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HomeMy WebLinkAbout04-30-10PETITION FOR PROBATE AND GRANT OF LETTERS REGISTER OF WILLS OF CUMBERLAND COUNTY, PENNSYLVANIA Estate of Lewis Alfred Straw ~ ~ _ /~ _ O ~ ~~ File Number _ . also known as Lewis A. Straw and Lewis Straw Deceased Social Security Number 187-07-9895 B an W. Shook Petitioner(s), who is/are 18 years of age or older, apply(ies) for: (COMPLETE 'A' or 'B' BELOW.) A. Probate and Grant of Letters Testamentary and aver that Petitioner(s) is /are the Executor last Will of the Decedent dated April 5, 2010 named in the and codicil(s) dated N/A (State relevant circumstances, e.g., renunciation, death of executor, etc.) Except as follows, Decedent did not marry, was not divorced, and did not have a child born or adopted after execution of the instrument(s) offered for probate, was not the victim of a killing and was never adjudicated an incapacitated person: B. Grant of Letters of Administration (I,fapplicable, enter: c.t.a.; d.b.n.c.t.a.; pendente liter durante absentia; durante minoritate) Petitioner(s) after a proper search has /have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs: (/f Administration, c. t.a. or d.b.n.c.t.a., enter date of Will in Section A above and complete list of heirs.) N ~ -_ Name -~'~ Relationshi Reside ` ~ `; v ~.. , _ ,J' rl'} W _ ~''E " C1, ~ _. ..f ~ ~. I ~ % ~ ..Ti (COMPLETE INALL CASES:) Attach additional sheets if necessa ~ _ !. 7 ~ --iii ry. •' j C,.- - - Decedent was domiciled at death in Cumberland ~ ~ County, Pennsylvania with his /her last rin i l ~ ` ..= ~ Ti ~ 14 Drexel Hills Circle New Cumberland Penns lvania 17070 p c pa r~dence at -•~ ~_-~ (List street address, towrdcity, township, county, state, zip code) ,r~ Decedent, then 92 years of age, died on April 28, 2010 at Holy Spirit Hospital, Camp Hill, Cumberland County, PA Decedent at death owned property with estimated values as follows: (If domiciled in PA) All personal property $ 800,000.00 (If not domiciled in PA) Personal property in Pennsylvania $ (If not domiciled in PA) Personal property in County $ Value of real estate in Pennsylvania $ 200,000.00 situated as follows: 14 Drexel Hills Cr., New Cumberland, PA; 21 Balm St., HBG, PA, 617 Peffer St., HBG, PA; 1216 Bailey St., HBG, PA Wherefore, Petitioner(s) respectfully request(s) the probate of the last Will and Codicil(s) presented with this Petition and the grant of Letters in the appropriate form to the undersigned: I Bryan W. Shook - 643 Brisbain Lane, Enola, Cumberland Cunty, Pennsylvania ] 7025 Form RW-02 rev. 10.13.06 Page 1 of 2 Oath of Personal Representative COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that, as personal representative(s) of the Decedent, Petitioner(s) will well and truly administer the estate according to law. Sworn to or affirmed and subscribed be ore me the ~~ day of r~ or the Register . " 1..~/ Signature o rsonal Representati e Signature of Personal Representative ;) ~ ~ fi, -i~ ~ "U Signature of Personal Representative =_~~~ n ,:s:; -~` r-~ C: .7 c . -r'v File Number:__ .~- Estate of Lewis Alfred Straw Deceased (,,) O "'E7 G"F ~:_~ ~~' , t._ _~ _. _ -- _~ ~- .; ~~=} Social Security Numbe[: 187-07-6895 Date of Death: Apri128, 2010 AND NOW, D~ , ~, in consideration of the foregoing Petition, satisfactory proof having been presented before m , IT IS DECREED that Letters Testamentary are hereby granted to Bryan W. Shook in the above estate and that the instrument(s) dated April 5, 2010 described in the Petition be admitted to probate and filed of record as the last will lanrl r..,t;,.;u~~~ ,.or,..__~__~ FEES Letters ............... $ 660.00 Short Certificate(s) . ....... $ 60.00 Renunciation(s) ... ....... $ 0.00 Will $ 15.00 JCP ... $ 23.50 Automation Fee .. $ 5.00 ... $ ... $ ... $ ... $ ... $ ... $ TOTAL ........ ...... $ 763.50 Attorney Signature: Supreme Court I.D. No.: 203250 Address: 2132 Market Street Camp Hill, Pennsylvania 1701 I Te I ephon e: 717-975-9446 Form RW-02 rev. 10.13.06 Page 2 of 2 Attorney Name: Bryan W. Shook, Esquire l ~~~~ ~~ LOCAL REGISTRAR'S CERTIFICATION OF DEATH WARNING: It is illegal to duplicate this copy by photostat or photograph. Fee ,'cn this ccrtilir,te S6.OU P 16356119 <<1-(It1C~1'lOtl !~nmber This is to certif,,, that the information here Qiven i correctly copied from an original Certificate of Ueat duly tiled with ;ne as ]-,Deal Registrar. The origin- certiticate will he forwarded m the State Vita Records Office fur permanent filing. L~e~ R~~~-K~>~~~ AP~t 2 9 2010 Local Registrar ~ o Date Issued ~ ~a~ .7 -j,Z~ ~7 C,r . ~: l -l ~ ~ j~1 ~~;1C~~ r -,, _7 C~ -T-r ~ ~ ;:~ -~ C _ :.- ...~ L^s `-' H10S743 REV 112006 TYPE /PRINT IN PERMANENY BLACK INK 3 ~I i5 COMMONWEALTH OF PENNSYLVANIA • DEPARTMENT OF HEALTH • VITAL RECORDS CERTIFICATE OF DEATH (See Instructions and aYamnlea nn ~aMaa~y ' in i t YILt NUMtltH 1. Nrne d Dxwmnt (Fsat, midge, IeeL sunhc) 2. Sr 3. Sadd Security Numhe 4. Oeb d Desch (Marsh, mY. Yrd Lewis A. Straw 187 0~7 6895 _ Male A ril 28 2010 5. Ags (Leal BidMey) Under 1 r UMr 1 m 6. Date d Birth 7. end dab « ~ axm 8s. Pkr d Drm CIaM as 92 Monaw °"' "°'"' "`""°° 12/12/1917 Cumberland Count plbl: aher: Yrs. PA ®Iryraent ^ Efl / Oulpetlsa ^ DOA ^ Numkp Hama ^ Reaitlence ^ aher - S aaN p Bh. catedl' d Drm &. CiN, Born. Deem Btl. FedgN Name (II ml katlrtlm, Size red eM eager) 9. Wr Derdrt d FKRenk algh7 ®No ^ Yr 10 . lieu: Am ekan Indr, Bock, WMb, ek. Cumberland E t P (( ~ ~ ~~ , as ennsboro Holy Spirit Hospital .~ Purb R kwn' .IC ) Y'Y Td1Le , , . • 11. Decemnt's Ildal tlan KkM d wok dot most a fde. Do rot arm ~ Iz. Wr Decedent ever h the 13. Oermnt's Edlcatlon (Sprdy ady Nghea gaps 14. Mr6d SbMS: Meaed, Never Memed, 15. SuMYhp SpaAe QI wee, OKe mdtlr Warns) U.S. arnwd Femr? Ey~M,a s~ary (P12) Cdb B u s i n ~ ~"/«~bwn e r Mo~"l~ e (1-4 r 5 /) l g t) o p a n A. Marion Steiglema ~ i ^ Yr NO Married - 18. Demma's Mapklg Adder (Skirt. city/bwn, stab, aV code) Decedents 14 Drexel Hill Circle A4mrlRrkbma naSbte PA ua'r°aetl81" ,7C,^yr „Id,,~~ . Twp. Towrldp7 New Cumberland, PA 17070 ,>o.~,mr Cumberland ,7a.C}~~mwea,wln~ew Cumberland 18. Fegafs Name (First, mkkRa; led, suMz) 19. Molrfe N«r (FiaL mkMM, melees sumeme) ~/Bom Lewis Straw Catherine Potter 20e. Inbrmam'e Name (Type / Pdra) Bryan W Shook 20b. IaomeM'e MaYNg Address (SUeel, dN /ban. ebb, eip mde) . 2132 Market St. Camp Hill PA 17011 21a Method d DhpOSitlr r ~ Cametiai ^ ~~ ^ earid ^ IiervelkomSbb .wrCrrrrhraDonetlrAahalaa 21 b. Dab a aspadlion (Noah, my, yrr) 4/29/2010 210. 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Yrrl _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ • Medal EariwlCorrw / ' /D ~ 6 7 ~ o ~ z a) 2 O 10 an da arrdwmhmr.na/akrraug.Br,Mmr agdr.d.am oxwnawm.mr, d.b,raptae., reda.mma ru.ya)anemrrrr.w.d_ ^ a4.Nr^ana add.raP.rrn wno c«npema caueadorm(krm z>, ryp./Pdd ~B OLt L 1~AD IR - 35. R.piWs ` ,a~rd o'~p ~, I I I 1 16 I - l ~ L ~ 3$ Deh Fro (MaMh. mY. yasr) So3 N r 2) s t S~re~P'~- -`~\N 4} e~.c ~ ~ i,~r ~ pe~r - O 16 CQmP Fill , l~/9 / ~ C3! I Dieprikion Partnd No. -_ ~: y-'(~ Le' (i~ ~! ~10 --by 5~ LAST WILL AND TESTAMENT ~To ~ ,. ;~~ :-. _ ~ o r ?