HomeMy WebLinkAbout10-0745?' ? i Cam, f ; nor ? ?Y
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Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000 227992
WELLS FARGO BANK, N.A.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
Plaintiff
V.
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
Defendant
C'
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. to - 145' 0,i,ij erm
CUMBERLAND COUNTY
O
49a.oo Pa AT7-*1
W4 a 007
File #: 227992
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY ATTORNEY
REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 24973166
(800) 990-9108
File #: 227992
1. Plaintiff is
WELLS FARGO BANK, N.A.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
2. The name(s) and last known address(es) of the Defendant(s) are:
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 10/23/2008 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office ofthe
Recorder of CUMBERLAND County, in Instrument No. 200836610. The mortgage and
assignment(s), if any, are matters of public record and are incorporated herein by
reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its
obligations to attach documents to pleadings if those documents are of public record.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 06/01/2009 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
6. The following amounts are due, on the mortgage:
File #: 227992
Principal Balance $134,192.09
Interest $6,639.02
05/01/2009 through 01 /29/2010
(Per Diem $24.23)
Attorney's Fees $650.00
Cumulative Late Charges $126.33
10/23/2008 to 01/29/2010
Property Inspections $15.00
Mortgage Insurance Premium / $119.84
Private Mortgage Insurance
Costs of Suit and Title Search $550.00
Subtotal $142,292.28
Escrow
Credit $0.00
Deficit $686.72
Subtotal 6.72
TOTAL $142,979.00
7
8.
Plaintiff is nat seeking a judgment of personal liability (or an in nerd judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
File #: 227992
9. This action does not come under Act 91 of 1983 because the mortgage is FHA-insured.
WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of
$142,979.00, together with interest from 01/29/2010 at the rate of $24.23 per diem to the date of
judgment, and other costs, fees, and charges collectible under the mortgage and for the
foreclosure and sale of the mortgaged property.
By:
PHELAN HALLINAN & SCHMIEG, LLP
Vln•/ 0
" Llawrence T. Phelan, Esq., Id. No. 32227
El Francis S. Hallinan, Esq., Id. No. 62695
?aniel G. Schmieg, Esq., Id. No. 62205
LJ Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorneys for Plaintiff
File #: 227992
LEGAL DESCRIPTION
ALL THAT CERTAIN improved tract of land situate in the Borough of New Cumberland,
Pennsylvania, bounded and described in accordance with a survey and plan thereof made by
Ernest J. Walker, professional engineer, dated December 27, 1978, as follows:
BEGINNING at a point on the northeastern side of Fourth Street, said point being 23 feet (25 feet
by prior deeds) North of the northwest corner of Geary Avenue and Fourth Street; thence along
premises known as No. 245 Fourth Street and passing through the center of a partition wall,
North 51 degrees 45 minutes West 140 feet to a point on the southeastern side of First Avenue;
thence along the same North 38 degrees 15 minutes East 27 feet to a point on the northwestern
side of Fourth Street, aforesaid thence along the same South 38 degrees 15 minutes West 27 feet
(25 feet by prior deeds), the point and place of BEGINNING.
HAVING THEREON ERECTED a two and one-half story brick dwelling known and numbered
as No. 423 Fourth Street.
UNDER AND SUBJECT, nevertheless, to easements, restrictions, reservations, conditions and
rights of way of record.
PARCEL NO. 25-25-0006-009
PREMISES: 423 4TH STREET, NEW CUMBERLAND, PA 17070-1802
File #: 227992
The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that
Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the
time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to
Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge,
information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon
receipt.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S.
Sec. 4904 relating to unsworn falsifications to authorities.
DATE:
Atto y fo Plainti
File ##: 227992
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
4??y1t+` pt "?`u,rfLcy?,r??
.? d
l ..
BLED-0i--F1CE
OF THE P,00THONOTARY
2010 FEB -8 QM 11: 59
Edward L Schorpp
Solicitor
Qrri.:E _;: T,-"- --RIFF
CU??? .. 11"CUNTlY
Wells Fargo Bank, NA
vs.
Jennifer Williams
Case Number
2010-745
SHERIFF'S RETURN OF SERVICE
02/03/2010 09:00 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on February
3, 2010 at 2100 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the
within named defendant, to wit: Jennifer Williams, by making known unto John Marshal, Adult in charge at
423 4th Street, New Cumberland, Cumberland County, Pennsylvania 17070 its contents and at the same
time handing to him personally the said true and correct copy of the same.
SHERIFF COST: $43.30
February 04, 2010
SO ANSWERS,
NY R ANDERSON, SHERIFF
l 4Z
Depu*erif f
fc) CountySuite Sheriff, I eieosoft. I
FiLFFi ? 1-_? I _
JL
OF THr r r' ii`w
2 i0 FE3 2 5 Pi '1- 3: 42
C'v r _ _ i1a 1?
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua 1. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
vAndrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A.
Plaintiff
VS.
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
: CIVIL DIVISION
NO. 10-745-CIVIL-TERM
JENNIFER WILLIAMS CUMBERLAND COUNTY
Defendant(s)
PRAECIPE TO SUBSTITUTE VERIFICATION
TO CIVIL ACTION COMPLAINT
IN MORTGAGE FORECLOSURE
TO THE PROTHONOTARY:
PHS #: 227992
Kindly substitute the attached verification for the verification originally filed with the
complaint in the instant matter.
Phelan Hallinan & Schmieg, LLP
Attorney for Plant f
By:
? Lawrence T. Phelan, Esq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? ourtenay R. Dunn, Esq., Id. No. 206779
[Andrew C. Bramblett, Esq., Id. No. 208375
Date: 2-23-10
PHS #: 227992
r '
VERIFICATION
Xee Moua hereby states that he/she is
V.P. Loan Documentation of WELLS FARGO HOME MORTGAGE, INC., servicing
agent for Plaintiff in this matter, that he/she is authorized to take this Verification, and that the
statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the
best of his/her knowledge, information and belief. The undersigned understands that this
statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn
falsification to authorities.
DATE: 2/1/10
File #: 227992 Williams
Name: ee oua
Title: V.P. Loan Documentation
Company: WELLS FARGO HOME
MORTGAGE, INC.
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua 1. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A.
Plaintiff
VS.
JENNIFER WILLIAMS
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
: CIVIL DIVISION
NO. 10-745-CIVIL-TERM
CUMBERLAND COUNTY
CERTIFICATE OF SERVICE
I hereby certify that a true and correct copy of Plaintiff's Praecipe to attach Verification
of Complaint was sent via first class mail to the following on the date listed below:
PHS #: 227992
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
Date: 2-23-10
Phelan Hallinan & Schmieg, LLP
Attorney for Plaintiff
By:
? Lawrence T. Phelan, Esq., Id. No. 32227
? Francis S. Hallman, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
PHS #: 227992
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
L-Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A.
VS.
JENNIFER WILLIAMS
PILED--iy-'inc
-jApy
Attorney for Plaintiff
2010 VAR 12 Pill 1: 17
CL't?? o
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
: No. 10-745-CIVIL-TERM
PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against JENNIFER WILLIAMS,
Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof
and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint $142,979.00
Interest - 01/30/2010 to 03/1012010
$969.20
TOTAL $143,948.20
*I4.oo PO ATr`!
ct:* odd
P-T aMgS-
?o`?ceR. ??w?UccY
I hereby certify that (1) the Defendant's last known address is 423 4TH STREET, NEW
CUMBERLAND, PA 17070-1802, and (2) that notice has been given in accordance with Rule
237.1, copy attached.
Lawrence T. Phel squire
Francis S. Hallinan, Esquire
Daniel G. Schmieg, Esquire
Michele M. Bradford, Esquire
Judith T. Romano, Esquire
/?heetal R. Shah-Jani, Esquire
Jenine R. Davey, Esquire
Lauren R. Tabas, Esquire
Vivek Srivastava, Esquire
Jay B. Jones, Esquire
Peter J. Mulcahy, Esquire
Andrew L. Spivack, Esquire
Jaime McGuinness, Esquire
Chrisovalante P. Fliakos, Esquire
Joshua I. Goldman, Esquire
Courtenay R. Dunn, Esquire
Andrew C. Bramblett, Esquire
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATE:
DATE: /a
PHS # 227992
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A.
VS.
