Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
10-2462
HAYT, HAYT & LANDAU, LLC By: Arthur Lashin, Esquire Identification No. 23425 400 Market Street Suite 600 Philadelphia, PA 19106-2513 (215) 928-1400 OUR FILE NO. 317314 CAPITAL ONE BANK 4851 COX ROAD GLEN ALLEN, VA 23060 Vs. ASHRAF A MUSLEH 3502 BEECH RUN LN MECHANICSBURG PA 17050 Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. le - oW(cg CIVIL ACTION "NOTICE "You hove been sued in oourt. N you wish to de% M against Uw claims set forth In the follomft papas. you mud take adlon vAltlln twenty (days efter tits o0fmplas t end rrodoe are served, by anb ft a wrftn appowar a personally or by attorney and fWV In writing wllh the court your dell arm" or objectlons to the claims set forth against you. You are warred OW N you fall to do so the come rrwy proceed wkhout you and a judgment may be err tared agakat you by the court without furftwr notice for any mon- ey olakn ed in the ow"Ird or for ary other claim or reNef request- ad by the plakOff. You may lose moray or property or other rNhts knportant to you. TERM. CiwiITerro "AVISO "Le han dertwndado a usted on Is oorte. Si usted gdoro deferdaras de eatas domardom expueNas on las pigtnas sigukw*m, ustad time wince (A dies, do pluo al pack de Is foam do to demwnds y is notilfcaoi6n. Haas We aaanter una oonVmnofa seance o an persona o con un abogodo y srtragar a la aorta on forms assure an defsrwas o sum objeclones a tae dwmridsa on contra de au persona. Sea avkmdo qua al uded no s• defisrde, la cons torrwrd medidas y pusde con dmmr Is denwrde on oordra soya sin previo mviso o notiffoaoidn. Ademis, la oorto puede dacldir a favor del demmndats y requiere quo udW orxnpim con todas lea provisioras de earn denrnda. Uatsd pusda ponder dkaro o an propiedades u otros dereotas importances pare usted. IF YOU CANNOT AFFORD TO HIRE A LAWYERTHIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE PA, 17013 717-249-3166 "LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRE=6N SE ENCUENTRA ESCRiTA ABAJO PARA AVERIGUAR DONDE SE PUEDc SEGUIR ASISTENCIA LEGAL. $Ra.oo P6 WTV4 ?-? 878-I(o W- 61146 5 CIVIL ACTION 1. Plaintiff CAPITAL ONE BANK is a business entity securing or collecting debts, with offices located at: 4851 COX ROAD, GLEN ALLEN, VA 23060. 2. Defendant(s) ASHRAF A MUSLEH is/are individual(s) residing at: 3502 BEECH RUN LN, MECHANICSBURG, PA 17050. 3. Upon application by Defendant(s) a Credit/Revolving Charge Account was established for Defendant(s), which was assigned account number 5291152021039546. 4. Defendant(s) subsequently utilized the aforesaid account to make various purchases and/or receieve cash advances, thereby incurring payment obligations to Plaintiff and/or Plaintiff's predecessor in interest. 5. Defendant(s) defaulted by failing to adhere to repayment terms and in accordance therewith, the entire remaining balance became due and immediately payable. 6. As a consequence of the foregoing there is presently due and owing to Plaintiff by Defendant(s) the following amounts (see Exhibit "A"): Unpaid Balance: Interest: TOTAL DUE: $12,538.08 $.00 $12,538.08 7. Despite repeated demand by Plaintiff, Defendant(s) has/have failed and refused to pay the aforesaid sum. WHEREFORE, Plaintiff demands that judgment Defendant(s) in favor of Plaintiff in the together with interest and costs. HAYT By: be entered against amount of $12,538.08 Attorney for Plaintiff 1-800-760-2493 Preferred Customer Number: 81.58 036 362 9502 Account Sum Previous Balance $52.90 Payments, Credits and Adjustments $67.90 Transactions $18.06 Finance Charges $.00 New Balance $3.06 Minimum Amount Due $3.06 Payment Due Date October 12, 2006 Total Credit Line $10,149 Total Available Credit $10,145.94 Credit Line for Cash $10,149 Available Credit for Cash $10,145.94 Atyourservice To call Customer Relations or to report a lost or stolen card 1-800-903-3637 For free online account service and special customer offers, log on to: -capitalona.com Send Pa7menb to: Send inquiries to: AM: Resnitnnca Processing Capital One Bank Capital One P.O. B. 70884 P.O. Box 3028S Charlotte, NC 28272-0884 SLC, UT 84130-0285 Important Account Information Beginning October 1st, 2006, based on your account activity you maybe assessed more than two late, overl'unit, or returned check fees that occur during any billing period. PLATINUM MASTERCARD ACCOUNT 5291-1520-2103-9546 AUG 12 - SEP 11, 2006 Page 1 of 1 Payments, Credits and Adjustments 1 18 AUG CAPITAL ONE ONLINE ACH PAYMENT $15.00- 2 22 AUG ELECTRONIC PAYMENT 52.90- Transactions 3 1o SEP WAL-MART M2503 HACKETTSTOWN NJ $18.06 NOTICE: Look for a new statement design for your Capital One credit card beginning next month. A summary of the key changes will be provided with your new statement. Finance Charges PI-eereneereriddee, fi is?odant information B.! rats Periodic C . *161 ME en pplirdf0 rah m PURCHASES $.00 .03534% 12.90% f.00 CASH $.00 .04082% 14.90% $.0o ANNUAL PERCENTAGE RATE applied this period 0.00% PLEASE RETURN PORTION BELOW WITH PAYMENT 0000000 0 5291152021039546 11 0003060052900003060 PI-Print madingadil,", d/ -ilchan""41osa using blue or blaoi iak. New Balance $3.06 Minimum Amount Due $3.06 s- Apt t Payment Due Date October 12, 2006 - Ciry Sroe ZIP Total enclosed $ Home Phony Aiu-,e Pb.. oAccount Number: 5291-1520-2103-9546 Em ® - ailAddren #9025554053298483# MAIL ID NUMBER Capital One Bank a ASHRAF A MUSLEH P.O. Box 70889 3502 BEECH RUN LN EIT,A MECHANICSBURG PA 17050-2206 Charlotte, NC 28272-0884 m ° Please