The URL can be used to link to this page

Home My WebLink About05-04-10 (2)1,5056071,],20 REV-1500 EX (06-05) OFFICIAL USE ONLY PAD t fR epartmen o evenue Bureau of Individual Taxes `~ County Code -`~ `_ INHERITANCE TAX RETURN PO BOX.280601 Harrisburg, PA 17128-0601 ~~ RESIDENT DECEDENT 21 Year File Number 09 0785 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death 185 34 2951 08 13 2009 Decedent's Last Name Suffix YOUNG (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's Social Security Number Date of Birth 08 24 1943 Decedent's First Name MI BRENDA M Spouse's First Name MI THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF VI/ILLS FILL IN APPROPRIATE OVALS BELOW X 1. Original Return ~ 2. Supplemental Return ` I 4. Limited Estate ~ 4a. Future Interest Compromise (date of death after 12-12-82) r-, g Decedent Died Testate ^ ~ Decedent Maintained a Living Trust !~~ 1 (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) 3, Remainder Return (date of death 11.!-lection to tax under Sec. 9113(A) Attach Sch. O) G~rior to 12-13.82) 5. =ederal Estate Tax Return Required 8. 'Total Number of Safe Deposit Boxes CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number JAMES D . BOGAR 717 737 8761 Firm Name (If Applicable) BOGAR & HIPP LAW OFFICES First line of address ONE WEST MAIN STREET Second line of address City or Post Office SHIREMANSTOWN State ZIP Code PA 17011 Correspondent's a-mail address: jbogar@bogarlaw.COm REC~ISTER OF V~~I.~LL:i USE O l~( . T- ~. ,, _~~ ~ . ,,, r__ E_+-t I ~~" ~ ~ : i _ ;.. DATE~_Fl -- t7a ~__ ~.. J ~ ~ ~,~ _-, z __ Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information o~` which preparer has any knowledge. SIGNATURE OF PERSON~2ESPONSIF3LE FOR FILING RETURN DATE (xv` U~j Heather S. Dravk ~Q ADDRESS 5245 Me dowbrook Drive Mechanicsbur PA 17050 SIGNATURE OF EPAR THER THAN REPRESENTATIVE DATE =,~, , ,~ c..." `' '` ~, James D. Bogar ADDRESS ! One West Main Stre' ,Shiremanstown, PA 17011 Side 1 ~, 1,5056D71,120 ],50560711,2D J PA Inheritance Tax Return Signature of Additional Fiduciaries ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules ar~d statements, and to the best of my knowledge and belief, it is true, correct and complete. Declarairion of preparer other than the personal rE~presentative is based on all information of which preparer has any knowledge. Signature #2 „s ~ _ Name James D. Young III Address1 13 Grandview Drive Address2 City, State, Zlp Dillsburg, PA 17019 Date ~~`j i~~ 1,5056072120 REV-1500 EX Decedent's Social Security Number Decedent's Name: Brenda M. Young 18 5 34 2 951 RE CAPITULATION 1. Real Estate (Schedule A) ....................................................................................... 1. 2 0 ~? , 4 0 0. 0 0 2. Stocks and Bonds (Schedule B) ............................................................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C)......... 3. 4. Mortgages & Notes Receivable (Schedule D) ........................................................ 4. 5~ Cash, Bank Deposits ~~ Miscellaneous Personal Property (Schedule E) ............... 5. 40 6 , 168.91 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested............ 6. 7. Inter-Vivos Transfers & Miscellaneous Qn-Probate Property (Schedule G) Separate Billing Requested............ 7. 115 , 8 9 9.15 8. Total Gross Assets (total Lines 1-7) ..................................................................... 8. 724 , 468.06 9. Funeral Expenses & Administrative Costs (Schedule H) ....................................... 9. 4 3 ,16 6 . 5 8 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) .............................. 10. 134 , 210 • 85 11. Total Deductions (total Lines 9 & 10) ................................................................... 11. 17 i, , 3 7 7 . 4 3 12. Net Value of Estate (Line 8 minus Line 11) .......................................................... 12. 54 i~ , 090.63 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ............................................... 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) ............................................... 14. 54 ~ , 0 90.63 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) X .00 ~ 5• 0. 0 0 16. Amount of Line 14 taxable at lineal rate X .045 5 4 7, 0 9 0. 6 3 16. 2 4, 619.0 8 17. Amount of Line 14 taxable at sibling rate X .12 0. 0 0 ~~~ 0. 0 0 18. Amount of Line 14 taxable at collateral rate X .15 0. 0 0 18. 0. 0 0 19. Tax Due .................................................................................................................. 19. 2 4 , 619.0 8 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 150560721,20 1,5CI56072],20 REV-1500 EX Page 3 Decedent's Complete Address: File Number 21-09-0785 DECEDENT'S NAME B re n d a_ M . Yo_u n g ___ ___ __ __ ___ _ __ STREET ADDRESS 63 Greenspring Drive CITY STATE TZIP Mechanicsburg PA 17050 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) (1) 24,619.08 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments 23,593.00 C. Discount 1,230.95 Total Credits (A + B + C) (2) 24,823.95 3. Interest/Penalty if applicable p. Interest E. Penalty Total Interest/Penalty (D + E) (3) 4, If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4) 204.87 Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (5A) g, Enter the total of Line ;i + 5A. This is the BALANCE DUE:. (5B) Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE: APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :................................................................................ ^ 0 b. retain the right to designate who shall use the property transferred or its income :................................. [[ c. retain a reversionary interest; or ............................................................................................................... ^ d. receive the promise for life of either payments, benefits or care? ............................................................ [[ 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without -- receiving adequate consideration? .................................................................................................................... ~~ 3. Did decedent own an "in trust for" or payable upon cleath bank account or security at his or her death?....... !_~~ ^x 4. Did decedent own an Individual Retirement Account,. annuity, or other non-probate property which contains a beneficiary designation? ................................................................................................................... ~~ ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AID FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for t:he use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only benefici;~ry. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, oi~ a stepparent of the child is zero (0) percent [72 P.S. §9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four rind one-half (4.5j percent, except as noted in 72 P.S. §9116 1 2) [72 P.S. §9116 (a) (1 )]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percE~nt [72 P.S. §9116 (a) (1.3}]. A sibling is defined under Section 9102., as an individual who has at least one parent in common with the decedent, whether by blood' or adoption. Rev-1502 EX•F (11.08) SCHEDULE A j ~;~` • I ~ REAL ESTATE COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as tl~e price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowlf~dge of the relevant facts. Real property which is jointlyowned with right of survivorship must be disclosed on schedule F. Attach a copy of the settlem<~nt sheet if the property has been sold Include a copy of the deed showing decedent's interest if owned as tenant in common. ITEM NUMBER 1 DESCRIPTION Real Estate -All that certain piece or parcel of real estate having thereon erected a dwelling house being known and numbered as 63 Greenspring Drive, Mechanicsburg, Pennsylvania. The property was acquired by Brenda M. Young, single person, by deed dated January 4, 1993, and recorded January 5, 11993 in the Cumberland County Recorder of Deeds Office, a copy of said deed beinl~ attached hereto and incorporated herein. The above-described real estate was sold pursuant to an Agreement of Sale for Real Estate dated October 9, 2009, a copy of which is attached hereto and incorporated herein. Final settlement took place on March 25, 2010. A copy of the deed conveying said real estate, along with a copy of the Settlement Sheet are attached hereto and incorporated herein. The :gale price of the real estate was $202,400.00. VALUE AT DATE OF DEATH 202,400.00 TOTAL (Also enter on Line 1, Recapitulation) I 202.400.00 (If more space is needed, additional pages of the same size) Copyright (c) :2009 form software onl}+ The Lackner Group, Inc. Form PA-1500 Schedule A (Rev. 11-08) ,~ I j Y L i„ ..,.., ._i __ ,, THIS DEED I~L~~it~c Uf= +.-LADS ~' 1 (( ~~77 MADE this ~ da.y ofCJHNUA2~f in the yea~3~il~~u~ L~~d~ C~1e Thousand Nine Hundred Ninety-three (1993). - " BETWEEN MAX D. MARBAIN and GRAYDON F. LOMBARI), Co-partners, having their partnership office in tYie Borough o:E Mechanicsburg, Cumberland County, Pennsylvania, parties of the first part, hereinafter called the "Grantors", AND BRENDA M.b'YOUNG, single pderson, ofp63 Greenspring Drive, thehsecondc~p~~t~u~iereinaft=e~uca~~ede~Gra~ntee`~'a' Party of WITNESSETH, that ~n Go i~~ra~~o~0 pf the sum of One Hundred Twenty-nine Thousand Four Hunc rest ~'$s1 )-------------Dollars;, in hand paid, the receipt whereof is her<=by acknowledged, the .;aid Grantors do hereby grant and convey to the said Grantee, heirs and assigns, ALL that curtain piece or parcel of land, together with the improvements ereci~ed thereon, situated in the Township of Silver Spring, County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described as follows: BEGINNING at: a point on the western side of Greenspring Drive at the dividing line between Lots Nos. 139 and 140 as shown on the hereinafter mentioned plan of lots; thence along said dividing line betoveen Lots Nos. 139 and 140, South 70 degrees 8 minutes 15 second :s West, a distance of 172.'72 feet to a point on the eastern dedicated right-of-way line of Hare Road (T-580); thence along said dedicated right.-of-way li».e of Bare Road (T-580), North 12 degrees 13 minutes 47 seconds West, a distance of 53.47 feet to a. point on the same at the dividing line between Lots Nos. 139 and 138 as shown on the herei~zafter mentioned plan of lots; thence along said dividing line between Lots Nos. 139 and 138, North 70 degrees 8 minutes 15 seconds East, a distance of 165.61 feet to a point on the western side of Greenspring Drive; thence along said side of Greenspring Drive,. South 19 degrees 51 minutes 45 seconds East, a distance of 53 fE~et to a point on the same at the dividing line between Lots Nos. 139 and 140, the place of BEGINNING. BEING Lot No. 139 as shown on a certain plan of Lots entitled "Final Subdivision Plan of Westfiel.ds Phase #6" and recorded in the Office of the Recorder of Deeds in and f:or Cumberland County, Pennsylvania, in Plan Book 62, Page ]_15. HAVING erected thereon a townhouse style dwelling unit known and numbered as 63 Greenspring Drive, Mechanicsburg, Pennsylvania. BEING a portion of that certain larger premises wY;+icl~i Oscar F. Shafer and Pauline M. Shafer, husband and wife, by their deed dated May 28, 1991„ and recorded in the Recorder's Office aforesaid in Deed Book "D", Volume 35, Page 159, granted and conveyed unto Max I). Marbain and Graydon F. .Lombard, Co-partners, the Grantors herein. SAID premise: are conveyed under and subject, nevertheless, to (1) all those certain covenants, conditions and restrictions as more fully containE~d in a document. entitled "Declarations of Covenants, Conditic>ns and Restrictions Appli~~able to Phase 6 of 'Westfields' in Silver Spring Township, Cumb~=rland County, Pennsylvania", a~~ recorded in the Recorder's Office aforesaid in Miscellaneous Record Book Volume 405, Page 268, arrd incorporated herein by reference thereto; and (2) all those certain utility and storm drainage easements as shown on the above mentioned subdivision plan of lots and the .free, uninterrupted, unobstructed and perpetual rights and rights-of-way to ~_nstall, construct, maintain, operate, repair and replace the acilities a:nd systems of the utilities and storm water drainage facilities, ,and reserving unto the Grantors the rights to convey, grant and/or dedicate said easements and rights-of-way unto the appropriate utility companies, governmental agencies or other grantees requiring the same for the future operation of the respective facilities and systems. AND the said Grantors hereby covenant: and agree ;that they will warrant specially the premises hereby conveyed. IN WITNESS WHEREOF, the said Grantors. have hereunto set their hands and seals the day and year first above wrii_ten. WITNESSED BY: (~ ~ I /y ~4-~S~~L / ~ ( SEAL ) Max D. Marbain Co-partner) i~ ,,C i ~`;~~. ( SEAL ) Grayd6n F. Lombard o- artner) COMMONWEALTH OF PENNSYLVANIA ) SS. COUNTY OF CUMBERLAND ) On this, the ~~ day of ~~n~-~~ 1993, before me, a Notary Public in and for the Commonwealth and County aforesaid, personally appeared MAX D. MARBAIN and GRAY:DON F. LOMBA.RD, Co-partners, known to me (or satisfactorily proven) to be the persons whose namE~s are subscribed to the within Deed, and acknowledged that they executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my han and official seal. I hereby certify that the precise residence and complete post office address of the within named Grantee is: 63 C~reenspring Drive, Mechanicsburg, Pennsylvania ~ 055. _._ .~,.. ~ ( SEAL ) Notarial Seal N o t r P b l i. c Jeannie Y. Jameson, Notary Public y om m i s s i o 21 e l r e s Hampden Twp„ Cumberland County My Commission Expires July 3,1995 Member, Pennsy+vania~4ssociation of Notaries CERTIFICATE OF RESIDErtCE January 4 1993 ~ ,ti A torney for tee -2- STANDARD AGREEMENT FOR THE S1~.LE OE REAL ESTATE t~, This loan recon,n,endc:d and upttrnved for. but not rcstric,cd to uxc by. ~I,e n,ernbcrsnflhr Pcnusytannin As~ocia,io„ of REALI'ORSry~(f'Alt). SELLER'S aUS}rNES~S RELATIONSHIP WITH PA LICENSED BROKER BRO}CER (Company) ~r~~~ ~ ~+ssar"1 p ~S C PHONE ~[~ •~ ~~ %~ A.D D RES S ~ ~ ~ ~~? ~'~+ !~~ C 1 f+ AX _ ~l .~. - ~ C S" ~~~ LICENSEE(S) a. lr4r, ~ Designated Agent? ^Yes^ BROKER IS THE AGENT rOR SELLER. tOR (if checked below): 13rokcr {s NOT ttse Agent for Scllcr n,-d is n/nss: ^ ACENT FOR 13U1'Eli ^ TRANSACTION LICENSEIs ATIONSHIP WITH PA LICENSED BROKER BROKER (Company} `~~F ~cu `~ -i ~ 3 ADDRESS _ r ,. LICENSEE(S)_ ~'.;. j (~,,/ ,r~..-s BROKER IS THE AGENT f+OR BUYER. I3rokcr is NOT the Agent for l3uycr and is clan; PIiONC ~~~~'~ ~'Q<~ _ Designated Agent? ^Yes^ (~R (it checked below); ~'~ ACEN1' FOIi SELL[:R ^ SUIlAGEiNT FOR SCLLER ^ TR+INSAC{'ION hICEN; '1~'hcn the xnnsc Ilrokcr {~t rlgcnt for Scllcr and A~c,st for lluycr, Broker is w Dual Agent, All of l3rol'~cer's licensees me Itlxo Dual ~ldentx UNLESS Ihcn xeparnle necignated A~cn-st for Buyer stud Scllcr. If the same Llceoxee ix desil;nated forScller and Iluyer, the Licencce is a Dual Atrent. 11. This Agre,,el~n nt ~-~~ , ;c~' Q ~?G~ 2 SELLER(S): t~`J q~k` 1 ~ . is bet ( .r 3 , cr-Iled "Scllcr," S IZUYER(S): u lF k ( t~1it+1 ~ ~/~ jutrf- 6 i calletl "13u~ 8 2. PROPERTI' (9-OS) Scllcr hereby agree to xcll and cossvcy to Quycr, wbo hereby aarcrs to purclnasc: 9 ,1LL THAT CERTAIN lot or piece ~rouitd with hufldings and Improvements theret>in Creetetl, if any, knoti~'n ns: I D ~ r~~rttn ~ rtk I I Isi the - ,nt' of S~(" SQtitnq S 12 County of ~fM ~t ~'~~` in tl-c Comr-ton-vcaltl- of f ennxylvnnin. Idr.uifca ou (c:E`,, Tax II) M; Psrc 13 Lot, Block; Decd Bonk, Page, Recordhsg Dr-te): I~ :t. TERMS (9-115) f_~ _. 15 (A) Pnrchnsc Ps•ice , I `I I . ! ~ ~ •~•'"~~~~``--------------..-__.._._-- -Z l ~~ U.S. Uol 17 which will he paid Io Scllcr by Iluyer as followx: IR I. Cash or check m signing this AgreenTCnt: S .'~~ C~C' iC'' . 19 2. Cash or check within days of the excculion of this Agrc,:ment: S ?~ 3. S !'? Z I ~. Cosh or cashier's check at time of settlement: S ~ ~; ~, - -- TOTALS d t~?. 33 (B) Deposits paid by Duyer within 30 DAYS of scrilemcnt will be by cash or cashiea•'s check. Dcposiu, rcgrudlcss of the form of pay! ?a and the person dcsignatal as payee, will be paid in U.fi. Dollars to Broker for Seller (stnlcss othcsv+ise stated 6crc), _ 3S who will r, 36 dcposiu in an escrow account until constunntation or termination of this Agreement in eonl'ormity witlT all applicable laws and regulations. 7 check trndcrcd as deposit rnoaics may be held uncashod ending the acceptance of this Agreement. 2R (C) Seller's wriucn approval to he an or before: rC~' ~1• '1~'G'~ ~,.,,` ?9 (D) Settlement to be un __ `~''~t^ ~~ 0 ~ `f 1 ~or before ' Buyer a,sd Scllcr ss 30 (E) Scttlomcnt will occur in the county where thz Propcny is located or in an adjacent county, during nornral titsitlcs5__baurs, unletis 13uvcr 31 Seller agree otherwise. - ~~ (F) Conveyance from Seller will be by fae simple deed of special warranty unless otherwise stated bore; 3J 34 (G) Payment of transfer taxcc will be divided equally between t3uyer and Seller unless othcnvisC stated here: S5 36 (1-I) At time of scttlemcnt, !hc following will be adjusted pro-rota on a daily basis between Dvycr and Scllcr, reimbursing where applicnhlz: 37 rent taxes (sec Inforniation Regarding Rcal Cstate Taxes); rents; intcruts on mortEage assumptions: condominium fees a,sd homeowner a J3 ciatian fees; water and/ar stover fees, together with any other licnablo municipal sesVice. P.II charges will tx p,~o-rated for tlse period(s) ~ 39 crcd. Scllcr will pay up to and including the date of scttle~ncnl and Duycr will pay for al( days following scttlemcnt, unless olhcnvise st, ~~ h~rc: X11 f3uvcr luitials: ~ ~~L ' ~-~ ~~'?/ ~ , -~{:-L~_ / ~1/S-R Page I of 17 Scllcr Initials: ; --~ f~ Pennaylvanla Aas;oelation o Revircd 9/OS , , f CU(~ RIC111 I ENNS1 L~ ^NIA .tSS(1CI.~l'ION OI~ RE.~LrOttS~~: REALTORS° RrJ~UOR~ r~• vae. r.. •.w [•r.~.~ M -.nn•,1..,,r• Straub ,k /~ssoei~,u Real Guto Group 1S1 S J2nd St, Cwp liill PA 17011 1'Eone: 11)612965) F~:: 111612965 fret Srteub end Associvta Produced with ZlpForm"' by RE FormsNel, LLC 1!3025 Fihean 1Alb Road, Clinton Township, Atichlpan .18035 ~vw.ziolorm.corn d _3 J -1 JS d6 ~7 JS J9 SQ 51 5? 53 5J 55 56 57 ss Sy 60 61 62 63 6 ~J 6~ 6b G7 fi 8 69 70 71 7? 13 7~ 75 7 t; 77 73 79 SO 8 R s s F7 SS s9 90 91 93 9] 9J 9i 9G 97 93 99 100 101 103 I01 loa 105 I OED 107 (A) INCLUDED in this sale arm all existing items pcrnlanenrly installed in the I'ropcrZy, I'rcc of liens, including plumbing; hr:lrinE; Vighring cures (ifncluding chandeliers and ceiling fans); water treatm~nl systems; Ixrol and spa equipment; garlge door openers and translllittrrs: vision antennas; unpottcd shrubbery, plantings and trees; any rtmnininF heating and cooking lulls stored on the I'ropcr-ty at the limt of clement; sump pumps; stor~gc sheds; rnnilboxcs; wail to iv;tll carpeting; r:xistin window window eovr_nna hardwara, al.ndcrt and blinds: o...r.i..g~; built-hl nit conditioners; built-in npplinnccs1olarld `lit donngc:lrn•cncruCl~t~,n other stated. hlso included: (13) LEASED items (not owned by Seller); (C) EXCLUDED (ixulres and items: ~. DATCS/Tl~•tE IS OT THE ESSENCE (9-OS) (A) The settlement date mtd all other dl~tcs and timts referred to for the pcrforrnancc of any ol• the obligations of this Agreement art of Iltr ess and arc binding. (B) For pulposcs oi' this Agreement, the number of days will be counted I'mrn the dote of execution, excluding the day this n reenlcnt wa toted and inciuding the last day of the time pcliod. The Execution Datc of this Agreement is the date wihtn 13uyu• and Sc~lcr have iodic full occcptnncc of this Agrecntent by signing and/or initialing it. All changes to this Agreement should be initialed nn~d dated. (C) The scttlcmcnt daft is not extended by nny other provision of this Agreement and may only be extended by mutual written nercement of the partirs. (D) Certain rime periods :u•e pre-printed in this Agreement as a convenicncc to the Duycr and Seller. All pre-minted Iintc pc;riads ore negoti and may be changed by striking out the pre-printed text and inserting n different time t~criod act,tptablc to ;111 pontes. o. ~10RTC~ICE CONTINCENCI' (y-AS} WAIV[p, This sale is NOT contingent on mot•tgnge financing, although 13uya• tray still obtain mungagc financing. ^ ELECTED. (A) This salt is continFCnt upon Buyer obtaining nwngage financing as follows: First Itiortgngc on the Property Loan Amount S Second hiortgnl;e on the Propcrtt• Minimum Tenn ~ Loan Amount 5 _ ~ cars Minimum Tern Type of mongagc _. years Type al'mur~eage _ ~4ortgngc Icndcr Morignge lender Interest rate "/e; however, Duycr ,agrees to accept the Interest me iutcrest rate as may he comrtrtittcd by the mortgage Ienrler, not to interest rate as may he committed lhyy Ihc~ mt ~tra;reesto ncccp~ exceed n maximum interest razz of ~ „n~c Ienrler, nr "/"• CxCCCd a nla:tlnlunl Inl~l'CSl 1"atC Of Discount points, loan origination, loan placement and other fees charged Discount points, loon origination, loan placement and other Ices cha. by the lender ns n percentage of the mortgage loan (excluding any mrart- by the Icndcr as a perccnts-ge of lh~ mortgage loan (excluding nny rr gage insur;tncc premiums or VA funding fee) not to exceed gage insurance premiwns or VA funding Ice) not to txr "/a (0"/" if not specified) of the mortgage loan. "/o (0^/n if not specified) of the mortgage loan. 3 lender(s), to contribute financially, without prromise of rt:imhurscrncnt'etotlthe Butyer tandlorrtheonongaget lender(s) to rmnke th I'w and elk moltg J available to Buyer. boat mongact tc 5 (D) Wtt!-rn days (10 if not speciFied) fi-om the Execution Dntc ol'lhis Agreement, Buyer will make a completed, written moo n •e a ; G c:-tion for the mortgage leans stated above to the monEttgt; Icndcl•(s) idtnti(ied in an 8 ~ I I 1"hc interest rate(s) and fee(s) provisions in paragraph 6 (A) are satisfied if the mci•rtEa~c Icndcr(c and fee(s) at or below the mnxirnum lev-els stated. Bu• cr ) giy~ Duyer the right to guatatttee the interest t:'tl lender(s) ol" Duycr's choice. 13roker for Buyer. if nny, otherwise aroker for Selle~I-is I+u Irori~c 11 toocommtmrc~tc rt.`ponfjble rmo'g lender(s) to assist in the mortgage loan process. g (C) Should Duycr funrish false or inconrplctc informntiotr to Scllcr, Droker :, or the nlnrtgagc Icnder(F) corlccruin6 Ihrvcr'r Ic rat financial Ftntus, or fail to cooperate in good faith itt rocessin^ O, ~• refusing Io appro~•c n mortgage loan commitment, [3uyer w 11 be in defntull of tlti,c~lgreeoiucnt I-'pllcntinn, which results hr the nlortgnge Icnde (D) I. Nlortgagc commitment dale: . II'SCller does not rtceivc a copy of Buyer's ntortgaet commitmrnt(s) by t date, Duycr and Scllcr aarec to extend U-e mortgage commitment date until Scllcr terminates tl-is r\greentent by written notice to Uut, 2. Upon receiving a mortgage conunitmcnt. Buyer will promptly deliver a copy of Uu commitment to Scllcr. 3. Seller may terniinate Ulis Agreement in writinE after the nuutgage commitment date, if rho mongauc commihnent(cl: ~. Is not valid until tJte date ofscttlcment, OR b. Is conditioned upon the sale and scttlentent of mu}~ other property. OR c. Does not satisfy all the mortgage terms as stated in paragraph 6 IA), OR d. Contains any other condition not specified in this Agreement that is not satisfied an~:l/or removed in writing by the mortgage lender wlthrll 7 DAYS after the mortbnge commitment date in paragraph ti {D) (1), other Ihnn those conditions that nrecustoln: ly satisfied at or nearsettlemr:nt. such as obtaining insurance and confir-nins t:mployrncnl status. J. If tJtis Aercunent is tcmlinatul pursuant to paragraphs G (D) (I) or (3}, or the multgnge loan(s) is not obtained for settlement, all dclwsit nx~n will be returned to Buyer according to the leans of paragraph 30 aced Ulis Agreement will be VOID. Duyer swill be r-es nnsihle f incurred by Duycr for ;ray inspections or certifications ohtainecJ according to the terms of this Agreement, and nny costs i~currcd by Du~~e•rLl (l) Title search, title insurance and/or mechanics' liar insurance, or any fee for cancellation; (2) Flood -nsul~nce and/or lire ins extended coverage, mine subsidence insurances, or any fee for canccllntion• ) A uranct w . O ppraisal lets and charges paid in advance to mrntonge lend(s). Uu~•cr Initials: ^ ~~ ~`""`~ A/5-R Pngc 2 of 17 Scllcr Initials: ' ' ~-,~ RcvJtctl 9/0, rodUCed with ZlpFarm"' by RE FormsNel, l_LC 18025 Fifteen AAlle Road, Conlon Township, Michigan 4130:35 wvvw zioform corn li-cl~lnl:~ IOS (E) II• the monga,ge lenderjs), ur an insurer providing pmpeny and casualty insurance, as required by the mortgage lender(s). requires t•~_p,tirs I i (19 I'roptny, Buyer will, upon receiving the rcduircmerrls, deliver a cop}' OI lI1C I'CgUlr'CI11CnlS in Seller, hVjt!)In S 110 of the requirements, Seller will notify Buyer whether Seller will make: the regrrirs:d repairs at Seller's cxpen,t• Dn ti S ol• recoiving Iht III 1. If Seller makes the required repairs to thu satisfaction of the mongatc lender(s) or insurer, Guyer ar:ccpts the Property and a;erecs t. 113 REL.GASE in pangr-aph 27ofthis Agreement. t ~ 3. It"Sc.t-cr wtll riot mar:c the rr:quh•cd repairs, or Ilf Scllcr fails to respond wilhirt the lirnc given, Buyer ~.vill• within S 1 I ~ Scllcr of Duycr's choice to: DA1 S, r I I S a. Make the required repairs, nt Duycr's expCnse, with permission and access to U e Propcny given b Seller; 116 not be unreasonably withheld by Scllcr, OR Y permission grid access 117 b. 7crntinatc this Agreement by written notice to Scllcr, with all deposit monies returned to Duycr according to the ttrnis ol~ pang i 1 S a0 of this Agrccmcnt. 