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Home My WebLink About01-6997 SAIDIS SHUFF, FLOWER & LINDSAY 26 W. High Street Carlisle, PA Johnna J. Deily, Esquire ID #53147 Saidis, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-mail: jkopecky@ssfl-law.com AMERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant NOTICE IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: 01- & q7 CIVIL-AT LAW You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a wdtten appearance personally or by attorney and filing in wdting with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other dghts important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle PA 17013 717 - 249 - 3166 800 - 990 - 9108 NOTIClA Le han demandado a usted a la corte. Si usted quiere defenderse en contra estas demandas expuestas en las paginas siguientes, usted tien veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apadencia escrita o en persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a las demandas en contra suya. Se ha avisado que si usted no se defienda, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de demanda. USTED PUEDE PERDER DINERO O PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE SI USTED NO TIENE O CONOCES UN ABOGADO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFIClNA CUYA DIRECClON SE ENCUENTRA ESCRITA ABA JO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENClA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle PA 17013 717 - 249 - 3166 Loan account #32548- I 0 Visa account #63403 26 w. Ht~*~hStn~t C. urlble~ PA Johnna J. Deily, Esquire ID #53147 Saidis, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-mail: jkopecky@ssfl-law.com AMERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant 800 - 990 - 9108 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL-AT LAW COMPLAINT AND NOW, comes the Plaintiff by and through its attorneys SAIDIS, SHUFF, FLOWER & LINDSAY and respectfully amends the Complaint as follows: 1. The Plaintiff is Americhoice Federal Credit Union, whose address is 20 Sporting Green Drive, Mechanicsburg, PA 17050, Cumberland County. 2. The Defendant is Jason Osbeck, with a last known address of VP-45 PO Box 83, NAS JAX, Jacksonville, FL 32212-0083. 3. On or about September 21, 2000, the Plaintiff and Defendant entered into a Financial Contract Agreement for various services, which was executed in at Plaintiff's place of business at 20 Sporting Green Drive, Mechanicsburg, PA 17050, Cumberland County. 4. Copies of said Contracts are attached hereto and made a part hereof and marked as Exhibit "A" Visa Credit card number 63403, member account number 32548. 5. On July 31, 2001 the Defendant created a negative balance on his account in the amount of $2,055.52. 6. The Defendant beached the Contract with the Plaintiff by failing to maintain the accounts in good standing Loan account #32548-10 2 Visa account #63403 Carlisle, PA 7. This breach of Contract did cause a loss to the Plaintiff in the amount of one thousand four hundred twenty-seven and 07/100 ($1,427.07) dollars, which represents a loss suffered by the Plaintiff do to the breach of the Contract. 8. On October 16, 2001 Plaintiff forward a default letter to the defendant, requesting the defendant bring these accounts current. 