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HomeMy WebLinkAbout10-1173GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER ATTORNEY I.D. #56129 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (866) 413-2311 WWW.GOLDBECKLAW.COM FILED--+ ,!: ICE `,G: TQ- 20 FEB 19 F; 1: 5 2 rr ,N THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagors and Record Owners 137 Bridge Street New Cumberland, PA 17070 Defendants IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE F 2RECLOSURE 1 o _ 11"3 'vi l-Te..v+ Term CIVIL ACTIGU- MW, GAGE POWLOOU" NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 C:S 717-243-9400 PD A7" 4Ra.oo rkif 51$315 CUMBERLAND COUNTY BAR ASSOCIATION eT* -13779 9 2 Liberty Avenue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FRIM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www.phfa.orp-/consumers/homeowners/real.qspx. 5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Foreclosure Resource Center: http://www.philadelphiafed.orp-/foreclosure/ 7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionggoldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18,. 2. The names and addresses of the Defendants are GERALDINE GOODWIN, 137 Bridge Street, New Cumberland, PA 17070 and MICHAEL GOODWIN, 137 Bridge Street, New Cumberland, PA 17070, who are the mortgagors and record owners of the mortgaged premises hereinafter described. 3. On August 15, 2006 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR AMERICA'S WHOLESALE LENDER, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1963 Page 3977. The mortgage has been assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18 by assignment of Mortgage. Plaintiff is the real party in interest pursuant to a purchase or transfer of the mortgage obligation from the last record holder and an Assignment of Mortgage to Plaintiff has been and/or will be lodged for recording with the Recorder of Deeds in the ordinary course of business. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for April 01, 2009 and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ....................................................................................$97,104.28 Interest from 03/01/2009 through 01/08/2010 at 5.5000% .... ...................$4,593.82 Per Diem interest rate at $14.63 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph ...................$4,855.21 Late Charges from 04/01/2009 to 01/08/2010 ....................... ......................$283.90 Monthly late charge amount at $28.39 Costs of suit and Title Search (Estimated) ............................. ......................$900.00 Monthly Escrow amount $200.12 $107,737.21 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriff's Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or an "in person am" judgment) against the Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $107,737.21, together with interest at the rate of $14.63, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for,thp\fo;eclosure of the Mortgage and Sheriffs Sale of the Property. By: CCAFFERTY & MCKEEVER Michael McKe er Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 ATTORNEYS FOR PLAINTIFF VERIFICATION Gregory J Prim, AGSWUV# SecreWry as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unworn falsification to authorities. Date: JAN 2 9 2010 _ Assistant Sectary #92987FC - GERALDINE GOODWIN and MICHAEL GOODWIN 137 Bridge Street New Cumberland, PA 17070 Prepared By and Return To: Referral Department GOLDBECK McCAFFERTY & MCKEEVER Mellon Independence Center - Suite 5000 701 Market Street Philadelphia, PA 19106-1532 215-825-6344 GMM File Number: 92987FC Parcel ID#: 25-25-0006-341 ASSIGNMENT OF MORTGAGE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR AMERICA'S WHOLESALE LENDER (Assignor), for and in consideration of the sum of Ten Dollars ($10.00) and other good and valuable consideration, the receipt of which is acknowledged, does grant, bargain, sell, assign and transfer to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2016-18. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 (Assignee), all of its right, title and interest, as holder of, in, and to the following described mortgage, the property described and the indebtedness secured by the mortgage: Executed GERALDINE GOODWIN and MICHAEL GOODWIN , Mortgagor(s); to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR AMERICA'S WHOLESALE LENDER. Bearing date of: August 15,2006; Amount Secured: $95,120.00; Recorded on August 28, 2006; in Book 1963 Page 3977; in the Recorder of Deeds Office of Cumberland County, Commonwealth of Pennsylvania ("Mortgage") Property: 137 Bridge Street, New Cumberland,PA 17070 AS FURTHER DESCRIBED IN EXHIBIT "A", ATTACHED AND INCORPORATED INTO THIS ASSIGNMENT. Together with the note or obligation described in the Mortgage endorsed to the Assignee, ("Note") and all moneys due and to become due on the Note and Mortgage, with interest. Assignee its successors, legal representatives and assigns shall hold all rights under the Note and Mortgage forever, subject however, to the right and equity of redemption, if any, of the maker(s) of the Mortgage, their heirs and assigns forever. Assignor, by its appropriate attorney in fact, has executed and sealed with its corporate seal this Assignment of Mortgage on this 13 day of Janu 2010. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR AMERICA'S WHOLESALE LENDER By: Gary E. Idbeck McCafferty & Me ever as Attorney it Fact for Mortgage Electronic Registration Systems, Inc. organized and existing under the laws of the United States of America by the Agreement for Signing Authority dated November 2, 2009 COMMONWEALTH OF PENNSYLVANIA : SS COUNTY OF PHILADELPHIA On this L3 day of Ianuary. 2010, before me, a Notary Public in and for the County and Stater aforesaid, the undersigned officer, personally appeared Gary E. McCafferty of Goldbeck McCafferty & McKeever, known to me or satisfactorily proven to be the Attorney in Fact on behalf of Mortgage Electronic Registration Systems, Inc. organized and existing under the laws of the United States of America noted above and acknowledged that, being authorized to do so, executed the foregoing instrument for the purposes therein contained by signing the name of Mortgage Electronic Registration Systems, Inc. organized and existing under the laws of the United States of America as an Attorney in Fact for Mortgage Electronic Registration Systems, Inc. organized and existing under the laws of the United States of America. IN WITNESS WHEREOF, I have hereunto set my hand anffiial selMy commission expires: I hereby certify the address of the Assignee is: COMMONWEALTH OF PENNMVANLA 7105 Corpomte Drive, PTX C-35, Plano,TX 75024 MARTIN NOTARIAL SEAL PtdNC Q4OfP MY W M EX* N MaTh 32013 Case #: 92987FC E?ChibitA The land referred to M this Commitment is described as follows: ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County, State of Pennsylvania, more particularly bounded and descried in accordance with a surrey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2,1973, as follows, to wit; BEGINNING at point on Bridge Street said point being twenty-seven (27) feet In a southeasterly direction from the southeast comer of Second and Bridge Stnsels, al corner of land soudwmalelly dWection from the southeast comer of Second and Brklge Streets, at comer of land now or formerly of Kenneth N. Ross and wile; thence in a nort ry direction an a Brie parallel with Second Street, and through the center of !fits parWon wall ol a three story frame and shim dweding house and beyond, North 51 degrees 30 minuths East one hundred filly (150) feet to Maple Alloy; thence along said alley South 38 degrees 30 minulss East twenty-three (23) feet to a point; thence an a Are parallel with Second Sheet, South 51 degrees 30 minutes Wast one hundred My (150) to Bridge Sheet; thence along Bridge Street North 38 degrees 30 minutes west twenty- three (23) feet to the Place of BEGINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bddge Street. New Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub by deed dated May 18.1998 and recorded May 21, 1998 in Cumberland County in Deed Book Volume 177 at Page 740 granted and conveyed unto Timothy F. Straub, and Calvin Williams, III Tax Parcel * 25-25-0006-341 Eythibit (B ACT 91 NOTICE DATE OF NOTICE: 01/15/2010 TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home This Notice explains how the program works. To see if HEMAP can help you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (7170-1869. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. The local bar association may be able to help you find a lawyer. La notificacion en adjunto es de suma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no comprende el contenido de esta notification obtenga una traduccion immediatamente llamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionada arriba. Puedes ser elegible para un prestamo por el programa llamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su casa de la perdida del derecho a redimir su hipoteca. Prepared by: GOLDBECK McCAFFERTY & McKEEVER Suite 5000 - Mellon Independence Center. 701 Market Street Philadelphia, PA 19106 Fax (215) 627-7734 HomeRetention@goldbecklaw.com 1 Date: 01/15/2010 Homeowners Name: GERALDINE GOODWIN and MICHAEL GOODWIN Property Address: 137 Bridge Street, New Cumberland, PA 17070 Loan Account No.: 142590400 Original Lender: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS A NOMINEE FOR AMERICA'S WHOLESALE LENDER Current Lender/Servicer: BAC HOME LOANS SERVICING, L.P. HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (33) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be filed or postmarked within thirty (30) days of your fact-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE. IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE." YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.), HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 137 Bridge Street, New Cumberland, PA 17070 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly payment from 04/01/2009 thru 01/15/2010 (10 mos. at $767.89/month) $7,678.90 (b) Late charges from 04/01/2009 thru 01/15/2010 (10 mos. at $28.39/month) $283.90 (c) Other charges; Escrow, Inspec., NSF Checks (d) Other provisions of the mortgage obligation, if any (e) TOTAL AMOUNT REQUIRED AS OF THIS DATE: $7,962.80 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $7,962.80, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check or money order made payable and sent to: Attention: Act Letter Department BAC HOME LOANS SERVICING LP c/o Goldbeck McCafferty & McKeever 701 Market Street Suite 5000 Philadelphia, PA 19106 HomeRetention@goldbecklaw.com 866-413-2311 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender brings legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY Period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You mqy do so by, paving the total amount then past due plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately four (4 to six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: BAC HOME LOANS SERVICING LP Address: 7105 Corporate Drive PTX B-35 Plano, TX 75024-3632 Phone Number: 972-526-6000 Fax Number: 817-230-6811 Contact Person: Amanda Neeley Email: PHFA.Program@bankofamerica.com EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Contact Person: Amanda Neeley Phone Number: 972-526-6000 HEMAP Consumer Credit Counseling Agencies Report last updated: 11/27/2009 2:32:10 PM I CCCS of Western PA 4402 Peach Street Erie, PA 16509 888.511.2227 ext 108 888.511.2227 ext 108 DAUPHIN County CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888.511.2227 888.511.2227 Center for Family Services, Inc. 213 Center Street Meadville, PA 16335 814.337.8450 Greater Erie Community Action Committee 18 West 9TH Street Erie, PA 16501 814.459.4581 Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 724.981.5310 St. Martin Center 1701 Parade Street Erie, PA 16503 814.452.6113 CUMBERLAND County CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888.511.2227 888.511.2227 Community Action Commission of Captial Region 1514 Deny Street Harrisburg, PA 17104 717.232.9757 Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 717.762.3285 PA Interfaith Community Programs Inc 40 E High Street Gettysburg, PA 17325 717.334.1518 PHFA 211 North Front Street Harrisburg, PA 17110 717.780.3940 800.342.2397 Community Action Commission of Captial Region 1514 Derry Street Harrisburg, PA 17104 717.232.9757 PHFA 211 North Front Street Harrisburg, PA 17110 717.780.3940 800.342.2397 DELAWARE County Advocates for Financial Independence 202 East Hinkley Avenue Ridley Park, PA 19078 215.389.2810 American Credit Counseling Institute 175 Strafford Avenue Suite 1 Wayne, PA 19087 610.971.2210 888.212.6741 American Credit Counseling Institute 526-528 Dekalb Street Norristown, PA 19401 610.971.2210 888.212.6741 American Financial Counseling Services Inc. 1080 N. Delaware Avenue Suite 200 Philadelphia, PA 19125 267.228.7903 800.490.3039 American Financial Counseling Services Inc. 405 West Germantown Pike Norristown, PA 19403 267.228.7903 800.490.3039 American Financial Counseling Services Inc. 175 Strafford Avenue Suite One Wayne, PA 19087 267.228.7903 800.490.3039 Page 8 of 21 GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER ATTORNEY I.D. #56129 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 (215)627-1322 ATTORNEY FOR PLAINTIFF THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN 137 Bridge Street New Cumberland, PA 17070 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. n o - ' O } 7 ~~ m ~ .G> 11-1 f ..... .~ i' i't -~ U1 ,~_;', L ~ ti../ ~ , ~ ' cs~ d ~- . _ ~ By: ~ irit~ / GOLDBECK McCAFFERTY & McKEEVER MICHAEL T. MCKEEVER, ESQUIRE ATTORNEY FOR PLAINTIFF ~~o. o o c~ ~ ~1c-~ saw a ~ g Term No. 10-1173 R-*~ X38 y70 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Michael T. McKeever Attorney LD.#56129 Suite 5(100 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due $109,856.48 Interest from 4/17/2010 to Date of Sale per diem at $14.63 (Costs to be added) By: ~ GO BECK MCCAFFERTY & MCKEEVER Michael McKeever Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 avid Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff 9~Y ~ a ~" rc.~= post IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FOI~CL(S~IJRL~-r`i ,~ ~' ..a 'i:3 ~ ~ ' ~ ' ~" •7 'T C5'1 , :. ( Tt No. 10-1173 ,;- ~` ~ ~ r~ t~ j ~ _ ~ ` ; i y ~ C'i - r :~ ..- w' ~~ (.,,~. y y~.va ~s5t, ~~ vo ca,-~6r= ~ v ~~-y.06~~ ~ . s , ~ ~. 3 ~ , ~ ~~~a~ y~--s 4 ~y. v ~ ~~ ~ ~-.~a ~~-3 s •t Sb I ct- Gil~7 s .2-`!9. ~~ ~+~ a Nr t :L.Da .Due- Co w a a z O ~ O y O ~y ~-~o z ~' a 0 V w x H ~ Q ~ U Q ~' H W x0~~ w+wdo Z W U o o~zW ~ ~ Q ~ ~+ ~ U W 3oQ~ z~"o~ p W W W xzE..,U QpU H w U z o ~-, ~, b ~ ~ ~ ~ ° z U w 3 o z ~~O ~ N W Q ~ Q Q p o a (~ ~ Ova a~ ~ ~ ~ ~ zW ° x r . QU c~~U O W ~ bq a~ z ~ ~ ~ ~ .~ W a a ~. y N U U ~~ ~~ ~U ~ -a ~ L .-. N ~ ~ ~ ~ ~ ~ ~ M ~~ ~o~~~ v ~ ~ ~ ~~o ~N .~ ~ ~ y ~ ar -° o ~~ ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County, State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2, 1973, as follows, to wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) feet in a southeasterly direction from the southeast corner of Second and Bridge Streets, at corner of land southwesterly direction from the southeast corner of Second and Bridge Streets, at corner of land now or formerly of Kenneth N. Ross and wife; thence in a northeasterly direction on a line parallel with Second Street, and through the center of the partition wall of a three story frame and stucco dwelling house and beyond, North 51 degrees 30 minutes East one hundred fifty (150) feet to Maple Alley; thence along said alley South 38 degrees 30 minutes East twenty-three (23) feet to a point; thence on a line parallel with Second Street, South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street; thence along Bridge Street North 38 degrees 30 minutes West twenty- three (23) feet to the Place of BEGINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bridge Street, New Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvin W. Williams, III and Andy W. Williams, husband and wife by deed dated 8/8/2006 and recorded 8/28/2006 in Cumberland County In Deed Book Volume 276 at Page 1709 granted and conveyed unto Geraldine Goodwin IMPROVEMENTS consist of a residential dwelling. BEING PREMISES: 137 Bridge Street New Cumberland, PA 17070 SOLD as the property of GERALDINE GOODWIN and MICHAEL GOODWIN TAX PARCEL #25-25-0006-341 Goldbeck McCafferty & McKeever BY: Michael T. McKeever Attorney LD. #56129 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215 627 1322 Attorney for Plaintiff C~,h~'~~` ~ °~ ~ ~~~'~'~~~ ~~r ,~ THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE IN THE COURT OF COMMON PLEAS CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 of Cumberland County vs. Plaintiff CNIL ACTION -LAW GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 ~t~FL „~ 2010 A~~ ZO PIS 3~ t ACTION OF MORTGAGE FORECLOSURE Defendant(s) No. 10-1173 AFFIDAVIT PURSUANT TO RULE 3129 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18, Plaintiff in the above action, by and through an authorized employee of its attorneys, Goldbeck McCafferty & McKeever, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 137 Bridge Street New Cumberland, PA 17070 1.Name and address of Owner(s) or Reputed Owner(s): GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 2. Name and address of Defendant(s) in the judgment: GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE -Bureau of Child Support Enforcement Health and Welfare Bldg. -Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 1.7013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 137 Bridge Street New Cumberland, PA 17070 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. .~ DATED: April 16, 2010 GOLDBECK Mc & Mc VER BY: Barb Hand 10-1173 FiL~t3~-;J , ~~~ . GOLDBECK McCAFFERTY & McKEE~EI~a.{~ , ~ ': '' ~ ~ ~ (AaY BY: Michael T. McKeever Attorney I.D.#56129 20 ~ Q ~~ ~ ~ p P ~.~ ;: ( ~ Suite 5000- Mellon Independence Center 701 Market Street ~, ~~ ~ Philadelphia, PA 19106 ~'U'~`'- `~' r `'~~~ 215-825-6318 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendants; Term No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, GERALDINE GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, September 08, 2010, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVII, ACTION -LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. L If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: http://www.philadelphiafed.orgJforeclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http: //www.phfa.org/con sumers/homeowners/real. asPx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@~oldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para information en espanol puede communicarse con Loretta al 215-825-6344. 