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HomeMy WebLinkAbout03-26-10 (3)1505607121 REV-1500 EX (as-05) OFFICIAL USE ONLY PA Department of Revenue County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN PO BOX 280601 2 1 0 9 1 1 1 6 Ha-rlsbura PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 1 8 2 2 2 ? 4 4 0 1 1 2 5 2 0 0 9 0 7 0 4 1 g 2 9 Decedent's Last Name Suffix Decedent's First Name MI M U N D O R F L O I S J (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name Spouse's Social Security Number FILL IN APPROPRfATE OVALS BELOW THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS MI 0 1. Original Return ~ 2. Supplemental Retum ~ 3. Remainder Retum (date of death prior to 12-13-82) 4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Return Required death after 12-12-82) ~ 0 6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTUIL TAX INFORMATION SHOULD BE DIRECTED T0: Name ~ Daytime Telephone Number G E R A L D J S H E K L E T S K I E S Q Firm Name (If Applicable) S T O N E L A F A V E R S H E K L E T S K I First line of address 4 1 4 B R I D G E S T Second tine of address P 0 B O X E City or Post Office State N E W C U M B E R L A N D P A ZIP Code REGISTER ~ WILLS USE Y ~ 1"1 - : 'zl tT ;V; ;,~,~ b _.,., _..~ ~1-~-, ~ - 1 7 0 7 0 ~~ Correspondent's a-mail address: G S H E K L E T S K I o~ S T O N E L A W• N E T Under pens ' of perjury, I dedare that f have examk~ed this return, inducting aocampanying ac~ledules and statements, and ~ the hest of my knowledge and belief, it is true, and oompie~. Dedaratlon of preparer other than the personal represenfatrve a based on aN information of which preparer has any knowledg®. SIGNATU OF PERSON RE$QO I LE FOR FIL~IG RETURN DATE KAREN DUNKLE 755 PANZA DR• MECHANICSBURG PA 17050 SIG TATIVE ,~ / ~~~~ GERALD J• SHEKLETSKI, ESQ• 414. BRIDGEST•, NEW CUMBERLAND PA 17070 PLEASE USE ORIGINAL FORM ONLY Side 1 1505607121 1505607121 ~~ t~ _, ;._~ ,_7 ,~;-~ t~rt >~ ..~ ~ !' ~ 1505607221 REV-1500 EX Decedent's Social Security Number Decedent's Name: L O I S J• M U N D O R F 1 8 2 2 2 7 4 4 0 RECAPITULATION 1. Real estate (Schedule A) ........... . . 1 3 9 0 0 0. 0 0 ........................... 1. 2. Stocks and Bonds (Schedule B) ........................ 4 3 7 0 . 7 5 .......... 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages & Notes Receivable (Schedule D) ........................ 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ....... 5. 6 5 0 0 • 0 0 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested ....... 6. 1 3 9 9 5. 8 1 7. Inter-Vivos Transfers & Miscellaneous N n-Probate Property (Sch d l G ~ S t Billi R t d 7 e u e ) epara ng e eques e ....... . 8. Total Gross Assets (total Lines 1-7) ........................... 8. 1 6 3 8 6 6. 5 6 9. Funeral Expenses i3<Administrative Costs (Schedule H) ................ 9• 1 4 6 5 2 • 6 4 10. Debts of Decedent, Mortgage Liabilities, 8~ Liens (Schedule I) ............ 10. 5 6 2 . 7 6 11. Total Deductions (total Lines 9 & 10) ........................... 11. 1 5 2 1 5. 4 0 12. Net Value of Estate (Line 8 minus Line 11) ......................... 12. 1 4 8 6 5 1. 1 6 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ................. . 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) .................. 14. 1 4 8 6 5 1. 1 6 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) X.0 _ 0 . 0 0 15. 16. Amount of Line 14 taxable at lineal rate x .045 1 4 8 6 5 1. 1 6 16. 17. Amount of Line 14 taxable at sibling rate X .12 0 . 0 0 17_ 18. Amount of Line 14 taxable at collateral rate X .15 0 0 0 18. 19. Tax Due ................................................19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT o. 0 0 6 6 8 9. 3 0 0. 0 0 0. 0 0 6 6 8 9. 3 0 Side 2 1505607221 1505607221 J REV-1500 EX Page 3 Decedent's Complete Address: File Number 21 09 1116 DECEDENTS NAME LOIS J• MUNDORF STREET ADDRESS CITY 101 BIRCH COURT, CAMP HILL STATE PA ZIP 17011 Tax Payments and Credits: ~ • Tax Due (Page 2 Line 19) 2. Credits/Payments A, Spousal Poverty Credit B. Prior Payments C. Discount 3. Interest/Penalty if applicable D. Interest E. Penalty (1) 6, 689.30 Total Credits (A + B + C) (2) Total Interest/Penalty (D +E ) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A, Enter the interest on the tax due. 0.00 (3) (4) 0.00 (5) 6,689.30 (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (58) 6 , 6 8 9.3 0 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and; Yes No a, retain the use or income of the property transferred : ...................................................................... ^ ^X b, retain the right to designate who shall use the property transferred or its income; ............................... ^ X^ c. retain a reversionary interest: or ................................................................................................ ^ 0 d. receive the promise for life of either payments, benefits or care? ....................................................... ^ 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration7 ....................................................................................... ^ X^ 3. Did decedent own an "intrust for" or payable upon death bank account or security at his or her death? ......... ^ ^X 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? .................................................................................................. ^ 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)J. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) (72 P,S. §9116(a)(1)]. 0.00 The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX + (8-98) scHEOVLE a COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE FILE NUMBER LOIS J• MUNDORF 21 09 1116 All real properly owned solely or as a tenant in common must bs reported at fair market value. Fair market value is defined as the price at which properly would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real properly whkh is loiMly-owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. ALL THAT CERTAIN PIECE OR PARCEL OF REAL ESTATE, 139,000.00 WITH IMPROVEMENTS THEREON, SITUATE IN HAMPDEN TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA KNOWN AS 101 BIRCH COURT, CAMP HILL, PA 17011•••BEING THE SAME PREMISES CONVEYED TO LESTER MUNDORF AND LOIS J• MUNDORF BY DEED RECORDED IN CUMBERLAND COUNTY DEED BOOK 19-J, PAGE 416• LESTER MUNDORF DIED SEPTEMBER 27, 2004, WHEREBY TITLE TO THE PROPERTY VESTED IN LOIS J• MUNDORF, HIS SURVIVING SPOUSE AND THE DECEDENT HEREIN, BY OPERATION OF LAW• (COPIES OF DEED AND REAL ESTATE APPRAISAL ATTACHED) TOTAL (Also enter on line 1, Recapitulation) ~ S 13 9 , 0 0 0 •0 0 (If more space is needed, insert additional sheets o/the same size) REV-1503 EX + (8-98) SCHEDULE B COMMONWEALTH OF PENNSYLVANIA STOCKS & BONDS INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER LOIS J• MUNDORF 21 09 1116 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. 136.457922 SHARES VERIZON COMMON STOCK• 4,370.75 DATE OF DEATH VALUE 136.457922 SHARES X.32.03 PER SHARE= ;'4,370.75 TOTAL {Also enter on line 2, Recapitulation) ~ S 4 , 3 7 0. 7 5 (If more space is needed, insert additional sheets of the same size) REV-1508 EX + (8-98) SCHEDULE E COMMONWEALTH OF PENNSYWANIA CASH, BANK DEPOSITS, & MISC. INHERITANCE TAX RETURN PERSONAL PROPERTY RES{DENT DECEDENT ESTATE OF FILE NUMBER LOIS J• MUNDORF 21 09 1116 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be diacbsed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH ~. 20D0 BUICK LESABRE AUTOMOBILE - SOLD JANUARY 20, 3,500.00 2010 FOR $ 3,50D•00 2• MISCELLANEOUS PERSONAL PROPERTY, INCLUDING CHERRY 3,000•DO DRESSER• TOTAL (Also enter on line 5, Recapitulation) ~ i 6, 5 0 0. 0 0 (1f more space is needed, insert additional sheets of the same size} REV-1509 EX + (B-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN JOINTLY•OWNED PROPERTY ESTATE OF n~[ nvmo[n LOIS J• MUNDORF 21 09 1116 K an asset wa: made joint within one year of the decedents date of death, it must be reported on Schedule C. