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HomeMy WebLinkAbout10-2572OF A EL. ?i{ r ltJ J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 2010 APR 20 APB 10-- 4 5 { PDMYLVANA Attorney for Plaintiff EDUCAP, INC. 21680 Ridgetop Circle Sterling, VA 20166 BRIAN C. GEMBERLING 2806 Warren Way Mechanicsburg, PA 17050 CUMBERLAND COUNTY COURT OF COMMON PLEAS 10 -.157.1 Q.Av; lTerwt COMPLAINT IN CIVIL ACTION NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800) 990-9108 (717) 249-3166 AVISO Le han demandado a usted en la carte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notification. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE ELDINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. (717) 249-3166 fti.00 PQ IiTrq Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800) 990-9108 ee 5#6 1.1 e Ams? J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 EDUCAP, INC. 21680 Ridgetop Circle Sterling, VA 20166 V. BRIAN C. GEMBERLING 2806 Warren Way Mechanicsburg, PA 17050 Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS COMPLAINT IN CIVIL ACTION 1. The Plaintiff, Educap, Inc., is a corporation not-for-profit, organized and existing under the Laws of the State of Maryland, located at 21680 Ridgetop Circle, Sterling, Virginia 20166. 2. The Defendant, Brian C. Gemberling, is an individual and citizen of the Commonwealth of Pennsylvania, residing at 2806 Warren Way, Mechanicsburg, Pennsylvania 17050. 3. At the special insistence and request of the Defendant, the Defendant executed a Private Education Loan Application and Promissory Note, pursuant to which the Defendant was advanced by the Plaintiff the sum of $10,500.00 as an Education Loan. A true and correct copy of said Education Loan Application and Promissory Note, setting forth the amounts and dates of the advancements, is attached hereto, made a part hereof and marked as Exhibit "A". 4. The Defendant has an unpaid principal balance of $10,500.00, accrued interest of $2,639.24, interest to the date of judgment and late charges of $190.00. 5. Pursuant to the terms of the Promissory Note attached hereto as Exhibit "A", the Defendant agreed that in the event of a failure to meet scheduled repayment of any installments due on said Note, the entire unpaid indebtedness, including interest due and accrued thereon, shall, at the option of the Plaintiff, become immediately due and payable. 6. Pursuant to the Promissory Note attached hereto as Exhibit "A", the Defendant agreed to pay all reasonable attorney fees and other cost and charges necessary for the collection of any amount not paid when due. 7. Although demand therefore has been made repeatedly, the Defendant has refused and failed to pay the balance due, as set forth above, or any portion thereof. 8. Defendant has breached his contract with Plaintiff by not paying said balance due. Wherefore, the Plaintiff demands judgment against the Defendant in the amount of $13,329.24, together with reasonable attorney's fees in the amount of $3,332.31, interest to and from the date of judgment and anticipated court costs of $192.00. J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff FED-1216-2006 02:10 PM G A GEi1DERf..Z19G 717 692 5579 P.02 Combined Private Mucatlon Loan Appl(at(on r y;2006 3: 2:241W and PrOnhlMOry Note p e 01 4" AmArxibon W: +endffigT .t'"i"i -, iv i r,% ICiJ1Y? ® f I t Product ID: 289 p0ered brt Gift • . Name 6MAH C GlNGeRUNG Dena a Girth 001201x979 fladal ttearay MR-MET City S G State M 21p ? Parlranart Ahlhf7ia S094 U rIM t1t" t yr al pmaasat adduct, Ikl pnwtaus addeaW Roma Telephone (vermananl) School Toloplhatw (Tamixx Am you a u.a Cituafl 0 If no, are you a parmanont rose"? CI Yea n s copy of your INS Fotm 1-as L) U%At aiwa ammem aro No, are roe ao wpwwook eh stwile.tt 0 Yes to No nrwatr.Aaeepr elpwttel0.arow[fr, Knwehtw t•t srsanaa heseraprNtwrpersot. dtinw •ddrasc: dEf?RUM64YAHOMCOM t hwwanetawrrraarerMwAtroaAeaYkMaAptrw4anoff-*bM!wanauAam"reItrwrerauak.raWdka wA,P-sorter eve"emax*ase--wawa"No*etahNeeiveemobbee: I)A*SUWRalara?,p./?raa?s.ltt.r,IwawNarcrwt. Aka Jti ua aA{; aw..ar. arMwrwrewawa¦awalt n,.wwa, rw.r/aaalosso nasau+wespMee boom Nat» MANOR M UU.CR5 Perrnarfam Address 14 MLI! ROAD CRy N H s"ta? fl last Wan t rr K peraMeK edtltey Ib?paarlRa aeeaa Raletlon to Student: '=^w 11 Are you a U.S. Otuwr 110 Yes O NO f M era rsv • parewnrt retMslt U Yes 0 NO (Peas lAtw h a oopy d vc w INS ianl)1.551) enhployer/CWW"lahme: MUM NAR?JSNURG F L7122 salpeaebt Grass Annual Salary: $35,000.04 rwa wRAlthpnepan: 40 Y(t1 MM Pravaut Employer: new wna: r r AAiAlOnol Annual Trttornae": - Source; (Attach oapla of doantwtahon for ueOOonal kroams) MOMMY IVA Mrq PaywaM: $ 0.00 a own C) Rent M WN1 Now ( We I oat way ask y"Y TNOMAS? rA1 UFFAING Tatapflprt? --MWAW,CW.b allrraRI, OReswawa wtwnwtRM 910 ME IMO ON NOWSA #D H VOW DORM WON TOIMMe It OCaIYesess AS A Mile 104 M/AVW TM LOAM. Nnlro Oslo of bath Sod Saetatry PormawR AEdrey V Ras 0" L W A pwmww* addrna to p wwse addroat M VW a U.S. CI(MI Errylnyai/COmpany Name: C.- Armco, 04ar7: Yea No Qty State - 7.Ip 'waei"e Relation to Student: if no, an yw a Berman int moldent7 yo Pia (Please attach it angle of your INS Form 1.551) qty aaa- Zip Telophone Tarawtrhenarst0, Ka) Pits) rrwleue Impel-, cow larw, r M AdMMMW AMUW IMMe'r: eaew: (Attach cow of documentation for aditortW noome) Npmay ltoulenti eymam: p Ise 0 art eremwrrw.,r.r.. eer.a.t?rwh %1WA- "AUWAT, gsaa 1Hppnl, QR bWA:Mle MNNtwAMM MOW 1111I0 1101 0e ANYM a 1f YOa CO MX WON TO RIM! ITOOIMIDMIn AS A Mate FoR liefto g TIK LOAN. Leer Anwue* AoiawPado « 1um)0.00 Repeynionl while in school: Leer. emaat Call e aMet??mN?Vare Mrs/ pale.. recta end board, aM Camp" Ilyanaa. 0 Interest Only PaYment AdOMAfrs oM1 gaselMNes p?Pmslows oda.s os teer prior aeaaame paads also/ taWA W peer ti eeackv.$WpanM o PIWcwW and irmut PamQ1te 6dwrol Name: Hl f M ARIA COMMlInY COL! lGEdt Uscloi Ooep)erar" NMdPbd Grb&10 t Onto: g7`31R000 Addnae.. Mr. HARNNJOURG trKaae: ?Q,,,,?? 24v. ADKIW* Year for the d f tshds: From: 92/012 006 06 TO: OV31M r O WtdmgraduKa G OrNAL. s 0 Full-time C3 Pert•tlme a HW -Ulm rwsn awpwt a yes ID NO in 1W la yes G No Nslkar Y mane Ilan and ptrilm aOas ens PVMKs blucalk n OordMW Appll"tion And Aa"raalMlhet s* ft below, I ape to the terw+a and evicaU0ns a itainect M ties Prom" Note ('Nate"), the terms d wludh am contained in ell 3 inn honed, tech of Note IndudnO the fdtaalno: Eve ytNnp dYdeaad M NN opploodari Wbon of Ira Note Is you a tusy and pmmoraNy Mdhpeted to bap all d the prmNose shirt el this Note, taw and onrad to the tat d my krwminlDa. the pmmMm d On Lap mode As e real! d Irhdhabng the prerma to pay em toll moue drohd. )ha- Il er d hbis Nola may aearm my appRrmbon w4l be used only kv eduvolmi l prpoom. I authorial Lo Wm and As apaw Ica lights urWor the new agernot each of ran mrMvklundr o aA d you @tMr. a check my CnWN, Income, ervosehertt Ind mmpWrrmse t history and to prawde my this ttteerm Iiet mry as 7 "not mmy is requrud to per as of Ow mnermtm awd under eppicNerr and bny Ntathma is to tank's agents, eduCtp tnF cod any a locons rN this Note. which a" hide O aGMeit drapes, fete toss and od hIn M& Each of yw IlOltlar. I authorise Larder to ductal OIe slates d oW appkrlton with On sdhod tarhad to strbled to the cams collection Ahethods, which may Incluck, sung roll. Oalalilog ywr twain, and N approved, calash lose hods chatty to the sekod an my behaW. wayas or other rear-" arirr.W by law. It Ills Nato is am in dWVA that tad may beaanu, p.,t of w? cm& nrard. Petioles to Pop I%r veha rrwhved, cloth or the undersigned, jwaly and sov->rNy, U SWOont norromer WATE a/CS'1d? ...