10-1173 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney LD.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff FlLE~.~~ ...~~;c 20~o a~~ ~o ~~ ~~ ~ o G~i~V~~r r fl ~ ~' ~ ~ ~~'f~~ THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendants; Term No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, MICHAEL MICHAEL GOODWIN 13 Dallas Drive . Grantville, PA 17028 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, September 08, 2010, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, [he buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: http://www. hip ~ladelyhiafed.org/foreclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.~ov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www.phfa.org/consumers/homeowners/real aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para information en espanol puede communicarse con Loretta al 215-825-6344. 10-1173 GOLDBECK McCAFFERTY & McKEEVER F~~~`--+~; ~'' °.;; BY: Michael T. McKeever '~~ ~-;r fv`~~;,~'•;''-•'"•n,'t~~~~~ Attorney LD.#56129 Suite 5000- Mellon Independence Center ZO~~ ~~~~ ~O ~~+~ J; 701 Market Street Philadelphia, PA 19106 ,f;,-_. - ~ ,-,, ,t riU~d 7 _ J - `.:t~i~ 215-825-6318 i ~f'tl'uS 't,1;'' ;F,. Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendants; Term No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, GERALDINE GERALDINE GOODWIN 137 Bridge Street New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, September 08, 2010, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: http://www.nhiladelphiafed.or~/foreclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www.phfa.or~/consumers homeowners/real aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. 10-1173 GOLDBECK McCAFFERTY & McKEEVE~LCC~-':.; ~r ECG pA[n~~t claw it l.; ^!~~;-~~~~". ~,,tn E `1P i BY: Michael T. McKeever ~~ ~~:: Attorney LD.#56129 Suite 5000- Mellon Independence Center Z4 ~ ~ ~~'~ 2 Q ~~ ~~ f ~# 701 Market Street Philadelphia, PA 19106 ~(,ifi~i~;_-;_ ~:~,,.;; ,_,;,'~~~~ 215-825-6318 ~-'G-i`~~~i5'';~~;~~'''i;`! Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendants; Term No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, MICHAF,L MICHAEL GOODWIN 137 Bridge Street New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, September 08, 2010, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: http:/Jwww.philadel_phiafed.orgJforeclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 71.7-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.g_ov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www.phfa.org/consumers/homeowners/real aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER, ESQ. ATTORNEY I.D. #56129 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 (215)627-1322 ATTORNEY FOR PLAINTIFF THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) Term No. 10-1173 CERTIFICATION AS TO THE SALE OF REAL PROPERTY Plaintiff, by counsel, hereby certifies that it has complied with the provisions of Act 91 of 1983 and/or the real property in question is not subject to the Act. B ~l Y GOL ECK McCAFFERTY & McKEEVER Michael McKeever Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff FiLEs-~'~`~-Fr'~[ 2010 ~t~R 20 f ~~ 3~ ~ ~+ I~LPvri _; '~uvN~'Y rC+I„ rn ,,~± ~L~ ~v~, w t ~~ IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION -LAW ACTION OF MORTGAGE FORECLOSURE SHORT DESCRIPTION IMPROVEMENTS consist of a residential dwelling. BEING PREMISES: 137 Bridge Street New Cumberland, PA 17070 SOLD as the property of GERALDINE GOODWIN and MICHAEL GOODWIN TAX PARCEL #25-25-0006-341 In tl~e Court of Common Pleas of Cumberland County THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 No 10-1173 C ~ ,; . Plaintiff ,,_5 ~~ a _~ ri= ~ vs. GERALDINE GOODWIN 3 ~ t r -- "-':' MICHAEL GOODWIN -. (Mortgagor(s) and Record Owner(s)) ' ~ ~. ? ~' =~'~ ~'' 137 Bridge Street '' ~_' ~ "`+ ' New Cumberland, PA 17070 ~ ~ c ~ _ ~ Defendant(s) ' is "- + PRAECIPE FOR .TUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against GERALDINE GOODWIN and. MICHAEL GOODWIN by default for want of an Answer. Assess damages as follows: Debt Interest from 4/17/2010 to Date of Sale per diem at $14.63 Total (Assessment of Damages attached) $109,856.48 I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed r delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occ at~ast ten days prior to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 >3y: ~/rN GOLDBEC MCCAFFERTY & MCKEEVIER Michael Keever Pa. ID 56129 Gary M afferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 jDavid Fein Pa. ID 82628 „/ Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff AND NOW u2 d ~o~b - , Judlment is entered in favor of THE BANK OF NEW YORK M LLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 and against GERALDINE GOODWIN and MICHAEL GOODWIN by default for want of an Answer and damages assessed in the sum of $109,856.48 as per the above certification. Prothonotary ~Jn C ~-,y. vvPd ~.ffr ~,~~s-~6 ys s" 2 ~ 3Ya ~~ ~ No-F:~t nw.) lid Rule of Civil Procedure No. 236 -Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION -LAW THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 216-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagors and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTIN(: TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. ~rrg. ~ G~-~ : ~ ~ - Ig.J C ~( Prothonotary f ,, ~~ Deputy If you have any questions concerning the above, please contact: Michael T. McKeever Goldbeck McCafferty & McKeever Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 92987FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM: YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: April 1, 2010 TO: GERALDINE GOODWIN GOODWIN, GERALDINE 137 Bridge Street New Cumberland, PA 17070 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006- 18 vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 TO: GERALDINE GOODWIN 137 Bridge Street New Cumberland, PA 17070 Plaintiff Defendant(s) In the Court of Common Pleas of Cumberland County CIVIL ACTION -LAW Action of Mortgage Foreclosure Term No. 10-1173 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRTITEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Michael T. McKeever GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 92987FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM: YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: April 1, 2010 TO: MICHAEL GOODWIN GOODWIN, MICHAEL 137 Bridge Street New Cumberland, PA 17070 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006- 18 vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) a~zd Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 TO: MICHAEL GOODWIN 137 Bridge Street New Cumberland, PA 17070 Plaintiff Defendant(s) In the Court of Common Pleas of Cumberland County CIVIL ACTION -LAW Action of Mortgage Foreclosure Term 1Vo. 10-1173 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJF_CTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A, LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Michael T. McKeever GOLDBECK McC'AFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 92987FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTIPIG TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM: YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.. DATE OF THIS NOTICE: April 1, 2010 TO: GERALDINE GOODWIN GOODWIN, GERALDINE 220 Stetler Road New Cumberland, PA 17070 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006- ]. 8 vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 TO: GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 Plaintiff Defendant(s) In the Court of Common Pleas of Cumberland County CNIL ACTION -LAW Action of Mortgage Foreclosure Term No. 10-1173 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM[ THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Cazlisle, PA 17013 Michael T. McKeever GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 92987FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTIPIG TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT„ DATE OF THIS NOTICE: April 1, 2010 TO: MICHAEL GOODWIN GOODWIN, MICHAEL 13 Dallas Drive Grantville, PA 17028 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006- 18 vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 TO: MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 Plaintiff Defendant(s) In the Court of Common Pleas of Cumberland County CIVII. ACTION -LAW Action of Mortgage Foreclosure Term No. 10-1173 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM: THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Michael T. McKeever GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 IN THE COURT OF COMMON PLEAS OF Cumberland COUN~.'Y, PENNSYLVANIA THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. CIVIL DIVISION NO. 10-1173 GERALDINE GOODWIN MICHAEL GOODWIN Defendant (s ) VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff: corporation and that the facts set forth in the foregoing verification of Non- Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penaltie:~ of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, GERALDINE GOODWIN, is about unknown years of age, that Defendant's last; known residence is 220 Stetler Road, New Cumberland, PA 17070, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendments. Date: 4/16/2010 BARB HAND IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. CIVIL DIVISION NO. 10-1173 GERALDINE GOODWIN MICHAEL GOODWIN Defendant(s) VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative far the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non- Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penaltie:~ of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, MICHAEL GOODWIN, is about unknown years of age, that Defendant's last. known residence is 13 Dallas Drive, Grantville, PA 17028, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Action of Congress of 1940 and its Amendm Date: 4/16/2010 ~ B - GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 -Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff 1 H~ BAN K Ur N~ W YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) and Record owner(s)) 137 Bridge Street New Cumberland, PA 17070 Plaintiff Defendant(s) ORDER FOR .l UDGMENT IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 10-1173 Please enter Judgment in favor of THE BANK OF NEW YORK MELLON FKA 'CHE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18, and against GERALDINE GOODWIN and MICHAEL GOODWIN for failure to file an Answer in the above action within (20) days (or sixty (60) days if defendant is the United States of America) fro ervice of the Complaint, in the sum of $109,856.48. By: GOLDBECK M AFFERTY & MCKEEVER Michael McKeever Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 /avid Fein Pa. ID 82628 ~' Thomas Puleo Pa. ID 27615 Attorneys for Plaintiff I hereby certify that the above names are correct and that the precise residence address of the judgment creditor is THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,S RIES 2006-18 and that the name(s) and last known address(es) of the Defendant(s) is/are GERALDINE GOOD Stetler Road New Cumberland, PA 17070 and MICHAEL GOODWIN, 13 Dallas Drive Grantville, PA 17028; By: // ,L_ GOLD CK MCCAFFERTY & MCKEEVER Michael McKeever Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 avid Fein Pa. ID 82628 ~homas Puleo Pa. ID 27615 Attorneys for Plaintiff ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance Interest from 03/01/2009 through 04/16/2010 Reasonable Attorney's Fee Late Charges Costs of Suit and Title Search Escrow Payments Due 3 X $200.12 AND NOW, this ~6~ day of ~~~' $97,104.28 $6,027.56 $4,855.21 $369.07 $900.00 $600.36 $109,856. By: GOLDBECK C RTY & MCKEEVER Michael McKeever Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 avid Fein Pa. ID 82628 homas Puleo Pa. ID 27615 Attorneys for Plaintiff , 2010 damages are assessed as above. Pro rothy ~L ~~ SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Edward L Schorpp Solicitor ~4~s~t* of ~u~ir6rr~~hd ~:~~" F~ ~,FFiCE ~F ThE $F!„RIFF The Bank of New York Mellon vs. Case Number Geraldine Goodwin (et al.) 2010-1173 SHERIFF'S RETURN OF SERVICE 0212 5/2 0 1 0 .Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for ttie within named defendant to wit: Michael Goodwin, but was unable to [ovate him in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Michael Goodwin, Request far service at 137 Bridge Street, New Cumberland, PA 17070 is currently vacant. The Mechanicsburg Postmaster has advised Michael Goodwin receives his mail at 13 Dallas Drive, Grantville, PA '17028. 0 3/0 512 0 1 0 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Geraldine Goodwin, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Geraldine Goodwin. Request for service at 137 Bridge Street, New Cumberland, PA 17070 is currently vacant and for sale. The New Cumberland Postmaster has advised Geraldine Goodwin's new address is 220 Stotler Road, New Cumberland, York County, Pennsylvania 17070. 03!0512010 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Geraldine Goodwin, but was unable to locate her in his bailiwick. He therefore deputized the Sheriff of York County, PA to serve the within Complaint In Mortgage Foreclosure according to law. 03/05/2010 Ronny R. Anderson, Sheriff who being duly sworn according to law states that he made a diligen# search and inquiry for the within named defendant, to wit: Michael Goodwin, but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of Dauphin County, PA to serve the within Complaint 1n Mortgage Foreclosure according to law. 03/09/2090 Dauphin County Return: And now March 9, 2010 at 1025 hours I, Jack Lotwick, Sheriff of Dauphin County, Pennsylvania, do herby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Michael Goodwin by making known unto himself personally, at 13 Dallas Drive, Grantville, PA 17028 its contents and at the same time handing to him personally the said true and correct copy of the same. 03/11/2010 York County Return: And now March 14; 2010 at 1052 hours I, Richard P. Keuerleber, Sheriff of York County, Pennsylvania, do herby certify and return that I served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Geraldine Goodwin by making known unto Derrick Bishop, adult in charge at 220 Stotler Road, New Cumberland, PA 17070 its contents and at the same time handing to him personalty the said true and correct copy of the same. SHERIFF COST: $107.30 SO ANSWERS, ~~ "•---- March 22, 2010 RON R ANDERSON, SHERIFF (c) fountyS:d~© Slxwiff, Teleosoft, Ir1::, _.~ Lj F Mary Jane Snyder Charles E. Sheaffer Real Estate Depu ; ; Chief Deputy William T. Tully ~ Michael W. Rinehart Solicitor Assistant Chief Deputy Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 786-6590 Fax (717) 255-2889 Jack Lotwick Sheriff Commonwealth of Pennsylvania THE BANK OF 1~TEVi,1 YORK MELLOI~i VS County of Dauphin MICHAEL GOODWIN Sheriff s Return No. 2010-T-0589 OTHER COUNTY NO. 10-1173 And now: MARCH 9, 2010 at 10:25:00 AM served the within MORTGAGE FORECLOSURE upon MICHAEL GOODWIN by personally handing to MICHAEL GOODWIN tnae attested copies of the original MORTGAGE FORECLOSURE and making known to him/her the contents thereof at 13 DALLAS DRIVE GRANTVILLE PA 17028 Sworn and subscribed to before me this 17TH day of March, 2010 NOTARIAL SEAL. RY JANE SNYDER; Notary Publi 1-lighspire, Dauphin County M Commission fires Se t t, 2010 So Anseuers, ~~°~~c_ Sheriff of C BY ~`~~C _ ~~ Deputy Sheriff Deputy: W CONWAY Sheriffs Costs: $41.25 3/8/2010 Richard P Keuerleber Sheriff Reuben B Zeager Chief Deputy, Operations PETER J. MANGAN, ESQ. Solicitor Richard E Rice, 11 Chief Deputy, Administration THE BANK OF NEW YORK MELLON FiK/A THE BANK OF I Case Number vs. GERALDINE GOODWIN 10-1173 SHERIFF'S RETURN OF SERVICE 03/11/2010 10:52 AM -DEPUTY BRET NEWCOMER, BEING DULY SWORN ACCORDINi3 TO LAW, SERVED THE REQUESTED CNIL ACTION BY HANDING A TRUE COPY TO A PERSON REPRESENTING THEMSELVES TO BE DERRICK BISHOP -BOYFRIEND, WHO ACCEPTED A8 "ADULT PERSON IN CHARGE" FOR GERALDINE GOODWIN AT 220 STETLER ROAD, NEW CUMBERLAND, PA 17070. BRET NEWCOMER, DEPUTY SHERIFF COST: $43.00 SO ANS 2S, March 18, 2010 RICHARD P K RLEBER, SHERIFF T NOTARY Affirmed and subscribed to before me this COMMQPIVVE/yLrM f)r i=Eti."JS"L~/ANiA 18th day of 2010 NOTARIAL S_i- L ' LISA L THC1RpE. NCTARV PUg~_I, ':1 ' ,.+~ i-r.. CITY OF YORK. YORi: CG:,14 i Y MY COM611SSION EkP~RE~.:=~'~ -~.._..._.__ _ - -__~~ 2. 2 X13 GOLDBECK McCAFFERTY & MCKEEVER 92987FC BY: Michael T. McKeever n-e w CF: 02/19/2010 Attorney I.D.456129 SD: 09/08/2010 Suite 5000 - Mellon Independence Center ?? $109,856.48 701 Market Street Philadelphia, PA 19106-1532?? p 215-627-1322 i=C)UNTY Attorney for Plaintiff c c?^t\:'CM Vk4A THE BANK OF NEW YORK MELLON FKA THE IN THE COURT OF COMMON PLEAS BANK OF NEW YORK, AS TRUSTEE FOR THE CE,RTIFICATEHOLDERS CWABS,INC., ASSET- of Cumberland County BACKED CERTIFICATES. SERIES 2006-18 vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland. PA 17070 Plaintiff Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Term No. 10-1 173 Michael T. McKeever, Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: Personal Service by the gkwi`ce'- "?- !competent adult (copy of return attached). ( ) Certified mail by Michael T. McKeever (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Michael T. McKeever, Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BYCOURT ORDER. (X} Premises was posted by im-=ffI- @0i competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). (yCj Certified Mail & ordinary mail by Michael T. McKeever (original receipt(s) for Certified Mail attached). ( ) Published in accordance with court order (copy of publication attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Michael T. McKeever, Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully submitted, BY: Keith C. Halili Legal Secretary CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE i I ?v cTatt?! 4 - I N ? °s. m -`° = Z =roE? ?m ----- -a- --- amo? mom= x? E, U m m o mQ1 U ccs x, f O L N R I Q m ¢ m O 4` v o`o n.Q m I Di _ -- I Z _ m Q? ? 4 m Z I m d wc) N O p ll 1 r 7L 02 N U = c m O o Z Q ? a o U -i p?' ?? NI W m? 03 o-"?'-mr > E.d' 1 ' J ° ?' rElfI mC? u- o U UJ c I:. c Z LL QC o o .? o z Zct) m LLJ? - W o 0 ?3 m CD Lo T v ma w ` ? _? -0 n! o m O m x m U UOw.? CL N p U)t- N s ?CC iEl , p m- m wz ro J a- O 00 U `D I- m WQ In Q Q d DYC7WCL_N aU0YWc c c mU) mpUJ?