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HomeMy WebLinkAbout10-3090UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 -LOUIS A. SIMONI, ESQUIRE - ID #200869 ADAM L. KAYES, ESQUIRE - ID #86408 MARGUERITE L. THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com ATTORNEY FOR PLAINTIFF ro Q Ocwen Loan Servicing, LLC :COURT OF COMMON PLEAS 12650 Ingenuity Drive ;CIVIL DIVISION Orlando, FL 32826 Plaintiff = Cumberland County V. Gregory A. Wilmarth _ 827 Old Silver Spring Road NO. (p _ Q C?V?I ?? Mechanicsburg, PA 17055 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association O 2 Liberty Avenue Carlisle, PA 17013 4ga1.00 Po AT'N 717-249-3166 1,909-140 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this action. Current assignments of mortgage of record are as follows. Assignor: Mortgage Electronic Registration Systems, Inc. Assignments of Record to: Taylor, Bean & Whitaker Mortgage Corporation Recording Date: 3/23/09 Instrument # 200908598 Plaintiff is in the process of formalizing the assignment of mortgage in its favor for recording. 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant (s) , Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 827 Old Silver Spring Road MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Mechanicsburg COUNTY: Cumberland DATE EXECUTED: 9/26/07 DATE RECORDED: 9/27/07 Instrument # 20071714A The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 5/3/10: Principal of debt due $137,653.47 Unpaid Interest at 5.375% from 12/1/09 to 5/3/10 (the per diem interest accruing on this debt: is $20.55 and that sum should be added each day after 5/3/10) 3,119.46 Title Report 325.00 Court Costs (anticipated, excluding Sheriffs Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $226.71, and that sum should be added on the first of each month after 5/3/10) 0 Late Charges (monthly late charge of $37.05 should be added in accordance with the terms of the note each month after 5/3/10) 70.14 Property Inspection 21.00 Suspense Balance (285.91) Attorneys Fees (anticipated and actual to 59.- of principal) 6,882.67 TOTAL $148,063.83 7. The attorney s fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $148,063.83 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. UDR W ICES, P.C. BY: Attorneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE 'LOUIS A. SIMONI, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE May-05-2010 01:24pm From- MaY 5 2018 81:18pm P016/813 T-998 P-010/013 F-117 Lgr,AL DESCRIPTION ALL THAT CMrAIN tmh itr the Mperty known, named and identified ill the rid to below as "?Sttt VlUas Coodomittium" located in the borough of Mechanicsburg County of Cumberland, Conuaonwealth of PcZUWIvartia, why has heretofore been, submitted ' pu AnrL 3101 rsuacu to the provi*vs ofthe. .pemyjy& Uai =CCondominium Act, 68 Pa, Cons. Stat. ofCumbealet (P=Ion Sapp- 1987, by the recording in the Office ofthe Recorder of Deeds recorded rl A ut4y} p=3Y . of a De*=jOn of Condomin um dated July 30. 1985, and ugust 14, 1985, Misedlaneaus Book Volume 308, Page 147, which Decd has been amended by a First Anwadwent to Declaration of C° and recorded an December 91, 1985, in the ?° dazed Decem? 31, 1985 133, and further am=ded aforesaid Office at MtscallaneouS Book 313, Page 23,1987 and recorded by a second Amendment to Declaration of Condominium dated March on Much 27, 1987, in the aforesaid Office of 1wGsaenarwus Book 331, Page 933, arrd furtber amended by a Third Amendment to Dackntion of ODO&Mini= dated 12, 1987 and rworded on June 12, 1987, iR the aforesaid Offie St 1la 5, r? 283, Ug furuw Amended by a )~onrth Ae=&.,t A k, ?; rtcous Book 33 5, Pale Nov+gnber 10, 19$7 and d reoorded on N laratloix or c:ondomfrtiimt dated M&mus vells er 10 Book ova 30, 1987, in The afore =W Office at No Condominium dated • Page 369, and firm minded by a Fft AAmftbnerrit to Dealaration of Cored mini ns Boa ? 14, 1968 and recorded April 18, 1988, in the sforesaid Office at k 348, Page 869 beituag and designated in such Declaratwn, end fcuthrs armWed by a Sixth Amendment to Dechre ion ofCond mW= dated October 12, 1999 and recorded October 13, 1988 in the aforesaid Office at hfacelianeous Book 355, Page 1084, as so ar md4 as Urit No. 827, as more Hilly domm'W in such Dedaration, as so amended ether with a ProPortionete undivided interest in the Common Meaoments of such Condomirdruu as set forth in such Declaration, as so amended and as firthar amended by any further amendments thereto herufter recorded in the aforega3d Me. "01v R AND SUBJECT to MV and aR covunams, condWons, rostrictia ri he easements and a? of reca?, ituhrdit? (but not limited to) those contained inett i m s the instrt=nts recorded in thr afare.said Office iii Mr~oalluneotrs Book Vahirue 304, P9a 227, and Misre11arwus Book Volume 304, Page 566. TO HAVE AlV TO HOLD the said Unit above-described and the HraedjU== and premises he Gl=oe?, their MbY lid or Wined and latendod so to be, with tht Appuftua= unto the said heirs and .Assjp% to and for the only proms use and betmf of said t`a'Rrit ft, their heirs and Assigns forever. Subject as afntirsaid. 