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Our File No.: 254291
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D. #38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
CHASE BANK USA, N.A.
3700 WISEMAN BLVD BLDG 2 1 ST
FLOOR
SAN ANTONIO, TX 78251
Plaintiff,
vs.
JASON PIERRE
44 N LOCUST POINT RD
MECHANICSBURG, PA 17050-4503
Defendant.
FILED- )4:F; 'E
2010 APR 2S Pji 1: 56
CUmr' '' NIY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.: 10 - a&3(p Ctv I lTpJ'M
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE PA 17013
717-249-3166
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Our File No.: 254291
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D. #38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
CHASE BANK USA, N.A.
3700 WISEMAN BLVD BLDG 2 1 ST
FLOOR
SAN ANTONIO, TX 78251
Plaintiff,
VS.
JASON PIERRE
44 N LOCUST POINT RD
MECHANICSBURG, PA 17050-4503
Defendant.
FIRST COUNT
1. Plaintiff is CHASE BANK USA, N.A., 3700 WISEMAN BLVD BLDG 2 1 ST FLOOR, SAN
ANTONIO, TX 78251.
2. Defendant(s) is/are JASON PIERRE, an adult individual residing at 44 N LOCUST POINT RD
MECHANICSBURG, PA 17050-4503.
3. At the special instance and request of Defendant, Plaintiff, CHASE BANK USA, N.A., issued to
Defendant(s), Account #4185861479636601.
4. Defendant received, accepted and used the account to its benefit.
5. This account is in default and Defendant(s) has an unpaid balance of $5,673.99. A true and correct
copy of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A".
6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are
included in Exhibit "A".
7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.:
CIVIL ACTION COMPLAINT
above.
WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of
$5,673.99 and requests this Court award costs to the extent permitted by applicable law.
APOTHAK R & SOCIATES, P.C.
Attorney o Plaintiff
A Law Firm Eng ge in Debt Cbllectioi
BY:
David J. AVot)laker, Esquire
Dated: 4/21/2010
Our File No.: 254291
VERIFICATION
David J. Apothaker, Esquire, Esq. hereby states that I am counsel for plaintiff in this action, and that I am
authorized to take this Verification, and that the statements made in the foregoing Civil Action Complaint are true
and correct to the best of my knowledge, information, and belief. The undersigned understands that the statements
therein are made subject to the penalties of 18 Pa.C.S.A.)T4 relating to unworn falsification to authorities.
David J. Aaker, Esquire
Attorne for Plaintiff
DATE: 4/21/2010
w
CHASE BANK USA, N.A.
JASON PIERRE
44 N LOCUST POINT RD
MECHANICSBURG, PA 17050-4503
STATEMENT OF ACCOUNT
Debtor's Name: JASON PIERRE
Account Number: 4185861479636601
Balance Due: $5,673.99
Our File No.: 254291
EXHIBIT "A"
e
~..
t . .~
JASON PIERRE
44 N. Locust Point Road
Mechanicsburg, PA 17050
(717) 315-3697
Defendant in Proper Person
IN THE COMMON PLEAS COURT OF THE STATE OF PENNSYLVANIA
IN AND FOR CUMBERLAND COUNTY
CIVIL DIVISION
CHASE BANK USA, N.A., ~~,+
~r
Plaintiff, ~.~„
v. Docket Number: 10-2836 "~
fV
JASON PIERRE, ,[~
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Defendant, ~
ANSWER OF DEFENDANT
Defendant JASON PIERRE answers the Complaint of CHASE BANK USA, N. A. as follows:
1. The Defendant is without sufficient information to admit or deny the allegations of paragraph 1 of
the Complaint, and therefore denies said allegations.
2. The Defendant admits the allegations of paragraph 2 of the Complaint.
3. The Defendant admits the allegations of paragraph 3 of the Complaint.
4. The Defendant admits the allegations of paragraph 4 of the Complaint.
5. As for paragraph 5 of the Complaint, the Defendant is without sufficient information or
recollection to admit or deny the amount of the debt or that Exhibit A is an accurate statement of his account, and
therefore denies said allegations, and further, the Defendant demands a complete accounting reflecting all charges
and credits to the account.
6. The Defendant is without sufficient information or recollection to admit or deny the allegations of
paragraph 6 of the Complaint and therefore denies them. Further, the Defendant demands a complete accounting
reflecting all charges and credits to the account.
7. The Defendant admits the allegations of paragraph 7 of the Complaint.
Further answering:
8. The Plaintiff has an affirmative duty to prove the amount of the debt. If the Plaintiff cannot prove
the amount of the debt, this matter should be dismissed with prejudice.
9. The Defendant's hours and pay at work were both cut down, which put him in a difficult financial
situation. The situation was made worse when the creditors raised the interest rates, thereby increasing the
minimum payments. That has leR the Defendant unable to keep up with his bills.
10. Defendant desires to avoid bankruptcy and urgently wants to pay his debt. However, he needs
additional time to do so.
WHEREFORE the Defendant requests:
Page 1 of 2
.._~~
That the relief prayed by the Plaintiff be denied;
That the Plaintiff be required to provide a complete accounting reflecting all charges and credits to
the account. If the Plaintiff cannot provide such an accounting, then this case should be dismissed with prejudice;
3. That the Plaintiff be requested to work with Defendant and give his more time to pay the debt;
4. That the Plaintiff be awarded no attorney's fees or cost of suit;
5. That no derogatory information appear on the Defendant's credit record as a result of this law suit;
and,
6. That the Court awazds such other and further relief as the nature of this case may require.
VERIFICATION
The Defendant verifies that the statements made herein are true and correct based upon his knowledge,
information and belief. The statements are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to
unsworn falsification to authorities.
~__--
JASO RRE
4 .Locust Point Road
Mechanicsburg, PA 17050
(717)315-3697
Defendant in Proper Person
CERTIFICATE OF SERVICE
The Defendant(s) HEREBY CERTIFY that on this ~ day of ___, 2010, a copy of the
foregoing pleading was mailed, first-class, postage pre-paid to:
David J. Apothaker, Esq.
APOTHAKER & ASSOCIATES, P.C.
520 Fellowship Road, C306
Mount Laurel, NJ 08054
Attorneys for Plaintiff
/ ~--__
JASON P
f
This document was prepared by, or with, the assistance of an attorney employed by Persels & Associates, LLC / Persels
& Associates, LLP (CA, M>), 800-498-6761.
Page 2 of 2
A,
Our File No.: 254291
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney LD.# 38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorney for Plaintiff
CHASE BANK USA, N.A.
Plaintiff,
vs.
JASON PIERRE
Defendant.
?CE
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`) S 11D Ail 9:33
PENP?55YLVA N A
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 10-2836 CIVIL TERM
PRAECIPE TO DISMISS WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly dismiss this action without prejudice.
APOTHAKER & ASSOCI S, P.C.
Attorneys for Pla' ti
A Law Firm Engaged in eb Collection
By:
David J. Apothaker, Esquire
Dated: 9/l/201 0
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