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Home My WebLink About10-1741?r ? ,a? 1 .?.. 1 I-l?Y..yi? 1 201b HAR 10 Fill 3' 50 CVk 1- ? iV 1 T -4t. L IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. RYAN A. JOHNSON Defendant(s) No. 10 - jq4j 0"'., l e 1'M COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire PA I.D. #42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#8008044 O iqa. oo Pn AVY eke 4LRg 519 PJ*<Q3B7W IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. Civil Action No. RYAN A. JOHNSON Defendant(s) COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENICES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-31664 COMPLAINT 1. Plaintiff is a corporation with offices at 6500 NEW ALBANY ROAD NEW ALBANY, OH 43054-0000. 2. Defendant(s) is/are adult individual(s) residing at the address listed below: RYAN A. JOHNSON 30 SHIPPENSBURG MOBILE SHIPPENSBURG,PA 17257 3. Defendant(s) applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXX4106. 4. Defendant(s) made use of said credit card and has currently a balance due of $ 2,228.66, as of December 03, 2009. 5. Defendant(s) is/are in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.24% per annum on the unpaid balance from December 03, 2009. A true and correct copy of Plaintiff's Statement is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Plaintiff avers that the Agreement between the parties provides that Defendant(s) will pay Plaintiff's attorneys' fees. 8. Plaintiff avers that such attorneys' fees will amount to $125.00. 9. Although repeatedly requested to do so by Plaintiff, Defendant(s) has/have willfully failed and/or refused to pay the balance due to Plaintiff. WHEREFORE, Plaintiff prays for Judgment in its favor and against Defendant(s), RYAN A. JOHNSON individually, in the amount of $ 2,228.66 with continuing interest thereon at the rate of 28.24% per annum from December 03, 2009 plus attorneys' fees $125.00, and costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. bro3r, Esquire James )1.2 PA I.4 WELWEINBERG & REIS CO., L.P.A. 1400 Building 436 S venue Pitts 15219 (41 5 WWR#:8008044 ..4?-d 4 n" M_ ?? CARD $2,228.66'V $368.00 1 Y? ,?,., Vvy Payment Due Date April 2, 2007 Enter Amount Enclosed Below Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $1,228.66. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the some day. Visit Discover.com/payments today. 03 ;CSN6AO1 0000575 T RYAN JOHNSON 30 SHIPPENSBURG MOBILE EST SHIPPE:NSBURG PA 17257-9528 Adc'ress, e-mail or telephone change? Print change in space above, or go to Discover.com. Print your e-mail address to receive important Account information and special offers. 000001986458704749122022286600000000036800 Discover Card Account Summary Closing Date: March 3, 2007 page 1 of 1 Account number ending in 4106 Previous Balance $2,142.78 Payment Due Date April 2, 2007 Payments And Credits 0.00 Minimum Payment Due $368.00 Purchases + 39.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available ' $0.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 46.88 Cash Credit Available $0.00 New Balance = $2,228.66 You may be able to avoid Periodic Finan ce Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus This Period + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus(!?Anniversory Date: January 3 How Can We Hel You? 1. Visit Discover.com to pay your bill for no cost, view your p latest Account information, earn and redeem rewards and more It's your choice - 3 ways to help 2. Call 1-800-DISCOVER (347.2683) for fast, easy self-service Please have your Discover Card available. options or to speak with a Customer Service Account Manager For TDD (assistance for hearing impaired) see reverse side 3. Write us at Discover Card, PO Box 30943, Salt Lake City, UT 84130 Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Mar 3 Mar 3 LATE FEE $ 39.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, o tstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the rt for details. ;Wtj 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $2165.28 0.07737% 28.24% V 28.24% $46.88 $0 Cash Advances $0 0.07737% 28.24% V 28.24% $0 $0 'The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. PO BOX 71084 Illn.II... lrnnllrlnrll CHARLOTTE NC 28272-1084 IrrlJlrrLrrLllrrrL?LLrrIIllrrrL?LrIrrlLJrrLJrLJI Important Information. If there is more than one page to this billing statement, see the back of each page for additional important information. See your Cardmember Agreement. Your Cardmember Agreement contains all the terms of your Account Lost or stolen cards. Report immediately! Call 1-800-347-2683. Billing Rights Summary. In Case of Errors or Questions About