107'1(ag 05/0512010 10:59:48 AM CUM BERLAND COUNTY instA 200737348 - Page 78 of i g n Ocwen Loan Servicing, LLC ?.../ Gregory Wilmarth P.O. Box 24737 West Palm Beach, Florida 33416-4737 O C W E N (Do not send correspondence or payments to the above address.) WWW.OCW N OM March 04, 2010 827 Old Silver Spring Rd Mechanicsburg, PA 17055-0000 VIA First Class Mail VIA Certified Mail (return receipt requested) Certified Number: 71069017515131994210 Reference Code: 1003 Loan Number: 71543565 Property Address: 827 Old Silver Spring Rd, Mechanicsburg, PA 17055-0000 PLEASE SEE THE ENCLOSED DOCUMENT EXHIBI i , DACT9116 This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and does not constitute an attempt to collect a debt Ocwen Loan Servicing, LLC io P.O. Box 24737 O C W E N West Palm Beach, Florida 33416-4737 (Do not send correspondence or payments to the above address) WWW.OCW .N .OM March 04, 2010 APPENDIX A ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default and the lender intends to foreclose Specific information about the nature of the default 1s provided in the attached pages The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home This Notice explains how th"rogram works, To see if HEMAP can help you must MEET WITH A CONSUMER EDIT COUNSELING AGENCY WITHIN THIRTY (30) DAYS OF THE DATE, OF THIS NOTICE, Take this Notice with you when you meet with the Counseling Agency. The name address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice If you have any questions. you may call the Penn ylvania Housing Finance Azcncy toll free at (800) 342-2397 (Persons with impaired hearing can call (B71780-1869) This Notice contain important legal information If you have any questions representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION, OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO A ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. USTED PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Gregory Wilmarth PROPERTY ADDRESS: 827 Old Silver Spring Rd Mechanicsburg, PA 17055-0000 LOAN ACCT. NO.: 71543565 ORIGINAL LENDER: CURRENT LENDER/SERVICER: OCWEN DACT91.16 This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and does not constitute an attempt to collect a debt Ocwen Loan Servicing, LLC P.O. Box 24737 West Palm Beach, Florida 33416-4737 O C C W - E N N (Do not send correspondence or payments to the above address) WWW.OC W .N C M HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSiSTAN E WHICH AN AVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS, IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE Under the Act you are entitled to a + mporarvay of foreclosure ti your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face- to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice THIS FETING MUST OCCUR WITHi THE NEXT t3n)_DAYS, IF YOU DO NO APPLY FOR FMFRGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORT GAGE. P TO DATE, TH P RT OF THIS NOTICE CALLED"HOW TO CURE YOUR MORTGAGE, DEFATTLl". EXPLAINS HOW T - B iNG YOUR MORTGAGE UP TO DATE CONSUMER F.DIT .O N IN AGENCIES - If you meet with one of the consumer credit counseling agency listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face- to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance). DACT91.16 This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and does not constitute an attempt to collect a debt Ocwen Loan Servicing, LLC P.O. Box 24737 - West Palm Beach, Florida 33416-4737 O C C W W E N N (Do not send correspondence or payments to the above address) WWW.OCW N C0M HOW TO CURE YOUR MORT AGE DEFAULT fflring it up to date) NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at: 827 Old Silver Spring Rd, Mechanicsburg, PA 17055-0000 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: 3 payments in the amount of $ 928.01 from January 01, 2010 through March 04. 2010 ETAIL SUMMARY : Principal and Interest ................................. $ 2,103.90 Interest Arrearage ..................................... $ 0.00 Escrow .................................................. $ 680.13 Late Charges ........................................... $ 35.07 Insufficient Funds Charges ........................... $ 0.00 Fees / Expenses ........................................ $ 10.50 Suspense Balance (CREDIT) ........................ $ 285.91 Interest Reserve Balance (CREDIT) ................ $ 0.00 TOTAL DUE .......................................... $ 2,543.69 HOW TO CURE. THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,543.69, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by Money Gram Cashier's Check, Certified Check or Money Order made payable and sent to: OCWEN P.O. BOX 6440 CAROL STREAM, IL 60197-6440 IF YOU DO NOT CURE THE D FAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exer ice its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgagee) property. IF THE MORTGAGE I FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within he THIRTY (30) DAY period, you will not be rewired to pay attorney' fees. OTHER LENDER REMFDIF - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, You still have the right to cure the default and prevent the ale at any time un to one hour before the Sheriff's Sale, Y any do so by paying the total amount then past due. plus any late or other charges then due, reasonable attorneys fees and costs connecter) with the foreclosure sale and any other costs connected with the-Sheriff's ale ac specified in writing by the lender and by_performing any. other requiremen Is under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. DACT91.16 This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and does not constitute an attempt to collect a debt Ocwen Loan Servicing, LLC P.O. Box 24737 :. O C W E N West Palm Beach, Florida 33416-4737 (Do not send correspondence or payments to the above address) WWW OCWFN OM EARLIEST POS IBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the servicer. HOW TO CONTACT THE SERVICER: Name of Servicer• OCWEN Address: P.O. BOX 24737 WEST PALM BEACH, FL 33416-4737 Phone Number: 800-310-9229 Fax Number: 407-737-6300 Contact: Early Intervention Dept EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may or X may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY Ai O HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY DACT91.16 This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and does not constitute an attempt to collect a debt V E R I F I C A T I O N The undersigned, hereby states that he/she is the attorney for the Plaintiff, a corporation unless designated otherwise; that he/she is authorized to make this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he/she has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his/her knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. UDREN I,,,?6,?S , P. C. BY: ( L'IpyV?l Attorneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE -LOUIS A. SIMONI, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 ADAM KAYES, ESQUIRE - ID #86408 MARGUERITE THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER Ill WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Ocwen Loan Servicing, LLC 12650 Ingenuity Drive Orlando, FL 32826 Plaintiff V. Gregory A. Wilmarth 827 Old Silver Spring Road Mechanicsburg, PA 17055 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 10-3090 SUGGESTION OF BANKRUPTCY 2 71 rw a s? Ci N ..o t!? r r_ m To the Prothonotary: Kindly note on the record that the above Defendant, Gregory A. Wilmarth has filed Chapter 13 Bankruptcy in the Middle District of Pennsylvania on June 4, 2010, Bankruptcy Case No. 10-04667. UDREN LAW OFFICES, P.C. BY Att rneys r Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ADAM KAYES, ESQUIRE MARGUERITE THOMAS, ESQUIRE I UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Ocwen Loan Servicing, LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION :Cumberland County V. Gregory A. Wilmarth Defendant (s) :NO. 10-3090 PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: 3 l:3 x m °? r7 2! ?' C7 C3 C . A Kindly substitute the attached verification for r-? r-- ti„ ) the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. DATED: July ]14, 2011 .0 UDREN LAW OFFICES, P.C. Attorneys for Plaintiff D.ji,(e! S. Sir--ima."j, csgj4re PA ID : 06 :711 ?w r-_ .•?`7Z C) -r? ? r.7. 3 V E R I F I C A T I O N The undersigned, an officer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: Name: Johnna-Miller Title: Authorized Signer Company: Ocwen Loan Servicing, LLC Gregory A. Wilmarth Loan #557154356544 MJU #10050050-1 (Cumberland County, Pennsylvania) UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Ocwen Loan Servicing, LLC -COURT OF COMMON PLEAS 12650 Ingenuity Drive :CIVIL DIVISION Cx r-D Orlando, FL 32826 :Cumberland County Plaintiff s e : MORTGAGE FORECLOSUR E ::0 `= s rr- . v ? > N P 7? Gregory A. Wilmarth :NO. 10-3090 C© -< ? --i o r 827 Old Silver Spring Road 3;,C-) i Mechanicsburg, PA 17055 c _- n? Defendant(s) -.j < c? PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) Gregory A. Wilmarth for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $148,063.83 Interest Per Complaint 9,288.60 From 5/4/10 to 7/29/11 Late charges per Complaint 555.75 From 5/4/10 to 7/29/11 Escrow payment per Complaint 3,173.94 From 5/4/10 to 7/29/11 TOTAL $161,082.12 