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HomeMy WebLinkAbout10-3027 Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 ---4oshua 1. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 235019 WELLS FARGO BANK, NA D/B/A AMERICAS SERVICING COMPANY 3476 STATEVIEW BLVD FORT MILL, SC 29715 Plaintiff V. CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 Defendants III f - - ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. I O- 011 v t f I ef'ffI CUMBERLAND COUNTY 0 $qa. 00 Pp Am! w q 41 `+87 tf,A 1'7a8 File # 235019 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File# - 235019 I . Plaintiff is WELLS FARGO BANK, NA D/B/A AMERICAS SERVICING COMPANY 3476 STATEVIEW BLVD FORT MILL, SC 29715 2. The name(s) and last known address(es) of the Defendant(s) are: CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. On 10/25/2004 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to UNION FEDERAL BANK OF INDIANPOLIS which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1885, Page 3664. By Assignment of Mortgage recorded 05/02/2005 the mortgage was assigned to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC which Assignment is recorded in Assignment of Mortgage Book No. 717, Page 989. The PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 12/01/2009 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified File #: 235019 by written notice sent to Mortgagor, the entire principal balance and all interest due 6 thereon are collectible forthwith. The following amounts are due on the mortgage: Principal Balance $93,227.62 Interest $2,656.34 11/01/2009 through 03/19/2010 (Per Diem $19.16) Attorney's Fees $650.00 Cumulative Late Charges $103.89 10/25/2004 to 03/19/2010 Property Inspections/Property Preservations $91.25 Costs of Suit and Title Search $550.00 Escrow Deficit $561-21 TOTAL $97,840.31 7. Plaintiff is not seeking a judgment of personal liability (or an in n so am judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. File #: 235019 9. This action does not come under Act 91 of 1983 because the mortgage premises is not the principal residence of Defendant(s). WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $97,840.31, together with interest from 03/19/2010 at the rate of $19.16 per diem to the date of judgment, and other costs, fees, and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP By: El Lawrenc T. helan, Esq., d. No. 32227 ? Francis . H llinan, Es d. No. 62695 ? Danie G. Sc ieg, q., Id. No. 62205 ? Michele M. Bra ord, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? aime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File #'. 235019 LEGAL DESCRIPTION ALL THAT CERTAIN lot or parcel of land situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point on the southerly line of Poplar Church Road being five hundred ten and twenty-three one- hundredths (510.23) feet west of the southwest corner of Poplar Church Road and Arnold Street; thence at right angles to Poplar Church Road south 35 degrees 44 minutes east, a distance of one hundred fifty (150) feet to a point; thence south 54 degrees 16 minutes west, a distance of seventy-nine and twenty-nine one hundredths (79.29) feet to a point; thence north 35 degrees 44 minutes west, a distance of one hundred fifty (150) feet to a point in the south line of Poplar Church Road; thence north 54 degrees 16 minutes east along the south side of Poplar Church Road, a distance of seventy-nine and twenty-nine one hundredths (79.29) feet to a point; the place of BEGINNING. SUBJECT to easement as recorded in prior deeds. HAVING THEREON ERECTED a brick ranch type dwelling known and numbered as 542 Poplar Church Road, Camp Hill, Pennsylvania. BEING THE SAME PREMISES which Craig L. Kraber, Executor of the Last Will and Testament of Ruth V. Kraber, by deed, dated December 27, 2000, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Deed Book 236, Page 918,granted and conveyed unto Craig L. Kraber, Grantor herein. PREMISES BEING: 542 POPLAR CHURCH ROAD PARCEL#: 09-09-1590-048 File #: 235019 The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. dec. 4904 relating to unsworn falsifications to authorities. DATE: ' ? I to File 4: 235019 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson ~(~~~~;-~,~;,;=;`";~';~' Sheriff P- (rt= ?"j..;~. ~~ i~_~ ~ ; ' `7t~'aY ti<<tr o{ ~tnuter~~ ..,~ ~ , Jody S Smith ~°~ a~ Chief Deputy ~u~~ ~~"~4i ~ 3 iii G~ 4J Edward L Schorpp Solicitor ~F- ~ ~ ~ ~-~ , :N~~'v~vj~`~~ ~~ ~'.;ti~?'~ Wells Fargo Bank, NA Case Number vs. Craig L. Kraber (et al.) 2010-3027 SHERIFF'S RETURN OF SERVICE 05/11/2010 04:24 PM -Michelle Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on May 11, 2010 at 1620 hours, she served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Maija Kraber, by making known unto Craig L. Kraber, Husband of defendant at 2193 Bradford Drive, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to him personally the said true and corre copy oft a sa e. t G MICHELLE G HALL, EPUTY 05/11/2010 04:24 PM -Michelle Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on May 11, 2010 at 1620 hours, she served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Craig L. Kraber, by making known unto himself personally, at 2193 Bradford Drive, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to him personally the said true and correct copy of the a r MICHELLE GUTSHALL, DEPUTY 05/12/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Maija Kraber, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Maija Kraber. Request for service at 542 Poplar Church Road, Camp Hill, PA 17011 is vacant. Maija Kraber currently resides at 2193 Bradford Drive, Mechanicsburg, PA 17055. 05/12/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Craig L. Kraber, but was unable to locate him in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Craig L. Kraber. Request for service at 328 E. Meadow Drive, Mechanicsburg, PA 17055 the defendant was not found. Craig L. Kraber currently resides at 2193 Bradford Drive, Mechanicsburg, PA 17055. 