~S..J LEWIS A STRAW ~'`~ ' •. J ~ ~- ~~~` . _ '~ -~. ',~ k....1 :7 I, Lewis A. Straw, having my legal residence at 14 Drexel Hill Circle, New Cumberland, Cumberland County, Commonwealth of Pennsylvania, do hereby declare this to be my Last Will and Testament, revoking all other Wills and Codicils heretofore made by me. SECTION 1: MY BENEFICIARIES 1.01 I am married to A. Marian Straw. All references in this Will, or any trust document created therein, to "my spouse" or "my wife" are to her. 1.02 In addition to my spouse and any residual charities, my intended beneficiaries are my wife's grandson, Lewis Dopp, and his daughter, Savannah Marie Dopp (DOB 7/21/2007). 1.03 I have specifically and deliberately excluded any of my children or other descendants. SECTION 2: PAYMENT OF EXPENSES AND OTHER CHARGES 2.01 I direct my Executor to pay the expenses of my last illness, funeral and burial (including the cost of a monument or marker over my grave) from my estate as soon as practicable after my death. 2.02 I further direct that all of my legally enforceable debts and any costs associated with the administration of my estate be paid from my estate when my Dethlefs - Pykosh Law Group, LLC 2132 Market Street Camp Hill, PA 17011 (717) 975-9446 Executor, in his sole discretion, determines appropriate. 2.03 The timing and amount deemed appropriate by my Executor shall not be predicated upon the necessity of obtaining the approval of any court having jurisdiction over the administration of my estate and without regard to any statutory limitation. SECTION 3: PAYMENT OF TAXES 3.01 All federal, state and other death taxes, including any generation skipping tax, payable on the property forming my gross estate for those purposes, shall be paid out of the principal of my probate estate just as if they were my debts, and none of those taxes shall be charged against any beneficiary. 3.02 This article shall apply to any asset, whether or not it passes under this Will, or whether it passes by reason of joint ownership thereof, such as certificates of deposit, savings bonds, etc. SECTION 4: TANGIBLE PERSONAL PROPERTY 4.01 I give all personal property owned by me at my death, and all insurance policies on such property, to those individuals, who survive me by thirty (30) days, who are designated on a list or memorandum signed by me which refers to this Will, or is found with a copy thereof, the items listed beside their names. If no such list is found within thirty (30) days of my death, it shall be presumed that no such list exists. These instructions are to guide my Executor, and it is my hope and expectation that such instructions are carried out, without intending to impose any trust or legal obligation. 4.02 The balance (including any item under subparagraph (1) above, the bequest of which has lapsed) to Lewis Dopp. 4.03 Any disputes concerning the allocation of my tangible personal property shall be resolved by my Executor in my Executor's sole discretion. This shall include conferring on my Executor the power to sell any property and adding the proceeds to my estate. Page Z of Z5 SECTION 5: SPECIAL PROVISION ADDRESSING THE POSSIBILITY OF NO FEDERAL ESTATE TAX IN EFFECT AT THE TIME OF MY DEATH 5.01 Notwithstanding anything to the contrary hereunder, if on the date of my death, there is no federal estate tax law in effect, thereby precluding the use of using a unified credit or applicable exemption in any funding formula contained in this instrument, I hereby direct my Executor to either use the previous unified credit amount that was in effect or the unified credit amount that is scheduled to go into effect the year after my death. 5.02 My Executor may decide, in his sole discretion, to delay the funding of these testamentary trusts, even if it results in additional fees, expenses or fines, if he has a reasonable belief that Congress will pass legislation retroactively establishing a federal tax and unified credit to cover a period addressed by this section. 5.03 Any allocation of basis by my Executor shall be final and not subject to review by any beneficiary or court. 5.04 My executor shall not be held liable for any good faith decisions made during a period covered by this section. SECTION 6: DEVISE AND BEQUEST OF CREDIT SHELTER AMOUNT TO FAMILY TRUST FOR THE BENEFIT OF A. MARIAN STRAW, LEWIS DOPP AND SAVANNAH MARIE DOPP 6.01 I give to my Trustee, heretofore named, to hold the same IN TRUST, the largest amount that can pass free of federal estate tax by reason of the unified credit, the state death tax credit and any other estate tax credits allowed by the Internal Revenue Code; provided, however, that (1) the state death tax credit shall be taken into account only to the extent that it does not result in an increase in state death taxes which would otherwise be payable; (2) the sum disposed of by this Section shall be reduced by the value of property which passes outside the terms of this Will or which passes under other Sections of this Will and which does not Page 3 of `L5 qualify for the estate tax charitable or marital deductions; and (3) the sum disposed of by this Section shall be reduced by charges against the principal of my estate which do not qualify as federal estate tax deductions. 6.02 In making the computations necessary to determine the amount of this pecuniary bequest, valuations and credit amounts as finally determined for federal estate tax purposes shall control. 6.03 My Executor shall have the sole and absolute discretion to treat expenses as either estate tax or income tax deductions, to select tax valuation methods and dates, and to exercise any other allowable tax election, regardless of the effect thereof on the amount of this bequest, and no adjustment to this bequest shall be required by reason of any such determination made by my Executor. My Executor shall also have the sole and absolute discretion to select the assets to be used in funding this trust estate. 6.04 I direct my Trustee to establish this trust as the "STRAW FAMILY TRUST." All references hereinafter to the Family Trust are to be considered as referencing this trust established in this Section of my Will. SECTION 7: ADMINISTRATION OF THE STRAW FAMILY TRUST I direct my Trustee to hold, administer and distribute said trust, to be known as the "STRAW FAMILY TRUST" as follows: 7.01 Testator Intent In making any determination as to the amount, if any, that should be paid to, or on behalf of, any beneficiary of this Trust, the Trustee shall bear in mind that my primary objective is to assure that during the lifetime of my beloved wife, all of her needs for maintenance, support, health, and education are liberally addressed. In meeting this primary objective, my Trustee can take into consideration any other available resources available to my wife, including those that constitute the Marital Trust established in Sections 9 and 10 of this Will. The secondary objective is to conservatively provide for the lifetime maintenance, support, health, and educational needs of Lewis Dopp. The final objective is to Page 4 of 25 provide for the educational needs of Savannah Marie Dopp, as outlined further in this Section. 