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. KAREN L• DUNKLE 755 PANZA DRIVE DAUGHTER MECHANICSBURG, PA 17050 s c JOINTLY.OWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET °J.OF DECD'S INTEREST DATE OF DEATH VALUE OF DECEDENTS INTERESI t A. 2-05 PNC BANK CHECKING ACCOUNT 647.66 50• 323.83 #5140045297 2• A 5-D5 MEMBERS 1ST SAVINGS ACCOUNT 177.97 50• 88.99 167728-0 3• A 5-05 MEMBERS 1ST CHECKING ACCOUNT 0.00 50• 0.00 167728-11 4• A 5-OS MEMBERS 1ST INVESTMENT SAVINGS 19,$13.49 50• 9,906.75 ACCOUNT 167728-05 5• A 5-05 MEMBERS 1ST CERTIFICATE OF DEPOSIT 7,352.48 50• 3,676.24 167728-40 TOTAL (Also enter on line 6, Recapitulation} ` E 13 , 9 9 5.81 ({f more space is needed, insert additional sheets of the same size) REV-t 511 EX + (10-08) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE H FUNERAL EXPENSES ~ ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER LOIS J• MUNDORF 21 D9 1116 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A, FUNERAL EXPENSES: ~. MYERS FUNERAL HOME, INC• 4,572.00 37 EAST MAIN ST•, MECHANICSBURG, PA 17055 B. ADMINISTRATIVE COSTS: 1, Personal Representative's Commissions Name of Personal Representative (s) Street Address City State Zip Year(s) Commission Paid: y, AttomeyFees GERALD J • SHEKLETSKI, ESQ 3, Fatuity Exemption: (If decedent's address is not the same as daimanfs, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees LETTERS TESTAMENTARY 5. I Accountants Fees 6. ~ Tax Retum Preparers Fees ~. CUMBERLAND LAW JOURNAL - LEGAL ADVERTISING 8• THE PATRIOT-NEWS - LEGAL ADVERTISING 9• FUNERAL LUNCHEON - DOLCE VITA, ENOLA, PA (50 PEOPLE X $30.00 PER P ESRON + ~ 90.00 TAX) 10• PPL 11• VERIZON 12• THE HARTFORD - HOMEOWNERS INSURANCE 13• UGI Z4• ATBT 15• KAPLANS 16• WESCO ENERGIES (OIL) 17• CUMBERLAND COUNTY AGING TOTAL (Also enter on line 9, Recapitulation) I S 6,000.00 263.00 75.00 275.42 1,590.00 66.32 36.92 197.96 24.89 52.81 57.65 45.00 42.21 •64 (If more space is needed, insert additional sheets of the same size) Continuation of REV-1500 Inheritance Tax Return Resident Decedent LOTS J. MUNDORF 21 09 1116 Decedent's Name Page 1 File Number Schedule H -Funeral Expenses iii Administrative Costs - B7. ITEM NUMBER DESCRIPTION AMOUNT 18• MARK HECKMAN - REAL ESTATE APPRAISAL 350.00 19• VERIZON 15.05 2D• PPL 72.33 21• COMCAST 99.28 22• WESCO ENERGIES (OIL) 45.00 23• PENNSYLVANIA AMERICAN WATER 38.45 24. UGI 24.89 25- PENNSYLVANIA AMERICAN WATER 49.14 26• PPL 61.99 2?• PLUMBING REPAIR (GASKET) 12.00 28• RECYCLING BIN 10.00 29• WESCO ENERGIES (OIL) 45.00 30• PENNSYLVANIA AMERICAN WATER 42.15 31• UGI 38.30 32• PPL 59.8$ 33• WESCO ENERGIES (OIL) 45.00 34• HAMPDEN TOWNSHIP - SEWER AND TRASH 165.00 35• FILING FEES - INHERITANCE TAX RETURN AND INVENTORY 30.00 36• RESERVE FOR CLOSING EXPENSES 250.00 SUBTOTAL SCHEDULE H-B7 ~ 1, 4 5 3.4 6 REV-1512 EX + (12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN scHEOV~E ~ DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF FILE NUMBER LOIS J• MUNDORF 21 09 1116 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, Including unreimtburaed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH ~. MEMBERS 1ST VISA CREDIT CARD ACCOUNT 4672090000276816 562.76 TOTAL (Also enter on line 10, Recapitulation) I S (If oars space is needed, insert additions! sheets of the same size) REV-1513 EX + (9-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE) BENEFICIARIES ESTATE OF FILE NUMBER LOIS J • MUNDORF ~L U`i .LLbb RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS pndude outri ht sppousal distributions, and transfers under ~ Sec, 9116 (a (1.2)] 1. KAREN L• DUNKLE Lineal 81,323.49 755 PANZA DRIVE MECHANICSBURG, PA 17050 2• L• CORRINE JONES Lineal 22,460.51 173 COUNTRY ROAD 2053 NACOGDOCHES, TX 75965 3• LESLIE J• MCMANUS Lineal 22,406.65 824 KINGS HIGHWAY MICKELTON, NJ 08056 4• DUANE E• MUNDORF Lineal 22,460.51 5256 MEADOW BROOK DRIVE MECHANICSBURG, PA 17D50 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET S (If more space is needed, insert additional sheets of the same size) ~ Y ' .:, ~" - _ , N C") 1 ~~ ~n O a ,~ LAST WILL AND TESTAIV~NT r. a: ~; f'i :~- ©`-' OF cn:.- _, ,.:.. ~ ~J ~'~f ~'~ ~, LOIS J. MUNDORF ~~-: o =..; c: I, LOIS J. MUNDORF of the Township of Hampden, County of Cumberland, Commonwealth of Pennsylvania, declare this to be my Last Will and revoke any will or codicil previously made by me. ITEM 1: Upon my demise, I direct my body be cremated and I further direct that my ashes be interred next to my beloved husband, Lester J. Mundorf, in the plots which we own at the Peace Church Cemetery, Camp Hill, Pennsylvania. ITEM 2: I direct that all my just debts and funeral expenses be paid as soon as practical after my death. ~ ITEM 3: I direct that all taxes and interest and penalties thereon that may be assessed in conse uence of m death, of whatever nature and by'whatever jurisdiction imposed, shall be paid from ~ y my residuary estate as a part of the expense of the administration of my Estate. ITEM 4: I give, devise and bequeath all my green china tea .service to my daughter, KAREN L. DUNKLE. ITEM 5: I give, devise and bequeath my cherry dresser in the front bedroom of my house to my daughter, LESLIE J. McMANUS. ITEM 6: I give, devise and bequeath all the rest, residue and remainder of my estate of every nature and wheresoever situate, together with insurance thereon, to the named individuals as I follows: Page 1 of 6 A. Fifty Percent (50%) to my daughter, KAREN L. DUNKLE, of 755 Panza Drive, Mechanicsburg, Pennsylvania, per stirpes; B. Sixteen and 68/100 Percent (16.68%) to my daughter, L. CORINNE JONES, of 173 Country Road, 2053, Nacogdoches, Texas, per stirpes; C. Sixteen and 68!100 Percent (16.68%) to my son, DUANE E. MUNDORF, of 5256 Meadow Brook Drive, Mechanicsbwg, Pennsylvania. Should my son Duane E. Mundort predecease me or fail to survive my death by thirty (30) days, I give, devise and bequeath this share of my estate to my daughters L. CORINNE JONES and LESLIE J. McMANUS, in equal shares, per stirpes; and D. Sixteen and 64/100 Percent (16.64%} to my daughter, LESLIE J. McMANUS, of 824 Kings Highway, Mickleton, New Jersey, per stirpes. ITEM 7: My Executrix or her successor shall have the following powers in addition to a O A p. v ~.; O a those given by law to be exercised by her in her absolute discretion, which powers shall be applicable to all property held by her, effective without'the order of any court and until the actual distribution of all such property: a. To retain any investments at discretion including stock of any corporate fiduciary hereunder or of a holding company controlling it; b. To invest and reinvest in the Executrix's discretion as permitted under Act 28 of 1999, as amended, the "Prudent Investor Act;' with the specific right to invest in stocks, bonds and real estate, including non-income producing residential real estate for the occupancy of any present income beneficiary or beneficiaries, and in such diversified, proprietary money market and mutual funds, including such mutual funds of any corporate fiduciary hereunder or those of any successor or affiliated corporation or a holding company controlling it, as my Executrix deems appropriate; Page 2 of 6 c. To sell, to grant options for the sale of, or otherwise convert any real or personal properly or interest therein, at public or private sale, for such prices, at such time, in such manner and upon such terms as they may think proper,. and to execute and deliver good and sufficient conveyances,. assignments .