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HomeMy WebLinkAbout10-2812 i UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 ,"CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 ADAM L. KAYES, ESQUIRE - ID #86408 MARGUERITE L. THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com ATTORNEY FOR PLAINTIFF PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank NA :CIVIL DIVISION 3232 Newmark Drive Miamisburg, OH 45342 €Cumberlan(f Plaintiff V. Ronald W. Baer County Krista K. Baer NO. 71 Cold Springs Road Carlisle, PA 17015 United States of America 228 Walnut Street P.O. Box 11754 Harrisburg, PA 17108 Defendant(s) ti () rn ~r ?? n l < ? . (11V I t cr-r+ COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT Ce- 1ygyFJ p,ff, aul as to HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u ot.ros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this action. Current assignments of mortgage of record are as follows. Assignor: First United Mortgage Services, Inc. Assignments of Record to: National City Mortgage Recording Date: 2/1/99 Book: 602 Page: 247 2. Defendant(s), Ronald W. Baer and Krista K. Baer are/is the individual(s) designated as such on the caption, whose last known address is as set forth in the caption, and unless designated otherwise, are the real owner(s) and mortgagor(s) of the premises being foreclosed. Defendant, The United States of America is a Defendant by virtue of a judgment, lien, or other interest in the mortgaged property. Evidence of the USA's interest is attached hereto. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant (s) , Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g). The information regarding the mortgage being foreclosed is as follows: MORTGAGED PREMISES: 114 Dogwood Drive MUNICIPALITY/TOWNSHIP/BOROUGH: South Middleton Township COUNTY: Cumberland DATE EXECUTED: 1/29/99 DATE RECORDED: 2/1/99 BOOK: 1516 PAGE: 814 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated bel ow; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 4/21/10: Principal of debt due $110,505.30 Unpaid Interest at 6.8750 from 11/1/09 to 4/21/10 (the per diem interest accruing on this debt is $20.81 and that sum should be added each day after 4/21/10) 3,581.79 Title Report 325.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $339.76 and that sum should be added on the first of each month after 4/21/10) (651.67) Late Charges (monthly late charge of $44.90 should be added in accordance with the terms of the note each month after 4/21/10) 44.90 MIP/PMI 45.56 Attorneys Fees (anticipated and actual to 5% of principal) 5,525.27 TOTAL $119,656.14 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $119,656.14 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. UDREN LAW OFFICES, P.C. BY k_LM UU V/U A J)IC:t'/" Attorneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE 1609fm of wntu.M R. Mt VICUAM A. #LW C.MRMAL 1-.Rams Rnwrer Aruw Wt i Caen meet ,..ft IM,V. tai 040 kamnfAxift WAP1 h r¢aoa M that certain tact of land Aualle in South Middlaton 7ownstdp, Currtberiand Uctimy, Fentrsy6wil". Luu, r-W am daseibett In esosr4onrx wtih Flnat Rlthri Mien Plan for Hofty HW Lot No. 31-9, which Plan Is recorded In the OtAcc of the Recorder of Deedc in and far 0=60 land County, Pennsyivarda. in Plan Book 80, Pape 722, as follows: Beg Inning at a point an the sattltrem line of Dogwood Drive, which said point fc of the norlheaat tooter of Lot. No. I f an the plan of Pine Road Heights teeorded to Plan Book 18, Page 51: thence by the southern One of Dogwood Drive, North 0 degrees 52 rninum u5 seconds East 100.00 teat to a point; grence by Lot No. 31-C an the he?einabove ""Vaned Plan, South 24 degroes 40 mtnuto„ 66 seeorrds East 228.56 fast to a po(nt, thence by Lot Nos. 26,27 and 26 on the plan of Hoky HAk recorded In Plan Book % Pape 114, South 82 dogreea 14 minutes 90 sacands West 104.32 feet to a paint, thence by Lot Nos. 12 and 11 oo said plan of Plne Road Heigtut, North 24 degree" 49 minutes 55 seconds West 180.54 feet to a point, tits place of beginning. Being Lot No. 31-B an said Pier, and containing 0.4703 acres, and having thereon ereeferJ s Jwalling houso. SAM!, tteveKitalass, to the buhdbrg and use restrictions as noted on the hereinabove mentioned Plan; and Subject, further, to the existing sartuary sewer righl-of- way and the proposed u4lVdrainage easement as noted on said Plan. i buss 153 NU 602 I Aar-ZI-2010 12:20pm From- _ _ _ T-764 P.022/033 F-65T vaav ua r a vt a L dl?C PYS510 t' - C i - vi l C ase 1 L V nt Pri 2007-01665 U S TREASURY DEPARTMENT (vs) HEALTHCORE OF OHIO LLC Reference No..: Case Type.....: FEDERAL TAX LIEN Filed ........ . 3/27/2007 Time.......... 12.30 1 Judgment....,, 15050.48 Execution Date 0/00/0000 Judge Assigned: Jury Trial.... Disposed Desc.: - Disposed Date. 0/00/0000 ---- Case Comments ------------ Higher Crt 1.. Higher Crt 2.. ?r,t+++yr?+{r+***,?r?FwYwwh?rirMfr't+ww#w++irk+lrww,t*++?F+,tMlrw+tk+t*ir**tkt,k+trir+vek+wtwvM?w,t+++k+wkit? General Index Attorney Info PITTSBURGHROFFFICE ROOM 808 PLAINTIFF 1000 LIBERTY AVE PITTSBURGH PA 15222 9974 HEALTHCORE OF OHIO LLC DEFENDANT 17 E MAIN ST CARLISLE PA 17013 BAER KRISTA DEFENDANT 17 E MAIN ST CARLISLE PA 17013 Judgment Index Amount Date Desc HEALTHCORE OF OHIO LLC 15,050.48 3/27/2007 TAX LIEN BAER KRISTA 35,69n.48 3/27/2007 TAX LIEN #,t*+*r;,r*?r*,?*,r##,r*ww#*#,?*+*,k?#ww+*++*t+,k*+*,k#w+ww?r*tw**,r,r*t****w*t,t******+*tf,r+?r* w Date Entries *+* w #w++**+*+++++?L+*#+#,r++k ,r ,t ,t ,r+w+w wwww#9r ?t #ir*+?F++++++++++++++++++++++*+++++www*.t 3/37 3007--FED'r FIRST ENTRY - - - - - - - - - - - - - - / RILL TAY LIEN TN THE AMOUNT Or X11050.40 - - - - - - - - - - - - - LAST ETRY - - - - - - - - - - - - - - +t*++++++++,?++***+w*wx*******+*+w,r,?w#ww*w+w*+,t+*++,t++++*+++*++*+*,r+*,t+w*w++****,t* * Escrow Informs ion + * Fees & Debits Beq Bal Py#mts/Aa End Bal # w,+++,t+*++*+++++*++ww,kwwww,t,rir**** w*,?ww*wrr *w+++* +*+++++++***+*+*+w**w*+w,t*+#*++ FED TAX LIEN 14,00 14.00 .00 AUTOMATION FEE 5.00 5.00 .00 --------- ------------ 1900 -9.00 #*,tt++++?;*+++*+?*+,k+r,rww*+t+**t*?r**?.ww*,?w**w,?#w,?#*?r**w*?.,r,?****w,rw*++*?,a++**,?,?,?*x.ww * End of Case Information *?