Loading...
HomeMy WebLinkAbout10-2078. GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER ATTORNEY I.D. #56129 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (866) 413-2311 WWW.GOLDBECKLAW.COM F I 'OF 114E P ; T! vaTAN 2010 MAR Zf AM 11: 2 7aS rJC L 441 GREEN TREE SERVICING 1400 Turbine Drive Rapid City, SD 57703 Plaintiff VS. ADRIANNE DELTORO KENNETH P. URSIN Mortgagors and Record Owners 5020 Mendenhall Drive, Unit 150 Mechanicsburg, PA 17050 Defendants IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term 10 -, -b 7 ?rJv' t ANN; MOR TGA(3E FORE(%f ost) 4 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue T?' ?? P7 Carlisle, PA 17013 ck330„7 P 4r- X3 ?'Yiff LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGF,NCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717- 243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD's website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website http://www. hp fa.org/consumers/homeowners/real aspx. 5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Foreclosure Resource Center: http://www.philadelphiafed.org/foreclosure/ 7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionggoldbecklaw.com.. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 94297FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is GREEN TREE SERVICING, 1400 Turbine Drive, Rapid City, SD 57703. 2. The names and addresses of the Defendants are ADRIANNE DELTORO, 5020 Mendenhall Drive Unit 150, Mechanicsburg, PA 17050 and KENNETH P. URSIN, 190 W Falls Road, West Falls, NY 14170, who are the mortgagors and record owners of the mortgaged premises hereinafter described. 3. On November 30, 2006 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to NATIONAL CITY MORTGAGE A DIVISION OF NATIONAL CITY BANK, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1974 Page 4920. The mortgage has been assigned to: GREEN TREE SERVICING by assignment of Mortgage. Plaintiff is the real party in interest pursuant to a purchase or transfer of the mortgage obligation from the last record holder and an Assignment of Mortgage to Plaintiff has been and/or will be lodged for recording with the Recorder of Deeds in the ordinary course of business. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). The mortgage is in default because the monthly payments of principal and interest are due and unpaid for February 01, 2009 and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ..................................................................................$194,612.32 Interest from 01/01/2009 through 02/28/2010 at 7.0600% .....................$15,963.59 Per Diem interest rate at $37.65 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph ...................$9,730.62 Late Charges from 02/01/2009 to 02/28/2010 .............................................$465.85 Monthly late charge amount at Costs of suit and Title Search (Estimated) ...................................................$900.00 Insurance Balance .....................................................................................$5.228.42 $226,900.80 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriff's Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. :Plaintiff is not seeking a judgment of personal liability (or an "in personam 'judgment) against the Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $226,900.80, together with interest at the rate of $37.65, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the o gage and Sheriff's Sale of the Property. By: GOLDBECK ERTY & MCKEEVER Michael McKee Pa. ID 56129 Gary McCafferty Pa. ID 42386 Lisa Lee Pa. ID 78020 Kristina Murtha Pa. ID 61858 David Fein Pa. ID 82628 Thomas Puleo Pa. ID 27615 ATTORNEYS FOR PLAINTIFF VERIFICATION 1,_ 40141 malkiICU , as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 17 V1 Date: 3 #94297FC - ADRIANNE DELTORO and KENNETH P. URSIN 5020 Mendenhall Drive Unit 150 Mechanicsburg, PA 17050 Prepared by and Return To: Manuel Gomcz Green Tree