- ~ and transfers thereof without liability of any purchaser to see to the application of the purchase money; d. To borrow money and to secure the repayment thereof by mortgage of real or personal property, pledge of investments or otherwise, without liability on the part of the lenders to see to the application thereof; e. To compromise claims by or against my estate or any trust created hereunder; £ To allocate and distribute different kinds or disproportionate shares of property or O A ~z ti O a undivided interests in property among.. beneficiaries or trusts, in cash or in kind, or partly in each; g. To register investments in the name of ~ nominee or to hold the same unregistered in such 4 form~that they will pass by delivery; h. To join in any recapitalization, merger, reorganization or voting trust plan affecting investments; to deposit securities under agreement; to subscribe for stock and bond privileges; and generally to exercise all rights of security holders; i. To manage, operate, repair, alter or improve real estate or other property,. and to lease real estate and other property upon such terms and for such period as my Executrix and trustee deem advisable even for more than five (5) years and beyond the duration of any trust; j. To deduct administration expenses upon either the federal estate tax return or fiduciary income tax return with or without adjustment as between principal and income, as my corporate or disinterested Executrix shall determine; k. To associate with them in the absence of a corporate fiduciary, an accountant, custodian and investment advisor, and other agents and to compensate them from principal or income or both, as my Page 3 of 6 ~~ Executrix or trustee shall determine, such compensation to be a reduction of the comp ~ Executrix or trustee; 1. To associate with her at any time, in her absolute discretion and of her chc fiduciary which shall have the same powers as my Executrix or trustee, such designation t; ,- or trustee and acceptance by a corporate fiduciary to be in writing; m. To combine, without prior court approval, any trust herein with any c O A ~~ O a substantially similar provisions, although such other trust may have been created by sepa~ and by different persons, and, if necessary to protect different future interests, to value t ~ time of such combination and to record the proportionate interest of each separate trust is fund; provided however, that no such combination shall be permitted if the effect of sw would be (1) to violate the applicable rule against perpetuities; (2} to disqualify any int more of such trusts for a deduction for federal estate tax purposes which. would otherwise t 4 (3) to cause the loss of the ex0mpt status of one or more of such trusts from the im generation-skipping tax; n. To exercise any stock options which they may receive; to borrow such ~ source~as my Executrix or trustee may deem necessary for the exercise of such options: assets as my Executrix or trustee deem appropriate for t)tis purpose; o. No trustee shall be required to qualify before, be appointed by, or, in th breach of trust, account to any court (and failure to account alone shall not be considered nor shall trustee be required to obtain the order or approval of any court in the exercise o decision granted hereunder; p. To allocate any generation-skipping transfer tax exemption from the fede skipping transfer tax to any property to which I am deemed the transferor under the ~rovis Page 4 of 6 2652(a) of the Internal Revenue Code of 1986<and its successors, including any property transferred under my will and any property not in my probate estate and any property transferred by me during life as to which no allocation was made prior to my death, to the extent necessary to cause the inclusion ratios applicable to such transfers to be zero; q. To disclaim any interest in property without court approval; and r. To do all other acts and things necessary or appropriate in the management, administration and distribution of my estate or trust. ITEM 8: Until distributed, no gift or beneficial interest shall be subject to anticipation or voluntary or involuntary alienation. ITEM 9: I appoint my daughter, KAREN L. DUNKLE, Executrix of this my Last Will. In the event my daughter, KAREN L. DUNKLE, predeceases me, fails to qualify or ceases to act as Executrix, I appoint my son, Dt~ANE E. MUNDORF alternate Executor of this my Last Will. ITEM 10: I direct that my personal representative, or her successor, shall not be required to give bond for the faithful performance of their duties in any jurisdiction. ' IN WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and Testament, this _,,~ day of _~~~4~ , 2008. LOIS J. RF Signed, sealed, published and declared by the above-named Testatrix as and for her Last Will and Testament in our presence, who, at her request, in her presence and in the presence of each other, have hereunto subscribed our names as attesting witnesses. *~- ~ "!"'v*-~~ residing at /e (s ~lt~ /'~ of fi !tD 'ti ~~~ residing at ti 12 ' Page 5 of 6 `( COMMONWEALTH OF PENNSYLVANIA ) ss: COUNTY OF CUMBERLAND ) .- We, LOIS J. MLTIVDORF, ~/12 /t(, /'Q rr+1 ~r and Q~'/ r ~' the Testatrix and the witnesses respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testatrix signed and executed the instrument as her Last Will and that she had signed willingly, and that she executed it as her free and voluntary act for the purpose therein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix signed the will as witness and that to the best of his or her lmowledge, the Testatrix was at the time eighteen (18) years or older, of sound mind and under no constraint or undue influence. Subscribed, sworn and aclmowledged before me [~~ S ~ ~ / C u iJ~' by LOIS J. MUNDORF, the Testatrix, and subscribed and sworn to before me by ~ ~ ~_ ~ or~*iv- and ~ the witnesses, this .~ day of /11 /.j~c. C y , 2008. c- G~ Not Public AL COMMONW AITN Of PENNSYLVANIA NOTARIAL SERI LISA MARlE COYNE, NOTARY PUBLIC Page 6 of 6 NAMPDEN TWP., CUMBERLAND COUNTY MY COMMISSION EXPIkES JUNE 10.2004 C... 3 .,~ F' ~• ~_ _, ~: t.. ~ ' Y~ Y ' .~. ~. ~, ~ ~ ~ •~,o~. ~.. ~,.,. ~~. 19 ~41fi . ,.. : , u~k~is ~nDrrture, ~ . q ~ da, of ~. D. oaa a»s.ad r.. huad~ad aed fittT'aii.ne bet..eea the Corpoe~Yss b~ tls ~~a. KIL sad tWe .f CSIiT$gL PSI BOILDNR.S, Ittc. a Pe>nensyl~rania Oarporation hactina • its Irrircipal oitioe in the BoarOngh of CaiiQ Hill, Cotanty of taiwbsrland and State of • >~emnaTlraaai.a, ,party . • of the sae .part and I~ E. MO~Q101I!' ao~d IRIS J. l~l!#DOId~, h1s vita of 7,otrer Men Toeanst-ip Ce.•tt rt : ; Cm~berlaand .~., .. ` . in the 3tste of Penusyl~a of the otter pail That the sid Central Peen Builders, 3arc. !ar sad 5 «.- .: sideralfoa of the ,~ of Si~deen Thousand Five `Hundred and 110/100 (ilb, 500.00)- - - - - - - " - - - - " - - - - Dollars, lsvfal nwaeT of the United States, to it ie hand paid ~ tlts said Lester S. licmdort sand Lois J. ?inndorf, his wife at the tins of the e:ecatioa hereof, the receipt wbereaf i. bereb~ adcaowladaed, leas 6ra~, barSsisied, aa1i, aliened, eafeoifed, :eleosed and oaaSrmed, and b7 these pramts dsa,iA~. ~, ~, allea, ~. ~' lease and ooaSrm mito the said paJrti~ea , as the second part, their heirs • . and awisas, . ,. , all that oertata piece or parcel of Lad, aibmate in the Tanaship Ot Hao~den, Comity- of Qa~erland, aaxl State of Peansyl•-aaia, more partiaacl.arly botazded and described as follara, to hits- a at a point an the Bor~thern aide of Birch Ooart,,xhich point is act the division line of lots mm~bered 86 and 87 on the hereiaaiter aeatioaed plan of-lots; thence North ttmetT three (23) degrees forty-vne (lil) ainntes, Etmct along said diti.aion line a distance of none hundred tort? eight and fifty-three hmidredtba (]118.53) feet to a point an the d3viaion line betMeen late nmoabered 86 aaAd 7 oa said place; theare 8o!erth ~thir~ty-eight ~(38) de8reea thirt7 font' (3$) m3atites Bast along acid division line nand beyaa~d a distance of sixty-eight coed' tit'ty hmtdredths (68.50)'feet to a point at the division line betMeea lots cambered 86 and 85 an acid plaai; thennce Samth tvent~ three (23) degrees tittJ nine (59 } miautea 1~Teat alaaig said diviaioa 13ne a distance of one hundred a3steeII and sixty ~ (11b.60) feet to a po3srt on the•Northsra~side of Birch Conn; thence North sister aia (66) degrees txeaty--sane (23.) minatea Heat slang the Northern side of Birch Court a distance of si~rty (60) ~ feet to a point, the 'PLLtE ~' IT BSINa lot a~bered 86 is the