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HomeMy WebLinkAbout03-12-10 (2)J DECEDENT'S WILL WAS PROBATED IN ORDER TO ALLOW ENTRY INTO A NEW YORK SAFE DEPOSIT BOX. THERE ARE NO ESTATE ASSETS TO REPORT. 1. qfl q~,f141.1, SA REV-1500 EX (06-05) PA Department of Revenue Bureau of Individual Taxes PO BOX 280601 Harrisburg, PA 1 7 1 28-0601 OFFICIAL USE ONLY County Code Year File Number INHERITANCE TAX RETURN 21 10 0061 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 11,9-16-5275 09152009 1225],922 Decedent's Last Name Suffix Decedent's First Name LUCKMAN STANLEY (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name LUCKMAN ROSALYN Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE - - REGISTER OF WILLS FILL IN APPROPRIATE BOXES BELOW 1. Original Retum ^ 4. Limited Estate 6. Decedent Died Testate (Attach Copy of Will) ^ 9. Litigation Proceeds Received ^ 2. Supplemental Return ^ 4a. Future Interest Compromise (date of ^ 7. death after 12-12-82) Decedent Maintained a Living Trust ^ 10. (Attach Copy of Trust) Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) MI MI ^ 3. Remainder Retum (date of death prior to 12-13-82) ^ 5. Federal Estate Tax Return Required ]~ 8. Total Number of Safe Deposit Boxes (out of State safe deposit box) ^ 11. Election to tax under Sec. 9113(A) (Attach Sch. O) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number c~ ~ t.:. STANLEY A• SMITH, ESQUIRE 717-233-5, Firm Name (If Applicable) ~ "'~ ~i1Y ' ' REGISTER SE O LY RHOADS 8 SINON LLP `~~``~~''~' `-" `-'~~ `~--.' ..A,: ~ /f''~ .~ ,a First line of address ~ f7 ~ .,O - ONE S • MARKET SQUARE, PO BOX 1,146 ~~ ~ ~ ' Second line of address~~. ---1 ~. ~ ; ~,.. City or Post Office State ZIP Code ~ DATE FILED HARRISBURG PA 17108-1146 Correspondent's a-mail address: S S M I T H a'li R H O A D S- S I N O N• C O M Under penalties of perjury, I declare that 1 have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETURN DATE ADDRESS C/ORHOA S NON LLP, PO BOX 1146 HARRISBURG, PA 17108-1146 SIGNATUR REP R ER TH ~~EPRESENTATIVE DATE PLEASE USE ORIGINAL FORM ONLY 15056041158 Side 1 6M4647 3.000 15056041158 ~° J 15056042159 REV-1500 EX Decedent's Social Security Number 11,9-16-5275 Decedent's Name:L U C K M A N C T A N I F Y RECAPITULATION 1. Real estate (Schedule A) 1. O • O O 2. Stocks and Bonds (Schedule B) . 2. O • O O 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) . 3. O . O O 4. Mortgages & Notes Receivable (Schedule D). 4. O • O O 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) . 5. O • O O 6. 7. Jointly Owned Property (Schedule F) ~ Separate Billing Requested Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) ~ Separate Billing Requested 6. 7. O • O O O • O O 8. Total Gross Assets (total Lines 1-7). 8. O • O O 9. Funeral Expenses & Administrative Costs (Schedule H) . 9. O . O O 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I). 10. O • OO 11. Total Deductions (total Lines 9 & 10) . 11. O • O O 12. Net Value of Estate (Line 8 minus Line 11) 12. O • O O 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) . 13. O • O O 14. Net Value Subject to Tax (Line 12 minus Line 13) 14. O • O ^ TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) x .off 0.0 0 15. 0.0 ^ 16. Amount of Line 14 taxable at lineal rate X .015 0.0 0 16• 0.O O 17. Amount of Line 14 taxable at sibling rate X .12 ^ • O O 17• O.O O 18. Amount of Line 14 taxable at collateral rate X .15 O • ^ O 18• O.O O 19. TAX DUE 19. 20. FILL IN THE BOX IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 15056042159 6M46482.000 15056042159 0.00 J RED[-1500 EX Page 3 Decedent's Complete Arllrirpcc• File Number ~ n nnr ~ u u u .a~ DECEDENTS NAME LUCKMAN STANL Y STREET ADDRESS CUMB RLAND CITY STATE ZIP CAMP HILL Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 0 . 0 0 B. Prior Payments 0 . 0 0 C. Discount 0 . 0 0 3. Interest/Penalty if applicable D. Interest 0 • 0 0 E. Penalty 0 . 0 0 (1) 0.00 Total Credits (A + B + C) (2) D . D 0 Total Interest/Penafty (D + E) (3) ^ • D D 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in box on Page 2, Line 20 to request a refund. (4) ^ • D D 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 0 • 0 0 A. Enter the interest on the tax due. (5A) 0 • 0 D B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (56) 0 • 0 0 Make Check Payable to: REGISTER OFWILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ^ 0 _ b. retain the right to designate who shall use the property transferred or its income; ^ 0 c. retain a reversionary interest; or . d ^ 0 . receive the promise for life of either payments, benefits or care? ^ Q 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? . 