1 19 (F Scllcr• Assist 120 ~ NOT APPLICADLE 1 3I ^ APPLICADLE. Seller will pay: 122 ^ S - , or % of•Purchase Price, maximum, toward Duycr's casts ns acceptable to the mortgaEc Icndr 133 I2d rH~\/VA, li; APPI.,IC~1LiLE; 125 (G) II is expressly agreed that notwithstanding nriy ,other provisions of this contact, IIuycr will not he obligated to complete the purchase 126 the Property described herein ar to incur any penalty by forfeiture of carters! money dr.posits or otherwise: unless Duycr has hues ~ivcn, 137 accordance t~•illt HUD/FICA or VA requirements, a wriUen statement by the Federal Housing Commissioner, l~elenns Adrninistratiun, e,r• 128 Direct Cndorsentent Lender setting forth the appraised value of uric i'ropcrty of not les than S 129 ~ (the dollar arnou to bt inserted is the sales price us ststtcd in this Agreement). Buyer will have a privilege and option of proceeding with consummation i 30 the contract without regard to the amount of the npprztised valuation. The ap rnis~? valu~ntion is an-ivtd at to detcrntine the maxinwrn mor 131 gnec the Department of Housing and Urban Developntenl will insure. HUD ~j~s'~fic~•wa~Tant the value nor the condition of the Properly 133 Duycr should satisfy hirnselfllterselFlhat the price tend condition of the Property are ticceptah~e~,J 133 \Vnr•ning: Section 1010 of Title 18, U.S.C,, Departtent of (•lousing and Urban.. 'velohment and 1=edenl Housing Adntinistrntio 13~ Transactions, prtwidts, "Whoever for the pur~~ose of inlluencing in any way the iiiaion of such De tartmenl, -nakes 13S publishes any statement. knowing the same to be falsC , . ,shall be fined under this title ear imprisoned clot more than two years, or hoU~M~ses, utters c 136 (I-1) U.S. Department of f{Dosing and Urban Devcloprnent (1•IUU) NO'1'!CE TO PURCEiASGR;S: f3u}•cr~'s.,~lckna~~•Icdgcntent 137 ^ Buyer has received the HUD Notice "For Your Prntcclirnt: Get a Nome: Inspection." L3uye?~.~trndtrstands the imisortnnec n( gcuin 138 an indcpendcnt borne inspection and has thought shout this before: signing this Agreement.. (3uXer understands that FHA will nt 139 perform ~ borne inspection nor guat;tntee the price or condition of the Property. `~ 140 (I) Certification We the undersigned, Seller(s) and Buyer(s) party to this transaction each certify that the terns of this contract far punchas• 141 art true to the; best of our knowledge and belie!; and that any other agrcuncnt entered into by any of these: parities in conncctiort with chi. 1 ~? transaction is attached to this Agre:emcnt. I~t3 7.. WAIVCR OF CONTINCENCICS [9-1i5) Id4 !f Ibis ,\grcement is contingent an i)uycr's right to inspect nod/or repair the Properly, or to verify iuxursability, euvironmentnl condilio I~5 boundaries, certifications, zoning classiticntian or usc~ or any othet• information regarding the Property, [luycr'rr failure to exercise an}~ 14G Duyer's options t~•ilhin the times set forth in this Agrecntenl is a ~VAIVBIZ of cleat contingency and Ile}~cr accepts the Properly and agrees I ~J7 the RELEASE in paragraph 27 of thin Agrcentent. 1~5 R. PROPCRTI' INSUR~INCE AV,~IL~\Ii1LITY {y-OS) 1`(9 ^ WA1VEp• This Agreentern is NOT ce~nlingent upon Bu}'er obtaining property and casuafry insurance I'or the !'roperty, althuueh Uuvcr m 15(1 still obtain property and casualty insur'atrcc. 15 I ~ ELECTED. Contingency Period: arlYS (I5 if not specified) Irom the Execution Dato ol'this rlgreentent. I53 «'ithin the Contingency Period, Buyet• will make a lication for pp property and casualty insurance for Use Propcny to a responsible insurer, (lrok 153 for (3rn•e-•, if any, olhertt•isc llroker for Scllcr, may eonuttunicate with the insurer to a>;sisl in the iusuraucr procexs, If Duycr cannot obit l ~a property and casualty insurance for the Properly an teens and conditions rcason3bly acceptable to Duycr, Buyer will, rr•ithiu the Contin~;en I ~ i Pcriori: 156 (A) Accept the Property and agree to the RELEASE in par7-gxaph 27 of this Agrccmcnt, OR 157 (D) Terntinatc this Agrccmcnt by written notice to Scllcr., with all deposit monies resumed to Buyer according to the tcrnta of par~gr-aph JO rrl• Ile 15S Agrccmcnt, (aR 159 (C) Crater into ~ mutually acceptable written agreement with ~icller, Il~O If f3uycr and Scllcr do not reach n tvrillen agreement during the Contingency Period, and Qu 'cr flocs not Icrmhrnle this A~~ IGI ~rritten notice to Scllcr within that limq Ru}•cr will accept !I-e Property anti agree to the RCLC.-tSC in}paragraph .I7 of this.\greenrerr~ rremerrt I IG? ~. I(VsrrC-rlolvs (~-n;) lh3 (A) Stiller will provide access to insurers' representatives and, as stay be required by Ibis Agreer-tent, to surveyors. municipal ot7icials, ;red incp~. 16`( Inrs, tf Buyer is obtaining mortgage linancing, Seller will providC access to the.l'rope:rty to apprriscrs and others rcasonahly required by attic 165 gage Icttdcr(s). Duycr may attend any inspections. 1C~G (D) Buyer may make a pre-settlement walk-through inspection of the I'ropcrty. Duycr's right to this inspecriun is not waived by any other prnvitiic I G7 of this Agreement. 16R (C) Seller will have heating and all uti litirs (including fuel(s)) on for all inspections. 169 (D) All inspectors, including home inspectors, arc authorized by Buyer to provide a copy ol•any incpc:ctio,~t rebore Ia Drokcr tier Duvor. 1 7(1 (E) Seller has the right, upon reyu~et, to reoeivu without charge a copy of any inspection relxrn franc the i:vty roc wherm it ryas prepared. 1 71 l3u}•cr Initialsr~ ,~7 ~~~~ ~ ~\/$-R Pnbc 3 of 17 Scllcr Initials: ~ ~•-.S•~ -zc~•ISCq 7/U3 Produced with ZipForm'" by RE FormsNel, LLC 18025 Fifteen Mile Road, Clinton Township, Michigan 48035 wwFv,zioform.coni li•~Idaf.z 172 10. INS f ECEION COt~ITINCENCY OPTION5 {y.05) 173 The inspection cor-linsencics elected by Iluycr in paragraphs I I-I~ arc controlled by the Options set forth helper. The time ptrir~cls closed 17a these Options will apply to ^II inspection contingencies in paraErrphs 1 I-iS UIIICSS Ollte:11v15CSl~ICd In this Aercusnrnt. 175 Option I. 1Vitltin fire Contingency Period, vs stated iu parn>;rap!-s i 1-IS, nuycr ~+•ill: 17G I . Accept the Properly with the information staled in the report(s) and ngree to tha RGLEAS E in p.~r•agrnph 27 of this AEroelttcnt, OR 177 2 If 13uycr is not cotief~cd N-;th the inforT„ntion stored h, the report(s), termtuate fists r-grCCntent by written notice In Seller, with nil deli 17S monies rcturrcd to Duyer :recording to the terms of parngrrplt 30 of this AErecrnent, OR 179 3. Enter Into a mutnnlly ncceptpble written ngrecntcnt with Seller providing for and/ repairs or impro~~emcnts to the I'rolxrty and/c,r I g4 credit to Buyer at scttlcmcnt, as acceptable to the mortgage lender(s), if nny. IR1 if flu~•er sand Seller do nor reach a writtru Agreement dosing the specified Contingency Period, and Iluycr flocs not tenuiunle I IS2 Agreement by w-•itlcn notice to Scllcr -~•iahin tlral tine, (toyer will :tccepl the Property anti aorec to fire 12FLE~\SE in parngr•a Ifi3 Z7 of this Agreement. 184 Option 2. ~~'ithha the Co--tingcncy Period, ns stnted in paragraphs 1 I-I5, liul•cr wilt: I SS I. Accept the Property with the information statr_d in the report(s) and agree to th_ RELEAS E in paragrnph 27 of this AgrcenrCnt, OI2 I SG 3. If Duycr is not satisfied with the information stated in the report(s), present the report(s) l0 Scllcr with a ~1'riltcn Corrective Propo 137 ("Proposal") listing corrections and/or creditx desired by Quyer. life Propo~nl may, but is not required to, include the nano of a prl 185 crly licensed or qunlificd professional to pcrfonn the corrections rcyu~sted in the Proposal, pr~t,visic,ns for payn,cnt, including1 rctcsts. : Ifi9 n projected date for completion of the con•ertions. Duycr agrees that Seller will oat he held liable Ic,r colTCCtions shat du not crnnph- ,~ 190 mortgage ICndzr or covemn,emal requirements if perfonmtd in a workmanlike rnanrn_r according lu the: terms of Duycr's Proposal, c,r 191 a contractor seaacted by [3u~~cr. 192 a, within days (7 iFinol specified) of receiving Buyer's Propt~sal, Sailer will inlonn Buyer in writing ol•Seller's choice 193 (I) Satisfy flee tcrnu of 13uycr's Proposal, CIR 194 (2) Credit Duyer at settlement for the costs to salisly the terms of Buyer's Propusnl, as acceptable to the n)ortgagc lender(s), il• nny, 19~ (31 Not satisfy the ternt5 of Buyer's Proposal tend not credit Buyer rat scttlernenl for the r_osts to satisfy the tc:rnts o!'Duycr's Proposal. 19G h. If Seller agre:cs to satisfy the terms of Buyer's Proposal or to credit Duycr al s:eatle:nte:nt :>s she:cilicd above, I3uvcr ^ccepts the I'rupc 197 and agrees to the RELEASE in paragraph 2i' of this Agreement. 19g c. II' Seller chooses not to satisfy the tcnns of Duyt.~t•'s Proposal anti not to credit Buhcr at sattlerncnt as. specified atxtve, w• if Scllcr 1•a 199 to chaosc any option t~•ithitt the time givcn~, Duycr will, within __._ days (S if ntu specified): 20(1 (I) Accept the: Pnopcrty wish the information stated in the report(s) and agree to the RE LEAS F_ in paragraph 27 of this Agreement. OR 201 (2) Te.n»inate ibis Agreemcnf Uy written notict lu Sclltr, with nil deposit monies retuned to Duycr occording to the ttrnu ul• pa 20? graph 30 of this Agreement, OR 203 (3) Enter into a mutunlfy acceptable written agreement with Seller providing for any ropnirs or intprovcmcnts to the Pmlxrty anti 2~4 any credit to Duycr at settlement, as acceptable to the mottgagc lender(s), if any. 205 if [3uYcr end Scllcr do not reach a tvriltcn agreement tluritig 1!-e lime spccificd in Option a, 2. c., and l3uycr does not I~ 206 ntinate This Agreement by writtaa notice to Scllcr within Ihat time, t3uyer will accept tl-c Property and agree to I 207 RELEASE In paragraph 77 of this ,~grcemcnt. ?O8 I I. PROPERTY INSPECTION CONTINGENCY (9-OS) (See Property pod Environmental Inspection Aloticcs) 209 Buyer understands that property inspt.•etions, eertificaliuns and/or investigations can be ptrlonned by prol'r_ssional contractors, home insprcto 210 znginters, architects and other properly licensed or otherwise qunlilicd professionals, and may include, but arc not limited to: sUlrctural ec~ntl 211 ncnts; roof; exterior windows and exterior doors; exterior siding, fascia, gutters and downspouts; s~•inunitag pooBs, hot tubs and spas; applianc 212 electrical, plumbing, heating and cooling systurts; watr:r ptneo:ation; environmcntnl hazards (e. a., mold, fungi, indoor air qualil}', osbtstns, undo 213 ground storage lama, etc.); electromagnetic liclds; wtllands inspection; flood plain vtrilicalion; prope:ny boundaiyl5quare fi~otage vcrificatia 214 and nny other items Buyer may select. Eiuyer is advised to investigate easements, deed and use restrictions (including any historic preservati 215 restrictions or ordinances) that apply to the Prope,ty and to review local zoning ordinances. tither provisions of this Agreement may provide I 2 I G inspections, ccnificatit,ns and/or invcstications that are not waived or alta-cd by Buyer's eb;ction here. 217 ^ WAIVED. Buyer has Uie: uhtion to conduct propctty inspcctirtns, crnificntions and/err im•estigations. Duycr WAIVES THIS OI'•fION ? 18 agrees to the RELEASE in pangroph 27 of this Agreement. 219 ~ ELECTED. Contingency Period: ~ days (I S if not specified) front dre Excretion Dnte of this Agreement 220 (A) \Vithin tl-e Cot:tiugency Period, Buyer, al Ouycr's expense, Wray have inspc,tians, cenilicntions and/or invtsti);ntions complCted by kept 221 ly licensed or olhenvisc qunlificd professionals. II' Eluycr eleGS to ha~•c a home incpectian of the Pr-opctty, as dclined in the Pcnnsylvanin Mr 22? Inspection Law (sec Infonnatian Regarding the Home Inspection Law), the borne inspection must be pu•I~~rmrd by a full member in good sea 223 ine of a national home inspection association or ~ person supervised by a full ntetmhzr of a national home: inspection association, in accord: 22~! with the ethical standards and code of conduct or practice of that assoc:iatinn, or by a properly licensed or registered professional engineer, c 225 properly licensed or registered architect. This contingency does not apply to the folio,+•ing exist in¢ conditions and/or items: 226 327 - 22S (D) !f Duyer is not satisfied with the condition of the P'mpeny as stnted in fire wriucn inspzctiat relxtrt(s), Buyer evill proceed under one ctl' the 229 oe tog Options as listed in pan Leraph 10 avithin the Contingcnc}• Period: 230 ~ Option 1 231 ^ Option 2 For the purposes of 1'aragrnph I I onl~•, Duyer agrees to accept the Prup::rty with the results of nny relx,lt(s) and a°re:e:5 232 the RELEr\SE in paragraph 27 of Ibis Agreement if fife: total cost to correct the conditions stored in the report(s) is Icss t 233 S (50 if not spccificd) (the "Deductible Anwunt"). Cthcnvise, all provisions of paragraph 10, 0laion 2, s 234 apply, except that Seller will be decnted to have satisfied lht tcnms of Duyer's Proposal il' Seller agrees to perform correcti 233 or affcr credits such that fife cumulative cost of any uncorrected nr uncredited condition(s) is Cqu:rl to the De:ductihlc Amount. --, 236 Ile}•cr Initials: [~':~'~ %'~~~ ~~ rVS-IZ I'agc l of 17 Scllcr hritialx:tZ-'t~ /~3J R evixo~l 9/D5 Produced with ZipForrn"' by RE FormsNet, LLC 18025 Fihe:en Mile Road, Clinton Township, Michigan 48035 vrww.zio(orm.com ti•clc{at 237 I?. ~vOOD INFF,STAI'IUN INSPECTION CONTINGENCY (9-()S) 2~6 ^ WAIVED. f3uycr has the option to have the Prof~et7y inspected for wnOd infestation by an inspector certified as a wood-cJ~stmyinF p~'sts pu 239 tide al;plir_ator. DUYCR WAIVES THIS OPTION and agrees to rite IZELEi1SE in parat;rtph 27 of this Agreement. 340 .ELECTED. Contingrncy Period: ~ days (IS if not specified) from the Execution Date of this Agreement. 291 n) ~~'lll,ln the Contingency f cried, Buyer, at Buycr'S t_XpC11SC, may obtain n ~~ritten "~+/ood-DCStroYin~ Insect IrtlCSt~ttiOn InSp~'Cliot~t RC(H 3d2 from nn i~~or~ector cenifi~d oa n wood-destroyin8 pcat,a pesticide oppticator and will dCltvc:r Il and all SUppOrllns docuntcnts :end dr;twlrrEs 17 ]43 vidcd by Utc inspector to Seller, The report is to be ,Wade satisfactory to and in cnn-plianc:c with applicable laws, m~~ngagc lender requircn,cr 344 and/or Federal Insuring and Guaranteeing Agency requirements, if any. The inspection is to be limited to all readily visibly and access;hie ar 295 ofall stn,etures on the Properly except fences and the following structures, which will not be Intl}~cted: 24G 247 (t3) If the inspection reveals active infestation(s), 8uye:r, at Duytr's experue:, tnay within the Contingency PerioaJ, obtain a Proposal from a wp 348 destroying pests pesticide nphlicator to treat lire Property. 249 (C) If the inspection rtvt:.als dantag~ front active OI' I)I'CVIOU$ infestation(s), Duyer, rat I3uycr's t:xpense, miry within the Cnnli„~ence 1'a•in+l, nUt 3S0 a written rtpon front a prolcssional contactor, honk inspector mr suvclural engineer that is limited to sU•uctural damage te; the I'ropcrty c:au~ 25 I by wood-destroying organ isms and n Proposal to repair and/or treat the Properly. 252 (D) If Duyer is not satisfied with the condition of the 1'ropaty as stated in the written inspection report(s), Duyer ~-ill proceed under one of the I 2S3 lowing Options as listed in paragraph I 0 within the Cont)ngcnc}~ Period: 2S4 Option I 35~ Option 2 25G 11, $T,1TUS OF Rt1DON (9-OS) (see hiforntation Regarding Radon) 2i7 (A) Seller has no knowledge conct:rning rho presence or absence of radon unless checked rKaow: -58 ^ I. Scllcr has knowledge that the Property was tested on the tl:,tcs, by the methods (rr:.g,, charcoal canist~_r, alpha track, etc.), and with t 259 resull_e of all tests indicrncd below; 2G~t DATE TYPE OF 1'GST RESULTS (piceCuri~sllitrr or working levels) 361 36? 2G.3 ^ ?. Scllcr has knowlcdEc that the Property underwent radon reduction nuasures en the dart(::) and by the method(s) indicated below: 264 Or\TE RADON REDUCTION h-(CTI~00 265 26G 267 COPIES OF ALL AVAILABLE TEST REPORTS will he delivered to Dttyer with this ngrcemr:nt. SELLER f~OES NOT WARRAI 2G8 EITI~ER TI•[C NIETI-IODS OR RESULTS Of~ TFIE TESTS. 2G9 (D) RADON INSPECTION CONTINGENCI' 270 ,~ WAIVED, _Duyer has the option la have the Property inspected for radon by a certified inspector. BIIYf~R WAIVES THIS O('TION a 271 agrees to the RELEASE in paragraph 27 of this Agreement. 272 ^ ELECTED. Contingency Pa•iod: _ days (IS if not specified) from the Execution Date of this Agre~mcnt. 373 Within the Contingency Period, Buyer, at Buyer's expense, may obtain a radon test of the Prope,ty from a cenilitd inspector. If Scl~ 274 performs any radon remt:diation, Seller will pnavide Buyer a certification that the rem~ediation was performed by a prolxrly licensed a 275 certified radon mitigation company. 226 I. If the written test report reveals the presence of radon below 0.03 working hvz)s or 4 picoCuries/liter (4 pCi/L), Duyer accepts l 277 Property and agrees to the RELEASE in paragraph 27 of this !1g,-t:cment. 278 2. If the written test report revr:als the presence oh radon at or exceeding 0.03 Svorkin~g levels or 4 picoCuriesllitcr (4 pCi/L), lluya• w- ?79 proceed under one of the following Options as listed in paragraph It) t~~ithht the Contingency f criotl: 280 ^ Option 1 281 ^ Option 2 382 1~,, cTATUS OF W~\TEIt (9.OS) 283 (A) Seller represents that the Property is served by: 28'1 ~ Public Water 385 ^ On-site Water '286 ^ Community Water 3s7 ^ None gas ^ 389 (D) 1t'ATER SERVICE iNSPCCTION CONTINCCNCI' 290 ~ WAIVED. Duyer has the option to have an inspection of the quality and or quantity of tht water system for the I'roputy. DUYCR WAIVI 291 THIS OPTION and agTCCS to the RELEASE in pangr•aph 27 of ibis Agreement. 293 ^ ELECTED. Contingency Period: _ clays (I S if not specified) frcan the Execution Dnta of this ngrrem~nt. 393 I. within the Couth>Igency Period, Buyer, al Duycr's expense, may obtain an inspection of the duality :end/ar quantity ~~1• the w:u 294 system fi~om n properly licensed or othenvise qualified water/well ICStinF con;parry. 29S 2. If required by the inspection company, Scllcr, a1 Seller's expense, will locate and provide access to the ern-site (or individual) watt 296 system. Seller also egrets to restore the Property, at Scllcr's expense, prior to settlement. 297 3. ff Duyer is not satisfied with the condition of the water system es statr:d in the wriucn inspection rcport(sl, Quycr will proceed and 29S one of the following Options as listed fn paagr~ph 10 witl,iu the Contingence Period: 399 ^ Option 300 ^ option ~ 301 Ilu1•cr Inilirtls: ;t~'7 T~ ~~~G ,vs-R Pn4c S or 17 no..t~o.a uinS ~,~ n } ~ Scllcr Initials: L~.~3./ ~i Produced with ZipForm"' by RE FormsNet, LLC 10025 Fifteen Mile Road. Clinton Township, AAichigan 48035 wHiw.ZipfOrm.cOm t•~'rl~af~. ~0? I ~. ST,~~TUS Of SC~,4"ER (9-Qij 30: I A) Seller rcprescn s that llic Prolxrty is s~n~ed by: :0~ ~ Public 5e+~~cr 3(1. ^ Individual Ot~-lot Sc~+~agc: Dislwsal System (sea Sewage Notice I ) 306 ^ Individual On-lot Se+vage Disposal System in Proximity l0 1Vz11 (S~e Se++•nga Notice I; sc~ Sc;wage NOUC~ ~, if ahhli(;,tbl~) 1O7 ^ Co~.vnunl~,y Sur+oFc Disrtosnl Sy¢tc~» 3(18 ^ Ten-acre F'cnnil Exemption (see Sewage Notice 2) 3(19 ^ Holding Tani: (sec Sewage Notice 3) 3 10 ^ None (sec :iCwa~e Notice I ) 3 I I ^ None Availablc/i'ennit Limitations in Ef7cct (set: Sewage Notiec S) 3 I ? (~ 313 (B) iNU(VIDU,\L ON-LOT SE~VACE DISPOSAL, INSPECTION CONTINCENCI' 314 ~ WAIVED. Buyer I-as the optii~n to have an inspection of the individual on-lot sewage disposal system for the Prop~ny. 13U1' 3I5 WAIVCS THIS OPTION and agrees to the RELEASG in patagt.tph 37 of this At,~cenient. ~ I6 ^ ELGCTED. Contingency Period: days (I S if not specified) fi•orn the F_xecutirnt Date of Utis Agreement. 317 I, \\'itbin the Continbcncy Pcrlocl, IIuycr, al Buyer's expense, Wray obtain an inspcctictn of the individual on-lot scwag~ disposal > 3 1 R rem Isom a quali tied, professional inspector. 319 2. If and as required by the inspection company, Seller, at Seller's cxpCnse, will locate, provide acces to and cml~t}' the indi+~idual 3?0 lot sc~~~nge disposal system. Setter will also restore the Propcny, at Seller's expense, prier la settlement. 331 3. ff the inspection rCport reveals defects that do not require expansion or replnecrnent of the existing individual nn-lot sewage dial> 322 al sysh~m, Buyrr -vill proceed under oat of the following Options as listed in Naragt~tph 10 witl-in the Contingency Period: 3?3 ^ Option I 33`t ^ Option Z 325 4. II~ the inspection ref~orl rwcals the nerd to expand ur replace the existing individual) r,n-tut se~.vagc dispersal system, Seller n 33G within 35 DAYS of receiving the inspection report. submit a 1Vritten Connective Proposal ("Proposal") to Buyer. The ftropu 337 will include, but oat be lit»ited to, the name ol• the company to perlornt the expansion or replacement: provisions for paymznt, tacit 323 ing retests; and a projccltd completion date for con•ective measures. Within 5 DAYS of receiving Stllur's Proposal, or if 329 Proposal is pro~~ided withitat the lime gh~eni, Guyer will notify Scllcr in writing of Buyer's choice lo: 330 a. Agree to the tarns of the Proposal, if any, whereupon Buyer accepts the Prolreny and agrees to the RELEASC in paragraph 27 33 I this Agrccmcnt, OR 312 h. Terniinate this Agreerncnt by written notice to Seller, with ell deposit monies rcwrned to Buyrr according In the Icrnts t~l' pa 333 gt-aph 30 of this Agrccmcnt. 334 c. Accept the Propcny and the existing; system and agree to the IZCLCASE in pvagraph 27 of this Agreement, and, il' rtyuired 335 any mortgage lender and/or any go~~ernnlental authoriq~, cofYecl t11e defects before settlement or within the time rcquir(:d by i 336 mortgage lender and/or governmental authority, at Duyer's sole exlfense, and with permission and access to the Pt~petty git~cn 337 Seller. Permission ;tad access may not be unreasonably withheld by Seller. If Seller denies Buyer permission and/or access to cc 33S reel the defects, l3uycr may, within _ 5 DAYS of Seller's denial, terminate this Agrccmcnt by tvritlen notice to Seller, +vith 33y deposit monies retumed to 13uycr according to the tunas of p~ngmhh 3(t of-this Agreement. 340 ! 6. HO~~I C W,~RRANTiES (9-OS) 3~t I ,/~ At or before settlement, either party tray have the opportunity to purchase a home warranty for Use Property frond athird-pally vCndur. Buyer a 3`t2 Seller understand that a home warranty for the Propenty does not alter any disclosure requirements of Seiler, will oat cover or w:urant arty pi 3`t3 ~ existing defects of ttie Property, and will not alter, waive or extend any provisions of this A;areCmcnl regarding inspections or ccnificatiorts tf 344 -Buyer has elected or waived as pan of this Agrzentent. Buyer and Seller undci-stand that the licensze, broker or murtgage lender who nrdcrs t 145 home warranty may possibly receive a fee paid by ~c home warT.tnty company. 3~6 17'. ZONINCCLASSiFiCATION & VERIFICATiONOFUSCCONTINCENCI'(9-Oti) 347 (A) Failure of this Agrccmcnt to contain the zoning classification (except in cases where the property ;and each parcel thereol; il• subdividahle; 3~S zoned solely or primarily to permit sing;lc-family d+vellings) will render this Agrccmcnt ~•oictablc al l3uycr's option, and, ii' ~•oided, any di:pos 3~f9 tendered by the Buyer will he returned to eB}~y r wit put ray requirement for court action. 350 Zoning Clnzsification: _ (~.5~1G? CrL~~t~,. 351 (B) Contingency Period: days (7 if not specified) from the Cxccution Date of this: Agrcut>tcnt. 353 \vithin Use Contingency Period, Buyer, at Buyer's expense, may verify that the present usC 353 of the Propeny is permitted. In the event IhC presr_nt use is not pcrn~iutd, llu}~cr ~~•ill, tivithiu the Cnntingcnc}' Period, give Seller ++-rittt 35J notice that tha present uce of the (ropttty is not permitted and shat Buyrr will: 355 I . Accept lhz Property and asrCC to the RELEASE in paragraph 27 of this Agreement. OR 3S6 2. Terminate this Agrtcmurt by written notic¢ to Scllcr, wish oil deposit monies retumed w Buyer according to the leans of paragraph 3(l 357 this Agrtcrnent. 33S if Ituycr fails to respond wilhhl the Coulingcncy Period or does t-ol tcrntinalc thin Agrccmcnt by -~~ritten uoticc to Scllcr t+•ilhin the 359 time, I)uycr will accept the Properly end agree to the RCLCASE in paragraph 17 of this Agrecrncnt. 