Plan knasii as "Qaneral Plan as Block B, :Part of Blocks 11, C, F, J, and H, . Clear-iett Fararo a, recorded in the Recorders Office in said Sor the. Comity of ~Cnmaberlaand in Plant Book "4", Page ,13. HAYIR(# ER$CTED thercan a brick dwel3~ home knrnm and n~befaed as 101 Birch Court. IT BEINQ one of the same lots of gronad xhich Ralph A. Scrattord and Itnn Scrattord, his wife, by their deed dated the 2nd day of Jaamiary, 1957, and recorded in the Recorderta Office is anti for the Commty of t~aberlaayd in Deed Book "H", Vol. 18, Page 259, said later recorded for the aecaanci tine in Deed Book "'0" col. 17, Page 309, waited and conveyed unto Central Pew Builders, Inc. I1pM,i ~"t TO'~lN~II~ SP~N~I U{SiittCi REAL ESTATE TRANSFER TAX ~ ~ ~a~9 Amount $/..65•----DatE SEP ~ -AGENT r '~ ar C ? a ~K~'19 vn~417 Together waft all and singalar" tha ~ x'~ pri~eges, hereditament and sppnrteoances wtuboever j~e1o' ~: la: an,wLe aPperEtinfng, and the reversions and remainders, rents, issues and profit thereof;;, aio~' ;all .the estate, right, title, interest, Property, claim apd demand whatsoever of it, t , the naid- t, ~ ,._. either is ~aw'°rle~ht o~ ia, and to the .acme.. ~SA~~SVP ~1'[~ #II ~I=~1 the acid meaaaage " or tenement and lot oe piece of ground above described, hereditaments and premises hereby granted, bargained sad sold, or mentioned, or "intmde8 eo'`to be, with the appnrtensncrs; unto t]te'said parties OZ the aeccaid part, their heirs - and assigns, to and for the only proper use and behoof of the said parties of they heeOnd part, their hairs . and assigns forerer- . ~ _ -` ' ' And the said party o/ the Seat part for `itself and its snonessors, does `hereby oovensat and agredt~'imd"wff~'tlie'e`aid part~eb of 'the ae~ba~d;part, their heirs . F,.. .,~,,. ~ , _, .. ~ . and assigns, that (t ' the said party' of the first ,part and its snecessora, all and singular the said hereby:, granted, premises, with the#ppnrtcnaaees;'nnto the ~esid parties of the seeoa~ part, their heit'a~. and assigns, against it the said party of the first part and its successors, and against all and every other person and persons whomsoever lawfully claiming or to claim the same or shy part thereof ~. -,,'. • ~ ;,'. ',~ . - .,.} '` ~_' ~~~ tll ~1'r~ttf `~n~ ~nre~ ~~~~ 6y these p:e.ents. ./ . ` . -. .~~ 111 y the said G'ENTRAI. PF1~iN ~II,~E'E~S, INC. doth `ti: ~ _ - ~ . hereby constitute and appoint R~obErt iY. wallaae to be its attorney, for it sand in its naeoe, and as and for its corporate act and deed to aclrnowkdge this deed before any person basing authority by the laws of the Commonwealth of Pennsylvania to take suds acknowledgment, to~lhe intent that the same may be duly recorded. _,.. ,~Lt ~P~i#Z1MlilU3 ~PXPD~ -the said CPNTRAL PF~1N B'UtLDERS, INC. _ has caused this Indenture to be. signed .by its .President, attested by its Sec- retary and affized hereunto the common and corporate Beal of the said Corpo- ration, that the seal affized hereto is the seal of said Corporation, that it won so affized by order of the Board of Direetors..of . aai,d ~Corporaxioa, sad that They signed their names heretoC~e ofde:, the dFg and; ear first above ~~~~~ Signed, Sealed and .Delivered .ia ' in the presence of ~'{/`. °t~~ ;,' ~, cl ]r s ,,..~ ,., , y_ ~` . ~ ~ s as u isa4a,,;,W ~~.rw~.wnw~~r~1 . e7 t ~,~ ,~ '"~ ~~ ~ ~ ~ ~ ~ ' ,' _.. „• ~t~ t. -. ., '~ ~ stte:ed " -. . 16ueb7 eertifp that the R~e°Ce ~~ Poet (~= of wilkta Grantee is .~, ~" i di thtt, the ds7 of ~ 19 ~ ~ .. befors me ~ °~'~ . Ply aPi?~ ,who ad~nowledged himaetf to be tits of ~ s oorporatien, sad that he ae sash ,being authorised to do so, e:eoated the,loi~egoing instr®aent far the parpaas therein contained by siQtiag the same o`f the eorperratien by himielf as RECORDED-afFICE ~i111Ewitneas wl~errof, I hezeanto set m~ hand ea(1 official Beal. CLERK OF CDURTS ~ ,, , ,RECORDEi~OF DEEDS .. ~ ; + ~ , - t. , s#abe of Pennsllvania . „ Conte of ~~#n.. ~ ' - cuMei~uno i;ourm PEiitrstrivana i hereby oartify that on tots 9th cLy of Septelober . , is the year of oar Lord, one thomand nice huodrod and Fitts-cline (1959) before east the, subscriber a Notary , Pablie ., , ;. ,may appeared Robert W. ti~allaee ., ,the attorney named in the foregoing Deed, aed .b7 vitae of and in pursuance of the authority therein conferred upon • him,~owledgefl ~ the said deed to be the act and deed ~,, r,1 r n ~q;;r~ •,• ~,~„~•,,Ceatral Pena Builders, Inc. " ~ _ ~~ ~~5++r ~~ ° • i6 .nd and NOtCz'j,A1 seal tlse day and ~-r w#osFraid~ ~•''~tt_ ~'eV~:'• WILLIAM ~#~16~.Af,Pb~!-Qublic q ~»...• ~' ~'.. (~~ c . iNp Comrtaaioa. Expires Oq. 7, 1961 •~r,rvrn.ru~t`'~ 'NarQsburg Pi T1aupMn Carntyy .. Q ~ ~ ~ :^ ~~~ ~ ~ P~ ~ 4ri:SF•~~5r• ~~erry ~.~~~ {~`r,ry•~Ss ~ ~r~t.~ 1 ! 1'... 8 .^ I ~' f p ~'r ~~~ r .~ i b v ,y,~, i , t 7 ~ ~ i x ]: T, V~ ~jy . F{ r, ~'~ ~ i t 2 . ~ ~ Vi ~ i <~ i ~„y .t j[ ? .F f 1w ! i !T R ~ i f t ! i i i = \~ N Recorded on thL ~~ ~ " " day of ; off'" - ' A. D, IS'~ , is the Recorders office of said County in Deed Vol. r / , p.ge jc ~~ ', Cliven, under my baad sad seal of the said OSice, the date abov~ written. • ~, aY i i } .• ~'' l' t ,. ~ ~- 4 *****'~*~` INVOICE **"`~'~*'"'** File Number: 101 Birch Karen Dunkle 755 Panza Drive Mechanicsburg, PA 17050 Borrower : N/A Irnoice # Order Date : January 13, 2010 Reference/Case # PO Number 101 Birch Court Camp Hill, PA 17011-4002 Single Family Appraisal Report $ 350.00 -------------- Invoice Total ~ $ 350.00 State Sales Tax @ $ 0.00 Deposit ($ 325.00 ) Deposit ($ ) Amount Due $ 25.00 Terms: Payment due upon receipt. Please Make Check Payable To: Mark Heckman Real Estate Appraisers 1309 Bridge Street New Cumberland, PA 17070 Fed. i.D. #: Available upon request. This firm is a sole proprietorship. Thank you for using our services. Mark Heckman Real Estate Appraisers 1309 Bridge Street, New Cumberland, PA 17070 . 01/21/2010 PH (717) 774-7202 FAX (717) 774-0383 EMAIL heckmanappraisers~comcast.net Mark Heckman Real Estate Appraisers 1309 Bridge Street, New Cumberland, PA 17070 s APPRAISAL OF Single Family Residential Appraisal LOCATED AT: 101 Birch Court Camp Hill, PA 17011-4002 FOR: Karen Dunkle 755 Panza Drive Mechanicsburg, PA 17050 BORROWER: wA AS OF: January 18, 2010 BY: Mark W. Heckman, PA Cert. General R.E. Appraiser GA000666L PH (717) 7747202 FAX (717) 774-0383 EMAIL heckmanaopraisers~comcast.net Mark Heckman Real Estate Appraisers Proeerty Deseriotlon UNIFORM RESIDENTIAL APPRAISAL REPORT Flie No. 101 Birch Address 101 Birch Court Cam Hill State PA Code 17011-4002 L I tbn Deed Book: 0019) Pa :00416 Co Cumberland Assessors' Parcel No. 10-21-0277-217 Tax Year 09/10 R.E. Taxes = 1 509.00 S I Assessments None Knwn Borrower WA Current owner Lester E & Lois J Mundorf Occu M: owner X Tenant vacant ,~ Ms a bed Fee S le Leasehold Pro T PUD Condominium HUDNA on HO N/A 1Mo. hborhood or Pro d Name Clearview Farms Ma Reference See Asses Parcel # census Tred 0113.04 Sete Price N/A Date of Sale N/A and i amount of ben concessions to be H seler WA LerMerK~ient Karen Dunkle Address 755 Panza. Drive Mechanicsbur PA 17050 bar Mark W. Heckman PA Cert. Ge neral R.E. A Address 1 09 Brid a Street New Cumbe rland PA 17070 Locatbn Urban X Suburban Rural fr'radominant Single family housing Pressrd land use °~ Land use change Built up X Over 7596 25.7596 Growth rate Rapkl X Stable Under 2596 Sbw occupancy X Owner s Ro CE AyGE 110 Low New poor family 78% 2d femiy 3% X Not IAcey ^ LRcey in process Property values Increasing X Stable Decinfng Tenant 515 H h 75+ MuiFfamiy 1 % To: Demendlsuppry Shortage X hbelarroa O~ersuppy X Vacant(06%) Predominant i Commercial 8% Market time Under 3 mos. X3.8 mos. Over 6 mos. vcmr owr sx 150-170 25-50 Vacant 10% Note: Race and the racial compwslHon of the neighborhood are not appraisal fedora. Neighborhood boundaries and characteristics: The Sub act roe is located in Ham 7ownshi .Boundaries include Ham en Townshi . Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stabiBty, appeal to market, etc.): This suburban nei hbofiood has most ublic utilities available relative) ea access to em to ant and services and is corn etitive ~° with other nei hbofioods in the eneraj area. Most have similar amenities. Market activi indicates avers a or better acre lance in the market lace. No unfavorable factors were observed which would adverse affect marketabiii . Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demandlsuppry, and marketing time - -such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): Market conditions in the sub'set's nei hbofiood has been favorable in recent ears due to consistent) f w mort a e interest rates. Housin values have reciated at a moderate rate as well. However the market in this area has slow and residential dwellin s are halo marketed for Ion er riods• icall 120 da s or less. A raisers have also encountered mores Iler concessions/assistance than in recent ears. If interest rates st at a moderate level and the local econom remains the same home rises should continue to remain stable. Project Information for PUDs (If applicable) - - Is the developeNbuilder in control of the Home Owners' Association (HOA)? YES NO Approximate total number of units in the subject project Approximate total number of units for sale in the subject project Describe common elemerds and reaeatbnel facilities: Dinensbns See legal description, not included. ~ Topography Level Yes X No SRe arse .20 Acre Corner Lot Size TVDical for area Specific zoning classKication and description Residential Sin le Shape Irr Ular Zoning compliance X^ Legal Legal norrcorrfomiiig (Grendfathered use) Illegal No zoning Drainage A ears ad uate H hest 8 best use as X Present use other use a fain view Avers e UtilRies Pubic Other Off-sRe Improvements Type Pubic Private Landscaping AVera e Elechkdty X 100 AMP street Asphalt © ixhrervay surface Concrete Gas Curb/gutter Concrete © Apparent easements TyDiCal utiii easement Water X Sidewalk Concrete X FEMA Special Fbod Hazard Area Yes No Sanitary sewer X^ street lights Standard X^ FEMA Zone X Map Date 03/16/2009 Storm sewer X None FEMA Ma No. 420360 0277E Comments (apparent adverse easements, encroachments, special assessments, slkde areas,lltegai or legal nonconforming toning, use, etc.): Site has avers e site im rovements avers eland in and ical maintenance. The site lm rovements and services to the site are ad uate and ace table in this market. There are no a rent adverse easements encroachments or other adverse onditions on this site. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No. of Units 1 Faundatbn Concrete Slab NO Area Sq.Ft. 1260 Root No. of Stories 1 Exterior Walls Brick Alum. Q'awlSpeoe NO 96 Finished 0% Ceiing Type (DetJAtt.) Detached Roof Surface Arch. Sh. Basement 100% Ceiiny Unfinished Walls Design (style) Ranch Gutters s Dwnspts. Aluminium Sump Pump Yes Wais Conc Block Floor Ezisting/Proposed FJdstin VYxMowType Double InSUI. Dampness None noted Floor Tile None Age (Yrs.) 52 StormlSoreens NOIYes settlement None noted Outskle Errhy No u EtiectMe A e rs. 18 Manufeaured House No Irdestatbn None noted ROOMS F Liv Dinin Kitchen Den Fa Rm. Rec. Rm. Bedrooms # Baths Laund Other Area .Ft. Basement 1260 Level t 1 Area 1 3 2 1 260 Level 2 0 0 Finished area above a contains: 5 Rooms• 3 Bedroom s • 2 Bat s • 1 260 u are Feet of Gross L Area ° INTERIOR Materbb/Condition HEATING KITCHEN EQUIP. ATj•tG AMENITIES CAR STORAGE: Fbors C t HW Vin/Av Type FWA Refrigerator ^ None Fireplec:e(s)# None Walls D alUAvera a Fuel Oil RangelOven X Stales Patb X Garege # of cars TrimfFinish Wood/Avera a CondibnAv Disposal Drop StaF Deck Attadned Bath Fbor Vin 1lAvera COOLING Dbhwasher ^ Scuttle X Porch Detached Bath wainscot Ceramic Tile/Av Central Yes Fanllfood X^ Floor ^ Fence Buii-In Doors HOllOwcore/Av Other None Mkrowave ^ .Heated ^ Pool Carport CorrdibrrAv washer er Finished Drlvewa 1 AddRbnal features (special energy efficient items, etc.): Hardwood fluorin under Ca et but condition is unknown• r lacement windows and new doors• u elect cabinet mirror and vin fluorin in hall bath. Condition of the improvements, depreciation (physical, functional, and externaq, repairs needed, quality of construction remodelingladditions etc.: These , im rovements are of averse uali frame deal nand reflect avers a maintenance. Pro a reflects normal h sisal de reciation and no deficiencies are noted. No unusual functional obsolescence or external load uacies were observ • Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or to the immediate vicinity of the subject property: No adverse environmental conditions were observed in the im rovements on the site or in the immediate vicini of the sub'ect roe I'AGt 1 C)F 2 Farw° Aha Fam t001 6.93 arodue.e u4q ACI °whrr., eoo.zM.etzr,wn.aa..e.mm Mark Heckman Real Estate Appraisers Vallewtlen Secllon UNIFORM RESIDENTIAL APPRAISAL REPORT Ft1eNo_ it]iRirch ESTIMATED SITE VALUE, • . , , . • .. , , , • , , , . , , • , • , • , , . = S ESTIMATED REPRODt1CTI0NCOST-NEW OF IMPROVEMENTS: Dwetfirlg ' 1,260 Sq. Ft. ~ S = S 0 Bsmt. 1260 sq. Ft. ~ i< = 0 Comments on Cost Approach (such as, source of cost estimate, site value, square foot calculation and for HUD, VA and FmHA, the estimated remaining economic IBe of the property): 1n view of the a of these im rovements the Cost A roach Patio Porch = cannot be considered an accurate indicator of value. ' carage,Carpart o sq. Ft. ~ s = o Total Estlmated Cost New ...... ....... = S 0 Less Physical Functional External Est. Remaining Econ. Lire: 32 Depn~ciatbn = S o Depredated value of improvements ................... = E 0 •As-is" Value of Stte Improvements . . .. . . . . . . . . .. . .. . . = S INDICATED VALUE BY COST APPROACH • • • • • • • • • • • = 0 ITEM SUBJECT COMPARABLE N0.1 COMPARABLE N0.2 COMPARABLE N0.3 101 Birch Court Address Cam Hill 4606 S Clearview Drive Cam Hi{I 1 Mayfair Court Cam Hill 109 N 36th Street Cam Hill Proxi to Su °.-~ 0.05 miles WSW 0.05 miles W 0.96 miles ENE Sales Price S WA "- <. " S 144 900 ' , m ''< . ~ S 160 000 .; : , - S 139 900 Pr1oelGnoss Liv. Area Data and~or VerificatbnSources S 0.00 fd Inspection AssesReC&MLS 105.23 (i3 ~ ' ' ";~' Assessment Records &MLS Assessment Records &MLS S 126.98 iA =:,~ ~ ~ ~ ~ Assessment Records &MLS Assessment Records &MLS S 121.86 fr7 Assessment Recants 8~ MLS Assessment Records &MLS VALUEADJUST'MENfS DESCRIPTION DESCRIPTION * - s wm,«t DESCRIPTION . • s DESCRIPTION + • s sales or Finandrg ~ Concessbns ;~ '~~~ ''` FHA None Known ~ Cornentional None Known ~ Conventional ; None Known Date of Sale/T&ne #~A ~ 4/28/2009 ~ 11/20/2009 ~ . 11!24!2009 Location sewn Mole. sown Naes sutvA rrae• Suburban/BTA -3 000 t.easeholdlF'ee Fee Sim le Fee Sim le ~ Fee Sim le ~ Fee Sim le site .20 Acre .18 Acre ~ .26 Acre ~ .19 Acre view Averse Avers a Averse Averse ' nand I Ranch/Avera a Ranch/Avera e ~ Ranch/Avera e ~ Ranch/Avera e orlon Averse Averse ~ Good -5 000 Avers e ; e 52 Years 50 Years 55 Years S0 Years condition Averse Better Than Av ~ -3 000 Good ~ -5 000 Averse Above Grade TcW ' Beme ' Bella Tatal ' adnne ' Be1M i Tab! ' Bdime ' BaIM ~ TaM ' Bdime ' aetla i . Room Count 2 5~ 3~ 2.00 6~ 3~ 2.00; 5~ 3~ 2.00' 5~ 3~ 1.00' +3,000 . Gross Liv Area 1 260 .Ft. 1377 .Ft. ~ -2 300 1 260 .Ft. ~ 0 1 148 .Ft. ~ +2 200 ~ Baserrlerltrt~Flrlished Rooms Bebw Grade Full Basement Unfinished Full Basement Recreation Room ' -8 000 Full Basement Recreation Room ' -8 000 Full Basement- Unfinished ' - Functonal Averse Averse ~ Averse ~ Averse " Hea /Coo Oil FA CA Gas FA No CA ~ +3 000 Gas FA CA Gas FA CA ; E Etik9eM items R I. Windows No +3 000 R I. Windows No +3 000 Gars a None 1 Att. Ca ort ~ -2 000 1 Att. Ca rt ~ -2 000 1 Car Att. Gera e ~ -4 000 - Porch, Patio, Deck, FRe b s ,etc. Porch, Patio None Similar 1 Flr lace ~ -2 000 Similar ; None ~ Similar ; 1 Fir lace -2 000 Fence Poe etc. None None ~ Wood Fence ~ -1 000 None Other None None None None Net Ad . tote ~ . °'. + ' S 11 300 + X - ` S 21 000 + X - ' S 800 Adjusted Sales Price , t ~ 1 Gi~S; ~ 3~:1. o '.j s~Io otCo rebb hJet' =`I•>~"10 ~ ~ S 133 600 .lit: ='1~~~1d ~ E 139 000 '~et: ~b`, 139100 Comments on Sales Comparison (including the subject property's compatibiltty to the neighborhood, etc. ): See Attached Addendum. ITEM SUBJECT COMPARABLE N0.1 COMPARABLE N0.2 COMPARABLE N0.3 Date, Prba and Data None within the None within the prior year of None within the prior year of 11/10/2008 Souroeiorpriorsales past 3 years. above sale date. above sale date. $1.00 within da Coon Records Coun Records Coun Records Coun Records Ar>eysis of arty wrrant agreement of sale, optbn, or fisting of the subject properly and analysis of arty prior sales of subject and conpaiables wlttdn one year of the date of apprabet. Accordin to the coup assessment records the sub act ro has not transferred within the st three ears. Accordin to the information in the r Tonal multi le listin service the sub'ect ro has not been listed for sale withi n the st three ears. INDICATED VALUE BY SALES COMPARISON APPROACH,,,,,,,,,,,,,,,,,,,,,,,,,,,,,••,,,,,.,,•,.