3 Did d d " " ^ . ece ent own an in trust for or payable upon death bank account or security at his or her death? . ^ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)). For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)). The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)j. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. fiM4671 1.000 A1"POF2NE~YS *AT LAW ~~, t i LAST WILL AND TESTAMENT ~o~ ' S~',AT~LEY LCJCKMAN T, STANLEY LUCKMAN, of the Borough of Camp Hill., Cumber~.and County, Pennsylvania, being of sound and disposing mind and memory, do make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and Codicils by me at any time previously made. 1 . TANGZBx..~E PERSON'ALTX . I give and bequeath al l of my household furniture and furnishings, automobiles, other motor vehicles, books, pictures, jewelry, china, crystal, appliances, , t silverware, wearing apparel, articles of household or personal use or adornment, collections and artworks, together with all policies of insurance thereon, to my wa.f e, RO~SALYN LUCKMAN t "My Spouse") , if My Spouse survives rne. Tf My Spouse does not survive me, T give such articles to my daughter, ELIZABETH HILLER, if she survives me. 2. UNIFIED CREDIT TRUST. I give., devise and bequeath to my Trustee hereinafter named, IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with this ITEM for the benefit of My Spouse and my issue (herein referred to as the•"Unified Credit Trust") an amount equal to the sum of (i) the balance of •the dollar amount not taxed in my estate due to the application to my estate of the unified credit against federal 1 estate tax (the "LTni f ied Credit ") , after deducting therefrom the Page 1 of 14 pages ~. i r ur value, for federal estate tax purposes, of (a) assets included in my federal gross e-state which pass or have passed other than under the terms of this Will and which will utilize a portion of the Unified Credit, (b) any bequests under the preceding ITEMS of this Wi11 which will utilize a portion of the Unified Creda.t and (c) adjusted taxable gifts not included in my federal .gross estate but included in the computation of the tentative federal estate tax in my estate; and (ii} the state death tax credit allowed for federal estate tax purposes (but only to the extent its use will not increase any Death Taxes owing by my estate). My Trustee shall have, hold, manage, invest and reinvest the assets of the Unified Credit Trust., collect the income and {a) If My Spouse survives me, beginning at my ~cleath, my Trustee shall pay over the .net income of the Unified Credit Trust to My Spouse during My Spouse's lifetime, in installments not less frequently than quarterly. Tn addition, my Trustee shall pay to My Spouse such amounts of the principal of such trust a~s, in the sole discretion of my Trustee, shall be necessary for the maintenance, support and medical and nursing care of My Spouse, taking into consideration any -other means readily available for such purposes. (b) During the life of My Spouse, My Spouse shall hatre the right in each calendar year t-o witl~xdraw from trust principal for any purpose and from time to .time (i)- the aggregate sum of X5,000 and, in addition thereto, (ii) at any time after December 1 and prior to the expiration of the calendar year, an amount equal to five percent of the value of the trust principal as of December 1, less the aggregate amount of all prior withdrawals made by My Spouse during said calendar year. Any withdrawal rights not exercised by My Spouse in any calendar year shall lapse. Page 2 of 14 pages i i i i . `~~ :~~.. .. ~~~ ..