7.02 Spendthrift Provisions (a) My Trustee may make discretionary payments of income or principal to any person after taking into consideration, or without taking into consideration, as my Trustee deems appropriate, any other income or financial resources reasonably available to said beneficiary. All aspects of decisions with respect to discretionary payments of income and principal shall be made by my Trustee in his sole and absolute discretion, such that no creditors of any beneficiary, including any governmental agencies which may furnish services, payments or benefits to a beneficiary, shall have any claim to any of the income or principal of my estate or any trust. (b) My Trustee shall have the further power to make payments of any income or principal for a beneficiary (i) directly to the beneficiary; (ii) to the individual who is, in the judgment of my Trustee, in proper charge of such person, regardless of whether there is a court order to that effect; (iii) in the case of a minor, to a custodian for the minor named by my Trustee, to be held as a gift under the Pennsylvania Uniform Transfers to Minors Act, with the custodial arrangement continuing until the beneficiary reaches twenty-one (21) years of age; or (iv) by paying or applying any part or all thereof for a beneficiary's benefit or on a beneficiary's behalf; and in every such event payment may be made without any necessity of obtaining a receipt or the approval of any court, and such payments made in good faith shall be deemed proper and shall be a complete release and acquittance of my Trustee therefor. (c) A deposit of funds to the beneficiary's account in a bank or other financial institution is the equivalent of direct payment to the beneficiary. No payment may be assigned, anticipated, or encumbered by the beneficiary; nor may any payment be attached, garnished, or executed upon by any creditor of the beneficiary. (d) No distributions of principal and/or income are mandatory. My Page 5 of 25 Trustee, in his sole discretion, may accumulate income and only make distributions or payments as he deems appropriate. 7.03 Instructions Concerning A. Marian Straw (a) If my beloved wife survives me, my Trustee shall apply on my wife's behalf so much and only so much of the principal and income of the trust as is necessary, in my Trustee's judgment, to provide her with those benefits and services, and only those benefits and services, that are not or may not otherwise be available to her from other sources as or when needed for her care, welfare, and maintenance. Without expanding or limiting the discretion of my Trustee to take whatever actions my said Trustee may consider necessary for my wife's welfare, in accordance with the trust purposes, I state my desire that the trust be used in ways that will best enable her to lead as normal, comfortable, dignified, and fulfilling a life as possible; to be cared for at home for as long as feasible, and in any event in the most home-like, dignified, and humane environment possible and consistent with any need for care and treatment; to have as many opportunities as possible for normal social interaction with members of her family and other persons in the community in a manner consistent with her age and interest; and to have every reasonable opportunity to be responsible for her own welfare, independent of this trust, to the extent of her capacity. (b) After first considering the availability of other resources, including those in the Marital Trust established in Section 9 and 10 of this Will, my Trustee may, in his sole discretion, use assets of this Family Trust to pay for the following expenses: the last illness, funeral, and cremation of my spouse; the expenses of administering my spouse's estate; any inheritance, estate, or other death taxes payable by reason of my spouse's death, together with interest and penalties thereon. (c) My Trustee's discretion to make or not to make payments on behalf of my wife shall be absolute and nonreviewable. 7.04 Instructions Re arding Lewis Dopp (a) During the lifetime of Lewis Dopp, my Trustee shall pay such Page 6 of 25 amounts of the net income and principal of the FAMILY TRUST, and in such proportions among them as the Trustee may deem advisable, to provide for Lewis's maintenance, support, health, and education. (b) With regard to my Trustee's discretionary authority over the distribution income or principal to Lewis Dopp, it is my desire that my Trustee be conservative in exercising such discretion. (c) In making discretionary distributions to Lewis Dopp, my Trustee shall be mindful of, and take into consideration any additional sources of income and principal available to Lewis Dopp which arise outside of this agreement and are known to my Trustee. (d) It is my express desire that my Trustee take into consideration the future probable needs of Lewis Dopp prior to making any discretionary distributions hereunder. (e) Without limiting my Trustee's ability to sell 2308 Ritner Highway, Carlisle, Pennsylvania, 17013, I hereby direct my Trustee to allow that property, or one in-kind, to be used by Lewis Dopp as his primary residence during his lifetime. 7.05 Instructions Regarding Savannah Marie Dopp (a) In connection with the administration of this trust, I wish to emphasize that I place a high premium on education. To that end, I request that my Trustee make distributions to Savannah Marie Dopp for education (college, trade school, post-graduate school) so long as she is making good educational progress as a student that likely will lead to her becoming self-sufficient and a productive member of society. (b) When Savannah Marie Dopp begins high school, my Trustee shall notify her, or her guardian, and explain that she may be entitled to distributions from this Trust to continue her education through college and post- graduate studies. This notification shall serve as an incentive to Savannah Marie Dopp to perform well while attending high school. When my Trustee shall receive satisfactory notice that Savannah Marie Dopp has become regularly enrolled as a Page 7 of 25 student in a college or other institution of collegiate grade, my Trustee shall pay to her, or apply for her benefit, all of the direct costs of tuition, books, fees, and expenses attributable to such education. If after having enrolled, Savannah Marie Dopp discontinues her studies prior to graduation, and my Trustee receives notice of