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDREN LAW OFFICES, P. C. 0.mk414.coPd al? M11A laas3 By. Attorneys for Plaintiff niel S. Siedman, Esquire DAMAGES ARE HEREBY ASSESSED AS INDICATED p 30 DATE : -1 1 a0i INN PRO IN THE UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA IN RE: € CHAPTER 13 Gregory A. Wilmarth Jennifer L. Wilmarth CASE NO. 1-10-bk-04667 MDF Ocwen Loan Servicing, LLC; Movant vs. Gregory A. Wilmarth Jennifer L. Wilmarth Debtor(s) and Charles J. DeHart, III, Esquire Trustee RESPONDENTS AMENDED ORDER MODIFYING AUTOMATIC STAY Upon consideration of the Motion of Ocwen Loan Servicing, LLC for Relief from Automatic Stay, as well as the Certification of Default filed by same, it is hereby ORDERED AND DECREED THAT: The 11 U.S.C. §362 Automatic Stay of all proceedings is hereby modified with respect to premises located at: 827 Old Silver Spring Road Mechanicsburg, PA 17055 so as to allow the Movant to foreclose on its mortgage and allow the purchaser of said premises at Sheriffs Sale (or purchaser's assignee) to take any legal action for enforcement of its right to possession of said premises; and it is further ORDERED THAT: The relief granted by this order shall survive the conversion of this bankruptcy case to a case under any other Chapter of the Bankruptcy Code. By the Court. 11 - ,?+ IMP- ch?B?kryr. 9 Dated: June 23, 2011 Case 1:10-bk-04667-MDF Doc 35 Filed 06/23/11 Entered 06/24/11 08:30:03 Desc SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff' Jody S Smith Chief Deputy Edward L Schorpp Solicitor dr`wp d rarm,br4'14' OM= OF T"t $*QRI" FILE& APY 111 L 31 2b P CL, Ocwen Loan Servicing, LLC vs. Can Number Gregory A Wilmarth 2010-3090 SHERIFF'S RETURN OF SERVICE 05/24/2010 08:38 PM - Michael Barrick, Deputy Sheriff, who being duly swom according to law, states that on May 24, 2010 at 2038 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Gregory A. Wilrmarth, by making known unto himself personally, at 827 Old Silver Spring Road, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to him personally the said true and correct copy of the same. OT4MEL BAR K EPUTY SHERIFF COST: $37.00 May 25, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF (c) CountySuhe Shen f, Te4oaoN. Inc. UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 856-669-5400 #10050050-1 Ocwen Loan Servicing, LLC *:COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION V. :Cumberland County Gregory A. Wilmarth Defendant(s) NO. 10-3090 TO: Gregory A. Wilmarth 827 Old Silver Spring Road Mechanicsburg, PA 17055 Date of Notice: July 18, 2011 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMING DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, 0 SI NO TIENE DINERO SUFI:CIENTE PARA TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL •' LAWYER REFERRAL SERVICE Cumberland County Bar Association ' 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. II-A-V9! ? Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - STUART WINNEG, ESQUIRE - LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUI: LOUIS A. SIMONI, ESQUIRE WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-482-6900 Ocwen Loan Servicing, LLC 12650 Ingenuity Drive Orlando, FL 32826 Plaintiff V. Gregory A. Wilmarth 827 Old Silver Spring Road Mechanicsburg, PA 17055 Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE STATE OF Florida COUNTY OF Palm Beach ID #04302 ID #45362 - ID #34576 ID #75860 2E - ID #203437 - ID #200869 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Gregory A. Wilmarth Age: Over 18 Residence: As captioned above Employment: Unknown NameT-U75hnna Miller f Title: Authorized Signer Sworn,.tt5/a c? sub -ribed Company: Ocwen Loan Servicing, LLC before, ' me $i is day of 2C o a ry u Y c NOTM Vt4j1,?6-STATE OF FLORIDA !),?.ttren Gold Cu ,jrjninr: ,ITD912607 .,,??, .•? Explruc JULY 30, 2013 30h'DED MU ATt.A MC BO"ING CQ, M WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-3090 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due OCWEN LOAN SERVICING, LLC, Plaintiff (s) From GREGORY A. WILMARTH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $161,082.12 L.L.: $.50 Interest from 7/30/11 to Date of Sale December 7, 2011 ongoing per diem of $20.55 - - $2,692.05 Atty's Comm: % Atty Paid: $169.50 Plaintiff Paid: 'date: 7/29/11 (Seal) Due Prothy: $2.00 Other Costs: David D uell, Pro ary By: Deputy REQUESTING PARTY: Name: DANIEL S. SIEDMAN, ESQUIRE Address: UDREN LAW OFFICES, P.C. I I I WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 306534 UDREN LAW OFFICES, P.C. ATTORNEY WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com FOR PLAINTIFF Ocwen Loan Servicing, LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION V. :Cumberland County :MORTGAGE FORECLOSURE Gregory A. Wilmarth ::NO. 10-3090 Defendant (s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Please issue Writ of Execution in the above matter: 7) rn ca .rn cn r C? zo va -C ca 3 Amount due $161,082.12 Interest From 7/30/11 2,692.05 to Date of Sale December 7, 2011 Ongoing Per Diem of 20.55 to actual date of sale including if sale is held at a later date (Costs to be added) $ UDREN LAW OFFICES, P.C. ?