Servicing LLC 7360 S. Kyrene Road Tempe, AZ 85283 Acct No. 89672053 ASSIGNMENT OF MORTGAGE For value received, the undersigned holder of a Mortgage (herein "Assignor whose address is do 7360 S Kyrene Rd Tempe, AZ 85283, does hereby grant, sell, assign, transfer and convey, unto Green Tree Servicing LLC (herein "Assignee"), whose address is 7360 S Kyrene Rd Tempe, AZ 85283, all beneficial interest under a certain Mortgage dated 11-30-2006, made and executed by Kenneth P Ursin and Adrianne Deltoro, mortgagor(s), upon the following described property situated in Macbanicsburg, State of PA: See Attached Exhibit "A" for Legal Description. such Mortgage having been given to secure a payment of $198,964.00, which Mortgage is of record in Book, Volume, or Liber No. 1974, at page 4920, or as No. NIA in Cumberland County, State of PA, together with the note(s) and obligations therein descnbed, the money due and to become due thereon with interest, and all rights accrued or to accrue under such Mortgage. TO HAVE AND TO HOLD the same unto Assignee, its successor and assigns, forever, subject only to the terms and conditions of the above-described Mortgage. IN WITNESS WHEREOF, the undersigned Assignor has executed this Assignment of Mortgage on January 27, 2010. IJIX?, 6/ ?11 t Witness: Man la Grijalva Witness: than Navarro State of Arizona County of Maricopa PNC Bank, N.A. successor by merger to National City Mortgage a division of National City Bank by its attorney in fact Green Tree Servicing LLC BY? Tashona Cox, Authorized Agent On January 27, 2010, before me, the undersigned, personally appeared Tashona Cox, authorized agent for PNC Bank, N.A. successor by merger to National City Mortgage a division of National City Bank by its attorney in fact Green Tree Servicing LLC, personally known to me or proved to me on the basis of satisfactory evidence to be the individual(s) whose name(s) is (are) subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their capacity(ies), and that by his/her/their signature(s) on the instrument, the individual(s), or the person upon behalf of which the individual(s) acted, executed the instrument and that such individual made such appearance before the undersigned in the state of Arizona, and the county of Maricopa. OFFtGtAL 5l AL iyl?, O ry Public .., MA1?lUEL C30tVli+.Z Public - Shntw of lkts+ona N°' nom, ,wcoP,a courmr Gomm. Fjtpcros Jan. 1 S, 20i 4 Exhibit "A" The land refened to in Ibis Cornmitrnent is described as fdkms: ALL TMT CERTM Unit. belt Unit No. 150 (the "Unit" ), of to OXXIs 61 grandyvwna, a Tovvritborne Condominium (tire TmWornMiuW1 koded in Mar Won T4 P. CW&Wfand County, Pennsylvania, Much Unit is designated in the Dedaratlon of Condontinium of *a Coatis at 8randywkxN a Towvt wM6 Condominium (the •Deciaratlon of Candanbbium") and DWWOSarn pWft and Plants recorded in the Office of Me Cwrbp&Wd County Reoorder of Deeds in M#cWarneous Book 721. Page 47,98 and Ighs of Way Platt Book 13, Page 119 respFadively, logether with any and A anwWkntet thwrelo. TOGETHER v?ilt. Ole irbdiv4* peraw4W k*wast M the Corrunon EhwwrAs appurtenant to the the Unit as shores pwftutasiy setforth into sloe $ald Dealaradon of Condominium. as last arnended. TOGETHER with the right to use the Limited Common Elernerb a*lcabk too do Unit being vonve* therein, prrmwnt to the Qedwffion of Condominium and Dedwation Plift and Plans, s3 last . UNDER AND SUBJECT to any and all covenants, ponditnns, rv*k i ms, rights of way, easements and agreements of record in the atoressid Offim the afior+esaid Declaration of Condorinium, and madam Which a phyAA fnspecoon or survey of #w Unit and Common Elements would disclose. 