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HomeMy WebLinkAbout10-2979UDREN LAW OFFICES P C ATTORNEY FOR PLAINTIFF . MARK J. UDREN, ESQUIRE- ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 LiA AM L. KAYES, ESQUIRE - ID #86408 MARGUERITE L. THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. :CIVIL DIVISION 3232 Newmark Drive Miamisburg, OH 45342 :Cumberland Plaintiff V. Debra L. Blosnich County 1077-8 Lancaster Boulevard € NO. Ip -019`19 Mechanicsburg, PA 17055 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE N C) ' i a a-tv, C (ero YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. O Oa-00 PO ATTq ('Icy 150488 W' ay1 -%7 YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this action. 2. Defendant (s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g)• The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 1077-8 Lancaster Boulevard MUNICIPALITY/TOWNSHIP/BOROUGH: Township of Upper Allen COUNTY: Cumberland DATE EXECUTED: 07/15/05 DATE RECORDED: 07/28/05 BOOK: 1916 PAGE: 1847 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 04/24/10: Principal of debt due $82,643.21 Unpaid Interest at 5.125% from 06/01/09 to 04/24/10 (the per diem interest accruing on this debt is $11.60 and that sum should be added each day after 04/24/10) 3,796.49 Title Report 325.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $156.29 and that sum should be added on the first of each month after 04/24/10) 723.80 Late Charges (monthly late charge of $23.92 should be added in accordance with the terms of the note each month after 04/24/10) 215.28 Attorneys Fees (anticipated and actual to 50 of principal) 4,132.16 TOTAL $92,115.94 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $92,115.94 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. UDREN LAW OFFICES, P.-C. BY Attorneys for Pla ntiff MARK J. UDREN,•E QUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE Apr-27-2010 03:42pm From- EXHIBIT A LEGAL. DESCRIPTION Apr 27 2016 03,46pm 1`0091042 7-815 P.000/025 F-945 ALL THAT CERTAIN dwelling unit situate in Sunguld Condominium, Upper Allen Township, Cumberland County, Pennsylvania, designated as Unit No. 1077-8 in the Declaration and Declaration of Plans of Sunguiki Condominium dated December 6, 1979, and November 29, 1979, respectively, recorded December 12, 1979, In Cumberland County, Pennsylvania, Miscellaneous Book 249, Page 784 and Plan Hook 37, Page 23, respectively and Amendment to the Declaration and Declaration plans of Sunguild Condominium both dated February 28, 1986, both recorded March 31, 1986, in Cumberland County, Pennsylvania, Miscellaneous Book 815, Page 804, and Plan Boole 40, Page 129, respectively under the provisions of the Unit Property Act of the Commonwealth of Pennsylvania (Act of July 3, 1963, P.L. No, 196). TOGETHER with all right of title and interest of, in and to the Common Elements as more fully set forth In the aforesaid Declaration of Condominium and Declaration Plans, as amended from time to time. The Grantee, for and on behalf of the Grantee and the Grantee's heirs, personal representatives, ar inrpgSars and as2ign¢, by tho ooooptanae elf this dae d. wvai iar ds and agrees to pay sum onarges for the maintenance of, repairs to, replacement of, and expenses; in connection with the Common Elements as may be assessed from time to time by the Executive Board in accordarx a with the Unit Property Act of Pennsylvania; and further covenants and agrees that the Unit conveyed by this deed shall be subject to a charge for all amounts so assessed and that, except insofar as Sections 705 and 706 of said Unit Property Act may relieve a subsequent unit owner of liability for prior unpaid assessments, this covenant shall run with and bind the land or unit hereby conveyed and all subsequent owners thereof. The Grantee, for and on behalf of the Grantee and the Grantee's heirs, personal representatives, successors and assigns, by acceptance of this deed, acknowledges that this conveyance is subject in every respect to the Declaration, the Declaration Plans, Code of Regulations and all amendments thereto, and the Grantee further acknowledges that each and every provision of the fbragoing is essential to the best Interest and for the benefit of all unit owners therein. Grantee and all owners of units in said Condominium covenant and agree, as a covenant running with the land, to abide by each and every provision of said documents. BEING KNOWN and municipally numbered as 1477-8 Lancaster Boulevard, Mechanicsburg, Pennsylvania 17055. BEING THE SAME PREMISES which Gary D. Donmoyer, by deed da + ? , 20015 and intended to be recorded simultaneously herewith in the Office of the Fee 47-55 or eedsc of Cumberland County, granted and conveyed unto Debra L BIWAIch, Mortgagor herein. BK1916FG1863 14r2712010 3'05:07 PM CUMBERLAND COUNTY In6L# 2005271 W - Page 17 or 20 DATE: March 19, 2010 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose Specific information about the nature of the default is provided in the attached pages The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP} may be able to help to save your home This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name address and phone number of Consumer Credit Counseling Agencies erving your County are listed at the end of this Notice If you have any questions Xou may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397 (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PLIES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICAC16N OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. EXHIBIT A HOMEOWNER'S NAME(S): BLOSNICH,DEBRA L PROPERTY ADDRESS: 1077 -8 LANCASTER BL LOAN ACCT. NO.: 0004092648 ORIGINAL LENDER: n/a CURRENT LENDER/SERVICER: PNC HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face'hieeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN (33) DAYS OF THE DATE OF THIS NOTICE IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the pr p is locatedare set forth at the end of this Notice. It is only necessaryto schedule one face-to-face meeting. Advise your lenderimmedi.atelvof your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) You have the right to apply for financial assistance fi-om the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sigh and file a completed I]:omeowner'sEmergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTIONCALLED "TEMPORARYSTAYOF FORECLOSURE". YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLYAPPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agencyhas sixty (60) days to make a decisionafter it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT -- The MORTGAGE debt held by the above lender on your property located at: 1077 -8 LANCASTER BL MECHANICSBURG PA 17055 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) July 01, 2009 to March 01, 2010 and the following amount (s) are now past due: Monthly Payments 634.76 Corporate Fees 0.00 Late Charges 191.36 Non-Sufficient Funds .00 Fax Fees .00 Property Inspection Fees 72.00 Less Suspense Balance _00 Total Amount Past Due $5,984.51 HOPI TO CURE THE DEFAULT - You may cure the default within thirty (30) days of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $5,984.51, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD- Pn=enta m77Gt hp mar3P Pi thPr h?7 raGhl Pr' G rhPrk rPrti fi Pfj rhPrk raah nr mnn py nrdar marlP jpa?4ahlP and Gent tn: PNC Mortgage Collections Center 3232 Newmark Dr Miamisburg, OH 45432 This is an attempt to collect a debt, any information obtained will be used for that purpose- Enclosure DR672 IF YOU DO NOT CURE THE DEFAULT -- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within. THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose ugon your mortgaged proper . IF THE MORTGAGE IS FORECLOSED UPON -- The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attomey'sfees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to nay attorney's fees OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE -- If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default foreclosure sale and any other costs connected with the 5herttt s date as spectnea in writing oy Lne tenuui auu uy nerformine any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted EARLIEST POSSIBLE SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately nine - ten months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER : Name of Lender PNC Mortgage Address: 3232 Newmark Dr. Fax Number: 937-9104009 Contact Person: Collections Center E-Mail Address: oss. i iga ion a,pnemortgage.com EFFECT OF SHERIFF'S SALE -- You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE -- You may or may not X (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY V E R I F I C A T I O N The undersigned, hereby states that he/she is the attorney for the Plaintiff, a corporation unless designated otherwise; that he/she is authorized to make this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he/she has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his/her knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. UDRENL/AAW OFFICES, P . C? BY: Attorneys for Plai iff MARK J. UDREN, ES RE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 PNC Mortgage, a division of PNC Bank, N.A. ::COURT OF COMMON PLEAS 3232 Newmark Drive :CIVIL DIVISION Miamisburg, OH 45342 Cumberland County Plaintiff o t-j Debra L. Blosnich 1077-8 Lancaster Boulevard ENO. 10-2979 r--= N ' Mechanicsburg, PA 17055 C .p Defendant (s) 31C`?t ca rn AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 -° ca Plaintiff, by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: November A., 20 0 2k UDREN LAW- GFFIC'k5 - p . C . _ . Attorneys for a €f Alan