Your Bill: If you think your bill is wron , or if yyou need more information about a Uansaction on your bill, write us on a separate sheet of paper at Discover Moresm: PO Box 30421, Salt Lae City,UT 84130-0421, as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared, You can telephone us, but doing so will not preserve our rights. In your letter, give us the following information: .Yo r name and Account Xumber. *The dollar amount of the suspected error. •Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. Speclai Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant you may not have to pay the remaining amount due on the ggoods or services. You have this protection only when the purchase price was more than and the purchase was made in your home state or wlhin 100 miles of your mailing address. (if we own or operate the merchant, or if we mailed you the advertisement for the goods or services, all purchases are covered regardless of the amount or location of purchase.) Payments. Send only your payment and the top portion of this statement in the envelope provided. Do not send cash. By sending your check as described above, you authorize us to use information on your check to make an electronic fund transfer from your account at the financial institution indicated on your check or to process the payment as a check transaction. If payment is processed as an electronic fund transfer, the transfer' will be for the amount of the check. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. The processing of your payment may be delayed if you send cash, correspondence or other items with your payment, if you send the payment to any other address or if you use an envelope other than the one provided. Payments received on or after 1 PM Monday through Friday or on a weekend or bank holiday will be posted to your Account as of the next business day. If you have misplaced your envelope send your-payment-to Discover Bank, PO Box 6103, Carol Stream, IL 60197.6103. Please allow 7.10 days for delivery. If your payment is returned unpaid, we reserve the right to resubmit it as an electronic debit. You can pay your minimum payment or a greater amount over the telephone, and you can set up automatic payments. Call us at 1-800-347-2683. You will need this statement and your bank account information. You must ensure that sufficient funds are available in your bank account, and all transactions must comply with U . law. You will be asked to provide the first 5 digits of your account statement zip code. By entering those numbers as your electronic signature, y will be agreeing to this authorization to allow us and your bank to deduct each payment you authorize from your bank account, and to initiateoudebit or credit entries to your bank account, as applicable, to correct an error in the processing of such payment You must tell us the amount of each payment, or you can select an amount such as the Minimum Payment Due or the New Balance on each statement You can cancel a payment, however we must receive notice at least three business days in advance of the scheduled payment. You may notify us by phone at 1.600-347-2683 or by mail at address listed in the previous paraggraph. If your payments may vary in amount we will tell you on each monthly statement when your payment will be made and how much it will be. Your Automatic payment amount may be less than indicated on the monthly statement based on credits or payments applied during the billing cycle. Credit Reporting. We may report information about your account to credit bureaus Late payments, missed payments, or other defaults on your account may be reflected in your credit report We normally report the status and payment history of lyour Account to credit reporting agencies each month. If you believe that our report is inaccurate or incomplete, please write us at the following address: Discover More S Card, PQ Box 15316, Wilmington DE 19850.5316. Please include your name, address, home telephone number and Account number. Periodic Finance Charges. Except as provided below, we will impose Periodic Finance Charges on purchases, cash advances and balance transfers beginning with the date the transaction occurs until the date o repayment and on Old Balances until the date of repayment Old Balances are compnsed of either purchases and cash advances made on or prior to the last day of your billing period ending during February 1993 or Reserve You can avoid payment of Periodic Finance Charges on new purchases if you pay the New Balance shown on the billing statement on which the purchase first appears by the Payment Due Date, and the Payments and Credits on that statement