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HomeMy WebLinkAbout10-3114UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 -LOUIS A. SIMONI, ESQUIRE - ID #200869 ADAM L. KAYES, ESQUIRE - ID #86408 MARGUERITE L. THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com ATTORNEY FOR PLAINTIFF Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust. 2004-2, Asset-Backed Certificates, :Cumberland Series 2004-2 P.O. Box 631730 Irving, TX 75063 Plaintiff County V. Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 Defendant(s) n E rl') r ti ?7 ;r> QJ NO. 16 - 314 0_AVi ITel COMPLAINT IN MORTGAGE FORECLOSURE N-3 . cm C-11% +v c.?r t YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF O YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO S -Qa.oo PO A'YT? 151107 ?' a41954 . 1 PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this action. Current assignments of mortgage of record are as follows. Assignor: Option One Mortgage Corporation Assignments of Record to: Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Recording Date: 5/5/08 Instrument # 200814510 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption., and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant (s) , Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 209 South 2nd Street MUNICIPALITY/TOWNSHIP/BOROUGH: Borough of Wormleysburg COUNTY: Cumberland DATE EXECUTED: 3/5/04 DATE RECORDED: 3/15/04 BOOK: 1857 PAGE- anq The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 4/28/10: Principal of debt due $45,460.85 Unpaid Interest at 7.85% from 12/1/09 to 4/28/10 (the per diem interest accruing on this debt is $9.78 and that sum should be added each day after 4/28/10) 1,463.32 Title Report 325.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $0 and that sum should be added on the first of each month after 4/28/10) 5,388.69 Late Charges (monthly late charge of $24.72 should be added in accordance with the terms of the note each month after 4/28/10) 469.68 Recoverable Balance 200.00 Attorneys Fees (anticipated and actual to 5% of principal) 2,273.04 TOTAL $55,860.58 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $55,860.58 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. UDREN 7 CES, P. C. BY: Attorneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE -ooll,OUIS A. SIMONI, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE AHMdl 5i=t? .11.1 March 15, 2010 7104 =,oo ..oo :,z= =536 1111IN11111 11 0 4 8 3 5 2 5 Hurd P. Anstadt 443 N 2nd St Lemoyne, PA 17043-1107 March 15,2010 CT I NOTICE T N TO H &ME EAP.Tl%p V E ?&R FO LO This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. IMPORTANT INFORMATION CONCERNING YOUR RIGHTS IS CONTAINED ON PAGE FOUR The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) maybe able to help to save your home. This notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address, and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACIO'N EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACIO'N OBTENGA UNA TRADUCCIO'N INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRE'STAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Hurd P. Anstadt PROPERTY ADDRESS: 209s Second St Wormleysburg, PA 17043 LOAN ACCT. NO.: 0012890018 ORIGINAL LENDER: OPTION ONE MORTGAGE CORPORATION CURRENT LENDER/SERVICER: American Home Mortgage Servicing, Inc. EXHIBI n,. '. Page two 0012890018 HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOUMAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THIRTY-THREE (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLYFOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP IODATE . THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE. IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE." YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE. IF YOU ARE CURRENTL Y PROTECTED BY THE FILING OFA PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLYAND SHOULD NOT BE CONSIDERED AS ANATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance) Page three HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date): NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 209s Second St, Wormleysburg, PA 17043 IS SERIOUSLY IN DEFAULT because: 0012890018 A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly payments from 01 /O1 /2010: (b) Late charge(s): (c) Other charge(s): NSF and Advances (d) Less: Credit Balance (e) Total amount required as of 03/13/2010: $1,235.82 $420.24 $200.00 $0.00 $1,856.06 HOW TO CURE THE DEFAULT - You may cure this default within THIRTY (30) DAYS from the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $1,856.06, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES (and other charges) WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check, or money order made payable and sent to: American Home Mortgage Servicingg,, Inc. 1525 S. Beltline Rd. Copp ell, TX;%19 IF YOUDO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of date of this Notice, the lender intends to exercise its right to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs.If you cure the default within the THIRTY (30) DA Yperiod, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaidprincipal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAYperiod and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately five (5) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. Page four HOW TO CONTACT THE LENDER Name of Lender: American Home Mortgage Servicing, Inc. Address: 1525 S. Beltline Rd. Coppell, TX 75019 Telephone Number: 1-877-304-3100 Fax Number: 1-866-497-1263 Contact Person: Brandon Wirth, Glenda Mathews E-mail Address: Brandon.wirth@ahmsi3.com, Glenda.mathews@ahmsi3.com 0012890018 EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOUMAYALSO HAVE THE RIGHT. ° TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. ° TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. ° TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. ° TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY CAN BE FOUND ON PAGES S-7. American Home Mortgage Servicing, Inc. is attempting to collect a debt, and any information obtained will be used for that purpose. Federal law gives you thirty days after you receive this letter to dispute the validity of this debt or any part of it. Unless you dispute the debt within that 30 day period, we will assume that it is valid. If you notify us in writing at the address below within the thirty day period that the debt, or any portion thereof, is disputed, we will: I) Provide to you verification of the debt or a copy of any judgment entered against you. 2) Provide to you the name and address of your original creditor, if the original creditor is different from the current creditor. Sincerely, American Home Mortgage Servicing, Inc. American Home Mortgage Servicing, Inc. 1525 S. Beltline Rd. Coppell, TX 75019, 1-877-304-3100 Indicates Counties Serviced r Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 (215) 765-1221 'Bucks, Chester, Delaware, Montgomery, Philadelphia Action Housing Inc 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 281-2102 'Allegheny, Beaver, Butler, Fayette, Greene, Washington, Westmoreland Adams County Interfaith Housing Authority 40 E High Street Gettysburg, PA 17325 (717) 334-1518 'Adams, Cumberland, Franklin, York Advocates for Financial Independence 1806 S Broad Street, Suite 16 Philadelphia, PA 19145 (215) 389-2810 'Philadelphia Advocates for Financial Independence 202 East Hinkley Avenue Ridley Park, PA 19078 (215) 389-2810 'Delaware Allegheny County Acorn 5907 Penn Avenue, Suite 300 Pittsburgh, PA 15206 (412) 441-6551 'Allegheny American Credit Counseling Institute 21 S Church Street West Chester, PA 19380 (888) 212-6741 'Chester American Credit Couseling Institute 526-528 Dekalb Street Norristown, PA 19401 (610) 971-2210 (888) 212-6741 'Montgomery, Delaware American Credit Counseling Institute 530 W Street Road, Suite 201 Warminster, PA 18974 (215) 444-9429 (888) 212-6741 'Bucks, Montgomery, Philadelphia American Credit Counseling Institute 937 North Hanover Street Pottstown, PA 19460 (888)212.6741 'Barks, Bucks, Montgomery American Credit Counseling Institute 229 East Chestnut Street Coatesville, PA 19320 (888) 212-0741 'Chester. Lancaster American Financial Counseling Services 871 N. Easton Road Glenside, PA 19038 (267) 228-7903 'M'ifflin American Financial Counseling Services 405 West Germantown Pike Norristown, PA 19403 (267) 228-7903 'Mifflin, Montgomery American Financial Counseling Services 2880 Bergey Road Suite 4 Hatfield, PA 19440 (267) 228-7903 'Barks, Chester, Montgomery American Financial Counseling Services 175 Strafford Avenue, Suite One Wayne, PA 19087 (610) 971-2210 (888) 212-0741 'Bucks, Chester, Delaware, Mongomery, Philadelphia American Financial Counseling Services 906 Penn Avenue Wyomissing, PA 19610 (267) 228-7903 (800) 490-3039 'Barks American Financial Counseling Services 871 N. Easton Road Glenside, PA 19038 (267) 228-7903 'Montgomery American Financial Counseling Services 1917 Welsh Road Philadelphia, PA 19115, PA 19610 (267) 228-7903 'Bucks, Montgomery, Philadelphia American Red Cross - Hanover Chapter 529 Carlisle Street Hanover, PA 17331 (717) 637-3768 'Adams, Franklin, York American Red Cross of Chester 1729 Edgemont Avenue Chester, PA 19013 (610) 874-1484 'Chester, Delaware APM 2147 Norht Sixth Street Philadelphia, PA 19122 (215) 235-6788 'Chester, Delaware, Philadelphia, Bucks Armstrong CO Community Action Agency 124 Armsdale Road, Suite 211 Kittanning, PA 16201 (724) 548-3405 'Armstrong Base, Inc. 447 South Prince Street Lancaster, PA 17603 (717) 392-5467 'Lancaster Blair County Community Action Agency 2100 6th Avenue, Suite 102 P.O. Box 1833 Altoona, PA 16602 (814) 946-3651 'Blair Booker T. Washington Center 1720 Holland Street Erie, PA 16503 (814) 453-5744 'Crawford, Erie, Warren Bucks County Housing Group 200 West Bridge Street Morrisville, PA 19067 (866) 866-0280 'Bucks Bucks County Housing Group 2324 Second Street Pike, Suite 17 Wdghtstown, PA 18940 (866) 866-0280 'Bucks Bucks County Housing Group 470 Old Dublin Pike Doylestown, PA 18901 (866) 866-0280 'Bucks Bucks County Housing Group 349 Durham Road Penndel, PA 19047 (866) 866-0280 'Bucks