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HomeMy WebLinkAbout10-1104y 2010 FEB 15 PH 1: 06 A Ifly ? ti's t.. y r MEMBERS I ST FEDERAL, CREDIT UNION Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 10 - 1104 0', u i l errn CYNTHIA D. KAUFFMAN CIVIL ACTION -LAW Defendant NOTICE TO DEFEND AND CLAIM RIGHTS You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 . 717-249-3166 0 $9.1.00 PA A`rr/ er.-f dDal er aa1 coo( MEMBERS 1 ST FEDERAL, IN THE COURT OF COMMON PLEAS CREDIT UNION CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff : CYNTHIA D. KAUFFMAN CIVIL ACTION -LAW Defendant COMPLAINT AND NOW, comes the Plaintiff, Members 1St Federal Credit Union, by and through its attorney, Charles Rector, Esquire, and files the within Complaint and in support thereof avers the following: 1. Plaintiff is Members 1St Federal Credit Union, a member-owned financial institution with its principle place of business at 5000 Louise Drive, Mechanicsburg, Cumberland County, Pennsylvania, 17055. 2. Defendant is Cynthia D. Kauffinan, formerly Cynthia D. Nilsen, an adult individual who currently resides at 416 Reno Avenue, New Cumberland, Cumberland County, Pennsylvania, 17070. 3. On November 23, 2005,` Defendant completed and signed a Visa Credit Card Application and obtained a Visa Card from Plaintiff with a credit limit of $15,000.00. See Exhibit "A" attached hereto and incorporated herein. 4. Defendant was provided a Visa Credit Card Agreement and Disclosure which outlined the credit terms and her billing rights regarding the account. See Exhibit "B" attached hereto and incorporated herein. 5. Paragraph 8 of the Visa Credit Card Agreement and Disclosure (Exhibit "B") requires Defendant to pay a monthly "minimum payment" as outlined on the monthly statement provided to her. 6. Defendant failed to make timely payments on her account balance. 7. The outstanding balance due and owing by Defendant to Plaintiff as of March 16, 2009, is $14,680.71. See billing statements attached hereto, incorporated herein and marked Exhibit "C". 8. Despite repeated demands for payment, Defendant has failed and refused to pay same. 9. Pursuant to Paragraph 10 of the Visa Credit Card Agreement and Disclosure (Exhibit `B"), Defendant is in default and Plaintiff therefore is demanding immediate payment in full of the balance due. 10. Plaintiff has retained the services of the Law Offices of Charles Rector, Esquire, P.C., in the collection of the amount due by Defendant to Plaintiff. 11. Pursuant to Paragraph 10 of the Visa Credit Card Agreement and Disclosure (Exhibit `B")„ Plaintiff is entitled to receive and Defendant has agreed to pay Plaintiff's collection expenses, including court costs and reasonable attorney's fees). See Exhibit "B." 12. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the Law Office of Charles Rector, Esquire, P.C., in the collection of the amounts due and owing by Defendant incident to the within action in the amount of $3,670.18. 13. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 14. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff, Members 1" Federal Credit Union, respectfully requests this Honorable Court to enter judgment in favor of Plaintiff and against Defendant, Cynthia D. Kauffman, in the amount of $18,350.89, plus court courts and for such other relief as the Court deems proper and just. RESPECTFULLY SUBMITTED: arles Rector, quir 9121) Law Offices of Charles Rector, Esquire, P.C. 1104 Fernwood Avenue, Ste. 203 Camp Hill, PA 17011-6912 (717) 761-8101 Date: °? ?? ?° I verify that the statements made herein are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. MEMBERS 1ST FEDERAL CREDIT UNION (AIIAJ Print Name: UcA )n S??n (rC4? t!a?/C???o?5 /IOC, Date. 2eg \f Jn l-l4-culu Mu ul t lu f rl litill t" l51 ruu rHA Nul I I r 1?R?9ClJ r VISA CREDIT CARD APPLICATION ? Mfu YdVk11? ?oCOdM yar?r w w w nlyM? en year awn NOenw a+?p+p?d kr y?p,a? ?, >NryAe+r+reon ? rrN rrr w ?ra•?t a h endK rMrwed. ati?fr. wf ?