9. On October 29, 2001, Plaintiff again served notice of default on defendant through its attorney and requested payment to bring these accounts current. WHEREFORE, the Plaintiff demands judgment in favor of the Plaintiff, Americhoice Federal Credit Union and against the Defendant Jason Osbeck, last known address of VP-45 PO Box 83 NAS JAX, Jacksonville, FL in the amount of one thousand four hundred twenty-seven and 07/100 ($1,427.07) dollars, plus interest, along with attorney and all other fees and costs of the filing of the suit. Respectfully submitted, SAIDIS, SHUFF, FLOWER & LINDSAY By: J~na J. K~cky,. E~e A~orney foifPlaintiff Loan account #32548-10 3 Visa accotmt #63403 Johnna J. Deily, Esquire ID #53147 Saidis, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-mail: jkopecky@ssfl-law.com AMERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: VERIFICATION I verify that the statements made in this Complaint are true and correct. I understand that false statements herein are made subject to the Penalties of 18 Pa. C. S. Section 4904, relating to unsworn falsification to authorities. By: Loan Adjuster AmeriChoice Federal Credit Union NOU 27 2001 12:50 CRE .DIT CARD APPLICATION RMERICHOICE FCU Credit Limit Rcquc~lcd ¢.~ 7176973713 P. 02/05 20 S~rting ~een Dave ~echaal~burg, PA 170.55 (717 ) 795-0249 No. of C~s NOTICE: M,~rtled Applicants may apply far a separate account. Check fha app~pria%e ~x below to ~dicats tho t~ ofcr~a~ for which ~dt~duai Credit: Complst. Applicant a~i0a. ~m~ th~ Co Applicant ~ Joint C~ P~vide ~formation a~ut aectmn aa foil--s: (1) Infa~m~tlon a~ut ~ur apse if you l~ve in a Ap~ieant and Co Appl~c~t section~ commuaity p~y state (~, CA, ID. ~, ~. ~, TX. WA, WI) or (2) If your spouse will uno the ~unt, or authv-i~ it~u~, you agree that ouch use wil~natltute ymar agreement to the terms of the cardholder a~m~t that yon receive from the~it union. You grant ua a ~c~t~ t~reat tn all ofyo~r C~e~l$ UniOn ~haree ia AccOrtiNa. ~ O CUNA Mutual Business Services, lnc, 1991, 1999 Rev 9/99 Vet 3 The information about the costa of the card described in this application is accurate as of 2/00. Thxs informatton may have 'changed after that date. To hod out what may have changed, call or write to t~ at the number or location listed above. Annual percentage rate 12,90% for purchases Grace period for repayment uf the 25 days balance for purchases Method of computing the balance for purchases Average Dzaly Balance and cash advances ~Includmg new purchase$l Minimum Finance charge None Transaction fee for purchases None Annual Fee None Other Fees Over-Credzt-L~mit l~e ............ $10.00 Late Payment Fee .......................................... $10.00 if ten (10) or more days late .~ DETACH AND RETURN THIS APPLICATION TO YOUR CREDIT UNION 27512cv EXNIBtT a NOU-27-2001 12152 AMERICHOICE FCU 717697]715 P.05×~5 o~0a59.01 .01 15.00 ;~/~O/00 PO ~0× Sq AMERICHOICE F.C.U. PO BOX 67001 I7106~7001 01 ~0~ gO00 000~ 3~0~ O0001~00 000~2~1 ] 11/:4/00 4202 9000 0006 DO aOT STAPLE CN[~& AMSRICHOIC~ F C U PO 90X 60070 HARRISBUR~ p~ 17105 (717) 697 )474 CA)D COORD 5651 10 16 10 14 G~DZOOKS IdSO O000aSO? KMART O000gl~ ENOLA P~ KMART 000091~ [NOL~ PA STRUCTURE 00000~ HARRISBURG PA MOBIL 09655531 ENOLA ~A MOBIL 09~55535 ~NOLA pR MOBIL 096555~I ~NOL~ PA GIANT FOOD ~113 SIS ~NOL~ PA MOVIE M[RCNANT ENOEA PA ~UMMER~L~ DINER CNOLA P~ MOBIL ~65~5~ ~NOLA PS ~3.$5 24199000~gO~dgO~d~1~Og~ ~4ddSOOOZgO~60986887869 ~2&6510]~ese~OgOO150q5 ~I~ 10 16 10 ~1! 10 5541 10 17 I0 14 ~dl 554~ 10 17 10 14 5411 t0 17 10 15 7B41 5~1~ 10 5541 tO t9 10 5999 II 14 ~CC£SS TO YOUR PERSONAL CRED:T CARD ACCOUNT INrORMATIOH IS NOu AVAILABLE TO vOu ~ HOURS ~ DAY ONLIN£. VISIT WW~.MyCC~irO,COM TO VIEU VOUR ACCOUeIT IHFORMAT IOe~ FROM THE PRIVACY OF YOUR OUN P£RSONnL COMPUIER. 800-991-~96~ LOST /AFTER HRS 717-6g~ ~474 T~ CRD cOORDINATO~ ~?.o~ 2~.40 ~g.o~ ~.00 4.