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Home My WebLink About10-2042MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 V^rlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REOUPtEm' -T I Attorneys for Plaintiff , I, a E5 t 15) 89-'/ 15S FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. TERESA M BENDER 326 E. Orange St Apt A Shippensburg, Pa 17257 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 10 -010qc1 CIViI?r'M NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. CIVIL ACTION COMPLAINT AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) digs de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la cone tomara medidas y puede continuar la demanda en contra soya sin previo aviso o notificacion. Adernas, la cone puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pars usted. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO IF YOU DO NOT 14AVE A LAWYER OR CANNOT AFFORD ONE, SUFICIENTE DE PAGAR TAL SERVICO. VAYA EN PERSONA GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION FIND OUT WHERE YOU CAN GET LEGAL HELP. SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service O 2 Liberty Avenue. Carlisle. PA 17013 (717) 249-3166 g1.oo f>b fl-qy RTa393ay MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. TERESA M BENDER 326 E. Orange St Apt A Shippensburg, Pa 17257 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Teresa M Bender, is an individual who resides at 326 E. Orange St Apt A Shippensburg, Pa 17257. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts and leasing vehicles, including but not limited to the lease agreement entered into by Defendant(s), hereinafter more fully described. A copy of the Lease Agreement which is attached and marked as Exhibit A. 4. On or about January 17, 2008, the Defendant(s) entered into a written Lease Agreement, (hereinafter referred to as the "Contract"), for the purpose of leasing a 2008 Ford Fusion in the amount of $22177.80 more particularly described in the Contract (hereinafter referred to as the "Vehicle"). (See Exhibit A). 5. Defendant(s) made monthly payments until March 16, 2009, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 6. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and was sold at auction with a credit given to the Defendant in the amount of $14900.00, however a balance of $4165.07 is still due and owing.. See copy of the receipt of sale attached and marked as Exhibit B. 7. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 8. In addition to the foregoing, there is due from the Defendant(s), reasonable attorneys fees in the amount of $1041.27. 9. The total amount due and owing at the time of the filing of this complaint is $5206.34. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $5206.34, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and justjIgE Respectfully tt 6 MAN, MAN, P.C. Attorney YLOR, ESQUIRE Date: March 11, 2010 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: TAYLOR, ESQUIRE DATED: March 11, 2010 -- ----------- PENNSYLVANIA -- MOTOR VEHICLE SE AGREEMENT DATEaAN 17TH 2008 Taoo-m•Taoo L E Itw cw,_..) Naro - C mN il`STOA FrF..Y.arwl z+FOFna TERESA M BENDER ZB70 L B SMITH CORD INC 9189 OLOE SCOTLAND RD p 4 1100 NARxCT ST SXIPPLNSBURG PA 17257 LEMOYNE PA 17013 -? CUMDERLAND `Rrro. Da.F W r I= MGYOR OREDIT COP)WY .rbekr. rC?a ow LLC a r bnNns. er amp/ ^rw' ILar.tw CFL.r?.4r. m ra w vakr taadmg m w Yma a, w eae rm e.a a it rw.lm w Yms d w IYw- Cw Aer.lrml, Y YY. dYdw b mlt Yw. II Yw pamM. 