Bucks County Housing Group 515 West End Blvd Quakertown, PA 18951 (866) 866-0280 'Bucks Budget Counseling Center 247 North Fifth Street Reading, PA 19601 (610) 375-7866 'Barks, Chester, Schuylkill Carroll Park Community Council, Inc. 5218 Master Street Philadelphia, PA 19131 (215) 877-1157 'Chester, Delaware, Philadelphia Catholic Social Services Saint Catherine Manor 5 Knox Road Scranton, PA 18505 (570) 558-3019 'Wyoming, Wayne, Bucks, Lackawanna, Monroe, Philadelphia CCCS of Delaware Valley 1230 New Rodgers Road, Suite F1 Bristol, PA 19007 (215) 563-5665 'Bucks CCCS of Delaware Valley 1777 Sentry Parkway W, Suite 200 Blue Bell, PA 19422 (215) 563-5665 'Montgomery CCCS of Delaware Valley 280 North Providence Road Media, PA 19063 (215) 563-5665 'Chester CCCS of Delaware Valley Marshal Building 790 E Market St, Suite 170 West Chester, PA 19382 (215) 563-5665 'Chester, Bucks CCCS of Delaware Valley Catholic Social Services Building 7340 Jackson Street Philadelphia, PA 19136 (215) 563-5665 'Bucks, Philadelphia CCCS of Delaware Valley One Cherry Hill, Suite 215 Cherry Hill, PA 08002 (215)563.5665 'Philadelphia CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (610) 821-4011 (800)837-9815 'Barks, Bucks, Carbon, Lancaster, Lehigh, Northhampton, Schuylkill CCCS of Northeastern PA 201 Basin Street, Suite 6 Williamsport, PA 17701 (570) 323-6627 'Centre, Clinton, Lycoming, Northumberland, Union CCCS of Northeastern PA 202 W Hamilton Avenue State College, PA 16801 (814) 238-3668 'Blair, Centre, Clearfield, Clinton, Huntingdon, Juniata, Mifflin CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 (570) 602-2227 'Bradford, Carbon, Columbia, Lackawanna, Lycoming, Monroe, Montour, Northumberland, Pike, Sullivan, Toga, Union, Wayne, Wyoming CCCS of Northeastern PA 411 Main Street, Suite 104 Stroudsburg, PA 18360 (570) 420-8980 'Bradford, Carbon, Monroe, Pike, Wayne CCCS of Western PA 1 North Gate Square #2 Garden Center Dr Greensburg, PA 15601 (888) 511-2227 'Fayette, Greene, Indiana, Somerset, Washington, Westmoreland CCCS of Western PA 55 Clover Hill Road Dallastown, PA 17313 (888) 511-2227 `Fulton, Crawford, Lancaster * Indicates Counties Serviced CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 (888) 511-2227 'Adams, Cumberland, Dauphin, Franklin, Perry, Synder, York Chester Community Improvement Project 412 Avenue of the States P.O. Box 541 Chester, PA 19016 (610) 876-8663 'Chester, Delaware, Montgomery, Philadelphia Diversified Community Service Dixon House 1920 South 20th Street Philadelphia, PA 19145 (215) 336-3511 'Bucks, Chester, Delaware, Philadelphia Indiana Co. Community Action Prog. 827 Water Street Box 187 Indiana, PA 15701 (724) 465-2657 'Armstrong, Cambria, Clearfield, Indiana, Jefferson, Westmoreland CCCS of Westem PA 312 Chestnut Street, Suite 227 Meadville, PA 16335 (888) 511-2227 'Lawrence CCCS of Western PA 41 East Chestnut Street Washington, PA 15301 (888) 511-2227 'Westmoreland CCCS of Westem PA 4402 Peach Street Erie, PA 16509 (888) 511-2227 'Crawford, Erie, Warren CCCS of Western PA 524 Franklin Avenue Aliquippa, PA 15001 (888) 511-2227 'Cambria CCCS of Western PA 917 A Logan Boulevard Altoona, PA 16602 (888) 511-2227 'Armstrong, Bedford, Blair, Cambria, Centre, Clearfield, Huntingdon, Juniata, Mifflin, Union CCCS of Western PA Pullman Commerce Center 112 Hollywood Or Butler, PA 16001 (888) 511-2227 'Butler, Clarion, Jefferson, Mercer, Venango CCCS of Western PA River Park Commons 2403 Sidney Street Pittsburgh, PA 15203 (888) 511-2227 'Allegheny Center for Family Services, Inc. 213 Center Street Meadville, PA 16335 (814) 337-8450 'Columbia, Venango Centro Pedro Clever, Inc 627 West Ede Avenue Philadelpia, PA 19140 (215) 227-7111 'Philadelphia Comm. On Econ Opportunity of Luzeme Co. 163 Amber Lane Wilkes-Bare, PA 18702 (570) 826-0510 'Carbon, Luzeme, Schuylkill, Wyoming Community Action Commission of Capital Region 1514 Derry Street Harrisburg, PA 17094 (717) 232-9757 'Cumberland, Dauphin, Franklin, Perry, Synder Community Action Committee of the Lehigh Valley 1337 East Fifth Street Bethlehem, PA 18015 (610) 691-5620 'Barks, Carbon, Lehigh, Monroe, Northhampton Community Action Development Comm CADCOM 113 E Main Street Norristown, PA 19401 (610) 277-6363 'Montgomery Community Action Southwest 150 W Beau Street, Suite 304 Washington, PA 15301 (724) 225-9550 'Monroe Community Action Southwest 58 E Greene Street Waynesburg, PA 15370 (724) 852-2893 'Allegheny, York, Fayette, Greene, Washington, Westmoreland Comm. on Econ. Opportunity of Luzeme County 163 Amber Lane WilkesBarre, PA 18702 (570) 826-0510 (800) 822-0359 'Wyoming Congreso 216 West Somerset Street Philadelphia, PA 19133 (215) 763-8870 'Philadelphia Council of Spanish Speaking Organization 705-09 North Franklin St Philadelphia, PA 19123 (215) 627-3100 'Philadelphia Credit Counseling Center 832 Second Street Pike Richboro, PA 18954 (215) 396-1880 'Bucks Fair Housing Partnership of Greater Pittsburgh, Intercultural Family Services Inc Inc. 4225 Chestnut Street 2840 Liberity Ave., Suite 205 Philadelphia, PA 19104 Pittsburgh, PA 15222 (215) 386-1298 (412) 391-2535 'Philadelphia 'Allegheny Fayette Co. Community Action Agency Inc 137 North Beeson Avenue Uniontown, PA 15401 (724) 437-6050 'Fayette, Somerset Korean Comm. Develop. Services Center 6055 North 5th Street Philadelphia, PA 18505 (215) 276-8830 `Philadelphia FOB CDC 1201 West Only Avenue Philadelphia, PA 19141 (215) 549-8755 'Bucks, Chester, Delaware, Philadelphia Garfield Jubilee Associates 5138 Penn Avenue Pittsburgh, PA 15224 (412) 665-5200 'Allegheny Germantown Settlement 5538 Wayne Avenue Bldg C Philadelphia, PA 19144 (215) 849-3104 'Bucks, Chester, Delaware, Montgomery, Philadelphia Greater Erie Commun. Action Committee 18 West 9th Street Erie, PA 16501 (814) 459-4581 'Crawford, Ede, Venango, Warren HACE 167 W Allegheny Ave., 2nd Floor Philadelphia, PA 19140 (215) 426.8025 'Bucks, Chester, Delaware, Philadelphia Hispanic Alliance for Community Advancement 2740 North Front Street Philadelphia, PA 19133 (215) 667-8932 'Monroe Housing Assoc. of Delaware Valley 658 North Watts Street Philadelphia, PA 19123 (215) 978-0224 'Philadelphia, Monroe Housing Opportunities of Beaver Co. 320 College Avenue, Unit 1 Beaver, PA 15009 (724) 728-7511 'Beaver, Lawrence Housing Partnership of Chester County 41 West Lancaster Avenue Downingtown, PA 19335 (610) 518-1522 'Chester, Delaware, Montgomery Lawrence County Social Services, Inc. 241 West Grant Street P.O. Box 189 New Castle, PA 16103 (724) 658-7258 'Lawrence Liberty Resources 714 Market Street, Suite 100 Philadelphia, PA 19106 (215) 634-2000 'Philadelphia Loveship, Inc. 2320 North 5th Street Harrisburg, PA 1711 (717) 232-2207 'Cumberland, Dauphin, Perry Lycom-Clntn Co Comm fo Comm Action 2138 Lincoln Street P.O. Box 3568 Williamsport, PA 17703 (570) 326-0587 'Centre, Clinton, Lycoming, Union Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 (717) 762-3285 'Adams, Cumberland, Franklin, Fulton, Perry Media Fellowship House 302 South Jackson Street Media, PA 19063 (610)565.0434 'Chester, Delaware Mon Valley Unemployment Committee 1800 West St., 3rd Floor Homestead, PA 15120 (412) 462-9962 'Allegheny, Washington, Westmoreland Mt. Airy, USA 6703 Germantown Ave., Suite 200 Philadelphia, PA 19119 (215) 844-6021 'Philadelphia Nazareth Housing Services 301 Bellevue Road Pittsburgh, PA 15229 (412)931.6996 'Allegheny " Indicates Counties Serviced Neighborhood Housing Services of Reading 213 N 5th St., Suite 1030 Reading, PA 19601 (610) 372-8433 'Barks Neighborhood Housing Services, Inc. 710 5th Avenue, Suite 1000 Pittsburgh, PA 15219 (412) 281-9773 'Allegheny New Kensignton Community Development 2515 Frankford Avenue Philadelphia, PA 19125 (215) 427-0350 'Warren The NORCAM Group 4200 Crawford Avenue Suite 200 Northam Cambria, PA 15714 (814)948.4444 'Cambria, Clearfield Northam Tier Community Action Corp. 135 West 4th Street P.O. Box 389 Emporium, PA 15834 (814) 4861161 'Cameron, Elk, Mckean, Potter Northwest Counseling Service 5001 North Broad Street Philadelphia, PA 19141 (215) 324-7500 "Bucks, Chester, Delaware, Montgomery, Philadelphia Nueva Esperanza 4261 North 5th Street Philadelphia, PA 19140 (215) 324-0746 'Philadelphia Opportunity Inc. 301 East Market Street York, PA 17403 (717) 424-3645 'Montgomery The Partnership CDC 4020 Market Street, Suite 100 Philadelphia, PA 19104 (215) 662-1612 'Monroe Pennsylvania Housing Finance Agency 2275 Swallow Hill Rd., Bldg 200 Pittsburgh, PA 15220 (412) 429-2842 'Allegheny PHFA 211 North Front Street Harrisburg, PA 17110 (800-) 342-2397 'Cumberland, Dauphin Philadelphia Council for Comm. Advmnt. 100 N 17th St, Suite 600 Philadelphia, PA 19103 (215) 567-7803 (800) 930-4663 'Chester, Delaware, Montgomery, Philadelphia Philadelphia Senior Center 509 South Broad Street Philadelphia, PA 19147 (215) 546-5879 'Philadelphia Schuylkill Community Action 225 N. Centre Street Pottsville, PA 17901 (570) 622-1995 'Barks, Carbon, Lebanon, Lehigh, Luzeme, Northumberland, Schuylkill Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 (724) 981-5310 'Crawford, Lawrence, Mercer South Philadelphia H.O.M.E.S. 1444 Point Breeze Avenue Philadelphia, PA 19146 (215) 334-4430 'Philadelphia Southwest Community Development Corp. 6368 Paschall Avenue Philadelphia, PA 19142 (215) 729-0800 'Montgomery St. Martin Center 1701 Parade Street Erie, PA 16503 (814) 452-6113 'Crawford, Erie, Venango, Warren Tableland Services Inc. 535 East Main Street Somerset, PA 15501 (814) 445-9628 'Cambria, Fayette, Somerset, Westmoreland Tabor Community Services 308 E King Street, Suite 1 Lancaster, PA 17602 (717) 397-5182 (800) 788-5062 'Chester, Lancaster, Lebanon The Trehab Center of Northeastern PA 10 Public Avenue P.O. Box 366 Montrose, PA 18801 (570) 278-3338 (800) 982-0045 'Susquehanna The Trehab Center of Northeastern PA 115 SR 92S Tuckhannock, PA 18657 (570) 836-6840 (800) 982-4045 `Wyoming The Trehab Center of of Northeastern PA 1225 Main Street Honesdale, PA 18431 (570) 253-8941 (800) 982.4045 'Bradford, Sullivan, Susquehanna, Tioga, Wayne, Wyoming The Trehab Center of Northeastern PA 144 E East Avenue Wellsboro, PA 16901 (570) 724-5252 (81)1) 9824045 'Tioga The Trehab Center of Northeastern PA German Street P.O. Box 389 Dushore, PA 18614 (570) 928-9667 (800) 982-4045 'Sullivan The Trehab Center of Northeastern PA The Enterprise Center 703 S. Elmer Ave., Suite M-6 Sayre, PA 18840 (570) 888-0412 (800) 982-0045 'Bradford United Communties Southeast Philadelphia 2029 South 8th Street Philadelphia, PA 19148 (215) 467-8700 'Philadelphia United Neighborhood Centers of Northeastern PA 425 Alder Street Scranton, PA 18505 (570) 346-0759 'Lackawanna, Wyoming, Wayne, Luzeme Urban League of Philadelphia 1818 Market Street Philadelphia, PA 19103 (215) 561-0070 'Bucks, Delaware, Philadelphia Urban League of Philadelphia 610 Wood Street Pittsburgh, PA 15229 (412) 931-6996 'Allegheny Voices for Independence 1107 Payne Avenue Ede, PA 16503 (814) 874-0064 (800) 838-9890 'Erle Warren-Forest Counties Economic Opportunity Council 1209 Pennsylvania Ave W. P.O. Box 547 Warren, PA 16365 (814) 726-2400 'Forest, Waren West Oak Lane CDC 6259 Limekiln Pike Philadelphia, PA 1914 (215) 224-0880 'Monroe URd! 5? 