M. Minato, Esquire PA ID 75860 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. ;CIVIL DIVISION Plaintiff ::Cumberland County V. :MORTGAGE FORECLOSURE Debra L. Blosnich :NO. 10-2979 Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 PNC Mortgage, a division of PNC Bank, N.A., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055 1. Name and address of owner(s) or reputed Owner(s): Name Address Debra L. Blosnich 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address PNC Mortgage, a division 3232 Newmark Drive of PNC Bank, N.A. Miamisburg, OH 45342 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Square Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 Sunguild Condo Association 638 Geneva Drive Mechanicsburg, PA 17055-0 593-11 Geneva Drive Mechanicsburg, PA 17055 126 South Main Street P.O. Box 767 Bel Air, MD 21014 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: November ti, 2010 UDREN ?C, Atto ain iff Alan M. Minato, Esquire PA ID 75860 UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 PNC Mortgage, a division of PNC Bank, N.A. Plaintiff V. Debra L. Blosnich Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 10-2979 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Debra L. Blosnich PROPERTY: 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on December 8. 2010, at 10:00 a.m., at the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. 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WOODCREST CORPORATE CENTER III WOODCREST ROAD SUITE 200 CHERRYHILL, NEW JERSEY 08003-3620 856. 669. 5400 rAA: FREDDIE MAC PEAWSYLVANL4 DESIGNATED COUNSEL November 16, 2010 Prothonotary of Cumberland County Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-3387 Re: PNC Mortgage, a division of PNC Bank, N.A. VS. Debra L. Blosnich Cumberland County C.C.P. No. 10-2979 Dear Prothonotary: In connection with the above file, enclosed please find Praecipe to File Proof of Service for filing. Also enclosed is an extra copy of the Praecipe to be time stamped and returned in the enclosed self-addressed stamped envelope. Thank you for your assistance with this matter. Sincerely yours, Danielle Devlin Foreclosure Specialist /dad Enclosure CC: Sheriff of Cumberland County UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. :CIVIL DIVISION 3232 Newmark Drive :Cumberland County Miamisburg, OH 45342 Plaintiff :NO. 10-2979 V. Debra L. Blosnich 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 Defendant(s) PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. Date: November 1W, 2010 ZY UDREN LAW ES;..._.P.-."C*..__? Attorney for Plainti Alan M. Minato, Esquire PA ID 75860 f s pp4? .. ?!!7' ., ?._ It L ?? :$%_ aervieeofl'roces{ trti MCNIorigage, i diti ivion of PNC Sank NA, et. al., Ptaintiflt • `- - APS International, Ltd. vs. ?0. -800-3328'- 171 Debra L. 13ksrlidt, et. A. 1}efsntiattir(s) t yp> t,,;?R*:?,Ttt??.a1 BPS lrrrr3^narioal:rl Pia.-.a '_ 8?Q lrnros t d. Minneapolis. 11'45433-3122 AP S File*: 111-35- taut AFFIDAVIT OF SERVICE -- Individual St, ice of Process ow VDR LAV, f 171C"ES --Debra L. Blosnich Ms. Danielle 1)e%ti I Court i as(- Via. 10-2979 773 W oodcreh;t Rd„ Site. 200 Cherrv Hilt. NJ 09003-3620 i State of _ s 1 l `?ante of Sen er: undersi-o e . herzw duly swam. deposa:5 and says that at the time of service. -lr?, wa- of legal age and was not hart}y to {hi .rcttcll, Date/Time of Service: that on the _/__,day of ' s. 20 t , at 0" }oc M Place of Service: at 7 tl- g r anr:ccter Rh d -In Mechanksburg, PA 17055 Document; Served: the undersiEnr d .,;::ncd the document, descrily-d as. \ otice of SheriWs We of Real Property Serf=ice of Process on: A trite and correct copy of the aforesaid document(s) was served on: Debra I.. Blosnich Person Served, and t I eper cnlaltv cct3vcMethod of Service: ln€ them into the hands of the person to be served- Bv delis ;in = t11cm ullo tnc hands of a person of ?uittrl)l< ave. who , c:nl3eci. orwho upon qu4?,tinni tS stated, thatheislte. resides with Dehr€I L. Blosnich at the place of service, and whose relationship to th. person is: 0(:.,,criptton otPerson Alic p onr ceiving docurricnts is described as fidlos t, Receiving Documents: Sep' Shin Color hair f _nlruFacial Blair ` prox. ASt Lj?l?ro>: rlci+ }tt } '? rprta . ? `s~i llt ?` r' 5 ti tllc l st of m? knowledge and b41cf. said person t,asgaged in th LS 'liiitar at the tirrrc ol Ss .:n e?. Signature of Server. €..+ndv i ,n,,;J i ac:lares wider penalty ofpmur4 ' yut?- ed and stern io 1) 1,C)r me this that th_k?rcgtairtp strut. correct- 'i t;Lav of } r - ? f ? ? 14 L..? `'?rr7_.. _., - i ` !`Ut ?i4? ?i,,,f ?`7" •T??'I .?U E_ ?r ,U'S InternatioMl. Ltd. D1r ?^a' Saa i UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com PNC Mortgage, a division of PNC Bank, N.A. Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County V. Debra L. Blosnich Defendant(s) NO. 10-2979 PETITION FOR POSTPONEMENT OF SHERIFF'S SALE ?." r*? Gam"' ? ?? Z - r n C :z> -G Plaintiff, by its counsel, petitions the Court for a (2) two month postponement of the Sheriff's sale scheduled in the above captioned matter and in support thereof avers the following: 1. A Sheriff's sale of the mortgaged property involved herein, located at 1077-8 Lancaster Boulevard,Mechanicsburg, PA 17055 was originally scheduled for December 8, 2010, then postponed to January 5, 2011 due to Plaintiff's temporary moratorium on sheriff sales, then postponed to April 6, 2011. 2. The Plaintiff seeks the postponement of the Sheriff sale (2) two month(s) to allow time to further complete mortgage loan account review. 3. Pursuant to local rule the defendant(s) are unrepresented by counsel and plaintiff has no manner in which to seek concurrence except by mail. 4. No Judge has been assigned to this matter. WHEREFORE, Plaintiff respectfully prays and requests that the Sheriff's sale of the mortgaged property be postponed to the June 1, 2011 Sheriff's sale. Respectfully submitted, UDREN LAW OFFICES, P.C. BY: NathaK(S,,,*6lf, Esquire Local Counsel Alan M. Minato, Esquire PA ID 75860 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadingsoudren.com PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. ':CIVIL DIVISION Plaintiff :Cumberland County V. Debra L. Blosnich Defendant (s) € NO. 10-2979 PLAINTIFF'S MEMORANDUM OF LAW Pennsylvania R.C.P. 3129.3(b) allows for the postponement of a Sheriff's sale. In the present matter, the sale has been previously postponed. Plaintiff now seeks an additional postponement in order to allow time to further complete mortgage loan account review. Therefore, in order for the Plaintiff to be able to properly conduct itself at the Sheriff's sale, a postponement of the sale is necessary. Pa.R.C.P. 3129.3(a) allows the postponement of the sale more than once, and without new notice, by Special Order of Court. Accordingly, for the reasons hereinabove stated, and as more particularly set forth in the Motion, Plaintiff respectfully requests continuance of the Sheriff's Sale of the mortgaged premises, located at 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055, to the June 1, 2011 Sheriff's sale as set forth in the Motion. Respectfully submitted, Nathan C. lf, Esquire Local Co sel UDREN LAW OFFICES, P.C. Bic Ww?^> Attorney"-fc?r- - iff Awn M. Miflaly, _:)ti.4UII L PA ID 75860 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. :CIVIL DIVISION Plaintiff :Cumberland County V. Debra L. Blosnich Defendant(s) =NO. 10-2979 CERTIFICATE OF SERVICE The undersigned certifies that true and correct copies of the attached Petition for Postponement of Sheriff's Sale was served upon the following person(s) named herein at their last known address or their attorney of record by: xxxx Regular First Class Mail Certified Mail Other Date Served: April 5, 2011 TO: Debra L. Blosnich 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 athan W f, Esquire Local Counsel UDREN LAW OFFICES, P.C. ey or PI-a3-nT-jf f Alan M. MinatO, Esquire PA ID 75860 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL DIVISION PNC Mortgage, a division of PNC Bank, N.A. e Plaintiff rrt v. NO. 10-2979 rri ? Debra L. Blosnich Defendant(s)' • co O R D E R` C-Ij xa Cn a. co AND NOW, this day of April, 2011, after consideration of Plaintiff's Petition for Postponement of Sheriff's Sale of the mortgaged property located at 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055, it is hereby ORDERED that the said Sale currently scheduled for April 6, 2011, is extended (2) two month(s) to the regularly scheduled Cumberland County Sheriff's Sale scheduled for June 1, 2011. No further advertising or additional notice to lienholders or Defendant(s) is required provided the postponement is announced at the April 6, 2011 Sheriff's Sale. TO: Debra L. Blosnich 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 Udren Law Offices, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 Attn: Sale Department BY THE COURT: J. PA j 't 0r Office of the Sheriff - by Cumberland County Courthouse One Courthouse Square Carlisle, PA 17103-3387 Z rn ?Q C) , co UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 C: CHERRY HILL, NJ 08003-3620 -u3 856-669-5400, pleadings@udren.com ? rn PNC Mortgage, a division of :COURT OF COMMON PLEAS N ::0p PNC Bank, N.A. CIVIL DIVISION -4' Plaintiff Cumberland County '1a Debra L. Blosnich - Defendant(s) 'NO. 10-2979 PETITION FOR POSTPONEMENT OF SHERIFF'S SALE Plaintiff, by its counsel, petitions the Court for a (2) two month postponement of the Sheriff's sale scheduled in the above captioned matter and in support thereof avers the following: 1. A Sheriff's sale of the mortgaged property involved herein, located at 1077-8 Lancaster Boulevard,Mechanicsburg, PA 17055 was originally scheduled for December 8, 2010, then postponed to January 5, 2011-due-to Plaintif-f's temporary moratorium on sheriff sales, then postponed to April 6, 2011, then postponed to June 1, 2011 to further complete mortgage loan account review. 