05/12/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Maija Kraber, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Maija Kraber. Request for service at 328 E. Meadow Drive, Mechanicsburg, PA 17055 the defendant was not found. Maija Kraber currently resides at 2193 Bradford Drive, Mechanicsburg, PA 17055. 05/12/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Craig L. Kraber, but was unable to locate him in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the defendant Craig L. Kraber. Request for service at 542 Poplar Church Road, Camp Hill, PA 17011 is vacant. Craig L. Kraber currently resides at 2193 Bradford Drive, Mechanicsburg, PA 17055. ,c) GounfySuite SFenff, ieleosoft. Inc. SHERIFF COST: $159.50 May 12, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF id i;ounfr Suite Sherff. Teleosoft. litc. e !~ f ~' ~V V, ~~ fJF I~ P~J i NQ~17TA,~1f Z~EQ.}~~ ~2 ~~ ~~~ ~ ~ CUP,~+.,w~~.''~''~~~J j1~~~1Y' f'~:N~v~Yi.4l~"dtA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK , NA DB/A AMERICAS SERVICING COMPANY vs. CRAIG L. KRABER MAIJA KRABER Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No. 10-3027-CIVIL TERM c~-~ 9c s~9 ~ n~ ~`~163; lid ~~~~ s ~~ PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against CRAIG L. KRABER. and MAIJA KRABER, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffl s damages as follows: As set forth in Complaint $97,840.31 Interest - 03/20/2010 to 06/18/2010 $1,743.56 TOTAL $99,583.87 I hereby certify that (1) the Defendant's last known addresses are 2193 BRADFORD DRIVE, MECHANICSBURG, PA 17055-5799, and the mortgaged premises 542 POPLAR CHURCH ROAD, CAMP HILL, PA 17011-1832 and (2) that notice has been given in accordance with Rule 237.1, copy attached. awrence T. Phelan, Esquire Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: (o -~ -~6/~ PHS # 235019 PROTHONO~'ARY Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK , NA DB/A AMERICAS SERVICING COMPANY vs. CRAIG L. KRABER MAIJA KRABER Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No. 10-3027-CIVIL TERM VERIFICATION OF NON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or it Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant CRAIG L. KRABER is over 18 years of age and his last known addresses are 2193 BRADFORD DRIVE, MECHANICSBURG, PA 17055-5799, and the mortgaged premises 542 POPLAR CHURCH ROAD, CAMP HILL, PA 17011-1832. (c) that defendant MAIJA KRABER is over 18 years of age and her last known addresses are 2193 BRADFORD DRIVE, MECHANICSBURG, PA 17055-5799, and the mortgaged premises 542 POPLAR CHURCH ROAD, CAMP HILL, PA 17011-1832. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff (Rule of Civil Procedure No. 236) -Revised WELLS FARGO BANK , NA DB/A AMERICAS SERVICING COMPANY vs. CUMBERLAND COUNTY COURT OF COMMON PLEAS CRAIG L. KRABER MAIJA KRABER CIVIL DIVISION No. 10-3027-CIVIL TERM Notice i~s given that a Judgment in the above captioned matter has been entered against you on ~a ~~{6. By: If you have any questions concerning this matter please contact: ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ~ourtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney or Party Filing 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza. Philadelphia, PA 19103 215-563-7000 ** THIS FIRMISA DEBT COLLECTOR ATTEMPTING TO COLLECTA DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOUHAVE PREVIOUSLY RECEIVED A DISCHARGE INBANKR UPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE ANATTEMPT TO COLLECTA DEBT, BUT ONLYENFORCEMENT OFA LIENAGAINST PROPERTY. ** WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY Plaintiff v. CRAIG L. KRABER MAIJA KRABER Defendants} TO: CRAIG L. KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 DATE OF NOTICE: June 3, 2010 COURT OF COMMON PLEAS CIVIL DIVISON NO. 10-3027-CIVIL TERM CUMBERLAND COUNTY THIS FIltM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IlVIPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. PHS # 235019 1F YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION 1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle, PA 17013 2 LIBERTY AVENUE (717} 240-6195 CARLISLE, PA 17013 (717) 249-3166 e~~ Lawrence T. Phelan, Esq., Id. No. 32227 rancis S. Hallinan, Esq., Id. No. 62695 Daniel G, Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. S874S Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 8?077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante F. Fliakos, Esq., Id. No. 94624 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 235019 WELLS FARGO BANK , NA DBlA AMERICAS SERVICING COMPANY Plaintiff v CRAIG L. KRABER MAIJA KRABER Defendant(s) TO: MAIJA KRABER 2193 BRADFORD DRNE MECHANICSBURG, PA 17055-5799 DATE OF NOTICE: June 3, 2010 COURT OF COMMON PLEAS CNIL DNISON NO. 10-3027-CNIL TERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECENED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRTITEN APPERANCE PERSONALLY OR BY ATTORNEY AND FII,E IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IIvIPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. PHS # 235019 IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717)240-6195 nce T. Phelan, Esq., Id. No. 32227 ~~s S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 By: PHS # 235019 WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY Plaintiff v. CRAIG L. KRABER MAIJA KRABER Defendant(s) TO: CRAIG L. KRABER 542 POPLAR CHURCH ROAD CAMP HILL, PA 17011-1$32 DATE OF NOTICE: June 3, 2010 COURT OF COMMON PLEAS CIVIL DIVISON NO. 10-3027-CIVIL TERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTTCE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IlVIPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. PHS # 235019 IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717) 240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetai R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 235019 WELL5 FARGO BANK , NA DB/A AMERICAS SERVICING COMPANY Plaintiff v. CRAIG L. KRABER MAIJA KRABER Defendant(s) TO: MAIJA KRABER 542 POPLAR CHURCH ROAD CAMP HII.L, PA 17011-1832 DATE OF NOTICE: June 3, 2010 COURT OF COMMON PLEAS CIVIL DIVISON NO. 10-3027-CIVIL TERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE [S SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WII.L BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WTI'H THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIlVIS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IlVIPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. PHS # 235019 IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717) 240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17413 (717) 249-3166 By: Lea .'pence T. Phelan, Esq., ld. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No, 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 235019 '~`~~.~'Q `~~ ~~lr~ ~~T~9E PPO'CNO~IOTARY 2J1~ QCfi 18 PEA 2~ 12 GU~Q~R~~P~~ CO!lNTY PEitiNSYLVAHIA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY Plaintiff Court of Common Pleas Civil Division v. CUMBERLAND County CRAIG L. KRABER No.: 10-3027-CIVIL TERM MAIJA KRABER Defendants PLAINTIFF'S MOTION TO REASSESS DAMAGES 235019 Plaintiff, by its Attorneys, Phelan Hallinan & Schmieg, LLP, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: Plaintiff commenced this foreclosure action by filing a Complaint on May 7, 2010, a true and correct copy of which is attached hereto, made part hereof, and marked as Exhibit "A". 2. Judgment was entered on June 22, 2010 in the amount of $99,583.87. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "B". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriff s Sale on December 8, 2010. 5. Additional sums have been incurred or expended on Defendants' behalf since the Complaint was filed and Defendants have been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance Interest Through December 8, 2010 Per Diem $19.16 Late Charges Legal fees Cost of Suit and Title Sheriff s Sale Costs Property Inspections/ Property Preservation AppraisalBrokers Price Opinion Mortgage Insurance Premium / Private Mortgage Insurance Non Sufficient Funds Charge Suspense/Misc. Credits Escrow Deficit TOTAL $93,227.62 $7,720.20 $103.89 $1,300.00 $995.00 $0.00 $181.25 $0.00 $0.00 $0.00 ($0.00) $4,048.03 $107,575.99 235019 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendants. 8. Plaintiff s foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff's attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on October 8, 2010 and requested the Defendants' Concurrence. Plaintiff did not receive any response from the Defendants. A true and correct copy of Plaintiffs letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "C". 10. No judge has previously entered a ruling in this case. 235019 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan & Schmieg, LLP ,~,/ B DATE: ~~ ' ~S ` [ C~ y: r ` r ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 acme McGuinness, Esq., Id. No. 90134 ^ 'sovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis 5. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Brambiett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza. Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY Plaintiff v. ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County CRAIG L. KRABER No.: 10-3027-CIVIL TERM MAIJA KRABER Defendants MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES 235019 I. BACKGROUND OF CASE CRAIG L. KRABER and MAIJA KRABER executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at 542 POPLAR CHURCH ROAD, CAMP HILL, PA 17011-1832. The Mortgage indicates that in the event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendants defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriff s Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendants credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Ste henson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase 235019 Home Mortgage Corporation of the Southwest v. Good, 537 A.Zd 22, 24 (Pa.Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mort aye Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. ofN.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998}. Union National Bank of Pittsbur v. Cion oli, 407 Pa.Super. 171, S9S A.2d 179 (1991}. The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank. 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. S4S, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendants as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 1 S7, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendants' failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagors to tender to the mortgagee monthly payments of principal 235019 and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagors are also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagors have breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Compan~v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriff s Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendants shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest 235019 to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff's sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiff s interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. ATTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shoppin Center., 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee often percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee often percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville 235019 Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mortgage default. The title report is necessary to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners to be named as Defendants in the foreclosure action. It is also necessary to determine whether there are any prior liens to be cleared, so that the Sheriff's sale purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other legal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1 and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriff's sale date, as their interests will be divested by the Sheriff's sale. Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its 235019 foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of suit and title in their entirety, which will not cause harm to the Defendants. VIII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. 