~? Z2.28 O.OG 15.0~ ~,s. ._ 0.00 TOTAL P.05 NOU 27 ~001 1~:51 AMERICHOICE FCU ?17697~715 m eriChoice FEDERAL CREDIT UNION Cumberland County's Community Credit Union P.04/05 October 16, 2001 RE: Loan 32548-30, Savings 32548-01, Visa #63403 Dear Mr. Osbeck: As you have chosen to ignore our efforts to bring your delinquent accounts to a current status, you have left us no other choice but to declare your accounts in default. The amount needed to cure your default at this time is $2283.91. August Loan Payment September Loan Payment October Loan Payment $262.13 $262.13 $262.13 September Visa Payment $12.00 October Visa Payment $15.00 November Visa Payment $15.00 Negative Balance Caused $1455.52 By Fraudulent ATM Activity It is imperative that the Credit Union receives said amount on or before October 30m, 2001. Otherwise, we will proceed to exercise our rights to protect our interest in this matter. Please be advised that the costs incurred to collect the account will be charged to your account, which will add to the payoff of your accounts. Your immediate response to this matter is expected, Please contact me at 1-800-240- 4364, extension 3500, during regular business hours. ~onetti Adjuster Main Office: 20 ';pt~rrin§ Green [}rive, :'vtech.micsbur.% PA 17050 · Phune: (71 7) 6q7 3474 · F~: 1717) b97 371 { Pemlsboro C~mons ~ice~ ]2(~ gasl ~nn Orive, En[~la, PA 17025 - Phone: (717} 909-0460 · Fax; 1717~ 90q-0465 M~hanlcsbur[ ~ce: 52l;7 Fast 5;mps<)n I:t:rw Road. ~ec'h~mc~burg, PA 17055 · Phone: (7371 795-4800 - ~ax: (7171 097.7~52 NOU-2? 2001 12:S1 ]'AMES'D FLOWER ~Ol-hN E. SLIKE ROBERT C. 5AIDIS GEOFFREY $. SHUFF JAMES D. FLOWER, JR. CAROL J. LINDSAY JOHNNA J KOPECKY KARL M. LEDEBOI~M JOSEPH L. HITCHING$ THOMAS E. FLOWER RMER ICHO I CE FCU LAW OFRCF_-S ' SA/DIS, SHUFF, FLOWER & LINDSAY A PROFESSIONAL CORPORATION 26 WEST HIGH STREET CARLISLE, PENNSYLVANIA 17013 TELEPHONE: I717) 243-6222 - FACSIMILE: (717) 243-6486 EMAiL: a ttomey(~ssfl-law.co m www.ssfl-law.com October 29, 2001 7176973713 P. 03/85 SHORE 2109 MARKET STREET CANLP HILL, PA 17011 TELEPHONE: (717)737-3405 FACSIMILE: (H7)737 3407 R~ELY TO CAREmLE Jason Osbeck VP-45 PO Box 83 NAS J~ Jacksonville, FL 32212-0083 Dear Mr. Osbeck: Please be advised that I represent Americhoice Federal Credit Union, with whom you have several delinquent accounts. According to my client, the following amounts are needed to cure your default as of this month: 1. Loan Account #32548-30, totaled $786.39 2. Vzsa Account #63403, totaled $42.00 3. Negative balance on your Saving8 Account #32548-01, totaled $1,455.52. Total = $2,283.91. In the event that you do not send payment either to myself or to Steve J. Bonetti at the Credit Union on or before the expiratzon of 10 days of receipt of this letter, the Credit Union has authorized me to proceed to take [urther legal action agaxnst you. In the event that you dispute any of the amounts due under this account, please feel free to contact me immediately or have your attorney do the same. Otherwise, we expect prompt payment on your delinquent account. Sincerely, SAIDIS, S~LOWER & LINDSAY ~-~/'~_ ~-.~ ,/' j JJK: t dm y Cc: Steve J. Bonetti, Americhoice Federal Credit Union Commander Hugh Cook C.O. SAIDIS SHUFF, FLOWER & LINDSAY 26 W. High S~reet Carlisle, PA Johnna J. Kopecky, Esquire ID #53147 Saidls, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-mail: jkopecky@ssfl-law.com ^MERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: 01-6997 Civil CIVIL-AT LAW NOTICE You have been sued in court. If you wish to defend against the claims set forth in the followir pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a wdtten appearance personally or by attorney and filing in wdting with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or