•„•.•.,•„S 139000 INDICATED VALUE BY MICOME APPROACH ble Estimated Matket ReM Mlo. x Gross Rent Mu = S This appraisal TS made X "as is" subject to the repats, aiterattone, i-spedions or conditions Asted bebw subject to canpletbn i~ p~ ~ ~• ConditbnsorAppraisat See Attached Addendum. Final Recatdfiatbn: See Attached Addendum. • The purpose of this appraisal is to estknate the market value of the real property that is the subject of this report, based on the above conditbns and the oertlficetiorl, corltklgent - and Amithg conditbns, and market value deflnitbn that are stated in the attadted Freddie Mac Faun 439IFerxlte Mae Fonn 10046 (Revbed ). 1(VYE) ESTIMATE THE tiAARKET VALUE, AS DEFINED, OF THE REAL PROPERTYTHAT IS THE SUBJECT OF THIS REPORT, AS OF Janus 18 2010 ~ (1M'IICH IS THE DATE OF INSPECTION AND THE EFFECTNE DATE OF THIS REPORT) TO BE S 139 000 APPRAIS ~~'~ gUpE~ ( ). Signature ~/Gb~)tOG~ S nature 'C`'-'~'~t~ld QDkI Not Name Raetta Souders, PA Cert. Resid. R.E. Appraiser Name W. Heckman, PA Cert. G~erteral R E inspectF'roperty _ Date Repot Signed 01 /21 /2010 Data Re S ned 01 /21 /2010 . . State Certification # RL139741 State PA State Certtticatbn # GA000666L State PA Or State Licer-se # State Or State License # State '"""" "°' YA(3tLUF1 FeiW"-MeFonn1001 8A3 Ree„o.e uYp ACS ""e,on, eOO.Y.1~.ern.....a."e.mm Mark Heckman •Real Estate Appraisers ADDENDi1M Borrower. WA File No.: 101 Binh Properly Address: 101 Birch Court Case No.: City: CE1rr1p Hill State: PA Zip: 1 701 1-4002 Lender. Karen Dunkle Comments on Sales Comparison After a thorough search of all available market data, the three sales used are considered to be the best indicators of value. After consideration of all relevant factors, the comparables used are the best indicators of value although they are all higher in price than the final value estimated for the subject. All three sales are considered to be reliable indicators of value, and are weighed similarly in the final reconciliation. Appropriate adjustments have been made for all differences. Comparable sales used are all closed sales. In osier to find comparable sales, it was necessary to use Tess recent sales. it is noted that Comparable Sale No. 1 occurred over six months prior to the appraisal date. Comparables that sold within six months of the date of the appraisal were significantly different in size, special conditions, age, and style. A condition adjustment was made to Comparable No. 1 because the exterior and most of the interior has been recently painted and the kitchen counters have been updated. A quality of construction and condition adjustments were made to Comparable No. 2 because of the recently remodeled kitchen with island and newer appliances, new roof, new heating/cooling system system, and recently painted interior. A location adjustment is warranted for Comparable No. 3 because road/highway noise is less audible. Conditions of Appraisal This appraisal report has been prepared with the property in "as is' condition. The appraiser considered only those items that were permanently attached to the property as realty. Any items not so affixed, such as refrigerators, washers, dryers, above ground swimming pools, etc., were not included in the estimate of the market value. No personal property has been included in this valuation. Final Reconciliation THE APPRAISER HEREBY CERTIFIES THAT THIS REPORT HAS BEEN PREPARED IN COMPLIANCE W ITHIN THE UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICE(USPAP), THAT THE APPRAISER iS A DISINTERESTED PARTY AND THAT THE VALUE STATED IN THIS REPORT IS ACCURATE TO BEST OF THE APPRAISER'S ABILITY, AND THIS VALUE HAS NOT BEEN PREDETERMINED. This appraisal assumes a reasonable marketing period for the subject property of four months. The Sales Comparison Analysis reflects recent activity in the market place and is given the most weight. In view of the age of these improvements, the Cost Approach cannot be considered an accurate indicator of value. This appraisal is based on readily observable conditions and is not to be considered as a thorough home inspection to analyze or warrant the subject property and/or its mechanical systems. naaenwm Page ~ a 1 Fae No. 101 Birch DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or aeative financing or safes concessions' granted by anyone associated with the sale. 'Adjustments to the comparables must be made for special or cxeative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identiftable since the seller pays these costs in virtualty all sales transactions. Special or creative finanang adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should no# be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the markets reaction to the finanang or concessions based on the Appraiser's judgment. STATEMENT OF LIMITING CONDITIONS ~-ND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included onty to assist the reader of the report in visualizing the property and understanding the appraiser's determination of fts size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Specal Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in file appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the properly 7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanrke manner. 10. The appraiser must provide his or her prior written consent before the lenderlclient specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lenderlclient may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 100466-93 FAe No. 101 Bi rch APPRAISERS CERTIFICATION: The Appraiser oertfies and agrees that: 1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the safes comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. If a significant item in a comparable property is superior to , or more favorable than, the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted sales price of the comparable. 2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the appraisal report are true and correct. 3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and limiting conditions spedfled in this form. 4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property. 5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a spedfic mortgage ban. 7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the markefing time noted in the neighborhood section of this report, unless I have otherwise stated in the recondliation section. 8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property. 