such discontinuance, my Trustee may cease payments made to Savannah Marie Dopp, or on her behalf. (c) The period in which Savannah Marie Dopp is to conclude her educational studies is not an open-ended period of time. I hereby direct my Trustee to cease making payments from this trust for her educational needs after she attains the age of thirty-two(32), unless special circumstances exist to warrant my Trustee extending this period. (d) In the event my Trustee decides, in my Trustee's sole discretion, to use income or principal hereunder for the education of Savannah Marie Dopp, my Trustee shall pay tuition expenses directly to the educational institution so as to take advantage of the exemption from the generation-skipping transfer tax under Internal Revenue Code ("IRC") Section 2611 (b)(1), or its equivalent provision. (e) My Trustee shall not be held accountable in any way for decisions made or actions taken, as it is my express desire to afford my Trustee full discretion to liberally encourage and assist Savannah Marie Dopp to at least obtain a college education. 7.06 Termination of Family Trust (a) I hereby direct my Trustee to terminate this Family Trust upon the later occurrence of the following events: (1) if Savannah Marie Dopp predeceases A. Marian Straw and Lewis Dopp, then upon the later death of A. Marian Straw or Lewis Dopp; or (2) the death of A. Marian Straw or Lewis Dopp after Savannah Marie Dopp has concluded her educational studies as outlined in Section 7.05 of this Will; or (3) if A. Marian Straw and Lewis Dopp are deceased before the termination of the time period allowed for Savannah Marie Dopp to complete Page 8 of 25 her eductational pursuits, then this Trust shall terminate at the earlier occurrence of the termination of said time period or the death of Savannah Marie Dopp. (b) Upon the termination of this Family Trust, my Trustee shall distribute any existing principal and income of the Trust according to the Provisions for Ultimate Distribution contained in Section 14 of this Will. SECTION 8: RESIDUARY ESTATE My residuary estate shall consist of (a) all property or interests therein not otherwise effectively disposed of in this Will, of whatever kind, nature or description, and wherever located, including any property to which I shall be in any way entitled at the time of my death, any and all property over which I may have a power of appointment and any insurance proceeds which may be payable to my estate, less (b) all valid claims asserted against my estate and all expenses incurred in administering my estate, including expenses of administering nonprobate assets. SECTION 9: DISPOSITION OF RESIDUARY ESTATE TO MARITAL TRUST FOR THE BENEFIT OF A. MARIAN STRAW 9.01 If my wife survives me, I give my residuary estate unto my Trustee, heretofore named, to hold the same IN TRUST, to be known as the "MARITAL TRUST F/B/O A. MARIAN STRAW." All references hereinafter to the Marital Trust are to be considered as referencing this trust established in this Section of my Will. 9.02 My Executor shall have the sole and absolute discretion to treat expenses as either estate tax or income tax deductions, to select tax valuation methods and dates, and to exercise any other allowable tax election, regardless of the effect thereof on the amount of this bequest, and no adjustment to this bequest shall be required by reason of any such determination made by my Executor. My Executor shall also have the sole and absolute discretion to select the assets to be used in funding this trust estate; provided however, that this bequest shall be funded only with assets which my Executor can elect to qualify for the marital Page 9 of 25 deduction. 9.03 I authorize my Executor, in his sole discretion, to elect, under Internal Revenue Code ("IRC") Section 2056(b)(7) or equivalent provision, to qualify all or a specific portion or none of the trust created in this Section for the federal estate tax marital deduction. It is my wish or desire that my Executor shall exercise his discretion so as to elect to minimize the estate taxes payable by my estate, where appropriate. However, my Executor shall also consider the size and taxable status of my wife's estate in exercising its discretion. My Executor shall make its election in the timely filed federal estate tax return for my estate and such election shall not be subject to challenge by any affected parties. SECTION 10: ADMINISTRATION OF THE MARITAL TRUST 10.01 My Trustee shall collect the income, rents and profits arising from the principal of this trust estate and after paying all charges, costs and expenses incident to the maintenance, operation and management thereof, shall distribute the income and principal as follows: (a) My Trustee shall pay to my wife, the entire net income from this trust estate, commencing from the date of my death, no less frequently than annually, in as convenient installments as may be practicable, for and during the term of her natural life; provided, however, in no event shall such payments be made less frequently than annually. In connection therewith, my wife shall have the right and power to direct that the assets of this trust be reinvested so as to produce such income as is reasonable and consistent with the value of the trust corpus. A reasonable sum or sums may be paid to my wife during the administration of my estate as an advance against the income which will accrue to this trust estate. (b) In addition to the income hereinabove provided, my Trustee shall pay to my wife such sum or sums from the principal of this trust estate as my Trustee may deem to be reasonably required from time to time for her continued health, education, maintenance, and for her support in the standard of living to Page 10 of 25 which she has become accustomed. (c) If this Trust holds unproductive assets, which I hereby permit, my wife has the power to require my Trustee to either make the property productive or convert it to productive property within a reasonable time. 10.02 Upon the death of my wife, this Trust shall terminate. (a) All undistributed income therefrom, including income accrued prior to the time of my wife's death but uncollected, shall be paid over and distributed to my wife's estate; unless there is a contrary provision in the Will of my wife, an amount equal to the excess, if any, of all estate, inheritance and similar taxes, including interest and penalties thereon, becoming payable by reason of my wife's death over the amount which would have been payable had the value of the assets of this Trust not been included in my wife's gross estate, or otherwise taxed by reason of her death, shall be paid over to the appropriate taxing authorities for the account of the Executor of my wife's estate or, in the discretion of the Trustee, distributed to my wife's estate for such purpose. (b) If my wife disclaims, in whole or in part, her interest in any part of the marital deduction bequest or her interest in any other property which may pass to her under this Will or by operation of law or by reason of her survivorship, then the Executor shall add any such property so disclaimed to the FAMILY TRUST created under Sections 6 and 7 of this Will to be disposed of in accordance with the provisions thereof as if same were part of that Trust from the date of my death. (c) If my wife does not survive me, then my Executor shall give my residuary estate to the Trustee, to be added to the FAMILY TRUST created under Sections 6 and 7 of this Will, to be disposed of in accordance with the provisions thereof as if same were part of that Trust from the date of my death. SECTION 11: SPECIAL PROVISIONS FOR REAL ESTATE INTERESTS 11.01 Any real estate interest that I possess at the time of my death shall be included as assets in my estate and subject to allocation to either the Family Trust Page 11 of 25 or the Marital Trust, as my Executor, in his sole discretion, deems appropriate. 