u rite your account number on your check or money order ma& payable to Capital One Bank and moil in the enclosed e,,,,dope. 00000) Q ? Q • Spread too thin? Paying bills takes a lot of time: writing checks, addressing envelopes, mailing letters. Get some time back each month with Capital One", balance transfers. Consolidate your bills and higher-interest payments, maybe even save some money, and then spend your time relaxing, shopping or watching the game-instead of writing a lot of checks. C Ready to transfer? See reverse to learn how. Call 1-877-476-7939• 500023 FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment $8,070.79 - $351.97 ) + $132.16 + $1,642.94 = $9,493.92 $284.00 Aug. 19, 2008 - Sep. 17, 2008 Page 1 of 1 - ? PLEASE MY AT UAA THIS AMOUNT MasterCard Platinum Account 5201.1520.210345/a ?Haxsle Your Account Information C REWARDS TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $655.08 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $655.08 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $8,982.90 0.04904% 17.90% $132.16 Cash $0.00 0.04082% 14.90% $0.00 ANNUAL PERCENTAGE RATE applied this period: 17.00% At Your Service - Go to www.cmdal ne.mm to manage your smount, or Cot 1.800.903-3837 In report a bst or sbbn card or speak to Customer Relations 0 Pay online at www.cmitelne.com or mail your payment In: Capital One Bank (USA), N.A. - P.O. Box 705M • Charbtb, NO 28272MM A Send Inquiries to: Capital One- P.O. Banc 30285 • Sell Lake City, UT 84130-0285 ® Manage your Rewards online by visiting or Cat 1A00-228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.capitalone.com/disputes Due Date Oct. 13, 2008 Rewards Summary Previous available balance: 21,250 Earned this period: 6,533 (ref sots transactions posted durirg this bang cycle) Available Balance' 277,763 Payments Credits & Adjustments 1 21 AUG CAPITAL ONE ONLINE ACH PA AuthDate 21-A UG $242.00- 2 25 AUG SEARS ROEBUCK 2624 CAMP HILL PA $109.97- Transactions 3 22 AUG DICK'S SPORTINGGOODS HAMPDEN TOWNS PA $37.09 4 23 AUG FLYING J CARLISLE PA $20.01 5 23 AUG WM SUPERCENTER MECHANICSBURG PA $42.26 6 23 AUG SEARS ROEBUCK 2624 CAMP HILL PA $109.97 7 23 AUG FLYING J CARLISLE PA $169.98 8 24 AUG HESS 38285 038 CAMP HILL PA $30.02 9 25 AUG EBAY INC. 8862656380 CA $158.51 10 25 AUG SAVINGSMART.C063516701 800.316-8774 CT $1.00 11 25 AUG TARGET 00022020 MECHANICSBURG PA $2702 12 25 AUG CLASS 8 SHOPS LLC CARLISLE PA $316.72 13 30 AUG TRI STATE REFRIGERAT BATON ROUGE LA $528.03 14 07 SEP PILOT Lebanon TN $142.01 15 08 SEP REST INN SAN ANTONIO TX $60.32 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW,CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. CAVAtMOW I what's in your wallet?' 0 5291152021039546 17 9493920242000284009 New Balance Minimum Payment Due Date C$9,493.92 $284.00 ? Oct. 13, 2008 PLEASE PAY AT LEAST THIS AMOUNT Amount Enclosed C? Capital One Bank (USA), N.A. P.O. Box 70864 Charlotte, NC 28272-0884 11111111111,II-11111-111111111111111111111111-II-I-IIII1-II111-II Account Number: 5291-1520-2103-9546 Please print address or phone number changes below using blue or black ink. Home ASone Alwimne Phone E-maN address Q #9026254053298489# MAIL ID NUMBER ASHRAF A RUSLEH 3502 BEECH RUN LN MECHANICSBURG, PA 17050-2206 n^IIlr,gniduhnlhilliiyll,,,Ini...liiiii,q,ullPPil EXHIBIT A Please write your account number on your payment made payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 0 important notification of a change in terms to your account Please see the important notice included with this statement. It details changes to the: • Minimum monthly payment calculation This change will take effect starting with your December billing period. You cannot define this change. 500251 41080 Cap FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment $9,493.92 - C$:2:84?.00 J + $139.52 + $45.69 = $9,395.13 $281.00 Sep. 18, 2008 - Oct. 17, 2008 Page 1 of 1 ~- PLEASE PAY AT LEAST THIS AMOUNT MasterCard Platinum Account 5201.1520.2103.9548 1W Your Account Information ?r REWARDS' TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $753.87 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $753.87 Due Date Nov. 11, 2008 Rewards Summary Previous available balance: 27,783 Earned this period: 46 (redacts transactions posted during this drug cycle) Available Balance: 27,829 Payments Credits & Adiustments 1 06 OCT CAPITAL ONE ONLINE ACH PA AuthDate 04.0 CT $284.00- Balance rate Periodic Corresponding FINANCE 2 22 SEP SAVINGSMART.CO63516701800-316-8774 CT $1.00 Finance Charges (Please see reverse for important information) Transactions applied to tale APR CHARGE 3 25 SEP EBAY INC. 8862858380 CA $25.05 Purchases $9,483.15 0.04904% 17.90% $139.52 4 25 SEP FLYING J KINGMAN AZ $19.64 Cash $0.00 0.04082% 14.90% $0.00 ANNUAL PERCENTAGE RATE applied this period: 17.90% ® At Your Service - Go to nimcaoaetxle.com to menage your account. or Cat 1.800.903.3637 to report a lost or sloW card a speak to Customer Relations ® Pay Online at www,capitabm.com or mail your payment to: Cwitel One Balk (USA), N.A. - P.O. Box 71063 - Charlotte, NC 28272-1083 A Send Inquiries to: Cepitei One- P.O. Bw 30285 - Sal Lake city, UT 84130-0285 ® Manage your Rewards online by visitinq a Cat 1.800.228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www,capitWone.com/disputes PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 9395130284000281006 cw It- Account Number: 5291-1520-2103-9546 Due Date New Balance Minimum Payment Amount Enclosed Nov. 11, 2008 C$9,395.13 C $281.00 PLEASE PAYAT LEAST THIS AMOUNT #9029254053298486# ASHRAF A RUSLEH 3502 BEECH RUN LN RE CHANICS BURG, PA 37050-2206 Ill'Ill"'I1II'III'II'I"III'llll'I'I'llll'Illll'I'Illll'Il'I'Ill Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. 