4 March 15, 2010 I 0 0 0 4 8-3?5"I I?II??I Hurd P. Anstadt 209s Second St Wormleysburg, PA 17043 March 15, 2010 CT 91 NOTICE TAffE A I T VE L? H ME FIRITotw F Ou L 0 16R This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. IMPORTANT INFORMATION CONCERNING YOUR RIGHTS IS CONTAINED ON PAGE FOUR The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address, and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACIO'N EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACIO'N OBTENGA UNA TRADUCCIO'N INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRE'STAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Hurd P. Anstadt PROPERTY ADDRESS: 209s Second St Wormleysburg, PA 17043 LOAN ACCT. NO.: 0012890018 ORIGINAL LENDER: OPTION ONE MORTGAGE CORPORATION CURRENT LENDER/SERVICER: American Home Mortgage Servicing, Inc. Page two 0012890018 HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOUMAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CANSAVE YOUR HOME FROM FORECLOSURE AND HELP YOUMAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THIRTY-THREE (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFA ULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE. IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE." YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCYACTION - Available funds, for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOUARE CURRENTLYPROTECTED BY THE FILING OFA PETITIONINBANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLYAND SHOULD NOT BE CONSIDERED AS ANA TTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) Page three 0012890018 ' ' ' HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date): NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at: 209s Second St, Wormleysburg, PA 17043 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: (a) Monthly payments from 01/01/2010: (b) Late charge(s): (c) Other charge(s): NSF and Advances (d) Less: Credit Balance (e) Total amount required as of 03/13/2010: $1,235.82 $420.24 $200.00 $0.00 $1,856.06 HOW TO CURE THE DEFAULT - You may cure this default within THIRTY (30) DAYS from the date of this Notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $1,856.06, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES (and other charges) WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check, or money order made payable and sent to: American Home Mortgage Servicing, Inc. 1525 S. Beltline Rd. Copp ell, TX 75019 IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of date of this Notice, the lender intends to exercise its right to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs.If you cure the default within the THIRTY (30) DA Yperiod, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaidprincipal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAYperiod and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff s Sale of the mortgaged property could be held would be approximately five (5) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. Page four 0012890018 ! '1 . HOW TO CONTACT THE LENDER Name of Lender: American Home Mortgage Servicing, Inc. Address: 1525 S. Beltline Rd. Coppell, TX 75019 Telephone Number: 1-877-304-3100 Fax Number: 1-866-497-1263 Contact Person: Brandon Wirth, Glenda Mathews E-mail Address: Brandon.wirth@ahmsi3.com, Glenda.mathews@ahmsi3.com EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOUMAYALSO HAVE THE RIGHT.• ° TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. ° TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. ° TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) ° TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. ° TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. ° TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY CAN BE FOUND ON PAGES S-7. American Home Mortgage Servicing, Inc. is attempting to collect a debt, and any information obtained will be used for that purpose. Federal law gives you thirty days after you receive this letter to dispute the validity of this debt or any part of it. Unless you dispute the debt within that 30 day period, we will assume that it is valid. If you notify us in writing at the address below within the thirty day period that the debt, or any portion thereof, is disputed, we will: l) Provide to you verification of the debtor a copy of any judgment entered against you. 2) Provide to you the name and address of your original creditor, if the original creditor is different from the current creditor. Sincerely, American Home Mortgage Servicing, Inc. American Home Mortgage Servicing, Inc. 1525 S. Beltline Rd. Coppell, TX 75019, 1-877-304-3100 " Indicates Counties Serviced + Ac4m?Hou#ing Corporation 846 North Broad Street Philadelphia, PA 19130 (215) 765.1221 'Bucks, Chester, Delaware, Montgomery, Philadelphia Action Housing Inc 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 281-2102 'Allegheny, Beaver, Butler, Fayette, Greene, Washington, Westmoreland Adams County Interfaith Housing Authority 40 E High Street Gettysburg, PA 17325 (717) 334-1518 'Adams, Cumberland, Franklin, York Advocates for Financial Independence 1806 S Broad Street, Suite 1B Philadelphia, PA 19145 (215) 389-2810 'Philadelphia Advocates for Financial Independence 202 East Hinkley Avenue Ridley Park, PA 19078 (215) 389-2810 `Delaware Allegheny County Acorn 5907 Penn Avenue, Suite 300 Pittsburgh, PA 15206 (412) 441-0551 `Allegheny American Credit Counseling Institute 21 S Church Street West Chester, PA 19380 (888) 212-6741 'Chester American Credit Couseling Institute 526-528 Dekalb Street Norristown, PA 19401 (610) 971-2210 (888) 212-0741 'Montgomery, Delaware American Credit Counseling Institute 530 W Street Road, Suite 201 Warminster, PA 18974 (215) 444-9429 (888) 212-6741 'Bucks, Montgomery, Philadelphia American Credit Counseling Institute 937 North Hanover Street Pottstown, PA 19460 (888) 212-0741 'Barks, Bucks, Montgomery American Credit Counseling Institute 229 East Chestnut Street Coatesville, PA 19320 (888) 212-6741 'Chester, Lancaster American Financial Counseling Services 871 N. Easton Road Glenside, PA 19038 (267) 228-7903 'Mifflin American Financial Counseling Services 405 West Germantown Pike Norristown, PA 19403 (267) 228-7903 *Mifflin, Montgomery American Financial Counseling Services 2880 Bergey Road Suite 4 Hatfield, PA 19440 (267) 228-7903 `Barks, Chester, Montgomery American Financial Counseling Services 175 Strafford Avenue, Suite One Wayne, PA 19087 (610) 971-2210 (888) 212-6741 'Bucks, Chester, Delaware, Mongomery, Philadelphia American Financial Counseling Services 906 Penn Avenue Wyomissing, PA 19610 (267) 228-7903 (800) 490-3039 'Barks American Financial Counseling Services 871 N. Easton Road Glenside, PA 19038 (267) 228-7903 `Montgomery American Financial Counseling Services 1917 Welsh Road Philadelphia, PA 19115, PA 19610 (267) 228-7903 'Bucks, Montgomery, Philadelphia American Red Cross - Hanover Chapter 529 Carlisle Street Hanover, PA 17331 (717) 637-3766 `Adams, Franklin, York American Red Cross of Chester 1729 Edgemont Avenue Chester, PA 19013 (610) 874-1484 'Chester, Delaware APM 2147 Norht Sixth Street Philadelphia, PA 19122 (215) 235-6788 'Chester, Delaware, Philadelphia, Bucks Armstrong CO Community Action Agency 124 Armsdals Road, Suite 211 Kittanning, PA 16201 (724) 548-3405 `Armstrong Base, Inc. 447 South Prince Street Lancaster, PA 17603 (717) 392-5467 'Lancaster Blair County Community Action Agency 2100 6th Avenue, Suite 102 P.O. Box 1833 Altoona, PA 16602 (814) 946-3651 'Blair Booker T. Washington Center 1720 Holland Street Erie, PA 16503 (814) 453-5744 `Crawford, Erie, Warren Bucks County Housing Group 200 West Bridge Street Morrisville, PA 19067 (866) 866-0280 'Bucks Bucks County Housing Group 2324 Second Street Pike, Suite 17 Wrightstown, PA 18940 (866) 866-0280 'Bucks Bucks County Housing Group 470 Old Dublin Pike Doylestown, PA 18901 (866) 866-0280 'Bucks Bucks County Housing Group 349 Durham Road Penndel, PA 19047 (866) 866-0280 'Bucks Bucks County Housing Group 515 West End Blvd Quakertown, PA 18951 (866) 866-0280 'Bucks Budget Counseling Center 247 North Fifth Street Reading, PA 19601 (610) 375-7866 'Barks, Chester, Schuylkill Carroll Park Community Council, Inc. 5218 Master Street Philadelphia, PA 19131 (215) 877-1157 'Chester, Delaware, Philadelphia Catholic Social Services Saint Catherine Manor 5 Knox Road Scranton, PA 18505 (570) 558-3019 'Wyoming, Wayne, Bucks, Lackawanna, Monroe, Philadelphia CCCS of Delaware Valley 1230 New Rodgers Road, Suite F1 Bristol, PA 19007 (215) 563-5665 'Bucks CCCS of Delaware Valley 1777 Sentry Parkway W, Suite 200 Blue Bell, PA 19422 (215) 563-5665 'Montgomery CCCS of Delaware Valley 280 North Providence Road Media, PA 19063 (215)563.5665 'Chester CCCS of Delaware Valley Marshal Building 790 E Market St, Suite 170 West Chester, PA 19382 (215) 563-5665 'Chester. Bucks CCCS of Delaware Valley Catholic Social Services Building 7340 Jackson Street Philadelphia, PA 19136 (215) 563-5665 'Bucks, Philadelphia CCCS of Delaware Valley One Cherry Hill, Suite 215 Cherry Hill, PA 08002 (215) 563-5665 'Philadelphia CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (610) 821-4011 (800) 837-9815 'Barks, Bucks, Carbon, Lancaster, Lehigh, Northhampton, Schuylkill CCCS of Northeastern PA 201 Basin Street, Suite 6 Williamsport, PA 17701 (570) 323-6627 'Centre, Clinton, Lycoming, Northumberland, Union CCCS of Northeastern PA 202 W Hamilton Avenue State College, PA 16801 (814) 238-3668 'Blair, Centre, Clearfield, Clinton, Huntingdon, Juniata, Mifflin CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 (570) 602-2227 `Bradford, Carbon, Columbia, Lackawanna, Lycoming, Monroe, Montour, Northumberland, Pike, Sullivan, Tioga, Union, Wayne, Wyoming CCCS of Northeastern PA 411 Main Street, Suite 104 Stroudsburg, PA 18360 (570) 420-8980 `Bradford, Carbon, Monroe, Pike, Wayne CCCS of Western PA 1 North Gate Square #2 Garden Center Or Greensburg, PA 15601 (888) 511-2227 'Fayette, Greene, Indiana, Somerset, Washington, Westmoreland CCCS of Western PA 55 Clover Hill Road Dallastown, PA 17313 (888) 511-2227 'Fulton, Crawford, Lancaster " Indicates Counties Serviced t CCC;of VVstem PA 2000 Linglestown Road Harrisburg, PA 17102 (888) 511-2227 'Adams, Cumberland, Dauphin, Franklin, Perry, Synder, York Chester Community Improvement Project 412 Avenue of the States P.O. Box 541 Chester, PA 19016 (610) 876-8663 'Chester, Delaware, Montgomery, Philadelphia Diversified Community Service Dixon House 1920 South 20th Street Philadelphia, PA 19145 (215) 3363511 'Bucks, Chester, Delaware, Philadelphia Indiana Co. Community Action Prog. 827 Water Street Box 187 Indiana, PA 15701 (724) 465-2657 'Armstrong, Cambria, Clearfield, Indiana, Jefferson, Westmoreland CCCS of Western PA 312 Chestnut Street, Suite 227 Meadville, PA 16335 (888) 511-2227 'Lawrence CCCS of Western PA 41 East Chestnut Street Washington, PA 15301 (888) 511-2227 'Westmoreland CCCS of Western PA 4402 Peach Street Ede, PA 16509 (888)511-2227 'Crawford, Ede, Warren CCCS of Western PA 524 Franklin Avenue Aliquippa, PA 15001 (888) 511-2227 'Cambria CCCS of Western PA 917 A Logan Boulevard Altoona, PA 16602 (888) 511-2227 'Armstrong, Bedford, Blair, Cambria, Centre, Clearfield, Huntingdon, Juniata, Mifflin, Union CCCS of Western PA Pullman Commerce Center 112 Hollywood Dr Butler, PA 16001 (888)511-2227 'Butler, Clarion, Jefferson, Mercer, Venango CCCS of Western PA River Park Commons 2403 Sidney Street Pittsburgh, PA 15203 (888) 511-2227 'Allegheny Center for Family Services, Inc. 213 Center Street Meadville, PA 16335 (814) 337-8450 'Columbia, Venango Centro Pedro Clever, Inc 627 West Erie Avenue Philadelpia, PA 19140 (215) 227-7111 'Philadelphia Comm. On Econ Opportunity of Luzeme Co. 163 Amber Lane Wilkes-Barre, PA 18702 (570) 826-0510 'Carbon, Luzeme, Schuylkill, Wyoming Community Action Commission of Capital Region 1514 Derry Street Harrisburg, PA, 17094 (717) 232-9757 'Cumberland, Dauphin, Franklin, Perry, Synder Community Action Committee of the Lehigh Valley 1337 East Fifth Street Bethlehem, PA 18015 (610) 691-5620 'Barks, Carbon, Lehigh, Monroe, Northhampton Community Action Development Comm CADCOM 113 E Main Street Norristown, PA 19401 (610) 277-6363 'Montgomery Community Action Southwest 150 W Beau Street, Suite 304 Washington, PA 15301 (724) 225-9550 'Monroe Community Action Southwest 58 E Greene Street Waynesburg, PA 15370 (724) 852-2893 'Allegheny, York, Fayette, Greene, Washington, Westmoreland Comm. on Econ. Opportunity of Luzeme County 163 Amber Lane WilkesBarre, PA 18702 (570) 826-0510 (800) 822-0359 'Wyoming CDngreso 216 West Somerset Street Philadelphia, PA 19133 (215) 763-8870 'Philadelphia Council of Spanish Speaking Organization 705-09 North Franklin St Philadelphia, PA 19123 (215) 627-3100 'Philadelphia Credit Counseling Center 832 Second Street Pike Richboro, PA 18954 (215) 3961880 'Bucks Fair Housing Partnership of Greater Pittsburgh, Intercultural Family Services Inc Inc. 4225 Chestnut Street 2840 Liberity Ave., Suite 205 Philadelphia, PA 19104 Pittsburgh, PA 15222 (215) 3861298 (412) 391-2535 'Philadelphia 'Allegheny Fayette Co. Community Action Agency Inc 137 North Beeson Avenue Uniontown, PA 15401 (724) 437-6050 'Fayette, Somerset Korean Comm. Develop. Services Center 6055 North 5th Street Philadelphia, PA 18505 (215) 276-8830 'Philadelphia FOB CDC 1201 West Only Avenue Philadelphia, PA 19141 (215) 549-8755 'Bucks, Chester, Delaware, Philadelphia Garfield Jubilee Associates 5138 Penn Avenue Pittsburgh, PA 15224 (412) 665-5200 'Allegheny Germantown Settlement 5538 Wayne Avenue Bldg C Philadelphia, PA 19144 (215) 849-3104 'Bucks, Chester, Delaware, Montgomery, Philadelphia Greater Erie Commun. Action Committee 18 West 9th Street Erie, PA 16501 (814) 459-0581 'Crawford, Erie, Venango, Warren HACE 167 W Allegheny Ave., 2nd Floor Philadelphia, PA 19140 (215) 426-8025 'Bucks, Chester, Delaware, Philadelphia Hispanic Alliance for Community Advancement 2740 North Front Street Philadelphia, PA 19133 (215) 667-8932 'Monroe Housing Assoc. of Delaware Valley 658 North Watts Street Philadelphia, PA 19123 (215) 978-0224 'Philadelphia, Monroe Housing Opportunities of Beaver Co. 320 College Avenue, Unit 1 Beaver, PA 15009 (724) 7267511 'Beaver, Lawrence Housing Partnership of Chester County 41 West Lancaster Avenue Downingtown, PA 19335 (610) 518-1522 'Chester, Delaware, Montgomery Lawrence County Social Services, Inc. 241 West Grant Street P.O. Box 189 New Castle, PA 16103 (724) 658-7258 'Lawrence Liberty Resources 714 Market Street, Suite 100 Philadelphia, PA 19106 (215) 634-2000 'Philadelphia Loveship, Inc. 2320 North 5th Street Harrisburg, PA 1711 (717) 232-2207 'Cumberland, Dauphin, Perry Lycom-Clntn Co Comm fo Comm Action 2138 Lincoln Street P.O. Box 3568 Williamsport, PA 17703 (570) 326-0587 'Centre, Clinton, Lycoming, Union Maranathe 43 Philadelphia Avenue Waynesboro, PA 17268 (717) 762-3285 'Adams, Cumberland, Franklin, Fulton, Perry Media Fellowship House 302 South Jackson Street Media, PA 19063 (610) 565-0434 'Chester, Delaware Mon Valley Unemployment Committee 1800 West SL, 3rd Floor Homestead, PA 15120 (412) 462-9962 'Allegheny, Washington, Westmoreland Mt. Airy, USA 6703 Germantown Ave., Suite 200 Philadelphia, PA 19119 (215) 844-6021 'Philadelphia Nazareth Housing Services 301 Bellevue Road Pittsburgh, PA 15229 (412) 931-6996 'Allegheny * Indicates Counties Serviced k Veighboiiiihood Housing Services of Reading 213 N 5th St., Suite 1030 Reading, PA 19601 (610) 372-8433 'Barks Neighborhood Housing Services, Inc. 710 5th Avenue, Suite 1000 Pittsburgh, PA 15219 (412) 281-9773 'Allegheny New Kensignton Community Development 2515 Frankford Avenue Philadelphia, PA 19125 (215) 427-0350 'Warren The NORCAM Group 4200 Crawford Avenue Suite 200 Northam Cambda, PA 15714 (814) 948-4444 'Cambria, Clearfield Northam Tier Community Action Corp. 135 West 4th Street P.O. Box 389 Emporium, PA 15834 (814)4861161 'Cameron, Elk, Mckean, Potter Northwest Counseling Service 5001 North Broad Street Philadelphia, PA 19141 (215) 324-7500 'Bucks, Chester, Delaware, Montgomery, Philadelphia Nueva Esperanza 4261 North 5th Street Philadelphia, PA 19140 (215) 324-0746 'Philadelphia Opportunity Inc. 301 East Market Street York, PA 17403 (717) 424-3645 'Montgomery The Partnership CDC 4020 Market Street, Suite 100 Philadelphia, PA 19104 (215) 662-1612 'Monroe Pennsylvania Housing Finance Agency 2275 Swallow Hill Rd., Bldg 200 Pittsburgh, PA 15220 (412) 429-2842 'Allegheny PHFA 211 North Front Street Harrisburg, PA 17110 (800-) 342-2397 'Cumberland, Dauphin Philadelphia Council for Comm. Advmnt. 100 N 17th St, Suite 600 Philadelphia, PA 19103 (215) 567-7803 (800) 930-0663 'Chester, Delaware, Montgomery, Philadelphia Philadelphia Senior Center 509 South Broad Street Philadelphia, PA 19147 (215) 546-5879 'Philadelphia Schuylkill Community Action 225 N. Centre Street Pottsville, PA 17901 (570) 622-1995 'Becks, Carbon, Lebanon, Lehigh, Luzeme, Northumberland, Schuylkill Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 (724) 981-5310 'Crawford, (Lawrence, Mercer South Philadelphia H.O.M.E.S. 1444 Point Breeze Avenue Philadelphia, PA 19146 (215) 334-4430 'Philadelphia Southwest Community Development Corp. 6368 Paschall Avenue Philadelphia, PA 19142 (215) 729-0800 'Montgomery St. Martin Center 1701 Parade Street Erie, PA 16503 (814) 452-0113 'Crawford, Erie, Venango, Warren Tableland Services Inc. 535 East Main Street Somerset, PA 15501 (814)445.9628 'Cambria, Fayette, Somerset, Westmoreland Tabor Community Services 308 E King Street, Suite 1 Lancaster, PA 17602 (717) 397-5182 (800) 788-5062 'Chester, Lancaster, Lebanon The Trehab Center of Northeastern PA 10 Public Avenue P.O. Box 366 Montrose, PA 18801 (570) 278-3338 (800) 982-4045 'Susquehanna The Trehab Center of Northeastern PA 115 SR 92S Tuckhannock, PA 18657 (570)836.6840 (800) 982-4045 'Wyoming The Trehab Center of of Northeastern PA 1225 Main Street Honesdale, PA 18431 (570) 253-8941 (800) 982-4045 'Bradford, Sullivan, Susquehanna, Tioga, Wayne, Wyoming The Trehab Center of Northeastern PA 144 E East Avenue Wellsboro, PA 16901 (570) 724-5252 (800) 982-4045 'Tioga The Trehab Center of Northeastern PA German Street P.O. Box 389 Dushore, PA 18614 (570) 928-9667 (800) 982-4045 'Sullivan The Trehab Center of Northeastern PA The Enterprise Center 703 S. Elmer Ave., Suite M-6 Sayre, PA 18840 (570) 888-0412 (800) 982-0045 'Bradford United Communlies Southeast Philadelphia 2029 South 8th Street Philadelphia, PA 19148 (215) 467-8700 'Philadelphia United Neighborhood Centers of Northeastern PA 425 Alder Street Scranton, PA 18505 (570) 346-0759 'Lackawanna, Wyoming, Wayne, Luzeme Urban League of Philadelphia 1818 Market Street Philadelphia, PA 19103 (215)561.6070 'Bucks, Delaware, Philadelphia Urban League of Philadelphia 610 Wood Street Pittsburgh, PA 15229 (412) 931-6996 'Allegheny Voices for Independence 1107 Payne Avenue Erie, PA 16503 (814) 874-0064 (800) 838-9890 'Erie Warren-Forest Counties Economic Opportunity Council 1209 Pennsylvania Ave W. P.O. Box 547 Warren, PA 16365 (814) 726-2400 'Forest, Waren West Oak Lane CDC 6259 Limekiln Pike Philadelphia, PA 1914 (215) 224-0880 'Monroe ! . . • V E R I F I .C A T I O N The undersigned, hereby states that he/she is the attorney for the Plaintiff, a corporation unless designated otherwise; that he/she is authorized to make this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he/she has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his/her knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. UDREP,b ICES, P. C. BY: Attorneys' or Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ~~~~titir of ~rnrnt+r~,f~~ FI_4 I _.