235019 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan & Schmieg, LLP ~~~ ~/ DATE: (7' 15" (C~ aY~ ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff 235019 Exhibit "A" 235019 Phelan Hallinan &Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay 8. Jones, Esq., Id. No. 86657 Peter J.. Mulcahy. Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., ld. No. 205047 Courtenay R. Dunn, Esq:, Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 ]bl7 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 2I5-563-700Q 235019 WELLS FARGO BANK , NA DB/A AMERICAS SERVICING COMPANY 3476 STATEVIEW BLVD FORT MILL, SC 29715 Plaintiff v. CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 Defendants •d~~ J a~~ ,fit.;. iet~~t` •~ ~~~ .~~tt~ .apt f~~sd ATTORNEY FOR PLAYNTIFF C7 a v -:- ~, r -~ ca-~ :.:~; ' : - r- -~c, r~ ` am ~~z, ~ , j na -< COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. J d -3oa T ~ ivi I~tCF'11+~ CUMBERLAND COUNTY ~TSOR'N~Y~ETURN Y ~.~ASE File N; 235019 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the fallowing pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally ar by attorney andfiling in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER'AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (7I7) 249-3 ] 66 (800)990-9108 File R: 235019 1. Plaintiffis WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY 3476 STATEVIEW BLVD FORT MILL, SC 29715 2. The name(s) and last known address(es) of the Defendants} are: CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 10/25/2004 mortgagor{s) made, executed and delivered a mortgage upon the premises hereinafter described to Ul~TION FEDERAL BANK OF INDIANPOLIS which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1885, Page 3664. By Assignment of Mortgage recorded 05/02/2005 the mortgage was assigned to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC which Assignment is recorded in Assignment of Mortgage Book No. 717, Page 989. The -PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(8); which Rule relieves the Plaintiff' from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments afprincipal and interest upon said mortgage due 12/01/2009 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified Fife ~: 235019 by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. b. The following amounts are due an the mortgage: Principal Balance $93,227.62 Interest $2,b56.34 11 /01 /2009 through 03/19/2010 (Fer Diem $19.16) Attorney's Fees $650.00 Cumulative Late Charges $103.89 10/25!2004 to 03/19/2010 Property Inspections/Property Preservations $91.25 Casts of Suit and Title Search $550.00 Escrow Deficit ~~- TOTAL 597,840.31 7. Plaintiff is nczt seeking a judgment of personal liability (or an in rPrsnn m judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a Separate Action to establish that right, if such right exists. If Defendant{s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. 8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendants} on the dates} set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. Fik ~: 235019 9. This action does not come under Act 91 of 1983 because the mortgage premises is not the principal residence of Defendant(s). WHEREFORE, Plaintii~' demands an in rem judgment against the Defendant(s) in the sum of $97,840.31, together with interest from 03/19/2010 at the rate of $19.16 per diem to the date of judgment, and other costs, fees, and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP By: ~ ~ ^ Lawrenc helan, Esq., d. No. 32227 ^ Francis . H linen, Es d. No. 62695 ^ Danie G. Sc leg q., Id. No. 62205 D Michele M. Bra ord, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ 5heetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq„ Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 85657 ^ Peter J. Mulcahy, Esq., Id, No. 6I 791 o Andrew L. Spivack, Esq., Id. No. 84439 e McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff Filc A: 235Q19 LEGAL DESCRIPTION ALL THAT CERTAIN lot or parcel of land situate in East Pennsboro Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point on the southerly line of Poplar Church Road being five hundred ten andtwenty-three ono- hundredths (510.23} feet west of the southwest comer of Poplar Church Road and Arnold Street; thence at right angles to Poplar Church Road south 35 degrees 44 minutes east, a distance ofone-hundred ftfly (l50) feet to a point; thence south 54 degrees 16 minutes west, a distance of seventy-nine and twenty-nine one hundredths (79.29) feet to a point; thence north 35 degrees 44 minutes west, a distance of one hundred fifty (150) feet to a point in the south line of Poplar Church Road; thence north 54 degrees 16 minutes east along the south side of Poplar Church Road, a distance of seventy-nine and twenty-nine one hundredths (79.29) feet to a point; the place of BEGINNING. SUBJECT to easement as recorded in pxior deeds. HAVING THEREON ERECTED a brick ranch type dwelling known and numbered as 542 Poplar Church Road, Camp Hill, Pennsylvania. BEING THE SAME PREMISES which Craig L. IGraber, Executor of the Last Will and Testament of Ruth V. Kraber, by deed, dated December 27, 2000, recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, in Deed Book 23ti, Page 918,granted and conveyed unto Craig G. ICraber, Grantor herein. PREMYSES BEING: 54Z POPLAR CHURCLFI ROAD PARCI3L#: 09-09-1590-048 File ~{: 235019 VERIFICATION Anne Neely ,hereby states that he/she is via ~a~~~ or ~~.,, n~,~c~o~p f, AMERICA'S SERVICING COMPANY, servicing agent for Plaintiff in this matter, WELLS FARGO BANK , NA DB/A AMERICAS SERVICING COMPANY, that he/she is authorized to take this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Name: Ann eely DATE: May ~ ~ 2 010 Title: Vice President of Loan Documentation Servicer: AMERICA'S SERVICING COMPANY File #: 235019 Name: 1CRABER ~I Exhibit "B" 235019 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq:; Id. No. 87077 Lauren R. Tabas, Esq., Yd. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalarrte P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY vs. CRAIG L. KRABER MAIJA KRA.BER ~~"-~~~ ' ~~~~ Z~~~O ~~ ~~ ~~ ~~~ ~ ~ CtIMBE~~.