3G0 IR, NOTICES, ASSf:SSMCNTS & CERTIFICATES OF'OC(:UPANCY {9-OS) 3G1 (A) Scllcr represents, as of thz date Seller signed ibis Agreement, that no I:~ublic inq~ro~~erncnt, condominium or homeowner association asscssmui 3G2 hav(: been made i-;ninst flit 1'ropeny which remain unpaid, and that nn notice by any gnvcrnment ur public nuthct~rity has pecan «r7~cd upon Sell 363 or anyone on Seller's behalf; including notices rdating to violations of zoning, housing, building, safety or lire ordinances tJlat remain uwuo~ 3G4 reeled, and that Scllcr knows of no condition that would constiwte a violatiatl of any such ordinances that amain uncon•cxted, unless c~thcn+~is 365 sfx:ci f fed here: 366 (B) Scllcr knows ~nl'no other potential noticct (including violations) and/or assessments except as follows: i 367 _ 1(,A rlu~~e. Inirinlc' .l/S-R ItnBe (+ or 17 S~rl~~ r.,iti~t". , ~~, Revised 9/(l5 / Produced with ZlpFormt" by RE FormsNet, LLC 18025 Fiher~n Mile Road, Clinton Township, Michigan a8G35 www.zfpCOrm.com - t~rcldal'. _ _ '"~~ ~'~~ r~r r"'~ ~~'''~~~~ crrry rii!r.~~~t-., ItI~GtUUIn~ vlUlilUUllS~ i,llurur as5~;sn~~fi[.S ire recelve,~ alter Sella Chas s)gl)erJ Phis /~~?fOClnl'.nf ilnd ht',fort: sCtilem 370 Seller +vill provide a Copy of the notices and/or assessments to Duycr :urd will noel ly E3uycr in +vriting +~~ithin _ 5 DA1'$ +~f r•er'civip4 371 notices artid/or asscssrnc;nls that Seiler will: - _ 372 I. FuNI}' corraltly with the notices and/or assessments at Seller's rxpense brfrtre sculenent. II• S~Ilcr Duly complies with the noricts any 373 assessments, Duycr accepts Ilse Property and acres to the RL'LEASG in parnFnlth ?7 of this At:rcctnertt, 01. ~7~t 2. Nur coml,ty ~~hh the nc,ticcs and/or usst.~srnunl5. tf Scllcr chousos not lu cuntply tvilh lhar nolic:rs and; or assosstnonts, ur failx ++~ilhin 375 time givers to uot)fy fiuyer whether Seller wiill comply, Duycr will notil' Scllcr in writin within S 376 y 6 _ DAPS That Duycr will: a. Comply with the notices and/or assessments at Duyer's exltens~, nccept the f izrpe;rty, and agree tc~ tlr~ RELEASE in pnr;rEraph 27 377 this Agrecmcnt, OR 378 b. Teinninatc this Agreement ty written notice to Scllu•, wish all deposit ntoni~-s resumed to Huyur according lu the terms of p:u•atrt 379 30 of this Agrecmcnt. 3S0 If lluycr fails to respnr~d within the shoe stntcd in tnr-n ern h IR C 381 I b P ( ) (~) or foils to Icrminnte this Agreement h~• +rritlen notice Scllcr +vithin Ihat lime, Qu}•cr tvlll accept tbe~ Property and agree to the RCLCASEin pru•agraph 17 of uric ~\grccnrcnt. 3fi? (D) If rcquircd by laev, within 30 DAYS from thr Execution Data of"this A(;rccri~enl, but in no case later than IS days prior to sCttlcmcnt, 5u! 383 +vil1 order at Scll~r's expense a certification from the appropriate municipal department(s) disclosing notice of any uncorrected violations of zr 38`~ ing, housing, building, safety or lire ordinances and/or a ccnificate patnitting occupancy ol• the Prnper•ry. If Buyer rccr:iv~ti a notiCr: of ; 3R5 rcquircd repairs/imprnvemcnts, Buyer will promptly deliver a copy of the notice to Scllcr. 386 I . Within _ i DA VS of receiving notice from the municipality that rcpaiR/intprovuments are required, Scllcr twill notify Duyer in wi 3fi7 ing that S~Ilcr will: 331; a. A1akc the required repairs/improvements to the satisfaction of the municipality. II• Seller makes the ruyuired repairs/intpruventer 389 Duyer accepts the Propctty and agrees to the RELEASE in patagt•aph 37 of this /~grec:ment, OR 390 h. Not make: the rcquircd repairslimprovcmcnts. If• Scllcr chooses not to snake chi rcquircd repair:~/irnprovcntcnts, Buyrr will raw 391 Seller in writing within 5 DAYS that Duycr will: 392 (1) N1nke the repairsrmprovcmcnts at Duyrrs expense, with pcnnission and ncccss to the Property given by Scllcr, which will r 393 be unreasonably willtheld, OR 394 (2) Terminate this Agreement by written police to Scllcr. with ;ell deposit monies returned Io Duycr according to the terms ~uf pa 395 graph 30 of this Agrecmcnt. 396 1f fiu,ycr foils to respoud ~t'ithin the time stntcd in ara ra th IR D 1 397 p g f ( ) ( ) (b) or trails to tcr-ntinate this Agreentcnl b-' ++•ritten anti to Scllcr within that time, Buyer will nccept. the Property and agree to the RCLEASC in paragraph w7 of thix f\~rccntent, and Ihr}• 395 accepts the re>;ponsihility to perform the repnirsrmprovements according to the term: e~f the notice provided by the nunticipality, 399 2. If Seller denies Buyer permission to make the required rcpairs/imprnvcntcncs, or does not provide Buyer access bclore s~ulentcnt to rata •100 the required repairs/intproventents, Buyer may, within S DAYS, lcrntinate this Agreement by written notice to Scllcr, with all dcpo. 10 I monies returned to Duycr according to UtC ternts of paragraph 3Q of this; Agrcunc:nl. ~~' 3. If rcpairs/impmvcments are rcquircd and Sel)rr fails to pro~~idt: a copy al• the notice ter Buyer as required in pat;lgraph IS IU). Seller ++• X03 perform all repairs/impmvemznis ns required by the notice at Seller's rxpense. Iara6raph 18 (I)) (3) trill tur~~it'c~ settlement. 404 (E) Access to a public road Wray require issuance of a highway occupancy permit from the D~parvnent o f Trtnsponation. 405 19.. TITLC, SURVEI'S 3c COSTS (9-OS) 106 (A) The Property wit! be conveyed with good and marketable title as is insurable b;~ a reputable title insurance company rat the regular rates- frr 407 and char of all liens, encumbrances, and easentemts, EXCEPTING HOWEVER the following: existing deed restrictions: historic preservatir 105 restrictions ar ordinances; building restrictions; ordinances; easements of roads; casements visible upon the ground; eascmc:nls ul• r~•cor•d; err •109 privilcg~s or rights of public service cornltanics, if any. 41U (B) Duycr will pay for else follo+ving: (1) Title search, title insurance and/or mechanic:;' lien insurutce, ur any fee fits canceltatiu 111 {2) Flood insurance, lire insurance with extended coverage, mini suhsidenee insurance, or any fee tier cancellation; (~) Appraisal lees err 112 charges paid in advance to mortgage IendCr(s); (~#) Buyer's customary sculentent costs and accruals. 113 (C) Any survey or surveys rcquircd by the title insurance company or the abstrtcling attorney fix preparing an adequate Ie>:al description ol• 11 1l1 Proper-sty (or the correction thereof) wiH be oblainrd and paid for by Scllcr, Any survey or surveys desired by Duycr or raquired by the mortgul 4 I5 lender will be obtained and paid for by Bttycr. 4 IC> (D) If Seller is unable to give a good and marketable title vtd such as is insuraahle by ;t reputable title insur-apcc company al the regular nlrs, as spec 4 17 tied in pat:tgraph 19 (A), Duycr will: ~ I S I . Accept the Property with such title as Scllcr can give, with no change to the purchase price, and agree Let the RELEASE in )tancraph ? 7 of th 1 19 Agrccntenl, OR a20 ?. Terminate this Agrec:merit by written notice to Scllcr, wills all de:lwsit mctnics returned to Buyer accordingt to the teens t+l' panpnph 3U r a21 this Agrecmcnt, Upon tenttination, Seller will reimburse Buyer for any costs incurred by Duycr for arty inspections or crrtilicatictt>s obtaine 122 according to the leans of this Agrecmcnt. and for those items specified in paragrnph 19 (O) itu~~ts (I ), (?), (3) and in paragraph t 9 (C). 123 (EI The Propctty is not a "rtcrealional cabin" as defined! in the Pennsylvania Consovction Code Act unless otherwise stated hc:rr: (set Inl'ctrmatio 13d Regarding Rccre.•ttional Cabins): a2~ ?0. CONDOf-•11N1Uh•I/PLC\NNEI) COf1~l~•IUNITY(hlOh•tCO~VNER ASSOCIATION) 12ESALENO'I'ICE(9.11;) 12G ~ NOT APPLICADLE J27 ~ APPLICABLE: CONDOMINIUM. The Propctty is a unit of a condominium that is primarily run by a unit owners' association, ~3gQ7 0l' t) a2S Uniform Condorniniurn Act of Pennsylvania (see Inlonnation Regarding Condominiums and Planned Canumunitics) rcyuir+:,c Scllcr to luntis `t -'9 Duycr with a Ceniticate of Rcsalc and copies of the condominium declaration (rather than plats stud plans), the ttyla+vs and efts: rules and rcLt a3Q I;ttions of the association. - J31 ^ i1PPLICABLE: PLANNED COMIvILINITY (I-IONiGOWNER ASSOCIATION). 1'hc Pri~perty is part ul• a planned ~onununity as defined h a32 the Unifornt Planned Community Act (see Inl'onnatiion Regarding Condominiums and Planned COr1lmUnillt'S). X5407{a) ctf the i\ct rc:gr.rirc a33 Scllcr to famish Duyer with a copy of the Declaration (other than pints and plans), the bylaws else rules and re6ulations of the association, am a3~ a C~r•tificate captaining the provisions set forth in t~,'S407(a) of the Act. ~~ Sc11or 1••{~1 nlwi Rc+'icctl 9/DS roduced with 2ipForm'" by RE FormsNet, LLC 10025 Fifteen Mile Road, Clinton Townsttio. Michigan 40035 www.afo(orm.com l i•clil::l•z ~JG 437 43s 439 a40 JJI 442 443 444 J45 446 447 44s 449 450 a51 45? 453 454 45~ 456 457 4ss 459 460 461 462 463 4 6~J 465 4 Ci G 467 46g 469 470 47I -172 a73 474 475 476 477 47s 474 480 481 4s2 4A3 4s4 435 4R6 4S7 4SS 4S9 4 90 491 492 493 494 49S 4 t)6 497 49S 499 S00 501 502 5 (l3 i (14 1'lIC FOLLO'tj'INC~ ~I('PLIES TO P(ZO('CRTICS T(Ir1T EIRE f ~lt'f OF A CONI)OhI INIUI`9 i~lt.1 i'LiINNF,~ COh'1h~lUNl1'1'. (A) Within _ I S DAY5 from the Execution Datt of this Agrccmenl, Seller, It1 Seller's expense, wilt rcqucsl tram the :tssc~ciarion a Ccrtilicalc Rcsolc and any other documents necessary to enablz Seller to comply with the rrl~~~ant Act. The Act provides Il~at the association is rr_quirccl provide these documents within 1 0 days ol'Sellcr's reC~uest. (4) Seller will promptly dzliver to Buyer ail documents received from the asscxiation. Under the Act. Seller is not liable -o Huycr for the failure the nsrociotion no rrOVide the Cc~tlicnte in a timely innntier, nor iS Scllcr lir.bl~ l0 l3uycr IOr ony tI1COrTCCr inlOmlatfOn i>ravidcd by lltt ^~sr allOn tit II1C CCttltlcalt:. (C) Tltc Act provides that Buyer stay declare Ibis Al;reetnenl VOID at any lime: bclore Buyer receives the associatit)n documents and Ic~r 5 d after receipt, OR until settlement, whichever occurs. lir'st. Duyer'r; notice to Seiler must be in writing; upon (3uycr declaring this neroemuil vc all deposit monies full! be returned to l3uycr according to the tcrlns of paragraph 30 of ibis Agreement. (D) II' the association has the ri~tht to buy the Property (right of first rt:fusal), and the nssocialion exercises Utat riT;ht, Seller will reimburse Duycr any costs incurred by Buyer for any inspections or certifications obtained according to the terms of the Agreement, and any costs incurred by [3u for: (1) Title search, title lase!-altee and/or mechanics' lien insurance, or any fc~ for cancellation; (2) Flood insurance and/or flee insurance extended eovcnge, mine subsidence insurance, or any fee far canecllatiun; (3) Apl>r:~isal fees and I.hargcs paid in ad~~:mcc Its mrntrne~ IcncletYs). 2.1. M,\fNTEN~\NCE SI RISh OF LOSS (Y-OS) (A) Seller will maintain the Property, Erounds, fixtures and personal properly st~ccilically listed in this Agrecn)ent in its present canditilu). non vicar and tear excepted. (d) If arty system ar appliance included in the sale of the Property fails Uefore se:ulentenl, Scllcr \vitl: I . hcpair or replace the failed system or appliance bcforc scttiement, Oit ?. Pro~~ide prompt writtat noticC to buyer of Sellcr•'s decision to: a. Credit Buyer al scltleliunt t~ir the fair market value of tht failed system or appliance, as acceptable to rho mortgage Icnde:r{s-, if any, Olt b. fiJot repair or replace the failed system ar appliance, and not credit Buyer al seuletnent for the fair marktt value of the failed syst or applialtcc. 3. If Seller does not repair or replace tJ~c failed system or appliance or aerct: Ut credit Duycr I'or its fair market value, or il' Scllcr fails to nl fy Quycr of Seller's choice, buyer will notify Sealer in \vriting within S DAYS or bcforc seulemcnl, whichever is c:trlit:r, dt:lt Bu; will: a. Accept the Pmpary and agree to tht RELEASE in paragraph ?1 of this Agreement, OR h. Terminate this Agreement by written notice to Sel)cr, with all deposit monies relvrned to f3uyer according to tht: ttmu of par-agr: 30 of this Agrcemcnt. (C) Seiler bears the risk of loss ti•om tire: or other casuahirs unlit settlement. I f any property includccl In tilts SaIC IS desU'OyCd .Ind nUl 1'CpIaCCd, buyer will: I . Accept the Prolxny in its then current condition together with the: proceeds ofany insurance recovery obtainable by Scllcr, OR 2. Terminate this Agrcemcnt by written notice to Seller, wid- all deposit monies retwttcd to Buyer according to the terms of parrgtaph 30 this Agrectncnt. 2?. COAL NOl'1CtL (~~'here Applicable) T111S DOCUMENT MA1' NOT SELL. CONVEY, TRANSFER, INCLUDE OR INSURE TFIE TITLE TO TI1G C0~1L AND RIGFITS OF SUPPORT UNDERNC•~1Tt1 TFIH tURt~ACE Lt DESCRIDED OR REFERRED TO HCREIN, AND THE OWNER OR 01YNERS OF SUCH COAL lvIAY HAVE THE COMPLETE LEGAL RIGHT TO REMOVE ALL SUCH CO.\L .t IN THAT CONNECTION, DA~t.\GE A1.\Y RESULT. TO TH[ SURFACE OF THE LAND AND .1NY NC~USL. BUILDING ON OTFIER STNUCTURE ON Olt IN SUCII L\Np. (T notice is set forth in t1tt: tnanncr providtd in Section I of the Act of Juiy 17, 1957, W.L. 984.) "E;uyt:r acknowledge.5 that he Wray trot be obtaining right of protection against subsidence resulting from coal mining operations, and thot the property described herein may be protected from dam; due to thine subsidence by a private contrnct with the owners of the economic interests in the coal. This acknowlcdgcntcnt is made for the puta>e of complying with the provisions of Sectian 14 of the E'~ituminous Tvlinc Subsidence and the Ltnd Cons~rvatian Act of April 37. 19Cfi." l3uye:r agn to sign the decd from Seller which decd wilt contain the aforesaid provision. 23. (OBSESSION (9-(iS) (A) Possession is to be dcli~~cred by deed, keys and: I . Physical passessiun to vacant Property li•et of debris, with all stnrctures broom-clean, al day .and time settlement, AND/Oft 2. Assignment of any existing lease(s), together t,vith any security deposits and inttrest, at day mid time of scttiement. if Property is Ictsed the cxccutian of this Agreement. unless othenvise stated in lJtis Agrcemcnt. (D) Buyer will acknowledge existing leases} by initialing flue lease(s) at the execution ofthis f\grecn)ent, unless othenvise spe-cilied heroin. (C) Scllcr wtll not enter mto any nets leases, extensions of existing leases or additional lease; for the Property without the written consent of i3uycr. 24. KECOI2DING (9-OS) Tltis Agreement will not be recorded in the OFTice of the Recorder of Deeds or ilt :thy other office or place of public rc`Co If Duycr causes or ptrn)its this Agreement to be recorded, Seller may fleet to treat such act as a breach of"this Agreement. 25. ASSIGNP•1 ENT (9-OS} This Agr~ernenl is bindinb upon the potties, their heirs, personal rrprescrta[ives, guardians and succtLSSOrs, and to the t;xtt assignable, an the assigns of the patties hereto. Duycr \vill nor transfer or assign this: Agrcemcnt without the wriucn consent of Seller unless c~lh wise stated in tJtis Agrecmcnl. 3f,. GOvEftNING LA~V, VENUE S PCRSONALJURISi)IC'TION (9-AS) fA) The validity and construction of this Agrcemcnt, and the rights and duties o!' th•_ parties, will be go~~erned in accordance with the laws of I Con)manwealth of Pennsylvania. (B) Tht parties agree that any dispute, cvnu•ove:rsy ar claim arising under, ur in connection with this Agrcemcnt ar its pe:rlonnance by t:ithcr pa shall he decided exclusively by and in the crate or fcdenl coups sittin~t in the Commonwealth ol'I'cnnsylvania. ITuyer releases, gulf cln{nts and fore.~er dltccherget ;SL'LLEIi, ALL ISROKETIS, their LTCENSL•'LS, !:lvlT't,C-YL.LS anti uny OfFICEK f ARTNT;R of any ottc of them end anY otltcr PERS(3N, rrltn) or COftP012ATION ~t~ho may be liable h)• or through Iltcnt, (corn at-y n all claims, los>;es or rlemnnds, including, but nor limited Io, personal injury nod propert}• d:rn~age and all of the cnnscynences thereof, «•Ircll known or not, which may arise from the presence of tcrnrites or other -vood-horhtg inseclx, radon, Ie:act-hared paint hazards, mold, fungi indoor air quality, environmental hazards:, any dcfcccs iu the individual on-lot sc~~•nge disposal ttystent or dcficicncics in Ute on-site ~~•:u service Irystem, or any defects or cortditiont on the Property. Should Scllcr he hl default under the terms of this ,\y;reenlent, or in ~•inlntinn any rcllcr disclozurc larv or regulation, ibis release does not deprh~c I3uycr of any ri~!i11 to pursue nn.' rcnudics Ihnl nta~~ he available unt law or cduit~~. This rclcnce ~~•ill survive settlcrnettf, rr rr /-dam t3n~~cr Initials:/l`' ` :./ ~ ~~'~ ,1/S-R Page 8 of 17 Scllcr luilials: Revised 9/OS Produced wish ZipForm"' by RE FormsNel. LLC 18025 Fifteen Male Road, Clinton Township, Michigan 4!3035 www.ziDtorm.com frt:l~d:,l .vJ ~V. I~L11\I~JIJI•I!\IIIJ'I +J r~I~vJ,r 506 (A) All rcpreCentati~~ns, claims, advertising, promotional activitic:c, brochures or Plans of any kind made by Scllcr, ilrnkrrs, their licerrsre~;, cnit> 507 cgs, officers or partners arc not a part of this ngreamatl unlras e~pressly incorporated or stated in this flgr_emcnt. This r\gre:emant ce?ntains 50S whole agreement bctweert Sollcr and Duyer, and there ore no other leans, oblig:uions, covenants, rcprescnraliotts, slatuncnts r,r conditions, 509 or olhenvise. of any kind ~~-hatsaever concerning this sole:. tills Agreement will not be altered, amended, cl~angcd nr ntodilied except in wri 10 cxccutt:d by the ponies. 51 I (B- Unless othertivi.ce stntetl in This Agreement, Duyer has inspected the Property (including fixtures noel nn)• personal properly specilic 512 listed I-crcin) before signing lhix Agreement or has evolved the right to do so, and al!rccs to purchstsc the Property IN ITS PI2(?SL: S 13 CONf)ITION. Ilu~~cr ~cknotv(eddes that IIrokers, Ihcir licensees, employees, officers or partners have trot made au independent ex: Sla iuntinu or determination of the structural sOlltt(InCSf of the Property, tl-c ase or condition of the components, environmental conrlitl~ 515 the permitted arses or of condition; existing in the locale ~~•here the Property is xilunted; nor have the;; made n mechanical inrl>ectiar ~ 16 nnv of the svslcrnv contnincr! tl~crcin. 51 7 (r') slay repairs ruquircd by this ngrccmcnt will be compllcted in a workntanlika manner. 5I b (D) broker(s) have provided or may provide services to assist unrepresented parties in complying with this Al;rcemutt. 519 29. DEFAULT (9-0S) 520 (A) Scllcr has the option of retaining al( sums paid by Buyer, including the rleposil nwnies, should Buyer: 52 I I . Fail to make any additional payments as specified in paragraph 3. OR 522 2. Furnish false or incomplete infannation to Scllcr, Dmkcr(s), or any other pony identified in this Agreement concerting Duycr's Icgnl 523 financial status, OR 524 3. Violate or fail to fulfill and pcrfonn any getter icons or cortdiliorts of tills r~grccmertl. 525 (d) Unless othenvisc checked in pns•ngraph 29 (C), Seller may elect to retain thosesunts paid by Duyer, including delwsit monies: 526 I. On accow7t of purchase trice, OR 527 2. As ntonics to be applied to Seller's damages, OR 524 3. As liquidated dartrages for such brcaclt. 529 (C)~ SCLLL'R 1S Lfi111TEll 7'O Rla'.\ININC SUt\•IS 1'AtU O1' fiUY'Elt, INCLUDING t)EI'tJ5(T MONIES, r~S LIQUID,\'I"Ep I)A~•1,1GIiS. 530 (D) If Seller retains all sums paid by Buyer, including dcposil ntonics. ns liquidated el;tmagcs pursuant to paragraph 39 (D) ur' (C). Duyer :tool 5c 53 ! ore released from further liability or obligation and this Agreentenl is VOID. 532 3A. TERf~~11NAT10N .Cc RETURN OF UEI'OSITS (9-OS) 533 (A) Where Duyer tenninatcs this Agrcantent pursuant to any right gloated by this Agreement, all deposit monies paid un account of purchase pr 534 will be returned to Duyer and this Agreement will be VOID. The broker holding the deposit monies may only release the dcposil monies aces 535 ing la tJte ternts of a fully execu!cd tvriUen agreetncnl between E3uyer and Seller and as permitted by the Rules and Regulations of the State R 536 Estate Commission. 537 (D) If tharc is a dispute over entitlement to dcposil monies, a broker is not legally pcnnitted to determine if a breaoh uccun•ed or which party is e 538 tied to dcposil rnonirs. A broker holding the dcposil monies is required by the Rules and Regulations of the State Real Estate Crnnmissian 539 retain the ntonics in escrow until the dispute is resolved. In the event of litigation over dcposil monies, a broker will distribute the ntonirs acca 54~ in¢ to the leans oh a final order ctF court or a written agreement of the parties. Buyer and seller agrca that, i(' any broker str alrliated licenser 54 I joined in litigation regarding deposit monies, the attorneys' lets and costs of the broker(s) and (ir:cnscc(s) will be paid by Iha patsy joining them. 542 31. REAL ESTATE RECOVCRY FUND (~-OS) X43 A Real Cstate Recovery Fund exists to reimburse any persons who have obtained a lnal civil judgment against a Pennsylvania real estate licen Sad owing to li•aud, ntisreprescntatiun, or deceit in a real estate hansaction and tvho hove been unable to collect the judgment aticr exhausting all Ie: 545 and equitable remcdias. For cornpletr: details about the Fund, call (717) 733-3658 or (80Q) 522-3113 I~~~ithin Pennsylvania) and (717) 783-J4i4 (o 54G side Pennsylvania). .~__.-_----,.--.-.-.--._-..-.-.-... 547 32. h~If1~1r1T10N (9-OS) 543 (A) Unless ulhctwise checker) in par•agnph 33 (D), Duyer and Seller will submit all disputes or claims That arise tram this r~grcemutt to medial Sd9 in accordance with the Rules and Procedures of ~~ha biome Seller;/I-lomc [3uyCta Dispute Rcsulution Systuiu. Any agreentcnt renchui throe 550 mediation and sighed by the poetics will be binding (see, Information Regarding tilcdiation). 55 I (Q) Buyer and Seller have ro~ceivcd, read. and understand the Rules and Procedures of the: Nome; Sollars/I•lontc buyers Dispute 12csolulion System. 552 (C) Any agraemcnl to tmcdiate disputes or claims arising G•tnn ibis Agrcentcnt will survive scttlernr=nt. 553 (D)~ hiEU1r1TION IS ~~'~uvrn. Duyer and Seller understand that they may choose: to mediate at a later d:uu should a dispute nr claim :rr. 554 but tJtat there will be no obligation for any patty to do so. 555 33. I2 ESIDENTI,IL LEAD-4ASED PAINT 1 IA7.ARD REDUCTION ACT NO~'ICC (12equircd for properties built before I'17A) (9-Qa) 556 Lead-(lacer! Paint Flnzards Disclosure Itequirenunls: The Residr:ntial Lead-Diced Paint Hazard Reduction .r1cl requir~c any scll~r of pry 557 erR~ built hclore 1978 Io provide the: buyer with an EPA-approved Icad hazards information Pamphlet lilted Pr•nrecr 1'nur Fami/r~ ~rne Lrrrd S58 1'orrr Horne and to disclose to the buyer and the broGa:r(s) rho E:nown presunce of Ic::rd-based Paint ancUor lcad•h:rsrd paint haz:u•ds in r~r ru; 559 prc,peity being sold, along with the basis used for detcnnining that Iha hazau•ds uxist, the: (rx:ation of the: hazarclc, and the condition of It:rint~~l ; 560 faces. Any seller of n pre-1978 structure must also provide the buyer with any records or repeats nvailahlt to lhr_ seller rr:earding Icad-h,seJ ),; SG I andlor Icad-based paint hazards in or about the proputy beinE sold, Iha common are~~s, or other r~sidantial dwellings in multi-family huusi 562 before a buyer is obligated to purchase any housing ee~nstrveted prior to 191$, the .~c1 require:; the seller to give Iha buyer 10 days !unless bu; 563 and seller aRrec in writing to another time period) to conduct a risk assessmcnl er inspection for the presence of Icad-based paint and/or Ic 564 hasad paint hazards. 'The opportunity to conduct a risk assessment or inspection may ht waived by the buyer, in writing. Neither Testing nor ab; 565 ntcnt is rcquircd of Iha seller. Housing built in 1978 or later is oat subject to Iha Act. 566 ~ NOT APPLICAL~LE. Property was built in 1978 or lat~_r. Sfi7 ^ APPLICADI_E. Property was built before 1978. Ilroker n-nst attach Ure Lead-tlased Paint hlazard>; disclosure anti hr:pectinr 56`l Contingency Artrlendum (('AR Forth L( A) or ainolher ncceptnhle tarot with the infornrntion rcquircd by the ~1c1, and provide Ilu~-e 569 the pamlthlel Pr~recl 1'nrrr FnrrrilvJrn-u Lrua ire 1'nur Hn-nc Buyer(s) must initial belo~r that tthey have received both docuntenls: 570 -~ Load-based Paint l~azards Disclosure and htspu~ction Contingency Addendwn (attached as part of This llgreenrent). ~ ~ I r'olCCr } orrr l-nrnil-+fram Lend In Yorrr flonre 512 lilt)'Ct• (Illli~lt; f(lr' ~~~`G ,\/S-R Pagc J of 17 Scllcr Initfal:r: Revised 9105 Produced with ZipFormT" by RE FormsNel. LLC 18025 Fih.een Mile Road. Clinton Township, Michigan 48035 vnNw.zipform.r-om freldal 573 Ja. Si'ECI~~L CLAUSES (1-02) 574 fA) The fnlln~x•ing arc part of this Agrccntent if checkctl: 575 ,~ Sole ~ Settlement ofOlher f ropetty ^ Seltlemcnt ofOlhcr Prop~:ty Contingency ndd~ndum (PAI2 Form SOI') 57G Contingency nddutdum (Pr\R i=ontt SSf') ^ l"errant-O~cupicd Propu~y addendum (PAR Form TOI') 577 ^ Salc & Scttle,nent of Other 1'roheity ContingCncy ^ t78 with RiQhl to Continue ~•lark~lina ^ 579 Addeitdunt (PnR Form SSP-CM) ^ 580 ((3) 581 r { 584 1 i85 S86 S87 5ss 589 590 591 592 S 93 594 i9~ . 