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Home My WebLink About10-0548PAUL J. KLEMM, ESQUIRE NUDELMAN, NUDELMAN, & ZIERING, P.C. 425 EAGLE ROCK AVENUE ROSELAND, NJ 07068 973-618-0000 ID # 92125 ATTORNEY FOR PLAINTIFF CAPITAL ONE BANK (USA), N.A. CUMBERLAND COUNTY Plaintiff(s) n_ 10 - 546 C?Yi#Te ALICE VANSCYOC Defendant(s) N Ul COMPLAINT IN CIVIL ACTION 7 NOTICE AVISO J , YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. COURT ADMINISTRATOR Cumberland County Courthouse 1 Courthouse Square, 4th Square Carlisle, PA 19013-3387 (717) 240-6200 FT1 S USTED HA SIDO DEMANDADO/A EN CORTE Si usted desea defenderse de las demandas que se presentan mas adelente en las siguientes paginas, debe tomar acci6n dento de los pr6ximos veinte (20) dias depuds de la notificaci6n de esta Demanda y Avios radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted falla de tomar acci6n como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier otra reclamaci6n o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUIENTE OFICINA ESTA OFICINA PUEDE PROVEERLE TFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAD QUE CUALIFICAN. SERVICIO DE REFERENCIA LEGAL O COURT ADMINISTRATOR Cumberland County Courthouse 4U. 00 1 Courthouse Square, 4th Square cc 13A Carlisle, PA 19013-3387 (717) 240-6200 a 31v700 (f Pb Airy PAUL J. KLEMM, ESQUIRE NUDELMAN, NUDELMAN, & ZIERING, P.C. 425 EAGLE ROCK AVENUE ROSELAND, NJ 07068 973-618-0000 ID #92125 ATTORNEY FOR PLAINTIFF CAPITAL ONE BANK (USA), N.A., CUMBERLAND COUNTY Plaintiff(s) V. A) & ?: ALICE VANSCYOC Defendant(s) COMPLAINT IN CIVIL ACTION AND NOW, comes Plaintiff, CAPITAL ONE BANK (USA), N.A., by and through its attorney, Paul J. Klemm and the law offices of Nudelman, Nudelman & Ziering, P.C., and files the following Complaint in Civil Action and in support thereof aver as follows: 1. Plaintiff, CAPITAL ONE BANK (USA), N.A., is a foreign business corporation located at 4851 Cox Road, Glen Allen, VA 23060. Pursuant to 15 Pa. C.S.A. § 4122, "a foreign business corporation shall not be considered to be doing business in this Commonwealth for the purposes of this subchapter by reason of carrying on in this Commonwealth any one or more of the following acts ... (8) [s]ecuring or collecting debts or enforcing any rights in property securing them [or] (9) [t]ransacting any business in interstate or foreign commerce." NN56864 1 2. Defendant, ALICE VANSCYOC, is an individual and citizen of the Commonwealth of Pennsylvania, who is believed to currently reside at, 139 ELM ST, CARLISLE PA 17013. 3. At the special insistence and request of the Defendant, Defendant was issued a credit card by CAPITAL ONE BANK (USA), N.A., account number 4305721608846106. 4. The Defendant is responsible for an unpaid balance in the amount of $6,882.60 and interest in the amount of $2,755.30. 5. Plaintiff has made demand to Defendant for $9,637.90, but Defendant has willfully failed and/or refused to reimburse Plaintiff for the aforesaid sum due. Wherefore, Plaintiff demands Judgment in its favor and against the Defendant in the amount of $9,637.90 and interest from the date of breach, with continuing interest thereon at the legal rate from the date of Judgment plus anticipated court costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully Submitted: NUDELMAN, NUDELMAN & ZIERING, P.C. C-- Paul J. Klemm, Esquire 425 Eagle Rock Avenue Roseland, NJ 07068 (973) 618-0000 NN56864 VERIFICATION The undersigned, Paul J. Klemm, Esquire, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief. Counsel has signed this verification at the request of Plaintiff as a matter of time and convenience. Plaintiff has represented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request by Defendant. The undersigned understands that the statements herein are made subject to the penalties of 19 Pa.C.S.A Section 4904 relating to unworn falsification to authorities. Date: January 20, 2010 Paul J. Klemm, Esquire Nudelman, Nudelman & Ziering, P.C. 425 Eagle Rock Avenue Roseland, NJ 07068 (973) 618-0000 NN56864 ' IN THE COMMON PLEAS COURT OF THE STATE OF PENNSYLVANIA IN AND FOR CUMBERLAND COUNTY CAPITAL ONE BANK (USA), N.A. 0 rl?g C: v. o -n Case Number: 10-548 Civil Term ?" _ r rte.. ALICE VANSCYOC Cn 'L' ANSWER OF DEFENDANT hereby enters her appearance and answers the Cor4fdnt oc ndant Alice VanSc f D P S o1~, , y e e e ro d Capital One Bank (USA), N.A. as follows: ? ? t , :.t C , 1. The Defendant, after reasonable investigation, is without knowledge or information sufficient to form a belief as the truth of the allegations of Paragraph 1 of the Complaint. Therefore she denies the allegations. Pa.R.C.P. No. 1029-C 2. The Defendant admits the allegations of paragraph 2 of the Complaint. 3. The Defendant admits the allegations of paragraph 3 of the Complaint. 4. The Defendant denies the allegations of Paragraph 4 of the Complaint. Defendant demands verification of the debt and strict proof of the terms of the alleged account at specific times, including the time Plaintiff alleges it went into default, the complete terms of the account agreement and the owner of the account at that time, and proof of any charges, credits, offsets, and payments on said account, including fees and interest charged before and after the account was charged off. 5. The Defendant denies the allegations of Paragraph 5 of the Complaint. The Defendant made payments to this account for many months until unable to continue and is presently working with a Debt Settlement counselor in an attempt to resolve the account. WHEREFORE: The Defendant respectfully requests that Plaintiff s Complaint be dismissed and the relief re uested in laintiff s Complaint denied. VERIFICATION The Defendant verifies that the statements made herein are true and correct based upon her knowledge, information and belief. The statements are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unworn falsification to authorities. r Alice VanScyoc 139 Elm St. Carlisle, PA 17013 717-243-1582 CERTIFICATE OF SERVICE The Defendant(s) HEREBY CERTIFY that on this _Z day o , 2(?a copy of the foregoing pleading was mailed, first-class, postage pre-paid to: Nudelman, Nudelman & Ziering, P.C. Paul J. Klemm, Esq. 425 Eagle Rock Avenue Roseland, NJ 07068 973-618-0000 Attorney for Plaintiff y' 1 Alice Vans yoc This document was prepared by or with the assistance of an attorney employed by Persels & Associates, LLC, 866-939-7252 and Consumer Law Associates, LLC, 888-510-1892. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy 9??51tr ct t?r?ut rf440 ?n - F4L,?C}--?? i !C TE Pr .,;?';^, NARY 2010 FEB --9 4111:04 Edward L Schorpp Solicitor Capital One Bank (U.S.A.) N.A. vs. Alice Vanscyoc OFF; -E - MRiFF j1W Case Number 2010-548 SHERIFF'S RETURN OF SERVICE 01/28/2010 09:26 AM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on January 28, 2010 at 0926 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Alice Vanscyoc, by making known unto herself personally, at 139 Elm Street, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $33.40 February 03, 2010 SO AN ERS, 1 7R ANDERSON, SHERIFF NY By Deputy Sheri (r) GOUntJSult, Sheriff. Te,,,,oft. Inc. PAUL J.KLEMM,ESQUIRE OF + NUDELMAN,KLEMM& GOLUB,P.C. � , a TAR y 425 EAGLE ROCK AVENUE R` py ROSELAND,NJ 07068 W 973-618-0000 C ry ID#92125 ATTORNEY FA � NTIFF CAPITAL ONE BANK.(USA),N.A. : CUMBERLAND COUNTY Plaintiff(s) COURT OF COMMON PLEAS v ALICE VANSCYOC Defendant(s) NO. 10-548 CIVIL TE ORDER TO SETTLED,DISCONTINUE AND END WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly mark the above-captioned matter as settled,discontinued and ended without prejudice upon payment of your costs only. Date: April 3 2013 Respectfully Submitted: NUDELM , EMM& LUB, P.C. Paul J. Klemm,Esquire 425 Eagle Rock Avenue Roseland,NJ 07068 (973)618-0000 NN56864