• ap w borwn wcma ac ?dar?n. QNlw1M Yrfaableaamwea?aeewiryMM{yMafaaarwrpwrwomo.wnptlIvaafav*ww-ftwmra ten Glr'II ?MYMIMJ?MrppNo?lRMMI Awl"* waN?al/afppfparpfalgetkap?Yloely Y 4"&wo w $ ¦ Q tlYwwfrpplpYlOMrM ilOrf4Mla0a?wM, 01A a0Y?wi?Ir l?amelYeafn fJlKetlgWMaflUwwlraaan Mfroellrrae?epl pf=ft PNMaerNOanIFIV NtNMhemoaepyw erpefarrltfa<fonr<MararepawlM o q am coo --- -- aajsrwrear+d.? ?aexarsarwwlr,o ewal+?nrwrr ...._ ¦, MAN????fafrAU1M1AAMPP11W10RYN1UPN:AYIONt?NQO?, IM1YMha - ? aUe? ?oMr ?rRi?111ep111Ni111e7* ? ? .^' r. u4 1 l??J ?J ?a j EXHIS I a lrvrrrrsrmmm.-- - ---- r-•???••'?•r w•???ww?Mrwarrwrrw-- - ?..?._ I "< 1 ,c u i r. 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Y p ro 5? r A SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Edward L Schorpp Solicitor x 4k\41~`~i L~{ ~ it Jll ira t(d, tip a.+ ~F~ - _ F7LEU--~,~~-, ;"~ ,F `',_ ry-~ t Y 20lQ FE8 22 ~~ 9~ ( Q C~"f"r ~,; ~~, Members 1st FCU vs. Cynthia D. Kauffman Case Number 2010-1104 SHERIFF'S RETURN OF SERVICE 02/18/2010 08:22 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on February 18, 2010 at 2022 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Cynthia D. Kauffman, by making known unto herself personally, at 416 Reno Avenue, New Cumberland, Cumberland County, Pennsylvania 17070 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $43.74 February 19, 2010 SO AN ERS, O Y R ANDERSON, SHERIFF BY ~ ~ Deputy Sheriff rci Geun'Bu4e Sher;if. Telc:;so`t, In.c. MEMBERS 1ST FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION :CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff n ~ ,.. J v• NO. 10-1104 CIVIL TERM t-= ~' ~``-y^ ~ "_ -~ i CYNTHIA D. KAUFFMAN : :CIVIL ACTION -LAW ~•J ' T1 Defendant = _ - -" -' -~ i. ~ _ '.~. -- -_; PRAECIPE FOR ENTRY OF JUDGMENT BY DEFAULT =< ~` ~~ TO THE PROTHONOTARY: Please enter judgment by default in favor of Plaintiff, Members 1st Federal Credit Union, and against Defendant, Cynthia D. Kauffman, for her failure to plead to the Complaint in this action within the required time. The Complaint contains a Notice to Defend within twenty (20) days from the date of service thereof. Defendant was served with the Complaint on February 18, :?010, and Defendant's answer was due to be filed on March 11, 2010. Attached as Exhibit "A" is a copy of Plaintiff's Notice to Defendant, which I certify was mailed by Certified First Class Mail on April 9, 2010, to the Defendant at her last known address and was received on April 12, 2010, as evidenced by the US Postal Service Return Card, a copy of which is attached as Exhibit "B," which is at least ten (10) days prior to the filing of this Praecipe. Please assess damages in the amount of $18,350.89, being the amount demanded in the Complaint. Date: `r` 413 is RESPECTFULLY SUBMI~TED, (:harles Recur, Esqu~- 1104 Fernwood Avenue, Suite 203 Camp Hill, PA 17011-6912 (717) 761-8101 Attorney for Plaintiff ~i~r. ~d ~~. ~ e~~ aaY~ 111=> rn~ t MEMBERS 1sT FEDERAL CREDIT UNION Plaintiff v. CYNTHIA D. KAUFFMAN Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUN'T'Y, PENNSYLVANIA NO. 10-1104 CNIL TERM CNIL ACTION -LAW Date of Notice: To: Cynthia D. Kauffman 416 Reno Avenue New Cumberland, PA 17070 IMPORTANT NOTICE N C Q `7 April 2, 2010 ~ F~ ° ._Y I11~ "~ _ L ~.. _ ~ rn ~ `l._~ J~J r 1 i, ~~; °~ ~ _a i-n Z w .~- •< YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINS? ", ~ J~~ft ~~4 '~-?~! ,~^'?' WTTHI1si TEh; DAYS FRL,~~ `~'~~ ."- -= ~-~ ~ ~'?~Ic ..J,,,,~' .-, ,~ ~_ ~;L~~vl~ ~ `Liri"_ iL F,NTEREij ACAINS: 'IOU wITI~Ou _ -`_ ~EARINL~ HI~~; :'id's i !~~tk`~' I-,OSE FOUR PROPERTY OR OTHER IMPORTANT RIC~I-ITS YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 BY: I ~~'I ld~7l~ ~t~~ Chazles Rector, Esquire 1104 Fernwood Avenue, Ste. 203 Camp Hill, PA 17011-6912 (717) 761-8101 Attorney for the Plaintiff fXHfl~l~' T-1 N ~ ~ ~ ~~ ~ oDc~~r«n 0 c O ~ ~ n y ~ l ~ ~ a m s'"'c =ym. ~ ~ 2 B- rt a m c - ~ ~ 1 . ., N ~ m ~ ~ ~ N ~ ~ d _ 7 w ~P-m m °- 3~~~` ('~,+ ~/('`~ • o ^p, vi D wso~~~ ~y ~O<D~pO Al C W Q p '~ (~ .. ~ m ~ \~~ n ~ m m ~ p m m ~ ^^~.p 3 37 C7 2 o m ~ a m m y~W ( ~ ~ ~ ~ m c ~, ~ m cn ~ ~. ~ ~y ~,~ m~ (~' /~~ t ~ '<' ~ ~ ~ w - - m -. 1... ~ ~ ^^^ ~ ~ ~. n ~ a ~ ~ • p~-o o ~ ~ ~ ~ ~' ~ • 7° ~ v 3 c~ ~ w ~ (~ ~ o ~ ~ \N z -< m ~o N ~ o m a a ~ ~ ~ ~ `~ 7DDD 06DD DD28 5],'74 D763