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Y C o e o __ D t2a f s?V? 0 t 7 u Om LL FCUS Ford Credit P.O. Box 17948 Greenville. SC 29606-8948 AUGUST 09, 2009 TERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 ACCOUNT NUMBER: 00000043442995 YEAR: 2008 MAKE: FORD MODEL: FUSION VIN: 3FAHP07Z48R148334 DEAR CUSTOMER: BELOW IS THE ITEMIZED HISTORY OF YOUR ACCOUNT BEGINNING WITH THE CONTRACT DATE OF 01./17/08 AND REFLECTING ACTIVITY THROUGH 08/07/09 CURRENT ACCOUNT STATUS NUM LATE LATE OTHER OTHER PMTS CURRENT CHARGES CHARGES FEES FEES DUE DATE REM AMT DUE ASSESSED DUE ASSESSED DUE 12319999 0 0.00 221.92 0.00 827.72 0.00 INVOICE TRANS DAYS TRANSACTION DUE DATE DATE LATE AMOUNT --- TRAM DESCRIPTION ---------- ------------ 01/17/08 20097.60 LEASE FUNDING 01.117108 01/1.7/08 0 369.85 REGULAR PAYMENT 02/21/08 02/21/08 0 369.85 REGULAR PAYMENT 03/21/08 03/28/08 7 369.85 REGULAR PAYMENT 04/21/08 04/18/08 0 929.83 REGULAR PAYMENT 04/18/08 929.83- PAYMENT REVERSAL 04/21/08 04/28/06 7 369.85 REGULAR PAYMENT 05/21/08 05/27/08 6 369.85 REGULAR PAYMENT 06/21/08 06/20/08 0 369.85 REGULAR PAYMENT ACCOUNT NUMBER: 00000043442995 ' FCUS AUGUST 09, 2009 TERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 INVOTCE TRANS DAYS TRANSACTION DUE DATE DATE LATE AMOUNT --- ---------- TRAN DESCRIPTION ---------- --------------------------------------------- - ----- ------------ 07/31/08 --- --------- 27. 74 LATE CHARGE 07/21/08 08/04/08 14 369. 85 REGULAR PAYMENT 09/02/08 27. 74 LATE CHARGE 08/21/08 09/11/08 21 370. 00 REGULAR PAYMENT 10/01/08 27. 74 LATE CHARGE 09/21/08 10/24/08 33 369. 85 REGULAR PAYMENT 10/31/08 27. 74 LATE CHARGE 11./03/08 EXTENSION 11./03/08 110. 96 FEE ASSESSMENT 11./03/08 30. 54 DECR TAX EARNED 11/03/08 75. 00 FEE WAIVED 11/21./08 11/24/08 3 370. 00 REGULAR PAYMENT 12/31/08 27. 74 LATE CHARGE 12/21/08 01./30/09 40 400 .00 REGULAR PAYMENT 02/02/09 27 .74 LATE CHARGE 01/21/09 03/02/09 40 375 .00 REGULAR PAYMENT 03/03/09 27 .74 LATE CHARGE' 02/21/09 03/16/09 23 200 .00 REGULAR PAYMENT 03/31/09 27 .74 LATE CHARGE 04/16/09 220 .00 FEE ASSESSMENT 04/16/09 30 .54 MOVE TO NONACCR ACCOUNT NUMBER: 00000043442995 . FCUS AUGUST 09, 2009 TERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 INVOICE TRANS DAYS TRANSACTION DUE DATE DATE LATE AMOUNT ---------- TRAN DESCRIPTION ------------------------------- - --- ----------- ---- 04/16/09 --------- 30. ---- 54 -- ---- INC NON RECVY 06/04/09 14900. 00 SALES PROCEEDS 06/04/09 503. 20 DEC NONACC ADJ 06/04/09 . 99 DEC NONACC ADJ 06/04/09 30. 50 DEC NONACC ADJ 06/04/09 648. 12 DEC NONACC ADJ 06/04/09 129. 86 EARN DEF INC 06/04/09 217. 86 INCR UNERN REPO 06/04/09 3556. 14 REDUCE DEPR 06%04/09 3556. 14 REBATE CREDIT 06/04/09 16911 .31 INCR FEE ASSD 06%04/09 16911 .31 REMOVE ASSET 02/21/09 06/04/09 103 14900 .00 REGULAR PAYMENT 06/04/09 135 .00 ASSESS DISE FEE 06/04/09 3 .66 ASSESS DISE FEE 06/04/09 358 .10 ASSESS DISE FEE 06/08/09 11 .83 DECR UNEARNED 06/08/09 7 .87 EARN DEF INC 06/08/09 167 .25 EARN DEF INC 06/08/09 4165 .07 CHARGEOFF ACCOUNT NUMBER: 00000043442995 FCUS AUGUST 09, 2009 TERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 IF YOU HAVE ANY QUESTIONS CONCERNING THIS HISTORY, PLEASE FEEL FREE TO CONTACT US AT: ( 600 ) 727-7000. SINCERELY, CUSTOMER SERVICES