HomeMy WebLinkAbout10-2663I'D
Identification No. 74276
-Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARY
2010 AM 21 Pei -T02
MAURICE & NEEDLEMA tP
BY: Joann Needleman, Esq. L_ >a ?. ?""L INTY
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
/69_' / I55
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
PENNSYLVANIA BAR ASSOCIATION
Legal Referral Services
P.O. Box 186 Harrisburg, PA 17108
(717) 238-6807 or(800)692-7375
6-s-
M HUBBLE
WILLIAM
105 W. King Street
Shippensburg, Pa 17257
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. In g'6 6 3 a, , l /r'r'
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL ACTION COMPLAINT
AV ISO
Le ban demandado a usted en ]a corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demands y la
notificacion. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de so persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Adernas, la corte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dinero o sus propiedades u otros derechos
importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(215) 789-7155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
WILLIAM M HUBBLE
105 W. King Street
Shippensburg, Pa 17257
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No.
16
Defendant(s).
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, William M Hubble, is an individual who resides at 105 W. King Street
Shippensburg, Pa 17257.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about August 10, 2007, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $26638.20 at an annual percentage rate of 15.490%, in
order to purchase a certain motor vehicle, 2007 Ford Focus more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $383.97 for a period of 60 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made monthly payments until June 27, 2008, but has failed to make
any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $8500.00, however a balance of
$5329.94 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $802.99 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$6132.93.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $6132.93, well as any additional interest and costs that may accrue and such other
and further relief as this Court may deem equitable and just.
Respectfully submitte
MAURICE & I LTj MAN, P.C.
Attorney
A. 7,j YLOR, ESQUIRE
Date: April 15, 2010
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
DATED: April 15, 2010
PENNSYLVANIA
CONTRACT DATE 08!10/2007
4w wpei
a - PARSONS INTERSTATE FORD LLC
WILLIAM M HUBBLE 196 WALNUT BOTTOM RD
17 E KING STREET SHIPPENSBURG, PA 17257
SHI[PPENSBURG PA 17257
-.lose H.corn !IN[ l b 2W
1 1 2007 1 Focus I t o Ppsp 1 n Agra Asa I
ITEMIZATION OF AMOUNT FINANCED
f. Cain Prim _.-.... ........... _._..__._----- _....... _._....... ........ _.__......... S 16965.00 (t)
2 Dawn Paynarht
Third Party Rabafe Ausal d ro swn..._........... .......... _..... _..S_.3000_DD-
Cash DownPaymrn__.._.____..___._..?__.._..._....__._...-S 110A
TMeln eyn,aa-_Y_;gnJin-S_.YAA 3 SO,, 00
Total DONnY paymaY!Mha_t_O..w._ip_...$ aRnn.DO (2)
3. Unpaid Delimit of Cash Prim (1 rmnus (3)
4. Arlaunta paid on your sanaN (S.Nn mry be ntalMnD • porlbn of Inane amouMe)
To Public Officials
if for Iioanee (S 6.99 ids IS
regehetion (S 55.96 1- $ -,.A
(1) V fNng tas. S c,gn
(1tl) far taaea (rot in Cash Pike) S 562.63 S -, ag, as -
To Nwurrnw Canada"" for:
CmW Lila Imarrme (for bhm of S 111A
Creel DbabuityInavarrte (tar term of oonbanf..._.____.._ S w
(Term- Montm) ..__.....f N;A
- harm _ Momma) .___.....5 --N/A
rePAR58115 WERSTAFF br-0DE FEE 5 --65-00
To FORD ro SERVICE E&H°.n.G;--s-NB` ""
To ONNERGARB-f. r Ap Goo go
A S 110To for S N,A
To tar S ?
Total ........ _............................ _.__-....___..._.._...___._....... 5 n6Q]$if (Q
S. Amount Financed IS plus .__-..._._._ S-I&OU-9B (S)
your vanide.
? Tour Intl imwwam psyruM unar no cantrad ta a betloan roymrht.
