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HomeMy WebLinkAbout10-2161Burton Neil & Associates, P.C. By: Yale D. Weinstein, Esquire ID. NO. 89678 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. 701 East 60th Street N Sioux Falls, SD 57117 Plaintiff V. 0 -01 ? C_' f f N IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PAMELA J GOODALL : NO. 10 -011(ol &Vi - rn 7 Emlyn Lane, Mechanicsburg PA 17055-8017 Defendant CIVIL ACTION -LAW Complaint - Notice You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Assoc. ^ 32 South Bedford Street S Carlisle, PA 17013 Telephone No. 717-249-3166 or 800-990-9108 $q? ? oo ?D p? C-24806 er 7al 83 P-* aAWY Burton Neil & Associates, P.C. By: Yale D. Weinstein, Esquire ID. NO. 89678 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. 701 East 60th Street N Sioux Falls, SD 57117 Plaintiff V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. PAMELA J GOODALL 7 Emlyn Lane, Mechanicsburg PA 17055-8017 Defendant CIVIL ACTION - LAW Complaint 1. Plaintiff is Citibank (South Dakota), N.A., with place of business located at 701 East 60th Street North, Sioux Falls, South Dakota. 2. Defendant is Pamela J Goodall, who resides at 7 Emlyn Lane, Mechanicsburg, Cumberland County, Pennsylvania. 3. Plaintiff is a national banking association, engaged in various types of banking business including consumer lending through the issuance of credit cards. 4. Plaintiff furnished consumer credit to the defendant by means of a(n) AT&T Universal credit card with account number ending in 2133 hereinafter referred to as the credit card account. 5. Plaintiff kept accurate running records of all debits and credits to the account. 6. Plaintiff mailed to defendant monthly statements for the account including the billing statement attached hereto as Exhibit A. The monthly statements accurately stated the previous balance, the debits and credits to the account for the prior billing period. 7. Before plaintiff mailed Exhibit A, defendant had for many months made payments on account of the billing statement or retained the statement without payment. 8. Defendant's actions as set forth above constituted an account stated between parties for the sum of $6,725.50 which sum reflects the Exhibit A statement balance less credits, if any, which were applied subsequent to the date of Exhibit A. Wherefore, plaintiff demands judgment against defendant for the sum of $6,725.50, and the costs of this action. By: ei184,AsAociates, P.C. Y D. Weinstein, Esquire A rnev for Plaintiff The law firm of Burton Neil & Associates, P.C. is a debt 3 • ct Z C u A 4 N Hm N • 7 m >?OJ um °c? qv wQdr c? •e v m O? E 0 0? 1s.V N , O m n Y O!D 70 mry P a v m • C `D d P N > C O J O av O O ` N U E m Y J O ' ? - ; E 00 co > 7 W 7 V d m N Qa < 4 ' T J ?o cv 3o ¢o 0 D P DA A O ? J? N f a 0 J ;l ?i n P O O Y_ fV y> Ill V O Q m r 7 G '0 U u u a Q o > an O > • E n a N e 1 p ? c= m? W ZO <z z_a LLujj iY LL? M w? LL< ;N Q?• m LL` W QFW .i • ZW4 S ?W . r W m d M N L O w ?? a V • O¢ c z I O ?+ O C m i3o ?y 3E[E[[f[O k 0 G V m? 01 Q m o r 10 N py O • !E H 4 ? UiC ?N 7 a ip n O 21 U 0 G O d .E H O d 0 L v M d a 0 0 0 0 ? O en O w n cD m H E ds E o p T d, 6? u E ro y T E $ ° aZt ° N Q E E n ° - moo E _ c+a" IL C N N _ Y r ° > 0 • Y y E E ? a_'ou w +± 0 in y N J O N c - J U ? dI c 7G0 Y! 9 in C` _l y v L Y ? y T Q E U) in d d> d« oa Z 1- Y Q t ?'cc 7 r V IL O ?`- iR {Jto: ;6 M Y p1 10 ° 4 U a E i L o> date F60 ------- amount Cain -------- ?rieih a ------- pouch and f.ttow payment instructions on reverse Mak.enscapay.bi.to:AT&T Universal Card Total New Balance: Account Number. 2133 $7.157.514 I / ij(J Amount Enclosed: Minimum Amount Due: $7.157.54 Payment Due Date: payment must be received by 5:00 PM 01/3012009 local tone on the payment due data. 000000 PM 32 A 0 PAMELA J GOODALL 7 EMLYN LN AT&T UNIVERSAL CARD MECHANICSBURGPA 17055-8017 P.O. BOX 182564 COLUMBUS, OH 43218-2564 DCHIBIT__.$- a Verification Mark Molinario I am employed by Citicorp Credit Services, Inc. (USA) (hereafter CCSI), a subsidiary of plaintiff, Citibank (South Dakota), N.A. CCSI is a service provider for plaintiff in that it services credit card accounts owned by plaintiff. I am authorized to make this verification on behalf of plaintiff. The statements of facts set forth in the complaint are true and correct upon my information and belief and are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unworn falsification to authorities. r Signature C-24806 Pamela J Goodall Account number ending in 2133 1000 ti c BURTON NEIL&ASSOCIATES, P.C. Yale D. Weinstein, Esquire, Id. No. 89678 1060 Andrew Drive, Suite 170 West Chester,PA 19380 -rte 610-696-2120 s© Ch Attorney for Plaintiff - - CITIBANK(SOUTH DAKOTA),N.A. IN THE COURT OF COMMON P� 'S =' Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 10-2161 CIVIL TERM PAMELA J. GOODALL Defendant : CIVIL ACTION- LAW Plaintiffs Motion for Summary Judgment Now comes plaintiff, Citibank(South Dakota),N.A., by and through its undersigned attorneys, Burton Neil &Associates, P.C., and hereby moves under Pa. R. C. P. 1035.2 for summary judgment against defendant, Pamela J. Goodall, in the sum of$6,725.50,plus the costs of this action, and, in support thereof, avers as follows: 1. The pleadings, consisting of the complaint and answer, are closed. 2. Plaintiff served defendant with requests for admission which defendant did not answer. A true and correct copy of the requests for admission thereof, is attached hereto, incorporated herein and marked Exhibit A. 3. Plaintiff's affidavit in support of summary judgment is attached hereto, incorporated herein and marked Exhibit B. 4. There is no genuine issue of material fact which will require a trial. Therefore, plaintiff is entitled to summary judgment. Wherefore,plaintiff moves the Court to enter summary judgment pursuant to Pa. R. C. P. 1035.2 for it and against defendant, Pamela J. Goodall, in the sum of$6,725.50,plus the costs of this action. Burt/ Neil sso iates, P.C. i By Yale einstein, Esquire Attorne f r Plaintiff In making this communication, we advise our fmn s a debt collector. Burton Neu LAW OFFICES Edward J.O'Brien BURTON NEIL&ASSOCIATES,P.C. Yale D.Weinstein Derek C.Blasker 1060 ANDREW DRIVE,SUITE 170 Brit J. Suttell WEST CHESTER,PENNSYLVANIA 19380 Neil Sarker 610-696-2120 Daniel A Payne Facsimile 610-696-4111 Trenton A Farmer Email:Burton.neil @burt-law.com Dr o File# February 22,2011 C-24806 Pamela J Goodall 7 Emlyn Lane Mechanicsburg PA 17055-8017 RE: Citibank(South Dakota),N.A./CITI AT&T UNIVERSAL MASTERCARD v.Pamela J Goodall Account number ending in 2133 Dear Ms. Goodall: I herewith serve upon you plaintiffs First Set of Requests for Admission. Very•truly yours, Yale D. Weinstein I _ YDW/mis i In making this communication,we advise that this firm is a debt collector. i Postal • • M (Domestic Provided)— Er t` r . ru OFFICIAL US M in P°ampe $ t` nui CoMed Fee Poetmadc C3 C3 ( R ReRcelPt ) Here G Restricted t�livery Fee O (EndocsemeM Required) cc NTOW Poefte 6 Fees o - z . or Ow t-A _ IT Burton Neil&Associates,P.C. By: Yale D. Weinstein,Esquire ID.NO.89678 1060 Andrew Drive,Suite 170 West Chester,PA 19380 610-696-2120 Attorney for Plaintiff CITIBANK(SOUTH DAKOTA),N.A. : IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY,PENNSYLVANIA V. NO.10-2161 CIVIL TERM PAMELA J GOODALL Defendant : CIVIL ACTION-LAW PlaintiWs First Set of Requests for Admission to Defendant Plaintiff,by its undersigned attorney,hereby serves upon defendant the within Request for Admissions pursuant to Pa.R.C.P.No.4014. Your attention is called to Rule 4014(b)which provides: Each matter of which an admission is requested shall be separately set forth The matter is admitted unless,within thirty days after service of the request,or within such shorter or longer time as the court may allow,the party to whom the request is directed serves upon the party requesting the admission an answer verified by the party or an objection, signed by the party or by the party's attorney;but,unless the court shortens the time,a defendant shall not be required to serve answers or objections before the expiration of forty-five days after service of the original process upon him or her. If objection is made,the reasons therefore shall be stated. The answer shall admit or deny the matter or set forth in detail the reasons why the answering party cannot truthfully do so. A denial shall fairly meet the substance of the requested admission,and when good faith requires that a party qualify the answer or deny only a part of the matter of which an admission is requested,the party shall specify so much of it as is true and qualify or deny the remainder. An answering party may not give lack of information or knowledge as a reason for failure to admit or deny unless the answering party states that he or she has made reasonable inquiry and that the information known or readily obtainable by him or her is insufficient to enable him or her to admit or deny. A party who considers that a matter of which an admission has been requested presents a genuine issue for trial may not,on that ground alone,object to the request. That party may, subject to the provisions of Rule 4019(d),deny the matter or set forth reasons why he or she cannot admit or deny it. Requests for Admission 1. With reference to the monthly billing statements for defendant's credit card account with plaintiff copies of which are attached hereto as requests for admissions exhibits 1 through 35: a. Defendant admits that the detail set forth in each monthly billing statement accurately reflected for the monthly billing period defendant's use of the account and accurately reflected all charges and credits to the account. b. Within 60 days after defendant's receipt of each monthly billing statement defendant admits that no writing or other communication disputing,protesting or objecting to any of the charges or credits appearing in the monthly billing statements was sent by defendant to plaintiff.. c. Defendant admits that with respect to each monthly billing statement,a written billing error notice was not sent to plaintiff. 2. Defendant admits that after receipt of the monthly billing statements marked exhibits 1-3,5-7, 9, 10, 12, 13, 15, 17, 18,21,23,25,28 defendant made a payment which was reflected as a credit in the following month's statement. 3. Defendant admits that after receipt of the monthly billing statements marked exhibits 4, 8, 11, 14, 16, 19,20,22,24,26,27,29-35 defendant did not send a payment to plaintiff. 4. Defendant admits that the last payment made on the account was posted by plaintiff on May 1,2009 and is reflected in the exhibit 29 monthly billing statement. 5. Defendant admits that balance owed on the account is$6,725.50. Burton Neil&Associates,P.C. By: Yale D. Weinstein,Esquire In making this communication,we advise that this office is a debt collector. C-24806 YourAWLhkw3drAIrdStmt 0AW Uniei mW Card Page 1 of 3 PAMELA J GOODALL H"To R"ch Us Visit:www"mmal . %I.c*nw 0423 AC=WN�llIlllIIlli�?I33 C"Our , ;I CmIllinii Card+PIN 2=41*0' PO x 4 Deam6w 4-January%2007 -4167 Quick Rob The rrdrdmum amount due below may not Due "MOT 2%207 relied your payment arranpinent.Please 'PWOMM"Id a--' continue to pay your aWeed-upon minimum ANKWN PON payment - Your account Is currently on a debt LIMiL....... AD AvalMW Cah Adva" management =(DMP�The minWam due an your Account Swmury t is not the DMP psymeft Failure to Malin the DI IF payment for two.nixi ho terminates the DMP and reinstates your previous terms, 4pvwf W;w &ILLandow "M"I,= Now D&WW actl*daft on peg* PWd wRount PzW dw*0 PW—%ftwPWfAwWhWWUWM MOW In WW-k*~VMbW0MIW Mddn PVMWe mchadva b"I" VWW Amuft now6w — -- I 2133 P"WAN JAN 29 2007 1 1 $8478.34 1 S872.661 "IS PN 44 A I AR70MI PAMELA J IE CCODALL N CARD COIL W43218-26041 7 NLVW LN MECHANICS11ING PA 170SS-8017 EXHIBIT PAMELA 21= Univ+er ai Card o.eme.r 4. 2w�alr.ry& Papa 2 of 3 In tha rdm mvejop .jj as Maly your dwelt payable*D AT&T Unlrwsd Card Z 1 ran your chock or nmoy order.kWudq,yow anoint number and nanu on the fralt of your chm*or money ordw. Phtase,no taeh or foreign ourroety. 7 Endoaa> r paTmant conpom Do not do*or tape It to ym Oanneni hlsert e p ylnwd coupon so that the an lm AT&T UAW*rW Card address appnrs through the wtndow of your remittance envelope. PAMELA J GOODALL LJnWwIW CaM Ai�eeuB+ :+n Deeani6s01•immr^207 Paps 3 of 3 PAYMENT!AND AD)USTMReNTB Tlaes r nowauee AsrsusL 12/id ELECTRONIC eAYMUT-THANK V 211,QW, Total PaVoonts and Adtustmats $216.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Can►Advances and Caeeks..___. ..._....„..._ _.._....._� _._.. ._.._..�....... . __.......-._OM TOMMaN wcwd Aw t......._.._..........­«......_. _. ..__... .. . .........._... _....._......_...... >Is03i PURCHMES Total wsterterd Purchases................................................. :N.33 Pu*gCadWW 001011 00 Ine1t-wed e..erYntiae uneuer 01103 PURCHASES•FTNANCECHAR,E•PERIOD 62-23 Total Pureh/CeshAds 05/03/2005 fkl.s3 CASH A WANCEII Cash Advanoo Limit..................................:8,800.00• 'Thk tWoom a portion of you toW orodk Irm FINANCE CHARGE INFOrMATION Da"M aNMI[y N4rN/k traruellM Now" 1�rINN x afto x WY}db • a ►M/m�j APR Nab PN*d rmmw Omm J1Yd•t PURCNABEi Sbmbrd Purdt f.M% .GM2%(D) x 30 x Koo ■ $0,00 + koo lf00% PurewcukAdv thrm OLV os 1.000% W12%(D) x 30 x =0.S2 V = faa n + $0.00 a m% CASH ADVANCES stendsrdAdv RRARM Aa112%0) x 30 x $0.00 = Wo + woo 1.100% ToW r1MANte cmAnff - $69.33 AT&T BERM CES SUMMARY AT&T Universal Caine Card Cab....._.................................................... ..................._................... ....�.OQ Y0ufAWUhkvrsa1.CWW Sit 0ANff Universal Card Page I of 3 PAMELA J GOODALL Mcp To Reach Us Ahm V, Wn-4343 or wits SF.Ernv ,p, Calling Cord+ 11111 gPO Box 44167 January 3-F*Wuary 2,2007 JadswAllit,1 3223 4167 QUICkRahww" uWam"isysneert bus... TM minimum amount due below may not Din .2W reflect your payment arranesment. Please 4%vow wAW M MOMW by*0 pm Ind Ops n or pwmw 60 OML continue to pay your agreed-upon minimum AWAM PAN $NNW psyment. M ,WO ...........................::........:1 A A D Your account s currently on a debt. i . man"ement vapbbs CAM xi;iiiii� .00 program(DIWIIP�Tive wArdnvjm due an yaw Account Summary statement Is not ft DUP payment Failure - to make do DMIR payment for two montive terminates the DMP and reinstates your previous terms. MW No*:Detailed acf"elarts on pap 3. dat"M WWX4 am check• hr Md"FWVM~neon of too L 133 FED 27 200 $8330-14 1 3829.661 ---------- $ =10 P" 44 A I #"BUftv PANELA J GODALL ? EMLYN LN R- NAE 4 r18-WN NEOIANICS&URG PA 17055-8017 EXHIBIT PAMELA J GOODALL AoemntOvillommuftu �=UnIm 31d Card JlRMY 3-F*htuYy 2,SW Paps 2 d 3 M the return envelops,plem 1 Male 70e1r CA 114 PKPMe to AT&T Udwas d Cad. w Z inclose yow efnA or mm"ordar.lnduie your seogunt . sumeor and Nome an the by t of Your clack or moray artier. Please,no cash or foreign currency. 3 lneless your pol.imit eeupon.Do not staple or tops It to your PSVMK ,kVWt the PaNmant ooupan so that tra.Mirs AT&T Unhwsol Cab address sPPGNM though SW window of your remritance envelope, PAMELA J GOODALL A++ar+1t a AW Unimrsii CaM .unwary 3-February Pops 3 of 3 PAYNENTS AND ADJUSTMENTS Total PaVnoats and Aelastsiohts $2u.000R AT&T UNIVERSAL.MASTERCARD ACTMTY Pr�rcRssao_........................�...».._._.._....._ ._..07.64 Cash Advances and TOW Um*wCsnd PURCHASES Total Mastercard Pmrehasos................................................. :q.04 Pwck Ca*Adv WA MWW Tees And _ 02/02 e+rwaeecerrr dry em t Total Purah/CashAdr 05103/2000 fdT.fi4 CASH ADVANCES Cash Advaha link...„.....................» ... i6,0D0AQ' •This rsprosvis a portion of you tow Oradk➢no. FINANCE CHARGE INFORMATION NaanMeal PwIMe t Imb"b s aal t � -AM Rena Mlexa rY pMbiw e c mmazififfmr PURCHASES standard pinch 8100% AV12%(D) x 30 x 10.00 = fa.oe + 10.00 ta00% #n 003m Wom .02712%(Dj x 30 x 01.39a.41 ■ $".at + KOO a.a00% CASH ADVANCES Standard Acv R200% .OM2%(D) x 30 x 10.00 = laoo + 10.00 6.900% TOW /BUWE C AMI • U7.84 AT&T SERVICES SUMMARY AT&T UrimnW Cdit Card Cads......... »....»... ..................................»..».»........».....»_....»...._......».... 90.00 at&t AT&T Universal Card Page a 3 AT&T Universal Card yyH��ar To Reach Us PAMELA J GOODALL GLWW Wn M*w� S&1.8004 or Write Con Card+PIN � CJa*10WN�r 3223 -416 167 February 2-March C 2007 Quick Reference The minimum amount due below may not wean reflect your payment arranpeenent Please March a%2007 continue to it SY Your pw minimum "iyn. WAN M n MW y aio PO bw SiM r se POrng ar of payment 111r em Past Dw. ..»»..... ._. ...._.. __.. w3ma f`v� b �di2 :12,600.00 Your account is currently on a debt '...._... 00 tnanagenaellt Advance lime»........ ....... .. 00 Prowwn(I)Mn The minimum due on your statement is not the DMP payment Failure Account Swnntary to make the DMP payment for two months terminates the DMP and reinstates your previous terms. glop.101 NsW Abw:Detailed ealieity starts on pays 3. dab pw Wcad Pw dredr 0 A'ZW taf ATiY+aee ewe.an triMe►irts or Amwrswr.�Pei V=saeii/te oltlarsrr me NOW" Pr r.«M tglnuMws wrllYMs h tM'teroirtint tirbeeeprP kFN*b6ftVM 2,dW of Ow Aefrwo. 7wr yw�R r.i.r qr...ttirr 1fae�rt MrrNrs sarbr MAR 30 2007 =8183.8 1 =703.66 $ fits Pe N a I mrssme PRrt IA .r raOQDALL C CARD 7 EMLYM LM MSUI X3218-2564 MECII MICSBUR6 PA 17055-8027 EXHIBIT PAMELA J GOODALL Aeam.,e AT&T Universal Card �sts� Fdnuwy!-Well S.SOW Page 2d3 in"w ratua wNwipe,pmm 1 NMiw Your dwdt payable to AT&T tbllir-- Cat& Z Enclooe your dWk or nwny►order.Wld#your KMV t . twlnbW and momi an the front of W check ar money"or. Please,no enh or fonlgn cunwey. 3 Eneleoe Your peytrwtt eoupm&Do not atwb or tpe it tp your paymatlt.Wd t the pagtnant Coupon so that the antlro AT&T Unhv"Card address appears through ft window of your remktwwe anvelope. PAMELA�d rGW �W AT&T Universal Card FaOnmy 2.mwm a.tom Paps 3 off 3 PAYM1*M AMD`'ADJUSTMOM Tans Pad _ e..�aaaen L ■1 PAYMENT-THANK 02 IM ---ELEMWN1C YOU C551�1A> 2f6„OOCR Total Psysiants and Adjustaants ji 00eI AT&T UMVERSAL MAFMRCARD ACTIVITY Cash Advances and Cheeps......_ _. r. .. .. _.._. .__._._.... ......»._ .. .. ._0.00 TOW WaalrCard Aativl4l____ .._� ._.. ._. .. _ _ .._.. _. ._. .._ _M... ... _.mom PURCHASES Total Mostertard Parehosas................................................. fil.i7 0610219006 Tans Pod r�naa■ ���. 03/05 PU11CKASFS*1F?mAmCF rNARMOPF27fln 99-97 Total Purah/CashAdw 65/03/2005 $69.67 CAM ADI/ANC13 Cash Advance Lk* .............f 8,600.00' 'This raprosenls a portion of your total aodl Ina. FINANCE CHARGE INFORMATION Do"In a.lrxr m �Y2 N■aarM . F rwe x alilq x tlA t h ■ APR Pal■ Mrlea �Clrw .>R PURCHASES standard Purcm am% .WI2%(D) x 31 x 10.00 $0.00 t 10.00 kam swu asmm RI00% .W712%(D) x 31 x 101M." s $0.47 + 10.00 Mm CASH ADVANCES rundardAdv aa00% .03T12%(D) x 21 x 10.00 ■ $0.00 + 10.00 a.aoo,c Tote) orwAI10E CMA110E $69.67 AT&T SERVICES SUMMARY AT&T Unhre"Caft Card Cab..............».........._.._........................_.................. ......_ ....................10.00 atat AT&T Universal Card Page 1013 AT&T Universal Card How To R"ch Us PAMELA J GOODALL Vi*.wmu womakeud4om CUEE�M:14WP4�n or wk x A0c:Wd4WNNNNWM= x 44187 CW"Cud+PIN id=nwifle,FL 3223 -4107 March 5-Aprl 3,2007 Quick Rahwance m" Pspwd rThe m rdmum amount due h ai- riot ON Aprl nffd yor payment srmr4WWt.Fleas! continua to pay your screed-upon rWnlnvirn apa"MMA I* bylowboNsweaft oil, ftoftl& payment. Amoud Pad Your mount Is currently on a debt Inanogement bW program(I)Mn The minimum duo an yaw stataim t Is not the DMP paymimt.Falluns Account Sunnnary to m*e dw DMP syment for two months twminates th,OP and rwnt&W your AJILIAA P101.1ous terms. JpW A] NOW 10dows Now DOWW @*vNy slaft on psQs 3. ddopdd swuntpald dwa* CTI , AT&T::= V=d=&ft• AT&T lowaiG vow 2 133 APR 3�2,2007 1 $8032.04 34.61 ASX5 M 44 A I WOLMe PAMELA J GO00ALL 0 EML" W ffLWW=2M4 NECWICSIUK PA 17055-0017 EXNISIT� PAMELA I GaIIM AT&T Universal Card Aeoasi!X4173 Nwch a-Aprl 3,2W7 Pape 2 of a In an n*n env MP rknw 3 I Main yew dMek payable to AT&T tU4wwvd&ref. :►End1 your h col or moeslr oid.Indudo your vzow t Y numran and name on the front e!"w check or nanny order: Pleas,no cash or far@*cwnncy. = Encloa yarn pa�rw�t cw4mw Do not staple or tape It to your pa mmL ruart tie prymont couW so that tM Mtlrs AT&T UnWe"Card oddness appear:through the wledm of your remlttanco anvNopo. s PAMELA J GOODALL Araaal�l��ltAs AT&T Universal Card 11--d-57.AprO s,3W Paps 3 0f 3 PAYMENTS AND ADJUSTMENTS Tr , Md nesprl■we■ ` 43/28 EIECTQ YE EAMT.THANK you COA13615 216 40[Q 70tal Parnsnts and Adjustownts =21d.00CR AT&T UNIVERSAL MASTERCARD ACTMTY «68h A and C h*Cks y Total Umd@rC@rd AetlMty..._.»..»�.».._. ».» ..» ._...»__ .._..»�..»...».._.»....»....... »... .._.»_.M4J0 PURCHASES Total Mastercard Pu rebases................................................. skA.20 PurdUCAd Adr OLV30M TWX Peat e■.ert�■aen ,t �,M e4149 wMAWS•clrarCC rw�ars•DrrYru� Total Pareb/CashAdtr 05/08/2005 "' "C 20 CASH ADVANCES Cash Advance Lunt...............�.........»».»....$aAoo 00• 'This ropropeft a porion of yar told OF@&its. RNANCE CHARGE OIFORMATM A►R !lava /9rhd mrnrr w■t LLllasQ���- a PURCHASES Sta9d91dPurCh 6.100% .dMr*(D) x 21 x 1000 = i0A0 + $0.00 t/00% P rckCasAAdv thru 0tY0W I-00% .OMI%(D) x 20 x O istm a 8".20 + 10.00 af00% CASx ABV MCES SINxMid Adv 6.900% .OM2%(D) x 31 x woo $0.00 + 80.00 tum Total PWANci cxAacr si4.20 AT&T SERVICES SUMMARY ATILTUniversal Car'mp Card Cak................ »_..».............................»_...... ......._.._..»..»...»..........» .00 atst AT&T Univema! Card Paps 1 of 3 AT&T Universal Card orr Ta Refach Us www ur wrsakard.00m PAMELA J GOODALL Customer Servios:14800.423.4343 or Write AxasM4111111111111�2133 CardrtNmber Senioe ;PO Box 441 BY CaDnr Cud+P111 JadoonvNe,FL 3223 4167 April 3.MAy 3,21)07 Quieh Retweetcs The minimum amount due below may not ktiriMrrn Pldlnene SWAB r•Aed your payment arnnpement Please ow oats=.__......... .. ..._..._�.......hair 9R 2007 Zndnue to pay your agreed-upon rr tmum Iftil WAO w rwr..+b a.-n Pa Wale"an e,.PONs dw ass. payment AnWASS Past Os1e__....... _ ....._ _ ._.._$73LM Crept Line.................._......_.............._.»........i12, oo Your account Is curretltly on a debt AwaRabla C reWt..:...._.......................» ... .. 00 management LLi�mit»...»....... am DMP The minimum due on our vaY.bla�C�Ad ... LimN.».... ...».»....� ..».» 00 p� ( )• y statement is not the DMP payment Failure Account Sun rw" to make the DMP payment for two moms for Mnates the DMIP and reinstates your previous terms. NOWSMINNS owl Note:DoWled activity loons on pope 3. We ptd alnoW MM dsstk e AINr wW Wo AT&T 000 dWW we b dwo rls of W Am Itnaaredoa VMS 2W Mld se CM1 sW NL ften- - wpm"tnflsceesl arleMs e11M-llloarhM 1 M11Kea1i 1M MMdnt ncdo ef ew i 1n " 1Yar As�wR 11a�r 2133 MAY 20 2007 sem-6 sto2.66 $ 5M/N N A 3 As7153N1 PAMELA J GWDALL T�cAnc T EMLYM LM j 43418 .98' 4 MECMAMICSWK PA 17055-8017 PEXHISIT PAMELA J GooDALL AT&T Universal Card Apra 3-uw 3.20V Pape 2 of 3 w In the ratan ommolo",p"m I Maly Y~d»ck pay"to AT&T UrAvemel Card. 4 Z Endow your chm*or mossy er ord .Indede your account an : number and no an the front d your a w&4 money order. Piwsa,to cob or faMp cmencp. = Endow your pad coupon Do not staple or tape it to your peymont-Inert"0 PlYnont coupon so"wt tM entire AT&T Universe!Cara address appears through the window of your remittance sawdom PAMELA 3 GOODALL Zl Accorrl u AT&T Universal Card � Apr/3•wy,,OW Papa 3 0l 9 AT&T UNIVMU"NWERCAW ACTIWrY Cash Advances and cm Total MnUrCatd AWvidR.. ._. ._.__._ . . ....».......... PURCKASES Total VastarCord Prtrchaaas.......................:......................... 665.61 PamlMCadA*mm um Trms Md tJweiiMm �rnen WI/In PURMUSES4TTYANCE CHARGFOPrIlldn 65.61 Total Parch/CashAdw 05/03/2005 65.61 GSM ADVANCEf Cash Advaroa Limit...................................„SBM.00• •This reprosonls a portion of your total oroO km FINANCE CHARGE WFORNAIWN Parle�e amen some" ParMak TMWKMa earaaw a easel a t31Mp�et to . JAUK Ant Idds Itirkd trYrw tarn LtY� Ala PURCHASES suromm Pwch 1900% .QV12%(D) x 30 x 10.00 = 10.00 + 10.00 La00% Purch CashAdv thm 0610aI100 &NIM .OV12%P) x 30 x 01,00.71 = 016./1 + 01.00 L9m CASH ADVANCES StMxarll Adv 1.000% .WI2%(D) x 30 x 10.00 = 60.00 + 10.00 &am Total Fm4m,+cumir $&5.66 AT&T SERVICES SUNMARY AT&T Uninrsal Cdinp Card Calla,........».w_......__......._.................._.._......................».. .._._..._...._. 60.00 eatid AT&T UnWerwl Card Page 1 of 3 AT&T Universal Card How To R91",him PAMELA J GOODALL =tilrVC t-8pp-423.4349 or writ* Zt� dnwmber Se fto&PO Box 44167 cnmr4 qti+ Pat Jadmonvik FL 32231-4187 May 3-June 5,2007 Quick Rahwonee The minimum amount clue Below may not Illateswr PaynMlrf Due SM1 A6 ro""your payment arrergement Please Due Osb•..r».. . ... ..._... . »»Aft%2007 convm to Pay your upon minimum 'Ierwir t NM M NO AM M LIN PO kM9*ft ON 00 PWN&V OW dW.$I" pay�1t Awmnd Pant tlue_»»..»»...._» ......»».»...»» r_ aa r!Lh $12 'AO Our row show home phone 717-788-7680 and business phone 717-Q+1-1084,please Availsbts t vans Lirnll. .�:..........�.....�. .00 update remittance coupon It incorrect /Account St T!= Your account Is currently on a debt OkMTM management -216W plopon,t is noit the DDMP pay due ar New 10810" to Maio the DMP payment payment ont tsrrninatas the D P and Mnatates your Note:DoWed a AK*starts on page 3, previous terms. date paid amount paid died e W`+ AT�teTKM IMO VE*M itMw b Ql tl G pba Marl t lwdrw""weerri b#*•Ind!bebm"wa hr Hobe Forwt ow pen=flat ahhwmM. trrarw IMMv �r�� ziaa rarrw aer n...e.r.,�s.w.aw JUL 02 2007 $7952.91 =851.61+ Is aaa PH 44 A 1 A ISMI ••��..�JJ PAMELA J GOWALL L T L CARD 7 EMLYN LM U�1 43218-2684 NECH MICSBURG PA 17055-8017 EXHIBIT PAMELA J GOODALL aeopad�33 AT&T Universal Card WIC 3•.w,.8.3w P.p.2 of 3 Ingle retwn WVVk pe,/kQ0W I ft"your el rock pey"to AT&T Lholverod Gnd. 3 Endow pow dock or nwo>/order.Inch lean'acct number and nano on the front of bolo dnek or money ww. Please,no cash or foraipn eurreney. 3 Endow pow tcoulee Do not staple or tap It to your pamet.Insert Vw prfmant CWAM ao that the entUe AT&T llravarad Card addroa appears thrmgh the window of yaw remittance awdope. PAMELA J GOODALL IN02 AT&T Universal Card A000ullt�4133 war 3-Jun I,3007 4 Pape 3 d 3 PAYMENTS AND ADJUSTMENTS ---Dmcdofm Amount 05/11 PA NT-THANX YOU CT924944 21A eOCR Total PayMats SJW AdjastSOnts a39,ppCp AT&T UNr4ff4 1.MASTERCARD ACTIVITY Cash Advances ono TOWklm@w4rd AefMq►.»_.._.».»».».._..._.._»_..._._»». . ». ...._. » ».._......._.._.._...»......» _» vim PURCHAtM Total RmstorCord lwrchases................................................. f71.t& Tlflf. Pnm& adjas PU ACF%*F7VAMCF CHARr{!jIERTen 71 is Total Porch/GskA/y OS/03/200s ET1.2A CAM ADVANCB Cosh Ad&"UMIL.._.................................$8A00.00' 'This rapmsarfs a porion of you WW arodk Ins. FINANCE CHARGE INPOWATM bm in adows pwbft TgrMdAa men" Pw1oAO : a1uKN a Mod to PURCHASES • � APR Rah Mbd rh o ws Own Shmdwd Prrsh 1.100% .OAl2%(D) K 32 K 10.00 10 00 + $9.00 0.90o% Pwdvc ohAdv Ihm 03p1101 1.100% .01712%(o) K 33 K =7,112.17 i :7121 ♦ fto0 :100% CASH ADVANCES SWdWdAdv !100% .WI2%(M K 33 K :000 • am t Woo Inn TOW FINANCE CNAROE S71.26 AT&T SERVICES SUMMARY AUTWworsal Caikp Card Cais..........................»..-...»......_....__.........»_.............. ........_..»...».».$0.00 • Oat&t AT&T Universal Card Page I of 3 AW Universal Card How To R"ch Us PAMELA J GOODALL 11n or W Customer ssrrios ks AOMMMM33 :=F8L�g P0 " 1fu CNINN Card+ PIN June 6-Ady%2007 Quids IleferrMg 7h*minimum amount duo below may riot Mlfdrrras PWMWA VWM reflect cond=paymed arrangenbeft Please Duo JW 3%2w pay your*W*@ •upon niftinurn *ftmw fts M nWri4 by am PM Iml ftu o.er pomw da dAL payment. A11111"paw Due _...»_... __...»....._._Sam oredit uns aced................................................. Your GCMnt Is currently on a debt CFO& ..........................._�!ko A AVIS Guh .00 management Avviikibb ......So" Program(1)16110,The minimum due an statement Is not ft DMP pnpn*nL Frurr e A*ww*$urnnwq to make the DMP payment for two months terminates the DMP and reinstates your 7-grWAI previous terms. led,3a shvarft Near 0,M.17 Please set enclosed privacy notlee for important Note:O*Wlnd wkft staffs on page 3. InformadorL data Paid WWA MM dwd 4 CI TA ATal:= V=d=tr W=of ATEr z JUL 30 2007 1 $7797.14 blet PR 44 A I Amos=# PAMELA J GOODALL CARD 7 EKYN LM MECHANICSBURG PA 17055-ao17 EXHIBIT • • PAMELA d L Aeo AT&T Universat Card o�nt IIIINN�a ohm i-,lub►A 1007 Pape 2 d 9 in the rati m MIIAIOps.plem mehe yam'duck par"*AnT uwvu ual Cued. Z lndoea your A 'r or neonwr .onder.Indvde your edeount numW and rms on the front a your Check dr merry order. Phase.no Cash or lor*Wn Currenn► 3 Ends" M�OmW6 Do not Sts*or tape k to your p4vNw .i payment Colon so that the enth�! AT&T UMmW Card address appears through the window of yaw ra dttam envdape. • • PAMELA J O M M AT&T Universal Card .Laos 6-duly R 2007 Psis S of S PAYMENTS AND ADJUSTMENTS Tnni Ped O�eAefen 1Lne�nit a6/28 ELECTRa1lIC PATInT-TH MK Xpu Ct7075a6 2116.0m Total PaVmnts and Adiastmots �16�000R AT&T UNIVERSAL MASTERCARD ACTIVITY Total mmbrCara PURCHASES Total NastorCard Purchases................................................. $60.26 P vhg*o #Av OHW1 M Teies Pad Qrerl w Amount _ 67/al MraCHA4 SOFIM Oa 6a.26 Total Parch/CashAdr 05/06/2005 $60.26 CASH ADYANCEui Cash Advano.Limit.».............».»».... ...»...$t),t W=, 'This n Wmmnta a porlm of your bold&NA Ana. FINANCE CRAM INFORMKIMN Rep M ao t a _- MNIIIwI IwIMs a tiIINA = yre!m M * b AIR nab h/Nd area tlltxe PURCHASES Ssetldud tureh 0.000% .0WMD) x X x 10.00 ■ 80.00 + no Ism Pwch0C uhAft 1f UN 06!02200 !100% .WI2%(D) x u x 17jK71 ■ San + 80.00 0.00011 CASH ADVANCES BtBfwnrd Adv 0.000% .WI2%(D) x 10 x 10.00 x 00.00 + 80.00 0.100% Total FMNCE CNAAfis $60.26 AT&T SERVICES SUMMARY , AT&T UrhoersW Caine Card Cslls.........»........».»....... .....»»...._.».»..........».... ....__.»...».»...._......»...» eaut L AT&T Universal Card Paps 1 of 3 AT&T UnWemat Card ow To Ruch Ui PAMELA J GOt /ALl at.www�+rriwrtutlard ootn 6erAw. 0 � 3 or w k AcowdMM= qm rR�•4187 44f$7 Cord July 3.Aupua 3.2007 Quick Retensisca The minimum amount due bakm may not tiltitwee Paynnelt Ow_.._...._.........�...._w.�....5740.Oi ro1lee:t your payment arranpsenee�t Please Due ....... _.... ...._._. .. __...Aupt 2%l oontinw to pay your apreed�upon minimum "P q era wrt M nnPIM1 b 0 M bn11Mr Ps tb Pe �dn dm paym&nL Aersrat Pact M cre&Lira ..............._..........m......_...._._...... $12.800.00 Your account is currently on a debt A a.a�_._..._......._..............._..........� j2S management A L .... ._w am DY The miNmum dw on AwilebM Adrut . ..,.... .00 IK your statement Is not thDhtP payment Failure M7 ACCOtt Stttnntary .. payment terminstas Ute D1AP and Mnstates your s rog . bw pnviaue terms Qd Note:D*WW sdMty starts on peps 3. dstr paid amount slid dwa e AT&r;n � wea .t wC AT&T � ti aet Pw«ew.PPr mO bobvdkn wsw.s b tM qw#mkom bwow w.w+rn P.r...rr sedba Otte*std *"L tt..a.n.ss.r 2133 P1PM erM M11i1t MPi1�1 a�rIPM AUG 28 2007 17646.5 :740.6 $ SW Pn N A I 0l79&nbs PAaELA J GOODALL � 7 EYLYM LM J �43:t18.2da4 YECMNICSWRG PA 170SS-8017 EXHIBIT P,�,�a„■;;;;= AT&T Universal Card July 3-August 3.SW = Page 2d3 In the return eaYalOp pl a 1 Make your dnek payable bo AT&T Unkerad Cord. f Z lnckwo your cltePk or momr order.Wkide your ac�owit numW and name on the troll of Your cheat or mmwy order. Please,no euh or toralp many. �rlClOea yOYf ta0{�On.ho hot stapN Or tope td your peYtmnt. payment ooupw"mat the mum AT&T UnhwW Card address eppeen through ft window of your nemlttwoe onvdope. PAMELA Ji..:i Nft= ANT Universal Card MY i-August 3,Sao? Papa 3 013 PAYMENTS AND AD)USTMENTS Trees Pad herb A w Amount 07128 ELECTRONTC PAYMY-THANK TAU C3082427 21a_000R Total Payments and Adjustments $218.DOCR ATRrT UNIVERSAL MASTERCARD ACTrVlW Purenases--» Cash Advances and bleats..»»-._... Ot00 Tetsi MsslatCard AetMq. _.....«».«......»�«....... ........._ «.««...... _ .._««.«...._... _.._.._.NS41 PURCHWUMS Total Rast/rCard Parehasas................................................. $65.41 PurohlCashAdw Otil0ifA00i T..n& wad e..r,,neew •,nenr M163 PURCUASESOET"NCE OWNF-wEBTen 65.Ai Total ftreh/CssbAdv 05/03/ZOOS $65.41 CAM ADVANCE Cash Advanos t.imM«............»«..«...............$B,600W* 'This ropro"M a portion d grow tool orsdk ine. FINANCE CNAME INFORMATION onra b ""t PselMe a ftw ethm Newry$ r Rob . a r . nd�yiit PURCHASES ArO tree. Starxlsrd Purdy IIIO?% .OVIS%(D) x at x 00.00 = 00.00 + Woo a100% PurchcubAdv thrvQSNW atao% =12%(D) x at x ans.,s = $west + WOO am% CASK ADVANCES Uhndsrd Adv am% .OMZ%(D) x M x I&SO = 80.00 + Kw Imm Told r wl ica eMAm - $65.41 AT&T SERVICES SUMMARY AT&T Wiversd Caft card Cdls».. ...«..«..«._........__..._......_.__......... ........«....»«......._W...»...«$0.00 r 0 f eaW AT&T Universat Card Pap 1oi3 AT&T Universal Card Us Visit wuw R�Imd.00m PAMELA J GOODALL [ ntomsr 1-000-44943 club Box 4067 CWr4 Cod t PIN ornBe, 3223 •4187 Aupwt 3•Sep*v bar 4,2007 Wtlt Raft ttanca The mhdmum amount due below not Mtdb Pay ON eue.. ..__...._. B�eeM retied your payment arrarpemel Plame Ow Oala*». ._.._.._..» _.._....._.......Oeti6ir t,lti07 continue to pay your swee6upon minimum APWpr.t.ww He reamed by$A$PO der trAP n er ra..s arP welt. Payment Anould Past 00 Your a nt is currently an a debt . - management `` »,,..,.._.._.... .».. AS am DMP The minimum due an your AMvaitable Cash/ "'G Dine.........................._. 00 eta tt la not"DIMP payment Failure Aamunt Sunrnwy to mate the DMF p@ymwd for two month@ terminates the DMP wW rellwates yaw prwAous ten vL sw NoW DeW W aot*stuns on peps 3. dab pdd Aa10 W paid MW e \rl fr! AWr&,vd fM ATVF qIMa dvvWn w teaAa�eb do AMFJWAU pVW*W .@oamdtoCkhnetae. pow,-, OatlYNd d No VONdnI IaalrticllPaP w wMM h 869" ,41r O►86ANS&L YearArere arMlr @%M how Among d!!MW N dIW OCT I $TT13.24 I =900.61 RMa PM 44 A 1 AwasaaN Ti PAMELA J 600DALL CARD 7 EMLYN LN WL U 43218-84 MECNANICSOURG PA 1TOSS-8017 EXHIBIT -t t PAMELA J cooDAu wc� mss, AT&T Universal Card �� wave a-seMembw 4.20V Pass 2 of 3 1 In the Murn mnwlep pa� l Fbim Your d,.d ps inkle to AUT unlweeal Card. # 3 Endoeo Your d door monaY w dm IncUle your account and d name an the horet of your c"or nw"ordw ; f aw no Cash or fomign currancy. 3 Endow Tour payn�s�t cmgmL Do not staple or tqw It to your ptynes& e payment coupon so that the*Mm AT&T UnWrsW Card address appears tbrouah the window of your remittance onvelope. • � f PAMELA J fiWM L AT&T Universal Card ADeaNS�2133 /Ydawe�-! 