~_ k (c) Upon the death of the survivor of My Spouse and me, my Trustee shall divide .the principal and any undistributed income of the Unified Credit Trust as f ollowa ; (i J FI FTX PERCENT ( S 0 %~ of such remaining assets in the Unified Credit Trust to my daughter, ELIZABETH HILLER, if she is living at the death of the survivor of My Spouse and me; provided, however, that if Elizabeth has not then attained the age of .fifty years, her share shall be retained by my Trustee, IN TRUST NEVERTHELESS, to be held, administered and disposed of as a separate trust estate in accordance with ITEM 4 for the benefit of my daughter, ELIZABETH HILLER (the "Child' s Trust') . If my daughter, Elizabeth Hiller, predeceases the survivor of My Spouse and me, her share .shall be distributed in accordance with ITEM 2 (C} {ii) of this Will. (ii} My Trustee shall distribute the balance of such remaining Trust assets to the then living issue .of my daughter, Elizabeth Hiller, per stirpes; provided, however, if any such beneficiary shall not then have attained the age of thirty-five years, each such beneficiary's share shall be retained by my Trustee, IN TRUST NEVERTHELESS, each to be held, administered and disposed of as a separate trust estate in accordance with ITEM 5 for the benefit of each such beneficiary (the "grandchild's Trust"). (d) If, upon the death of the survivor of My Spouse and me, I have no issue then living, my Trustee shall distribute the principal and any accumulated income of the Unified Credit Trust in accordance with the provisions of. ITEM 6 of this Will. 3. RESIDUE, I give, devise and bequeath all of the rest, residue and remainder of my property, real, personal and mixed, not disposed of in the preceding portions of this Will, including all property over which I hold a power of appointment {which powers of appointment I hereby exercise in favor of my Page 3 of 14 pages .. x .r I '. f . ~± ;~ :~.- _J,;., estate), to My Spouse, if My Spouse survives me. ~f My Spouse does not survive me, Y give and bequeath said residue to my issue living at my death, per stirpes; provided, however, that (i) if my daughter, Elizabeth Hiller, survives me and has not then attained the age of fifty years, my said .residuary estate shall be retained by my Trustee, TN TRUST NEVERTHELESS, to be held., administered and disposed of as a separate trust estate in accordance with ITEM 4 for the benefit of Elizabeth (the "Child's Trust") ; or (ii} if Elizabeth Hiller does not surva.ve me, and should any of her issue not then have attained the age of thirty-five years, each such issue's share shall be retained by my Trustee, IN TRUST NEVERTHELESS, each to be held, administered and disposed of as a separate trust estate in accordance with zTEM 5 for the benefit of each such issue {the "Grandchild's Trust"). Tf My Spouse and all of my issue predecease me, my said residuary estate .shall be distributed in accordance with ITEM 6 of this 'Will. 9. CHILD'S TRUST. My Tx'ustee shall have, hold, manage, invest and reinvest the assets of each Child's Trust, collect the income and (a) My Trustee shall pay to my daughter, ELIZABETH HILLER, the net income derived from the Child's Trust in installments not less frequently than quarterly and such amounts of the principal as, in the sole discretion of my Trustee, shall be necessary for Elizabeth Hitler's maintenance, support and medical and nursing care, taking into consideration any other means readily available for such purposes. {b) rf at the time of the creation of the Child' e Trust, Elizabeth Hiller shall have then attained the age Page 4 of 14 pages set forth below or if she shall thereafter attain that age, my Trustee shall distribute out right to .Elizabeth Hiller the fractional portion of the then remaining principal of the Child's Trust set forth below: Aqe Fractional Share Forty-five years One-half Fifty years Balance then remaining (c) If Elizabeth Hiller shall die before final distribution of the assets of the Trust ie made, the then remaining principal and :any undistributed income of the Child's Trust shall be distributed to Elizabeth Hiller's issue then laving, per stirpes; provided, however, that if any such issue shall not then have attained the age of thirty-five years, each .such issue's share shall be retained by my Trustee as a separate trust estate, IN 'TRUST NEVERTHELESS, each to be held, a~drninistered and disposed of in accordance with the provisions of ITEM 5 for the benefit of each such issue (the "Grandchild' a Trust") . If T have no ~.ssue living at the termination of the Child's Trust, all such assets shall be distributed in accordance with ITEM 6 of this Will. 5 . GRAI~TDCkTXLD' S TRUST . My Trustee shall have, hold, manage, invest and reinvest the assets of each Grandchild's Trust, collect the income and (a) Until the beneficiary of the Grandchild's Trust (the "Grandchild") shall have attained the age of twenty-one years, my Trustee shall