For Claudia. Br~w-b~ker, ~~al Estate Coordinator
CUMBERLAND LAW JOURNAL
Writ No. 2010-443 Civil Term
Bank of New York Mellon fka The
Bank New York as Trustee for the
Benefit of the Alternative loan Trust
2007-6 Mortgage Pass-Through
Certificates Series 2007-6
vs.
Lauretta M. Blaine, Executrix of
the Estate of Lauretta D. Stone,
Deceased Mortgagor and Real Owner
Atty.: Margaret Gairo
ALL THOSE CERTAIN two tracts
of land situate in North Newton
Township, together with the im-
provements thereon erected, more
particularly bounded and described
and as follows:
TRACT NO.1: BEGINNING at a
point in the center of the state road
leafing from Newville to Roxbury at
corner of land now or formerly of
Dewey Sheaffer; thence by the cen-
ter of said road South 71 'a degrees
West 110 feet to a point in the center
of said road as corner of lands now
or formerly of Guy L. and Florence
Z. Loy; thence by land of said Loys
North 30 degrees West 569.25 feet
to line of land now or formerly of
Daniel B. Stackhouse; thence by the
land of said Stackhouse North 71
`a degrees East 110 feet to land of
aforesaid Dewey Sheeffer; thence by
lands of said Dewey Sheaffer South
30 degrees East 569.25 feet to the
center of the aforesaid public road,
the place of BEGINNING.
No buildings shall be erected on
this tract of land within 180 feet of
the center of the highway.
TRACT N0.2: BEGINNING at a
point in the center of highway Route
No, 641 leading from Newville to
Newburg; thence by land now or
formerly of Wilfred A. Lamoureux,
et ux, and land now or formerly of
D. M. Stackhouse, Jr., North 27
degrees West 1300 feet, more or
less, to a post on line of land now or
formerly of John Hoover; thence by
said land, North 53 degrees East 100
feet to a point; thence by land now or
formerly of Dewey Shaeffer, South 27
degrees East 1340 feet, more or less,
to a point in the center of highway
Route No. 641 aforesaid; thence by
the center of sajd highway, South 74
degrees West 100 feet to the place of
BEGINNING.
CONTAINING 3 acres, more or
less.
UNDER AND SUBJECT, never-
theless, to easements, restrictions,
reservations and conditions of rights
of way of record.
BEING: 371 Greenspring Road,
Newville, Pennsylvania 17241.
BEING the same premises which
WILFRED A. LAMOUREUX AND
PENNY S. LAMOUREUX, HIS WIFE
by deed dated September 14, 1988
and recorded September 19, 1988 in
the office of the Recorder in and for
Cumberland County in Deed Book
33, Page 635, granted and conveyed
to Ralph B. Stone and Lauretta D.
Stone, his wife.
AND the said Ralph B. Stone de-
parted this life on October 10, 2007
leaving title vested solely in Lauretta
D. Stone, by operation of law.
AND ALSO the said Lauretta D.
Stone departed this life on December
19, 20081eaving title vested solely in
Lauretta M. Blame, Executrix of the
Estate of Lauretta D. Stone, Deceased
Mortgagor and Real Owner, by opera-
tion of law.
TAX MAP PARCEL NUMBER: 30-
08-0593-025
39
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
ss.