EKCEed Y/EAR. UYE AND NREAfiE CXAROES Lou rm
IMarhw
Cm
Cnas
w
11 Me boa directly above k CMdwd, die eadvh. Perpraph B. and Paragraph C of d
a,
T _.
O
tr w saran ai ma rHaarael. TM allgYlh and,
w enmrwh N • rrellw aiaMnMht
W • r
INS tract apply. You may on cMryed for ancsaewe wear banal upon our standards elan b you otlry.
for -1 hue. If you a- Me to eatl Ma
m Seller hsakr optio.
Pa
r N. W s am atlh
Paragraph B, You Par SNbr $0 Yd. . a' par N. mile in espae
CMleaaebe wairM rlaarern (DOUwraN
of _ 111 miles es sshown on an Ina otlomebr. it ale boa u -1 you rrw p-r a dap
g
MaFAOE OPTION C11EDR unwluea waiver. PuelrM a eta mrapa e
V
H pya CorltraR ot-s a balloon Peyrnenl (in induwd ebClw), and you Mva onandi and n rap laebaa b Ctlen `edit n.
i1°•^nonusafadmamlMm r
«atcleea your Cptlon W W Me yahide b Me Sells, urhder Paragraph S. Mb
an M
n tlw aaadhad Adaarhdibl nllkh ie
lent
p.r.iapn
to your aenbct. at IN a d and or Mb oanbacl, vou Tde
ppN" weeaamraa.rro pw brxwbp
mwr.e
edit o
ur
. wan of So. A par umaed m filew lm Me neabar of m,u..d maea enerr.baw.wri.arbmhwhn:pysmo:hMa
banean Y fA
arM N /A milers, Was any amrmb You RNlldalghl a AM" Fwmnd rMr bceon 4.
ona under this contract. You sup not raMive any Credit 11 Nb Vehicle le dedroyod. inks
mrxrad eltda salty, m You an, in detault. You will not nuns arty credit N Me aadl 1.
arry.; ??- ?-
IMS Man STol, Sims
NON-MODIFICATION DISCLOSURE
A" dwnpa m w mwrd earn a n wdsc me :pad by yeu .ro Pre Soinr.
Btry.r X )rl 2 Go-Bum x
sighs s
7 ACKNOYYL
EDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON
BI
THE REVERBE DE OF TINS CONTRACT.
TM Annwl Fwosntage Rata may W negotiated with the Seller. The Seller may assign this cR!!uw end may retain
Ita rlgm ed rsuivs a portion of IM Finance Charge. - , _
Do not sign this contract In blank. You am entitled to an exact copy of the Contract that you sign.
Keep H to protect your legal rights.
Buyw X I- ti CP,BUMr X
Sigrw Seib
Buyer (end Co-Buyer) acknowledge that (1) before a4 inn this contract, Buyer (and Co-Buyer)
raceiwd end revlewsd a true and completely filled in Copy of this contract and (U) at the Nme of
sinning this contract, Buyer (and Co-Buyar) received a true and Completely filled in copy of this
contract.
say.. X Cti? `L eo-say„ X
sqn. sea.
Saibr?RSOei IYrcgcraTr cgmXl? Tale
TKIS CONTRACT IS NOT VALID UNTIL YOU AND SELLER SIGN IT.
ASSIGNMENT
ewle. w+r rn.Mn mr eapram b awbhw Praan. TIM twr.sn wlN awn haw Y 9aINla ltgre., prMYapa, ale ,whW W. M.4m^e earaw. tlr
a•Ilw •wlpl• nub aMdncl b ('Aelir'I.
-FORD XG;OR Gil
mall rNalPwa awed eta. [anefc4 Gall T,. w Tlall MMr vabaY• M
aMM PARSONS INTERSTATE FOP.. LXI 1 1nYa
SEE OTHER SIDE FOP ADDIYO-L MYiEEMErIS
INSURANCE
YOU ARE REQUIRED TO INSURE THE
VEHICLE. YOU MAY OBTAIN VEHICLE
INSURANCE FROM A PERSON OF
YOUR CHOICE.