~ ~,~ ~F~~ ,~~rr~ Jody S Smith Chief Deputy Edward L Schorpp Solicitor ~ ~r , ~~,, ~yFf;:E:'7F ~~-':~ERIF~ Zs1i0 i,~'F' ~7 .=ii i~~ 39 CL1dv.: u,~ t ~` i~=y' , '~ ~~1 ri'~i~f~ Wells Fargo Bank, NA vs. Hurd P. Anstadt Case Number 2010-3114 SHERIFF'S RETURN OF SERVICE 05/18/2010 Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 17, 2010 at 1525 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Occupant of 209 South 2nd Street, Wormleysburg, PA 17043, by making known unto Janis Harmann, current occupant of 209 South 2nd Street, Wormleysburg, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to her personally the said true and correct copy of the same. 05/24/2010 07:54 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on May 24, 2010 at 1951 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Hurd P. Anstadt, by making known unto himself personally, at 443 N. 2nd Street, Wormleysburg, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $72.80 May 25, 2010 GE LD WORTHINGT DEPUTY SO ANSWERS, -.__.. RON R ANDERSON, SHERIFF By ~~ RYAN BURGETT, DE SHERIFF ci CountySuite Sherdf, Teleosoft. Inc. UDR~N hAW OFFICES, P.C. MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQU WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 P.O. Box 631730 Irving, TX 75063 Plaintiff v. Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 Defendant (s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) Hurd P. Anstadt for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $55,860.58 Interest Per Complaint 801.96 From 4/29/10 to 7/19/10 Late charges per Complaint 74.16 From 4/29/10 to 7/19/1.0 TOTAL $56,736.70 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDR FILE C. BY: laintiff MARK J . UDREN, ESQU ~~~ ~ PD ~~ STUART WINNEG, ESQUIRE t- I5foW41 LORRAINE DOYLE, ESQUIRE C ~P.LAN M . MINATO, ESQUIRE Q~ atas?~8 CHANDRA M. ARKEMA, ESQUIRE DAMAGES ARE HEREBY ASSESSED AS IND TED ~0'~IOR.~ DATE : 'J~~ ~/D PRO ROTHY ATTORNEY FOR PLAINTIFF ~'l_E~'. __: J~~ 2(o QAti t ~ 58 E_ ,. '~. _ '~ - ID #04302 - ID #45362 - ID #34576 - ID #75860 IRE - ID #203437 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-3114 IIDREN LAW OFFICES, P.C. MARK J. UDREN, ESQIIIRB - ID #04302 STIIART WINNEG, ESQIIIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQIIIRE - ID #75860 CHANDRA M. ARREMA, ESQIIIRE - ID #203437 LOIIIS A. SIMONI, ESQIIIRE - ID #200869 ADAM L. RAYES, ESQIIIRE - ID #86408 MARGIIERITE L. THOMAS, ESQIIIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SIIITE 200 CHERRY HILL, NJ 08003 856-669-5400 ATTORNEY FOR PLAINTIFF Wells Fargo Bank, N.A., as Trustee for :COURT OF COMMON PLEAS Option One Mortgage,Loan Trust 2004-2, ;CIVIL DIVISION Asset-Backed Certificates, Series 2004-2 :Cumberland County Plaintiff v. Hurd P. Anstadt Defendant(s) NO. 10-3114 TO: Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 Date of Notice: June 14, 2010 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THI5 PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO THMAR LA ACCION DEBIDA DENTRO DE UN TERMING DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS~, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSIIANT TO THE FAIR DEBT DEEMED TO BE A DEBT COLLECTOR~A~H INFORMATION OBTAINED WILL 88`"IISED PRACTICES ACT, THIS LAW FIRM IS R~TEMPT TO COLLECT A DEBT. ANY LORRAINE DOYLEY, E QS~' UE ALAN M. MINATO ESQUIRE CHANDRA M. ARKENfA, E-SQUIRE LOUIS A. SIMONI, ESQQUIRE ADAM L. KAYES, ESQ'f~IRE MARGUERITE L. THOMAS, ESQUIRE Woodcrest Corporate Center 111 Woodcrest load, Suite 200 Cherry Hill, New Jersey 08003-3620 UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQIIIRE STIIART WINNEG, ESQIIIRE LORRAINE DOYLE, ESQIIIRB ALAN M. MINATO, ESQIIIRE CHANDRA M. ARKEMA, ESQII WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SIIITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Plaintiff v. Hurd P. Anstadt Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE STATE OF NEW JERSEY COUNTY OF CAMDEN THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Servicemembers' Civil Relief Act (108 P.L. 189; 117 Stat. 2835; 2003 Enacted H.R. 100), and that the age and last known residence and employment of each Defendant are as follows: - ID #04302 - ID #45362 - ID #34576 - ID #75860 IRE - ID #203437 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-3114 ATTORNEY FOR PLAINTIFF SS Defendant: Hurd P. Anstadt Age: Over 18 Residence: As captioned above Employment: Unknown Sworn to and subscribed before me this 21ST day Qf JULY , 2 010 . __ Name: Title. Company: ATTORNEY FQ~ZI~,, AINTIFF UDREN LAW OFFICES, P.C. Notary Public ~,~~~yy~EY f~6q~kes1Q115Tm13 UDREN LAW OFFICES, P.C. ATTORNEY MARK J. UDREN, ESQIIIRE - ID #04302 STIIART WINNEG, ESQIIIRE - ID #45362 LORRAINE DOYLE, ESQIIIRE - ID #34576 ALAN M. MINATO, ESQIIIRE - ID #75860 CHANDRA M. ARKEMA, ESQIIIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SIIITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com FOR PLAINTIFF C') C` ~, ~:~ r•.~ c. We11s Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One €CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff v. E Hurd P. Anstadt NO. 10-3114 Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Please issue Writ of Execution in the above matter: Amount due Interest From 7 20 10 to Date of Sale December 8, 2010 Ongoing Per Diem of 9.78 to actual date of sale including if sale is held at a later date Q (Costs to be added) ~a4.o0 P/J /4'17'` 7a.$a eaF Qa.oo I~.oo .. a .50 '' ~ 01.05, 30 - P o Arr/ $d.oo flue Co ~so u. ct Is~~tga ~.~ ~ ~ 1,388.76 UD ICES, BY: for Plaintiff MARK J. UDREN, ~;;~ STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE -.~= .~`. $56,736.70 _.,i ---+ _ ..; 1 ~. UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNTsG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 20 0 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as `COURT OF COMMON PLEAS Trustee for Option One ECIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County r_, Asset-Backed Certificates, ~-' `' -• Series 2004-2 `:MORTGAGE FORECLOSURE "'~- c~ -+ Plaintiff ~-~ _r v. -- ~ ~ , Hurd P. Anstadt €NO. 10-3114 ~°-• Defendant (s) ~ CERTIFICATE TO THE SHERIFF ~-{ ~Jj ~ I HEREBY CERTIFY THAT: ~~t.; I. The judgment entered in the above matter is based on an Action: A. In Assumpsit (Contract) B. In Trespass (Accident) X C. In Mortgage Foreclosure D. On a Note accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The Defendant(s) own the property being exposed to sale as: X A. An individual B. Tenants by Entireties C. Joint Tenants with right of survivorship D. A partnership E. Tenants in Common F. A corporation III The Defendant(s) is (are): X A. Resident in the Commonwealth of Pennsylvania B. Not resident in the Commonwealth of Pennsylvania C. If more than one Defendant and either A or B above is not applicable, state which Defendant is resident of the Commonwealth of Pennsylvania. Resident: UDREN I~. ,Td. P . C . Y : ~-'_' Atto r Plaintiff MARK J. UDREN, E E STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARREMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS ~-~ ~_~ Trustee for Option One 'CIVIL DIVISION -- ~~ `' Mortgage Loan Trust 2004-2, :Cumberland County <-;, ~-: =_' ~ ~ Asset-Backed Certificates, ~ ~' ~ ' ~~'' Series 2004-2 :MORTGAGE FORECLOSURE C~'~ ~~' Plaintif f ~ <., , v. -c - __ _~ ~~. Hurd P. Anstadt NO. 10-3114 ~ " ~ Defendant (s) ~ L -- C E R T I F I C A T E I hereby state that as the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LA , BY: . s for •Plaintiff MARK J . UDREN, _ .__ _... E STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARREMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as "COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff v. Hurd P. Anstadt €NO. 10-3114 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 209 South 2nd Street, Wormleysburg, PA 17043 1. Name and address of Owner(s) or reputed Owner(s): Name Address Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Borough of Wormleysburg 20 Market St. Wormleysburg, PA 17043 Penn Waste Inc. 85 Brickyard Road, PO Box 3066 York, PA 17402 c/o Sarah E. Buhite, Esquire Susquehanna Commerce Center - East Suite 600 221 West Philadelphia St. York, PA 17401-2994 4. Name and address of the last recorded holder of every mortgage of record: Name Address Wells Fargo Bank, N.A., as P.O. Box 631730, Irving, TX 75063 Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 209 South 2nd Street Wormleysburg, PA 17043 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: July 22, 2010 UDREN LA4V.._O~FIE~ P . C . ~BY `~---At_~orneys for Plaintiff MARK J...... UDREN; _~QUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARREMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 20 0 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One =CIVIL DIVISION Mortgage Loan Trust 2004-2, =Cumberland County t,~, ~`' -' ',; Asset-Backed Certificates, .-..,,==- ~`' ~--_{ Series 2004-2 € MORTGAGE FORECLOSURE ~~~` ~~'~=T Plaintif f n ~ ' ~'- v. ~'' Hurd P. Anstadt €NO. 10-3114 3 Defendant(s) N -~ o -; 0 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 Your house (real estate) at 209 South 2nd Street, Wormleysburg, PA 17043 is scheduled to be sold at the Sheriff's Sale on December 8, 2010, at 10:00 a.m. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $56,736.70, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: .