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Home My WebLink About01-7021IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WAYPOINT BANK FKA HARRIS SAVINGS BANK Plaintiff VS. DELIA MAY KEY Defendant COMPLAINT IN REPLEVIN FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02357463 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WAYPOINT BANK FKA HARRIS SAVINGS BANK Plaintiff VS. DELIA MAY KEY Defendant Civil Action No. COMPLAINT IN REPLEVIN AND NOTICE TO DEFENFI You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 COUNT I - REPLEVIN 1. Plaintiff is a corporation having offices at P.O. Box 1711, Harrisburg, PA 17105. 2. Defendant is an adult individual residing at 370 Maple Lane, Carlisle, Cumberland County, Pennsylvania 17013. 3. Plaintiff is the holder of a Retail Installment Contract (hereinafter the "Contract") and Security Agreement secured by a mobile home duly executed and delivered by Defendant in favor of Leibys Mobile Home Sales on or about November 1, 1995. A true and correct copy of the Contract and Security Agreement is attached hereto, marked as Exhibit "1" and made a part hereof. 4. Pursuant to said Contract and Security Agreement, Defendant took possession of the mobile home more particularly identified in the Contract as a 1996 Skyline Mobile Home, Serial Number 2G1107151AB. 5. Leibys Mobile Home Sales subsequently assigned its right, title and interest in said Installment Sale Contract and Security Agreement to Plaintiff. 6. Under the terms of the Contract, Defendant was to make 240 (two hundred forty) consecutive monthly payments of $419.32 beginning December 1, 1995. 7. The total amount due to Plaintiff pursuant to the Contract was $44,985.00. 8. Plaintiff maintains a first lien on the aforesaid mobile home by virtue of the Certificate of Title issued by the Commonwealth of Pennsylvania Department of Transportation, a true and correct copy of the Certificate of Title is attached hereto, marked as Exhibit "2" and made a part hereof. 9. Defendant is in default of the terms and conditions of the Contract because Defendant has failed to make the required monthly payments since August 8, 2000. 10. Plaintiff is entitled to immediate possession of said mobile home which Plaintiff holds a security interest in and any proceeds of the mobile home, including insurance proceeds by virtue of Defendant's default. 11. Defendant has made partial payment under the Contract leaving an unpaid balance in the amount of $44,829.40 as of October 4, 2001. 12. Plaintiff avers that the Contract provides for finance charges at the rate of $10.50 per diem 13. Plaintiff has performed all conditions precedent as holder of all right, title and interest in the collateral, but Defendant wrongfully remains in possession of the mobile home at the above-stated address. 14. By virtue of Defendant's default, Plaintiff has an immediate right to possession of the mobile home covered by the Security Agreement the value of which is $34,876.59. WHEREFORE, Plaintiff prays for Judgment against Defendant, individually, in Count I of this Complaint In Replevin, as follows: A. For possession of the mobile home, more particularly identified as a 1996 Skyline Mobile Home, Serial Number 2G110715iAB; WELTMAN, WEINBERG AND REIS, CO. L.P.A. William T. Molczan, EsqJ~ife PA I.D. #47437 /' WELTMAN, WEINBE~G & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#:02357463 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. JAN-OD-2001 liON 03:02 Pi1 NO. RETAIL I~iSTALI.MEAIT CONTRACT ~- '.27Z._ i._r~qY_q.~_Ol',ll E HOME SAL[S ...... AND S~CURITY AGREEMENT Addless 7076 CARLYLE ~1~ P. 04 ,dUI ~-jL_*__.KEY, PFI, IA MAY Address and guarantor, ~olntl,/ and individually. O'I'HER DESCRIPTION:Size: :~OX~G Serial Numbers License No./Year SECURITY: You give us o security Intmost Iii the Vehicle described above. Tho Vehicle shall be comple[e wilb all nccnssiens, al{acl',meni,, occes$orle$, equi *merit, and proceedn of Ih0 Vehlcla. The delivery mid ecce itt~nce nl lite Vehicle is ecknowledoed by PROMISE TO PAY AND PAYMENT TERMS: Yon promise to pay us the principal.amount of $...4.4_~,~: 0o_ , plus finance [] MINIMUM FINANCE CHARGE: We may re[aln a minimum finance charge of ~ I~ yml pay uH this Contract TRUTH IN LENDING DISCLOSURES ANNUAL J FINANCE ClIARGE I AMOUNT ITOTAL OF PAYMENTS J' TOTAt. SALE PRICE - ~y~!