19 Pay online anytime-no more checks, stamps or clutter. © Moving? Change your address online or on the back. ® Help save the planet-Go paperless. ry'[? ® Sign up at www.capitalone.com. EMBIT A Capital One Bank (USA), N.A. P.O. Box 73063 Charlotte, NC 28272-3083 Illrllulrar1IIII.,IIIIIlhhII"1.1rlrlllrlr'II1111,1111,11'llll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 500016 sift Need a home loan? A car loan? A savings account? A personal loan? Financing for braces or glasses? Capital One can handle it all. Hassle free! Visit capitalone.corn for a complete list of products and services and to manage your account online. Capital One' does credit cards-and then some! T - } MEMBER EN--DER ??ee ve e?a• MasterCard Platinum Account 5201.1620.2103.9646 Your Account Information REWARDS' TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $836.29 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $836.29 what's !n your wallet? FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment E$:9 ,395.13 - $318.09 J + C$+ $40.00 = $9,312.71 C:$279.00:) Oct. 18, 2008 - Nov. 17, 2008 Page 1 of 1 1% --------------- KEASE PAY AT LEAST TRM AMOUNT Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $9,44172 0.06685% D 24.40% $195.67 Cash $0.00 0.06685% D 24.40% $0.00 ANNUAL PERCENTAGE RATE appllad thk padod: 21.10% At Your Service - Go to wAw.caoitalne.oom to manage your account, or Cat 1-800.903-3637 to report a bst a slobn card or speak to Customer Relations 0 Pry Online at waw.cacnebwoom a mail your payment to: Capital One Bank (USA), N .A. • P.O. Box 71083 • ChaMle, NC 28272-1083 A Send Inquiries to: Capital Ore- P.O. Box 30285 • Sat take City, UT 84130-0285 Agk Manage your Rewards online by visiting ® a Cat 1-800-228-3007 ® Have a ques8on about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www,capitelone.com/d?putes Due Date D(3C. 12, 2008 Rewards Summary Previous available balance: 27,829 Earned this period: 36- (rePocts transactions posted during this biting cycle) Available Balance: 27.793 Payments Credits &Adlustments 1 31 OCT DICK'S SPORTINGGOODS HAMPDEN TOWNS PA $37.09- 2 14 NOV CAPITAL ONE ONLINE PYMT AuthDate 14•N OV $281.01} Transactions 3 22OCT SAVINGSMART.CO63516701WO-316-6774 CT $1.00 4 11 NOV PAST DUE FEE $39.00 Under terms previously disclosed to you, some or all of your Annual Percentage Rates (APRs) have been increased since your account was past due twice in the past 12 billing cycles. If your rates have already increased, subsequent delinquencies extended the duration of the increased rates. Remember: If we receive your minimum monthly payment on time for 12 consecutive billing cycles, this account will be reviewed for a possible return to your Non-Introductory APR. You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 9312710281000279002 Account Number: 5291-1520-2103-9546 Due Date New Balance Minimum Payment Amount Enclosed Dec. 12, 2008 $9,312.71 C $279.00 PLEASE PAY AT LEAST THIS AMOUNT #9032454053298487# ASHRAF A MUSLEH 3502 BEECH RUN LN MECHANI CS BU RG, PA 17050-2206 curl'IIIIIIIIIIII'Irrlllllrlll,llllllrllrlll'II'Ill'I'Illlllll'Il Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. 10 Pay online anytime-no more checks, stamps or clutter. ® Moving? Change your address online or on the back. e Help save the planet-Go paperless. ® Sign up at www.capitalone.com. EXHIBIT A Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 26272-1063 Illllllrlllrrlllll'll'lllllllrrllllll"II'I'lllrllrrllllllll'1111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 0 Q Spread too thin? Paying bills takes a lot of time: writing checks, addressing envelopes, mailing letters. Get some time back each month with Capital One" balance transfers. Consolidate your bills and higher-interest payments, maybe even save some money, and then spend your time relaxing, shopping or watching the game-instead of writing a lot of checks. Ready to transfer? See reverse to learn how. Call 1-800-955-7070- FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment $9,312.71 $279.00 + - J $+ $$9,251.61 $279.00 Nov. 18, 2008 - Dec. 17, 2008 Page 1 of 1 KEAR PAY AT IEAST THIS AMOUM MasterCard Platinum Account 5291.1540.2103.8518 Your Account Information REWARDS TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $897.39 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $897.39 Rewards Summary 500258 Due Date Jan. 12, 2009 Previous available balance: 27,793 Earned this period: 34 (reflects trelseclions foaled during this biting cycle) Available Balance: 27,827 Payments Credits & Adiustments 1 12 DEC CAPITAL ONE ONLINE PYMT AuthDate 09-D EC $279.0D- Finance Charges (Please see reverse for important information) Transactions Balance rate Periodic Corresponding FINANCE 2 21 NOV SAVINGSMART.CO63516701 800-316-8774 CT $1.00 applied to rate APR CHARGE 3 10 DEC VZWRLSS-IVR VE FOLSOM CA $3312 Purchases $9,355.56 006548%0 23.9D% $183.78 Cash $0.00 0.06548% 0 23.90% $0.00 ANNUAL PERCENTAGE RATE applied this perlod: 43.90% Al-h At Your Service - Go to wwwo dtebne.com to manage your aaount, a Cal: 14800-9033837 to report a bar or stolen card a speak to customer Relations 0 Pay Online at www.cadtebne.mm a mail your payment to: capital One Bank (USA), N.A. • P.O. Box 71083 - Charlotte, NC 28272-1083 A Send Inquiries to: Cepitei One, P.O. Box 30285 • Sal Lake City, UT 84130-0285 ® Manage your Rewards online by visiting acct 1-800.228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the beck of your statement or visit www.caoitalone.com/fpules PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPrrALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 9251610279000279001 CRO Account Number. 