<(o ;_?E- Jo' z 0 U) n- - C6 I4 1L6 i > ? N C I C m U ro l a m m I I CD I? Qj i N a i ? ` o a m O x L 3 m Q ? o Q E a, E o m O U N ! OD m I o ? O ai Z_ Im Q I0. O (} J m ? o m h T Q = a o _ U ?o © O m2 U E ° a -0 °t5 o I m 8 ° _ cu ? O w o co U LL Q jmm Cl) m C\j C3 ??v z a? C3 r ?, y`. yry sV 6: __- .? ra cc Cy r S ? y (6 R9 ? ? LL G N N ? x m = ° ? o `- 5 11 p-C3 _ m 6 b s ? - i4 ? m O J V m a N b m C ? I ? I? ? J C l U o_ G 'gyp 1 E m mmm? ?O CD nL" m W Q ° it 0. CA a.vcx,?is? ul EL` ,- UI) m(fl Q4t? i LLI ZQ70?a' (ncn O O z? r QD a 04 t6 O CC 1u s- i W0 zz c3zv 40 O 3 0 l0? z z Y- CV 0 0 z u f "C3 p d m a5 tf16-c Q z Z tD U d3 cr) 3: ji L`f N Z z O Y C6 N 4f d a l ? 0 m ? R Q ' U I N N 1 I 3 ' _ i W c m a c 0 0 Q 0 d co ?. 0 N tNG J N ? N ? Q m p G ? a o ° ? U E m a -0 06 Z a ?? ? Z ? I ?- fl G N 7 N L? rr L 0 I ? 4J N m " us a . t- Z o; a to c t?7 L - h- Q ? z fl m ?° 4? U3 o rn C7 JUN 212010 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 vs- 10-1173 GERALDINE GOODWIN and MICHAEL GOODWIN 137 Bridge Street New Cumberland, PA 17070 ORDER sf- AND NOW, this day of?•c?,,e 2010, upon consideration of the Plaintiffs Motion for Substituted Service under Pa.R.C.P. 430(a) and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant, GERALDINE GOODWIN, have been unsuccessful, it is. ORDERED and DECREED: that Plaintiffs Motion is granted and the Sheriff and/or Plaintiff is directed to Serve the Notice of Sheriff's Sale upon Defendant, GERALDINE GOODWIN, by posting a copy of the Notice upon the premises 137 Bridge Street, New Cumberland, PA, 17070, and Plaintiff is directed to serve the Notice of Sheriff Sale by certified and regular mail to the Defendant's last known address at 220 Stetler Road, New Cumberland, PA 17070, and that all further service of legal papers, including but not limited to motions, petitions and rules be made by certified and regular mail to Defendant's last lmown address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant, GERALDINE GOODWIN, by sending copies of same to Defendant's last known address by cert ified and regular mail and by posting the premises. BY THE COURT: /0Cli?Gr, 7?Lty,lf 7. /PAC - - - Distribution list: Michael T. McKeever, Esquire, Suite 5000 - Mellon Independence Center, 701 Market Street, Philadelphia, PA 19106-1532 GERALDINE GOODWIN, 220 Stetler Road New Cumberland, PA 17070 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY Form 3877 Page: 1 6 Maile s Name a Addres s: Permit Number. MA Cert. er. um. Goldbeck McCafferty & McKeever 969005937 SendSuite - MAC v6.00.6.01.J 701 Market Street Sequence Number: PHILADELPHIA, PA 19106 0000096 Pc ID #1 Addressee Name Postage ES ES Insured Due Total Article # t Delivery Address Type Fee Value Sender Charge 80525LJ7/28 JONES, LATRICIA 0.440 C 112.800 0.00 4.340 9171082133393867805790 804 Hanover Avenue a/k/a 804 N ERR [--1.100 Pottstown, PA 19464 86820NS7/21 SCHWENK, NICOLE D. 0.440 C "2.800 0.00 4,340 9171082133393867805806 2851 Madisonville Road ERR 1.100 Madison Township, PA 18444 86820NS7/21.2 SCHWENK, NICOLE D. 0.440 C 1.2.800 0.00 4.340 9171082133393867805813 27 Seneca Drive ERR 01.100 Gouldsboro, PA 18424 92987GG918 GOODWIN, GERALDINE 0.440 C L2100 0.00 4.340 9171082133393867805844 220 Staffer Road ERR 1.100 New Cumberland, PA 17070 92987GG9/8-2 GOODWIN, GERALDINE 0.440 C 112.800 0.00 4.344 9171082133393867805851 137 Bridge Street ERR (1.100 New Cumberland, PA 17070 94176KK7/20 KASHUBA, KENNETH F. 0.440 C 02.800 0.00 4.340 9171082133393867805905 296 Meridian Avenue ERR I-A.100 Scranton, PA 18510 94176KK7/20.2 KASHUBA, KENNETH F_ 0.440 C -12.800 0.00 4.340 9171082133393867805912 1121 Brookhill Highway ERR 1'1.100 Cary, NC 27519 94176SK7/20 KASHUBA, STACEY L. 0.440 C 112.800 0.00 4.340 9171082133393867805929 1121 Brookhilt Highway ERR 11.100 Cary, NC 27519 94176SK71201 KASHUBA, STACEY L. 0A40 C 12.800 0.00 4.340 -9171082t333938678059W 296 Meridian Avenue - -ERR --1.400 _ Scranton, PA 18510 94562DL8/3 JONES, BAMBI 0.440 C 02.800 0.00 4.340 9171082133393867805783 3959 N. 6th Street ERR L 1.100 Philadelphia, PA 19140 94562131-8/3.2 LAWSON-NDU, OVUNDA 0,440 C L2.800 0.00 4.340 9171082133393867805868 901 North Penn Street, Unit P9 ERR 01.100 Philadelphia, PA 19123 94562DL813.3 LAWSON-NDU, DONNA 0.440 C 02.800 0.00 4.340 9171082133393667805675 74 Highbridge Blvd ERR t_I1.100 Medford, NJ 08055 94562DL8/3.4 LAWSON-NDU, DONNA 0.440 C L2.800 0.00 4.340 9171082133393867805899 70 Highbridge Blvd ERR 01.100 Medford, NJ 08055 r 94568DL8/3 LAWSON-NDU, DONNA' -? 0,440 C 02.800 0.00 4.340 9171082133393867805882 P.O. Box 640 +d ERR f11100 1- Medford, NJ 08055 5?3 94782CA8/19 AMMON, CAROLE A.. = - .' 6.440 C ;2.800 0.00 4.340 9171082133393867805837 740 Madison Street ERR [-11.100 Coatesville, PA 19320 fi Page Totals: 15 6.600 58.500 65A00 Cum Totals: y 17 7.480 66.300 73.780 i Form 3877 (Facsimile) i SendSuite - MAC v6.00.6.01.J IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18; et seq. Plaintiff (Petitioner) CASE and/or DOCKET No.: 10-1173 Sheriff's Sale Date: 9/8/2010 V. i GERALDINE GOODWIN AND MICHAEL GOODWIN; et al. ------------- ---- - - - - AFFIDAVIT OF SERVICE Complaint 7-1 Summons FYI Other: NOTICE OF SHERIFF'S SALE OF REAL PROPERTY I, RYAN MARKS, certify that I am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party ; and that I served and made known to the person served, GERALDINE GOODWIN; et al. the above process on the 28 day of June, 2010, at 2;10 o'clock, PM, at 137 Bridge Street New Cumberland, PA 17070, County of Cumberland, Commonwealth of Pennsylvania: Manner of Service: [7], By posting a copy of the original process on the most public part of the property pursuant to an order of court Service was attempted on the following dates/times: 11 ) Commonwealth of Pennsylvania } SS: County of Cumberland } Before me, the undersigned otary public, this day, personally, appeared (L.*^ /4,&,o to me known, who being duty sworn according to la f deposes the following: 1 hereby swear or atlrf Ift the facts set forth in the foregoing Affidavit of Service are true and correct. of Affiam) Pile Number:92987FC Subscribed d, worn to before me this Z I f .20 & _. Notary Public i f t IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA THE BANK OF NEW YORK MELLON FKA THE BANK OF CASE and/or DOCKET No.: 10-1173 NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED Sheriff's Sale Date: 9/8/2010 CERTIFICATES, SERIES 2006-18; et seq. Plaintiff (Petitioner) V. GERALDINE GOODWIN AND MICHAEL GOODWIN; et al. Defendant (Respondent) AFFIDAVIT OF SERVICE ;Y_1 Complaint 7 summons r6l'o Other, NOTICE OF SHERIFF'S SALE 1, RYAN MARKS, certify that I am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party , and that I served and made known to the person served, MICHAEL. GOODWIN; et al. the above process on the 29 day of April, 2010, at 10:45 o'clock, AM, at 13 Dallas Dr Grantville, PA 17028, County of Cumberland, Commonwealth of Pennsylvania: Manner of Service: j7 By handing a copy to the Defendant(s) Description: Approximate Age 36-40 Height 5' I ] Weight 80 Race WHITE Sex MALE Hair BLACK MilitaryStatus: k:' No F 1! Yes Branch: _ Commonwealth of Pennsylvania ) SS: County of Cumberland ) Before me, the undersigned notary public, this day, personally, appeared _--------,?, M?_wtf, to me known, who being duly sworn according to law, deposes the following: -- hereby swear or of that the facts set forth in the foregoing Affidavit of Service are true and correct. Subscribed sworn to before me (Signature of Affrant) this ? oo y of 20 /# File Number.92987FC Notary Public GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.456129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6320 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED C ERT IF] CATES, SERIES 2006-18 Plaintiff vs, GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland Countv CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Tenn No. 10-1 173 AFFIDAVIT PURSUANT TO RULE 3129 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18, Plaintiff in the above action, by and through an authorized employee of its attorneys, Goldbeck McCafferty & McKeever, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 137 Bridge Street New Cumberland, PA 17070 1.Name and address of Owner(s) or Reputed Owner(s): GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 2. Name and address of Defendant(s) in the judgment: GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 137 Bridge Street New Cumberland, PA 17070 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: August 25. 2010 GOLDBECK McCAFFERTY & McKEEVER BY: Keith C. Halili Legal Secretary y I SHERIFF'S OFFICE OF CUMBERLAND COUNTY_._,, Ronn y R Anderson Sheriff Jody S Smith _ a Chief t)eputy Richard W Stewart { Solicitor a The Bank of New York Mellon Trust Company vs. I Case Number Geraldine Goodwin (et al.) 2010-1173 SHERIFF'S RETURN OF SERVICE 06/24/2010 11:18 AM - Michelle Gutshall, Deputy Sheriff, who being duly sworn accordiing to law, states that on 6-24-2010 at 1115 hours, she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Geraldine Goodwin & Michael Goodwin, located at,, 137 Street, New Cumberland, Cumberland County, Pennsylvania according to law. 09/03/2010 As directed by Thomas Puleo, Attorney for the Plaintiff, Sheriffs Sale Continued to 10/612010 10/01/2010 As directed by Thomas Puleo; Attorney for the Plaintiff, Sheriffs Sale Continued to 11/3/2010 11/01/2010 Ronny R Anderson, Sheriff, being duly sworn according to law, states that t is writ is returned "stayed", per letter of instruction from Attorney Micheal T. McKeever on 10/29/10. SHERIFF COST: $861.64 November 02, 2010 SO ANSWERS, << ? t? RON DERSON, SHERIFF f- Goldbeck McCafferty & McKeever BY: Michael T. McKeever Attorney I.D. #56129 1 Suite 5000 - Mellon Independence; Center 701 Market Street. Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs„ GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) IN THE COURT OF COMMON PLEAS of umberland County CIVIL ACTION - LAW ACTION OF AFFIDAVIT PURSUANT TO RULE 3129 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A CER.TIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES action, by and through an authorized employee of its attorneys, Goldbeck McCafferty & 1? the praecipe for the writ of execution was filed the following information concerning the r 137 Bridge Street New Cumberland, PA 17070 1.Name and address of Owner(s) or Reputed Owner(s): GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 2. Name and address of Defendant(s) in the judgment: GERALDINE GOODWIN 220 Steder Read New Cumberland, PA 17070 TGAGE FORECLOSURE No. 10-1173 TRUSTEE FOR THE )06-18, Plaintiff in the above Keever, sets forth as of the date 1 property located at: MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 3. Name and last known address of every judgment creditor whose judgment is a record PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Health and Welfare Bldg. -Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien maybe affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has < which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has may be affected by the sale. TENANTS/OCCUPANTS 137 Bridge Street New Cumberland, PA 17070 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best information and belief. I understand than false statements herein are made subject to the 1 relating to unsworn falsification to authorities. DATED: April 16, 2010 GOLDBECK MA BY: Barb Hand on the property to be sold: Support Enforcement the property and whose interest record interest in the property ny interest in the property which ' my personal knowledge or Zalties of 18 Pa. C.S. Section 4904 4 u? c # GOLDBECK McCAFI±ERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFTCATFS,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s 1 Term No 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN ANA TEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROMOU WILL BE USED FOR THAT PURPOSE. II, NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, GERAMINE GIERALDINE GOODWIN 137 Bridge Street New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, September 08, 2010, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON,FKA THE BAND OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLD RS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS 10-1173 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION F MORTGAGE To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS, TRUSTEE FOR THE CERTIFICATEHOLDER CWABS,INC., ASSET- BACKED CERTIFICATES, SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-8 5-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court tstrike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contac one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). 1. If the Sheriffs Sale is not stopped, your property will be sold to the h out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid p compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full am out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will n property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proce bidder. You may find was grossly inadequate due in the sale. To find the owner of the to the Sheriff and the s to evict you. 6. You may be entitled to a share of the money which was paid for your h use. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that mon y. The money will be paid out in accordance with this schedule unless exceptions (reasons why the pro osed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your immediately, after the sale. You may contact the ]Foreclosure Resource Center: YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue back, if you act DO NOT HAVE A CE LISTED BELOW TO 10-1173 ACT NOW! Even though your lender (and our client) has filed an Act' of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney ca] following numbers: 717--243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800- counseling. 3).' Visit HUD'S website www.hud.g_ov_ for Help for Home, Loss of Their Homes. 4).' Pennsylvania Housing Finance Agency also offers other may assist homeowners in default. Please See the PHFA website http://Www.phfa.org/consumers/homtowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to so Mitigation or Home Retention options. 6).' Call or contact our office to request the amount to bring or payoff the mortgage or, request a Loan Workout / Home Retentic toll free number at 1-866-413-2311 or via email at homeretentionC S Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or requested will be mailed to the address that you request or faxed if with that information. The attorney in charge of our firm's Homeov Department is David Fein who can be reached at 215-825-6318 or F Please reference our Attorney File Number of 92987FC. either of the 189-2227 for free )wners Facing the loan programs that neone about Loss the account current, i Package. Call our oldbecklaw.com. package you ,on leave a message ner Retention ax: 215-825-6418. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cun Pennsylvania, more particularly bounded and described in accordance witl' made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated Jan wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) fe from the southeast corner of Second and Bridge Streets, at corner of land the southeast corner of Second and Bridge Streets, at corner of land now c and wife; thence in a northeasterly direction on a line parallel with Second center of the partition wall of a three story frame and stucco dwelling hou! degrees 30 minutes East one hundred fifty (150) feet to Maple Alley, thenc degrees 30 minutes East twenty-three (23) feet to a point; thence on a line South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Stree North 38 degrees 30 minutes West twenty- three (23) feet to the Place of E HAVING thereon erected a frame and stucco dwelling known and numbe Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, W. Williams, III and Andy W. Williams, husband and wife by deed dated 8, 8/28/2006 in Cumberland County In Deed Book Volume 276 at Page 1709 Geraldine Goodwin IMPROVEMENTS consist of a residential dwelling. BEING PREMISES: 137 Bridge Street New Cumberland, PA 17070 SOLD as the property of GERALDINE GOODWIN and MICHAEL GOODWI ierland County, State of a survey and plan thereof iary 2, 1973, as follows, to t in a southeasterly direction ?uthwesterlydirection from formerly of Kenneth N. Ross treet, and through the and beyond, North 51 along said alley South 38 arallel-with Second Street, thence along Bridge Street GINNING. at 137 Bridge Street, New )and and wife, and Calvin .006 and recorded nted and conveyed unto TAX PARCEL #25-25-0006-349. 10-1173 GOLDBEC]K McCAFFERTY & MCKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record. Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s No. THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE AT' COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN A' COLLECT A DEBT. ANY INFORMATION OBTAINED FROM USED FOR THAT PURPOSE. TO: GOODWIN, MICHAEL MICHAEL GOODININ 137 Bridge Street New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is schedi: Sale on Wednesday,, September 08, 2010, at 10:00 AM, in Commissioners Heariv to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDI ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS IN THE COURT OF COMMON PLEAS of Cum CIVIL A ACTION ( FORE County - LAW MORTGAGE .OSURE 10-1173 TING TO PT TO WILL BE d to be sold at Sheriffs Rm 2nd FL Courthouse ORK MELLON FKA :S CWABS,INC., To prevent this Sheriffs Sale you must take immediate action: I 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDER, CWABS,INC., ASSET- BACKED CERTIFICATES„ SERIES 2006-18, the back payments, late charges costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215- 25-6329 or 1-866-413- 2311. 2. You maybe able to stop the sale by filing a petition asking the Court t strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone e sale for good cause. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contac one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the h out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid p compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full am out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will ri property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is Sheriff gives a deed to the buyer. At that time, the buyer may bring legal procei bidder. You may find was grossly inadequate due in the sale. To find the owner of the to the Sheriff and the s to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your ho se back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: bZ://www.pUadel hiafed.or0foreclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU O NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue 10-1173 ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you,, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney ca .1 either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud. ov for Help for Home Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers othe may assist homeowners in default. Please See the PHFA website ht!p://www.phfa.org/con.,;umers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to so Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring or payoff the mortgage or request a Loan Workout / Home Retentio toll free number at 1-866-413-2311 or via email at homeretention C E Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or requested will be mailed to the address that you request or faxed if with that information. The attorney in charge of our firm's HomeoNA Department is David Fein who can be reached at 215-825-6318 or F Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Facing the loan programs that about Loss ie account current, Package. Call our Kage you leave a message Retention 215-825-6418. al 215-825-6344. ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County, State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2, 1973, as follows, to wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) feet in a southeasterly direction from the southeast corner of :Second and Bridge Streets, at corner of lands uthwesterly direction from the southeast corner of Second and Bridge Streets, at corner of land now o formerly of Kenneth N. Ross and wife; thence in a northeasterly direction on a line parallel with Second treet and through the center of the partition wall of a three story frame and stucco dwelling house and beyond, North 51 degrees 30 minutes East one hundred fifty (150) feet to Maple Alley; thence along said alley South 38 degrees 30 minutes East twenty-three (23) feet to a point; thence on a line arallel with Second Street, South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street thence along Bridge Street North 38 degrees 30 minutes West twenty- three (23) feet to the Place of a GINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bridge Street, New Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvin 'W. Williams, Ill and Andy W. Williams, husband and wife by deed dated 8/8/2006 and recorded 8/28/2006 in Cumberland County In Deed Book Volume 276 at Page 1709 gr nted and conveyed unto Geraldine Goodwin IMPROVEMENTS consist of a residential dwelling. BEING PREMISES: 137 Bridge Street New Cumberland, PA 17070 SOLD as the property of GERA.LDINE GOODWIN and MICHAEL GOODWI TAX PARCEL #25-25-0006-341 WRIT OF EXECUTION and/or ATT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO10-1173 Civil IVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK P BANK. OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLD ASSET-BACKED CERTIFICATES, SERIES 2006-18 Plaintiff (s) From GERALDINE GOODWIN AND MICHAEL GOODWIN (1) You are directed to levy upon the property of the defendant (s)and to sell S DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied ul of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the g, paying any debt to or for the account of the defendant (s) and from delivering z (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is of anyone other than a named garnishee, you are directed to notify him/her that garnishee and is enjoined as above stated. Amount Due$109,856.48 L.L. $.50 Interest from 4/17/2010 to Date of Sale per diem at $14.63 Atty's Comm % Due Prothy $2.00 Atty Paid $249.80 Plaintiff Paid Date: APRIL 20,2010 (Seal) Other CostsTO BE ADD By: Deputy REQUESTING PARTY: Name THOMAS PULEO, ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER, SUITE 5000- MELI CENTER, 701 MARKET STREET, PHILADELPHIA, PA 19106 Attorney `for: PLAINTIFF Telephone: 215-627-1322 FKA THE CWABS, INC., E LEGAL in the possession shee(s) is enjoined from property of the defendant in the possession has been added as a INDEPENDENCE Supreme Court ID No. 27615 i I I? I On June 14, 20 10 the Sheriff levied upon the defendant's interest in the real property situated in .Pw Cumberland Borough, Cumberland County, P. Known and numbered as, 137 Bridge Street, ??Wa New Cumberland, more fully described on Exhibit h "A" filed with this writ and by this reference incorporated herein. Date: June 14, 2010 By: 0 G -La, Real Estate Coordin; fi 6?Q,1 F PROOF OF PUBLICATION OF NOTIC IN CUMBERLAND LAW JOURNAL, (Under Act No. 587, approved May 16, 1929), P. COMMONWEALTH OF.PENNSYLVANIA ; COUNTY OF CUMBERLAND : ss. .1784 Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a-legal periodical published in the Borough of Carlisle in the C linty and State aforesaid was established January 2, 1952, and designated by the local courts as the official legal periodical for'the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, July 16, July 23, and July 30, 2010 - ----------------- Affant further deposes that he is authorized to verify this statem nt by the Cumberland Law Journal, alegal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations i the foregoing statements as to time, place and character of publication are true. ul' )Coye sa Ma xie n, itor SWORN TO AND SUBSCRIBED before me this ?-? 30 day of July, 2010 s My I Notary NOTARIAL SEAL DEBORAH A COLLIN Notary Oubi c BOROUGH, CUMBERL NO COUNTY mmissian Expires' Apr 8, 2014 4 - xyd, Ti?£_9000-SZ-SZ#'Iao,. ooo IQ'dHO71?1 Pue NIMQOOO ag,(Igv rJ 3° [?zadozd auI se QIOS 'O Iaaz15 -2I;3 LOLT dd `PTrelzagUZnO maN ` a$p?zg LET :Sg •? iuljj@u?llam?idp r IeJNuap saz e }o Is?suoo SJ NgI?IgAOu pooO a6anuoo pUe palueA au?plezaO olun P oog PaaQ 60LIOSedTO9LZU'oU 9002/8Z/8 uq 'lunoO p?lzaquznO ep PaaP papzooaz Pula 9002/8/8 Pal z m g tm ue pzregsnu suze?I spuv Pula III `s pu-easnu `g unMO ezIS ue `a}?m Pue P ?ulouz?Z P s?zslrS Pula gnezlS ' 3 'd e s a I YJNIAg uozum sastuzazd auzeuelzaquznO .et?nldsuuad ? pazaquznu nnaN `IaazlS a?Plzg LET Do ' Pula oms PU-e umoux 5u?I??mP auzez} a Paloaza uoazaLtl rJNI ova eld 'rJNINNI ?ggml ISaM aql of Iaa} (£Z) aazul aazlS salnu?uz OE soolsap 8E aalzloS aap?zg a?pug 2uole aouaul auo ISam Saln of (OST) fivi PazPunu InoS 'IaazlS -uftu 0£ saaz`SaP TS u uooag uI?m Ialtezed au?I e Uo aouaul Pu?od e of lea} 1£Z) aazul-Sluaml ISeQ salnu?uz 0£ Saaz ap Be ulnoS 6alle P? es dUole aouaul •Sa1,V aldeyq of laa} (OST) 6l}8 Pazpunu auo Ise$ `PuU Salnu?uz OE saaz2ap is ulzON -ag P?'e asnou su?lump ooanls P IT, aurez3 lzols aazul JO'tTj uo?I?Ized auI }o zaluao Q'* ugno QUIT P, uo U011 puooaS ulun Iallezed UT -oaz?p 6lzalseaulzou e u? aouaul `.a}• .10 Pula sso? ,N ulauua}I }o nlzauazo} mou puel }o zauzoo Ie `Slaazls asplzg P", puooaS }o zauzo Isla Inos auI nos PUeI uzoz} uosloaz?p 6?zaI a? tzg PU'e 3o zouzoo Ie `slaazlS P• 3144 Luoz; 'j puooaS }o zauzoo IS nos e -e s u?Ig uozloaz?p ?Cizalseaulnos a3 ?GZ) uanas-fluaml Su?aq Iu?od pies Iaaz15 QSPug uo Iu?od IV Oo sRI£GbT `Z ;IV4 of `smolt } szaau fzenue(' palep `szo?anzng ?8 _ ug `saleioossV zaszadsn}? ?zri Q 6q apzLU }oazaul uela pzosap pre e LII?m aoUepzoooe u? gzou g.t `etuenlLs a unoq 6lzelno?l- P P <?IunoO pueizaquznO _UUad }o alelS alettl?s `puel}o maN}o uSnozog 'J41 ut lao.red zo Ioi NIVI'd2o'Vil Z'Id oalnd seuxou,L '.'flllV IaeLlom u,?,pooO ou?plezarJ °sn uol?aNolzol, maN }o xue8K auZ T141.3 ELit-oTOZ The Patriot-News Co. 2020 Technology Pkwy Suite 3'D0 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) Holly Blain, being duly sworn according to law, deposes and says: N ? ? e NOV! YOU know ss That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 8-18 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County ar.d State aforesaid; that The Patriot-News and The Sunday Patriot-Mews were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously 'published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized an empowered to verify this statement on behalf of The Patriot-News, Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown bellow: 07/09/10 F: 07/16/10 07/23/10 i' Sworn to a scribed before me is y f August, 2010 A.D. :?? / J ? ?' ?, Notary Pu Notarial Seal Sherrie L. Kisner, Notary F Lower Paxton Up., Dauphin ply Commission Expires Nov. ; Writ No. 20'10-'1173 Civil Term The Bank of New York Mellon Vs Geraldine Goodwin Michael Goodwin Atty: Thomas Puieo ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County; State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates.. Engineers & Surveyors, dated January 2, 1973; as follows, to wit BEGINNING at point on Bridge Streel said point being twenty-seven (27) feet ina southeasterly direction from the southeast comer of Second andBridge Streets, at comer of land southwesterly direction from the southeast corner of Second and Bridge Streets, at corner - of land now or formerly of Kenneth N. Ros: and wife; thence in a northeasterly direction or a line parallel with Second Street, and through the center of the partition wall of a three story frame and stucco dwelling house and beyond; North 51 degrees 30 minutes East one hundred fifty (150) feet to MapleAlley; thence along said alley South 38degrees 30 minutes East twenty- three (23) feet to a-point; thence on aline parallel with Second Street, South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street: thence along Bridge Street North 38 degrees 3C ninutes West twenty- three (23) feet to the Place of BEGINNING.' HAVING thereon erected a'frame :and stucco dwelling known and numbered at 137 Bridge Street, New Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvin W. Williams, III and Andy W. Williams, husband and wife by deed dated 818/2006 and recorded 8/28/2006 in Cumberland Country In Deed Book Volume 276 at Page 3709 ". granted and conveyed unto Geraldine Goodwin IMPROVEMENTS consist- of a residential dwelling. BEING PREMISES: 137 Bridge Street New Cumberland, PA 17070 SOLD as the property of GERALDINE GOODWIN and MICHAEL GOODWIN TAX PARCEL #25-25-0006-341 . • K WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-1173 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18 Plaintiff (s) From GERALDINE GOODWIN AND MICHAEL GOODWIN (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $109,856.48 L.L.: Interest FROM 4/17/2010 TO DATE OF SALE PER DIEM AT $14.63 Atty's Comm: % Due Prothy: $2.25 Atty Paid: $1,137.44 Other Costs: Plaintiff Paid: Date: JANUARY 13 2012 David D. Buell, Prothonot (Seal) , , t? Deputy RE UE'STINV PARTY: Name: 'rHO-MAS PULED, ESQUIRE Address: KML LAW GROUP, P.C. SUITE 5000-BNY INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 27615 t PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 .- ___ r__ FILED-OFFICE PROTHONOTARY ?tE THE 2012 JAN 13 PM 12: 58 CUMBERLAND COUNTY THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 10-1173 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 4/17/2010 to Date of Sale per diem at $14.63 (Costs to be added) OkMA m'?,SO Q? ?• 30 gF )0 ga,0 6 10,tA un 111. 06 CPq.M By: KML LAW GRO , P.C. Michael McKeever Pa. ID 56129 Jay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Ann E. Swartz Pa. ID 201926 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff ?a. as X14 ie Coo. C0 76(4(-434 Q, /f 0 (D 9 *11B wart e? ?? '? $109,856.48 z o ? W ? 00 r„ H ?D p, od ? r ?Z F+ w ° r-+ r+ W?? W U? ? =° w r U ?. > ? a ow ?cn w o? C) rA ? pU o?U p u.' ? 3oAw x? ?, °' U ?3 W ° ? U w w Q U H a x ?,; W ? c? H U UI a• a H N U M H04,N a ?o.N xg C/a ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County, State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2, 1973, as follows, to wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) feet in a southeasterly direction from the southeast corner of Second and Bridge Streets, at corner of land southwesterly direction from the southeast corner of Second and Bridge Streets, at corner of land now or formerly of Kenneth N. Ross and wife; thence in a northeasterly direction on a line parallel with Second Street, and through the center of the partition wall of a three story frame and stucco dwelling house and beyond, North 51 degrees 30 minutes East one hundred fifty (150) feet to Maple Alley; thence along said alley South 38 degrees 30 minutes East twenty-three (23) feet to a point; thence on a line parallel with Second Street, South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street; thence along Bridge Street North 38 degrees 30 minutes West twenty- three (23) feet to the Place of BEGINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bridge Street, New Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvin W. Williams, III and Andy W. Williams, husband and wife by deed dated 8/8/2006 and recorded 8/28/2006 in Cumberland County In Deed Book Volume 276 at Page 1709 granted and conveyed unto Geraldine Goodwin Tax Parcel # 25-25-0006-341 ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County, State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2, 1973, as follows, to wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) feet in a southeasterly direction from the southeast corner of Second and Bridge Streets, at corner of land southwesterly direction from the southeast corner of Second and Bridge Streets, at corner of land now or formerly of Kenneth N. Ross and wife; thence in a northeasterly direction on a line parallel with Second Street, and through the center of the partition wall of a three story frame and stucco dwelling house and beyond, North 51 degrees 30 minutes East one hundred fifty (150) feet to Maple Alley; thence along said alley South 38 degrees 30 minutes East twenty-three (23) feet to a point; thence on a line parallel with Second Street, South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street; thence along Bridge Street North 38 degrees 30 minutes West twenty-three (23) feet to the Place of BEGINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bridge Street, New Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvin W. Williams, III and Andy W. Williams, husband and wife by deed dated 8/8/2006 and recorded 8/28/2006 in Cumberland County In Deed Book Volume 276 at Page 1709 granted and conveyed unto Geraldine Goodwin Tax Parcel # 25-25-0006-341 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Defendant(s) NO. 10-1173 r3 *y r? ?? N x rn - cn? o s 2 a -icy xo = CDM ce --i c n Tr 1. The undersigned attorney with KML Law Group, P.C., as the representative for the Plaintiff in the above entitled matter, does hereby state to the best of his/her information and belief, as follows: 2. That the above named Defendant, GERALDINE GOODWIN, has a last known residence of 220 Stetler Road, New Cumberland, PA 17070. 3. That inquiry has been made with the Department of Defense as to the military status of each of the Defendants in this action. A copy of the Military Status Report is attached. 4. The Defendant is not in the military service of the United States of America as defined by the Servicemembers Civil Relief Act as amended. The undersigned understands that the statements herein are made subject to penalties of 18 Pa. C.S.A. 4904 relating to unsworn falsification to authoriti Date By: ! KML L GROUP, P. . M' ael McKeever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 vid Fein Pa. ID 82628 omas Puleo Pa. ID 27615 Jay Kivitz Pa. ID 26769 Andrew Gornall Pa. ID 92382 Ann E. Swartz Pa. ID 201926 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff CIVIL RELIEF ACT AS AMENDED Request for Military Status Department of Defense Manpower Data Center 18 Military Status Report Pursuant to the Service Members Civil Relief Act Page 1 of 2 Jan-11-2012 06:17:41 < Last First/Middle Begin Date Active Duty Status Active Duty End Date Service Agency Name GERALDINE Based on the information you have furnished, the DMDC does not GOODWIN possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). 14 y6t In- Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.(Imdc.osd.mil/appj/scra/popreport.do 1/11/2012 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:2V9EU2VAD https://www.dmde.osd.mil/appj/scra/popreport.do 1/11/2012 IN THE COURT OF COMMON PLEAS OF CUMBERLAPOD COUNTY, PENNSYLVANIA THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Defendant(s) NO. 10-1173 ? C ? Nr * p Z tS'? ? ? ?p c VERIFICATION OF NON-MILITARY SERVICE UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT AS AMENDED 1. The undersigned attorney with KML Law Group, P.C., as the representative for the Plaintiff in the above entitled matter, does hereby state to the best of his/her information and belief, as follows: 2. That the above named Defendant, MICHAEL GOODWIN, has a last known residence of 13 Dallas Drive, Grantville, PA 17028. 3. That inquiry has been made with the Department of Defense as to the military status of each of the Defendants in this action. A copy of the Military Status Report is attached. 4. The Defendant is not in the military service of the United States of America as defined by the Servicemembers Civil Relief Act as amended. The undersigned understands that the statements herein are made subject to penalties of 18 Pa. C.S.A. 4904 relating to unsworn falsification to Date By:_ HAMW KML GROUP, ichael McKeever Pa. ID 561.29 isa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jay Kivitz Pa. ID 26769 Andrew Gornall Pa. ID 92382 Ann E. Swartz Pa. ID 201926 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff Department of Defense Manpower Data Center Jan-04-2012 08:05:10 Military Status Report Pursuant to the Service Members Civil Relief Act Last Name I First/Middle Begin Date Active Duty Status Active Duty End Oxte Agency GOODW IN MICHAEL :Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information-that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Mary M. Snavely-Dixon, Director Department of Defense Manpower Data Center 1600 Wilson Blvd, Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Eirmilment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain finther verification of the person's status by contacting that person's Service via the "defenselink mil" URL http://www.defenselink.rnil AWpi&PC09SLDR-htm1. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of-contact. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(dxl) for a period of more than 30 consecutive days. hr the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided Report ID:8LVAPDLN46 KML*Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA BANK OF NEW YORK, AS TRUSTEE FOR THE! CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 FILED-OFFICE far- THE PROTHONOTARY Zg12 JAN 13 PM 12: 59 UVANi A IN THE COURT OF COMMON PLEAS Plaintiff of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) No. 10-1173 AFFIDAVIT PURSUANT TO RULE 3129 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18, Plaintiff in the above action, by counsel, KML Law Group, P.C., sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 137 Bridge Street New Cumberland, PA 17070 1.Name and address of Owner(s) or Reputed Owner(s): GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 2. Name and address of Defendant(s) in the judgment: GERALDINE GOODWIN 220 Steder Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 I DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 137 Bridge Street New Cumberland, PA 17070 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: Y: L LAW G OUP, P.C. Michael McKeever Pa. ID 56129 Jay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Ann E. Swartz Pa. ID 201926 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff 10-1173 KML Law Group, P.C. Suite 5000- BNY Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff FILED-OFFICE CF THE PROTHONOTARY 2042 SAN 13 PM 42: 59 ERLAND COUNTY CU MB '. 1. .11 A THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff VS. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s' , of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Docket No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, GERALDINE GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, June 06, 2012, at 10:00 AM, in Commissioners Hearing Rm. 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: hW://www. hin 'ladelphiafed.orgiforeclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 w 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.g_ov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website ht!p://www.phfa.org/consumers/bomeowners/real.g5px. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@kmllawgroup.com.com. Call Seth at 215-825-6329 or fax 215-825- 6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215- 825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. KMIL LAW GROUP, P.C. Suite 5000 BNY Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 92987FC CF: 02/19/2010 IL #F O- O F I C SD: 06/06/2012 ?i PROTHONOTARY $109,856.48 ,'-T2P'ry'23 AMIO:GG "I A 11A . P COMMON PLEAS of Cumberland County CIVIL ACTION - LAW VS. Plaintiff ACTION OF MORTGAGE FORECLOSURE Terre No. 10-1173 GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) CERTIFICATE OF &FAVICE PURSUANT TO Pa.R.CP.3129.2 (c) (2) Amy Gough, an employee of KML Law Group, P.C., counsel of Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: 4Q Personal Service by Shniffs /competent adult (copy of return attached). ( ) Certified mail by KML Law Group, P.C. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by KML Law Group, P.C. to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORS Premises was posted by Sheriffs OtEice/eempetm*-w tlt (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). Certified Mail & ordinary mail by KML Law Group, P.C. (original receipt(s) for Certified Mail attached). ( ) Published in accordance with court order (copy of publication attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail KML Law Group, P.C. (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Re pectfully s' a miffed Legal Assistant i I I ¢ Q O N f0 y !? N (A ! ?E S ¦ t=n, tB C4M W C'A Haag N Lo U. ? U. O o .?31AVf? o o C O C E M , w W V 15 a Fm o 2 • F- Z N E om = U = a 9 4 m h ?? O m Q s C _ NQ o m ? W a 8 a? 6"6 a. u? ? m kr. m Z O?V f?l o Q to Z ti QQ O $ S a- Fr C7VZ o E t 9 1a _ w ?s ti € Q °z U ? ¢ A Y LL N Q LLJ $go Wm co ???? r°. J 0 Im me ?L Lo O m m P. z T Z) W arm cl) CV z _La' o CL 0 Ln O E `p 'Ai Ztn W r g co O o m ? E U 9 W 0 a? "a ?min U?m Q W d r z ?.? s ? z E cc Cis <`0 2 x U Q o w ci ?c ????? G r) V o ? c2 1 91 "' z o, m c? ; = a : 0 2 DU U U t0 z a..a) a a t Qy 6???ON y a s0 Jp? ?q or. E E 0. W a ?a z m 0 Q = l ei IL T r i C ao Z ? ? Z a l e r CV co ? u ( 1? F e a t? l\ 0 a m `0 c V-1 .e a N_ C.7 O co 0 m 48 ? CD cd U) 1 N m o c N E m U LL ti M€ U. S co m a m C%j Z D O 0 J W Q U 2 Z O O w z J Q cc w 0 ivalnu.r- :A ? N (p O C IN m aOQO 11 N ? 0 O t t O m b J o o 0 ' Y m N V Q V CL = g 0 N a ce ? X16 0 c a° 00 00 O o P: Qw W m w ? w0 X900 W z z (90 Wz 0 z 00 zz b ???? U Q -1 U Q J Q J M z J J w J U) m z> J co) J ? W g' Z a U) ` 211 0 w0) 0 m J w? 0 ? N tnO_j 0 Co ° o > W jSQ ' S US 00 co C-) E $ ? c LLJ- Wc ? Wz -oo - 0 ? ?op$ ? O 3? u a Q? Q N? M 1 co (D 0? UC)OU?S Q (?.?(?' J LL U p- Q` 23 t6 h . ???? ??WO C ?? Wm? t)W$ U 2V)Q M 0 2m Qaw CD<v0 a A? 4e Dy V i Y3N' ?z d W • u4 2p Na Yj 0 M 0 15M HO z c m a c 0 a `o H a w m a 0 U N O N co co m 0 _N w U) N O C 3 i U a ? N m g m E a U LLi ti ti Lr_L 0 co U_ m a rn z 0 0 J W Q S _U otS z O 0 O w z 0 J W C7 'JUN 212010 TBE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CER1 FICATEHOLDERS CWABS,INC., ASSET- BACKED CER.TWICATES,SERIES 2006-18 VS. GERALDINE GOODWIN and MICHAEL GOODWIN 10-1173 New Cumberland, PA 17070 ORDER aY- AND NOW, this o? / day of?" 2010, upon consideration of the Plaintiffs Motion for Substituted Service under Pa.RC.P. 430(a) and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant, GERALDINE GOODWIN, have been unsuccessful, it is, ORDERED and DECREED: that Plaintiffs Motion is granted and the Sheriff and/or Plaintiff is directed to Serve the Notice of Sheriff's Sale upon Defendant, GERALDINE GOODWIN, by posting a copy of the Notice upon the premises 137 Bridge Street, New Cumberland, PA, 17070, and Plaintiff is directed to serve the Notice of ?her?fle?x certified and re ular to _the Defendant's last known address at 220'Stetler R New Cumberland, PA 17070, and that all further service of legal papers, including but not limited to motions, petitions and rules be made by certified and regular mail to Defendant's last known address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant, GERALDINE GOODWIN, by sending copies of same to Defendant's last known address by certified and regular mail and by posting the premises. BY THE COURT: !S/ d & ,- ? W. J. /)We Distribution list: Michael T. McKeever; Esquire, Suite 5000 - Mellon Independence Center, 701 Market Street, Philadelphia, PA 19106-1532 GERALDINE GOODWIN, 220 Stefler Road New Cumberland, PA 17070 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY Form 3877 Page: 3 cut VIP-. urn. Iftm and Addoess: r. KML Law Group P.C. 969005937 SendSuke - MAC v6.25.6.25.L Number- 701 Market Street Sequence PHILADELPHIA, PA 19106 0001606 Pc ID N Addressee Memo Postage ES ES Insured Due Total Article # Delivery Address Type Fee Valw Sender Charge 91091 KF6-11 FICK, KRISTINE K. 0.450 C 02.950 0.00 4.550 9171082133393929285218 1378 Grandview Road ERR 01.150 Hanover, PA 17331 91091 WF&11 FICK JR., WALTER G. 0.450 C 02.950 0.00 4.550 9171082133393929285225 1378 Grandview Road ERR 01.150 Hanover, PA 17331 92254TH4-16 HAMME, TIMOTHY 0.450 C 02.950 0.00 4.550 91710821333939 M 85089 154 Arch Street ERR 01.150 York, PA 17401 92254TH4-16.2 HAMME, TIMOTHY 0.450 C 02.950 0.00 4.550 9171082133393929285096 1025 West Princess Street ERR 01.150 York, PA 17404 92865SM5-17 MORIELLO, STRATO 0.450 C 02.950 0.00 4.550 9171082133393929285195 312 East Muberry Street ERR 01.150 Kennett Square, PA 19348 92676TD6-11 DOYLE, TRACY M. 0.450 C ?2.950 0.00 4.550 9171082133393929285256 167-171 South Main Street ERR 01.150 Yoe, PA 17313 92876TD6-11.2 DOYLE, TRACY M. 0.450 C 02.950 0.00 4.550 9171082133393929285263 55 Everglades Lane ERR 01.150 Stafford, VA 22554 92987GG6-6 GOODWIN, GERALDINE 0.450 C 02.950 0.00 4.550 9171082133393929285041 137 Bridge Street ERR 01.150 Nsw Currwetand, PA 17070 92987GG6-6.2 GOODWIN, GERALDINE 0.450 C 02.950 0.00 4.550 9171082133393929285065 220 Steller Road ERR 01.150 Now Cumberland, PA 17070 92987MG" GOODWIN, MICHAEL 0.450 C 02.950 0.00 4.590 9171082133393929285188 13 Dallas Drive ERR 01.150 Grantville, PA 17028 94102LA4-13 ADAMS, LEANNE 0.450 C 02.950 0.00 4.550 9171082133393934247379 822 Walnut Street ERR D1.150 Avoca, PA 18641 94202JW6-11 WEDDINGTON, JACQUELINE J. 0.450 C 02.950 0.00 4,550 9171082133393929285232 412 Wynwood Road ERR 01.150 York, PA 17402 94202TW6-11 WEDDINGTON, THOMAS E. .450 C 02.950 0.00 4.550 9171082133393929285249 412 Wynwood Road S C ERR 01.150 York, PA 17402 4rt 94582UD5-11 ATTORNEY GENERAL'S OFF[ E 0.450?c C 1,12.950 0.00 4.550 9171082133393929285201 US DOJ ERR D1.150 950 PENNSYLVANIA AVENU if WASHINGTON, DC 20530 94636KP5-4 PATEL, KARIM ' 0. C 02.950 0.00 4.550 9171082133393929285058 650 Fourth Avenue (9106 ERR 01.150 Williamsport, PA 17701 Page Totals: 16 6.750 61.500 68.250 Cum Totals: 70 31.500 287.000 318.500 Form 3877 (Facsimile) SendSulte - MAC v6.25.6.25.L SHERIFF'S OFFICE OF CUPMERLAND COUNTY Ronny R Anderson Shw f Jody 3 3mkh Chief Deputy Richard W Stewart SolkNor ,sr it+? $A 0 'M P 0010E 0'- 7!PAE 614mw, The Bank of New York Mellon Trust Company Case Number vs. 2010-1173 Geraldine GoocWn (et al.) SHERIFF'S RETURN OF SERVICE 03/21/2012 10:43 Alit - Deputy Tim Black, beirg duly swom according to law, sues service was performed by posting a bus oopy of the requested Real-Estate Writ, Notice and Description, in the above titled action, upon the property"located at 137 Bridge Street, New Cumberland Borough, New Cumberland, PA 17070, Cumbertwrd County. 03/21/2012 10:43 AM - Deputy Tim Black, being duly swom according to lady, served the requestedj Real Fate Writ, Notice and De lptien, in the above titled action, upon the within named Defendant to Geraldine Goodwin, pursuant to Omer of Court by "Posting" the premiseie located at 137 Bridge New Cumberland Borough, New Cumberland, PA 17070, Cumberland County with a true and coned copy according to law. SHERIFF COST. $826.20 SO ANSWERS, March 27, 2012 RONWY- R ANDERS , SHERIFF (c) cGinlysuft Shand, Telwwfl. Inc. iN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PRNNSY LVANIA THE BANK OF NEW YOBK MEILON FKA THE BANK OF NEW YOML. AS TBUMS FOR THE CaffWWATEH CWABSdNC., ASSET-BACKED CF.RTIFICATFS.SE*t1ES 29WIS; et seq. Phd'ssW(Pdk6uer) CASE and/or DOCKET No.: 10-1173 SherNN Sale Date: 06/K 212 V. GERALDINE GOWWIN; et aL Defemdaat (Respeadast) AFFIDAVIT OF SERVICE a CompWo -Ti Semmen R"' Other. NNice of sale I, Eli Pierdti, certify that I am eighteen yeas of age or older and that I an not a party m the action nor an employee nor relative ora patty, and that I atternpled to serve MICHAH, GOODW IN the above process on the 23 day of February, 2012, at 6:20 o'clock, PM, at 77 CRDA R STREI; f CEDAR GROVE., NJ 07009 Manses of sawke: -i By hording a copy to the Defendaa(s) Description: Approximate Age 3l-3S Height= Weight IN Race WHITE Scx MAI.? lbir BROWN Military Stmm Z No Yea Branch: CommonweahhNode of < < Y ) / )SS: County of Bcfrne me, the uo hm* ned notary pubic, this day, personally, appeared' to me known, who being duly swom according to law, deposes the following: 1 hereby or um the facts set lath in tlidavil of Service are true and corrcot =dy and sworn bcfonie the f A nd) of _, 20 7• . Fik Number:92987FC t) 1C`. ?? 1 blic Ft H Notely Ptdft Of Cmw"j@sicx? t*kudon 5.22-2013 2373890 HAIL Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff VS. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. 10-1173 SUPPLEMENTAL AFFIDAVIT PURSUANT TO RILE 3129 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 Amy Gough, an employee of KML Law Group, P.C., counsel of Plaintiff; sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 137 Bridge Street New Cumberland, PA 17070 1.Name and address of Owner(s) or Reputed Owner(s): GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 77 Cedar Street Cedar Grove, NJ 07009 2. Name and address of Defendant(s) in the judgment: GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 77 Cedar Street Cedar Grove, NJ 07009 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER 3300 SW 34th Avenue Suite 101 Ocala, FL 34474 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER P.O. Box 2026 Flint, MI 48501 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER 4500 Park Granda Calabasas, CA 91302-1613 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 137 Bridge Street New Cumberland, PA 17070 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: May 22, 2012 C--? w Group, ,KAf BY: Amy Gough Legal Assistant SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor Y 1, r The Bank of New York Mellon Trust Company Case Number vs. 2010-1173 Geraldine Goodwin (et al.) SHERIFF'S RETURN OF SERVICE 03/21/2012 10:43 AM - Deputy Tim Black, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property) located at 137 Bridge Street, New Cumberland Borough, New Cumberland, PA 17070, Cumberland County. 03/21/2012 10:43 AM - Deputy Tim Black, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, upon the within named Defendant, to wit: Geraldine Goodwin, pursuant to Order of Court by "Posting" the premises located at 137 Bridge Street, New Cumberland Borough, New Cumberland, PA 17070, Cumberland County with a true and correct copy according to law. 05/23/2012 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $642.01 May 24, 2012 SO ANSWERS, RON r~ R ANDERSON, SHERIFF a-as PC/ cc c?aw1;??U o 7 5' KML Law Group, P.C. . Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICAT?HOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s)and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 IN THE COURT OF COMMON PLEAS Plaintiff of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Defendant(s) No. 10-1173 AFFIDAVIT PURSUANT TO RULE 3129 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIMCATEHOLDERS CWABS,INC., ASSET-BACKED CERTIMCATES,SERIES 2006-18, Plaintiff in the above action, by counsel, KML Law Group, P.C., sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 137 Bridge Street New Cumberland, PA 17070 1.Name and address of Owner(s) or Reputed Owner(s): GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 2. Name and address of Defendant(s) in the judgment: GERALDINE GOODWIN 220 Steder Road New Cumberland, PA 17070 MICHAEL GOODWIN 13 Dallas Drive Grantville, PA 17028 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box'320* Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale- TENANTS/OCCUPANTS 137 Bridge Street New Cumberland, PA 17070 (attach separate sheet if more space is needed) I verify',that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: z By: G . 29 Keever Pa. ID 561 Jay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Ann E. Swartz Pa. ID 201926 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff 10-1173 KML Law Group, O.C. . Suite 50010 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-5318 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff VS. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Docket No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, GERALDINE GERALDINE GOODWIN 137 Bridge Street New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to he sold at Sheriffs Sale on Wednesday, June 06, 2012, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- i BACKED CERTIRCATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action. 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTERCATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). I . If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property' as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out'',in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 10-1173. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FOREOLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: http•//Www phfa org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our m. toll free number at 1-866-413-2311 or via email at homeretention@kn-dlawgrgup.co Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requestled will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County, State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2, 1973, as follows, to wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) feet in a southeasterly direction from the southeast corner of Second and Bridge Streets, at corner of land southwesterly direction from the southeast corner of Second and Bridge Streets, at corner of land now or formerly of Kenneth N. Ross and wife; thence in a northeasterly direction on a line parallel with Second Street, and through the center of the partition wall of a three story frame and stucco dwelling house and beyond, North 51 degrees 30 minutes East one hundred fifty (150) feet to Maple Alley; thence along said alley South 38 degrees 30'minutes East twenty-three (23) feet to a point; thence on a line parallel with Second Street, South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street; thence along Bridge Street North 38 degrees 30 minutes West twenty-three (23) feet to the Place of BEGINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bridge Street, New Cumberland, Pennsylvania. BEING the game premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvin W. Williams, III and Andy W. Williams, husband and wife by deed dated 8/8/2006 and recorded 8/28/2006 in Cumberland County In Deed Book Volume 276 at Page 1709 granted and conveyed unto Geraldine Goodwin Tax Parcel # 25-25-0006-341 10-1173 KML Law Group, P.C.' Suite 5000- BNY Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIkCATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortg4gor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s; of Cumberland County CIVIL. ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Docket No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, GERALDINE GERALDINE GOODWIN 220 Steder Road New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, June 06, 2012, at 10:00 AM, in Commissioners Hearing Rm. 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS To prevent this Sheriffs Sale you must take immediate action: V 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: -h-np://www.philadelphiafed-orgjforeclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website h!Ltp://www.phfa.org/consumersihomeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll froe number at 1-866-413-2311 or via email at homer,Mention@kmllawgroup.com.com. Call Seth at 215-825-6329 or fax 215-825- 6429. 'The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firth's Homeowner Retention Department is David Fein who can be reached at 215- 825-018 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. F 10-1173 KML Law Group, P.,C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-16318 Attorneyfor Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERAIDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s; of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Docket No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, MICHAEL MICHAEL GOODWIN 137 Bridge Street New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, June 06, 2012, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET413ACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property !as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU S14OULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE. YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: http://v?ww.