LIABILITY INSURANCE COVERAGE
FOR BODILY INJURY AND PROPERTY
DAMAGE CAUSED TO OTHERS IS NOT
INCLUDED.
CREDIT LIFE, CREDIT DISABILITY ANC
OTHER OPTIONAL INSURANCE ARE
NOT REQUIRED TO OBTAIN CREDIT
AND MILL NOT BE PROVIDED UNLESS
YOU SIGN AND AGREE TO PAY THE
PREMIUM.
Crodil
O Late
Insurance Company
$ N/A
Premium Insured(.)
You went Credit Life Insurance.
Buyer Signs
Co-Buyer Signs
Credit
O Dtaao"Ity
Insurance Company
$ N/A
PrenHpn Insured(s)
You want Credit Disability Insurance.
Buyer Signs
Coo-BUyar Signs
OTHER OPTIONAL NISURANCE
CCwrage amt P-- arm
Irsaance Cemosm Tom in Menthe
S N/A
iy
S MIA
By
You want Ms options Hnumr- tar wnbh
prermumy w included ebOVt.
Buyer Si-
Co.
ORIGINAL
PLY 1 .ORIGINAL PLY 2 - BUYER'S COPY PLY 3 - CO4WYERIGUARANTOR COPY PLY 4 - SELLER'S COPY (NON-TRANSFERABLE)
L FaYMaea Arta BYnamay MON.: Yw aaM maha i M. appror M fyM and awo•N tl FIaIMrM. A IM a lim 4 bd,
-M N U.S. Mara wen they M dr. YN mq prepay your dwlwad w raYdnd yes Ora Pay IM goat areal is etol
NaAaI My NOM AM" Paroq. TEN M a a"NYMN rreamx.
YM valued alroe Oh.W you ape b MY ede rend en YO« 6.
Yw ape am the can oan wow a Clam urAhw M h ov-
pWnM dalrN. T)la Narw erNOWS odes" may on"d the MMy. You aAbarba,M' erauarNl -I -W b pelt Sam,
d4tloNd idrww• CIpa.N yN ebY@w payrommom laM Mran
M aaMduad ON" A, N lpa acre ft oohvekAsd Npaa. Ywr NY}IbmNY?N_B,Yu Na4nO b mabe a c4M. Vw
IrMt uN Mbu«Iq'lara/N Ae M wMd•. «MEr M
peYrMn vol be aYPNd Ma b M HOMY aro w4um w at M
Farare Cara acrd Mn b M rYaald AMW FNIaMOM TM -AdAea
yptapa
darrrape b M vaarla la a bbl bp. M ft,
rAa M e-
N M V wAop 4 mmldwed • ARM MM g: r
IINnN OhrSa a eYrY ppYy applyMq M Aruwal PaembBa ahr. N
purr N rrYY era you own IM B your inuhYlL
aNrrpa? paM
a e+n
e OarnY
ae
es ^n+r MY W W M NM
maM N M aNW A d 1 M e OlraredlarrN M aaua repo M
uYpab Amour PNerNN FN. It M valrbN b epos- p
. Y
e
Mr
eNd.
aaayp, Yw vrM rta Mr M npM N raewlaM M.rAr•d undo
M BMNr apron.
0. MM We- e M.YmN And MrvM R«rYNI
0. 0~ Peyote CarrMrb: N
? CmerEaern T DMe .Iromd"n ggNd., am. a ?-Saba,
i
Moat AN a0rr•a 4 a bAe payneom bdr40 AO N f t rPNr PNdOMr
MO arm baMM mad, IIMr OMNrM
of ft CarWW. Yea my head M Nat dwlef"M plyr 0 N W law. onvira N Aram b ebb* "nols d amend alalgaa b
orN .foe Iwo BYw aN a mend a YIIrYerloe,
a•rawodnarr,Yaae, rWNYOrrI
You MI' MY r M YN pw aMm INY•a'AMIN.MI
IRIS -
.8 mm am,OOM add .d, Oft
Yt owAraol aro
Mew you run
paYmarll M 011" YW Aaap ywr nob vawaa. you
"
r Nhk
PaiO, wry n.Nawla rnr wN be pan W b you.
