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HomeMy WebLinkAbout10-1898FILED-OMF',,"c OF THE c?'?J1F{ `P,,rJTA" ` 2 E0 17 Pd 3: I4 CL's;,; - IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 10 -18RO iV i t Tet M V. DEBORAH A SNYDER Defendant(s) COMPLAINT IN CIVIL ACTION Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 4ga.oo PA ATTq mt 479-70 ut 9-31 a34 PF_PA_l 1 Cmplt Cvr Sht P&F File No. 10-22756 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. DEBORAH A SNYDER Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en [as siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER. TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA-2 I Notice to Defend P&F File No. 10-22756 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. DEBORAH A SNYDER Defendant(s) COMPLAINT IN CIVIL ACTION NO. AND NOW, comes Plaintiff, TARGET NATIONAL BANK, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, TARGET NATIONAL BANK, is a National Bank and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is DEBORAH A SNYDER, an adult individual, believed to currently reside at 26 SUSQUEHANNA AVE ENOLA, PA 17025-2418. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352375049576749, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of February 09, 2010, Defendant(s) owes $3,764.92 on said account plus interest at 0.00 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for this account. PA_05 Civil Cmplt Crdt Crd P&F File No. 10-22756 6. Defendant assented to the correctness of the balance by making payments on the account. 7. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied by continuing to extend credit to Defendant(s). 8. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $3,764.92, plus interest and costs. 9. By making payments andy by failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 10. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA_05 Civil Cmplt Crdt Crd P&F File No. 10-22756 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $3,764.92, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. submitted: Date: February 26, 2010 Patenaude & Nix, A.P.C. Gregg Morris, Esquire 213E ain Str et C ie, PA 1 106 (41 29-76 PA-05 Civil Cmplt Crdt Crd P&F File No. 10-22756 10 • 111111111iffil r11111 TARGETe -00?00* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-6749 Account Identification Number: 00011920774 Statement Closing Date: February 9, 2010 DEBORAH A SNYDER Page 1 of 2 Previous Balance $3,725.92 Payments and Other Credits -$0.00 Purchases and Other Debits +$0.00 Cash Advances +$0.00 Past Due Amount $1,088.32 Fees Charged +$39.00 Interest Charged +$0.00 New Balance $3,764.92 Total Credit Limit $0.00 Cash Limit $0.00 Available Credit $0.00 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 2/9/2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Trans Date Description of Transaction or Credit Location Amount Payments And 011w Crodit No payments or credits were received last month. (transactions continued on next page) • TARGETe NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY STATEMENT PAGE NOT PRINTED Target National Bank, an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK IN III hill III TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 DEBORAH A SNYDER 26 SUSQUEHANNA AVE ENOLA, PA 17025-2418 New Balance Minimum Payment Due Payment Due Date $3,764.92 $3,764.92 3/6/2010 Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no Youwa" off the and you will adcltiot al chargo ° 0ds0a 8trpwn on end up payft u*V11hiR-card and ffiis smant In Vn es*v%*W each moritryou pay-, mA... total of... Only the minimum 1 month $3,765 Payment I I If you would like information about credit counselincl services, call 1-800-991-8433. Account Number XXXX-X'=-XXXX-6749 New Balance $3,764.92 Minimum Payment Due $3,764.92 Payment Due Date March 6, 2010 Amount Enclosed $ 2001420376492037649290777700011920774071 01 TARGETS *00000* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-6749 Account Identification Number: 00011920774 Statement Closing Date: February 9, 2010 DEBORAH A SNYDER Page 2 of 2 Trans Date Description of Transaction or Credit Location Amount Fels Feb. 3 LATE PAYMENT FEE $39.00 TOTAL FEES FOR THIS PERIOD $39.00 2010 Totats Year4o-Date Total fees charged in 2010 $78.00 Total interest charged in 2010 $92.90 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Ba?anca su?jaet to YPe Arm PercentaW Rate (APR) interest RaU Purchases 0.00% $3,734.72 Cash Advances 0.00% $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Interest Cha?'ge $0.00 $0.00 Improving the REDcard. To make your REDcard account easier to understand and comply with new regulations, we're enhancing your account billing statement. Please see the insert included with this statement to learn about the improvements underway and what they mean to you. 11920774 In Court Judicial(Circuit/District) Original Creditor Name: Target National Bank Debtor Name: DEBORAH A SNYDER Co-Debtor Name: Account Number: XXXXXXXXXX576749 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA SS: COUNTY OF HENNEPIN The undersigned, DENISE RANDALL states that: 1. I am a representative of Target National Bank and am authorized to verify current balances due and owing to Target National Bank on credit card accounts. 2. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to Target National Bank on this account, over and above all known legal set-offs is $3,764.92 . 3. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belief, and based upon the books and business records of Target Nat=ional Bank. Authorized Agent of Target National Bank Subscribed and sworn to before me on this 15th day of February, X010. N ry Public My Commission expires: iL It 4"WYV?+d??Vll1lVWVVl:+? XXXXXXXXXX576749 a JANICE L. LOKEN LNOC *'NOTARY PUBLIC-MINNESOTA My Commission Expires Jan. 31.2019 hn '+?-of/i?0/aRttlkK?'a?lAl?.Mdbl6NE'° 10 Theundersigned does hereby verify subject to penalties of 18 Pa. C.S Section 4904 relating to unsworn falsification to authorities, that he is, DENISE RANDALL, a Custodian of records for Target National Bank, Plaintiff herein, that he is duly authorized to make this Decleration and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. DENISE RANDALL Authorized Agent of TARGET NATIONAL BANK XXXXXXXXXX576749 LNOC SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson RLE"FRPCE (JR The l RO-i°HO"10TARY Sheriff Jody S Smith ???? 8: 39 Chief Deputy Edward L Schorpp a 1 7r gyp ?,? Solicitor OFFtCF c g ; c i?F ?Uof t yip lJ`'> 12 Target National Bank Case Number vs. Deborah A. Snyder 2010-1898 SHERIFF'S RETURN OF SERVICE 03/18/2010 07:45 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on March 18, 2010 at 1946 hours, she served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Deborah A. Snyder, by making known unto Jimmy Snyder, Son of defendant at 26 Susquehanna Avenue, Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing to him personally the said true and correct copy of the same. AM DA COBAUGH, DEPUTY SHERIFF COST: $41.50 March 19, 2010 SO ANSWERS, rl RONITY ~ R ANDERSON, SHERIFF (ci Gcun'ySuite Shenff, Ieleo oft Inc:.