COUNTY OF CUMBERLAND
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
April 27, May 4, and May 11, 2012
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
.----
'sa Marie Coyne, E itor
SWORN TO AND SUBSCRIBED before me this
1 da of May, 2012
Notary
NOTARIAL SEAL
DEBORAH A COLLINS
Notary Public
CARLISLE BOROUGH, CUMBERLAND COUNTY
My Commission Expires Apr 28, 2014
cd10-443 Civil Term
B.,nk of New York Mellon fka
The Bank New York as
Trustee for the Benefit of the
Alternative loan iYust
2007-6 Mortgage Pass•Through
Certificates Series
2007.6
VS
Laurette M. Blaine, Executrix of
the Estate of Laurette
D. Stone, Deceased Mortgagor
and Real Owner
Arty: Margaret Gairo
All Those Certain Two 7~racts Of land
Situate In North Newton Township,
Together With The [mprcrvements Thereon
Erected, Mote Particularh~ Bounded And
Described And As Follows:
Tract No.l: Beginning Ar A Point in The
Center Of The State Road Leafing From
Newville To Roxbury At Corner Of Land
Now Or Formerly Of Dewcv Sheaffer,
Thence By The Center Of Said Road South
71 A Degrees West 1 l0 Feet T~ A point In
The Center Of Said Road As Corner Uf
Lands Now Or Formerly Of Gov L..And
Florence Z. Lov: Thence Br land Of Said
Loys~ North 30 Degrees 4Vcst i69?5 Feet T
Line Of Land Now Or Formerly Ot Daniel
B. Stackhouse; Thence By The- land Of
Said Stackhoase North 71 A Degrees East
110 Feet Te Land Of Aforesaid Dewey
Sheaffer; Thence By Lands Of Said llewea
Shea. der South 30 Degrees East 56y,'S
Feet To The Center Of The Aforesaid
Public;'.oad, The Place Of Beginning-
No Builc:ings Shall Be Erected On This
Bract Of Land Within 180 Feet Of The
Center Of The Highway.
]feet No?: Beginning At A Fuint In 71tc
Center Of Highway Route No, t~4] heading
From Newville To Newburg; Thence B_v
Land Nr_w Or Formerly Of Wilfred A.
Lamo~ eux. Et Ux, And Land Now Or
Fornerly Of D. M. Stackh~use, Jr.. North
27' Degrees West 13[10 Feet, More Or
Levi, To A Post On Line Of Land Now ~~
Or Formerly Of john Hrx>ver: Thence By
Said Land, North 53 Degrees East 100
Feet To A Point; Thence By Land Now Or
Formerly Of Dewey Shaeffer, South Z7
Degrees East 1340 Feet, More Or Less, To
A Point In The Center Of ftighway Route
No. 641 Aforesaid; Thence By The Center
Sajd Highway, South 74 Degrees West
Feet To The Place Of Beginning.
ing 3 Acres, More Or Less.
U r And Subject, Nevertheless, To
ents, Restrictions, Resen~ations And
Con~jtions Of Rights Of Way Of Rcaird.
Being: 371 Grcenspring Road, Ncwville.
Pennsylvania ]7241. Being The Same
Premises Which Wilfred A. Lamoureux
And Penny S. Lamoureux, His Wife By
Deed Dated September ]4.1988 And
Rernrded September 19. 19881n the
Office Of The Recorder In And For
~mberland County In Deed Book 33.
Page 635, Granted And Conveyed Ti Ralph
B. Stone And Laurette D. Stone, His Wife.
And The Said Ralph B. Stone Departed
This Life On October 10.2007 Leaving
Title Vested Solely In Laurette D. Stone,
By Operation Of Law.And Also The Said
Laurette D. Stone Departed This Life On
December 19, 2008 Leaving Title Vested
Solely In Laurette M. Blame, Executrix
Of The Estate Of Laurette D. Stone,
Deef died Mortgagor And Real Owner, By
OperatioivOf Law.
Tax Map gjrcel Number: 30-08-O,Sy3-0~5
The Patriot-News Co.
2020 Technology Pkwy
Suite 300
Mechanicsburg, PA 17050
Inquiries - 717-255-8213
~he~lahiot News
NOw you know
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
CARLISLE
PA 17013
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Holly Blain, being duly sworn according to law, deposes and says:
That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the
Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday
Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State
aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949,
respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular
daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said
Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as
to the time, place and character of publication are true; and
That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on
behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the
stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317.