from time to time pay to or for the benefit of the Grandchild such amounts of the net income and principal of the Grandchi~.d's Trust as, in the sole discretion of my Trustee, may be necessary for the Grandchild's maintenance, support, medical and nursing-care and education, including college and graduate education, talcing into consideration any other means readily available for such purposes. At the end of each year any unexpended income shall be .added to the principal of the Grandchild's trust. (b) After the Grandchild shall have attained the age of twenty-one years, my Trustee shall thereafter pay to the Grandchild the net income derived from the I~ ~'~ ~ •~ ::~• ;:. .,~ :~ i ! ~Z I ~~~ .~ .~ ,. ' k: ._~ Page 5 of 14 pages Grandchild's Txuat in installments not less frequently than quarterly and such amounts of the principal, as in the -sole discretion of my trustee, may be necessary for the Grand•child's maintenance, support, medical .and nursing care and education, including college and graduate education, taking -into consideration any other means readily available for such purposes. (c) If at the tame of the creation of the Grandchild's Trust, the Grandchild shall have attained the age set forth below or if the Grandchild shall thereafter attain that age, my Trustee shall distribute outright to the Grandchild the fractional portion of the t2~en remaining principal of the Grandchild's Trust as se.t forth below: Age Fract iona~.__ Share Twenty--five years One-third Thirty years One-half Thirty-five years Balance then remaining td) If a Grandchild shall die before a final daatribut ion of the assets of the Grandchild's trust is made, the then remaining principal and anyundistributed income of the Grana.child's Trust shall be distributed to the Grandchild's is-sue then living, per stirpea; or if a Grandchild shall have no issue then living, said principal and undistributed income shall be distributed to my then living issue, per stirpea; provided, however, that if .any .such beneficiary is then ~a benef i.ciary of a Child's Trust or a Grandchild's Trust hereunder, the share of such beneficiary shall be added to the principal of such Child's Trust or Grandchild's Trust as it an integral part thereof, to be held, admin~.st~ered and disposed of in accordance with the terms thereof. Should T have no issue living at the termination of the Grandchild's Trust, said principal and undistributed income shall be distributed in accordance with the provisions of ITEM 6 of this Will. 6. CONTINGENT DISTRIBUTION. I give, devise and bequeath any assets to be distributed in accordance with this ITEM as follows: Page 6 of 14 pages xt~I (a) One-third thereof to BIDE-A-WEE HOME ASSOCSATIOrT, 41'0 East 38th Street, New Yor~t, New York 10116. (b) The balance thereof to JEWISH NATIONAL FUND, 42 East 69th Street, New York, New Yor)c 10021. ' 7 . PERPETUITYES PR~OVTSIOI~TS . Nothing herein i9 intended to, nor shall it be construed to, postpone the vesting of any part of the assets of any separate trust estate hereunder for '~ ,~~ more than twenty-one years after the death of the survivor of me, ~ My Spouse and my is9ue living at the time of my death. At the ~ ~~ expiration of such period the assets of all the separate trust estates hereunder shall immediately vest in fee simple absolute in ; and be distributed outright to the person or persons then entitled to receive the income therefrom, whether in my Trustee's discretion or otherwise. 8. SPENDTHRIFT PROVTSTON, No interest in income or principal of my estate or any trust created hereunder shall be subject to attachment, levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy of any beneficiary of my estate or of any trust created hereunder prior to the beneficiary's actual receipt thereof. My Executor or Trustee shall pay over the net income and the principal to the beneficiaries herein designated, as their interests may appear, without regard to any attempted anticipation (except as may be specifically provided herein), pledging or assignment by any beneficiary of my estate or of any trust created hereunder and Page 7 of ~.4 pages without regard to any claim thereto o•r attempted levy, attachment, seizure or other process against said beneficiary. 