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Home My WebLink About10-1473RLS)Or' a OF THE PROTNOWEARY 2810 MAR -2 PM 21 11 CUMBER..A W COLY PENNSYLYANtA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. LAURA L MELFI Defendant(s) NO. J6 -/q?a LT&J-vt COMPLAINT IN CIVIL ACTION Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 S 1 Gie# Y7160 a 3.26.5 PF_PA_l 1 Cmplt Cvr Sht P&F File No. 10-17398 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. LAURA L MELFI Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA-2 I Notice to Defend P&F File No. 10-17398 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. LAURA L MELFI Defendant(s) COMPLAINT IN CIVIL ACTION No. t o -.1 ? .7 3-.?,? I f<<? AND NOW, comes Plaintiff, TARGET NATIONAL BANK, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: Plaintiff, TARGET NATIONAL BANK, is a National Bank and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is LAURA L MELFI, an adult individual, believed to currently reside at 2909 HARVARD AVE CAMP HILL, PA 17011-5235. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352376719023053, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of January 28, 2010, Defendant(s) owes $5,606.26 on said account plus interest at 0.00 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for this account. PA-05 Civil Cmplt Crdt Crd P&F File No. 10-17398 6. Defendant assented to the correctness of the balance by making payments on the account. 7. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied by continuing to extend credit to Defendant(s). 8. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $5,606.26, plus interest and costs. 9. By making payments andy by failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 10. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA-05 Civil Cmplt Crdt Crd P&F File No. 10-17398 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $5,606.26, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. & Feliil+c. A.P.C. Date: February 17, 2010 ,Esquire Greg . MoVee 213 Main t gie, P 15106 C e (41 ) 429-7 75 PA-05 Civil Cmplt Crdt Crd P&F File No. 10-17398 TARGETe Account Number: XXXX-XXXX-XXXX-3053 Account Identification Number: 00017343029 LAURA L MELFI Target Visa Credit Card Account Summary Total Credit Limit $0 Cash Limit $0 Available Credit $0 Portion Available for Cash $0 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Payments & Credits No payments or credits were received last month. Other Charges Jan. 22 LATE PAYMENT FEE TARGETe NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. $39.00 Total Other Charges $39.00 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION , an algliate Of Target Slaves Target National Bank INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 3053 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 OFFICE COPY STATEMENT PAGE NOT PRINTED LAURA L MELFI 2909 HARVARD AVE CAMP HILL, PA 17011-5235 11fiEl R11111111 Statement Closing Date:: January 28, 2010 Paoe 1 of 2 $5,567.26 Previous Balance 0.00 Payments & Credits 0.00 Purchases & Advances 39.00 Other Charges 0.00 FINANCE CHARGES $5,606.26 New Balance $1,203.98 Amount Past Due Minimum Payment Due $6,606.26 (includes any Amount Past Due) February 22, 2010 Payment Due Date Account Number XXXX-XXXX- $$5 606.26 New Balance Minimum Payment Due $5,606.26 Payment Due Date February 22, 2010 Amount Enclosed $ 6002000560626056062690777700017343029571 0' TARGET- Account Number: XXXX-XXXX-XXXX-3053 Account Identification Number: 00017343029 LAURA L MELFI 00000* Statement Closing Date: January 28, 2010 Paae 2 of 2 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction FINANCE Daily FINANCE Annual Daily CHARGE Balance CHARGE Balance Type Periodic Rate Percentage Rate 00 $0.00 $0 Purchases 0.00000% . $0.00 0.00% 00% $0.00 $0.00 $0.00 0 Cash 0.00000% . Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% d in which a Finance Charge is imposed. i There is a minimum FINANC o E CHARGE of $1.00 for any billing per 17343029 In Court Judicial(Circuit/District) Original Creditor Name: Target National Bank Debtor Name: LAURA L MELFI Co-Debtor Name: Account Number: XXXXXXXXXX023053 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA SS: COUNTY OF HENNEPIN The undersigned, KEVIN MARKLING states that: 1. I am a representative of Target National Bank and am authorized to verify current balances due and owing to Target National Bank on credit card accounts. 2. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to Target National Bank on this account, over and above all known legal set-offs is $5,606.26 . 3. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belief, nd based upon the books and business /al Bank. records of Target N,41 Authorized Age-hf-'of Tkfget National Bank Subscribed and swornpto before me on this, 8th day of February, 2010. N y Public / My Commission expires: R MaNN1lWNVi11MIMb4+VN A XXXXXXXXXX023053 JANICE L. LOKEN LNOC NOTARY PUBLIC-MINNESOTA My Comm ssion Expires Jan. 31, 2013 s Theundersigned does hereby verify subject to penalties of 18 Pa. C.S Section 4904 relating to unsworn falsification to authorities, that he is, KEVIN MARKLING, a Custodian of records for Target National Bank, Plaintiff herein, that he is duly authorized to make this Decleration and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. KEVIN MARKLING Authorized Agent of T ET NATIONAL BANK XXXXXXXXXX023053 LNOC SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ~t'~iuut~r r ~~ ' ~ ~ ~ ~''i"t% FILED u1=,=1~,~ Jody S Smith Chief Deputy Edward L Schorpp Solicitor 2010 ~~R ! ! ~,F ~3~ 25 cur~J_ . ;~! ~~~ Target National Bank vs. Laura L. Melfi Case Number 2010-1473 SHERIFF'S RETURN OF SERVICE 03/09/2010 08:44 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on March 9, 2010 at 2041 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Laura L. Melfi, by making known unto herself personally, at 2909 Harvard Avenue, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $41.50 March 10, 2010 GERALD WORTHINGTO EPUTY SO ANSWERS, RON R ANDERSON, SHERIFF ,:; ~fli'if}'Dili lf.', `er!ff. TE',IfCSOff, I': J~ ZOlQ ~~~ ~U ~P~ G~ ~J CJ~I - , .n,r~ 41Rht;v IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 2010-01473 v. LAURA L MELFI Defendant(s) PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C.. 213 E. Main Street Carnegie, PA 15106 (412)429-7675 ~ I ~F. oo P Q ~~ 12~ a4o8 r(.a IJ~k~,, kk~ke~ PA_119 Prcp DefJg Both P&F File No. ]0-17398 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 2010-01473 v. LAURA L MELFI Defendant(s) PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY Please enter a judgment against the defendant, above named, for failure to file an Answer to Plaintiff s complaint. Amount claimed in Complaint Interest from January 28, 2010 Less payments received Attorney's fees TOTAL $5,606.26 $0.00 $0.00 $0.00 $5,606.26 With continuing interest on the principal amount of $5,606.26, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the defendants and defendants' counsel (if known), after the default had occurred and at least ten (10) days prior to the date oI'the filing of this praecipe. A copy of the Notice is attached. Respectfully submitted: & Felix, A.P.C. Date: April 13, 2010 ~r~gg L. M rris, Esquire 3 E. Mai Street arnegie, P 15106 ;12) 429- 675 PA_] 19 Prcp DefJg Both P&F File No. 10-17398 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff v. LAURA L MELFI Defendant(s) NO. 2010-01473 PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA R C P 103711b1 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS. Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), LAURA L MELFI, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by t,>~e attached copy. Respectf lly ubmitted: Patenau e & lix, A.P.C. Date: April 13, 20 i 0 Gr g L. Morri ,Esquire 2 E. Main St et C negie, PA 5106 ( 2) 429-76 5 Sworn to and subscribe before me this ~~ day of , 20~Q. Notary Pub is COMMONWEALTH OF PENNSYLVANIA Notarial Seai Carulyr. J. Stewart, Notary Public Carnegie Boro, Allegheny County My Commission F~cpires A . 14, 2011 Member, Pennsylvania Association of Notaries PA_]20 AffofNon Mil P&F File No. 10-17398 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 2010-01473 v. LAURA L MELFI Defendant(s) IMPORTANT NOTICE Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_1 13 10 Day Dl D2 P&F File No. ]0-17398 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 2010-01473 v. LAURA L MELFI Defendant(s) To: Laura L Melfi 2909 Harvard Ave Camp Hill PA 17011-5235 Date of Notice: March 30, 2010 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle PA 17013 717-249-3166 Respectfully su fitted Patenaude & Fe ix A.P.C. Date: March 30, 2010 213 .Main tree Ca egie, Pr 151 (4 2) 429-7` 5 , uire PA_I 13 10 Day Dl D2 P&F File No. 10-17398 I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK ,hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Laura L Melfi 2909 Harvard Ave Camp Hill PA 17011-5235 S/ _~._ Date: March 30, 2010 Gregg L. o is, Esqu 213 E. Mai Street Carnegie, A 15106 (412) 429 7675 PA_113 10 Day DI D2 P&F File No. 10-17398 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 2010-01473 v. LAURA L MELFI Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_123 Ntc Jgm[ Both P&F File No. 10-17398 ' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff v. LAURA L MELFI Defendant(s) NO. 2010-01473 NOTICE OF ORDER, DECREE OR JUDGMENT AGAINST LAURA L MELFI ONLY TO: ( )Plaintiff (x )Defendant ( )Garnishee ( )Additional Defendant You are here y notified that the following Order, Decree, or Judgment has been entered against you on ( )Decree Nisi in Equity ( )Final Decree in Equity (X) Judgment of ( )Confession ( )Verdict ( )Court Order (X) Default ( )Non-suit ( )Non-Pros ( )Arbitration Award (X) Judgment in the amount of $5,606.26, plus costs. ( )District Justice Transcript of Judgment in the amount of $ , plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended b}r the Department of Transportation. If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (412)-429-7675 PA_123 Ntc.lgm[ Bo[h P&F File No. 10-17398