~t~~ ~f,,tIN~Y~ PENi<;SYI.V~iA a~~~ ~c~ ~ Attorney for P1ai~R ~~~ ~~~ PLEASE RETt~N NAY ~L~A~ ~~ ~ ATTORNEY f~~-~ ~~'Y PLE~SE~RET~~~ CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL. DIVISION No.10-3027-CIVIL 'TERM ~~pC}O ~i ~~~'`s~ ~~~-~ ~'i~E'"~ ~?Lk~1S~ d~te'~l~~.a.`r .? ~_. y PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against CRAIG L. KRABER, and ~MAIJA KRABER. Defendants} for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess PlaintifFs damages as follows: As set forth in Complaint $97,840.31 Interest - 03/20/2010 to 06/18/2010 $1.743.SG TOTAL $99,583.87 I hereby certify that {1) the Defendant's last known addresses are 2193 BRADFORD DRIVE, MECHANICSBURG, PA 17055-5799, and the mortgaged premises 542 POPLAR CHURCH ROAD, CAMP HILL, PA 17011-1832 and {2) that notice has been given in accordance with Rule 237.1, copy attached. c G,.~~~ awrence T. Phelan, Esquire Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire' Andrew C. Bramblett, Esquire Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: (¢ ` ~~ '/G rxs ~ zsso~s PROTHONO ARY r Exhibit "C" 235019 °o .~ d a O ... ~~ ~~ v~ ° ~~ ~a U a -~ .~ a a ~ ,ti '~ c s~~? zec a T O ~ '~ ", O U O C , N Y C W b O Q ~ . 7 a> d E ~ ~v' ~ ~ s o ~ s 6 3aoa d¢ woa~ a~idw ~ ~ : E~~~ 0602 8010 95ZLLZb000 ~ ~ d• ~ ~ w6 Z o ' ~ ~ ~ ~ ~4 $ 089 . . ~~ ~ A 53nno9 A3Nlld ® G sll~~ ~ ~ ~ E ~ w .a abi ° o 0 ®~ Q ~ ~jc~.. '~'y ~ ~ ~~ . ~ p A , ~ ~'cJC1 _ 9 a ~ U ~ b p,C~ -+ ~°'~6 ~ ~ C O •5 y q :: ~ 3 ~ a ~ x E ~ . y L1.1 X ~, 'a M ~ N E b o b y ~ ~ ~ x V N ~ y {y G N f.l bry9 N O ~ ~ W ° V U ~ 'O U -° c°? ~ ao Z Z H"-~~~ -s ~ v o ° C a V F o o w ^ v~ o w ° w"~~ x ~ a ~ ~~ :~ ~~ ~ a ~ g ~ ~ M A ~ A ~°°°';, ~ x 3 F '~ ~~g~ y ~~ yHa i b A d ~ v i ,~j ~ .~ ~ 0. W pGq .~ ~ O x G N n M a ~ ~ ~ ~ a ~ c ~ ~~ ~~ ~~ a C ~~ p y ~C p x 0 y X ~~ h ti ti ti 0 .F+ iA a°. W ~ + ~ ~ r. ~ ~o d b v ~ y ^ ~ p" eCa ~ ewe Q , wo w w y ~„ a1 p Ci ~ P~1 C "'a '~ ~ ~ a ~ J ~ °' ~V ~ C7~ ~ ~~ ~ C O p~p~ p~ ~ ~ ~ z$ ~ ~~ ~ U~ ,, Ua , UO , Uo Ha o~ a~ o~ o~ N N N N 'O x x x x W~' °`" a. a a a ~ . ~ z ~' a~ :.a .-~ cv r, ~ ~ ~o r o0 0~ o~ O M N PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey October 8, 2010 CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 RE: WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY v. CRAIG L. KRABER and MAIJA KRABER Premises Address: 542 POPLAR CHURCH ROAD CAMP HILL, PA 17011 CUMBERLAND County CCP, No. 10-3027-CIVIL TERM Dear Defendants, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by October 13, 2010. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. truly yours, ~..a, ~.,,~~ ., Fr c' S. Hallinan, Esquir Dan G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquir~ Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Enclosure VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. Phelan Hallinan & Schmieg, LLP 2~,2~~~7Z~tiP% "~ DATE: ~ " / S-~D BY~ ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza. Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK , NA D!B/A AMERICAS SERVICING COMPANY Plaintiff v. CRAIG L. KRABER MAIJA KRABER Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-3027-CIVIL TERM CERTIFICATION OF SERVICE 235019 • ~ I hereby certify that true and correct copies of Plaintiff s Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individuals on the date indicated below. CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 CRAIG L. KRABER MAIJA KRABER 328 E MEADOW DR MECHANICSBURG, PA 17055-5187 CRAIG L. KR.ABER MAIJA KRABER 542 POPLAR CHURCH ROAD CAMP HILL, PA 17011-1832 CRAIG L. KRABER MAIJA KRABER PO BOX 157 STEWARTSTOWN, PA 17363-0157 Phelan Hallinan & Schmieg, LLP DATE: 1C7 - (S- ((~ By: ~"~ U Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 r ~F THE P~~. ._',F.: 20I~OCT2~ ~I: tiS ~t ~ A ,,r.~ CC!.,: r p~ ~ 9 `LU10 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY Plaintiff v. CRAIG L. KRABER MAIJA KRABER Court of Common Pleas Civil Division CUMBERLAND County No.: 10-3027-CIVIL TERM Defendants RULE AND NOW, this day of 2010, a Rule is entered upon the Defendants to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. J~f w~l~1c~ Zn ~>1S aQ7 ~~- C'2 t ~ ~/S Q>~U. Rule Returnable o , a C BY THE COULZT ~ ,~ /U/ate./ [!~ 235019 V ~ M ~~~L4d --p~I ~~VC~ ~~I[10CT 2~ A~1 il~ ~C L.~t~t'tD~R4M~~~ ~+U6~ 1 ~i~ Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY Plaintiff v. CRAIG L. KRABER MAIJA KRABER Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-3027-CIVIL TERM CERTIFICATION OF SERVICE 235019 .. • '~ I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of November 9, 2010 was sent to the following individual on the date indicated below. CRAIG L. KRABER CRAIG L. KRABER MAIJA KRABER MAIJA KRABER 2193 BRADFORD DRIVE 542 POPLAR CHURCH ROAD MECHANICSBURG, PA 17055-5799 CAMP HILL, PA 17011-1832 CRAIG L. KRABER CRAIG L. KRABER MAIJA KRABER MAIJA KRABER 328 E MEADOW DR PO BOX 157 MECHANICSBURG, PA 17055-5187 STEWARTSTOWN, PA 17363-0157 Phelan Hallinan & Schmieg, LLP DATE: ~ ~Z,-~ (~ c~ By: ^ awrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ,® Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 AFFIDAVIT OF SERVICE (FNMA) PLAINTIFF CUMBERLAND COUNTY WELLS FARGO BANK , NA D/B/A AMERICAS SERVICING COMPANY PHS # 235019 DEFENDANT SERVICE TEAM/ kxc CRAIG L. KRABER COURT NO.: 10-3027-CIVIL TERM MAIJA KRABER SERVE MAIJA KRABER AT: TYPE OF ACTION 2193 BRADFORD DRIVE XX Notice of Sheriff s Sale MECHANICSBURG, PA 17055-5799 SALE DATE: 12/08/2010 ~: ~ M;~ ~ „ j ~~ SERVED °°~ ~~? ~°" W` -r Served and made known to MALTA KRABER , Defendant on the ~~day of Q cfi~i ~- , 20 r ~ ~' " ~ e ~ t~"r S8, oclock ~. M., at 315 E.MB~-ow TjQ~yE , in the manner described below: `~:'^-~~ ~ ~`; ~/ Defendant personally served. MEc~IgNtCs RuQls, PA, ~ -= ~~'= _... ~~ _ Adult family member with whom Defendant(s) reside(s). ~"'~ ~ Relationship is ~ ~s _ Adult in charge of Defendant's residence who refused to give name or relationship. ~`; c- :~ ~ ~'`~ Manager/Clerk of place of lodging in which Defendant(s) reside(s). --n ~-.:..~ - Agent or person in charge of Defendant's office or usual place of business. ~ ,. an officer of said Defendant's company. Other: Description: Age ~~ Height 5 ,3„ Weight ~ l D Race w Sex 1C Other I, ~ P//~-L,I~ (~it p LL , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. ~ pfd ~~4 4[f~gErQ ; DF~gN Dg7u7 Ik(~ v GD To Sworn to and subscribed 32$ ~. M E!