properly or other dghts important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle PA 17013 717 - 249 - 3166 800 - 990 - 9108 NOTICIA Le han demandado a usted a la corte. Si usted quiere defenderse en contra estas demandas expuestas en las paginas siguientes, usted tien veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita o en persona o per abogado y amhivar en la corte en forma escdta sus defensas o sus objeciones a las demandas en contra suya. Se ha avisado que si usted no se defienda, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de demanda. USTED PUEDE PERDER DINERO O PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI USTED NO TIENE O CONOCES UN ABOGADO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFIClNA CUYA DIRECCION SE ENCUENTRA ESCRITA ABA JO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle PA 17013 717 - 249 - 3166 800 - 990 - 9108 Loan account #32548-10 1 Visa account #63403 SAIDIS SHUFF, FLOWER & LINDSAY 26 W. High Street Carlisle, PA Johnna J. Deily, Esquire ID #53147 Saidis, Shuff, Flower & Lindeay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-mail: jkopecky@ssfl-law, com AMERICHOICE FEDERAL CREDIT UNION JASON OSBECK Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: 01-6997 Civil CIVIL-AT LAW Defendant AMENDED COMPLAINT AND NOW, comes the Plaintiff by and through its attorneys SAIDIS, SHUFF, FLOWER & LINDSAY and respectfully amends the Complaint as follows: 1. The Plaintiff is Americhoice Federal Credit Union, whose address is 20 Sporting Green Drive, Mechanicsburg, PA 17050, Cumberland County. 2. The Defendant is Jason Osbeck, with a last known address of VP-45 PO Box 83, NAS JAX, Jacksonville, FL 32212-0083. 3. On or about September 21, 2000, the Plaintiff and Defendant entered into a Financial Contract Agreement for various services, which was executed in at Plaintiff's place of business at 20 Sporting Green Drive, Mechanicsburg, PA 17050, Cumberland County. 4. Copies of said Contracts are attached hereto and made a part hereof and marked as Exhibit "A" Visa Credit card number 63403, member account number 32548. On July 31, 2001 the Defendant created a negative balance on his account in the amount of $2,055.52. 6. The Defendant beached the Contract with the Plaintiff by failing to maintain the accounts in good standing Loan accotmt #32548-10 2 Visa account #63403 SAIDIS SHUFF, FLOWER & LINDSAY 26 W. High Street Carlisle, PA 7. This breach of Contract did cause a loss to the Plaintiff in the amount of one thousand four hundred twenty-seven and 07/100 ($1,427.07) dollars, which represents a loss suffered by the Plaintiff do to the breach of the Contract. 8. On October 16, 2001 Plaintiff forward a default letter to the defendant, requesting the defendant bring these accounts current. 9. On October 29, 2001, Plaintiff again served notice of default on defendant through its attorney and requested payment to bring these accounts current. 10. Avers of paragraph 1 through 9 are incorporated by reference as if the same were more fully set forth at length herein. 11. In addition Defendant owes to Plaintiff $4,851.27, which represents a deficiency in the repossession action of a 1997 Chevrolet Malibu. WHEREFORE, the Plaintiff demands judgment in favor of the Plaintiff, Americhoice Federal Credit Union and against the Defendant Jason Osbeck, last known address of VP.