5291-1520-2103-9546 Due Date New Balance Minimum Payment Amount Enclosed Jan. 12, 2009 $9,251.61 $279.00 PLEASE PAY AT LEAST THIS AMOUNT H90353540532984861i ASHRAF A RUSLEH 3502 BEECH RUN LN RECHANI CTBURG, PA 27050-2206 111111111e111'11'1'1'1"1111111rr11a1I1111111I111'111111'1'"rill Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. is Pay online anytime-no more checks, stamps or clutter. ® Moving? Change your address online or on the back. ® Help save the planet-Go paperless. jjD 7 7 ® Sign up at www.capitalone.com. E?+11.L.)1 j A Capital One Bank (USA), N.A. P.O. Box 73083 Charlotte, NC 28272-1083 I111111r111en11111'1111111111rr111111'rll'Irlllrll-.11111111,Jill Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 0000) Q 40 Q • Spread too thin? Paying bills takes a lot of time: writing checks, addressing envelopes, mailing letters. Get some time back each month with Capital One' balance transfers. Consolidate your bills and higher-interest payments, maybe even save some money, and then spend your time relaxing, shopping or watching the game-instead of writing a lot of checks. Ready to transfer? See reverse to learn how. Call 1-800-955-7070. J 500258 FINANCE Previous Balance Payments 8 Credits CHARGE Transactions New Balance Minimum Payment Due Date $9,251.61 - $279.00 ) + $182.58 + $1.00 = $9,156.19 $277.00 Feb. 11, 2009 Dec. 18, 2008 - Jan. 17, 2009 Page 1 of 1 MasterCard Platinum Account 5291.1520.2103.954e Xb Your Account Information "`••• REWARDS TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $992.81 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $992.81 NFAM FAY At LW THIS AMOUNT Rewards Summary Previous available balance: 27,827 Earned this period: 1 (retbcts tmsee8ons posted durng this bang cycb) Available Balance: 27,828 Payments Credits & Adiustments 1 12 JAN CAPITAL ONE ONLINE PYMT AuthDate 06-J AN $279.00 Finance Charges (Please see reverse for important information) Transactions Balance rate Periodic Corresponding FINANCE 2 26 DEC SAVINGSMART.C063516701 800316-8774 CT $1.00 applied to rate APR CHARGE Purchases $9,286.83 0.06342% D 23.15% $182.58 Cash $0.00 0.06342% D 23.15% $0.00 ANNUAL PERCENTAGE RATE applied this period: 23.15% & At Your Service • Go to www.cao tebne.mm to menage your scsaunt, or Cal 14I80-903-3637 in report a bat a sbbn cad a speak to Customer RebBnns ® Pay Online of www.copKabno.com or mall your payment to Capital One Bank (USA), N.A. - P.O. Box 71083 - Charlotte, NC 28272-1083 ® Send Inquiries to: capital Ow P.O. Sm 30285 - Sar Lace City, UT 84130-0285 Manage your Rewards online by visiting or Cat 1-880-228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.caoitalone.comMisoutes PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 9156190279000277002 CPO W_ Account Number. 5291-1520-2103-9546 Lend a hand. Save the land. Due Date New Balance Minimum Payment Amount Enclosed Manage your account online today- it's fast, easy and secure. Feb. 11, 2009 $9,156.19 C_$ . OO ® Pay online anytime-no more checks, stamps or clutter. PLEASE PAY AT LEAST THISAMOUNT © Moving? Change your address online or on the back. ® Help save the planet-Go paperless. 89001854053298485# ®Sign up at www.capitalone.com. EM41BI ASHRAF A MUSLEH ?1L jj A 3502 BEECH RUN LN Capital One Bank (USA), N.A. MECHANICS BURG, PA 17050-2206 P. O. Box 71083 Charlotte, NC 26272-1083 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope 500008 ?2nyourwalkii? It could happen to anyone. Make sure you pay the amount ASHRAFAMUSLEH due on your statement as soon as possible. Keeping your credit in good standing can WHOOPS! do a lot more than you think. GOOD CREDIT= GOOD CREDIT REFERENCES behind You're BETTER INTEREST RATES by 01 payment. (good credit could mean lower interest rates) IMPROVED CHANCES TO GET APPROVED FOR LOANS (when you want to buy a home or new car) ® 2008 Capitol One Services, Inc. Capital One is a federally registered service mark. All rights reserved MasterCard Platinum Account 5201.1520.2109.8546 Q,/ Your Account Information - REW TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $0.00 FINANCE Previous Balance Payments 8 Credits CHARGE Transactions New Balance Minimum Payment $9,156.19 - $0.00 ? + $199.52 + $1,215.90 = $10,571.61 $624.00 Jan. 18, 2009 - Feb. 17, 2009 Page 1 of 1 1 PLEA51: PAY Al LEAST THIS AMOUN1 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $10,148.22 0.06342% D 23.15% $199.52 Cash $0.00 0.06342% 0 23.15% $0.00 ANNUAL PERCENTAGE RATE applied this period: 23.15% At Your Service • Go to www.coob ne.com to manage your account, or Cat 1-800.903-3837 to report a lost a sbkn cad or grads to Customer RekBons AOO& Pay Online at www.coortebnecom a mail your payment to: Capital one Bank (USA), N.A. • P.O. Boot 71083 - Charlotte, NC 28272-1083 A Send Inquiries to: Capital Ona• P.O. Box 30285 • Sat Lake City, UT 84130-0285 ® Manage your Rewards online by visiting a Cat 1804228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.capitakine.oom/dlsoutes Due Date Mar. 14, 2009 You're behind by one payment. Remember that paying the minimum payment by the due date keeps your account current So make