+++++**+*+,t*?r,r*+w+w?lrw,rww***++*,t,t,t+f*+++*kw?ew*?r#ww*,r***?w?t+*++*w+?c:r,r*t,r,r*+,ttt*+ $ND$0000607343DR67103-19-10 March 19, 2010 Krista K Baer 71 Cold Springs Rd Carlisle PA 17015 Certified Mail/Return Receipt Requested Loan No. 0000607343 Current lender/Servicer: PNC Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on NATURE OF THE DEFAULT your property located at: 114 Dogwood Dr Mt Holly Springs PA 17065 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) December 01, 2009 and the following amount(s) are now past due: Monthly Payments 4,869.64 Corporate Fees .00 Late Charges 179.60 Non-Sufficient Funds .00 Fax Fees .00 Property Inspection Fees 27.00 Less Suspense Balance .00- Total Amou 5,076.24 HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 5,076.24, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES LENDER, WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, cash or money order made payable and sent to: PNC Mortgage Attn: Collections Center/B6-YM09-01-1 3232 Newmark Dr. Miamisburg, OH 45342 EXHIBIT Enclosure (F) DR671 052 LEO This is an attempt to collect a debt, any information obtained will be used for that purpose. @ND@ 41 $N D$0000607343DR67003-19-10 March 19, 2010 Ronald W Baer 71 Cold Springs Rd Carlisle PA 17015 Certified Mail/Return Receipt Requested Loan Number: 0000607343 Current Lender/Servicer: PNC Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on NATURE OF THE DEFAULT your property located at: 114 Dogwood Dr Mt Holly Springs PA 17065 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) December 01, 2009 and the following amount(s) are now past due: Monthly Payments 4,869.64 Corporate Fees .00 Late Charges 179.60 Non-Sufficient Funds .00 Fax Fees .00 Property Inspection Fees 27.00 Less Suspense Balance .00- Total Amount Past Due $ 5,076.24 HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 5,076.24, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES LENDER, WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, cash or money order made payable and sent to: PNC Mortgage Attn: Collections Center/B6-YM09-01-1 3232 Newmark Dr. Miamisburg, OH 45342 Enclosure (F) DR670 082 LEO This is an attempt to collect a debt. Any information obtained will be used for that purpose. @ND@ 41 $N D$0000607343DR67303-19-10 March 19, 2010 Krista K Baer 114 Dogwood Dr Mt Holly Springs PA 17065 Certified Mail/Return Receipt Requested Loan Number: 0000607343 Current Servicer: PNC Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on NATURE OF THE DEFAULT your property located at: 114 Dogwood Dr Mt Holly Springs PA 17065 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) December 01, 2009 and the following amount(s) are now past due: Monthly Payments 4,869.64 Corporate Fees .00 Late Charges 179.60 Non-Sufficient Funds .00 Fax Fees .00 Property Inspection Fees 27.00 Less Suspense Balance .00- Total Amou 5,076.24 HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 5,076.24, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES LENDER, WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, cash or money order made payable and sent to: PNC Mortgage Attn: Collections Center/B6-YM09-01-1 3232 Newmark Dr. Miamisburg, OH 45342 Enclosure (F) DR673 055 LEO This is an attempt to collect a debt. Any information obtained will be used for that purpose. @ND@ 41 $ND$0000607343DR67203-19-10 March 19, 2010 Ronald W Baer 114 Dogwood Dr Mt Holly Springs PA 17065 Certified Mail/Return Receipt Requested Loan No. 0000607343 Current Lender/Servicer: PNC Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on NATURE OF THE DEFAULT your property located at: 114 Dogwood Dr Mt Holly Springs PA 17065 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) December 01, 2009 and the following amount(s) are now past due: Monthly Payments 4,869.64 Corporate Fees .00 Late Charges 179.60 Non-Sufficient Funds .00 Fax Fees .00 Property Inspection Fees 27.00 Less Suspense Balance .00- Total Amou 5,076.24 HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 5,076.24, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES LENDER WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, cash or money order made payable and sent to: PNC Mortgage Attn: Collections Center/B6-YM09-01-1 3232 Newmark Dr. Miamisburg, OH 45342 Enclosure (F) DR672 055 LEO This is an attempt to collect a debt, any information obtained will be used for that purpose. @ND@ 41 U U I . FI. LUUL U : ORM R A I J vigna.. V i l a €€i ACT 91 NOTICE TAKE ACTION. TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to Foreclose. Specific information about the nature of the default is provided in the attached pages. 321e HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) maybe able to heir) save your home This Notice explains how_ the ro ram works. To s if HEMAP ca het o mast MEET WITH A ONS M R CR DIT 000N- SELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE, Take this Notice with van when you meet with the Counseling Agencv. The name address and phone number of Consumer Credit Counselin Age ncies serving your County are included with this Notice If you have anyquestions you May pall the Pennsyivan Houslnq Finance Aaencv toll tree at 1-800-342-P-397. P rsons wsth impa_ red hearin can calf X7171760-? 869 . This Notice contains important. legal information. If you have any questions, repre- sentatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUSS AFECTA SU DERECHO A OONTINUAR VIVIENDO EN SU CASA. SI NO' COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION ft. INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING Fl NANCE AGENCY) SIN CARGOS AL NVMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAM0 POR•EL PROGRAMA LLAMADO - "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM[" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DELDERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM ?'OU MAY BE ELIG BLE FOR FINANCIAL ASSISTANCE'WHICH CAN SAVE YOUR HOME FROM FflRECLOS R AND HELP OU MAKE'FUTURE MORTGAGE pgYMENTS, OCT, 17. 2oa2 10:35AM NATIONAL CITY It V. 1 L. 1 .? . - IF YOU COMPLY WITH THE PROVISIONS OF THE. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT-), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE- - IF YOUR DEFAULT HAS BEEN CAUSED 13Y CIRCUMSTANCES BEYOND YOUR CONTROL. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND . • IR YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a tempo- rary stay of foreclosure on your'mortgage fdr thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at-the end of this Notice. -THIS MEETING M!JST OCCUR WITHIN THE NEXT 1301 DAYS IF YOU DO NOT APPLY FOR EMER- GENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE [DEFAULT" EXPLAINS HOW TO BRING YOUR MORTAGE tP TO DACE CONSUMER CREDIT -000NSELINQ AGENCIES - If you meet with one of the con- sumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty_(30) days after the Mate of-this -meeting. The names: addresses and telephone numbers of designated consumer credit counseling agencies for the county in ntich the property is located are set forth at the end of this Notice. it is only necessary#o schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage Is in default for the reasons set forth later in this Notice (see following pages,foe specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emer- gency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only ? , onsumer credit counseling agencies have applicatians for the program and they will assist you in submit- ting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face=tb-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF'YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY-AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. OCT, 17. 