JENNIFER WILLIAMS
Attorney for Plaintiff
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: No. 10-745-CIVIL-TERM
VERIFICATION OF NON-MILITARY SERVICE
The undersigned attorney hereby verifies that he/she is the attorney for the
Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge
of the following facts, to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United
States or it Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief
Act of Congress of 1940, as amended.
(b) that defendant JENNIFER WILLIAMS is over 18 years of age and last
known address is 423 4TH STREET NEW CUMBERLAND, PA 17070-1802.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904
relating to unsworn falsification to authorities.
3 I?T)
?'V?
? Lawrence T. Phelan, sq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? J dith T. Romano, Esq., Id. No. 58745
heetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorney for Plaintiff
(Rule of Civil Procedure No. 236) - Revised
WELLS FARGO BANK, N.A. CUMBERLAND COUNTY
VS. COURT OF COMMON PLEAS
JENNIFER WILLIAMS
CIVIL DIVISION
No. 10-745-CIVIL-TERM
Notice is given that a Judgment in the above captioned matter has been entered against you on
By: i DEPUTY
If you have any questions concerning this matter please contact:
? Lawrence T. Phelan, Esq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
eShe ithT. Romano, Esq., Id. No. 58745
etal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorney or Party Filing
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
* * THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSL Y RECEIVED A
DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BEAN
ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OFA LIENAGAINST PROPERTY. **
WELLS FARGO BANK, N.A.
v
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISON
NO. 10-745-CIVIL-TERM
JENNIFER WILLIAMS
Defendant(s)
TO: JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
DATE OF NOTICE: February 24, 2010
CUMBERLAND COUNTY
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE
IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO
HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT
PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY,
THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST
PROPERTY.
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU
ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
PHS # 227992
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Office of the Prothonotary CUMBERLAND COUNTY BAR
Cumberland County Courthouse ASSOCIATION
1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE
Carlisle, PA 17013 2 LIBERTY AVENUE
(717) 240-6195 CARLISLE, PA 17013
(717) 249-3166
By:
Lawrence T. Phelan ., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
?etal R. Shah-Jani, Esq., Id. No. 81760
Jennie R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Phelan Hallinan & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
PHS # 227992
AFFIDAVIT OF SERVICE
~~
PLAINTIFF CUMBERLAND COUNTY
WELLS FARGO BANK, N.A.
PHS # 227992
DEFENDANT SERVICE TEAM/ iin
JENNIFER WILLIAMS
COURT NO.: 10-745-CIVIL-TERM
SERVE JENNIFER WILLIAMS AT: TYPE OF ACTION
423 4TH STREET XX Notice of Sheriff s Sale
NEW CUMBERLAND, PA 17070-1802 SALE DATE: 09/08/2010
SERVED
Served and made known to ^ w~U.l s, Defendant on the ~(.'~`'day of ~, 20 I4 , at
4~ ,o'clock A. M., at 4,23 4•k ~ n1G+ dtd~21.A4yat PAS in the manner described below: ~ ~> ,
Defendant personally served. `__- `"~ '~>
~.:n~
Adult family member with whom Defendant(s) reside(s). ~"' ' ~ '~'
,,,
Relationship is -- ~ ' ' _--
_Adult in charge of Defendant's residence who refused to give name or relationship. ~ -
Manager/Clerk of place of lodging in which Defendant(s) reside(s). -- a~ -
_ Agent or person in charge of Defendant's office or usual place of business.
_ an officer of said Defendant's company.
Other: ._
Description: Age ?D s Height ~ ELI •, Weight 0 ~ Race W .Sex _~ Other ~
I, ~~h ~b U.- , a competent adult, being duly sworn according to law, depose and state that I
personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein,
issued in the captioned case on the date and at the address indicated above.
Sworn to and subscppbe~d
before me this 1~day KIMBERLY CURTY
of ~ , 20 NOTARY PUBLIC
STATE OR NEW tERSEY
No y: . • •~~~, (/ MMIS5ION:F.XPIRES MARSH 7, ~tll3
• NOT SERVED
On the / d~i of/ ( ) , 20_, at
VVacant _ Bad Address
No Answer Service Refused
Other:
Sworn to and subscribed
before me this day
of ~~ By:
Notary:
o'clock _. M., Defendant NOT FOUND because:
_ Moved _ Does Not Reside (Not Vacant)
ATTORNEY FOR PLAINTIFF
Lawmke T. Phelan, Eaq„ Id. No. 32227
Frands S. He0lnan, Esq„ Id. No. 62695
Daniel C. Scbmleg, Evq„ Id. No. 62205
Midule M. Beadford, Esq., Id. Na 69849
Judah T. Ronmeeo, Eaq„ Id. No. 58745
Sbeetal R Shah-Ja~d, Fsq., ld. Na 81760
Jenh~e R Davey, Esq., Id. No. 87077
Lauren R Tabus, Esq., Id. No.93337
Vivek Srivastava, Evq„ b. No. 202331
Jey B. Jones, Eaq„ W. No. 86657
Prier J. Mnkaby, Esq., Id. No.61791
Andrew L Spivack, Esq„ Id. No. 84439
Jaime McGahtness, Esq., Id. No. 90134
Chrisovalanle P. FBakas, Esq„ Id. Na.94620
Joshua 1. Goldman, Esq„ b. Nw 205047
Courteeroy R Dunn, ~ b. No. 206779
Andrew C. Brembkttld. No. 208375
One Penn Center al S n Slatlon
1617 JoM F. Kennedy Blvd„ SuBe 7400
PhBadetpNa, PA 191031814
(215)563-7000
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
WELLS FARGO BANK, N.A.
Plaintiff,
v.
JENNIFER WILLIAMS
Defendant(s)
CUMBERLAND COUNTY
COURT OF COMMON P~A.~ ~1 ;
O ~ r-~
~:~
CIVIL DIVISION ~-' ~=° ~== ~ ~ -,-,
rt-i
No. 10-745-CIVIL-TERM ' ,..,,,t~` ''~-
Q
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 ~ _
COMMONWEALTH OF PENNSYLVANIA
PHILADELPHIA COUNTY
~_
:a~
_. ~ , W -_.
.•
SS: .d
As required by Pa. R.C.P. 3129.1(a) Notice of Sale has been given to Lienholders
and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of
the persons or parties named, at that address, set forth on the Affidavit and as amended if
applicable. A copy of the Certificate of Mailing (Form 3817) and/or Certified Mail Return
Receipt stamped by the U.S. Postal Service is attac,,,, hed hereto Exhibit "A".
? ~ ~ ~~
Date:
^ Lawrence T. Phelan, Esq., Id. No. 32227
[~'1~`rancis S. Hallinan, Esq., Id. No. 62695
^ Daniel G. Schmieg, Esq., Id. No. 62205
^ Michele M. Bradford, Esq., Id. No. 69849
^ Judith T. Romano, Esq., Id. No. 58745
^ Sheetal R. Shah-Jani, Esq., Id. No. 81760
^ Jenine R. Davey, Esq., Id. No. 87077
^ Lauren R. Tabas, Esq., Id. No. 93337
^ Vivek Srivastava, Esq., Id. No. 202331
^ Jay B. Jones, Esq., Id. No. 86657
^ Peter J. Mulcahy, Esq., Id. No. 61791
^ Andrew L. Spivack, Esq., Id. No. 84439
^ Jaime McGuinness, Esq., Id. No. 90134
^ Chrisovalante P. Fliakos, Esq., Id. No. 94620
^ Joshua I. Goldman, Esq., Id. No. 205047
^ Courtenay R. Dunn, Esq., Id. No. 206779
^ Andrew C. Bramblett, Esq., Id. No. 208375
Attorney for Plaintiff
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not
be sold in the absence of a representative of the plaintiff at the Sheriff s Sale. The sale
must be postponed or stayed in the event that a representative of the plaintiff is not present
at the sale.
PHS # 227992
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FILED-OF ICS'
Sal u^ THE PROTfJ1bN :1T'i '°,
2010 DEC 17 AM 10: 20
CUMBERLAND COUNTY
PENNSYLVANIA
DEC 16 2010
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
RULE
AND NOW, this 1 ?, It day of e 2010, a Rule is entered upon the Defendant
to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess
Damages.
Defendant(s) shall have twenty (20) days of the date of this Order to file a responsive pleading
to Plaintiff s Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file
a Motion to Make Rule Absolute and no hearing will be scheduled on this matter.