REPRESENTATIVE ACCOUNT NUMBER: 00000043442995 FCUS Ford Credit P.O. Box 17948 Greenville, SC 29606-8948 JUNE 08, 2009 T'ERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 ACCOUNT NUMBER: 00000043442995 YEAR: 2008 MAKE: FORD MODEL: FUSION VIN: 3FAHP07Z46R148334 DEAR CUSTOMER: BELOW IS THE ITEMIZED HISTORY OF YOUR ACCOUNT BEGINNING WITH THE CONTRACT DATE OF 01/17/08 AND REFL ECTING ACTIVITY THROUGH 06/08/09. +r+rrr+r++rrrrr++r++ rrr+a+aaara++++r+a+ra+ar+a+a+++xaaaa++++rr++xa+xa+a+++++++++ CURRENT ACCOUNT STATUS NUM LATE LATE OTHER OTHER PMTS CURRENT CHARGES CHARGES FEES FEES DUE DATE REM AMT DUE ASSESSED DUE ASSESSED DUE 12319999 0 0.00 221.92 0.00 827.72 0.00 ++rx++rarrararr++ar+ +r+x+xxrxa++r++++xxxxxxaxrxx+xx+xxxx+x+++xxxx+xxaxaxax+x+x+x INVOICE TRANS DAYS TRANSACTION DUE DATE DATE LATE AMOUNT - - TRAN DESCRIPTION - ----------------------- --------------- -- ------------------- 01/17/08 ---------------------- 20097.60 LEASE FUNDING 01/17/08 01/17/08 0 369.85 REGULAR PAYMENT 02121.108 02/21/08 0 369.85 REGULAR PAYMENT 03/21/08 03/28/08 7 369.85 REGULAR PAYMENT 04/21/08 04/18/08 0 929.83 REGULAR PAYMENT 04/18/08 929.83- PAYMENT REVERSAL 04/21./08 04/28/08 7 369.85 REGULAR PAYMENT 05/21/08 05/27/08 6 369.85 REGULAR PAYMENT 06/21/08 06/20/08 0 369.85 REGULAR PAYMENT ACCOUNT NUMBER: 00000043442995 ' FCUS JUNE 08, 2009 TERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG. PA 17257 INVOICE TRANS DAYS TRANSACTION DUE: DATE DATE LATE AMOUNT -- -------- -IRAN DESCRIPTION - ------------------------------------ ------- ----------- 07/31/08 --- --------- 27. ---- 74 -------- LATE CHARGE 07/21/08 08/04/08 14 369. 85 REGULAR PAYMENT 09/02/08 27. 74 LATE CHARGE 08/21/08 09/1.1/08 21 370. 00 REGULAR PAYMENT 10/01/08 27. 74 LATE CHARGE 09/21/08 1.0/24/08 33 369. 85 REGULAR PAYMENT 10/31/08 27. 74 LATE CHARGE 11/03/08 EXTENSION 1.1/03/08 110. 96 FEE ASSESSMENT 11/03/08 30. 54 DECR TAX EARNED 11/03/08 75. 00 FEE WAIVED 1.1./21./08 11/24/08 3 370. 00 REGULAR PAYMENT 12/31/08 27 .74 LATE CHARGE 12/21/08 01./30/09 40 400. 00 REGULAR PAYMENT 02/02/09 27 .74 LATE CHARGE 01./21./09 03/02/09 40 375 .00 REGULAR PAYMENT 03/03/09 27 .74 LATE CHARGE 02/21/09 03/16/09 23 200 .00 REGULAR PAYMENT 03/31/09 27 .74 LATE CHARGE 04/16/09 220 .00 FEE ASSESSMENT 04/1.6/09 30 .54 MOVE TO NONACCR ACCOUNT NUMBER: 00000043442995 ? YCUS JUNE 08, 2009 TERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 INVOICE TRANS DAYS TRANSACTION DUE DATE DATE LATE AMOUNT ---------- IRAN DESCRIPTION ---------- 04/16/09 06/04/09 06/04/09 06/04/09 06/04/09 06/04/09 06/04/09 06/04/09 06/04/09 06/04/09 06/04/09 06/04/09 02/21/09 06/04/09 103 06/04/09 06/04/09 06%04/09 06/08/09 06/08/09 06/08/09 06/08/09 30.54 INC NON RECVY 14900.00 SALES PROCEEDS 503.20 DEC NONACC ADJ .99 DEC NONACC ADJ 30.50 DEC NONACC ADJ 648.12 DEC NONACC ADJ 129.86 EARN DEF INC 217.86 INCR UNERN REPO 3556.14 REDUCE DEPR 3556.14 REBATE CREDIT 16911.31 INCR FEE ASSD 16911.31 REMOVE ASSET 14900.00 REGULAR PAYMENT 135.00 ASSESS DISB FEE 3.66 ASSESS DISB FEE 358.10 ASSESS DISB FEE 11.83 DECR UNEARNED 7.87 EARN DEF INC 167.25 EARN DEF INC 4165.07 CHARGEOFF ACCOUNT NUMBER: 00000043442995 FCUS JUNE 08, 2009 TERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 IF YOU HAVE ANY QUESTIONS CONCERNING THIS HISTORY, PLEASE FEEL FREE TO CONTACT US AT: ( 800 ) 727-7000. SINCERELY, CUSTOMER SERVICES REPRESENTATIVE