}vc~r Dj2. J tilFst~FA~~a p~uRs, ~~- before e this ~ day of ~, 20~i I Notary: y: ~ C ~~ KihiBERLY CURTY NOT SERVED NOTARY PUBLIC _ TE OF NEW JERSEY On the d of , 20 , at oclock . M., Defendant NOT FO ND Vacant Dces Not Exist _ Moved _ Does Not Re M ~ ISSI N EXP IRES MARCH 7, 2013 No Answer on at at Service Refused Other: Sworn to and subscribed before me this day of -L~ By: Notary: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq„ Id. No. 32227 Francs S. IlalBnan, Esq„ Id. No. 62695 Daniel G. Schnde8, Esq„ Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq„ Id. No. 58745 Sheetal R Shah•Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jorres, Esq., la. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew 1.. Spivack. Esq., Id. No. 84439 Jaime McGuinness, Esq„ Id. No. 90134 Chrisovalan[e P. Fliakos, Esq., Id. No.94620 Joshua 1. Goklnarn, Esq., Id. No. 205047 Courtenay R Dunn, Esq„ Id. No. 206779 Andrew C. Bramblett, Esq , Id. No. 208375 Onc Penn Center a[ Suburban Station 1617 John F. Kennedy Blvd„ Suite 1400 Philadelphia, PA ]9103-1814 (215)563-7000 AFFIDAVIT OF SERVICE (FNMA) PLAINTIFF CUMBERLAND COUNTY WELLS FARGO BANK , NA DB/A AMERICAS SERVICING COMPANY PHS # 235019 DEFENDANT SERVICE TEAM! kxc CRAIG L. KRABER COURT NO.: 10-3027-CIVIL TERM MAIJA KRABER .--~, SERVE CRAIG L. KRABER AT: TYPE OF ACTION ' ~ 2193 BRADFORD DRIVE XX Notice of Sheriff's Sale " ~~'" ,~ •~-"'ri MECHANICSBURG, PA 17055-5799 SALE DATE: 12/08/2010 .~~ ~ ' '' ~=- SERVED ...r ~' --- ~.. Served and made known to CRAIG L. I{RABER ,Defendant on the (i'~``day of C d8l,Q, 20 1o~C~' 1~ - 5; ~ ~, o'clock ~. M., at 1t 93 B~A Fo Rr D~! I V E , in the manner described below: e `~ ~.~?, ~ ~"~" ~ ~/ Defendant personally served. MF~t}~icsgdaGJ j7/}, ~„-- ~ ~~ +~i~ ~t~ p Adult family member with whom Defendant(s) reside(s). ~ =~~ r,,j _ Relationship is ~-~ "' _ „ _ Adult in charge of Defendant's residence who refused to give name or relationship. _ Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. _ Other: Desrcr~iption: Age ~6 s Height ~Q~ Weight o~ ~6 Race w Sex /~ Other I, /~C6~/+t}t.p ~ 1.C- , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscI ~'bed K1M$~RLY CURTY before me this (61~day of C7' , 20Lv NOTARY PUBLIC STgTE OF N~GW }ERSEY N ~.-~ MYCOMMISS[ON EXi -RES MgRCH 7, 20(3 NOT SERVED On e ay o , 20_, at _ o'clock _. M., Defendant NOT FOUND because: Vacant _ Does Not Exist -Moved _ Does Not Reside (Not Vacant) _ No Answer on at , Service Refused Other: Sworn to and subscribed before me this day of -~~ By: Notary: ATTORNEY FOR PLAINTIFF Lawrence T. Phelan, Esq., W. No. 32227 Franck S. HalBnan, Esq., Id. No. 62695 Daniel G. Sehmieg, Esq., Id. No. 62205 Mki~ele M. Bradford, Esq., Id. No. 69849 Judith T. Rorrmrw, Esq., Id No. 58745 Sheetal R Shah•Jani, Esq., Id. No. 81760 Jenhre R Davey, Esq., Id. No. 87077 -.aurm R Tabas, Esq., Id. No. 93337 Vivek Sdvasfava, Esq., Id. No. 202331 Jay B. Jones, Esq., W. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., ld. No. 84439 Jah~re McGuNness, Esq., Id. No. 90134 Chrkovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. GoHman, Esq., Id. No. 205047 Courtenay R Dunn, Esq., Id. No. 206779 Andrew C. BramWett, Esq., Id. No. 208375 One Pam Center al Suburban Slatkm 1617 John F. Kennedy Blvd., Suite 1400 Phikaielphia, PA 19103-1814 (215)563.7000 i~ f IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, NA DB/A AMERICAS CUMBERLAND COUNTY SERVICING COMPANY Plaintiff, COURT OF COMMON PLEAS V. CIVIL DIVISION CRAIG L. KRABER No.: 10-3027-CIVIL TERM MAIJA KRABER Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129,1 COMMONWEALTH OF PENNSYLVANIA ) PHILADELPHIA COUNTY ) SS: As required by Pa. R.C.P. 3129.1(a) Notice of Sale has been given to Lienholders and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named, at that address, set forth on the Affidavit and as amended if applicable. A copy of the Certificate of Mailing (Form 3817) and/or Certified Mail Return Receipt stamped by the U.S. Postal Service is attached hreto Exhibit "A". c eri s a e. The sale ;must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. Chrisovalante P. Fliakos, Esq., Id. No. 94620 4 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id: No. 208375 Attorney for Plaintiff Date: IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. ILTjgLj of be sold in the absence of a representative of the plaintiff at th Sh ff' S 1 U LaxVrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ?'Daniel G. Schinieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 ` ? Sheetal R. Shah-Jani, Esq.; Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 _ ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No, 202331 ? Jay R Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 PHS # 235019 WELLS FARGO BANK, NA D/B/A AMERICAS SERVICING COMPANY Plaintiff V. CRAIG- L. KRABER MALTA. KRABER Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION NO. 10-3027-CIVIL TERM CUMBERLAND COUNTY PHS # 235019 AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 KNELLS FARGO BANK, NA D/B/A AMERICAS SERVICING COMPANY; Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed; the following information concerning the real property located at 541 POPLAR CHURCH ROAD, CAMP HILL, PA 17011-1832. 1. Name and address of Owner(s) or reputed Owner(s), Name Address (if address cannot be reasonably ascertained, please so indicate) CRAIG L. KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055.5799 1 1',1ame and address of Defendant(s) in the judgment: Name Address (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) None. 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) None. 