4,1007 Papa 3 cf 3 AT&T UNIVERSAL MAMRCARD ACTMTY Pur+cl wee.....................»._..r....._._.._.._.._.._.._...»»._.....»......_........».._............._...._...........»»....»....»..»....ee.04 Cash Advances and Cheela»»._.»»»_»_. ... _» ... _._._.... _.».._.e._.. ._........ _. ..».. » 0.00 TOW 6ladwOwd Aeg1l(q�...» ... »................. .......» ._ ..... .....�......_...»......�....... .».....�SOOM PURCHAM Total mastarCard Partbases................................................. 86>ti.ss Purck d Adp 060311008 Ammmt DQina PURC11A5 S►j_ � ClL�aiErPEQ2AD 06_AA Total Purch/CasAAdw 05/03/2005 CASH ADVANCES Cash Advance UmL...........................»...f 6,800 O •fhh npraaanls a por8an of par toW wdk ir» FlNANCE C14ARGE NIbRMATWN Dens M mamma Mdxat TrumadtlM MAP w N e s PI n tdwN x lda� PURCHASES S4nderd Punfi KOM AM2%(D) x 32 x 10.00 ■ 10.00 80.00 0800% PumhCathA& 1M 06l08A0 e.e00% .0!/82%(0) x 72 x 17.818.01 = W84 t 10.00 1800% CASH ADVANCES SWANd Adv 0.800% .GM2%(D) x 22 x 10"00 w =0.00 t 80.00 Imm ToW PrxAmE cNAnes AT&T SERVICE:SUMMARY AT&T Unkw ial Uft Card raft........»....»....».»......».».... ».»............».».»...»._».....»..._._......_..»».»80.00 yx:.. i tat&t AT&T UnNemat Card Pape t of 3 AT&T Universal Card 1 ww F w,, ra.00rn PAMELA J GOODALL py{prypr 1 800 or write Zlii JaN r 32 P B7 X14167 cowng cord+Pis September 4.October 3.2007 Quldt Relatwtce The minimum amount due below mfr not MMnar»[eaynwet Due____. MH.M reAeot your payment arrangement Please Dus Data•.....__ ....�.._....._.._.__OetarK 2IN 200T conUnus to Pay your apned4gw minimum '�rrM mud M noei.M b so Me real am ee to pow m in nr. payment Ammar:pre!Due .._.._.... ... .. .. »_.._$004AS �d.�r :u _.._......._......_..........._._.........__...:t Your sow at b curremly on a debt , }�....._......_.._� managatnertt valkbla h rhniioi LYnit. .ti0 00 prOprarn(DMP.The minimum due onyour stabrrfeM Is not the DMP payment Failure Account=unmang to make the DMP payment for two months terminates the DMP and reinstates your 7 7q It 00 previous t ems. NOW Now D*wAod v*Atit starts on papa 3. dote pdd sour*p1/ dwa e AATiT and t<te ATiT Mae awss a»traeaReRrtol w a� iiT KMNedM r+r*w<w.las�f la CRI�gpYw MW how Pvtnm*hebtle"M wl%W re#0 ohmp rMuR tibwvm rer Awn hp maw anow 000 eltl�weAL 1Y�aae�e M�Iw 2133 �OM dwewt w wy..r oureeri OCT 29 2007 $TSSb.s $641.661 Fs__� UN rtl K A 1 AR10526" 7 ENLA J GOODALL W�1a-2364 7 16.Yn LN MECHANICSBURG PA 17055-3017 • 0 P J Gam = AT&T Universal Card f*ffi- W M4-0dobw3,2W Paps 2 d 9 in the roWm NIM vp pbom 1 Masse ywr d ek pspahl to AT&T L#jivw l Caved.or n ffraw ww m own tM front pofor ur IncN�do Iro+m t P*U%no cash or fordr awns 3 Enela > I eovpen.Do not atapb or tape it to your payment- 6 wpWr mom ae that the entire AT&T W*etW Card iddrm appears thrcuph the wkftw of your rernittanoe""lope. PAMELA J �m= AT&T Universal Card Amommma Paps 3 d 3 PAYMENTS AND ADJUSTMENTS Tragic_ Past Dueftbm Ankount _09 108 FLECTROMIC PAYMENT-THANK ...u. r'3T9054D 716 00CR Total Payments and AOiustrsnts AT&T UNIVERSAL MASTERCARD ACTIVITY sox CoM Advances and f]�eeks» ._ ». »..» »_ »». .m _.»....»__»».. ..»..._ . ..._ 0.00 Tam kWMrCaed AefMq/...__.»... . ._ _.._ _..». . ....»»___..»..».».. .._. ..... ... .»� ...» 27 PURCHASES Total MasterCard Purchases................................................. t5f.87 PU"MK dwwv Oaloamm Time Pest h�ula6en yne�t • t Total Parch/CashAdv 05/03/2005 $59,37 CASH ADVANCES Cash Advance Umk................._.............._...$9.800.00' 'TK*raprsssrss a pordon at your total cndk Ins. FINANCE CHARGE W84DO MATM M 06100" PW%tp Tnnudim fm" NNOW Pxrb%e xt x CH x � APR Mb hrbs r C1WW �a PURASES ' Std Purch s.W% .out2%(D) x n X $0.00 a $0.00 + $0.00 al00% PurdVC=hAdv on 0610/105 0.100% .02712%(D) X 21 x $7.San a $AV + $0.00 &am% CASH ADVANCES Stw4md Adv &000% .OM2%(D) x 31 x $0.00 a $&as + $0.00 9.100% ToW PwAmCE C11Amm a $59.37 AT&T SERVICES SUNNARY AT&T Universal Caking Card Cak s..................................................»»._........... ._. ............._.................... $0.00 at&t AT&T Universal Card Faye�a 3 AT&T Universal Card HaM To R�rch Us PAMELA J GOODALL YieR:YYWW YnwsslOerd.00m Aommt�S2 ri r S�ivi1b PLO Bo 44167 ks CWft Card+PIN JadwOrM s,R. 3223-4167 October 3-November 2,2007 Qulek Mtsmance The minimum amount due below may not tildasre P1t]flrwrt ttels_.. _ .. .�.._..»ssie.M rbtiect your payment arrangement PFeasa Due Dew'„..... .._.r.._.._.__ „ Na nber 27,1007 continue to pay your aWeed-upon minimum 4,ymod nrd Y mNN b 5 ee Mw Irwr une w qr PMT do ra payment An=W Pas!0e1e._.. __._.. .... ....._.._UOSM Crsdrt�ste Ann= Your ecmnt Is curratly On a debt manegement pr��ADM P�Ths minimum due an your statemeftt Is not the DMP payment Failure Aceount paynttrrtt for two months Fiiummerr term#nates the DMP and roinatat"your previous terms. !,Imr*s led,igm*wkaroft -4 WON 11,1,11ft um KI.Igr&M Nelf p,7 Note:Detailed Wfift sftr*on pays 3. date Psi1 emo W OW died 0 c1 � AT&T tt►e ATff lib t gn ere trdaanrb w Neeeleroe VsrrASSS,server w eltivap Rie PbM teller womot ertruetfen wAfbd in tf o—WV~intnNlas tw Mwk*Penes l wetknsf Yo palernwrl - 1M1�Arr.�eniyr 2133 wvrydd verve.erer Aswid.rt'er•wit a.sew NOY 2T 2007 :7184.0 1 :658.66 Fs 54"PM 414 A 1 A w"be PAMELA .r GMAL. CO AL CARD 7 EMLYN LM OH 43218-2364 NECNANICSBUR6 PA 17055-8017 EXHIBIT_ , ____... PAMELA JJ GOODALL AT&T Universal Card oatabor 3.Ma�rans.r!.40a7 Page 2of3 In 11W.stm MVWOPo,/"M 1 Make ifs at+e d parable to AT&T NnhvnW Card, T &v*wo Your dlra*or mower .order.Include,your account number and name on the front of your check or nwrwy order. Plraea,no cash or faraign currency r payment.1MWt the payment cougm so that an on** AT&T Universal Card ad&ess appears through the window of Your remittance envelope. PAMELA 1 OOODALL AT&T Universal Card Atxorttt 4111111111111110 2133 October 3-Novarbar A 2W Page 3 of 3 PAYMENT!AND ADJUSTMENTS Tarr Pew Gmmzmm Ama rA 10/12 ELECTRONIC PAYMENT-TRAM[ YOU CAT40309 216.0008 10118 ELECTRONIC PAYMENT-THANK YOU C1437521 216.01CR Total Payments and AdjaStmants S432.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchaaas......... ......_..___.....»_......_...�».._»_.._»»...._»»._»......»._.�»»..».._».........».._»...._5A4R Cash Advances and 0.00 Total Msdw Card PURCHASES Total mast*rCard Purchases................................................. SS9.49 Pwch#CmhAdv Od1O3A00l1 Tran■ Port Orrery Am■urt 11102 PURCHAMVINAMCE CNARG WR100 69.49 Total Porch/CashAdr 06/03/2006 SS9.49 CASH ADVANCE'S Cash Advanoa'Limit :......._...».._...»._.........$$,900.00' 'This repneerMS a pordon oI your 1oW rreoxt 1m. FINANCE CHARGE IIfORHATION aep1. a. I Psrresre Itesne"m NOW"M t+erlydk : anima x sullhO!1s ■ + !� AM NOW NrUd rYrana d1efN � As` PURCHASES Sbrodwd Pvrc* 190M .07712%(D) x 30 x 80.00 ■ $0.00 + 110.00 uo9% Purck CrahAdv thru 09109!09 0.900% .02712%(D) X 30 x $7.W.09 ■ 19141 + 8000 1900% CASH ADVANCES SWMrdAdy 1900% .0 12%(D) x 30 x 80.00 x 80.00 + $0.00 1900% TOW FWANC9 CNAME $0.49 AT&T SERVICES SUMMARY AT&T Uriftm i Calkv Card Ca9s_...-.._»........_.............»..................._..»._...._.... .».»............-...........10.00 Oattt AT&T Universal Card Pape 1 013 AT&T Universal Card How To Reach Us Veit:wwwvrrlve�reelcw&com Acovid�21= ftr Se:vices.PO8 Box 44167 or�Rke PAMELA J GCODALL uormiSer is P 23-4342167 callne Card+pw Jadoorwflle,FL 322.4167 November 2-December 4,2007 QYkk Rehm 0 ice The minimum amount due below may not MkiMnan Payannt .�._. SNM reflect your payment arrangement.Pleass Due Dow!. ...... . . ._ _... Dean�ir 01.am continue to Pay your agreed upon minimum •IAy. .rte V ravlw/b sae rr; ftw tl...n er"&..w d..e.. payment. Anrnart Pad A i M....- ........... ... _.. =12,600 Our records ahow horns phone 717-766-7640 Qeah .... ..........»_. ,....... and business phone 717.564-106&Please Available Gee .... . -.$0.00 update remittance coupon N Incorrect. Account Sum!= Your account Is currently on a debt management program(DMP The mMimum due on your statement is not the DMP payment Failure now Balance to make the DMP payment for two m terminates the DMP and reinstates your Now Detailed aci ft stark on papas previous terms. Otte PIN sewed pfd dwd s A-MT&M UW AM OOW aa>wn en VMa/nMtt of CI TI AT&T Krrwledse witera tle.,w eo eNgey►e.a Pbaw ft"W 1 1 WANt"M VAN"bth.-kya•hnt kMbW tea hr 10011►.r...W autlwar Ow alal.r,..e. ri.....a e.a. 2133 ra..odwA...rrrrt..e a.r..t DEC 31 2007 11 $7246.61 $708.66 $ son Px as• i WISMI pATpa,�i REAL CARD 7�ENLYN LN�aALL COL UM 43218-2564 NECAANIC5BUR6 PA 17055-6017 EXH113 T Z PAMELA J GooDAU A AT&T Universal Card �aaK��s�aa Pap2d3 b ' M!M rd"owmepe.pbac 1 M o your d k pegrah I to ATAT Untwo d Cad Z Encfoaa Tow check or i mmy order.Induce your account mmW and nwo an the front of vow chock or money otder. Pkaw no ew oorr frowreti��tn currency. ' P+Yn t tfia paynwnt COupon thee one r AT&T LWv*mM Card address appear=through the whrdow of your MoRtanca enwelow PAMELA J cooaau AT&T Universal Card • Morwrrbat t-Doc�nrfaar'4,0007 Pap30)3 AT&T UNIVERSAL MASTERCARD ACTIVITY Puftllssp..._.. _....�....»...._.._......._.............-................_............................»......_.....»_»........_292.02 CashAdvances and Chadcs... .»... .. ._»._..». .__........_......». _.. .. .. _._ _._... .0.00 TOW Yamwcwd Ao1Mg1....._. ..._._. ...._ _._ _.. ...........�.W_ rt1RCHASES Total MasterCard Purchases................................................. $62.61 PwObV d AM O61030M 7raeL_Pad 12101 PUlCNAS£«FINAMC£ CHARCFOPFRIOD 62 61 Total Purch/CsshAdv 05/03/2006 $62.61 CASH ADVANCES Cash Advanos Link....................._........... $9A00.00• 'This npnesnts a portion of you total audit Rno. FINANCE CHAROE INFORMATION bm in labia ParTadk Tsaurdim An Neff" rarlm k a a0as$ a S.ysdis • 2WIEAI • FW APR nab ParYd rYroctr 2%srss EM6Ml[ !aa PURCHASES Standard Porch 9000% .WI2%(D) x 32 x $0.00 = $0.00 + 60.00 a900% PurchceshAdv Meru 06003" a900% W'2%(D) x 22 x $7,214.7$ ■ $Q#1 t $0.00 $2000% CASH ADVANCES standard Adv at00% .OV12*A(D) x 32 x 10.00 ■ $0.00 t $0.00 am" Total FWANCE CKANCL $62.61 AT&T SOMCES SUMMARY AT&T Universal Calirq Card Cal ......................._............»................._.._. ......... .......10.00 at&t AT&T Universal Card Pape t cis AT&T Universal Card Vow To Reach Us ek:www. new uIwd.00nr PAMELA J GOODALL cbmK 5sIFL t�80042 /3 or writ Aeeount�m JGaar As "322s� eox CON Cord+ PIM dmornr�le 3223 M67 44187 Daoanber 4•January 3,2008 Quick Ilsb ce, TM minimum amount due baiow may not ubdusss Payrsattt Dtte_ ..».._.». SMA reflect your payment arrangement.Plan" Do DOW.. —__. ... »..�Jwsw'y 3%M continue to Pay your sWee"pon minimum VIV ago rr re0.ww b t�t„reb er..a w I k rr rwL payment Amts.Past frna p cradA Lire............._..._..»...,..........._..........»»$12,800.00 Your aoeount is curmntly on a debt Aralle l ....................:..:........ - 00 management cash I idvsn..................».......................». ...., ....400 Program(DMn The minimum due on your Available OaahAdvarroa Limk.».......» . ..... statement Is not the DMID payment Failure Account=uaanlary to make do DI IP payment far two months terminates the D P and reinstates your previous farms. 111103019WE son Taal 6T nm flaw NOW Dftlsd activity soft on papa 3, "Paid amount PWO dndt N �M AKTaw 8*A7VF0We sn1Yn arstraMwrle at q 1 ATWT XftwWaela tNr�asa,aeweaa b cK%rvw k& NNW heow P rwiM h�am"in no-l"Wb nt hd for"in ftrm~srdsal N en d mmw& r0rraawtlr.ry 2133 rbne ea.r aswt 0twr.nt a.wu JAN 28 2008 :7088.2 $639.41611 $ !6412 M N A t AKIt PAMELA J GOODALL pA'TZT IbEEMAL CARD 7 ENI.YN LN c8t 5,&I 43218-2564 MECHANICSBURG PA 17055-8017 EXHIBIT PAMELA J GooDALL Aeowr lixi AT&T Universal Card - Dnm*w 4.JaRary 2,2m Pape 2 019 IR tIN raturR aRlMopap,pNata: 1 Maio 76ar deck parable to AT&T VnIvwaal Card. 2 &Wo"your cho*or morray or>iar.Include Your Kooumt + number and name an the front of your chrek gr money War. Phase,no cash or foreign cwremCy. 3 Enclose your psyewrt coupon,Do not stapM or tape it to your ATpa;y t.o ie p�coupon so that the anon appears through the window of your remittance envelope. PAMELA J OOODALL� Atx;aal9 AT&T Universal Card � Daearalr 4-�arrnry�,9000 Papa 9 d 3 PAYMENTS AND ADJUSTMEWM TiNg Pa,t QuAdolift - Amami 1V/O7 ELECTRONIC PAVIENT-TK NK YOU C1aa1O59 11A_00CIj Total Pay9NNrts and Adjustments f216.00CR AT&T UNIVERSAL MAWMCARD ACTMTY Cash Atancas WO Teat Ma.- m Aedvw........ ... .._� _.W_` � �» ." „� IPJS PURCHASM Total MasterCard Purchases................................................. 567.55 Purdbva*L%w O61WrM Any_f 81/02 PHRCNkSF%*FTMANCF CNARM*Prgion 57-S5 Total ihreh/CashAdv 05/03/2006 :67,56 CASH A IVANCES Ca.h Advwm Umk.................................$BjM.OD` 'This r"sern a por#on of your told wdk ko. FINANCE CHARGE INFORMATION ow le NxnYiN ttirNde ■ Samm lPNWY%&N[ 1rom msm ANNUAL aM x * WOOF BdMF"- PURCHASES APR Wis ' Slandod Pweh 1.900% .02712%(D) x 30 x laoo ■ $0.00 + $0.00 0.10076 Purehl�shAev thru o9103A9 t 900% .02172%(D) x 30 x $1.07!.12 z W.66 + 10$00 8100% CAS" ADVANCES SWWwdAdv 1.900% .02712%(D) x 3D x $9.01 ■ $0.00 + $0.00 &No% Total PmAwr t:Jfr{11atr :67.1Ss AT&T SERVICES SUMMARY AT&T Uriwrsal Calkp Card Cals............................................................»...................................._'D .00 SIMKC�CL TM C"Ooo ACMdAND737 07127110 2242.04 NWAft us Hear V Aspar#t MemMr I23 430 _ PAMELA J GOWALL A Arimnt AetlMly Cutmer Soo v oe c Jan 04 Feb a4,2009 NwAbw 7 Jadsmolle.FL } par, 322*4167 eymr#t7par,ortre ° 02/29/2008 w w �»«�OOr"" Aaaolan" Pass Anowast Over ftd "Rome row New UbMMM Amount Man. nodo" CFO&L Dom Cho"" polar#" S7A)ft24 SOHO $42386 $61A7 5643331 TOW Maw Itrsrr#ac $6.933.31t °--- QW&8-1rawrue Total Credit Una $12 pea Furrup 'V jib Available Credit Una to xM Cash Advance Umit $8 800 04 UUM rig Available Cash Unift to Aaaaar#t*"=My r i� t o t a 1WOUtr# t Aerated kdoornaNan t) < The minimum amount due bet"My not reflect Purchases 7,Oea.24 O.On 236.60 62,07 6,933.31 N A your payment arrangement.Plans continue to pay Ad"naas 0.00 0.00 0.00 0.00 a.0a yGitl agreed•eponminimumpaymanL Total l.0ee.24 0.0o 216.00 61.07 6.933,31 Your account Is currently on a debt manapemant tlah 4"panary tt Program IDMPk The minimum duo on your 0e7la rti eaeat tMrib 42 tR 1ptr fnt is not tt7f f)MP Payment•Failure to make -t the DMP payment for two mon#hs tarminstas the r7a.aorairae7p RA ft Aeaa �G[ • Z aMP and r nstates your Previous terms. "CHASES � Tf �s v � AovAreats blanowd AM 0.go left • '"'� 9WW Aretoneiha AT&Tta"are tradlmA�yd ATii Mit�4fAYal rTe ►, aa'rte tltlthup Inc. C SiTVKC{L TMtCO4000 AC10iR69M7 07/24/10 ZZ:iZ:01 a^� i-900-42R-4343 A+peM tia0lisr nix PAMELA J COOOALL 3 CeMwsr$W%404 AoaWnt Aa1Mly Aeo@Md Nonlar PO sox 14167 z Feb 05-Mar 04.2008 X2133 °t4�'Ft. ° 03l3112008 au.l" '""e�.w :i 1sr4 trr At a SMIM Provisos Am"M Orr Part tTmwm Total Naw Mb&WuWk AMawt orwa swam CIa4N Line Oea cum* 11410000 $$712.66 $6.93334 SO" 5567.66 $513.4 56.968,05 Told Now Ukur: CarAA6o $00i $64988.05 04 cow ele1+A1 wtla4uree A..W1!!e0 y Total Credit Line $12,WO saws IM P..w..r ty Pp.w. 410 VE s Available Credit Line $0 040~ aAd. ac so Cash Advance Limit 6.933.31 0.00 0.00 S4.74 6,986.05 600 f►4~* ;$ o C Available Cash Lin-it $0 iow 6.933.31 0.00 0.00 $4.74 6,964.0s g x ` UrOartant A Leant Ind"w OHett 1101"aulAlr4.Y bop T4Y 01!140 rwAOC ae The minimum amount due below may not reflect arkMCe soDj4ct re Perbdic nm kW PRAINIMTA o your M" arrangement.Please continue to pay rk4a,oaG4rr4 0at4 Ares > yoursgraed upoe minimum paym4nt. furs v t CH Your account b currently on a debt managementASES i► program(0 MP,. The minimum due on Your 4 s �^ statement b not the DMP Payment. Failure to make uwWrApm V.9up's 9. 9% the OMP payMOM for two months terminates the AoYN4CE5 OMP and reinstates your Previous terms, d!IIerrrs�a !■� 6. >� X left OMOS AT&T sad IhrAT&T 1e44 ale hadenmWksai AT&T kX~ual Pf4partlr,ac4enad IoLaltraup Inc 51TL•KC-CL TM:COAJ000 AC10:1099757 07/21/10 2212:04 Lbw to now*us Moseher F600.423-4343 R_ v y PAMELA J GOODALL z z A AeMnt Aellvtty Aoehselst Ilaeebr 444116677e vz v Mar OS Apr 02.2008 133 �3soa*Ile,R $ 1•eyreat Dw Dole: ° e 0412812008 ter.;.NM do d "''°I'"" ggg Prevlean Aas"mt Over Mat ►leeeeo T"New M>t6man Amend Ow tietaaoa Credit Line Dve chume Dadaees $638.66 36.998.05 $0.00 $496.66 $53.94 $6.825.99 MI"ft aedla WA TOW New SaWmea ■ $6,825.99 oven NDareeh>»re nlydJCeellAdv 05Ma/200s Total Credit Line 1112,800 Sale P" Deewhiffm nv> • Available Credit Line $0 b Cash Advance Limit $8,800 c Available Cash Limit $O Aeeawt Selelaery N z I"ehralls"s ly Nrww. N►FIMAIICt tro Nae !"pp lat/ertardAe&vuntIldwwlatMn Salsa" !Adw aa.aas uIAI a""" Purchases 6,986.OS 0.00 216.00 53.94 6.625.99 Y The minimum amount due below may not reflect Advances 0100 0.00 0.00 0.00 0.00 your payment arrangement.Please continue to pay your agreed-upon minimum payment. Tetel 6.968.05 0.00 216.00 53.94 6,826.99 * ¢ ■a Your account Is currently on a debt manapameM Iwo Mmmen Dasy vrs was P~Be 7 i progrsm(DAP} The minimum due on your �A, a -t statement I5 not the OW payment Failure to make Odaee AIb e'h P*kmk Nominal /ERC[NTAOC _ ¢ 1 the OMP payment for two months terminates the rt'r1Q� pate APR RATE ti r C DMP and reinstates your previous terms. PURCHASES R StWWWd PGFM 0.0271a%(P) 91190%.DaII�3'06dR r ' A$ ADVANCES s v 7 t 02009 AT&T ant IM AT&T loeoam lra"mMas s)AT&T MUeduY /, Prsiytety,Yeensed roaigrap Inc tlrutc-CL TM:CO4000 ACIDaaeeT37 07121/10 22:12:04 14W to Reach Us Aomant Mehlbor 1-900-4234343 n v ; i PAMELA J GOODALL Cwtssssr Mrr{as Atosawd AethAly PO pen 44167 J.dtsonMla,FL r I eegi,a g = Apf 03#lay OS,2008 �.Wl;)3 32231-4167 ti P- Was Dw Der. �' s' 0 0 � 05/30/2008 ..7"�:..wM w r:e�r.� AS ` Balsam Ct Lim Des CMrws 11da New n/1 I4 MAr.,..Aniaaa aw $781.66 s6.s2sge $0.100 sa3s.66 561.36 $6,947.3s Told New Saba= —l�f"—>I/200p $6,887.35 �Ya —Me 6-4-41-Walowta Anese06 Seminary Total Credit Line $12,800 rerealasea I`�FIN Advenwo Iii, l+tit a •:Ir Available CroditLine $0 purdums 6,625.09 0.00 0.00 61.36 6,847.95 nvs+ - b y Cash Advance Limit 1181800 Advances 0.00 0.00 0.00 0.00 0.00 s= Available Cash Limit so Total 6,925.99 0.00 0.00 61.16 6,487.75 t Ja R t hv*wtm*A000wlt Infe►N1MIen Reis fiml4ary Sera!lie eassr fielt+t as = a The minhnum amount due below may not reflect POW& N.Mr AIw6UAL w ! yoer payment arrangement.Please continue to pay rn,r,oe wee sate Acre PdlWA Ao[ ri your agraad-upon minimum payment. PURCHASES ° Your account is currently on a debt management Standard 333 program(DMP>. The minimum due on your r r statement Is not the DMP payment.failure to make 6,15T-.W 012712M) 9.1100% W.90OW, 1 the DMP payment for two months terminates the ADVANCES DMP and ra stes your previous ton. StObOrd XI of 1 02000 ATW MW ttw AT&T loco are In�rb of ATat to~1/d nRa,p Inc .i Air.e�..nea b a —4 SITE:KC-CL TM:C03000 ACID-IRS9757 07121AO 22:12:04 New 60 Rhea Us n R H5Z AE G� FeoO 4234343 PM A OODALL r , ACCOOnt AC91WRY POLO Box'44s l6 May 06 JUn 03,2006 =31-4167 M R . i # Paylaent Dw Odw ; 06/30/2008 . Ae.°wa Plow salon Cre611 Llas Due ctwese mama" 11weM 1 Assssak Cum • $6.116735 $0.00 556586 $53.06 $6.724.43 5705.66 Mllsirks,creel"eM M1wbwMs ram WeverwMn WWRi LLECTROWIC PAYMENT-THANK YOU TetMNewselwKec $6,724.43 ?a DOW 0 U 10000000000 ` oa3e111 nofr Pssr/CssAA/r OlM7/>e00!{ Total Credit Line $121800 Available Credit Line $O Q Cash Advance Limit $8,800 °o c Available Cash Limit $0 Aaseat sunwomy I I.z = Prwissit tH Pw�mm /H PsPAfft M FWAMCR 1.7 sM IlslpetlaM Aeeawnt YlfefM~ nmll r a A*w i Cnshs CHARM sbw° Rg Pwdoves 6,11117.15 0.00 216.00 51.06 6.724.43 The minimum amount due below may not reflect Advanms 0.00 0.00 0.00 0.00 0.00 P t our payment arrangement.payment.continue to pay Total 6,687.34 0.00 216.00 53.08 6,724.43 9F our rwed-u n ml Your account is currently on a debt management Rags suaesery aP Tsr�PvYt 1111 program COMP). The minimum due on your AteNUAL 6 statement is not the DMP payment.Failure o make ��111 R� "M KO�AOt. _ ..l the DMP payment for two months terminates the OMP and reinstates your previous terms. PURCHASES it SWK]wd FWD; 0.111111 OMMS(o) 9.900% 9.900117, ADVANCES X2116). 02006 AT&T aMInsAT&Flse°mtrtlntilsd AT&TIMeeM°M Props<ty.licevnM CUOrap NK SITEXC-CL TM:Cfr5000 ACIDdRalT57 07121AO ZZM04 NOW to Reads Ue 3 y y Aseesal Member 1-410 23.4343 x ; PAMELA J GOODALL Cedesser ttendes AceMM Aetfrtty Aaaeea/Member Po sox 44167 r_y Jun 04-Jul 03,2008 JadsonvNN.FL N 2133 3223x4167 3: : Peym.at an D.t.: o7�2e�r2oo8 w`'"':Kw�sworm Asaaeaa I p Alaeuae Ow pens rl a Toed New tlsetaattte Aaaew-Dose. Edna" Cell Line One clams maie $625.66 $6,724..3 sago $409.66 $53.75 $6,562.11 Tnsal Now lelellac peTtrletllt.Cells Atli Aetlsslawats a $6,562.18 a.kt1 wrtnle. +. p.retl/a,rAre 01/03/aD01 Total Credit Line $12800 > • Available Credit Line to aumm '-1T-- n Cash Advance Lknit 18.600 g K s Available cash Limit f0 AaewM se.lerT h..twe is►wateew th r .p..wI nNA t•r NM° bnpWtw*AMCNWlt Information Nkl m s A*w i G e t• NOa: SMS C ANIC aeltw. o Purdwses 6,724.43 0.00 216.00 53.7S 61562,10 w Your Minimum Amount Due on any Now Balance Ad.wm 0.00 0.00 0.00 0.00 0.00 over f�2pp will no longer include then total amount of Total 6.724.43 0.00 216.00 5 9.75 6.562.18 4 your fransaction fees.Theses fees include balance �$ Q t►ansfer,cash advance,and foreign purchase fees. tasTe> W TtY sser�t.4 so !F Remember,you can Day these fees land any other amounts owed on your account)at any time, ANNUAL ! ie 1v � pOlCOffAOC ** R PURCHASES n{ ADVANCES rn Tell 12008 AT&T ad en AT&T logo are Iredwo is of AT&T Int~uN PmpWy,kemed to Oti roup tree. S PAMELA J GOODALL 201 tlew N 0ae46 W 1-900.42 3-4143 Crse..er fnI PO 10:44147 Jacksonville.rL 32231-4167 Mesas Y'�aaeeM! The minimum amount due below may not reflect your payment arrangement. please continue to pay your agreed-upon minimum payment. Your account Is currently on a debt management program WMP). The • minimum due on your statement is not the DMP payment. Failure to make the OMP payment for two months terminates the DMP and reinstates your previous terms. sell StTE'9"L TM Ct}5000 ACIDMINOTS7 07/21110 22.12'04 Haw to tTeeah Us Asesea!Member 1.800.4234343 PAMELA J COOOALL Cesswaer Mrvfes xar�- Aeeeunt ActhAep 4 Jo BOX 4167 s r° S Aeeouae Nataaer JOCkso x 44 FL 1ST`� z Jul 04-Aug 05.2008 2W 3223t-4167 MQ( q s p sue. i 9 Pe3osat true Oda O 09/01/2008 t. Vmi ti,.era..esawe.� At,Oleo" I Previous AestwM Over Pad Plasaee Total Mew MMat�Mwwl Due' 111014," Cn41f Lhw Dee Charges Mtsaee $6.562.18 SOJDO $625.66 $56.99 $6621.* $762." Total Now lldentk M a/toos - $6,621.16 94 MW 0 T055555M yal.t wad""" Aboatwl tt.taat..y Total Credit Line $12,900 rw+tea to r.ear.r 1 r.,a■ata tN tnaArles t-►Mew Available Credit Line t0 ewe a Ad-Oft" &Ctaeb cMAaas ptean nay Purchases 6,562.18 0.00 0.00 58.95 6,621.16 Cash Advance Limit $8,800 Adrarttes 0.00 0.00 0.00 0.00 0.00 �K Z Available Cash Limit $0 Told 6,562.18 0.00 0.00 51.98 6,621.16 Psi ! InVet tan Acownt IllferRlatlM 11410 81011A'011 pass This was rwtaa as The minimum amount due below may not reflect aetanca sus}*to P"lodlc uemhr AlspeCiMiu► your payment arrangement Pkam continue to pay r�°ipe Rd* APR RAT[ P 1 your agreed upon minimum payment. PURCHASES ° e L Your account is currently on a debt management Standard Purch 0.00 O.Ozflz%(D) 9.90019 9.19"- i program COMP) minimum due on your statement is not the DMP payment.Failure to make �s C the OMP payment for two months terminates the ADVANCES DMP and reinstates vow previous terms X Al Privacy Notice Pleas@ see the enclosed privacy i a notice for Important Information,and a new privacy choice for you to consider. 1 of t 4R008 AT&T ma IM AT&T ben we tradwmrN of AT&T edee od RoM y,amend to 4:10 raw MK. 1 ' O SITE,KCSL TM.'C03000 ACW.1A1t1173T 07121/10 2212..04 Hew to teeaelt us s v AeeettetMembor 1-800423-4343 n n 1�r PAMELA J GOODALL r 3 n e[ _ i--4 Atceont Activity CO qw 67 p AaetM Irne ,- z Aug 06-Sep 04.2008 33 4*r`FL �xt a 1 21 gi PsSwrt)ow we FtFL►° R 09/29/2008 ,,,e,'"�"rr,,w"_.:."11116 At' � K g ( PrrMeea AMiM t3ver raet F11414111" TOW M.. MetMeutt Awtewd Dace tllatAnw Crea Line ow Ch"s solarom $6r819.75 $6.621% $0.00 5762.66 St5959 56.819.75 Tonal Now oalentee WrNt q-*- v WO2J=006 $6,879.75 09104 --MANUIPMA915-IFTRANIMIL a.t�weti..te. r«. Total Credit Line $12,800 Available Credit Line $0 Rol Cash Advance Limit $8,800 •t, wy U)c: A9awat Available Cash Limit t0 _ ■t I.te t�•. •r . ,era le/etatAxwttifwmatlen OMwm aAets+w.. 0. C M a9 ttwo rnt«re r P,rch.sas 6,621.16 39.00 0.00 109.119 6,619.75 Help Is avallabiel Please call the toll-Wee number ' 1 sh above to lean about our special payment Aden«s O.00 0.00 0.00 0.00 0.00 own options, Please give us the opportunity to assist Total 6,621.16 39.00 0.00 159.59 6,819.7i is i4 E You hale Anray O+Ye ThY arnr ttirYr=so 11 a to Pa ba AWWAL aft APR ffAffTa"K N Pt711CHASES 0.90 ocU325011(p) 11.900% 31.900% .019,12-11111) MY ADVANCES Standard 0.00 test 10006 ATaT saa Ns AT&T by ors tt,dnnwb et AT&T Mi[eel[drl RopRty,Met III Io Q19mp au. W rr SITt:KCCL TM:CO.5000 ACIOdRl9737 07/200 22:12:04 NOW is Itsaalil tla Aevowat Koslow i•NO.42 3-4343 4x� PAMELA J WWALL t b AeMuOR Adteky Aaeaeat IfewMr2 4441 _ _ Sep 05-Oct 01 2008 � J32231.416 N,t1 >° r° I 10/29/2008 b& w~ W Ot MM.w At a ttieewua Anwuat ovw raa4 rinaaea Tatd New a Y11Ii•1seII Asawart Ow: i•1.... Cra6Tt Lim Daa Clrryas tflalaaa 56,619.75 $0.00 $7062S 5154/19 $6.79724 $6,797.24 Total tew Illoto a $6,797.24 � rrlae ilaaMN hrdmMs Total Credit UM $12,800 Available Credit Line =0 p I Cash Advance Limit $8,800 9 9 s Available Cash limit $0 rurti/C4e51t4v o+s/a3�31ooi letprtant Aoewnt Information S sAown above to learn aabout ours peciarllppayrt lilt row options.Phase 91"us the opportunity to assist SW pod jwwm YOU. 00000000 00 0000 0 A (>Mw It ...d... IN..eA.... "1 NCKAR49 ..ra.. a Ae...« a Clefts auuNE �� Purdows 6,619.75 39.00 216.00 1S4.49 6,797.24 '• Adsanoss 0.00 0.00 0.00 0.00 0.00 Total 6,619.75 39.00 216.00 154.49 6.797.24 left WOOQ AT&T WW W*A141 bas we Ovftmsns of AT&T hR~Vd X Vragrltr,acensea to clltpiap Inc _Z N N PAMELA J OOODALL ip3 Hew M I1ee4 W 1-!00423.4343 Customer 11e*efee PO!en 44167 JadwaWria.FL 37231-4167 Aeap Too aoeewal 0011 a W- wdwtwleaaaw Ihb SW MKT ate Two slang►~79 �>O d to t R w APR ItAnA92 PURRAS hAdw U.090% INFOUQUIRM ADVANCES f 2efS BITtd(CCL TM:C03000 ACIDHR59757 07/2IAO 22:12:04 New M Nestll lk Aeewtl McMsr x600.423-4343 3:r�° PAMELA J WMALI � i s aNM.lear ferule. IIj L. Account Ac04.2 Aeaaaal Nweiar Jack�onvVI 4.iL 7 WO r L Oct 04-Nev 04,2008 133 32231.4167 o= wo PWPMW aw Date: 12/01/2009 1top!aoa wl"""r+d%d=pM Al a ONa." a ( flake" CadN Line Due Cure" Talala." atrlr.teN Amend Dra: $6.79724 f6a7 soroo S4 s16a79 V.005.03$7,00$.03 a-ae4M4 Pu ew"s T44d New fdmm $7,005.03 Dow= 64 CKW 4"Reference ParddCad Adv o9V"WUM Total credit Une $12,600 Available Credit Urge so °* Cash Advance Limit $5,500 u k i Available Cash Limit s0 P«a sale C Ilrgart+rlt Aelwarrl in}OrinaMoel �6r' RTETEC OtTPT RA+ 34ti6 Acemnil enlarY Z p tq Purahm as 0)FWA1Ntt t.)/tea aalroa A Aewn[ea i OeMs CHINK arhare Purtham 6,797.24 39.00 0.00 168.79 71005.0.7_ Advances 4.00 0.00 0.00 0.00 0.00 L Toter 6.797.24 39.00 0.00 168.79 7,005.03 R X • I of_ 42008 AT&T aM IN AT&T b"am tradonrK of AT&T uaelkdur PraWy.11m 24 to CV*oup Inc. PANKLA J oDODALL 2133 New to Re"Us 1.000.42 3-4343 Cedomer serrlee Po In 44167 Jed[smndNo.rL 32231-4167 Ae ee year aoeeM eerwvwe enhnrsdartiaw Rate soma" Dote Tkb aaaee Porter u Subled FY�io� chor 1i RAM MR MATE PURCHASES OMI 1171117-w- 9.9700111oku) ADVANCES SMSIM 9.Q9 0.0706019(a) 47,990% 27.995111 The Annual Percentage Rate on your account has been Increased due to one of the following reasons stated in your Card Agreement with us:you failed to make a payment to us when due.us that was not boaond byyyyyopaur�rbrwL We will line or from made APR on all balances M you meet the terms of all Card Agrewnents you have with us for 2 with nu periods In a row.We may lower these APRs sooner based on your record a • a eft 1 SITLKC4-L TM:CO4O00 ACID:lR @W76T 0701110 22:12:04 "M to ReeoA Ua ;.. Aceend tseteeae I•WO.423.4343 'o PAMELA J GOODALL Cestetra farvtee _ ! ! Aaeant AMY A♦wt I GMW PO Box 44167 M z C a i Nov 05-Dec 03,2008 �� m It.FL r e pswot 0"ode o 12/29/2008 ..rte ow�.rwwmorm Ata=mom � PseUaae Aaeaaat Ova pee! FAurr TeW fNw IIMltaltw Asaaun0 oue Craft Line Des Cbwwe Wria. ST.00S.03 50.00 5613.53 5153.46 56.903.09 $6,983A9 � crv6Rs atsl Tetr peer Wanes: $6,983.49 ot+rdt It.Newlae 1944ata6 Pbr.Aeree Total Credit Line $12,800 • Available Credit Line 50 b w Cash Advance Umit $8,80C) g g= Avallable Cash Limit 50 003/W"003/W" a _ =above avallablel Please call the toll-free number shown above to learn about our spadal payment Feaa gr opdoliL Pleats 91ve us the opportunity to assist ° ;� f you. - TOUR— 300 00000000 66 am 0 700000000M 21 -41 Asseent Sunswery 3 1111141111110 6 AMsw� i CX wo gdDCt MYnw �* y Purchases 7.005.03 39.00 216.00 iSS.46 6,953.49 Adwws 0.00 0.00 0.00 0.00 0.00 T t Total 7.005.03 39.00 236.00 156.46 6,903.49 i. loft 02009 AT&T ad the AT&T low ee 1rlAeerq e1 AT&T k teWullMplAX aoeneed Iocawa p Mice e.. PAMELA J OOODALL 203 NOW to ftma Vs 1.900.423.4343 CwMwsr servo" PO Box 44167 Jacksoni M.FL 37231-4167 AasiM Vow somM a�tMs-mM Mats 1slAman Tob w"pw"" M nnwm Rate N E IIAi[ PURCHASES ADVANCES s • 2092 31TECKC-CL TM:CMOOO ACWJR89757 07121AO 2212.04 WEVARIVerell Haar N Raaaw us + AaaaeM MaaeMr 1-600-423-4343 ' $� PAMELA J GOODALL AeIOYRtAIRMIy PO Box 44167 $ Dot 04-Jan 08,2009 � U3 32231-41671a.it Peyntanl Ow DaM: 01/30/2009 Ise W'"" ' '� Ata aae.. g I PrrMwa Amewt Over Past Irleaeee Tehl Naw 't MbWm AnwaM ae 84100000 CrOM LI** "a Cumit IlUenw 57.157.54 $6,963.49 $0.00 $9641," $r74A6 07,67.54 tfeeeare Pereaaaas Telet Kiaw Nlaeac $7,157.54 OEM makwa °a Pare Co*A&osllotlfteoD . Total Credit Line $12,800 sale M n — 111 AIR~ w> Av"If CrWit Llne ZO P r". Casa Advance Llmlt $9,800 AaeaaaK�a�aur>r CC~ Av"le Cash Llmtt so PFWAM 44)P– H PgaMap 4N MHA11Ca N s t t IRgeftilbt Aeaort Mt?ermalbn a.r.. a Admon &Ga@a CKAne[ aal�aaa Purchases 6,983.49 0.00 0.00 174.05 7,iST.54 Help Is available!Please call the toll-freenumber Adwnox o.00 a.00 o.o0 0.00 0.00 a shown above to learn about our spacial payment g options.Please give us the opportunity to assist Taal 6,943.49 0.00 0.00 174.05 7.1117.54 fX you. > Rese saaamary per TMs eawe►.r4.b as ANNU —t r°mma.oe° � APR f �A99 RATE y r PURCHASES E� 51 fiEi 0 6,904.96 9.9f463%t0) 7.Z49% ar.ZAW m �� � = ADVANCES t�� 1.17009 AT&T mW the AT&T _W Iq°we ttadeaurb of AT&T 1nhhRwl Prapet,,aansed toptbr°up arc. SITGKC-CLTMIC04000ACWdjj" BT 07Jtt/l0 22:12:04 Ibe M IhOa3�IJe s s v Aeaera!teeAtMr he004734J43 AAMFIA J C,QOOALL COOi00tnr earM{e» Asceett! ,Ialt 06-Feb oa.ztTOq �2W 'r°e'a'+O'�em""ciT 3223r4i6T � � � lalMetarl Dw DOb�c 02/26/20M M'.;' '.:' rM �.a.w NbeffAm iOMwue t+rMet tbte Dw T AM a• $6,877.22 •c Sr,tsis4 Soon S9:s.n Ssl6e 56,sn22 $6,677.22 a.r.�►�wew Total Creft Ole ;12.800 fl0einf ltinYMs mss. AMOilable CreM Line ;0 VAMJ Cash AdWKO Ma ;8.800 AvsQabk Cash Untit ;0 � � ! trrM.t'lIMIr Aee.wK IrrferetOMOt► MOP is araitridtl PUMO call the toll-free Outraw .i i k car x t* por rdty to =h 64 OOM YOU. Swatwv FrWAOM-+ embs 'a�t g PUrdwm T,1ST.S4 0.00 432.00 151.66 6.177.22 i� Adwws 0.00 0.00 0.00 0.00 0.00 t; Z Toth 7.157.54 0.00 431.00 1S1.68 6.$?*.22 iota 4D2009ATAT asr tM ATiT bq0 ae trarewtrbel Aril Y�dod PrOprlT,Yo�d teQlp'glp Inc m x m N Rom ' �arz�u �erz:42.Sa2�P r�o•o_oaa•q....�,.,__..,,,�.�aEtwf'�'i� S3 FWACV smk3ww kilt0K Ir4rdow *w1 �IVai+�t a se+rw•a +lu rigl L%v4 m l! ipor M"=Y Od +�MMl+swq�11� p'E'�ttf-0iO4i on V"" MI toz 'TWQO"r vumd !RL'KC<L T►ttos000 At;10dR8iTS7 01121AO 2L12'04 Ilse M Raar!us IF�3J343 PAMELA J GOODALL S Aeeaemt Ae"w" AeoeeM liane.f PO M4167 r�n� tit fee 04-MW oa.zoo9 2133 32Z31-4167 .n C g Y - p *i�.n10M Oahe ^g° i it 03/27/2009 wp"...«:.`e1M:..�'r:: At•f+r.w... An...to.a te.d rw.e. rw tw. g a Balance Cram Llee DIM ch-VOW 5m1110" ai p MY �Awwwt Der. 56.87712 $0A0 $LO76.79 SBOM $7.007.63 „ $7.027.63 iHMa/Mr!fr►aiaaa Total Now 11dom s PONOWNSISFEUMM $7.027.63 gikk wrla.earae Total Credit Lime $12.800 nv> Available Credit Lire SO Cash Advance Limit $8.800 z$c Av*h ble Cash Limit SO dosses! c fez t he 1 r ^ t tN P lepatat AeoWt Yif1rtM some" Abw'rwww t'I i th0.eeanaea l e th d/1iA1MMIL C[ e[.e�M Met f 0 Purchaen 6 iT7.2i 0.00 0.00 150.41 7,027.63 Help h available! Plena call the toll-tree number Ad"nam 0.00 0.00 0.00 0.00 0.00 shorn above to learn about our special TOW 6.677.21 0.00 0.00 150.41 7.027.63 �Please give w the opportunity to assist off.,"h.else Pere!se s M ANNUAL � Men" AOA t+ PURCHASES �•= r }� M m •* ` ADVANCES left 02009 AT&T Atd tlm AT&T[W iv iaaemmtsel AT&T to eftct% l Prarerey.aeee.ad IealiOrap loo t 81TIM-Cl.T*COa300011CiMae9T5T OTlswo s::�xoa HOW to Read us PAMELA J 0000ALL Ceeeaaear aw.l.. reAoaw!11aorVe r amlNe FL7 POW OW Oda ••"` r.pleleal.wa.eee.I..ropaVOOwr Ata0how �g a 04/27/2009 r nel..eA«r.N..+...Ia. Prude AlneentOw Pod T%W" TeWNaw �.rnl A..r a ealne /Nana Crum Lam .000 Charges slw.« �g 7.181.32 rozT.6a soao s�.zz7.zo $153.69 S7.leu2 BtaMre Pw�nw T"WE @doom ,$7.181.32 OdsRII�e! O!/b7(8005 Total Credit Line $12.800 PkvTIL • Aviflable CM41LINe 10 54 %XpJU cisdl AavaOCelh9t s8.600 a'c Available Cash U" =O Aeea�ae seiNNUT - cx� oo to APel�s $ �' Mgerea*Aft*WAInforn ftn Purclues se 7.02T.63 0.00 0.00 153.69 71181.32 Mtlp is availaw Plew till the toll-fm number AAVa"S 0100 0.00 0.00 0.00 0.00 } option.