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ROBERT D. KODAK, ESQUIRE
KODAK & IMBLUM, P.C.
407 N FRONT STREET, PO BOX 11848
HARRISBURG, PA 17108-1848
(717) 238-7159 Attorney for Plaintiff
BB&T FINANCIAL FSB, successor to ` IN THE COURT OF COMMON PLEAS
BB&T Bankcard Services, Inc
AMANDA R. MARZELLO,
NO. Io - aqq( ?,v?l Term
Defendant(s) CIVIL ACTION - LAW
NOTICE/AVISO
YOU HAVE BEEN SUED IN
COURT. If you wish to defend against the
claim set forth in the following pa es, you
must take action within twenty (20) days
after this complaint and notice are served,
by entering a written appearance personally
or by an attorney and filing in writing with the
court your defenses or objections to the
claims set forth against you. You are
warned that if you fail to do so the case may
proceed without you and a 'udgment may be
entered against you by court without
further notice for any money claimed in the
complaint or for any other claim or relief
requested by the plaintiff. You may lose
money or property or other rights important
to you.
YOU SHOULD TAKE THIS PAPER
TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER, GO TO OR
TELEPHONE THE OFFICE SET FORTH
BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO
HIRE A LAWYER, THIS OFFICE MAY BE
ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT
MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS ATA REDUCED FEE
OR NO FEE.
USTED HA SIDO DEMANDADO/A EN
CORTE. Si usted desea defenderse de las
demandas que se presentan mas adelante en
las siguientes paginas, debe tomar accion
dentro de los proximos veinte (20) dias despes
de la notificacion de esta Demanda y AVISo
radicando personalmente o por medio de un
abogado una comparencencia escrita y
radicando en la Corte por escrito sus defensas
de, y objecciones a, las demandas presentadas
aqua en contra suya. Se le advierte de que si
usted falla de tomar accion como se describe
anteriormente, el caso puede proceder sin usted
y un fallo por cualquier suma de dinero
reclamada en la demands o cualquier otra
reclamacion o remedio solicitado por el
demandante puede ser dictado en contra suya
por la Corte sin mas aviso adicional. Usted
puede perder dinero o propiedad u otros
derechos importantes para usted.
USTED DEBE LLEVAR ESTE
DOCUMENTO A SU ABOGADO
INMEDIATAMENTE. SI USTED NO TIENE UN
ABOGADO, LLAME O VAYA A LA SIGUIENTE
OFICINA. ESTA OFICINA PUEDE
PROVEERLE INFORMACION A CERCA DE
COMO CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGAR POR
LOS SERVICIOS DE UN ABOGADO ES
POSIBLE QUE ESTA OFICINA LE PUEDA
PROVEER INFORMACION SOBREAGENCIAS
QUE OFREZCAN SERVICIOS LEGALES SIN
CARGO O BAJO COSTO A PERSONAS QUE
CUALIFICAN. Os
CUMBERLAND COUNTY BAR ASSOCIATION
TWO LIBERTY AVENUE
CARLISLE PA 17013
717-249-3166
CUMBERLAND COUNTY
Plaintiff PENNSYLVANIA
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BB&T FINANCIAL FSB, successor to
BB&T Bankcard Services, Inc.
Plaintiff
v
AMANDA R. MARZELLO,
Defendant(s)
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY,
PENNSYLVANIA
NO.
CIVIL ACTION - LAW
COMPLAINT
The Plaintiff, BB&T FINANCIAL FSB, successor to BB&T Bankcard Services, Inc.,
by its attorneys, KODAK & IMBLUM, P.C., brings this action of Assumpsit against the
Defendant(s) to recover the sum of SIX THOUSAND TWO HUNDRED NINETY TWO
DOLLARS AND SIXTY-ONE CENTS ($6,292.61), along with interest thereon at the rate
of 6.00% from February 7, 2010, upon a cause of action of which the following is a
statement:
1. The Plaintiff, BB&T FINANCIAL FSB, successor to BB&T Bankcard Services, Inc.,
is a corporation organized and existing under the laws of the State of Georgia,
having its principal office and place of business at 1410 Coulter Drive, Roanoke, VA
24012.
2. The Defendant, AMANDA R. MARZELLA, is an adult individual residing at 404
NORTH ENOLA DRIVE, APT C., ENOLA, CUMBERLAND COUNTY,
PENNSYLVANIA 17025-2218.
3. Defendant(s) did apply for a Visa/Mastercard Account with Plaintiff, which
Visa/Mastercard Account was opened on or about October 19, 2997. Upon receipt
and use of said card Defendant(s) did agree to abide by Plaintiff's terms and
conditions of the card as set forth on Plaintiff's Cardmember Agreement.
P:AUSF{R\TONYA\COMMON PLEAS CMPS\COMPLAINTS\BBT -BRANCH BANK & TRUS'P\36912.wpd
2
4. Defendant(s) did, at various times, in various places, and for various amounts, avail
him/herself of using the card for credit, thereby creating a balance due and owing
in the amount of FIVE THOUSAND THIRTY FOUR DOLLARS AND FIFTY-TWO
CENTS ($5,034.09) as set forth on Plaintiff's Affidavit attached hereto, marked as
Exhibit "A" and made a part hereof.
5. The prices charged for said goods, wares, merchandise, services, and/or labor
which Defendant(s) charged on said card were just and reasonable, were the legal
and market prices therefor and were the prices which the Defendant(s) promised
and agreed to pay.