9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional assistance from any individual or individuals in the pertormance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certiti- that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and condusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal acrd the appraisal report. ADDRESS OF PROPERTY APPRAISED: 101 Birch Court, Came Hill, PA 17011-4002 APPRAISER: Signature: ~~~ Name: Raetta Souders. PA Cert. Resid. R.E. Augraiser Date Signed: 01121 /2010 State Certfication #: RL139741 or state License #. State: PA Expiration Date of Certiflcation or License: 6/30/2011 GA000666L SUPERVISORY APPRAISER (only If required) Signature: Name: M W. Heckman. PA Cert. General R E Agar Date Signed: 01/21/2010 State Certification #: GA000666L or State License #: State: PA Expkation Date of Certification or License: 6/30/2011 X^ Did ^ Did Not Inspect Property Freddie Mac Form 439 6-93 Page 2 of 2 Fannie Mae Form 100466.93 Borrower N/A File No. 101 Birch Address 101 Birch Court Cam Hill Coun Cumberland state PA Code 17011-4002 Lender Karen Dunkle APPRAISAL AND REPORT IDENTIFICATION This Appraisal Report is one of the following types: ^ Self Contained (A written report prepared under Standards Rule 2-2{a), pursuant to the Scope of Work, as disclosed elsewhere in this report.) X^ Summary (A written report prepared under Standards Rule 2-fib), pursuant to the Scope of Work, as disclosed elsewhere in this report.) ^ Restricted Use (A written report prepared under Standards Rule 2-2(c), pursuant to the Scope of Work, as disclosed elsewhere in this report, restricted to the stated intended use by the spedfied client or intended user.) Comments on Standards Rule 2.3 I certify that, to the best of my knowledge and belief: • The statements of fact contained in this report are true and correct. • The reported analyses, opinions, and conclusions are limited ony by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions and conclusions. • I have no (or the spedfied) present or prospective interest in the property that is the subject of this report, and no (or the spedfied) personal interest with respect to the parties involved. • I have no bias with respect to the property that is the subject of this report or the parties involved with this assgnment. • My engagement in this assignment was not contingent upon developing or reporting predetermined results. • My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occxsrence of a subsequent event d~ecty related to the intended use of this appraisal. • My anayses, opinions and condusans were developed and this report has been prepared, in conformity with the Unfform Standards of Professional Appraisal Practice. • I have (or have not) made a personal inspection of the property that is the subject of this report. • No one provided significant real property appraisal assistance to the person signing this certification. (If there are exceptions, the name of each individual providing significant real property appraisal assistance is stated elsewhere in this report.) Comments on Appraisal and Report Identification Note any USPAP related issues requiring disclosure and any State mandated requirements: the APPRAISER: Signature: Name: Raetta'Souders. PA Cert. Resid. R.E. Appraiser Date Signed; 01/21/2010 State Certification #: RL139741 or State L'ioense #: State: PA Expiration Date of Certification or License: 6/30/2011 Effective Date of Appraisal: JanuaN 18, 2010 SUPERVISOR PPRAISER (only if re~'qu~~tre Signature: - -_ Name: MaAc W. Heckman, PA Cert. General R.E. Appr. Date Signed: Oi/2i120i 0 State Certification #: GA000666L or State License #: State: PA Expiration Date of Certificatan or L'x:ense: 6/30/2011 Supervisory Appraiser inspection of Subject Property: ^ Did Not ^ Exterior-onq from street ©Interior and Exterior R•Oune m4,p ra.•nw... eoo.z++.ern www.aw•E.a•m uso,~noe oe~ooe FLOORPLAN Borrower: N/A File No.: 101 Birch Property Address:101 Birch Court Case No City: Camp Hill State: PA Zip• 17011-4002 Lender: Karen Dunkle ~ a~ B~denn pyy~Mp KMtlrn BM b OM Blpy ~ OM Bwm~M ~ LAhp ROOM B~6oom ,y Sketch by Apex IV WindowsTM' 'i ti :r t ,; _ _ Cods AREA CALCULAl'IONS SUMMAFIY Dascriptkm S;za Totals (~IJ-1 first floor 1260.00 1260.00 TOTAL LIVABLE (rounded) a 1260 LIVING APEA BREAKDOWN 8roskdown Subtotals first floor 30.0 x 41.0 1160.00 '. 1 Area Total (rounded) 1260 PH (717) 774-7202 FAX (717) 774-0383 EMAIL heckmanannraicarcfra~nm~act not SUBJECT PROPERTY PHOTO ADDENDUM Borrower: (WA File No.: 101 Birch Pro Address:101 Birch Court Case No.: City: Camp Hill State: PA _ Zp: 17011-4002 Lender: Karen Dunlde FRONT VIEW OF SUBJECT PROPERTY Appraised Date:January 18, 2010 Appraised Value: $139,000 REAR VIEW OF SUBJECT PROPERTY STREET SCENE Borrower: WA _ Fite No.: 101 Birch Property Address:101 Birch Court Case No.: City: Camp Hilt State: PA Zp: 17011-4002 Lender: Karen Runkle ,.. ;:. +::,; Living Room Kitchen Master Bath ., . Bottcnivef: N/A File No.: 101 Birch Property Address:101 Birch Court Case No.: City: Camp Hiil State: PA Zip: 17011-4002 'Lender: Karen Dunkie Bedroom Bedroom Master Bedroom Borrower: iWA File No.: 101 Birch Property Address:101 Birch Court Case No.: City: Catnp Hill State: PA Zg: 17011-4002 Lender: Karen Dunlde Bath ,. COMPARABLE PROPERTY PHOTO ADDENDUM Borrower: WA File No.: 101 Birch Properfir Address:101 Birch Court Case No City: Camp Hill State: PA Zip 17011-4002 'Lender: aren Dunkle ~ ~ „~F. ~ ~ ~ t, ~ ~ ~ .may Oar ` ~ F t ~;' ~ M~. ~ +~ +~b'. ~ wt )..k r t P~S • .. ~p ~ ~4.. ~'~l e",ln# • a.. ~ N M.. ~ , 8 ...~.~. ~..~ a . ~~~~ , ~ ~y~ •C ix ~ ` 'Y ~ l^a r.~ '* ~ ~ " ' I i n7s*n.s~.,,,,.y+, ~ ,, , '.{ ~ ~i'k1' `'~"Y4 1 ., +t ~ F Yq SA 'S v* ~~YU~ ~ ~4 ~ OR ` x+ •l.s ` S~FP ~ Ti'^k ~ lF.~! ~,nk n p ++ W - 4 FJF ~• :: P~ t~Q{ ~ . i4A~` 1. • .y.iy ~F.. ; a' w ~ , , V #I a N^ !4 Y ~•• ~ i ~n ~',.W ~,`;lw ~ k ~ , "wlR~~ ~. ... _. ~~a~ • a~,F '~^ ~~ ~ ~' w •.Y: M,. fi ~. :,. . 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Mail ~,,~~~~~is ~~~~~~~ Search WebTSearchmM Dow '~' 0.21% Nasdaq f' 0.51% Tue, Mar 9, 2010, 10:53AM ET - U.S. Market close in Shrs 7mins GRr GtWT[3 ~ Finance Search Verizon Communications Inc. (VZ) TRA©E j "` . ~-`!>$7.95 E. J1MiAITR/lil~~ ' M. oHUlvrs Ta~aEs FRE E ~ DA,~ ~~ tx~a, , E~MTRRDL. SEglRlilEt LLQ ,„„,,,~;„,~,,,„,.~,,,,~_~„~,___,~,~;~ Historical Prices SET DATE RANGE Start Date: Nov 25 End Date: Nov 25 PRICES Date 25-Nov-09 Get Prices i~~~ ~~~' Get Historical Prices for: GO ADVERTISEMENT ~o~ Daily 2009 Eg. ]an 1, _ 2003 +. _,~ Weekly 2009 ~:_:~ Monthly _ ~:_ Dividends Only First ~ Prev ~ Next ~ Last ~ T . = Adj ~ cntors. - ~ , , Open High Low Close Volume Close* 31.96 32.11 31.81 32.03 16,418,100 31.57 * Close price adjusted for dividends and splits. First ~ Prev ~ Next ~ Last r~ Download To Spreadsheet -~ Add to Portfolio 4. Set Alert ' :Email to a Friend Get Historical Prices for Another Symbol: ~~ Svmbol Lookup At 10:38AM ET: 29.89 t' 0.26 (0.86%) ver~~n IMPORTANT TAX RETURN DOCUMENT ENCLOSED '"***"""`*`AUTO" 3-DIGIT 170 000149!0055272 0 5 5 2 7 2 I{~{I1~1{II{I{111{"1'11{'1{{NI{111{{Il~l~~ldlll{'Ifi'{I{'{'{ LOTS J MUNDORF i~ LESTER E MUNDORF JT TEN 7 101 BIRCH COURT ~r' CAMP HILL PA 17011-4002 `~ compute Computershare Trust Co PI Providence, RI Within USA, US territories 8 Canada 81 Outside USA, US territories 6 Canada 7l vwvw.computershare. Verizon Communications Inc. is incorF the laws of the Bolder Account Number 00008973334 i~iom~~i~ei 001 CS0006_RPS. DL TY_PG t . VZN.122E Verxdn Cammunica~ans C~~rec~`Ii~vest Statement R Is important to retain thls statement for tax reoottino pumoses. and for use as a reference when you access your account online at our websfte or when coMading Computershare. Holder Account Number If you want to make an optional cash purchase at this time, please make your check payable to Computershare. Please write your Number and the Company name on the check or on your cover letter. Please send your check to: Computershare, P.O. Box 6006, 60197-6006. - ACCOUNT SUMMARY As of close of stock rn1 .Stock glass ~ Certificated Shyaresl f Direct Registration ~ tnvestmenf Plan ~ Totai ( dosing I Descri ticn 1lntts Heid b You I Book 5haresiUnits Book ShareslUnits ShareslUnits Pbr $harelUn DSPP -Common Stock 56.000000 0.000000 110.457922 136.457922 29 ~ ^--- - _" Dividend Reinvestment Activity This section includes information only for shareslunits for which dividends are reinvested. Record Paymetrt Dividend 4 Stock Class.. ` ' .Dividend Reinvestment ~ Gross I T ~ Date Date ~ Rate ($} I Description I ShareslUnits Dividend ($) Wtthhel 09 Oct 2009 02 Nov 2009 0.475000 Common 134.369261 63.83 Transaction History From: 01 Jan 2009 This section pertains only to ttook~ntry shareslunits. D t Transaction I Transaction I Deduction I Deduction I Net I Price Per Trans: e a Description 1 Amount ($) Description i Amount ($) I Amourrt ($} ShareNnit ($) Sharesi Plan Transactions DSPP -Common Stock Balance Forward 02 Feb 2009 Dividend Reinvestment 59.21 Transaction Fee 2.06 57.15 30.116986 t Oi May 2009 Dividend Reinvestment 60.09 Transacta~n Fee 2.06 58.03 30.581757 t 03 Aug 2009 Dividend Reinvestment 60.96 Transaction fee 2.06 58.90 31.848930 1 02 Nov 2009 Dividend Reinvestment 63.83 Transaction Fee 2.06 61.77 29.573973 2 IMPORTANT TAX RETURN nnCt t~ ~ ~ ., _. - - ,,,iCATE OFTiTL~E F °;13=: ~~EI~;I,CLE-W DATP PA TTRED DATE`OKIBSUE •••~UNIADB1 4YElOHT K"~~~pyyyq ""g~yy"q' ~ "`",••1TT1EBRN,p .