BY THE COURT
J.
(-op l ES' ri? l l?Cl.,
R??
?„n 227992
r [F)ILED-OFFC?:
'!' VF P R0 TH [/rye aR r..
2010 DEC 27 AH ID• 02
I-UMBERLAND CctuN 1'y
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
CERTIFICATION OF SERVICE
227992
I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a
Rule Return date of January 6, 2010 was sent to the following individual on the date indicated
below.
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
Phelan Hallin? leg,
DATE: 2 B---'''`-_awrence FpZe?17a7n7, ?sq., Id. o. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
[9<11ison F. Wells, Esq., Id. No. 309519
ATTORNEY FOR PLAINTIFF
227992
FILED-OFFICE
OF THE PROTHONOTARY
2011 ' .. I . ln: 44
I ?.. , . _? 1 ?.... r., t
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
MOTION TO MAKE RULE ABSOLUTE
227992
WELLS FARGO BANK, N.A., by and through its attorneys, Phelan Hallinan & Schmieg, LLP,
hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action,
and in support thereof avers as follows:
1. That it is the Plaintiff in this action.
2. A Motion to Reassess Damages was filed with the Court on December 15, 2010.
In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of
its proposed Motion to Reassess Damages and Order to the Defendant on December 7, 2010 and
requested the Defendant's Concurrence. Plaintiff did not receive any response from the Defendant.
True and correct copies of Plaintiff's letter pursuant to Local Rule 208.3(9) and certificate of
mailing are attached hereto, made part hereof, and marked as Exhibit "A".
4. A Rule was issued by the Honorable J. Wesley Oler on or about December 16,
2010 directing the Defendant to show cause why the Motion to Reassess Damages should not be
granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked
Exhibit "B".
5. The Rule to Show Cause was timely served upon all parties on December 22,
2010, in accordance with the applicable rules of civil procedure. A true and correct copy of the
Certificate of Service is attached hereto, made part hereof, and marked Exhibit "C".
6. Defendant failed to respond or otherwise plead by the Rule Returnable date of
January 5, 2011.
227992
WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show
Cause absolute and grant Plaintiff's Motion to Reassess Damages.
Phelan Hal ' Schmieg, LP
DATE: n By:
Lawrence T. Phelan, Esq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
rew C. Bramblett, Esq., Id. No. 208375
p llison F. Wells, Esq., Id. No. 309519
ATTORNEY FOR PLAINTIFF
227992
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
BRIEF IN SUPPORT OF PLAINTIFF'S MOTION TO MAKE RULE ABSOLUTE
227992
A Motion to Reassess Damages was filed with the Court on December 15, 2010. A Rule
was entered by the Court on or about December 17, 2010 directing the Defendant to show cause
why the Motion to Reassess Damages should not be granted. The Rule to Show Cause was
timely served upon all parties on December 22, 2010 in accordance with the applicable rules of
civil procedure. Defendant failed to respond or otherwise plead by the Rule Returnable date of
January 5, 2011.
227992
WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show
Cause absolute and grant Plaintiff s Motion to Reassess Damages.
Phelan Hallinan & SLLP
DATE: By: ??
awrence T. Phelan, Esq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Ilison F. Wells, Esq., Id. No. 309519
ATTORNEY FOR PLAINTIFF
227992
Exhibit "A"
227992
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Exhibit "B"
227992
FILED-OF"ICE.
OF THE PROTHbN0TAR DEC 162010
2010 DEC 17 AM 10: 20
CUMBERLAND COUNTY
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
WELLS FARGO BANK, N.A.
Plaintiff
V.
JENNIFER WILLIAMS
Court of Common Pleas
Civil Division
CUMBERLAND County
No.: 10-745-CIVIL-TERM
Defendant
RULE
AND NOW, this I day of 2010, a Rule is entered upon the Defendant
to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess
Damages.
Defendant(s) shall have twenty (20) days of the date of this Order to file a responsive pleading
to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file
a Motion to Make Rule Absolute and no hearing will be scheduled on this matter.
227992
Exhibit "C"
227992
OF TNF PRAT iC,,tOT.t,, c-
2010 DEC 27 AM 10:1?,?
OUMBERLAND COUN
PENNSYLVANIA,
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
CERTIFICATION OF SERVICE
227992
I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a
Rule Return date of January 6, 2010 was sent to the following individual on the date indicated
below.
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
DATE: N Z \-),
Phelan
j:::ttkwrence T. Phelan,Tsq., Id-No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
[l-t'1- llison F. Wells, Esq., Id. No. 309519
ATTORNEY FOR PLAINTIFF
227992
VERIFICATION
I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to
make this verification, and that the statements made in the foregoing Motion to Make Rule
Absolute are true and correct to the best of my knowledge, information and belief. The
undersigned understands that this statement herein is made subject to the sworn penalties of 18
Pa.C.S. §4904 relating to the unsworn falsification of authorities.
Phelan Hallinan & Schmiee. LLP
DATE: By:
awrence helan, Es o. 32227
U Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
[g*?Cllison F. Wells, Esq., Id. No. 309519
ATTORNEY FOR PLAINTIFF
227992
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
llime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua 1. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
CERTIFICATION OF SERVICE
227992
I hereby certify that true and correct copies of Plaintiff's Motion to Make Rule Absolute
and Brief in Support thereof were served upon the following individual on the date indicated
below.
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
Phelan Hallinan & LP
DATE:
Vol y:
awrence T-Ile-lan, Esq., Id. o. 27
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
son F. Wells, Esq., Id. No. 309519
ATTORNEY FOR PLAINTIFF
227992
PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE)
Pa.R.C.P. 3180-3183
WELLS FARGO BANK, N.A. CUMBERLAND COUNTY
3 N
=
-?
vs. COURT OF COMMON PLEAS N= Co -V"n
?> ?- ,
JENNIFER WILLIAMS CIVIL DIVISION
No. 10-745-CIVIL-TERM Ac:) "n C)rl
PRAECIPE TO ENTER ORDER j
_< C-0
`n.
To the Prothonotary:
Kindly enter the attached REASSESSMENT ORDER and AMEND THE JUDGMENT by
Order in favor of the Plaintiff and against defendant(s) JENNIFER WILLIAMS.
As Set Forth in the Order of January 12, 2011
$155,205.06
Lawrence T. Phelan, EAMiK
Francis S. Hallinan, Esquire
Daniel G. Schmieg, Esquire
Michele M. Bradford, Esquire
Judith T. Romano, Esquire
eetal R. Shah-Jani, Esquire
Jenine R. Davey, Esquire
Lauren R.. Tabas, Esquire
Vivek Srivastava, Esquire
Jay B. Jones, Esquire
Peter J. Mulcahy, Esquire
Andrew L. Spivack, Esquire
Chrisovalante P. Fliakos, Esquire
Joshua I. Goldman, Esquire
Courtenay R. Dunn, Esquire
Andrew C. Bramblett, Esquire
Allison F, Wells, Esquire
William E. Miller, Esquire
Attorney for Plaintiff
DM -% L1,bO ?d a Ny
ejr*to55la6'4
R+x55081
W()hCe lAOU led
1 •
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
l?GO BANK, N.A. : Court of Common Pleas
Plaintiff
Civil Division
CUMBERLAND County
JV i LLIAMS
No.: 10-745-CIVIL-TERM
Defendant
ORDER
0 NOW, this 10 day of \.6 , 2011, upon consideration of Plaintiff's
`. Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered
::,.ant shall be and is hereby made absolute; and Plaintiffs Motion to Reassess
le above captained matter is hereby GRANTED. The Prothonotary is ordered to
figment and the Sheriff is ordered to amend the writ nuns pro tune as follows:
i i,icipal Balance $134,192.09
Through January 5, 2011 $14,658.55
Diem $24.23
Charges $126.33
p tees $1,300.00
Of Suit and Title $1,105.00
-juriffs Sale Costs $0.00
) oerty Inspections/ Property Preservation $75.00
%,,praisal/Brokers Price Opinion $440.00
or- gage Insurance Premium / $900.90
Mortgage Insurance
'401L Sufficient Funds Charge $0.00
227992
Suspense/Misc. Credits ($0.00)
Escrow Deficit $2,407.19
TOTAL
$155,205.06
Plus interest from January 5, 2011 through the date of sale at six percent per annum.
Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above
figure.
BY THE COURT
J.
227992
227992
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO10-745 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A. Plaintiff (s)
From JENNIFER WILLIAMS
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof,
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $155, 205.06
L.L..50
Interest From 01/06/11 to Date of Sale at $25.51 per diem
Atty's Comm % Due Prothy $2.00
Atty Paid $902.60 Other Costs
Plaintiff Paid
Date: 2/25/11
avid D. Buell, P othonotary
(Seal) By: _
Deputy
REQUESTING PARTY:
Name: MICHELE M. BRADFORD, ESQUIRE
Address: PHELAN HALLINAN & SCHMIEG, LLP
1617 JFK BOULEVARD, SUITE 1400
PHILADELPHIA, PA 19103
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court ID No. 69849
PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE)
P.R.C.P. 3180-3183
WELLS FARGO BANK, N.A.
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
v
JENNIFER WILLIAMS
Defendant(s)
NO.: 10-745-CIVIL-TERM
. CUMBERLAND COUNTY
To the Prothonotary:
Issue writ of execution in the above matter:
Amount Due
Interest from 01/06/2011 to Date of Sale
($25.51 per diem)
TOTAL
$ ay. as ?a GAL,
4 s.- so CBF
t? q l 3o
?1 ?. 00 ti n
H. oo w ?,
Agoa. ln0 Q
Note: Please attach description of property.
PHS # 227992
$155,205.06
$3,749.97
3
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$158,955.03 -<
<Q
om for Pla ti --}
Phelan Hallinan & Schmieg, LLP
? La ence T. Phelan, Esq., Id. No. 32227
? F ncis S. Hallinan, Esq., Id. No. 62695
aniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
? Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
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LEGAL DESCRIPTION
ALL THAT CERTAIN improved tract of land situate in the Borough of New Cumberland, Pennsylvania,
bounded and described in accordance with a survey and plan thereof made by Ernest J. Walker, professional
engineer, dated December 27, 1978, as follows:
BEGINNING at a point on the northeastern side of Fourth Street, said point being 23 feet (25 feet by prior
deeds) North of the northwest corner of Geary Avenue and Fourth Street; thence along premises known as
No. 245 Fourth Street and passing through the center of a partition wall, North 51 degrees 45 minutes West
140 feet to a point on the southeastern side of First Avenue; thence along the same North 38 degrees 15
minutes East 27 feet to a point on the northwestern side of Fourth Street, aforesaid thence along the same
South 38 degrees 15 minutes West 27 feet (25 feet by prior deeds), the point and place of BEGINNING.
HAVING THEREON ERECTED a two and one-half story brick dwelling known and numbered as No. 423
Fourth Street.
UNDER AND SUBJECT, nevertheless, to easements, restrictions, reservations, conditions and rights of way
of record.
TITLE TO SAID PREMISES VESTED IN Jennifer Williams, a single woman, by Deed from
Timothy F. Straub and Marisa A. Straub, h/w and Calvin W. Williams, III and Amy W. Williams, h/w,
dated 10/05/2007, recorded 10/30/2007 in Instrument Number 200741205.
PREMISES BEING: 423 4TH STREET, NEW CUMBERLAND, PA 17070-1802
PARCEL NO. 25-25-0006-009
Phelan Hallinan & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A.
Plaintiff
V.
JENNIFER WILLIAMS
Defendant(s)
ILD-0? r iGE
J" T11 ;ZOTHONOTARY
2011 FEB 25 PM 1: 49
CU PE NSYLVANIA COUNTY.:
Attorneys for Plaintiff
COURT OF COMMON PLEAS
: CIVIL DIVISION
: NO.: 10-745-CIVIL-TERM
: CUMBERLAND COUNTY
CERTIFICATION
The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned
matter and that the premises are not subject to the provisions of Act 91 because:
(X) the mortgage is an FHA Mortgage
( ) the premises is non-owner occupied
( ) the premises is vacant
( ) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to
authorities.
1 A A f__A_ -1
By:
AttoAJ? f 4r Pla' ti
Phelan Hallinan & Schmieg, LLP
? Lawrence T. Phelan, Esq., Id. No. 32227
? F cis S. Hallinan, Esq., Id. No. 62695
aniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
? Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
WELLS FARGO BANK, N.A.
Plaintiff
V.
JENNIFER WILLIAMS
Defendant(s)
Eo, -O-' ICE
-rFc F PWTHONOTARY
2011 FEB 25 PM I *- 50
CU PENNSYLVAN 1'
IA
COURT OF COMMON PLEAS
CIVIL DIVISION
NO.: 10-745-CIVIL-TERM
CUMBERLAND COUNTY
PHS # 227992
AFFIDAVIT PURSUANT TO RULE 3129.1
WELLS FARGO BANK, N.A., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe
for the Writ of Execution was filed, the following information concerning the real property located at 423 4TH STREET, NEW
CUMBERLAND, PA 17070-1802.
Name and address of Owner(s) or reputed Owner(s):
Name
JENNIFER WILLIAMS
2. Name and address of Defendant(s) in the judgment:
Name
SAME AS ABOVE
Address (if address cannot be reasonably
ascertained, please so indicate)
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
Address (if address cannot be reasonably
ascertained, please so indicate)
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold:
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
4. Name and address of last recorded holder of every mortgage of record:
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
5. Name and address of every other person who has any record lien on the property:
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the
sale.
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may
be affected by the sale:
Name Address (if address cannot be
reasonably ascertained, please indicate)
TENANT/OCCUPANT
Domestic Relations of 13 North Hanover Street
Cumberland County Carlisle, PA 17013
Commonwealth of Pennsylvania P.O. Box 2675
Department of Welfare Harrisburg, PA 17105
Internal Revenue Service Advisory 1000 Liberty Avenue Room 704
Pittsburgh, PA 15222
U.S. Department of Justice Federal Building, P.O. Box 11754
U.S. Attorney for the Middle District of PA 228 Walnut Street
Harrisburg, PA 17108
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the penalties
of 18 Pa. C.S.A. § 4904 relating to unsworn falsification o authorities.
Date: V By:
? Lawrence T. Phelan, Esq., Id. No. 32227
? Fr is S. Hallinan, Esq., Id. No. 62695
? Dilhiel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
? Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
Attorney For Plaintiff
Phelan Hallinan & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
Philadelphia, PA 19103
215-563-7000
F,??.U-UFr 1?G ,
WILLS FARGO BANK, N.A. `" ""
or- THE PROTHONOTARY
2011 FEB 25 P' 1`50
7Y
CU ???dRN! YL? COUNTY
JENNIFER WILLIAMS
: COURT OF COMMON PLEAS
Plaintiff : CIVIL DIVISION
: NO.: 10-745-CIVIL-TERM
Defendant(s) : CUMBERLAND COUNTY
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY,
THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY
ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at 423 4TH STREET, NEW CUMBERLAND, PA 17070-1802 is scheduled to
be sold at the Sheriff's Sale on 06/01/2011 at 10:00 AM in the Cumberland County Courthouse, South
Hanover Street, Carlisle, PA 17013 to enforce the court judgment of $155,205.06 obtained by WELLS FARGO
BANK, N.A. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at
said sale in compliance with Pa.R.C.P. Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and
reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 x1230.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,
if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you will
have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may find out the
price bid by calling 215-563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared
to the value of your property.
3. ' The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this
has happened, you may call 215-563-7000.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if
the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of
distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after
the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his
office. This schedule will state who will be receiving that money. The money will be paid out in accordance
with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff
within ten (10) days after the filing of the proposed schedule.
7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately
after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
SHORT DESCRIPTION
By virtue of a Writ of Execution NO. 10-745-CIVIL-TERM
WELLS FARGO BANK, N.A.
VS.