2. The Plaintiff seeks the postponement of the Sheriff sale (2) two month(s) to allow time to assess the possibility of loss mitigation. 3. Pursuant to local rule the defendant(s) are unrepresented by counsel and plaintiff has no manner in which to seek concurrence except by mail. 4. The Honorable M.L. Ebert, Jr., was assigned to this matter and granted Plaintiff's order to Postpone Sheriff's sale to June 1, 2011.. WHEREFORE, Plaintiff respectfully prays and requests that the Sheriff's sale of the mortgaged property be postponed to the August 3, 2011 Sheriff's sale. Respectfully submitted, UDREN LAW OFFICES, P.C. BY: Nathan lf, Esquire Attorney -for--Plaintiff Local o sel Alan M. Minato, Esquire PA ID 75860 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com PNC Mortgage, a division of 'COURT OF COMMON PLEAS PNC Bank, N.A. :CIVIL DIVISION Plaintiff =Cumberland County V. Debra L. Blosnich Defendant (s) NO. 10-2979 PLAINTIFF'S MEMORANDUM OF LAW Pennsylvania R.C.P. 3129.3(b) allows for the postponement of a Sheriff's sale. In the present matter, the sale has been previously postponed. Plaintiff now seeks an additional postponement to allow time to assess the possibility of loss mitigation. Therefore, in order for the Plaintiff to be able to properly conduct itself at the Sheriff's._sale,..,,.,,a postponement of the sake.. is necessary. Pa.R.C.P. 3129.3(a) allows the postponement of the sale more than once, and without new notice, by Special Order of Court. Accordingly, for the reasons hereinabove stated, and as more particularly set forth in the Motion, Plaintiff respectfully requests continuance of the Sheriff's Sale of the mortgaged premises, located at 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055, to the August 3, 2011 Sheriff's sale as set forth in the Motion. Respectfully submitted, UDREN LAW OFFICES, P.C. BY: N C. if Esquire At r?p° Plaintiff ocal Coun e Alan M. Minato, Esquire PA ID 75860 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. :CIVIL DIVISION Plaintiff ;Cumberland County V. Debra L. Blosnich Defendant(s) :NO. 10-2979 CERTIFICATE OF SERVICE The undersigned certifies that true and correct copies of the attached Petition for Postponement of Sheriff's Sale was served upon the following person(s) named herein at their last known address or their attorney of record by: xxxx Regular First Class Mail Certified Mail Other Date Served: May 27, 2011 ......................................... . ............... TO: Debra L. Blosnich 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 Nathan C W lf, Esquire Local C sel UDREN LAW OFFICES, P.C. r_.., BY: Attorney fof--P7'aintiff Alan M. Minata, Esquire pr-PF0 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER Ill WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 '._ 856-669-5400, pleadings@udren.com c_ C -? PNC Mortgage, a division of :COURT OF COMMON PLEAS mar= PNC Bank, N.A. CIVIL DIVISION r- ? ?C Plaintiff ;Cumberland County N v. Debra L Blosnich <c = -s . Defendant(s) NO. 10-2979 c PETITION FOR POSTPONEMENT OF SHERIFF'S SALE Plaintiff, by its counsel, petitions the Court for a (3) three month postponement of the Sheriff's sale scheduled in the above captioned matter and in support thereof avers the following: 1. A Sheriff's sale of the mortgaged property involved herein, located at 1077-8 Lancaster Boulevard,Mechanicsburg, PA 17055 was originally scheduled for December 8, 2010, then postponed to January 5, 2011 due to Plaintiff's temporary moratorium on sheriff sales, then postponed to Apri'` 6, 2011, then postponed to June 1, 2011 to further complete mortgage loan account review, then postponed to August 3, 2011. 2. The Plaintiff seeks the postponement of the Sheriff sale (3) three month(s) to allow time to assess the possibility of loss mitigation. 3. Pursuant to local rule the defendant(s) are unrepresented by counsel and plaintiff has no manner in which to seek concurrence except by mail. 4. The Honorable M.L. Ebert, Jr., was assigned to this matter and granted Plaintiff's order to Postpone Sheriff's sale to June 1, 2011 and then to August 3, 2011. WHEREFORE, Plaintiff respectfully prays and requests that the Sheriff's sale of the mortgaged property be postponed to the November 2, 2011 Sheriff's sale. Y' athan C. f, Esquire Local Co sei Respectfully submitted, UDREN LAW OFFICES, P.C. _-__._._ ..._...