2002 10:35AM NATIONAL. CITY f The Pennsylvania Housing Finance Agency has sixty '(60) days to make a decision after It receives your application. During that time, no foreclosure proceedings will be pursued against you If you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of Its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) IF YOU DO NOT CURE THE D-EFAULT(see page 'f) - If you do not cure the defauft within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this 'debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attomeys to start legal action to foreclose upon your mortgage oropertY. IF THE MORTGAGE IS FORECLOSI=D UPON -The mortgaged property will be sold by the Sheriff to pay off the mortgage debt- if the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reason abie'attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys' fees actually incurred'by the lender even If they exceed $50.00. Any attorney's fees will be added to the amount, you. owe the lender, which may also include other reasonable costs. If You cure the default withi'n1he THIRTY •(30) DAY Deriod, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT•PRIOR TO'SH'ERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have thg right to cure the default and prevent-the sale at any time up to one hour before the Sheriff's Sale You may do so baying the total amount then oast due plus aoy late or other charges then due, reasonable attarriev's fees and costs connGz; ed with the foreclosure sale and any other costs connected with the Sheriff's -$ale as specified irk writing by the fender and by performing any other requirements under the mortoaoe. 'Cur- ling your default in the manner set forth in this notice wilt restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approxi- mately FOUR(4) months from. the date of this Notice-- A notice of the actual date of the Sheriff s Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. NO. 1210 r. OCT.'1?. 2002 10:36AM NATIONAL CITY HOW TO CONTACT THE LENDER: Name of Lender: National City. Mortgege Address: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number: I-SD0-623-8664. Fax Number: (937) 910-4058 Contact Person: COLLECTIONS DEPT. EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishing and other belongings. could be started by the lender at any time. ASSUMPTION OF MORTGAGE -You - may or may not be able to sell or transfer your home to a buyer or transferee who wiii assume the mortgage debt, provided that all the outstanding payments, charges and attomey's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. For additional informa- tion please contact the Collection Dept. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE- HALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE-PRO- CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. 1.0CT,.17, 2002i,10', 36AM Galt %.orpomw St., Suite 207 McKnaspart, PA 15132 (412) 664-1590 FAX (412) 664.0873 Mon-Valley Unemployed Committee 120 E- 9th Avanuo Homestead, PA 15120 (412) 41M-99152 FAX (412) 482-8964 Harming Opporttmities inc. 133 Seventh Street P.O. Box 9 McKeesport PA 15134 (412) 664-1908 FAX (412) 664-D873 Credit Counselors or PA 401 Wood Street, Suite 906 Ptltsourgh, PA 15222 (412) 338.9954 or 1(800).737:2933 FAX (412) 338.9963 f. MBR1A COUNTY Bedford-Fulton Housing Services R.D.#t, Sox 384 Evatett, PA 15337 (814) $23-9129 FAX (814) 623-7187 CCCS or Western PA 217 E. Picric Mond Ahoona PA 16802 (614) 944.8100 FAX (814) 944-5747 Indiana County Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 (412) 465-2657 FAX (412) 465-5116 Keystone Edon Development Corp. 1954 Mary Grace Lane Johnstown PA 1SSC1 (814) 535-9556 FAX (814) 53s-1688 CCCS of western PA 219-A Collage Park Plaza Johnsiown PA ISS04 (814) 539-6335 Tableland Services, Ind, 535 Easi Main Street Somerset PA 15501 (814) 445-96328 or 1-800-452.0148 FAX (814) 443-3690 QAMF-RQN C12UNTY Northern Tier Community Action Corp. P.O. Box 389 135 West-4th Stroet Emporium, PA 15834 (1314) 486-1161 FAX (814) 486-0825 CCCS of Weston p A 217 E. Plank Road Altoona PA 16602 (819) 944 -81 DO GCC58of Ylrlistten PF7 '217 E. Plank Road Altoona, PA 18602 1(814) 94x.8100 :FAX (814) 944-5747 'CA HpN COUNTY -£OC of Schuylkill County 225 N. Centre Street IPottsvute, PA 17901 1570) 622-1995 FAX (570) 622-0429 NATIONAL CITY ,.o,WW, valley 3671 Cresant CourFF38l - WtdiahatI PA 18052 61D-821.4011 or 600-220-2733 570 b 814 only for 800# FAX Le 10) 021-0137 CCCS of Northeastern Petvtsynrarlta 1400 Abington Fxecutive.Falk, Suite 1 Clarks Summitt, PA 18411 (VD) 687-9163 OR 1-800-922=9537 FAX (57D) 687.913419135 31 W. Market SL Wilkes-aorta, PA 19702 (570) EZI.0837 or 800-922-9337 FAX (570) 821-1785 9 South, 7th Street Stroudsburg PA 18360 (570) 420.8980 or 800.922-9537 FAX (570) 420.8981 1631 S Atherton St, Suite 100 State College, PA 16801 (814) 298.3668 FAX (614) 238.3669 Commission on Ec nomtts Opportunity or. Luzante County 163 Amber Cane Wilkes-Barre, PA 18702 (570) 828.0510 OR 1-800822-0359 FAX (570) 829-1865--CALL BEFORE FAXING (570) '455-4994 HALELTON FAX (S70) 455-61,31--CALL BEFORE FAXING (570) 836.4090 "KHA.NNOCK ?l'rRE COUNTY CCCS of Western Pennsytvsrlia, Inc. 217 E- Plank Road Altoona, PA 16802 (814) 944-8100 FAX (814) 944-5747 Lyoorrift-Clint6n Co Comm For Gommuruty Action (STEP 2136 Uncoar Sim&( P.O. sax 1328 Weliemspon, PA 17703 (570) 325-0587 FAX (570) 322.2197 CCCS of Northeastern PA 1631 S. Ainerion 5t, Sults 1DO State College PA 16801 (814) 2'38-36663 FAX (814) 23B-3889 .C=S of Northoulam PA 201 Basin Street Wiularnsport, PA 17703 (570) 326-0587 FAX (570), 322-2197 CHESTER COUNTY Atom Housing Corporation 546 Nonh Broad Sliest Philadelphia, PA 19130 (215) 765.1221 FAX'(215) 765-1427 Northwest Counseling Services 5001 N. Broad Street Philadelphia, PA 19141 (215) 324.7500 FAX (215) 324-8753 Budget Counseling Centar 247 North fth Street Reading, PA 196601 (610) 375.7866 FAX (610) 375.7830 CCCS of Delaware Valley 1515 Market Street. Suite 1325 Philadephia, PA 19107 (215) 563.5665 FAX (215) 553.7029 4'.. s r, HACE 167 W. Alfephony AVe, 2nd Ft. Philadelphia, PA 19140 (215) 428.8025 FAX (215) 426-9122 Community Housing Counseling Inc P,O. Box 244 Kennett Square, PA 19348 (610) 444.3602 FAX (610) 444.8243 Media Fellowship Houso 302 S. Jackson Street Media. PA 1$063 (810) S65-0846 FAX (610) 5635.8587 Ph4a Council For Community Adv 100 North 1.7th Street, Suite 500 Philadelphia. PA 19103 (215) 5674603 FAX (215) 983-9941 tabor Community Services, Ine. 439 E. King Street tanoastet, PA 17802 (717) 397-5162 OR 1400-786.5062 (H.O.oniy) FAX.