• O a'C BY:a 0O . Attorneys for Plaintiff I L4, 0(> C). iz Daniel S. Siedman, Esquire Pd PA ID 306534 ct .Sd R. Lit) -bi" ?. Ck lDas3 V-4,M&* rn CCD C1'T"Y x? CD , v 7C Wi(d ©P vl` ' TSSU-10? UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Ocwen Loan Servicing, LLC:COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION V. 'Cumberland County :MORTGAGE FORECLOSURE ?- Gregory A. Wilmarth =NO. 10-3090 rn? ern c? Defendant (s) ter- sv i7D C:) CERTIFICATE TO THE SHERIFF I HEREBY CERTIFY THAT: <C7 3r Q"r9 =CD I. The judgment entered in the above matter is based on an Acti5j4= - © rr A. In Assumpsit (Contract) ' B. In Trespass (Accident) •-? X-C. In Mortgage Foreclosure D. On a Note accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The Defendant(s) own the property being exposed to sale as: X -A. An individual B.. Tenants by Entireties C. Joint Tenants with right of survivorship D. A partnership E. Tenants in Common F. A corporation III. The Defendant(s) is (are): X -A. Resident in the Commonwealth of Pennsylvania. B. Not resident in the Commonwealth of Pennsylvania C. If more than one Defendant and either A or B above is not applicable, state which Defendant is resident of the Commonwealth of Pennsylvania. Resident: UDREN LAW OFFICES, P.C. --- BY: Attorneys for Plaintiff Daniel S. Siedman, Esquire P,; i L.} .J C 6 5 34 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Ocwen Loan Servicing, LLC :COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION V. :Cumberland County T i„ € MORTGAGE FORECLOSURE ".. -C? C) -rt Gregory A. Wilmarth NO. 10-3090 = a) ? p C ?rrl --ems' Defendant(s) -t C E R T I F I C A T E I hereby state that as the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 36 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. BY: Attorneys for Plaintiff Daniel S. Siedman, Esquire PA ID 306534 It UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Ocwen Loan Servicing, LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION V. :Cumberland County :MORTGAGE FORECLOSURE Gregory A. Wilmarth. :NO. 10-3090 Defendant(s) t7'> c:n r" Z p+ ?p ? ©r AFFIDAVIT PURSUANT TO RULE 3129.1 Ocwen Loan Servicing, LLC, Plaintiff in the above action, by its attorney, Udren Law Offices, P.C., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 827 Old Silver Spring Road, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Name Address Gregory A. Wilmarth 827 Old Silver Spring Road Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Ocwen Loan Servicing, LLC 12650 Ingenuity Drive Orlando, FL 32826 5. Name and address of every other person who has any record lien on the property: Name Address None j 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 827 Old Silver Spring Road Mechanicsburg, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: July,;4, 2011 ?q UDREN LAW OFFICES, P.C. BY: Attorneys for Plaintiff Daniel S. Siedman, Esquire PA ID 3065.34 UDREN LAW OFFICES, P.C. ATTORNEY WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com FOR PLAINTIFF Ocwen Loan Servicing, LLC .COURT OF COMMON PLEAS Plaintiff =CIVIL DIVISION V. ::Cumberland County :MORTGAGE FORECLOSURE Gregory A. Wilmarth `:NO. 10-3090 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Gregory A. Wilmarth 827 Old Silver Spring Road Mechanicsburg, PA 17055 M ;0 A P. C") G Your house (real estate) at 827 Old Silver Spring Road, Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriff's Sale on December 7, 2011, at 10:00 am in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $161,082.12, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 5 IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL DIVISION '= - Ocwen Loan Servicing, LLC rn oo r*z © c--, -n Plaintiff "M ?' v. NO. 10-3090 Gregory A. Wilmarth De f endant (s) ©° ` r O R D E R AND NOW, this day of 0, eb 6e--- 2011, upon consideration of Plaintiff's Motion and the Affidavit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Notice of Sale upon Defendant(s), Gregory A. Wilmarth, shall be complete when Plaintiff or its counsel or agent has mailed true and correct copies of the Notice of Sale by certified mail and regular mail to the last known address of Defendant(s), Gregory A. Wilmarth at 827 Old Silver Spring Road Mechanicsburg, PA 17055 and by posting the mortgaged premises located at 827 Old Silver Spring Road Mechanicsburg, PA 17055. BY THE COURT: J. (,°? a 5'1? rcB r? a IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL DIVISION Ocwen Loan Servicing, LLC Plaintiff, V. Gregory