+?..¢?'° more than ante prowlso to pay to Lutda the Loan AMMN, topsdta With htoost, In socort6ros with the Ierrox of this !dote Incur Dlddwro Stbbvml that will be rAWWW /yh ?/ a.a?Ar to 11110 lafon dhiJllgMM* OF On Inn. CSMWWad terra are ddbwd in SftkM a OR QIWO a P1 FJ1 (f,e^.?1.?,L(.I;? pegs 2 of this Nate. I MerOwlaJpb that t have read tlrs entire Note and have ban orovldad vdth a wpr of Una We to rwtmn Im my ha=do. Ca•anrawvr d2 DATE Whrslaps Any who hihaernply roohtss a false tta"atme or mhtrapraAenlatran on this 275441 Aorm N subjed fo ppnaun whldt nw itdudo Ana ar impnsanrtsnt. Pogo I of 3 Caw/lerd IMlwef aAarMhm We Appaadal AM rr. Wd V Reef ptme 100"4 AMW A Combbml Pl itame h:dlmadoa Iwwn A1441trari"1 end Prvinhostl Nate Applitatimi Refemisre N I nbere 273441 (NO wNTe•rxas or sctmClr-sots oriomu will be xchytal not ilek Note.) Unka othcrWbc itdiakd, the wont: "1101MV43', "a?lntrower". "VOiaM", I", "me", •NS", .'we", "our, "»y" ad "Dote" man die pn"i(t) who signed ads Cauubkwd Private ikSaation Lam Agdtcatiorl suit Ma»dray Now 'rho words "you", "yon", 'yoga" and "I.adkr" man Mint Data, its wccomm and mspm, land my aka hoidor of ibis Note. Capkm)xal wins wad is Ibis Note dill lave %be nioardinp given to than to %cdow 6, Defl0losol, or aI dcfoW elsowham is This Nola. I. WAMPTION OF THE PROGRAM. Uhler this Private Bdualion Loaf Prolvam (Iho "Loan Pmerain"), subject to a% tens oR this Node. I aW banters, ssreamw to pay The Strdanl's ma s of xtwmb es ot W $a dopt's Sd*d (do "IAMJ This Nose sale (bath the kmu owl eondllkeu applicable to The LoaL 2.1"ROMIS9 TO PAY I poly now ssisraty, from o that one) Imersim to pay to you, or yaw order, die Lam Aieaunt, plow Itnaeast on do owtewndktN Lan Airemt m Ike rate dosari nd blow in Saari 9, and all other charges red foes IlM I an ablllimW to pay a "Algid it dots Now. I wAl pay all oraw ao taroumt Io Y40 at Iho alkiew shown on the mmtdy stabana s 1 meeive from yes. 3. LOAN DISBURSEMW Sobjecd a the dares Ind aadiia s of I?is Naa, IM man will be didraaed in one or moo didwrmsommo. I a" rear tthun ary dMw*mmN eraoo Lan if I am in dalbui under Use tans of this Note. You will sued me a dwdr, which way be "yabb or an and the StadWo School. or dais at A-I aNia didiumum t to due Stsdem's School, Paei dieblN- - ,pit YAII be ceMklaed mode with irenarMn bsOW% k aeeeue on Ilia Diow mtiem Date of sudi diduasanVW 4. WINIMIMERrATION; DISCLOSUREY 1 will recoil a copy of risk Nee Lad a Disclose" Stawmem In emmneta with door Loan an or bsfbre On but dtobasanmt of tho Low The Disclosure STakrmnl, in whilklan to other itANmmiart, will amain infamoicn r4pr tg my Lou Amoral, do Flood Roo Ind Iriod Roe period. ifsty, and doe Itenoatso ovum army IAA Origamicn rem ohm will be aaassed a ilia Inw of each diAmrsm me arm IAaR I WIN review Cho Dkdomm Sta mm% wpm rated" k ad WIN Daman you Irl have any tpmalas. '(lea DLdemNm STm nmm, and ary colsor discussions rolmlag o due Im ttidljea to elk farms of tbis Nola arc irearpanaod in add twills o put of dais Naa S. CONDITIONS FOR MAKING I.OAN When your mceive my slowed No", you, arc was gpoehoo In lend me niawy, and lbws WIN be too inch % mikm Wail l rOwlvo the Dialown m Si mmom, Dosed upon an ovadue la or nly poll qualifications, Which you any pafomi as pat of year fark:w of lay appllemiaN for N Lam you hero the rigid was to mate a Lam to we or laid an meet hom ilia dta ememt I rixi" I understand and ogee dust I an eligibk to maeivo dkbcrsatme sty if ilia St dam term" mailed at ilia Snothl Schad on a Saint a balfai w, Mail and proofofarokwmr it provided to rio 6. DERNMONS a. "DMbesaikat Dale" it any date a which you kai in tdkacy, which in the am of no ohm" to Io rsrr is the dog Ruoib am Iramfenad on only bdelf. For docks leaned by you a nn of to third perm a mils request, the date die deck in Will It is the Dbbo ua mil Do". b. "Disdoaiw Jiaaamr" it a Disdowe Slmrnwm, ll"nllaion or Aumen iram mood and lam Toms seWwg Ranh die lefbmaGa lmilobed by the Rabaul ilmlri -Louali0t Aar ad Federal Resavo Ikons Rquhilia Y, r a otherwise ralluilred by applicable law, or my other disclamm st,Naem thin you may provide when a written dirlnaoc mmem n is out miltdrod under sirdi law& c. "livod Rae" is the fixed per mm m rate of inmost (if any) identified an the Disckon FAdcnw iL d. "Ilixed Rate Priw is the perial orarin (if ary) ilawified in such en due Disclosure Statement. ad is the period doing which Ile Fused Raw is hi entice ceder This Nose. The fixed Rune Partod co normoom ao rise Iho Dido ur wiwvd Dae. o. "1*,%d as Period" is ilia period of doe Ikghwdng au 1119 Arm Dub usennmt Vale aid "Ida (i)six nusel lidlowing the Suidad's aradnaitn; (ii)xix months fielbwtopp kdmimwim or due Stwlonh's plMlltnmN a Tie Mudmd's School, or (ifi)W nkals following rho Aril Llisbtiesmokit Dora, whidevcr is Carliosl. e " taxes" mans am Pdtatc I:diicaiiar Lath rlexlC luidoi this Notc. 11"Linn Arronni" is the octal of all sous disluased to Lou or on iy tiahalf alda the ICI»t ornbis Now, Pitts the Lawn Woiimiin Fee xei fanh in Seditto S. It. "Nuts' aoade This Coll Lind MiNue Rduemiwi Lout Apiplicetioa and Promissory Nato, and inehiiks sus DftokwourcSwtaimi, co-sitphurnolims end ad wliix ird cox lemming k aka Ian d wa t obtain rkder this Now. L "Rcpnysiknu hlorits union line 240-0imuh period bcOmmq.' err the fnh Dislownteitcvu Don, daring wbidu I will repay Noe Loon Amours wish iNaem. I. "Sltaloti" is ilia person idoetified do the Stu ern narrower in this Noe. k. "Snukit's School" is ale COhkp, uniweniry or imm post•sccaralwoy noiinkou or stdntxd dm at m apinmat school under the Lawn I'robwmn to which the Siudem b or WIN too maallal at at Sant a MlR-hie Msis. 1126/2006 3:52:24PM 7. INITI.Rl= Interco will wcfw on the admadfmg Loom Amount a the appliatic from! Rae for the Fixed Rak Paiol, iraoy, ad aerator to Ow Vaidrk Rate (all doDTed below) nmil the dale this Now- ix Ian n full. hnerut will be calculated an the base of a year of 365 clays (366 days it a loop yeas The the damn narrow or drays eloped. Ilia'Vuialdo Roe' payable under ilia Nek is apel to On sun of Tbc Wme ft e pnbhidoal in 21m Wall Sired Joomal in the "Momy talks' swtW no dw Arm business day ofeadh month (Iho hskx"j plus a trNSglle (the 'Marge') which htlially will be sa sbosrit en Out Disclimm SWmnsm that is no to was, (Nis "Imded Marge"). Any dwgo hi The Index will result in a cavaspkaiWfo dump in do Vriodae Raw that will uke sfkat on the 110k bwhic" dry of der IMWL If Ilk Wall Wroof lowered is oft podiWised or On dada is not givati them die )radix will be die ioatmAawiy pmcc&% mamma [fibs b*x is dile0ringad or milst atiddy slimul, I agnaa dud you may d oooas am" controls" imka. 8egiemW4 two (2) yours of On Alit Dibwmnw Dwo, you iMy, aadjust the