(856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTBn BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 A.LL THAT CERTAIN tract of land with improvements thereon erected, situate on the Northeast side of Second Street; Borough of Wormieysburg, Cumberland County, Pennsylvania, bounded and described in accordance with a Plan of Survey by Michael D. D'Angelo, Registered Surveyor, dated 09113/79, Drawing No. 34-109, as follows: BEC,IIVNING at a pin found on the Northeast side of Second Street (50 feet wide) at a comer of property No. 209 1/2 said point being 99.9 feet to Third Avenue; thence extending from said beginning point and along the Northeast side of Second Street, North 43 degrees 00 minutes West, a distance of 16.10 feet to an }: cut at property No. 203; thence extending along same, North 47 degrees 00 minutes East, a distance of 1O5A0 feet to a pin; thence South 43 degrees 00 minutes East, a distance of 16.70 feet to a point at property No. 209 1/2 aforesaid; thence extending along same and passing through the center of a party wall, South 47 degrees 00 minutes West, a distance of 105.00 feet to the first mentioned pin and place of Beginning. BEING KNOWN AS: 209 SOUTH 2ND STREET WORMLEYSBURG, PA 17043 PROPERTY ID NO.: 47-20-1858-164 TITLE TO SAID PREMISES IS VESTED IN HURD P. ANSTADT BY DEED FROM DONALD BARBARO DATED 3/5/04 RECORDED 3/15/04 IN DEED BOOK 262 PAGE 341 . WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-3114 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A., as Trustee for OPTION ONE MORTGAGE LOAN TRUST 2004-2, ASSET-BACKED CERTIFICATES, SERIES 2004-2, Plaintiff (s) From HURD P. ANSTADT (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $56,736.70 L.L.$.50 Interest from 7/20/10 to 12/8/10 Ongoing per diem of $9.78 to actual date of sale including if sale is held at a later date --$1,388.76 Atty's Comm Atty Paid $205.30 Plaintiff Paid Date: 7/26/10 (deal) REQUESTING PARTY: Name: ALAN M. MINATO, ESQUIRE Address: UDREN LAW OFFICES, PC WOODCREST CORPORATE CENTER 111 WOODCREST RD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 75860 Due Prothy $2.00 Other Costs David D. Buell, Proth notary By: Deputy r UDR.EN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 ADAM L. KAYES, ESQUIRE - ID #86408 MARGUERITE L. THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY SILL, NJ 08003-3620 856-669-5400 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Plaintiff V. Hurd P. Anstadt Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLE O -t :CIVIL DIVISION == r Cumberland County nr- oa O ? © ,C wo ? o CL- C:) n M NO. 10-3114 AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B" 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by order of Court, then proof of compliance with said order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: November` , 2010 UDREN 1 BY: A tiff MARK J UDREN • - STUART WINNEG, ESQUIRE L99 INE DOYLE, ESQUIRE VALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE UDREN LAW OFFICES, P. C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 ADAM L. KAYES, ESQUIRE - ID #86408 MARGUERITE L. THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One =CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff V. Hurd P. Anstadt :NO. 10-3114 Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2, Plaintiff in the above action, by its attorney, UDREN LAW OFFICES, P.C., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 209 South 2nd Street, Wormleysburg, PA 17043 1. Name and address of Owner(s) or reputed Owner(s): Name Address Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 209 South 2ND Street Wormleysburg, PA 17043 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Borough of Wormleysburg 20 Market St. Wormleysburg, PA 17043 Penn Waste Inc. Karen L. Schwartz 85 Brickyard Road, PO Box 3066 York, PA 17402 c/o Sarah E. Buhite, Esquire Susquehanna Commerce Center - East Ste 600, 221 West Philadelphia St. York, PA 17401-2994 445 North 2ND Street Wormleysburg, PA 17043 4. Name and address of the last recorded holder of every mortgage of record: Name Address Wells Fargo Bank, N.A., as P.O. Box 631730, Irving, TX 75063 Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 5. Name and address of every other person who has any record lien on the property: Name Address PA Department of Revenue Lien Section Bureau of Compliance P.O. Box 280948 Harrisburg, PA 17128-0946 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 209 South 2nd Street Wormleysburg, PA 17043 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: Novemberl? , 2010 UDREN LAW OFFICES, P.C. At.torn t if f MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE L ,ORRAINE DOYLE, ESQUIRE M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE ADAM L. KAYES, ESQUIRE MARGUERITE L. THOMAS, ESQUIRE UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE- ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 ADAM L. KAYES, ESQUIRE - ID #86408 MARGUERITE L. THOMAS, ESQUIRE - ID #204460 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Plaintiff V. Hurd P. Anstadt Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 10-3114 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Hurd P. Anstadt PROPERTY: 209 South 2nd Street, Wormleysburg, PA 17043 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on December 8. 2010, at 10:00 a.m., in the Commissioners Hearing Room, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specked by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. EXHIBIT A a OT N 3 v Q V V O CD a 00 C) c n? ? cp N ? cr (D w Q O 3 3 c m n 0 a C' O 1 m O V 3 r 0 O 69' a? Cr c W CL N 0. V N N g uI n ?z ?a M °0 3 m co m C? a I m z N(? cmm ?n?`•3oa ?O3ow? m ° i '-o52mm 33m• 6C, •Q?? o•a mw enn c Kam=? < ro Wo min b m N o `v0mog'ms ; ; = m' .3 m a am m c c a m m Oo o 3,0 •< vm`?m age.., o? a It d 3 a?y2a. mr.em2' > > 5 m z o m m w y Z ? C y,g?ma $?y 3? "a u0'i O n ? b 01 O C SmN N 0 ( o C77 A W N CD OD V O) CJ1 W N ? ? ?D9 n? CD cl C C CL w 3; CD yc O A c?S O oC; m; 30?=oo?m0moooc d ao 2` m<a a ' Z < c Ao?dDm ?fp> Wm$mm?aD y :EC :i nNi V G1 N ° cam F C ? x Z 0 - =1 S A D =000 0M ?o - a.0 ???comZanc a Z mna I3 Co z O n - C coz X ? QL E!. -- C:L0 lr[ym-mo ?fm?IY laD??3770 o NWD C/) 0 Dr-4 po m O MCA* U) 6, 01 fD m O C'O9* R -c- c N j D@ -0 =?I-I moC: '• r- o V Z>Z n 0= o y«3 o? vm Z CSAC'm-< , ZA1" ? gy m w c 00 -i r 0 -n m 3 ? C n rttW fo w fA ? \/ T-0o0.> a m Cyy m? > >"o? 0 Ocro A o 'D00 zZo a D-0 m w!n? S CD S w 3 y r ?Am m m D 7-1 m - -4 aD BY iv Z 0 A .r a m 00mT 0wm y C) 0 W o y? v ? aW o T $03-360 (D -n » _; m 40 t5r2f,tU Ic aN, C L3 _4 n O -- o m o ??;D° ?iS k » 0tv 0 ;u It ? x N C fD C ? ?yy m aN ? ? 03 14 A ° -0 moA O(DD N a,LK 'gym C m A 3 ., a ova 4 10 . N ?pT ?J q? ? O ID ?1 O yyam. ? yOC - cn z Cf O p m v `? y a• C_ 3 y 03 0 N 1 -n CD A fY? aQG r, S 0 a f I SL I 'g. It 13 x w N 0.1% 7 J Q z W °° g m m ppp y ;r.yAei L tt??'?u'x A c>„K nil k i Asi"1 i G Ai 00 al I I? SHERIFF'S OFFICE OF CUMBERLAND COUNTY ` Ronny R Anderson Sheriff ???,tr at Li?th?rr???dJody S Smith Chief Deputy ` Richard W Stewart Solicitor OE Or T -E $IFRtFF Wells Fargo Bank, NA vs. Hurd P. Anstadt Case Number 2010-3114 SHERIFF'S RETURN OF SERVICE 10/08/2010 03:09 PM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on 10-08-10 at 1458 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Hurd P. Anstadt, located at, 209 South 2nd Street, Wormelysburg, Cumberland County, Pennsylvania according to law. 10/08/2010 03:09 PM - Shawn Gutshall, Deputy Sheriff, who being duly swom according to law, states that on 10-08-10 at 1508 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Hurd P. Anstadt, by making known unto, Hurd P. Anstadt, personally, at, 209 South 2nd Street, Wormleysburg, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $898.92 October 26, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF EXHIBIT B icj CountySuite Sheriff, Teleosoft, inc. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson FiLED-OFFICE. Sheriff at itar?G PF THE PRQTHONOTARiJody S Smith °"`L" ? Chief Deputy. N ( I APB' I I AM 10: 39 j K Richard W Stewart Solicitor oFf 17E _.' T14 -``FF "16,13EKAND COLT Y PENNSYLVANIA Wells Fargo Bank, NA vs. Case Number Hurd P. Anstadt 2010-3114 SHERIFF'S RETURN OF SERVICE 10/08/2010 03:09 PM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on 10-08-10 at 1458 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Hurd P. Anstadt, located at, 209 South 2nd Street, Wormelysburg, Cumberland County, Pennsylvania according to law. 10/08/2010 03:09 PM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on 10-08-10 at 1508 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Hurd P. Anstadt, by making known unto, Hurd P. Anstadt, personally, at, 209 South 2nd Street, Wormleysburg, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. 12/08/2010 As directed by Alan M Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 2/2/2011 02/01/2011 As directed by Alan M Minato, Attorney for the Plaintiff, Sheriffs Sale Continued to 4/6/2011 04/05/2011 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney Udren on 4/5/11. SHERIFF COST: $824.77 SO ANSWERS, April 08, 2011 ROW R ANDERSON, SHERIFF $-?. 5p PCL SI.?4 !e Goun gSulte Sheriff. Teleoso9t. Ii1r... UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE -*ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff V. Hurd P. Anstadt ENO. 10-3114 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 209 South 2nd Street, Wormleysburg, PA 17043 1. Name and address of Owner(s) or reputed Owner(s): Name Address Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Borough of Wormleysburg 20 Market St. Wormleysburg, PA 17043 t Penn Waste Inc. 85 Brickyard Road, PO Box 3066 York, PA 17402 c/o Sarah E. Buhite, Esquire Susquehanna Commerce Center - East Suite 600 221 West Philadelphia St. York, PA 17401-2994 4. Name and address of the last recorded holder of every mortgage of record: Name Address Wells Fargo Bank, N.A., as P.O. Box 631730, Irving, TX 75063 Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 209 South 2nd Street Wormleysburg, PA 17043 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: July 22, 2010 UDREN LAW OFFICES,.')P.C. BY: Attorneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as `COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust 2004-2, €Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff V. Hurd P. Anstadt ::NO. 10-3114 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 Your house (real estate) at 209 South 2nd Street, Wormleysburg, PA 17043 is scheduled to be sold at the Sheriff's Sale on December 8, 2010, at 10:00 a.m. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $56,736.70, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: 1856)_L69-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ALL THAT CERTAIN tract of land with improvements thereon erected, situate on the Northeast side of Second Street, Borough of Wormleysburg, Cumberland County, Pennsylvania, bounded and described in accordance with a Plan of Survey by Michael D. D'Angelo, Registered Surveyor, dated 09/13/79, Drawing No. 34-109, as follows: BEGINNING at a pin found on the Northeast side of Second Street (50 feet wide) at a comer of property No. 209 1/2 said point being 99.9 feet to Third Avenue; thence extending from said beginning point and along the Northeast side of Second Street, North 43 degrees 00 minutes West, a distance of 16.10 feet to an X cut at property No. 203; thence extending along same, North 47 degrees 00 minutes East, a distance of 105.00 feet to a pin; thence South 43 degrees 00 minutes East, a distance of 16.10 feet to a point at property No. 209 1/2 aforesaid; thence extending along same and passing through the center of a party wall, South 47 degrees 00 minutes West, a distance of 105.00 feet to the first mentioned pin and place of Beginning. BEING KNOWN AS: 209 SOUTH 2ND STREET WORMLEYSBURG, PA 17043 PROPERTY ID NO.: 47-20-1858-164 TITLE TO SAID PREMISES IS VESTED IN HURD P. ANSTADT BY DEED FROM DONALD BARBARO DATED 3/5/04 RECORDED 3/15/04 IN DEED BOOK 262 PAGE 341. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 10-3114 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A., as Trustee for OPTION ONE MORTGAGE LOAN TRUST 2004-2, ASSET-BACKED CERTIFICATES, SERIES 2004-2, Plaintiff (s) From HURD P. ANSTADT (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $56,736.70 L.L.$.50 Interest from 7/20/10 to 12/8/10 Ongoing per diem of $9.78 to actual date of sale including if sale is held at a later date --$1,388.76 Atty's Comm % Due Prothy $2.00 Atty Paid $205.30 Other Costs Plaintiff Paid Date: 7/26/10 David D. Buell, 4Prthoinotary (Seal) By: REQUESTING PARTY: Deputy Name: ALAN M. MINATO, ESQUIRE Address: UDREN LAW OFFICES, PC WOODCREST CORPORATE CENTER 111 WOODCREST RD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 75860 On September 22, 20 10 the Sheriff levied upon the defendant's interest in the real property situated in Wormleysburg Borough, Cumberland County, PA, Known and numbered as, 209 South 2nd Street, Wormleysburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 22, 2010 By: 0 ? cu ilatt ? Real Estate Coordinator Z O :E d 8z }nr GlL t? I PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 22, October 29, and November 5, 2010 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Lis Marie Coyne, F itor SWORN TO AND SUBSCRIBED before me this C:; 5 da of November, 2010 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 CUMBERLAND LAW JOURNAL Writ No. 2010-3114 Civil Wells Fargo Bank, NA, as Trustee for Option ONe Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 VS. Hurd P. Anstadt Atty.: Alan Minato ALL THAT CERTAIN tract of land with improvements thereon erected, situate on the northeast side of Sec- ond Street, Borough of Wormleys- burg, Cumberland County, Penn- sylvania, bounded and described in accordance with a plan of survey by Michael D. D'Angelo, Registered Surveyor, dated 09/13/79, Drawing No. 34-109, as follows: BEGINNING at a pin found on the northeast side of Second Street (50 feet wide) at a corner of Property No. 209 1/2 said point being 99.9 fee to Third Avenue; thence extending from said beginning point and along the northeast side of Second Street, North 43 degrees 00 minutes West, a distance of 16.10 feet to x cut at Property No. 203; thence extending along the same, North 47 degrees 00 minutes East, a distance of 105.00 feet to a pin; thence South 43 degrees 00 minutes East, a distance 16.10 feet to a point at Property No. 209 1/2 aforesaid; thence extending along same and passing through the center of a party wall, South 47 degrees 00 minutes West, a distance of 105.00 feet to the first mentioned pin and place of BEGINNING. TAX ID NO. 47-20-1858-164. BEING KNOWN AS: 209 South 2nd Street, Wormleysburg, PA 17043. PROPERTY ID NO.: 47-20-1858- 164. TITLE TO SAID PREMISES IS VESTED in Hurd P. Anstadt by deed from Donald Barbaro dated 3/5/04 recorded 3/15/04 in Deed Book 262 Page 341. The Patriot-News Co. ftN ' 20 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 the atriotwXtw s Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared cn the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations or this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 10/15/10 10/22/10 10/29/10 i Sworn to-a6o sWbscribed- Bore me this day of November, 2010 A. D. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal i Sherrie L Kisrw, Notary public Lower Paxton Twp., Dauphin County i ?MY Cnm_LTOW e?lres Nov. 26, 2011 ^ -Mbllr aenn_Y7vanla Association of Notarie<: The Patriot-News Co. %N?020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 the Patti* ot News Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Markel Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 10/15/10 10/22/10 10/29/10 Sworn tg aN sobscribed`before me this 0.py of November, 2010 A.D. Notary Public _ COMMONWEALTH OF PENNSYLVANIA I Notariai S" Shen•le L Kisner, Notary public Lower Paxton Twp., Dauphin County I My C'ommis2i2n Exotres Nov. 26, 2011 ^?emix=r oennsvlvanla Association of Notaries 2010-3114 civil TOM WONs F&-" Bank, 1*4A as TnWt" fW Opffoe ON$ Loan Tnad 2084-2, Asd Cwtificafts, Ssrles 2004-2 Vs Hurd R Anstadt Atty: Alain WMW ALL THAT CERTAIN TRACT OF LAND WITH IMPROVEMENTS THEREON ERECTED, SITUATE ON THE NORTHEAST SIDE OF SECOND STREET, BOROUGH OF WORMLEYSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED IN ACCORDANCE WITH A PLAN OF SURVEY BY MICHIAEL D. D'ANGELO, REGISTERED SURVEYOR DATED 09/13179, DRAWING NO. 34-109, AS FOLLOWS: BEGINNING AT A PIN FOUND ON THE NORTHEAST SIDE OF SECOND STREET (50 FEET WIDE) AT A CORNER OF PROPERTY NO. 209 '/z SAID POINT PEING 99.9 FEE TO THIRD AVENUE; -NCE EXTENDING FROM SAID GINNNG POINT AND ALONG THE TEIEAST SIDE OF SECOND STREET. ,117 43 DEGREES 00 MINUTES wkiS1; A DISTANCE OF 16.10 FEET TO Y CUT AT PROPERTY NO. 203; THENCE EXTENDING ALONG THE SAME, NORTH 47 DEGREES 00 MINUTES EAST, A DISTANCE OF 105.00 FEET TO A PIN; THENCE SOUTH 43 DEGREES 00 MINUTES EAST, A DISTANCE 16.10 FEET TO A POINT AT PROPERTY NO. 109 '/2 AFORESAID; THENCE EXTENDING ALONG SAME AND PASSING THROUGH THE CENTER OF A PARTY WALL. SOUTH 47 DEGREES 00 MINUTES WEST, A DISTANCE OF 105.00 FEET TO THE FIRST MENTIONED PIN AND PLACE OF BEGINNING. TAX ID NO. 47-20-1858-164 BEING KNOWN AS: 209 SOUTH 2ND STREET WORMLEYSBURG, PA 17043 PROPERTY ID NO.: 47-20-1858-164 TITLE TO SAID PREMISES IS VESTED IN MM E ANSTADT BY DEED FROM DONALD BARBARO DATED 3/5104 RECORDED 3/15/04 IN DEED BOOK 262 PAGE 341. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO10-3114 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A., AS TRUSTEE FOR OPTION ONE MORTGAGE LOAN TRUST 2004-2, ASSET-BACKED CERTIFICATES, SERIES 2004-2 Plaintiff (s) From HURD P. ANSTADT (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $56,736.70 L.L.: Interest from 7/20/2010 to Date of Sale March 7, 2012 - Ongoing per diem of $9.78 to actual date of sale including if sale is held at a later date- $5,838.66 Atty's Comm: % Due Prothy: $2.00 Atty Paid: $ /0 Sf .,'L7 Plaintiff Paid: Date: 12/1/2011 (Sea1) Other Costs: Buell, rothonotary By: Deputy REQUESTING PARTY: Name: HARRY B. REESE, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 310501 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE "' ; Plaintiff v. Hurd P. Anstadt :NO. 10-3114 a Defendant(s) PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due $56,736.70 Interest From 7/20/10 5,838.66 to Date of Sale March 7, 2012 ongoing Per Diem of 9.78 to actual date of sale including if sale is held at a later date (Costs to be added) UDREN LAW OFFICES, P.C. a. j_k_ ? %,9L.77 9a. as Y IH. 06 a y D° 7?• d d a ? past . .I BY: Attorneys for Plaintiff t?k v, y e . Q A-c LA `? . i, >*--s to S'M 1 C? Of U)6t ? ?cL__'&Sutd UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Plaintiff V. Hurd P. Anstadt Defendant(s) CERTIFICATE T ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION iT -- Cumberland County -'? C7 . MORTGAGE FORECLOSURE NO. 10-3114 0 THE SHERIFF I. The judgment entered in the above matter is based on an Action: A. In Assumpsit (Contract) B. In Trespass (Accident) X-C. In Mortgage Foreclosure D. On a Note accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The Defendant(s) own the property being exposed to sale as: X A. An individual B. Tenants by Entireties C. Joint Tenants with right of survivorship D. A partnership E. Tenants in Common F. A corporation III. The Defendant(s) is (are): X -A. Resident in the Commonwealth of Pennsylvania B. Not resident in the Commonwealth of Pennsylvania C. If more than one Defendant and either A or B above is not applicable, state which Defendant is resident of the Commonwealth of Pennsylvania. Resident: UDREN LAW OFFICES, P.C. BY ( I i -L-14A ,I one for Plaintiff 1D -W3(6-1`6 1 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff V. Hurd P. Anstadt `NO. 10-3114 Defendant(s) C E R T I F I C A T E a Pi : 6a ;= a . -- - I hereby state that as the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. B/In--- Atlrtlrr eys for Plaintiff 1`? t* 3 t c? ?? UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadingsCudren.com Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One "CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 MORTGAGE FORECLOSURE Plaintiff V. Hurd P. Anstadt NO. 10-3114 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 qw i?r? f"rt C"3 C5 77- Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 209 South 2nd Street, Wormleysburg, PA 17043 1. Name and address of Owner(s) or reputed Owner(s): Name Address Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 209 South 2nd Street Wormleysburg, PA 17043 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Borough of Wormleysburg 20 Market Street Wormleysburg, PA 17043 V Penn Waster Inc. Karen L. Schwartz 85 Brickyard Road, P.O. Box 3066 York, PA 17402 C/O Sarah E. Buhite, Esq. Susquehanna Commerce Center-East STE 600, 221 West Philadelphia St. York, PA 17401-2994 445 North 2nd Street Wormleysburg, PA 17043 4. Name and address of the last recorded holder of every mortgage of record: Name Address Wells Fargo Bank, N.A., as P.O. Box 631730 Trustee for Option One Irving, TX 75063 Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 5. Name and address of every other person who has any record lien on the property: Name Address PA Department of Revenue Lien Section Bureau of Compliance P.O. Box 280948 Harrisburg, PA 17128-0946 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 209 South 2nd Street Wormleysburg, PA 17043 • I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: November 30, 2011 UDREN LAW OFFICES, P.C. BYa t-Aclkk/ \/ Attl?n6ys for Plaintiff 41 ??? 