JENNIFER WILLIAMS
owner(s) of property situate in the BOROUGH OF NEW CUMBERLAND, Cumberland
County, Pennsylvania, being
(Municipality)
423 4TH STREET, NEW CUMBERLAND, PA 17070-1802
Parcel No. 25-25-0006-009
(Acreage or street address)
Improvements thereon: RESIDENTIAL DWELLING
JUDGMENT AMOUNT: $155,205.06
Phelan Hallinan & Schmieg, LLP
Attorney for Plaintiff
1617 JFK Boulevard, Suite 1400
Philadelphia, PA 19103
215-563-7000
AA
LEGAL DESCRIPTION
ALL THAT CERTAIN improved tract of land situate in the Borough of New Cumberland, Pennsylvania,
bounded and described in accordance with a survey and plan thereof made by Ernest J. Walker, professional
engineer, dated December 27, 1978, as follows:
BEGINNING at a point on the northeastern side of Fourth Street, said point being 23 feet (25 feet by prior
deeds) North of the northwest corner of Geary Avenue and Fourth Street; thence along premises known as
No. 245 Fourth Street and passing through the center of a partition wall, North 51 degrees 45 minutes West
140 feet to a point on the southeastern side of First Avenue; thence along the same North 38 degrees 15
minutes East 27 feet to a point on the northwestern side of Fourth Street, aforesaid thence along the same
South 38 degrees 15 minutes West 27 feet (25 feet by prior deeds), the point and place of BEGINNING.
HAVING THEREON ERECTED a two and one-half story brick dwelling known and numbered as No. 423
Fourth Street.
UNDER AND SUBJECT, nevertheless, to easements, restrictions, reservations, conditions and rights of way
of record.
TITLE TO SAID PREMISES VESTED IN Jennifer Williams, a single woman, by Deed from
Timothy F. Straub and Marisa A. Straub, h/w and Calvin W. Williams, III and Amy W. Williams, h/w,
dated 10/05/2007, recorded 10/30/2007 in Instrument Number 200741205.
PREMISES BEING: 423 4TH STREET, NEW CUMBERLAND, PA 17070-1802
PARCEL NO. 25-25-0006-009
F ILE:?-0F ICE
C° TIP= I?ROTHOHOTARY
`'U-PERLAND COUNTY
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
William E. Miller, Esq., Id. No. 308951
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
PLAINTIFF'S MOTION TO REASSESS DAMAGES
227992
Plaintiff, by its Attorneys, Phelan Hallinan & Schmieg, LLP, moves the Court to direct the
Prothonotary to amend the judgment in this matter. and in support thereof avers the following:
Plaintiff commenced this foreclosure action by filing a Complaint on February 1,
2010.
2. Judgment was entered on March 12, 2010 in the amount of $143,948.20. A true
and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked
as Exhibit "A".
Plaintiff filed a prior Motion to Reassess Damages, which was granted by Order
dated January 12, 2011, amending the judgment amount to $155,205.06. A true and correct copy
of the Order is attached hereto, made part hereof, and marked as Exhibit B.
4. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment
containing a dollar amount must be entered for the amount claimed in the complaint and any item
which can be calculated from the complaint, i.e. bringing the interest current. However, new items
cannot be added at the time of entry of the judgment.
The Property is listed for Sheriffs Sale on June 1, 2011.
6. Additional sums have been incurred or expended on Defendant's behalf since the
Complaint was filed and Defendant has been given credit for any payments that have been made
since the judgment. The amount of damages should now read as follows:
Principal Balance
Interest Through June 1, 2011
Per Diem $23.90
Late Charges
Legal fees
Cost of Suit and Title
Sheriffs Sale Costs
Property Inspections/ Property Preservation
Appraisal/Brokers Price Opinion
Mortgage Insurance Premium /
$134,192.09
$18,189.93
$126.33
$1,300.00
$1,507.00
$691.30
$475.00
$440.00
$1,078.41
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Private Mortgage Insurance
Non Sufficient Funds Charge $0.00
Suspense/Misc. Credits ($0.00)
Escrow Deficit $2,407.19
TOTAL $160,407.25
7. The judgment formerly entered is insufficient to satisfy the amounts due on the
Mortgage.
8. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to
inclusion of the figures set forth above in the amount of judgment against the Defendant.
9. Plaintiffs foreclosure judgment is in rem only and does not include personal
liability, as addressed in Plaintiffs attached brief.
9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its
proposed Motion to Reassess Damages and Order to the Defendant on April 1, 2011 and requested
the Defendant's Concurrence. Plaintiff did not receive any response from the Defendant. A true and
correct copy of Plaintiff s letter pursuant to Local Rule 208.3(9) and certification of mailing are
attached hereto, made part hereof, and marked as Exhibit "C".
10. No judge has previously entered a ruling in this case.
11. In compliance with Cumberland County Local Rule 209.3(a)(2), Plaintiff avers that
Judge Wesley Oler, Jr. entered an order for Motion to Make Rule Absolute dated January 12, 2011.
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WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the
judgment as requested.
DATE: l
Phelan Hallinan &
T. P sa., 32227
H Francis S-11'allinan, Esq., Id. No. 6Y695
? Daniel G. Schmieg, Esq., Id. No. 2205
? Michele M. Bradford, Esq., Id. o. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? An C. Bramblett, Esq., Id. No. 208375 -dr
Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
ATTORNEY FOR PLAINTIFF
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Phelan Hallman & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
William E. Miller, Esq., Id. No. 308951
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A.
Plaintiff
V.
Court of Common Pleas
Civil Division
CUMBERLAND County
JENNIFER WILLIAMS
Defendant
No.: 10-745-CIVIL-TERM
MEMORANDUM OF LAW IN SUPPORT OF
PLAINTIFF'S MOTION TO REASSESS DAMAGES
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I. BACKGROUND OF CASE
JENNIFER WILLIAMS executed a Promissory Note agreeing to pay principal, interest,
late charges. real estate taxes, hazard insurance premiums, and mortgage insurance premiums as
these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at
423 4TH STREET, NEW CUMBERLAND, PA 17070-1802. The Mortgage indicates that in the
event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes,
insurance, and other items, in order to protect the security of the Mortgage.
In the instant case, Defendant defaulted under the Mortgage by failing to tender numerous,
promised monthly mortgage payments. Accordingly, after it was clear that the default would not be
cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently
entered by the Court, and the Property is currently scheduled for Sheriffs Sale.
Because of the excessive period of time between the initiation of the mortgage foreclosure
action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are
outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums,
costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage
in order to protect its interests. It is also appropriate to give Defendant credit for monthly payments
tendered through bankruptcy, if any.
II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT
It is settled law in Pennsylvania that the Court may exercise its equitable powers to control
the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E.,
Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase
Home Mortgage Corporation of the Southwest v Good, 537 A.2d 22, 24 (Pa.Super. 1988). The
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Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its
judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489
(Pa.Super. 2003). Morgan Guaranty Trust Co. of N.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998).
Union National Bank of Pittsburgh v. Ciongoli, 407 Pa. Super. 171, 595 A.2d 179 (1991).
The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank, 445
Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact,
can be expected to change from day to day because the bank must advance sums in order to protect
its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must
protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d
826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the
judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality
Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale
without the requested amended judgment, and if there is competitive bidding for the Property,
Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to
protect its interests. Conversely, amending the in rem judgment will not be detrimental to
Defendant as it imputes no personal liability.
In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that
a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa.
Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not
adequately reflect the additional sums due on the Mortgage due to Defendant's failure to tender
payments during the foreclosure proceeding and the advances made by the mortgage company. The
Mortgage plainly requires the mortgagor to tender to the mortgagee monthly payments of principal
and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagor is
227992
also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance
premiums, fire insurance premiums, taxes and other assessments relating to the Property. The
mortgagor has breached the terms of the Mortgage, and Plaintiff has been forced to incur
significant unjust financial losses on this loan.
III. THE FORECLOSURE JUDGMENT IS IN REM ONLY
The within case is a mortgage foreclosure action, the sole purpose of which is to take the
mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage
foreclosure is strictly in rem and does not include any personal liability. Newtown Village
Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer
Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania
Rule of Civil Procedure 1141(a).
However, Pennsylvania law requires that the foreclosure action demand judgment for the
amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for
bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the
mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would
receive the amount of the in rem judgment from the Sheriff.
IV. INTEREST
The Mortgage clearly requires that the Defendant shall promptly pay when due the principal
and interest due on the outstanding debt. In addition, the Note specifies the rate of interest to be
charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior
to the date of default through the date of the impending Sheriff s sale has been requested.
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V. TAXES AND INSURANCE
If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure
proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale,
Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the
outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be
able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums.
Most importantly, the Mortgage specifically provides that the mortgagee may advance the
monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is
simply seeking to have the Court enforce the terms of the Mortgage.