Margbi treat time no tine in Idloas. if ilk M=gn Adjustment bloc (~) an rely A4vsimmm Des is ddObroso Ikmn an tlam ladmt Fgwe. yet may mom On Ma lik% but you ro acs ebdgma l ads as if Poor MAi so my Aostomot Dos Is W Dan the Duo lmlat Figure, yon tarry ilaamor de Mw& by a mlenoe dim is amt as ilia the diAinnaq dtlk MAI on an Asa wavom lilts is burst den door Base Index Myra, you mry daemon due Me* by on smswr Out is no maw tkm On difiilvom e. YOU am mt aldryrkd n o"' 1 IM Margie may thee, oven If Ike Margin ter ptaviaty bra emod. In no ~ will Ow Marge be'muamaa0- b m amount rom r then ilia Iriidim Marlin pia sore, car be dermmaod to as maflal tau sat to Witid Me* minto VA a be had that ant For due purposes orilk IlelC I lS do'Me* A40mmsm Index' is On'ChwW0fr Rid" fw Credit Cads' as pidiliaMd he do Pedestal Rosrva Swdsdm1 Rdaae4C7wrp Otfand DaNgimwy Rain on Imo aid Lana in CowamW Dmka•AS Asks,?..NA ?.S.n, IM 'Vase W4u Figme" is 4.2071, at "Ad1oilou nt DOW" is dm Aid day olr mP calendar oromil sal tk Muslim Adrmueao lndex for my dms is door am woo Me* A44atmem buax pnblboad ?em or bedlsa due data In due evam the Me* AoyuNfom Mom Is are imW polaakad or is mIsmsmi* allured I Was arm yaw or" - I, c , a emru0 I l Ai kso to dokaslim perrdlnd choose is aka Mwyn. Any alignments in due Morgio will bsaak alrimhve in Oro dew d#Womw by you. You WIN rndy into army aljamm t to due Margbl m lent 30 days beAiese the Odjuakrkm became ddlbdho. IN Ile event will ilia pied Rotor or The Variable Rate coned do mmineTN lowo moo dour SStw Weis, n a bask MCMW in due Spas O(Cobrsdq rimy deep MWW xpok" tote. S, IRAN ORIGINATION Flats 1 aye W pay a lm Or*Wmion doe in eamwAim with ate Lmdd The Loan (iillusion Feet fw ilia (Arm will be c"I in ilia Use Anowen multiplied by due Low (klgiamirn ru I - ,- age WadiW in do Midpoint Stud, o . You will abides on lame Ot*omion Fee A» ado d Wm mnnt aid add die urnoaet of the Lars Orkimmia Fee to the co maditg priseipal b*mo of iho lam co doe INator isms Data aid loam will exam in arch loam OriOmdan Pees from, dm dwo until paid it AdL I will nor be mliTled k airy, ieraxh of airy Lan Origimiad Fee. 9, LAW PAYMENT' AND anMR CNAROES If a assembly Imposed is net paid he Ad within 15 days or ilia time it it duo, I will pay a has payism chimp 9(15.00 or SAW of the sequoia paynkal woman. whichever is muse, but in on ev ill uses them dwe a noW dbwad by ktw. Ifmy chock or ether boat 1 tamer in payment ofdw wommmi due a &a NOW k Widowed W"W Ar airy reason, bnbA% to tam Ibishod to nikiMCWrn Am& are mop payenot ardor, I will pay you at imuff tiaN fitads roar or$13.00. 10• PAYM'MS O. Rawmal I+ctimd. I will nako mombly Payments dining the Reloyvmw Paul n follows: (n) chving on 1wYdwd Period I Will mdua mnadl y Irkrem-asy payments an the mmmrding Loew Ammar, and (b) dkraflar I will imko numbly paymmtW of pritolpol old Intense. each of whkA will be The moment stationary so ANY ammtim wed pay On thah{awrCn ouktwdio; Lm Anti mm with joTavA a die Oicat-tlrplicOble imema me in substantially equal nsWbnems over ilia mirieing not" of akmhe in ilia Rolmyrsktd Period ("aomnisirig peysmmms"). No wiMamng due frgping, I wilt begin we odes araedsing pylmeaa Orprhocipd aid hoomw raw imwlm aRer the soon of die Repwyrokm Period if 1 have elected to dm to au ft Application patiat or this Now. It. My few aaimby paynisno will be due a tnditatal an my first assembly hillng mmemmi. '1'hwmAm', masby pay»inus will be due on the sank day orach march as thus fees ",am woo ens The inambly payrnanr sencl uw may sham ooothly if row Variafto Raw ohm" as pmvhlal in Section 7. Upon any defy In ilia Varnblo Rae, ilk feasibly paymaids aka will cluori C al Mows: (i) for Weresr•ay payo moi, tho payments will be adjusted to poly imeteo orcrued esuh Demh at the than-curvem Veiabk Kate; will (a) for wonathtiall payvtiaW the mromd of it% mcmhy paymamd will be adjusted k Ady aie»tiaa and pity de tharcarmat adrmilnq;1.060 Ausnad wish Interest at Thar thenrxanmt Vsriobb time lot mrlwared Wy equnl bapdhra nw aver the misiakr orate Kopynka Period. NawWstaaRtig my other provisia of this Now, tribal tnmubly simian which woakl otherwise be due during the IkprWwzm POW for due Loom is law ilia 520.00, I wow to pay a minirtnd mushy poydmr OfS20.00 or The Impala txdnnce ofdw lino, wldclwvcr is loss. 'Ilk mumaafiag Loam Anoint ctrl all hunk rl laid militia interest shall be rare and pay" in full a or boforo Ike doe On final pays toaI is due ow: rlhnri in ilk Oixdmsera Swwvma. Ilec=m imuarew maws daffy an the aistamdmi; lam Ano om, if I do mT make my in mky puyvnem on Ilia dines ilia payments are due, i may owe mom inter. duo 1 Maid aherw•iso be oWlywad to pay, iVVews toured will be applied fad to collection was. Noah o iernml inkrco , con to Iwo "an and other foes awl cheroot, aid sum b priaciloL Pogo 3 of 3 275441 ConiWnesa PrJvme Fdnralion Loon Application And I'remlanry Note (Nev. 10nWj Combinrd Privdlr I:dawallon I.MI Application nod Promissory Nola, tonlimavl". 11. RIGHTTO14tr.PAY I law tbo rir;tt w pygmy all or sty pan or my IA= at any tuna win" pemby. A partial Irepurven MR not relieve me of toot nblignim to casino to Iroke my replan InaNAly paynwm oath tmanh took this Nae is prod in ddL I will not be mikIdd to it rollatd or any Ivan Orldlmdon Pte mpaa proPalnuati. 12, OI]'A AX. i will be in dcfspl, and open giving on y police to nc required by applicable kw, you will have the tislu to drdorc the attire otnsime1% Lean Annum, mccrued Waal, raid still other Positions payable to you waler the tats of dais Not, itmndismay due eat pooysbk in dill. I will be In tkradt is. a. I nail to pay any sebeAtkd paymcM wines duo. It. I W1 to pay say other mama pooh; arrda do trim oreW Nee what tint, c. 1 make at said acou her the boaelit oradrkiom love vdatkny or kwobei ey badtnw" procoodMgs hatio med by or mission hna, an adjolicnal imcoogewat, or the. d. I haw cable or mshs say ddoo wriuon sumonsi nt m any doatnwit sulndaal to you in wmalim with try spiocomico for Inc Logo or in nay contmaakaion rolludhtg dais Note or 0a d.m st. e. I brook my Orny mbar prpatsm 1mI0r Inds Note. f. 1 dill to net* you in writing army drape dory tonic or address. or the Vonfer, tvghdresnd. a gnAmta orthw Stwlap weeds 30 trays order Are the awn acaars. g. I an In dell ok Under 60 Wnea dory odor logo I hum wkb you. Fdlawing any dNle abort misiti, yet will Ism all the rWo Ibis law Mom Fapwa to receive a noddy stdaaws data not MINIM me or rtoy Mqr iWgry and oWiptian is HOW papooses la woonlaan with the nem¦ lad wi diliaW ortds Note. yaw acceptance army pros mi, in We or io port, day d6nospind ammm will am waive or efiha amy prior aecmkraion orthis Nan knee will ocatiane to moano Aw dolb" a the applicable roe specif od in Soclim 7 mid this We is paid in foil. IrI an in debak I will pry your muss ble two creovemiou, htdm tg elomaym titan. to tbo onto pomtlved by low. 13. USE OF PROCEIEOS 1 repression d Was thin dot proow 1 or she Lan Imtatk ardor this Note will be wed aoky lbr billion sad Other reasmebW ed11U*h OPM04 bwbt&* ba not Iillkoil w room amt bond, Slim books, pascal composer, slpploo sad sgldpm¦ t. laltagsory oxpanlea, pa ximpri hom ad canm" row, and