(717) 399-4127 Community Dever. Corp of Frankford Group Ministry 4620 Griacom Street PtIiladaiptda, PA 19124 (215) 744-2990 FAX (275) 744-2012 Amedcan'Rtd Cross of Chester 1729 Edgetnonl Avenue Chester, PA 19013 f610) 874.1484 CCCS of Delaware Valley Marshall Building 790 E. Marital SL, Suite 215 West Chester, PA 19362 (215) 563-5665 Ambri;art Credit Counseling Institute B46 toataa SL Coated PA 19320 (885) 212-6741 144 E. Dekalb Pike King of Prussia PA 19406 810) 971.2210 FAX (610) 265-4814 755 York Rd, Suite 103 Warminster PA 18974 (215) 444-9429 FAX (215) 956.5344 ?,AR10At COUNT,_Y CCCS or western PannayNar a, Ire. YMCA Building 339 North Washington Streel Butler, PA 18001 (412) 282-7812 ?J.,E,?]ELD COUNTY Keystone Economic Dovelopmeni Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 536-SSW FAX (814) 539.lta8 Indiana Co. Community Action Program sZ7 Water Street, Box 167 . Indiana, PA 15701 (724) 46S-2657 FAX (412) 4155,G 118 CCCS of Weston Pennsytwutis, Inc. 217 E. Plank Road Aftoona PA 16602 (614) 9,44-8100 FAX (814) 944.5747 CCCS of Northeastern PA 1631 S Atherton SL, Suite 100 Star@ College, PA 16801 (B14} 238-366e FAX (814) Z38-SM CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-633S P_4 ttYTON COUNTY Lycorning-Cfintan Counties Cornrnission For Community Action (STEP) 2138 Lincoln Street P.Q. Box 1328 Williamsport, PA 17703 (570) 326-0587 FAX (570) 322.2197 CCCS of Notheadem PA 1631 S Atherton St., Suite 100 Slate College, PA 16801 (814) 238-3668 FAX (814) 236.3669 CCCS of Nonhestam PA 201 Basin Street to Wiemspon, PA 17703 f570) 323-8627 PAX (570) 323.6626 22LLjMB1A COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street P.O. Box 1127 Wilkes-Barre, PA 16702 (570)(1570)$21 .6217 OR I-B00.922-9537 FAX 1400 Abiroon ailteca0ve Pack, Suitel Ciarki Surrffft PA 18411 FAX )f570) 1 87-9134/913.5 Commission on Eoonornia OpporUnlty of .Lutz rne'Cowity 153 Amber Larte Wllke9-Barre, PA 16702 (570) 826-0510 OR 1-600822-0359 FAX (570) 829-1665-CALL SS FOIRE FAKING (570) 456.4994 HAZELTON FAX (S70) 455-5631--CALL BEFORE FAXING (570) 8364090 TUNKHANNOCK QFJaWF_Qan Vrr?r C Booker T. Wastttngion Center 1720 Holland Street Erie, PA.16503.. (814) 453-5744 . FAX (814) 453.5749 Greater Erie Community Action Committee 18 L<:.41 91h Street Erie, PA 18501 (814) 4594581 FAX (814) 456.0161 John F. Kenney Center, Inc. 2021 Fast 217th Street Erie, PA 16510 (814) 896-0400 FAX (1314) 898.1243 Shenarlgo Valley Urban League, Mt 601 Indiana Avenue Farrell, PA 16121 (412) 981-5310 ?StBGB?.RLANF7 CCCS of Western Pennsylvania, ini 2000 LJnglestown Road Harrisburg. PA 17102 (717) 541-1757 FAX (717) 5414670 OCT 17. 2002 10,37Ag NATIONAL CITY Fi....-.:-...-,. __.,a bwvicec at Ptrtladetpttfa Gourd( For Community Frankfln , Adv 31 West 3rd street 100 North 17th Street Waynesooro, PA 17266 Suite, 600 (717) ,762.3285 Philadelphia, PA 18103 ' (215)567.7803 Urban League of Metropolitan Harrisburg N. 61h Street Harrisburg, PA 17101 (717) 234-5925 FAX (71) 234.945&- YWCA of Carlisle 301 G Street Catllsie. PA 17D13 (7T7) 243.3818 FAX (717) 731.9589 FAX (2766) 963-9941 Community Action Comm of the Capital Region 1514 Derry Street Karnsburg, PA 17104 (717) 232.9757 FAX (717) 234-2227 Adams County Housing Authority 139-143 Carlisle St. Gettysburg, PA 17325 (T 17) 334-151 S FAY, (717) 334.8326 12AUPH1N COUHTY CCCS of weatem Pennsylvania, Inc. 2000 Unptestown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 Urban League of Metropolitan Harrisburg 2107 N. 8th Street Harrisburg, PA 17101 (717) 234.5925 FAX (717) 234-9459 Community Action Commission of the Capital Region t 1514 Derry Street Harrisburg PA 17104 s (717) 232-9757 FAX (717) 234.2227 IDL2 (t1tyARE MVM Acorn Housing Corporation 845 North Broad Street Prtiiedelphia. PA 19130 215) 765-1221 FAX (215) 785-1427 Notlh•cat Counseling Service 5001 North Broad Street Pthladelphia. PA 19141 (215) 324-7500 I FAX (213) 324-8753 CCCS of Delaware Varley 1 S 15 "Markel Street-S ufte 1325 j Philadelphia, PA 19107 i (215) 563-5685 FAX (215) 961-2666 HACE i 167 W. A1legherry Ave., 2nd Floor Pnliadalphia_ PA 19140 (215) 426-8025 FAX (215) 426-9122 Media Fetiowchip House 3D2 S. Jackson Street Media, PA 18083 (610) 565-0946 FAX (610) 5ES-8567 Community Hou" Counselor, Inc. P.O. Box 244 Kennon Sauare, PA 19348 '(610). 444-6662 FAX (610) "4-8243 Community Devel Corp of Frankford Group Wnfsw 4620 Griaeom Street Pttiladatphta, PA 19124 MS) Tae-2990 FAX (215) 7442012 American Red Cross of Chestor 1729 Edgmont Avenue Custer. PA.19013 (610) 674-1484 CCCS of Delaware Valley 280 North Providence Road Media, PA 19063 (215) 563.5665 ACCT 17S Stratford Ave, Suite 1 Wayne PA 19087 (610) 971.2210 FAX (610) 667-7860 ACCT 144 E. Dekatb Pike King of Prussia. PA 19406 (610) 9'712210 ELK rDUN _ Sohn F. Kennedy Center, Inc. 2021 East 20th Street Erie, PA 16510 (81A) 898.0400 FAX (814) 099-1243 Northern Tier Community Action Corp P.O. Box 389. 135 west 4th Street Emporium, PA 15834. (814) 486-1161 FAX-(B14) 486-0825 EWE COUNTY Booker T; 11 (Uhington Center 172D Holland Street Erie, PA 16503 (81 d) •453-5744 FAX (614) A93-5749 Greater Erie Community Action Committee 18 West 9th street Eria, PA 16501 (014) 459.4581 FAX (814) 450.0181 John F. Kennedy Center, Inc. 2021 East 2Dth Steel Erie, PA 16510 (0.14) 698-0400 FAX (814) 898-1243 FAYETTE CUNTY Action Housing, inc. 426 Sin Avenue, Suito 950 Pittsburgh. PA 15219 (FAX)(391 95,451412) 281-2102 Community Action Soulhwest Z2 West High Street Waynesburg, PA 15370 (724) 1352 2893 CCCS of Western Pennsylvania, inc. 1 North Gate Square B'2 Garden Center Drive Greensburg, PA 15601 (724) 836-1260 Fayette Co. CornMunity Action Agency, Inc. 137 North Beeson Avenue Uniontown, PA 15401 (724) 437-6050 OR 1.800-427-1NF0 J1 V, t c.1 J FAX (412) 437-A413 Tableland Services Inc. 131 North Center Avenue Somerset, PA 15501 (514.) 445-0628 FAX (814) 443.3690 CCCS Of Western PA 199 Edson street Uniontown PA 15401 (724) 439-11339 man-valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 462.9962 MRF-ST Gr? NTY Warren-Forrost Counties Economic Dpporttmity Council 204 Liberty Streal Post Office Box 547 Warren. PA 16365 (814) 726.2400 FAX (814) 723-0510 FRANKLIN 9DIE LY Financial Services Unlimited 31 West 3rd Street Waynesboro, PA 17268 (717) 762-3265 YWCA of Carfiae 301 G Street 0ariiale, PA 17013 (717) 243-3618 FAX. (717) 243.3948 CCCS of Westem Pennsylvania, Inc, 912 South George Street York, PA 17403 (7T7) 6464176 we:atharization Offuco 917 Mffifin Street Huncatgdon, PA 16852 (614) 643-2343 .? N ,?ourtrr Action Housing, Inc, 425 6th Avenue, Suite 950 Pittsburgh. PA 15219 (412!) 