59G 597 598 [)u~•cr and Scllcr ackno-vledge receipt of a copy of this A6ret:nrent at the time of signing;. X99 NOTICE TO PARTIES: WHEN S1CNEll, TF11S AGREE~•ILNT tS r~ IlINDINC CONTRACT.. Parties to this transaction arc ndvlscd to coast C~00 an otlornc)~ before signing if they desire Ie~al advice. b01 Return by fncsimlle tr~nsntission (FAQ) of This Agreement, and any addenda and amendments, hearing the si~nntures of all parties", conatitut GO? acccpt~ncc by the parties. C03 Quycr has received the Consumer Notice as adopted hr the State Real Estate Commission al ~9 Pn. Code §JS,J3G. X04 Qu~•er has received a stalentent of 13~t}~er's estimaletl ctoring costs before signing Ibis Al;reement. b05 Q~ Quyer bas read and understands the notices hod explanatory L-forntaliou in this Agreement. 60G ~ [Toyer has received a Seller's Property Disclosure SCatement before signing this Agreement, if required b,y lair {sec Information ltcgnrdir G07 the Rcal Estate Scllcr DiFClosurc I,nw). 60R [~ Buyer has received the Deposit M1•loaey Notice (for cooperative stales -vhen Ilroker for Se~!It:r is holding deposit money) before signing II 609 A srccntcnt. // • 610 f3UYCR'S f1~lAILiNC ADDRESS: 7~ ~~ ~ ~7 r1- `~1r 1~ t G-- (~"` ~~~ U ~ ~ ._ r ~~ ~ ~~ ~~ ~~. +r ' ~%-~ ~~ C, 12 ~~'ITN ESS .__._ l3Uti'ER x~~~~~ ~ ~-',~~.a-~t2~ ~~~ HATE' ~.~ / 613 ~vITN CSS _ BUYER ~- ~ ~'.~i'IL~'r'~~f•~~~~ n ~/~i~ ~~i;'c~' b~1TL', G14 \~'ll'NCSS [IU1'ER U,1'fE tit 5 Scllcr has received the Cousunecr Nolicc as adopted by the State Kcal ESfAtI: Commission nt a9 Pa. Code §JS.JJ6. h I h Scllcr has received a statement of Seller'x estintaled closing costs before signing tl-is; Agreement. 617 Scllcr has read and ttndcrstands the notices nrrd explanatory information in this i\Frcetncnc. 61S SL;L,LER'S ~1AILING ADDRESS: ~~~~ .~~~~)~~~;~}~~~~ ~~~/ 'f~ , C,2(- WITNESS _ SELLER ^,t-V~ ~ VvV ~ ~~ ~~(~ D A'I' I~ \ c__.~ 62I WITNESS _ SELLER `~--~ ~ ~ U~~l'E G (~% C F~22 wIITNESS SfiLLER I>:~"I'1~ AlS-R rage IU of I7 Revised 9/115 Produced with ZipFo~m"' by RE FormsNet, LLC 19025 Fifteen Mile Road, Clinton Township, Michigan 49035 www.zipform.com I•rcRJat',; 1 2 3 4 5 6 7 8 9 10 II 12 13 14 IS 16 17 18 19 20 21 22 23 24 SALE & SETTLEMENT OF OTHER PROPERTY CONTINGENCY SSF ADDENDUM TO AGREEMENT OFSALE 'This form recommended and approved for, but not restricted to ux by, the members of the Pennsylvania Association of REALTORS®(PAR). PROPERTY ~ ~~ ~''~~` ' r'•. ~ SELLER BUYER 1 ~- ~' c~1't•a 7 /(_JP_3/k tTh DATE OF AGREEMENT _ I~~`~ _~_ __ ___ I. This Agreement of Sale is contingent upon the sale and settlement of Bu er's Property at: Within ~ ,Q ~of S'eller's acceptance of this Agreement of Sale, Buyer will list Buyer's Property for sale under an exclusive ri ht to sell a reement~ with a broker of Bu er's choosin who is a member of a multi le listin service, where g g Y g P g available. Buyer will do what is reasonably necessary to sell and settle Buyer's Prop~:rty, including, but not limited to, authorizin€ broker to list Buye;r's Property with a multiple listing service, posting "for sale" sign,, permitting open houses, maintaining Buyer's Property in presentable condition, and cooperating fully with broker and other licensees showing or marketing Buyer's Property to prospective buyers. Q / j ~~ 2. Buyer will list Buyer's Property at or below $ ~•~ 1, ` ~~~ _ , for a term ending on or after 3~I , 3. [f Buyer's Property is not under an Agreement of Sale, approved in writing by Seller, on or before ~ ~ ~'~ ~® Seller may terminate the Agreement by written notice to Buyer and all deposit monies paid on acca t of purchase price will be returned to Buyer. Buyer and Seller agree to extend the date for Buyer's Property to b~~ under an Agreement of Sale until Seller ter• urinates this Agreement by written notice to Buyer. 4. The terms of this Addendum change and prevail over the provision of the Mortgage Contingency Clause which gives Seller the right to terminate the Agreement of Sale if the Buyer's mortgage commitment is conditioned upon the sale and settlement of Buyer's Property. 25 ,All other terms and conditions of the Agreement of Sale remain unchanged and in full forge and effect. ~~ J ~ r 26 WITNESS _ BUYER ~~~~'~'~~ ~''=~F~°Jx°~'~-7~~ M DATE 27 wVITNESS 28 WITNESS 29 WITNESS 30 WITNESS 31 WITNESS ® Pennsylvania Asaoclation of REALTORS® {~,gJJpQo TM V~Ic~lw RAN Ect~IM M t~m~yh~nl• ~'1 ~' . y F ..r,i BUYER / `^'j' : ~.~~~ ~~~' -°=.t DATE r BUYER DATE n //~ I 7 ~ SELLER ~'~'l U~~ _ DATE C C~ G~ L~~ _ SELLER "`c~~-~ `-'""'~r .DATE ~'~ '~ ~~t SELLER DATE COPYRIGftT Pf:NIYSYLVANIA ASSOCIATION OF REALTORS®2006 OSN6 Straub & Associates 157 S. 32nd Street, Camp Nill, PA 1701 1 Phone: (717) 421 - 8259 Fax: (717) 61 2 - 9654 Tod Shedlosky cal3 Produced with Z1pForrn® by zipLogix 180T0 Fitteen Mile Road, Fraser, Michigan 48026 www.ziaLo ig x.com COI•'tl\'IUNIC/1TIONS 1V1TE1 IIU1'ER AND/Oft SELLER Wherever tltiis Agreement contains a provision that requires or allo~l~s comnsunication/detiver)~ to a Buyer, drat provision shall be sati`tic:d communication/delivery to the Broker For Buyers if tiny. If there is no Broker for Buyer, those, provisions may he satisfied only communication/delivery being made directly to the Buyer, unless othcrtivise agreed to by the parties. Wherever this Agrcemenl contains a provision that requires or allows COmmUnlCllhC~ll/delivc..y to a Seller, that provision shall be satisfied corr-municatior~/delivery to the Broker for Seller, if nny. if there is no Broker for Se!Icr, those provisions may he satisfod only roirimunication/delivery being made directly to the Seller, unless otherwise agreed to by the patties. NOTICE REGARDING CONVICTCD SEX OFFENDCRS (11~[EGAN'S L:1ti~~) The Penns~~lvania General Assembly has passed (egislntion (often referTCd to as "Megan's Law," ~;? pa.C.S. ~ 9791 et. seq.) providing for commur notification of the preser~ce of certain convicted sex offenders. [3u,yers nre encouraged to enntnct the municipal Police tlepnrtmerlt o-• Pennsyylvnnia State Police for information relatinb to the presence of sex offenders near n ~~nrticular propertu~, or to check the information the Penns}~Ivania State Police Web site at w~~-.v.p~meb~nslaw.statc.l>'n.us. INFORN[~1TION REGARDING REAL ESTATE T~~,~CCS (F`nrasr;tph 3: Ternts) Real Estate Tox Proration: For purposes ofprorating real ~°stnte taxest the "periods covered" by the tax bills are as follows: Municipal Taxes: For all counties and municipalities in Pennsylvania, tax bills nre for ttie pea-iod January I to December 3I . School Taxes: For all school dish•icts, other than the Philadelphia, Pittsburgh and Scranton school districts, the period covt:rcd by the bill is July I to June 30. For the Philadelphia, Pittsburgh and Scranton st:hool districts, tax bills nre for thu period Janum- to December 31 . Real Eslnte Assessment Notice: In Pennsylvania, taxing authorities (school dish•icts and municipalitie_~) and property owners nary appall thu asses. value of n property at the time of sale, ar sat any time lhereatier. A successful appeal by n taxing authority stay result in a higher ossessed value: for pmpc:rty and an increase in propert}~ taxes, Also, periodic county-wide property reassessrnenls n•iay change the assessed vnfue ~f the property t result in a change in property tax. NOTICE TO BUYERS SEEKING NIORTGAGC FINA_NCJNG (Pslrn~r,~ph 6: Nlortba~e Continsency) The appraised value of the Property is used in determining the maximum amount of the loan ana' may be different from the purchase Price ttnc( rmarket value. Buyer Initials `~~/~~?~®~ DVS-li f'agc 11 of 17 Iicriscd 9/1!a Produced with ZipForm•" by RE ForrnsNet, t_LC 10025 Fihet:n Mile Road. Clinton Township, Michigan d8C~35 Www,2iplorm.COm Seller Initials '`~J ~~ I i•c(cfa h. PROPERTY~C~ CNvIRONMENTAL INSPECTION NOTICCS (Parrtgt•aph 11: ['ral)ern~ Inspection Contingency) flood Plains: IF the Property is located in a tlood plaits, E3uyer may be required to carry additional insurance. Property t3ounctary /Square footage: Seller has not hr-d the Property sun~eyed. Any fences, I•~edges, walls and other natural or c:rntstructed btu may c,r may not represent the true boundary lines of the Property. Any numerical representations of square footage of the swcture(s) and/or Iii arc approximations only and may be inaccurate. If Duyer wishes to verity the Pre~perty's hound,iries or square foi)tagc, Buyer is advised to eng, prcrfessictnal sun~eyctr or obtain an independent measurement of the strucaurc(s) and/or lot size. Water Service: f3u~~er may elect to have the water service inspected by a professional water/well testing company. In addition, un-site u~aier se:~ systems may have to meet certain quality and/or qua-ttity requirements set by the municipality or the mortgage lender. 1~'aori-Destroying Insect Infestation; Insects whose primary source of food is wood, such as tcnnites, wood-boring beetlee, carpenter ants, catp- bees and certain other insects, can cause damage to the wood structure of a residence. Termite and Pest Control companies are available to inspe determine whether wood-destroying insects are present. Because of the way these insects function, damage to wood Wray be hidden. Careful selcr should be made of skilled expe--ts in the tennitelpest conh•al field to insure proper deternrination ot'wh~ther wood-boring insects or resultant dams pre yen t. Exterior Insulation and Finish Systems (GIPS): Exterior Insulation and Finish Systems--someti-nes referred to ns synthetic stucco- multi-layered wall systems applied to the exterior of some homes. Poor or improper installation of EIFS may result in moisture peneh•atin; the sur of a structure where it may cause damage to the building's Frante. Leakage roost frequently occurs near doors and windows, Gutters, the connection and at the lowermost edge of the exterior surface. Vulner-abiliry to leakage depends on structure de:.~;ign as well tts the expertise application skills of the contractor. Damage caused by water inhvsion may be both extensive and expensive to repair but may go undetected it absence of an adequate inspection. Buyers purchasing homes with CIFS eonsh->.retion may seek to engage nn inspector exi)orienced in tr:etin~~ EIFS-related problems who can determine the moisture content of the building's frame. Asbestos: TI1C 1leaat-r'GSt$tltnt and durable nature of asbcsto:> mrtkes it useful in construction. The physical properties that give asbeatua its rctiistmtc heat and decay are linked with several adverse health effects. Asbestos can easily break into mict'nscopic fibers that remain suspended in the air long periods ot• time. When inhaled, these fibers easily penetrate body tissue. Asbestos is known to cause Asbestosis and various tonal of car Inquiriu or requests for more inforntntion ,about asbestos can be directed to rho U. S. Environmental Protection .4gcncy, Ariel Rios Building, I Pennsylvania Avc., M.W., Washington, D.C. 20460, and/oir the Department of Health, Contrnonwealth of Pennsylvania, Division of Environme Health, Harrisburg, PA 17120. Electromagnetic Fields: Electromagnetic Fields (EM Fs) occur around all electrical appliances and power lines. Conclusive evidence that EfvlFs f health risks does not exist at present, and Pennsylvania has no laws regarding this issue. Cn~-ironrTrent:-1 Nvnrds: The U.S. Environmental Protection Agency has a list of hazardous substonces, the use and disposal of which are restrir by law. Generally, if hazardous substances are found on a property, it is the property owner's re..ponsibility to dispose of them properly. Fear rr infonttation and a list of hazardous substances, contact the. U.S. Environmental Protection A~enry, Ariel Rios Building, 1200 Pennsylvania A N.W., Washington, D.C. 20460, (2n2) 2G0-2090. Wetlands: Wetlands are protected by the federal and state governnt~nts. Buyer may wish to (tire an environmental engineer to investigate whether Property is located in a wetlands area to determine iFperntits for plans to build, improves orde~~elop the Iroperty would be affected or denied beer. crf its location in a t~~etlands area. Nlold, Fungi and Indoor Air Quality: Indoor mold contamination and the inhalation of bioaerosols (bacteria, mold shores, pollen and ~-irusc:_,) h been associated with allergic responses including upper respiratory congestion, cough, mucous nterr~branc: irritation, fever, chills, muscle achy or u transient inFlammation or allergy. Claims have been asserted that e,;posure to mold [:ontarninnl~on and bioaerosols has Ie.d tr, serious infect immunosuppression and illnesses of neuro or systemic toxicity. Sampling of indoor air quality and other methods exist to determine the presenct: scope of indoor contamination. Because individuals may be affected dit~'erently, or not nt7ected at all, by the presence ctf mold ear other hioaere)s Buyer ratty wish to enlace the services of a qualified professional to undertake an assessntcnt and/or sampling of the Prope--t}~. Assc`sntents samplings far the presence of mold and bioaerosols can be pertornted by qualified industrial hygiearists, engineers, laborawrics turd home inspect companies that offer these services. Information about indoc>r air quality issues is avail,tblc through the U.S. Envh•onmental Protection Agency Wray be obtained by contacting IAQ INFO, P.O. Box 37133, 1%Vashington, D.C. 20013-7133, I-S00-4:fS-d31S. Q uyCr' tiiitintc ` /`I %~~.(:~ ~~IS-li !'n ~,e 12 0! t7 S~Ilcr I~~iti cola Kcvi>;e[I 7/Ilj Produced wish ZipForm'" by RE FormsNel, LLC 10025 Fiheen Mile Road, Clinton Township. Michigan 48035 www.zioforn).cont ~ ~~ I•r~lcl~ I iNI:ORI~•it1TtON RCGARDiNC TH>/ I.1011•[E [NSP~CTiOIV LA 11' G8 Pa. C'.S.r1. ,~~'7501, et. sec). (Paragraph l I: Property Inspection Contin~-ency) ANptjcaVtttty: The Homc inspection Lai+~ applies to "residential real estate transfers, •' cletined as a sale, exchange, installment sales contract, I +vitf7 an option to buy, grant or other h-anstcr of an interest in tea! property where NOT L.ES~; THAN ONE AND NOT f~~IOR~ Tl)AN >+C t~ESl nCNTIAL D'-1rCLLiNG UNITS are involved. (See Information Rcgardins Tlie R~_al Estat<~ Seller Disclosurr_ La+v (rxceptiun5 I-S) ti,r a li: exceptions to this ¢eneral rule.) The folic-++•ing definitions arc taken I'ronr the text of the Homc Inspection La+Y Horne Inspection: A noninvasive, visual examination of some combination of the mechanical, electrical or plumbing systems or the stvctural essential components of a residential dwctling designed to identify material defects in those systems and component, and p~rfor-n~d for a f~~ connection ~+~ith or preparation for a proposed or possible residential real estate transfer. The temp also includes any consultation regarding the prop that is represented to be a home inspection or that is described by any confusingly similar ternt. The lean does not include an examination of n sit systcni or component of o residential dwelling such as, for example, its electrical or plumbin; system or its roof. "fhe term nls~ does not include examination that is limited to inspection For, or af, one or more of the following: wand-destroying insects, underground tanks and +vells, se systcn~s, swi-nrning pools and spas, alarnt systems, air andl water quality, tennis courts and play,~round equipment, pollutants, toxic chunicals em~ironmental hazards. The scope of a home inspection, the services to be pertonned and the syste,ns and conditions to be inspected or excluded ti inspection may be dctined by a contract between the home inspector and the client. Home inspection report: A written report on the results of a home inspection. A borne inspection report shall includz: (I) A description of tl~e scope of the inspection, including ~{~ithout limitation an identification oFthe structural ekements, systems and sub-syste covered by the report. (:?) A description of .any material defects noted during the inspection, along +vith any recommendation that certain experts be retained determine the extent of the defects and any corrective action that should be taken. A "material defect" that poses ten unreasonable risk people on the property shall be conspicuously identified os such.. A home inspector shall not express either orally or in writing an estimate of the cost to repair any defect found during a home inspection, except t such an estimate may be included in a hone inspection report if: ` (I) tl~e report identiFes the source of the c:stirnate; (2) tl~e estimate is stated as a range of costs; and (3) the report states that the parties should consider obtaining an estimate from a contractor whet pert-arms the type of repair involved. Seiler shall have the right, upon requeet, to receive without charge a copy ofnny inspection report fi•o~m the parq~ for whom it was prepared Homc inspector: An individual who performs a home inspection. National home inspectors rlssociatiort: Any national association of home inspectors that: (i) Is operated on a not•for-profit basis and is not operated as a franchise, (2) Has members in more than ten states. (3) Requires that a person may not become a full member unless the person has performed or participated in more than IQO home inspeetic~rt~ a has passed a recognized or accredited examination te_~ting knowledge of the proper proeedun's for conducting .a home inspection. (4) Requires that its members comply with n code of conduct and attend continuing professional education classes as an ongoing condition membership. A buyer- shall be entitled to rely in loud faith, without independent in+~estigation, nn ;~ ~~n•itten representation by a home inspcclc~r that the hoe inspector is a full member in good standing of a national home insl~tction association. ~~lateri:rl defect: A problem with a residential real property or any portion of it that would have ,1 significant advc;rse impact un Iho value ~~f t property or that involves an unreasonable risk to people on the property. The firct that ;r :;t-uctural elt:ment, system or subsystem is near, at ur beyoi the end of the normal useful lute ofsuch a structural element, s}stem or subsystem is not by itselfa material defect. 1NFOR]1~ATION RI;CARIDING RADON (Par.-draph 13: Status of Radou) Radon is a natural, radioactive fins that is producrrd in fire ground by the normal decay of uranium and radium. Studies indicate th:u c:xtende:d expose to high levt;ls of rndon sas can increase the risk of tun, cancer. Radon can find its way into any air-space, mcludulg basements and crawl spaces ar can pemae<n[e a structure. The U.S. Environmental Protection Agency (EPA) advises cor7-ective action if' the annual avcraoe exposure to radon is rat , exceeds 0.02 working levels or 4 picoCurics/liter (~pCi/L). If a house has n radon problem, it usually can be cured by increased ventilation nndlc+r I preventing radon enhy. Any person +{-ho tests, mitigates or safeguards a buildir+g for radon in Penn:;ylvania must he ~ertitied by the Del:;rrtm~ent Environmental Protection. Information about radon find about certified te_~ting or mitigation tinnt is available through Department of Envircmmcnt Protection, Bureau of Radiation Protection, 13th Floor, Rachel Carson State Ot~icc Ouildinc, P.O. Box ~d69, Hnr7-isburc:. PA 171i)~-ti4he), (,SOt 23 RA DON or (717) 7$,-394. i'~1..11 j,~„~ '~ , Euycr fr~iti:~ls 1CL-"".~'~:~ ~...~~~~ A/S-1t 1'nsC I,l Of 17 Seller it~tttal$ ~..~~ ~ •. k~,~is~d gins _ Produced with ZipForm'" by RE ForrnsNel. LLC 18025 FiNeen Mile Road, Clinton Township, AAichigan x8035 w~nN.2ipform.com t'rc(d~h.t SEWAGC NOTICCS (Par;toroph 13: Status of Se..-et•) NOTICES PURSUANTTC)THE PENNSI'L1'ANIASI:WACC FACILITIES ACT NOTICE l: TN ERE IS NO CURRENTLY EXISTIINC COh1MUNITS' SEWAGE Sl'STE(rl p,VA1LAt3LE FOR TtiE SUIIJE PROPERTY. Section 7 of the Pennsylvania Sewage Facilities Act provides that no person ;;hall install, consn•uct, request bid prapt~sals construction, alter, repair or occupy any building or structure for which an individual sewage system is to be installed, without f obtaining a pcrniit. Buyer is advised by this notice that, before signing this Agreement, Buyer should contact the local t~gency char) with administering the Act to determine the procedure and requirements [or obtniniing a permit for an individual sewage svslem. " local agency charged with odministu•ing the Act ~~~il! be the municipality where the Property is located ter that municipality wi,r•t: co~perativcly with others. NOTICE 2: THIS PROPERTY IS SERVICED D1' r1N INDIVIDUAL SEWAGE SYSTE~1 INSTALLC:D UNDCR THE TEN-AC PER~11T E,~EMF'TION PROVISIONS OFSECTION ? OFTHE PENNSI'LVANIA SEWAGE FACILITIES ACT. (Section 7 provides that a permit may not be required before installing, constructing, awarding a contract for constnrction, ,~Itori repairing or connecting to an individual sewage system where aten-acre parcel or lot is subdivided from a parent tract after January 1987). Buyer is advised that soils and site testing were not conducted and that, should the system rnaltunctian, the owner of the prapc or properties serviced by the system nt the time of a malFw~ction m~~y h~: held liable For ttny contarnintuion, paHution, public hC: Lazard or nuisance tvhicli occurs as a result. NOTICE 3: THIS PROPCRTI' IS SERVICED Dl' A HOLDING TANK (PER~IANCNT OR TEI~~IPORARl') TO ~~'NICH SEWAGE CONVEYED IIlr' A WATER CARRYING SYSTEM1'I AND WHICH I;i DCSICNED AND CONSTRUCTOD TO FACILITA' ULTIh1ATE DISPOSAL OF THE SEWAGE AT ANOTHER SITE. Pursuant to the Pennsylvania Sewagt: Facilities Act, Set must provide a history of the annual cost of maintaining the tank ti•om the date of its installation or December 14, 1495, whiche~~e~ later. NOTICE d: AN INDIVIDUAL SEtiVAGE SYSTEM HAS [SEEN INSTALLED AT AN ISOLATION DISTANCE FROI11 r\ 1VCLL TIiAT LESS THAN THE DISTANCE SPCCIFIED DY REGULATION. Thy: regulatioais at 25 Pa. Code .}73.13 pertaining to minim horizontal isolation distances provide guidance. Subsection (b) ofy~'73. 13 states that the minilnutn horizontal isolation distance betwr an individual water supply ar water supply system suction line and treatmrnt tanks shall be SO feet. Subsection (c) of X73.13 state. I the horizontal isolation distance behveen the individual water supply or water supply system suction line and the perimeter of absorption arcs shall be IOQ feet. NOTICE 5: THIS LOT IS WITHIN AN AREA IN WHICH PCRMIT LIMITATIONS ARIA IN EFFCCT AND IS SUF3JCCT TO THO. LIMITATIONS. SE~VACE fACILITtES ARE NOT AVAILADLE FOR 'THIS LOT AND CONSTRUCTION OF STRUCTURE TO BE SERVCD DY SEWAGE FACILITIES MA1' NC)T BEGIN UNTIL THE h1UNICIPALtT1' C0~1PLET A MAJOR PLANNING REQUIREMENT PURSUANT TO THE PENNSY'LVANlA SEWAGE FACILITIES ACT A- REGULATIONS PROMULGATED TH ERGUNDER. --1 Du per Initials ~'~~ ~ y,%f'~...-^' ~-,~- ~%/ rt/S-R (':-ge I J of 17 Seller Initials K. `'rte, _.. ~ Rc~~isctt 9!()5 Produced with ZipForm"' by RE FormsNet, LLC 1!3025 Fifteen Mile Road, Clinton Township, Michigan 48035 www.z~~torrn,com 1;•et~l~f INFORN[AT[ON REGARDING RCCRCATiONAL Ct1I3[NS (I'arapr,~ph 19: Title, Strrve~•s & Casts) The follct~~~ing definitions and rer)rriremcnts >.rre taken fra~nr the I'ennsYlvnni:t Constrtrctiort Code Act (~t5 P.S. X7210.101 et. sect.) f1 Recreational Cstbin is n structure -vl-ich is: (I) Utilized principally for recreational activity; (2) Not utilized as a dortticile or residence For arty individual for arty tiltte period; (3) Not utilized For commercial purposes; (4) Not ¢reatcr than true stories in heigl-t, excluding basement; (5} Not utilized by the owner or any other person as a place of employment, (6) Not n mailing address for bills and correspondence; and ('7) Not listed as an individual's place of residence on a tax return, driver's licence, c.ar• r•e~~i~tr,itiolt or• voter re~istratinn. r1 recreational cabin may be exempt from the pro~~isior-s of the Pennsylvania Consh'uctian Cor.1e fief if: (I) The cabin is cquii~ped with nt least one smoke detector, one tire: extinguisher and one carbon monoxide detector in 1.ioth the kitchen ; sleeping quarters; and (?) The owner of the cabin tiles with the rttunieipality either: (a) An affidavit on a faun prescribed by the Pennsylvania Deparhment of Labor and Indushy attesting to the fact that the cabin meets definition of a "recreational cabin" in Section ;103 of the Act; or (b) A valid proof of insurance for the recreational cabin, written and issued b?