cow alrteatfartelMad pernaal expmen or the $indent. The oo borrawa (wtbtt 1 au Uw Bottom lino whoa adsatioaai oatpaaas the loon n ebtaiacA) ego /w arsigoner, if my, will cam micive spy proceeds tar Low. 14. COURCTION OF IMROKS AV pestles to ft Nat Wme thin try will coy cooptnNo rot adjrat my Iypoyalhicd, computer, calculation or deficits errors dieoovenul in thin Now or the Disdosnoe Staleaat. In ands ovee, all panlem involved will tic nodlloll and rareivo a co mmod copy crow dos Mo. D. NOTICES l win tad writtee wticc to yon of goy dww n ttw nand, addrns, wilcishon, mealir, aaolblhem moos or change in Swous's Sdtod, witldp 10 deys of much dimp. Amy notice required to be given to fact by ylm will be cmaidored elgdive when III seedless by ism don roil so tin mom vomit addron you bow 16r not in yea reconk or (ii) if l agree to rocelVa waists and other c tmaWOal lam dcetrammioegy, when transmittal by dowarli0 eomaivilmlat to dot used time dochenk: mail Wilson yon have lint me in your retards. Unless regterod by app ikAblis low, yin need not siw a sgarato notice to the cosipta, iray. 16. CANCELLATION It I am not saiailod with the term of my lam in grproved, 1 may caned olds Nate err my dish rsemeras. To co col ibis Now I no mam yea whits ton (10) dsym of roeaiviryy pry Diticlomre Smsraent and ratan any diabwaanom checks or dearatagy uNsbulfed fmndo to you within fnRas (IS) days or Ike dale dlsbunod, Cancellation of this Note by me does not aka tow oigyrwbn to rrgary my musicians ail mood to lcr ibis Nato purorml to the taus or0ris Now. 17. t'.REOIT INFORMATION I wthoriae yon to ropast hkmaslm fl um on and to and a any inquirios yon down aectmoy or apprOp uss; (n ewris obtaining mss ma Aposis lion owumur reporting ages:ia) IN connection with my application tir the Unit. tint remw or isolkdion dab Ions, or Rw sly aster kwibl punson. I aaluwiat you to teril)• try i conc owl dock spy croons n d enlploymmo Idaay tan iiin in tine, and to a~ gnemtaw concerning your aalit oxptrlaKt wbll inc. I outlioixo you to rolain ndmmatia to abm (sotto at audit Imemto, other dmidal ingluditmis, or FdoCags Inc.) elms the atoms sat kistory d phi Not. I also epto that yon may rokaw iuramrnion to mistily wish povawacnul reporting or kgl lwms= which )wt bdkw umy be icuiv4k wttaher or nit street rakaoc in in sect mquked, at when iweesmley or helplii hen wnnpfargl a IlaaanGkat a' When inrCmissatg a loss a tOOMW loss, 18. Ai)I3rlION4Al. AGIMEM1:NTs a. You hoe the nod not ht Inge the Loon or kcal nom antra less Ilan the mwad that I late nvtyemod. Yon ray accept lac payinams motor panic peymgme at the Loam, owu if omkod 'paid in full" without losing your Assts wt receive paymmt or all admading ornooatts order Ibis Noe or any of yaw other ri0las aorta this Not*. No rea iwaive mdarenant an any pltynxw will be no marred amt smiefactia or 1111 Wknrs tint on the l mi wakM you and I cMrr into r eapruss writte0 agnttncM. I atUOC eta w sad peyvoats nmkiml "Raid ion doll," "wblcn nroarst" a with 1/2612006 3:52:24P(vl Other restrictions 0 to they ¦a rocked fur special handling and ma to yon M the IbUmrihlp adrbcss: SStsr Bards, P.O. Itoc 33360, Codaale, Sprinpe, CO. DIMS. Is, You my dokw or foal do exemite or waive any of yarn rom an any occw*a wihono leMng yarn ¦ottknwa to a a0im the tigkt as any fware tiro or on airy foaa occasion. You will mat be rehired to mdse my dommul upon ins, stood ono my trolls, proaem this Now to ac rbr paynroro or raAe protest of mmpaytt¦rm to in bobre laiugidF kpd nosiest to collect skis Noe If I on in def¦dl, RINI i botchy waits coy fight I may otherwise hove 10 ugaive erlch adios, a the extant allowed by Ilp{dianble law. My rapormUlity Rr paying Chit Now is maReotad by the liability of my other palm to ton or you Rw ropnyena of thin Now or by yaw twin" to sooty use dm a mgaketl pay aunt but no boat mech. Yet may rdemeo my alto Incomes WAo an this blots .vi11Nm affMir p sty obNgMias radar this Note. NO cots w dglaaing ly ysa IWe wks Ilan 160 Immn of this Note will love the Am of nrndllying this Nato or promning)" kola aliwang all of the Worst ohbic Now ago written. n I cc by Mai I halo as stied Per tapmgsey in Ike pad sorest ytam. it. 10 rnda this Was, m act or agrsas w s into be "writost" or in "wrkiap," m w w alyesa an parfamcd or provided by income ardeme?mk omyr?tnnieMion will binear",- to he "written" or In "wdlilk," a the see wAy be. I r, arlda kris Woe, a dwor mt =at be 'cptoill," a dil iul or Occuimoc *marc dm c4npII0{ with appgoeble Wood low mislubaoMs or it Ikri nib aigowev will mat this rtxpdramm. a Shashi my provision or this Note be ticks invalid or menfeea?tble. In whole or in port, each d alual kon thin Note, nod Oro YOWily pcpivism (or pan or*1.4 proeiaioa) wig he Waaid¦e m ad mo''?se.crebaky tuba romltatiag p - liiw ordtk Nam shnil rot be tdrlcied. f. Any modification day provision of On Nine tMta be WoW in in writirg lgsed by yet and not. Clamps to ores provided wr under this Now inclalhtB bin min liuited to deadest in Ow V sable Rate and Ake Met*, am as aatgf sma..i.?wnta?mYWw`jew toL:s..hin Section t$(4 No inediffication win efts tlW vstidiy er adac"lkyartsr ofdd@Nero. Natwlkrlarirtg ¦ry allot previdoa of tins No. yin may rabar or dt her payments, adar ebb Note hiss tine to time and awy imoba ofsilta. It. If dot dMgOS a the Im sobjea a tie tali s of this Nave mend the mwaM pemti od to be ohm* by the mw dm pavans thin Nose, am inch chases win 1a reduced to sad porndAWd items" rill may m emm alrotdy colloeled will be ROW a partial promram orpriodpai. It. You may twiglt thR Nag, and rM Law canape haaader, a ¦y stale witimM notice to arc. I say net assign we Now. the im pads wrier two Note, or my orks benefbl or owillafom, and asy aWtgnsio s ruder this Note will be Mailing on vy aMac, L I aWeslgod and gotmowlstre mesa yin do not; Its say wny oppeora, lowness, or make ¦ry rope rmaosd err concerning dot Stadmt's School. II is my (arc) apasibility to dolenniw dw gowlly oramNaant's sdmW, J. I Was do toe SmaaM's school kl aeardence with he redact policies my lay to yen &vc*, or to whowwwr yea rJiroe, the =sago d¦ly rotund dagia. roar or odw dh¦gsc paid fiom dot pooom4 of this Note. I ltatlcr am to bm* Mamy #Am to yts, or W wlonsivas you dhow, b or other chmgas Into I roetive, dw4 mill a written the rat, ormy act mW orwW?o1, ? ?fgo esplrasion of mob ?sullied. I m?illc?renue d dot Ib? to ettogdas Ike odneMiand program wderuka by the Studios don ova ,e11mR em or goy obNgoia under this Now It. Yaw statesmen an whether to apprew this Now sad mile tM loss won aids In this, Sme of Colorado, and ripe Now will be aacdwed to law been are is not some or Colorado. Conaaplen y, the provisions of this Now will he, o nemod by fadaal bow and do laws *(tin Slew of Colorab, without roganl so anfiiet of bons prttridoo. I mgros due my sods I bring odabns yen (or Who ¦y apaap ow holder or*b Nola) was be boapb in a coat of ccomm sin jabdidion its the comity in wbioh you maintain your (tor tin cetay in which The subsogoeM bidder paMtaite Ns) principal place on-in- 19. PRIVACY. INFORMATION J SIAsM?NO You nay slime nkmotion as ? maiibW In the EthiCa t Ioc.te Privacy Policy ad the Privacy Policy dssla Ikods. .??1 I aAltmime yin and go Stmkrt's school m makr in"kix of or to . ..."w,..,, nd to i isgian slam ac or ay (1f) ¦a not tho Stmlam, do Smdmt's) prods or you. I antbwlne you w rcknn ialarvis firm well woke Worm of dw pasaat 1 Mw Need an ay WIttleeiat Ow dot Lima sin do purpose of mlttaloing my snomi odithoa god telephone somber. 