391-1656 or (412) 281.2102 FAY, (412) 391.4512 Mon-valley unampioyad Committee 12o E. 8th Avonus Homestead, PA 15120 (412) 462-9962 FAX (412) 462.9964 Communhy Action Southwesl 22 west High Street Waynesburg. PA 1537D (724) 862-2893 FAX (412) 627.7713 CCGS of Western Pennsylvania. I- I North G31e Square, 412 Garden Canter Drive Greensburg. PA 1560t (724) S38-1290 t_tubmNaDON COUNTY Bediord-Fuhcn Housing Services RD 1. Box 384 Evarell, PA 15537 (814) 623-9126 FAX (814) 623.7167 GCGS of Weston Pennsylvania. tnc. 217 E. Plank Road Altoona, PA 16602 (914) 9AA-6100 FAX (814) 944.5747 American Red 0rosc--H3nov4r Chapter $29 Carlisle, Street Hanover, PA 17331 (71,7) 637-3766 FAX ,(717) 637.3294 Community Action Commission of Ctlpfial Region 1514 Deny Street Harrisburg, PA 171114 (717) 232-9757 FAX (717) 234-2227 Urban League of Metropolitan Hbg 2107 N. 6th Street Harrisburg, PA 17101 (717) 234 5925 FAX (717) 234-9459 CCCS eWoster PA 2000 Ungiestowrt Road Harrisburg, PA 171x2 (717) $41.1757 FAX (717) 541.4670 Adams Counly Housing Authority 138-143 Carlisle St. Gettysburg, PA 17325 M7) 33A-1519 FAX {717) 334-11326 (;tJLTON C t1( Batilord-Fuean Housing Services R.D.01, Box 384 Everell, PA 15537 (814) 623-9129 FAX (814) 623-7167 Financial Counseling Services of Franklin .i 31 West 3rd Street Waynesboro. PA 17268 (717) 762.3285 CCCS of Western Pennsylvania, Inc- 912 South George Street York PA 17403 (717) 846.4176 Weatherizalion Office 917 tVBftfin Street Huntingdon, PA 16652 (814) 643-2343 tpU3lON -apuwy CCCS of Wartem Ponnsylvania. Inc 1 North Gals Square #2 Garden Canter Drive Greensburg. PA 15601 (724) 838-1290 Indiana Co. Community Action Prcgrarn 827 Water Street, Sac 167 Indiana. PA 15701 (724) A65-2657 FAX (412) 465.5118 ,,Keystone Economic Development Corporation 195d !Katy Grace Lane Johnstown, PA 15901 (814) 535.6556 FAX (814) 539-1688 CC-CS of Weafem PA 219-A C'ofiege Park Plaza Johnstown PA 15904 (H1 a) 539-6335 J8F SOH COUNTY John F. Kennedy Center, Inc. 2021 East2Dth.Stmai Erie, PA 16510' (814) 896-0400 FAX (814) 898.1243 CCCS of Western Pennsylvania, Iris YMCA Building 339 North Washington Sireel Butler, PA 16001 (724) 2132.7812 Indiana County Community Action Program 827 Water SIM&L Box 157 Intdana. PA 15701 (724) 465-2657 FAX (d12)A85-5118 OCT:17, 2002-y10, 37AM CCCS or Westem Pennsylvania, Inc. 217 E. Plank Road Agoom PA 16602 (814) 944-8100 FAX (8114) 944-5747 Woatttertmlion Office 917 Mifflin Street Huntingdoni, PA 16,'52 (814) 6413,2343 LACKAWANNA Cr2t N= CCCS of Northeastern Pennsylvania 31 W. Market Street P.O, Box 1127 Wikes-Barre, PA 18702 (570) 821-0837 OR 1.800-922-9537 FAX (570) 821-1785 1400 Abington Executlva Park, StAo 1 Clarks Summttt, PA 18411 (570) 557-9163 or 800-9554637 FAX (570) S87-91:441M35 LANCASTER COUNTY Community Housing Counsefers, Incorporated P.O, Box 244 Kennett Square, PA 19348 (215) `44 3682 FAX (215) 444-3178 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (717) 5214011 I-800.22D-2733 ' FAX)(21& (814) ONLY 5) 821.6932 CCCS of We5tem Pennsylvania, Inc. 912 South George Strecr York, PA 17403 (717) 846.4176 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17502 FAX)(397 ) 399 OR 1-600.788-5062 714127 LAWFIENCP C,QUNTY CCCS of Western Pennsylvania lit Federa[ P1a73-Suite 406 North Mitt Street Now Castle, PA 16101 (724) CM-1074 312 Chestnut Street, Suitt: 227 Meadville PA 16335 (814) 333-8570 Shenango Valley Urban t,reague. Inc. 801 Indiana Avenue Ferrell. PA 16121 (724)981-S310 {-lousing OpportunKies of Beaver Counly 650 Corporation St., Suite 207 Beaver, PA 15009 (724) 726.7202 FAX (412) 728-7202 t-E19ANON COUNTY Economic Opportunity Cabinet of Schuy" County 225 North Centre Street Pottsville, PA 17901 (570) 622-1995 FAX (570) 6Z2-0429 Taoor Community Zervicea, Inc 439 E. King Street Lancaster, PA 17802 (717) 397.6182 OR 1-SOD-768.5062 FAX (717) 399-6127 NATIONAL CITY CCCS of Lehigh V11169 3671 Crescent Court =31 WAllohak PA 18052 (610) 821-4011 OR 1-800-220-2733 (57Q) 8 (814) ONLY FAX (610) 821.8932 Economic Oppon Cabinet of Schuylklii Cc 225 North Centre Street PoltsvNe, PA 17901 (570) 622.1995 FAX (570) 622-0429 (U jERNF CaltM CCCS or Northeastern Pennsylvania 31 W. Market Street P.O. Box 1127 Wllkoa-Barre,.PA 18702 (570) 621.0837 OR 1.800-922.9537 FAX (570) 821-1785 1400 Abington Executive Perk Suits 1 Clarks Summitt, PA 10411 (S70) 587.8168 or 800-922-9537 FAX "0) 587-913419135 Comm, an Econ Oppommity of Luxeme County 163 Amber Lane Wakes-Bane, Pannsylvanin 18702 (570) 626-Oslo OR 1.800-622-0359 FAY, (570) 829-1665--CALL BEFORE FAXING FAX)(5A55-4994 HAZV-TON 70) 455-5031-4CALL BEFORE FAXtNG (570).236-4090 TUNKHANNOCK EOC o[ Schuylkill County 225 North Centre Street Pottsvila; PA 17901 (570) 13221995 FAX (570) 622.0429 LYCQLaw..cDUNTY CCCS•of Northeastern Ponnsytvania 31 W. Market Street P.O. Box tt27 Whktae-Barre, PA 18702 (570) 821-0837 OR .1 -800-922-9537 FAX (570) 821-1785 1400 Abington Executive Park Suite i Clarks Summltt, PA 18611 (570) 587.9163 or.400-922.9537 FAX (570) 587.9134/9135 201 Basin Shea( Williamsport, PA 17703 (570 32"927 .., FAX (570) 323.6526 Lycornfnq•Clinton Counties Commission For Community.Action (STEP) 2138 1uncofn Street. P.O. Box 1328 WiMamsport,. PA 17703 (570) 326,0587 FAX (570) 322-2197 5t1?ek?.ei?S?'45r TX John F. Kennedy Center, inc. 2021 East 2mli Street Erie, PA 16510 (814) 698.0400 FAX (814) 898.1243 Northern Fier Community Action Corp P.Q. Box 389 . 135 W. 41h Street Emporium, PA 15634 (814) 486-1181 FAX (814) 486-0825 MERCER COUNT' Sheru %io.Vailey Urban League. Inc, 60 1, Indiana Avenue Farrell, PA 16121 1724) 981.5310 11V' 1 L.1 . .. CCCS of Western Pennsylvania. Inc: YMCA Hunting 339 North Washington Street Butter; PA 161301 (724) 262-7812 5601 SOU NTY CCCS of Western Pennsylvania, Inc 217 F- Plank Road Altoona PA 16602 (8141 944-81DO FAX (614) 944.5747 Weaihenzstion office 917 M1ltlln Street Huntingdon, PA 16652 (814) 643.2349 CCCS of Northeasiem PA 1031 S Atherton Si Suite 100 State College PA 16801 (814) 236-3668 FAX (814) 238-3666 It ONEME COUNTY CCCS of Northeastem Pennsylvania 31 W. Market Street P.O. Box 1127 Wikee-Barra, PA 18702 (570) B21-0637 OR 1-800-922-9537 FAX (570) 821.1785 i400 Abington ExecuWe Park Suite 1 Clarks Sommin PA 16411 (570) 587-9183 or'800-922-8537 FAX (570) 587-9 1 3419 1 3 5 9 South 7th Sweet Stroudsburg PA 18360 (570)'420-89110 or 800-922-9537 FAX (570) 420-8961 Comm on Eoon Opp of Luzetno County 163 Amber Lane Witkesr Barra, PA 18702 (570) 826-0510 DR 1-600-822.0959 FAX (570) 829-1665-CALL BEFORE FAXING (570) 455-4994 HAZELTON. FAX (570) 455-5631--CALL BEFORE: FAxIrtG (570) 8364090 TUNKHANNOCK ?fiTGOMERY LINTY Acorn Rousing Corporation 866 North $road Street PhltadeiAh(a, PA 19130 (215). 