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866413-2311 or via email at homeretention@kn-dlawjzroun.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please 'reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County, State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2, 1973, as follows, to wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) feet in a southeasterly direction from the southeast corner of Second and Bridge Streets, at corner of land southwesterly direction from the southeast corner of Second and Bridge Streets, at corner of land now or formerly of Kenneth N. Ross and wife; thence in a northeasterly direction on a line parallel with Second Street, and through the center of the partition wall of a three story frame and stucco dwelling house and beyond, North 51 degrees 30!minutes East one hundred fifty (150) feet to Maple Alley; thence along said alley South 38 degrees 30''minutes East twenty-three (23) feet to a point; thence on a line parallel with Second Street, South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street; thence along Bridge Street North 38 degrees 30 minutes West twenty- three (23) feet to the Place of BEGINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bridge Street, New Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvin W. Williams, III and Andy W. Williams, husband and wife by deed dated 8/8/2006 and recorded 8/28/2006 in Cumberland County In Deed Book Volume 276 at Page 1709 granted and conveyed unto Geraldine Goodwin Tax Parcel 25-25-0006-341 10-1173 1CM Law Group, P.C. Suite 5000- BNY Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK! OF NEW YORK, AS TRUSTEE FOR THE CERT IOCATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERAI~DINE GOODWIN MICHAEL GOODWIN Mortg4gor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s`, Docket No. 10-1173 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, MICHAEL MICHAEL GOODWIN 13 Dallas Drive iGrantville, PA 17028 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, June 06, 2012, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-LACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK',OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). I . If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: httn://www.vhiladdphiafed.or0foreclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website ht!p:Hv?ww.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homer?t(,-ntion@kmllawgroup.com.co . Call Seth at 215-825-6329 or fax 215-825- 6429. he figure and/or package you requested will be mailed to the address that you request,, or faxed if you leave a message with that information. The attorney in charge of our firai's Homeowner Retention Department is David Fein who can be reached at 215- 825-63118 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland County, State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2, 1973, as follows, to wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) feet in a southeasterly direction from the southeast corner of Second and Bridge Streets, at corner of land southwesterly direction from the southeast corner of Second and Bridge Streets, at corner of land now or formerly of Kenneth N. Ross and wife; thence in a northeasterly direction on a line parallel with Second Street, and through the center of the partition wall of a three story frame and stucco dwelling house and beyond, North S1 degrees 301 minutes East one hundred fifty (150) feet to Maple Alley; thence along said alley South 38 degrees 301 minutes East twenty-three (23) feet to a point; thence on a line parallel with Second Street, South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street; thence along Bridge Street North 38 degrees 30 minutes West twenty- three (23) feet to the Place of BEGINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bridge Street, New Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvin W. Williams, III and Andy W. Williams, husband and wife by deed dated 8/8/2006 and recorded 8/28/2006 in Cumberland County In Deed Book Volume 276 at Page 1709 granted and conveyed unto Geraldine Goodwin Tax Parcel # 25-25-0006-341 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-1173 Civil CIVIL ACTION - LAW TO THE'SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18 Plaintiff (s) From GERALDINE GOODWIN AND MICHAEL GOODWIN (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $109,856.48 L. L.: Interest FROM 4/17/2010 TO DATE OF SALE PER DIEM AT $14.63 Atty's Comm: % Atty Paid: $1,137.44 Plaintiff Raid: Date: JANUARY 13 2012 (Seal) REQUESTING PARTY: Name: THOMAS PULEO, ESQUIRE Address: KML LAW GROUP, P.C. Due Prothy: $2.25 Other Costs: David D. Bue 1, Prothonota Deputy SUITE 5000-BNY INDEPENDENCE CENTER 101 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 27615 TRUE ''- 3-'L';3M RECORD Inlbstimor; 1,ere unto set my hand OW the seal of - i couCrt at Carlisle. Pa This . _? d6y of _-Y?..t X On January 30, 2012 the Sheriff levied upon the defendant's interest in the real property situated in the Borough of New Cumberland, Cumberland County, PA, known and numbered as 137 Bridge Street, New Cumberland, PA 17070, more fully described on Exhibit"A" filed with this writ and by this reference incorporated herein. Date: January 30, 2012 By: For Claudia Brewbaker, Real Estate Coordinator ?r 'Arid or IT CUMBERLAND LAW JOURNAL Writ No. 2010-1173 Civil Term The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificiateholders CWABS, Inc., Asset-Backed Certificates, Series 2006•-18 vs. Geradline Goodwin, Michael Goodwin Atty.: Thomas Puleo IMPROVEMENTS consist of a residential dwelling. BEING PRESMISES 137 Bridge Street, New Cumberland, PA 17070. SOLD as the property of GER- ALDINE GOODWIN and MICHAEL GOODWIN. TAX PARCEL #25-25-0006-341. 62 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTYI OF CUMBERLAND Lis Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a egal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued wee ly in the said County, and that the printed notice or publication attached hereto is exactly the'i, game as was printed in the regular editions and issues of the said Cumberland Law Journal on 'the following dates, viz: April 27, May 4, and May 11, 2012 i Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. L s Marie Coyne, Edito SWORN TO AND SUBSCRIBED before me this 11 da of Ma 2012 1 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 The Patriot-News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFI ICE CUMBERLAND COUNTY CO?jRT F-sOUSF CARLISLE Pf', 17013 the Patr1*ot*tXtws Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Unger Act No. 587 Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn accord ^.g to 'aw, deposes and says That she is a Staff Accountant of Tie Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sundav Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949 respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true, and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book °M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 04/27/12 05/04/12 2010.1173 Civil Term 05/11/12 T e Bank of New York Mellon like The B . L t -- - • ank of New York, as Trustee • '• .- . • ? • '• .• • " - ...... . for the CertMclateholders CWASS, Inc., Asset- Sworn to and subscribed befoy? me this 22 day of May, 2012 A.D. Backed Certificates, Series 2008-18 VS Geradilne Goodwin Michael Goodwin Notary Public Atty: Thomas Puleo IMPROVEMENTS consist of a residential elling. BEING PRESMISES 137 Bridge COMMONWEALTH E?F PENNSYLVANIA --- eet I Notarial Seal w Cumberland, PA 17070 Sherrie L. Owens, Notary Public LD as the property of GERALDINE GOODWIN ower Paxton T%Up•, Dauphin County 2015 26 s Nov i and MICHAEL GOODWIN TAX PARCEL #'25-25-0006-341 , . re I My Commission Exp 1 MEMBER, PENNSYLVANIA ASSOCIATION Or NOTARIES PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES, SERIES 2006-18 vs. of Cumberland County GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 TO THE PROTHONOTARY: Plaintiff Defendant(s) IN THE COURT OF COMMON PLEAS CIVIL ACTION - LAW ACTION OF MORTGAGE No. 10-1173 PRAECIPE FOR WRIT OF EXECUTION Issue Writ of Execution in the above matter: $a 8.50 P O AT Y !o T 3o car 861. 104 u loya. 01 901.00 •' lb. 00 " /4.00 .14. 00 .018.50 18 , 95 4 a.as Oue Co p4,07101 RS .+•? Amount Due Interest from 4/17/2010 to Date of Sale per diem at $14.63 (Costs to be added) t"s mu" r :+L t_; `:' c? t $109,856.48 By: AW GR UP, P.C. Micha I Mc eever Pa. ID 56129 Jay E. ivit Pa. ID 26769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Joshua 1. Goldman Pa. 205047 ?oL Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff 0 i? -^rt CDC) Q W W a z O 00 Z x w 0 U w x H z F-1 ? Q W Q U W wwc? w w ¢ o zwUN o?zW --? V ?rx¢W ? Q U W 3oQw cWwW ¢o? w x ? H W U z O o C: C) U cz; C: W d z3o Q o?a w w- O c C y O -0 :5? o W w ?aa? a U c U O o w W z x a U a ? I¢ v U v U ? xa 0 L N N N N ALL THAT CERTAIN lot or parcel of land, situate in the Borough of New Cumberland, Cumberland County, State of Pennsylvania, more particularly bounded and described in accordance with a survey and plan thereof made by D. P. Rafferusperger Associates, Engineers & Surveyors, dated January 2, 1973, as follows, to wit: BEGINNING at point on Bridge Street said point being twenty-seven (27) feet in a southeasterly directi n from the southeast corner of Second and Bridge Streets, at corner of land southwesterly direction fro the southeast corner of Second and Bridge Streets, at corner of land now or formerly of Kenneth N. R6ss and wife; thence in a northeasterly direction on a line parallel with Second Street, and through the center of the partition wall of a three story frame and stucco dwelling house and beyond, North 51 degrees 30 minutes East one hundred fifty (150) feet to Maple Alley; thence along said alley South 38 degrees 30 minutes East twenty-three (23) feet to a point; thence on a line parallel with Second Stree , South 51 degrees 30 minutes West one hundred fifty (150) to Bridge Street; thence along Bridge Stre t North 38 degrees 30 minutes West twenty- three (23) feet to the Place of BEGINNING. HAVING thereon erected a frame and stucco dwelling known and numbered at 137 Bridge Street, Cumberland, Pennsylvania. BEING the same premises which Timothy F. Straub and Marisa A. Straub, husband and wife, and Calvi W. Williams, III and Andy W. Williams, husband and wife by deed dated 8/8/2006 and recorded 8/28/2006 in Cumberland County in Deed Book Volume 276 at Page 1709 granted and conveyed untc Geraldine Goodwin, a married woman. Tax Parcel # 25-25-0006-341 Municipality: Borough of New Cumberland WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO. 10-1173 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK MELLON, f/k/a THE BANK OF NEW YORK, As Trustee for The Certificateholders CWABS, INC., ASSET-BACKED CERTIFICATES. SERIES 2006-18, Plaintiff (s) From GERALDINE GOODWIN and MICHAEL GOODWIN (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $109,856.48 L. L.: Interest from 4/17/10 to Date of Sale per diem @ $14.63 Atty's Comm: % Due Prothy: $2.25 Atty Paid: $1,807.95 Other Costs: Plaintiff Paid: Date: 7/9/12 C"i David D. Buell, Prothonotary (Seai) By: G?,ts eputy REQUESTING PARTY: Name: JILL P. JENKINS, ESQUIRE Address: KML LAW GROUP PC SUITE 5000-BNY INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 306588 KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES, SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 IN THE COURT Of COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOS Defendant(s) CERTIFICATION AS TO THE SALE OF REAL PROPERTY NO. 10-1173 Plaintiff, by counsel, hereby certifies that it has complied with the provisions of Act 91 of 1983 and/or property in question is not subject to the Act. By: WKe r- KML P.C. Michae ID 56129 Jay E. Kivitz Pa. ID 26769 Lisa Lee Pa. ID 78020 .Kristina Murtha Pa. ID 61858 .-David Fein Pa. ID 82628 --Thomas Puleo Pa. ID 27615 Joshua I. Goldman Pa. 205047 _?Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff real c - C,O F ? KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff I Hh BANK UN NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN (Mortgagor(s) and Record Owner(s)) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 10-1173 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18, Plaintiff in the ab?)ve action, by counsel, KML Law Group, P.C., sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 137 Bridge Street New Cumberland, PA 17070 LName and address of Owner(s) or Reputed Owner(s): --oft . GERALDINE GOODWIN C= r' t 220 Stetler Road `rr f New Cumberland, PA 17070 -C' k GERALDINE GOODWIN >c-) 3 fit 137 Bridge Street C" O „ C:: ! New Cumberland, PA :1.7070 ? MICHAEL GOODWIN 77 Cedar Street Cedar Grove, NJ 07005, 2. Name and address of Defendant(s) in the judgment: GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 GERALDINE GOODWIN 137 Bridge Street New Cumberland, PA 17070 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE MICHAEL GOODWIN 77 Cedar Street Cedar Grove, NJ 07009 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER 3300 SW 34th Avenue Suite 101 Ocala, FL 34474 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER P.O. Box 2026 Flint, MI 48501 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE, FOR AMERICA'S WHOLESALE LENDER 4500 Park Granda Calabasas, CA 91302-1613 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property 4ich may be affected by the sale. TENANTS/OCCUPANTS 137 Bridge Street New Cumberland, PA 17070 I verify that the statements made in this affidavit are true and correct to the best of my information and belief understand that false state ens herein are made subject to the penglties f 18 C.S. Section 4904 relating to unswo falsification to authorities. DATED: By: KM A #UP, P.C. Mic el ID 56129 Jay . Ki769 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Joshua I. Goldman Pa. 205047 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 Plaintiff VS. GERALDINE GOODWIN MICHAEL. GOODWIN Defendant(s) NO. 10-1173 TION OF NON-MILITARY SERVICE UNDER TE RELIEF ACT AS AMENDED 1. The undersigned attorney with KML Law Group, P.C., as the representative for the the above entitled matter, does hereby state to the best of his/her information and belief, as follows: 2'.. That an inquiry has been made with the Defense Manpower Data Center ("DMDC") operated by the United States Department of Defense (https://www.dmdc.osd."I/goi/scra/scraH( for the following individual(s): GERALDINE GOODWIN, has a last known residence of 220 Road, New Cumberland, PA 17070 and 137 Bridge Street, New Cumberland, PA 17070. The fo. information was used to search the DMDC (check all that apply): X Last Name X First Name _X Social Security Number 3. The DMDC search results, a copy of which is attached, states that based on the provided, the DMDC does not possess any information indicating that the individual is on active has been on active duty within the last 367 days. The undersigned understands that the statements herein are made subject to penalties of 18 C.S.A. 4904 elating to unsworn falsification t aut onti Date By: ?KML .C L GR P, P. MicA ha 1 M eever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jay Kivitz Pa. ID 26769 Andrew Gornall Pa. ID 92382 Joshua L Goldman Pa. 205047 -gill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff in or -4 Cn ?>c, _ ?, y -r Department of Defense Manpower Data Center Status Report Pursuant to Servieemem Hers Civil Relief Act Last Name: GOODWIN First Name: GERALDINE_ Active Duty Status As Of: Jul-05-2012 Results as of : Jul-05-2012 09:46:02 SCRA 2.2.1 Active Duty Start Dale Active Duty End Date Status Service Component on Active Duty On Active Duty Status Date 'NA T_ NA No I NA This response reflects the individuals' active duty status based on the Active Duty Status Date .. Left Acbve Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component 1JA NA ? No ?? NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification S Order Notification End Date Status Service Component -- NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for alive duty i Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is th status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. 14 Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly kelown as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating thatthe individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: hftp://www.defenselink.mi1/faq/pis/PC09SLDR.htmi. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 5?-1(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual I ft Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report fo active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty peri ds less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active serv ce authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by t e President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard eserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the J.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who woul not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services ?eriods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this websito certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of ervice. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who h ve not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections oft SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Report ID: 7BVPT92KRA IN THE COURT OF COMMON PLEAS OF CU MBERLAND COUNTY, PENNSYLVANIA ? :Tw THE BANK OF NEW YORK MELLON FKA THE BANK OF a x N - { NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED r ? CERTIFICATES,SERIES 2006-18 7 C I T Plaintiff NO. 10-11 3 VS. C-) TJ? r, t ` GERALDINEGOODWIN C Wit" MICHAEL GOODWIN '' x -' Defendant(s) VERIFICATION OF NON-MILITARY SERVIC E UNDER THE SERVICEMEMBERS CIV IIL RELIEF ACT AS AMENDED 1. The undersigned attorney with KML Law Group, P.C., as the representative for the Plainti?f in the above entitled matter, does hereby state to the best of his/her information and belief, as follows: 2. That an inquiry has been made with the Defense Manpower Data Center ("DMDC") operated by the United States Department of Defense (https://www.dmdc.osd.miUappj/scra/scraHome for the following individual(s): MICHAEL GOODWIN, has a last known residence of `77 Cedar St Cedar Grove, NJ 07009. The following information was used to search the DMDC (check all apply): X Last Name X First Name _X Social Security Number 3. The DMDC search results, a copy of which is attached, states that based on the provided, the DMDC does not possess any information indicating that the individual is on active has been on active duty within the last 367 days. The undersigned understands that the statements herein are made subject to penalties of 18 C.S.A. 4 04 r lating to unswom Date " By:__ V 1A_ KML I, GR C. Mich 1 Mc eever Pa. ID 56129 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 Jay Kivitz Pa. ID 26769 Andrew Gornall Pa. ID 92382 Joshua I. Goldman Pa. 205047 I Jill P. Jenkins Pa. ID "306588 Attorneys for Plaintiff or Pa. Department of Defense Manpower Data Center Status Report pursuant to Smicemembers Civil Relief Act Last Name: GOODWIN First Name: MICHAEL Active Duty Status As Of: Jul-05-2012 Results as of: Jul-05-4012 09:4047 SCRA 2.2 .1 Active Duty Start Date Active Duty End Date Status Service Component On Active Duty On Active Duty Status Date NA NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA -{ This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or HisfHer Unit Was Notified of a Future Cal" to Active Duty on Active Duty Status Date Order Notficabon Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is th 3 status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public He Ith, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. i A L A JAhl w & J Awt fit C7 A??- Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly knoVJn as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that th4, individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any faimily member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the', "defenselink.mil" URL: http://www.defenselink.mil/faglpis/PC09f;LDR.htmi. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SC RA may be invoked against you. See 50 USC App. § 521c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual lel Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for ctive duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty period s less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard R serve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the Y.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAH Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would of be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services p ,rods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1)- Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this websitell certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of s rvice. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who h ve not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of thil SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the are protected WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Report ID: 63RRR7GOHN 10-1173 KML, Law Group, P.C. Suite 5000- BNY Independence Center 701 Market Street Philadelphia, PA 19106 (215) 627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELL.ON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN ACTION OF MORTGAGE FORECLOSURE MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 1 x -noo 137 Bridge Street Docket No. 10-11i- New Cumberland, PA 17070 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW z? Defendant(s --I THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING T6`?COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, GERALDINE GERALDINE GOODWIN 220 Stetler Road New Cumberland, PA 17070 a? --t C- , Tt _". s r) ? Your house: at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, December 05, 2012. at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE 13ANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE; FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To findI out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: http://www.philadelphiafed.org/foreclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 10-1173 KML Law Group, P.C. Suite 5000- BNY Independence Center 701 Market Street Philadelphia, PA 19106 (215) 627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES, 2006-18 vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW c ACTION OF MORTG FORECLOSURE :r-;.. ?CJ cD Docket No. 10-117-c rte.) Plaintiff Defendant(s; THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, MICHAEL MICHAEL GOODWIN 77 Cedar Street Cedar Grove, NJ 07009 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, December 05, 2012, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE, BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE r? c? rt To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS.INC.. ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413- 2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if li the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of? distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. 8. You may contact the Foreclosure Resource Center: http://www.philadelphiafed.or./foreclosure/ YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE: YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www.phfa.org/consumers/homeowners/real.gVx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@.kmllawgroup.coni.com. Call Seth at 215-825-6329 or fax 215-825- 6429.. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215- 825-6318 or Fax:: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. 10-1173 KML Law Group, P.C. Suite 5000 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 (215) 627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERII_S 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s; IN THE COURT OF COMMON PLEAS I I of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE r-Im ' C_ ;z r n C- 4-n ' Docket No. 10-1178 ?CZ; c-) Mom x C - -? r Q THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, MICHAEL MICHAEL GOODWIN 137 Bridge Street New Cumberland, PA 17070 Your house at 137 Bridge Street., New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, December 05, 2012, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if 11 the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE l . If the Sheriffs Sale is not stopped, your property will. be sold to the highest bidder. You may 17nd out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule o1' distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within tern (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: http://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account: current, or payoff the mortgage or request a Loan Workout /Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@kmllawgroup.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. 10-1173 KML Law Group, P.C. Suite 5(X)0 - BNY Independence Center 701 Market Street Philadelphia, PA 19106-1532 (215) 627-1322 Attornev for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 Plaintiff vs. GERALDINE GOODWIN MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s; IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL .ACTION - LAW ACTION OF MORTGAGE FORECLOSURE ; rn r-- Docket No. I0-117: rte' -< c =?) 3 Q ?,. C G7 _c- - rv THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN, GERALDINE GERALDINE GOODWIN 137 Bridge Street New Cumberland, PA 17070 Your house at 137 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, December 05, 2012., at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE 13ANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE _n r-- r c ^ri C'-- , r To prevent this Sheriffs Sale you must take immediate action: 10-1173 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES, SERIES 2006-18, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the. Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule- unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE,. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: http://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll fee number at 1-866-413-2311 or via email at homeretention@kmllawgroup.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-631.8 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. 92987FC KML LAW GROUP,P.C. CF:02/19/2010 Suite 5000 SD:04/03/2013 BNY Mellon Independence Center $109,856.48 701 Market Street Philadelphia,PA 19106-1532 Z ; U4 215-627-1322 Attorne for Plaintiff ,'} ' THE BANK OF NEW YORK MBLL 1���r IN THE COURT OF COMMON PLEAS BANK OF NEW YORK,AS TRUSTEE F CERTIFICATEHOLDERS CWABS,INC.,ASSET- of Cumberland County BACKED CERTIFICATES,SERIES 2006-18 CIVIL ACTION—LAW Plaintiff VS. ACTION OF MORTGAGE FORECLOSURE GERALDINE GOODWIN Term MICHAEL GOODWIN No. 10-1173 Mortgagor(s) and Record Owner(s) 137 Bridge Street New Cumberland, PA 17070 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P.3129.2 (c)(2) Eileen Bowden,an employee of KML Law Group,P.C., counsel of Plaintiff,hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ( ) Personal Service by the Sheriffs Office/competent adult(copy of return attached). ( ) Certified mail by KML Law Group,P.C. (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by KML Law Group, P.C.to Attorney for Defendant(s)of record(proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s)(proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s)of record. 1(F SERVICE WAS ACCOMPLISHED BY COURT ORDER. Premises was posted by Sheriffs Office/competent adult(copy of return attached). ( ) Certified Mail&ordinary mail by Sheriffs Office(copy of return attached). ( ) Certified Mail&ordinary mail by KML Law Group,P.C. (original receipt(s)for Certified Mail attached). ( ) Published in accordance with court order(copy of publication attached). Pursuant to the Affidavit under Rule 3129(copy attached), service on all lienholders(if any)has been made by ordinary mail by KML Law Group,P.C.(copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. Respectfully bmitted, K w Group,P.C. BY: Eileen Bowden Legal Assistant Name and Address of Sender Check type of mail or seMce; Affix Stamp Here KNtL LAW GROUP, P.C. (It issued as a SUITE 1 W [3 Certified ED Recorded Delivery(international) certificate of mailing. ❑ coo ❑ Registered or for addhional copies 701 MARKET STREET ❑ Delivery Confirmation ❑ Return Rsoalpt for Merchandlee of this bfiQ PkFLADELPHtA, PA Q Express Mail O Signature CorAmnation Postmark and 19108.1532 C Insured ate of R bt Ankle Number Addresses(Nam•,Street,dry,State,&ZIP Cade) Postage Fee Handling 9 Re Yalu• Insured Due Sender DG SG Fe RD RR Char • R R •tared Value If COD Fee Fee Fee Fee Fee 1. GOODWIN,GERALDINE MORTa kGE ELECTRONIC REGISTRATION 220 Sutler Road SYSTE S, INC.SOLELY A NOMINEE FOR New Cumberland,PA 17070 - AMERf A'S WHOL ESALE L NOER 3300 SV 34th AvoiPue 2. Bureau of Child Support Enforcement Ocala, 34474 Health and Welfare Bldg.- Room 432 P.O,Box 2875 MORTG kGE ELEC TRONIC IEGISTRA ION Harrisbura, PA 17106-2675 - SYSTEN S INC. SOLELY AE NOMINEE FOR 3, AMERI 'S WHOLESALE LEN DER r DOMESTIC RELATIONS OF CUMBERLAND P.O. Bo 2028 COUNTY Flint, Ml 48501 PO Box 320 4. SYSTEMS, INC.SOLELY A NOMINEE FOR AMERI A'S WHOLESALE LEN DER 4500 Pa k Granda Calabar a, CA 91202-1613 TENAN /CCCU NTS r r 137 Bridge Street i Now Ou A 17070 f3. $QOOD IN, GERA DINE 02 1M ..e..r.0 520 137 Sr. Street � ( 0004 265951 JUL11 2012 Now Cu nberland,PA 170711 MAILED FROM ZIP CODE 191oa 7. oNr — e. 201 Total NUM r of a To Number of PI ost 4 of receiving ��Qr Usted bye at Pon See Privacy Act Statement on Revere& PS Form 38 (Page f of 2) Complete by Typewriter,Ink,or Sall Point Pen 92987FC Cumberland County Sale Date; 12/05/2012 GERALDINE GOODWIN & MICHAEL GOODWIN �� Name And Address of Sender Check type of mail or service; Affix Stamp Here KML LAW GROUP, P.C. (If Issued as e SUITE 6000 ❑ CerUned ❑ Recorded Dellmy(International) cartmosta of mang. �,+ • T01 MARKET STREET ❑ coo C3 Registered or for additional copt� PHILADELPHIA, PA E) Delivery conhrmaton ❑ Return Recdpt for Merchandise oft Nebilp ❑ Express Mal ❑ Signature Confirmation Postmark and p1 2 3 19106-1632 0 Inswed Date of Re Name Ili� g5t}81 FES 1 p10S RR Article Nwnber Addressee(N M Street,Gy,sate,&ZIP Cade) Postage Fee Cha MM Df� .<: Fee GOODWfN,MICHAEL GOOD N,MfCH EL 137 Bridge Sonnet 13 Den Dr t�Ne ,tt. New Cumberfand,PA 17070 Gfantyl ,PA 17 0 2' GOOD N,MICFg. Y 749 RI v side A Lyndhu 4 NJ 0 Qqa A br 3. 4. 5. 8. 7. a s 8. Total Number of Pi Total Nivnber of Places Postmes4w, (Na of rawivtng employee) f Usted by sander 3 Received at Poet ofAee See Privacy Act Statement on Reverse PS Forth 3877,February 2002(Pape 1 of 2) Complete by Typewriter,Ink,or Ball Point Pen . 92987FC Cumberland County Safe Date: 0 /2013 GERALDINE GOODWIN &MICHAEL GOODWIN JUN 212010 THE BANK OF NEW YORK MELLON FKA THE IN THE COURT OF COMMON PLEAS BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC.,ASSET- OF Cumberland COUNTY BACKED CERTIFICATES,SERIES 2006-18 vs. 10-1173 GERALDINE GOODWIN and MICHAEL GOODWIN _................ — 137 Bridge Street New Cumberland,PA 17070 ORDER AND NOW,this ° sf- day ofe 2010, upon consideration of the Plaintiffs Motion for Substituted Service under Pa.R.C.P.430(a)and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant, GERALDINE GOODWIN,have been unsuccessful,it is, ORDERED and DECREED: that Plaintiffs Motion is granted and the Sheriff.and/or Plaintiff is directed to Serve the Notice of Sheriff s Sale upon Defendant,GERALDINE GOODWIN,by posting a copy of the Notice upon the premises 137 Bridge Street,New Cumberland,PA, 17070, and Plaintiff is directed to serve the Notice of ___Sheriff_Sale_by_certified and regular mail to the Defendant's last known address at 220 Stetler Road, ew - - - - Cumberland,PA 17070, and that all further service of legal papers,including but not limited to motions, petitions and rules be made by certified and regular mail to Defendant's last known address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant,GERALDINE GOODWIN,by sending copies of same to Defendant's last known address by certified and regular mail and by posting the premises. BY THE COURT: zo J. Distribution list: Michael T. McKeever,Esquire, Suite 5000-Mellon Independence Center, 701 Market Street, Philadelphia,PA 19106-1532 GERALDINE GOODWIN,220 Stetler Road New Cumberland, PA 17070 THE BANK OF NEW YORK MELLON FKA THE IN THE COURT OF COMMON PLEAS BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC.,ASSET- OF Cumberland COUILTY d "? BACKED CERTgTCATES,SERIES 2006-18 VS. 10-1173 !Z E5 ss - q c-j x GERALDINE GOODWIN and MICHAEL GOODWIN :Z C3 137 Bridge Street Tti New Cumberland,PA 17070 1 C ORDER vl AND NOW,this �"� day of P-409 13,upon consideration of the Plaintiffs Motion for Substituted Service under Pa.RC.P. 430(a)and it appearing to the Court that Plaintiffs good faith efforts to ascertain the present whereabouts of Defendant,Michael Goodwin,have been unsuccessful,it is, ORDERED and DECREED: that Plaintiffs Motion is granted and the Sheriff and/or Plaintiff is directed to Serve the Notice of Sheriff s Sale upon Defendant,Michael Goodwin, by posting a copy of the Notice upon the premises 137 Bridge Street,New Cumberland,PA, 17070;and Plaintiff is directed to serve the Notice of Sheriff Sale by certified and regular mail to the Defendant's last known addresses at 13 Dallas Drive,Grantville,PA -----------— --- 17028 and 749 Riverside Avenue,Lyndhurst, 07 7 ,and- iat a fdrtfier service ofJegal papers; - -- - -- including but not limited to motions,.petitions and rules be made by certified and regular mail to Defendant's last known addresses and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure 3129 may be made upon Defendant,Michael Goodwin,by sending copies of same to Defendant's last known addresses by certified and regular mail and by posting the premises. Service is complete upon mailing. BY THE COURT: J. Distribution list: Michael T. McKeever,Esquire, Suite 5000—BNY Independence Center, 701 Market Street, Philadelphia,PA 19106-1532 MICHAEL GOODWIN, 749 Riverside Ave Lyndhurst,NJ 07071 Print Your Documents Page 2 of 2 USPS Manifest Hailing System Page 1 ----------------------------------------------- --------------- Hailer's Name c Address I Permit Number 1 1910 Ver. Number 10R.T.av Group 1 123 I ConnectShip Progimtics 6.5 701 Market Street I-------------------` ------------------------------------------------ suite 5000 1 Sequen,x Number I Class of Nail Philadelphia, PAL-191D6 1 48-3 1 Nixed Article ►/ Addressee Name ES IS Insurance Due Total Place rD Delivery Address Type Postage Fee Amount Sender Charge JOHNSTCH, JR., ROME 1. 0.450 4.55 9171999991'703031809450 264 Main 6 Pine Strout Iza 1.15 Aookstown, PA-15050 C 2.95 , JOHNSTON, BRANDY L. 0.450 4.55 9171999991703031009467 264 Nair s Pine Street ERR 1.15 Rookstowa, PA-15050 C 2.95 HARTZ, JESSICA 0.450 4.55 9171999991703031809474 3005 Oak Drive ERR 1.15 Reading, PA-19608 C -2.95 BAIR ZII, HARRY 0.450 4.55 9171999991703031809481 315 Main Street ERR - 1.15 Shoemekersville, PA-19555 C _ ._.. _.2.95 = .. .000WIN. f.E DIIOE 0.450 9171999991703031809198 137 Bridge Street ERR 1.15 New Cumberland, PA-17070 C 2.95 GOOUNIN, GEAAI.DINE 0.450 4.55 9171999991703031809504 220 Stotler Road ERR 1.15 New Cumberland, PA-17070 C 2.95 GOODWIN, I cam 0.450 4.55 9171999991703032077018 77 Cedar Street EAA 1.15 Cedar Grove, NJ-07009 C 2.95 FRAZZIAI, JOSEPH F. 0.450 4,55 9171999991703032077025'6151 Redwood Drive ERR 1.15 .Harborer , -16421 C 2.95 -------------------------- ------- -- -------------- --- -------------`------------------------- Page Totals 8 32. 36.40 Cumulative Totals av 32.8 36.40 SPS TIFICATION Total Number Of pieces Reoei . Round Stamp O Signature of receivinq Esploy d � PS Form 3877 (Facsimile) Extra Service C C Certified ERR Return Receipt httR_//PbmJsendsuiRe%201ive/vroiectSAmaae.asnx 7/11/70 ) Print Your Documents Page 4 of 5 . OsPS Manifest Nailing system Page 3 -------------------'----------------------------------------------_------'----------------------------------------- Mailer•a Name [ Address I Permit Number 1 MAC Ver. Number XHL Law Group 1 123 1 ConnectAbip Progistics 6.5 701 Market Street - I----------------------------------------------------------------------------------- Suite 5000 1 Sequence Number _ I Class of Nail - Philadelphia, PA-19106 1 607-3 1 Mixed - Article •/ Addressee Name ES ES Insurance Due Total Piece ID Delivery Address Type Postage Fee Amount Sender Charge FEN06B, ADAM J. 0.460 4.81 9171999991703190005175 237 E. Heaver Street ERR. 1.25 - - Mercer, PA-16137 C 7.10 HIME, WILLIAM H. 0.460 4.81 . 