1 also amh0rixe yeti to topes Ike faNmwlllg ihtfonaaion ceramic$ dot this Now and dot IAA to the Strhdehw's Sdtod ekrkg dot tenor of skis Nao: whethar w mos. live Loan was apnawd, the Laan Amon. the oti m ilia l; Loan Antonini, and any than powMail a Ile aplpleallmm ror Ito Loan or this Noe and any rtbwlananis IkaQo. 20. W. n(.I' TO CO. SIONPR,S (Far pmponw or this Notice only, the wars "you" and "yens" rekv to the codippMrs, not the lxndcr): You arw Wing abed to Sum"a oe this debt. Think mrefidly Were you dot if she bonwww iw% not pay the ddn, you will how to. Be sure yes no afford to pay it yon Name le. and the you wma to accept rink respetudbally. Yom, may tear to pay up to Me (WI amens of dot debt if the borrower dos tat pay. You may abc Now to pay rote fees a• eollorda eats, wblh haters tilde emoumt. The Lower an collect shin deb( than you whbanl first tryhtg to collect from the berramr. The Lender eon not the mom cegoellen meQam algal you that ton la used agarmel tht bM'arer, sash as subst pion, pmrnlddng your waged, ew I r olds drbt is L%w in moult, the! raci say beraaa port afyear credit retard. This notice b tat rho eaurod that mnbt yon naWc for dot debt. Page 3 or3 275441 Cimnbin id Privet lidmailm I.om Applicafu t And Pro"vesry Now (Rev. IWM 3) File Number 20091008 VERIFICATION I verify that the statements made in the attached document are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 PA C.S. §4904, relatinj DATE: 04/08/2010 Educap, Inc. i J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 f ILED-OF-FICE OF THE PROTHONOTARY ? 011,1 ,'D J-: 9:22 CUME3TJ TY PEA?'- !A Attorney for Plaintiff EDUCAP, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS V. BRIAN C. GEMBERLING NUMBER 10-2572 CIVIL TERM PRAECIPE TO ENTER STIPULATION FOR JUDGMENT TO THE PROTHONOTARY: Kindly enter the attached Stipulation for Judgment in favor of Plaintiff, Educap, Inc., and against Defendant, Brian C. Gemberling, in the amount of $16,661.55 plus court costs of $206.00 and interest at the rate of 6% per annum relative to the above-captioned matter. J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff ? Diu' ? ?D a? a?5g??1 P* ;LS gc>a7 J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 EduCap, lnc. v. CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION Brian Gemberling No. 10-2572 Civil Term 2806 Warren Way Mechanicsburg PA 17050 STIPULATION FOR JUDGMENT It is hereby Stipulated by and between the undersigned parties that Judgment will be entered against Defendant and in favor of Plaintiff in the amount of $16,661.55 plus court costs of $206.00 and interest at the rate of 6% per annum. Execution will be stayed pending the payment of $50.00 on or before December 20, 2010 and then $50.00 monthly until payment in full or until June 20, 2011 when the account will be reviewed for a possible payment increase. Personal checks will be accepted, however, if any check is returned for "Insufficient Funds", then only bank checks, certified checks or money orders will be accepted. The Defendant shall be responsible to reimburse J. Scott Watson, P.C. for any bank charges incurred for returned checks. No further notice will be required from Plaintiff. Defendant agrees to notify Plaintiffs attorney of any change in Defendant's address. DateL2?Q2Z? Defendant, Brian Gemb Date J. Scott Watson, Esquire Attorney for Plaintiff THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. j OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY TO: Brian Gemerling 2806 Warren Way Mechanicsburg, PA 17050 EDUCAP, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS V. BRIAN C. GEMBERLING NUMBER 10-2572 CIVIL TERM NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. JUDGMENT BY DEFAULT MONEY JUDGMENT JUDGMENT IN REPLEVIN X STIPULATION FOR JUDGMENT If you have any questions concerning this Judgment, please call J. Scott Watson. Esquire at 610-358-9600. J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 if 11 • 1 'Cry oc PENNSYLVANIA Y� A NIA • f ' Attorney for Plaintiff EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM PLAINTIFF'S MOTION TO REASSESS THE DAMAGES Plaintiff, by and through their attorneys, J. Scott Watson, P.C., hereby requests that this Court reassess the damages in this matter, and avers as follows: 1. On or about January 19, 2011, Plaintiff obtained a judgment against the Defendant in the amount of $16,867.55 in the Cumberland County Court of Common Pleas. 2. Plaintiff wishes to reassess the damages in this matter to reflect the following: Judgment Amount Post Judgment Interest Costs Payments Current Balance $ 16,867.55 $ 3,616.42 $ 10.00 ( 1,350.00) $ 19,143.97 WHEREFORE, Plaintiff respectfully requests that this Honorable Court reassess the damages in this matter to reflect the current judgment balance against the Defendant in the amount of $19,143.97. J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 Attorney for Plaintiff EDUCAP, INC. V. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM PLAINTIFF'S MEMORANDUM OF LAW IN SUPPORT OF MOTION TO REASSESS THE DAMAGES I. FACTS On or about January 19, 2011, Plaintiff obtained a judgment against the Defendant in the amount of $16,867.55 in the Cumberland County Court of Common Pleas. Plaintiff now wishes to reassess the damages in this matter. II. ISSUE Should Plaintiffs Motion be granted? Suggested Answer: YES III. ARGUMENT Plaintiff wishes to reassess the damages in this matter to reflect the following: Judgment Amount $ 16,867.55 Post Judgment Interest $ 3,616.42 Costs $ 10.00 Payments ( 1,350.00) Current Balance $ 19,143.97 Pursuant to Pa. R.C.P. 3118, the Court, may, before or after the issuance of a writ of execution, enter an order granting such other relief as may be deemed necessary and appropriate. Plaintiff wishes to reassess the damages to reflect the proper judgment amount before filing a writ of execution in this matter. IV. CONCLUSION For the reasons set forth above, Plaintiff respectfully requests that this Honorable Court reassess the damages in this matter to reflect the current judgment balance against the Defendant in the amount of $19,143.97. J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff VERIFICATION The undersigned, J. SCOTT WATSON, hereby certifies that he is Plaintiffs counsel in the within action and that he is authorized to make this verification on behalf of Plaintiff and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements contained herein are made subject to the penalties of 17 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities. J. SCOTT WATSON, ESQUIRE J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 Attorney for Plaintiff EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM CERTIFICATION OF SERVICE I do hereby certify that service of a true and correct copy of the within Motion to Reassess the Damages was made on the 30th day of May, 2014, to the below -named by United States Mail, postage pre -paid. Brian Gemerling 737 South 27th Street Harrisburg, PA 17111 J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM RULE TO SHOW CAUSE AND NOW, this/u day of , 2014, Rule is hereby GRANTED upon Defendant, Brian C. Gemberling, to show good cause if any why Plaintiffs Motion to Reassess the Damages should not be granted. RULE RETURNABLE, this -dayof , 2014. ,.vt� fc...ei' BY THE COURT: Pe/ - J. J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 0 3 tl �'fr 2014 :_%1? 