YM may rarwlM M Ml eetaRadla Manna d rasa M. OalardC Yw wM be in dalra N:
yN an b dabs uldw IW Oawad. N M a•er mr.rattan t: Y. N W YINb paymwY wan a M des: a
'
brr 1. alxa Yry da1rA, Yr r1YM pay bet M sew C•lera Yr S- was VI b4aaYlp finarnrNan on your enON
- 7.
M raalrarrrq Yw alra allla VrANpaof d lllaerarraa req-
aAbb BeSw Calwa M raSrlarlyd. TM A«el hNwrpe Bela aNYaion ra, , b dt Oar W; «
J. Yar vahiela b aawd CV any W.W. aloe, a W w
(APR) br the aeloww" wN M he bap a MJ1P.11 apr.N b -h-ft rrd h ra prglmyy and wa:ondle-W r-ad
M
M
?
W
M
«
M Y
wrrm ra4
h$ 0. of M Nwrtlrq
B
r
Pat
M "
ar. T
M p.
es RS a W*Fi Y MYbn w aN 4 Mad Made" YWA w
b wen M M eaidww IalbwlpN, M ON. Add M wrowe W A. Yw de not keep aril qeAK pate In wN ow*ul.
trKW
k
e
Y
M?
e M
e(roft Indw ar wn
O= 9
=d.
Nere
r
in Yl wla
MB a
a.z
ew
rl n
ad"t as e
b
a
,
l
ft dr
M
d M Add NwNMrd
Mid I m SO A." of
e
g
w
w
w
magalft
meted %mpQ a be e
Ej
"a AS
nrY b M'
A you
L a?M r;4 do", l. Saber ?M -
-
0
P
Y
rd M dna dad
dM w"
mwle *14 d,wmw&
" 1
0
==
Pam q M fbwe CUwa aro Y= aromwl
pACII n 1a.llrra•. Y. Mewl am, M anon N v Aa*
W. alm mwy ropONaN (VM ball Mvaldda, e. Satyr
aaVNNN At a.. am lreaCa lrlllala a.~-IYM
Mr 30 rya imam tole. Maftd Mlaaee4rnrN Pay.- "Mlle tr•y000a beMm«NMVe1W Yr11enrNwaewad
And mad Mm bl Va..
tO 1Tia ISM N?i4aerd =t Vw SA W b in wm
Yr t Mad
eadO
s
J. Tad M40 Ta laYaam: n M Yalida M IrN , labr
n
00. amaraa-d ONuror rrwaa.NwNNyes des M
s. wmks.
b7,Na.)MYflMaalle YN Aweb tame n
brN, N peL r M vaRMNY rNrpa. Yr W'wawl pMy b YN nary r•drln M rikb W b M iMN M Bales aaN A a
M Saw •aYmabd aa•btl inPYnbMNNae Made apnea b Ndn. YYNMIId radaam MvahleM,RwEasad.
M raNA d arcs w•u and uN. r as bast Mann. Yw rw"
W M vaNde b M pwa ee"edlad W M 811MM for Nnpaollo. K. papaMNr d Yws Y•h1eN: n M M N .'lean Csl
ro New tlNn 16 IbYa pAw b M 1111 dlNeaaalS p?Ymare dYa wd rN, M "'A"" "M M IIIe, MIS MANN ANN dapMlrf, W
hN. AEar M drfPaolb.. M pyoYY d•tlW b Ial M valYW b M M "Mad b p9' M w.wl aY and N IM aoneMa. APOAwE
SNYn Yp mug paw M pame/a b M tales rolaNC YIr M aapane YuAlda due PaN r • rv raalla a brNrp b roes
Ira
Yla dean
N
era
wl
Mao M vatlbM, hab t pwpr• Y Idr aaN, end aN Y. RMNOniNY
ft 90 Baa
ra lNN. Ads,
tyORew p Aeon M es G
lla
N
Mar arYw eIYa
•
M
IMwyya Ear
aM OOeb an •eNN. bO. Y Meta M try
y
N
W
i
M
r
b
a
a
?