sure you send in the minimum payment to keep your account current Rewards Summa Previous available balance: 27,828 Earned this period: 1,138 (rarkcls transactions posted during this billing cycle) Forfeited this period: 1,138- Available Balance: 27,828 Pay ments Credits 3 Adiustments Transactions 1 22 JAN TOTAL PERMITS 8 SERVIC COMMACK NY $13534 2 24 JAN VZWRLSS-IVR VE FOLSOM CA $615.00 3 25 JAN SAVINGSMART.C063516701 600-316-8774 CT $1.00 4 27 JAN VZWRLSS-IVR VE FOLSOM CA $38656 5 11 FEB PAST DUE FEE $39.00 6 17 FEB OVERLIMIT FEE FEB 17, 2009 $39.00 Under terms previously disclosed to you, some or all of your Annual Percentage Rates (APRs) have been increased since your account was past due twice in the past 12 billing cycles. If your rates have already increased, subsequent delinquencies extended the duration of the increased rates. Remember: If we receive your minimum monthly payment on time for 12 consecutive billing cycles, this account will be reviewed for a possible return to your Non-Inlroductory APR. Your account has gone over its credit limit. To avoid additional overkmil fees, you should pay more than the Minimum Payment. Please pay enough to bring your account balance below your credit limit immediately, and make sure your account balance remains below your credit limil. Please be sure the amount you pay accounts for any future purchases, fees, and finance charges You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONUNE. 1 5291152021039546 17 0000000279000624000 Account Number: 5291-1520-2103-9546 Due Date New Balance Minimum Payment Amount Enclosed Mar. 14, 2009 $10,571.61 $624.00 PLEASE PAY AT LEAST THIS AMOUNT 1!9004954053298480# ASHRAF A MUSLEH 3502 BEECH RUN LN MECHANICSBURG, PA 17050-2206 II'I'Il llllll'Il l,l„11111"II'I I IIII,11,1,IIIIIIIIII,I,IIIIIIIII Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. 10 Pay online anytime-no more checks, stamps or clutter. © Moving? Change your address online or on the back. ® Help save the planet--Go paperless. ® Sign up at www.capitalone.com. SIT A ` j Capital One Bank (USA), N.A. P.O. Box 73083 Charlotte, NC 28272-1063 III I I I I r 11111 1111111111111111111111111111 11111 1111111111111111111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. !n your wallet? 5WO15 MAKE A PAYMENT. AND TAKE CONTROL OF YOUR CREDIT WITH CAPITAL ONE! Your account is temporarily unusable. The good news is, by paying the amount due on your statement, you can still bring your account into good standing. Let's work together to bring your account back to good standing. You can make a payment with our f= check by phone service or speak to an associate by calling 1.800.955.6600. O 2008 Capital One Services, Inc. Capital One is a federally registered service mark. AU rights reserved FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Date $10,571.61 - $0.00 J + $189.44 + $78.00 = $10,839.05 $964.00 Apr. 11, 2009 Feb. 18, 2009 - Mar. 17, 2009 Page 1 of 1 MasterCard Platinum Account 5291-1520.2103.954 Your Account Information TOTAL CREDIT LINE TOTAL AVAILABLE CREDIT CREDIT LINE FOR CASH AVAILABLE CREDIT FOR CASH C?NoHassie REWARDS $10,149.00 $0.00 $10,149.00 $0.00 PLEAS! PAY AT LEAST THIS .AMOUNT You're behind by two payments. Let's talk. If you're having financial difficulties and can't make your minimum payment - we want to help. Let's work together to find a solution. Rewards Summary Previous available balance: Earned this period: (reflects transactions posted during this hibV cycle) Available Balance: 27,828 0 27,828 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $1Q668.21 0.06342% D 2315% $189.44 Cash 50.00 0.06342% D 23.15% $0.00 ANNUAL PERCENTAGE RATE applied this perlod: 23.15% J! ME At Your Service - Go to wwrr.ceoRebnamom to manage your account, or Cat 1.800.903-3637 to report a fret at stein cad or speak to Customer Relations 0 Pay Online at wwwcocidelarre.oom mail your payment to: Capital One Bank (USA), N.A. • P.O. Box 71083 - Charlotte, NC 28272-1083 Send Inquiries to: Capital One• P.O. Box 30285 • Set Lake City, UT 84130-0285 ® Manage your Rewards online by visiting or Cat 1A00.228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.caoitalone.com7dismtes Payments Credits & Adiustments Transactions 1 14 MAR PAST DUE FEE $39.00 2 17 MAR OVERLIMIT FEE MAR 17, 2009 $39,00 Under terms previously disclosed to you, some or all of your Annual Percentage Rates (APRs) have been increased since your account was past due twice in the past 12 billing cycles. If your rates have steady increased, subsequent delinquencies extended the duration of the increased rates. Remember. If we receive your minimum monthly payment on time for 12 consecutive billing cycles, this account will be reviewed for a possible return to your Non-Introductory APR. Your account has gone over its credit limit. To avoid additional ovetimit fees, you should pay more than the Minimum Payment. Please pay enough to bring your account balance below your credit limit immediately, and make sure your account balance remains below your credit limit. Please be sure the amount you pay accounts for any future purchases, fees, and finance charges. You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in The future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. PLEASE RETURN PORTION BELOW WRH PAYMENT OR LOG ONTO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 0000000279000964008 CAW Account Number- 5291-1520-2103-9546 Due Date New Balance Minimum Payment Amount Enclosed Apr. 11, 2009 $10,839.05 $964.00 PLEASE PAY AT LEAST J THIS AMOUNT #9007754053298481# ASHRAF A RUSLEH 3502 BEECH RUN LN MECHANICS8URG, PA 17050-2206 1111111'I'I""1'1'11"I'III'Illlrlllllllllll'III"IIIII'I'Il'Ill Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. 