8MG part of the earn* prerrAses which Mom T. Lehman and Pearl E. Lefhnner by bleed dated Feimrary 19, 20M and recorded February 24, 20M in the Of(iat of IN Cutthberland Gou* Recorder of Deeds in Record Book 255, Page 4246, granted and convoyed unto Rshin0 Creek Vailay Associates, L.P. ALSO BEING part of the same preys which Gladys M. Watts by dead dated September 30.2003 and rewrded October B, 20Q3 in the OfGve of the Recorder of Deeds in Record Book 259. Page 3673, wed and conveyed unto fihdbing Greek VaWW A?tas. L.P. When Recorded Return To: Green Tree Servicing LLC Attn: Document Custody, T326 7360 South Kyrene Rd Tempe, AZ 85283 lull OFFICIAL RECORDS OF HARICOPA COUNTY RECORDER HELEN PURCELL 2010-0020811 01/11/10 02:35 PM 1 OF 1 pmoma n LIMITED POWER OF ATTORNEY TO: GREEN TREE SERVICING LLC FROM: PNC Bank National Association (formerly National City Mortgage) DATED: 1/4/10 FOR: FNMA - National City Conversion (Nov 2009 FORM OF LUKE" POWER OF ATI RNEY LIMITED POWER OF ATTORNEY, dated as of November 7, 2009 (this "Limited Power of Attorney"), granted to Green Tree Servicing LLC, a Delaware limited liability company (the "Porch '), by each of PNC Bank, National Association, successor by merger to National City Bank, a national bank organized under the laws of the United States ("PNC Bank"), and PNC Mortgage Services, Inc. (formerly known as National City Mortgage Services, Tnc.), a Delaware corporation ("PNC Mortgage Services" and, collectively with PNC Bank, the "Sellers" and each, a " elle j. WITNESSETH: WHEREAS, the Sellers and the Purchaser have entered into that certain Mortgage Servicing Rights Purchase and Sale Agreement, dated as of October 9, 2009 (as amended, supplemented or modified from time to time in accordance with its terms, the "Pu hase Ag[eement"), providing for, among other things, the Purchaser's acquisition of the Servicing Rights (as defined in the Purchase Agreement), the Servicing Files (as defined in the Purchase Agreement) and all rights under the documents contained therein with respect to the servicing of each related Mortgage Loan (as defined in the Purchase Agreement) (collectively, the "Servicing Assets'); and WHEREAS, the sale, transfer and conveyance of the Servicing Assets from the Sellers to the Purchaser under the Purchase Agreement was consummated effective October 31, 2009; NOW, THEREFORE, pursuant to the Purchase Agreement and for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Sellers hereby agree as follows: 1. Definitions. Each capitalized term used but not defined herein has the meaning given to such term in the Purchase Agreement. 2. Limited Power of Attorney. For the purpose of effectuating the efficient servicing of the Mortgage Loans, each Seller hereby names, constitutes and appoints the Purchaser as its duly authorized agent and attorney-in-fact, with full power and authority in its name, place and stead (but on behalf and for the benefit of, and at the expense oC the Purchaser) to (i) execute such deeds and other documents as are necessary to sell or convey real and personal property securing the Mortgage Loans, including, but not limited to, signing deeds to convey real property acquired through foreclosure of a Mortgage Loan; (ii) execute documents and instruments necessary to release any and all Mortgages, security instruments, liens, security interests or related documents with respect to the Mortgage Loans; (iii) execute documents and instruments necessary to release all obligations under any promissory note or related documents with respect to the Mortgage Loans; (iv) execute documents and instruments necessary to sign subordination agreements and consent to easements related to the Mortgage Loans; (v) execute such documents as are necessary to assign the Mortgage Loans; (vi) endorse checks and other payment instruments that are payable to the order of such Seller and that have been received by the Purchaser from Mortgagors or any insurer in respect of insurance proceeds related to any Mortgage Loans; and (vii) execute such other documents as may be necessary or appropriate to enable the Purchaser to carry out its servicing and administrative duties with respect to the Mortgage Loans. 