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HomeMy WebLinkAbout10-1584LAVIN, O'NEIL, RICCI, CEDRONE & DiSIPIO BY: Regina Cohen, Esquire Identification No. 57272 Suite 500 190 North Independence Mall West 6th & Race Streets Philadelphia, PA 19106 (215) 627-0303 GMAC INc. 12850 W. Gran Bay Pkwy. Jacksonville, FL 32258 Plaintiff V. MARILYN CHRISTY 217 Neil Road Shippensburg, PA 17257 Defendant. Attorneys for Plaintiff, C GMAC ?lr co r_ .. o CUMBERLAND COUNTY COURT OF COMMON PLEAS NO. l0 -158 { 0'-wit (exm NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance! personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. Bedford Street Carlisle, PA 17013 (800) 990-9108 $q 01.00 P P ATE Cy*aal'y3 RI* aa8s(00 RETAIL INSTALMENT CONTRACT GMAC FLEXIBLE FINANCE PLAN Dealer Number Canted Number I r/ v ?`1' 7 Buyer (and Co-Buyer)-Name and address Include county and zip code) Creditor (SNer name am address) EOAGE CHARLES BENNENITZ VILLA NARIN FONT-BU-CM-CADI 109 SHIPPENSBIIIG NOBILE EST 2582 BYLAN BLVD PPENSBURG PA 17257 II, NY 10306 You. to Buyer (a a Co-Buyer, d any). -y-y- rdsde dasonbed below for cash a on Cade By agnng the conneL you choose b buy ale vaMla on C under the agreements on the fret and back of On Cannot YOU arva b pay us, the Cradle, its Amass FN-- and Fdunca Charge sew" to the sdeedlam pnovm teelow we rata dgwe as rsearnCm adage we a OYy rra,s O pasormt is a FEDERALTRUT"4JRaltif0 DISCLOSURES ANNUAL FINANCE Amount Taal of Payments Totat Sao prloe PERCENTAGE CHARGE Flnenoed The amours you The leer Gael d RATE The dollar The anoud Of war have pad afar you PWIw on The am at your amount tee Cade pmv% W b you have meta d credit. eldudoq credit es a yearly uedt vats coat mywr you p was your dowpaymyn Y rate YOU be a;-?.BN.G- WIN a- Number of Payments Amaral of Psyrnems Whin payments M Due On as Falows 7 f 429.94 MauurybC9Isana 5/06/2008 Late Chuge. I a payment is not wceaad in fit amen 10 days afar it a due. you as pay a late doge or 5%d the pan at the payment 90 is leis. w h a minimum dwp of ft prepayment If you pay off all your debt early. you will not he" b pay a pocky Sesunty Interval. You are gwM a sanity nNwst n its vehide cesp purdssed AddNine Infomunon. Sae Rat creed dor mere nlormabon rckWNV rdownshon about ......,.....w tee - w,w, .....red waeewnrd n Our before to edsdlted date. aW Newly rental ITEMIZATION OF AMOUNT FINANCED 1 Caen pnee (maksng shy iscenoreW servos. and ides) 46.689.50 (1) 2 Total downpaym of - (11 Negative motor '(' atq see We 4H brow) Grass n ft-M f r5-AM W -pryrN by 10* f N/A e IOU Mdeasf Ace 00 *cash f 15 050.b . refer (descent) f _ N/A 10.805.80 (2) 3 Unpaid balance of cash once (1 Nnrus 2) ,25.889.50 (3) 4 Other barges victualing amounts pad to others an your behat (Sdee may leap part of fuses amo rds ) A Cos at aF I treks Murom pad to to insurance company at compensis us s N/A pNbary s NIA S N/A 0 Other Maance pod bits rNsursaw co mparhy f N/A C Ob oal lies peed to gove"W"t &gone" s N/A D Govemnent WNrot rlokgWn tatth ens S NIA E Government hoorm aWlor ragetrakon iea RIG 69.50 - s 69.50 F Government aatfrceb of sM ism s N/A G Other charges (Seta must query who a pod and describe purpqqo) l IUA W= PD OW OOCUII[ARY F!I 45.44 to it s NIA to for f NIA wooTE NFI M ft WASTI TTRI FII 12.55 to for fMIA to bat s MIA H Not W @-nnesoalo fMIA Total Ater doges end amounts wd b ottew an vas behalf S 127.00 (4) f Amount s?ed (3 • eat 02,919.3ir Nil Now THIS dewed m, Insurance. You may buy to $1 " distaffs Innrartx on Contract wpm (see bade) from any" you, h wM a acceptable to us You mw nat wgwed to buy any COW Muaham b abtarh oredt Yaw decision b buy or not by COW wouranee visa not be a factor n the aunt approval pratese it any insurance a ducked below. policies or certificates from the wood wo)mnce Wmvrkes wd desenbe the terms and amid" CMek its