N
M BMW arA bipaa4l
N
u dw*kg .0 10 NN
Ywa*
you fteadA
r
l wNrldl
p" p
ll p
MM
Y Ceded yda t
s Ed
iM
b MSrr,yes mug MmMd4MY o01NaPi ft Baer wd imam pay gla b ae awNbM Bahr.nyesomnot MyaN lobar
M BYw nlraltrer yN rp• b roArrMa ft anal -Imme.t wen M 8a1or A" A. Barr'" O.S. yes Ironed, At M
pa easm. h'01 AIM" rota aW You PN-
C. Boman PAP--- II year MI elaban" payraard Il.der thw L. CaMOam C•ae: ENap r 0m rodso
9=
aNwW ea rd yN aN M WINCN dads. p maw My airy eat Y aeyaror IYlalap 10 a
=
Am Sallw aNw PrMVMOh B, yN ero IaePw
br npeCa d mdudNK PYeCbn sett, 4wY!n' Ear Ne Mmes NM
.
N damapa a" = M aro rI.1 M mu%ull a .unreal war
and wa. Tlap rapia •IaNrd•, bd r• rlOr IrneN b, mpg oaten. .. .?...
IN)
(a)
'b ealNNM
AL Canatpwllp«beYw srb•MAp=
I Mry M Elea M M
Pwdlour«MyM .
Iron "YIN W*"Nodbk aY era! NanCN-
of Mow
Ar by wr IM br d rNMNirIB bead;
11 YMMr raMrlrq W-0 (a wawnl br NM rNNn pw al
ma
N awdNl del M,
W' e b edrrrlaClhn wro In• POrarNl.
w MAIM Y derMd, arartad, O*ppaA naad W.
• .
Mrad Cady prNM, paNd a Y•INN IdpwlNYOr1 Malrla:
lad. Mroklyd, wrela0. pIM4 Orelwn r rlaatlrla Yon Nat YrMNrltrarA ale M pwanr0
IL ?PPYa•eN l-nln Yw
W M Weed, Of M a" a?a ndL
Y wMC i amatlrd "unread. qbd w erOA•n '
Y MNNwrrleLfletlelaat YCreAa0 w 0. awMa: Tms carom owewN M anre bloom.
AINt miucbro; N Yllmbf r '0., an, Oa k% Mares a Barr aro yN robulp N M pM AM arroetp .1 M mo"a
a•r; .d M arra MNO nOW M CorwM W wean. a wry pl d Nee moan WT
vac, N OSrw prom mY
n « NnatNMlrha MeaawN rd**- « tax aunt wN. N Bow duarn arrrN SAW nqs May INN, Sae
e w •fkoW N 1- Ne as eM.lar tam. Bier Wl eve'dra Net sales dyne
a na mad M nlreAa a•Ie NyNbn d M wrN M a NIaeA May.
nprea 0. yes wa oar M aeMaaed deb tl mlal
rMn n M 1arM M na dada per b"YOM Nb d the Y M "eel w"abrn Mymr/ NM 7. A -*-' b ¦ .Milt.
prymad. MapM aY IYI
.0 le Ye ratlly
M Sa w. 11 y0Y dlYprN wr IM Mdrrlad ONw a .
N ACaIpN•'d QIMMId Nb.mNbry. b (NIA na it.
r My have pr re pro mar a Yam-w-pdrb OWPAODr) wipe raaprl b M pMr• and N4 a M AWa
yes ad, d M relacl• l.
M Babr.
p. aomuMry NrirM: rd, SAn m• S•Mr . taarAry.•rea h
1. T)w rartN one i PaNa a Maw eopr aA r M vikM:
d. N maNY m per r•rMd Nr Ifr wNW: aM
S. N eeuroo pnmlNN and aarpw caXraga fNaroN for
Yes.
Tdb
R sw D adman n ya i roan Yw OIYe Imdw Yb.rw•a.
Ym aM G OW apnElNrIN In tae mMp.