~..~chedule: YnLlr will be Prepayment: I[ you pay off thl~ Ca,teac eady ye[ [~ may ~ will ~ot I avu Io pay a penalty FIIIn~ CREDIT INSURANCE: C~udit lile insurance and crQelit disability PROPERTY INSURANCE: Yeti me ~e(luircd by ~.s to insure thc ............................................. tbs equivalent JllstlrallC9 coverage tJlrougb any JliJilrOliCO compliliy .............. For ~otb ~[mycr3 IIlecllnllJGul breakdowns, or a scrvicc COlttroct or WOffaltty is CREDIT For First g[myer LIABILITY INSURANCE: Llabilily Insurance coverage for bodily DISABILITY: ............. Fm Second ~uyer injury aed prope~y damage caused to olhe~s Is nol hlcmded hi lflds Contract Pnless checked and indicaled below. Fo~ Firs[ ~Uyor $ 430.00 for ~2..~op~ha~ ~ol covcrogo. ............... For Second Buyer The Vehicle insurance premium is celculolcd ns In,lows: s ........... '~l~t Ihn Credit Iml~urance Speclglocl Above: I~: MODERN CREDIT PROTECTION POLICY: .[.[[~t ~[ly~[ ........ Second Buyer Prendum ~ for el covorogo. . /gX MOTOR VEHICLE .,,., .,~1 JPIN;08-2001 ~'IOi't 03:03 HO,. r, uo ITEMIZATION OF AMOL, FINANCED -- obligations u,~d,sr this Contract i= impoitcd. / exerclse our remedies against any or all of yoH, ~ 0.00 k~tofoal I~om Ihe date paid al Ihc highest lawful conl~act J I rata permitted by iow u,~il Raid in It,Il. 1 peace et unlawfully ento~ o,lto yot,r premises. We may thc,~ Other Charges I I the intended salo or dispo311ion gl the Vehicle, tlli.~ il.lice will be Ammlnt Financed ~ j law}. ADDITIONAL TERMS OF THE CONTRACT due i,'~slulJm=nts, accfucd dclallll, plus any other amou~l lawhllly AND SECURITY AGREEMENT due under the Cm~troct. In addition, you agree [o pay for the costs within 30 days. there will be delivered I~ us a cerlilicale o~ OWNER~IIIP AND DUTIES TOWARD PROPERTY: Dy giving INSURANCE: You agree {o b~y hlstgagce on {he Vehicle ogain:H g',=y h<;cm,~ d~m. OBLIGATION~ INDEPENDENT: Each pe~son who signs Ibis ORIGINAL J~N-00-2001 ~O~l 03:04 PN ANY .OLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST TIlE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS IIEREOF. I{ECOVERY HEREUNDER BY THE DEBTOR SIIALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER· IF YOU ARE BUYING A USED VEHICLE, THE INFORMATION YOU SEE ON THE WINDOW FORM FOR THIS VEHICLE IS PART OF THIS CONTRACT. INFORMATION ON THE WINDOW FORM OVERRIDES ANY CONTRARY PROVISIONS IN TIlE CONTRACT OF SALE. FF~X NO, P. 06 TI.h · PARTY AGREEMENT By signing below you ~)glcc to give u.~ a security [ntcrcal hi the Vehicle described on pace 1. You also agree to ha bOll¢~d by the terms of this ConUect, including tho WAIVER section on page 2, EXCEPT that you will not be liable for [he paymenls Il You acknowled§e recaillt of a conllllaled Cally al 1his Cmltl'acl atld Security ~9reameal. X __ Dele NOTICE TO BUYER: DO NOT SIGN THIS CONTRACT IN BLANI(. YOU ARE ENTITLED TO AN EXACT COPY OF THE CONTRACT YOU SIGN. KEEP IT TO PROTECT YOUR LEGAL RIGHTS. siohfltutu: Data Signature: '- Data ~i~T.,,*T ................................... Data BUYER ACKNOWLEDGES RECEIPT OF A COPY OF THIS RETAIL INSTALLMENT CONTRACT Si~lnatuta; Date ASSIGNMENT: This Contract end Security Aglcement is assigliad ASSIGNMENT BY SELLER Seller ~ells and aaalgna this Retail htstalhtleAt ConlracI and Security Agreement on //- ~.--'~'._,[9~ to_ and assJ~r15~ all Its rloht~, lille a~d Interest in this Contract and Security Agro~el~t. end alW guaralltee executed in conncctlon with ~IIIS ASSIGNMENT IS MADE; [:j UNDER TRE TERMS OF A SEPARATE AGREEMENT. ~ PURSUANT TO ~ItE FOLLOWING TERMS. UNLESS INDICATED BY CHECKING 'FILE BOX BELOW, THiS ASSIGNMENT IS WITHOUT RECOURSE. JP, N-UB-2001 MON 03:01 PM FRX NO, P, 03 SAVEI~NG BANR. 031,007 HARRTS SAVE[NO' BANK EO~ PZNE STREET HARRT. SBURG PA ~?'1~0S .., ".