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) The Township of East Pennsboro 98 South Enola Drive East Pennsboro Community and Municipal Center Enola, PA 17025 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANT/OCCUPANT Domestic Relations of Cumberland County 542 POPLAR CHURCH ROAD CAMP HILL, PA 17011-1832 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA Commonwealth of Pennsylvania Bureau of Individual Tax ]Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program CRAIG L. KRABER, C/O ANDREW C. SHEELY, ESQ. P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 6t' Floor, Strawberry Square Dept 280601 Harrisburg, PA 17128 P.O. Box 8486 Willow Oak Building Harrisburg, PA 17105 127 S MARKET STREET PO BOX 95 MECHANICSBURG, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating tounswornfalsificationao-authorities. /I A - By-_-42 t? Attorney for Plaintiff Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford; Esq, Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No, 87077 ? Lauren R, Tabas; Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No, 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness; Esq., Id. No, 90134 Chrisovalante P. Fliakos;-Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn; Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 QTER A T ? ? y G £0461 3003dfZ WU231 t73"VV4 r p40Z 9ZJfi'd 99ZLNLEOGO3 •Ea a9€ ? S3NSlOB A3Nltd ,gj ?- YY? A \ I? k b,3 o <"'v'°"""_ ds Shy F ' H ? pd gtsjj w; Yp a MM OC go t3 C ? 4/? A b A ? 4 -N - eewN O W - w F V O 7 I.,' WHO y, C7 T JilF sv F o o N ti .^.... C..? C w n _ L (N Il] N V fl.y ? m y!- a N i i ? cJ t Ca J s? ? ? •? '? c> r fW o n ? c y , 41 ILI, is J x ? c a w q C i G n u L? O ?4 ai L' G? i F? a? L G/ F? r ? 4 a tl, ? ? y, t7 '? ? - [? v1 ct N O ^?•? L? ++ r W ? '% w ? L :Q .?+ L ? a et x C at A .-a A+ +, a VS 'o? 2 V y „i x yyH i O.i ti .. C ?N.r ?r " R A 1.' q C .e? 4r tp ry t ? ova y n r+1 v! O.?. 3• ?v. CQ L O O L Ra Q 'Q L 3 .., O ro ?7 y O QO ,O '.Tr •L p ? cv i Oa y C V s.; 9 ?= w N 4! O..O z Rt O a) O ad a?+ C C/? VI 17 00 :s.. 6i u? V? O , . L. v Gx( LL L A. ?l «i y. q , 2.p°. , a? .A V `j o ._ 1-1300 O.? .1 , a; f., W b w ? w o w O ? V ? a +-' ?' w x A"o o '.? .= Q I A vi z pt ; o C? r w ? M ? ? ? C ? db \ a V CC3 _ Q+ > L ?.,/ rh W V C;9 C's w Q to H ? O C6 L L v Gz, L W 1--i Pa U w?0« Z Uwe..,4.,; -?a N -0 ??i •k -K N -K -k U U cd U U cf) a) z¢o M N x a M I, ao ? ? . vi ;vas w m .Y U ? U C . F C ? Q m : o a. U Y. V ? 7 W C O T ? Y y a o F « . a ? C'G O O ? ^ c--°•o 3 ? [1 x F W F^O C F h v ? eq I c =_ u ? N U O y -Fri-ro 0 o u °o ? v o?'u u ?w a ava o o a°i o °o ?? o to ti v o m ? N a ? m F C O EFl O-.^ G = j w O w Q w O ? F w _ y N ? V ?d C u1 ` aCr YO ? C U C ? N G M w 0 d .z. o u r a U P. fYi t ? y w ? wO o0 ?b u' z> a ?a •? % 4: -k -k G o .o .n b ?a M ?t ? ?O l 00 O? 9 •-+ NM et I II ? ",.+.r.- FY°a L FILED-oFFICE fi f? ?.r r'U', a 4 U U f i° ' BERLtyfs ff kl s Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, NA D/B/A AMERICAS SERVICING COMPANY Plaintiff V. CRAIG L. KRABER MAIJA KRABER Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-3027-CIVIL TERM MOTION TO MAKE RULE ABSOLUTE 235019 WELLS FARGO BANK, NA DB/A AMERICAS SERVICING COMPANY, by and through its attorneys, Phelan Hallinan & Schmieg, LLP, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action, and in support thereof avers as follows: 1. That it is the Plaintiff in this action. 2. A Motion to Reassess Damages was filed with the Court on October 15, 2010. 3. A Rule was entered by the Court on or about October 22, 2010 directing the Defendants to show cause why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit "A". 4. The Rule to Show Cause was timely served upon all parties on October 27, 2010, in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit "B". 5. Defendants failed to respond or otherwise plead by the Rule Returnable date of November 9, 2010. 235019 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. Hallinan & Schmjeg, LLP DATE: By: A--A" ? wrence T. Phelan, E /q., Id. No. 32227 ? r cis S. Hallinan, Esq., Id. No. 62695 ? 'el G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 E?Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenne R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 jj'F d L'-- D -0 f 10 ? 16 AM 10. [6 ':di`TE I` LT'O 9 C UllNTY Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, NA DBIA AMERICAS SERVICING COMPANY Plaintiff V. CRAIG L. KRABER MAIJA KRABER Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 10-3027-CIVIL TERM CERTIFICATION OF SERVICE 235019 • I hereby certify that true and correct copies of Plaintiff's Motion to Make Rule Absolute and Brief in Support thereof were served upon the following individuals on the date indicated below. CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 CRAIG L. KRABER MAIJA KRABER 328 E MEADOW DR MECHANICSBURG, PA 17055-5187 CRAIG L. KRABER MAIJA KRABER 542 POPLAR CHURCH ROAD CAMP HILL, PA 17011-1832 CRAIG L. KRABER MAIJA KRABER PO BOX 157 STEWARTSTOWN, PA 17363-0157 Hallinan & Schzn#g, LLP DATE: By: ? a e T. Phelan, E?q., Id. No. 32227 ? cis S. Hallinan, Esq., Id. No. 62695 ? D 1 G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 , ?.? Judith T. Romano, Esq., Id. No. 58745 -+ Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 `"' Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 ` <CD , - - Jay B. Jones, Esq., Id. No. 86657 c? c-a Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, NA D/B/A AMERICAS Court of Common Pleas SERVICING COMPANY Plaintiff Civil Division V. CUMBERLAND County CRAIG L. KRABER No.: 10-3027-CIVIL TERM MAIJA KRABER Defendants AMENDED MOTION TO MAKE RULE ABSOLUTE 235019 WELLS FARGO BANK, NA DB/A AMERICAS SERVICING COMPANY, by and through its attorneys, Phelan Hallinan & Schmieg, LLP, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action, and in support thereof avers as follows: That it is the Plaintiff in this action. 2. A Motion to Reassess Damages was filed with the Court on October 16, 2010. 3. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on October 8, 2010 and requested the Defendants' Concurrence. Plaintiff did not receive any response from the Defendants. A true and correct copy of Plaintiff's letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "A". 4. A Rule was issued by the Honorable J. Wesley Oler on or about October 22, 2010 directing the Defendants to show cause why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit "B". 