19 ,f.y°. P/ 93: 03 C �'E ��,Ns Y��D COUNTY Attorney for PlaintitVA NIA EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM AFFIDAVIT OF SERVICE J. SCOTT WATSON, ESQUIRE, being duly sworn according to law, deposes and says that a time -stamped copy of Plaintiff s Motion to Reassess Damages, as well as the Rule to Show Cause dated June ,1 1, 2014, has been served upon the following person: Brian Gemerling 737 South 27th Street Harrisburg, PA 17111 Via: Regular Mail on June 17, 2014 . J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff LAW OFFICES J. SCOTT WATSON, P.C. 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 Fax: (610) 358-9601 J. Scott Watson, Esquire Gregory J. Allard, Esquire Ryan S. Watson, Esquire* David R. Scott, Esquire *Admitted in PA & NJ June 17, 2014 Brian Gemerling 737 South 27th Street Harrisburg, PA 17111 Re: Educap, Inc. v. Brian C. Gemberling Cumberland County C.C.P.; Number 10-2572 CIVIL TERM Dear Mr. Gemberling: Enclosed please find a time -stamped copy of Plaintiff's Motion to Reassess Damages relative to the above -captioned matter. We are also enclosing a Rule to Show Cause dated June 11, 2014. The purpose of this communication is to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector. If you have any questions or comments, please do not hesitate to contact me. Thank you for your attention to this matter. Very truly yours, J. SCOTT WATSON JSW/co Enclosures J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 ur 201/ JUL 28 P11 2:142 CUPFNRsa J) COU VANI Attorney #or Plaintiff EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM MOTION TO MAKE RULE TO SHOW CAUSE ABSOLUTE AND NOW comes Plaintiff, Educap, Inc., by and through their attorney, J. Scott Watson, P.C., hereby move this Court to Reassess The Damages in this matter, and aver as follows: 1 On or about January 19, 2011, Plaintiff obtained a judgment against the Defendant in the amount of $16,867.55 in the Cumberland County Court of Common Pleas. 3. Pursuant to Pa. R.C.P. 3118, it is appropriate to reassess the damages in this matter to reflect the current judgment balance against the Defendant in the amount of $19,143.97. 4. Petitioner filed a Motion to Reassess Damages on or about June 6, 2014. See copy of Motion attached hereto as Exhibit "A". 5. On or about June 11, 2014, this Court issued a rule on all parties to show cause why the Motion to Reassess Damages should not be granted, returnable twenty days from the date of service. See Exhibit "B". 6. The Petitioner caused a copy of the rule to show cause to be served upon the parties by regular mail. See correspondence dated June 17th, 2014 Attached hereto marked a Exhibit "C" WHEREFORE, Plaintiff respectfully requests this Honorable Court make the rule to show cause absolute and reassess the damages in this matter to reflect the current judgment balance against the Defendant in the amount of $19,143.97., J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff VERIFICATION The undersigned, J. SCOTT WATSON, hereby certifies that he is Plaintiffs counsel in the within action and that he is authorized to make this verification on behalf of Plaintiff and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements contained herein are made subject to the penalties of 17 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities. J. SCOTT WATSON, ESQUIRE J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 Attorney for Plaintiff EDUCAP, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS v. BRIAN C. GEMBERLING NUMBER 10-2572 CIVIL TERM CERTIFICATE OF SERVICE I do hereby certify that service of a true and correct copy of the within Motion to Make Rule to Show Cause Absolute was made on the 25th day of July, 2014, to the below -named by United States Mail, postage pre -paid. Brian Gemerling 737 South 27th Street Harrisburg, PA 17111 J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff • J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 PJ O1 sc fr,� ?ply Ju^V ,6 cu Q P4-0617(114C0�� UN Attorney for Plaintiff cp o09/XS Jr EDUCAP, INC. • v. • • CUMBERLAND COUNTY COURT OF COMMON PLEAS BRIAN C. GEMBERLING • NUMBER 10-2572 CIVIL TERM PLAINTIFF'S MOTION TO REASSESS THE DAMAGES Plaintiff, by and through their attorneys, J. Scott Watson, P.C., hereby requests that this Court reassess the damages in this matter, and avers as follows: 1. On; or about January 19, 2011, Piaintiffobtained a judgment against the Defendant in the amount of $ 16,867.55 in the Cumberland County Court of Common Pleas. 2. Plaintiff wishes to reassess the damages in this matter to reflect the following: Judgment Amount Post Judgment Interest Costs Payments Current Balance $16,867.55 $ 3,616.42 $ 10.00 f 1.350.00) $ 19,143.97 WHEREFORE, Plaintiff respectfully requests that this Honorable Court reassess the damages in this matter to reflect the current judgment balance against the Defendant in the amount of $19,143.97. J. SCOTT WA ,ESQUIRE Attorney for Plaintiff EXHIBIT R J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 Attorney for Plaintiff EDUCAP, INC. v. • BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM PLAINTIFF'S MEMORANDUM OF LAW JEN SUPPORT OF MOTION TO REASSESS THE DAMAGES I. FACTS On or about January 19, 2011, Plaintiff obtained a judgment against the Defendant in the amount of $16,867.55 in the Cumberland County Court of Common Pleas. Plaintiff now wishes to reassess the damages in this matter. II. ISSUE Should Plaintiff's Motion be granted? Suggested Answer: YES III. ARGUMENT Plaintiff wishes to reassess the damages in this matter to reflect the following: Judgment Amount $ 16,867.55 Post Judgment Interest $ 3,616.42 Costs $ 10.00 Payments ( 1.350.00) Current Balance $ 19,143.97 Pursuant to Pa. R.C.P. 3118, the Court, may, before or after the issuance of a writ of execution, enter an order granting such other relief as may be deemed necessary and appropriate. Plaintiff wishes to reassess the damages to reflect the proper judgment amount before filing a writ of execution in this matter. IV. CONCLUSION For the reasons set forth above, Plaintiff respectfully requests that this Honorable Court reassess the damages in this matter to reflect the current judgment balance against the Defendant in the amount of $19,143.97. J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff VERIFICATION The undersigned, J. SCOTT WATSON, hereby certifies that he is Plaintiffs counsel in the within action and that he is authorized to make this verification on behalf of Plaintiff and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements contained herein are made subject to the