ACCOUNT NUMBER: 00000043442995 V . MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) 789-7151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. TERESA M BENDER Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-2042 CIVIL TERM r? CJ , 72 s:..3 PRAECIPE TO ENTER JUDGMENT X2:7 :' TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, TERESA M BENDER in the amount as follows: Principal Amount $ 4165.07 Costs $ 0.00 Attorneys Fees $ 1041.27 MAURICE &,KEDLEMAN, P.C. BY: Date: November 2, 2010 NEEDLEMAN, ESQ. for Plaintiff as ask 14 CP oc?we TOTAL $ 5206.34 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff ("115) "/uy-"/ 151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. TERESA M BENDER Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-2042 CIVIL TERM (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $5206.34 on aZ • a /d (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. '-? ?&v Prothr tary/Clerk by: If you have any questions regarding this matter, please contact the filing party: Name: Joann Needleman, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7155 (This Notice is given in accordance with Pa.R.C.P. §236) MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1J1 /2Sy-/1J1 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. TERESA M BENDER Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-2042 CIVIL TERM AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that he/she is an attorney at law and that on 05/12/10 he/she mailed a written Notice of Intention to File the Praecipe to Defendant, TERESA M BENDER, at 326 E. ORANGE ST APT A, SHIPPENSBURG, PA 17257 by regular mail. WORN TO AND SUBSCRIBED fore me this 2taay A j J 2000 . jr tary Pu is /fiL TH OF NNRYI ?i. :VAMMW Ca"y 000C ftil' 13m. MAURICE & NEEDLEMAN, P.C. (; ; - - BY: NEEDLEMAN, ESQ J NN Uy for Plaintiff orne for Plaintiff 'JJr? 9 ? hFJB?= WtA J JAMATEM a+tcsu9 r,cieMA ,t?ct?i .'? +urs{ MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1J172Sy-/1J1 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. TERESA M BENDER Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-2042 CIVIL TERM CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 05/12/10 to Defendant, TERESA M BENDER, against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 05/12/10, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE & NEEDLEMAN, P.C. BY: (71 JOA EDLEMAN, ESQ. Atto ey for Plaintiff Date: November 2, 2010 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff ("L15) 7tSy-/151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. TERESA M BENDER Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-2042 CIVIL TERM CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff. FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: TERESA M BENDER, 326 E. ORANGE ST APT A, SHIPPENSBURG, PA 17257 MAURICE & NEEDLEMAN, P.C. BY: ( I,- - JO NEEDLEMAN, ESQ. Attrney for Plaintiff Date: November 2, 2010 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /69-/1J1 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. TERESA M BENDER Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-2042 CIVIL TERM AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that he/she represents the Plaintiff in the above entitled case and that Defendant, TERESA M BENDER, is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MAURICE & NEEDLEMAN, P.C. BY: J A orney for