��QMasabout 0�0 pt Told 7.027.63 0.00 0.00 153.69 T.181.32 YOU. Rob Swoon" 0Ma TW NIt P~Ae 7iC E . :CdWd 1°' Roe �" Ppl AO[ t! PURCHASES 3 j = ADVANCES i X tell W007AUT W Me AT&T lepeae tM&mmoa al ATU In~W PAperIT,ecemM to Calgrap Inc S SRLitC-CL TWCO.3000 ACIDlRM 5T o7/21jt0 224204 1MrbMsota w : 11 49 o MeeaM Mookbw t•900-42>4 n, y PANEIA J GOODAU P. Po Box 44 e. g Apr 03•Niy 04.2009 33 2 4167 Fl. Or mft ° ft qv + 0'5/28/2009 riltte.i6.'' rit��1.w� w'•tied AskaWt OW nw v1r m" Toed am OI ti 1 fAMs�A9.3 � ST.Ow SOHO S1360.M $0.00 56.74932 • $6,749.32 TelwA Ow MlutR $6,749.32 llalnwt6a A...w6....or •� Total Credit lJM $12,800 (N P.wn... 1-1 rq.ros t+)rwArec t� Avag"Cl9ditLift f0 arnse &A4wotao &0808 CHAN" p,. I Cagt Advance Umit $8.6" Ptcmm 7.161.32 0.00 432.00 0.00 6,749.32 iAvaRabN Cash Lim$ So Admit" 0.00 0.00 0.00 0.00 0.00 _ lwowtW*AoeaM8ahlwOm ToW 7.181.32 0.00 432.00 0.00 6.749.32 ad*f..to.fary Oran n aaaa,rube 33 4 ►i�woi � � MOUVAIM i PURCHASES a �! ADVANCES ■s(i �a Y TX 1 M 2 42009 AUT ai th.AT&T iM am tnd mfb of At&T hMMw Rglrtr.kwnW tDQ4aup kw- i_ _W PAM[LA J GOODALL 2133 HOW is pssi us NaOO.423.4m cvvb r Serates PO Box 44167 Je tswrAls.A3223MI67 As"em Year aseemt Rendader:You table a crib advance K you use a cash convenleme check:pet ' money throu an automated toiler machine tATW.or pet money through borne banking or a ihup�clal bntiddlon.You also taiw a cash advance If you make a tyke transfer,buy a momty order.travetees check.lottery tkbet casino chip,or similar itctmm��or engage to a sielilar transaction.Each Cub is sublac!to a omk w transaction fee described In your Card Agreement. This fee will cause your �ba��age Rate to exceed the nominal Annual Percentage Rate listed Help Is avallablel Please call the t*fm number shown above to learn about our special payment options.Pleasa give us Ow opportunity to assist you. �F. s Rocs arTMCtl"K0,8000ACIDMB W 07121010 22:12.04 "low to 1laeer us Feo0423 4W a> PAMELA J GOODALL Aeomr*AettelM 0 6SOOp Assummil Number May OS-Jun 03,2009 2W WW-6 5D 5W Le M P� ; � (•aywtl�t flee peteR , $ ° g 06/26/2009 e,."'i w''"".'.t"'�:r�'i•rr A�a«.t.. ggyy& melaaes trym Lim Ow Ott retail �alaaaa allas,7 9.3 Duet $6,749.32 $6349.sx $oAO s>,s2ae9 $oao $6749.32 Acomat a.etaeey Telal r1.ti tMtiaaaee , i4"'; t� 'a er ryw 1"e1u $6,749.32 Pwdws s 6,749.12 0.00 0.00 0.00 6,749.32 Adwaas 0.00 0.00 0.00 0.00 0.00 G"IMaseMe Total 6.749.32 0.00 0.00 0.00 6,749.32 Total Credit L IN $12.800 Rak tea Awy _ Ose T:i N-11011 F. .a a0 a> Available CraW Line to i�w ro non �y� l�A1NNWWL AOQ Cas11 Advance LMalt S8,800 �'�`R i c Available Cash Lktlt to �t ar InMartailt Aoowtt MNlnatkn # Help Is aysrabkl Please tar tht for flee number �Ag shown above to lean►about ourspeelat payment optimm Please give us the opportunity to auM e� 0 = l«t 04009 AT&T atl the AT&T luee we lraeenab of AT&T MteseQ,al PropwtR itenfe4 toOlpreep Aw _W NTLICCL T1AC040M ACl"119737 07/21/10 M2*4 Hour M Aaeeti Us Mesa"Mentlear h�4343 ^" PAq[LA.IGOODALL `s g cIaTIMM/s WWWO r Aeefah A00=1 re f P;-Box 6500 g ; Jun 04 lld oz,2004 �2t33 �slon c sc . p04, �S � � � 11"""Owe atc Z3 ° 07/27/2009 t e4WOe ep 4w4,1ahM/ Ala PWWWOr ATawato~ ►.d rims" TOW"Per tliltarw DOW Arwad 0a soup" crew Lw wa am cbm Nirs + $6,749.32 ssa49.>z $oao $k"01" Sono S6a4p.3z Aa4w1 s.taawrT Told 11mtttTtlrteat PrObw f�� 1 s sx � $6,749.32 Pardrsas 6.749.32 0.00 0.00 0.00 6.749.32 Advances 0.00 0.00 0.00 0.00 0.00 trfalabf ashww Told 6.749.32 0.00 a.00 0.00 6,749.3Z Total craft Lifts $12,600 moo!!Ten o v.7,,.M trw Pw%* , AvaNabM Credit Line =0 rear MAO[ w Cash Advance Limit s e.800 91ATi M z Avail"Cash limit $0 PURCHASLS a [ 4KAMOMM F%Nlcn 0.09 u. 27.2M MZ40% >"E MME Accowt uWarna on �i Help Is avaUDWI Please call the toll-free number ApvANM shown above to learn about our special payment Ord Adw w 0.0146MR) V.Z49% 27.2219% • t options-Please give us the opportunity to assist it f you 1911 N20M AT&T ed the AT&T PopDlw baeenr4s01 AT&T Mtalleclud PfOpety YoasN to07R"lnc m X z F --4 SIMIKC-CL 1MC Sors? MOM MW4 AA JCOM PAMELA"J CiADOAtI �g lJul03.41q 04,2009 2138 tit f. f lowt Orr Odle ;Apo 06/27/2009 '.."..:•r .`'..f+oo Arta.... * � 9rsvtfw ArwlrtOwr faN v t6ril M A oW are wfAef erwN 1 iur ar Cw $6.749.32 s6349.32 sago stsoo" so ou TMMMStrHrMrlere Artstrt rwAw (N• .Ono !9h171.fA1� CHAVOCASIae IN .NG t Mlsrs &Aessg0 af:+r«sls Mw. $6.749.32 p4ra+rsas 6_,749.32 0.09 0.60 0.00 6,749. A6ranas 0.00 0.99 0.00 0.09 0.00 Oar*�MMwM TOW 6.749.32 0.00 0.00 0.00 6,749.82 TOW CTtdtt Um.. 112.600 IINa srtrereg e.»nrw�,w+r:aa *. AVAisadvCredit time t0 �w�ew IO � mw APR �P y i CasA Advance Unlit $8.800 Via_ !{ AVAIIM#Cash LVM so PURCIIASCS trrl78afle Aadrw4 NeffrmMon ' Help Is available Phis!Call the tuN*oe"ber ADVAXCES sh01Mfl i pw"m,*9*w m", 6W fplCii)ylypMfet oPtkllls.Plesseghr!of tfi!6ppflrtuNty to assist . m lots 4*009AT&T ptM AT&T MPmw Wadwwksol AT&T Mt leckW Ngp for"c wudfOCtlurawkc. x z a� r SITLiiCCL TMCOAJW ACIDi8897117 OTIWO 229204 New to New*ik F006423-4343 n PAMELA J GOODALL Gaawamee iw1AM t AoeanNt Add ty AtaaOM 1"" PC sox 6S00 S Aug OS-Sep 02.2009 2w 5719-6500` s`so III- Anewd over Pad Fiaenae Tate)Hnr qi tatalttruw Awewt Uaee ttaieaee C7 sM Lie ON Gnar9ew ttaLee $6x749 32 $6.749.72 $040 SL940.B9 $0.00 SCT49-V Aenwt Summery II r.e.i+�m.�weeeL "."''.' pwmh " `iaMh� `aW�i[ t $6,749.32 Purdrses 6.749.32 0.00 0.00 0.00 6,749.32 Adtunm 0.00 0.00 0.00 0.00 0.00 4itttlefMrrtw Total 6.749.32 0.00 0.00 0.00 6.749.72 TOW Cr*&Line $12.800 fl aft si.mimery "T#kQ"v~ a n y s Available Credit Line $0 Veda* now" Cah Advne Unit $B,800 rS=w RA� UAAi a= Avelf"Cash Lindt $0 PIJRCMASM �' ier#ertarlR Aeeetrtt� '"Tiro–O�Gd7 .44V%-7TZww Help is availabw Please call the tomm nwuber ADVANCES w Shown above t0*"about our Spacial Payn*M 0.05 . ° fOptions.Pleas*give es the Opportunity to assist t 1 m left x 02009 AT&T and be AT&T bp are usb umh d AT&T Idebm t"PtawrtT,rows"toCaiaoW bt 2 W .wr V W $lTE:KC{L TM:C04000 ACaM11119197 07121AG 115:04 x..a AaaM w >•7 Aeftent NWFAW 1-000-1234347 e A PAMELA J GOODALL Amew*Aettvity AewwA RmmbW Pi--IiiR 6S0 00� ilea s a S 03Od02.2009 57nT- 9 SD = i � Pah01Mt Oa.Oetwe ° i 10/29/2009 w:.i.w` At•r..vi.w A.«.M Over raw rte« Tad NOW Ilrr.r Anwwt e.w ' 8.aro. 000 Ll" O.e crane. Rapes $6.74932 $0.00 52.050.8! $0.00 56.74932 474Z.3"29= 749.32 AsmaM Swia.f Y row N«ar ute116ri i' `:Ad `i P `CHAIM `ambi" 7Y $6,'09.32 PvWset 6.149.32 0.00 0.00 0.00 6,749.32 V Advencn 0.00 0.00 0.00 0.00 0.00 I QVIA Told 4.749.32 0.00 0.00 0.00 6.749.32 Total Credit LIm $12.800 RAM fwewerr Oww.Tab Buhl a.Me so a. Available Credit line $0 edaa0.S.1led a P.N4 Now" Pia NUAL s P w Cash Advance Limit =8.800 �'"'AOedijt are ArR RATit USE I Available Cash LhnR $D PtNK]lASES All IW*Wtant Aee*W*MMrnMUM O Help IS avM&bld Please can the toll-free member shown above to kam about our special Payment ADVAiICLt options.Please 91"us the opportunity to=515t You. m toll 1Q009 ATit ad 00 AT&T WO R elragmWft el AT&T tiMaednd Rdpwty,loNwA(o Cape"&w- X _F5 i' SMKCCi.MC04000 AClO:lR@ 757 071MO 22:1x04 NOW tr Reaea Us AeeawaslNearber I-900.423.4343 n" $ x PAMELAJGOOGALL CmdWWtleerla i.Y At WW*Aethl" PO tax 6560 Amommit! dtt 03 Nov 03.2009 2[341 -6�m S � o a6y r23.�4 �ieT2�.lf4 QMlla eat • w•Imt•rrl Doe btMe a � 11/3012009 t, A�.wlt s iL"o ftWmmW nmNft tlf we do rmt reoeivw~ !Me=r minknum peYmer4 by the deN Nsted abww,tmw tt•ri keve O"Wim lz Pwenr� li hlwwle IN PNIAi1Ce �1�• to M a$30lete lea and Your APRs mey be b---d w to O.wnr a A4reeree a laeaa• OIWIaE 1*ftM,APRW212494. Purchases 6,749.32 0.00 23.76 0.00 61726.51 Admeoes 0.00 0.00 0.00 0.00 0.00 TOW 6,749,32 0.00 23.76 0.00 61725.84 ihi.swmw.rr 6etr•tsle r.rweas ahsreoe shAi�to r.reac ,Iwnewt AMMA wtt sttt.�. Fat Asswat Aa�lleN 1 rrra ah•ee tat. A/A pulmc fT Fhwsleas fldtnee $6.749.32 }� p4111GNASES — - _ r ADVANCES Cash past am AVVM t P Help Is available!Please call the toll-free number shown above to learn about our New 11410not 16.77,534 f special payment options.Pleas•give us the opportunity to assist you. croa Limit $12.600 AvallmlileMN so Avillable0ahl.bW $0 X »In son cy" 2 tell 61069 AT&T ahw the AT&T r�/� toee am hwtereru d ATii YNNedrY t'rroRh,aoheae0 teCayrewh ehe W n.. W CITIBANK,N.A. } Plaintiff, } VS. } Case No. PAMELA J GOODALL ) Defendant. (0 AFFIDAVIT SUPPORTING SUMMARY JUDGMENT STATE OF MISSOURI ) )ss. COUNTY OF PLATTE ) Before me,the undersigned authority,personally appeared the person identified below,who being by me duty swom, deposed as follows: 1, My name is Ashley Cooley I am of sound mind,lawful age and capable of making this Affidavit.The statements set forth in this affidavit are true and correct based on my personal knowledge and review of the business records described herein. I am authorized to make this affidavit on behalf of plaintiff Citibank,N.A.(referred to herein as"Citibank").Citibank is a National Bank located in Sioux Falls,South Dakota. 2, 1 am employed by Citibank or an affiliate.My job title is Document Control Officer. My employment duties include being a custodian of records with respect to accounts owned by Citibank. As a custodian of records,I have knowledge of,and access to,account information and records concerning the defendant's Citibank account number currently ending in 2133,which is the subject of this lawsuit(the"Account"). As a result,I am competent to testify to the matters stated herein. 3. Citibank's records regarding the Account contain the name and billing address of the defendant,the Account number(and predecessor account numbers,if any),the Account's history,which may include charges made,interest and/or fees assessed, payments and/or credits received,and the minimum payment due and the total outstanding balance due on the Account,all of which are collectively referred to as the"Account Information". Exhibit A attached hereto and incorporated herein are copies of the Account statement transaction detail for the period from 1/4/2005 to 1/5/2009 that was sent to the defendant(the"Account Statement"). 4. The Account Information reflects that charges were made on the Account to purchase goods and services and/or obtain cash advances.Defendant was provided periodic billing statements for the Account when there was Account activity,which described the charges on the Account,along with interest,fees,payments,credits and the amount due on the Account. The Account is subject to written terms and conditions,as amended from time to time,which are reflected in the exemplar card i agreement attached as Exhibit B along with the Account Statements, Defendant agreed to the terms and conditions by using the Account. 5. Exhibit(s)A and 8 are business records reflecting information created and maintained by Citibank or its affiliates,in the course of regularly conducted business activity,and are part of the regular practice of Citibank to create and maintain such information,and also were made at the time of the act,transaction,occurrence or event or within a reasonable time thereafter. 6. As reflected in the Account Information,defendant did eventually fail to make required payments on the Account. 7. As a result of defendant's failure to make proper payments on the Account,defendant is presently in default on the Account. 8. The Account Information shows that the Account Statement reciting the amount of the debt was sent to the defendant either by regular mail or by electronic mail. The attached Account Statement does not reflect any outstanding disputes on the Account. 9. As reflected on the attached Account Statement,the balance on the Account is$7,157.54. After the attached Account Statement was sent to the defendant,an additional payment or credittdebit was received on the Account in the amount of$887.78. As of the date of this affidavit,the Account balance of$6,269.76 is due and owing. 10. Citibank's records reflect that defendant opened and/or used the Account and,therefore,to the best of my knowledge,defendant is neither an incompetent,nor a minor. EXHIBIT-h 11.The debt reflected herein is delinquent,past due and remains due and owing.Citibank is the owner of the Account and the party and entity to whom the delinquent debt is owed. I solemnly affirm under the penalties of perjury and upon personal knowledge that the contents of the foregoing paper are true. EXECUTED on Signature Ash CooleY STATE OF MISSOURI ) Name )ss. COUNTY OF PLATTE )) On this dday of 1 r I 2Q_�before the undersigned Notary Public in and for the state of Missouri,personally appeared Ashley known to me to be the person who executed the Affidavit on behalf of the above-named Plaintiff,and acknowledged to me that he/she executed the same for the purposes therein stated. — _ r Notary Public 01%I11I ffllll// My commission expires: Q�C7W14 i �� 8 U �z �a$ $p o 0 g qk O� YourAMT Out ersal Gard Statement 6AMUniversalCaM Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universaicard.com Account 0 2133 Customer Service:1 800 423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 December 3-January 4,2005 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Due....................._........... p$205.00 The minimum amount due below may not .. Due Date*.............. ...............................January 31,2005 reflect our payment arrangement. Please 'Payment must be received by 1:0D pm local time on the payment due date• continue to pay your agreed-upon Credit Line.......................................................... $12,800.00 minimum payment. Available Credit............................................................ $0.00 Cash Advance Limit............................................. $8,800.00 Available Cash Advance Limit.................................... $0.00 Account Summary Previous 6ahnce 9,716.54 PaymeMg a_nd�ustrr-,Pnts 208.00 MasterCard Activity 101.00 Total AT&T Sprvi l+a OW) New Balance $9,609.54 Note:Detailed activity starts on page 3. date paid amount paid Check R Please follow payment Instructions outlined In the-Important Instructions for Making Payments"section of the statement. TOW Aetaant wwll.ar 2133960954205005913 ® ® ® 2133 I7HM Enter Amount of Paymwt 9MWW Paymwt Due llata our Total Berland a1MVnran Amwt Dua JAN 31 2005 59609.54 5205.00 rs 2S PM 42 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P_O. BOX 1 256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 EXHIBIT A PAMELA J GOODALL Universal Card Account==S 2133 December 3-January 4,2005 Page 2 of 3 In the return envelope,please: 1 Make your check playable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T universal Card address appears through the window of your remittance envelope. PAMELA J GO =2 �/CW Universal Cand Accounts®®2133 December 3-January 4,2005 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Tran9 Post De-trintlno AM n} 72/30 PAYMENT THANK YOU 107 OOCD 01/01 PARTIAL DEFERMENT TRANSACTION 101 00CR Total Payments and Adjustments $208.00CR AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.............................................................................................................................................................101.00 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity......................................................._.................................................................. .. $101.00 PURCHASES Total MasterCard Purchases................................................ $101.00 Standard Purch Trans Pond _ [)escri�rtfen Am mt 01 101 (1 01 PARTIAI RFFFRGFNT TRANSACTION 101-00_ Total Standard Purch $101.00 CASH ADVANCES Cash Advance Limit....................................... $8,800.00` 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominal Periodic K Billing x Subject to = 117Nd01tE + Fee/FINANC E P£oCEMEAre _ APR late Period Finance Charge HARD£ CHARGE IRAM PURCHASES CASH ADVANCES Total FINANCE CHARGE _ $0.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls.........................................................................................:........................ $0.00 Your ARTUnfi 7wiCard Statement AW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universalcard.com Account -2933 Customer Service:1 800 423-4343 or write Calling Card+ PIN Ja rdmem'llble r Services,40i Box 44167 January 4-February 2,2005 Quick Reference Minimum Payment Due.........................................$202.00 The minimum amount due below may not Due Date•........................_................ February 28,2005 reflect your payment arrangement. Please 'Payment must be received by 1:00 pm local Ilrne on the payment due date. continue to pay your agreed-upon Credit Line.......................................................... $12,800.00 minimum payment. Available Credit............................................................ $0.00 Cash Advance Limit............................................. $8,800.00 Available Cash Advance Limit.................................... $0.00 ***** Great Savinqs for Our Cardmembers! ***** Account Summary Let TruGreen ChemLawn(R)put your money to work. Have more green in your wallet Previous Balance g 602 54 and in your lawnl Green Lawns Start �vm�pts aad Adimistments -20600 no ac1 1.800.232.3990 flGastetCazd01 Actnv tv Iotal AT&T..'Prygm i 0 nn New Balance 59,50254 Note:Detailed activity starts on page 3. date paid amount paid check 4 Please forlorn payment Instructions outlined In the'important Instructions for Making Payments^section of the statement Your Account*—bar 2133950254202005913 2133 MNq Elmer Amount of Payment 9ndo W Paernellt 11w Data Your Toter Balance Itknkraelr Anmaart Orr FEB 28 2005 $9502.54 X202.00 Js 2S FM 42 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J G00_DALL P.O. BOX 1 256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL A7i�T Universal C�1� Account®=0 2133 January 4-February 2,2005 Page 2 of 3 In the return envelope.please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account®e=2133 Q AW Universal Card January 4-February$2005 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Post [1PS±i ntinn Am r 011 07.00C R 02101 PARTIAL DEFERMENT TRANSACTION 99 000R Total Payments and Adjustments $206.0008 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................99.00 . Cash Advances and Chedts................................................................................................................................... 0.00 TotalMasterCard Act[vity....................................................................._..................................................... $99.00 PURCHASES Total MasterCard Purchases.................................................... ................. :99.00 Standard Purch Trans Pnst ❑Pa rinfnn Ame M _02101 07,at PARTiAI OFFFRMFNT TRAMCAr'T1ntt 99.00 Total Standard Purch $99.00 CASH ADVANCES Cash Advanoe Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction Nominal Periodic x Bitting a subject to - E�t:E . Fee/ E MCCEEN�c APR Rate Period Finance Charge CHARGE HARCE RATE PURCHASES CASH ADVANCES Total FINANCE CHARGE $0.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 Your ART Unhersal'Card Statement QAW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universaleard.com Account 2133 Customer Service:1 800 423-4343 or write Calling Card+ PIN Jacldcsmonviler Services,PO Box 44167 February 2-March 3,2005 Quick Reference Minimum Payment Due............._.........................$200.00 The minimum amount due below may not Due Date...............................:.................March 28,2005 reflect your payment arrangement. Please -Payment must be received by 1:00 vm cal time on the payment duo date. continue to pay your agreed-upon Credit Line.......................................................... $12,800.00 minimum payment. Available Credit............................................................ $0.00 Cash Advance Limit............................................. $8,800.00 Available Cash Advance Limit_.................................. $0.00 Your AT&T Universal Card-is changing. Account Summary As of 5131/05,the calling card number on your card will be deactivated, but your account Previous Balance 9 502 Sa number will not change. Please continue to Pgyments and A ustments '9n i nn g Mastercard Act vlty g6 on enjoy all of the other benefits of your AT&T Tetal ATRT Snrwrps --Ono Universal Card membership. New Balance $9,395.54 Note:Detailed activity starts on page 3.* date paid amount paid check 0 Please follow payment Instructions outlined In the'Important Instructions for Making Payments"section of Ma statement. Vow Account Nmbw 2133939554200005914 1 ® ® ® 2133 Plume Enter A am, of Payment Enclosed Paymmnt pus Data Year 7etat aaNnea s1Yi4rasn Aawmtt Duo MAR 28 2405 $9395.54 $200.00 $ 2& PM 42 A 1 AR1290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 UMBUS 256 7 EMLYN LN COL , OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL AY Universal Card Account=0 0 2133 February 2-March 3,2005 Page 2 of 3 In the return envelope,please: I Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL ��Universal Card Account===2133 February 2-March 3,2005 Page of 3 PAYMENTS AND ADJUSTMENTS Trans Pant Description Amo t 021211 PAYM tL THANK YOt 107 00 R 03102 PARTIAL DEFERMENT TRANSACTION 96 00CR Total Payments and Adjustments S203.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................96.00 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activit y........................._......................._........................................................................... $96.00 PURCHASES Total MasterCard Purchases................................................. $96.00 Standard Purch Trans Past Description Amount .03/02 03/02 PARTIAI RFFFRMFNT TReuCerTinu 96-00 Total Standard Perch $96.00 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. (FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction ANNUA Nominal Periodic x Billing x Subject to a FINAt)lCl'. • FeelFINALStCE PP AGE PURCHASES APR _ Rate Period Finance Charge CHARGE CHARGE ATE CASH ADVANCES Total FINANCE CHARGE a $0.00 AT&T SERVICES SUMMARY . AT&T Universal Calling Card Calls............................................:...................................................................... $0.00 Your AW Universal Card Statement AW Universal Card Page 1 of 3 PAMQA J GOODALL How To Reach Us Visit:www.universalcard.com Account I♦ ®2133 Customer Service:1 800 423-4343 or write Calling Card+ PIN Jacldimem{be rF e 3 231 PO Box 44167 March 3-April 4,2005 Quick Reference I Minimum Payment Due............................... ........$198.00 The minimum amount due below may not Due Date•..........................._........................April 29,2005 reflect your payment arrangement. Please .payment must be received by 1:00 pm local lima on the payment due dale. continue to pay your agreed-upon Credit Line.......................................................... $12,800.00 minimum payment. j Available Credit............................................................ $0.00 Cash Advance Limit............................................. $8,800.00 Available Cash Advance Limit.......­................... $0.00 Account Summary Previous Ralannp 9 R95 54 Payments and A -ustmenls .901 On MasterCard A, tly 9400 Total AT&T L Pryreq n on New Balance $9,288.54 Note:Detailed activity starts on page 3. date paid amount paid check 11 Please follow payment Instructions outDned In the'Important Instructions for Making Payments-secuon of the statement. i Yiw account NUWJW t 2133928854198005915 r ® ® ® 2133 Phase rater"Want Of Payment Enctetee Peynr4 Due Dire [192878 Toe APR 29 2005 .54 $198.00 29 PH 42 A 1 AR72910400 AT&T UNIVERSAL CARD PAMELA J GOODALL P. 1 SOX 1$256 7 EMLYN LN CULUMBU OH 43218-2564 MECHANICSBURG PA 17055-8017 I PAMELA J GO =2 Account== 2l33 �AM Universal Card March 3-April 4,2DOS Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Pest Doau'plien Amo nt 03130 PAYM NT THANK YOO 107 OOrR 04/01 PARTTAI DEFERMENT TRANSACTION 94 OOCR Total Payments and Adjustments $201.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................94.00 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity........................................................................................................................ $94.00 PURCHASES Total MasterCard Purchases................................................. $94.00 Standard Purch Trans Pest Deerr'ntinn _ Ames 04/01 04101 PARTIAL DFFFRNFNT TReuSACTTON 44 00 Total Standard Purch $94.00 CASH ADVANCES Cash Advance Limit....................................... $8,800.00• 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominal Periodic z Bllllnq x Subject to = RNAN Fee/f7HAM aFO_Cearaoe APR Rate Period Finance Char4e NARCE CHARGE RATE PURCHASES ' CASH ADVANCES Total niyANGF cHAgG o $0.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 • - i YOurAW Unkersal Card Statement A'W Universal Cam Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universaicard.com Account 0 2133 Customer Service:1 800 423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 April 4-May 3,2005 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Due........................................$199.00 The minimum amount due below may not Due Date*..........................._.........................May 30,2005 reflect your payment arrangement. Please -Payment must be received by 1:00 pm local eme on the Payment are data. continue to pay your agreed-upon Credit Line.......................................................... $12,800.00 minimum payment. Available Credit............................................................ $0.00 Cash Advance Limit............................................. $8,800.00 Available Cash Advance Limit.................................... WOO Good News! Due to your recent payment Account Summary performance, we are lowering your Annual Percentage Rate(APR)to our standard APR.You will see the new APR on your next Previous Ralance 51,29R 54 statement. Payments and A ustments -199.00 ItdasterCavity 99A On Total AT&T Services_ n nn New Balance $9,317.54 Please note that payments must be Note:Detailed activity starts on page 3. received by 1:00 p.m., local time, on a bank business day at the payment processing facility that handles your payments,in order to be credited to your account as of that day, and payments must conform to the payment instructions set forth on the reverse side. All conforming payments received at the payment processing facility after that time will be credited as of the following bank business day, date paid amount paid check fi Please follow Payment instructions outlined In ina-Important Instructions for Making Payments^section of the statement. Yelp Account NlanMr 2133931754199005911 = W 0 2133 Me"Enter Amount of Payment Enelosea Payrneat oiw Date our na lreaem Alrrlalt MAY 30 2005 Y9317.54 =199.00 $ 29 PM 42 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 256 7 EMLYN LN COLUMBUS, OH 4321 8-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL �AW Universal Card Account®�®2133 April 4-May 3,2005 Page 2 of 3 I f In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL AM Universal Card Account 0==2133 April 4-May 3,2005 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Pest _ rj S-rieBon Amo nt 04/30 PARTTAI nFFFRNFN7 7RANSACTTON 97 OOCo 04/30 PAYMENT THANK YOU 107 00 R Total Payments and Adjustments $299.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases..............................................................................................................................................................199.00 CashAdvances and Checks.................................................................................................................................... 0.00 Fees........................................................................................................................................................:................. 29.00 TotalMasterCard Activity......._.............................................._......................_........................................ $228.00 PURCHASES ' Total MasterCard Purchases................................................ $199.00 Standard Purch Trans Pest Oxcri etine Amnu 1 0410S 04/05 1033005-RFTURN rHFCK A-NSF 107 Oil 04130 04/30 PARTTAL DEFERUFNT TRANSACTION 92-()0 Total Standard Purch $199.00 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' `This represents a portion of your total credit line. —FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction ANNUAL Nominel Periodic x Billing x Subject to = FMANCE ♦ FeeJFItldACCE erg _e APR Rate Period Finance Charge rHAM CRAM HAZE PURCHASES -- CASH ADVANCES Total FINANCE CHARGE $0.00 FEES Standard Purch Trans Poet ❑wrri Often Arn i t 04/07 RFTORN CHFCK FFF . 033105 79-00 Total Fees $29.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 Your ART llnfuersal Card Statement �AM Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Account 2133 Visit:www.tiniversakard.com Customer Service:1 800 423-4343 or write Calling Card+ PIN Jacksmo m e rF e 3 ces,PO Box 44167 May 3.June 3,2005 Quick Reference Minimum Payment Due.......................................$574.88 Your late fee was based on your account Due Date"..................................._..._.........June 29,2005 balance as of the payment due date -Payment musl be received by t:av pm local time on the payment due date. (05/30/05),which was$9,346.54. Amount Past Due..................................................$199.00 Credit Line.......................................................... $12,800.00 The Annual Percentage Rate on your Available Credit............................................................ $0.00 account has been increased due to one of Cash Advance Limit............................................. $8,800.00 the following reasons stated in Available Cash Advance Limit................................... $D.00 Agreement with with you failed to make a Account Summary payment to us or any other creditor when due,you exceeded your credit line or you Previous Ralance 9 317 54 made a payment to us that was not Payments and A s�t�ti non honored by your bank. MasterCard 1v Activity gpg AR w Total ATBT Sercps 0 Fri New Balance $9,626.46 Our records show home phone 717-766-3453 Note:Detailed activity starts on page 3. and business phone 717-5541064. Please update remittance coupon if incorrect. date paid amount paid check# Please follow payment Instructions outlined In the'tmportant instructions for Making Payments"section of the statement. Your Account himor 2133962640574865916 ® 0 ® 2133 PUS"Enter Ateou of Payment Enclosed PaymretDwpete YowTotaltlYrnn 1WneanAnmatDua JUN 29 2005 $9626.40 $574.86 2S eft 32 A 1 Ak7290e00 AC&T UNI SAL CARD PAMELA J GOODALL P.O. BOX 1 56 7 EMLYN LN COLUMBU OH 43218-2564 MECHANICSBURG PA 17055-8017 • • PAMELA J GOODALL WAFT Account Universal Card===2133 May 3-June 3,2005 Page 2 of 3 In the return envelope,please- 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. 1 PAMELA J GOODALL Account �AW Universal Card Account���2133 May 3-June 3,2005 Page 3 of 3 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................. 240.86 .......................................... Cash Advances and Checks......................................................................................... 0.00 Fees............................................................................................................... . 68.00 TotalMasterCard Activity................................................................................... .................... $306.86 PURCHASES TotalMasterCard Purchases................................................ $240.86 Standard Parch Trans Po.f nxrrinl'nn 04;/A� PIRCHAtFCsFTNANCF ruworr Amer M r eii"P,1"' CAI An Total Standard Parch $0.60 PurchlCashAdv 05/0312005 Trans Pest naer•.'..N.... Amrni f PA/03 PURCHACFC«FTNANrr ruAOr�"'r"1i^i" riAYF Tan 26_ Total Purch/CashAdv 05/03/2005 $240.26 CASH ADVANCES Cash Advance Limit........................4.............. $8,800.00' `This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUA Nominal Periodic x Billing x subject to a e C ♦ Fee/�A= EQW r APR Rate Period Finance Char e PURCHASES CASH ADVANCES Total ANANCECNAjME = $240.86 FEES Standard Purch Trans Pom n5/TO RFTtIRN rucrr EFE Am° of 06/03 050705 7q nn l ATF Fcr MAY PAYMENT .aq nn Total Fees $68.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls........................................... ................................ $0.00 ........................................ YourAW Unh ersal Card Statement AW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Account 2133 Visit:www.universalcard.00m Customer Service:1 800 423-4343 or write Calling Card+ PIN Ja rdmemiler Se 32 3j PO Box 44167 June 3•July 5,2005 Quick Reference Minimum Payment Due..................................$387.88 Your late fee was based on your account Due Data._........................................._....August 1,2005 balance as of the payment due date 'Payment must be received by'1:m pm local time on the payment due date. (06/29105), which was$9,626.40. Credit Line.......................................................... $12,800.00 Available Credit............................................................ $0.00 Cash Advance Limit............................................. $8,800.00 Available Cash Advance Limit.................................... $0.00 Account Summary Previnus Rai 9 52 en Payments and A 'ustments -574 Aa AdaslerCard Activity 309 R9 Total AT&T Serv'mes n 00 New Balance $9,361.37 Note:Detailed activity starts on page 3. date pald amount paid check# Please follow payment Instructions outlined In the-Important Instructions for Making Payments-section of the statement. YOV Account Number 2133936137387885911 2133 Please Eoter Amount at Payment Enclosed Paylnarn V1*Dab —Tow Balance IYW7san/1r1101e11 011o AUG O1 2005 $9361.37 5387.88 Fs ZS PM 32 A 1 AR7290400 AT&T I�NIVERSAL CARD PAMELA J GOODALL P.O. BUX 11256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL �ANT Universal Card Account==ice 2133 June 3-Jury 5,2005 Page 2 of 3 I In the return envelope,please: I Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Accounts��2133 AW Universal Card A June 3-July 5,2005 Page 3 of 3 PAYMENTS AND ADJUSTMENTS. Trans Prot rfes riofinn Amn nt 07/05 PAYNFNT THANK v01t 574,86CR Total Payments and Adjustments $574.86CR AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases...............................................................................................................................................................270.83 CashAdvances and Checks.................................................................................................................................... 0.00 Fees.......................................................................................................................................................................... 39.00 TotalMasterCard Activity...................................._......................................................................................... $309.83 PURCHASES Total MasterCard Purchases................................................ $270.83 Standard Purch Trans Past flnsrrin£n A t _07/05 07/05 SPFFnPey CFRVtrr rrr td 25 07/05 PHRCHA 4RGF*PFRTOnTC RATE 7 78 Total Standard Purch $26.73 PurchlCashAdv 0510312005 Trans Pnst flPCrr'ntion Amount 07105 P R HACFSsFjNAN F (H ARPE*PER1nn1r RATF _ 254.10 Total Purch/CashAdv 05/03/2005 $254.10 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction -Nominal Periodic x Billing x Subject to = FINAN • Fee/ M rANNUAL_r _ APR_ __ Rate Period nnance Charge NA RGt CHARM RAM PURCHASES CASH ADVANCES Total FINANCE CHARGE a $255.88 FEES Standard Purch Trans Past crinHon Amn�nt 07/05 1ATF FEE - _IfN PAYNFNT PAST DUF 19.00 Total Fees $39.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 v� YoucARTUduersd Card Statement �AW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universakzrd.com Account ®2133 Customer Service:1 800 423-4343 or write Calling Card+ PIN Ja rdmemIIer Se 32231 406 Box 44167 July 5-August 3,2005 Quick Reference Mlnlmum Payment Due......................... $318.95 Due Date .»August 29,2005 'Payment must be received by 1:00 pm local time on the payment due date. Credit Line.......................................................... '$12,800.00 Available Credit............................................................ $0.00 Cash Advance Limit......................._.................... $8,800.00 Available Cash Advance Limit.................................... $0.00 Account Summary Previoups�Aapla�nca q 1 37 —E8ylri@ d A justments 387 AA Masterft Activity 955 95 Total AT&T SEryiCAS 0,00 New Balance $9,229.44 Note:Detailed activity starts on page 3. date paid amount paid check# Please follow Payment Instructions outlln"in the Important mstructions for Maklnp Payments^section of the statement. Y*W AetouM IIYnlaef - 2133922944318955911 ® ® = 2133 Ptwu[nM Ampmt 01 payment Lncysed paymem Date Your TOW Balance IlaetnnAtnogK ply AUG 29 2005 =9229.44 5318.95 $ 2S PM 32 A 1 AR7290400 AT&T 8MVERSAL CARD PAMELA J GOODALL P.O. BUX 18256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL Account===2133 AT Universal Cal July 5-August 3,2005 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account=M=2133 WAW Wivemal Card July S.August 3,2005 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Tram De%txilaim PAVMFN- 3=11 Total Payments and Adjustments $311117.68CR AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases..................—.................................................................................. ........................................ Cash Advances and Checks...............--.—......................... .................................----............................... 0.00 Fees...............-............-...-....................................................................................................................-- 29.00 TotalMastercard Activity...................................................................................................................... $255.95 PURCHASES Total MasterCard Purchases................................................ $226.95 Standard Purch Trans Pnqf n rr;pfign Am wnt 0131/03 PURCHASFS-FTRANCF CHARGF*PFRTanT(! RATE I.Sa Total Standard Parch $1.58 PurcWCashAdv 05103!2005 Trans Po4l 0mcription Amount 0al03 PURCHASFR*FTNANrF CHARGF*PFRTnnTC RATE 225,37 ' Total Parch/CashAdv 05/03/2005 $225.37 CASH ADVANCES Cash Advance Limit....................................... $8,800.00* *This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANAUAL Nominal Periodic x BlIfInq x Subject to = FIXANC + Fee/EWAKC PERCENtAc APR Rate period Finance Charge CAAM CBAR" PURCHASES CASH ADVANCES Total Frjymm CHARGE $226.95 FEES Standard Purch Trans Pest nbaseriali— A 07120 RETURN CHFCK FIFF 070505 Z9,00 Total Fees $29.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................. ............... ................................................................ $0,00 YourAW Universal Card Statement AST Universal Card Page 1 of 3 PAMELA J WODALL How To Reach US Account 2133 Visit:www•universaicard.com Customer Service:1-800-423-4343 or write Calling Card+ PIN Jacldsmonvmilbe,r Se 32231-4167 0BOX 44167 August 3•September 2,2005 Quick Reference Minimum Payment Due.........................................$769.35 Your late fee was based on your account Due Date*....................................... September 28,2005 balance as of the payment due date nt 'Payme must be received by 1:00 pm local time on the payment due date . (08129/05),which was$9,485.35. Amount Past Due........................................._......$387.86 Credit Line.......................................................... $12,800.00 Your account is past due. Please pay the Available Credit............................................................ $0.00 Minimum Amount Due shown. Remember, Cash Advance Limit............................................. $ . $O 50'00 regular monthly payments will help . Available Cash Advance Limit...................................... .00 establish a good payment history with us. If Account Summary you have already sent us this payment, thank you. Previnus Balance Q 229 44 Pay usimPnts -3189S MaslprGar Actnrdy 85933 Total AT&T Services n nn New Balance $9,769.82 Note:Detailed activity starts on page 3. date paid amount paid check A Please follow payment Instructions outlined to the"Important Instructions for Making Payments"section or the statement Your Atcount Itnnber 2133976982769355913 ® ® ® 2133 Ploeu Enter Aavrml or Paym9 Enclosed Pay�eent Due Data Your otel SEP 28 2005 &9769.82 :769.35 Is 25 PH 32 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 COLUMBUS 256 7 ENLYN LN , OH 43218-25664 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL Account===2133 AW Universal Card August 3•September 2,2005 Page 2 of 3 In the return envelope,please: I Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account=M M 2133 �AW Universal Card August 3-September Z 2005 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Description Arnmmt Trans r122 PAYMFN 1A-9CR Total Payments and Adjustments $318,PSCR AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases...............................................................................-....—................. ......... ........ ...... 820.33 Cash Advances and Checks.........--................-.-..........................--.......................---.............--.....---.... 0.00 Fees........... ............................................... ........................................— --...........--......................... 39.00 TotalMasterCard Activity......................................................................................................................... $869.33 PURCHASES Total MasterCard Purchases................................................ $820.33 Standard Parch Trans Pnt I, Dmcripflan Amount 09/04 08,04 107050 A-NSF S74.86 09102 PURCHASES*FTNANCE CHARG *PFRlonlJ7 RATE 14J1 Total Standard Parch PurchfCashAdv 0510312005 Trans Pnsl 11mrriptRan _04/02 PURCHA kRGE*PERIonic g Total Parch/CashAdv 05/03/2005 $231.06 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents portion of your total credit line, FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction A1/AL Nominal Periodic a sitting x subject to = FIXANCE . F-/EMIAM APR Rate - Period Finance Charge Edam CAA RM PURCHASES CASH ADVANCES Total FINANCE CHARGE $245.47 FEES Standard Purls .Trans Pn--%t DescAption Anuxmf 09102 LATE E-- IT PAST DUE- 32—QD-- Total Fees $39.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................ ........................................................... $0.00 YourARTtUni versat Card Statement AW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universalcard.00m Account®®®2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Jaok em e,r Services,-4O6 ox 44167 September 2-October 4,2005 Quick Reference Minimum Payment Due......................................_$971.59 Your late fee was based on your account Due Date*............................._............ October 31,2005 balance as of the payment due date 'Payment must be received by 1:00 pm local time on the payment due date. (09/28/05),which was$9,569.82. Amount Past Due..................................................$569.35 Credit Line.......................................................... $12,800.00 Your account is two months past due and Available Credit............................................................ $0.00 your credit privileges have been Ava lablevCashAdv nce Liimit..................................... 8'800.00 discontinued. If you have already sent us $0.00 this payment,thank you. Account Summary Previous Rat ance 9.764 62 Ea e�nts and A4-.;tments _20n 00 6AasterCa" rdw Ac tivify 304 24 Total ATRT Services 000 New Balance $9,874.06 Note:Detailed activity starts on page 3. date paid amount paid check# Please follow payment Instructions outlined In the'Important Instructions for Making Payments-section of the statement Year Acewmt Member 2133987406971595915 ® ® = 2133 Please,Eater Amount of Payment Enclosed Payment 0"pate Your yolal eals�e WIYAanlAmount W OCT 31 2005 $9874.06 $471.59 Is I 2S PK 32 A I AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 18256 7 EMLYN LN COLUMBUS,OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL Account==0 2133 A7�AT Universal CarL� September 2-October 4,2005 Page 2 of 3 In the return envelope,please: Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account=®W 2133 aW Universal Card September 2-October 4,2005 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Poet Eh=rintinn Amn t _ 09/26 PAYM NT THANK_YOL 200 nnrp Total Payments and Adjustments $ZOO.00CR AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases...............................................................................................................................................................265.24 CashAdvances and Checks.................................................................................................................................... 0.00 Fees..........................................................................................._................................................999.......................... 39.00 TotalMasterCard Activity......................................................._.............._..................._.................................. $304.24 PURCHASES Total MasterCard Purchases................................................ $265.24 Standard Purch Trans Post flee riofien Amn t _ 10 104 p11RrHASF9SFTNAprF rNA4r« ^^T° RAT' 17 01 Total Standard Purch $13.91 PurchlCashAdv 0510312005 Trans Peet .a¢r`riMi- Amn t 10104 PIIRCHA[w C�s_F):NANGF f'}1ARf.FspFRIOt1IC RATF 251_77 Total Purch/CashAdv 05/03/2005 5251.33 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' "This represents a portion of your total credit lino. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUA Nominal Periodic x Billing x Subject to j� ♦ Fee/FEE PERCENTAGE PURCHASES APR Rate Period Finance Charge CHARGE NAM RA TE CASH ADVANCES Total FwNrEGHARGF $265.24 FEES Standard Purch Trans Pnst nee rintien 19, M 10104 IATF FFF - SEE PAYMENT PAST DUE Total Fees 3 .0 $39.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 YourAMT Unhx sat Card Statement AW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.unWrsalcard.com Account 2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Jac member Se iogi PO Bx 44167 October 4-November 2,2005 Quick Reference Mlntmum Payment Due............................._.......$1 013.92 Your account is two months past due and Due Date*..................................._.... November;K 2055 your credit privileges have been 'Payment must be received by t:aD pm local ame on the Payment clue date. discontinued_ If you have already sent us Amount Past Due..................................................$771.59 this payment,thank you. Credit Line.......................................................... $12,800.00 Available Credit............................................................ $0.00 Cash Advance Limit............................................. $8,800.00 Available Cash Advance Limit............................. $0.00 Account Summary Previous Balance Q 174 11 ants Ea and A ' sy tempts Ono no MasterCa Activity 'a9 Total ATAT Sewjces non New Balance $9,955.39 Note:Detailed activity starts on page 3. date paid amount paid check t; Please follow Payment Instructions outlined In the-important instructions for Making Payments"section of the statement. Your Aeewrt MmnWr 2133995539999995913 ® = = 2133 Please Enter Am at of Payment Enclosed Payment Due Data Your Twat 9alante IdrnYtsmAnnuK Oee Nov 28 2005 $9955.39 s1013.92 $ 2S PM 32 A 1 Ar,7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 56 7 EMLYN LN COLUMBUS, OH 4321&2564 MECHANIC58URG PA 17055-8017 r PAMELA J GOODALL Accouat 2133 �AW Universal Card ��_ October 4-November 2,2005 Page 2 of 3 In the return envelope.please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL AW Universal Card Account 2133 October 4-November Z 2005 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Dest 4 Desrrintiem Amrxn�m 10/2 PAYMFNT THANK YOU 700 nrw Total Payments and Adjustments $200.0008 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases............................................................................................_...............................................................242.33 CashAdvances and Checks.................................................................................................................................... 0.00 Fees......................................................................................................................................................................... 39.00 TotalMasterCard Activity.............................................................._...»............................................................ $281.33 PURCHASES Total MasterCard Purchases................................................ $242.33 Standard Purch Trans Post Des rinti 2" A nt 11102 PUR .HACF«FTHANCF nNARr.EiwEwrnn7r RATE FI A4 Total Standard Purch $8.64 PurchlCashAdv 05ION2005 Trans Past D Amoy m 11/02 PURCHA f.HARCF*PFRTOnTf RATE 731 Fq Total Purch/CashAdv 05/03/2005 $233.69 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Daysln Balance Periodic Transaction ANNUAL Nominal Periodic x Billing x Subject to - t Fee/EWANix P_FaCrwTA_e_e APR Rate Period Finance Charge - HAM rudm RATS PURCHASES CASH ADVANCES Total FINANCE CHARGE = S24Z.33 FEES Standard Purch Trans Post nesrriminn AmoLnt 11102 LATE FEE - OCT PAYMENT PAST DUF 39 00 Total Fees $39.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 Your AW Umtersal Card Statement =Q M6T Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Account 2133 Customer Service; 800-423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 November 2-December 5,.2005 Jacksonville,PL 32231-4167 Quick Reference MlnIrn Payment Due....................................$1296.66 Your account is now 3 MONTHS PAST DUE Due f7ate•.... ............................................ Janua Zoos and current) closed. Please call the *Payment must be received by 1:00 pm local time on the payment due date. toll-free number shown above to learn Amount Past Due........_.............. ....$1,013.92 about our special payment options. Credit Line......................................................... $12,800.00 Available Credit............................................................ $0.00 Our records show home phone 717-766-7640 Cash Advance Limit............................................. $8,800.00 and business phone 717-5541064. Please Available Cash Advance Limit.................................... $0.00 update remittance coupon if incorrect. Account Summary - PrevioWS Balance Q 455 t9 Pa VRIPnIS and Adjustments non Master—Cards Activity 391 74 Total AT$j,Se""cea_ 0.00 New Balance $10,277.13 Note:Detailed activity starts on page 3. date paid amount paid check# Please follow payment Instructions outlined In the"important Instructions for Making Payments"section of the statement. Your Account number 2133999999999995915 ® ® ® 2133 Plans Enter Amount of Payment Enclosed Payment DIM Date Your Tots'Balance lakoaaaa Amount JAN 02 2006 $102TT.13 s124b.66 $ 2S PM 32 A 1 AR729D40D ATB�T UNIVERSAL CARD PAMELA J GOODALL P.O_ BOX 1 256 7 EMLYN LN COLUMBUS, OH 4321 8-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL AW Universal Card Account S=2133 November 2-December 5,2005 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA ,1 GOODALL AM Universal Card Accourd M®M 2133 November 2-December 5,2005 Page 3 of 3 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases...............................................................................................................................................................282.74 CashAdvances and Checks.................................................................................................................................... 0.00 Fees......................................................................................................................................................... ... 39.00 TotalMasterCard Activity.............................................................................................................................. $321.74 PURCHASES , Total MasterCard Purchases................................................ $282.74 Standard Purch Trans Pest Desert to inn Ameunt x/05 PURCHASES*FIHAHCF CHARGE{PERT00TC RATE 7.55 Total Standard Porch $7.55 PurchiCashAdv 05103/2005 Trane Pest Deseri Mien Ameunt 17/05_ PURCHASFS►FINANCE CHARGF}PFRIOOTC RATF 775.j4 Total Purch/CashAdv 05/0312005 $275.19 CASH ADVANCES Cash Advance Limfl....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominal Periodic x Wiling x subject to = FINAN • Fee/QAfA= PERCENTAGE APR Rate Perlod Finance Charge CNARGE CHAR" su PURCHASES CASH ADVANCES Total FINANCE CHARGE _ $282.74 FEES Standard Purch Trann Post nmeri nti on Arn—rd 72/05 IATF FFF - NOV PAYMENT PAST QUE 39.00 Total Fees $39.00 AT&T SERVICES SUMMARY AT&T Universal Calling Card Call s................................................................................................................... $0.00 Your XXT Universal Card Statement t3 SIT Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universatcard.com Account- -2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 December 5-January 4,2006 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Duo......._..._....................$1511.66 The minimum amount due below may not .» - Due Date'. ................................._........January 36,2006 reflect your payment arrangement. Please 'Paymerd must be received by 1:00 pm local time on the payment due date. continue to pay your agreed-upon minimum Amount Past Due...............................................$1,296.66 payment. Credit Line.......................................................... $12,800.00 Available Credit............................................................ $0.00 PAYMENT ALERT:To avoid a late fee, Cash Advance Limit............................................. $8,800.00 please get your payment to us by the Available Cash Advance Limit.................................... $0.00 cutoff time on the due date shown on your Account Summary billing statement. Previous Ralanca 10 277.13 Pa�cote and A'��ucfinents 0.00 MasterC'�[ivhy 83gg Total AT&T Services' 0 nn New Balance $10,361.07 Note:Detailed activity starts on page 3. date paid amount paid check R Please follow payment Instructions outlined In the'Important Instructions for Making Payments"section of the statement. Vow Aetoont Mraneer 2133999999999995915 �® ® 2133 Pl""Enter Amount of Payment Eneksad Payment Due bate your Total Balance Me'YrrMan Anwunt Due JAN 30 2006 $10361.07 51511.66 25 PH 44 A 1 Aa729D40a AT&T UNI SAL CARD PAMELA J GOODALL P.O. BOX 1 56 7 EMLYN LN COLUMBU , OH 4321 8-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL AM.Universal Card Account===2133 December 5-January 4,2006 Page 2 of 3 In the return envelope,please: I Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL �AM Universal Card Account 10000'==2133 December 5-January 4,2006 Page 3 of 3 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................83.94 CashAdvances and Checks.........................................................................................................................._........ 0.00 TotalMasterCard Activity...................._..._..._................................................_........................................... $83.94 PURCHASES TotalMasterCard Purchases................................................. $63.94 Standard Purch Trans Poet Descritrtien Amount C),,,)4 PURCHASFS+FTNANCF CHARGEOPERIODIC RATE 7.55 Total Standard Purch $2.55 PurcttlCashAdv 0510312ODS Tr®nc Post neserintion Amnurd 01/04 PUR.HAS S•FINANCF CHARGF-PFRIODIC RATE 81.39 Total Purch/CashAdv 05/0312005 $81.39 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction A�jNjtA( Nominal Periodic x Bllllnp x Subject to = FINANCE • Fee/FIMAN PERCENT AG _ APR Rate Perlod Finance Charge cadet CHARGE RATE ,PURCHASES CASH ADVANCES Total FINANCECHmw m $83.94 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 YourAMT Unittersal Ward,Statement AW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universalcard.com Account= 2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Service PO Box 44167 January 4-February 2,2006 Jacksonville,FL 3223i-4167 Quick Reference Minimum Payment Due..............._...... .............$1,516.66 The minimum amount due below may not Due Date*...........»................................ February 2r1,2006 reflect your payment arrangement. Please *Payment must be received by 1:00 pm local time on the payment due dae. continue to pay your agreed-upon minimum Amount Past Due................... ..$1,303.66 payment. Credit Line.......................................................... $12,800.00 Available Credit............................................................ $0.00 Your account Is currently on a debt Cash Advance Limit............................................. $8,800.00 management Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Previous Balance 10 361 07 terminates the DMP and reinstates your 'a djuslzrients _90A on previous terms. MaaterCar AA ctivity 8044 Total AT&T Services 0.00 New Balance $10,233.51 Note:Detailed activity starts on page 3. date paid amount paid check O Please follow payment Instructions outlined In the'Importaht Instructions for Making Payments"section of the statement. Your Accm t Number 111111111111111111112133999999999995915 e = ® 2133 Please Enter Amount of Poyment Engesed Peyn—A pus Date Your Total B4lanes IOrbiaen FEB 27 2006 510233.51 X1516.66 Fs 2S PN 44 A 1 ART290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL � T Universal Card Account==S 2133 January 4-February 2,2006 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name an the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL QAWUnivemalCaH Account=S®2133 January 4-February 2,2006 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Pest Descri tiRon_ Amount 01/10 FIESTRONIC PAYMENT-THANK YOU 208.000R Total Payments and Adjustments S208.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases...............................................................................................................................................................80.44 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity............................................................._.._..._..._........_......................._. $80.44 PURCHASES Total MasterCard Purchases................................................. $80.44 Standard Purch Trans Post Desr;lntion Amount 07/02 PURCHASES*FINANCE CHARGF*PERIODIC RATE 2.27 Total Standard Purch 52.27 PurcWCashAdv 05103/2005 Trans Pnct - Description Ameum 07/07 PURCHASES*FINANCF CHARGF*PFRI0Q7C RATE 78.17 Total Purch/CashAdv 05/03/2005 $78.17 CASH ADVANCES y Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction AN UlAL Nomfnal Periodic x Billing x Subject to, a FJEIA • Fee/FIKAMGE PERCEHTACE APR Rate Period Finance Charge CHARGE QUM RATE PURCHASES CASH ADVANCES Total FINANCE CHARGE $80.44 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 YourAW Uni vsW Card Statement 43 AW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universaicard.com Account---2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Services PO Box 44167 February 2-March 3,2006 Jacksonville,FL 3223 1-41 67 Quick Reference Minimum Payment Due......_............._..........__$1 502.66 The minimum amount due below may not Due Date•................_................................ March 26,2006 reflect your payment arrangement. Please •Payment must be received by 5:00 pm local time on the payment due date. continue to pay your agreed-upon minimum Amount Past Due..............._...»...»...»............. .$1,292.66 payment. Credit Line.......................................................... $12,800.00 Available Credii............................................................ $0.00 Your account is currently on a debt Cash Advance Limit............................................. $8,800.00 management Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Previous Balance 10 233.61 terminates the DMP and reinstates your Payments and Aciiustments -224.00 previous terms. Maetered�Amivity 8026 Total AT&T Services' 0 00 New Balance $10,089.76 Note:Detailed activity starts on page 3. date paid amount paid check# Please follow payment Instructions outlined In the'Important Instractlons fm faking Payments"section of iM statement. Yew Account I4wnW 2133999999999995915 ® 2133 Plaaso Eater Amount of Payment Enclosed Payment Dw Date Your Total wunea W*M n Arrant Dw MAR 28 2006 $10089.76 $1502.bb $ 2S PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL W ST Universal Card Account===2133 February 2-March 3,2006 Page 2 of 3 In the return envelope.please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. r PAMELA J GOODALL XW Universal Card Account==2133 February 2-March 3,2008 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Tram Post r>Pserintien Amount 0 / 4 FLECTRONTC PAYMFNT-THANK YOU 216.00CR 02178 DEBIT CARD PAYMENT - THANK YOU 8.000R Total Payments and Adjustments $224.0008 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases..............................._................................................................................................................................80.25 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity................................................................._........................................................... $80.25 PURCHASES Total MasterCard Purchases................................................. $80.25 Standard Purch Trans Pod nK.rintinn Amount O�/03 PURr_HASFSRFINANCF CHARGF♦PFRIODIC RATF 7.91 Total Standard Purch $1.91 PurchlCashAdv 05/03/2005 Tranq E � Dr k rintinn Amount 03/03 PURCHASFS♦FINANCF CHARGF♦PFRIODIC RATE 78.34 Total Purch/CashAdv 05/03/2005 $78.34 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' "This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction StiNUA Nominal Periodic x Billing x Subject to = FINA[SE ♦ Fee/EINANCE Pt<RCENTACe APR Rate Period Finance Charge SHAW FBA AU RATE PURCHASES CASH ADVANCES Total FWANCE CHARGE _ $80.25 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 Your AW Universal Card Statement =31 AM Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universaloard.00m Account 2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 March 3-April 4,2006 Jacksonville,FL 32 231-4167 Quick Reference Minimum Payment Due........_...........................=1,369.66 The minimum amount due below may not Due Date`........................................................May 1,2006 reflect your payment arrangement. Please -payment must be received M&tp pm local time on the payment on date. continue to pay your agreed-upon minimum Amount Past Due...............................................$1,162.66 payment. Credit Line.......................................................... $12,800.00 Available Credit............................................................ $0.00 Your account is currently on a debt Cash Advance Limit.........................................._ $8,800.00 management Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Prpvimre Ralance 10 089 76 terminates the DMP and reinstates your Pa ante and A ustmente -340.00 previous terms. Mast"r Acl'ty ?11.69 Total AT&T Servi ac 0.00 New Balance $9,961.46 Note:Detailed activity starts on page 3. date paid amount paid check rlt Please follow payment Instructions outlined In the"Important Instructions for Making Payments"section of tM statement Your Account eWnW 2133996145999995918 F = = ® 2133 Please E.rrtw Amount of Payment Encined Payment one Data Your Tetal NtMnrmArroraN Dro MAY 01 2006 $9961.45 31369.66 Is I 25 PM 44 A 1 AR1290400 AT&T UNIVERSAL CARD PAMELA J GOODALL COLUMBUS?OH 43218-2564 7 EMLYN LN MECHANICSBURG PA 17055-8017 PAMELA J GOODALL jaAW Univerni Card Account®iiiiiit 2133 March 3-April 4,2006 Page 2 of 3 In the return envelope,please: I Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL AT&T Universal Card Account=l♦W 2133 March 3-April 4,2006 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trane Poet r)xcrintien Amount 04/01 FIFCTRONIC PAYMFNT-THANK YOU 2]6.00CR 04104 CCG DEEFRMENT TRANSACTION 124.000R Total Payments and Adjustments $340.0008 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases...............................................................................................................................................................211.69 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity..............................»...»...................................................»...».................................. $211.69 PURCHASES Total MasterCard Purchases................................................ $211.69 Standard Purch Tr^nom Post Deseriplion Amount 04/04 04/04 CCG OEFERMFNT TRANSACTION 124.00 04/04 PURCHASES-FINANCE CHARGFvPERIODIC RATE 1.27 Total Standard Parch $125.27 Purchf CashAdv OSlOY2005 Tr na Post Qxrri oiinn Amount 04104_ PURCHASFS*FINANCF CHARGF*PFRIOOIC RATE 86.42 Total Purch/CashAdv 05/03/2005 $66.42 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' `This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominal Periodic x Billing x Subject to = FINANCE • FWFINANCE PERCENTAr_e APR Rate Period Finance Charge SLIAM SISAM RATE PURCHASES CASH ADVANCES Total FINANCE CHARGE _ $87.69 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls..:................................................................................................................ $0.00 YourAW adversal Card Statement =3 AST Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universatcard.com Ac writ===2133 Customer Service:1-800-423-4343 or write Calling Card* PIN Cardmember Services,PO Box 44167 April 4-May 3,2006 Jacksonville,FL 32231-4167 Quick Reference Minimtirn Payment Due......................_.............$133166 The minimum amount due below may not Due Data*........................................._..........May 2J,2006 reflect your payment arrangement. Please ,Payment must he received by 5:00 pm local time on the payment due dale. continue to pay your agreed-upon minimum Amount Past Due..................... ...$1,127.66 payment. Credit Line.......................................................... $12,800.00 - Available Credit............................................................ $0.00 Your account is currently on a debt Cash Advance Limit............................................. $8,800.00 management . Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your Account Summary statement is not the DMP payment_ Failure to make the,DMP payment for two months PrAv*nuq A lance 9961.45 terminates the DMP and reinstates your PBVTPr1tS arxt AdiustmPnts -24200 previous terms. �sactPrGard Achkify 104 3S Total AT&T Sery ps 0.00 New Balance $9,823.80 Note:Detailed activity starts on page 3. date paid amount paid check is Please follow payment Instructions outlined in the-important Instructions for Mikina Payments"section of the statement. Your Account NmWr 2133982380999995917 ® ® ® 2133 Pion Enter Amount of Paymoot griefs" Pa"Not Duo Dote yauryotariWanee WWrren Amourrt Dra MAY 29 1 $9823.80 51331.bb rs 23 rM 44 A 1 AR7290400 AT&T UNIVERSAL CARD 7 EMLA J G000ALL COLUMBUS, OH 43218-2564 7 EMLYN LN MECHANICSBURG PA 17055-8017 PAMELA J GOODALL �AW Universal Card Account=iii 2133 April 4-May 3,2006 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or[Honey order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL AM Universal Card Account 0 0 B 2133 April 4-May 3,2006 • Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Poet OPa riptjcn Amnunt 04129 FIFCTRONTC PAYMENT-THANK YOU 216.000R OS/0 7 MENT TRANSACTION 26.000R Total Payments and Adjustments S242.00CR , AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases...............................................................................................................................................................104.35 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity................_.......................................................................»..................................... $104.35 PURCHASES Total MasterCard Purchases................................................ $204.35 Standard Purch Trans Post Orecriptinn Amount �12 . Q f RMENT TRANSACTION 26.00 05/03 PURCHASFS*FINANCE CHARGE*PERIODIC RATE 1.07 Total Standard Purch $27.07 PurchlCashAdv OSION2005 Trans Pn t Desc(jjLtinn Amount 05/0-3 PURCHASES*FINANCE CHARGE*PERIODIC RATE 77.28 Total Purch/CashAdv 05/03/2005 $77.28 1 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominal Periodic x Bliling r Subject to a FINANCE ♦ Fee/ELUA= PERCE lA6E APR Rate Period Finance Charge CHARGE _CHARGE PURCHASES CASH ADVANCES Total FmANe CHARGE $78.35 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 YourAwUnitersal Card Statement �AM Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universalcard.com Account===2133 Customer Service:1-8DO-423-4343 or write Calling Card t PIN Cardmember Services,PO Box 44167 May 3-June 5,2006 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Due............................. ......$1537.66 The minimum amount due below may not Due Date....................................................June 36,2006 reflect your payment arrangement. Please -Paymem must be received by 5;00 pm local time on the Payment due date. continue to pay your agreed-upon minimum Amount Past Due............................ ...... ...$1,331.66 payment. Credit Line.......................................................... $12,800.00 Available Credit............................................................ $0.00 Our records show home phone 717-766-7640 Cash Advance Limit............................................. $8,800.00 and business phone 717-5541064. Please Available Cash Advance Limit.................................... $0.00 update remittance coupon if incorrect. Account Summary PrRyio r Ralan A4 9 823.8D Your account Is currently on a debt Pa enter and Adiuctmenta D.DO management Mester(t QP Antnrity 88.30 program (DMP).The minimum due on your Total AT&T Services 000 statement is not the DMP payment. Failure New Balance $9,912.10 to matte the DMP payment for two months Note:Detailed activity starts on page 3. terminates the DMP and reinstates your previous terms. date paid amount paid check A Please tallow payment Instructions outlined In the"Important Instructions for Making Payments"section of the statement. Yew Acomwt KMW 2133991210999995915 ® ® ® 2133 ' Please Enter Amwnt of Payment EnNeaae Payment tk»oete Your 70 'rc• MNnsan Amount JUN 30 2006 59912.10 51537.66 $ 25 PM 44 A 1 AR7290400 AT8�T UNIVEgERSAL CARD PAMELA J GOODALL COLUMBUS256 4321 -2564 7 EMLYN LN MECHANICSBURG PA 17055-8017 PAMELA J GOODALL ART Universal Card Account==®2133 May 3-June 5,2006 Page 2 of 3 In the return envelope,please, Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Q AM Universal Card Account=®=2133 May 3-June 5,2006 Page 3 of 3 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases................................................................................................................................................................88.30 CashAdvances and Checks........................................................................................................................._......... 0.00 TotalMasterCard Activity............................_..._.........................................._......._...................................... $88.30 PURCHASES Total MasterCard Purchases................................................. $88.30 Standard Purch Trans Post Desrription Amount 06,,nr PUR_HASFS•FTNANC CHARGF*PFRIODIC RATE I_41 Total Standard Purch $1.43 PurchlCashAdv 0510312005 Trans Pest rMerri ntlon Amount 06/05 PURCHASFSOFINANCE CHARGEtPERIOWC RATE 86.87 Total Purch/CashAdv 05/03/2005 $86.87 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANMt1AC Nominal Periodic x 81111nq x Subject to a F*)NANC F • Fee/off PERC£NTAC[ APR Rate Period Finance Charge fUAfl26 CNARG£ $AID PURCHASES CASH ADVANCES Total FINANCE CHARGE _ $88.30 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 Your AWLWiuersulCard Statement =3 AM Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universatcard.com Account®®-2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 June 5-July 5,2006 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Due.........................................$863.66 The minimum amount due below may not Due Date*....................................................July 31,2086 reflect your payment arrangement. Please -payment must be received by 5:00 pm low time an the payment due date. Continue to pay your agreed-upon minimum Amount Past Duo..................................................$673.66 payment. CreditLine.......................................................... $12,800.00 Available Credit..................................................... ..... $0.00 Your account Is currently on a debt Cash Advance Limn............................................. $8,800.00 management Available Cash Advance Limit.................................... $0.00 program (DMP). The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Prevnn n Balanae g 91 p 10 terminates the DMP and reinstates your Pavmente and A ustrnenta .1364 nn previous terms. siacfPrC,ard�pctdrvRy 78.79 - Tnial AT&T CPrvicer, 0.00 New Balance $9,124.89 Important Information Note:Detailed activity starts on page 3. Please see enclosed privacy notice. date paid amount paid check it Please follow payment instructions outlined In the-important Instructions for maitinti Payments"section of the statement. Vow Account Numaar 2133912489863665913 ® M ® 2133 Plaaia EIItM Atlgfint M Patmm�t FJrclaaaa Payment nw Date Your Total Balance NM�aewan AmaeR Rr JUL 31 2006 $9124.89 $863.66 F$ 2S PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 43218-2564 7 EMLYN LN ' MECHANICSBURG PA 17055-8017 PAMELA J GOODALL �AT$r4'Universal Card Account===2133 June 5-July 5,2006 i Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALLe Ate'Universal Card Account===2133 June 5-July 5,2006 Page 3 of 3 PAYMENTS AND ADJUSTMENTS TrA.n Po f ne- ripYen Amount 06/OR FIFCTRONI - PAYMFNT-THANK YOU 216.000R 06/17 FIFCTRONIC PAYMFNT-THANK YOU 216.000R 06/24 ^� FLFCTRONIC PAYMENT-THANK_YOU 216.000R 06124 FiFrTRONIC PAYM NT-THANK YOU 21A.000R Total Payments and Adjustments S664.00CR AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................76.79 CashAdvances and Checks......................._........................................................................................................... 0.00 TotalMasterCard Activity........................._.................................._..._........»............._................................. $76.79 PURCHASES Total MasterCard Purchases................................................. $76.79 Standard Purch Tr^n< Peet Dnerrintien AmeuM 07105 PURCHASFS*FTNANCF CHARGF*PFRTOOIC RATE 66 Total Standard Porch $0.66 PurchJCashAdv 05103/2005 Trans Post Description Amount 07/OS PURCHASES•FINANCE CHARGE-PFRIOOIS RATE 76.13 Total Purch/CashAdv 05103/2005 $76.13 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction AIINUAL Nominal Periodic x Billing x SubJect to ■ FINAN + Fee/�E PERCEKTAGE APR Rate Period Flumes Charge CHARM CHARDA RATE PURCHASES CASH ADVANCES Total FtNANCECJARGE = $76.79 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 i YourART[Wt ersaiCard Statement AM Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universalcard.com Account 2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 July 5-August 3,2006 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Due......................._.._...........$834.66 The minimum amount due below may not Due Date°..........................._....................August 28, 2006 reflect your payment arrangement.Please -payment must t>a received by mo pm iocai time on the payment due date. continue to pay your agreed-upon minimum Arnourd Past Due.................................................$647.66 Payment. ......................... Credit Line.......................................................... $12,800.00 Available Credit............................................................ $0.00 Your account is currently on a debt Cash Advance Limit............................................. $8,800.00 management Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Previnii-Ralance A 1P4A9 terminates the DMP and reinstates your previous terms. J?avm nta a nd Adjustments .2_16 00 P ' k 2.®r .and Activity 71.62 Total AT&T Services Don New Balance $8,980.51 Note:Detailed activity starts on page 3. date paid amount paid check it Please follow payment Instructions outlined In the-Important Instructions for Making Payments-section of the statement. Your Atcourll Number 2133898051834665915 �=® ® 2133 Phase Enter Amount of Payment Enclosed Payment tka pate Your Tito Balance llaanaan Armunt pee AUG 28 2006 58980.51 6834.66 $ 2b PM 44 A 1 AR1290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 18256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL xT Wiversal Card Account===2133 July 5-August 3,2006 Page 2 of 3 In the return envelope.please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front ofyour check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL �I=Ljn1Versal Cain Account==M 2133 July 5-August 3,2006 Page 3 of 3 PAYMENTS AND ADJUSTMENTS TrAns Post neAeripfnn Amount ,,2,; FIFCTRONIC PAYMFNT-THANK YOU 716.0008 Total Payments and Adjustments $216.00CR AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................71.62 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity................................................................................................................................... $71.62 PURCHASES Total MasterCard Purchases................................................. $71.62 Standard Purch Trans Pot De•;;;;Mien Amount OR103 PORCHASES►FINANCE CHARGE*PFRTODIC RATF .01 Total Standard Purch $0.01 PurctgCashAdv 0510312005 Tr nn Pont Deacri flan Amount 08/03 PUR HASFS*F1NANCF CHARGFRPFRTODTC RATE 71.61 Total Purch/CashAdv 05/03/2005 $71.61 CASH ADVANCES s Cash Advance Limit....................................... $6,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transadlon ANNUAL Nominal Periodic Y Wiling z Subject to = FINANCE t Fee1F1NA= PERCENTAG APR Rate Period Finance Charge CRARGIi CMARGS BATE PURCHASES CASH ADVANCES Total FINANCE CHARGE _ $71.62 AT&T SERVICES SUMMARY AT&T Universal Calling Card Cal ls................................................................................................................... $0.00 YourAWUnive►salCard Statement =3fMlfiu Universal Card Page 1 of 3 PAMELA J GCODALL How To Reach Us Visit:www.universalcard.com Account M M M 2933 Customer Service:1-800-423-4343 or write Calling Card} PIN Cardmember Services,PO Box 44167 August 3-September 5,2006 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Due......_................................$802.66 The minimum amount due below may not Due Date•................................................. October 2,2006 reflect your payment arrangement. Please -Payment must be received by&OD pin local time on the payment due dace. continue to pay your agreed-upon minimum Amount Past Due.............._... .........$618.66 payment. Credit Line.......................................................... $12,800A0 Available Credit............................................................ $0.00 Your account is currently on a debt Cash Advance Limit............................................. $8,800.00 management Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Previous B Ian a 898051 terminates the DMP and reinstates your PavmP_ont�ad A!,stme � _91f;on previous terms. feat r=ar(1 ,Actntdy 79.43 Total AT&T Services — 0.00 New Balance $8,843.94 Note:Detailed activity starts on page 3. date paid amount paid check# Please follow Payment Instructions outlined in the'Important Instructions for faking Payments"section of the statement Your Account Mumber 2133884394802665913 ® ® ® 2133 Please Enter Amount of Payosant Enclosed Payment Poe prte Yau Total t4Manu NalarKeo AmeraR— OCT 02 2006 58843.94 1 $80Z.661 $ 2S PH 41 A 1 Alt729D400 AT&T UNIVERSAL CARD LA J GOODALL COLUMBU , OH 43218-2564 7 EM S 7 EM l.N NECNANICSBURG PA 17055-8017 PAMELA J GOODALL �JW Universal Card Account===2133 August 3-September 5,2006 Page 2 of 3 In the return envelope,please. I Make your check payable to AT&T Universal Card. Z Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL AW Universal Card Account=Ml=2133 August 3-September 5,2006 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Pear QP,rinti n Amo rnt 09,15 ELECTRONIC PAYMENT-THANK YOU 216.00CR Total Payments and Adjustments $Z16.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................79.43 CashAdvances and Checks....................................................................................................:............................... 0.00 TotalMasterCard Activity................................................................................................................................... $79.43 PURCHASES TotalMasterCard Purchases................................................. $79.43 PurctVCashAdv 05!0312005 Trans Post Description Ame.m n9/OS PURCHAS S*FINANCE f'HARGF*PFRTnn1C RATE 79.43 Total Purch/CashAdv 05/03/2005 $79.43 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominal Periodic : Billing z Subject to = nNANCE + Fee/FlljfAN PERr•rwTAC APR Rate Period Finance Charge CHARD[ CHARD£ RA 7£ I PURCHASES CASH ADVANCES Total FINANCE CHARGE _ $79.43 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 YourAMTOdversaf Card Statement AW Universal Card Page 1 of 3 PAMELA d GOODALL How To Reach Us Visit:www.universalcard.00m Account===2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 September 5-October 4,2006 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Due.......................................$767.66 The minimum amount due below may not Due Date*...._......................._................ October 30,2006 reflect your payment arrangement. Please •Paymerd must be received by&OD pm local time on the payment due dale. continue to pay your agreed-upon minimum Amount Past Duo............................ .$586.66 Payment. Credit Line.......................................................... $12,800.00 Available Cred•l............................................................ $0.00 Your account is currently on a debt Cash Advance Limit............................................. $8,800.00 management Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Preyjous Balance a e43.sa terminates the DMP and reinstates your Pavm nP is and BLtj�� mwnts ?16.OQ previous terms. Gast r .a Achvdy 62.41 Total AT&T S rvi es ODD New Balance $8,697.35 Note:Detailed activity starts on page 3. date paid amount paid check# Please follow payment Instructions outlined In the'Important Instructions for Making Payments"section of the statement. Your Account No~ 2133869735767665919 1® ® ® 2133 Pleas.Einar Amount of Payment Enclosed Pero"Due Data Ywr Total ealanca IIYIYtarn AMWtt lka Is OCT 30 2006 $r8697.35 ;767.66 2S PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL COLUMBUS?OH 4321&2564 7 EMLYN LN ' MECHANICSBURG PA 17055-8017 r • PAMELA J GOODALL • SWOM W==2133 2 AW Univerrsal Card September 5-October q,yppg Rage 2 of 3 In the return envelope,Please: 1 Make Your check parable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of Your remittance envelope. PAMELA J GOODALL �AW Universal Card Account S W S 2133 September 5-October 4,2006 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Post Dasrsinion AmM=r 09/28 FIFCTRONTC PAYMENT-THANK YOU 216 00rR Total Payments and Adjustments $216.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................69.41 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity...................._.................._...................................................................................... $69.41 PURCHASES Total MasterCard Purchases................................................. $69.41 PurcNCashAdv 05103!2005 Trans Pnst Descrintinn Amn�nt 10/04 PURCHASESIFTNANCF CHARGF*PFRTOnTr RATE 69 n% Total Purch/CashAdv 05/03/200S $69.41 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' •'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Perlodic Transaction ANNUA Nominal Periodic x Bitting x subject to = FINAlLf:E a Fee/Eff&E _oreCENTAGe APR Rate Period Finance Charge CHARM CHARD[ Ali PURCHASES CASH ADVANCES Total FTNANCE cmARGE m $69.41 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 YourARTthutuersat Card Statement a A't�piT Universal and Page 1 of 3 PAMELA J GOODALL How To Reach Us Account 2133 Visit:www.universaicard.com Customer Service:1-800-423-4343 or write Calling Card+ PIN Jacddmembe,rFServices,l 3 PO 6Box 44167 October 4-November 2,2006 Quick Reference Minimum Payment Due..........................................$949.66 The minimum amount due below may not your Due Date'........................................... November 27,2006 reflect Our a ment arrangement. Please 'Payment must be received by 5:0D pm 10cal time on the payment due date. continue to pay your agreed-upon minimum A xwnt Past Due....................... ..$767.66 payment. CreditLine.......................................................... $12,800.00 Available Credit............................................................ $0.00 Your account is currently on a debt Cash Advance Limit............................................. $8,800.00 management Available Cash Advance Limit................................... $0.00 program (DMP). The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Previous Balance A 5517 3s terminates the DMP and reinstates your �yments and Ali stments n nn previous terms. MasterCard Acflvity SA AA Total AT&T Services 000 New Balance $8,766.01 Note:Detailed activity starts on page 3. date paid amount paid check O Please tallow payment Instructions outlined In the'Important Instructions for Making Payments"section of the statement. Year AUDWA Nvnber 2133876601949665915 F= = = 2133 Phase Einar Amount t of Payment Encin" PeYmsnt Date our Total eatanta Mrsmum Amourt pin NOV 27 1 $8766.01 X949.66 L$ 2S Phi 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1R256 7 EMLYN LN COLUMBUS, OH 4321 8-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL AM Universal Card Account®=®2133 October 4-November 2,2006 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL W Account===2133 AW Universal Card October 4-November Z 2006 Page 3 of 3 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases...._...........................................................................................................................................................68.66 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activtty................................................................................................................................... $68.66 PURCHASES Total MasterCard Purchases................................................. $68.66 PurchlCashAdv 05/03/2005 Trans Pest nesrrintien pm...nt 11/02 PtIRCHASFS•FINANCF CHARGF«DFRIODIC DATF �g 66 Total Purch/CashAdv 05/03/2005 $68.66 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction AKNjjaL Nominal Periodic x Stlling x subject to = F7NA r Fee/ENO ?£A[ENTAC£ _ APR Rate Period Finance Charge CHARGE 6NARG£ RATA PURCHASES CASH ADVANCES Total FINANCE CHARGE $68.66 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 YourAW Unftx7 sd Curd Statement 0AW Universal Card Page 1 of 3 PAMELA J GOODALL HOW To Reach Us Visit. Account -2133 Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Services PO Box 44167 November 2-December 4,2006 Jacksonville,FL 3223 -4167 Quick Reference Minimum Payment Due.........................................$912.66 The minimum amount due below may not Due Date*........................................... December 29,2006 reflect your payment arrangement. Please 'Payment must be received by s:01)pm local time on the payment due dale. continue to pay your agreed-upon minimum Amount Past Due..................................................$733.66 payment. Credit Line.......................................................... $12,800.00 Available Credit...............................11........................... $0.00 Our records show home phone 717-766-7640 Cash Advance Limit............................................. $8,800'0 and business phone 717-554-1064. Fease Available Cash Advance Limit.................................... update remittance coupon if incorrect. Account Summary Previous Balance 9 766 01 Your account Is currently on a debt andA Lctmpni- -916 nn management tnastercam rdw tivity 7a QQ program (DMP).The minimum due on your New ga& T��prvlcec non statement is not the DMP payment.Failure $8,625.00 to make the DMP payment for two months Note:Detailed activity starts on page 3. terminates the DMP and reinstates your previous terms. date paid amount paid check a Please follow payment Instructions outlined In the'important Instructions for making Payments"section of tM statement. row Account lfunber 11111111111111111102133862500912665918 WIN W 2133 Please Eller Amount of Payment Enclosed Payment Due Dab Yow 7otY Buboes Mount Dw —' DEC 29 2006 ;8625.00 j9i2.66 $ 25 PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 18256 7 ENLYN LN COLUMBUS,OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL WAW Universal Card Account S==2133 November 2-December 4,2006 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL i• Account=s0 2133 UAW Universal Card November 2-December 4,2006 Page 3of3 PAYMENTS AND ADJUSTMENTS Traree Pest na r'�r' 11/11 FI Fr ' NIC PAYMFNT Amnnnt THANK Y QU 116 00CR Total Payments and Adjustments $216.0008 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases................................................................................................. .............74.99 CashAdvances and Checks........................................................................................ ............................................ 0.00 Total MasterCard Activity......................................................................................._. . $74.99 PURCHASES Total MasterCard Purchases........................................ $74.99 PurchlCashAdv,05/03/2005 17104 PIR uaCFC►Fiueurc ruavr ap RTO�T 74 gq RAIE Total Purch/CashAdv 05/03/2005 f74.99 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' `This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days Balance Periodic Transaction Nominal Periodic x Billing Subject to = VHANC • Fee/FJJjydj�C ANNUAL APR Rate Period Finance Charge amitat PURCHASES CASH ADVANCES Total f1NANCECHARGE _ $74.99 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls............................ .............. .............. $0.00 Your AWUnhxis l Card Statement AW UnNersal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Visit:www.universalcard.00m Account 2133 Customer Service:1-800-423-4343 or write Calling Card t PIN Ja rdmemnler Se vices O BOX 44167 December 4-January 3,2007 Quids Reference Minimum Payment Due.............._........................$872.66 The minimum amount due below may not Due Date..............................................January 29,2007 reflect your payment arrangement. Please 'Payment must be received by 5.00 Pm local time on the Payment due date. continue to pay your agreed-upon minimum Amount Past Due..................... ......$696.66 payment. Credit Line.......................................................... $12,800.00 Available Credit............................................................ $0.00 Your account Is currently on a debt Cash Advance Limit............................................. $8,800.00 management Available Cash Advance Limit.................................... $0.00 9 program (DMP). The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Previous$alance A 692;On terminates the DMP and reinstates your Paymm�M�ss Iffnn ustmerds -916 nn previous terms. MaclerCard��ActlivBy 6933 Total AT&T Services 1100 New Balance $8,478.33 Note:Detailed activity starts on page 3. date paid amount paid check>s Pieria follow payment instructions ounMed in the'Important Instructions for Matting Payments'section of the statement YOW Account Number 2133847833872665911 ® ® ® 2133 Please Enter Amo nt d Payment EncW"d Pa►mN1t DtN Date Your del Bslana NfnsanAmamt Due JAN 24 2007 u""ad 33 $872.66 Fs 29 PN 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1E256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL Account==®2133 AW Universal Card December 4-January 3,2007 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account===2133 �AINT Universal Card December 4-January 3,2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Pest Drs ri ntinn Amn n}_ 17 116 F F TRONIC PAYMFNT THANK Y011 916 ne-R Total Payments and Adjustments E216.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.............................................................................................................................__................................69.33 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity..._....................................._......................................._..........._................. ..._..... $69.33 PURCHASES T Total MasterCard Purchases.... ....................................... $69.33 PureFeJCashAdv 0510312005 Trans Post nea ri efinn Ames f 41/03 --PURCHASECtFTN xur'c PYADGF*PFRT....... .. 6V QR Total Purch/CashAdv 05/03/2005 $69.33 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction Nominal Periodic x Billing x subject to = QM ♦ FeelFlr)f6�LC,E PERC�£M�GE PURCHASES APR Rate Period Finance Char e C CASH ADVANCES Total I MAMce CHARGE $69.33 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls........................................................................................... ............. $0.00 0 YourAW Universal Card Statement =3AW Universal Card Page 1 of 3 PAMELA J GOODALL How To Reach Us Accourd 2133 Visit:www.universaleard.com Customer Service:1-800-423-4343 or write Calling Card+ PIN Cardmember Services,PO Box 44167 January 3-February 2,2007 Jacksonville,FL 32231-4167 Quick Reference Minimum Payment Due.........................................$829.66 The minimum amount due below may not Due Date*........................................... February 27,2007 reflect your payment arrangement. Please •Payment must be received by 5.00 pm total time en the payment due date. Continue to pay your agreed-upon minimum Amount Past Due................................... ..........$656.66 payment. Credit Line.......................................................... $12,800.00 Available Credit........................................................... $0.00 Your account is currently on a debt Cash Advance Limit............................................. $8,800.00 Management. Available Cash Advance Limit................................... $0.00 program {DMP}. The minimum due on your Account Summary statement is not the DMP payment. Failure to make the DMP payment for two months Previous 9alanc�+ R 47H qg terminates the DMP and reinstates your Pa ants and A uctments _916 011 previous terms. I1AasterCa vity 87 R4 Total AT&T Rprvinpq 0 nn New Balance ;81330.17 Note:Detailed activity starts on page 3. date paid amount paid check# Pfease follow Payment Instructions outlined In tho'Important Instructions for Mating Payments"section of the statement Yong AeCOnnt IUmntur 2133833017829665911 ® ® ® 2133 IMNN liar Ammrd of Payaunt Cnctas4C PaYmaat DW Oate yow TMaI ealarKa 14WAtanAmaml tyre FES 1 $8330.17 =829.66 25 PM 44 A 1 AM290400 PAMELA J GOODALL AT&T UNIVERSAL CARD 7 EMLYN LN C�LUMBLI OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL —` Account===2133 /g lra��.4 l� Universal Card January 3-February 2,2007 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Gard. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL �AT�IT Universal Card Account S 2133 January 3-February 2,2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trane Pncr nrcfri ntl!)Il 01110 FIFCTDnurr PAYMFNT-THANK YOU Amd nr Total Payments and Adjustments X16 f216.00C 000N AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases................................................................................................................. ..67.84 .............................................. Cash Advances and Checks.................................................................... . . 0.00 TotalMasterCard Activity.........................................................................._............................. .. $67.84 PURCHASES TotalMasterCard Purchases................................................. $67.84 ..... PurchlCasMdv 05103/2005 Trans Pecr me ripti 02107 PURr HAC Rd T F 67,R4 Total Purch/CashAdv 05/03/2005 $67.84 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction ANNUAL Nominal Periodic x Billing x Subject to a FTNAN # F"JEEMA= ProCENrAgE PURCHASES APR Rate Period Finance Char e CHARG CASH ADVANCES Total i MKcE CHARGE $67.84 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls............................................................................. ......... $0.00 ............................. aW AT&T Universal Card Page 1 of 3 AT&T Universal Card How To Reach Us PAMELA J GOOD ALL Visit:www.universalcard.com Account Customer dme Service: e Services,PO B Box 44167 write ���2133 Calling Card+ PIN Jacksonville,FL 32231-4167 February 2-March 5,2007 Quick Reference The minimum amount due below may not Minimum Payment Due................_.......................$783.66 reflect your payment arrangement. Please Due Date*.................................................. March 30,2007 continue to pay your agreed-upon minimum *Payment must be received by 5:00 pm local time on the payment due date. payment. Amourrt Past Due...................._............................$613.66 Credit Line.......................................................... $12,600.00 Your account Is currently on a debt Available Credit................................................... ....... $0.00 management Cash Advance Limit............................................. $8,800.00 9 Available Cash Advance Limit.................................... $0.00 program (DMP). The minimum due on your statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates the DMP and reinstates your Previous Ralance A,}3n 17 previous terms. Ea SlStrntlpts 716 nn tdasterCay r Activity 6967 Total AT&T Services On() New Balance $8,183.84 Note:Detailed activity starts on page 3. date paid amount paid check# at}~• AT&T and the AT&T globe design are trademarks of AT&T Knowledge Ventures,licensed to Citlgroup Inc Please follow payment Instructions outlined In the'Important Instructions for Making Payments'section of the statement. Your Account NumW 2133818384783665918 ® ® 2133 Please Eller Amount of Payment EmWW Pay M Due Data 7;8 6a4nu alYNallan AMAR 30 2007 3.84 $783.66 2S PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O- BOX 1256 7 EMLYN LN COLUMBU , OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL - Account==_2133 AT&T Universal Card February 2-March S,2007 Page 2 of 3 -In the return envelope,please: 1 Make your check payable to AT&T Universal Gard. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon.so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J oo Acco unt��M AT&T Universal Card Accont �2,33 2 February 2-March 5,2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Poet Desermniion Amn nt 02123 F F TRONI pa VNrNT-TNANV YOU 716 nnrp Total Payments and Adjustments $Z16.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................69.67 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity..................._........_..............................................._............................................... $69.67 PURCHASES Total MasterCard Purchases...... $69 67 . ........................................... . PurchlCashAdv 05f0312005 Trsas Past nee�rintian Amai t 03105 PipCwaSFCSSTNaurc rua---R---- 1C RATE 69-0 Total Purch/CashAdv 05/03/2005 $69.67 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction ANNUA Nominal Periodic x Billing x subject to = FINAN ♦ Fee1FldIB�ISE PE CCarr}r_.e APR Rate _ Period Finance Charoe ARG[ CHARC AT[ PURCHASES CASH ADVANCES Total ffMiyCE CHARGE _ $69.67 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 aw AT&T Universal Card AT&T Universal Card Page 1 013 How To Reach Us PAMELA J GOODALL Visit:wvvw.universalcard.com Customer Service:1-800-423-4343 or write Account===2133 Cardmember Services PO Box 44167 Calling Card+ PIN Jacksonville,FL 32231-4167 March 5-April 3,2007 Quick Reference The minimum amount due below may not Minimum Payment Due.................._....................$734.66 reflect your payment arrangement. Please Due Date•...................................................April 30,2007 continue to pay your agreed-upon minimum *Payment must be received by 500 pm local time on the Payment due dae. Payment. Amount Past Due..................................................$567.66 Credit Line.......................................................... $12,800.00 Your account is currently on a debt Available Credit.................................................. ... $0.00 management Cash Advance Limit............................................. $8,800.00 9 Available Cash Advance Limit.................................... $0.00 program (DMP). The minimum due on your statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates the DMP and reinstates your Previous Balance A 181 as previous terms. Payments�and A��istmente 91 R no Adaslaicar 64 90 Total ATST Sn see n D0 New Balance 58,03204 Note:Detailed activity starts on page 3. date paid amount paid check# C'~' AT&T and the AT&T globe design are trademarks of AT&T Krttrwledge ventures,licensed to ClNgroup Irlc. Phase follow payment Instructions outrined in the'Important Instructions for Making Payments"section of the statement. Your Account NWWer 2133803204734665915 ® ® 2133 Payment Ihre Deb Pits"EMer Amount of Paynt Encioaed Yow Togl Balance Aagwit W m APR 30 2007 X8032.04 $734.66 2S PM 44 A 1 AR7290400 PAMELA J GOODALL AT&T UNIVERSAL CARD P.O. BOX 18256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL Account==M 2133 AT&T Universal Card March 5-April 3,2007 Page 2 of 3 In the return envelope,please. 1 Make your check payable to AT&T Universal Card, 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. • PAMELA J GOODALL Account=0®2933 AT&T Universal Card March 5-April 3,2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Prat brcerigan Am nt 03/2A FIFCTRONIC PAYMENT-THANK YOU 216 00CR Total Payments and Adjustments $216.0008 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................64.20 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity..................................._.......................................................................................... $64.20 PURCHASES Total MasterCard Purchases................................................. $64.20 Purch/CashAdv 05/03!2005 Trarts Pest Das rintien Amount 04/03 PURrtraCFC►FrNeNrF ruARresoeernnir DATE 64-2n Total Purch/CashAdv 05/03/2005 $64.20 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction Nominal Periodic x Wiling x Subject to = FINAN 4- Fee/ PERCENT GE APR Rate Period Finance Charge RARG� NARGE RATE PURCHASES CASH ADVANCES Total FINANCE ctfARG _ $64.20 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls.........:......................................................................................................... $0.00 at&t AT&T Universal Card Page 1 of 3 AT&T Universal Card How To Reach Us PAMELA J GOODALL Visit:www.universaicard.com Customer Service:1-800-423-4343 or write Account S 2133 Cardmember Services,PO Box 44167 Calling Card t PIN Jacksonville,FL 32231-4167 April 3•May 3,2007 Quick Reference The minimum amount due below may not Minimum Payment Due......................................... $902.66 reflect your payment arrangement. Please Due Date*......................................................May 28,2007 Continue to pay your agreed-upon minimum 'Payment must be received by 500 pm local time on the payment due date. payment. Amount Past Due..................................................