PUBLICATION COPY
This ad ran on the date(s) shown below:
Sworn to a s scribed be re rr~ th~?~~y~of May, 2012 A.D.
blic
COMMONWEALTH OF PENNSYLVANIA
NotaMel Seel
SherHe L. Owens, Notary Public
Lawe- Paxton Twp., Dauphin County
My Commission res Nov, 26, 2015
MEMBER, PENNSYLVANIA ASSO(.7ATION OF NOTARIES
04/27/12
05!04112
05/11/12
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
} SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff s Deed in which The Bank of New York Mellon F/K/A The Bank of New York as Trustee
for the Benefit of the Alternative Loan Trust 2007-6 is the grantee the same having been sold to said
grantee on the 3rd day of October A.D., 2012, under and by virtue of a writ Execution issued on the 12th
day of December, A.D., 2011, out of the Court of Common Pleas of said County as of Civil Term, 2010
Number 443, at the suit of Bank of New York Mellon F/K/A The Bank of New York as Trustee for the
Benefit of the Alternative Loan Trust 2007-6 against Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone. Deceased Mortg_ager and Real Owner is duly recorded as Instrument Number
201236659.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this oZ~ day of
A.D. oz
Recorder of Deeds
~~~~
Eliot ri~ RAt Monty d ~ 2DU
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUlItE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIItE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIItE - ID # 28009
HEIDI R. SPIVAK, ESQUIRE - ID #74770
MARISA J. COHEN, ESQUIRE - ID # 87830
KEVIN T. McQUAIL, ESQUIRE - ID # 307169
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LaMANNA, ESQUIRE - ID # 310321
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010 __
Bank of New York Mellon flca The Bank New York as
Trustee for the Benefit of the Alternative loan Trust
2007-6 Mortgage Pass- Through Certificates Series
2007-6
Plaintiff
NO: 10-443 Civil Term
Attorneys for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
v.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Defendant
AFFIDAVIT PURSUANT TO RULE 3129
The undersigned, attorney for Plaintiff in the above action, sets forth the following information concerning
the real property located at: 371 Greenspring Road, Newville, Pennsylvania 17241, as of the date the Praecipe for
the Writ of Execution was filed. A copy of the description of said property being attached hereto.
1. Name and address of Owner or Reputed Owner
Name
2.
3.
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
Name and address of Defendant in the judgment:
Name
Address
Lauretta M. Blaine, Executrix of the 1614 Norwood Avenue
Estate of Lauretta D. Stone, Deceased Prospect Park, Pennsylvania 19076
Mortgagor and Real Owner
Name and last known address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
Name
Address
Plaintiff herein
Unemployment Compensation Fund
Capital One Bank (USA) NA
16th Floor L& I Building
Harrisburg, Pennsylvania 17121
2323 Lake Club Drive, Suite 300
L&I Bldg
Columbus, Ohio 43232
The Bank of New York Mellon flca 1800 Tapo Canyon Road
The Bank of New York as Trustee for Mail Stop #SV-103
the Benefit of the Alternative Loan Simi Valley, California 93063
Trust 2007-6 Mortgage Pass-Through
Certificates, Series 2007-6
Wilmington Trust Company P.O. Box 8990
Drop Code 1874
Wilmington, Delaware 19889
4. Name and address of the last recorded holder of every mortgage of record:
Name
Plaintiff herein
Address
5. Name and address of every other person who has any record lien on the property:
Name Address
None
6. Name and address of every other person who has any record interest in the property which may be
affected by the sale:
Name Address
North Newton Township 433 Oakville Rd
Shippensburg,Pennsylvania17257
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Name
Tenants/Occupants
Address
371 Greenspring Road
Newville, Pennsylvania 17241
Commonwealth of Pennsylvania
Commonwealth of Pennsylvania
Inheritance Tax Office
Department of Public Welfare
Bureau of Child Support Enforcement
P.O. Box 2675
Harrisburg, PA 17105
ATTN: Dan Richard
110 North 8`h Street
Suite #204
Philadelphia, PA 19107
. Commonwealth of Pennsylvania 6th Floor, Strawberry Square
Bureau of Individual Tax Department #280601
Inheritance Tax Division Harrisburg, PA 17128
Department of Public Welfare Willow Oak Building
TPL Casualty Unit Estate P.O. Box 8486
Recovery Program Harrisburg, PA 17105-8486
PA Department of Revenue Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128-1230
Commonwealth of Pennsylvania Clearance Support Department 281230
Department of Revenue Bureau of Harrisburg, PA 17128-1230
Compliance ATTN: Sheriff's Sales
United States of America Internal Revenue Service
Technical Support Group
William Green Federal Building
Room 3259
600 Arch Street
Philadelphia, PA 19106
Domestic Relations P.O. Box 320
Cumberland County Carlisle, PA 17013
United States of America c/o United States Attorney for the
Middle District of PA
William J. Nealon Federal Bldg.