• an insurer authot-ized to do business in this Conunoprweai stating that the structure meets the definition of a "recreational cabin" as defined in Section t 03 of the Act. If a recreational cabin is subject to eYClusiorr, from the Pcnnsylvnni:r Construction Code Act, upon transfer of ownership of the recrentior cabin, written notice must he provided In the sales agreement and the deed thAt the recreational cabin: (I) is exempt from this Act; (~') May not be in conformance with the unifomt constn~ction code; and (~) Is not subject to municipal regulation. f=ailure to comply with this notice requirement shall render the, sale voidable at the option of the purchaser. INFOR111r1TI0N REGARDING COP`1DON1INIUNIS AND PLt1.NlV.CD COn~CMUNITtI;S (Parabraph 10: Condominium/Planned Community (Homr:owner Association) Resale Notice) Definition ol'n Condominium The Urtifonn Condominium Act detirtes a "condominium" as real estate, portions of which are designated for separate ownership and the remainder which is designated for conunon ownership solely by the owners of those portions. Real estate is not a condominium unless the; undivided interests the common elements ore vested in the unit owners. Definition of n Plauned Community The UnlfOrtt Planned Community Act defines a `=planned cornntunity" as real estate with respect co which a persat, by virtue of cn~~nership of ; interest in any portion of the real estate, is or may become obligated by covenant, easemLnt or agreement imposed on the owner's interest to pay an amount for real propcr-ty taxes, insurance, maintenance, repair,, improvement, mnnagernent, administration or regulation of any part of the real estni other than the portion or interest owned solely by the person. The tens excludes a cool3erativc and a c:ondomir-iunt, bul a coaperntiver ar candolniniul may be part of a planned cornntunity. For the purposes of this; definition, "ownership" includes holding a lea~chold interest of ntctre than ?Q yCar; including renewal options, in real estate. The tent includes non-residential campground communities. Exel-tptions I•r•orn the Unifor•ui Planned Comntunlty Act and the Uniform Condominium fief: «'hen n Cet•tific:rte of Resale Is Not Required The o~~~ner ot• a property located within a planned cornntunity is not required to Furnish the buyer with a certificate of resale under the follawin circumstances: (I) The Planned Community/Cundor~tinium contains no more than 13 units, provided there is no possibility of ridding ro:tl h~tate ar suhdi~lidin units to increase the size of the planned communih~ or condominium. (?) The Planned Community/Condominium is one in t,t~hiclt all ot• the units are resh•icted exclusivel~~ to nc~n-residential use:, unless, the declaration provides that the resale provisions are ncvrrtheless to be followed. (3) The Planned Community/Condominium or units arc located outside the Commonwealth of"Pe:nnsylvania. (~) The transfer of the unit is a gratuitous transfer. (5) The transfer ot•the unit is required by court order. (~~) The transfer of the unit is by the ~ovemment or a governmental agency. (7) The transferoFthe unit is the result of foreclosure or in lieu of foreclosure. lyotices Reanrdinp Public: Offering Statements and Rioht to Rescission f f Seller is a Declarant of• the condominiul~i or planned community, Seller is required to furnish Buyer with a cope of the Public Ot•terinr StalernCn ancf its nmendrnents. For condominiums, the delivery of the Public Oti"crino Statement must be madr_ no later than the date the huyCr esccutcs thi; Agreement. duycr may cancel Lltis Aercernent within IS days after r•ecciving the Public Offering Stat~~menl and any amendniencs that nwtcrially nne adversely at•t"ect Buyer. For planned com+»unities, the Declarant must Itrovide the Duyer with st copy of the Public OtTerin b Statement ,incl ir: amendntcnts no later than the date the Buyer executes this Agreement. Buyer may cancel this Agreement within 7 e)el~~s after receiving the Public Otterin,g ~Statcment and any amendments that materially and odve:r-sely affect Buyer. ~' ~~-'~_ i3UyCr lnlttiltC ' '~V ,\/S-R Pine r5 Ar r~ saline Iii:~inl.a Rc~•iscd 9/OS - Produced with ZipForrn~"' by RE ForrnsNel, LLC 18025 Fifteen Mile Road• Clinton Township, Michigan 48035 www.ziplorm.com I•r~lil;il•zl:e LEAD titi'tIRNING STATEMCNT (FOR PROPCRTTES DUILT BEFORE 1978) (Paragr;tph 33: Residential Lear1-Bstsed Paint H~z:rrd Redaction Act Notice) Every purchaser of any interest irl residential real property on which a residential dwelling u'as L~uilt briar to 1978 is notified llt;tt such property I nrGent exposure to Iced From lead-based p7int that may pliace young children o1 risk o}• ctcvelopir~~g lead hoiaoiiinb. Lend poisoning fn younC~; chile. may produce permanent neurological damage, including lear-rting disabilities, reduced intellificnce quotient, behavioral problems, rind impai memory, Lend poisoning also poses a particular risk to pregnant women. The seller of any interest in residential real property is required to provide buyer with any ittforn~ation art lead-based paint hazards From risk assessments or inspections in the seller's possession and notify the buyer ~~f kna~.vn lead-based paint hazards. A risk assessment ~r insper_tion for possible lord-based paint hazards is recommended prior to purchase. INrOR1vIATION REGARDING TFiE REAL ESTATE SELLER DISCLOSURE LAVV (Pnbe 10: Si ;n;tture Page} The Rcal Estate Seller Disclosure Law requires that before an agreement of sale is signed, the seller in a residential real est;ue transfer must nr certain disclosures regarding the propa-ty to potential buyers in a form defined by the law. A residential real ~ctate transfer is defined ;rs a s. exchange, installment sales contract, lease with an option to buy, grant or other transfer of an interest in real proh~rty where NOT LESS TITAN O ANC- NOT h•10RE TITAN FOUR REST DENTIAL D~1'EL.LING UNITS are involved. The Law defines n number of exceptions where the disclosures do nut have to be made: I . Transfers that are the result of a court order. 2 Transfers to a mortgage lender that result from a buyer's default artd subsequent foreclosure sales that result ti•om default. 3. Transfers from a co-owner to one or more other co••owners. =1. Transfers made to a spouse or d irect descendant. ~. Transfers bettiveen spouses that result From divorce„ legal separation or property settlement. r5. Transfers by a corporation, partnership or other association to its shareholders, partners or other equity owners as part of a plan liquidation. •7. Transfer of a property to be demolished or converted to non-residential use. f3. Transfer of unimproved real property. 9. Transfers by a fiduciary during the administration of a decedent estate, guardianship, conservatorship or trust. I U. Transfers of new construction that has never been occupied when: a. The buyer has received aone-year warranty covering the construction; b. The building has been inspected for compliance witl>I the applicable buildin5 code or, if none, a nation;tlly recognized model buildi code; and c. A certificate of occupancy or a certificate of code eomplianez has been issued for the dwelling. In addition to these exceptions, disclosures for condominiums and cooperatives arc limited to the: seller's particular unit(s). Disclosures re~ardi common areas or facilities are not required, as those elements are already addressed in the laws that govern the resale ofcandaminium and caoperat interests. ,~ ~~' r ,~ Buyer Initials /'r' ~~'`~~~.~~ A/S-R 1'nge 16 0(17 Seller Inslials `~ fSCriSCt] 9(fl3 - Producad with ZlpForm'" by RE FormsNet, t.LC 18025 FiFleen Mile Road, Clinton Township, I~ic~igan 48035 www.ziaform.oom I i•c f d:r f.; INR4R11'iAT10N RCGARDINC NI>/UlATION (Paragraph 32: 1~[cdintion) DISPUTE RESOLUTION S1'STENI RUL>JS AND P[20CEDURCS I, Agreement of Parties The Rules and f'roccdurrs ol'tlic Dispute Resolution Syslent (DR~) imply whin [he paI'lies It:rve ,greed in ee~ritin mcdiaic under DRS. The written nsreemcnt can be ac!!iieved by a standard clause in an agreement of sale, an addendum Icy an n,reenicnl of; or through a separate written agreement. ?. Jnitiation of Mediation if a dispute exists, any party may stal-t the mediation ptoc:css by submitting a completed Request to lnitiatc M1~ledia DRS Transmittal Forn~ (Transmittal Form} to the local Association of REALTORS(hercal"ter''Adminish•atar'"). The Transmittal Fonn she be available through the Administrator's office. Tlie initiating party should try to include the following inforr»ation when sending the compl• Transmittal Form to the Administrator. a. A copy of tl~e written agreement to mediate if there is one, OR a request by the in:~tiuting party to have the Administrator a~ntacl other parties to the dispute to invite them to join the mediation process. b. The names, addresses and telephone numbers of the parties invol~'ed in the dispute:, including tl7e name of ever~~ insurance comp known to have received notice oFthe dispute or claim and the corresponding fileor•claim number. c. A brief statement of the facts of the dispute and the damages or relieFsousht. 3. Selection of 11'ledintar Within five days of receiving the completed Transmittal Form, the ~\dminish•ator will Send each party to the disput copy of the Transmittal Fonn and a list of qualified mediators and their fee schedules. E.uh party then has ten clays to rwicev the list mediators, cross off floe name of'an3~ mediator to whom the party objects, and return the list try the Administrator. Tlie Administrator will npl~r. the first available mediator who is acceptable to all pnrtiies involved. A mediator who has nay financial or personal interest in the dispute or the r~5ulls of [he mediation cannot serve as mediator to that disp~ unless all parties arc informed and give their written consent. ~. h1cdintion tees Mediation fees will be divided equally among the parties and ee'ill bz paid before the mediation conference. Thr pm•ties ~~ follow the payment teens contained in the mediator's fee schedule. ~. 'Time And Place of Ntediation Conference Within ten days of being appointed to the disputr., the n~~diator will contact the parries and sit t date, time and place of the mediation conference. The mediator must give at least hventy days' advance notice to all psu-ti~s. The median conference should not be more than sixty days front the mediator's appoinhnenl to the dispute. G. (~onduct of hledistion Conference The parties attending the mediation conference: will be ei;pected to: a. Have tl~e authority to enter into and sign a Uinding settlement to the dispute:. b. Produce all information required for the mediator to wlderstand the issues of the dispute. The inti~rmatir~n may include; relevant ee'rilu materials, descriptions of witnesses and the content of their testimony. Thr, mediator can require the parties to delivc;-• evritten matcria rind information before the date of the mediatior- conference. The mediator presiding over the conference: a. Will impartially conduct an orderly settleament negotiation. h. Will help the parties define the matters in dispute and reach a mutually ngl•c;eable solution. c. Will have no authority to render ttn opinion, to bind the partirs to his or her decision, or to force the patrties to reach a settlement. formal rules of evidence will trot apply to the mediatic-n conference. 7. RcpresentAtion by Counsel Any party ~~~ho intends to be accompanied Io the mediation conference by legal counsel will rtolify the medintr and the other parties of the intent at least ten days before the conference. 9. Conflderttiality No aspect of the mediation can be relied upon or inh•oduccd as evidence in any arbitration, judicial or other proceeding. Thi include., but is not limited to, any opinions or suggestions made by any party regarding a possible settlement; any admissions made during th course of the mediation; any pr~posais ar c-pinions expressed by the mediator; and any response;; given by any party to ~~pinions, suggestions, c~ proposals. No privilege will be affected by disclosures made in the course of the medi:.ition. Transcripts or recordings of the mediation ~~'ill not be allowed without the prior, written consent ofall p;u•ties and the mediator. Records, reports, and other docwnents received or prepared by the mediator or Administrator cannot be compelled by an arbitration, judic;inl, o~ oll7er proceeding, with the exception of an agreement that ~.vns reached in the course of mediation ,and signed by all the parties. Neither the mediator nor the Adminish•ator can be compelled to testify in any proceCding rcgar-cling infc~rnintion given or represcntati~~ns made either in the course of the mediation or in any confidential communication, 9. f~fcdinted Settlement Vl/hen a dispute is resolved threaueh mediation, the mediator will put the co~~iplcte: agreement in writing grid all potties ee'ill sign the written agreement within ten days of the conclusion of the mediation conference. Every reasonable effort will be made to lien the written agreement at the c:.nd of the conference. 1(l. Judicial Proceedings and Immunity' NGTHGK THE ADh11NISTRA7.OR, THE MEUhTOtt. THE NATIONAL ASSOCIATION OF REALTORS~>, i~t~l[ PENNSYLVANIA ASSOCIATION Of REALTORS. NOR AN1' OF ITS hiEM[3ER OOARDS• ~\'ILL QE DEEMEC~ NECESSARY OR INDtSPENSA[3LE I'ARTtES IN AN1' )UDICiAt. PROCEEDINGS REL~ITING TO tilED1ATtON UNDER THESE RULES AND PROCEDURI3• NOR IVILL AhJI' OF THEM SERVING UNDER THESE I'ROCEDUftES OE LIABLE TO ANY P^RTl' FOR ANY ACT, C•RROR OR O1ti11SSION IN CONNECTION 1vITFl r.Nl' SERVICE Of'. Tf-It: OPERATION OF TFIE HOME SELLERS/Hor,-te L3UlrERS DISPUTE RESOLLIT~pN $Y'STGM. ~-~=~ r3uycr fnitiats ?!~-~'' ` A/S-it Pn'c I7 of I1 ~' ,~~ ` ~ Seller Ji~itinls ~ , '~ Produced v.'ilh ZipForrn"' by RE FormsNet, LLC 1(1025 Fifteen Mile RoadcCl nlton Townshio, Michigan 4803~~ ww~,v.zipforrn,com f ~~lilol~.xlz ~1 ' ;~ S E L L E R I ~.~ 1~_S ~".~( IIIUI'ER ~jP~'~e, ~ D,4TC Of%ACREE~1ENT (0 ~' Cl SELLER'S DISCLOSURC Seller has no knowledge concerning the presence of lead-based paint and/or lead-based paint hazards in or a the Property, unless checked bclo~v. ^ Seller has knowledge of the presence of lead-based paint and/or lead-based paint haz<~rds in or about the Property. (Provide the b~isi: determining that lend-based paint and/or hazards exist, the location(s), the condition of the painted sw-tac~s, and other available infornia concenning Seller's knowledge of the presence of lead-based paint nncUor Icad-based paint hazards.) SELLER'S RCCORDS/REPORTS Seller has no records or reports hertainin~ to lend-based paint and/or lead-based paint hazards in ear nl the Property, unless cl-ecl:cd below, ^ Seller has provided Buyer with all available records and reports rcgardina lead-based pint and/or lead-based paint hazards in or about Property. (List documents): ~• BUYER'S ACE~NOWLCDCA•IENT Quycr has received the pamphlet Protect 1'~rn• Fnrrrih~•fr•om Lend irr 1'r~ru• Havre and has read the L Warning Statement on the Front ~f this forni. Buyer has reviewed Seller's disclosure of known Icad-based paint and/or• lead-based paint haz in paragraph I and has received the records and reports regarding Icad-based paint and/or lead-bnsed paint hazards identified in paragraph ?. 4, LEAD-BASED PAINT ASSESSMENT/INSPECTION CONTINGENCI' Buyer actaio~vicdges that before Buyer is obligated to buy a residential dwelling built before 1978, Buyer lens 10 DAti'S (unless utlicn r~gotiated) to conduct a risk ossessrnent nndlor inspection of the Property for the presence of Uc~nd-based paint and/or Icad-based paint hazards WAIVED. Buyer understands that Buyer has the ribht to conduct a risk assessment and/or inspection •of the Property to deternline presence of lead-based paint nndlor lead-based paint hazards. BUYER WAIVES THiS RIGFIT and agrees to the tenl~s ot• the RELE/ paragraph of this A, Bement. ^ ELECTED, Contingency Period: 10 days front the Execution Date ot• this, Agreemennt. (A) ~~rithin the Contingency Period, Duyer, at [3uyer's expense, rn~y choose to obtain a risk assessment nnd/nr inspection eel' Property for Icad-based paint and/or lead-based paint h~~zards. (B) Within the Contingency Period, Buyer may deliver to Seller a written list ofthe specific hazardous conditions cited in thr report those corrections requested by Buyer, along with a copy of the risk assessment and~'or inspection report. (C) Seller may,, within 7 DAYS of receiving the list and report(s), submit a Written Con•ective Proposal ("Proposal") to Buyer. Proposal wilt include, nut not be limited to, the corrections to be pettormed, the name of the remediation company and n projc;~ completion. date for corrective measures. Seller tivill provide certification from a :risk assessor a• inspector that cor-r•ective meast have been satisfactorily eornpleted on or before the projected cornl~letion daft:. (D) It Seller serbnrits a Proposal, Buyer will, within ~ DAl•'S: I . Accept the Proposal and the Property in writing, and agree to the terms of"the RELEASE paragraph ot•this Agreement, OR 2. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms ot• TERMINATION &: RETURN OF DEPOSITS paragraph ot'this Agreement. (E) If Seller does not submit n Proposal within the time set forth in paragraph (C) shove, Buyer will, within 5 DAYS: I . Accept the Property in Lvriting, with the information stated in the rClrort(s) and agree; to the forms of the RELEASE paragrapl: this Agrccnlent, OR ?. Tenl~inate this Agreement by written notice to Seller, with all depnsit monie:c returned to Buyer according to the terms of TERMINATION ~~ RETURN OF DEPOSITS paragraph of this Agreeement. If Buycr fails to exercise any of Buyer's options or to terminate this Agreement within auy of the time per•io~ls stated in I paragraph, Buycr• will Accept the Property and ,agree ro the terms of the RL'LEASE p~nrngraph of this Agreement. 5. DROKERS'/LICENSEES' CERTIFICATIONS The wldersigned Licensees inv~ilved in This transaction, on behalf of themsel~~ca ^nd tl 'brokers:, certify that their statements are tare to the best of their knowledge and belief. The Licensees involved in this transaction have intiu•n ,Seller of Seller's obligations under the Residential Lead-Qased Paint Flazard Reduction A.ct, ~? U.S.C. ~~1~g5?(d), and srrc trw,rre ot• tl responsibility to ens e co pliance. ~. BUYER/SELLER F CATION By signing this Addendum, Buycr tuid S~Iler certify the accuracy of their respective stat~nlents• t~ best of their know g ~ -'~J L ~ ~~-~ \\'ITNESS ",, _ [3U1'ER~~~--~' ~ G'~~~:'--~;~~'~c's~r DATE -I ~~~ ~- \\~ITNrSS - ~ -BUYER ~~~(/,•'~!~~=~r;~r f~i C_ .~~-C~'~' ~ :'.~____ Dt1TE \\'ITNESS BUYER \\' IT'N CSS \\'ITNESS _ ~\'IT'N CSS f3RG1<ER FOR SELLER (C ACCEPTED 13Y , f3RC~KER FOR BUYER (Co ~~ •CCC>'TGD DY DATE +( SELLER - - _ GG~i~I~ DATE (O ~ ~(~ - ~~ ~ SELLER ~-,~. - ~ DfITE (~ ~o 7` ~-- - SELLER DATE nave) C~.`~.-+ r ~.~,~/ ~' S~ e) Lrn Pngc 2 ~-r? Produced with 21pForm'" by RE FormsNel• LLC 18025 Fifteen Mile Road, Cllnlon Townsh(t~, t~lichlgan 08035 www.zlatorm.COrn DATE lpf y, i~rcldal: Tax Parcel No MADE THE THIS INDENTURE, 38-23-0571_-228 ~~ day of ~~~ (/1 two thousand ten (2010) I3EZ't~EEN HEATHER S . DRAVK and J.AME S D . YOUNG, I I:I , Co - Executors of the Estate of BRENDA M. YOUNG, late of Silver Spring Township, Cumberl<~nd County, Pennsylvania, parties of the first part, anal PAUL E . NESMITH and HANNAH E . [~ESMITH, husband and wife , of Mechani cs:burg, Cumberland County, Pennsyltrani.~, partie~~ of the second part: WHEREAS, the said Brenda M. Young, by her :Last Will and Testament, du=Ly proved and recorded in the Curnberl~~nd County Register of Wills Office, Pennsylvania, in Docket F3ook 21-09- 0785, Letters Testamentary being issued on August ~?1, 2009, provided, in pertinent part, as follows: THIRD : In addition t:o law and by other provisions fiduciaries acting hereunder applicable to all property, approva 1 and effective unt: i 1 property: all powers granted to them by of this Will, I give the the following po~~ers , exercisable without court actual distribution of all (A) To sell at public or private sale, or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms (including credit, with or withou~~~ security) or conditions as are deemed proper .. . SEVENTH: I nominate and appoint my chi:Ldren, JAMES D. YOUNG, :LII and HEATHER S . DRAVK, as Co-Execu~~ors of this, my Last Wi 11 and Testament .. . NOW THIS INDENTURE WITNESSETH, that the said part=yes of thE: first part, by virtue of the power and authority afores~~id, in said Will contained, and in considE~ration of the sum ot= Two Hundred Two Thousand Four Hundred and 00/100 Dollars ($20~?,400.00) to them paid by the said parties of the second part, at and before t:he ensealing and delivery of these presents, the receipt whereof is hereby acknowledged, have granted, bargained, sold and conveyed, and. do hereby grant, bargain, sell and convey to the said parties of the second part, their heirs and ~_ssigns forever: ALL THAT CERTAIN piece or parcel of land, together with the improvements erected thereon, situated in the Township of Silver Spring, Country of Cumberland a:nd Commonwealth of Pennsylvania, more partir_ularly bounded and described as follows: BEGINNING at <~ point on the western side of Greenspring Drive at the dividing =line between Lot Ivos . 139 and 140 as shown on the hereinaftez~ mentioned plan of :Lots; THENCE along said di.vid:ing line between Lot Nos. 139 and :L40, South 70 degrees 08 minutes 15 seconds West, a distance of one hundred seventy-tw,s and seventy- two one-hundredths (172.72) feE~t to a point on the eastern dedicated right-of-way line of Bare Road (T-580) ; `1?HENCE along said dedicated right-of-way line of Bare Road (T-5<30), North 12 degrees 13 minutes 47 seconds V~Test, a distance of :=if.ty-three and fo:rty-seven one -hundredths (53.4 7) feet to a po int on the same at the dividing line between Lot Nos. 139 and 138 as shown on t:he hereinafter mentioned plan of lots ; THENCE along s~~id dividing line between. Lot Nos . 13 9 and 13 8 , North 70 degrees 0 8 rninut.es 15 seconds East, a distance of one hundred sixty-five and sixty-one one-hundredths (165.61) feet to a point on the western side of Greenspring Drive; THENCE along said side of Green~~pring Drive, South 19 degrees 51 minutes 45 seconds East, a distance of fifty- three and zero one-hundredths (53.00) feet to a point on the same at the dividing line between Lot Nos . 139 and 140, the place of BEGINNING . BEING Lot No . 139 as shown on a certain plan of "Final Subdivision Plan of Westfields Phase #6" the Office of the Recorder of Deeds in and for :Pennsylvania, in Plan Book 62, Page 115. lots entitled and recorded in Cumberland County, HAVING ERECTED THEREON a town]~ouse style dwelling unit known and numbered as 63 Greenspring Drive, Mechanicsburg, Pennsylvania. BEING THE SAME PREMISES which Max D . Marbain and Graydon F . Lombard, Co-~?artners, by Deed dated January 4, 19~a3 and recorded January 5, 1993 in the Office of the Recorder of Deeds of Cyumberland County i_n Deed Boo]. "B" , Volume 3 6 , Page 761 , g~~anted and conveyed unto Brenda M. Young, single person. The said Brenda M. Young died August 13, 2009. SAID premises are conveyed under and subject, nevE~rtheless, t.o (1) all those certain covenants, conditions and restrictions as more fully cc>ntained in a document entitled "Declarations of Covenants, Conditions and Restrictions Applicable to Phase 6 of 'Westfields' in Silver Spring Township, Cumberland) County, Pennsylvania" , as recorded in the Recorder's Office of o:resa.id in Miscellaneous Record Book Volume 405, Page 268, ar~d incorporated herein by reference thereto; and, (2) all those certain utility and storm drainage easements as shown on the above ment='toned subdivision plan of lots and the free, uninterrupted, unobstructed and perpetual rights and rights-of -way to install, construct, maintain, operate, :repair and replace the facilities arld systems o:f the utilities a:r~d storm water drainage facilities, acid reserving unto the Grantors the rights to convey, grant arld/or dedicai~e said easements and rights-of -way unto the appropriate ut=ility companies, governmental agencies or othE=_r grantees requiring the same for the future operati~~n of the respective facilities and systE~ms . TOGETHER with all and singular the rights, liberties, privileges, hereditaments and appurtenance~~ whatsoever thereuni~o belonging or in anywise appertaining, and the reversions and remainders, rents, issues and profits therE~of, and all the est~~te, right:, title, interest, property, claim and demand whatsoE~ver of tYle said Brenda M. Young at and immediately before the time of her decease, in la.w or equity or otherwise howsoever, of, in, to or out of the same: TO HAVE AND TO HOLD the said granted premises to tree said parties of the second part, their heirs and assigns forever. AND the said parties of the first part, do covenant, promise, grant and agree, to and with the said parties of the second part, their heirs and assigns, by these presents, that the said parties of the first: part, have not done, committed, or }cnoT,aingly or willingly suffered to be done, any act, matter or thing what- soever, whereby the premises aforesaid, or any part thereof, is, are, shall or may be charged or encumbered, in title, charge or estate, or otherwise howsoever. :IN WITNESS WHEREOF, the said parties of the first part have ]~ereunto set their hands and ~~ea1s the day and ye<~r above written. ~~ ~ ~~~ ~ `~~ C.. (SEAL ) HEATHER S. DRAVK, C~o-Executor of the Estate of Bz~enda M . Young ` ~~~ (SEAL) JAMES D. YO NG, I I, Co-Executor of the Estate of Brenda M. Young COMMONWEALTH OF PENNSYLVANIA COUNTY O F L.