3. Purchase gSreement. The execution and delivery of this Limited Power of Attorney by the Sellers shall not be (or be deemed) a waiver or discharge of any representation, warranty, covenant or agreement of the Sellers or the Purchaser in or under the Purchase Agreement (other than a discharge of the obligations of the Sellers under the Purchase Agreement, if any, to execute and deliver this Limited Power of Attorney), and such execution and delivery shall not be (or be deemed) a modification or amendment of any provision of the Purchase Agreement in any respect. This Limited Power of Attorney is not intended to enlarge or otherwise modify any rights transferred under the Purchase Agreement or to allow Purchaser to take any action with respect to a Mortgage Loan not contemplated by the transactions under the Purchase Agreement. 4, fridemniV- The Purchaser agrees to indemnify, defend and hold harmless Sellers from any and all claims, liabilities, damages, losses or expenses (including, without limitation, reasonable attorneys' fees) resulting from or arising out of any misuse of this Limited Power of Attorney or Purchaser's willful misconduct, gross negligence and bad faith in its use of this Limited Power of Attorney. 5. Tenn. This Limited Power of Attorney shall remain in effect until Purchaser ceases to service any Mortgage Loan. 6. Waivers and Amendments. This Limited Power of Attorney may be amended, modified, supplemented or restated only by a written instrument executed by the Sellers and the Purchaser. The terns of this Limited Power of Attorney may be waived only by a written instrument executed by the party waiving compliance. 7. Counterparts. This Limited Power of Attorney may be executed by the Sellers in separate counterparts, each of which when so executed and delivered shall be an original, but all such counterparts shall together constitute one and the same agreement, and all signatures need not appear on any one counterpart. 8. Headings . The headings in this Limited Power of Attorney are for convenience of reference only and shall not define, limit or otherwise affect any of the terms or provisions hereof. 9. Successors and Assim. This Limited Power of Attorney shall inure to the benefit of, and be binding upon, the Sellers and the Purchaser and their respective successors and assigns; vi however, that the Purchaser shall not assign any of the rights under this Limited Power of Attorney (except by merger or other operation of law) without the prior written consent of the Sellers and any such purported assignment without such consent shall be void and of no effect. Notwithstanding the foregoing, the Purchaser may assign its rights hereunder to one or more of its Affiliates or any servicer that is a successor to the Purchaser. -2- 10. Governing Law. This Limited Power of Attorney shalt be governed by and construed and enforced in accordance with the Laws of the State of New York, without regard to any conflicts of law rules that might apply the Laws of any other jurisdiction. 11. Irrevocable Power of Attorney. This Limited Power of Attorney is irrevocable and coupled with an interest. [Signature Page Follows] -3- IN WITNESS WHEREOF, the undersigned have executed and delivered this Limited Power of Attorney as of the date first above written. PNC BANK, NATIONAL ASSOCIATION, successor by merger to National City Bank By: rX...? Name: w--?-.- =tea. Title: ?;feren Ili. Fsheid S°.;lF?s i?i,_•. E' "'.°r4rtFt; PNC MORTGAGE SERVICES, INC. (formerly known as Na Id City Mortgage Services, Inc.) By: Name: _ - a . ??rhf is Title: State of 4W10 ) county of /r7oMl"ooA"Y) SS. On ! 1 1 before me,.e Cnt? i? ?, Personally appeared and , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her authorized capacity, and that by his or her signature on the instrument the entity, on behalf of which the person acted, executed the instrument WITNESS my hand and official seal. /Notary Public in and for said County and State JE A RF.IGELSPERGER NOTARY PUBLIC INANDFOR TUESTATEOFOHIO MY COMMISSION EXPIRES MAY 3, 2014 -4- ?f355s t? F..v9«'T ?. 