A. Wilmarth NO. 10-3090 " yW Defendant(s) O R D E R r c?, AND NOW this day of April, 2012, after consideration of Plaintiff's Petition for Postponement of Sheriff's Sale of the mortgaged property located at 827 Old Silver Spring Road, Mechanicsburg, PA 17055, it is hereby ORDERED that the said Sale currently scheduled for April 4, 2012, is extended 1 (one) month to the regularly scheduled Cumberland County Sheriff's Sale scheduled for May 2, 2012. No further advertising or additional notice to lienholders or Defendant(s) is required provided the postponement is announced at the April 4, 2012 Sheriff's Sale. BY COURT: J.. TO:'/Gregory A. Wilmarth 827 Old Silver Spring Road Mechanicsburg, PA 17055 ? Sheriff of Cumberland County One Courthouse Square Carlisle, PA 17013-3387 v Udren Law Offices, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 Attn: Sale Department &p-e5 *a-kd ???/?a ` SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor F i'/pier AtL t Soli L', Ocwen Loan Servicing, LLC vs. Case Number Gregory A Wilmarth 2010-3090 SHERIFF'S RETURN OF SERVICE 10/07/2011 Michelle Gutshall, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 827 Old Silver Spring Road, Mechanicsburg, Cumberland County. 12/05/2011 As directed by Mark Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 2/1/2012 01/31/2012 As directed by Alan Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 4/4/2012 04/04/2012 As directed by Alan Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 5/2/2012 05/02/2012 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, Pennsylvania on May 2, 2012 at 1000 am. He sold the same for the sum of $1.00 to Attorney Alan Minato, on behalf of Ocwen Loan Servicing, LLC. Ocwen Loan Servicing, LLC, being the buyer in this execution, paid to the Sheriff the sum of $1,620.24. SHERIFF COST: $1,289.14 SO ANSWERS, June 05, 2012 RON R ANDERSON, SHERIFF W re) P't ?2 UDREN"LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Ocwen Loan Servicing, LLC :COURT OF COMMON PLEAS Plaintiff 'CIVIL DIVISION V. :Cumberland County :MORTGAGE FORECLOSURE Gregory A. Wilmarth NO. 10-3090 Defendant (s) AFFIDAVIT PURSUANT TO RULE 3129.1 Ocwen Loan Servicing, LLC, Plaintiff in the above action, by its attorney, Udren Law Offices, P.C., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 827 Old Silver Spring Road, Mechanicsburg, PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Name Address Gregory A. Wilmarth 827 Old Silver Spring Road Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Ocwen Loan Servicing, LLC 12650 Ingenuity Drive Orlando, FL 32826 5. Name and address of every other person who has any record lien on the property: Name Address None 6.,Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 827 Old Silver Spring Road Mechanicsburg, PA 17055 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: July k!?, 2011 21q UDREN LAW OFFICES, P.C. BY _--'' Attorneys for Plaintiff Dariie; S. Siedma7, EsC.uirr, I .' Ocwen Loan Servicing, LLC :COURT OF COMMON PLEAS Plaintiff '-CIVIL DIVISION V. 'Cumberland County € MORTGAGE FORECLOSURE Gregory A. Wilmarth :NO. 10-3090 Defendant (s) UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Gregory A. Wilmarth 827 Old Silver Spring Road Mechanicsburg, PA 17055 Your house (real estate) at 827 Old Silver Spring Road, Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriff's Sale on December 7, 2011, at 10:00 am in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $161,082.12, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) •/ YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of` your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ALL THAT CERTAIN UNIT IN THE PROPERTY KNOWN, NAMED AND IDENTIFIED IN THE DECLARATION REFERENCED TO BELOW AS "WALNUT VILLAS CONDOMINIUM" LOCATED IN THE BOROUGH OF MECHINICSBURG, COUNTY OF CUMBERLAND, COMMONWEALTH OF PENNSYLVANIA, WHICH HAS HERETOFORE BEEN SUBMITTED PURSUANT TO THE PROVISIONS OF THE PENNSYLVANIA UNIFORM CONDOMINIUM ACT, 68 PA. CONS. STAT. ANN. 3101 ET. SEQ. (PURDON SUPP. 1987), BY THE RECORDING IN THE OFFICE OF THE RECORDER OF DEEDS OF CUMBERLAND COUNTY, PENNSYLVANIA, OF A DECLARATION OF CONDOMINIUM DATED JULY 30, 1985, AND RECORDED ON AUGUST 14, 1985, MISCELLANEOUS BOOK VOLUME 308, PAGE 147, WHICH DECLARATION HAS BEEN AMENDED BY A FIRST AMENDMENT TO DECLARATION OF CONDOMINIUM DATED DECEMBER 31, 1985 AND RECORDED ON DECEMBER 31, 1985, IN THE AFORESAID OFFICE AT MISCELLANEOUS BOOK 313, PAGE 133, AND FURTHER AMENDED BY A SECOND AMENDMENT TO THE DECLARATION OF CONDOMINIUM DATED MARCH 23, 1987 AND RECORDED ON MARCH 27, 1987, IN THE AFORE SAID OFFICE OF MISCELLANEOUS BOOK 331, PAGE 933, AND FURTHER AMENDED BY A THIRD AMENDMENT TO DECLARATION OF CONDOMINIUM DATED JUNE 12, 1987 AND RECORDED ON JUNE 12, 1987, IN THE AFORE SAID OFFICE AT MISCELLANEOUS