765-1221 FAX (215) 765-1427 Northwest Couitseling Service 501)t'N'. Broad Street Philadelphia, PA 19141 (215) 324-7500 FAX (215) 324.8758 CCCS of Delaware Valley Norristown Business Center 190 W. Germantown Pike, Suttc 140 Norristown PA 19401 (215) •563-5655 Media Feliowstip House 302 S. Jackson Street Media, PA 19063 (6 k0) 565.0846 Phita Council For Community Advrn 100 NoRh 17ir Street, Suite 600 Philadelphia, PA 19103 (215) 567.7803 FAX (215) 963.9941 Ameel= Cretin Coumet'mg in5tilut, 645 Coates St. Coetesvilla, PA 19320 (889) 212-6741 14A E. Dekab Pike King of Pruasta PA 19406 (910) 971-2210 FAX (610) 265.4814 7S5 York Rd„ Suite 103 Warminster PA 18974 (215) 444-DA29 FAX (215) 956.9344 B60QUR COt7NTY CCCS of Northeastern Pennaylvanie 31.W. Market Street P.O. Box 1127 Wkkes-Barre, PA 16702 (570) 821-0837 OR 1-800.922-9537 FAX (570) 821-1785 1400 Abnngion Exacutive.Park, Suite 1 Clarks Surnmill, PA 18411 (570) 587.9163 or 800-822-9537 FAX (570) 587-91 34191 3 5 NORM AMEM0203X CCCS of Latigh Valley 3671 Z;resconf Court East Whitehall, PA 18852 (610) 62(814) 10N R? i-800-220.2733 (7 7) FAX (610) 621- 8932 HO RTFtU1Ag=RLAND CDUMTY CCCS eI Nonhauctem Permsytvaniq 31 W, Market Street P.O. Box 1127 Wakes-Barre; PA 18702 (570) 821-0837 OR 1-60 0- 922-8 537 FAX (570) 821.1785 1400 Abington Executive Park Suite 1 Cierks Summtft, PA 19411 (570) 587-9153 or 800-922-9537 FAX (570 $87-913419135 -201 Basin Street Wl(IiamapM PA 17703 (570) 323-6627 FAX (570) 333-6626 iwr -cultic Opportunity Cabinet of SchuylkAl County 225 Norlh Centre Street Pottsville, ?A 17901 (570) 622.1995 FAX (570) 622.0429 Community Action Devetopmenl Comm 701 DeKalb Street Norristown, PA 14401 (610) 277-6363. FAX (610) 277-2123 CCCS of Delaware Valley 1515 Market Street, Suite 1325 PhBadelphliw PA 19107 (215) 563-5685 FAX (Z15) W-2666 Community Housing Counselors Inc P-Q.. Box 244 Kennett Square, PA 19348 (215) 644-8682 FAX (21q -44.8243 p0RRY COUNTY CCCS of Westem Pennsylvania int 2000 Linglestown Road Harrisburg. PA 17102 (717) SAi-1757 FAX (717) 5414670 Financial Couns¢fmg Services of Frankfin 31 West 3ro Street Waynesboro. PA 17266 (717) 762.3285 Urban League of Metropothan Harrisburg 2107 N.6th Street Harrisburg, PA 17101 (717) 234.5925 FAX (717) 234-8459 T ?IAfi10NAl CITY NU, ILID, r .,, O CT: 17, N02,,] d; J b hm r lr'r uUMN r Y CCCS of Western Pennsylvania, Irm. 917 l emin Street CCCS of Nomeasibm Pennsylvania 219-A Ca" Pane Piaza Huntingdon, PA 16652 31 W. tAwkef Street POB 1127 Jofxtstown PA 15904 (814) 643-2343 Wltlces-Barre, PA 16702 (91x) 530-6935 (5"70) 821.0837 OR 1.800-922.2537 YWCA of Cafitsta FAXA570) 821-1785 301 G Street Catttste:, PA 17013 (717) 243-3618 FAY, (717) 243-3948 Community Action Commission of The Capita( Region 1614 Derry Street Harrisburg PA 17104 (717) 232-9757 FAX (717) 234-2227 PKV_AQr;LWHlA COUNTY Acorn Housing Corporation 646 North Broad Streel P Adelphia, PA 19130 (215) 765-1221 FAX (215) 76-1427 Northwest Counseling Servioe 5001 N Broad Sln:?et PhiiadetpWa PA 19141 (215) 324-7500 FAX (215) 324-87S3 CCCS of Delaware Va9ay 1515 Markcei Street, suite 1325 Phladelphia, PA 19107 FAX )(2 884-2666) CCCS of Delaware Valley One Cherry Hill, Suite 215 Cherry HID NJ 08002 (2151 553-sees HACE 167 W. Allegheny, 2no A Phladolphia, PA 19140 (215) :26-BD2s FAX PIS) 42679122 I Housing Aser?ciation at Delaware V8Dey ,,500 Walnut Street, Suite 801 Philadelphia; PA 19102 (215) 545-6010 FAX (215) 790-9132 Media Fellowship House 302 S. Jackson SIM01 Media PA 19053 felo) ses-oads FAX (Esi) ses-e567 Housing Association of Delaware Valley 858 North Waft Stroel Philadelphia, PA 19123 (215) 978-0224 FAX (215) 765-7614 PCCA 100 North 17TH Strect,Suite 600 Philadelphia, PA 19103 (215) 567.7aD3 FAX •(215) 963-9941 Comm Deval. Corp of Frankiord Group Ministry 4620 Griscom Street Philadelphia PA 10124 (215) 744-2990 FAX (215) 744.2012 American Credit Counsofcng institute SAS Coates St j COateavllk PA 19320 (sae) 212-x741 144 E Dekalb Pike -King of Prussia PA 19406 •6111-971.2210 'SID-971 .7210 755 York Rd, Suite 103 Warminster PA 18974 FAX(215) 95'0-E344 1400 Abington Executive Park, Suite 1 Clarks Summit PA 18411 FAX)(57597 0 5$ 134M35??537 9 South 71h Street Stroudsburg PA 18360 (57x) 420.6980 or 800.922.9537 FAX (570) 420.8981 Pa'F'r'EB COUNTY Northern liar Gommurtlty Action Corp. 136 West 4th Street Emporium, PA 15634 (814) 499-1101 FAX (814) A86.OB25 ==ff1 nLt c_o 2= Budget Counseling Center 247 North Fifth Street Reading, PA 19601 (610) 37$.7866 FAX (610) 375-7630 2= Dppon Cabinet of StiWkM Co =S N. Canine Slraet Pofir4w. PA 17901 (570) 622.1995 FAX (570) 622-0429 Comm,;) ton on Econ Opptunity of Luz Co. 163 Amber Lune Wilkes-Sarre PA '187D2 (570) 826-0510'OR 1.800-M-0359 FAX (570) 62,9-1665- CALL BEFORE FAXING (570) x554994 HAZ£LTON FAX (570) 05-6631-CALL BEFORE FAXING (570) 836.4090 TUNKHANNOCK CCCS of Lehigh Valley P.O, sox'A Whitehall PA 18052 (610) 821.4011 FAX (610) 821-8932 SNXD- Pennsylvania, inc 2000 Unglestown Road Hanisburg, PA 17102 17) 541.1757 Ax (717) 5d1-4670 Urban League of Metropo8tan Harrisburg 2107 N. 6th Street kanisburg PA 17101 17101 (717) 541.1757 FAX q17) 234-9459 Community Action Comm of the Capltal Region 1514 Derry Street Harrisburg PA 17104 (717) 232-9767 FAX (717) 234-2227 ,?Q,1dERt? CO !t~1,IT,? Bedford-Fulton Housing Services R.Oxi, Box 364 Everett, PA 15537 (B14)623.9129 FAX (814) 523-7187 Bedlord-Fulton Housing Services 1964 Mary Grace Lane Johnstown,'PA 15901 FAX (814) 539-16BS CCCS of Western Pennsyvania, tnc, 1 NoM Gate Sctuato 92 Gordon Center Drive Greensburg, PA 15601 (724)936-1291 -Tabtetand Services inc. 536 East main Street Sornetsai, PA 15501 (814) 44x-9626 - 1-800-952.014a FAX (614) x43.3690 ,e, jn,(,f V?,(Zt1NTY GG+5 at NorM"tom Pennsylvania 1400 Abington fm=f ,e PatV, Stale 1 Clarla; S=rWIL PA 16411 (S70) 567-9163 OR 1.800-922-9537 FAX (570) 587-9134/3135 31 W,.Market St. Winces-Barra PA 18702 (570) 821837 or B00-922-9537 FAY, (570) 821.1785 The Trehab Corner of Nonheeatetn PA 185 Elmira Simat, P.O. Box 21B Troy, PA 16947 (570). 297-2101 . FAX (570) 297-2799 Germari Street, P.C. Box 389 FAX(Sn)297.2729 (570) 920-9668 FAX (570) 928.814x 1.7 CmIttxt Street Welisbara, PA 16901 (5701 724-5252 FAX (570) 7,24-5793 931 Main Street Honssdate PA 16431 FAX (670) 82534817 103 Warren Street, P.O. Box 709 Tun ASannoM,' PA 1 B857 (570) 1336-6840 FAX (570) 836.6332 •7 Lake Avenue. Box 339 Montrose, PA 18601 (S70) 27a,-.3330 or 1-8-00-982-4045 FAX (570)278-1899 ??rrr__HAiy?+c couNrl? CCCS of Northeastern P'enrrslyvanie 1400 Abington Executive-Park Suite 1 Clarks Stammin. PA 18411 1(57587-9183 OR 0) 557-8 34/9135 922.9537. PAX 31.W. Market St. Wilkes-Barre PA 18702 FAX )(570) 821-1765?g229537 The Trehab Cartier at Northeastern PA 186 EMrtits Street, P.Q. Box 218 Troy, PA 16947 (570) 297-2101 FAX (00):197.2799 German Street, P.O. Box 399 FAX (570) 297.2799 (570) 921i-966B FAX (570) 926-6144 17 Oration Street Weiisbom, PA 16901 (570) 724-5252 FAX (570) 724-5783 931 !Main Street Honesdale PA 18431 (570) 253-8944 FAX (570) 253-4817 103 Warren Street, P,O. Box 709 Tunkhattrtnck, PA 16657 (570) 836-6540 FAX (570) 636-6332 7 lake Avenue, Box 339 Montrose, PA 18BOi q)r)(570?) 