7 "L£R nc or%DEP OF DE:'-D.: 2W6 GEC 4 Rol 3 03 Prq)orw By: KAREN EVANS 5115 PEGASUS COURT STE #AS FREDERICK MD 21704 Return To: National City Hank P.O. Sox 8800 Dayton, OR 45401-8800 Parcel Nwnher: ovp) Premims: 5020 UMMMALL DR, Unit 150, MsCBANrCSBURG, Pennsylvania 17050 lb}psct Above 7U Lire For Recordin Dotal MORTGAGE 0005029186 DUM-T1ONS Words used in multiple sections of this document are defined below and other wards ace defined in Sections 3, 11, 13, 18, 20 and 21. Certain rates rcprding the usage of words used in this document are also Provided in Section 16. (A) "$ecarity br& meW means this document, which is dated November 30, 2006 together with all Riders to this document. (B) "Borrower" is K>3UnM p URSIN and ADRIANNE DELTORO i Borrower is the mortgagor tnxler this Security I nt. (G) " " is National city mortgage a division of National City Bank PEYMYLVAltlA - SkVW FaMilyr - Fannie MAWTISddis Mae UNIFORM 14SMMENT Form 3039 UOt 04KPA) (ter, P.a.,of ,e IOOYl: I VW mortgaW sokooft.1 ? (DW*21-7201 1% 1974PG4920 E.xhibitA First American Title insurance Company Commitment Plumber: 06589 9CHEDUL,IS C PROPERTY DETION The lend referred to in this Commitment Is described as follows: ALL THAT CERTAIN Unit, being Unit No. i6o (do Vnif'), of the Courts at Brandywine, a Townhome Condomkrkxn (the "Condomk9umll loMW In Hampden Townft, Cumberland County, Perrmylvenls, which Unit Is dos*W d in the Declaration of Condominium of to Courts at Brandywine, a Townirome Condominium (the "Deda?etlon of Cmion"n") and Dedgradon Plata and Plans recorded In the Cylotr of the Cuntbetfand County Recorder of Deeds In Miscellaneous gook 721, Page 4M and RIW of Wary Plan Book 13, Page 119 resP y, Wgethar with any and all amendmavlts . TOGETHER with the ird vkkw pwoentage interest in the common Elamu to s i parhmamt to the the unit as more Particularly ad forth'ln the alloreeaid Declaration of CondomiMum, as last amended. TOGETHER with the right to use the Limited Common Elements appllcatrle to the Unit being conveyed herein, Pursuant to the Declaration of Condominium and Declaration Plate and Plans, as last amended. UNDER AND SUBJECT b ww and all coverma. conditions, restrictions, rights of way, amsernenb and agreements of record In the aforoesid Office, doe ai[oraanid Dedaradrm of Condominium, and mailers which a Physical Inspection or survey of the Unit and Common I_iemerda would disdose. B 2003 and recoximl EING port of the seine Premises which WBtam T. Ldow and Pearl E. Lehrner by deed dated February 19, Book 255, Page 424524, 220M in the Me of the Cumberland County Recorder of Deeds in Record and eyed unto Fishing Crask Valley Assodaatas, L.P. ALSO BEN G part of the same premises which Gladys M. Welts by deed dabd September 30, 20003 and recorded Oclober 6, 2003 In the Opice of the Recorder of Deeds in Record Book 2W Page 3673. granted and conveyed unto Fishing Creek Valley Aseodates, L.P. I Certify this tD be wwrded In Cumbedand County PA Recorder of Dees'. Tsai air. " towed MMMs) OKI974PG4940 Ex,hibit (B DELTORO, ADRIANNE ADRIANNE DELTORO 5020 Mendenhall Drive Unit 150 Mechanicsburg, PA 17050 File #: 94297FC Sale date: County: Cumberland Property: 5020 Mendenhall Drive Unit 150 Mechanicsburg, PA 17050 ACT 91 NOTICE DATE OF NOTICE: 02/05/2010 TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose Specific information about the nature of the default is provided in the attached p4ges. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMMM) may be able to help to save your home. This Notice explains how the pMgram works To see if HEMAP can help you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE Take this Notice with you when you meet with the Counseling Agency. The name address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have M questions you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397 (Persons with impaired hearing can call (717 780-1869) This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact any attorney in your area. The local bar association may be able to help you find a lawyer. La notificacion en adjunto es de suma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no comp rende el contenido de esta notification obtenga una traduccion immediatamente llamanda esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionada arriba. Puedes ser elegible para un prestamo por el programa Ilamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su casa de la perdida del derecho a redimir su hipoteca. Prepared by: GOLDBECK McCAFFERTY & McKEEVER Suite 5000 - Mellon Independence Center. 701 Market Street Philadelphia, PA 19106 Fax (215) 627-7734 Date: 02/05/2010 Homeowners Name: ADRIANNE DELTORO and KENNETH P. URSIN Property Address: 5020 Mendenhall Drive Unit 150, Mechanicsburg, PA 17050 Loan Account No.: 89672053 Original Lender: National City Mortgage a division of National City Bank Current Lender/Servicer: GREEN TREE SERVICING HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (33) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the_prop;M is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be filed or postmarked within thirty (30) days of your fact-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE. IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WELL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE." YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WELL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. HOW TO CURE YOUR MORTGAGE DEFAULT (Brim it up to date). NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 5020 Mendenhall Drive Unit 150, Mechanicsburg, PA 17050 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly payment from 02/01/2009 thru 02/05/2010 (13 mos. at $1,331.07/month) $17,303.91 (b) Total Late charges $465.85 (c) Other charges; Escrow, Inspec., NSF Checks (d) Other provisions of the mortgage obligation, if any (e) TOTAL AMOUNT REQUIRED AS OF THIS DATE: $17,768.95 HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER WHICH IS $17,768.95, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check or money order made payable and sent to: GREEN TREE SERVICING 1400 Turbine Drive, Suite 200 Rapid City, SD 57703 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged Property. IF THE MORTGAGE LS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender brings legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY Period, you will not be required to nay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFFS SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would he approximately four (4) to six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: GREEN TREE SERVICING Address: 1400 Turbine Drive, Suite 200 Rapid City, SD 57703 Phone Number: 800-643-0202 Fax Number: 866-479-6843 Contact Person: Collection Department EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. 5 TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER.. * TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Contact: Collection Department Phone Number: 800-643-0202 HEMAP Consumer Credit Counseling Agencies I Report last updated: U2942010 8:59:47 AM I CCCS of Western PA DAUPHIN County 4402 Peach Street CCCS of Western PA , PA 16509 Eris, 166 9 2000 l.inglestown Road 88&6112227 ext Harrisburg, PA 17102 108 888.5112227 ext 888.511.2227 108 886.511.2227 Center for Family Services, Inc. 213 Center Street Meadville, PA 16335 814.337.6450 Community Action Commission of Capital Region 1514 Deny Street Harrisburg, PA 17104 717.232.9757 Greater Erie Community Action Committee 18 West 9TH Street Erie, PA 16501 814.459.4581 Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 724.981.5310 SL Martin Center 1701 Parade Street Erie, PA 16503 814.452.6113 CUMBERLAND County CCCS of Western PA 2000 Unglesfoxn Road Harrisburg, PA 17102 888.5112227 888.511.2227 Community Action Commission of Capital Region 1514 Derry Skeet Harrisburg, PA 17104 717.232.9757 Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 