9. SURVIVAL PRESUMPTIONS. Any person, other than My .Spouse, who steal], have died at the same time as Z or under ,such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased me. If My Spouse and I shall have died at the same time or under such circumstances that it is difficult or impossible to determine who shall ]cave da.ed first, My Spouse shall be deemed to have survived rne. Any person other than me who shall have died at the same time as any then beneficiary of income of my estate or a trust created hereunder or under such circumstances that it is difficult or impossible to determine who shah. have died first, shall be deemed to have predeceased such beneficiary. 10, ~'IDUCIA.Ry POWERS. In the .settlement of my estate and during the continuance of any trust created hereunder, my Executor and my Trustee shall possess, among others, the following powers, exercisable without prior court approval, but in all cases to be exercised for the best interests of the benefica.aries: (a) To retain any investments ~ may have at my death so long as my Executor or Trustee may deem it advisable to my estate or trust so to do. fib) To vary investments, when deemed desirable by my Executor or Trustee, and to invest in such bonds, stocks, notes, real est-ate mortgages or other securities or in such other real. or personal property, as my Executor or Trustee shall deem wise, without being restricted to so called "legal investments", Page 8 of 14 pages (c) Tn order to effect a division of the px-incipal of my estate or trust or for any other purpose, including any final .distribution of my estate or trust, my Executor or Trustee is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind.. If such division or distribution is made in kind, said assets shall be divided or distributed at their respective values on the elate or dates of their division or distribution, In making any division or distribution in kind, my Executor or Trustee ahal]. divide or distaribute said assets in a manner which will fairly allocate any unrealized appreciation among the benef3.ciaries. (~d) To sell either at pubii.c or private sale and upon such terms and conditions as my Executor or Trustee may deem advantageous to my estate or trust, any or all rea]. or personal estate or interest therein owned by my estate or trust severally or in conjunction with other persons or acquired after my death by my Executor or Trustee, and to consummate :said sale or sales by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, free and clear of all trust and without obligation or liability of the purchaser or purchasers to see to the application of the purchase money or to make inquiry into the validity of said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignments, options or other writings which may be necessary or desirable in Carrying out any of the powers conferred upon my Executor or Trustee in this paragraph or elsewhere in this Will. (e) To mortgage, real estate and to malce leases of real estate for any term. (f ) To borrow money from any party, inc].udi.ng my Executor or Trustee, to pay indebtedness of mine or of my estate or trust, erper.ses of admin~.stration, Death Taxes or other taxes. (g) To pay a~.l, cos.ts, expenses, legally en`orceable debts, funeral expenses and charges in connection with the admii~,istration of my estate or trust. (h) To vote any shares of stock which form a paxt of my estate or trust and to otherwise exercise all the powers incident to the ownership of such stoclc and to Page 9 of 14 pages actively manage and operate any incorporated or unincorporated business, including any joint ventures and partnerships, and to incorporate any such unincorporated business, with all the rights and powers of any owner thereof, ' {i) In the discretion of my Executor or Trustee, to unite with other owners of similar property in carrying out any plans for the reorganization of any corporation or company whose securities form a part of my estate or trust. {j) To assign to and hold in my estate or trust an undivided portion of any asset, {k) To hold investments ir. the ~~ame of a nominee . {l) To compromise controversies. {m) To disclaim, in whole or in part, any and all interests in property owned by me at the time of my death, including those passing to me by Wi11, intestacy, contract, joint ownergha.p, operation of law or otherwise. {n) To ernpl.oy and compensate from income or principal, in the discretion of my Executor or Trustee, investment and legal counsel., accountants, brokers and other specialists, and, whenever there shall be no corporate Executor or Trustee in office, a corporate Custodian, and to delegate to investment counsel discretion with respent to the investment and reinvestment of any or all of the assets held hereunder. 