equal or exceed your Previous Balance. We call this the "grace period". You do not have a grace period on balance transfers or cash advances. Periodic Finance Charges are imposed on new balance transfers and cash advances beginningp with the date the transaction occurs. Periodic Finance Charges are imposed on alftransactions and Old Balances until the date of repayment Repayment means payment of youi entire New Balance. However, if you pay the New Balance shown on this billing statement by the Payment Due Date, and the Payments and Credits shown on this statement equal or exceed the Previous Balance we will not impose Periodic Finance Charges on new purchases, that is, purchases first appearing on this statement If your Account was closed as of September 271999, you can avoid payment of Periodic Finance Charges if you pay the New Balance shown on this Statement by the Payment Due Date and the Payments and Credits on this statement equal or exceed your Previous Balance. Otherwise, you will receive a billing statement next month that includes Periodic Finance Charges imposed until the date of repayment We com ute Periodic Finance Charges each day for purchases, cash advances, balance transfers and old Balances (which we refer to as transaction categories by using the following equation: Average Daily Balance x number of days in the billing period x Daily Periodic Rate. (Refer to the finance charge summary on the front of your statement for these amounts) Then we add all the Periodic Finance Charges for each transaction category to Qet the total.Periodic- F inance Charges for your Account The Average. Daily Balance is shown as 0 if no Periodic Finance Charges apply to the We use the two-cycle average daily balance (includin new transactions) method of calculating the balance upon which we impose Periodic Finance Charges. This means if you did not pay the New Balance shown on the billing statement you received during the previous billing period by the Payment-Due Date, we, will impose Periodic Finance Charges on new purchases that first appeared on that billing statement, as well as new purchases that first appear on this billing statement, unless we already imposed Periodic Finance Charges on the purchases on your previous billing statement We compute the average daily balance for each transaction category by adding up all the daily balances in a billing period for a transaction categgory and dividing the total by the number of days in the billing cycle We compute the daily balance for each transaction category on each day byTir adding the following to the previous day's daily balance: transactions made that day, fees charged that day and Periodic Finance Charges accrued on the previous day's daily balance; and by then subtracting any credits and payments that are applied against the balance of the transaction category on that day. In calculating the daily balance for the previous billing period, we consider the previous day's daily balance" to have been 0 on the first day of the billing period. Old Balances are excluded from the balance of the purchase and cash advance transaction categories. Special rate balance transfers and Balance Transfer Transaction Fee Finance Charges are included in the daily balance transfer transaction category. Balance transfers that were subject to an initial special rate that has been terminated due to a late payment or because you exceeded your Account credit limit are also included in the category until the initial special rate otherwise would have expired. In calculating the daily balance of the balance transfer transaction category on the first day of the billing period, we subtract the unpaid balance of those Balance Transfer Transaction Fee Finance Charges and balance transfers that become purchase rate balance transfers on that day and we add that unpaid balance to the balance of the purchase transaction Cate ory. All fees charged to your Account are added to the purchase transaction category with the exception of Cash Advance Transaction Pie Finance Charges which are added to the cash advance transaction category and Balance Transfer Transaction Fee Finance Charges which are added to the balance transfer transaction category. Ifa transaction made in a previous billing period is itemized on this statement, we consider the transaction date to be the first day of the current billing period when we calculate your Periodic Finance Charges. Fnr Tnn rTeinrnmmunirmions nevire for the neaft assistance. oiea+e can 1-adn-Sd7-Ides. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that he is James Ball (Name) Team Lead of DFS Services LLC , plaintiff herein, that (Title) (Company) he is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. WWR# 8008044 Ryan A.Johnson ??4106 SHERIFF'S OFFICE OF CUMBERLAND COUNTY w, Ronny R Anderson ° r. Sheriff Fll.~i}-a~f-rECE ~~tit4~ oC 4tituf~F~~r Jody S Smith ~'" ~~ Pt~v I r'`~~~Y~ Chief Deputy ~~~~ ~n ~ 8 ~~'~ ~~ ~~ Edward L Schorpp Solicitor ~~ ~ ~ '~~ ~.~~r C:1~~'- ~1J a. _. b L.'~;. I ,mss,. Discover Bank Case Number vs. Ryan A. Johnson 2010-1741 SHERIFF'S RETURN OF SERVICE 03/17/2010 Jason Vioral, Sergeant, who being duly sworn according to law, states that on March 17, 2010 at 1620 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Ryan A. Johnson, by making known unto himself personally, at The Cumberland County Sheriffs Office, 1 Courthouse Square Room 303, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to him personally the said true and correct copy of the same. Ryan A. Johnson currently resides at 130 N. Penn Street, Shippensburg, PA 17257. SHERIFF COST: $46.00 March 18, 2010 SO ANSWERS, ~i"'~-- RON R ANDERSON, SHERIFF c BY JASON IOR SERGEANT %C ~~ou'?tyGiii!~ ~her!f(. Te~esoft, li+.:;. F~LL;_~~, _~~~ - r,.~r- -~~ ~. r t ~ ,hj°\t +~ ZO;O~IAY ~I P~1 2~ 42 114` `~~i~ r 1 J.", * . t ~1u! ~. .' J~'1 DISCOVER BANK IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Plaintiff No: 10-1741 CIVIL TERM vs. RYAN ANTHO JOHNSON PRAECIPE FOR DEFAULT JUDGMENT Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 08008044 C A Pit KMJ Judgment Amount $2618.83 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 10-1741 CIVIL TERM RYAN ANTHO JOHNSON PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONTARY: Kindly enter Judgment against the Defendant RYAN ANTHO JOHNSON above named, in the default of an Answer, in the amount of $2618.83 computed as follows: Amount claimed in Complaint $2228.66 Less payments / adjustments made $0.00 Interest on the remaining principal balance of $2228.66 from December 03, 2009 to May 06, 2010 @ the interest rate of 28.2400 per annum $265.17 Attorney's fees $125.00 TOTAL $2618.83 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: James C. ,42524 08008044/CIA Pit KMJ Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburg A 15219 And that the last known address of the e ndant is RYAN ANTHO JOHNSON 30 SHIPPENSBURG MOBILE SHIPPENSBURG, PA 17257 ~ ('~. UU P A 14 T'r~/ c~`~ 4s84g1n(~ ~,~ a~ ayg5 ~+ee, ~la~.Q~ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, .PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. RYAN ANTHO JOHNSON Civil Action No. 10-1741 CIVIL TERM NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that t e following Order of Judgment was entered against you on (xx) Assumpsit Judgment in the amount of $2618.83 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonota RYAN ANTHO JOHNSON 30 SHIPPENSBURG MOBILE SHIPPENSBURG, PA 17257 Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 10-1741 CIVIL TERM NON-MILITARY AFFIDAVIT RYAN ANTHO JOHNSON The undersigned, who first duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant RYAN ANTHO JOHNSON is not in military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMSC), which states that the DMDC does not possess any information indicating the individual status. RYAN ANTHO JOHNSON 30 SHIPPENSBURG MOBILE SHIPPENSBURG, PA 17257 is not in the military service. Further Affiant sayeth naught. Request for Military Status Department of Defense Manpower Data Center Military Status Report ~ Pursuant to the Service Members Civil Relief Act Page 1 of 2 May-13-2010 08:40:58 Name First/Middle Begin Date Active Duty Status Active Duty End Date Service Agenc JOHNSON RYAN Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). ~°^~ ~ -~- Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL htt~://www.defenselink.mil/f_ac~/pis/PC09SLDR.htm1. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dmdc.osd.mil/appj/scra/popreport.do 5/13/2010 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARS, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:CBQI3PSFT2 https://www.dmdc.osd.mil/appj/scra/popreport.do 5/13/2010 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. RYAN ANTHO JOHN50N Defendant Case No. 10-1741 CIVIL TERM IMPORTANT NOTICE TO: RYAN ANTHO JOHNSON 30 SHIPPENSBURG MOBILE SHIPPENSBURG, PA 17257 Date of Notice: ____ ~ _ YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU tiNITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED _ FEE-OR-NO FEf= CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17013 (717) 249-3166 WELTMAN, V'~1a+NF.~G & REiS CO., L.P.A. tsy: ~- Matthew Urban P.A.I.D.# 90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, 1400 Koppers Building Pittsburgh, PA 15219 Phone: (412) 434-7955 8008044 A PIT T4L