37+ti8r 1-1589 00-982-4045 COOS of Northeastern Pennsyvvanta 1400 Abngton Executive Park Sufic Clarks Srmsmill, PA 18411 FAl,)(S587-9163 OR M) 587.9134/9135 922.9537 31 W. Markel SL vake:S-Barre PA 18702 57D) 821.0837 or BDO-822-9537 FAX (570) B21-1785 The - mtmb Carne of Northeastern PA 1as Elmin Stre6l. P-0. Box 218 Troy, PA 16647 (570) 297-2101 FAX (S70) 297.2799 Gerrnan street P.O, 80x 389 FAx (570)297.2790 (570) 928-9668 FAX (570) 928-8144 17 Oration Street Wetiaboro, PA 16901 (57O) 724-SM FAX (570) 724-S ;703 931 Main Street Honesdale PA 18431 (5701253-890 FAY (57a) 2633-AB17, 103 Warren Street, P.O. Box 709 Tunkhannook, PA 18657 (570) 638.8840 FAX (570) 836-6332 7 take Avcrwa, Box 339 Montrose. PA 18801 (570) 278.3338 or i-SDD-982-4045 FAX (570) 278-18119 N Lymorrntng Co Comm For Coer Action (STEP) 2138 Lincoln Street, P.O. Box .laze Witl'urmspon, PA 17703 . (570) 326-0587 FA,X (717) 322-2197 CCCS of Western Pennsyvvania. 1711C 217 E. PiaW Road Altoona PA 1602 (131 A) 944-8100 (814) 944.8100 CCCS' of Northeastern Pennsylvnnc 1400 Abington F Park Suite 1 Glecncs SummiU, PA 19411 (570) 587-9163 OR 1-800.922-95N FAX (57D) 567-913419135 at W. Matkat SL VAlkou-Sarre PA 18702 (570) 821-0837 or BOO-922-9537 FAX (57D}821.1765 201 Basin Street Wflltamspon, PA 17703 (570) 323-6527 FAX (570) 323-5626 VL-NANG02P lrM Great9r Erie Conlmuntty Action Committee 19 Weal 9TH Street Erie, PA 16501 (814) 459-4581 FAX (814) A5&0161 John F. Kennedy Centel, lnr: 2021 East 2Dlh SIM61 Eric, PA 15510 (914) 898.0400 FAX (814) 898.1243 ., OCT. 17. 2002P10:39AM,,, NATIONAL CITY .8ox389 rMt.n euaoertp FAX (570) 297-2799 339 Notch Washington Street - (570) 929-sear Butler, PA 16001 FAX (M) 928-8144 (412) 202.7612 WARREN COUNTY Booker T. Washington Center 1720 Holland Street Elsa, PA 16503 (814) 453.6744 FAX (614) 453-574g Gmattar Erie Community Action Comminse 18 West 9TH Street Erie, PA 16501 (814) 459-4581 FAX (814) 456-0161 Warren-Forrest Counties Economic Opportunity CounoB 1209 Pennsylvania Avenue, West P.O. Sox 547 Warren, PA 18365 (814) 726-2400 FAX (B14) 723-0510 Yt?AQHlNGTt7({ (" tNTV Action Housing, inG 425 61h Avenue, Suite 850 Pittsburgh, PA 15219 (412) 391-1956 or (412) 281.2102 FAX (412) 391-4512 Community Action Southwest 22 West High Street Waynesburg. PA 15370 (724) B5Z-2899 CCCS of Western Pennsylvania, Inc, 1 North Gate Square 42 Garden Center Drive Greensburg, PA 15801 CCCS of Western Pennsylvania, Inc 53 N. College Street Washington PA 15301 (724) 222.82112 Housing OPpommilles, Inc 133 Seventh Street bMeKaettpoII, PA 151,32 (412) 664.1590 FAX (412) 664-0873 Mon-Walley Unemployed Comrtilllee 120 E" 9111 Avenue Homestead, PA 15120 (412) 462-9962 , FAX (412) 462-1?96 Credit Counselors or PA 401 Wood Street Suite gob (412)-38-9954 cr (800) 737.2933 FAX (412) 338-9963 Vol; o ?,?,? ; Northeastern Pennsylvania 1400 Abington Executive Park,, Sulte 1 Clarks Summitt, PA IB411 (570) 687-9163 OR 1-800-9224537 FAX (570) 587-913419135 31 W, Market St_ Wirxea-Barre PA 16702 (570) 521.0837 or 800-922-9537 FAY. (570) 621-1765 9 South 7th Street . Stroudsburg PA 18360 (570) d20;898o or 800-922.9637 FAX (570) 420-BBet The Trehab Contar of Northaastcm PA 185 Elmira Street, P.Q. Box 218 Troy. PA 16947 (570) 297.2101 FAX (570) 297-2799 17 Cralton Street WeGbom, PA 16601 (57D) 72A-5252 FAX (570) 724.5783 931 Main Street Honeadale PA 18431 (570) 253-8941 FAX (57D) 2534817 103 Warren Street, P.O, Box 709 Tunkhanno* PA 18657 (570) 836-6850 FAX (570) e35.6332 7 Lake Avemte, Box 339 Monimae, PA 18801 (570) 2782336 or 1-800.982.4045 FAX (570) 278-1889 1NF?CTU._-ORE-AND t'?1NTY Action HousngInc, 425 6th Avem, , Suite 950 Plttaburgn, PA 15219 (412) 391-1P56 or (412) 281 2102 FAX (412) 3914512 Community Action Southwest 22 west High Street WaynenuM, PA 15370 (724) 052-2893 CGCS of Western Pennsylvania, Inc, 1 North Gate Square 41 Garden Center Drive Greensburg, PA 15801 (724) 838-Im COOS of Weatertu Pennsylvania, Inc 199 Etfroon Street Uniontown PA 15401 (724) 439-8939 Housirto Opportunities, Inc 133 Seventh Street McKeesport, PA 15132 (412) 654-1590 FAX (dt2)' 664-0873 Mort-Walley Unemployed Committee 120 E. 9th Avenue Homestead PA 1S12D (412) 4624952 FAX (412) 462.998 IAlSans Cc Corrtmunlty Action program 827 Water Strati!, Box 187 Ind iaria, PA 15701 '(724) 465-2857 FAX (724) 465-5118 Keystone Economic Oevotopment Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535.6556 FAX (814) 539-1686 Tableland Services Inc, 535 Easi Main Street Somerset, PA 15601 (814) 4453x28 1.800452-0148 FAX (61.4)443.3690 OredIf Counselors of PA 401 ' Wood Street. Suite 906 Pittsburgh, PA 1522$ (412) 338-9954 or 1(8(30) 737.2933 FAX (412) 939-9963 NO. 1219 r, )) .!WYOMING C01; m Common Sconomics.Opportunity of Luzeme Co 183 Amber lane Wilkes-Barth. Pennsylvania 18701 (S70) 826OSID OR 1-BOOZ922-0359 FAX (570) 829.1665--CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 4555531--CALL BEFORE FAXING (570) 636.4090 TUNKHANNOCK CCCS of Nonheastem Pennsylvania idDO Abington EX&MAlva Park Suite 1 Clarks SuaimtQ, PA 18411 (570) 5874163 OR 1-BOD-922-9537 FAX (570) 587.913419 135 '71 W. Market St. Wilkes-Bane PA 18702 (570) 8210837 of 800-922-9537 FAX (570) 821.1785 The Trehab Center of Northaat fern PA 185 Elmira Street, P.O. BDk 218 Troy, PA 15947 (570) 297.2101 FAX (570) 297-2799 German Street, P.O. Box 389 FAX(S7D)297-2799 (570) 925.9668 FAX (570) 826-8144 17 Oration Street Weilsboro, PA 16901 (570) 724-5252 FAX (570) 724.5783 931 Maim Sheri Hones"ie PA 18431 (5701 2534941 FAX (570) 2534817 103 warren Street, P.O. Boti 709 Tunkhannook PA 18657 57o) 836-6840 AX (570) B36-8332 7 Lake Avenue. Bax.339 Montrose, PA 18801 (570) 278,3336 or 1-800-982-4045 FAX (570) 276-1889 YORK 2QUhn American Red Cross-}•ianover Chapter 529 Carlisle 8trect Hanover, Pennsyhrrrtia 17331 (717) 837-3768• FAN (717) 6373294 Houeing'Cound of York 116 North George Street York, PA 17401 (717) 854-1541 .' FAX (717) 845-7934 COOS of Western Pennsy"nia, Inc 20DO Ungtestovm Road Harrisburg, PA 17102 CCCS of Westem Pennsylvania, Inc 912 South George Street York, PA 17403 (717) 946.4176 Adams County Housing Authority 136-143 Carlisle St Gettysburg PA 17325 (717) 334-1518 FAX (717) 334.8326 ,r 0 ! , • OCT.* 17. 