235 North Washington Avenue, Ste. 31 l
Scranton, PA 18503
and
Harrisburg Federal Building & Courthouse
228 Walnut Street, Ste. 220
Harrisburg, PA 1? 108-1754
United States of America c/o U.S. Dept of Justice, Room 5111
Atty General of the United States 950 Pennsylvania Avenue NW
Washington, DC 20530-0001
United States of America c/o U.S. Dept of Justice, Room 4400
Atty General of the United States 950 Pennsylvania Avenue NW
Washington, DC 20530-0001
8. Name and address of Attorney of record:
Name Address
None
I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge
or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.
Section 4904 relating to unsworn falsification to authorities.
December 7. 2011 M rgare Gairo, Esquire
DATE Attorney for Plaintiff
LEGAL DESCRIPTION
ALL THOSE CERTAIN TWO TRACTS OF LAND SITUATE IN NORTH NEWTON TOWNSHIP, TOGETHER
WITH THE IMPROVEMENTS THEREON ERECTED, MORE PARTICULARLY BOUNDED AND
DESCRIBED AND AS FOLLOWS:
TRACT NO.1: BEGINNING AT A POINT IN THE CENTER OF THE STATE ROAD LEAFING FROM
NEWVILLE TO ROXBURY AT CORNER OF LAND NOW OR FORMERLY OF DEWEY SHEAFFEIt;
THENCE BY THE CENTER OF SAID ROAD SOUTH 71 '/s DEGREES WEST 110 FEET TO A POINT IN
THE CENTER OF SAID ROAD AS CORNER OF LANDS NOW OR FORMERLY OF GUY L. AND
FLORENCE Z. LOY; THENCE BY LAND OF SAID LOYS NORTH 30 DEGREES WEST 569.25 FEET TO
LINE OF LAND NOW OR FORMERLY OF DANIEL B. STACKHOUSE; THENCE BY THE LAND OF SAID
STACKHOUSE NORTH 71 '/Z DEGREES EAST 110 FEET TO LAND OF AFORESAID DEWEY
SHEAFFER; THENCE BY LANDS OF SAID DEWEY SHEAFFER SOUTH 30 DEGREES EAST 569.25
FEET TO THE CENTER OF THE AFORESAID PUBLIC ROAD, THE PLACE OF BEGINNING.
NO BUILDINGS SHALL BE ERECTED ON THIS TRACT OF LAND WITHIN 180 FEET OF THE CENTER
OF THE HIGHWAY.
TRACT N0.2: BEGINNING AT A POINT IN THE CENTER OF HIGHWAY ROUTE NO, 641 LEADING
FROM NEWVILLE TO NEWBURG; THENCE BY LAND NOW OR FORMERLY OF WILFRED A.
LAMOUREUX, ET UX, AND LAND NOW OR FORMERLY OF D. M. STACKHOUSE, JR., NORTH 27
DEGREES WEST 1300 FEET, MORE OR LESS, TO A POST ON LINE OF LAND NOW OR FORMERLY
OF JOHN HOOVER; THENCE BY SAID LAND, NORTH 53 DEGREES EAST 100 FEET TO A POINT;
THENCE BY LAND NOW OR FORMERLY OF DEWEY SHAEFFER, SOUTH 27 DEGREES EAST 1340
FEET, MORE OR LESS, TO A POINT IN THE CENTER OF HIGHWAY ROUTE N0.641 AFORESAID;
THENCE BY THE CENTER OF SAID HIGHWAY, SOUTH 74 DEGREES WEST 100 FEET TO THE
PLACE OF BEGINNING.
CONTAINING 3 ACRES, MORE OR LESS.
UNDER AND SUBJECT, NEVERTHELESS, TO EASEMENTS, RESTRICTIONS, RESERVATIONS AND
CONDITIONS OF RIGHTS OF WAY OF RECORD.
BEING: 371 Greenspring Road, Newviiie, Pem~syivania 17241.