VI. ATTORNEY'S FEES
The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance
with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly
concluded that a request of five percent of the outstanding principal balance is reasonable and
enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings an
d
Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974).
In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee
of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super.
1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee of ten percent
included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville
Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable
Court's equitable authority to set attorney's fees and costs as it deems reasonable.
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VII. COST OF SUIT AND TITLE
Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in
the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff
paid to date as a result of the mortgage default.
The title report is necessary to determine the record owners of the property, as Pa.R.C.P.
1144 requires all record owners to be named as Defendants in the foreclosure action. It is also
necessary to determine whether there are any prior liens to be cleared, so that the Sheriff s sale
purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens
on the property, whether the Defendants are divorced (which could affect service of the
complaint), and numerous other legal issues. The title bringdown is necessary to identify any
new liens on the property or new owners between the time of filing and complaint and the writ
date.
The Freedom of Information Act inquiries and the investigation into Defendants'
whereabouts are necessary to effectively attempt personal service of the complaint and notice of
sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1
and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriff's sale date, as
their interests will be divested by the Sheriff's sale.
Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were
necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred.
The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its
foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from
227992
the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of
suit and title in their entirety, which will not cause harm to the Defendants.
VIII. CONCLUSION
Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by
legal proceedings, and such delays require the mortgagee to expend additional sums provided for by
the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be
included in the judgment.
Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess
Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance
with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would
recover the monies it expended to protect its collateral.
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WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the
judgment as requested.
DATE: Lt Br
Phelan Hallinan & Schmieg, LLP
sq., 0.32227
Esq., Id. o. 62695
LJ Daniel G. Schmieg, Esq., Id!No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
Attorney for Plaintiff
227992
Exhibit "A"
227992
..??i,?t,. ,.«.j].:n.a,7 &s Sclu7ieg, LLP
i,z4 '!;elan, Esq., Id. No. 32227
,rancis S. 1--lallinan, Esq., Id. No. 62695
Daniel C. Sclhtnieg, Esq., Id. No. 62205
°riic.i:olo ;v. 3:adford, Esq., Id. No. 69849
Ciadi*iT. Pnmano, Esq., Id. No. 58745
Shecial :. Shah-3ani, Esq., Id. No. 81760
`e i;- 1? . Davey, Esq., Id. No. 87077
I our ? n P., Tabas, Esq., Id. No. 93337
Vivek-'?'r- %lastava, Esq., Id. No. 202331
±ay B- :tones, Esq., Id. No. 86657
ester ?. i\•ialcahy, Esq., Id. No. 61791
Andn?w L. Spivack, Esq., Id. No. 84439
lain,e f Gwnness, Esq., Id. No. 90134
r is?vai.?fnte P. Flialcos, Esq., Id. No. 94620
Tosr;«a t. 10oldman, Esq., Id. No. 205047
o Day R. Durut, Esq., Id. No. 206779
Braniblett, Esq., Id. No. 208375
,' u v ard. Suite 1400
One Penn Center Plaza
P17':Ip1m; , -P 19103
2] 5<63-7000
'Y`JI? :LLS Ems, t?CO BANK, N.A.
S.
17 :NINIFER WILLIAMS
Attorney for Plaintiff
PV
-
C= 13
71
_ -OM
.f G
CUMBERLAND COUNTY JJ?COURT OF COMMON PLEA`Y
cl!
CIVIL DIVISION
No. 10-745-CIVIL-TERM
PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
l > rN C) FHONOTARY:
" i d ly enter judgment in favor of the Plaintiff and against JENNIFER WILLIAMS,
"endings) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof
,r. ?or foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows:
As forth in Complaint
interest - 01/30/2010 to 03/10/2010
TOTAL
$142,979.00
$969.20
$143,948.20'`..`
certify that (I) the Defendant's last known address is 423 4TH STREET NEW
1A;1' A 1707 0-1802 and (2) that notice has been given in accordance with Rule
23171 copy attached.
Lawrence T. Phel squire
Francis S. Hallinan, Esquire
Daniel G. Schmieg, Esquire
Michele M. Bradford, Esquire
JudithT -RonmorEsquire.
,S`heetal R Shah-Jani, Esquire
Jenine R. Davey, Esquire
Lauren R. Tabas, Esquire
Vivek Srivastava, Esquire
Jay B. Jones, Esquire
peter J. Mulcahy, Esquire
Andrew L. Spivack, Esquire
Jaime McGuinness, Esquire
Chrisovalante P. Fliakos, Esquire
Joshua I. Goldman, Esquire
Courtenay R. Dunn, Esquire
Andrew C. Bramblett, Esquire
Attorney for Plaintiff
L j;, MAC31E 5 A_R , HEREBY ASSESSED AS INDICATED.
ss 227;-9_
c
PROTHONOTARY
Exhibit "B"
227992
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V,
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
ORDER
AND NOW, this day of ',? , 2011, upon consideration of Plaintiff's
Motion to Make Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered
upon Defendant shall be and is hereby made absolute; and Plaintiffs Motion to Reassess
Damages in the above captained matter is hereby GRANTED. The Prothonotary is ordered to
amend the judgment and the Sheriff is ordered to amend the writ mine pro tune as follows:
Principal Balance
Interest Through January 5, 2011
Per Diem $24.23
Late Charges
Legal fees
Cost of Suit and Title
Sheriffs Sale Costs
Property Inspections/ Property Preservation
Appraisal/Brokers Price Opinion
Mortgage Insurance Premium /
Private Mortgage Insurance
Non Sufficient Funds Charge
$134,192.09
$14,658.55
$126.33
$1,300.00
$1,105.00
$0.00
$75.00
$440.00
$900.90
$0.00
227992
Suspense/Misc. Credits ($0.00)
Escrow Deficit $2,407.19
TOTAL
$155,205.06
Plus interest from January 5, 2011 through the date of sale at six percent per annum.
Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above
figure.
BY THE COURT
I51 J. l lliLm ot?
J.
227992
227992
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227992
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PHELAN HALLINAN & SCHMIEG, LLP
1617 John F. Kennedy Boulevard
Suite 1400
Philadelphia, PA 19103
(215) 563-7000
FAX#: (215) 563-3459
Phelan Hallinan & Schmieg, LLP
Representing Lenders in
Pennsylvania and New Jersey
April 1, 2011
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
RE: WELLS FARGO BANK, N.A. v. JENNIFER WILLIAMS
Premises Address: 423 4TH STREET NEW CUMBERLAND, PA 17070
CUMBERLAND County CCP, No. 10-745-CIVIL-TERM
Dear Defendant,
Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages
and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your
concurrence with the requested relief that is, increasing the amount of the judgment. Please
respond to me within 5 days, by April 6, 2011.
Should you have further questions or concerns, please do not hesitate to contact me.
Otherwise, please be guided accordingly.
Very t ours,
Lawr . Phelan, Esquire
Francis S. Hallinan, Esquire
Daniel G. Schmieg, Esquire
Michele M. Bradford, Esquire
Judith T. Romano, Esquire
Sheetal R. Shah-Jani, Esquire
Jenine R. Davey, Esquire
Lauren R. Tabas, Esquire
Vivek Srivastava, Esquire
Jay B. Jones, Esquire
227992
Peter J. Mulcahy, Esquire
Andrew L. Spivack, Esquire
Chrisovalante P. Fliakos, Esquire
Joshua I. Goldman, Esquire
Courtenay R. Dunn, Esquire
Andrew C. Bramblett, Esquire
Allison F. Wells, Esquire
William E. Miller, Esquire
Enclosure
227992
VERIFICATION
I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to
make this verification, and that the statements made in the foregoing Motion to Reassess
Damages are true and correct to the best of my knowledge, information and belief. The
undersigned understands that this statement herein is made subject to the sworn penalties of 18
Pa.C.S. §4904 relating to the unsworn falsification of authorities.
Phelan Hallinan &
DATE:
e T 7q.d . 32227
? Francis S. Hallinan, 62695
? Daniel G. Schmieg, 62205
? Michele M. Bradforo. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? ew C. Bramblett, Esq., Id. No. 208375
?ff Allison F. Wells, Esq., Id, No. 309519
? William E. Miller, Esq., Id. No. 308951
ATTORNEY FOR PLAINTIFF
227992
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
William E. Miller, Esq., Id. No. 308951
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
CERTIFICATION OF SERVICE
227992
y .