11.02 My Executor and Trustee have absolute discretion to hold, allocate, pledge, encumber or sell any interest that I have in any real estate property. 11.03 At the time of this writing I have interests in the following properties: (a) 1216 Bailey Street, Harrisburg, Pennsylvania; (b) 21 Balm Street, Harrisburg, Pennsylvania; (c) 617 Peffer Street, Harrisburg, Pennsylvania; (d) 14 Drexel Hill Circle, New Cumberland, Pennsylvania; and (e) 2308 Ritner Highway, Carlisle, Pennsylvania. 11.04 This authority of my Executor and Trustee shall extend to any interest in property that is obtained, whether through purchase or otherwise, up until my death. SECTION 12: SPECIAL PROVISIONS FOR BUSINESS INTERESTS 12.01 Any business ownership interest that I possess at the time of my death shall be included as an asset in my estate and subject to allocation to either the Family Trust or the Marital Trust, as my Executor, in his sole discretion, deems appropriate. 12.02 My business interests include, but may not be limited to, interests in the following businesses: (a) ACME Movers, Inc., (b) ACME Northside Hangars, and (c) M & S Coal. 12.03 I give my Fiduciaries the power, exercisable in the discretion of my Fiduciaries and without court order, to retain any business interest, including shares of stock or other interest in or indebtedness of any of the businesses enumerated in Section 12.02 of this Will, or any other corporation or any successor entity corporations, as shareholder, security holder, creditor, partner, member or otherwise, for any period of time whatsoever, even though it may constitute all or a large portion of my estate. Page 12 of 25 12.04 I further give my Fiduciaries the power to continue or carry on any said business; to take any action with respect to its management as freely as I could have done during my lifetime, and, if the business is so continued, my Fiduciaries shall incur no liability for any loss to my estate or trust arising therefrom. 12.05 My Fiduciaries shall have the authority to comply with the provisions of any agreement restricting transfer of the interest including the voting of stock (by separate trust or otherwise regardless of whether that separate trust will extend for a term within or beyond the date of final distribution of my estate) and the determination of all questions of policy; to execute and amend business agreements; to participate in any incorporation, reorganization, merger, consolidation, sale of assets, recapitalization, liquidation, or dissolution of the business, or any change in its nature, or in any buy-sell, stock restriction, or stock redemption agreements; to deal with and act for the business in any capacity, including any banking or trust capacity and the loaning of money to the business out of estate or trust funds; to rely upon reports of certified public accountants as to the operations and financial condition of the business, without independent investigation; to elect and/or beneficially employ and compensate, as directors, officers, employees, counsels or agents of such business any person, including any one or more of my individual Fiduciaries (notwithstanding that they are Fiduciaries under my Will) or any agent of a Fiduciary. 12.06 The provisions of this Section pertain to a corporation which may be treated as an S Corporation for federal income tax purposes. 12.07 It is my desire that any corporation which would otherwise qualify as an S Corporation not be prevented from doing so because some or all of its stock passes to or is held by a trust created under the provisions of this Will. Therefore, if my Fiduciaries deem it appropriate, I authorize my Fiduciaries to separate the assets of said corporation from the other assets comprising my estate, according to one of the following: (a) To allocate the shares of stock of the corporation to the Marital Trust, but divide the Marital Trust into two trusts for the benefit of A. Marian Straw. Page 13 of 25 One trust would exclusively hold shares of stock of the corporation under terms as nearly identical to the original Marital Trust while still permitting it to be a Qualified Subchapter S Trust. The second trust would hold the remaining assets under terms identical to the Marital Trust established in Sections 9 and 10 of this Will. (b) To allocate the shares of stock of the corporation to the Family Trust, but divide the Family Trust into two trusts for the benefit of A. Marian Straw, Lewis Dopp and Savannah Marie Dopp. One trust would exclusively hold shares of stock of the corporation under terms as nearly identical to the original Family Trust while still permitting it to be a Qualified Subchapter S Trust. The second trust would hold the remaining assets under terms identical to the Family Trust established in Sections 6 and 7 of this Will. SECTION 13: INSURANCE OR RETIREMENT PLAN If I designate the Trustee under my Will (without specific designation to the MARITAL TRUST or FAMILY TRUST) to be the beneficiary of any life insurance policy or any retirement, pension or profit sharing plan, the Trustee shall determine, after consultation with my Executor, the manner in which to allocate the proceeds or payments thereunder between the MARITAL TRUST and the FAMILY TRUST, even if the proceeds or payments thereof represent the only assets in said Trust and require thereby for said Trust to be established. SECTION 14: PROVISIONS FOR ULTIMATE DISTRIBUTIONS If at any time there is no person, corporation, or other entity entitled to receive all or any part of my estate or any trust property, then that property, and any property directed to be distributed under this Section, shall be distributed as charitable bequests to causes designated by my Trustee. I ask that my Trustee select charities or causes which he knows I support. This ultimate distribution shall be accomplished by one of the following methods, which will be selected by my Trustee based on the circumstances then existing: Page 14 of 25 (a) outright cash bequests; (b) establishment of a Donor Advised Fund in my name; or (c) establishment of a Private Foundation in my name. SECTION 15: APPOINTMENT OF FIDUCIARIES 15.01 For purposes hereof, the term "Fiduciary" and/or "Fiduciaries," however expressed, shall refer to my Executor(s) and/or my Trustee(s) who may be serving at any time. Where powers or discretions are conferred upon the fiduciaries, such powers or discretions shall be exercised by the Executor(s) as such, or the Trustee(s) as such, as the case may be, in those respective capacities. 