BEING the same premises which WILFRED A. LAMOUREUX AND PENNY S. LAMOUREUX, HIS WIFE by
deed dated September 14, 1988 and recorded September 19, 1988 in the office of the Recorder in and for Cumberland
County in Deed Book 33, Page 635, granted and conveyed to Ralph B. Stone and Lauretta D. Stone, his wife.
AND the said Ralph B. Stone departed this life on October 10, 20071eaving title vested solely in Lauretta D. Stone,
by operation of law.
AND ALSO the said Lauretta D. Stone departed this life on December 19, 20081eaving title vested solely in Lauretta
M. Blaine, Executrix of the Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner, by operation of law.
TAX MAP PARCEL NUMBER: 30-08-0593-025
McCABE, WEISBERG AND CONWAY, P.C.
BY: ~ TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009
HEIDI R. SPIVAK, ESQUIItE - ID #74770
MARISA J. COHEN, ESQUIRE - ID # 87830
KEVIN T. McQUAIL, ESQUIRE - ID # 307169
CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480
BRIAN T. LaMANNA, ESQUIRE - ID # 310321
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
CIVIL ACTION LAW
Bank of New York Mellon flca The Bank New York as
Trustee for the Benefit of the Alternative loan Trust
2007-6 Mortgage Pass- Through Certificates Series
2007-6
v.
Lauretta M. Blaine, Executrix of the Estate of Lauretta
D. Stone, Deceased Mortgagor and Real Owner
Attorneys for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 10-443 Civil Term
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Lauretta M. Blaine, Executrix of the Estate of
Lauretta D. Stone, Deceased Mortgagor and Real
Owner
1614 Norwood Avenue
Prospect Park, Pennsylvania 19076
Your house (real estate) at 371 Greenspring Road, Newville, Pennsylvania 17241 is scheduled to be sold
at Sheriffs Sale on June 6, 2012 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the
Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013 to enforce the court judgment
of $213,259.31 obtained by Bank of New York Mellon flca The Bank New York as Trustee for the Benefit of the
Alternative loan Trust 2007-6 Mortgage Pass- Through Certificates Series 2007-6 against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
The sale will be canceled if you pay to Bank of New York Mellon flca The Bank New York as
Trustee for the Benefit of the Alternative loan Trust 2007-6 Mortgage Pass- Through Certificates
Series 2007-6 the back payments, late charges, costs, and reasonable attorney's fees due. To fmd
out how much you must pay, you may call McCabe, Weisberg and Conway, P.C., Esquire at (215)
790-1010.
You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to postpone the
sale for good cause.
You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of
stopping the sale. (See the following notice on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid by calling McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To fmd
out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your real estate. A schedule of
distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days
of the sale. This schedule will state who will be receiving that money. The money will be paid out
in accordatlce with this schedule unless exceptions (reasons why the proposed schedule of
distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the
schedule of distribution.
7. You may also have other rights and defenses, or ways of getting your real estate back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIItING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, Pennsylvania 17013
(800) 990-9108
LEGAL DESCRIPTION
ALL THOSE CERTAIN TWO TRACTS OF LAND SITUATE IN NORTH NEWTON TOWNSHIP, TOGETHER
WITH THE IMPROVEMENTS THEREON ERECTED, MORE PARTICULARLY BOUNDED AND
DESCRIBED AND AS FOLLOWS:
TRACT NO.1: BEGINNING AT A POINT IN THE CENTER OF THE STATE ROAD LEAFING FROM
NEWVILLE TO ROXBURY AT CORNER OF LAND NOW OR FORMERLY OF DEWEY SHEAFFER;
THENCE BY THE CENTER OF SAID ROAD SOUTH 71 YZ DEGREES WEST 110 FEET TO A POINT IN
THE CENTER OF SAID ROAD AS CORNER OF LANDS NOW OR FORMERLY OF GUY L. AND
FLORENCE Z. LOY; THENCE BY LAND OF SAID LOYS NORTH 30 DEGREES WEST 569.25 FEET TO
LINE OF LAND NOW OR FORMERLY OF DANIEL B. STACKHOUSE; THENCE BY THE LAND OF SAID
STACKHOUSE NORTH 71 '/z DEGREES EAST 110 FEET TO LAND OF AFORESAID DEWEY
SHEAFFER; THENCE BY LANDS OF SAID DEWEY SHEAFFER SOUTH 30 DEGREES EAST 569.25
FEET TO THE CENTER OF THE AFORESAID PUBLIC ROAD, THE PLACE OF BEGINNING.