-45 PO Box 83 NAS JAX, Jacksonville, FL in the amount of six thousand two hundred seventy-eight and 34/100 ($6,278.34) dollars, plus interest, along with attorney and all other fees and costs of the filing of the suit. By: Respectfully submitted, SAIDIS, SHUFF, FLOWER & LINDSAY Jo~ire Attorney for Plaintiff Loan account #32548-10 3 Visa account #63403 Johnna J. Deily, Esquire ID #,53147 Saidis, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-mail: jkopecky~ssfl-law, com AMERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: VERIFICATION I verify that the statements made in this Complaint are true and correct. I understand that false statements herein are made subject to the Penalties of 18 Pa. C, S, Section 4904, relating to unsworn falsification to authorities. Loan Adjuster AmedChoice Federai Credit Union CREDIT CARD APPDICATION Cr~i~, ~plet~ ~ppli~at ~fioa. Compl~t~ ~e ~o-Appli~nt ~ Joint , (. ~1~, Grace period balance for purchases Minimum Fi.lance charge None Annual Fee None -- ---- EXHIBIT Other Fees Over-Credit L:mit He ................ $10.00 Late l~ment Fe~: ...................................... $I0.00 il'ten (tO) or mor~ daya late ' 27512Cv A TOTAL P.05 AmeriChoice Cumberland Count's Community Credit Union October 16, 2001 RE: Loan 32548-30, Savings 32548-01, Visa ~f63403 Dear Mr. Osbeck: As you have chosen to ignore our efforts to bring your delinquent accounts to a current status, you have left us no other choice but to declare your accounts in default. The amount needed to cure your default at this time is $2283.91. August Loan Payment September Loan Payment October Loan Payment $262.13 $262.13 $262.13 September Visa Payment $12.00 October Visa Payment $15.00 November Visa Payment $15.00 Negative Balance Caused By Fraudulent ATM ,~ctivity $1455.52 It is imperative that the Credit Union receives said amount on or before October 30m, 2001. Otherwise, we will proceed to exercise our dghts to protect our interest in this matter. Please be advised that the costs incurred to collect the account will be charged to your account, which will add to the payoff of your accounts. Your immediate response to this matter is expected. PIease contact me at 1o800-240- 4364, extension 3500, during regular business hours. ~'onetti Adjuster JAMES-D. F'kOWER JOMN E. $[JKE ROBk-RT C. SAIDIS GEOFFREY S. SHUFF IAMES D. FLOWER. JR. CAROL I. L~NDSAY ~O~qNA ~. KOPECK'Y KARL M. LEDEBOI-L,4 IOSF_PH L MrrCHINC, S THOMAS E. FLOWER SAIDIS, SHUFF, FLOWER & LINDSAY A PROFF.~iONAL CORPORATION 26 WEST HIGH STREET CARLISLE. PENNSYLVANIA 17013 TELEPHONE: (717) 24~.62.W. - FACSIMILE: C'/i7) 243-6486 E.~,L~ l~: atto meyt~.ss/l-law.com October 29, 2001 WEST SI-~Ol~ OFF~CE: Jason Osbeck VP-45 PO Box 83 MAS Jacksonville, FL 322!2~0083 Dear Mr. Osbeck: Please be advised tka~ ! represent Americhoice Federal Credit Union, with whom you have several delinquent accounts. According to my client, the - gol~w_ng amounts are needed to cure your defau!z as of this i. Loan Account ~3254a-30, totaled $786.39 2. Vzsa Account #63403, totaled $42.C0 3. Negative balance on your Savings Accoun~ totaled $1,455.52. Total = $2,283.9i. ~32548~01, in the even~ that you do not send payment either Eo myself or ~o STeve J. Bgnet~i at the Credi~ Union on cr befcre the expiratzon of 10 days of receipt of this !e~=er, the Credit Union has au~korizad me to proceed ~c take further ie~ai aciion agaznst you. In ~he event that you dispute any of the amounts due under this account, please ~= ~ free zmmediateiy or have your attorney do Zke sane. O~kerwise, exDec~ prompt payment on your de!in~uen~ ac~u .... Sincerely, JJK:tdm Cc: S~eve j. Bonetni, Americkoice Federal Commander Hu~h Cook C.O. Credit Union neriCho ce FEDERAL CREDIT UNION Cumberland County's Community Credit Union December 17, 2001 Mr. Osbeck: Please be advised that we have sold the 1997 Chevrolet Malibu, which