717.762.3285 PA Interfaith Community Programs Inc 40 E High Street Gettysburg, PA 17325 717.334.1518 PHFA 211 North Front Street Harrisburg, PA 17110 717.780.3940 800.3422397 PHFA 211 North Front Street Harrisburg, PA 17110 717.760.3940 800.342.2397 DELAWARE County Advocates for Financial Independence 202 East Hinkley Avenue Ridley Park, PA 19078 215.389.2810 American Credit Counseling institute 175 Strafford Avenue Suite 1 Wayne, PA 19087 610.971.2210 888.212.6741 American Credit Counseling Institute 526-528 Dekalb Street Norristown, PA 19401 610.971.2210 888212.6741 American Financial Counseling Services Inc. 1080 N. Delaware Avenue Suile 200 Philadelphia, PA 19125 267.228.7903 800.490.3039 American Financial Counseling Services Inc. 405 West Germantown Pike Nonistovm, PA 19403 267.228.7903 800.490.3039 American Financial Counseling Services Inc. 175 Strafford Avenue Suite One Wayne, PA 19087 267228.7903 800.490.3039 Page 8 of 21 HEMAP Consumer Credit Counseling Agencies Report last updated: W912010 8:59:47 AM 1 American Red Cross of Chester FOB CDC 1729 Edgemont Avenue 1201 West Olney Avenue Chester, PA 19013 Philadelphia, PA 19141 610.874.1484 215.549.8755 APM Germantown Settlement 600 W Diamond Street 5538 Wayne Avenue Philadelphia, PA 19122 Bldg C 215.235.6070 Philadelphia, PA 19144 (267) 953-4615 215.849.3104 Carroll Park Community Council, Inc. HALE 5218 Master Street 167 W. Allegheny Avenue Philadelphia, PA 19131 2nd FI 215.877.1157 Philadelphia, PA 19140 215.426.8025 CCCS of Delaware valley 113 East Main Street Housing Partnership of Chester County 2nd floor 41 West Lancaster Ave Norristown, PA 19401 Downingtown, PA 19335 215.563.5665 610.518.1522 CCCS of Delaware Valley Media Fellowship House 1001 East Lincoln Rghway 302 South Jackson Street Suite 102 Media, PA 19063 Coatesville, PA 19320 610.565.0434 215.563.5665 Northwest Counseling Service CCCS of Delaware Valley 5001 North Broad Street 4400 North Reese Street Philadelphia, PA 19141 Philadelphia, PA 19140 215.324.7500 215.563.5665 Phiila Council For Community Advmnt CCCS of Delaware Valley 1617 John F Kennedy Blvd 790 E. Market St. Suite 1550 Suite 170, Marshall Building Philadelphia, PA 19103 West Chester, PA 19382 215.567.7803 215.563.5665 800.930.4663 CCCS of Delaware Valley Urban League of Philadelphia 1608 Walnut Street 121 S Broad St 10th Floor 9th Floor Philadelphia, PA 19107 Philadelphia, PA 19107 215.563.5665 215.985.3220 CCCS of Delaware Valley ELK County 280 North Providence Road Northern Tier Community Action Corp. Media, PA 19063 215.563.5685 P.O. Box 389 135 West 4th Street Chester Community Improvement Project Emporium PA 15834 412 Avenue of the States 814.486.1161 PO Box 541 Chester, PA 19016 ERIE County 610.876.8663 Booker T. Washington Center Diversified Community Services 1720 Holland Street Dixon House Erie, PA 16503 1920 South 20th Street 814.453.5744 Philadelphia, PA 19145 215.336.3511 Page 9 of 21 HEMAP Consumer Credit Counseling Agencies Report last updated: 1129/2010 8:59:47 AM CCCS of Western PA 4402 Peach Street Erie, PA 16509 8885112227 ext 108 888.5112.227 ext 108 Greater Erie Community Action Committee 18 West 9TH Street Erie, PA 16501 814.459.4581 St. Martin Center 1701 Parade Street Erie. PA 16503 814.452.6113 Voices for Independence 1107 Payne Avenue Erie, PA 16503 814.874.0064 800.838.9890 FAYETfE County Action Housing, Inc 425 61h Avenue Suite 950 Pittsburgh, PA 15219 4122812102 800.792.2801 Southwestern Pennsylvania Legal Services Inc. 45 East Main Street Suite 200 Uniontown, PA 15401 724.439.3591 Tableland Services km 535 East Main Street Somerset, PA 15501 814.445.9628 800.452.0148 FOREST County Warren-Forest Counties Economic Opportunity Council 1209 Pennsylvania Ave, West P.O. Boot 547 Warren, PA 16365 814.7262400 FRANKLIN County American Red Cross - Hanover Chapter 529 Carlisle Street Hanover, PA 17331 717.637.3768 CCCS of Western PA 2000 UnglesloWnt Road Harrisburg, PA 17102 888.511.2227 888.511.2227 CCCS of