15.02 Appointment of Executor I designate and appoint BRYAN SHOOK to serve as my Executor. 15.03 Appointment of Trustee I also designate and appoint BRYAN SHOOK to serve as the Trustee of any trust created or at any time existing hereunder. 15.04 Wainer of Potential Conflict of Interest In making my designation of BRYAN SHOOK as both the Executor and Trustee, I recognize that he may be placed in a position of potential conflict with other fiducial responsibilities and representations arising out of those positions and/or interest in assets in which I may possess. I have deliberately selected BRYAN SHOOK with the said potential for apparent conflict in mind, and with full faith and confidence in him because of his familiarity with my financial affairs and my family, and because of the confidence in him I have developed during the many years in which he has represented me. I hereby direct that BRYAN SHOOK, while acting as Executor and Trustee in good faith and exercising due care, shall be exonerated from any personal liability arising out of any decision which he may make or act which he may take in furtherance of the positions to which I have appointed him. ~~ - ~2~~ Lewis A. Straw Page 15 of 25 SECTION 16: POWERS OF EXECUTOR 16.01 My Executor shall serve without bond. 16.02 My Executor shall have all powers and discretions conferred by Pennsylvania law, and all powers and discretions with respect to my estate that are set forth or referred to hereunder or in other Sections of this Will, to be exercised without court order. 16.03 My Executor is authorized to execute on my behalf or on behalf of my estate any tax return which may be filed. 16.04 My Executor shall have, in addition to any other power, the specific powers to invest, reinvest, sell, mortgage or otherwise dispose of any part or all of my estate, without the necessity of obtaining prior or subsequent court approval. 16.05 Distributions may be made in cash or in kind in the discretion of my Executor. 16.06 No Executor shall be personally liable to any beneficiary or other party interested in my estate or to any third parties, for any claim against my estate for the diminution in value of estate property resulting from matters involving hazardous substances, including any reporting of or response to (i) the contamination of estate property by hazardous substances, or (ii) violations of any environmental laws related to my estate; provided that my Executor shall not be excused from liability for his own negligence or wrongful or willful acts. 16.07 To the maximum extent permitted by law, my Executor may withhold a distribution to a beneficiary hereunder until receiving from the beneficiary an indemnification agreement in which the beneficiary agrees to indemnify the Executor against claims filed against the Executor as an "owner" or "operator" under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980, as from time to time amended, or any regulation thereunder, or any other environmental law. [space intentionally left blank] Page 16 of 25 SECTION 17: POWERS AND AUTHORITIES OF TRUSTEE; ADMINISTRATION OF TRUSTS 17.01 In addition to, and not in limitation of, all powers, authorities, and discretions granted to any Trustee by statute, common law, under any rule of court, or conferred in other Sections of this Will, I hereby expressly confer upon my Trustee the following powers, which may be exercised in my Trustee's sole and absolute discretion without application to, approval of or ratification by any court: (a) to invest and reinvest in any kind of property, real or personal, and including common and preferred stocks, zero coupon bonds, voting trust certificates, securities, interests, and obligations in or of corporations, governmental bodies or agencies, unincorporated associations, partnerships (general or limited), limited liability companies, joint ventures, tenancies in common, trusts, investment companies, investment trusts, common trust funds, or in any other kind of property, domestic or foreign, wasting or nonwasting, productive or nonproductive, regardless of the fact that any or all of the investments made or retained are of a character or size which would not be permissible under any statute or rule of court or otherwise deemed advisable for investments by fiduciaries; (b) to retain, invest in, sell, mortgage, lease, exchange, manage, subdivide, develop, build, alter, repair, improve, raze, abandon or otherwise deal with or dispose of any property, regardless of its nature, the lack of diversification of any trust, or the fact that any arrangement with respect to such property extends beyond the duration of any trust; (c) to vote in person at stock or security holders' meetings, partners' or members' meetings, or at any adjournment of such meetings; to vote by general or limited proxy, with or without power of substitution, with respect to any such shares of stock or other securities; or to execute proxies to one or more nominees; (d) to value and appraise the assets comprising the trust estate and make any allocations, divisions or distributions required or permitted by this Will in kind or in money, or partly in kind and partly in money, in different assets or disproportionate interests in assets, and to that end to allot to any part or share Page 17 of 25 such assets, real or personal, or portions thereof or undivided interests therein, as the Trustees may select. Except as otherwise herein specifically provided, the judgment and any determination of my Trustee in connection with, including any decisions to make anon-pro rata distributions and any decisions regarding the values assigned to various assets, shall be binding and conclusive on all parties interested therein; (e) to retain, for any period, all property initially received by my Trustee as a part of any trust created under my Will, including any assets with respect to which my Trustee is given the power to invest and reinvest, regardless of whether such property or asset constitutes a large part or all of any trust or are not of the character, size, or income yield permissible or otherwise deemed advisable for investments by fiduciaries, as the fiduciaries may determine, without any liability or loss; (f) to borrow money in such