was held as collateral for loan 32548-30. After applying the proceeds received from this sale as well as adding the expenses incurred to collect this account thus far, as well as your Visa and your negative balance, you now owe the Credit Union a deficiency balance of $6878.34 as of 12/15/01. The breakdown is as follows: Principal Balance Owed: Loan 32548-32 $ 6206.64 Principal Balance Owed: Visa #63403 $ 5~16.18' Principal Balance Owed: Negative Bal,'mce 32548-01 .. $ 855.52 Repossession/Sale Fees $ 650.00. Total After Expenses Incurred $ 8228.34 Proceeds from Sale of 97 Chevrolet Malibu Final Total Deficiency Balance Owed On 12-15-01 $ 2000.00 $ 6278.34 The Credit Union demands repayment of the above deficiency balance of $6278.34. Otherwise, without further notice, the Credit Union will proceed to exercise our rights to protect our interest in this matter. Please be advised that the costs to collect this mount will be charged to your account, which will add to the payoff of your debt. Your immediate response to this matter is anticipated. By, Adjuster TOTAL P. 02 SAIDIS SHUFF, FLOWER & LINDSAY ATrO~I~S'AT.LAW 26 W. High Street Carlisle, PA Johnna J. Kopecky, Esquire ID #53147 Saidis, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-mail: jkopecky@ssfl-law.com AMERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: 01-6997 Civil CIVIL-AT LAW PRAFClPF FOR DFF&HLT JHI3~MI::NT TO THE PROTHONOTARY: Please enter a judgment by default in favor of the Plaintiff and against the Defendant(s) for failure to Answer the Complaint in the amount of six thousand two hundred seventy-eight and 34/100 ($6,278.34) Dollars, plus interest, attorney fees and all other costs. I certify the Ten (10) Day Notice of Entry of Default pursuant to Rule 237.1 was mailed U. S. First Class Mail postage prepaid and is attached as Exhibit "A". Respecffully submitted, SAIDIS, SHUFF, FLOWER & LINDSAY Dated By: Prothonotary AND NOW, this 15"¢~'ay of/t~,~RC~/ , 2002, a default judgment has been entered in the amount of six thousand two hundred seventy-eight and 34/100 ($6,278.34) Dollars, plus interest, attorney fees and Johnna J. Kopecky, Esquire ID #53147 Saidis, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 ' e-mail: ~d~o~eckyd'~_ .~sfl-law coq'] AMERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: 01-6997 Civil CIVIL-AT LAW TO: Jason Osbeck VP-45 PO Box 83 NAS JAX Jacksonville FL 32212-0083 DATE OF NOTICE: February 25, 2002 IMPCiRTANT YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: U.S. POSTAL SERVICE CERTIFICATE OF MAILING ~ Affix fee here in stamps Or mete~ po~tage and [, Y BE USED FOR OOMESTIC AND INTERNATIONAL MAIL. DOES NOT post mark. i'~lquire of ~VIOE FOR INSURANCE-POSTMASTER I Postmast~' fo~ current Received From: , fee. · -., o La~ g,ffi, lces ':~J ..,=:,,::. .... -'-' .... c::'c: · L!nd='~-Y '~:':-i ". 26 West High Street Carlisle PA 17013-29b~ NAS JAX Jacksonviiie FL 322i \. PS Form 3817, January 2001 g,.~ Iki~ ~ Bar Association ~ue }13 66 D8 .'P'~,~nna J.,K'/'c~'eck;, Es~re..~ '" t~AEorney ~t~e Plaintiff ~ Johnna J. Kopecky, Esquire ID #53147 Saidis, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-maih jkopecky@ssfl-law.com AMERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: 01-6997 Civil CIVIL-AT LAW TO: Jason Osbeck You are hereby notified that on /~"E~ ,,.