BOOK 335, PAGE 283, AND FURTHER AMENDED BY A FOURTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED NOVEMBER 10, 1987 AND ON NOVEMBER 30, 1987, IN THE AFORESAID OFFICE AT MISCELLANEOUS BOOK 343, PAGE 368, AND FURTHER AMENDED BY A FIFTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED APRIL 14, 1988 AND RECORDED APRIL 18, 1988, IN THE AFORESAID OFFICE AT MISCELLANEOUS BOOK 348, PAGE 868 BEING AND DESIGNATED IN SUCH DECLARATION, AND FURTHER AMENDED BY A SIXTH AMENDMENT TO DECLARATION OF CONDOMINIUM DATED OCTOBER 12 1988 AND RECORDED OCTOBER 13, 1988 IN THE AFORESAID OFFICE AT MISCELLANEOUS BOOK 355, PAGE 1084, AS SO AMENDED, AS UNIT NO. 827, AS MORE FULLY DESCRIBED IN SUCH DECLARATION, AS SO AMENDED TOGETHER WITH A PROPORTIONATE UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF SUCH CONDOMINIUM AS SET FORTH IN SUCH DECLARATION AS SO AMENDED AND AS FURTHER AMENDED BY ANY FURTHER AMENDMENTS THERETO HEREAFTER RECORDED IN THE AFORESAID OFFICE. UNDER AND SUBJECT TO ANY AND ALL COVENANTS, CONDITIONS, RESTRICTIONS, RIGHTS OF WAY, EASEMENTS AND AGREEMENTS OF RECORD, INCLUDING (BUT NOT LIMITED TO) THOSE CONTAINED IN THE INSTRUMENTS RECORDED IN THE AFORESAID OFFICE IN MISCELLANEOUS BOOK VOLUME 304, PAGE 227, AND MISCELLANEOUS BOOK VOLUME 304, PAGE 566. BEING KNOWN AS: 827 Old Silver Spring Road Mechanicsburg, PA 17055 PROPERTY ID NO.: 18-22-0519-001B-U-H827 TITLE TO SAID PREMISES IS VESTED IN GREGORY A. WILMARTH, MARRIED MAN BY DEED FROM TANYA L. JENKINS, SINGLE PERSON DATED 9/26/07 RECORDED 9/27/07 INSTRUMENT NO.: 200737347 . WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 10-3090 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due OCWEN LOAN SERVICING, LLC, Plaintiff (s) From GREGORY A. WILMARTH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $161,082.12 L.L.: $.50 Interest from 7/30/11 to Date of Sale December 7, 2011 ongoing per diem of $20.55 - - $2,692.05 Atty's Comm: % Due Prothy: $2.00 Atty Paid: $169.50 Plaintiff Paid: Other Costs: Date: 7/29/11 David Buell, Pro orIfy (Seal) By. Deputy REQUESTING PARTY: Name: DANIEL S. SIEDMAN, ESQUIRE Address: UDREN LAW OFFICES, P.C. 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF TRUE COPY FROM RECORDand in Testimony whereof, 1 here unto set my and the seal of said Co,o at Carlisle, Pa. l ?l 2011-- This M_day of Prothonotary q?lwu & Telephone: 856-669-5400 Supreme Court ID No. 306534 On August 19, 2011 the Sheriff levied upon the defendant's interest in the real property situated in Mechanicsburg Borough, Cumberland County, PA, Known and numbered as, 827 Old Silver Spring Road, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: August 19, 2011 By: Real Estate Coordinator CUMBERLAND LAW JOURNAL Writ No. 2010-3090 Civil Ocwen Loan Servicing, LLC VS. Gregory A. Wilmarth Atty.: Mark Udren ALL THAT CERTAIN unit in the property known, named and identi- fied in the declaration referenced to below as "Walnut Villas Condo- minium" located in the Borough of Mechinicsburg, County of Cumber- land, Commonwealth of Pennsyl- vania, which has heretofore been submitted pursuant to the provisions of the Pennsylvania Uniform Condo- minium Act, 68 Pa. Cons. Stat. Ann. 3101 et. seq. (Purdon Supp. 1987), by the recording in the Office of the Recorder of Deeds of Cumberland County, Pennsylvania, of a Declara- tion of Condominium dated July 30, 1985, and recorded on August 14, 1985, Miscellaneous Book Volume 308, Page 147, which declaration has been amended by a first amendment to Declaration of Condominium dated December 31, 1985 and recorded on December 31, 1985, in the aforesaid office at Miscellaneous Book 313, Page 133, and further amended by a second amendment to the Declara- tion of Condominium dated March 23, 1987 and recorded on March 27, 1987, in the afore said office of Mis- cellaneous Book 331, Page 933, and further amended by a third amend- ment to Declaration of Condominium dated June 12, 1987 and recorded on June 12, 1987, in the afore said office at Miscellaneous Book 335, Page 283, and further amended by a fourth amendment to Declaration of Condominium dated November 10, 1987 and on November 30, 1987, in the aforesaid office at Miscellaneous Book 343, Page 368, and further amended by a fifth amendment to Declaration of Condominium dated April 14, 1988 and recorded April 18, 1988, in the aforesaid office at Mis- cellaneous Book 348, Page 868 being and designated in such declaration, and further amended by a sixth amendment to Declaration of Con- dominium dated October 12 1988 and recorded October 13, 1988 in the aforesaid office at Miscellaneous Book 355, Page 1084, as so amended, as Unit No. 827, as more fully de- scribed in such declaration, as so amended together with a proportion- ate undivided interest in the common elements of such condominium as set forth in such declaration as so amended and as further amended by any further amendments thereto hereafter recorded in the aforesaid office. UNDER AND SUBJECT to any and all covenants, conditions, restric- tions, rights of way, easements and agreements of record, including (but not limited to) those contained in the instruments recorded in the aforesaid office in Miscellaneous Book Volume 304, Page 227, and Miscellaneous Book Volume 304, Page 566. BEING KNOWN AS: 827 Old Silver Spring Road, Mechanicsburg, PA 17055. PROPERTY ID NO.: 18-22-0519- 001B-U-H827. TITLE TO SAID PREMISES IS VESTED IN Gregory A. Wilmarth, married man by deed from Tanya L. Jenkins, single person dated 9/26/07 recorded 9/27/07 Instru- ment No: 200737347. 