amounts and upon such terms and from such persons or corporations as my Trustee shall deem prudent, and for the repayment of any monies so borrowed, to bind the trust estate by the execution and delivery of such obligations and such other evidences of indebtedness and by the imposition of such liens upon the real and personal property of the trust estate or any part thereof as my Trustee may deem advisable; (g) to pay, compromise, adjust, abandon, submit to arbitration, renew, settle, sue on, defend, sell, release and otherwise deal with any claims or demands of any trust against others or of others against my estate or such trust as my Trustee may determine, including the acceptance of deeds of real property in satisfaction of bonds, mortgages and security interests, and to make any payments, in connection with the exercise of this power which my Trustee may determine, out of any trust created under my Will; (h) to make, execute, acknowledge and deliver all such deeds, assignments, transfers, mortgages, pledges, leases, covenants, contracts options, promissory notes, guarantees, bills of sale, powers of attorney, releases and other instruments and documents, sealed or unsealed, of whatsoever character, and to do Page 18 of 25 or cause to be done all such other matters or things as my Trustee may deem necessary or proper to effect or exercise any power or authority given to or vested in my Trustee herein or by law; (i) to deal with matters involving the actual or threatened contamination of trust property (including interests in sole proprietorships, partnerships or corporations and any assets owned by such business entities) by hazardous substances, or involving compliance with environmental laws. In particular, my Trustee is empowered: (1) to inspect and monitor any such property periodically, as it deems necessary, to determine compliance with any environmental law affecting such property, with all expenses of such inspection and monitoring to be paid from the income or principal of the trust; (2) to respond (or take any other action necessary to prevent, abate or "clean up") as it shall deem necessary, prior to or after the initiation of enforcement action by any governmental body, to any actual or threatened violation of any environmental law affecting any of such property, the cost of which shall be payable from trust assets; (3) to refuse to accept property as a trust asset if it determines that such property is contaminated by any hazardous substance or that such property is being used or has been used for any activities directly or indirectly involving hazardous substances which could result in liability to the trust or otherwise impair the value of trust assets; (4) to settle or compromise at any time any claim against this trust related to any such matter asserted by any governmental body or private party; (5) to disclaim any power which it determines may cause it to incur personal liability as a result of such matters, whether such power is set forth in this document, incorporated by reference herein, or granted or implied by any statute or rule of law; and (6) to decline to serve as trustee or, having undertaken to serve, Page 19 of 25 resign at any time it believes there is or may be a conflict between it in its fiduciary capacity and in its individual capacity because of potential claims or liabilities which might be asserted against this trust because of the type or condition of trust assets. When used in this document the term "hazardous substance(s)" shall mean any substance defined as hazardous or toxic or otherwise regulated by any federal, state or local law(s), rule(s) or regulation(s) relating to the protection of the environment or human health ("environmental law(s)"); (7) to receive any property, real or personal, to be added to the trust from my spouse in any event (and if the trustee consents in writing, from any other person) by lifetime or testamentary transfer or otherwise; provided, however, that the trustee may require, as a prerequisite to accepting property, that the donating party provide evidence satisfactory to my Trustee that (i) the property is not contaminated by any hazardous or toxic materials or substances; and (ii) the property is not being used and has never been used for any activities directly or indirectly involving the generation, use, treatment, storage, disposal, release, or discharge of any hazardous or toxic materials or substances; 17.02 My Trustee shall not be personally liable to any beneficiary or other party interested in the trust, or to any third parties, for any claim against the trust for the diminution in value of trust property resulting from matters involving hazardous substances, including any reporting of or response to (1) the contamination of trust property by hazardous substances, or (2) violations of any environmental laws related to the trust; provided that my Trustee shall not be excused from liability for its own negligence or wrongful or willful acts. 17.03 Notwithstanding any contrary provision of this instrument, my Trustee may withhold a distribution to a beneficiary from a trust hereunder until receiving from the beneficiary an indemnification agreement in which the beneficiary agrees to indemnify the trustee against any claims filed against the trustee as an "owner" or "operator" under the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as from time to time amended, or any regulation thereunder, or any other environmental law. Page 20 of 25 17.04 My Trustee shall be excused from filing any account with any court. All decisions made in good faith and with reasonable diligence by my Trustee shall be conclusive and binding on all persons having or acquiring any interests in any trust under this Will. 17.05 My Trustee shall at all times serve as such without bond. 17.06 My Trustee, while acting in good faith and exercising due care, shall not be liable or held responsible for any loss or depreciation in the value of any trust, created herein, resulting from any of the investments or reinvestments made or retained as aforesaid. 17.07 The named Trustees are hereby authorized to name and appoint such successor Trustee or Trustees, Co-Trustee or Co-Trustees as they may deem advisable, the said appointment to be made by an instrument in writing duly signed and executed by the Trustees, and delivered to the new Trustee or Trustees. Thereupon, such new Trustee or Trustees shall be vested with all powers and duties granted to and imposed upon the Trustees, hereinafter named, including the power of appointing a successor or Co-Trustee. The successor or Co-Trustee herein referred to may be either an individual or a corporation. 17.08 Any removal and appointment made pursuant to this Section shall be in writing and shall be effective when an executed copy thereof is delivered to the corporate Trustee then acting as such, together with a written acceptance of the trust by the newly-appointed Trustee. 