19 Pay online anytime-no more checks, stamps or clutter. © Moving? Change your address online or on the back. ® Help save the planet-Go paperless. ® Sign up at www.capitalone.com. E1]3'MITTT A Capital One Bank (USA), N.A. P.O. Box 73063 Charlotte, INC 28272-1063 Illllllrlllrnlllllrllrlllllllrrllllllrrllrlrlllrllrrllllllllrllll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. ASHRAF A MUSLEH C what's In your wallet? MAKE A PAYMENT. AND TAKE CONTROL 500010 OF YOUR CREDIT WITH CAPITAL ONE? Your account is temporarily unusable. The good news is, by paying the amount due on your statement, you can still bring your account into good standing. Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. © 2009 Capital One. Capital One it a federally registered service mark. Ad rights reserved. FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Date 9 (~= $11,132.36 C $1,332.00 ) LMay.12,2009 $10,839.05 -( $0.00 1+L $215.31 + $78.00 Mar. 18, 2009 - Apr. 17, 2009 Page 1 of 1 MasterCard Platinum Account 5291.1520.2103.9519 Your Account Information WARDS' TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $0.00 Finance Charges (Please see reverse for inportant information) Balance rate Periodic Co responding FINANCE applied to rate APR CHARGE Purchases $10,951.63 0.06342% D 23.15% $215.31 Cash $0.00 0.06342% D 2315% $000 ANNUAL PERCENTAGE RATE applied this period: 23.15% At Your service • Coto wwo caoitebne cointo manage your account, or Cat 1-800.903.3637 to report a bst a sblen card or speak to Customer Relations 0 Pay Online at www.capitebm.com or met your payment to: Capital One Bank (USA), N.A. • P.O. Box 71093 - Charlotte, NC 28272-1083 A Send Inquiries to: Capital One- P.O. Box 30285 • Sell Lake City, UT 84130-0285 AM& Manage your Rewards online by visiting a Cat.1A00-228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.caoitalone.com'disputes PLEASE PAY AI LEAST I HIS AMOUNI You're behind by three payments. But you can bring your account current by paying the minimum payment amount on your statement If you're having financial difficulties and you're feeling overwhelmed - we want to help- Give one of our associates a call at 1800 955 6600 You'd be surprised what we can do together In work this out. Rewards Summary Previous available balance: 27,628 Earned this period: 0 (reflects transactions posted during this hiing cycle) Available Balance 27,826 Pgments Credits & Adjustments 11 APR PAST DUE FEE 17 APR OVERLIMIT FEE APR 17, 2009 $3900 $39.00 Under terms previously disclosed to you, some or all of your Annual Percentage Rates (APRs) have been increased since your account was past due twice in the past 12 billing cycles If your rates have already increased, subsequent delinquencies extended the duration of the increased rates. Remember. If we receive your minimum monthly payment on time for 12 consecutive billing cycles this account will be reviewed for a possible return to your Non-Introductory APR Your account has gone over its credit limit. To avoid additional overlimit fees, you should pay more than the Minimum Payment. Please pay enough to bring your account balance below your credit limit mmediately, and make sure your account balance remains below your credit limit. Please be sure the amount you pay accounts for any future purchases, fees, and finance charges You were assessed a past due fee because your minimum payment was not received by the due date To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO WWW.CAPITAI.ONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 0000000279001332001 W Accoun t Number: 5291-1520-2103-9546 Lend a hand. Save the land. Due Date New Balance Minimum Payment Amount Enclosed Manage your account online today- ( May. 12, 2009) U $11,132.36 $1,332.00 it's fast' easy and secure. .......-_...?__.__...__ _-.__.- is Pay online anytime-no more checks, stamps or clutter. PLEASE PAYA1 LEAST THIS AMOUNT T ® Moving? Change your address online or on the back. ® Help save the planet-Go paperless. #9010854053298484# 0 Sign up at www.capitalone.com. ?1rlClid7?1 A ASHRAF A MUSLEH 3502 BEECH RUN LN Capital One Bank (USA), N.A. MECHANS CS BURG, PA 37050-2206 I.I"11'lllrrrrlllll'Illlllrllrlll,llllr?llrlllll'I III 1 1 111 11 Il ll P.O. Box 73083 Charlotte, NC 28272-3083 1111111rIllrrl1111'11'IIIIIIIrr111111"1lrlrlllrllrr11111111'1111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. ASHRAF A MUSLEH .h.t's !n your wellet7 TAKE CONTROL OF YOUR CAPITAL ONEO ACCOUNT AND KEEP IT FROM BEING PERMANENTLY UNUSABLE. We're here to help. You can regain your charging privileges and bring your account back into good standing by paying the amount due on your statement. Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. ® 2009 Capital One. Capital One is a federally registered service mark. All rights reserved. MasterCard Platinum Account 5291.1520.2103.9548 HRok /J p Your Account Information R EWARD ' TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $0.00 FINANCE Previous Balance Payments & Credits _ CHARGE_ Transactions New Balance Minimum Payment .36J $0.00 l + $221.13 + $39.00 = $11,392.49 $1,709.00 l $11,132 C ??- ------ - .._._...---. J----- `--- ----?