~ ~~ ~ ~ ~. y - `~4 ~,r ~~e~rzt. M ~, `, _ `~ ~;, - k.• , t 1,~~~~. I, o'w -xi.- - '~.. ~;~ ~ . ~ ~. 4. IXEMPi FRCUI.000AIE'IEp p1~G~~,', ~- ~ J " . er :- ~ "~~ry S ~ ~ t~ P ~ I&WAB A~POUCE YENIOLE ~§ [ r,. 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(TYPE OR PRINT) Certificate of Title must be submitted within 20 days, unless the purchaser is a registered dealer holding the vehicle for resale., '1 .. . ~ f ~ WARNING -FEDERAL AND STATE LAWS REQUIRE THAT YOU STATE THE MILEAGE (ODOMETER READING) IN CONNECTION WITH THE TRANSFER OF OWNERSHIP. FAILURE TO COMPLETE OR PROVIDING A FALSE STATEMENT MAY RESULT IN FINES AND/OR IMPRISONMENT. IMPORTANT NOTICE Please be advised that in lieu of notarization on this form, verification of a person's signature by an Issuing agent who is licensed as a vehicle dealer by the Pennsylvania State Board of Vehicle Manufacturers, Dealers and Salesperson, or its employee is acceptable. The signature and printed'name of the issuing agent or the' issuing agent's employee, date of verification, the issutng agenUlicensed dealership's dealer identffi- catbn number (DIN) anal business name, must be listed in the space provided for nQta~rization. Vehicle seile~ and purchaser must sign only in thepresence of an officer empowered to. admtnister'oaths or an authorized agent as identified above. A, • • • ~ FIRST /M~.I. _ YVY~-owlty to th~ilsd d.mylar IalowM6p~ Itrl ttw odanabr rwdh0 y ~: ~ ~ ::, ~ ~ ^Yfdt, 4~ ~achW rtilNp~ of Ih~ vehicle, HUB~R ~ p i ;~k~ °~ ~~+y~, ' ` _M~ I P y ; ~a~ ~4 i~ ~ . Op.PtiRCHAeER -~~ ' ''; m r a~ u;. ~ ~~?YI .. '~ ~ I a NOT tM rcfuU mlle~pe . Ap4P ~ ~~Ce~~~~„„ INO. Odorr>rt~dscr/pricy ~ ~I~~I~r~ CITi' ~~~ J, { V ny ud Clu oNrwNtly b hn!*¢5' YYd~ ~'1Yf~cwtlty tlgi i(~f Wltl~d fp Cy pN~prr(~} O[ ~Y dMMf ~Nd. STATE ZIP SUBSCRIB~b MiCt N ~ ~ w,,~.. ~ -- ~ ~ $ ' ~~ ~ ~ e,. ~S y~, . ._ ~ Av TO BEFORE M ~ R _ E'~/I~^~ r `i YL tA.; ~~~~ ~' '" _ ~ ~ co-PUFlCrusER sronaruRE .;t idly b d ~"` 13 d C 'C h t - u'° ~ 'PURCHA9EP ANUGR CO-PURCHASER UST Q.U ( S D Y} Camp HiII BprO~ n jt~ up1 lfklp 9f _ I , My Cornmiscion~rt>~ga S~pfemhe~t~,~tl~3 .~.... ,.,~, ~3 ~ ~ t ~ _ ,,. ~'a ^- ~ , ' SELLER ANDIOR . t21t9 K.L ~' h41NOPE~R KTMNAME N~ ~. ~~ /'~ ~ B. • ~ . • yyy~c~rlNy w d~ml'/av IawwNdp~ lptt tlr odanwr rwd4ip h ~ ~ ~ ~~ ' 1 f ~ ~ ,, U13'r FRST M:L !` fYnpe 0/1M 1n.hid e; 1 '~SW L•'!tW n ,lrYY uGU_..._u eq~;i~-1~ ~ '~~ -. ~ .. rl,'RCH{8 AUR P1AL B~1&NESB NAME _ k .onr N.}~nftf(o+•irp 6oyM b dpdytl' 1 ~ 1~ 1J0T Ne iYtU,l mlledQe amourM dmbgys F ~ C0.PURC HABER _ ~ ~~,~'{n°drN~l Inds ~ . ~- WARNING: L)docne<~r tlucr/pancy -`'~; y 1 ~~ -M,I~vef11C1~ a IEEE 01 ~Y ~sl[urtbrarTA entl tlNl'~1@OMM/tl`.Ip is hEteuy U7Y ~ STREET A()DRESS __ 5 ~' to tM psttv~te} a ir4 tl~ab/ Eal~d. 'll il cm SUBSCRIBED AND SWORN TO"QEFORE ME ' ~"'~ zIP Rp~EPRaE oar r R ~ !(3.•1~T PE INV Riw~ l?A - ~ ~ B TUBE -. , .. ' ... PVRCHAS EA AN6 T:. CPPURC]1A.SER 4 . . .. .. _ (~ ~. ~ ~. ~~ $EI~ I.. ~, .. f' ~. ~ N~JTSNAME HERE ~ ~ ~,,.. . . . • / 1 WW:pf1~. M~tlU OMI clrty/otr g1a,Aldp~ Mvt yY OtbrrMllt rMy~,.y v .r.ow I~pr a mp ~"••~ UST i FIRST M.I. eir~7 u9eq pR Fuu. E ,~ j ~ tq :~ ~ R[~1~6ER 1t~1l~YgRMNf3'9dMM1A'drC rrlpfol' ~ ~ ~Al'+~S r k.adr.Rr.6am4r~ .,d n,.~ aw o.r»N>'v ~ nww" E ss nn - ri. a..+a w.a _ - cm 34gSCRI1g3~f3AND 51N0(~N ,; . r TtJ BEFOF~E ME . `+ STATE `,: PP PIRiCHABE PRICE N ~ .. MV'. . ,. - - „- ~.. .. :i ..~ I GAl}i Via'' ~ PU SgtUTURE .. ~ ~ CO-PVRGHA.~ER 57GNA pp~~ CO-PURCNASE~ST ~_ ~ ~ 3~ A Nr~NAME HERE - /~ f1 w..~wv ......~ .~ ~~n..w~r~u rnn nee A. CD TITI C:A-11' f PAl1D1 CTL CCPTIAW 11 TITI INfi CCCC C MEMBERS 1st FEDERAL CREDIT UNION SAVINGS ACCOUNT: Account Number/Suffix Date Axount Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner Date Joint Ownership Established CHECKING ACCOUNT: Account Number/Suffix Date Axount Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner Date Joint Ownership Established INVESTMENT SAVINGS ACCOUNT: 187728-00 05/05/1997 $177.93 $.04 $177.97 Karen Dunkle 05/20/2005 187728-11 05/05/1997 $.00 $.00 $.00 Karen Dunkle 05/20/2005 Account Number/Suffix 167728-05 Date Account Established 05/05/1997 Principal Balance at Date of Death $19,806.97 Accrued Interest to Date of Death $6.52 Total Principal and Accrued Interest $19,813.49 Name of Joint Owner Karen Dunkle Date Joint Ownership Established 05/20/2005 CERTIFICATES OF DEPOSIT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner Date Joint Ownership Established 167728-40 06/07/1999' $7,339.35 $13.13 $7,352.48 Karen Dunkle 05/20/2005 'Opened by transfer of funds from 167728-05. VISA CREDIT CARD ACCOUNT: Account Number/Suffix Date Account Established Balance at Date of Death Name of Joint Cardholder 4872090000278818 05/25/2005 $562.76 None BERS 1sT FEDERAL CRED ION ~' ~~~- anielle A. 'ne Insurance Services Specialist December 23, 2009 Estate of: LOIS J. MUNDORF Dats of Death: 11/25/2009 Social Security Number: 182-22-7440 5000 Louise Drive P.O. Box 40 Alechanicsbur~, Penns~-Ivania 17055 (800) 283-2328 ~~1~~~:memberslst.or~ v u,.. ,i. tv iv ~. tt~~+i inv unn~~ YIL /VJ 1/Y7 P1V~ ~~aYw~wAY January 15, Zola . stone, I,efaver 8c Shcklctski Attorneys at Law Qeraid Shekletski Esq 414 Bridge St PO Box E New Cumberland, PA 17070 RE: Name: Lois J Mundorf SSN: 282-22-7440 DOD: 11-25-2009 Dear Mr. Shekletski: irv. 7 1 1 ! r. ~~ ~ In response to your request for Date of Death (DOD) balances for the customer noted above, our records show the following: Cbecki~ag A,ccougt Account # 5140045297 Established: 02-i0-2pp~ I.OIS J MtJNDORF KAREN L DYJNKLE DOD balance: $647.66 non interest bea~ng . . Pease note that this otFce provides date of death balances for deposit accou~ats (IRAs, CDs, Checking end Saviags). We do o~ot process any $nanclal trsnsaclions or provlde statement. If you need assistance with anyr of these items, please caU ]-888-PNCrBANK (1-888-762-2265) or stop by your Local PNC $enk branch oi8ce. . Sincerely, National Financial Services Center PNC Bank, N.A. Member FDIC Pagc 1 of l STONE L~,FAVE13 & SHEKLETSKI ATTORNEYS AT LAW DAVID H. STONE GERALD J. SHEKLETSKI ELIZABETH B. STONE 414 BRIDGE STREET POST OFFICE BOX E NEW CUMBEBLAND. PA 17070 www stonelaw net OFCOUNSEL CHARLES H. STONE JON F. LAFAVER VIA HAND DELIVERY: March 26, 2010 Cumberland County Register of Wills and Clerk of Orphans' Court Room 102 1 Courthouse Square Carlisle, PA 17013 Re: Estate of Lois J. Mundorf Social Security No. 182-22-7440 File No. 21-09-1116 Greetings: TELEPHONE (717) 774-7435 FACSIMILE (717) 774-3869 Please find enclosed an original and one copy of the Inventory and Inheritance Tax Return in the above captioned estate. Please clock in the copy of the Inventory and send it back to our office with the receipts in the enclosed stamped addressed envelope. Also, enclosed are two checks, one in the amount of $30.00 for filing the return and inventory, and one in the amount of $6,689.30 for payment of the Inheritance Tax. Please note that these documents are hand delivered to you on March 26, 2010. Thank you for your attention and assistance in this matter and should you have any questions, please call our office. Very truly yours, STONE LaFAVER & SHE Gerald J. Shekletski GJS/jam Enclosures cc: Karen L. Dunkle, Executrix