-thi~'n°tc~¥c~u'di~pu'te'th'evali~it~/ f'thisd or', yp f~0f, Wi[b 'o ebt ~in ortion the the debt' e'.assumed ' "'' '"' '" ' ''""' ' ' ""' ": '~' ' ' ~' "' "'" ~'"' ' .... ' '" "U '"'''" '~:' :".'to be valid by:'u's..If;said n'oti~¢ati6n .is ;sent td us.~n ~vnbng, ~.,~e 'erg required td 'prowde .yo . wkn ... '.; ' ~i~/e'rific~(io~ 6f.'tt~ ~5t:', in: th'~ ~v~'ht'.within'.a ~0'-'d~,9 .p~rloS' you"re',q0~st .in 'w~-itin~'.(h ~: n'a~e' of..:"." .'. ',': "-.'that you d~spute.t? debt. and/or request .l. he name of ~he original creditor, re'writing wt~h~n th~,-' .' .: :' :..' '.' th& 9erifi;atf6fl' 'and/9'~ na.~ie. ~f the".o.')!gin&l.'credi.t.o~"'h~..~e.n.p'.rovjd, ed .t.O.y.o.u.;':..:. '4' .'-?.:.' ~].'"]'"' ' ~] ." :." ':; .-: ·-:-'.' :...' 'i:' '.' '" .'."':i "" :. "!'.r:: '. '. ! ': ...:. ".' ': : :'-. !'~""..:..' '71.'--': i~'"".'"~?:?:'Y "]: "]." "-". - ".. . . .' ..... :.. .' ... · ... . .. :...: ~ ! -'. '. . .- .....~ "'§~par~ite':an~t distinct ffom'.th'e.fore'~6in~'Co/nplai'rit"wl-ii~h :must 6~ 'res'poaded to; ir;' ~:0hfo'rmi~ ..' ',~vith' the instructions therein· Be'c~u.s~' of the 'diff~eoce iD time parameters we.will not .move ~orl ~-. ',.D. efadYt Judgment f;r ~t lea'st thi&9.(30i 'd~y~'fron~' th'e'dat~"of servide 'bf thi's Complaint 'upon · '.' " ' .' '' ';.~ ..... · ":..... '.~ '.", .'.. L." '.. i".'''":':":' / · '''] ": · ~ou; a~d ii V~u request Yerificat on we w~l not move for De[au t Judflment unbl.a .reasonab~ '" ' '-" :' "'. '...' ':7 '-" .'" :.' '. :..~. ii...'.'."..".~ '] i":" ' -'"' ""' ' ;tir~' e 'after'yefificati' '~)r~:'ii~' been'pr6vide'd, and aft~[ ihe'expir~don of th&.thirt~ (!0') day p'eriod :'.. ' i'": frc;m't;~e' t ]" .,'"- , -.'.: '."."..' ].' .:: .".-':.:' ,': ]. ": .' ':.: da e'ofse~ice...]' } "'"'.i ] ' '- '-'" ' · ~ . . ,... ,...- .:... ','..~ . . · . .. · .,. . · , . ] · . . :", ..~,. : ..: . .. : ....-..: . .. .....: " "' " ' ' .i ~" ""': : ': ]~.. ; , ".;' . :. .'. VERIFIC/~TION The undersigned d,oes hereby v~rify subject to the penalties of 18 PA.C.S. §4904 relating unsworn falsifications to authorities, that he/she is Lisa Marsh (Name) (Company) .., plaintiff herein, that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing complaint are true and correct to the best of his/her knowle?ge, information and belief. (Signature) SHERIFF'S RETURN - CASE NO: 2001-07021 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WAYPOINT BANK VS KEY DELIA MAY REGULAR JASON VIORAL , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to says, the within COMPLAINT - REPLEVIN was served upon KEY DELIA MAY the law, DEFENDANT , at 2128:00 HOURS, on the 20th day of December 2001 at 370 MAPLE LANE CARLISLE, PA 17013 DELIA MAY KEY by handing to a true and attested copy of COMPLAINT - REPLEVIN NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18 00 3 25 00 10 00 00 31 25 Sworn and Subscribed to before me this ~ day of ~~L~,L , A.D. ! ~rothonota~y ' ~ So Answers: R. Th6mas Kline 12/21/2001 WELTMAN WEINBERG By: & REIS p/u/~y S~'eri f f IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WAYPOINT BANK F/K/A HARRIS SAVINGS BANK Plaintiff VS. DELIA MAY KEY Defendant No. 01-7021 Civil Term PRAECIPE TO SETTLE, DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02357463 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WAYPOINT BANK F/K/A HARRIS SAVINGS BANK Plaintiff VS, DELIA MAY KEY Defendant Civil Action No. 01-7021 Civil Term PRAECIPE TO SETTLE, DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE TO THE PROTHONOTARY OF CUMBERLAND COUNTY: SIR: Settle, Discontinue and End the above-captioned matter upon the records of the Court without prejudice to refile and mark the costs paid. SWORN TO AND SUBSCRIBED before me this ~'- day · NOTARY"'~.IC WELTMAN, WEINBERG & REIS CO., L.P.A. Attorney for Plaintiff 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#02357463