85 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA . ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 21, October 28, and November 4, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. (,,Xsa Marie Coyne, Ed' or SWORN TO AND SUBSCRIBED before me this 4 day of November. 2011 Notary RIAL SEAL H A COLLINS ary Public CCUMBERLAND COUNTY My omExpires Apr 28, 2014 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff s Deed in which Federal Home Loan Mortgage Corp is the grantee the same having been sold to said grantee on the 2 day of May A.D., 2012, under and by virtue of a writ Execution issued on the 29 day of Jam, A.D., 2011, out of the Court of Common. Pleas of said County as of Civil Term, 2010 Number 3090, at the suit of Ocwen Loan Servicing LLC against Gregory A. Wilmarth is duly recorded as Instrument Number 201217051. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this _ day of A. D. G Recorder of Deeds d QnbeftW Mmy. Ca ft PA IJ"dW dJan. 2014 The Patriot-News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE c?e?latriot News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, aad that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Pairiot-News Co. aforesaid by virtue and-pursuant to a resolution -unanimously passed and-- adopted- severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 10/21/11 10/28/11 11/04/11 Notary Public November, 2011 A.D. COMMONwI[AI i'M OR P11"m I.VANL4 NGWW Seal Sherrie L. Owens, NWq Public WP-, Dauph1n County MEM?? PENNSy? y U Nov. 26, 2015 ASSOmTmN OF NOTARIES Ocwen Loan Servicing, LLr Vs Gregory A Wliimarth Ate: Mark Udren All That Cratain Unit In 1 r [n Vol? Th ; Known, Named And Identified Referenced To Below Fps "Walnut Villas Condominium" Located In The Borough of Mechinicsburg, Cornty Of Cumberland, Commonwealth Cf Pennsylvania, Which Has Heretofore Been Submitted Pursuant TO The Provisions Of The Pennsylvania Uniform Condominium Act, 68 Pa. Cons. Stat. Ann 310113t. Seq. (Purdon Supp• 1987), By The Recording In The Office Of The Recorder Of Deeds of Cumberland County, Pennsylvania, Of ADeclaration Of Condominium Dated July 30,1985, And Recorded On August 14,1985, Miscellaneous Book Voh1me 308, Page 147, Which Declaration Has Been Amended By A First Amendment To Declaration of Condominium Dated December 31,1985 And Recorded On December 31, 1985, In The Aforesaid office At Miscellaneous Book 313, Page 133, And Further Amended By A Sin Amendment To The Declaration Of Condominium Dated March 23,1987 AOt Recorded On March 27,1987, In The , Afore Said Office of Miscellaneous B(* 9 331, Page 933, And Further Amended By A Third Amendment To Declaration Of Condominium Dated June 12,1987 And Recorded On June 12,1987, 11T1* Afore Said Office At Miscellaneous BoQk 335, Page 283, And Further Amended* A Fourth A ::;ndment To Declaration' Of Condominium Dated November 10i' 1987 And On November 30 1987, In The..; , Aforesaid Of"tce At Miscellaneous B" 343, Page 36`;, And Further Amended'`' By A Fifth Amendment To Declarati00 Of Condominium Dated April 14,190- And Recorded April 18 1988, In Th4 Aforesaid Office At Miscellaneous &A 348, Page 868 Being And Designat i - Such Declaration, And FurtherAm9nmG By A Sixth Amendment To Declar 4 Of Condominium Dated October 1988 And Recorded October 13,1_ The Aforesaid Office At Miscell Book 355, Page 1084, As So Amegk0% Unit No. 827, As More Fully Desk In Such Declaration, As So Amended Together With A Proportionate UWWW' Interest In The Common ElemerW4 Such Condornmmm As Set Fort* Such Declaration As So Amend As Further Amended By Any FUNW. Amendments Thereto Hereaft In The Aforesaid office. Under And Subject To Any A.@Q00 Covenants, Conditions, RestrODW R Of Way, Easements An NA r Record, Including B Those Contained In The Ins Recorded In The Aforesaid Miscellaneous Book VOlum 227, And Miscellaneous Boot page 566. 8 T Being Known As: Spring Road Mechanicsburg, Pa 17055 property Id No.: SS T Premises Is Is Title To Sai ai dd Premises Title T V' A. Wtlmarth, Married Mad Tanya L. Jenkins, Single POWA" 9126107 Recorded 9127107 200737347.