insurance you wand use sign below: Optanat cram Insurance. OCmdd Lie O Buyer OCo-&W Oedh O Cndd Daeb" (Buyer Orly) premium N/A Cradl era s Credal Disability 6 N/A (kauance NIA (arrne Oita Adlfnva ) Orso Me rrauance and eradht dsabiMy rwxwm we not w4WW to abten aWe Your decasw b buy or flat buy ages Me asuance 04 aWt dNballr at s"Offoe will not be a am in to sate approval psaua They war not be provided orgies you sign and arse to pay to 0" CM CrUM Me nnmanos pas only are annarm you wow owe it you past d lour Da- on kits Credit dam" Mnre11C! does not cover any 00ra in your payment at in the number of psymemk Coverage for anode Me wwranoe and CWd d minkly raurahce ads an is aepshr due date lax M k" payment when a chase tam br to mM&m s Yawn below Other hisurarves, NIA O Type of nssance Tam Prensrn S Plains Addres" WW ab .. I want to rrue d WW X BOW Sr UWM X Co4tyuSnrskre Data _ ANY MSINIANCE REFERRED TO IN THIS CONTRACT DOES NOT INCLUDE COVERAGE FOR BODILY INNIRY AND PROPERTY DAMAGE CAUSED TO OTHERS. aura arkaaat between you aW us nratsg to the cared Any a sty pM re not ;W. am alhu Prlt Csy deYy or refresh from rYaCrq as of our no" uwir tea conkmet wallow lmm tam For eraaple, we may eesnd M knee for res"N waow eaterhdllq M lama for nnmlaeg opera Sao back for other la porteal agrmahwnta NOTICE TO BUYER: 1. Do not sign this agreement before you read d or if it contains any blank span 2. You are enfltled to a complWly filled In copy of this agreement 3. Under the low. You have 8 r(gM to pay off In advance the full amount dus. N you do so, you may, depwbdWg on the nature of this credit service charge, fitleer (a) propaY without penalty, or (b) under certain ckeudnetances obtain a rebate at the cam service charge. 4. According to low you have the privilege of purchasing the kwurance on the motor vd kb provided for In this contract from an agent or broker of your own selection. The Annual Porcenbgs Rate may be negodable with die Seller. The $sffa may assign this contract and robin its r/ght to receive a part of 11ha Fknan ce Charge. You Ywaoure free to take it and rwNthis . Yc Ifirmm thhat yyou r?i eiveedd as c6mmpieeft filled" copyc(, wheen you signed it. and you il(NSTALMENTCONTRACT guys, son x e ?'Btrya Blglte X Data Cssoyara and IAW OWFAff - n- n who a wpasite lkr paere0 to mrikra deb M other oana a a person whelp name a an the We to to vedeede kill does non nave b op a* dent The cop owner areas to the sommy amwW in to vehicle rwen to us in tee stated 01hrowwers,oshw X DOW AddleW _a - 111) CrodbosSeadMI.A MARTIN PONT-NU-ONC-OAK 4/01111/2008 StK sdW avers a edwets tva ararad b GMAC O Mwek National Ant Fwwm O tTMACAS O rfruves Cledit Comprey. under tls inrehs d Setera arsament(s) wwh aearss AMgMd wnle NWUes or wale ra0oeree Sam By TM Sawa Tea Val FFI-W I W2= (For use a is Slade all New VON (1 of 4) NoUCC See Other Side Copyright 20M GIMC N Ph" Reserved. . . qn, tan ' 'f' . "n OTHER IMPbRTAIf AlAii i iifiS ' mt 1. 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I i• . I P t4 O.L, ••. at U: v HOME: ANY HOLDER OF THIS CONSUWR CREDIT CONTfIACT IS SUBJECT H6 ALL CLAM AND DEFENSES WENCH THE DEBTOR COULD ASSERT AGAIf1.ST THE SELLER OF GOODS OR SERVICES OBTARM PURSUANT HERETO OR WRH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOtWM PAID BY THE DEBTOR HEREUNDER. hsN oBhlr?? ? + or senrim tad N W Personal, c hoINMS1 Or e revdi abitthis hh conksot ntrast anny da4as err dMsmss Htsgbit ae?y huWe o Bislllpt ftWhavs egaAwt der SENar. or against t ant MWWftGtuWgj, #ft* fps s**mv aM ob I vndsy this conlrea t \ ?'' ?l?,b i? ? 11/12/2009 13:14 FAX 770 953 5489 GMAC ATL,ADMIN.CTR A F TIF•ICATIE OF TITLE FOR A ? cm-M M Tmxp I IMIMM M" I Mw.rPE]'1 wwwr 1 Gvm 1 GQkm 1 tmf rWAs?• -YR 5 `-_7 1? ,.?„?. tiff URGE. PA•.. 16?$ 57- }*¦ - . .y « ?AVA ?T UNI a Y ORTU •? R [RCONO LwN IIaIG® ?Mull *AMM S5 lRwE ,' ' a. r. ' ?125017 • • ? '' GEORGE CHARLES ` `•' '' ' • BENNEYZTZ • • .. .