HomeMy WebLinkAbout10-2611F(LEI) d F
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Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
• Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000 236566
WELLS FARGO BANK, N.A.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
V.
Plaintiff
JEFFREY T. GERACE
CAROL J.GERACE
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO.
17 PATRICIA DRIVE CUMBERLAND COUNTY
ENOLA, PA 17025-1933
Defendants
CIVIT. ACTION - LAW
COMPT AINT IN MORTGAGE FORFCIDSI1RF, V
"i _'?'L PAY
09,q.06 1
(2. 435813
t o 48719
File #: 236566
•
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY ATTORNEY
REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
File #: 236566
r
Plaintiff is
WELLS FARGO BANK, N.A.
3476 STATEVIEW BOULEVARD
FORT MILL, SC 29715
2. The name(s) and last known address(es) of the Defendant(s) are:
JEFFREY T. GERACE
CAROL J.GERACE
17 PATRICIA DRIVE
ENOLA, PA 17025-1933
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
On 09/24/2007 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,
INCORPORATED AS A NOMINEE FOR MORTGAGE LINE FINANCIAL
CORPORATION., A NEW YORK CORPORATION which mortgage is recorded in the
Office of the Recorder of CUMBERLAND County, in Mortgage Instrument No.
20074 1 1 42. The PLAINTIFF is now the legal owner of the mortgage and is in the
process of formalizing an assignment of same. The mortgage and assignment(s), if any,
are matters of public record and are incorporated herein by reference in accordance with
Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach
documents to pleadings if those documents are of public record.
4. The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 07/01/2009 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File t#: 236566
•
The following amounts are due on the mortgage:
6.
Principal Balance
Interest
06/01/2009 through 04/19/2010
(Per Diem $35.58)
Attorney's Fees
Cumulative Late Charges
09/24/2007 to 04/19/2010
Property Inspections/Property Preservations
Mortgage Insurance Premium /
Private Mortgage Insurance
Costs of Suit and Title Search
Escrow Deficit
TOTAL
$170,809.42
$11,492.34
$650.00
$60.94
$18.75
$139.08
$550.00
R 15.98
$184,536.51
Plaintiff is nat seeking a judgment of personal liability (or an in personam judgment)
7
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
8
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
This action does not come under Act 91 of 1983 because the mortgage is FHA-insured.
9
File #: 236566
WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of
$184,536.51, together with interest from 04/19/2010 at the rate of $35.58 per diem to the date of
judgment, and other costs, fees, and charges collectible under the mortgage and for the
foreclosure and sale of the mortgaged
HALLINAN & SCHMIEG, LLP
By:
U Lawrence T. Phelan, Esq., Id. N'.- 32227
? Francis S. Hallinan, Esq., Id. No. 62695
? Daniel G. Schmieg, Esq., Id. No. 62205
? Michele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? She al R. Shah-Jani, Esq., Id. No. 81760
? nine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
? Chrisovalante P. Fliakos, Esq., Id. No. 94620
? Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorneys for Plaintiff
File #: 236566
The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that
Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the
time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to
Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge,
information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon
receipt.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S.
Sec. 4904 relating to unsworn falsifications to
DATE:
File #: 236566
OF CO
David D. Buell 414',,, l�enee X Simpson
Prothonotary I 1st Deputy Prothonotary
�irkS. Sohonage, ESQ Irene E. 7v1 orrow
Solicitor 7 750 2nd Deputy Prothonotary
Office of the Prothonotary
Cumberland County, cPennsyfvania
�O - 02.10,I I CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 29TH DAY OF OCTOBER, 2013,AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE-THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square o Suite 100 a Carlisle, PA 17013 • (717)240-6195 • 'Fa. ,(717)240-6573