__.._ _,_W r BY .............. . Attorney for Plaint if f -%ian M. Minato, Esquire PA ID 75860 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 112 WOODCREST ROAD, SUITE 200 CHERRY HILL, N3 08003-3620 856-669-5403, pleadingsoudren.com PNC Mortgage, a division of - COURT OF COMMON PLEAS PNC Bank, N.A. CIVIL DIVISION Plaintiff =Cumberland County v. Debra L. Blosnich Defendant(s) NO. 10-2979 PLAINTIFF'S MEMORANDUM OF LAW Pennsylvania R.C.P. 3129.3(b) allows for the postponement of a Sheriff's sale. In the present matter, the sale has been previously postponed. Plaintiff now seeks an additional postponement~ to allow time to assess the possibility of loss mitigation. Therefore, in order for the Plaintiff to be able to properly conduct itself at the Sheriff's sale, a postponement of the sale is necessary. Pa.R.C.P. 3129.3(a) allows the postponement of the sale more than once, and without new notice, by Special Order of Court. Accordingly, for the reasons hereinabove stated, and as more particularly set forth in the Motion, Plaintiff respectfully requests continuance of the Sheriff's Sale of the mortgaged premises, located at 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055, to the November 2, 2011 Sheriff's sale as set forth in the Motion. Respectfully submitted, Natha C Wolf, Esquire Local ounsel UDREN LAW OFFICES, P.C. Attorney---for..._.P, aintiff Aian M. Minato, Esquire PA In 75860 I. or gage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. CIVIL DIVISION Plaintiff :Cumberland County V. Debra L. Blosnich Defendant(s) NO. 10-2979 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREOT ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-540p, pleadings@udren.com PNC M t CERTIFICATE OF SERVICE The undersigned certifies that true and correct copies of the attached Petition for Postponement of Sheriff's Sale was served upon the following person(s) named herein at their last known address or their attorney of record by: xxxx Regular First Class Mail Certified Mail Other Date Served: August 2, 2011 TO: Debra L. Blosnich 1077-8 'Lancaster Boulevard Mechanicsburg, PA 17055 UDREN LAL?.OF.FIGES_,_ C. Nathan C--W f, 'Esquire Local Cou ii, Attorney for'PlIa-int-i-ft Alan M. Minato, Esquire PA U) , 011 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL DIVISION PNC Mortgage, a division of r-a PNC Bank, N.A. r _ Plaintiff ,-n co -=m = M-- v. NO. 10-2979 -Z:::o Debra L. Blosnich 3> i <<?n N fi Defendant(s) ? O R D E R AND NOW, this k) j day of August, 2011, after consideration of Plaintiff's Petition for Postponement of Sheriff's Sale of the mortgaged property located at 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055, it is hereby ORDERED that the said Sale currently scheduled for August 3, 2011, is extended (3) three month(s) to the regularly scheduled Cumberland County Sheriff's Sale scheduled for November 2, 2011. No further advertising or additional notice to lienholders or Defendant(s) is required provided the postponement is announced at the August 3, 2011 Sheriff's Sale. TO: /Debra L. Blosnich 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 Udren Law Offices, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 Attn: Sale Department Office of the Sheriff Cumberland County Courthouse One Courthouse Square Carlisle, PA 17103-3387 BY THE COURT : `% M.L. EBERT, JR CT i %rlj' 0Ka SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff 011011, 01 Cd1111(lpp11,44 P ED-OFFiCE CF TI-IE r"R0 TH0;4'0TAR Jody S Smith Chief Deputy Richard W Stewart Solicitor L RIFF 2011 DEC 29 PM 3: 18 CUMBERLAND COUNTY PENNSYLVANIA PNC Mortgage vs. Debra L. Blosnich Case Number 2010-2979 SHERIFF'S RETURN OF SERVICE 10/12/2010 05:30 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on 10-12-10 at 1730 hours, she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Debra L. Blosnich, located at, 1077-8 Lancaster Boulevard, Mechanicsburg, Cumberland County, Pennsylvania according to law. 10/21/2010 05:37 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on 10/21/10 at 1737 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Debra L. Blosnich, by making known unto, Debra L. Blosnich, personally, at, 1077-8 Lancaster Boulevard, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. 12/01/2010 As directed by Alan M Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 1/5/2011 12/06/2010 As directed by Alan M Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 4/6/2011 04/06/2011 As directed by Alan M Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 6/1/2011 05/31/2011 As directed by Alan M Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 8/3/2011 08/02/2011 As directed by Alan M Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 11/2/2011 11/02/2011 Ronny R Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, Pennsylvania on November 02, 2011 at 10:00 AM. He sold the same for the sum of $1.00 to Attorney Alan Minato, on behalf Federal Home Loan Mortgage Corporation, 8000 Jones Branch Drive, MSTP 202, MClean, VA 22102, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $952.48 SO ANSWERS, November 18, 2011 RON R ANDERSON, SHERIFF li? oo