NO BUILDINGS SHALL BE ERECTED ON THIS TRACT OF LAND WITHIN 180 FEET OF THE CENTER
OF THE HIGHWAY.
TRACT N0.2: BEGINNING AT A POINT IN THE CENTER OF HIGHWAY ROUTE NO, 641 LEADING
FROM NEWVILLE TO NEWBURG; THENCE BY LAND NOW OR FORMERLY OF WILFRED A.
LAMOUREUX, ET UX, AND LAND NOW OR FORMERLY OF D. M. STACKHOUSE, JR., NORTH 27
DEGREES WEST 1300 FEET, MORE OR LESS, TO A POST ON LINE OF LAND NOW OR FORMERLY
OF JOHN HOOVER; THENCE BY SAID LAND, NORTH 53 DEGREES EAST 100 FEET TO A POINT;
THENCE BY LAND NOW OR FORMERLY OF DEWEY SHAEFFER, SOUTH 27 DEGREES EAST 1340
FEET, MORE OR LESS, TO A POINT IN THE CENTER OF HIGHWAY ROUTE N0.641 AFORESAID;
THENCE BY THE CENTER OF SAID HIGHWAY, SOUTH 74 DEGREES WEST 100 FEET TO THE
PLACE OF BEGINNING.
CONTAINING 3 ACRES, MORE OR LESS.
UNDER AND SUBJECT, NEVERTHELESS, TO EASEMENTS, RESTRICTIONS, RESERVATIONS AND
CONDITIONS OF RIGHTS OF WAY OF RECORD.
BEING: 371 Greenspring Road, Newville, Pennsylvania 17241.
BEING the same premises which WILFRED A. LAMOUREUX AND PENNY S. LAMOUREUX, HIS WIFE by
deed dated September 14, 1988 and recorded September 19, 1988 in the office of the Recorder in and for Cumberland
County in Deed Book 33, Page 635, granted and conveyed to Ralph B. Stone and Lauretta D. Stone, his wife.
AND the said Ralph B. Stone departed this life on October 10, 20071eaving title vested solely in Lauretta D. Stone,
by operation of law.
AND ALSO the said Lauretta D. Stone departed this life on December 19, 20081eaving title vested solely in Lauretta
M. Blaine, Executrix of the Estate of Lauretta D. Stone, Deceased Mortgagor and Real Owner, by operation of law.
TAX MAP PARCEL NUMBER: 30-08-0593-025
McCABE,WEISBERG AND CONWAY, P.C.
BY: TERRENCE J.McCABE,ESQUIRE-ID# 16496 Attorneys for Plaintiff
MARC S.WEISBERG,ESQUIRE-ID#17616
EDWARD D.CONWAY,ESQUIRE -1D#34687
MARGARET GAIRO,ESQUIRE-ID# 34419
ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009
HEIDI R. SPIVAK,ESQUIRE-ID#74770
MARISA J. COHEN,ESQUIRE-ID#87830
KEVIN T.MCQUAIL,ESQUIRE-ID#307169 rnca C_ -.
CHRISTINE L. GRAHAM,ESQUIRE-ID#309480
BRIAN T.LAMANNA,ESQUIRE-ID#310321 "
ANN E.SWARTZ,ESQUIRE-ID#201926 "<'' clt CD
JOSEPH F.RIGA,ESQUIRE-ID#57716 < -
JOSEPH I.FOLEY,ESQUIRE-ID#314675 d
123 South Broad Street,Suite 1400 s
Philadelphia,Pennsylvania 19109 —i tta '?
(215)790-1010
The.Bank of New York Mellon Fka The Bank of CUMBERLAND COUNTY
New York As Trustee For The Benefit Of The COURT OF COMMON PLEAS
Alternative Loan Trust 2007-6 Mortgage
Pass-Through Certificates, Series 2007-6 No. 10-443 Civil Term
Plaintiff
V.