Western PA 1 North Gate Square #2 Garden Center Drive Greensburg, PA 15601 888.511.2227 888.511.2227 Community Action Southwest 58 East Greene Street Waynesburg, PA 15370 724.8522893 Fayette Co. Community Action Agency, Inc. 108 North Beeson Avenue Uniontown, PA 15401 724.437.6050 800.427.INF0 NeighborWorks of Western Pennsylvania 710 5th Avenue suite 1000 Pittsburgh, PA 15219 412281.9773 CCCS of Western PA 55 Cover Hill Road Dallastown, PA 17313 888.511.2227 888.511.2227 Community Action Commission of Captial Region 1514 Deny Street Harrisburg, PA 17104 717.232.9757 Maranotha 43 Philadelphia Avenue Waynesboro, PA 17268 717.762.3285 PA Interfaith Community Programs Inc 40 E High Sheet Gettysburg, PA 17325 717.334.1518 FULTON County CCCS of Western PA 55 Clover Hill Road Dallastown, PA 17313 888.5112227 888.5112227 Page 10 of 21 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson , ..- Sheriff FILED p14' Qi cfljrltlr?f r(Ic Tt i. I ,1 ' ('fN0TARY Jody S Smith Chief Deputy 70 10 MAR 31 AIM 8: 18 Edward L Schorpp Solicitor ; '.:UNITY PEiM,,'SYE' ANA A. Green Tree Servicing, LLC Case Number vs. Kenneth P. Ursin (et al.) 2010-2078 SHERIFF'S RETURN OF SERVICE 03/29/2010 07:58 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on March 29, 2010 at 1958 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Kenneth P. Ursin, by making known unto Adrian ne ltoro, adult in charge at 5020 Mendenhall Drive Unit 150, Mechanicsburg, Cumberland County, Penn nia 170,50 its content; and at the same time handing to her personally the said true and correct a sa AEL BARRI K, DEPUTY 03/29/2010 07:58 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on March 29, 2010 at 1958 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Adrianne Deltoro, by making known unto herself personally, at 5020 Mendenhall Drive Unit 150, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and correct copy of the same. «..._..? MICHAEL BARRI K, DEPUTY SHERIFF COST: $53.00 March 30, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF (c'. Gciiry3uitr Sc?rr?ff_ 1?6^sa`=t. tnc. KML LAW GROUP, P.C. Suite 5000 - BNY Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 GREEN TREE SERVICING 1400 Turbine Drive Rapid City, SD 57703 Plaintiff vs. ADRIANNE DELTORO KENNETH P. URSIN (Mortgagor(s) and Record owner(s)) 5020 Mendenhall Drive, Unit 150 Mechanicsburg, PA 17050 Defendant(s) FROTHONO Tea , ; 'ZO?92 APR -3 AM 10: 5e-' -*!UAPPPI L N n rrt'11?dT r+ P, IENNSYLVANI A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY No. 10-2078 CIVIL PRAECIPE TO DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above case Discontinued and Ended without prejudice upon payment of your costs only. KML LAW GROUP, P.C. FWA GOJ BEVK NW, By. ! 1 ?i Mich 1 Mc ever a. ID 56129 Jay . Kivit a. ID 26769 Lisa Lee Pa. D 78020 Kristina Murtha Pa. ID 61858 Thomas Puleo Pa. ID 27615 David Fein Pa. ID 82628 Andrew Gornall Pa. ID 92382 Jill P. Jenkins Pa. ID 306588 Attorneys for Plaintiff TY & McKEEVER KML LAW GROUP, P.C. Suite 5000 - BNY Mellon Independence Center 701 Market Street Philadelphia, PA 19106 (215) 627-1322 Attorney for Plaintiff GREEN TREE SERVICING 1400 Turbine Drive Rapid City, SD 57703 Plaintiff VS. ADRIANNE DELTORO KENNETH P. URSIN (Mortgagor(s) and Record Owner(s)) 5020 Mendenhall Drive, Unit 150 Mechanicsburg, PA 17050 Defendant(s) CERTIFICATE OF SERVICE CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 10-2078 CIVIL Angela M. Smith, hereby certifies that he/she did serve true and correct copies of Praecipe to Discontinue and End and all supporting papers attached hereto upon Defendant, by first class mail, postage pre-paid, on L ADRIANNE DELTORO 5020 Mendenhall Drive Unit 150 Mechanicsburg, PA 17050 KENNETH P. URSIN 5020 Mendenhall Drive Unit 150 Mechanicsburg, PA 17050 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY KML LAW GROUP, P.C. F/K/A GOLDBECK McCAFFERTY & McKEEVER By: An a M. Smith, Legal Assistant asmith@kmllawgroup.com 215-825-6325 (Direct Phone)