6. Due to the default of Defendant(s)s, and pursuant to the terms and conditions of the
Card member Agreement executed by Defendant(s), collection/attorney's fees in the
total amount of ONE THOUSAND TWO HUNDRED FIFTY EIGHT DOLLARS AND
FIFTY-TWO CENTS ($1,258.52) have been added to said account.
7. Plaintiff frequently demanded payment from Defendant(s) of said amount due and
owing as aforesaid, but Defendant(s) refused and neglected and still refuse(s) and
neglect(s) to pay said amount of any part thereof.
WHEREFORE, Plaintiff brings this suit to recover from Defendant(s) the sum of SIX
THOUSAND TWO HUNDRED NINETY TWO DOLLARS AND SIXTY-ONE CENTS
($6,292.61), together with interest as set forth herein.
Respectfully subU?d,
KODAK & IMB-Lm P.C.
407 North Front Street Box 11848
Harrisburg, PA 17108-1848
(717) 238-7159
Attorney for Plaintiff
ID # 18041
AFFIDAVIT 12- BANKCARD APPLICATION AFFIDAVIT
VIRGINIA:
BB&T Bankcard Corporation
A Corporation,
Plaintift;
Amanda R. Marzella
Defendant (s) )
AFFIDAVIT
STATE OF VIRGINIA
CITY/COUNTY OF RO.ANOKE
I, Robin Tate, being and individual over the age of 18 and competent to testify, state and depose as follows:
I. That I am an employee of Branch Banking and Trust Company
2. Branch Banking and Trust Company is agent for BB&T Financial FSB Successor to BB&T
Bankcard Services Inc. for purposes
purposes of collecting this debt.
3.. That the following facts are true:
a. that Defendant (s) sent to the Plaintiff a credit card
application on October 19, 2007 which stated that the Defendant (s) would be
bond by the terms of the VISA/MASTERCARD Agreement
which would be delivered to the Defendants (s) at the time of
delivery of the credit card (s);
b. that Plaintiff issued credit cards (s) to the Defendant (s) pursuant
to this application;
c. that the credit card (s) issued pursuant to said application contain
language stating that use of the card constituted agreement to the
terms and conditions set forth in the VISAIMASTERCARD
Agreement;
d. that Plaintiff also sent to Defendant (s) the VISA/MASTERCARD
Agreement at the time the Plaintiff sent the credit card (s) to
Defendant (s), which contained the terms governing the use of
The card (s);
e. that Defendant (s) failed to make payment on the credit card
account when due, and said account has been in default since
June 15, 2009; and
f. that the present balance on said credit card account is $ 5,034.09;
and
g. that under the terns of the VIS.4dNUSTERCARD Agreement,
interest shall continue to accrue at 6.00% from the final
billing cycle closing date of January 7, 2010 until the balance is paid in full;
4. That the whole of said amount plus reasonable attorney fees as permitted by law , plus court
costs are now due and owing from Defendant(s) to Plaintiff:
tiyuwa?nuur, 5 _x The defendant is not now on active military service as defined by the Service Members
Civil Relief Act.
'a? V ` ........ OR
Based upon my review of the credit application, credit report, and/or other demographical
data, the defendant is, upon information and belief, in the military service-
SOLEMNLYSWEAR AND AFFIRM and a penalties of perjury that the contents of the fore-going
a9it are true to the best of my lmowled e, i ation and ef.
q
M'V Q Recovery Representative for Branch Banking and Tnist Company
??"'+?•+.,,„„ ?sori6ie and sworn to before me
This 9 March 2010
Notary Public
My Commission Expires: Z Month, 3 ! Day
Acct #4616081100574100 EXHIBIT
From:
. , , ,
VERIFICATION
Karen Clause Assistant Vice President
(name) (title)
04/28/2010 14:10 #484 P.001/004
of BUT FINANCIAL FSB, successor to BB&T Bankcard Services, Inc., verify that the
statements made in the aforegoing document are true and correct. I understand that false
statements herein are made subject to the penalties of 18 Pa. C. S. §4904, relating to
unsworn falsification to authorities.
BUT FINANCIAL FSB,
success o BB&T B rd Services, Inc.
By:
Dated: April 26, 2010
Title: Assistant Vice Pregident
36912/4616081100574100
MARZELLA
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
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Jody S Smith
Chief Deputy
Edward L Schorpp
Solicitor
BB & T Financial FSB
vs.
Amanda R. Marzello
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Case Number
2010-2976
SHERIFF'S RETURN OF SERVICE
05/17!2010 05:39 PM -Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 17,
2010 at 1737 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Amanda R. Marzello, by making known unto herself personally, at 404 North Enola Drive
Apartment C, Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing
to her personally the said true and correct copy of the same.
SHERIFF COST: $41.50
May 18, 2010
~~_
RYAN BURGE TY
SO ANSWERS, ~
RON R ANDERSON, SHERIFF
ci Coun'ySuite Sheriff. Telecsoft. hu.
OF Cu
David D. Buell 4 e P Renee Simpson
Prothonotary
� a IS` Deputy Prothonota
J 0 , eo,, _ >>1 Z J
7CirkS. Sohonage, ESQ . N,. �`.--- Irene E. lvtorrow
Solicitor „SO 2nd Deputy Prothonotary
Office of the Prothonotary
Cumberland County, cPennsy(vania
/0 —,29y& CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 29TH DAY OF OCTOBER, 2013,AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE-THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square • Suite 100 • Carlisle, IPA. 17013 • (717)240-6195 • Fax(717)240-6573