Lauretta M. Blaine,Executrix of the Estate of
Lauretta D. Stone,Deceased Mortgagor and Real
Owner
Defendants
PRAECIPE
TO THE PROTHONOTARY:
❑ Please mark the action Discontinued and Ended without prejudice.
❑ Please mark the above referenced case Settled,Discontinued and Ended.
® Please Vacate the judgment entered and mark the action Discontinued and Ended without prejudice.
❑ Please mark the in rem judgment Satisfied and the action Disconti d Ended.
❑ Please Vacate the Judgment entered.
DATE: (7 _ ABE,WEISB D ON Y,P.C.
BY:
[ ] Terre J.l�V abe,Esquire [ ]Marc S.Weisberg,Esquire
[ ]E and D. Conway,Esquire • [ ]Margaret Gairo,Esquire
[ ] ndrew L.Markowitz,Esquire [ ]Heidi R. Spivak,Esquire
[ ]Marisa J.Cohen,Esquire [ ]Kevin T.McQuail,Esquire
[ ] Christine L.Graham,Esquire [ ]Brian T.LaManna,Esquire
[ ]Ann E. Swartz,Esquire [.4 Joseph F.Riga,Esquire 1?-4? �/1
[ ]Joseph I.Foley,Esquire /1 .j1 `!-b a
Attorneys for Plaintiff /� 8.S'3/„
4 `
McCABE,WEISBERG AND CONWAY,P.C.
BY: TERRENCE J.McCABE,ESQUIRE-ID#16496 Attorneys for Plaintiff
MARC S.WEISBERG,ESQUIRE-ID# 17616
EDWARD D.CONWAY,ESQUIRE -ID#34687
MARGARET GAIRO,ESQUIRE-ID# 3441.9
ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009
HEIDI R.SPIVAK,ESQUIRE-ID#74770
MARISA J.COHEN,ESQUIRE-ID#87830
KEVIN T.MCQUAIL,ESQUIRE-ID#307169
CHRISTINE L.GRAHAM,ESQUIRE-ID#309480
BRIAN T.LAMANNA,ESQUIRRE-ID#310321
ANN E. SWARTZ,ESQUIRE-ID#201926
JOSEPH F.RIGA,ESQUIRE-ID#57716
JOSEPH I.FOLEY,ESQUIRE-ID#314675
123 South Broad Street,Suite 1400
Philadelphia,Pennsylvania 19109
(215)790-1010
The Bank of New York Mellon Fka The Bank of New CUMBERLAND COUNTY
York As Trustee For The Benefit Of The Alternative COURT OF COMMON PLEAS
Loan Trust 2007-6 Mortgage Pass-Through Certificates,
Series 2007-6 No. 10-443 Civil Term
Plaintiff
V.
Lauretta M.Blaine,Executrix of the Estate of Lauretta D.
Stone,Deceased Mortgagor and Real Owner
Defendants
CERTIFICATE OF SERVICE
The undersigned Attorney for Plaintiff,hereby certifies that a true and correct copy of the within Praecipe was
served on the below person by regular first class mail,postage prepaid,on 25th day of June,-2013.
Lauretta M.Blaine,Executrix of the Estate of Lauretta
D.Stone,Deceased Mortgagor and Real Owner
1614 Norwood Avenue
Prospect Park,Pennsylvania 19076
DATE: Z6 / Mc BE,WEIS f D CONW ,P.C.
BY:
[ ] Terre e J.McCabe,Esquire [ ]Marc S.Weisberg,Esquire
[ ]Edward D. Conway,Esquire [ ]Margaret Gairo,Esquire
[ ]Andrew L.Markowitz,Esquire [ ]Heidi R. Spivak,Esquire
[ ]Marisa J.Cohen,Esquire [ ]Kevin T.McQuail,Esquire
[ J Christine L.Graham,Esquire [ ]Brian T.LaManna,Esquire
[ ]Ann E. Swartz,Esquire []-Joseph F.Riga,Esquire
[ ]Joseph I.Foley,Esquire
Attorneys for Plaintiff