A. Claa W Y•hkM - Wea-dar You mesa the Cra V M
rhbk a" o0ay 4""* N deb L Yw may M4 8i «rre M
"MAN, rd yr rated keep Y Ail fade, M eMaed oft, YN
Ml Ma IM"Imm" M uN d M Valadb ulvwl$ d ft Ulla'ad
MM, aa0eP1 IOr up N SO Yn N CaRar a LlwdoO, aIIS111rt
M paw Maw NrI•re d M
Saw M a! M wbd• d a ".
cw- -y P..." aSO d, •oo M soft. w A M wiY
them rear r
wadal •Yalb, .nand. • Wool" wrrraay At
MIN eawm•d aaMrellbb adlw lllm M d•n Aam M
aalEar, you Sw NIPINd wanrNr d
end BaMe M e MMMMee PwPdr osaalBq b IralYelL
OMwria. Yam NSaWcans alY MMn an Nallplt
baaad wrrMs. "ANSI om aMrww Pral'wd by Ides.,
F. Y•NCN ware: Yw mug hw" M veh apNet Nip
a dNlapa I,- OAodea. ft «MR. Yw -,t_
BaNaraa
M Idda P" Ivor Na colon. pWcy. TM S.AA,
rrACt
TO Cale M Baby b a
M M part l oomm mrrMel. .T 7N1 Md d wlaw xW AAA b MBCyar Earn, . pamal ale qw MMOw'N a
OeM.bl' PNrwNN payMrl d at N a e M BuYal IYa b nMtorul' Bla Is area r Yt awrapL
aah p•rsn YIb aaYr11tt r a plWwrr W M 1MNr1 tad Bar OMNYNCr wail eawIdIwe NM qM wa a Mil b NY• 1« M
.Mb NNW OwarerM Y op « me Orr Paraerw MEMO Mara at dlMrray. GaaITlllerarew io ylaN b a Nmla awn Y IM
7•pMr done ero a den d M bMMIF awe M Buywman /IId b PaY aN r Mn Al.
prArMa b) phwa • nMNa N M «
b pM p and tl M eYNr OuaYlYa•, a PI rebore ay pelaW, EW ONraltr AN aaM wY M hp nNMtl a PollpNbd rpY
of Bt tdnNaa Web Yt Buwanly at M INN of aprp ..
OuraNw AdaaN
0aamtor 'Addre
B
ApbaYar b a eM0 d aey CYNIL dlpAe. w pprM'pvw PbaPlMay, M'CaYm') wMbd MdM a NnwA N wlal. EMw YCIM
w
w BYr (1ra' « ') (pCm. a 4arm/? m dYNN a My YM, eA•r A aMUN r IpOO. N Mi Yry QNO rwW N
NAYd dldYld WYtllaYen. Marl CbNMANIIYe hlllra na iriadb N 1)CWraNmrapL lOM1w Led -0-4 :
_) Garr M NYaIPraBllr. Mode a d lda r:br. a atNIY d wa Iss- ]) CNNrN CIA-" you rd ua.
W&ANC 4) g GMN aNYI! r a a IaeWq b_YOIO 1a
Cr w N?. 4 rr OaNNepn ? a
.Ab N na Mar dt anrYa. • incNA dAq mP Yes wM M daWr. or W try a+ch n4lfar.np war INO YNw pMM
P?lITB yr
bar, a M. a rY! uv '
n Males INae M. fraAera M wm, ae and w• aprN b waM M IOIIDwrlp rlplAK may. ,(?y
"EON? ?M A M?IIMOwgMr p1 A CLAN YlN m W ANY CLASS EMS Yi6Y erY HAW
W M ? AAMIIM M A LAWSUIT
FOCW yO APPEAL Y OF AM u
• GTIIom VIN IM may YALAKB IN - LWl1lT
Y a Claea Y aNtanM, yes ar10 w 1111 nerlYrara q tNYa M IOeMYV nddr, wl0nd waMNY
p Ny 1 b M Oaklyty N owrC 2) Mille b anlwca M irdraa N M whN4,
wlrlRw by Ieprlaedr a aaalyl M d 7) RIp4 b WM NNpya Yala Y A.. M YW1NDh dedi4rc Yd Q MpM b
raaba Rr M OOYM1 d w raM•w whaYNr M aMYrab pdalNd b NMbmy.-
I
EMS PMy awl oodMa ar tl M MNr40aN Pe1Md abw rd M I)fIIM Pwy WW erdMradpn TM MgACYN Mr IM'Ruwy
MY be odWrd Ann M Ywwi AIWL
Anlriuwn ArOYaYr ORNR. e ('AAA? a-IJDO.7 dTa, a ww .aN.Orp; .r'
l1,NW A fOdeA. a 1 -pBa14877yd
, w rmw.wtrbrumoom.