$734.66 Credit Line.......................................................... $12.800.00 Your account is currently on a debt Available Credit............................................................1 $0.00 Cash Advance Limit............................................. $8,800.00 management Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates the DMP and reinstates your Previous R21ance R 30 2 04 previous terms. P nd Adiustmnts 0.00 Ma earCtm Activity 65 61 Total AT&T S es n 00 New Balance $8,097.65 Note:Detailed activity starts on page 3. date paid amount paid check It AT&T and the AT&T globe design are trademarks of ati AT&T Knowledge Ventures,licensed to Citigroup Inc Please follow payment Instructions outlined In the'Important Instructions for Making Payments"section of the ststoMent. Yout Atteaat number 2133809765902665915 ® = ® 2133 Please EMK Amount of Payment eml**ed Paynrnt Due oan tour Teta1 6aiena eW WivnAmenat Due MAY 28 2007 X8097.65 5902.66 $ 25 PIA 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 56 7 EMLYN LN COLUMBUS,OH 432182564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL ACCount===2133 AT&T Universal Card April 3-May 3,2007 Page 2 of 3 In the return envelope,please: 1 Make Your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account 0 2133 AT&T Universal Card April 3.May 3,2007 Page 3of3 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................65.61 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity................................................................................_............................... .... $65.61 PURCHASES Total MasterCard Purchases................................................. $65.61 Purch/CashAdv 05103!2005 Trans Pest n—Hplonn Ame r 05/03 _ PURCNASFS*FINANCF CHARGF*PFDTODTr RATE 65,61 Total Purch/CashAdv 05/03/2005 $65.61 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transactloo ANNUAL Nominal Perlodlc z Sllling : Subject to 2 ICE + Fee/fINAH PEAC£NTACE APR Rate Period Finance Charge CHARGE 911AW am PURCHASES CASH ADVANCES Total FINANCE CHARGE _ $65.61 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls........................................................................................._........................ $0.00 at&t AT&T Universal Card Page 1 of 3 AT&T Universal Card How To Reach Us PAMELA J GOODALL Visit:www.universaicard.com Customer Service:1-800-423-4343 or write Account 2133 Cardmember Services PO Box 44167 Calling Card+ PIN Jacksonville,FL 3223 -4167 May 3-June 5,2D07 Quick Reference The minimum amount due below may not Minimum Payment Due......................................$851.66 reflect your payment arrangement. Please Due Date*......................................................July 2,2007 Continue to pay your agreed-upon minimum •Payment must be received by SX0 pm local time on the payment due data. payment. Amount Past Due.._.......................__..................$686.66 Credit Line.......................................................... $12,800.00 Our records show home phone 717-766-7640 Available Credit.................................................. $o.o0 and business hone 717-554 1064. Reese Cash Advance Limit....................................I........ $8,800.00 P Available Cash Advance Limit.................................... $0.00 update remittance Coupon if incorrect. Account Summary Your account is currently on a debt Previous 31anr� 14,09789 management Pa�mentsldand A 'ustmants -916 On program (DMP).The minimum due on your Total AT&T sPr��sy 7o nn statement is not the DMP payment.Failure Now Balance $7,952.91 to make the DMP payment for two months terminates the DMP and reinstates your Note:Detailed activity starts on page 3. previous terms. date paid amount paid check# Ci1�}�O AT&T and the AT&T globe design are trademarks of 1.1 AT&T Knowledge Ventures.licensed to GTlgroup Mc. Please follow payment Instructions outlined to the'Important instructions for Making Payments-section of the statement. Your Account Number 2133795291851665919 ® ® ® 2133 Please Enter Amos 1 of Payment line In" Payment Ow Dale Your Total Balann taNnean AmeuM Orr JUL 022007 $T952.9I $851.66 $ 29 PM 44 A L AR729040D ' PAMELA J GOODAlL PTpo&JUUj IVgERSSAL CARD 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 • .- 0 PAMPA J GO Account==®2=2 133 AT&T Universal Card May 3-June 5,2007 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J Go AT&T Universal Card Account===2 133 2 May 3-June S,2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Post neecrintinn Amount OS/11 ELECTRONIC PAVArENT-THANK YOU 2 t6 (tQ�D Total Payments and Adjustments $216.ODCR AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................71.26 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity.................................................................................................................................. $71.26 PURCHASES Total MasterCard Purchases................................................. $71.26 PurchlCashAdv 0510312005 Trans Post Descr000n Amoy„t_ n6,n-s PURCHACES*FiNANPF fHAnf:E*DEGrAnTf GATE 71.26 Total Purch/CashAdv 05/03/2005 $71.26 CASH ADVANCES Cash Advance Limit....................................... $8,800.00* 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction ANKLIA Nominal Periodic x Billing x Subject to = FINANCE ♦ Fee/[(NA= PERMTAQ e _ APR Rate Period Finance Charge HAAGE -' ATE PURCHASES CASH ADVANCES Total nmmcE CHARGE = $71.26 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 aW AT&T Universal Card Page 1 of 3 AT&T Universal Card How To Reach Us PAMELA J GOODALL Visit:www.universaicard.com Customer Service:1-800-423-4343 or write Account=®®2133 Cardmember Services,PO Box 44167 Calling Card+ PIN Jacksonville,FL 32 231-41 67 June 5-July 3,2007 Quick Reference The minimum amount due below may not Minimum Payment due..... . ... ..........................$797.66 reflect your payment arrangement. Please Due Data*................................ .....................July 30,2007 continue to pay your agreed-upon minimum 'Payment must be received Dy 5.00 pm Iocal time on the payment due date. payment. Amount Past Due.................................................$635.66 Credit Line.......................................................... $12,600.00 Your account is currently on a debt Available Credit.:................................................ .. $0.00 management Cash Advance Limit..................................."° -_. $8,800.00 Available Cash Advance Limit.................................... $0.00 program (DMP). The minimum due on your statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates.the DMP and reinstates your Previews Balance 7 959 Q7 previous terms. Payments A1{lustments ?t6n0 MasterCard Services Ac,l, 60 26 Total ATBT 0 00 New Balance $7,797.17 Please see enclosed privacy notice for Important Note:Detailed activity starts on page 3. information. date paid amount paid check# r}�• AT&T and the AT&T globe design are trademarks of at ATBT Knowledge Ventures,licensed to Citlproup Inc. Please follow payment Instructions outlined In the'Important Instructions for Making Payments'section of the statement. Your Account Member 2133779717797665910 �® ® ® 2133 Please Elder Amount e}Payment Enclosed Payment pus Dib YOUr Total ealanCe Iwlllrtaan AaNWlt Uua JUL 30 2007 $7797.17 s797.bb Is 2S PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD . PAMELA J GOODALL P.O. BOX 1 256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 w PAMELA J GOODALL Account==M 2133 AT&T Universal Card June 5-July 3,2007 Page 2 of 3 In the return envelope,please: Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Gard address appears through the window of your remittance envelope. Accoo�===2133 AT&T Universal Card June 5-July 3,2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Posf Description AmenM 06/78 FLECTRONIC PAYMENT-THANK YOU 776.00CR Total Payments and Adjustments $216.0008 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................60.26 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity..................................................................................................................._............ $60.26 PURCHASES Total MasterCard Purchases................................................. $60.26 PUrcWCashAdv 0510312005 Trans Pnst Description Ametnt 07/03 PURCyA5E4!FINANCE CHARCE-PFRIQDIC RATE AO 76 Total Purch/CashAdv 05/03/2005 $60.26 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' "This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction ANNUAL Nominal Periodk x Billing x Subject to = FINANCE + Fee/QMA& )< PERtENTAG APR Rate Period Finance Charge Guam LNAM R&M PURCHASES CASH ADVANCES Total FJNAtigg adagGE $60.26 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 at&t AT&T Universal Card Page 1 of 3 AT&T Universal Card How To Reach Us PAMELA J GOODALL Visit:www.universalcard.00m Customer Service:1-800-423-4343 or wrlie Account===2133 Cardmember Services,PO Box 44167 Calling Card+ PIN Jacksonville,FL 32231-4167 July 3-August 3,2007 Quick Reference The minimum amount due below may not MInimurn Payment Due.........................................$740.66 reflect your payment arrangement. Please Due Date*.....................»..........................August 28,2007 continue to pay your agreed-upon minimum *Payment must be received by 5:00 pm lord time on the payment due me. payment. Amount Past Due.................................................$581.66 Credit Line...................................................._... $12,800.00 Your account is currently on a debt Available Credit........................................................... $0.00 mane ement Cash Advance Limit............................................. $8,800.00 9 Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates the DMPand reinstates your Previous Ralance 779717 previous terms. M" ants and A 'ustments -91600 MasterCard Activity 6541 Iotal AT87 Services 0.00 New Balance $7,646.58 Note:Detailed activity starts on page S. date paid amount paid check tt i�• AT&T and the ATSTglobe design are trademarks of Ci 1.l AT&T KnoMedge Ventures,licensed to Citigroup I= Please follow payment instructions outlined In the-important Instructions for Making Payments^section of the statement. rw,Aecwmt Number 2133764658740665911 r ® ® 2133 Wea»Enter Amm�of Paywwnt Enclosed PaymMt OlN Date Your Total 6alaMe MkIMIMan Artqunt Coe AUG 28 2007 $7646.58 1 $740.66 2S Pk e4 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 256 7 EMLYN LN COLUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALI Account S==2133 AT&T Universal Card July 3-August 3,2007 Page 2 of 3 In the return envelope,please. Make your check payable to AT&T Universal Card. 2'Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account===2133 AT&T Universal Card July 3-August 3,2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Pest description Amr»nt 07/28 FI FrT ROHIf�pAYMENT-THANK YOU 276 oocR Total Payments and Adjustments $216.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................65.41 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity........................................................................................................................ .... $65.41 PURCHASES Total MasterCard Purchases................................................. $65.41 PurctilCashAdv 0510312005 Trans A Pest m^ nt dxrriRlle^ r103 PIIRrIreSFS+FTttaurc ruecrc+orptnnTr Ili __ht_dt Total Purch/CashAdv 05/03/2005 $65.41 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction Nominal Perlodle x Billing x Subjedto = FINANCE s Fee1E1dA= PERCCENTA.£ APR Rate Period Finance Charge Gum MIL — PURCHASES CASH ADVANCES Total FINANCE CHARGE $65.41 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 at&t AT&T Universal Card Page 1 of 3 AT&T Universal Card How To Reach Us PAMELA J GOODALL Visit:www.universalcard.00m Customer Service:1-800-423-4343 or write Account===2133 Cardmember Services,PO Box 44167 Calling Card+ PIN Jacksonville,FL 32231-4167 August 3-September 4,2007 Quick Reference The minimum amount due below may not Minimum Payment Due........................................$900.66 reflect your payment arrangement. Please Due Date*................................................. October 1,2007 continue to pay your agreed-upon minimum 'Payment must be receiveo by 5:00 pm local time on the payment due dace_ payment. Amount Past Due..................................................$740.66 Credit Line.......................................................... $12,600.00 Your account Is currently on a debt. Available Credit............................................................ $0.00 management Cash Advance Limit............................................. $8,800.00 -Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates the DMP and reinstates your Previnrrs Aalance 7 646 58 previous terms. Ea MasterCar Activity 6664 Total AT&T Services coo New Balance $7,713.22 Note:Detailed activity starts on page 3. date paid amount paid check it }�O AT&T and the AT&T globe design are trademarks of a i AT&T Knowledge Ventures,licensed to Gitigroup Inc. Please follow payment Instructions outlined In the'Important Instructions for Making Payments"section of the statement. Your Account Number 2133771322900665911 ® = = 2133 Ptasso Enter Amount of Payment Encbaaa _ paymeet Duw Hate Yost otat ealanca tlYiataan4nusumt W OCT O1 2007 E7713.22 X900.66 2S PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1 S 256 7 EMLYN LN COLUMBU , OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL Accamt===2133 AT&T Universal Card August 3-September 4,2007 Page 2 of 3 In the return envelope,please. I Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your.remittance envelope. PAMELA J GOODALL AT&T Universal Card Account��0 2133 August 3-September 4,2007 Page 3 of 3 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................66.64 .. Cash Advances and Checks............................................................................................................... .... ..... .. ...... .. 0.00 TotalMasterCard Activity...................._............................................_........................_..._..._.......................... $66.64 (PURCHASES Total MasterCard Purchases................................................. $66.64 Purch/CashAdv 05103/2005 Trans Post _ description Amn�nt n9/04 PURCHASE*FINANCE CHARGE*PFRIOnIC RATE 66.64 Total Purch/CashAdv 05/0312005 $66.64 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction dNHlldL Nominal Periodic a Ruling K Subject to = FWANCE * Fee 1£7NA2C£ PERCENTAG APR Rate Period Finance charge CBARtF CHARGE RATE PURCHASES CASH ADVANCES Total FlNANCECHARt;E _ $66.64 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 aW AT&T Universal Card Page 1 of 3 AT&T Universal Card Haw To Reach Us Visit:www.universaicard.com PAMELA J GOODALL Customer Service:1-800-423-4343 or write Account®=®2133 Cardmember Services PO Box 44167 Calling Card a PIN Jacksonville,FL 32231-4167 September 4-October 3,2007 Quick Reference The minimum amount due below may not Minimum Payment Due.........................................$841.66 reflect your payment arrangement. Please Due Dale*............................................... October 29,2007 continue to pay your agreed-upon minimum 'Payment must be received by 5.00 pm local time on the payment duo darts. payment: Amount Past Due.................................................$684.66 Credit Line.......................................................... $12,800.00 Your account is currently on a debt Available Credit.................................................. $0.00 management. Cash Advance Limit............................................. $8,800.00 Available Cash Advance Limit.................................... $0.00 program (DMP).The minimum due on your statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates the OMP and reinstates your Prnvinuc Anian e 7.713.2? previous terms. P3 mentc and A uctments -216DO �asterC ardActivityt_ 59.37 Total AT&T Services n no New Balance $7,556.59 Note:Detailed activity starts on page 3. date paid amount paid check 8 i1a AT&T and the AT&T globe design are trademarks of a t' AT&T Knowledge Ventures,licensed to Cittgroup Inc Please follow payment Instructions outlined In the'Important Instructions for Making Payments'section of the statement. Year Accaaat rramaer 2133755659841665918 ,® ® ® 2133 Please Enter Amount of Payment Enclosed Payment pue oah Your Total eetanve tlkenaaaAnroaat_ OCT 29 2007 $7556.59 1 $841.66 2S PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J G00DALL COLUMBUS?OH 43218-2564 7 EMLYN LN MECHANICSBURG PA 17055-8017 PAMELA J GOODALL Account®®®2133 AT&T Universal Card September 4-October 3,2007 Page 2 o13 In the return envelope,please: Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA c ==2 33 AT&T Universal Card September 4-October 3,2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans Post hacrrintien Atnnnnt 09/08 FIFCTRONIC PAYMENUNANN YOU 16 OOCR Total Payments and Adjustments $216.0008 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases........................:........................................................................................................................................59.37 CashAdvances and Checks.................................................................................................................................... 0.00 TotalMasterCard Activity......................................................................_................................. .. $59.37 PURCHASES Total MasterCard Purchases.................................................. $59.37 PurdJCashAdv 05103/2005 Trans Post - hescrintien Amo mt 10/03 PURCNACFSaFTNAN .F CHARGE*PFRTADTP RATE 9;9 J7 Total Purch/CashAdv 05/03/2005 $59.37 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominee Periodic . Y Billing x Subject to MIANLE ♦ FeeInfia sl: PERCENTACE APR Rate Period Finance Charge RCL NAROX BA7fi PURCHASES CASH ADVANCES Total .FINANCE CHARGE SS9.37 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 at&t AT&T Universal Card Page 1 of 3 AT&T Universal Card How To Reach Us Visit:www.universaleard.com PAMELA J GOODALL Customer Service:1-800-423-4343 or write Account®®®2133 Cardmember Services,PO Box 44167 Calling Card+ PIN Jacksonville,FL 32231-4167 October 3-November 2,2007 Quick Reference The minimum amount due below may not Minimum Payment Due.................._.....................$558.66 reflect your payment arrangement. Please Due Date*........................................... November Z7,2007 continue to pay your agreed-upon minimum 'Payment must be received by 5.0D pm lord time on the payment due data. payment. Amount Past Due........__.....................................$409.66 Credit Line.......................................................... $12,800.00 Your account Is currently on a debt Available Credit............................................................ $0.00 management Cash Advance Limit..............................:.............. $6,800.00 Available Cash Advance Limit.................................... $0.00 program (DMP). The minimum due on your statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates the DMP and reinstates your Previous Balance 7,55fi.59 previous terms_ Ea Mastorcar Activity 5949 Total AT&T Services n 00 New Balance $7,184.08 Note:Detailed activity starts on page 3. date paid amount paid check O Clt� ATST and The AT&T globe design are trademarks of AT6T Knowledge Ventures,licensed to Citigroup Inc. Please follow payment Instructions outlined In the'Important Instructions for Making Payments"section of the statement. Your Account Member 2133718408558665919 ® ® ® 2133 Mase Eller Amount of Payment Inclosed Payment Due Data Total Balance To Balance IObeam AmarM Are —1I NOV 27 2007 :7184.08 6558.66 $i I 2S PH 44 A 1 ART290400 1 AT&T UNIVERSAL CARD PAMELA J GOODALL RO BOX 18256 7 EMLYN LN LUMBUS, OH 43218-2564 MECHANICSBURG PA 17055-8017 PAMPA J GO W 2 Account=W 2133 AT&T Universal Card October 3-November 2,2007 Page 2 of 3 In the return envelope,please: I Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape it to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account===2133 AT&T Universal Card October 3-November$2007 Page 3 of 3 PAYMENTS AND ADJUSTMENTS Trans rlESGraptinn Amount M 12 FIFCTRONIC PAYNFNT-THANK YOU 216.000R _ 10/18 FIFCTRONIC PAYNFNT-THANK YOU 216.000R Total Payments and Adjustments S432.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................59.49 CashAdvances and Checks............................._..................................................................................................... 0.00 TotalMasterCard Acdvity......................._................................._................................................................. $59.49 PURCHASES Total MasterCard Purchases................................................. $59.49 PurchlCashAdv OSIOW2005 Inc Poct DES[rintion __ _ __ Amount 11102 PURCHA[_ RAFOPFR70DIC RATE 59.49 Total Purch/CashAdv 05/03/2005 $59.49 CASH ADVANCES Cash Advance Limit....................................... $8,800,00° 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominel Perodk x Bllling x Subject to 117HANCE • Fee/EENA= PERCENrACE APR Rate Period Finance Charge NARGE NARGE ATE PURCHASES CASH ADVANCES Total FINANCE CHARGE $59.49 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls.................................................................................................................. $0.00 at&t AT&T Universal Card Page 1 of 3 AT&T Universal Card How To Reach Us Visit:www.univerr.alcard.com PAMELA J GOODALL Customer Service:1-800-423-4343 or write Account 2133 Jack ember Le 3c31 16Box 44167 Calling Card 4• PIN November 2-December 4,2007 Quick Reference The minimum amount due below may not Minimum Payment Due.........................................$708.66 reflect your payment arrangement. Please Due Date'.......................................... December 31,2007 continue to pay your agreed-upon minimum -Payment must be received by s.00 pm local time on the payment due date. payment. Amount Past Due..................................................$558.66 Credit Line.......................................................... $i2,800.00 Our records show home phone 717-766-7640 Available Credit............................................................ $0.00 and business hone 717-554-1064. Please Cash Advance Limit............................................. $8,800.00 p Available Cash Advance Limit.................................... update remittance coupon if incorrect. Account Summary Your account 1s currently on a debt PreVIOLC Balance 7,184 08 management Pa ants acrd A 'lsiments ono program (DMP).The minimum due on your MasterC,.r,,w Activity t;9 91 statement is not the DMP payment. Failure Total AT&T Services o ao to make the DMP payment for two months New Balance $7,246.69 terminates the DMP and reinstates your Note:Detailed activity starts on page 3. previous terms. date paid amount paid check ti �1O ATST and the AT&T globe design are trademarks of C I b AT&T Knowledge ventures,licensed to Cltlgroup Inc Please follow payment Instructions outlined In the-important instructions for Making Payments-section of the statement. Your AccWnt MMntMr 2133724669708665917 = ® = 2133 Please Eater Amount of Payment Enclased Pawuent Date WrTatai Yilarl4e M14raan Arnauat Due DEC 31 2007 $7246.69 1 $708.66 25 PM 44 A 1 AR7290400 AT&T UNIVERSAL CARD PAMELA J GOODALL P.O. BOX 1$256 7 EMLYN LN COLUMBUS, OH 4321 8-2564 MECHANICSBURG PA 17055-8017 PAMELA J GOODALL Account===2,33 AT&T Universal Card November 2-December 4,2007 Page 2 of 3 In the return envelope.please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Accounts=M 2133 AT&T Universal Card November 2-December 4,2007 Page 3 of 3 AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.................................................................................................................................................................62.61 CashAdvances and Checks.................................................................................. ............................... 0.00 TotalMasterCard Activity.........»....................................................................................-__.......................... $62.61 PURCHASES Total MasterCard Purchases................................................. $62.61 PurchlCashAdv 0510312005 Trans M Description Amount 17/04 PLRCHASFC*FINANCE CHARGE«PERIODIC RATF 62.61 Total Purch/CashAdv 05/03/2005 $62.61 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days In Balance Periodic Transaction ANNUAL Nominal Periodic x Billing x Subject to FINANCE + FeejaNAA a 000rrNraac APR Rate Period Finance Charge CHARGE CHARGE. RATE^ PURCHASES CASH ADVANCES Total FINANCECIHRGE _ $62.61 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 8t&t AT&T Universal Card • Page 1 of 3 AT&T Universal Card How To Reach Us Visit:www.universaleard.com PAMELA J GOODALL Customer Service:1-800-423-4343 or write Account===2133 Cardmember Services,PO Box 44167 Calling Card+ PIN Jacksonville,FL 32231-4167 December 4-January 3,2008 Quick Reference The minimum amount due below may not Minimum Payment Due........................................$639.66 reflect your payment arrangement. Please Due Date*.............................................. January 28,2008 continue to pay your agreed-upon minimum -Payment must be received by 5:00 pm local time on the payment due date. payment. Amount Past Due.................................................$49266 Credit Line.......................................................... $12,800.00 Your account Is currently on a debt Available Credit............................................................ $0.00 management Cash Advance Limit............................................. $8.800.00 DM The minimum due on our Available Cash Advance Limit.................................. $0.00 program � • P)• Y statement is not the DMP payment. Failure Account Summary to make the DMP payment for two months terminates the DMP and reinstates your Pre9nus Balance 7 P46 69 previous terms. Q3ym nts arui Adi ct nts -21600 MasterCard Activity 57.55 Total AT&T Services 0.00 New Balance $7,088.24 Note:Detailed activity starts on page 3. date paid amount paid check# �s AT&T and the AT&T globe design are trademarks of Citl AT&T Knowledge Ventures,licensed to Citlgroup Inc Please follow payment Instructions outlined In the'Important Instructions for Making Payments-section of the statement. Your Accourd Number 2133708824639665912 �® ® ® 2133 PAase EaMr Amount of Payment Encbead Payment Due Date Yen Total Balance te.ena.n MnesM lrua (� JAN 28 2008 57088.24 5639.66 I $ 2S PM 44 A 1 AR729040D AT&T UNIVERSAL CARD PAMELA J GOODALL COLUMBUS OH 43218-2564 7 EMLYN LN MECHANICSBURG PA 17055-8017 0 0 PAM13A J GOODALL Account=®M 2133 AT&T Universal Card December 4-January 3,2008 Page 2 of 3 In the return envelope,please: 1 Make your check payable to AT&T Universal Card. 2 Enclose your check or money order.Include your account number and name on the front of your check or money order. Please,no cash or foreign currency. 3 Enclose your payment coupon.Do not staple or tape It to your payment.Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. PAMELA J GOODALL Account�,s 2133 AT&T Universal Card December 4-January 3,2008 Page 3 of 3 PAYMENTS AND AD)USTMENTS Trans f4 1 Desrrintion Amount 12107 FIFCTRONTC PAYMENT-THANK YOU 716.0008 Total Payments and Adjustments $216.000R AT&T UNIVERSAL MASTERCARD ACTIVITY Purchases.............................................................................................................................................._._..............57.55 CashAdvances and Checks............................................................................................................................... ... 0.00 TotalMasterCard Activity....._....................................................................................................................... $57.55 PURCHASES Total MasterCard Purchases................................................. $57.55 PUrchlCashAdv 051`0312005 Trans Post Des[r4dion Amount _ O1/0, PURCHASEStEINANCE CHARGF*PERTODTC RATE 57.55 Total Parch/CashAdv 05/03/2005 $57.55 CASH ADVANCES Cash Advance Limit....................................... $8,800.00' 'This represents a portion of your total credit line. FINANCE CHARGE INFORMATION Days in Balance Periodic Transaction ANNUAL Nominal Periodic x Billing x Subject to = FINANCE ♦ Fee/EIHAH= AERCENiAGE _ APR Rate Period Finance Charge CHARGE CHARGE SAU i PURCHASES CASH ADVANCES Total FINANCE CHARGE _ $57.55 AT&T SERVICES SUMMARY AT&T Universal Calling Card Calls................................................................................................................... $0.00 www.universalcard.com Haw to Reach Us Account Member 1.800.423.4343 PAMELA JGOODALL Customer a 4167 Jacksonville, Account Activity Box a a b m Account Number Jatksonvlllele,FL FL z z $ N 3 3 lu z Jan 04 Feb 04,2008 ®2133 37.2314167 1't r L 9 „��„ M 3 W T m z C,3 N O 0. a W A $A m 3 J d Payment Due Date: n a a o m At a Gienee m $, Payment must to received by 5-00 PM s m m 02/29/2008 local time an red Payment due date. o Previous Amount Over Past Finance Total Now c ; - Balance Credit Line Due Charges Balance Lh Minimum Amount Dua: $7,088.24 Moo $423.66 S61.07 56,933.31 s $567.66 v W W Payments,Credits and Adjustments o Total Now Balance: Sala 01/24 EZECTROh C PA7MEhT-T A A21E00 $6,933.31 Er Pureh/CeshAdv 09/03/2005 q. Ouitk Reference Sala Doscr piton mount C3 Total Credit Line $12,800 02 04 PURCHASES*FINANCE CHARGEePERIODIC RATE 61.07 or _n I Available Credit Line $0 -D s Account Summary nvD W O W I Cash Advance Limit S8,800 Previous H)Purchases 1•)Payments N)FINANCE (0 Now W 1{ Balance t Advances i Credits CHARGE Balance s o c Available Cash Limit $0 Purchases 7;tiA9-24 6.6Q 2Tb bO 6i.0 i�-9 3-31 07xz �mc o 4 Important Accountlnformation A vancea—s+o:o0 0.do 6-00 0:00 0.00 o N A o ToTal~7,088:24 0.6U 216.00 61.07 6.933.31 ru R ° The minimum amount due below may not reflect °� c g`' your payment arrangement.Please continue to pay Rate summary v ^_r ^D D C3 your agreed-upon minimum payment. oava This elan v.rlod rir o C3 $ Balance subject to Periodic Nominal PERCENTAGE g o a Your account is currently on a debt management Finance Charge Rate APR A = nni D program(DMP). The minimum due on your RATE 95 z b+ -4 D statement is not the DMP payment.Failure to make PURCHASES o •.1 p'` the DMP payment for two months terminates the _- '^""""" Jg e 3 -d P Y Stantlard PUrch 0.00 6:62�7129�-6�4— 9 '�9.9009- _ v DMP and reinstates your previous terms. P'" urcF/CashA v .00 O.0001iO 0.000% 6:6o0A �i !?• i Thru05/03'�2G05 7;037.00 0.02T12�9e(D)9.900 9.90'C ADVANCES S< u N StantlaraA v 0.00 0.02712%(D) 9.900% p� n : Q i i dl t !C2008 AT&T and the AT&T logo are trademarks of AT&T Intellectual P(cperty,licensed to Cltigrcup Inc. www.universoicard.com How to Reach Us Account 0 0 PAMELA JAGOODALL 1.800.423,d343 mm z 1.n$ w V 3 p o Customer Service 01=z>°0 W m N 2 a z Feb 05 Mar 04,12008 Account Number Jacks om9i e4 FL 7 2133 32231.4167 Z$X, a n to d Payment but Date: a 0 m_ Payment must be received by SGG PM At a Glance 03/31/2008 lean rem.an the payment cue date.m o ° Previous Amount Over Past Finance Total New 0 R I Balance Credit Line Due Charges Balance Minimum Amount Due: u' $6,933.31 $0.00 $567.66 $54.74 $6,988.05 0 w $712.66 w o Total New Balance: Purch/CashAdv 05/03/2004 C3 $trA6Q.Oc No Post DoscrPton- •_.�,�,_- _..._._.r -....._ Amount _J V 98V 5 b3%04FURCHASES+FINANCECHARGEePERIODIC�RATE 54.74 r ru 11 Quick Reference Account Summery Previous 1+11rorchaeet (•)Payments (4)FINANCE 0)New o Total Credit Line $12,000 Balance GAd—Bas Lcreetta CHARGE Balance • D' � Ftircnase5�7�i}•J3.]'� 0.00 0.00 ai4.�74 6,9✓i�9�U,5' ¢ Available Credit Line $0 Advances U.00 o:ob o—oo O�oO o—ao O R Cash Advance Limit $8,800 TOlal 6,933.31 0.00 0.00 54.�q 6,4•t19.05 3 o c u °•1 I Available Cash Limit $0 Rate Summary DaYs This Biding Period:29 In N m C3 Important Account Information ANNUAL i a W ru Balance Subject PRateek NAPR I PERCENTAGE s p s r The minimum amount due below may not reflect 9 RATE w ' D- g your payment arrangement.Please continue to pay n s ° your agreed-upon minimum payment. PURCHASES m A n C3 ; Stan• dyer-Purch Oi06 0.027129d7Dj 9�9001i 9.9007r a Your account is Currently on a debt management —Purch7casnAav o0 0:00050���0.7000% o.7000vi M C3 D°a program(DMP). The minimum due on your _Thru 05703/2005 6,15 tf 0:0271%(b) 9.90099.900% 9 e -D 0 S the DMP payment for Dtwo payment. s Failure ADVANCES 9� S 3 1 DMP and reinstates our previous terms. Stanaard ACV _ 0.00 0.02712%(D) 9.900% 9.900% &- $ c _ Y 4 a -c s a " pp,4� W ell, a �O • S OAI �a >t 1 of 1 1720-08 AT&Tana the AT&T logo are trademarks of AT&T Intellectual Froperty,licensed to Citlgreup Inc. www.universAlcar.d.com How to Reach Us Account Member 1-800.423.4343 •°o PAMELA J GOODALL Customer Service Account Activity Pa cox 44167 z Z a° ter 3 W ro °— Account Number Jacksonvllle.FL n r -o T a ` N Mar 05 Apr 02,2008 ®2133 32231.4167 W p 3 N p p D ° b o°a a `m e m Payment Due Date: a �c, 04/28/20081«caltime�tthePavm�mtduedatiPM At a GlantO o Previous Amount Over Past Finance Total Now o R BAlance Credit Line Due Charges Balance U1 Minimum Amount Due: ut $6,988.05 $0.00 $496.66 $53.94 $6,825.99 Go W $638.66 W Payments Credits and Adjustments Total Now Balance: sale post Descr pt an Amount C3 03 13 ELEGTR IC PAYMENT-T A 0 -21DO W $6,825.99 Dom^ Purch/cashAdv 05/03/2005 D puick Reference Sale Post escr pt on Amount p Total Credit Line $12,800 04102 PURCHASESoFINANCEE CHARGE#PERIODIC RATE 53.9'4 tr, Cl. a Available Credit tine $0 Account Summary 0 O P Ln Cash Advance Limit $8,800 Previous 1*)Purchases (•1 Payments Hl FINANCE Iel New ,-B I Balance i Advances .i Credits CHAR4E Balance roc .n Available Cash Limit $0 Purchases b ye'9 0'S--b`tYb 2?6:88 53: 4 7-9f5`§V Dim< Advances 0.06 6.60 O.od O�UO U.r)0 Nm o Important Account Information Toal'i 5,988.05 0.00 216.00 5M4 6 71MS.99' =a.n ru i The minimum amount clue below may not reflect r°r r tr y a your payment arrangement.Please continue to pay Q Rate Summary Days This Billing Ptrlod:2 ro C3 ti 3 your agreed-upon minimum payment. Y ANNUAL U, v k� n Balance Subject to Periodic Nominal g a e d Your account is currently on a debt management Fiance Rata APR PERCENTAGE a .C°. ru D a program(DMP), The minimum due on your RATE g m E. 1 I statement is not the DMP payment. Failure to make PURCHASES 'S s 3 i1 -�i the DMP payment for two months terminates the "S a-i ndard Purch 0.00 0.02"'712��4:X00% 9.9009♦ 4 e 3 DMP and reinstates your previous terms. purcn/ ashAdv 0'b0'�-00000%t) 0.60o` ooG s R N X ThruOS%0312CC5 6,857.81 0.0271'21e(0 9.