-L.i m b-<~: ~ C~-r> SS. ~-L On this , the day o f ~~~C~r~~ 2 010 , before me , the undersigned officer, personally appeared HEATHER S. DRAVK, Co-Executor o:f the Estate of Brenda M. Young, known to me (or satisfactorily proven) to be the person described .in the foregoing instrument, and acknowledged that she exE~cuted the same ir.1 the capacit=y therein stated and for the purpose~~ therein cc>ntained . IN WITNE~~S WHEREOF, I hereunto set my hand anc~ official seal. ~ DIANE MONTGOMERY, NOTARY PUBLlC SHiREMANSTOWN BORO, CUMBERLAND COUNTY MY COMMISSION EXPIRES AUGUST 3, 2013 Notary Public ~ My Commission Ex' ' rE~s (SEAL ) Signed, Sealed and Delivered COMMONWEALTII OF PENNSYLVANIA SS. COUNTY OF ~~ ~~mtLjC,-/~ ~Q./'1 ~ , On this, the ~v day of ~~(~.~"C' .~~-- 2010 , before mP _ i~he undersigned officer, personally appeared JAME,~ D. YOUNC7, III, Co-Executor of the Estate of 13renda M. Young, known to me i or :satisfactorily proven) to be the person described in the foregoing instrument, and acknowledged that he executed the same s_n the capacity therein stated and for the purposes therein contained . IN WITNESS WHEREOF, I hereunto set my hand acid official seal. NOTA A! A! DIANE MONTGOMERY, NOTARY PUBLIC / SHIREMAIVSTOWN BORO, CUMBERLAND COUNTY / ~~--, MY COMMISSION EXPIRES AUGUST 3, 2013 ~~ ~ ~~ '~~~" `~~ ~ S EAL ) Notary Public -- ~~~ My Commission E Tres : ~-~--~~~j CERTIFICATE OF RESIDENCE I do herE=by certify that the precise residence and complete pc>st office address of the within named grantee is 63 Greenspring Drive, Mechan=icsburg, Pennsylvania 17055. J G1, ~ 2 010 JENN1'~ER~ .~ HIPP '~ Attorney for Grantees ,< 1~~1~~I * ~°~ ~~~~ II~II~II .~~~ h~F tl ~ e J .,~t B. Type of Loan A. SettlemE:nt Statement (HUD-1) 1 ~ FHA 2 ~ RHS 3 6. File Number: 7. Loan Number: 8. Mortgage Insurance Case Number: . , . . ^Conv. Unins. 2056-3 4. C~ VA 5. ~ Conv, Ins. C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid `o and by the settlement agent are shown . Items marked "(p.o,c.)"were paid outside the closing; they are shown here for informational purposes and are not included in the totals. D. !'Jame and Address of Borrower: E. Name and Address of Seller. F. Name and Address of Lender. Estate of Brenda M. Young CASE-? Paul E. Nesmith Hannah E. Nesmith 31 Argali Lane Mechanicsburg, PA 17055 G. Property Location: 63 Greenspring Drive H. Settlement Agent: 23-2048775; I. Settlement Date: Law Offices of James D. Bogor Mechanicsburg, PA 17055 1 West Main Street Cumberland County, Pennsylvania Shiremanstown, PA 17011 Ph. (717)737-8761 March 25, 2010 ~ Place of Settlement: 1 West Main Street Shiremanstown, PA 17011 J. Summary of Borrower's transaction K. Summary of Seller's transaction 100. Gross Amount Due from Borrower: 400. Gross Amount Due to Seller: 101. Contract sales price 202,400.00 401. Contract sales price 202 400 00 102. Personal property 402. Personal profre>~ , . - 103. Settlement Charges to Borrower (Line 1400) 3,763.75 403. - 104. 404. 105. 405. Ad'ustments for items paid by Seller in advancer 106 Clt /T T Ad'ustrnents for items paid by_ Seller in advance . y own axes to 406. Cit /Town Taxies t 107. County Taxes 01/01/10 to 03/24/10 428.92 o 407. Count Taxes 01/01/10 to 03!24/10 42g g2 10II_School 07/01!09 to 06/30/10 109. 406.32 408. School 07/01/09 to OE/30/10 409 , 406.32 - 1 10. Payment to Seller for Hutch 175.00 . 410. Pa ment to Seller for Hutch 11 1. 112. __ 411. 175.00 412. 120. ~~ross Amount Due from Borrower 207,173.99 420. Gross Amount Due to Seller 200. Amounts Paid by or in Behalf of Borrower 203,410.24 201. Deposit or earnest mone 500. Reductions in Amount Due Seller: y 202. Pnnclpal amount of new loan(s) 5,000.00 501. Excess de osit (see instructions 203. E_xlsting loan(s) taken subject to 502. Settlement charges to Seller Line 1400E ~- 13,586.~>6 204. 503. Existin loan :~ taken subject to 205. 504. Payoff First Mortgage to BAC Home Loans Servicing 30,337.60 206. 505. Pa off Second Mortgage to Wachovia Bank/No. 438654 - 97,385.35 207, 506. _ 208. 507. Deposit disb..3s proceeds 209. 508. - Ad~ustments for items un aid b S ll 509. - - p y e er 210. Glty/Town Taxes to Ad'ustments for items un ap id by Seller 211. County Taxes to 510. Cit /Town Taxes to - `, 212 school 511. County Taxes to _ . to ~ 213. Awning Storage 10/27/09 to 03/26/10 18.33 512. School t0 513. Awnin Store e 10/27/09 to 03/26/10 - __ 214. 514 18.33 215. 216. 217. . 515. v 516. -- 218. 517. 219. 518. - 519. - 220. Total Paid by/for Borrower ~ 5,018.33 520 Total Reducticn Am t D 300. Cash at Settlement from/to Borro . oun ue Seller 141,327.8 1 wer 301. Gross amount due from Borrower line 120 ( ) 600. Cash at settlement to/from Seller 302. Less amount paid by/for Borrower line 220 ( ) ( 207,173.99 5 018 33) 601. Gross amount due to Seller line 420 ( ) 602 203,410.24 303. Cash X~ From ~ To Borrower , . . Less reductions due Seller (line 520) ( 141,327.84 202,155.66 603. Cash ~ To ~ From Seller 62,082.40 PAUL L . NESMI I'II ~ ~ ( ~~~~~~`-~' _ _ GI~iJ ~~~ ~~ IIANNl~II E. NE~'MI`~'I~ ~SCA'I'E OI' BI~F`NDA M. YOUNG I~EA'i~IER S. DI3AVIi, Co-Executor JAMES D. YOUNG, :LII, ~~ ecutor The Public F2eponing purden for this collection of information is estimated al 35 minutes per response for collecting, reviev,~ng, and reporting the c eta. This agency may not collet' this information, and you are not required to completethis form, unless it displays a currently valid OMB control number. No confdentiality is assured; This disclosure is mandatory. This is designed to provide the parties to a RESPA covered transaction with informaticn during the settlement process. HUD-1 (NESMITH-63 GREENSPRING.PFD/2056-3156) 700. Total Real Estate Broker Fees _ $ 10,120.00 _ Paid Frorn Pa;d Fro,n _ -Divis~n of commission (line 700) as follovrs: ___ _ - eo~~owers severs _7_01. $ 10,120.00 fo Straub & Associates ___ _ __-_ Pundsei r-~ndsa~~ ~~_ $ t0 Straub & ASSOCIateS Settlement Settlement %J3 Cornrnission paid at settlement - - -- - -- 10,120.00 704. --- - i05_ Broker Fee to Straub & Associates 295.00 800. Items Payable in Connection with Loan ~r„ ~.._ - _~~~~ ~ • ~~"~ ~~ ~y~~ ~~~,~,~ a idr ye incruees ungmauon Point (~o or) $ (from GFE #1) 802. Your creditor charge (points) for the specific interest rate chosen $ (from GFE #2) _ 803. Your adjusted origination char es to CASH g __ (from GFE #A) - 804. Appraisal fee to (from GFE #3L 8~ Credit Report to - from GFE #3 ~ ~ _ 806. Tax service to 807 Flood certificati n -- - -- (from GFE #3) --- . o to 1808. (from GFE #3) - - 809. (from GFE #3) _ 810. (from GFE #3) -- 811, (from GFE#3) (from GFE #3) 900. Items Required by Lender to Be Paid in Advance 901. Daily interest charges from to @ $ /day (from GFE #10) 902. MIP Tot Ins. for Life of Loan months to ' (from GFE #3) 903. Homeowner s insurance for years to (from GFE #11L 904' 905. _- (from GFE #'' 1) _ (from GFE #11) 1000. Reserves Deposited with Lender 1001.. Initial deposit for your escrow account (from GFE #9) 1002.. Homeowner's insurance months @ $ per month $ 1003. Mortgage insurance months @ $ per month $ _ 1004. Property taxes $ -- 1005. months @ $ per month $ - 1006. months @ $ per monln $ --- 1007. months @ $ per month $ 1008. $ - 1009. - - 1100. Title Charges 1101. Title services and lender s title insurance (from GFE #4) 1102. Settlement or closing fee $ --- - 1103. Owner's title insurance to First American Title In C surance ompany 1104. Lender's title rnsurance to First American Ti~`.le Insurance Company (from GFE #5) g - 1,373.75 1105. Lender's title policy limit $ 11 U6. Owner's title policy limit $ 202,400.00 - 1107. Agent's portion of the total title insura nce premrum to Law Offices ofJames D Boqar $ 1,167.68 1108. Underwriter's portion of the total title insurance premium to First American Title Insurance Company $ 206 06 1109. . - 1110. Courser Fee to UPS - - 1111. Nota Fee ~' to Dia M t _ 40.32 ne on gomery 1112. _ 7.00 10.00 1113. 1200. Government Recordin and T f g rans er Charges 1201. Government recordin charges to Recorder's Office 1202. Deed $ 64 00 Mo t $ (from GFE #7) 64.00 . r gage Releases $ ' Other $ 1203. fransfer taxes t R ' o ecorder s Office (from GFE #8) 2 024 00 1204. City/County tax/stamps $ 2,024.00 $ -- , . 1205. State tax/stamps $ 2,024.00 $ - 1206. - 2,024.00 1207. . __ 1300. Additional Settlement Char e g s 1301. Required services that _ you can shop for 1302. "fax Certification t L (from GFE #6~- _ o_ aw Offices of James D. Boqar 1303. 2010 Taxes to Debra Wiest, Tax Collector - -- 10.00 1304. Repairs to J&G Construction Custom Design and B~ - 57T14 1305. ;,ewer to Silver Sprang Authority r Acct #377 37 726.36 1400. Total Settlement Char t . - ) 78•7~~ ges (en er on fines 103, Section J and 502, Section K) B slgnin q Y 9 Page ~ ~f (his statement, the si_ ~atories acknowledge rnr:Flint rata ~~m~iorea ...,..,,,.r ...,.,,. ~ ,.~,,.:_ ~.._ 3,763.75 13,586.56 _.. t Jennifer B. t the e t Agent HUD-1 (NESMITH-63 GREE=NSPRING.PFD/2056-3/55) Rev-1508 E);+ (6-98) SCHEDULE E i .~ ~ ~ ~, CASH, BANI{ DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 Include the proceeds of litigation and the date the proceeds were received by the estate, All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM NUMBEf~: DESCRIPTION VALUE AT DATE OF DEATH 1 Members 1st Federal Credit Union -Savings Account No.171313-00. Principal 1.595.94 balance as of date of death $1,595.68; accrued interest $0.26. 2 Morgan Stanely Smith Barney -Investment Account No. 724-03876-18. 392.868.94 3 Paul and Hannah Nesmith -garage rent 100.00 4 Wachovia Bank -Checking Account No.:xxxxxxxxxx7819. Date of death balance 79.24 $79.24, accrued interest $0.00. 5 2000 Lexus - VIN# JT8BF28G2Y5079088 -Sold at private sale 6.500.00 6 Now Wear This -sale of clothing 35.03 7 Now Wear This -sale of clothing 56.24 8 Now Wear This -sale of clothing 11.89 9 Personal Property -items retained by residuary beneficiaries (per attached 1.410.00 appraisal). Please note, items marked on appraisal by asterisk (*) are those items which were retained by the residuary beneficiaries. All other items were sold at auction or sold ,privately. 10 Personal Property -sold at auction 551.00 11 Saum Interiors -sale of furniture 1.000.00 12 Bank of America -Refund of mortgage escrow 1.106.06 13 Comcast -refund 199.61 Total of Continuation Schedule See attached page TOTAL (Also enter on Line 5, Recapitulation) 406.168.91 (If more space is needed, additional pages of the same size) Copyright (c) ;?002 form software only The Lackner Group, Inc. f=orm PA-1500 Scrledule E (Rev. 6-98) Rev-1508 E;t+ (6-98) w ~. COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY continued ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 ITEM NUMBEF: DESCRIPTION VALUE AT DATE OF DEATH 14 Highmark -prescription plan refund 29.46 15 Highmark -refund of medical insurance premium 75.09 16 Prevention Magazine -refund 1.41 17 Travelers Insurance -refund of homeowner's insurance premium 549.00 TOTAL (Also enter on Line 5, Recapitulation) I 406.168.91 Copyright (c) 2002 form software only The Lackner Group, Inc. 1=orm PA-1500 Schedule E (Rev. 6-98) ~~ 0 MEMBERS 1St FEDERAL CREDIT UNION SAVINGS ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death ,Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner CHECKING ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner VISA ACCOUNT: Account Number Date Account Established Balance on Date of Death Joint Cardholder 171313-00 10/08/1997 $1,595.68 $.26 $1,595.'94 None 171313-•11 10/08/1997 $.00 $.00 $.00 None 4287590025713138 11 /06/1997 $1,092.62 None N~ (di LKJ 1sT FCCiCRHL -r2EDl ic7i~ Q.~Z,~. _ ti ~.~ Danielle A. Kline Insurance Services Specialist August 28, 2009 Estate of: BRENDA M. YOUNG Date of Death: 08/13/2009 Sc>cial Security Number: 185-34-2951 7000 Louise Dri~~e i.0. Boy 40 1~Techanicsburg, Penns}~lvaizia 17055 (b00) 283-232 ~~w~~.rnel-r~berslsr.org l 1 Nurrh ~r~{ Sn-eer :_'nd Flo~>r Stra~~~i~.rra Squ.ue i-~arrisbur~, P~? 1 ~ 1O rei 1 ' DSO ] -ilc_l In~~ Free 80(7 ~ y~ i ~'U(? September g, Zoo9 MorganStan ley SmithBarney JAMES D. BOGAR, ESQ. One West Main Street Shiremanstown, PA 17011 R_E: Brenda M. Young Date of Death: 8% 13/200 Accounts #724-67622-10-364-Brenda M. Young -IRf~ And #724-03876-18-36~~-Brenda M. Young Dear Atto171ey Bogar: Enclosed are the date of death prices as of 8/13/2009 for the 2 accounts for Brenda M. Young. The beneficiaries listed on the Brenda M. Young IRA account are Heather S. Dravk and James D. Young 50% each. The retail account will be joumalled to ithe Estate of Brenda Young and the IRA account will be split into the conduit IRA accounts for both Heather S. Dravk and James D. Young. If you have an.y questions, please do not hesitate to contact either John Fabian, Jr. at 780- 1729 or myself at 780-1751. Sincerely, _~ Ann M. Dunkelberger Senior Client Service Associate ENCLOSURES i~-lurgan Sr.;n1e~~ Smi~h 13.urn~v LL(.:. 1v(~tnhcr:ill'C. f1f~ smith Barney Balances A of 08/13/2009 Prepared by FABL4N- FFZIEL>MAN-MCINII'RE 717 780 1 i'00 Acct No. 724-03876-18 Market Value % Of Assets** Income Account Balance $704.97 0.18% Bank Deposits 3,853.46 O.gg Stocks 173,224.31 44.09 Preferred Stocks 55,116.10 14.03 Closed End Funds 59,332.14 15.10 Fixed Income 38,776.55 9,87 Mutual Funds 61,685.28 15.70 Accrued Interest 176.13 0.01 Total Account Value $392,868.94 100.00% of Assets rc°f]ects account balances as a percentage of long position & cash rounded to the nearest Hundredth. As a result the total may got equal 100%. Third-party and Morgan Stanley research on certain companies is available to clients of the firm at no cost. Clients can access this research at «~~~~~.smithbalrnev.com or contact their Financial Advisor to request a copy of this research be sent to them. Investment and insurance products: Not FDIC insured •No bank guarantee •Not insured by any federal government agency •Not a bank deposit •~7a_y lose value Citigroup lm-estment Research's research ratings are displayed within the Research Rating column in ']-foldings'. Brenda M Young 63 Greensprin~ Dlwe Mecha:nicsbur€; PA ].7050-7947 Page 1 of 7 .~~:E smil.h b~rney Holdings As of 08~/ 13/2009 Prepared by FABL~N- FRIEDMAI~'-MCII\i'IYRE 717 780 1700 Brenda M Young 63 Greensprin~ Drive Mecl~anicsbur~ PA 1 x'050-7947 cct No. 724-03876-18 G?uantit<~ Symbol/CUS:[P Description Research Rat'ng Price Market Value 3,853.36 ~BDP BANK DEPOSIT PROGRAM - $1.00 $3,853.46 250.00 A~ I'UF *** ARC ENERGY TRUST-CAD - 16.34- 4,086.00 265.00 T AT&T INC 2H 25.48 6,752.20 200.00 AIB *** ALLIED IRISH BKS SPON ADR - 5.89 1,178.00 200.00 ONEPRh4' BANK ONE CAPITAL, TR VI 7.20% - 23.90 4, 780.00 300.00 BHK BI,ACKROCK CORE BD TR-SBI - 11.80 3,540.00 100.00 KO COCA-COLA CO 8Z 48.12 4,812.00 200.00 KIVR CORTS FOR BRISTOL MYERS SQUIBB - 25.33 5,066.00 125.00 DTE DTE ENERGY COMPANY 8Z 33.94 4,242.50 800.00 D DOMINION RESOt7RCES INC VA NEW 2M 33.62 26,896.00 200.00 DD E I DU PONT DE NEMOURS & CO 2M 33.23 6,646.00 280.00 EVT EATON VANCE TA:~ ADVANTAGED 1 M ':13.85 3,878.00 1,000.00 ETG EATON VANCE TAX-ADVANTAGED 2M I2.16 12,160.00 100.00 XOM EXXON MOBIL CORP 1 M 68.75 6,875.00 7.00 FRP FAIRPOINT COMMUNICATIONS INC - 0.54 3,78 220.00 FREPRH FEDERAL HOME LOAN MTG CORD PFD - 2 44 . 536.80 477.01 SGENX FIRST EAGLE GLOBAL FUND - 37.16 17,725.72 1,1 19.00 FULT FULTON FINANCIAL CORP-PA 8Z 7.69 8,605.11 820.00 GDV GABELLI DIVIDEND & INCOME TR 1 M 11.56 9,480.02 650.00 GDVPRA GABELLI DIVIDEND&INCOME 5.875% - 23 92 . 15,548.00 191.00 HNBC I~A.RLEYSVILLE NA'TI ONAL CORP-PA - 6 0 . 4 1,153.64 200.00 HSC HARSCO CORD - 30.32 6,064.00 452.00 IGA ING GLOBAL ADVANTAGE & PREM 2M 13 3 . 5 6,034.20 20..00 IDARQ IDEARC INC 8Z 0 04 . 0.74 500.,00 KMB KIMBERLY CLARK CORP 1L 58.91 29,455.00 645.19 LMOPX LEGG MASON OPPORTUNITY TRUST - 8 2 . 1 5,297.01 Page 2 of 7 '~ ~ ~~t~ smith Barney ~ Brenda VI Young; G3 Greenspri n~ Drive IVlechanicsbur~ PA 1 7050-7947 Holdings As of 08/13/2009 ~'repared by FABIAN- FRIEDMAN-MCINTYRE 717 780 1700 Acct No. 724-03876-18 C~uantity Symbol/CL'SI:P Description Research Rati:~~ Price Market Value 1,223.53 SHAPX LMP APPRECIATION - $11.46 $14,021.67 1, 336.72 SHFVX LMP FUNDAMENTAL - 11.10 14, 837. G3 959.22 SFVBX LMP FUNDAMENTAL VALUE FUND - 10.22 9, 803.25 300.00 MSFT MICROSOFT CORiP 87_ 23.62 7,086.00 220.00 )t7W0 MORGAN STANLEY CAP TR V 5.75% - 18.65 4,103.00 968.95 NCZ NICHOLAS-APPLEGATE CONV & INCM 3H 7.43 7,199.35 300.00 I\m~A NUVEEN MUNICIPAL ADVANTAGE - ,12.84 3, 852.00 416.29 JSN NUVEEN EQUITY PREM OPPORTUNITY IM :12.27 5,107.87 500.00 PNC PNC FINANCIAL SERVICES GROUP 2H 42.54 21,270.00 110.00 PGN PROGRESS ENER(:~Y INC 8Z 39.55 4,350.50 236.00 PEG PUBLIC SERVICE :ENTERPRISE GRP 3M 31.94 7,537.84 165.00 RVTPRB ROYCE VALUE TRUST INC 5.9% - 24.02 3,963.30 400.00 RMTPRA ROYCE MICRO-CAP TRUST 6.00% - 24.40 9,760.00 20C).00 SO SOUTHERN CO 2L '-31.37 6,274.00 150.00 SUSQ SUSQUEHANNA BANCSHARES INC-PA - 6.28 942.00 400.00 VZ VERIZON COMMU]VICATIONS 1H 31.04 12,416.00 300.00 WSF WELLS FARGO CAPITAL TRUST IV - 24.43 7,329.00 200.00 G~~IrF WELLS FARGO CAiP TR VIII 5.625% - 20.15 4,030.00 793.00 EHl ~~ITESTERN ASSET GLOBAL HIGH 2N ].0.19 8,080.70 400.00 VVIN WINDSTREAIVI CORD 2S 8.58 3,432.00 200.00 VLCCF *** KNIGHTSBRIDCIE TANKERS LTD - 1.5.73 3,146.00 10, 000.00 GI~'IA. GTH GENERAL MOTORS ACCEPT CORD - 61.08 6,107.60 Coupon 7.5% Mature 11 / 15/ 16 Accrued Int. $60.42 6,000.00 3 ] 33T4GB60B0 FEDERAL HOME LOAN MTG CORP M/C - 108.78 738.43 Coupon 7% Mature 03/25/24 Accrued Int. $2.51 Page 3 of 7 ~ ~~~.~ Sml ~~f~ u~rne~/ Brenda M Young 63 Greens rin Drive P ~ ]1~echanicsbur~ PA 1'7050-7947 Holdings As of 08/ 13/2009 :prepared b`,~ FABL4IV- FRIEDMAN- MCINTYRE 71 7 7 80 1700 acct No. 724- 0387G-1$ Quantity S~~nbol/CUSIP Description Research FZaiing Price Market Value 14,000.00 22541NGL80B0 CS FIRST BOSTCN MTG SEC CORP - 4>80.10 $1 1,214.14 Coupon G% Mature 05/25/33 Accrued Int. $44.33 10,000.00 12GG9IJJSGOBO COUNTRI'VVIDE 1-IOME LOANS - 87.95 8,795.40 Coupon 5.5% Mature 07/25/33 Accrued Int. $2!x.03 8,000.00 2254.1 C~VK50B0 CREDIT SUISSE FIRST BOSTON - 92.52 7,401.68 Coupon G% Mature 10/25/33 Accrued Int. $25.33 5,000.00 949814AM90B0 WELLS FARGO M'I'G BACKED SEC - 90.39 4,519.30 Coupon 5.5% Mature 02/25/34 Accrued Int. $19.51 Accrued Interest $176.13 Income Account Balance $704.97 Total Account Value $392,868.94 Page 4 of 7 ~f~i s~~ni~th b~rney ~IPORT.~INT DISCLOSURES ommon Stock itigroup Investment Research's research ratings may be shov~Tl for certain secunUes. Citigroup lnvestrnent Reseas-ch s stock commendations include an investment rating and a risk rating. The Investment Rating Code (l , 2, or ;3) is a function of Citigroup ;vestment Resear ch's expectation of total return (forecast price appreciation and dividend yield v~ithin the next 12 months) and Risk :ating. The Ris}c bating (L, M, l~, or S) represents tl~e stock's expected risk. ]t takes into account both price volatility and fundamental riteria. Please refer below to a guide describing the values used in research ratings. Four Financial Advisor will be pleased to provide you ith further information or assist in interpreting research ratings. losed-End Funds iUgroup Irn~estment Research's research ratings may be shovt~n for certain closed-end funds. Citigroup Investment Research's closed-end end reconLnendations include an investinent rating and a risk rating. The Investment }Ming Code (1, 2, or 3) is based upon Citigroup westrnent Research's expectation of the security's performar~ce rellative to its peer group of closed-end funds. The Risk Rating (L, M, H, or represents tl~e fund's expected risk and takes into account the quality and liquidity of the underl~~ing securities, financial leverage and reign currency exposure. Please refer below to a guide describing the values used in research ratings. Your Financial Ad~~isor wi}1 be leased to pro~-ide you ~~~th further itZfonriation or assist in interpreting research ratings. Guide to Investment Ratings Mock Ratings Stock Risk nuestment Ratvu?s rue a junction ojCitigroup Investment Research's ex7~ectntion Takes into account price uolatilihj and a select Iist o(jundarnent,~l criteria f toi~1 return (forecast price appreciation plus dividend yield wit3rin the next 12 - rionthsJ and risk rating. )eueloped >t9arkets (US, UK, Europe, Japcul, and Australia/New Zealand) 'ode Ralin~ Expected Total Return 1 Bu_v 10% or more for Low-Risk stocks, 15% or more for 1`7edium-Risk stocks, 20°io or more for High-Risk stocks, and 35% or more for Speculative stocks 2 Hold 0-10% for Lowy-Risk stocks, 0-15% for Medium-Risk stocks, 0-20% for High-Risk stocks, and 0-35°,% for Speculative stacks 3 Sell Negalive total return ;merging 1~9arkets /Asia Pacific, Emerging Europe/Middle East/A-Erica, ind Latin Arr~ericc~ 'ode Ratin Expected Total Return 1 Buv 1 5% or more for Low-Risk stocks, 20% or more for 1`9edium-Risk stocks, 30°/~ or more for High-Risk stocks, and 40% or more for Speculative stocks 2 Hold 5-15% for Low-Risk stocks, 10-20% for Medium-Risk stocks, ] 5-30% for High-Risk stocks, and 20-40% for Speculative stocks 3 Sell 5% or less for Low-Risk stocks, 10% or less for :~!ledium-Risk stocks, 15%. for Nigh-Risk stocks, and 20°rb o;r less for Speculative storks :losed-End Fund Ratings rivestrneni Ratings are based upon Citigroup InuestmentResearch's _v7~ectation of the fund's totcil return reiariue w its peer group, and the al~tli~ o provide stable to r-i_sing dividends, where applicable. 'ode Rating E~-t~ected Total Return 1 Outperform Expected to outperform its peer group of closed-end funds, and/or the fund is expected to provide stable to rising dividends, where applicable 2 In-Line 3 Underperfor7rr Expected to perform in-line with its peer group of closed-end funds, and/or the fund is expected to pro~dde stable di~~idends, where applicable Expected to underperform its peer group of closed-end funds, and/or the fund is expected to pro~~ide a declining dividr_nd, where applicable Code Rating Definitions L Low High predictabilih~ of financial results and low volatility M Medium Moderate predictabilty of fin~mcial results and moderate volatility H High Low predictability of financial results aid high volatility S Speculative Exceptionally low financial predictability, highest risk and volatility Closed-End Fund Risk Takes into account the quality and [iquiditr,~ of the underlying securities, financial leverage and foreign currency exposwe. Code Ratin Definitions L Low The fund invests ir, high quality, liquid securities with little to no financial leverage or foreign currency exposure M Medium Overall, the fund irwests in moderate to high-quality, liquid securities with reasonable financial leverage and provides primarily United States Dollar cw-rency exposure H High The fund may invest in low quality, less-liquid securities, have exposure to foreign currencies and above average degrees of financial leverage S Speculative The fund invests in low grade, illiquid and!or highly volatile securities, have exposure to foreign currency and may also use high degrees of frrancial leverage Page 5 of 7 ~~~ Sm~~th barns Brenda M'Young Y 63 Greenspring Drive Mechanicsburg PA 17050-7947 Holdings by Asset Class As of 08/ 13/2009 'repared by FAI3IAN- FRIEDMAN-MCI1V1'1'RE 17 780 1700 .Acct :No. 724-03876-18 Equities 30.1% Long Positions and Cash Casb & Equivalents 0 ative Investments 1.4°rb Pag--__ t~ smif:h Barney The above sunu~~ary/prices/q~_~otes/statistics have been obtained from sources believed reliable but ar~° not necessarily complete and cannot be ~Yuaranteed. 77~e information contained in monthly account statements acrd confirmations reilecis all U~ansactions processed by Smite Barney, and as such supersedes al] other reports for financial and tax purposes. ~~ 209 Citigroup Global Markets Inc. Member SIPC. Smith Barre}' is a di~~ision and sen~ce mark of Citigroup Global Markets Inc. and its ~iffiliates aJ~d is used and registered. throughout the world. Citi arrcl Citi v<~ith f1r-c Design are trademarks ar~d service marks of Citigroup Inc. and'. its affiliates, a:nd are used and registered throughout the world. Citigroup Global Markets Inc. and Citibank are affiliated comparves under the common control of Citigroup Inc. Page 7 of 7 MorganStanley :~mithBarney Recently, the Global Wealth Management Group of Morgan Stanley & Co.lncorporated and the Smith Barney division of Citigroup Global Markets Inc. combined into Morgan Stanle~~ Smith Barney LLC, a ne~v investment advisor and broker-dealer registered with the Securities and Exchange Commission. Investment products and services are offered to you through Morgan Stanley Smith Barney I_LC, member SIPC, and your account is carried by Citigroup Global Markets Inc., mE~mber SIPC. In general, references to Smith Barney or the Smith Barney division of Citigroup Global M~3rkets Inc. should be read as Morgan Stanley Smith Barney LLC. However, some services will still! be available to you through Citi or Citigroup Global Markets Inc. Please contact your Financial Advisor if you have any questions about these changes. UUU/-JV tJ/LUU~j ~~~~~~ Wachovia Bank N.A. Balance Confirmation Services P O Box 40025 Roanoke, VA X4022-7313 Refers~cc ID: 2786744 September 3, 2009 JAMES D BOGAR ** SUBJECT: Verification /Confirmation of Accolult and Balance Information provided for: Castomer: BRENDA M YOUNG (SSN# I~-XX-2951) Date of Death: August 13, 2009 Deposit Account Information Acoou~t Aoaount Date of Death Average Date Maturity Intere:d Accrued :~'TD pate Type Number Balance Balanoe* Opened Date Rate IrderrSt Iderest Faid Closed ~ CHECKING 819 $79.24 2/8/2008 X0.00 X0.02 LEGAL TITLE: BRENDA M YOUNG Revolving Credit Information Acoourrt Aocou~ Dafe ofDesth Cr~it Date Date TimPS I.ega1 Title TYPe Number Balanoe Limit Opened Closed Late EQUITY LINE 785 $97,110.19 2/21/2008 BRENDAMYOUNG ~~~ No Safe Deposit Box found for customer. * Date of death b~slance does not include accrued interest. Reference ID: 2786744 * If date of death occurrs on a weekend or a holiday, date of death balance does not include amp transactions that were made during that time period. ~ 3 5+~~ Jennifer Straub Servicenter Associate Phone: (540)563-7323 Js~Js _~ - ~ .. mss' ~Il~ I_ ~~~1'lll'I tr~l'Ill~f ~:t~ ~:~~:~,~; _-~~ E p -~~ ~. r ~,;~ _ ,t«r~3,.