9171999991.703190005182 107 High Street ERR 1.25 York Springs, PA-17372 C 3.10 SIXEME, WILLIAM R. 0.460 4.81 _ 9171999991703190005199 PO BOY 40 $RR 1.25 Arendtsville, PA-17303 C 3.10 HRATW, HRFNDA D•460 4,81 9171999991703190005205.8115 West Chester Pike Unit# A .ERR 1.25 Upper Darby, PA-19082 C 3.10 MILLS, 1RNMY 0-460 4.B1 9171999991703196005212 1539 South Marston Street -EAR 1.25 Philadelphia, PA-19146 C 3.10- ._-' GOODWIN, FIICARM - 0.460 4.B1 9171999991703190005229 749 Riverside Ave ERA 1-25 Lyndhurst, NJ-07071 C 3.10 . , 1 GOODWIN, NICOAEL 0.460 4.61 4171999991703190005236 13 Dallas Dr ERR 1-25 S t Grantville, PA-17028 C 3.10 f 1 � GOODWIN,.MICNA4.L 0.460 - _ _ 4-81 9171999991703190005243 137 Bridge Street ERR .1:25, New Cumberland, PA-17070 C 3.10 BUSSEY, RORY A. - - 0-460 4.61 9171999991703190005250 5 Colony Boulevard, Apt 508 ERR 1.25 - Wilmington, DE-19002 C _ - 3.10 - BOSSEY, RORY A. 0.460 4.61 9171999991703190005267 499 W. Jefferson Street ERR 1.25 Media, PA-19063 C 3.10 ------------------------------------------------------------r-- Page Totals 10 4.60 ,t _ 48.10 Cumulative Totals 30 13.80 '/r 194.30 0 I � � y d i o��rtllA P16 c httsr/Inhnc/s endsuite%201ive/nrciectslimaee.asox 2/1/2013 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff s q,*Vv at Cat Rb *"4 O Jody S Smith Chief Deputy Richard W Stewart Solicitor 0MCE OFT4E SRIFF The Bank of New York Mellon Case Number vs. 2010-1173 Geraldine Goodwin (et al.) SHERIFF'S RETURN OF SERVICE 10/04/2012 12:40 PM - Deputy William Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 137 Bridge Street, New Cumberland Borough, New Cumberland, PA 17070, Cumberland County. 10/04/2012 12:40 PM - Deputy William Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, upon the within named Defendant, to wit: Geraldine Goodwin, pursuant to Order of Court by "Posting"the premises located at 137 Bridge Street, New Cumberland Borough, New Cumberland, PA 17070, Cumberland County with a true and correct copy according to law. SHERIFF COST: $932.20 SO ANSWERS, October 25, 2012 RbNO R ANDERSON, SHERIFF cj CountySjite Sheriff..Teleosoft.Inc IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA THE BANK OF NEW YORK MELLON FKA THE BANK OF;CASE and/or DOCKET No.:10-1173 NEW YORK,AS TRUSTEE FOR THE CERTIFICATE"OLJ)ERS CWABSINC.,ASSET-BACKED Sheriffs Sale Date:3/6/2013 CERTIFICATES,SERIES 2006-18;et seq. Plaintiff(Petitioner) V. GERALDINE GOODWIN;et al. Defendant(Respondent) AFFIDAVIT OF SERVICE Complaint E]SUmmons RV Other:NOTICE OF SALE; 1,RYAN MARKS,certify that I am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party,and that I served MICHAEL GOODWIN the above process on the 30 day of January,2013,at 4:30 o'clock,PM,at 137 Bridge Street New Cumberland,PA 17070,County of Cumberland,Commonwealth of Pennsylvania: Manner of Service: By posting a copy of the original process on the most public part of the property pursuant to an order of court Service was attempted on the following dates/times: I) 2) 3) Commonwealth/State of f-1k SS: County of -Vs Before me,the undersigns notary public,this day,personally,appeared- 0-4*6^ t406 A91 to me known,who rdi to 1: being duly sworn ac(x 'A',deposes the following: I hereby swear or at the facts set forth in the foregoing Affidavit of Service are true and correct Subscribed and sworn_!2. me v Sign ure of Affiant) this 20 I'S File Number.92987FC Case ID#:3542634 Notary Public Iks i7ounty KML LAW GROUP,P.C. Suite 5000—BNY Mellon Independence Center 701 Market Street Philadelphia,PA 19106 215-825-6320 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE IN THE COURT OF COMMON PLEAS BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC.,ASSET- of Cumberland County BACKED CERTIFICATES,SERIES 2006-18 Plaintiff CIVIL ACTION-LAW vs. ACTION OF MORTGAGE FORECLOSURE GERALDINE GOODWIN MICHAEL GOODWIN No. 10-1173 Mortgagor(s)and Record Owner(s) 137 Bridge Street New Cumberland,PA 17070 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC.,ASSET-BACKED CERTIFICATES,SERIES 2006-18, Plaintiff in the above action, ,by and through an authorized employee of its attorneys,KML Law Group,P.C., sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 137 Bridge Street New Cumberland,PA 17070 1.Name and address of Owner(s)or Reputed Owner(s): GERALDINE GOODWIN 137 Bridge Street New Cumberland,PA 17070 MICHAEL GOODWIN 137 Bridge Street New Cumberland,PA 17070 2.Name and address of Defendant(s)in the judgment: GERALDINE GOODWIN 137 Bridge Street New Cumberland, PA 17070 MICHAEL GOODWIN 137 Bridge Street New Cumberland,PA 17070 3.Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE-Bureau of Child Support Enforcement Health and Welfare Bldg. -Room 432 P.O.Box 2675 Harrisburg,PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle,PA 17013 4.Name and address of the last recorded holder of every mortgage of record: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER 3300 SW 34th Avenue Suite 101 Ocala,FL 34474 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER P.O. Box 2026 Flint, MI 48501 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER 4500 Park Granda Calabasas,CA 91302-1613 5.Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6.Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7.Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 137 Bridge Street New Cumberland,PA 17070 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief.I understand that false statements herein are made subject to the penalties of 18 Pa C.S.Section 4904 relating to unsworn falsification to authorities. DATED: March 29.2013 w Group,P.C. BY:Eileen Bowden Legal Assistant • ' SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson (tom 7HE fl,P (;RDTf, o- l ! Sheriff � 'itit .°' Jody S Smith ['1� Y .�,;� Ali f- t Chief Deputy � � �r, �°� Richard W Stewart IIIMQE,gLAND C061rj ;' Solicitor PEWIISYLVAN1,A The Bank of New York Mellon Case Number vs. 2010-1173 Geraldine Goodwin (et al.) SHERIFF'S RETURN OF SERVICE 10/04/2012 12:40 PM - Deputy William Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 137 Bridge Street, New Cumberland Borough, New Cumberland, PA 17070, Cumberland County. 10/04/2012 12:40 PM - Deputy William Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, upon the within named Defendant,to wit: Geraldine Goodwin, pursuant to Order of Court by"Posting"the premises located at 137 Bridge Street, New Cumberland Borough, New Cumberland, PA 17070, Cumberland County with a true and correct copy according to law. 12/04/2012 As directed by Thomas I. Puleo,Attorney for the Plaintiff, Sheriffs Sale Continued to 3/6/2013 03/04/2013 As directed by Thomas I. Puleo,Attorney for the Plaintiff, Sheriffs Sale Continued to 4/3/2013 04/03/2013 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, 1 Courthouse Square, Room 303, Carlisle, PA on April 3, 2013 at 10:00 a.m.. He sold the same for the sum of$1.00 to Attorney Thomas Puleo, on behalf of The Bank of New York Mellon, being the buyer in this execution, paid to the Sheriff the sum of$ SHERIFF COST: $853.03 SO ANSWERS, May 06, 2013 RONNY R ANDERSON, SHERIFF �Pi3 -7 V KML Law Group,P.C. Suite 5000—BNY Independence Center 701 Market Street Philadelphia,PA 19106-1532 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE IN THE COURT OF COMMON PLEAS CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 of Cumberland County Plaintiff vs. CIVIL ACTION-LAW GERALDINE GOODWIN MICHAEL GOODWIN ACTION OF MORTGAGE FORECLOSURE (Mortgagor(s) and Record Owner(s)) 137 Bridge Street New Cumberland,PA 17070 Defendant(s) No. 10-1173 AFFIDAVIT PURSUANT TO RULE 3129 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC.,ASSET-BACKED CERTIFICATES,SERIES 2006-18,Plaintiff in the above action,by counsel,KML Law Group,P.C.,sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 137 Bridge Street New Cumberland,PA 17070 1.Name and address of Owner(s)or Reputed Owner(s): GERALDINE GOODWIN 220 StetIer Road New Cumberland, PA 17070 GERALDINE GOODWIN 137 Bridge Street New Cumberland,PA 17070 MICHAEL GOODWIN 77 Cedar Street Cedar Grove,N7 07009 2.Name and address of Defendant(s)in the judgment: GERALDINE GOODWIN 220 StetIer Road New Cumberland,PA 17070 GERALDINE GOODWIN 137 Bridge Street New Cumberland,PA 17070 MICHAEL GOODWIN 77 Cedar Street Cedar Grove,NI 07009 3.Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE-Bureau of Child Support Enforcement Health and Welfare Bldg. -Room 432 P.O.Box 2675 Harrisburg,PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle,PA 17013 4.Name and address of the last recorded holder of every mortgage of record: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC.SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER 3300 SW 34th Avenue Suite 101 Ocala,FL 34474 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC.SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER P.O.Box 2026 Flint,MI 48501 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. SOLELY AS NOMINEE FOR AMERICA'S WHOLESALE LENDER 4500 Park Granda Calabasas,CA 91302-1613 5.Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6.Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7.Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 137 Bridge Street New Cumberland,PA 17070 I verify that the statements made in this affidavit are true and correct to the best of my information and belief.I understand that false state en herein are made subject to th e penalties f 18 C.S. Section 4904 relating to unsworn falsification to authorities. DATED: t By: KM 't A UP,P.C. Mic el M Veever Pa. ID 56129 Jay . Kivi Pa.ID 26769 Lisa Lee Pa.ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa.ID 27615 Joshua I. Goldman Pa. 205047 .Jill P.Jenkins Pa.ID 306588 Attorneys for Plaintiff r ' 10-1173 ICAL Law Group,P.C. Suite 5000-BNY Independence Center 701 Market Street Philadelphia,PA 19106-1532 (215)627-1322 Attorney for Plaintiff` THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE IN THE COURT OF COMMON PLEAS CERTIFICATEHOLDERS CWABS,INC.,ASSET- BACKED CERTIFICATES,SERIES 2006-1.8 of Cumberland County Plaintiff CIVIL ACTION-LAW vs. ACTION OF MORTGAGE GERALDINE GOODWIN FORECLOSURE MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street Docket No. 10-1173 New Cumberland,PA 17070 Defendants THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT.THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN,GERALDINE GERALDINE GOODWIN 137 Bridge Street New Cumberland,PA 17070 Your house at 137 Bridge Street,New Cumberland,PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday,December 05,2012,at 10:00 AM,in Commissioners Hearing Rm.2nd FL Courthouse to enforce the court judgment of$109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 10-1173 L The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC.,ASSET- BACKED CERTIFICATES,SERIES 2006-18,the back payments,late charges,costs and reasonable attorney's fees due.To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment,if the judgment was improperly entered.You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights.The sooner you contact one,the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE L If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder.You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale.To find out if this has happened,you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer.At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house.A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty(30)days from the date of the Sheriffs Sale.This schedule will state who will be receiving that money.The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after the schedule of distribution is filed. 7. You may also have other rights and defenses,or ways of getting your house back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle,PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle,PA 17013 t 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender(and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.g_o_v for Help for Homeowners Facing the Loss of Their Homes.. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: ht!p://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff(your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout/Home Retention Package. Call our toll free number at 1-866413-2311 or via email at homeretentioD@kmllawgroup.co Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. r t 10-1173 KML Law Group,P.C. Suite 5000-BNY Independence Center 701 Market Street Philadelphia,PA 19106-1532 (215)627-1322 Attorney for Plaintiff THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE IN THE COURT OF COMMON PLEAS CERTIFICATEHOLDERS CWABS,INC., ASSET- BACKED CERTIFICATES,SERIES 2006-18 of Cumberland County Plaintiff CIVIL ACTION-LAW vs. ACTION OF MORTGAGE GERALDINE GOODWIN FORECLOSURE MICHAEL GOODWIN Mortgagor(s) and Record Owner(s) 137 Bridge Street Docket No. 10-1173 New Cumberland,PA 17070 Defendants THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT.THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: GOODWIN,MICHAEL MICHAEL GOODWIN 137 Bridge Street New Cumberland,PA 17070 Your house at 137 Bridge Street,New Cumberland,PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday,December 05,2012,at 10:00 AM,in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of$109,856.48 obtained by THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-18 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 10-11.73 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC.,ASSET- BACKED CERTIFICATES,SERIES 2006-18,the back payments,late charges,costs and reasonable attorney's fees due.To find out how much you must pay call: 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment,if the judgment was improperly entered.You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights.The sooner you contact one,the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. I. If the Sheriff's Sale is not stopped,your property will be sold to the highest bidder.You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale.To find out if this has happened,you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer.At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house.A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty(30)days from the date of the Sheriff's Sale.This schedule will state who will be receiving that money.The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after the schedule of distribution is filed. 7. You may also have other rights and defenses,or ways of getting your house back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle,PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle,PA 17013 .r 10-1173 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-9400 or . 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website: hLtp://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff(your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout/Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention @kmllawgroup.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 92987FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 10-1173 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK MELLON, f/lJa THE BANK OF NEW YORK,As Trustee for The Certificateholders CWABS,INC., ASSET-BACKED CERTIFICATES. SERIES 2006-18, Plaintiff(s) From GERALDINE GOODWIN and MICHAEL GOODWIN (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued; (b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof, (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $109,856.48 L.L.: Interest from 4/17/10 to Date of Sale per diem a@$14.63 Atty's Comm: % Due Prothy: $2.25 Atty Paid: $1,807.95 Other Costs: Plaintiff Paid: Date: 7/9/12 David D.Buell Prothonotary r (Seal) By. D 1puty REQUESTING PARTY: Name: JILL P.JENKINS,ESQUIRE Address: KML LAW GROUP PC TRUE COPY FROM RECORD In Testimony whereof,I here unto set my hand SUITE 5000-BNY INDEPENDENCE CENTER and the seal of said at Carlisle,Pa. This�da of ,20 la 701 MARKET STREET Prothonotary PHILADELPHIA,PA 19106-1532 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No.306588 On July 16, 2012 the Sheriff levied upon the defendant's interest in the real property situated in New Cumberland Borough, Cumberland County, PA, known and numbered 137 Bridge Street, New Cumberland, PA, 17070 more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: July 16, 2012 �alo B y: hutt-6&—/ Claudi Brewbaker, Real Estate Coordinator q 1 .g d 01 l�f t101 •rr t ' ;u -� a w v` f, L .. 1 CUMBERLAND LAW JOURNAL Writ No. 2010-1173 Civil Term THE BANK OF NEW YORK MELLON vs. GERALDINE GOODWIN Michael Goodwin Atty.: Michael McKeever IMPROVEMENTS consist of a residential dwelling. BEING PREMISES: 137 Bridge Street,New Cumberland,PA 17070. SOLD as the property of GER- ALDINE GOODWIN and MICHAEL GOODWIN. TAX PARCEL#25-25-0006-341. 44 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne,Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952,been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 26, November 2 and November 9, 2012 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Lisa Marie Coyne, Editor SWORN TO AND SUBSCRIBED before me this aday of November, 2012 .rte Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH,CUMBERLAND COUNTY My Commission Expires Apr 28,2014 The Patriot-News Co. 2020 Tgchn+ology Pkwy Suite 300 Mechanicsburg, PA 17050 Now you know Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite'300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date{s}shown below: 10/26/12 11/02/12 2010.9y73 Gh►t1 t 11/09/12 Va. GE *-M . . . . . . . . . . , , . . . . . . ,"""°' a Sworn an subscribed efor this day November, 2012 A.D. INGPRP.MISFS:137 Bridge street 1 of TAX - Notary Public COMMONWEALTH OF PENNSYLVANIA Notarlal Seal Sherrie L.OwL,Notary Public Lower Paxton T ,Dauphin County My COMMISSion res Nov.26,2015 MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler,Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Bank of New York Mellon F/K/A the Bank of New York as Trustee for the Certificateholders of the CWABS Inc. Asset-Backed Certificates Series 2006-18 is the grantee the same having been sold to said grantee on the 3rd day of April A.D., 2013,under and by virtue of a writ Execution issued on the 9th day of Jam, A.D.,2012, out of the Court of Common Pleas of said County as of Civil Term,2010 Number 1173, at the suit of Bank of New York Mellon F/K/A the Bank of New York as Trustee for the Certificateholders CWABS Inc. Asset-Backed Certificates Series 2006-18 against Geraldine Goodwin and Michael Goodwin is duly recorded as Instrument Number 201315016. IN TESTIMONY WHEREOF, I have hereunto set my hand v and seal of said office this day of A.D. c ecorder of Deeds Zzo eKx of umbe+tand County,Carlisle,PA %'y Cammission Tres the First Monday of Jan.2014