§0dr .9l)UM a ,, A p ADVANCES nri u m Q StandardAdv 0.00 0.02Ti2%(7' 00%9900% °a 6 r loll 02008 AT&T and the AT&T logo are trademarks et AT&T Intellectual Property,Ikentad to Citlgreup Inc. www.unlversaleard,Com Now to Reach us v c Account Member 1.600.423-4343 m m D PAMELA J GOODALL �;;8 O t1 lA ; N + Customer 4167n O ° Account ACllVlty PO Box 44167 z z p$ a i d Account Number Apr 03 May O5,2008 Jacksonville,FL � � z 2133 32231.4167 VZ0�, N O3 � W o A c m m Payment Due Date: v r D a Payment muoo payment st be received by 5:00 PM At a Gipnee 05/30/2008 local tlma the d date. D ° o ° Previous Amount Over Past Finance Total Now o N I Balance Credit Line Due Charges Balance sn Minimum Amount Due: s•^ $6,625.99 $0.00 $638.66 $61.36 $6.887.35 bl W $781.66 W $ o 555 Total Now Balance: Purch/CashAdv 05/03/2005 C3 Smile Post Descrlp tlon.._.._.....___-.._�.,._.----.-------....•�..___.. Amount $6,887,35 0 76 PGRCHASESeFINANCE CHARGE+PERIODIC RATE 1:3� D' Quick Relerence Account summary 0' Previous (+)Purchases t•1 Paymente t+)FINANCE New C3 Total Credit Line $12,800 Balance GAdvanees 6Creal's CHARGE Ba O lance R' Purchases r3.UZ5.q'i 0. 0.00 61. 6 6.88'7.35 EP i Available Credit Line $0 Advances o-00 0 700 O:od o.00 O.Oo 001 _J Cash Advance Limit $8,a00 Total 6,815.99 0.03 0.00 61.35 6!887-35 x o c twit Available Cash Limit $0 a Rate Summary Days This Boling Period:33 o N rn o & important Account[reformation ANNUAL Balance subject 10 Periodic Nominal PERCENTAGE a q r : The minimum amount clue below may not reflect Finance Charge Rate APR RATE tr your payment arrangement.Please continue to pay D o , your agreed minimum payment. PURCHASES m � n o e 5alldar lurch 1306 'b�027�2�e(Dj 99.900% 9�9084d 3 °e o Your account is currently on a debt management PurcrltasnAdv 0 O:Iio0tiS9€Z�""ii ooii�s D 8boi6' a - ns y program(DMP). The minimum due on your Tn�u 05r / CS.69 0:02712 (DT—T 90674- 9.vofia' g �+ _ -4 Y statement is not the DMP payment. Failure to make ADVANCES e 3 Q 1 the DMP payment For two months terminates the 9fandartl Adv 003 0.02712%(D) 9:900% -g.900% P DMP and reinstates your previous terms. I x y � C Eo d 06 >: loll 02008 AT&T and the AT&T Ic90 are trademarks of AT&T Intellectual Property,licensed to Clllgroup Inc www.universalcard.com How to Reach Us Account Member 1.800.423-4343' n;;g N 3 N ^+ PAMELA J GOODALL z r m a o Customer Service i i n g 3 °' Account Activity Account Number PO Box 44167 n r r--0 A A May 06 Jun 03,2008 ®2133 382231041 67%'FL 0 3C 3 Czpa Wm Payment Out Date: v s m = p Pigment mutt N nealvae 0y 500 PM At a Glance 06/30/2008 local--'ontM pZc"ve due data. o Previous Amount Over Past Finance Total New N Balance Credit Line Due Charges Balance Minimum Amount Due: T $6,887.35 $0.00 $565.66 $53.08 $6,724.43 W $705.66 W Payments,Credits and Adjustments 0 S Total Now Balance: sale Post Description _ Amount C3 05/13 EltCl'FONIC PA MENT'-THANK YOU 21t;.00 o $6,724.43 C3 Quick Reference Purch/CashAdy 05/03/2005 Sae Post Descr p Ion ' Amount C3 Total Credit line $12,800 06 03 PURCHASES-FINANCE CHARGE•PERIODIC RATE 53.08 i I Available Credit Line s0 na0 ru Account Summary r0 O P r Cash Advance Limit $6,800 Pravlaus N)Purchases 4-1 Payments (el FINANCE (-)New LAdvanees S, ,dlts CHARGE Balane• 3 X c w Available Cash Limit s0 purchases 6,-687.35 b.00 216.00 5'3.08 G,724:43 WXz W a p AA Vance .00 0.00 6.66 0 00 0.00 o a rn C3 Important Account Information 3 Total 6,887.35 0.00 216.00 53.08 6,724.43 e A a r s The minimum amount due below may not reflect tr E $ your payment arrangement.Please continue to pay N n Rate Summary Days Turf Bllunq period:2 y D o your agreed-upon minimum payment. Y nm'r v3 $J.'n' n Your account is currently on a debt management Balance Subject to Periodic Nominal PERCENTAGE 9 a C3 S Finance Charge Rata APR RATE a � �, D . program(DMP). The minimum due on your 95 ,� 2 I,, -4 1 statement Is not the DMP payment. Failure to make PURCHASES �A e 3 O' the DMP payment for two months terminates the Standard Purch 0.00 0.o27i2 cD 9.900% 9.9'OQ9f- 1 DMP and reinstates your previous terms. C 7 Fuich/Cas Adv 0.00 0_0_ 0.000?5 0.000?. 7 Thru05/03'J2G05 6,749.Z3 0.02712%(0) 5.900% 9.900% gto ADVANCES 0 Standard Adv 0.00 0.02712 (0_j 9:9009f 9.900M' Te r) $ ar o Y i of t D2008 AT&T and the AT&T logo are trademarks cf AT&T Intellectual Property,Ikensed to Clttgrdup Inc. r+ www.unlversaleard.eom How to Roach Us Account Member 1-800.423.4343 n 3 i $O 'D N Y N -� PAMELA J GOODALL Customer Service •' ° Account ActIvItV PO z z D 0° N m in a y Jun 04 Jul 03,2008 Account Number Jacksonville.FL 7 z 3 N OPi 3 N { ®2133 32231.4167 c: . ,, I 2 j7 $ Payment Duo Data: D r° m � m I 07/28/2008 paymmtmustnow*lvedbySaoPM - AtaGlancs _ NcaltlmemthrpaymentdwdaN. Previous Amount Over Past Finance Total Naw J R I Balance Credit Linn Due Charges Balance N Minimum Amount Due: $6,724.43 SO.00 S4139.66 $53.75 $6,562.18 r $625.66 W w Payments,Crsdlts and Adjustments ' 0 g3 Total Now Balance: ale Pool Am aunt C3 $ $6r562.18 0614 ELECTRONICPAYMENT-T A 0 •M-00 Ir N <n °' Quick Reference Purch/CashAdv 05/03/2005 07 Sala Post Descrlp on _ mount C3 Total Credit Line $t2,800 C3 07 P 'UCHAS'ES•FINANCE CHARGE4PERIODIC RATE 53.75 w a Available Credit Line n o n 0' ft $O Account Summary 00y I Cash Advance Limit E8,800 previous (.)purchases I-)payments (.)FINANCE 01,New C o e m Available Cash Limit Balance t Advances i credits CHARGE Balance m x z_ s �0 Purchases 6,f24.43 b�SO 216.Oa 5.�l75 6,532.19 m ° g a n> a To lal 6,72.443 —vances-0-00 b.08"—OImportant Account Information o OOM y� 2E6:.O0b 0—5b3,-075 0 6,56U2:.0108' A : Your Minimum Amount Due on any New Balance N ri m 3 y over 520 will no longer include the total amount of Rata Summary Days Thls BIIIing period:300 > o your transaction fees. These fees include balance N v ^n C3 $ transfer,cash advance,and foreign purchase fees. ANNUAL °, 9 e C3 a ;a Remember,you can pay these fees(and any other Balance Subject Che ge Periodic NAPRaI PERCENTAGE r. 3 ru a 9 amounts owed on your account)at any time. RATE 8 Z hr Rte+3 PURCHASES 5g gn� 3 Standar Purch O.bO O. 2712 (eD��- 900% 9:900% Q $ M PurcF/CashAdv 0.00 0.0000 ) .000'00% 33 N� r ThruOS/03/X05 6,006.57 0.02712(D) 1.9 00 9:900% gq w 2 ADVANCES Standard Adv 0.00 0.02712%(0) 9.900% 9.90018 �o $ d t1 9 1 oI 2 22008 AT&T and the AT&T lcgo are trademarks of AT&T intellectual Piccetiy,ticensed to CIII9roup Inc. How to Roach Us 1.800.423.4343 Customer service • FO Box 44167 Account Number Jacksonvllle,FL 32231-4167 "•"'•••'•°'2133 Access your account online:www.unive.rsalcard.com The minimum amount due below may not reflect your payment arrangement. Please continue to pay your agreed-upon minimum payment. Your account is currently on a debt management program(DMP). The minimum due on your statement is not the DMP payment Failure to make the DMP payment for two months terminates the DMP and reinstates your previous terms. • 2of2 St r 1 www.unlversaIcard.com How to Reach Us Account Member I-a00.423-4343 r3•t m b° PAMELA J GOODAIL �3:;° o v N 3 N -4 Customer Servke i Z D° O 3 a 5 `O, o Account Activity Account Number PO Box 44167 o N hl Z Jul 04-Aug 05,2008 Jacksonville.FL _ ®2133 32231-4167 �z°� N � A � r a. 3 a = A a oQp `0 3 a ,�, $ Payment Due Date: o as o 0 d Q Payment multi r. Wd W Sioe PM At a Giants, �9/O�/ZQ�o IOCaI tlrM payment m the due data. a m o Previous Amount Over Past Finance Total Now o m I Balance Credit Line Due Charges Balance Minimum Amount Due: 1P $6,562.18 $0.00 $625.66 $58.9a $6.621.16 V W $762,66 W C3 Total New Balance: Purch/CashAdv 05/03/2005 C3 sale Post 0eser pt on_, __T,�_y_,__-. .. _., o_un _ $6,621.16 oalos PUPCHASES•FINANCE CHARGE•PERIODIC RATE ::5&98 D' N B- Quick Reference Account Summary D' Previous IH Purchases 1-11 Payments (♦)FINANCE (_)New C3 Total Credit Line $12,800 Balance 6 Advances S Credits CHARGE Balance o- Furcnases n v a rU u Available Credit Line $0 A vances 0 0 in Cash Advance Limit $8,800 Total b,562'18 0.00 0.00 50.98 6,6211.16 i o c DN' I Available Cash Limit $0 Rata Summary Days This Billing Period:33 v°N C3 Important Account Information ANNUAL °us a O Balance Subject to Periodic Ncminal PERCENTAGE- mow ° The minimum amount due below may not reflect Finance Cnarge Rate APR RATE U, y A your payment arrangement.Please continue to pay a d your agreed-upon minimum payment. . PURCHASES x C3 b `Standard- urch o dti d.�oiilfv;To�'9:d'bti�l""""4:9"boss _ �. m ° �3 $ a C3 s i Your account is currently on a debt management purcT/EasnA v__ o oo o.oo6obtiC2T"" d"S'o0% __ a-6'o0%- s 3 M ru > $ program(DMP). The minimum due on your Thrub�%03%2055 6,590.7 •'-67bz71 vA'tbi "9iio�s -9:o06%— 91 Z w -4, statement is not the DMP payment. Failure to make ADVANCES 5 3 ti R the DMP payment for two months terminates the Standard Adv 0.00 0. 9.900% 9.900% 8 e DMP and reinstates your previous terms. s i ? Privacy Notice Please see the enclosed privacy ga notice for important information,and a new privacy choice for you to consider. m ; d 5 1 011 02008 AT&T and the AT&T logo are trademarks of AT&T Intellectual Frcperly,licensed to Citlgreup Inc. www.unlversalcard.com How to Reach Us Account Member 1.800.423.4343 v o PAMELA J GOODALL f1 3 3 O N 3 Yl -4 Customer Service X rn$ ro a. a Account Activity PO Box 44167 ).t r-o m Account Number 2 z b p to 3 b4 3 Jacksonville.FL Aug 06•Sep 04,2008 mZ 3 N 3 r ®2133 32231-4167 p o N m m 4A o N m Payment Due Date: no m r S Payment must be received by SGD PM At a Glance A m v A 09/29/2008Ioultltwan the Payment do*date. Previous Amount Over Past Finance Total New c m I Balance Credit Line Due Charges Balance N Minimum Amount Due: $6.621.16 $0.00 $762.66 S159.59 $6,819.75 r $6,819.75 LLJ y W C3 Total New Balance: Purcn/CashAdv 05103/2005 a- $ elo Post Description_ _ Amount Fr $6,819.75 09104 PiJgCHASES'FINANCE CH'ARGE''PERIODIC RATE 159.53 Quick Reference Fees Sale Post eser ptlon mount C3 Total Credit Line $12.800 69704 LATE FEE-AUG PAYMENT PAST DUE 39.00 0. Available Credit Line $0 Account summary oo �n a Cash Advance Limit $8,800 Previous t+)Purcnases l)Payments 1.)FINANCE (=)N.w .l Balance &Advances &Cndlts CHARGE Balance roc to Available Cash Limit $0 purchases 6,6�1.16 39.00 0.00 159.59 6,81'9.75 N C3 o Advances 0.00 0.00 0.00 0.00 0.00 Important Account Information tv X o To aTi�6 1.16 39.00 0.00 1 §`59 6.819 75 pi >A y L., : 3 Help is available) Please call the toll-free number N C- shown above to learn about our special payment' Rate Summary Days This Billing Period:3 a y y C3 options. Please give us the opportunity to assist N o $3 n • you. Balance Subject to Periodic Nominal pEpCENTAGE N a Finance Charge Rate APR RATE 9 Z tr+ PURCHASES 5 rr 3 -t 5landardPurch 0.03260%(0-1-1.906% 1I. O0% Purch/CashAdv 0.00 :o00% o.riootZ _thU6V0312005 6,697.59 6.079429e`ZD)28'99D%28.990!6 3 a u m 2 ADVANCES sg 4 -3lanciard Adv 0 Ob``0:0347Y9I76`��9:4150%1`9:9901C" N +3 s, 1 O. 3: i of 1 0200e AT&T and the AT&T logo are trademarks of AT&T Intellectual Properly,licensed to Cltlgreup Inc. www.universaleard.corn How to Reach Us Account Member 1.800.423.4343 m n oQ PAMELA GOODALL • 2 3 r;+rn" O abi N 3 N O CUatdmal Service D o < a a Account Activity Account Number PO Box 44167 z z n$ 3 r 3 Sep 05-Oct 03,2006 Jacxsonville,FL Fir- y ❑ y 2 ®2133 32231-4167 t_3 ` N N C Z o N m �, + 3 a. a e Payment Due Date: n n n n C pa •nemusetwrec.n•do SOOPM At a Glance 10/29/2008 wrattmwoem•paym•mduiata. a Previous Amount Over Past Finance Total Now Cm ( Balance Credit Line Due Charges Balance NMinimum Amount Due., $6,819.75 $0.00 $706.25 $154.49 56,797.24 r $6,797.24 v W y W - 3$ Paymsnts,Credits and AdJttstmants o Total New Balance: Sallzt Description Amount 09/12 ELECTRONIC-PAYMEN=T AN_ 0 -21&.00 Er $6,797.24 –G Standard Purchases ti Sale Post Dascr piton Amount rU Quick Reference 10103 pUWd'WASES•FINANCE CHARGE�PERIODIC RATE 0.77 C3 Total Credit Line $12.800 Eri = Available Credit Line $0 n PUrth/CashAdV 05/0312005 n v 0 or o n ,1 Cash Advance Limit $8,600 Sale Post Dascr pt on ,,,,,_... , ,_...................... .,._.. Amount c co + Iv ^�IO/03 PURCN15E5•FINANCE CHARGE•PER140'IC RATE 154.1 X x z r Available Cash Limit $0 sr N m o Important Account Information Fees o ut A 0 ale Post oscript_on _,_ Amoun n a> r,,, x ° Help is available! Please call the toll-free number IOT3—LATE FEE-SEP PAWEaT FA3T Cl7E 39.01W w r­ Ir y shown above to learn about our special payment n A a D C3 options. Please give us the opportunity to assist Account Summary n, o 11 g c g a you. Previous N)Purchases (•)Payments H)FINANCE 1a)Now U, a 0 a Balance fi Advance fi Cndlts CHARGE Balance > gS r. Z ..r2 Purchases e�-8T4 T�-39.00 216.00 154.49 6,797.24' R+ Advances O.Ob 0.00 0.00 0600 0.06 B� o 3 alai 6,819.75 39.00 216.00 154:49 6,797.Y4 i C S 3� !2 c rQ W N Pn d �o - 3 n : CL L 1 of 2 t4008 AT&T and the AT&T logo are trademarks of AT&T intellectual Property,licensed to Cltigrcup Inc. How to Reach Us 1.800.423.4343 Customer PO Box AA167 I67 Account Number Jacksonville,FL 32231.4167 •••••••'"'•"2133 Access your account online:www.unlversaleard.corn Rate Summery Days This alllmq Period:29 Balance Subject to Perlodtc Nominal ANNUAL ' FlnanceCharga Rate APR PERCENTAGE RATE PURCHASES `SlandardFurc —3.4-18--6-0 3 260%'(D1.900 11.9009(— PUrch CashAaY 0.00 0:006�OU%��0.000% 0:00096 ThrU65/0.3),eUUt- 6.691:4x5—6-07942%(D1 2B.99096�-28.990Sn ADVANCES Standard A v 0.00 0.05477%(D) 19.990% 19.9909 2012 www.unlversatcar4.com How to Reach Us Account Member 1-800.423.4343 v O PAMELA J GOODALL rn 3 Customer Servi ce N 3 N Account Activity Account Number PO Box 44167 Oct 04-Nov 04,2008 ®2193 3223i•4167e,FL v rCit ,q�., to 3 N m to z C1 X O D i A v0 not e w o u m Payment Due Date: Pa .nt must be raeelved a 400 Pte At a Glance 12/0 /2008 locaal tale at the Payment dui date. c7 Previous Amount Over Past Finance Total Now p °nr, Balance Credit Lim Due Charges Balance th Minimum Amount Due: g t+ $6,797.24 $0.00 $860.74 $168.79 $7,005.03 W $7,005.03 w Standard Purchases Total Now Balance: Sale Post Description .,4_ Amount C3 s Ir%04 PURC"ASES•FINANCE CMARGE*PERIODIC RATE 1.9 a $7,005.03 �n O Quick Reference Purch/CashAdv 05103/2005 W Sale Pas Descrption__= Amount ° r Total Credit Line $12,800 11 04 PURCHASESaFINANCE CHARGE'PEV105_1C RATE : 166.C4 C3 e Available Credit Line EO Foes c0 u°, I Cash Advance Limit $8,800 Sale Poc Descr pt on Amount c r O (1/b4'�LATE IL=6CfiFl+ll li NT`pAST dl7E 9.00 3 o c w Available Cash Limit EO z r Important Account Information Account Summary O N A N Previous N)Purchases (•)Payments le)FINANCE In)Naar Q Balance AAdyanca5 LCndlt1 CHARGE Balance Nnrri tr y Purchases 6,747:24 39:60 0. 0 168 ° Advances 0.-6b 0.—ob b:06 Q.uo b-00 0° A ^b, ° Total b f�i'2"a 39:Ob b:d0 1E6"59�Y-005-03 N 0 A. 3. a M N D a 9 z a+ E Rata Summary Days This Billing Parlod:32 S 3 W Balance suoiect to Periotlk Naminal PERCENTAGE Finance Charge Rate APR RATE t _ w m PURCHASES ^� u $ §landaro pur[ 7931 O.b7666C 77-016 f---2'7.4909- Purch CashAtlV 0.00 0.00000%() 07000?T'""�0.000% �3 A : Thru05%03/2005 6,799.34 0.076'G't3!6(D)2'7.990%21990%'� d i 10112 4S2D08 AT&T and the AT&T"a are trademarks ct AT&T Intellectual Property,Ikensed tc Cltlgroup Inc. i Now to Reach Us 1.800.423.4343 Customer Service PO Box 44167 Account Number Jacksonville,FL 32231.4167 '•"'"•''"•2133 Access your account online: w.0 yersalcard.com Rate Summary(continued) bays This Billing Perlod:32 Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE ADVANCES ..S Aav —676-6--d 7V i 6W('bT-2 179iV6�— 1_9969b~ ' The Annual Percentage Rate on your account has been increased due to one of the following reasons stated in your Card Agreement with us:you failed to make a payment to us when due,you exceeded your credit line or you made a payment to us that was not honored by your bank.We will lower APRs from the default APR on all balances if you meet the terms of all Card Agreements you have with us for 12 billing periods in a row. We may lower these APRs sooner based on your record Witt)us. J 2ot2 www.unlversaicard.co How to Reach Us Account Mom bar 1.800.423.4343 m y o PAMELA J GOOOALL n;;00 •0 y ; y e Customer Service z r rn m a s Account Activity PO Box 44167 i z b 00 b o 3 = Nov O5•Dec 03,2008 Account Number Jacksonville.FL c z ®2133 322314167 m2 p; 4 O ? D t . So cc) N $ °, t0 o w a a Payment Due Date: v >> m_ o Payment must be received by 400 PM At a Glance r'0 12�29�2 108 Ioal time payment aw dote. > ° o A Previous Amount Over Past Finance Total New o m Balance Credit Lino Due Charges Balance N Minimum Amount Due: $7,005.03 $0.00 $813.53 $155.46 $6,983.49 $6,983.49 W W sJ3 Payments,Credits and Adjustments Total New Balance: Sala Post Dascr ptMn,_, Amount �• - 11(22 ErEC7RONIC PAYMENT-TTYO •116.G0 -A $6,983.49 W Standard Purchases W Sale Post Dascr p Ion moun Quick Reference 12/03 PUiRCHASESeFiNANCE CHARGE+PERIODIC RATE 2.b8 ca Total Credit line $12,800 � Available Credit Line EO Purch/CashAdv 05/03/2005 o w c m r r ^12%C3�P DeseGr AS«_F_IN ANCE moun URp CHARGE+PERIODIC RATE 151.78 m x z Available Cash Limit EO to FD< C3 ll� Important Account Information Foes ^'rn Sala Post ascr pt on _ _ moun o n> V Help is availablel Please call the toll-free number IZ/o3--EiiTE FEE n07 PAYMEhi Aa570uE 39:(9 shown above to learn about our special payment o options. Please give us the opportunity to assist Recount summary C3 e 2 yo Lt. Previous NI Purchase (•1 Payments N)FINANCE 01 New O D Balance t Advance L credits CHARGE Balance ° 3 m r1a 1 Purchases Y UO'.03 39:00 217>-00 155 6 67983.49 95 o z 3 Oil ce"3 s'—"'``•o:oo o.o o"bd o o:o'o ' o ' 82 0 _11 A van 3 C Total 7,005.03 19.06 216.00 155.46 6,983.49 a < 9 W N wo � a� a 1 1 of 2 42008 AT&T and the AT&T"o are trademarks of AT&T Intellectual Property,licensed to CIIIgrcup Inc. Now t o Reach Us . 1.800.423.4343 Customer Service PO Box 44167 Account Number Jacksonville,FL 32231-4167 '••"""'•'2133 Access your account onllna:www.unlversalcard,com Rata Summary ' Days Thls Billing Period:29 Balance Subject to Periodic Nominal ANNUAL Finance Charge Rate APR PERCENTAGE RATE PURCHASES _ —StanaarcPurcn 170:4 0.07A689D627 998Sd—�i:990% Purc,lMhAcv 3-0'b 0.a0000't _0.00ots o.MR- `rThruGS>r03%'1005 6,t1T0.54 0:07668�(D)27.9909e'��17.990% ADVANCES tanoarii Adv 0.00 0.0766"%(Dl 27.99091 27.9905u� 1 • L 202 1 J www,vnlversalcard.com How to Reach Us Account Member 1-800.423-4343 3�+� m m D PAMELA J GOODALL rs;� o � a ; H -• Customer Service Account Activity Account Number PO Box 44167 Z z`$ �r B q 3 N Dec 04-Jan N z N e 05,2009 Jacksonville.FL 33r 3 y 22 .4167 C C,N $ `e c a s Payment Due Date: D >0 m r1A Payment must aenaned try 500 PM At aGlance a 14 01/30/2009 tocaltlm.mtMpaym.ntduedate Previous Amount Over Past Finance Total New o `m• Balance Credit Line Due Charges Balance Minimum Amount Due: $6,983.49 $0.00 $968.99 $174.05 S7,157.54 r $7,157.54 _+ w W Standard Purchases Total Now Balance. Sale Post Descript on� Amount Ot O5 PURCHASES-FINANCE CHAR CE•PERIODIC RATE 4,00 $7,157.54 a to Quick Reference Purch/CashAdv 05/03/2005 -C Sale Post Destr pt on.._,...__ Amount p Total Credit Line $12,800 01%O5 PURCHASES*FINANCE CHARGE;PERIO6it RATE 1%0.05 _ Available Credit Line EO Account Summary naa to a Oro 2, ,J I Cash Advance Limit E8,800 Pro lout 1•1 Purchases 1.1 Payments 1.1 FINANCE let New nala LCredtta CHARGE Balance 3 o c r no • &Adyaneea Available Cash Limit E0 Purchases 6,983:49 0.00 0.00 174.OS�r7;157+54 N < o Advances 0.00 0.00 0.00 0.0'0 _ 0.'00 Important Account Information o N A C3 Total .49 0.00 0.00 174.05 7 .157.54• =g n ru 4 Help is available! Please call the toll-free number D- i shown above to learn about our special payment Rate Summary Days Trill Billing Perled: N n D C3 options. Please give us the opportunity to assist m > 3 n YOU. Balance Subject to Periodic Nominal ANNUAL N n'S g e° O a Finance Charge Rate 4PR PERCENTAGE o .'. ru D 9 _ PURCHASES _standaraPurch 162.56 0.07463%(0) X7.240%27.240% 1:; e G _ Purth/CasllAdv �L0.60 0.00000%() 0.00 Thru05/03t.1005 6,904.96 0.177a639b(D)�7`240A 2f 240k N s ADVANCES o $ Standard Adv 0:00 0:07443%(6)27+'240!S'"""'�27�z40A a : 1 of 1 :42009 AT&T and the ATST logo are trademarks 01 AT&T Intellectual preperty,licensed to Cltlgroup Inc. For Further information It we find that we made a mistake on your billing statement you the U.S.to over 20D locations around the world;and inbound Can us toll-tree for further Information.Can the toll-free Customer will not have to pay any finance charges related to arty questioned international calls to the U.S.and from country to country out- Service telephone number shown on the billing statement or on amount-It wa didn't make a mistake,you may have to pay finance side the U.S.from soled countries with the use of the AT&T CARD AGREEMENT the back of your card.You can also call local or toll-free Directory charges,and you will have to make up any missed payments on USADirect*Service.fall Customer Care for Intemational calling TMs Card Al nt is our contract with us.II Assistance to get our telephone number. the questioned amount.In either case•we will send you a state- Information before you leave Me U.S.The PrePald Service cart Y governs the use ment of the amount you owe and the data it is due. not be used for toll free calls,calls for gold services tNth preml- 01 ur car and account The accompanying Important Accounl ii you tail to pay the amount that we Think u owe we ma report um charges or for operator handled calls.Except for the 2 direr Information table,which we ca31 a°Fad Sheet',Is part of Nis rit Y A regiment Pio,' read this A you as defrnquent.However,it our explana loll does not sallsly you tory assistance inquiries per month provided with your Card, In ii ml Kee both for greeme0 tndudfng the Fact Sheet, and you write to us within 10 days telling us that you still refuse directory assistance rates are higher than state-to-stata rates, y P your records. Richard Aguilar Citibank{South Dakota),NA to pay,we must tell anyone we report you to that you have a ques 4.Safeguard your Card You are responsible for arty lass or Definitions Senior Vice President P.O.Box 60x0 tion about your big.And,we must tell you the name and address unauthorized use of romotionat or purchased minutes account means the relationship established between you and us and Business Manager Sioux Falls.SD 57117 dl arryona to whom we reported your account Information.We residing on the PrePaid Service feature of your Card. by this Agreement must teO anyone we report you to that the matter has been settled 5.Service provider makes no warranty,express or Im led APR means an annual percentage rate. 2DO8 Citibank(South Dakota),NA, p A between us when It Is nalfy settled. regardingg the condition or fitness of the services o ores♦tour eulhorlred user means any person you allow to use your account It we don't follow these rules,we can't collect the first SW of the any 1 the use or purpose.As permitted by Law,the liability ccrd means one or more cards or other access devices that we What To Do It There s An Error In Your Bill. questioned amount,even if your billing statement was correct of service provider shall a limited to(fired damages for any give you to get credit under this Agreement.This Includes account Keep Purchases. q ty personal or property Injury,and for all other ctalms to an 6 affected services. our sre notice ponsibliry�nRights. rim er and Information r Billing uA your tights and yy1 u purchased ha with a credit B d wand you have tried n good I�attlnfi OR ANY COOPERATING SERVICE D APROVIDERS BE LIABLE FOR you,as account. mean Citibank(south Dakota),NA,the Issuer of the Notify Us In Case of&mrs or OuesrlonsAbout Your Bill. to correct the problem with the merchant,you may have the right ANY PUNITIVE,SPECIAL,INDIRECT,RELIANCE,INCIDENTAL you,your,and yours mean the person who applied to open the Ii you think your filling statement Is wrong,or If you need more not to pay the remaining amount due on the property or services. OR CONSEQUENTIAL DAMAGES. account.It also means any other person responsible for complyini information about a transaction on your Dining statement,write to There are two bmilations on this right: 8.The exclusive remedy for all dispputes arlsinpq out of purchase with this Agreement us(on a separate sheet)as soon as possible at the address pro- •You must have made the purchase In your home stale or,It or use of phone minutes Ihrough the Prepaid Service feature Your Account vided In the Billing Rights Summa portion an the back of our not within your home state,within tog miles of your current Summary Po Y of your Card except for those taken to small claims court,is You agree to use your account in accordance with this A reement. statement.We must hear from you no later than 60 days after we address;and arbitration.110UR DiSPUTE WILL NOT BE HEARD BY A JURY You must a us for all amounts due on g sent you the first statement on which the error or problem appeared. •The purchase price must have been more than 550. pay your account.This Agree P p OR IN COURT AND MAY NOT BE MADE PART OF A CLASS moil Is b nding on you unless you close your account%Rhin 30 day: You can telephone us,but doing so will not preserve your rights. These limitations do not apply iI we own or operate the merchant, ACTION.Arbitration does not apply to California residents for alter receiving the card and you have not used or authorized use o In your letter,give us the fotkwing information: or If we malled you the advertisement for the property or services. disputes arising in California. the card.Your account must only be used for lawful transactlons. •Your name and account number. 7.Your PmPald Service access may be suspended or terminated Authorized Users.You may request additional cards for authorizer •The dollar amount of the suspected error. AWPrePald Phanrr setviaa hums end CenditloaeAgroement without notice If service provider has reason to suspect fraud- users.You must pay us for all diar 9ges made by authorized users. •Describe the error and explain,if you can,wiry you believe ulenf use.Promotional phone minutes provided with your You must pay us even H you did not Intend to be responsible for There Is an error.it you need more Information,describe the By using the AT&T PrePaid Plane Service('Prepaid SM.Y. Card are 8mited to 30 minutes per month,are non refundable y Item you an unsure about, feature of your AT&T Universal Card('Card}to use or one and a ire li not used during that month.Purchased phone those charges. viz must to use us to withdraw any permission ya •Please sign your letter. minutes,you consent to the terms•conditions,rates and charges minutes are non-refundable,and do not expire.If your Card give to an authorized user to use your account. It you authorized us to pay your credit card bill automatically from below Min the service guide at pwr.atrco�ore�dou�e:also account Is dosed by you or the Card Issuer for any reason, Joint Accounts.If this Is a Joint account,each of you Is respon- your savings or checking account,you can stop The payment on available from Customer Care at 1.8OD 303.9189• the Prepaid Service feature will no longer be available to you stole Individually and together for all amounts owed.Each of you any amount you think is wrong.To stop Me payment you must tell 1.Minute value applies to statestate calls only.A surcharge except for art phone minutes purchased by you unit such Is responsible even if the account is used by only one of you. us at least three business days before the automatic payment is not to exceed 7 minutes applies to U.S.pay PWinne calls,a por- minutes are depleted. You will continua to be liable for the entire balance of the accour scheduled to occur. tion of which compensates pay phone providers.One minute 8.Recharge minutes may have different rates,surcharges and even 11 your co-applicant is ordered by a court to pay us.You Your Rights and 0ur R arrs/trlllNes Mar We Reealvo Your billing Increments.Partial minutes used are billed as full min• terms and conditions and are not refundable.Service provider remain liable to us If your co-applicant fails to pay as ordered by g utes.International rates are higher than state-tostate rates, reserves the right to impose a maximum U.S.dollar value the court Your account status will continue to a reported to the Written t ackn Notice- differ accordirtf�gg to destination called and can change.Rates and/or number or minutes that may reside on the PrePaid credit bureau under each of your names.The delivery of notices We must acknoeledge your letter within 30 days,unless sit er have may be hl hufor cans made to or from mobile phones. Service feature of your Card at any ggiven time. or billing statements to either of you serves as delivery to each of corrected the error by then.Within 90 days we must either correct 2.For calls that begin and end In the same state,minutes are de- 9.Complaints not resolved to your sat sfactlon may be directed you.We may rely on instructions given by either of you.We are the error or eVIO why via believe your dIng statement was not liable to either of you for relying upon such instructions. correct.After weracelve your letter,we cannot try,to collect any ducted at these 2199 per minute al talk time:l minute DC,IL to the appropriate state regulatory agency in the state where amount you question,or report your account as delinquent.We IN MA,Ri U.S.Vt,3 minutes:AL,AR,CA,CT,DE,GA,HI,KS the piomotlorul phone minutes were received or the prepaid Credit Line.The full amount of your credit line is available to use can continue to RI you for the amount you question,including W,,LA,Md,ME,MI,MS,NE,NJ NV,NY,OH OR,PR,SC,TU phone minutes were purchased. where the card is honored.Part of your credit line Is called the finance charges,and we can apply any unpaid amount against UT WI,WV;5 minutes:AK,AZ,d0,K,IA,ad,MN,MT NC 10.Service provided by AT&T or affiliate;by AT&T Alascom in cash advance Ilmit.It Is available for cash advances.We may your credit fine.You do not have yo pay arty questioned amount NI{,OK PA T%,VA Vf WA,WY;8 minutes M0,ND,taM,iD. Alaska SeMce provided where authorized. reduce or Increase your credit One or cash advance emit at any while we are Investigating,but you are sti obligated to pay the 3.The Prepaid Service can be used to place the following types to time for any reason.We will notify you of any change,but the calls:In-state and state-to-stale where service provider is auth• om pie,,,w(Sam Osumi.NA change may take effect before you receive the notice.You should parts of your batatce that are trot in question. crized to carry such calls;outbound International taus from 85M,sH PLO11" 112M always keep your total balance below the credit line.However,if +� 1s to m . x oQ the total balance goes over your credit line you still must pay us, we calculate the APR.The new APR takes effect on the first When Periodic Finance Charges Begin.We begin to Impose You can use your billing statement to calculate periodic finance If your account has a credit balance,we may,reduco the credit bal• day at that Dieing period, Gerlodic finance charges the first day we add a charge to a daily charges.For each different balance mull(py the Balance Subject once by airy new charges an your account You may not maintain •It the Prime Rate is reviewed on a month end basis,we use balance.The charges vre add to a dairy balance include purchases, to Finance Charge by Its dally pedodlc rate.Multiply that amount a credl be to excess of your credit line. the Prime Rate published on the fast business day of the balance transfers,and cash advances.They also include finance by the number of days in the billing period.The result is the total. PrePald Phone Service.If the Prepaid Phone Service applies to month.If the Prime Rate changes arty APR,we put the new charges and fees.We raminue to Impose periodic finance charges periodic finance charge on that balance.Rounding may cause a your account,you can use the AT&T PrePald Phone Service feature APR Into effect In the billing period that begins In the month until we credit your account with fun payment of the total amount small difference. Myour account to make up fo th11(30)minutes of AT&T calling after the month in which the Prime Rate used to calculate the you owe us. Minimum Finance Charge.We charge a minimum FINANCE and twa f2)directory assistance calls per month.You can also use ApR Is published.The new APR takes effect on the first day brace Period on Purchases.You can avoid periodic finance CHARGE of 59 cents.We charge it It the total ur odic finance your ca rd to buy more phone minutes.See the AT&T Prepaid Phone of the billing petted, charges on purchases,but not on balance transfers and cash charge Is less than 50 cents.We add the addt onal amount to Service Terms and Conditions Agreement that follows this Agree- •If the Prime Rate la revlwmd on a quarterly basis,we review advances.This Is called a grace period on purchases.You can balance that Is assessed a periodic finance charge. ment for more Information on the AT&T Prepaid Phone Service. ilfour limes a year.We use the Prime Rate published on the eta grace period of at least 20 days If you pay the New Balance Transaction Fees Cheeks.We may frovida you with balance transfor checks.You third Tuesday of March,June,September,and December. Pn full by the due date every billing period.If you do not,you will Transaction Fee for Balance Transfers.You make a balance may use them to transfer a balance to your account or make other If the third Tuesday Is a holiday,we use the Prime Rate pub- not at a grace period until you pay the New Vu in full for transfer when you use a balance transfer check or contact us to transactions.We may also provide you whh cash convenience fished the next day.it the Phone Rate changes arty APR,the two biffing periods in a row.Certain balance transfer offers may transfer a balance.If your account is subject Iv a transaction lee checks You m use them to at a cash advance Use of a cash new APR goes into effect in the first billing pentad after the take away the grace period on purchases.If that Is the case,the g billing nod in which the Prime Rate used to Calculate the balance transfer offer will describe what happens. for balance transfers,Ure Fad Sheet shows the amount a1 the tee. check to a check p will payment a rash advance even fl you use use D Pe Transaction Fee for Cash Advances.You take a cash advance If check to make a payment to another creditor.You may not use APA its published.The new APR takes effect on the first day Calculation of Periodic Finance Charges.We calculate periodic balance transfer checks or cash convenience checks to pay an of the billing period. finance charges each billing period.To do this: you use a cash ovrnenience check;get money through an auto- amount roved to us under this Agreement or eny other Card APRs Based an LIBOR.If airy APR is based on the one month •We start with each of your different balances.These balances mated teller machine(ATM);or gel money through home banking Agreement you have with us.We do not certify these checks or Landon Interbank Offered Rate('LIBOR Rate"),the APR will equal Include,for example,standard ppurchases,standard cash or a financial institution.You also take a cash advance if you make return atry checks that have been paid. the LIBOR Rate lus an additional amount The additional amount advances,and different pramottonal balances.