Plaintiff WORN TO AND SUBSCRIBED efore me this 124day fAV U , 2000. otary Public NEEDLEMAN, ESQ. vas NOTARIAL BE& Tim" P. Moor. Notary Pubk My co PhMaddpfAa, Phiadalphia cow tr 1-1 1 Pwro nxanaAar a MotaMS? S CO =tJ,D Oc MMO r m =mz DZ0 >MM M mw ;o- C:) Z '0 0 Cn CA) > ---j _ rn ? mx ?m> m Z0 Cl) CO T W {0 W c m ? CO z v D N N O O 00 m c -n -coyQtt, -? o NlG s D ? owcNo)m o 1e16959D00SZ90 Attorneys at law Suite 935, One Penn Center 1617 John F. Kennedy Bird. Philadelphia, PA 19103 tei.215.665.1133 fox 215.563.8970 wwwanniowpr com Donald S. Maurice Member NJ Bar Board Certified (raditors' Rights Low American Board of (ortfNmlion Joann Neediman Member PA & NJ $or Thomas K. Dominczyk Member NJ, NY & PA Bar Charlene A. Tayfor Member PA Bar New Jersey Office Maurice & Needleman, P.C. Saito 2007 5 Waiter L Form Blvd. Flemington, NJ 08622 tel. 906137.1550 iaz 908.237.1551 May 11, 2010 TERESA M BENDER 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 Our File No. 12451 RE: FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY v. TERESA M BENDER CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 10-2042 CIVIL TERM Dear Mr/Mrs/Ms BENDER: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on April 6, 2010 . Unless an answer to Plaintiff s Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, MA Charlene CT/3m Enc , P.C. THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 161.7 John F. Kennedy Blvd Philadelphia, PA 191.03 Attorneys for Plaintiff 169-115J FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. TERESA M BENDER CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-2042 CIVIL TERM IMPORTANT NOTICE TO: TERESA M BENDER DATE: May 11, 2010 326 E. ORANGE ST APT A SHIPPENSBURG, PA 17257 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEE)ILE#AAN, P.C. BY .YLOR, ESQ Attorney SHERIFF'S OFFICE OF CUMBERLAND COUNT Ronny R Anderson Sheriff Jody S Smith Chief Deputy - Edward L Schorpp Solicitor OF7=_OF T}#'E $LZPjF:- Ford Motor Credit Company Case Number VS. Teresa M. Sender 2010-2042 SHERIFF'S RETURN OF SERVICE 04106/2010 01:33 PM - Ronald Hoover, Deputy Sheriff, who being duly sworn according to law, states that on April 6, 2010 at 1332 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Teresa M. Bender, by making known unto herself personally, at 326 E. Orange Street Apartment A, Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same time handing to her personally the said true and correct copy of the same. ?s1 RONALD HOOVER, DEPUTY SHERIFF COST: $46.00 SO ANSWERS, 6z ??az_ April 07, 2010 RON R ANDERSON, SHERIFF +.c'; Gc4;:?3Sait^ Sner?tfi, lelao3C`t. L:c Request for 1VIiEitary Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Service Members Civil Relief Act Dec-14-2009 08:03:08 Last Nam First/Middle Begin Date Active Duty Status Active Duty End Hate Service e Agency BENDER TERESA Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Mary M. Snavely-Dixon J Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL htlp*//www.defenselink.mil/`tag/pis/`PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of-contact. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service ratios://www.dmdc.osd.miliappiiscra/noDreport.do[12/14,12000 11:03:177 AM' Request for Military Status or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:J3I7R9DAVH itms://www.dmdc.osd.mil/appi/scra/por)rer)ort.doFL" 4/?009 1',:03:1? AM'