r?' 60 ,'.c; COLVITVSUIe She'ff Te! o o't. Inc ?? f UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. :CIVIL DIVISION Plaintiff :Cumberland County V. =MORTGAGE FORECLOSURE Debra L. Blosnich :NO. 10-2979 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 PNC Mortgage, a division of PNC Bank, N.A., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Name Address Debra L. Blosnich 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS 41 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address NONE 4. Name and address of the last recorded holder of every mortgage of record: Name Address PNC Mortgage, a division 3232 Newmark Drive of PNC Bank, N.A. Miamisburg, OH 45342 5. Name and address of on the property: Name NONE Address 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Square Carlisle, PA 17013 1 Courthouse Square Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants Sunguild Condo Association 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 Address to Follow I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: August 7, 2010 UDREN CES, P. B A e s for Plaintiff MARK J. UDRE , E S TUART-W1NNE , -' , LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE every other person who has any record lien n UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com PNC Mortgage, a division of :COURT OF COMMON PLEAS PNC Bank, N.A. =CIVIL DIVISION Plaintiff =Cumberland County V. ,MORTGAGE FORECLOSURE Debra L. Blosnich NO. 10-2979 Defendant (s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Debra L. Blosnich 1077-8 Lancaster Boulevard Mechanicsburg, PA 17055 Your house (real estate) at 1077-8 Lancaster Boulevard, Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriff's Sale on December 8, 2010, at 10:00 a.m. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $93,984.46, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriff's sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ALL THAT CERTAJN dwelling unit situate in Sunguild Condominium, Upper Allen Township, Cumberland County, Pennsylvania, designated as Unit No. 1077-8 in the Declaration and Declaration of Plans of Sunguild Condominium dated December 6, 1979, and November 29, 1979, respectively, recorded December 12, 1979, in Cumberland County, Pennsylvania, Miscellaneous Book 249, Page 784 and Plan Book 37, Page 23, respectively and Amendment to the Declaration and Declaration plans of Sunguild Condominium both dated February 28, 1986, both recorded March 31, 1986, in Cumberland County, Pennsylvania, Miscellaneous Book 315, Page 804, and Plan Book 49, Page 129, respectively under the provisions of the Unit Property Act of the Commonwealth of Pennsylvania (Act of July 3, 1963, P.L. No. 196). TOGETHER with all right of title and interest of, in and to the Common Elements as more fully set forth in the aforesaid Declaration of Condominium and Declaration plans, as amended from time to time. The Grantee, for and on behalf of the Grantee and the Grantee's heirs, personal representatives, . .t-ssnrs and assigne, by tho ooooptanee of this da641, a wvw nsi ila and agrees to pay such charges for the maintenance of, repairs to, replacement of, and expenses in connection with the Common Elements as may be assessed from time to time by the Executive Board in accordance with the Unit Property Act of Pennsylvania; and further covenants and agrees that the Unit conveyed by this deed shall be subject to a charge for all amounts so assessed and that, except insofar as Sections 705 and 706 of said Unit Property Act may relieve a subsequent unit owner of liability for prior unpaid assessments, this covenant shall run with and bind the land or unit hereby conveyed and all subsequent owners thereof. The Grantee, for and on behalf of the Grantee and the Grantee's heirs, personal representatives, successors and assigns, by acceptance of this deed, acknowledges that this conveyance is subject in every respect to the Declaration, the Declaration Plans, Code of Regulations and all amendments thereto, and the Grantee further acknowledges that each and every provision of the foregoing is essential to the best interest and for the benefit of all unit owners therein. Grantee and all owners of units in said Condominium covenant and agree, as a covenant running with the land, to abide by each and every provision of said documents. BEING KNOWN and municipally numbered as 1077-8 Lancaster Boulevard, Mechanicsburg, Pennsylvania 17055. BRING THE SAME PREMISES which Gary D. Donmoyer, by deed datelL 2005 and intended to be recorded simultaneously herewith in the Office of the Rec der eeds of Cumberland County, granted and conveyed unto Debra L. Siosnich, Mortgagor herein. BEING KNOWN AS: 1077-8 LANCASTER BOULEVARD MECHANICSBURG, PA 17055 PROPERTY ID NO.: 42-24-0792-041A-U107708 TITLE TO SAID PREMISES IS VESTED IN DEBRA L. BLOSNICH, SINGLE WOMAN BY DEED FROM GARY D. DONMOYER, SINGLE MAN DATED 7/15/05 RECORDED 7/28/05 IN DEED BOOK 270 PAGE 540. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 10-2979 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due PNC MORTGAGE, a division of PNC BANK, NA, Plaintiff (s) From DEBRA L. BLOSNICH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $93,984.46 L.L. $.50 Interest from 8/4/10 to 12/8/10 ongoing per diem $11.60 to actual date of sale including if sale is held at a later date -- $1,473.20 Atty's Comm % Due Prothy $2.00 Atty Paid $169.50 Plaintiff Paid Other Costs Date: 8/10/10 (Seal) Deputy REQUESTING PARTY: Name: ALAN M. MINATO, ESQUIRE Address: UDREN LAW OFFICES, PC WOODCREST CORPORATE CENTER I l l WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 75860 On September 22, 20 10 the Sheriff levied upon the defendant's interest in the real property situated in Upper Allen Township, Cumberland County, PA, Known and numbered as, 1077-8 Lancaster Boulevard, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 22, 2010 B: .to Real Estate Coordinator PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 22, October 29, and November 5, 2010 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. 0 isa Marie Coyne, ditor SWORN TO AND SUBSCRIBED before me this 5 da of November, 201 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH. CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL Writ No. 2010-2979 Civil PNC Mortgage, A Division of PNC Bank, N.A. vs. Debra L. Blosnich Atty.: Alan M. Minato ALL THAT CERTAIN dwelling unit situate in Sunguild Condominium, Upper Allen Township, Cumberland County, Pennsylvania, designated as Unit No. 1077-8 in the declaration and declaration plans of Sunguild Condominium, dated December 6, 1979, and November 29, 1979, re- spectively, recorded December 17, 1979, in Cumberland County, Penn- sylvania, in Miscellaneous Book 249, Page 784, and Plan Book 37, Page 23, respectively, and amendment to the declaration and declaration plans of Sunguild Condominium, both dated February 28, 1986, both recorded March 31, 1986, in Cumberland County, Pennsylvania, in Miscel- laneous Book 315, Page 804, and Plan Book 49, Page 129, respectively, under the provisions of the Unit Property Act of the Commonwealth of Pennsylvania (Act of July 3, 1963, P.L. No. 196). TOGETHER with all rights of title and interest of, in, and to the common elements as more fully set forth in the aforesaid declaration of condominium and declaration plans, as amended from time to time. BEING KNOWN AND NUMBERED AS 1077-8 LANCASTER BOULE- VARD, MECHANICSBURG, PENN- SYLVANIA. 11 The Patriot-News Co. ?2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 Zhe;patr?ot News Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 10/15110 10/22/10 _ 10/29/10 Sworn to and,,: ibs ribed before me this 1Q dayq?ovember, 2010 A.D. Notary Public COMMONWEALTH OF PENNSYLVANIA NotarW N Sherrie L KiwW Notan, PuU c Lower Paxton 7yvp„ Dauphin Coon My Comma eoms Nov. 26, 2011 Member, °e1n1Yivan1a Association of Notaries 2010•2879 COU Term ONC Mo#Vego, A Dhftlon of PNC Bunk, N.A. Vs Debra L. Blosnich Atty. Alan M Mnato ALL THAT CERTAIN DWELLING UNIT SITUATE IN SUNGUILD CONDOMINIUM, UPPER. :ALLEN TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, DESIGNATED AS vNIT NO. 1077-8 IN THE DECLARATION AND DECLARATION PLANS OF SUGUILD CONDOMINIUM, DATED DECEMBER 6, 1979, AND NOVEMBER. 29, 1979, RESPECTIVELY, RECORDED DECEMBER 17, 1979, IN CUMBERLAND COUNTY, PENNSYLVANIA, IN MISCELLANEOUS BOOK 249, PAGE 784, AND PLAN BOOK 37, PAGE 23, RESPECTIVELY, AND AMENDMENT 1'O THE DECLARATION AND DECLARATION PLANS OF SUNGUILD CONDOMINIUM, BOTH DATED FEBRUARY 28, 1986, BOTH RECORDED MARCH 31, 1986, IN CUMBERLAND COUNTY, PENNSYLVANIA, IN MISCELLANEOUS BOOK 315, PAGE 84 AND PLAN BOOK 49, PAGE 129, RESPEMVELY, UNDER THE PROVISIONS OF THE UNIT PROPERTY ACT OF THE COMMONWEALTH OF PENNSYLVANIA (ACT OF JULY 3, 1963, P.L. NO. 196). TOGETHER WITH ALL RIGHTS OF ME AND INTEREST OF IN, AND TO THE COMMON ELEMENTS AS MORE FULLY SET FORTH IN THE AFORESAID DECLARATION OF CONDOMINIUM AND DECLARATION PLANS, AS AMENDED FROM TIME TO TIME. BEING KNOWN AND NUMBERED AS 1077-8 LANCASTER BOULEVARD, MECHANI£SBURG, PENNSYLVANIA. COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Federal Home Loan Mortgage Corporation is the grantee the same having been sold to said grantee on the 2 day of November A.D., 2011, under and by virtue of a writ Execution issued on the 10 day of August, A.D., 2010, out of the Court of Common Pleas of said County as of Civil Term, 2010 Number 2979, at the suit of PNC Mortgage against Debra L. Blosnich is duly recorded as Instrument Number 201136332. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this day of A.D. _,2_0,?Z_ of Deeds ReoW& d Daods, Ora ftW C=*% 0WW PA DIY WMWM EVkWtoFWMWft Of Jan.2M4