(When we cal- a wire transfer,buy a money order,traveler's ditk,lottery ticket, eDpears on the act Sheet For each billing period we use the culate periodic finance charges,we treat balance transfers as casino chip,or similar Item;or enpape In a similar transaction.11 Billing Statement,Your billing statement shoes the New Balance. LIB our account is subject to a transaction fee far cash advances,the This Is the total amount yrou owe us DO the StatemeldlClosinp OR Rate published in The Wall Street Journal on the first bust- standard purchases unless a promotional rate applies.) Fact Sheet shows the t to a amount 01 the lea. Date.To determine the New Balance,we begin w(ih the total Gab noss day that falls on or after the 17th day of the month.If the •We calculate the daily balance for each of your different once at the start of the billing period.We add any purchases of LIBOR Rate changes arty APR we put the new APR Into effect as balances.To get a dally balance,we start with the balance as Transaction Fee for Foreign Purchases.if your account has a lea rash advances.We subtract arty credits or payments.We then add al the first day of billing periods whit a Slatemerlt/Closing Date two of the end of the previous day.We add arty periodic finance for foreign purchases,the Net Sheet shows the amount of the fee, arty periodic finance charges or fees end make other adjustments. or more business rays after our most recent LIBOR Rate review, charge on the previous days balance.(This results In dally It also shows which of the following methods is used to determine Your bilnn statement also shows our transactions;the minimum We apply the crew APR to any existing balances,sub Oct to any comDoundinp of finance charges.)We add any now charges, when the fee applies. D y promotional rate that may apply.If The Wall Street%amal does We than subtract airy new credits or payments. Method amount due and payment due date;your credit One and cash not publish the LIBOR Rate,we will use a similar published rate. •We muflpryry each defy balance by the daffy period c rate Uhai We add a fee for each uc hase made Ina foreign currency.The advance IImB;and your periodic finance charges and tees. Default APR.MyourAPRs(Induding promotlanal APRs)on all apppplies to it.We de this for each day in the billing period. fee is a percentage of the U.S.dollar amount of the purchase. We deliver a billing statement to only one address.You must nobly balances may automalfcally increase to the default APR B you ThIs gives us the daft'periodic finance charges for each of Method a Customer Service of a change In address.We may stop sending default under any Card Agreement you have with us because you Yyoour different balances. We add a tee for each purchase made outside the U.S.,whether you statements ff we deem your account uneoilectible.We may •do not make the minimum payment when due, •We add up ak the dally periodic finance charges.The sum Is made in U.S.dollars or in a foreign currency.The lee Is a percent- also slop sending you statements if we send your account to an the total periodic finance charge lot the billing period, g outside agent or attorney for collection.Periodic finance charges •Do over the credit line,or D 0 age of the U.S.dollar amount of the purchase. and fees continue to add even if we stop sending statements 'make a payment to us that Is not honored. When we calculate daffy balances we add a purchase as of the Transaction Fees ad APRs.When first added to a balance,a p 0 The default APR equals the amount shown on the fact Sheet.We Sale Date on the billing statement.We add a balance transfer or transadion fee causes the APR on the statement to exceed the APRB set your default APR by rovlewin the seriousness of your default cash advance as of the Post Date on the billing statement.(The nominal APR. APRs Based on Prime.We calwlate arty APR based an the U.S. with us and your tract(history.The default APR takes effect as Post Date Is the date we Gel a reGuesl to complete a balance Inane Prime Rate Prime Rate by adding the applicable amount shown of he first day of the billing period In which you default.We may far or rash convenience check When you send a balance transfer Other Fees on the Fact Sheet to the Fdme Rate.We use the Prime Raie pull lower the APR for now purchases and/or Cash advances if you or cash convenience check directly to someone,the Post Date Is Late Fee.We may add a late fee for each billing period you fished In The Wall Street Journal.If The Wall St eetJournal does meat the-terms of all Card Agreements that you have with us for he date we recelve the check for payment.)We add a transaction not pay the Minimum Amount Ous(less the Amount Over Cr not publish the Primo Rate,we may substitute a similar pbbilshed six bili'mp periods In a row.However,the default APR will continue fee to the same balance as the transadion.We subtract a payment Llmd shown an your billing statement)by the payment due date. rate.We apply any change In an APR due to a change In the Prime to apply to your existing balances until they are cold In full,unless or credit as of the dg It Is credited to the account and[hen make We add this lee to the standard purchase balance.If your account Rate to any existing balances,subject to any promotional rate that we tell you otherwise. other adjustments.We treat a credit balance all a balance of zero, has this fee,the Fact Sheet shows the amount of the tee. may apply. Balance Subject to Finance Charge.Your statement shows a ghat-the•Credll-Line Fee.If your account has an over-the-credit Mel of APR increases.It an APR Increases,periodic finance b S Balance Subject The Fad Sheet shows whether the Prime Rate far your account is charges Increase.Your minimum payment may Increase as wag. I+ to Finance Charge.It shows this for each different line fee,the fact sheet shows the amount of the tae.It also shows reviewed on a billing period,month end or quarterly basis. balance.The Balance Subject to Finance Charge is the average of which of the following methods is used to determine when the fee •If the Prime Rate is reviewed on a billing period basis,we Periodic Finance Charges Based on APRs the daily balances during the billing period.A billing period begins applies_ use the Prime Rate ppublished two business days before the Periodic Finance Charges.We Impose periodic finance charges on the day after the Statement/Closingg Date of the previous billing Method A StatementlClosinp Oate.11 the Prime Rate changes arty APR when we apply APRs to your account balances.We do this every DOW.ll Includes the StatemetiMoslno Date of the current billing We add a fee to the standard purchase balance for each blip we put the now All into effect In the billing period for which day by byng as daily periodic rate.A daily periodic rate is the APR period. period that the New Balance goes over your Credit line.We add a 9 s 4 5 this tee even It we authorize the transaction that causes the New •Visa uses a conversion rata in effect on Its applicable central subtract from the New Balance certain fees added to your account drawn on funds on deposit outside the U.S.It we do,we select Balance to exceed your credit line. processing date.it uses a government-mandated rate It during the billing period, the currency conversion rate.We will then credit your account In Method 0 required to do$o.If not it selects from the range of rates Calculation Method C U.S.dollars after deducting any costs Incurred in processing your We add a fee if your account balance goes over your credit line available in wholesale currency markets.The selected rate To calculate the Minimum Amount Due,we begin with any past payment.Or we may bill you separately for these costs. at anytime during the billing period.We add this fee even it trans- may vary from the rate Visa receives. due amount.Second,we add airy amount in excess of your Credit 0 Ilonal Pay by Phone Service.You may use our og lonal Pay by actions we authorize are a reason the account balance goes over A third party may convert a transaction Into U.S.dollars or another line.Third,we add$5 It arty annual percentage rate imposed on Phone Service fo make your payment by phone.To So so,callus Your credit line.We add this fee even 9 periodic finance charges, currency before sendil It to our network provider.In these cases, your account exceeds 19.99%.Fourth,we add the largest of the to request the service.Each me you do you agree to➢ay us the teas,or other charges rW Incur are a reason the account balance the third party selects the conversion rate. following: amount shown In the Pay by Phone section on the bat cis of the goes over your credit I no.We add this fee even if the account hat- It you take a cash advance in a foreign currency at a branch or •The amount of your billed finance charges plus any applicable bilOng statement. Our representatives am trained to tell you this ante fell below your credit line by the end of the billing period. ATM of one of our affillates,an affiliate of ours will convert it Into late fee; amount whenever you call to use the service. We add this fee to the standard purchase balance. U.S.dollars.This applies re rdiess of which network provider's •The New Balance on the billing statement 0 it Is less than$20; Credit Reporting Annual Membership Fee.It an annual membership fee apples, card you use to lake the cis Our affiliate currently 201f the New Balance is at least S20 and not greater than We may report Information about your account to Credit bureaus the Fact Sheet shows it.We will refund this fee it you notify us uses a conversion rate in effect on its processin date.it uses a 960;or Late payments,missed io ants,or other defaults credit our that yeti are closing your account within 30 days of the mailing or government mandated rate it required to do so.If not it uses a • 146 of the Now Balance(the result is rounded down to the acwurt may be reflected hn your credit report.We may report delt-'y date of the statement on which the fee appears.The fee mid-point market rate.Our aff hate's procedure may change from ; nearest dollar) the New Balance exceeds$960. account information in your name and the names of authorized Is otherwise non-refundable.If Ihls lee applies,we add it to the time to time without notice. We add$5 to the calculation of the Minimum Amount Due It the users.We may also obtain follow-up credit reports on you. standard purchase balance. The conversion rate you get is the one used on the transaction's following two things are true.First,no annual percentage rate If you think we reported incorrect information to a credit bureau, Returned Payment Fee.We may add a lee it eadpbaymerit check or recessing date.This may be different from the one in effect on Imposed on your account exceeds 19.99%.Second,the largest of If you think n the reported Service address on the a creel statement bilar Instrument en m not afire this fee to nbecauMk debit i ot 0 transaction's Sala Date or Post Date. the above calculations Is the amount of your billed finance charges. We will Investlaate the matter.We will then tell you If we agree p y Payments However,the Minimum Amount Due Is never more than the New, or disagree with you.11 we agree with you,we will contact each Cyan returned t unpaid.We assess the fee the first time your check to Minimum Amount Due.You must pay at least the Minimum Balance.When we calculate the Minimum Amount Due,we may credit bureau to which we re dried and request a correction.Ii we a add payment i not honored,even N ft Is honored ncen t y u r account Amount Cue by the payment due data each billin period,The subtract from the New Balance certain fees added to your account disagree with you,we will tell you that. has this fees thetNet Sheet shows the amountmof the fee.account sopcer you pay the New Balance,the lass you will paY in periodic during the billing period. Information Sharing finance charges.The Fact Sheet shows which of the fallowing Calculation Method D g Returned Cash Convenience Check Fee.We may add a lea 11 we minimum payment calculation methods applies to your account To calculate the Minimum Amount Due,vie begin with arty past You authorize us to share information about you as permitted byy lay/. do not honor a cash convenience check.We may not honor these due amount We Nan add amount In excess of your credit This induces information we gel from you and others.It also In- checks it the amount of the cheek would cause the balance to o over Calculation Method A due We also add the largest of theunt In a eludes Information about your transactions with us.Please see our You must pay a minimum amount each blilin period.That amount g g: the cash advance limit or credit not comply may also not honor hose s the total of hvo figures.The first is the sum of any past due •The New Balance on the billing statement it it Is less than$20; Privacy Notice for details about out Inlormatlon sharing practices. checks If you default;if you did not compy with our instructions amount plus an amount in excess of yyroour credit line.The second •$20 it the New Balance Is at least$20; Changes to this Agreement regarding the check;ff your account has been closed;or for other is the greater of the amount of your bllled finance charges or the •1%of the New Balance(the result is rounded down to the We may change the rates,fees,and terms of this Agreement reasons.We add this tee tome standard advance balance,h your amount that appears on the Fact Sheet.When we calculate the nearest dollar)plus the amount of your billed finance charges at any time for any reason.These reasons maybe based oil account has the tee,the Fact Sheet shmre the amount of the tae. Minimum Amount Due,we may subtract from the New Balance and any applicable late fee;or information In your credit report or general market conditions. Stop,Payment on Cash Convenience Check Fee.We may add a certain fees added to your account during the billing period. •1.5%of the New Balance(the result is rounded down to the An changes tine make may add,replace,or remove provisions fee 1 we honor your request to stop payment on a cash con"n Ca/culallon Method B nearest dollar), at this Agreement.They may also change your rights and obli- lance check.If Your account has th s fee,the Fact Sheet shows the To calculate the Minimum Amount Due,we begin with any past due ' However,the Minimum Amount Due never exceeds the New Balance, gallons under this Agreement as well as ours.These changes amount of the tee.To stop payment on a cash convenience check amount.Second,we add any amount In excess of your credit lane. In calculating the Minimum Amount Due,we may subtract from are binding on you unless qon have the rlgbt to opt not and you write us at P.O.Box 6500,Sioux falls,South Dakota 57117.6500. Third,we add$5 it an annual percentage rate imposed an your ac- the New Balance certain tees added to your account during the choose to opt out by following our instructions. You can also call fire Customer Service number on the billing slaw y yo Mani.II you call,you must Confirm the Call In writing within 14 count exceeds 19.9996.Fouts,we add the largest of the following; billing period, You will have a right to opt out II the change will cause a ref. days.A written stn payment order's goad for 6 months unless rt •The amount of your billed finance charges; Application of Payments.We appy your payments and credits to tee to increase.In that case we will mall you advance written mewed In writing. pp •The Nov Balance on the billing statement it 11 Is less than$20; low APR balances first.You cannot pay o If higher APR balances notice of the change.We will do this e1 least 15 days before the rhg.We add th15 fee to the standard advance batence. •120 It the New Balance s at feast$20 and not greater than until you pay off lower APR balances.That means your savings on beginning of the blllin%cycle in which the change lakes effect. Informatlon on Foreign Currency Conversion 5960•or low APR balances will be reduced by purchases or cash advances If you do not agree to the change,you can opt out by contacting Our network providers are MasterCard or visa.Th convert •1146 of the New Balance(the result Is rounded down to the ; that have higher APRs. us.You must TIC this within 25 days of the a0ecllve date of Ins transactions in foreign currencies Into U.S.dollars�he type of nearest dollar)B the New Balance exceeds$960. paYmatt trhstractions.We credit your payments in accordance change.II you epl oul,1 on can pa the balance under the old card you have determines who does the conversion.Each network We add$5 to the calculation of the Minimum Amount Due if the vnI%our payment Instructions on the billing statement.You must rates,fees,and terms,tf you use the card offer the effective dale provider follows its own procedures.Each network provider's fotfowin two things are true.First,no annual percenlape rate pay us In U_S.dollars.To do so,you must use a check similar of a change,you will be deemed to have accepted the change. current procedures are described below.The procedures may imposeTon yyour account exceeds 19.99%.Second,the largest of Instrument,or automatic debit that is drawn on and honored by a is applies even If the 25 day opt out period has not expired. Change from time to time without notice, the above calculations Is the amount of your billed finance charges. } bank in the U.S.Do not send cash.We can accept late or partial Default •MasterCard uses a conversion rate In effect one day before Its However,the Minimum Amount Due is never more than the New payments,or payments that reflect"paid in lull"or other restrictive You default under this Agreement ii you fag to pad the Mlnlmum transaction ed t processing s data.It uses a govemmale market rat Balance.When we calculate the Minimum Amount Due,we may endorsements,without losing our tights.We also reserve the right Amount Due by Its due date;go over your credit line;pay by a ran If required to do so.It not,it uses a wholesale rrrarket rata to accept payments made in foreign currency and Instruments check or similar Instrument that Is not honored or that we must e v a e return because it cannot be processed;pay by automatic debit that dispute,or contmversy between you and us(called'Claims"). American Arbitration Association his law,so determines. Is returned unpaid;file for bankruptcy;or default under any other Claims Covered 1833 Broadway Floor 10 Who can be a party?Claims must be brought In the name of an Card Agreement that you have w th us.N you default,we may dose What Cklma ate subject to arbitration?All Claims relating to New York,NY 10019 Individual person or entity and must proceed on an individual your account and demand immediate payment of the total balance. Web site:wnvw.adrorq D your account,a prior related account or our relationship are (non-class,non-representative)basis.The arbitrator will not award Refusal of the Card,Closed Accounts, subject to arbitration,Including Claims regarding the application, National Arbitration Forum relief for or against anyorte who Is not a parry.It you or we require and Related Provisions enforceability,or interpretation of this Agreement and this arbltm- P.O.Box 50191 arbitration of a Claim,neither you,wo,nor arty other person may Rattrsal of the Card.We do not guarantee approval of trarmc- tion provision.An Claims are subject to arbitration,no matter what Mlnneopolb,MN 55405 pursue the Claim in arbitration as a class action,private attorney tions.We are not liable for transactions that are not approved. legal theory they are based on or what remedydemages,or In• Web site:vivvw.arbitratiorrtorem.cam oneral action or other representative action,nor may such Claim That Is true even If u have enough credit We may Emit the junetive or declaratory reliefl they seek This I udas Claims based ba ursued on your or our behalf In any litigation in any cou you G c( i At arty Urns you or we may ask an apppproroppriate court to cornppel C number et transactions approved Pn one day.If we detect unusual on contract tort in udlrg rdentional tort),fraud,agency,your ar arbitration of Claims,or to stay the Iitlpatfon of Claims pendingg Claims,including assigned Claims,of two or mom persons or suspicious activity,we may suspend your credit privileges• our nepllgence,statutory or regulatory provisions,or any other arbitration,even l such Claims are part of a lawsuit,unless a trial not be joined or consolidated in the same arbitration.Horiev Preaulhorhed Charges.We may suspend any automatic or other sources of law;Claims made as counterclaims cross-claims,third• has begun or a anal judgment has been entered.Even l a party applicants,cc-applicants,authorized users on a single acco preauthorized card charges you arrange with a third party.We may party claims,Interpleaders or otherwise;and llahns made rode- falls to exercise these rigghts at arty particular Ume,or In cornea and/or related acaurds,.or corporate affiliates an hen considered do this If you default;N the card Is lost or stolen;or we change Feridecdly or with other claims.A parry who Initiates a proceeding tIon with en particular Calms,that party can stiff require arbl- as one person. your account for any reason.If we do this,you arc responsible for r"court may elect arbitration with respect to any Claim advanced Iration at a later Urns or in connection with arty other Claims. When is an arbitration award final?The arbitrator's award is paying the third party directly if you wish to do so.You are also In that proceeding by arty other party.Claims and remedies sought final and binding on the parties unless a party appeals N In writing responsible for reinstating the preauth0rized charges 9 you wish as part of a class action private attorney general or other repro- neutureeerator end taw an a me.The ra tr for YAP b esingle, to the arbltiation firm within fifteen days of notice of the award. to d0 so and vie permit it. sentative action are subject to arbitration on an individual(non- Heal arhitreror will resolve Cie ms.The arbitrator wig be either The appeal must request a new arbitration before a panel of three class,non-reprosentedve)basis,and the arbitrator may award a lawyer with at least ten years experience or a retired or former neutral arbitrators designated by the same arbitration firm.The L0s1 or Stolen Cards,Account Numbers,or Cash Convenience relief only on an Individual(non-class,non-representative)hasls. Iudge,selected In accordance with the rules of the arbitration firm pant wig consider all factual and legal issues anew,follow the I Balance Transfer Cherie.You must call us if any card,ac- The arbitration will follow precedures and rules of the arbitration count number,or check is lost or stolen.You must also call us N Whose Claims are subject l0 arbitration?Not only ours and h same rules that apply to a proceeding using a single arbitrator, yours,but also Claims made by or against anyone connected tvllh firm in effect an the dale t e arbitration is filed unless those pro• and make decisions based on the vote of the ma ority.Costs will you oil,we may requirreeyou to provide Information to help our In- us or you or claiming through us or you,such as a co-applicant or c se this and rules are Inconsistent with this Agreement in Ich be allocated In the same way they are allocated�or arbitration vesti anon.we m require u ro provide this Information in writ- your employee,agent,represents- Nis Agreemem will prevail.Those procedures and rules may before a single arbitrator.An award by a panel Is final and binding authorized user of ur account,an em I cif r1 D omit the discovery avalleble to you or us.The arbitrator will take Ing, or example,we may ask you to Identify arty charges that were five,affiliated bankruptcy.predecessor or successor,hair,assignee, reasonable stops to protect customer account Information and on the parties ct to fifteen days has passed. eAnal and bonding not made try you or someone authorized by you.We may also ask or Trustee in bankmptq. other confidential information If requested to do so by you or us. award fs subject to(udlchl review and enforcement as provided by you to confirm that you received no benefi from those charges. What lime home applies to Claims subject to arbitration?Claims The arbitrator will apppply applicable substantive law consistent with the FAA or other applicable lacy. Closing Your Account.You may close your account by notifying arising In the past,present,or future,Including Claims arising the FAA and applica ble statutes of limitations,will honor claims of Survival and Severability of Terms US In writing or over the hone.If you close your account you before the opening of your account,are subject to arbitration, privilege recognized at law,and will have the Dowel to award 10 a This arbitration provision shall survive:(9 tenrdnalion or charges must SUB repay the total bafanca in accordance with this Ayres- Broadest Interpretation.Any questions about whether Claims parry any damages or other relief provided for under applicable In the Agreement,the account,or the relationship between you ment We may also close your account or suspend account are subject to arbitration shall be resolved by Interpreting this law.You or we may choose to have a hearing and be represented and us concerning the account ill)the bankruptcy of any party; privileges at any time for any reason.We m do this without arhiiratlan Gprovfsion in the broadest way the Few will allow it to by counsel.The arbitrator will make airy award in wnUnp and,if and(Iii)any transfer,sale crass unment of your account,or an Y pilot notice to you.We may also reissue a different card at arty be enforced.This arbitration provision is governed try the federal requested by you or us,will provide a brief statement of the tea• amounts owed on your account 10 any other person i artily.IT time.You must return any card to us upon request Arbitration Act(the-FAAJ. sorts for the award.An award In arbitration shall determine the any portion of this arbllmfion provision is deemed invalid or unerr, The Fact Sheet shows whether your account is subject to arbi• What about Claims flied In Small Claims Court?Claims filed In rights and obligations between the named parties only,and only forceable,the entire arbitration provision shall not remain In force. trailer.If It Is,the followln °Arbitration' revision bi a art of a small claims court are not subject to arbitration,so long as the in respect of the Claims in arbitration,and shag not have any No portion of this arbitration provision may be amended,savored 0 D p matter remains In such court and advances only an Individual bearing on the rights and obligations of any other person,or an or waived absent a written agreement between you and us. this Agreement. (rmn-class,non-representative)Claim. the resolution of any other dispute. How Arbitration Works Who Paln?Whoever files the arbitration pays the Initial filing fee. f,}ovemtn Law and Enforcing our RI ARBITRATION If we fBe,the pay If you tile,you pay,unless you et a fee vrafver 9 9 9 How does a parry Inlliate arbitration?The party filing an arbitra Governing Law.Federal law and the law of South Dakota,w PLEASE READ THIS PROVISION OF THE AGREEMENT CARE yon must choose one of the follovrinpp two arbitration firms and under the applicable rules of the arbitration firm. I you have paid an located,govern the terms and enforcement of ihla Agreement. FULLY.IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED follow Its rules and procedures for initlatirig and pursuing an arbl• the initial 01 ng fee and you prevail,we will reimburse you for Thal Enforcing BY BINDiNO ARBITRATION.ARBITRATION REPLACES THE RIGHT tntlon:American Arbitration Association or National Arbitration fee•if there is a hearing,we will pa acry fees of the aAltrator and g this Agreement.We will not lose our rights under this TO GO TO COURT,INCLUDING THE RIGHT TO A JURY AND THE Forum.Arty aibibatlon hearing that you attend wig be held at a arbltratlan arm for the first day of that hearing.All other lees will Agreement because wn delay In enforcing them or fall to enforce RiGHT TO PARTICIPATE IN A CLASS ACTION OR SIMILAR PRO- ppiece chosen by the arbitration firm in the same ciN as the U.S. be allocated as provided by the rules at the arbitration firm and them. CEEDINO.IN ARBITRATION A DISPUTE 1S RESOLVED BY AN District Court closest to your then currant silting address,or.s applicable law.however,via will advance or reimburse your fees Collection Costs.To the extent permitted by law,you an liable ARBITRATOR INSTEAD OF A JUDGE OR JURY.ARBITRATION some ether place to which you and we agree In writing.You may d the requiring us firm or,arbitrator o If determines an then Is good reason to us far our legal casts u vve refer employee of your account PROCEDURES ARE SIMPLER AND MORE LIMITED THAN COURT obtain copies of the curerd roles of each of the arbitration Tvms log requiring n to do so,or g you ask us and bear the there In a lawyer who Is not our salaried employee.These costs may PROCEDURES. and forms and Instructions for Initiating an arbitration by contact• Is good reason for doing er Each party ss bear the expenses include reasonable y legal act fees.They may also Include casts Agreement to Arbilrale:Either you or we may,without the other's ing them as follows: that party's anomays experts,and witnesses,and other expenses and expenses of airy IeAal acli0n. consent,elect mandatory,binding arbitration for any claim, regardless of whi party prevails,but a party may recover any or Assignment.We may assign any or all of our rights and obliga- all expenses from another party N the arbftrafot applying applca- tlons under this Agreement to a third pare. ro rt 12 to . , , , cl- ft k . . . . Praecipe for Listing Case for Argument (Must be typewritten and submitted in duplicate) c-) c. 3 w TO THE PROTHONOTARY OF CUMBERLAND COUNTY: rn� c.) m – z73 -° ,r-1 W r- w rs Please list the within matter for the next Argument Court. r– --.._ c — CITIBANK (SOUTH DAKOTA), N.A. rya '' Plaintiff — v. PAMELA J GOODALL Defendant NO. 10-2161 CIVIL TERM 1. State matter to be argued (i.e., plaintiffs motion for new trial, defendant's demurrer to complaint, etc.): Plaintiffs Motion for Summary Judgment 2. Identify counsel who will argue case: (a) for plaintiff: Yale D. Weinstein, Esquire c/o Burton Neil & Associates, P.C. address: 1060 Andrew Drive, Suite 170, West Chester, PA 19380 b ) for defendant: Pamela J Goodall address: 7 Emlyn Lane Mechanicsburg, PA 17055-8017 3. I will notify all patties in writing within two days that this case has been listed for argument. 4. Argument Court Date: October , 20 Yale D. We' -in, lsre Attorney ft e Plaintiff This is an attempt to collect a debt, and any information obtai -d will be used for that purpose. This communication is from a debt collector. X19. 753 et#4,g20? 4 lei/ aq u Duo Burton Neil & Associates, P.C. By: Yale D. Weinstein, Esquire ID. NO. 89678 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 Attorney for Plaintiff CITIBANK(SOUTH DAKOTA),N.A. : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY,PENNSYLVANIA v. : NO. 10-2161 CIVIL TERM PAMELA J GOODALL Defendant : CIVIL ACTION-LAW Certificate of Service I, Yale D. Weinstein, Esquire do hereby certify that I served a true and correct copy of the within Praecipe for Argument on pro se defendant, Pamela J Goodall at his/her address of record via first class mail, postage prepaid on the date set forth below. Burton Neil & : soci. es, P.C. Date: A A By: ale D.leins -in, Esquire Attornj for Pl.intiff This is an attempt to collect a debt, and any information obtained will be used for that purpose. This communication is from a debt collector. C-24806 Burton Neil & Associates, P.C. By: Yale D. Weinstein, Esquire ID. NO. 89678 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. Plaintiff v. PAMELA J GOODALL Defendant C-24806 / 324 r.r : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 10-2161 CIVIL TERM : CIVIL ACTION - LAW Praecipe to Settle, End, & Discontinue To the Prothonotary: Mark the above matter Settled, Ended and Discontinued. on Neil sociates, P.C. e nstein, Esquire ttorney for Plaintiff This is an attempt to collect a debt, and any information obtained will be used for that purpose. This communication is from a debt collector.