---- Apr. 18, 2009 - May. 18, 2009 Page 1 of 1 --? PLFRSc PAY Al LEAST THIS AMOUNT Finance raes (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $11,247.74 006342%D 2315% $221.13 Cash $0.00 OA6342% D 23.15% $0.00 ANNUAL PERCENTAGE RATE applied this period: 23.15% 0 At Your Service - Go to www.cepitabgg.oom to manage your sarount, a Cat, 1.800-903-3637 to report a lost a stolen cad or speak to Customer Relations 0 Pay Online at www.caoitabne.com or mal your payment to. Captal One Bank (USA), N.A. • P.O. Box 71083 • Charlotte, NC 28272-1083 A Send Inqulries to: Capital One• P.0 Box 30285 • Sar Lake qty, UT 84130-0285 ® Manage your Rewards online by visiting wwta-SmifwLr,w mnJn,inlcmwardc or Cat, 1-800.2283001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www capitalone.com/disputes Due Date_ Jun. 12, 2009 You're behind by four payments But you can still bring your accourlt current by paying the minimum payment amount on ycur statement Need help? Give us a call at 1800 955 6600 We'll work together to find a solution Rewards Summafy Previous available balance 27,828 Earned this period 0 (reflects transecams posted during this billing cycL) Available Balance 27,828 Payments, Credits dr Adjustments Transactions 1 12 MAY PAST DUE FEE $3900 Under terms previously disclosed to you, some or all of your Annual Percentage Rates (APRs) have been increased since your account was past due twice in the past 12 billing cycles. If your rates have already increased, subsequent delinquencies extended the duration of the increased rates. Remember If we receive your minimum monthly payment on time for 12 consecutive billing cycles, this account will be reviewed for a possible return to your Non-Introductory APR Your account has gone over its credit limit. To avoid additional ovedimit fees, you should pay more than the Minimum Payment. Please pay enough to bring your account balance below your credit limit mmediately, and make sure your account balance remains below your credit limit. Please be sure the amount you pay accounts for any future purchases, fees, and finance charges. You were assessed a past due fee because your minimum payment was not received by the due dale. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW,CAPITAI.ONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 0000000279001709006 Account Number. 5291-1520-2103-9546 Due Date New Balance Minimum Payment Amount Enclosed Jun. 12, 2009 $11,392.49 $1,709.00 PLEASE PAY AT LEAST THIS AMOUNT #9013954053298489# ASHRAF A MUSLEH 3502 BEECH RUN LN MECHANICS 8URG, PA 17050-2206 rI-itII1.11111111-191111^II I.IIIit rIIIr,11,It I 111 -1111.1„r Lend a hand. Save the land. Manage your account online today- it's fast, easy and secure. 0 Pay online anytime-no more checks, stamps or clutter. © Moving? Change your address online or on the back. ® Help save the planet--Go paperless. ® sign up at www.capitaione.com. E IT A Capital One Bank (USA), N-A- P.O. Box 71083 Charlotte, NC 26272-1083 IIIIIIIrIIIrrIII11.11.1111111'.111111.. 11.1.111.11.,11111111r1III Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. ASHRAF A MUSLEH `opma' lnyourwa/let? IT'S STILL NOT TOO LATE. Saootz what's Your account is unusable. Please pay the amount due on your statement by the due date. Remember we're here to help! Let's work together to find a solution that's right for you. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. ® 2009 Capital One. Capital One is a federaLly registered service mark. All rights reserved. MasterCard Platinum Account 5281.1520.2103.9546 Your Account Information REWARDS' TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $0.00 FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment .73 $11,392.49 $0 , $0.00 l + $278.73+r $78.00 =C-- $11,749.22 C $2,147.00 C------ - - J ?- \- ---- May. 19, 2009 - Jun. 17, 2009 Page 1 of 1 -- ---- PLE45E RV AT LEAST THIS 4MOUNI Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $11,534.38 006055%D 29.40% $278.73 Cash $0.00 0 08055% D 2940% $0.00 ANNUAL PERCENTAGE RATE applied this period: 28.40% Alh At Your Service - Go to www.cedtabne.com to manage your account, a Cal 1.800-903-3837 to report a I a stopn card or speak to Customer Relations 0 Pay Online at www.capitabne.com or mail your payment to Capital One Bank (USA), N.A. • P.O. Box 71083 - Charlotte, NC 28272-1083 A Send Inquiries to: Capital One- P.O. Box 30285 - Sal Lake City, UT 84130.0285 ® Manage your Rewards online by visiting or Cal 1-800-228-3001 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www caoitalone comfdisoutes Due Date Jul. 13, 2009 You're behind by five payments. If you continue to miss paymerds your account is at risk of being charged off Please don't let this happen If you're feeling overwhelmed, call us at 1.800.955 5600 We'll work with you to resolve this matter Rewards Summary Previous available balance 27,828 Earned this period: 0 (reflects transactions posted during this piing cycla) Available Balance 27,828 Payments, Credits & Adiustm nits Transactions 1 2 JUN PAST DUE FEE $39 00 2 17 JUN OVERLIMIT FEE JUN 17 2009 $39.00 Under terms previously disclosed to you, some or all of your Annual Percentage Rates (APRs) have been increased since your account was past due twice in the past 12 billing cycles. If your rates have already increased, subsequent delinquencies extended the duration of the increased rates. Remember If we receive your minimum monthly payment on time for 12 consecutive billing cycles, this account will be reviewed for a possible return to your Non-Introductory APR. Your account has gone over its credit limit, To avoid additional overlimil