=, a ~ ~ ~~ G~RT~F.ICATE C7~~ ~ -n p r! o ~ ~ r 1 ~11 I ~~ ~If1R~w+ ~,l~J e4 r 1 n C 1 ~~ 1 t~.. .fin I"+~~`I 'j'~z+~~~ 1~ N~ It a ~' r vN t ~ t t lam- '~r ~7 ter L 11 F! ~ U11\i ~ ct 1 1J1~ 1r I _ I h ..1 ~~.~ "rI7~.~~~~~~i'~'~~~3~ i~i,ir~~r~L' ~~1LJ L.,~"~ll~Lt~ ,.~.~ fi`~~x Y `i~Cr~:l~1 '~~u 2 .~ , Y i. t °~ ~EFI1C~-`>?;YD2f~f1FICY~71t~tr' fJUMBEFi ,., ~ f.7ll :Z: YGU#~ i . y41~~r . tlr 1~~;~::~,.,,f,~{~~,..E D ,i/ '' f E~ r ' ".° ~ t~ s `,~I~'T ~;.DjW ;'! t`S ~ Y+. i~1 r -;; atF a-~r li- ' pall! ~57~11~' r~i']. I ,Sr l}11{I~}I ~ { -d11~t~1,1':. ~,I11~,',..~~'I ~f ~ ~ I Meier ~l ~r rr: %r~~wi 1t ~, ~~„ r t ref { 1* ~i}x~r ~ 1 r t I ddo 1 1 n x r'~~yd{~11f 1J l r. v }~ ~l~{f71 t 1 1!~~ ~L `I4(1yy~~Ihy{4U xl t ~.lr 1 t i ~ i 1 , f t I} ti kC ~ ~LEIL tt .tail ' 1f~'f~ f ~~~ .,I Y ~-. IL ~~~~~i"1:1 ~~ ~~~t~~~i~ ~ 14' ~p'pV1~PE i 'DIIF SE,ST „4P NII 1 r1 I r I I• I ~ s ~ ` I . > r k: a ~ i ~ nRAlj~fq,ITITL.~..,lga"PiTI~'111~SI tRDdbN' PF{{~UTbj;rlL/"''}f~' ~ ODOM MILE~r J I t i-0C9C~~{.~`f,+Ac("LJr~`i Jri t[S~ !'' ' ar 61 ~1 ?_ i r " ~~ I. ~.~ ~ dr,r iJ~ llNl ` 1'111rdV~lY1~ " I v} al lg l l II~ t< + 1 , ' r y ;. F w ru b e r,~ , nlr I ~ ~ h r T' i- al 1i' i,ti 1,M~i1 f r. ri ult I HATE aATJ'1.ED ~ ~ DSrE Dr ISSUE .::. .,.^~ . ,tvR ~:.' ! ~t TI~.1„E ESgAtyp$ UiJ~4DEiJ WEiGHTy ~ I ^GVWR ~ GC I r I I S] 4 I I - n ~.. 1 ~ _. t ~ r I'~ £R ~y 5; ' Ilxl Irk 7 ~ 41 13Mx r4,h~f 1 1 1 - I_. III :~, tll ci ICI `.y~~F{~jVlv~`'flfl I ! a 11 °~ t,. rijkr~l ~k y~4Afllw.. , fr. S~ 1 1 ~ ^~~r ~ ,I 1 .! d 11 ~C11~+7"u;l"IEJC,k~ S ~~ EG~r 1~ 'R 1±4'~J f?`1 P}~f{1i~Ol~~I.1 I , ` I e 1 ~\ Ii. , 1;t `; I .. II I i. 1~;-ih{f~~l r IC1 rl jll `1111 ''Ir , +IIw ~.IYI lJ v, >1S p t l l r l I~ ~Jlf 1 1 I, t~111 17 1 1 `..1 Ij _ ~ `1u f ~ !r' 1 " I I 14 I r I h~llt~,t '. ~ , ~ LI • ~ 1 - t'r'1p,ti ~ 1 ' I 1 ~ I, ~~ N~P~~iME,~°~~~~N* r ~j+ll~l a~lirl(! fi~'~~11Y ~t~ 6 ~''~~ r radTT~F~~r~~ ~1 } ~-t3~+~, r,l li-~. I ~ {f Il,, { 1 ~~ 1 r~~ M ~I I 111 ... i - Y ~p tl i I 7. ~ :' ~ ~tC ns~, '1 '~~ I a I r , ~ l' ` i-J1M EA~'PRi'~ IFI'j Itl'~!(/ n s ~k1r~J11~YP1~ l"' I~J~ ~ VIII, r ~ t i t lcl. 1t .. ~ \ ~~ 1 i t 4tt1ryE 11 ~ ~ nlll I I` I ~' 'r' H~ ! _ I A E~ENIPTI~~SOMaDOME7EA:pl CLDSIJC+E. rJl tir lh .~'~t .r .l($~~ ~ _ r~w f1 '~~~.f'~~~CdIY~.•~A.~Y,~ ~'I ~ ,I I 't uq~: s 1 Sf-_ I { I 1 }.Ill ' ~sT~p~ O1NN6 ~ f 1 R~ !fir r-' Wn1J ~ .. I 1 ' ` 111TT ~ ItN JI _ ° Mri ''1^ r J h, f141~ r~i', r 4 r t1 ~1 (:'. ~~~! ~~ ~i! ,. ~J. ~v ~~. I ~ , 1 '11a. \ ~ i•~t~..l` :~ ` ~-~; ll ``~\ \ Y ~1t\I'`1111r If, 4 r41 '~ n : bl d. - . JI ,d~ + I' ~ I ,K ~ ~ Ali-..,~~ ~ ~..~'{ t ~ ._,.I, ~ ~,, ;~\li ~ 'NTJ~1~ ~~+E . IC ` S 1~J,' II~p,~ 11t 1 ~IY e' r` I I '. 1' I' -lli ti 1 t `'"" " w li 1 1 !. 'p~~ ., M 1 ~ r,1,. i~~Pdqq~~ ! I ~ `. ~+@'~~i ~ If~~r~j'l,. Fy i. '+`,~~'. .: ~', 3, "u I:c•\rs$W ~. !u, ~~ . ~ a i~ 1t~S 11 ~, -, 1~ tll r?I~, t', d.'~ ~~p~'1C~'% .a ,Ir 1,7 ,Y. y.'•.11 IfJI fir.{~'f d, lJi+F+y15 t1+ 1~ ~f~! ~~ t1 ~+:~~1 lry5t. ,,. ,,~ ~:1 \ ~.. I~l1~SSl~i1\, .:~Hf I~H n\~1f~d1 ~ 11,IIr^tl L1. 1. , ~ Ip kd ~:J r~.,r.}, ~~~ ~~.t~ tr ~i°.~~~ t~ rh ~a ~ , °r 1 !~' v q~ q~, ~~~~,-'',1 ~~1 v~t~;n v'L?~~ 4~i 1 ?` ~1yr~ o +;:: .i ' ~' A't LL ~/ ~~^.4:~ ]~YIa~S I lli 1} \ ~(i ~~~~~ If`J~lil;rai'1~'1,~~~~ - '~ it r r alJ;t:'Xvf, oJ'*,~~1k,~?':n Ill .~; t ~ ill i1 v y~ '~Y'~,M:l~} I Y' v~_,' ~`l y,~ 11~1~'n ~i,p 1 ~ ,.. t,r F.. * U1'.O Q , dld~~\ r 4ge1~1 t t 7,?n1 1~ 1:.. ' ,I,~,il 'h ~, r ar ~ ; ~ l:a ~ r ~,,. i.' ~I tin 1 ~ ~'`i 4 N.xpt,{j~r{~~a ,,.. 1101 _ ~1 ~ ,R.W.F17f~, t~ \ .i, t r IV i ~I ~Ix~~ ,1 ~ 1 i -!Rt4. i 1 -t, ~ G r. ~i vc«r7;1!1yy~~~ c~ ~' s`, y~: ~'r t F ~y~,~,~ ,~ 4. 11 '7C~I- 14"u'~1 .~'' ~1, 1 d1 ~ I~'~~ ./>!L'i.c,~ry h~`.. .It >*{Y'f'.;~I,I:S` 1 t~L's~~1 ~. ~y'1 11 ~\ ~!;~IiG~+~~f;{iGlf~ I~'~~.~'IF{,u\lh''t ti'.; ~119I~A~~t~F ,~1\tn 1~4i~'s S ~~ I d i w`>r K • t ~ 1 r ~fi, ~ ~`~I~,~ , ~~~~ ~, ~ a~,.~y !.I ,t 1~l~5 i~~,,r~r,~N~~,>,4~1.1.,~:~,~~\t~,,~~y~~~'I~~~;F: s~, 1 (. tr,l.r':.:/ ~ 1 Y l1,a~:;~ - ,1 µ„k~r'wrFr~i'~` 4 t 711 i, ~~~1 1 r.::' h ~.iMS~~~+~~1~;1~~A.AL'~~~f~LEll~r'`'r14jNr1r~~~S' ~p1-fa I~ ~~~~~~'~~''~~~~ A'"I~, ~~ ~ t t _ I' I :r I s,' i q S~l``,,1 \c jwn 4 S. w ., 1~; ~ I ~ ~ ~ 1 h{, I~ 5 - 1 ' L_ LC1l3G'I~IG ~!E}iICL,~` 1 1u1~U 1, v 1 i n I w Ilt f f~tt tar [CLr~ I t7 i ~' if r ~ d 1 '. I I.~ I P, IShVA$ A POI~`ID~f~Et"~1CI~Fm flLr~ G L I .~iu~1. P~'\ y4j5a~~'+ ~~~ l.m~ ' f~~ ,,~Il+l1~r11 ~ I,I lllrl ~l' 1 ~I ~ F =:11EC`~KC7 CJ~T fnc f L sFj1/} + Ij c~l'Pit~ all rrt r~";^., Yh.r,+~;-. :~~I~ I F ~ I ~t IIIN~1l1 1~I,~ .r~ } ;r~' 71 6':Lr'fREETRQCI~;,~~~iir<r> t.;L.~ `t{t J~11,4~(r fy1,r; _ • nd 41s - I I ~?;~ I I ' 111Y4{ IP~11d1 I{'IP' 11'1'1 `ill I I I4A '11g',~ 4. ( r }~!r r 1 } t - ,d Yf r I f 11.~ g P d I S~ f r r1t~~~tf 1 ECC7V6RFD TN b?EI=1,1 1 j^r~` ~.s~ I.. ','1 tlr +F,,i ~ , :,I}f~ti'f`I` !+I~,IIItya~~6 ,uII~II,,~' +d rl ~'I tI~~E'HICLE44MrA~itk9~, pE16SC~{~VJI~''~r G`y1~Sj _ ,l\v ~1~, ~..111G I I':' IJ``all~ll II I~I I} 1'~~r ~In .~ 1 Illh l~a I d.'I~~Illftil 4 I WI~~~~OOD ilEh1C~~ ^:lt '. r=}I {N r - +~ ~1a ~1 ~1~..i I'~t. 1 t ; r~'.l ; I ~ - ~ , I, I .;i', I ~ 1{~ti{ t~; 11 11 118~1~, i f~~~ l } Inlf I{ ~]~,I, lid ll~'11111 'v I : ~I' 1 1 Sn11 tr ~J l lr -$1 Ir ~ _ _ 11S . }I t{lvrl I~ S`ECIDlV~ LIE1`} ~{V I _I '~ s 15(y±lASA. Itx1~- 1 ,f.r { '1~ ~~ I 11 9!' I f ', 1 11 `1 ~, Itl t1 V 1 ~7 I ~ I ~1 I ! t ~ t fY p .~ I r I I I ~~ ,~I 111plII~Ii .. ~I I I} ~~ ~ ~t II14 I ~r~~r}~'~ ~~`~~ {{''~~ n~~''yy j'' ~ '{ r 1111 I '. nl III4l I~`7 I IIItS~II{rdllr,V 18 ~ I i ' ll W 1 t11 ,1~,tr a. r '~`'~~~~}~ >~{.l~lJ7S 'L.~'`~ { ,LI I I ~~ I 41 I I r=1j I 1 '! 1191 r, ~~r~~il''~!]~fn~ n II {jr 1~Lall . ' 1,~: V 1 91 (. r II ~ Ilil I ~1.~Frl qty a'< ,s 4 3 '(11 Il ;~jY rll ~ '}~II~;~Iplh~~ , I I Ini~;r~ h Fj?Inlt. ~,, 1~1r~~~l~~ll 1 P'~l`` I ' ~~'`atl ~~ ~`~' .,. ~'~~ 1~. ~~: ,. - :. ..; ! ...... _: ~ ~ 1 ::,11 1 ~ r! I ]I~xla'LJ ditE>f '~f .. ~,I 1 P i 1 ~I~II al ~.1 I w"? i~ ,, ~ ~_. ,- I:;=„ t,. ,: ,-:~ .: 11 aii~~~ppy'~~~>!+,tll~l'~,"~r~l~~~+y~yY,,:,} ~ lli~,''~I 11+1~'~lie~',tlrl+l~~~a~lo-i8;1 C tJ~i1 :'~ '.;,i.:., ,.,Jf, )3 B~Cbnd alanhOdaY~ I~,: }ISfed A4 OIl:S t9Ct y,l.~ tfi~'';.fl{r~i~l~ ~JI IuJt,O>'!(~ 1(11 ~~f'; jF171!IrL ri; _ j•u % r -SI 1~ -:II id It' r P +~~. IA71„~1~~~ ~ .IId1114 ~ n~ ~ 1fP,+~,4 11 ry~l~ :l ~'lf~i1~Y~1~~:' ., ~' {~ ~; c er,hq ~ must: rmrvJafd nhls ~nn~ Yn {m~'f,~ tA~~~~il~.,{~1Mo N~~ ti~~~ ~ ~r"~~-.~'y11~I ~I~ ~.9,~~;':'~i~18n'~nl a. ~F,,IR$Y,,11 h1 REL~AS Q '! ~s` ~~ aPPrmTlale^folm end (ef9 I I ~~f lllld Nl~~}f'w"~ I Gr11 r y~ ,l,j)tt'(:~1n!~p'~1~~ I~~'(~ n ~ s.~v.l~ tlrj~, ltp ~ j ~i~ - I I, ~Ia~j,'r~ rrk ~: E~'u~~t~ rrN( 1~en aP ''al~lt~ II7~r1 1°~~ A~a~ixjhf~r ~~~l~~';1 ~i~~ ~t , '' -- I f I pM 'Iu~I((J,,Y ~ 111Ifi r I ~ r t ~' ~(1 I I t'~~ ~1~ ~:v1 q ,x'r' -~7 ~~~ 1 .:.i ~ 1;~ ~;~ I ,1. ii1 j d111~1f Ilrvll Ililfrrl,S~~Jh~x .C ~fU~b~r~;u~n i'I~~~~'I'~1~~~rvl;rr~~~-~C~r • 1 ~r Lr E F c I ~- I J Qlt s , ,~1~> ~ ~I Y L, °,~ I ~ ~ I 5 CDND LIEN RE~~AS D L ~ ~I ~ ' ~ I °;I~nn Itnlri ~ ~iU7ty' ~1~ ~I1 ~1 ~: r i4 r AL7THORI -D REPAESEiJTATIVE ~ ' I r I r I~. r I ,., ~ It ~. 't1 "f I~rtyr ~i st u~ .: .._. - ~ I I I Ii DHTE r .itiK~~ ~(t./, 11 II~ 1lj i.r~. 'rl'l(a rf. l~,/IAILiNGFD`DR SS li ~ wG a I I ' ~~I :iJert ~ Il I ui~~r ~~ v 1 ~ 7~ }I ~a ~. I ?- 1'1 BY ~~. - 1.~ k, ,~ g j; ('~ d}3r LrL `9 ~Ifli. ti"r • ,~`r 61,~-'. I - I I Ifi"~ ~I AUTHOFI~EPAEPF{ESENTAT(YE Il 'kiu+~rl~f4~{M si [[~~ ~~~ ~u , U I III?11 r l l l ~4 t t '~~~ry',~~~~~.:~ A~ I I _ d~ -: I I I .:- I ~' Pr ]W I,11Yjr tl7 7~~ C LL.41 r ~rliY.+ T^~,~•yry^ '`ry'I ~h{ Vpl~ T - I ~: I~ ILt'~'r Ilillt Pf~]j~ l]r IS IL'I7~/ yr~iL r4 ~f.~ ^ VJ R/~~ I f~h~V~ ~,9 ~'.~~'~ ~. .. I I"-~ ,1~, 111~y'I~~~I I~tli~l~: `]fit ~~~ .ii 7~.. _ _ Y 1 a1f W ~kl~'~s L ~'! ~~{{~~((~~}} S t d l i ~,J lrr' l Ill a"~r; ~~~ 1 1'~ 1 "term ~ ;.171 ~ ~ ;. q~,:1. ,A r 1 t ~~1 ~ ~ /d e. '- r' 'u 11 , I :~ I I ~ u1h dr 1~ .Jt .4M.m , - IC - -j l ~ 1i 1. ~. ly 6 I~ ~1f - 4: ilk t '-5 } yy I I I f 1_ I ~] 1 I Ks ~-PyU ! J ir,~,!a: .I~,~ tl ,~ Aj~,~ .-. yy ,/-..gyp ~ ~ t ~}f I I ~~I b Ill' '1 ~` • r ~Su,.l~r ~~~~t~~YF'i 17-J# I~ ~i:J~TO'' ;_, r _ I I i, r ~ it ~,I;,~ ;1`I ,f x1 I ~ I I I' j,~. . tR J r .I - I I I ~~I - I I s I ~~ - r'Itu'. i ,' ~ ~ ' 1 'I'i sl .a I^ 'r 1 IJ I ~ ~ .i.~rlhll t. i' i ~.. .4.1 i 4 _ I r ItI ~F n 1~n`f~" 4 I ~I' G I' II,1 _' Lr'or _If rc,~x to - _ k. I I- I .,. - .. x, I ,- 1 1 I z I r . }~~. 11 o-.~ 1 .1 I s ~, r - ._ ~ ~ - ~ I I I J it l oertdy es of the detp of Issue the ~ttlclal records of ,the P9nnsylvenla` pepeYlrr©nt ~ ~~~ ~~`'~ I fl 1 ,~~ ~~.~ ~ r , ~, i • 1 r 7 r w ~ 7JAnsparisllpn {elJect~ha[~ne erebn(s) or'company Pam 1s the jeWlui owner- - _ I 'J"'9' 1 ~ •_ of 1tie,sald va~Icle., r II 1i ~ } { Tl r' I I 1 ^. ~ .n f~' _ ,I I. ~ ' _. _ 5 II `.~ $e4i71etai'9fQ~~Ra~6pO~l7DA L .x`4-. ' LLI _ - i-- - 1, .... ~. 1 -r: -.., 17. •~ , 1 1 ' ' i~t ' I '~ I ! I 1I 'I I • Y t _~ r n1 r, x D-~ ~AI,y61 F+l _y c~ j ] P - - - ~dlf pXt,0- DfChfl56E.Oth0rl ttlflfl bttf lS OU$ TS .~151,ed a ~y~V,'8 ~ ~' II.P. ~r{~E `JO p: t sUBSeRI~~p1AN~i SWORN ` 1 I', I I p : 1'1} P . Qn ' ~f1 '! It F ~. ~ :.•~.~I 1T~?gB~FA; ~~I E ~ti,~~~~1 111„1 .~, 41" `. I I r I ~-~6 }IStBIj,`26 .,1Olftt-~'~A(18f115~'WI~(~1jfi~~~f]j O~r~+SL1NJVOTSh~ h ~pf7 CItl~~ ~4~,f ~ ~' L M~ dv ~r . ! I ~¢ 14~ 11r ~ J dal fli. ~ ;'t ~ .~1 1 rq 11 P~,.~I ~,En .i ~~~~ V uDJ7E?r~: ~ t ,,{ t r 1 'rr1 s d ~ 1 ' ~ env '~I v~na pwr~2r' title goes ~Yo survivi~'r~,iCnn'ner. I~HEC1~~{~~t~b,iti;' ~~tw ~ ~1 ~V'~f,1 ~gy b~'; t~f~ L 7~ ~ ::4 1~'t:ak4ltil" dJr,`dll v r I - '"' GsJr n I~•. ,1 ..~Lt 11 i., ,~vm ,.~wr~tl~~~gad+. ~~y ,: .. ~ .'~ ~, YL. ,'rylx " r e '~x ~t~LLJ,l~d.}41V lP dr9 1 ,1v'I , I r 1 'k ,c ' I i „WII} ~616Slled 66, .0f.1fl1115 ~JF;~Offl~}}Q~1 `~~~~~t1i1f 11 Orl PA~(1E~~1~ ~ 9~d~~!ff~7.~: ,j fdlN. P ~54~ J. I. t ~ 1 1 1 14 ~:' -':d0CBS58d~`OW 8f ..086 f0. ~~ y1.Rr ]M ,~r4 \,,,~ IC"SI~ w @~?t v ~ \}d?~ 1!1\i d (~~+7n 1 Gt r rlr: I . , I ~ 8 hl~/her helr5 orreS3~te)~'sS 1 ~~+i~\a \C'~~1~ r1+~4~1) nn.,,: r~ '( 7 hr,, ;~M 7 x5,f i '~' ~ 1 a ~n i„ 1.tvrti.~ 1 S 1 r. d\I\I~~n 1 x ..~ :~rl~~~XS! g rlYr{ Ir i~"~~cv rul~toF Ebsorv;ka}rflc Is 4ta1Nu'bn7N.. '.~ ~I \ ,, ,;, I ~}tls 1,?;. Mr1~\~;.i.ir ait~\\. ,i:,\li~'7~ 1\ :~l~i'I~d'~j~~r'~pYr` I ' 1 *~ i !~ t t I 7~,I~N DATEI ,~, 1 1" i~1~,~q~ ,' D:~~ ~~~ ~i~,tC\~`~,"1+''~I ~n a dr;' _ a ,'~'~C r 11 4 1 ~~;I' P ,~ ~ A :r ~a ,1 ~~1 ~ t ' l ~p~~ yql li: lr ~, ~ Wpttt ~~ V r r ~ 1~ ~BTIIENHOLI7EF3 - r q'1^1pGC''lj~l~rl rdlt `nd11 d^ ~y''"'~"`' 1 { I ~fu _ If' 1 1 `'l 'I 17 11 I ~ 1 S.r e . 1 ~ r _,~ li 1.~'.,I'1j11'IIIII STF`•c~T rIG III I r ~. I r t 7t'°-~ \ t ~ I _ } a I I I 111 Itl I ` r ~ k I ~I Ih 1 I „ 1 ,r , + 11 t~l _ ~'r I It7rl ~I^II I „rl .Ir 1 t 1 J i" I, ~ `OI~,PIF I} atl`11 STf,TE ,r ,tip ` '1 ir,l `~ .} ` 1 e 1 1t a 1 " I -f=lhf~r~IOIAL ~}J~$~JTUi11pN NUMBEi3 - 1 = I,'~ I ' 1 ll"' r , , ,: ~ .I ~.. ~ ~ : ,, 2ND~IEN D,ST~ --~' Ir NO LIcN ~H~CK ~' 1 ' ~ I" f Th .ride I~a,ed t,erebr r~pkee epplVcallar fy CerlNralo ': of 'lue Ictm veh ce :tlscr betl~- ~ ' ~ `. atone 6+IhIeC fo the An[ rrm ncea ^ tl Iher egel yaw^,s ee• rMh 1 are - , r 1 , 1 ' _ 2ND LIENHn;.DER r' ~ ` 1 ~.r ~ L 11 J ;~ r I ~'1'~~! J 1 ' .. ~~ r fl ~,IJ i - i ': i 1 v y 1 I II'' I I I ~ I - _: ~ETREET { ~', ~; 1 I ~Ir { til I ;!~Ji ~ :=. •J _ SI~Nk`Lp= ~F APPJ~AVT OR :.UTri OR < S :'JEq I r 1" '~l 1 ~i J ~ J I ,CITY= SIAi~ _ ,ZIP " r 1 e n S 1 :~~ S1Gt1ATUAe Or GO APPIJ ANT171T ~ AUTHORIZEC GNP I KING NCIAL. IVSTlTiITICN NUMgEF ~' - - R4rSSl11L@SV.v~nyA..E'~111Nyfll ll'A11 ...:xSYI,M 1. urp, ~Ft9~.1 ,1 li..n, ~ nw rt' ..r~vr~r.~-. ....,T .~~~.,. .. ..; `-.. ~... ..... ~ - - I FiO~~% ~~ Bobb} Rahal Honda Bobby Raha1 Acura Robby Rahal Toyota-Scion Bnhb~ P.aha~ Lesus 'J 6696 Carlisle Pike 6694 Carlisle Pike fi30~ C~rGslc Pil:c 6.iU~ Carlisle f'il:c 1Iet6atuoLurg,PA17G50 MechnninsbureP.4170SD \~~chn`iesburo,'~,`.17050 Mechnniesburo, P;.I705f 717-i6L-S=00 7Ii=,'46-1000 717-691-0SDO '.'; 7-G9i-5600 I I ~~' -1- ~~lY~OTI 'r L' ~.RLI ~~ Bobby Raha] ToyotaScion of Le~+~sto~v Bobb)• j;2aha1 Lecus of Lenistorvn Bobb Rahal Used Ca- Outlet y00 vorw w'~nul 5trcct 47S Eleroic .4venne 4:5 Electric :lvenuc Mechaniabo ~, PA ]7055 Lc++istonv,P.417044 Lc+vistuwv,Pa 170x4 ?t"'9G-7-77 ~ , PLE ' 777-2aS-0II? 7T?-3x3-0I19 AISE ENTER Ml ORDER FOn THE FOLL06"/ING DrAL NO. CLIENT NO. OCCUPATION ' ' ~) NEW ~~ USED ~ DFJytO l~<;AR ~] TRUCK ~ LOANER 1'~AR I MAKE UODEL I TYP`_ ~ - I DATE SALESPERSON O Lt YVs E~.3o0 R ~ ~,.{ t, q CO'.OR i 7RIN, J~ A:rn PURCHASER MANUA L ~ S I N I I ( j I I ~ l ~ CO-PURCHASER _ g == sT s'. rla. ~So l~ to ~ S70"K NO. I ,MILES CODE LP _ CORAESPONDENC=: TO _ ES'lh,1ATEu^ DELIVERY "ATE i TIME ^ ANt I/ / / ADDRESS '__ I ~ PM Co3dS 1~2.L.-~-51_r_ ~y->;~ CASH ~ FINANCED ^ LEASE ^ cm STATE 7JP couNTv • Mc'z-H•4'•'5~531~r2y Pi's- (?eSC) r~~~~P~wr l~. Y ~ ~'~'IH' - ~ ° •1~1 > : E-MAIL - 1'E.r.R I h1AlCc J MODEL TYPE RES. PHONE B S. PHONE - STOCK NO. MILES . COLOR Z11 ~~) - y-I,>oo CELL i r TITLED TO: - _ PURCHASER'S SOC. SEC. NO. CO-PURCHASER'S SOC. S EC. N0. V I N ~ i I ~', i I ~~. I ~ I I ~ i PURCHASER'S DRIVEiRS LICENSE NO. i CO-P'JRCHASEA'S bRIVERS LJC~NSE N0. VEHICLE 3EfNG 7,ADED-IN: ^ LEASE [~ O'NNED ~ PAYOFF ' I B YYOU PRICE OF VEHICLE - DOFS ANY OF THc FOLLOWING PERTAIN TO YOUR T PrADE-IN: ~ s0 V R-%tled, Branded Title, True Niles Unknown (TMU) & Grey Pvtarket AccESSORIES -- ^ YES ^ NO C~:shomers -- SiGnewre X __ __ 7U ~"1 %~ i" ~~:~ ~+- C LICENSE PIA; c NC. VALID SPIRES - . - --- a~~ /~ w,1 DS`L.1.)l~q r 1 `/ 70UM1.~ LIEN HOLDER . ~ AODF.ESS _. ACCT ~ TiTLE9 PNCI\E I q ~~/~,~pUN-r I GOODTILL VERiFlEDBY _- I tJAME OF AGENT I PHONE ADDR.55 pOLICti' NU1~15-"t-, VERIFCD BY DATcS T0: FPOM: INSURANCE CO. COtv7o _ COLT -. _. _ . . .. .. . ..... .... ........ . . . . .. .. ... . SUB TOTAL I (s~OD - '° ' SERVICE PLAN - ^FACTORY WARRANTY -The laclory warrany consm\nes aY of tna wartanUes wiN respect to No sale of Lhls hemRterrs. The seller hereby expressly b;daims rJl wananli ilh TYPE es, e ar expressed cr Implie::ndudinq any impiled warranty d mervun:aoility m hmnss for a partlLVlar purpose, and Ure senor nex.xr assumes nor nuNOrces airy other person to assume for li any liabdlry I.~ corneaion nigh Lie sale of the itemfhems. L'SEO CAR - MONTHS MILES WARRANTY - TH e INFORMATION YOU SEE ON Trt'c WINDOW FORM FOR TH15 YEHI - CLE IS PAR' OF THIS C011TRACT 1NFORMATICN ONTn'E 1'.'INDOW FDRh1 OVERRIDES ANY 1. "OfJTRAAY PROY1510 TOTAL SALE PRICE OF VEHICLE N5 IN THE CDNTRACT OF SA1S-_-_ ^ AS IS -This rnotc; vehlde s so4d 'AS IS wilhou: any wa ranry either expressed or Imollad The . Curcha;e~ wAll Haar the enure expense ct repanng or =errs=ung ary beler, lnzt preseluy ezisLS nr lhal mny 2• ^carr in the vehicle. ALLCWAIJCE ON TRADE-IN PuRCHASER's 3. TAXABLE BALANCE tuNE t uNE SIGNATJRE X - DATE - z> -- - Do-PURCHASER'.; 4. STATE SALES 7AX SIGNATJREX _. DA~ '-- -- 5. - rlar~cR Pq.!`F '\[7}.JC I.~rlTr~q\l-Hirl C r`~~Ir.'r1T RC nr!`RC CCr - ' LUXURY TAX n 1 ~LTCD 'LrC /lOftc ~ - _.-.___.. .. ._... ..~~ ..._... --._- HAS ocEt: a _PTED BY THE DEALER OP. THE AOTHORIZ._D DEALER REPRESENTATIVE 6. HEGISTRa.T10N..- - - -_. .. iTiLF TRAt'1SFER UNLESS T}1E INCREASE IS DUE TO 7NE PASSAGE OF A LAW OR REGU~TION OF THE JNI ~ =D STATES OR THE OOMMON4V,-ACTH WHICH: REQUIRES ADDITION OF NEVJ EDUIP- 7 _ ENCUMBRANCE MESSENGER . ME\T TO .r',En rAIN \/EHICLES: CHANGES IN TRP.NSPORTAT,'Jt~ OR r7,'15TINC TAX RATES; CR, IN TH. CASE Dr FOREIGN MADE VEN1ClES, IS DUE TO A AE-EVALUATION OF THE - $ TAG PA. TIRE TAX _ UNITED 5TA ES DOLLAR VlS-.S-V;S THE CURRENCY OF THE COUNTRY OF MANUFACTURE T.-iIS OROEA IS NOT BINDIN;; UPON ETHER TH't DEALER OR THE PURCHASER UNTIL g ON-LJNc REG. FEE CEALR ON-UNE REG. FEE SIGtJED BY aN AUT';ORi`ED CEALER REPRESENTATIVE.YOU,T7-!E BUY'cR MAY CANCEL ' 1-115 ORDER AND RECEIVE A FU I~ gEF',;ND ANY TIME BEFORE RECEIPT OF A COPY OF NtS CI=..'DER SIGfJ=D BY AN AUTY.ORZED DEl,LER FEPRESi=NTFlIVE BY GIVING'J/Rr'TEN ~ ~ DOCUMENTARY FEE NOT'IICE OF CANCEL:.ATION 70 TriE DEALEq. 17. 1 CERTi=Y THAT . AN! LE3AL AGE OR OLDER- ; ACKNOtti'LEi}GE RECEIPT OF A COP O BALANCE OWED ON TRADE Y F 1 ^-'!S GRDEn i+NG I ACCERT T..C TERMS ANC CONGi riONS INCLUDING THE RE•JERSE sDE c= THIS oqD~~,. ~_~ 72. LIFE, ACCIDENT AND HEALTH 1115. PURCHASER'S- ) S1GNr.L'RE" ~ _ _ DATE ~ 2`r l7 70T~iL Co-PUACH^sER'S' PARTIAL PAYMENT SIGNATURE X UA tt _ ------ CASH DUE ON DELI\/ERY ..CEPi cD 3Y _ __ DATE - =-c.1i=R OF F,IS aJTri0R1~=L FcrRESenriATl~.'E UNPAID CASH BALANCE G SCI o LINDEN HALL ANTIQUES 211 N. OLD STONE HOUSE ROAD CARLISLE, PA 17015 717-249-1978 To: James G. Bogar, Attorney One West Main Street Shiremanstown, PA 17011 From: William G. Rowe, Appriaser 211 N. Gld Stone House Road Carlisle, PA 17015 Re: Personal Property Appraisal Estate of Brenda M. Young fi3 Green Spring Mechanicsburg, PA 17055 Date: September 24, 2009 KITCHEN Kitchen wares Set of china Cook books Knick knacks DINING ROOM Table Hutch Copper luster china - 4 pcs Upholstered chairs (2) Painting Chairs (6) Silverplate & sterling Marble-top stand `Silver tea set 'Set dishes Stemware Books T.V. Bookcase *Cabinet *Sofa *Chair '`White stand *Rug LIVING ROOM *Sofa *Round table *Triangle table Tall chair Rug Coffee table Lamp Chinese art (portraits) - $150 each $25.00 $85.00 $15.00 $20.00 $115.00 $115.00 $50.00 $40.00 $30.00 $110.00 $85.00 $150.00 $110.00 $85.00 $60.00 $10.00 $30.00 $30.00 $85.00 $150.00 $85.00 $15.00 $30.00 $115.00 $65.00 $30.00 $140.00 $150.00 $35.00 $40.00 $300.00 Young Appraisal 1 09/24/2009 'Book shelves (2) @ $85 each Small rug Ladder-back chairs, tall (2) @ $45 each Oriental silks (framed) @ $75 each l~nick knacks Books BEDROOM *Bed '`Armoire & dresser Dresser Night stand - 1 drawer Night stand - 2 drawer Rug Lamps '"Silver lamp Dresser box Signed print CLOSET File cabinet Miscellaneous household Card table FOYER *Drop-leaf table Rug *Hat rack -cast iron Floral prints Mirror 'Wall hangings 'kPrint (framed) BEDROOM Bed Painting 3-pc set Bench Display shelf /cabinet (small) GARAGE Holiday decorations Ladder Chair Wheelbarrow Miscellaneous garage ~` Denotes value of items for family dispersal $170.00 $30.00 $90.00 $150.00 $50.00 $45.00 $150.00 $200.00 $150.00 $85.00 $85.00 $110.00 $50.00 $10.00 $15.00 $35.00 $5.00 $15.00 $5.00 $30.00 $15.00 $40.00 $30.00 $30.00 $15.00 $40.00 $135.00 $30.00 $85.00 $100.00 $50.00 $10.00 $15.00 $10.00 $15.00 $10.00 ~~~ .._.-..~,...._.~._.....~~...._.._~..-.- ,~.,t~ ~'~. ti William C~. Rowe Young Appraisal 2 09124/2009 2505 Ritner Hid~h~~ay Carlisle PA 17015 Bill Ro«r~e (AU 1538L,) ~' Dare Rowe (AU 2295L) 249-1978 G97-4794 249-2G77 Auction 1~s Action Call "~.~w~" For ,Satisfacti.on SELLEFI,S NAME ~ ~ f~~c? ~~•~ 1.1 C~ N'~~C~ ~~-- ~~.'~ .~ ~` ,' f' ~ DATE ~ G ```~ ~ ~ T AD1»~ESS ~ ~ T~ ~5 ~ ~~ ~'~,~~`~ ~ ,~ . ~'~ ~ ~_-~, SHONE ~' '~~ ~-- ~ 4 ~ ; ~ ~~___ ~ ' ` ~ l;~ r~ OTHER _ 1 ~V ..~! ~~ (.~~.~ ~~t ~~"~' ~ ~ ~ ~~: ~'~-~ ~ ~,~-~~~.~~.~`~~~'f Lt ~/~~ .~ uCTION.EER ~o ~ ,~ . ~- -~- AUCTION DATE/LOCATION _ L ~ r~-- _ CLERK ~o ®I~T (J~' I~EI~.CHANI~I~~ ~I~°~r-~.~,s`.. F :.~ `= r ~ ~ ~J'~ ~i_ ,.'"~-4`~'~~~v t'.~~ ~'? ~'~-- ~r_?.y~ -„.."~-~ ~ 5 .'`/L'~ F..~' ~ '~ C "`- `.~ ~°~ ~~r~ ~ e ,...~ ~ ,,::' ~vr~i t..~*~ P~.1 r`. .~,,..- t~Jt'1 ~ '~ .:.~~,>,~^> S, ~~ _L~`f\ (.ice! I Co~simission the Auctioneers to sell the n~erchaa~dise to the highest bidder ~y ;Public Auction. 11~Ierchandise to be sold as is &.; grouped as necessary to obtain bids. I certify that I am the owner or authorized represen- tative of the merchandise, goods and or proper. ty and have good title and the right to sell and that they are free from all inc~zmbrances. I agree to accept all responsibility for providing merchantable title and For delivery of title to the purchaser. I agree to hold harmless the Auctioneers against any clairr~s of the nature referred to in this agreement. w~ AUCT~oN sIGNaTUHE ___ ~~C SE~,LE;ft.S SIGNATURE Total Sales (Clerking Tickets Attached} ~ `~ ~ t `~-°'""""~ Less Sale Expense: % Commission Auctioneer $ °'o Commission Clerks ~; OTHER: ~~4-~-.L t_. TOTAL, S_~.LE E~'F'ENSE DEDUCTED ~ SELLERS NET $ ~ r C' ~~?-~ -- _ J ~_- ~ ~ .~ ~, ~-;%tl,~dt°'} J t::t!_ii~yr :1. C=i•i `7 [:?":' 7;":'~_ I _ t ~.. s ::::.i• ..~ _._ ;~ is r c.-.:. =~i• . ! ._. . .. ., r c ~ ~ I `a •' ..-. ,ii ~I ~ '=-i• .._ l'•~ Er'~1'.~ J a t•.., t;} ;;.I r~ i, Wt !._l =~~' -C•: a. is i i ~ (=' i•_• 'tj :I. C.' _:.:° „ !:.' C} I'1 7 ~~. r__; '~'; •_a'~.:: ~ t"i ~~' Z_~I ; "'' ~.: 7 i tyS :°t 'P~ r~ I..t Y t C~ ::i; i i.?~iylii~~l'(; ='~: C3(.~:lii «'1`•-~ _~ .I. v ~ iYi 3.1 =.~.° ':• ~• i ~ .1. l~ l• .1. ~) Y'! I•~'''I!-..• .i, t... F-: i_: t'~~ 14J ~'.« i.! ~i C.:t .~. ..._ }_~ {.._ ._.. CJ t-1 C= x•t ~r 4 ~., {°i ~ .~. ,:J ~ a Il'1 E;'E _ {- L.« i ~ :...~ 1 ,~ ~« s4 ~ ..._ F:J t".3 t:} '-; ~ ~ f_ ~-' ~...= j ' 1 'M` iii i? i t ... u 77__= E M ! S ..». F:I L.« L..6 i1 t.~ t ~ '.:i ~ 1..: f-`Y ~ . # ) ~ ~ l l: :. a tIl i -- '~? ~ ._.. :~~ L.. "" L. ~. i I ~ ~' 1 t:, .rr_.~: ~: f ;i l:t '~. ~ ~. C.{ 'r •~c• •i~: ._ ~_~ ~... - t`i t~ C' i::= i•' {~'~: ~. ~. ~:° 3. '~ t~ ITi ~; .,~..:~;..;,. ; '•{ {:_ 'C .: C1 ~. _~ { . . ;z. ,~• __ '~; ~.. ._. C3 :E. L{ .~': i'"' ~ ='c IYt c' I 'I a i~'i i~ i _. i:~ L. ~-' 4°~ c~ ~= ! ~' i-' ~.• t:1 ~ t~J t = ~. :i a tG~i .~ i ..._ i'~= (__ «..- t ~ f Cr U i'' ti 1 U 3. `•.,} t :` 1 ~.~L-~ ii? t:• ...:• ~ f tit O -~. .s i.7 a. t a *- •s•r -i~• r ..s= a ~.t f'i ." i~S i__ ~- i' i C) ~ r: :L tai E?i ~ ._.. ?::;! _ .._. 1 i :='i I i ~ ~:~ .~. i~ j~'!1-1 C{ i. •.~!~ .` k .{. „ '•°i- ~I i~ii:'i _. ._ _: 1. .~ _ i... f C} -f ~,` t... ~• i.! i ~ 'K 'ra' •r"' :'•? C.a :, .; t.J .~, i ;{ 'r •i: ~,. ~ tt 77 ••- SS jj ,..! u i. tt ~^ .._. .~ i --- ~ 1 c~ 'l• t~ t:~ w~• ~: it 'i'ce !.:~ Y l Cj {: 3 iC` .~. ~~ a iii ?r:7 ..._ ~~.'~ {-- ^«' i::} is i"} ~' c :' 'I" '~ ` ~~ i ii d:' '~ .'~ {7 ~ L~ ;.=1 A.: ~. T7 t`~ :.=~ .i. L ~ i~;i it'I „ _.° r~' c"-~ i Y• i ~~ i. i 1 3._{ ~ ~~ {`I {Ca y t-=1 ?" ~; :L ~=. ~• ~ Z ; {-'{ ~ . :L ..~.. ; si „ t;;'t E?! i :« _._ {:__ ;~t 1 T"i -~1 ]. i'! i::~ ~ Cs i ~_? Ci ;'i r"• ~; 7. ~ '~s) t ~.:. {°~ :3 ,:,I i;?t I"'E i ~ i `- •, _•_ !.a! l.i. 7. J. '~; r ~; :" _i. ~; i :I !~! i i i 't . .;. a ~I ~ ._ ~.~ .'';.:_iC: i.; i' .~ i:) c.:1 a'` ~.:=t EYE j:t .E. _. f'if~! J ., G. r "_. •. rat t~•, E :'i " _. ! t~= ~:•J C- i• ~ f~ t~ F i-'Y ~ <°:t _ •! iw• I°, c ri I „ ly~E i~'i r_c i ` t, ~~~ ?. i~ I' :~i .~ l =+ ~'. ; ' l..' E• ! Eii t':' ! I '~ .{.~i EYi I:J '~. .{. c~~ „ E?I i~ t E_. _ t __ •I. j'`' !_~ I I ~! ti-i 'M ;' ~, v:t ~-.J f. ~: .L :.t >l i l.'= E ((I i4`E :~ `: a t~! i,f i _. ;'_. [:.Y F.. 7 ?~. Si! ; ? .. _. .~. I._~ a i4i ~~,_ • _ - ..r F ~' •: i' ' L= .f.i i ,+. •I-f G.~ s. I ? L~ L_ {' i c=t ! ~I l~i:' °:_ i. :i. f ~' .L ,' •_' iL~ y!~i ~ n .__ ..{_.i :.Wi i~+::=! A t~+ .L (~' •:i ~. L.} f:i i:J ~•~; t.~ ti=1, ~ iC' ~. .._ `I?±„ i~;iE~i _..' k=4 ^~ t;i !-; {~` ..s c; ~ r_t i -t Z •L a C;: t t . L f i •• F. J i •E .._ c~:• t°: !~ = ~ : ^, :.' c~ 4 « c « .~~ II ,_J G L... ~ .mot y n 14 I _,, . .. ~. _ I _. " L.. _. ~_ 4`. L.. >, ~ .. a ~.J (~ ~ ; LJ (,'.~ i~' q _r ~•_~ i_iF ~'l. 1 L,' ri ;~i r' r ~,+ .i. E...` "'~ ,..' ••"_1 Er_I `~~ Fc' I. ~;' rl ~~ 'r", f...{ l.V'1-~ i .i. " ~.._ ~:I. ~ i::~ f i r r 4 ~.~ °i• ~-,j .._ .~ ~'~ . c._~ ~+ C_~ ~I j -- .j. ;' :1i :`I. 4,1~ ~nt1:-,~;„ I'-' a;'t 4•.~ Ham' ~ {:~.1_(L~'t :t rJ 1'.i ::. ~~ r'' V 1 C~ r:' a rv Ci 1'r'i ,_ r : ... ... 'i .... __ ~_~ .f..~ .~ i-. o .~': C:.:::> ~; :::t'G f? i.~ '~ ~:: i'= ~~ ~ z i:.~ ~~t 'r t:i i_{ i'1 C7 f _...~ .. ,: ,__ _.r ,• .L... _.. _ J- L +~~ ril ~•i L ~..:• 4.. t ~ :i. ~'+ i.: 7. ~ 1 ~~i ~ •' f ~` :C 1.:.` k~ {.}:.t~. ,r, + Y' '~' . • _F.. ~• s Lk .i ~.. ~'t {;j t:l ~•{ C.` a'.i +'~ f..{!~•I 1. ~r .~. ~. Iji.~ I,:'6{~`I .I. .~` n 4~~~ ~j~f .~ [~t .' t... .[ 't; ~ rI == a ~ ~' 3=~ lil ~+ f_{ r! •L; ~ L::, ;~i i n i'E ~'~ ~, ~:. t~ ri r~ re, :i :- - i ~:, i~~ r_t ~; ,.~~ .:v~ 6 ICI ~~ ~ ~%- f .! ~? x_. n .._~ ...f ':; ~" L7 s t:' ~.:.J L.! a .L _S ..` . i'i `t T i 't : ~,r t:) 1.{ "f" ~J i"" ~~ U t_{ i.~ ~"~ ~..{ "~s ~ { i ~ ~ " f°~ C7 krJ t' ::i F ~ i..{ a_:: tr :9. (J i"i Rev-1510 EX•~ (6-98) t . COMMONWEALTH OF PENIVSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY ESTATE OF vA~~rln QMA r~rI .