I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages,
and Brief in Support thereof, were sent to the following individual on the date indicated below.
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
Phelan Hallinan &
DATE: 4111 U
JENNIFER WILLIAMS
324 2ND STREET
ENOLA, PA 17025
ence Ian, Es No. 32227
? Francis S. Hallinan, Esq., Id. No. 62
? Daniel G. Schmieg, Esq., Id. No. 622
? Michele M. Bradford, Esq., Id. No. 8,49
? Judith T. Romano, Esq., Id. No. 5 745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? An . Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
ATTORNEY FOR PLAINTIFF
227992
A ED-OFF OF FI THE`PRO ! SCE
OTA y
€! ! APR 12 PM 2.- 43
"UMBERLAND COUNTY
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS :
No.: 10-745-CIVIL-TERM
Defendant
RULE
AND NOW, this I l day of "t 2011, a Rule is entered upon the Defendant
to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess
Damages.
Defendant(s) shall have twenty (20) days of the date of this Order to file a responsive
pleading to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court,
Plaintiff may file a Motion to Make Rule Absolute and no hearing will be scheduled on this matter.
BY THE COURT
J.
227992
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jam, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
William E. Miller, Esq., Id. No. 308951
Phelan Hallman & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
Philadelphia, PA 19103
TEL: (215) 563-7000
FAX: (215) 563-3459
JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
,/ Allison F' VioNls, Eat
PO +-s
JENNIFER WILLIAMS
324 2ND STREET
ENOLA, PA 17025
0 0 0-0
' pICQ
227992
227992
PRO 90NOTAiC,
u I PR 20 AN 11: 39
rpEtRLAND COUNTY
v PENNSYLVANIA
Phelan Hallinan & Schmieg, LLP
By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
William E. Miller, Esq., Id. No. 308951
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. Court of Common Pleas
Plaintiff
Civil Division
V.
CUMBERLAND County
JENNIFER WILLIAMS
No.: 10-745-CIVIL-TERM
Defendant
CERTIFICATION OF SERVICE
227992
I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a
Rule Return date of May 2, 2011 was sent to the following individual on the date indicated
below.
JENNIFER WILLIAMS JENNIFER WILLIAMS
423 4TH STREET 324 2ND STREET
NEW CUMBERLAND, PA 17070-1802 ENOLA, PA 17025
Phelan Hallinan & Schmieg, LLP
DATE: By;
? Lawrence T. P la , Esq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
E Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua 1. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
? Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
ATTORNEY FOR PLAINTIFF
227992
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
WELLS FARGO BANK, N.A. CUMBERLAND COUNTY
Plaintiff,
COURT OF COMMON PLEAS
V.
CIVIL DIVISION Cz
JENNIFER WILLIAMS rn?
Defendant(s) No.: 10-745-CIVIL-TERM= m
cn }
-<> C-r!
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1
?C
COMMONWEALTH OF PENNSYLVANIA )
5;c=
'yo
PHILADELPHIA COUNTY ) SS: =, c
As required by Pa. R.C.P. 3129.1(a) Notice of Sale has been given to Lienholders
and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of
the persons or parties named, at that address, set forth on the Affidavit and as amended if
applicable. A copy of the Certificate of Mailing (Form 3817) and/or Certified Mail Return
Receipt stamped by the U.S. Postal Service is attached hereto Exhi '
? Lawrence T. Phelan, Esq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
aniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
? Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
Attorney for Plaintiff
Date: '7
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not
be sold in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale
must be postponed or stayed in the event that a representative of the plaintiff is not present
at the sale.
PHS # 227992
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WELLS FARGO BANK, N.A.
Plaintiff
v.
JENNIFER WILLIAMS
Defendant(s)
COURT OF COMMON PLEAS
CIVIL DIVISION
NO.: 10-745-CIVIL-TERM
• CUMBERLAND COUNTY
PHS # 227992
AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1
WELLS FARGO BANK, N.A., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe
for the Writ of Execution was filed, the following information concerning the real property located at 423 4TH STREET, NEW
CUMBERLAND, PA 17070-1802.
Name and address of Owner(s) or reputed Owner(s):
Name
Address (if address cannot be reasonably
ascertained, please so indicate)
JENNIFER WILLIAMS
2. Name and address of Defendant(s) in the judgment:
Name
SAME AS ABOVE
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
Address (if address cannot be reasonably
ascertained, please so indicate)
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold:
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
4. Name and address of last recorded holder of every mortgage of record:
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
5. Name and address of every other person who has any record lien on the property:
Name Address (if address cannot be
reasonably ascertained, please indicate)
NEW CUMBERLAND BOROUGH
1120 MARKET STREET, P.O. BOX 220
NEW CUMBERLAND, PA 17070
NEW CUMBERLAND BOROUGH
C/O ANDREW C. SHEELY, ESQUIRE
127 SOUTH MARKET STREET, P.O. BOX 95
MECHANICSBURG, PA 17055
Name and address of every other person who has any record interest in the property and whose interest may be affected by the
sale.
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may
be affected by the sale:
Name Address (if address cannot be
reasonably ascertained, please indicate)
TENANT/OCCUPANT
Domestic Relations of 13 North Hanover Street
Cumberland County Carlisle, PA 17013
Commonwealth of Pennsylvania P.O. Box 2675
Department of Welfare Harrisburg, PA 17105
Internal Revenue Service Advisory 1000 Liberty Avenue Room 704
Pittsburgh, PA 15222
U.S. Department of Justice Federal Building, P.O. Box 11754
U.S. Attorney for the Middle District of PA 228 Walnut Street
Harrisburg, PA 17108
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the penalties
of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities
Date: a-'71 kf By
? Lawrence T. Phelan, Esq., Id. No. 32227
? Francis S. Hallinan, Esq., Id. No. 62695
[aniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
? Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
Attorney For Plaintiff
Phelan Hallinan & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
Philadelphia, PA 19103
215-563-7000
$HERIFF'S OFFICE OF CUMBERLAND-COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
-ttt;]i?r'I4t
u 1r}
T--
20,1 I M07 30 F 1 3:
Richard W Stewart
Solicitor
Oprl_ - -
CUM8ERLPIA' ND LO J'G Y
PENNSYLVw N1;°,,
Wells Fargo Bank, NA
V&
Jennifer Williams
Case Number
2010-745
SHERIFF'S RETURN OF SERVICE
03/18/2011 05:05 PM - Deputy Michael Barrick, being duly sworn according to law, states service was performed by
posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action,
upon the property located at 423 4th Street, New Cumberland, PA 17070, Cumberland County.
04/26/2011 07:18 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Real Estate Writ,
Notice and Description, in the above titled action, by making known its contents and at the same time
personally handing a true copy to a person representing themselves to be the Defendant, to wit: Jennifer
Williams at 324 2nd St, Enola, PA 17025, Cumberland County.
06/01/2011 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had
been given according to law, he exposed the within described premises at public venue or outcry at the
Cumberland County, Courthouse, Carlisle, PA on June 1, 2011 at 10:00 a.m. He sold the same for the
sum of $ 1.00 to Atty Daniel Schmieg, on behalf of Wells Fargo Bank, N.A., 3476 Stateview Blvd, Fort
Mill, SC 29715, being the buyer in this execution, paid to the Sheriff the sum of $
SHERIFF COST: $798.27
November 29, 2011
SO ANSWERS,
RON R ANDERSON, SHERIFF
,/? , ac} f ` Q c
c C;oui7?ySuit? she t 7eec oft In .
WELLS FAROO BANK, N.A. COURT OF COMMON PLEAS
PVtiff
CIVIL DIVISION
V.
NO.:10-745-CIVIL-TERM
JENNIFER WILLIAMS
Defendant(s)
CUMBERLAND COUNTY
PHS # 227992
AFFIDAVIT PURSUANT TO RULE 3129.1
WELLS FARGO BANK, N.A., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe
for the Writ of Execution was filed, the following information concerning the real property located at 423 4TH STREET, NEW
CUMBERLAND, PA 17070-1802.