•, 1M . SHIPPENSBURG RD SHIPPENSOURG PA 17257 Iwwwlr d .1r¦r,rl Jr onr¦,¦w ALLEN P BIEHL!' 1 ? -a v Y rY ¦1 %sm WOW w¦ ? ilw?O n4?A Y,! Y Mh¦11I? f flr¦p ? rurY, Y ¦o M?111 fIIIM' r ? •y Mw1w?g11M• I wdn*b w 4o to mow m Vow ' AIRML J& W MW. ?Iw QOU b M Or-Y¦ri rr 1TiIMw1Y d= w w vaw M 1iY 11<'110R11t ?'? ? ` f?f I?lYIOt001 . ?za 00 l 13 f "MC0146m. _ !Q 1J•1 DAM 71D W no ¦&NO¦¦ rOw1 dR"M M r-¦?,r 1d. b 6. emu, r.W" ?¦..?.a?......rw.w/.Mr.......... w1Dt1l1+atiit. - ? arllpar - f -•? wMUa w +irR,orr ww,asm ¦a?y Gn ttd ~ 005 , C,Xkjb 4f c LAVIN, O'NEIL, RICCI, CEDRONE & DiSIPIO BY: Regina Cohen, Esquire Identification No. 57272 Suite 500 190 North Independence Mall West 6th & Race Streets Philadelphia, PA 19106 (215) 627-0303 GMAC INC. 12850 W. Gran Bay Pkwy. Jacksonville, FL 32258 Plaintiff V. MARILYN CHRISTY 217 Neil Road Shippensburg, PA 17257 Defendant. Attorneys for Plaintiff, GMAC CUMBERLAND COUNTY COURT OF COMMON PLEAS NO. AFFIDAVIT OF VALUE STATE OF FLORIDA ss. COUNTY OF I, Leslie Knighten, declare: a. I am an authorized agent for GMAC Inc. ("GMAC"), the plaintiff in the above- -ntitled action, employed as an Operations Manager. My duties include overseeing the treatment of the ,laims of GMAC on various cases and collection matters and monitoring accounts for lapses in payments as well as lapses in insurance coverage. Presently, I oversee the account of which is the subject of this suit. b. In my capacity as a Operations Manager for GMAC my duties include serving as c t n ustodian of records on behalf of GMAC with respect to contracts with customers who have defaulted on leir obligations. I am familiar with the manner and procedures by which the records, letters, and iemoranda contained in GMAC's files are prepared and maintained and am able to certify the authenticityi thereof. Those records, letters, and memoranda are prepared by agents or employees of GMAC in performance of their regular business duties. Those records, letters and memoranda are made e' rther by persons with knowledge of the matters they record or from information supplied by persons with such knowledge. It is GMAC's regular business practice to maintain such records, letters, or memoranda in the course of its business. Except as otherwise specifically stated in this declaration, the facts set forth herei are based on my review of GMAC files and records concerning the customer, and if called as n a witness I could and would be competent to testify to those facts. C. The value of the 2008 Cadillac CTS, VIN#1G6DT57V480186857, is $30,938.00. d. The value was obtained from the N.A.D.A. Official Used Car Guide - January, 2010 edition. This represents the average wholesale value of the Vehicle. e. The Vehicle is in the possession of the defendant and cannot be inspected for a more detailed appraisal of same. I certify that the foregoing statements made by me are true and correct to the best of my knowled ge, information and belief. I am aware that if I knowingly make any false statements, I am sub'ec ? t to punishment. 1 ?LESLIE KN GHTEN WORN TO AND SUBSCRIBED IEFORE ME THIS o;t DAY IF , 2010. NOTARY PUB IC E SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff of utrt :..ERIFF yip. " Jody S Smith Chief Deputy Edward L Schorpp Solicitor 2S73Hr Ii1 ? 1 l; L GMAC, Inc. vs. Marilyn Christy Case Number 2010-1584 SHERIFF'S RETURN OF SERVICE 03/11/2010 05:39 PM - Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on March 11, 2010 at 1737 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Marilyn Christy, by making known unto herself personally, at 217 Neil Road, Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $46.00 March 12, 2010 A GERALD WORTHINGT , DEPUTY SO ANSWERS, RbNR'f R ANDERSON, SHERIFF ( GountySuite Shenft. Teie^.soft_ Inc.