fees, you should pay more than the Minimum Payment. Please pay enough to bring your account balance below your credit limit immediately, and make sure your account balance remains below your credit limit. Please be sure the amount you pay accounts for any future purchases, fees, and finance charges. You were assessed a past due fee because your minimum payment was not received by the due date To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 0000000279002147004 Account Number: 5291-1520-2103-9546 Due Date New Balance Minimum Payment Amount Enclosed Jul. 13, 2009 \ $11,749.22 $2,147.00 J? L PLEASE PAY AT LEAST THIS AMOUNT #9016954053298486# ASHRAF A MUSLEH 3502 BEECH RUN LN MECHANICSBURG, PA 17050-2206 l..ulIf +111111" 11111"III'IIIII-I rI I LI, I... ll„r. 1111111 Ill. Lend a hand. Save the land. Manage your account online today- iVs fast, easy and secure. a Pay online anytime-no more checks, stamps or clutter. ® Moving? Change your address online or on the back. ® Help save the planet-Go paperless. ?-1 ® sign up at www.capitalone.com. EyMff A Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 28272-1063 IIIIIIIrIII--III11.11.1111111..111111..11.1,111,11'.11111111.1111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. ASHRAF A M U S L E H cap?i;w?*- in your wallet? 500013 IT'S TIME TO TAKE CONTROL OF YOUR DEBT. WE'RE HERE TO HELP. Even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? Please contact us to find a solution that's right for you. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due on your statement by the due date to eliminate the risk of being charged off. ® 2009 Capital One. Capital One is a feeds registered seruire mark. All rights reserved MasterCard Platinum Account 5291.1520.2103.0548 /J p Your Account Information REWARDS' TOTAL CREDIT LINE $10,149.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $10,149.00 AVAILABLE CREDIT FOR CASH $0.00 FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment $11,749.22 - $0.00 + $287.42 * $78 00= $12,114.64 ( $2,597.00 Jun. 18, 2009 -Jul, 17, 2009 Page 1 of 1 r--- PLEASE PAY AT LEAST THIS AMOUNT Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $11,894.00 008055%D 29.40% $28742 Cash $0.00 0 08055% D 29.40% $0.00 ANNUAL PERCENTAGE RATE applied this period: 29.40% Due Date AugEll, 2009 You're behind by six payments. If we charge off your account due to late of missed payments. finance charges will continue to accrue. Act now to prevent this from happening please pay the minimum payment amount on your statement or give us a call at 1 800 955 6500 We're here to help Take control of your credit with Capital One. "Important Notice" Under the terms we previously disclosed to you, your account is now eligible for an increase in Annual Percentage Rates (APRs) effective immediately. However, Capital One has elected not to raise your APRs at this time Please be advised that if you fail to keep your account in good standing, Capital One reserves the right to raise your APRs in the future. Rewards Summarv Previous available balance' 27,828 Earned this period 0 (reflects transactions posted dudng this riling cycle) Available Balance 27,828 Payments, Credits & Adjustments 0 At Your Service - Go to wwwosoitebnevom to manage your account, ------------- 1 13 JUL PAST DUE FEE $39.00 or Cat 1-800-903-3837 to report a lost or stplen card or speak to Customer 2 17 JUL OVERLIMIT FEE JUL 17 2009 $3900 Relations , 0 Pay Online at www.cwitabne com or Mal your payment to: Capital One Bank (USA), N.A. • P.O. Box 71003 • Charlotte, NC 28272-1083 A Send Inquiries to: Capital One, P.O. Box 30285 • Salt Lake City UT 8, 41 00285 Your account has gone over its credit limit. To avoid additional overlimit fees, you should pay more than the Minimum Payment. Please pay enough to bring your account balance below your credit limit immediately, and make sure your account balance remains below your credit limit. Please be sure the ® Manage your Rewards online by visiling amount you pay accounts for any future purchases, fees, and finance charges. or 1A00 Cale 228J001 You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum ® Have a question about a charge on your statement? payment to reach Capital One. Please refer to the Billing Rights Summary on the back of your statement or visit www.caoitalone.eom/disputes PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WVWV.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291152021039546 17 0000000279002597009 CRW V_ Account Number: 5291-1520-2103-9546 Lend a hand. Save the land. Due Date New Balance Minimum Payment Amount Enclosed Manage your account online today- /Aug. _11,200-9-' 1, 2009 $12,114.64 C ) $2,597.00 ----- --- -- -- - ---- - ---- it's fast, easy and secure. a Pay online anytime-no more checks, stamps or clutter. PL"ASE PAY AT LEAST THIS AMOUNT ?]'?D ® Moving] Change your address online or on the back. EXHIBIT A ® Help save the planet-Go paperless. #9019954053298483# ® Sign up at www.capitalone.com. ASHRAF A RUSLEH 3502 BEECH RUN LN Capital One Bank (USA), N.A. RECHANICSBURG, PA 37050-2206 P.O. Box 71083 Charlotte, NC 26272-3063 IIIr11rII1rr11rll'IIIIIIrrrlrlllllllilrlll11111rrIr111111'1111111 1111111.111iII111i11'11111Hill 1111Jill l'I'111'Ili. 1111111Jill II Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. ASHRAFAMUSLEH CAPITAL ONE BANK (USA), N.A., Plaintiff, V. ASHRAF A MUSLEH Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Dated: ?? o ? I J l J. 0- r?? ??C'-' Wandi Chamberlain A088 HAYT, HAYT & LANDAU