11, EXCL7LPATORY CLAUSES. In the settlement of my estate: (a) My Executor shall not be personally liable For any loss to my estate or to any beneficiary of my estate res~al~ing from an eiectic:: -made in gt~od faith tc -•~a,.r.; a deduction as an income tax deduction or as an, estate to}; deduction. (b) zn valuing property in my gross estate for the purposes of any Death Tax, my Executor shall not be personally liable for any loss to my estate or to any beneficiary of my estate resulting from my Executor's decision made in good faith to use a particular valua- tion date. .Page 10 of 14 pages 12. TAX CL,7~USE. ,A11 inheritance, estate and similar taxes becoming due by reason of my death, except any taxes relating to generation ,skipping transfers imposed under Chapter 13 of Subtitle B of the Internal Revenue Code, as amended ~"Death Taxes"}, whether such Death Taxes shall be payable by my estate or by any recipient of any property, shall be paid by my Executor out of the property passing under ITEM 2 of this W~.11 as an expense and cost of administration of my estate; provided, however, that if any property held in any testamentary or inter vi.vos trust created by My Spouse is includable in my estate for purposes of any .Death Tax, then any Death Tax attributable to the inclusion of any such property a.n my estate for the purposes of that Death Tax shall be paid out of such property or by the recipients of such property; and, if such Death Taxes are nevertheless paid by my Executor, I direct my Executor to obtain reimbursement or contribution for any such taxes paid by my Executor. Except to the extent above provided, my Executor shall have no duty or obligation to obtain reimbursement for any Death Taxes paid by my Executor, even though paid with respect to proceeds of insurance or othex' praper'ty not passing under phis wall. 13 . CliSTODI~IN OF F:.STI~TES . Z £ at any t ime any inci~.vidual under the age of twenty-one shall be entitled to receive any assets free of trust by reason of my death, whether payable hereunder, by operation of law, contract or otherwise, I appoint my Executor as Custodian for such .individual under the Page 1l of 14 pages Penz~sylvania C7niform Transfers to Minors Act . 14. TRUST MERGERS AND TERN,~INATIONS. (a) If there should be established by My Spouse, either by Last Wi11 and Testament or by inter vivos Deed or Agreement, trusts similar to the trusts herein established for the benefit of my issue, my Trustee herein shall have the right and power to merge trusts herein established with similar trusts for the same beneficiaries estab~.ished by My Spouse and to operate •each of the merged trusts as a single trust. (b) If , in the opinion of my Trustee, at any time any trust hereunder is or becomes too small to just~,fy its maintenance as a separate trust, my Trustee, in my Trustee's sole discretion and without the necessity of court appx-oval, shall terminate such trust by diatributing•ali the income and principal of the trust to the then income beneficiary of said trust . If any additions to any such trust are received after its termination under this ITEM, such trust shall be revived and this provision shall continue to apply to it. 75. EXECUTOR APPOINTMENT. I hereby appoint My .Spouse, ROS,ALYN LUCKMAN, as Executrix oaE this Will. Tf for any reason My Spouse should fail or cease to act, I appoint my daughter, ELTZ,~BETH HILLER, as Executrix. Tf for any reason My Spouse and my daughter should fail. or cease to act, z appoint my sister, , LOUZSE LEVTNE, now of Merrick, I~7ew York and my granddaughter, NATASHA L. I-iOiJDE, as Co-Executors . Ali references in this Will to my "Executor." shall refer to my oragin.ally named Execu~.or or to my successor Executor or Co-Executors, as Che case may be. 16 . TRUS`T'EE APPOINTMENT . I hereby appoint Niy Spouse,, ROSALYN LUCKMA_N, and my daughter, ELIZABETH HILLER, as Co--Trustees of any trust created hereunder. If My Spouse or daughter shall for any reason fail or cease to act, My Spouse shall have the Page 12 of 14 pages e ~ ~ j . .