M Son 4 a aalEbl bAAAA ab.m M M=22. 00aISC6 Yoe--- a1M pMN. TNO -b Y YOjea is M
*py,iC, A 1 a pq.) Nd M a lvNrNe . Ya YYYYN dNhbn .al a N wrNefp wIB a
. Pay saatrN rYSllarlar aro raarrp lrldCwAbiq paryNN,•uYplwan?rolreM NM YYNrwN aowYe•7
eSaeaa SlPB. WawM pNMOIraNMInp M
hY hW be be parbrbn Pla.NypaNnddt rraaww arw MlbaMrdoMegy
ale b eaa•rae. MEd M ranlrwlp pnMlb.a f rbrd.
yL rrolra IOGr MY Prntua Nam mar IrBr a wan.) BEE OTHER BIDE FOR ADM OM AOREENENTB
rC rtes>iANe rlblat0
"'PRN"'
Ford Motor Credit Company
P.O. Box 17948
GREENVILLE, SC 29606.8948
(877) 8057187
POPUNHOO20DO55
WILLIAM M. HUBBLE
40 HICKORY STREET
UNIONTOWN PA 15401
Date of Repossession 02-18-2009
Date of Notice
02-21-2006 Date of Contract
0B-10-2007
Account Number: 042862716
Buyer WILLIAM M. HUBBLE
Cobuyer
DESCRIPTION OF PROPERTY
Year
2007 Make
FORD Q New
? Used
Vehicle Identification Number:
1 FAFP34Nx7W335678
Model
FOCUS Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
7x PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public
above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment
Date of Notice shown above unless redeemed by you date). The sale will be held as follows
prior to such sale.
Date of Sale Time of Sale Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at: BUTLER AUTO AUCTION 21095
ROUTE 19 N CRANBERRY
TOWNSHIP PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 13,258.84
Plus Costs: Repo Expenses $ 200.00
$
$
Plus Late Charges $ 15.36
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 13,474.20
(Plus expenses incurred if default at the time of repossession exceeded
15 days and less rebate received after the date of this notice.)
Your property won't be sold until 15 days after the date of this notice at
the EARLIEST. After that you can still get it back any time before ft's
actually sold.
If you do, we'll have no further claim on ft. But the longer you waft, the
more costs (including repairs) you may have to pay.
If you have any questions about this, please call us.
? The property has been (or will be) returned to:
(dealer/original creditor)
Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. It you owe money
after the sale, you will pay ft to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (01 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is riot accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
VERONICA D. NOGUERA
FFNA 1198&37 Jan oz Previous editions may NOT be used. CUSTOMER/CUSTOMER FILE
Printed m U.S.A.
g
-F et"
d ~ O
r tv
r
o
0° s
ZS o
CD
CD 0
°o 0
CD
CD
C2
0
$
?o
a H h M ,
W h C; M h
Hil
LL o
y 0
n 0 0
N 0
a 0 0 0
a
Ny
N
N
N
?yy
N
N
h
h
h H h h h N M !?O
• v
m c
10
U9op
a
co
coo °
m W
9 }?9
m
S
,
m v
~ N
eo
n
A °-W
Z.. ?
a. C,
p
4 m W
O z
I
0 O
N m N
w
o o w 0
m
?
S M Y
o
?