2002 10:3DAM ADAMS COCIN-TY Arnerlca,n Red Cross-- htanovar Chitplor 529 Carlisle Street Hanover, Pannsyivanfa 17331 (717) 6373768 FAX f717) 637-3294 NATIONAL CITY NO. 1219 Y. b ` APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY `, HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM - CONSUMER CRED(T COUNSELING AGENCIES Indiana Co. Community Action Program 627'Wetor Stresl, Box 187 Indiana PA 15701 (724) 485.2657 FAX (724) 465-5118 CCCS of Wa6tem PA Credit Counselors at PA 401 Wood Street, Suite 906: Economic Opportunity Cabinet of Schtrylki9 County 2,000 Linglestown Road Pittsburgh, PA 15222 225 N. Centre Strost Harrisburg PA 17102 (412) 338-9954 or , Pottsville, PA 17901 (717) 541-17S7 1(800) 737-2933 (717) 622.1995 FAX (717) 541-4670 FAX (412) 338-9963 FAX (717) 622-0429 Financial Counseling Services of, Franklin 31 West 3rd Street Waynesboro, PA 17266 (717) 762-3285 Adams County Housing Authority 139.143 Cartiste St Gettysburg PA 17325 (717) 334-1518 FAX (717) 334-ti326 AL?GFtt=tVy COt rpfl Y Penruytvania Housing Finance Agency (Marcia Hess) 2275 Swalfow HID road, Bldg 200 Pittsburgh. PA 15220 (412) 429.2842 FAX (412) 429-2835 Credit Counselors of PA 401 Wood Street. Suite 906 Pittabmvh, PA IBM (412) 3M-9954 or 1(800) 737.2933 FAX (412) 338.9953 S PAVER QQLj Action Housing, Inc 425 8th Avenue, Suite 950 Pittsburgh, PA 15219 1412) 391-1856 FAX (412) 391-4512 CCCS of Western Pennsytvarna, Inc. 971 Third Street Beaver, PA 15009 (724) 774-0796 Housing Opportunities of Beaver County. Inc, eSD Corporation St, Suite 207 Beaver. PA 15009 (724) 728-7511 Mon Valley Unemployed Committee 120 it 9th Avenue Homestead. PA 15120 1412) 462-89$2 (412) 482.9964 Community Housing Counselor, Inc, P.O. Box 244 Kennett Square, PA 19348 (610) 444-3882 FAX (610) 444-8243 6LALR CQUNTY Bedtotd-Fuson Housing ServIres R.D.l/1. Box 364 Everett, PA 15537 (8 f d) 6y3-9129 PAX (814) MS-7187 Keystone Economic Development Corp 1954 Mary Grace Lanr, Johnstown PA 15901 (814) 535-6556 AX (81-4) 539-1688 CCCS of Wostem PennsylvenuL Inc. 217 E. Plank Read Altoona PA 16602 (814).944.8100 or (Bid) 944.5747 Action Housing, Inc. 425 6th Avenue, Suits 950 Pittsburgh. PA 15219 (412) 391-195e or (412)281.2102 or 1 (800) 792.2801 FAX (412)-391-4512 Community Action Southwest 22 Weil High Street Waynesburg, PA 15370 (724) 1352-2893 CCCS of Western Pennsylvania; inc. 309 Smithfield Street Pittsburgh. PA 15222 (412) 471.7584 Housing Opponunties 133 Seventh Street McKeesport PA 15132 (412) 664-19t)s Fax (412) 664-0673 Urban League 01, Pittsburgh Bldg. For Equa( Opportunity One Smithfald St. loftburgh•PA 15222.2222 (412) 227-4802 FAX (412) 261-5207 Mon-VaBey Unemployed committee ,120 E. 9th Avenue 1-10rnesl9ad, PA 151,20 (4 i 2) 462-9962 AflMSTRO(V_? {?,Ot--NTY CCCS a! Woslem Penrisylvanrb Inc, 217S- Plank Road Altoona PA 16602 (814) 244-8100 or (814) 9444-5747 Housing Opportunities Inc, 132 Seventh Street P.O. Box 8 McKeesport PA 15134 Credit Counselors of PA 401 wood Street, Suite 906 Pittsburgh. PA 15222 (412) 336-9954 or 1'(B00) 737-2933 FAX (412) 336-9963 PEDFORD BOUNTY SuMord-Fulton Housing Services 10241 Lincoln Highway Sverett, PA 15537 (814) SM-2129 FAX (814) 823-7187 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) 944-81D0 FAX (814) 9445741 Keystone Economic Doveiopment Corporation 1954 Mary Grass Lane Johnstown, PA 15901 (814)535.6556 FAX (Bid) 539-1688 CCCS of Lehigh Valley 3671 Crescent Coun East Whitehall PA 18052 (610) 821-4011 or e0r1-220.2733 (814) only FAX (610) 821.8932 Weatherizetion Cifice 917 Mifflin Street Hunlirigdom PA 16662 (614) 643-2343 BRADFDRD LINTY CCCS of Northeastern Pennsylvania 1400 Abington Exeo:niae Park, suite. 1 Ctafiks Summitt. PA 18411 (570) SB7-9163 OR 1-800.922-9537 FAX (570) 567-913419135 31 W. Martcet St. Willcas-Barre. PA 16702 (570) 821-0837 or 800922-9537 FAX (570) 821.1786. 9 South 7th Street Stroudsburg PA 183130 (570) 420.8960 or 800-922.9537 FAX (S70) 42D-89D1 1631 S Athtadon81, Suite 10D State College, PA 16801 (614) 238-3668 FAX (814) 2383668 The Trahab Colter of Northermam PA 10 Pubftc Avenue Montrose, PA 18801 (570) 278.3338 or 800-962-4045 FAX. (570) 276-1!388 (Rev, 6/9 33 Walnut Street Wallsboro, PA 16901 FA FD) 724.5252 X (570) 724-5783 831 Main Street HDnesdaie PA 18431 (570) 253.8941 FAX (574) 2534617 SLICKS t QQ= Aram Housing Corpomllon 846 North Broad Street Philadelphia, PA 19130 (215) 765.1221 FAX (215) 765-1427 Northwesl Counseling Service 5001 Norlh Broad Street Philadelphia, PA 19141 (215) 324.7500 FAX (215) 324-8752 Bucks County Housing Group, Inc, 140 East Richardson Avenue Langhorne, PA 19047 (215) 750-4310 FAX (215) 750-4318 CCCS of Delaware Valley z 1515 Market Street - Suite 1325 Phlladelphia PA 19107 (215) 563-Sfl05 FAX (21S) 864-2866 RACE 167 AAegheny. Ave 2rd Fl. Philadetphia. PA 19140 (215) 426-8025 FAX (215) 425.9122 CCCS of Delaware Valley Trevose Corporate Center 4606 Strost Road Trevose PA 19047 (215) 563-5665 Community Devel. Corp of Ftanktotd 4620 Griscom Street Philadelphia, PA 19124 (215) 744-2990 FAX (215) 744-2012 CCCS of Lehigh Vaboy •3671 Cnascant Court East Wttite:hail, PA 18052 (6i0) 621-4011 OR 800-220,2733 FAX (610) 821-9932 Arm -,*:an Credit Counseling Institute 846 Contas St. Coatesville PA 19320 (868) 212.6741 ti 144 E Dekalb Pike King of Prussia PA 19406 61x971-2210 FAX (610) 265-4814 Tabieiand Services, Inc. 535 East Main Street Somerset PA 15501 (814) 445-91728 or 1-800-452.0148 FAX (814) 443.3690 WeatheritAtion Office 917 Mifflin Street Huntingdon. PA 16852 (814) 643-2343 185 Elmira Street P.C. Box 218 Troy, PA 16947 (570) 297-2144' German Street; P.Q. Sox 389 DushOre. PA 18614 (570) 928-9668 FAX (570) 9284144 103 Warren Street. P,O. Sin 709 Tunkhannock PA 16657. (570) 836.6840 FAX f570n E3G-3? 755 York Rd. Suite 103 Warminster PA 18974 (215) 444-9429 FAX (2151, 956-6344 BUTLER CDUNTY Aotion Housing, Inc. 425 6th Avenue, Suite 960 Pittsbutgti. PA 15219 (412) 391.1956 or (412) 291-2102 FAX (412) 391.4312 CCCS of Western PA YMCA Building 339 North Wartungton Slraet Butter, PA 16001 (724) 282-713 1 2 q ? . y V E R I F I C A T I _O N The undersigned, hereby states that he/she is the attorney for the Plaintiff, a corporation unless designated otherwise; that he/she is authorized to make this verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he/she has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his/her knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. UDRFN LAW OFFICES, P.C. BY: l. 4 I_? IN U/&N L/Lm I Lv / Attorneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 ADAM KAYES, ESQUIRE - ID #86408 MARGUERITE THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com ATTORNEY FOR PLAINTIFF O PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank NA :CIVIL DIVISION 3232 Newmark Drive :Cumberland County;. W Miamisburg, OH 45342 Plaintiff € NO. 10-2812 Civil Terrn V. Ronald W. Baer Krista K. Baer United States of America 71 Cold Springs Road Carlisle, PA 17015 Defendant(s) PRAECIPE TO MARK SETTLED, DISCONTINUED AND ENDED TO THE PROTHONOTARY: r? 3 --t Please mark the above captioned matter SETTLED, DISCONTINUED and ENDED, upon payment of your costs only. Dated: June 1, 2010 FEES, P.C. BYE// 4tt ys for Plaintiff R ONE UDREN, ESQUIRE S Td.NNEG, ESQUIRE LOR DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ADAM KAYES, ESQUIRE MARGUERITE THOMAS, ESQUIRE