~ right to designate in writing the successor 'Trustee to act in her or my daughter's stead. If My Spouse should for any reason fail or cease to act and. My Spouse does not designate a successor, T. appoint my granddaughter,, NATASHA L. HOUDE, as Co-Trustee with my daughter. xf Natasha Houde should ever become sole Trustee, I appoint my granddaughter, MZR.IAM HOUbE, as Co-Trustee with .Natasha. My Spouse shall not participate in .any discretionary determination of the Trustee to distribute principal or income of the Unified Credit Trust. A11. references in this Wi11 to my "Trustee" shall refer to my Trustees or'my successor Trustees or Trustee, as the case may be. So long as a Trustee or the issue of such Trustee is a beneficiary of any trust hereunder, such Trustee shall not (i) participate in any discretionary determination of the Trustee to distribute principal or income of such trust to or for the benefit of such benef ~.ciary or to his or her issue; or (ii) participate in any discretionary determination of the Trustee to terminate said trust under the ITEM hereof entitled "TRY7ST MERGERS AND TERMTNAT~ONS". Any Trustee serving hereunder shall have the right to resign £rom such office at arty time, with ox without cause and without court approval. No successor Trustee shall be liable for the actions of the resigning Trustee occurring prior to the successor Trustee taking office. All references in this Will to my "Trustee" shall refer to my originally named Co- Trustees or to my sole successor Trustee, as the case may be. Page 13 of l4 pages 17. WAIVER OF BOND. My Custodian, Executor and Trustee shall qualify and. serve without the duty o.r obligation of filing any bond or other security. IN WITNESS WHEREOF, T have set my hand and seal to this, my Last Wall -and Testament, consisting of this and the preceding ,• thirteen (13) pages, this `~, day of ,,~~''~• _~~ ~'~~;• `~s-~•~~ 1995 . r~ + ... tanley I~x~c an We, the undersigned, hereby certify that the foregoing Will. was signed, sealed, published and declared by the .above-named Testator as-and „f or his .Last Wall and Testament, in the presence o~ us, who, at his request and in his presence and in the presence of each other, have hereunto set our hands and seala•the day and year above written, and we certify that at the time of the execution thereof, the said Testator was of sound axed disposing ~..... Residing at : ~' G ~' ~ +~ ~ ~1, ~,~~.,~' '~+'P++Lrr'~ i~ Rea 'ding at : ~•~,.. ~~d~~~ , R.es iding at : l l ~ ~J Page 14 of ~.4 pages v' ' t.c, .~ ~~ ( SEAL ) . ~~ • COMMONWEALTH OF PENNSYLVANIA ) ~, ) SS We, ,Stanley Luckman`, :~~t„~~~~,~ .~'"~:•-~.....•; . ,~ ,~.~~• ,t'~ and i>x.~.= ..~ the Testator and the witnesses respectively, who~e n es are igned to the forego ng instrument, being first duly sworn, hereby deolare to the undersigned officer that the Testator signed the instrument as his Last W~.11 and Testament axed that he signed voluntarily and that each of the witnesses in the presence of the Testator at his request, and in the presence of each other, signed the Will ae a witness and that to the beet of the knowledge of each witness the Testator was at that time eighteen or more years of age, of sound mind and undex no constraint or un' ^' On this, the ~ day of ~ before me, a notary public, -he unde appeared S~an~,ey, Luckman, ~ zne 1111e:21'~';:'- •i.. :v s: ~~~~1 19 9.5 , officer, personally known • t o . me • mes:~ •a~e :: .. ~ .• :. ;i•.71~`,,y~yiis ~y~i] (1!'~4`,~e~~~k,~t~R.`:.tla. ~•.a;•.•-' •• •~•r~'..~i ?t~ .4"t3i ~-:!~17~i':+lt~'!•S~' °Y X471: ._ii:..~.°.~• .•~i!: , . _: 5.+-'~.:'!vr `~ ayy+G r :,• -y+JY-, ,l M;:r .,. :l;:i, -xt •X-rt / •! 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A.~ n 5• .f~•` a,•r. ~...r f1, `• a``I ..y Lti•s•••?~• '~ i(i . a*t ;~,t~K•::%•-•~Fy.r_.. ~ ~,•} '.•• nr• '"~' *T ~ ~ L i ; ~ b• ~ 'i r, . v . t s . 4•~ {~ 11.`"" ! :Y ~•, ~_Si r:1~'~.. ;.(R 3l:'r y,~ •s ~,~ -~ -,w'! •~ ;' T ) :.1 •!}~ X70• ;~7•i-r7• ~~~ ~'_Y.~,,,~<~S"'~. .-,' .. h~fL; .a.~y ~ ~a':Mh; t4~'.: ~5 r :t. .•: ~ ~. ~7~~i~iNV. .N'. t ~ }r. r r- .' •:.A' ~%4 r.• +~ ~.. ,. s i ;:' i •';l;. • '++:. - `~ s . :~ ~~•v° :'•-~-''4. .r, K!!a~'o r~ .t•: i•. ~ } ;h ••`r.-:~r,;.':''n• •C• Y•~,~•a,1~C.q,t• :i -4~ ~ •~ • ;• fir: •S1. ~~~' •Ily :\•. •9 Yi it •YL •a •y.• w• ~ t'S.a ...` J••' .tw•:M y-• - _• i `w, ._... . - ~ ^_ ~• ~• ..: • • , _ y• ~Commis•aion: Empires : - ' • • • (SEAL) NOTARIAL SEAL YVOI~IN>r >~. L7tJRHAM, NrXary Public I•i&rrl~bUr,}, nauphin Ccuniy .~.. ~~,~'Q-n~h~2;Fgil E~~it'I:;S~ 7. 199r