17.09 Any Trustee may resign at any time by sending notice by registered mail to the remaining Trustee(s), if any, and to the adult beneficiaries, if any, and to the guardian of any minor beneficiaries, if any. After thirty (30) days from the date of such mailing, such resignation shall become effective, and thereafter the Trustee so resigning shall be discharged from any further duties hereunder, such right of resignation to be a continuing one. Such right shall be conditioned on the availability of a successor Trustee. 17.10 If at any time the office of Trustee of any trust hereunder should become vacant, a majority of the beneficiaries of such trust to whom income or Page 21 of 25 principal is then required or permitted to be distributed and who are then sui juris shall have the right to appoint an individual or a bank or trust company to serve as successor Trustee of such trust. 17.11 A Trustee by instrument in writing may delegate to a Co-Trustee for a specified period of time any of such Trustee's power and authorities; provided, however, that the powers and authorities vested exclusively in a disinterested Trustee shall not be delegated to a Trustee who is not disinterested. Upon termination of any such delegation, the delegating Trustee may accept, without audit, the books and records of a Co-Trustee to whom such powers and authorities have been delegated and shall be free from liability for any and all acts or omissions of such Co-Trustee during the period of such delegation. 17.12 Substitute or Successor Trustees hereunder shall have all the rights, powers, discretion, duties, and responsibilities, as well as the limitations thereof, granted to or imposed upon my Trustee herein named. Such Trustee shall not be liable for the acts of their predecessors if, by the exercise of reasonable diligence, they do not discover such acts upon becoming acting Trustees. 17.13 No trust created hereunder shall be administered under the direction or jurisdiction of any court. 17.14 The property and assets of all trusts created hereunder shall be held in the sole custody and possession of the Trustee. 17.15 Anything to the contrary notwithstanding, the Trustees may designate such person or persons who may withdraw funds from any checking, savings or other similar account, maintained for any trust created in this Will, and in such case only one (1) Trustee need be the signatory for the withdrawal of funds from such account, or for such deed, instrument or document. 17.16 The Trustee may change the situs of any trust created hereunder (and to the extent necessary or appropriate, move the trust assets) to a state or country other than the one in which the trust is administered, if the Trustee believes it to be in the best interests of the trust or of the beneficiaries. The Trustee may elect that the law of such other jurisdiction shall govern the trust to the extent necessary or Page 22 of 25 appropriate under the circumstances. 17.17 My Trustee shall have the power to merge any trust which I seek to establish in this Will with another trust which already exists and has similar beneficiaries, terms, conditions and purposes. If my wife predeceased me, the Family Trust created in her Will and the Familiy Trust created in my Will shall be merged into one "Straw Family Trust." 17.18 Each person who serves as a Trustee shall be entitled to receive reasonable compensation for services rendered and reimbursement for reasonable expenses. In the case of a corporate Trustee, reasonable compensation is based upon its published fee schedule in effect at the time its services are rendered or as otherwise agreed, and its compensation may vary from time to time based upon that schedule. SECTION 18: MISCELLANEOUS PROVISIONS 18.01 Fiduciary Provisions No Fiduciary named in this will shall be required to give bond or other security in any jurisdiction in which he or his successor shall act in connection with my estate. Nor shall any guardian or property or persons be required to give bond for the faithful performance of their duties in any jurisdiction. Te terms "Executor" and "Personal Representative" are to be used interchangeably. 18.02 Specific Items of Property Gifts of specific items of property mentioned in this will or any separate writing that is binding upon my Executor shall fail to the extent that I, or any duly authorized agent of mine, dispose of such property prior to my death. My Executrix shall not substitute cash or any other assets for any such property. 18.03 Matters of Interpretation For simplicity, I may have expressed pronouns and other terms in one number and gender, but where appropriate to the context, these terms shall be deemed to include the other number or gender. Page 23 of 25 18.04 Paragraph Construction Paragraph headings in this Will are for reference only and shall not affect the meaning, construction or effect of this Will. 18.05 Survivorship If my wife and I die in a common disaster, and the order of our deaths is not clear, it shall be presumed that my wife survived me. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~_ day of April, 2010. ~.._Q~c,~ ~ (SEAL) Lewis A. Straw SIGNED, sealed, published and declared by Lewis A. Straw, the above Testator, as and for his Last Will and Testament, in the presence of us, who, at his request, in his presence and in the presence of each other, have hereunto subscribed our names as witnesses. ~' ~/ Residence: Witness ~C1 ~ -P ~ ~"1 ,~ ~ .C Residence: Witness ~~~~~0~~~3~~ ~~ ~~ s~,~ c~ ~ ~'l,~ ~ LQ ~ ~ / ~ ~ ~ S Page 24 of 25 COMMONWEALTH OF PENNSYLVANIA ss COUNTY OF CUMBERLAND We, the undersigned, whose names are signed to the attached or foregoing instrument, being first duly sworn and qualified according to law, do hereby declare to undersigned authority that we were present and saw the Testator sign and execute the instrument as his will, and that he had signed willingly (or willingly directed another to sign for him), and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testator, signed the will as witness and that to the best of their knowledge the Testator was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence; and I, the said Testator, do hereby acknowledge that I signed and executed the instrument as my last will, that I signed it willingly, and that I signed it as my free and voluntary act for the purposes therein expressed. 'o Lewis A. Straw Residence: ~// ~~L"K ~f~• Witness v~ , (~ ~ ~ 7 X39 ~ ~~ ~ ,( ,h ~~/ (,f~~ ~~ ~ Residence: ~ Yi, ~.l ~ Pal 1 "? C,~ ~ S~ ~ Witness Subscribed, sworn to and acknowledged before me by the above-named h witnesses, thisf~ day of April, 2010. COMMONWEALTH OF PENNSYLVANIA ~(..c,~ Notarial Seal Danielle Winn, Notary Public Notary Public Camp Hill eoro, Cumberland County My Commission Expires Sept. 9, 2013 Member, Pennsylvania. Association of Notaries Page 25 of 25