Name and address of Owner(s) or reputed Owner(s):
Name
2
3
4
5
JENNIFER WILLIAMS
Name and address of Defendant(s) in the judgment:
Name
SAME AS ABOVE
Address (if address cannot be reasonably
ascertained, please so indicate)
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
Address (if address cannot be reasonably
ascertained, please so indicate)
Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold:
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
Name and address of last recorded holder of every mortgage of record:
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
Name and address of every other person who has any record lien on the property:
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the
sale.
Name Address (if address cannot be
reasonably ascertained, please indicate)
None.
Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may
be affected by the sale:,
;gamer Address (if address cannot be
reasonably ascertained, please indicate)
TENANT/OCCUPANT
Domestic Relations of 13 North Hanover Street
Cumberland County Carlisle, PA 17013
Commonwealth of Pennsylvania P.O. Box 2675
Department of Welfare Harrisburg, PA 17105
Internal Revenue Service Advisory 1000 Liberty Avenue Room 704
Pittsburgh, PA 15222
U.S. Department of Justice Federal Building, P.O. Box 11754
U.S. Attorney for the Middle District of PA 228 Walnut Street
Harrisburg, PA 17108
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the penalties
of 18 Pa. C.S.A. § 4904 relating to unworn falsi fication o authorities.
Date: v By:
? Lawrence T. Phelan, Esq., Id. No. 32227
? Fra cis S. Hallinan, Esq., Id. No. 62695
? I)dhiel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
? Allison F. Wells, Esq., Id. No. 309519
? William E. Miller, Esq., Id. No. 308951
Attorney For Plaintiff
Phelan Hallinan & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
Philadelphia, PA 19103
215-563-7000
WELLS FARGO BANK, N.A. : COURT OF COMMON PLEAS
Plaintiff CIVIL DIVISION
VS. NO.: 10-745-CIVIL-TERM
JENNIFER WILLIAMS
Defendant(s) : CUMBERLAND COUNTY
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: JENNIFER WILLIAMS
423 4TH STREET
NEW CUMBERLAND, PA 17070-1802
"THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY,
THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY
ENFORCEMENT OF A LIEN AGAINST PROPERTY."
Your house (real estate) at 423 4TH STREET, NEW CUMBERLAND, PA 17070-1802 is scheduled to
be sold at the Sheriff's Sale on 06/01/2011 at 10:00 AM in the Cumberland County Courthouse, South
Hanover Street, Carlisle, PA 17013 to enforce the courtjudgment of $155,205.06 obtained by WELLS FARGO
BANK, N.A. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at
said sale in compliance with Pa.R.C.P. Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and
reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 x1230.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,
if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you will
have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the
price bid by calling 215-563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared
to the value of your property.
3. The sale will go Through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this
has happened, you may call 215-563-7000.
4. If the amount due from the Ruyer is not-paid. to the Sheriff, you will- remain the owner of the property as if
the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff
gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of
distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after
the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his
office. This schedule will state who will be receiving that money. The money will be paid out in accordance
with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff
within ten (10) days after the filing of the proposed schedule.
7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately
after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
SHORT DESCRIPTION
By virtue of a Writ of Execution NO. 10-745-CIVIL-TERM
WELLS FARGO BANK, N.A.
vs.
JENNIFER WILLIAMS
owner(s) of property situate in the BOROUGH OF NEW CUMBERLAND, Cumberland
County, Pennsylvania, being
(Municipality)
423 4TH STREET, NEW CUMBERLAND, PA 17070-1802
Parcel No. 25-25-0006-009
(Acreage or street address)
Improvements thereon: RESIDENTIAL DWELLING
JUDGMENT AMOUNT: $155,205.06
Phelan Hallinan & Schmieg, LLP
Attorney for Plaintiff
1617 JFK Boulevard, Suite 1400
Philadelphia, PA 19103
215-563-7000
LEGAL-DESCRIPTION
ALL THAT CERTAIN improved tract of land situate in the Borough of New Cumberland, Pennsylvania,
bounded and described in accordance with a survey and plan thereof made by Ernest J. Walker, professional
engineer, dated December 27, 1978, as follows:
BEGINNING at a point on the northeastern side of Fourth Street, said point being 23 feet (25 feet by prior
deeds) North of the northwest corner of Geary Avenue and Fourth Street; thence along premises known as
No. 245 Fourth Street and passing through the center of a partition wall, North 51 degrees 45 minutes West
140 feet to a point on the southeastern side of First Avenue; thence along the same North 38 degrees 15
minutes East 27 feet to a point on the northwestern side of Fourth Street, aforesaid thence along the same
South 38 degrees 15 minutes West 27 feet (25 feet by prior deeds), the point and place of BEGINNING.
HAVING THEREON ERECTED a two and one-half story brick dwelling known and numbered as No. 423
Fourth Street.
LI NDER AND SUBJECT, nevertheless, to easements, restrictions, reservations, conditions and rights of way
of record.
TITLE TO SAID PREMISES VESTED IN Jennifer Williams, a single woman, by Deed from
Timothy F. Straub and Marisa A. Straub, h/w and Calvin W. Williams, III and Amy W. Williams, h/w,
dated 10/05/2007, recorded 10/30/2007 in Instrument Number 200741205.
PREMISES BEING: 423 4TH STREET, NEW CUMBERLAND, PA 17070-1802
PARCEL NO. 25-25-0006-009
CUMBERLAND LAW JOURNAL
Writ No. 2010-745 Civil
Wells Fargo Bank, NA
vs.
Jennifer Williams
Atty.: Daniel Schmieg
By virtue of a Writ of Execution
NO. 10-745-CIVIL-TERM, WELLS
FARGO BANK, N.A. vs. JENNIFER
WILLIAMS, owner(s) of property
situate in the BOROUGH OF NEW
CUMBERLAND, Cumberland Coun-
ty, Pennsylvania, being 423 4TH
STREET, NEW CUMBERLAND, PA
17070-1802.
Parcel No. 25-25-0006-009.
Improvements thereon: RESIDEN-
TIAL DWELLING.
JUDGMENT AMOUNT: $155,205-
.06.
92
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
April 22, April 29, and May 6, 2011
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
iMarie Coyne ditor
SWORN TO AND SUBSCRIBED before me this
da of Ma 2011
Notary
F ARIAL SEAL
AH A COLLINS
tary Public
H, CUMBERLAND COUNTY
n Expires Apr 28, 2014
The Patriot-News Co.
2020 Technology Pkwy
Suite 300
Mechanicsburg, PA 17050
Inquiries - 717-255-8213
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
CARLISLE
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Holly Blain, being duly sworn according to law, deposes and says:
That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the
Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday
Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State
aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949,
respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular
daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said
Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as
to the time, place and character of publication are true; and
That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on
behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the
stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317.
PUBLICATION COPY
the Patr1*otwXews
Now you know
PA 17013
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin) ss
This ad ran on the date(s) shown below:
04/22/11
'2"6-70 CM Tom
Waft MrrVa bwh, NA
At1,1?: DanMe S ehrNsg
c
Sworn to an cribe Jbre a this der of May, 2011 A. D.
Notary Public
04129111
By virtue oft Writ of Execution NO.
10-745-CrvU -TERM
WELLS FARGO BANK, N.A.
VS.
JENNIFER WH IAMS
owner(s) of siteate in the
BOROUGH OF NEW CUMBERLAND,
Curnbetland County> 1Pisua Mania, being
(Municipsslty)
423 4TH 9"T, NEW .
CUMBERLAND, PA 17MI802
Parcel, No. 25-25-0006.009
(Acreage or street address)
Improvemcats theram: RESIDENTIAL
DWELLING
JUDGMENT AMOUNT $155,205.06
COMMObw&BRAILTH?nyayiA
Nobww Seal
Lower h L 100W, Notary Public j
Paxton TWW, Deuphln County
Comte res Nov. 26, 2011
Nnnsvlvanla AssocJatlon of Notaries
05106111
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ISS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff's Deed in which Wells Fargo Bank, N.A. is the grantee the same having been sold to said
grantee on the 1 day of June A.D., 2011, under and by virtue of a writ Execution issued on the 25 day of
February, A.D., 2011, out of the Court of Common Pleas of said County as of Civil Term, 2010 Number
745, at the suit of Wells Fargo Bank, N.A. against Jennifer Williams is duly recorded as Instrument
Number 201133252.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this )U day of
A.D.
ecorder of Deeds
bebCo ftWWPA
tMFiatkbndWdJm.2014