~ AA FILE NUMBER This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COV=R SHEET is yes. (Ir more space Is neeaed, addltlonell pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. F=orm PA-1500 Schedule G (Rev. 6-98) 1 1 Noah Ord Sneer 'nd ?-door Sn~a~~~i,trr~~ Squ.uc' Harrisburg,;, 1;~1 1 ' 1(_) ] Io~~ f1~eC' SI)I) ~ i~ i !I)l~ Mor anStanle September 8, 2009 g y SmithBarney JAMES D. BOUAR, ESQ. One West Main Street Shiremanstown, PA 17011 RE: Brenda M. Young Date of Death: 8/13/2009 Accounts #724-67622-10-364-Brenda M. Young -IRA And #724-03876-18-364-Brenda M. Young Dear Attorney Bogar: Enclosed are the date of death prices as of 8/13/2009 for the 2 accounts for Brenda M. Young. The beneficiaries listed on the Brenda M. Young IRA account are Heather S. Dravk and James D. Young 50% each. The retail account will be journalled to the Estate of Brenda Young ar~d the IRA account will be split into the conduit IRA accounts for both Heather S. Dravk aald James D. Young. If you have any questions, please do not hesitate to contact either John Fabian, Jr. at 780- 1729 or myself at 780-1751. Sincerely, ___-- Ann. M. Dunkelberger Senior Client Service Associate ENCLOSURES Murhan S~anley Smirh R:u ncv LLC. I`~~(ti~iber .`>II'C. ~t~ smith Barney Balances As of 08/ 13/2009 *** Brenda M Young CGM IRA Custodian 63 Greenspring Drive Mec}ianicsburg PA 1'7050-7947 7-epared by FABIAN- FRIEDn~ll-1N-MCIN71'RE 17 780 1700 Acct: No. 724-67622-10 Market Value % Of Assets** Bank Deposits $6,381.10 5.51% Stocks 44,453.55 38.36 Preferred Stocks 5,595.00 4.83 Closed End Funds 16,371.00 14.13 Mutual Funds 43,098.50 37.19 Tot:al Account Value $115,899.15 100.00% of Assets reflects account balances as a percentage of long position & cash rounded to Use nearest t-Hundredth. As a result the total may of equal 100%. T71ird-party and h9organ Stanley research on certain companies is available to clients of the firm at no cost. Clients can access this research at ~~~~~~>.srrvthbarney.corn or contact their financial Ad~~isor to request a copy of this research be sent to them. Investment and insurance products: Not FDIC insured •No bank guarantee •Not ins~.~red by any federal government agency •Not a bank deposit •May lose value Ci`ugroup Investment Research's research ratings are displayed ~*ithin the Research Rating column in 'Holdings'. Page 1 of 5 ^ ~" l~~ smith Barney . *** Bren~~a M Young CGM IRf~ Custodian 63 Greensprin~ Drive Mechanicsburg F'A 170 50-7947 Holdings As of 08,/ 13/2009 'repared by FABIAN- FR]ED1'~~IAN-MCII\~IYR_E 17 7 80 1700 Acct. No. 724- 67622-10 Research Quantity Symbol/CUSI~' Description Rating Price Market Value 6,380.99 ~BDP BANK DEPOSIT PROG.RA]VI - $l.OC- $6,381.10 200.00 .~ZAT APPLIED MATERIALS INC DELA~~~ARE 2M 13.97 2,794.00 100.00 BAC BANK OF AMER] C'A CORP 1 H 17.00 1, 700.00 200.00 CSCO ClSCO SYS INC 1 M 21.51 4,302.00 100.00 C CITIGROUP INC - 4.06 406.00 375.00 DUK DUKE ENERGY CORP IL 15.30 5,737.50 100.00 GE GENERAL ELECTRIC CO 2M 14.10 1,410.00 375.00 HNBC HARLEYSVILLE NATIONAL CORP-PA - 6.04 2,265.00 420.00 INTC INTEL CORP 1 M 19.05 8,001.00 200.00 INTU INTUIT INC 8Z 30.86 6,172.00 450.00 EEM 1SI-BARES MSCI EI\/IERGING MKTS - 36.38 16,371.00 1,01 ~i.93 IGNBX IVl' GLOBAL NATURAL RESOURCES - 14.73 14,964.75 9~I.1 1 SI~RAh LMP AGGRESSIVE; - 80.54 7,579.78 57.65 SAGBX LMP AGGRESSIVE; - 69.80 4,024.45 719, .55 SHFVX LMP FUNDAMENTAL - 11.10 7,931.52 841.29 SFVBX LMP FUNDAMENTAL VALUE FUND - 10.22 8,598.00 20C-.00 MSFT MICROSOFT CORD 8Z 23.62 .4,724.00 30C-.00 )\'I~~~O MORGAN STANLEY CAP TR V 5.75°ro - 18.65 5,595.00 412',.00 NPBC NATIONAL PENN BANCSHARES INC - 5.61 2,311.32 200.00 RAD RITE AID CORP - 1.66 332.00 187.00 SE SPECTRA ENERGY' CORP 2H 18.79 3,513.73 125.00 SUSQ SUSQUEHANNA B.~INCSHARES INC-PA - 6.28 785.00 Total Account Value $115,899.15 Page 2 of 5 t~ smith Barney ~IPORTANT DISCLOSURES ommon Stock iUgroup ]nvestTnent Research's research ratings may be shown for certain securit;es. Citigroup Investment Research's stock °cornrnendaUons include an irivesUnent rating and a risk rating. The ]nvestsnent F~aUng Code (1, 2, or 3} is a function of Citigroup i~~estment Rese~~r-ch's expectation of total return (forecast price appreciation and dividend yield ~~ithin the neat 12 months) and Risk ating. Tl7e Risk Rating (L, M, H, or S) represents the stock's expected risk. It takes into account bot}~ price volatilih~ trr~d fundamental ;-iteria. Please refer belo~~~ to a guide describing the values used in research ratings. Your- Financial Ad~~isor will be pleased to pro~nde you pith furt}~er information or assist in interpreting research ratings. losed-End Funds 'iUgroup Investment Research's research ratings may be shown for certain closed-end funds. Citigroup Investment Research's closed-end -,nd recomrner,~daUons include an investment rating a1-rd a risk rating. The Investment Rating Code (1 , 2, or 3) is based upon Citigroup ~~~esti~~ent Research's expectation of the security's performance relative to its peer group of closed-end funds. Tire Risk ]Zating (L, M, H, or ~) represents t};ie fund's expected risk and takes into account the qualit}~ and liquidity of the underlying secur-iUes, financial leverage and reign can-ency exposure. Please refer below to a guide describing the values used in research ratings. `.Four Finasrcial Ad~~sor will be leased to provide you u~th further information or assist in interpreting research ratings. Guide to Investment Ratings Stock Ratings Stock Risk Inuestrrent Ratings are a junction of Citigroup Investment Research's expectation Takes into account price volatility curd a select list of fundarnentnl criteria of total return (forecast price apprecirltion plus dividend yield urithin the next 12 months) and risk rating. Developed ]19arice~s (US, UI{, Europe, Japan, and Australia/New Zealand) Code Rating Expected Total Return Code Rating Definitions 1 Buy l 0% or more for Low-Risk stocks, 15% or more for L Low Hig}r predictabilitz~ of financial results and ]ow volatility T+7edium-Risk stocks, 20% or more for High-Risk stocks, and 35% or more for Speculative stocks M Medium Moderate predictability of fin2srcial results and moderate 2 Hold 0- 10% for Low-Risk stocks, 0-] 5% for Medium-Risk stocks, volatility 0-20% for High-Risk stoclts, and H High how predictability of financial results and high volatility 0-35% for Speculative stocks S Speculative Exceptionally low financial predictability, highest risk and 3 Sell Negative total returnr volatility emerging Markets (Asia Pacific, Emerging Europe/Middle East/Africa, end Latin America Code Ratin Effected Total Return 1 Bu~• 1 5°io or more for Low-Risk stocks, 20% or more for Medium-Risk stocks. 30°/~ or more for High-Risk stocks, and 40°.b or more for Speculative stocks 2 Hold 5-15% for Low-Risk stocks, 10-20°ib for Medium-Risk stocks, 15-30% for High-F2isk stocks, and 20-40% for Speculative stocks 3 Sell 5% or less for Low-Risk si.ocks, 10% or less for Medium-Risk stocks, 15% for High-Risk stocks, and 20% o;r less for Speculative storks dosed-End Fund Ratings nuestrrrent Ratings cue based upon Citigroup Investment Research's .~~pectation of the fund's totcil return relative to its peer yroup, and the ability ~ provide stable to risvrg dividends, where applicable. bode Rating Expected Total Return 1 Outperform Expected to outperform its peer group of closed-end funds, and/or the fund is expected to provide stable to rising dividends, where applicable 2 In-Line 3 L'nderperform~ Expected to perform in-line with its peer group of closed-end funds, and/or the fund is expected to pro~~de stable di~~dends, where applicable Ex-hected to underperform its peer group of closed-end funds, and/or the fund is expected io pro~~ide a declining di~~idend, where applicable Closed-End Fund Risk Takes into account the quality and liquidity of the underlying securities, financial leverage and-foreign currency exposure. Code Ratin Definitions L Low The fund invests irr high quality, liquid securities with little to no financial leverage or foreign currency exposure M Medium Overall, the fund invests in moderate to high-quality, liquid securities with reasonable financial leverage and pro~'ides primarily United States Dollar currency exposure H High The fund ma}' invest in low quality, less-liquid securities, have exq~osure to foreign currencies and above average degrees of financial leverage S Speculative The fund invests irr ]ow grade, illiquid and/or highly volatile securities, have exposure to foreign currency and may also use high degrees of financial leverage Page 3 of 5 ~ • *** Brenda M Young Wf~~ smi th bay ney CGM IRA Custodian G3 Green spring Drive Mechanicsburg PA 17050-7947 I3oldings by Asset Class As of 08/ 13/2009 prepared vy F.~.BIAI\T- FRIEDI`,~IAN-MCIN"I1'RE ~ 17 780 1700 Acct TVo. 724-G7622-10 Cash & Equivalents 5.5°rb Equities E'~9.7% Long Positions and Cash Fined Income 9.8°/0 Page 4 of 5 ~~ smith Barney 'he above summar}~/prices/quotes/statistics have been obtained from sources believed reliable but are not necessaril}~ complete and calu~ot be ,uaranteed. 'l~~e information contained in monthly account statements and co1-ifirnations reflects all transactions processed by Smith Barney, nd as such supersedes all other reports for financia] and tax purposes. 2009 Citgroup Global Markets Inc. Member SIPC. Snvth Ban~ey is a di~~sion and service mark of Cill,~roup Globa] Markets Inc. and its ffiliates and is used as~d registered throughout the world. Citi and Citi ~~ith Arc Design are trademarks al~d ser~~ce m~~rlcs of CiUgroup Inc. and s affiliates, and are used and registered throughout the world. CiUgroup Global Markets Inc. and Citib~rrdc ai-e affiliated companies under the ommon contra~l of CiUgroup Inc. Page 5 of 5 MorgariStanley ~>mithBarney Recently, the Global V~~ealth Management Group of Morgan Stanley & Co. Incorporated and the Smith Barney division of Citigroup Global Markets Inc. combined into Morgan Stanley Smith Barney LLC, a new investment advisor and broker-dealer registered with the Securities and Exchange Commission. Investment products and services are offered to you through Morgan Stanley Smith Barney LLC, member SIPC, and your account is carried by Citigroup Global Markets Inc., member SIPC. In general, references to Smith Barney or the Smith Barney division of Citigroup Global Markets Inc. should be read as Morgan Stanley Smith Earney LLC. However, some services will still be available to you through Citi or Citigroup Global Markets Inc. Please contact your Financial Advisor if you have any questions about these changes. X507-JV (5/009) REV-1151 Ex:+ (10-06) ~ ,~,w , ~~ - COMMONI/VEALTH OF PENNSI'LVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 ITEM NUMBE A. B. 1 FUNERAL EXPENSES: -~--~-.~ ~• .,.vvva+a...a ~.~u~a a/c 1GF,/VI lCU V11 Jl.I1CUUIC I. DESCIRIPTION See continuation schedule(s) attached ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Street Address City Year(sl Commission raid States Zia AMOUNT 9,276.69 2. Attorney's Fees Bogar & Hipp Law Offices 10,500.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zia Relationshio of Claimant to Decedent 4. Probate Fees 464.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs 22,925.$9 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 43,166.58 Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 10-06) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 ITEM NUMBER. DESCRIPTION AMOUNT Funeral Expenses 1 Gingrich Memorials -headstone engraving 500.00 2 Gingrich Memorials -completion of headstone 1.405.00 3 Lucy Vaughn -funeral organist 100.00 4 Malpezzi Funeral Home -funeral bill 4.488.12 5 Rt. 15 Beverage Express -beer for funeral luncheon 126.87 6 Stephen Melton -funeral pastor 100.00 7 Stocks on 2nd -catering for funeral luncheon 2.333.25 8 Wine and Spirits Shoppe -wine/liquor for funeral luncheon 223.45 H-A 9.276.69 Other Administrative Costs 9 Comcast -cable bill 139.30 10 Credit First, N.A.. 592 98 11 Cumberland Valley Insurance -auto insurance premium 82.16 12 Cumberland Valley Insurance -homeowner's insurance premium 50.00 13 Debra Wiest, Tax Collector -tax certification fee 10.00 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 ITEM NUMBER DESCRIPTION AMOUNT 14 Debra Wiest, Tax Collector - 2010 CountyJTownship Real Estate Taxes 577.14 15 Diane Montgomery -notary fees 10.00 16 Drycleaner -fee to pick up clothes left at drycleaner by Decedent priort<~ her death 35.96 17 Fehl Awning Company -fee for removal of awning 47.71 18 Fehl Awning Company, Inc. -fee for awning storage 18.33 19 HT&T -hospital phone and t.v. bill 8.00 20 J&G Construction -home repairs 500.00 21 J&G Construction -home repairs 726.35 22 Lawnscapes, Inc. -lawn maintenance 57.24 23 Lawnscapes, Inc. -lawn maintenance 57.24 24 Lawnscapes, Inc. -lawn maintenance 57.24 25 Lawnscapes, Inc. -lawn maintenance 59.36 26 Lawnscapes, Inc. -lawn maintenance 38.16 27 Lawnscapes, Inc. -lawn maintenance 63.00 28 Lawnscapes, Inc. -snow removal 140.00 29 Lowe's 20.12 Copyright (c) 2002 form software only The Lackner Group, Inc. 1=orm PA-1500 Schedule H (Rev. 6-98) SCiHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS confiinued ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 ITEM NUMBEF; DESCRIPTION AMOUNT 30 PA Dept of Revenue -estimated quarterly tax payment 208.00 31 Penn Waste Inc. -trash bill , 88 70 32 Penn Waste, Inc. -trash bill 44.35 33 Penn Waste -trash bill 44.35 34 PPL -electric bill 139.00 35 PPL -electric bill 139.00 36 PPL -electric bill 138.91 37 PPL -electric bill 111.80 38 PPL -electric bill 111.76 39 PPL -electric bill 114.22 40 PPL -final electric bill 381.42 41 Quicken Bill Pay 9 95 42 Ray McClintock -repairs to home 60.00 43 Recorder of Deeds -copy fee 12.50 44 Recorder of Deeds -realty transfer tax 2.024.00 Copyright (c) :?002 form software only The Lackner Group, Inc. F=orm PA-1500 Schedule H (Rev. 6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 ITEM NUMBER DESCRIPTION AMOUNT 45 RESERVES: -Costs to conclude administration of Estate, including filing PA 5.000.00 Inheritance Tax Return and Inventory, preparation and filing of 2009 Personal Income Tax Returns and payment of any taxes due, preparation and filing of Fiduciary Income Tax Returns 46 Roger E. Lauck. Roofing -roof repair 180.00 47 Rowe's Auction Service -Auctioneer's commission and hauling fee 217.85 48 Silver Spring Authority -sewer bill 88.30 49 Silver Spring Authority -sewer bill 88.30 50 Silver Spring Sewer Authority -sewer bill 78 75 51 Straub & Associates -Real estate commission 10.120.00 52 Travelers Remittance Center -insurance premium 97.00 53 U.S. Postal Service -certified mail to Register of Wills 5.54 54 United Parcel Service -overnight mailing fees for mortgage payoffs 40.32 55 United Water -water bill 19.59 56 United Water -water bill 14.24 57 United Water -water bill 8 91 58 United Water -water bill 8 91 59 United Water -water bill 8 91 Copyright (c) 2002 form software only The Lackner Group, Inc. i=orm PA-1500 Schedule H (Rev. 6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 ITEM NUMBEF; DESCRIPTION AMOUNT 60 United Water -water bill 61 United Water -final water bill 8.91 22.11 H-137 22.925.89 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) Rev-1512 E);+ (12-08) SCHEDULE 1 ~ ~ D ~. _ EBTS GF DECEDENT, ~~ MORTGAGE LIABILITIES, & LIENS COMMONWEALTH OF PEIJNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Young, Brenda M. 21-09-0785 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. ITEM NUMBE R DESCRIPTION VALUE AT DATE OF DEATH 1 Bank of America -mortgage payoff 30.337.60 2 Bank of America -mortgage payment 525.11 3 Bank of America -mortgage payment 525.11 4 Bank of America -mortgage payment 525.11 5 Bank of America -mortgage payment 583.70 6 Bank of America -mortgage payment 1.167.40 7 Bank of America -mortgage payment 583.70 8 Member's 1st Visa -date of death and payoff figure 1.092.62 9 Members 1st Visa -final payoff of credit card 11.03 10 Wachovia -home equity line of credit payment 210.71 11 Wachovia Bank -payoff of home equity line of credit 97.385.35 12 Wachovia Bank -home equity line of credit payment 209.86 13 Wachovia Bank -home equity line of credit payment 210.71 14 Wachovia Bank -home equity line of credit payment 210.71 15 Wachovia Bank -home equity line of credit payment 210.71 16 Wachovia Bank -home equity line of credit payment 210.71 17 Wachovia Bank, N.A. -home equity line of credit a ment p y 210.71 TOTAL (Also enter on Line 10, Recapii:ulation) I 134,210.85 (If more space is needed, additional pages of the same size) Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 12-08) REV-1513 EX:+(11-08) ~ i ~ u i. COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE J BENEFICIARIES ~oir+~~ yr Young, Brenda M. NUMBER NAME AND ADDRESS OF PERSON(S1 RECEIVING PROPERTY _ I TAXABLE DISTRIBUTIONS [include outright spousal • distributions, and transfers under Sec. 9116 a 1.2'~ Heather S. Dravk 5245 Meadowbrook Drive Mechanicsburg, PA 17050 James D. Young III 13 Grandview Drive Dillsburg, PA 17019 FILE NUMBER 21-09-0785 RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE DECEDENT (Ltiords) ($$$) Do Not Lst_Trustee(sl Daughter One-half of rest, residue and remainder Son One -Half of rest, residue and remainder ~ ~ Total Enter dollar amounts for distributions shown above on lines 15 throu h 18 on Rev 1500 cover street, as a ro riate. NON-TAXABLE DISTRIBUTIONS: ~~ II• A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 C~DVER SHEET Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 11-08) ;,. ~. LAST WILL .AND TE S TAMF;NT OF BRENDA M. YOUNG I, BRENDA M. YOUNG, of Mechanicsburg, C~umberl.and County, Pennsylvania, make, publish and declare t~~is as and for my Last Will. and Testament, hereby revoking all o~~her Will: and Codicils hez~etofore made by me . FIRST: I devise and bequeath all the rf~st, residue and :remainder of my estate of whatever nature and whey=ever situate, :including any property over which I hold power o f appoi:ntmE~nt and together with any insurance policies thereon, in Equal shaves, to my children, JAMES D. YOUNG, :III and HEATHER S. DFZAVK, provided ghat should either of my children predecease me, I: give anc! bequeath suc:h child's share unto his or her issue per stirpes by z~epresentation, and if there k~e a failure of same, then I give :, and bequeath such deceased chi.ld's share to my surviving child as rovided herein. SECOND: Should any of my grandchildren not have attained the age of thirty (30) years at the tine for distribu- ~~ tion to him or her, I give, devise and bequeath the share o:f each ,J such grandchild to my hereinafter named Trustee or Trustees, IN _~ SEPARATE TRU~~TS, to hold, manage, invest and reinvest the shares ,~ ~~ so received, and to use and apply from time to time such portion ~ of income and. principal for the said grandchild s Education (:including college, trade school or other similar training or c,,~ education), support and welfare as my Trustee or Trustees, 1_n ~`rf their sole discretion, deem advisable. My Trustee or Trustees may make the ;payments for the support and maintenazlce of my g~:andchildren directly to said grandchildren or to their Guardian ~ C or Guardians. Any payments made by my Trustee o:r Trustees pursuant hereto shall be made without further re;~ponsibil~~ty to the said grandchildren, their Guardian or Guardi<~ns, or to any person taking care of my grandchildren. The Tru:~tee or Tzustees, in exercising their discretionary authority with respect t:o the payment of .income or principal of the within Tru:~t to my grand- children, shall take into consideration any income or other resources available to my grandchildren from sources outside this Trust. Z:n addition, my hereinafter named Trustee or Trustees shall have the right, in their sole discretion, t.o purchase and pay for out of the principal, as well as income, such insurance :policies as will provide for the grandchild's medical care. Arty income or principal not so applied shall be dis- tributed to each grandchild when he or she attains the age of thirty (3 0) years . In the event any of my grandchildren d.ie prior to the termination of this Trust established herein :for j -heir benefit , the interest of said grandchild in said Tru:~ t ,, i shall cease with any income and principal being divided evE~nly betweer_ or among that deceased grandchild's broth=rs or si;~ters ,~>r the separate Trusts established hereunder for ~~heir benefit ~ and, in the absence of any brothers or sisters, or any Trust ~ established hereunder for the:ir benefit, tom other ~~ y grandchil- ~ G!ren, or the Trusts established hereunder for their benefit., in ~; equal shares . N THIRD: In addition to all powers grantE~d to them. by ..~ J law and by other provisions of: this Will, I give t:he fiduciaries ~- .,~ acting hereunder the f ollowinq powers, applicable to all proper- ~~~ ty, exercisable without court approval and effective until actual distribution of all property: 2 -~ ,~ r ~~.'~ J ~~ ~; ~\ ~~~~ (A) To sell at public or private sale, or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms (including credit, with or without security) o_~ conditions as are deemed prosper. This includes the power to give legally sufficient instruments for transfer of t]ze property and to receive the proceeds of any disposition of it. (B) To partition, subdivide, or impro~re real e:Mate and to enter into agreements concerning the partition, su~>divi- sion, improvement, zoning or management of real Estate anc[ to impose oz~ e:~tinguish restrictions on real estate. ((.) To compromise any claim or controy~ersy and to abandon any property which i~> of little or no value. (I)) To invest in a.ll forms of property, including stocks, common trust funds anal mortgage investment funds, without :restriction to investments authorized for Pennsylvania fiduci- aries, as are deemed proper, without regard to an.y prir_cip_1e of ~, diversification, risk or productivity. (E) To exercise an.y option, right or privilege granted i_n insurance policies or in other investments. (F) To exercise any election or privilE~ge given by the Federal and other tax laws, including, but not necessarily being limited to, personal income, gift and estate or inheritance tax laws. (G) To make distributions to my herein named benefici- aries in cash or in kind or partly in each. (H) To borrow money from themselves or others in order to pay debts, taxes, or estate or trust administration expenses, to protect oz' improve any property held under my will, and for investment purposes. 3 ;~ 1 ,y ~' ,, .~ ~~, 4 (I) To select a mode of payment under any qualified retirement plan (pension plain, profit sharing pl~~n, employee stock ownership plan, or any other type of qualif=ied plan) to the extent the plan or the law pE=rmits them to do so, and to Exercise any other rights which they may have under the plan, in whatever manner they consider advisable. FOURTH: I nominatE~ and appoint my brother, DAVID L. MINTER, as Trustee of the hereinabove described trusts. In the event of the death, resignation or inability to serve for any reason whatsoever of the said DAVID L. MINTER, I nominate and appoint AUDREY M. YOUNG, as Trustee of any Trust estab~.ished hereunder far the benefit of the issue of my son, JAMES D. YOUNG, III. In the event of death, resignation or inability to serve for any reason whatsoever of the said DAVID L. MI:IVTER, I nominate and appoint CASEY L. DRANK, as Trustee of any Trust established :hereunder for the benefit of the issue of my daughter, HEATHER S. DRANK. I direct that my Trustee shall serve without bond and shall receive fair and reasonable compensation. FIFTH: I direct that all inheritance, f~state, trans- ;er, succession and death taxE~s, of any kind what:~oever, which may be payab:Le by reason of my death, whether or riot with respect t:o property passing under thi:~ Will, shall be paic~ out of the ~>rincipal of my residuary estate. SIXTH: All interests hereunder, whethez~ principal or income, which are undistributed and in the possession of the fiduciaries acting hereunder, even though vested or distribut- able, shall riot be subject to attachment, execution or sequestra- tion for any debt, contract, obligation or liability of any beneficiary, and furthermore, shall not be subject to pledge, assignment, conveyance or anticipation. SEVENTH: I nominate and appoint my children, JAMES D. YOUNG, III and HEATHER S. DRAVK, as Co-Executors of this, my Last Will and Testament. S direct that my Co-Executors, TrustE~e or Trustees, as the case may be, and their successo=~s, shall not be required to post security or a bond for the performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set: my hand and seal to this, my Last Will and Testament, this ~ ~"'~' day of: ~~ ~--~-~ - 2 ~~ 2 0 0 3. ~, ~ >, ~ (SE;AL ) BRENDA M. YOUNG Signed, sealed, published and declared by the above- named Testatrix as and for heir Last Will and Testament in our presence, who, at her request, in her presence and in the presence of each other, have hereunto subscribed our names as attesting witnesses. .Addy e s s ~~ ~~ ~ ,~-- j ~.____..~~.~J e -. Address i 5