~...d'~ 2002, the following Judgment has been en~red ag~in'sf you in the above-captioned case. Date: '~- Proth~'ho~ary J I hereby certify that the name and address of the proper person to receive this notice is: Jason Osbeck VP-45 PO Box 83 NAS JAX Jacksonville FL 32212-0083 SAIDIS SHUFF, FLOWER & LINDSAY ATFORNEYSsATsI~W 26 W. High Street Carlisle, PA Johnna J. Kopecky, Esquire ID #53147 Saidis, Shuff, Flower & Lindsay 26 West High Street Carlisle, PA 17013-2956 Telephone: 717-243-6222 Fax: 717-243-6486 e-mail: jkopecky@ssfl-law.com AMERICHOICE FEDERAL CREDIT UNION Plaintiff JASON OSBECK Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO.: 01-6997 Civil CIVIL-AT LAW AFFIDAVIT OF SERVICE I, Johnna J. Kopecky, Esquire, do hereby certify that I served the below-named parties by Certified Mail, postage pre-paid, the Amended Notice and Complaint in Mortgage Foreclosure, on the date and time reflected on the Receipt of Certified Mail number 7000-1670-0001-8796-7355 dated January 15, 2002. A copy of the said Receipt of Certified Mail and PS Form 3811, Domestic Return Receipt is attached and made a part hereof and is marked as Exhibit "A". Jason Osbeck VP-45 PO Box 83 NAS JAX Jacksonville FL 32212-0083 Dated: March 18, 2002 Sworn to and Subscribed Before me this 18th ~'~'n a J/~ p~c'ky;~,~ ~ ~(ttorney~or Plaintiff · , Direct Query - Intranet Page 1 of 1 Track/Confirm - Intranet Item Inquiry Item Number: 7000 1670 0001 8796 7355 This item was delivered on 01/15/2002 at 13:08. Enter Request Type and Item Number: Quick Search (~ Extensive Search C' Item Number: Inquire on multiple items. Go to the Product Tracking System Home Page. 2/25/2002 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA DIME SAVINGS BANK OF NEW YORK, FSB NO. 2001-6967 IN CIVIL ACTION -rs- Plaintiff(s) ARTHUR M. SHERMAN 4341 CARLISLE PIKE, C-15 CAMP HILL, PA 17011 Defendant(s) PRAECIPE FOR WRIT OF EXECUTION CODE - FILE1) ON BEIIALI: OF PLAINTIFF COUNSEL OF RECORD FOR THIS PARTY: James lC. Apple. t:kq. 1% l.l). No. :17!)12 Uharles F. Bennett, Esq. PA I.D. No. :]0541 Joel E. Haa.~ma~. I:'.W. PA l.l). No. 42096 APPLE AND APPLE, P.C. Firm No. 71!) 1650 Baum Boulevard })itlsl)urg]l. PA 152 [3- [ g17 'l¥1ophonc (112) 6S2-1.166 Fax (412) 682-:/135 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA DIME SAVINGS BANK OF NEW YORK, FSB NO. 2001-6967 IN CIVIL ACTION - rs- Pla intiff( ARTHUR M. SHERMAN 4341 CARLISLE PIKE, C-15 CAMP HILL, PA 17011 Defe'ndanl(.~) PRAECIPE FOR WRIT OF EXECUTION %0 THE PROTHONOTARY: Kindly issue lit(' WI'il of I';xcculion ill ~lle al)ove-captiom'd inaller.., (1) directed to lbo Sheriff of CUMBERLAND ('ounty 19 levy upon any and all personal property at 4341 ('arlisle Pike, (',-15, Camp Hill, PA 17011: (2) against, DeCndant(s) ARTHUR M. SHERMAN (3) against Garnishee(s) (4) Judgment: $ 29,622.25 Interest from January 23, 2002 to July 23, 2002 on 29,622.35 Amount of Interes! Payments SUBTOTAL: $ 876..19 $ $ 30,4.)~. I Costs (to be added by Prothonotary): APPLE AND APPLE, P.C. Dated: By: ~/~tt~)rneys WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 01-6967 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DIME SAVINGS BANK OF NEW YORK, FSB Plaintiff (s) From ARTHUR M. SHERMAN, 4341 CARLISLE PIKE, C-IS, CAMP ItlLL, PA 17011 (1) You are directed to levy upon the property of the defendant (s)and to sell LEVY UPON ANY AND ALL PERSONAL PROPERTY AT 4341 CARLISLE PIKE, C-15, CAMP HILL, PA 17011. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined fi.om paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $29,622.25 L.L. $.50 Interest FROM JANUARY 23, 2002 TO JULY 23, 2002 - $876.49 Atty's Comm % Due Prothy $1.00 Atty Paid $109.10 Other Costs Plaintiff Paid Date: AUGUST 20, 2002 (Seal) REQUESTiNG PARTY: Name JAMES R. APPLE, ESQUIRE Address: 4650 BAUM BOULEVARD PITTSBURGH, PA 15213-1237 Attorney for: PLAINTIFF Telephone: 412-682-1466 Supreme Court ID No. 37942 CURTIS R. LONG Prothonotary Deputy