O m
o o ON
9 ? 0
9YJ om a j?j
9,Wrx W
a Wa a
v c?
z
p
OD W
o is x u,z $
o-
g8RZ ? Q
oo d
m z un,t?za
omSW
SO
? tn 0La
2g2 9
Ohm low-
55° a
°
i
w wm?a
Omm
,cr3 u vQ
oo zm
W0
a Qx
xW xr S°X0 c
ao
ia Q
S?v °
°? c
ru
ui
°0
80 g
H0
z$>
m?
ZZ
m? i
ZW
ZWJ x
zJ Qq
z Ud
m =m
zO<W
20
Q
csu5 9
Oa.. On CZ '0wo-z OO o0°ST 55 z OYcO
r-
Q- m
o m
m A
c oo
S m
Ln ru
A n-
M1 kNA
r?
Q' cc
Q' Q'
W* ru
0 t?
O M1
O ti
O r+
4
w
ur
0^
B-
0'
o`
0'
O"
cr O
a
a
r
V O o
O G
O O
0 O
O O
O O
O O
O M
O gL
19
C
in r. u)
:
O
O
C7
O
O
co
O
0
z
3
?
S O O O O O O O O ?
-
= v O =0 _ 0 _ _cr- _ 0 C1 O 0
to 40 ..
'? ? ?
N? O
S O
S
A G
S
-0 O
S
-0 O
S
-a O
S
n 0
S
A O
S
cm p
a 0
n 0
0 O
0 O
0 O
0 -
O
0 O
0 O
0
N
? M J N N N N N rR N M1 ??
n
Z ? N 1n u
i -W .
R
?g
ffi
C
g
a
U
U
LL
O
z6Z6Sb000'COOOh9OO6TL 1
Ford Motor Credit Company
P.O. Box 17948
GREENVILLE, SC 29606.8948
(877) 805-7187
POPUNH00200055
WILLIAM M. HUBBLE
40 HICKORY STREET
UNIONTOWN PA 15401
,.,o 0640 0010 oo.. 0,62
OPUNH_002 E00055-1000901 1/2
Ford Motor Credit Company
P 0 BOX 17948
GREENVILLE SC 29606-7948
877 8057187
DATE: 2009-04-25
PORJNG00100326
WILLIAM M. HUBBLE
40 HICKORY STREET
UNIONTOWN PA 15401
STATEMENT OF SALE
Account Number: 042862716
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2007 FORD FOCUS 1FAFP34NX7W335678
Balance owing on your contract (1) $ 13,274.20
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 13.274.20
Deduct: gross proceeds of the sale (4) $ 8,500.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 4,774.20
Add: Expenses of retaking and storing, and (6) $ 372.50
any attomeys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 0.00
Other: (8) $ 416.76
(9) $ 4729.94
Deficiency**
Surplus* (10) $ N/A
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus' or Deficiency"
If the sale resulted in a surplus, a refund for the difference will be mailed to you.
If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11990 01/04 Previous editions may NOT be used.
F
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
T~ "" t,~. ~ ~ C;3RV
~.
Attorneys for Plaintiff 20 ~ ~ ~~~ j 2 ~-°'~ ~: +
hci~,j ~'v;; ;~(4;J~ P,~I t~,
(215) 7tiy- % 155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
v.
WILLIAM M HUBBLE
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 10-2663 Civil
Defendant(s).
PRAECIPE TO WITI3DRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly withdraw the complaint filed in the above matter on Apri121, 2010 without
prejudice.
Respectfully submitted,
MAURICE & NEEDLEMAN, P.C.
CH~LENE A. TAYLOR,
Attorney for Plaintiff
Date: June 23, 2010
."
CERTIFICATE OF SERVICE
I, Charlene A. Taylor, Esq. hereby certify that on this date I have caused a true and correct
copy of the foregoing Praecipe to Withdraw Complaint on behalf of FORD MOTOR CREDIT
COMPANY, A Delaware Limited Liability Company, to be served by regular, first class mail,
postage pre-paid upon:
WILLIAM M HUBBLE
105 W. King Street
Shippensburg, Pa 17257
MAURIC & EDLEMAN, P.C.
BY:
lease A. Taylor, :Esquire
Attorney for Plaintiff
DATED: June 23, 2010