5. The Rule to Show Cause was timely served upon all parties on October 27, 2010, in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit "C". 6. Defendants failed to respond or otherwise plead by the Rule Returnable date of November 9, 2010. 235019 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. .an gr Phel Hallinan Sc ieg, LLP DATE: By: ? La ence T. Phelan, Esq., 32227 ? F ancis S. Hallinan, Esq., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 Exhibit "A" 235019 S a a W 0 lid Z a 0 ? h 's7 at C ` C b ? YE Yrl M i ? y ? ?o M O "i3 tt ? 3 F j???! 8 g?( ? ? h f 1 ? O? ?y a yC pq ow W 00 s N M a?. O w ? v W ? o a a 4 ? aS' 'C t ? a ?v m b w b ? ? ?i? w w w N Fi p? y? C e? v z > Z a . Ua a i o, .., ON ., a\ r. o, . + 4) N N ee In ? N ihs tl a a a a c euy 7 O N M t1 v1 'f5?} p .?+ rn 0 M N PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey October 8, 2010 CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 RE: WELLS FARGO BANK, NA DB/A AMERICAS SERVICING COMPANY v. CRAIG L. KRABER and MAIJA KRABER Premises Address: 542 POPLAR CHURCH ROAD CAMP HILL, PA 17011 CUMBERLAND County CCP, No. 10-3027-CIVIL TERM Dear Defendants, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by October 13, 2010. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. truly yours, Fr VIGY Sic?hmieg, linan, Fsquir DaEsquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esqui Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire peter 7. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Enclosure Exhibit "B" 235019 OF THE cc OCT 19 ZU10 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA WELLS FARGO BANK, NA DB/A AMERICAS Court of Common Pleas SERVICING COMPANY Plaintiff Civil Division V. : CUMBERLAND County CRAIG L. KRABER : No.: 10-3027-CIVIL TERM MAIJA KRABER Defendants RULE AND NOW, this`_ 1,01L day of 20'3 0, a Rule is entered upon the Defendants to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. f wilyc'? Zd d?15 dt 4- Ca?G 4;j CCU. Rule Returnable c ZVI ,, C 235019 Exhibit "C" 235019 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 20837?A 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, NA DB/A AMERICAS Court of Common Pleas SERVICING COMPANY Plaintiff Civil Division V. CUM131 ZLAND County CRAIG L. KRABER No.: 10-3027-CIVIL TERM MAIJA KRABER Defendants CERTIFICATION OF SERVICE 235019 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of November 9, 2010 was sent to the following individual on the date indicated below. CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 CRAIG L. KRABER MAIJA KRABER 542 POPLAR CHURCH ROAD CAMP HILL, PA 17011-1832 CRAIG L. KRABER CRAIG L. KRABER MAIJA KRABER MAIJA KRABER 328 E.MEADOW DR je1P0 BOX 157 MECHANICSBURG, PA. 17055-5187 STEWARTSTOWN, PA 17363-0157 Phelan Hallinan & Schmieg, LLP DATE: By: g i wrence T. Phelan, Esq., Id. No. 32227 [] Francis S, Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 El Judith T. Romano, Esq., Id. No. 58745 0 Sheetai R. Shah-Jani, Esq., Id. No. 81760 n Jenne R. Davey, Esq., Id. No. 87077 F] Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 [] Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Es ` Id. No. 61791 Andrew L. Spiva"Iq., Id. No. 84439 Q Jaiow McG«imiess, Esq., Id. No. 90134 Chrisovzthwte P. Fliakos, Esq., Id. No. 94620 [] Joshua I. Goldman, Esq., Id. No. 205047 ,E Courtenay R. Dunn, Esq., Id, No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 2350.19 VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Amended Motion to Make Rule Absolute are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. DATE: I I 11?110 By: Phelan Hallinan & Schmieg, LLP fLa `' ence T. Phel an, Esq., Id. No. 322'1T is S. Hallinan, Esq., Id. No. 62695 el G. Schmieg, Esq., Id. No. 62205 ele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua 1. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, NA D/B/A AMERICAS SERVICING COMPANY Plaintiff V. CRAIG L. KRABER MAIJA KRABER Defendants ATTORNEY FOR PLAINTIFF : Court of Common Pleas Civil Division CUMBERLAND County No.: 10-3027-CIVIL TERM CERTIFICATION OF SERVICE 235019 I hereby certify that true and correct copies of Plaintiff's Amended Motion to Make Rule Absolute was served upon the following individuals on the date indicated below. CRAIG L. KRABER MAIJA KRABER 2193 BRADFORD DRIVE MECHANICSBURG, PA 17055-5799 CRAIG L. KRABER MAIJA KRABER 328 E MEADOW DR MECHANICSBURG, PA 17055-5187 oarE 11110 CRAIG L. KRABER MAIJA KRABER 542 POPLAR CHURCH ROAD CAMP HILL, PA 17011-1832 CRAIG L. KRABER MAIJA KRABER PO BOX 157 STEWARTSTOWN, PA 17363-0157 Phelan Hallinan & Schmieg, LLP By: 0la'wrende 1. Phe anT E'sq id. No. 32227 ? F cis S. Hallinan, Esq., Id. No. 62695 ? aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 235019 . .. ?.. OF T Ht ,RO LED-OFFICE TAR Y 2010 NOV 30 AM !0:34 CUMBEROQUW PENNSYLVANIA My IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, NA DB/A AMERICAS Court of Common Pleas SERVICING COMPANY Plaintiff Civil Division V. CRAIG L. KRABER MAIJA KRABER Defendants CUMBERLAND County No.: 10-3027-CIVIL TERM l.? t ? ORDER AND NOW, this Z 1 day of N 0 v , 2010, upon consideration of Plaintiff s A ..?,? lei Motion to Make Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered upon Defendants shall be and is hereby made absolute; and Plaintiff s Motion to Reassess Damages in the above captained matter is hereby GRANTED. The Prothonotary is ordered to amend the judgment and the Sheriff is ordered to amend the writ nunc pro tunc as follows: Principal Balance $93,227.62 Interest Through December 8, 2010 $7,720.20 Per Diem $19.16 Late Charges $103.89 Legal fees $1,300.00 Cost of Suit and Title $995.00 Sheriffs Sale Costs $0.00 Property Inspections/ Property Preservation $181.25 Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $0.00 235019 . ? r c a Private Mortgage Insurance Non Sufficient Funds Charge $0.00 Suspense/Misc. Credits ($0.00) Escrow Deficit $4,048.03 TOTAL $107,575.99 Plus interest from December 8, 2010 through the date of sale at six percent per annum. Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above figure. BY THE COURT J. Cy tFS rrWlFd.. R4? jlzzi-v ?r nJ3o/•v 235019 235019