penalties of 17 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities. ----- &---.. J. SCOTT WATSON, ESQUIRE J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 Attorney for Plaintiff EDUCAP, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS v. • BRIAN C. GEMBERLING •NUMBER 10-2572 CIVIL TERM CERTIFICATION OF SERVICE I do hereby certify that service of a true and correct copy of the within Motion to Reassess the Damages was•made on the 30th day of May, 2014, to the below -named by United States Mail, postage pre -paid. Brian Gemerling 737 South 27th Street Harrisburg, PA 17111 J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY • PENNSYLVANIA EDUCAP, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS v. • • BRIAN C. GEMBERLING NUMBER 10-2572 CIVIL TERM RULE TO SHOW CAUSE AND NOW, this//;4" day of '"- , 2014, Rule is hereby GRANTED upon Defendant, Brian C. Gemberling, to show good cause if any why Plaintiff's Motion to Reassess the Damages should not be granted. RULE RETURNABLE, `241G.41P-1 BY THE COURT: fele( J. CA% EXHIBIT B J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 ;610) 358-9600 aaoPoo 8 fHE PRO THON'OT[,,. Z014 4;4 19 Pi, 3: U3 CUMBERLAND COUNTY PENNSYLVANIA Attorney for Plaintiff EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM AFFIDAVIT OF SERVICE J. SCOTT WATSON, ESQUIRE, being duly sworn according to law, deposes and says that a time -stamped copy of Plaintiff's Motion to Reassess Damages, as well as the Rule to Show Cause dated June.11, 2014, has been served upon the following person: Brian Gemerling 737 South 27'h Street Harrisburg, PA 17111 Via: Regular Mail on June 17, 2014 . J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff EXHIBIT C LAW OFFICES J. SCOTT WATSON, P.C. 24 Regency Plaza Glen Nlills, Pennsylvania 19342 (610) 358-9600 Fax: (610) 358-9601 1. Scott Watson, Esquire Gregory 3. Allard, Esquire Ryan S. Watson, Esquires David R. Scott, Esquire 'Adneiued in PA & NJ June 17, 2014 Brian Gemerling 737 South 27th Street Harrisburg, PA 17111 Re: Educap, Inc. v. Brian C. Gemberling Cumberland County C.C.P.: Number 10-2572 CIVIL TERM Dear Mr. Gemberling: Enclosed please find a time -stamped copy of Plaintiffs Motion to Reassess Damages 'relative to the above -captioned matter. We are also enclosing a Rule to Show Cause dated June 11, 2014. The purpose of this communication is to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector. If you have any questions or comments, please do not hesitate to contact me. Thank you for your attention to this matter. Very truly yours, J. SCOTT WATSON JSW/co Enclosures IN THE COURT OF COMMON PLEAS OF MONROE COUNTY PENNSYLVANIA EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM ORDER AND NOW, this /5J day of CL�„ , 2014, upon consideration of Plaintiff's Motion to Make Rule Absolute, it is hereby ORDERED and DECREED that the rule issued on June 1 lth , 2014, to show cause, is made absolute. Damages shall be reassessed to reflect the current judgment balance against the Defendant in the amount of $19,143.97. Post - Judgment Interest will continue to accrue at the rate of six percent (6%) per year pursuant to 41 P.S. §202 and 42 Pa.C.S. §8101 Copes .itL SIG.e44ct)Sott, ‘/IJ aot) Genleabill 8PCM BY THE COURT: 5 J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 f- IAR (i f., 27 2: 57 v ihi vcY..j.SL? L) COUNTY Attorney for Plaintiff EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment in the above -captioned matter in favor of Plaintiff, EduCap, Inc., and against Defendant, Brian Gemerling, in the amount of $19,143.97 pursuant to the attached Court Order dated August 15, 2014. J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff eth,t1 SOpitw OSAo, 7Ver&e /Pa -j6_,/ IN THE COURT OF COMMON PLEAS OF MONROE COUNTY PENNSYLVANIA EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM ORDER AND NOW, this /51i day of att , 2014, upon consideration of Plaintiffs Motion to Make Rule Absolute, it is hereby ORDERED and DECREED that the rule issued on June 11t , 2014, to show cause, is made absolute. Damages shall be reassessed to reflect the current judgment balance against the Defendant in the amount of $19,143.97. Post - Judgment Interest will continue to accrue at the rate of six, percent (6%) per year pursuant to 41 P.S. §202 and 42 Pa.C.S. §8101 BY THE COURT: J. J. SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 Attorney for Plaintiff EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM CERTIFICATION OF SERVICE I do hereby certify that service of a true and correct copy of the within Praecipe to Enter Judgment was made on the 21st day of October, 2014, to the below -named by United States Mail, postage pre -paid. Brian Gemerling 737 South 27th Street Harrisburg, PA 17111 J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY TO: Brian Gemerling 737 South 27th Street Harrisburg, PA 17111 EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. JUDGMENT BY DEFAULT X MONEY JUDGMENT JUDGMENT IN REPLEVIN JUDGMENT FOR POSSESSION Iala-I IN If you have any questions concerning this Judgment, please call J. Scott Watson, Esquire at 610-358-9600. i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Educap, Inc. 21680 Ridgetop Circle Sterling, VA 20166 vs. Brian C. Gemberling 737 S. 27`' Street Harrisburg, PA 17111 and Metro Bank 20 Noble Boulevard, Building #1 Carlisle, PA 17013 (Garnishee) TO THE PROTHONOTARY OF THE SAID COURT: : ( ) Confessed Judgment : (X) Other PI CD : File No. 10-2572 .<;D : Amount Due $19,143.97 : Interest to 9/15/14 - $1,148.63 'c : Atty's Comm : Costs C;) The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue Writ of execution in the above matter to the Sheriff of Cumberland , County, for debt, interest and costs, upon the following described property of the defendant(s) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of Cumberland County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) All checking accounts, savings accounts, monies on deposit, safety deposit boxes, and any other realty or personalty which may be subject to levy in the possession ofthe Garnishee, Metro Bank, 20Noble Boulevard, Building #1, Carlisle, PA 17013, and belonging to the Defendant. and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). ( ) (indicate) Index the writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. Date s" D.. R, o (! p cL a t f ck,' afro/7 c -S Or: `43 7. " oo /y,oO u. , Signature: Print Name: Address: Attorney for: Telephone: Supreme Ct ID J. Scott Watson, Esquire 24 Regency Plaza Glen Mills, PA 19342 Plaintiff 610-359-9600 041060 "-c Co S'`,51) w2 THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net Educap, Inc. Vs. Brian C. Gemberling WRIT OF EXECUTION (Pa R.C.P. 3252) NO 10-2572 Civil Term CIVIL ACTION — LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs against Brain C. Gemberling, 737 S. 27" Street, Harrisburg, PA 17111 Defendant (s) (1) you are directed to levy upon the property of the defendant (s) and to sell the defendant (s) interest therein; (2) you are also directed to attach the property of the defendant (s) not levied upon in the possession of Metro Bank, 20 Noble Boulevard, Building #1, Carlisle, PA .17013 GARNISHEE(S), as garnishee, All checking accounts, savings accounts, monies on deposit, safety deposit boxes, and any other realty or personality which may be subject to levy in possession of the Garnishee, Metro Bank, and belonging to the Defendant. (Specifically describe property) and to notify the garnishee that (a) an attachment has been issued; (b) except as provided in paragraph (c), the garnishee is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (c) the attachment shall not include (i) the first $10,000 of each account of the defendant (s) with a bank or other financial institution containing any funds which are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. each account of the defendant (s) with a bank or other financial institution in which funds on deposit exceed $10,000.00 at any time if all funds are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. (iii) any funds in an account of the defendant (s) with a bank or other financial institution that total $300 or less. If multiple accounts are attached, a total of $300 in all accounts shall not be subject to levy and attachment as determined by the executing officer. The funds shall be set aside pursuant to the defendant (s) general exemption provided in 42 Pa.C.S. § 8123. (3) if property of the defendant (s) not levied upon and subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify such other person that he or she has been added as a garnishee and is enjoined as above stated. Amount Due $19,143.97 Interest to 09/15/14 - $1,148.63 Attorney's Comm. % Attorney Paid $188.50 Date: 11/14/14 (Sean REQUESTING PARTY: Name : J. Scott Watson, Esq. Address: 24 Regency Plaza, Glen Mills, PA 19342 Attorney for: Plaintiff Telephone: 610-359-9600 Supreme Court ID No. 041060 Plaintiff Paid Law Library $.50 Due Prothonotary $2.25 Other Costs David D. Buell, Prothonotary MAJOR EXEMPTIONS UNDER PENNSYLVANIA AND FEDERAL LAW 1. $300 statutory exemption 2. Bibles, school books, sewing machines, uniforms and equipment 3. Most wages and unemployment compensation 4. Social Security benefits 5. Certain retirement funds and accounts 6. Certain veteran and armed forces benefits 7. Certain insurance proceeds 8. Such other exemptions as may be provided by law 2 SCOTT WATSON, P.C. BY: J. SCOTT WATSON, ESQUIRE Identification Number 41060 24 Regency Plaza Glen Mills, Pennsylvania 19342 (610) 358-9600 Attorney for Plaintiff EDUCAP, INC. 21680 Ridgetop Circle Sterling, VA 20166 vs. BRIAN C. GEMBERLING 737 S. 27th Street Harisburg, PA 17111 SSN XXX -XX -1818 and METRO BANK 20 Noble Boulevard, Building #1 Carlisle, PA 17013 CUMBERLAND COUNTY COURT OF COMMON PLEAS NO. 10-2572 /3- C,b) INTERROGATORIES IN ATTACHMENT TO: Metro Bank 20 Noble Boulevard, Building #1 Carlisle, PA 17013 You are required to file answers to the following interrogatories within twenty (20) days after service upon you. Failure to do so may result in Judgment against you. 1. At the time you were served or at any subsequent time, did you owe the Defendant any money or were you liable to the Defendant on any negotiable or other written instrument, or did, the Defendant claim that you owed the Defendant any money or were liable to the Defendant for any reason ? No Accounts 2. At the time you were served or at any subsequent time was there in your possession, custody or control or in the joint possession, custody or control of yourself and one or more other persons any property of any nature owned solely or in part by the Defendant ? no 3. At the time you were served or at any subsequent time did you hold legal title to any property of any nature owned solely or in part by the Defendant or in which Defendant held or claimed any interest ? no 4. At the time you were served or at any subsequent time did you hold as fiduciary any property in which the Defendant had an interest ? no 5. At the time before or after you were served did Defendant transfer or deliver any property to you or to any person or place pursuant to your direction or consent and if so what was the consideration therefor? no 6. At any time after you were served did you pay, transfer or deliver any money or property to the Defendant or to any person or place pursuant to the Defendant's direction or otherwise discharge any claim of the Defendant against you? no 7. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the Defendant have any funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, identify each account and state the reason for the exemption, the amount being withheld under each exemption and the entity electronically depositing those funds on a recurring basis. no 8. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the Defendant have funds on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. Section 8123? If so, identify each account and the amount available in each account. no 9. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the Defendant have funds on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, exceeded the amount of the general monetary exemption under 42 Pa.C.S. Section 8123? If so, identify each account and the amount available in each account. no J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff 1 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. § 4904 relating to unswornfalsifications to authorities, that he/she is Jennifer Hilbish (Name) Levy Specialist (Title) of Metro Bank, garnishee herein, (Company) that he/she duly authorized, to make this verification, and that the facts set forth in the foregoing Answers to Interrogatories are true and correct to the best of his/her knowledge, information and belief. Ronny R Anderson Sheriff Jody S Smith Chief Depu Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY F!LEO-OFF/Cc mVv01 elo o*bc THE PQ0THONA1AV 70/4 NOV 20 *//. 06 4 -- OFF iCE OF THE opnuopTHE SHcRfrr CUMBERLAND COUNTY PENNSYLVANIA EDUCAP, Inc. Brian C. Gemberling Case Number 2010-2572 SHERIFF'S RETURN OF SERVICE 11/102014 10:40 AM - Brian Barrick, Deputy, who being duly sworn according to law, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control of the within named ganniehee. Metro Bank, 20 Noble Blvd, Carlisle Borough, Carlisle, PA 17013. Cumberland County, by handing to Terry Glass, customer service rep, personally three copies of interrogatories together with three true and attested copies of the Writ of Execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on November 19, 2014 to Brian C. G berling at 737 S 27th Street, Harrisburg, PA 17111, November 19, 2014 B IAN BARRICK, DEPUTY SO ANSWERS, N R ANDERSON, SHERIFF Fit J. SCOTT WATSON, P.C. OF SE ' BY: J. SCOTT WATSON, ESQUIRE 7 { ti D Identification Number 41060 24 Regency Plaza C Glen Mills, Pennsylvania 19342 PUP:, (610) 358-9600 2: 2'7 s COUNTY VANlA 2--m-17/00e Attorney for Plaintiff EDUCAP, INC. v. BRIAN C. GEMBERLING CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 10-2572 CIVIL TERM PRAECIPE TO DISCONTINUE ATTACHMENT EXECUTION TO THE PROTHONOTARY: z Kindly mark the attachment against the Garnishee, Metro Bank, discontinued u v, !ccs payment of your costs only. r1 J. SCOTT WATSON, ESQUIRE Attorney for Plaintiff /sq.5DPDA Ct as 50q 2,1e3p1 as? 'I' -- C