4? . tLU,'?-e* T-; ? 1 UDREN LAW OFFICES, P.C. ATTORNEY WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com FOR PLAINTIFF 4q9 Wells Fargo Bank, N.A., as =COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff V. Hurd P. Anstadt :NO. 10-3114 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 7j w Your house (real estate) at 209 South 2nd Street, Wormleysburg, PA 17043 is scheduled to be sold at the Sheriff's Sale on March 7, 2012, at 10:00 a.m. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $56,736.70, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) J YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 VDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Plaintiff V. Hurd P. Anstadt Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County C-) NO. 10-3114 c: n -K3 AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney hereby verifies that: N -ro N N ;o C1 C.) i 7" c-' {.J ` 4 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: 2012 UDREN LAW OFFICES, P.C. BY At ATTORNEY FOR PLAINTIFF AGNES MOMBRUN, ES PA ID 309356 c4aclpo V A"' UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Plaintiff V. Hurd P. Anstadt Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 10-3114 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Hurd P. Anstadt PROPERTY: 209 South 2nd Street, Wormleysburg, PA 17043 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on March 7, 2012, at 10:00 a.m., in the Commissioners Hearing Room, 2NQ Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on -the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. ?`XI-?IBI?° ? fl.? v m (ND N -1 CDa i co c w 6 ?t oo? w? o n cD co N N ?1 W -P ID CD O ZD @ u F ?? N ' O O mm O i W I N N-I ='fl?7n y wo ny m -0 T+ 'Zra f?0? t>? <rNaa m ' u'CD 5 03 °o 055 a O CflZ ?.03 in O N es' N N D D Z m ?OZ ? fl? Ln F Z? p?m W x? CFx ?= p0) 01<0 o0- -o m3 Z-1 "NCB ?20 ?? CCDD Q. N Z rr ? -CmD 'Lr' ttl r ?' m No w °- (n z 3 N (!) _ Coin T> Q) (D ? -i m ?2 D-vR 6N0 'ONWm .4p w --4(f)X O - 7 . y Z rA? v 0 f N f ? 1 N cD l o v? tr NI n W ?. L (D w m G (DD m 1 F O V Q fi ? oa 'P30N n ia?mrm j a - 33'o ma 7 ?O cN0`<O ?•O c0 NZy ? 7 < ?OOy??N L ?60 m3?oo 3-?vdm yOI ?A 79 00 ?00R d O Q^ p O tP? ?p m w o gS. ym mo.ov, ac N34a fll C` iA ?S 60 7 w 0 N 91n7aj0 O _N N.NN ??03m3 N 00p? Nj D C 3 0 a NNCD6WS0 mom o?_ w o2 N C 3 0 0 pad N N O { { J 1 { 1 1 l t Z3 b _. 91 - oc?i a ?3 ?Oo ?DO?IDa(DO ??? co ZC?'n '3 a m 'N 3O -flNC 4 rn-A w ?N o) m? 3 ohm a CC co' 3 ° -a ay p ?° x m D CD "d N CD ?> _ U) CD 3 c CD A N ' m 3 co top o ?m 00 Q rnc D C n ? Z Q°? T .< m n`D o -V 3 m pC-d w-?n o 3 mCD X -n o o w N < m ^ N N m f, S? w D CD O N [nW G117 O ? C or ° (D rn? " rnm m o ° y -4 ?7r-1 ' 0 N x D O- D ° 3 < W v_ CD ?Z o CO ? m ° rn ? CD -4 CD m O s N ? 6 ° a -0 w ao?a T 'O ?" N C CD (D CL _ N O ui x k2l t - n o t; ? va w at- < N , N ? G 7 S N v aL o 9 Sa. 03- =Wo O N N =' Cl N ? cD N N N C Q tD O? in G ? N (D Q SS N_ N fl X 01, o? °' vm3 1A 1` CL v_.3 m y ,,b N N.CD _. ? o J' ' T 70 O 7 O ' cD "'t0 N J? co co ? O SON w ? ,. A m <• C ?-- ' T (TI C) CCD CD ? 7.' ty b 1S 1 ??7 M z N m m AI N T co SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor 0'?" ?';r 0, 1 4:1 J u:5rr:` I ,r4 Wells Fargo Bank, NA Case Number vs. 2010-3114 Hurd P. Anstadt SHERIFF'S RETURN OF SERVICE 1212812011 06:40 PM - Deputy Gerald Worthington, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action upon the property located at 209 South 2nd Street, Wormleysburg, Cumberland County, PA 17043 . 12/28/2011 06:55 PM - Deputy Gerald Worthington, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Hurd P. Anstadt at 443 N 2nd Street, .'Vorrnleysburg Borough, Wormleysburg, Cumberland County, PA 17043. SHERIFF COST: $898.44 January 18, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ????t?' n{ iaarEnt,?t' 9 Jody S Smith Chief Deputy Richard W Stewart Solicitor °? Y1,.W11 , '?F1 Wells Fargo Bank, NA vs. Case Number Hurd P. Anstadt 2010-3114 SHERIFF'S RETURN OF SERVICE 12/28/2011 06:40 PM - Deputy Gerald Worthington, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action upon the property located at 209 South 2nd Street, Wormleysburg, Cumberland County, PA 17043. 12/28/2011 06:55 PM - Deputy Gerald Worthington, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Hurd P. Anstadt at 443 N 2nd Street, Wormleysburg Borough, Wormleysburg, Cumberland County, PA 17043. 03/01/2012 As directed by Mark Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 5/2/2012 04/25/2012 As directed by Mark Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 6/6/2012 06/05/2012 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $756.52 SO ANSWERS, June 05, 2012 RON R ANDERSON, SHERIFF UDREN LAVr OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCR9ST CORPORATE CENTER 111 W06DCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff V. Hurd P. Anstadt NO. 10-3114 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 209 South 2nd Street, Wormleysburg, PA 17043 1. Name and address of Owner(s) or reputed Owner(s): Name Address Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 209 South 2nd Street Wormleysburg, PA 17043 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Borough of Wormleysburg 20 Market Street Wormleysburg, PA 17043 ¦4 Penn,Wastper Inc. 85 Brickyard Road, P.O. Box 3066 York, PA 17402 C/O Sarah E. Buhite, Esq. Susquehanna Commerce Center-East STE 600, 221 West Philadelphia St. York, PA 17401-2994 Karen L. Schwartz 445 North 2nd Street Wormleysburg, PA 17043 4. Name and address of the last recorded holder of every mortgage of record: Name Address Wells Fargo Bank, N.A., as P.O. Box 631730 Trustee for Option One Irving, TX 75063 Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 5. Name and address of every other person who has any record lien on the property: Name Address PA Department of Revenue Bureau of Compliance Lien Section P.O. Box 280948 Harrisburg, PA 17128-0946 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 209 South 2nd Street Wormleysburg, PA 17043 14 I verify'"that'the statements made in this affidavit are true and correct to•the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: November 30, 2011 UDREN LAW OFFICES, P.C. BYa I Att'n?&ys for Plaintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF Y WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as :COURT OF COMMON PLEAS Trustee for Option One :CIVIL DIVISION Mortgage Loan Trust 2004-2, :Cumberland County Asset-Backed Certificates, Series 2004-2 :MORTGAGE FORECLOSURE Plaintiff V. Hurd P. Anstadt NO. 10-3114 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Hurd P. Anstadt 209 South 2nd Street Wormleysburg, PA 17043 Your house (real estate) at 209 South 2nd Street, Wormleysburg, PA 17043 is scheduled to be sold at the Sheriff's Sale on March 7, 2012, at 10:00 a.m. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $56,736.70, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-669-5400. 2. You may be able to stop the sale by filing a petition asking the court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) r w t YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ALL THAT CERTAIN TRACT OF LAND WITH IMPROVEMENTS THEREON ERECTED, SITUATE ON THE NORTHEAST SIDE OF SECOND STREET, BOROUGH OF WORMLEYSBURG, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED IN ACCORDANCE WITH A PLAN OF SURVEY BY MICHAEL D. D'ANGELO, REGISTERED SURVEYOR, DATED 9/13/79, DRAWING NO. 34-109, AS FOLLOWS: BEGINNING AT A PIN FOUND ON THE NORTHEAST SIDE OF SECOND STREET (50 FEET WIDE) AT A CORNER OF PROPERTY NO. 209 iz SAID POINT BEING 99.9 FEET TO THIRD AVENUE; THENCE EXTENDING FROM SAID BEGINNING POINT AND ALONG THE NORTHEAST SIDE OF SECOND STREET, NORTH 43 DEGREES 00 MINUTES WEST, A DISTANCE OF 16.10 FEET TO AN X CUT AT PROPERTY NO. 203; THENCE EXTENDING ALONG SAME, NORTH 47 DEGREES 00 MINUTES EAST, A DISTANCE OF 105.00 FEET TO A PIN; THENCE SOUTH 43 DEGREES 00 MINUTES EAST, A DISTANCE OF 16.10 FEET TO A POINT AT PROPERTY NO. 209 jj AFORESAID; THENCE EXTENDING ALONG THE SAME AND PASSING THROUGH THE CENTER OF A PARTY WALL, SOUTH 47 DEGREES 00 MINUTES WEST, A DISTANCE OF 105.00 FEET TO THE FIRST MENTIONED PIN AND PLACE OF BEGINNING. BEING KNOWN AS: 209 South 2nd Street Wormleysburg, PA 17043 PROPERTY ID NO.: 47-20-1858-164 TITLE TO SAID PREMISES IS VESTED IN HURD P. ANSTADT BY DEED FROM DONALD BARBARO DATED 3/5/2004 RECORDED 3/15/2004 IN DEED BOOK 262 PAGE 341. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO10-3114 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A., AS TRUSTEE FOR OPTION ONE MORTGAGE LOAN TRUST 2004-2, ASSET-BACKED CERTIFICATES, SERIES 2004-2 Plaintiff (s) From HURD P. ANSTADT (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $56,736.70 L.L.: Interest from 7/20/2010 to Date of Sale March 7, 2012 - Ongoing per diem of $9.78 to actual date of sale including if sale is held at a later date- $5,838.66 Atty's Comm: % Due Prothy: $2.00 Atty Paid: 7 Plaintiff Paid: Date: 12/1/2011 (Seal) REQUESTING PARTY: Name: HARRY B. REESE, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Other Costs: ueputy TRUE COPY FROM RECORD In Testimony whereof, I here unto set my hang and the seal of said Zo+rt at Carlisle, Pa. This _,_.1day of _A gC.:_..., 20 _t r Supreme Court ID No. 310501 On December 14, 2011 the Sheriff levied upon the defendant's interest in the real property situated in Wormleysburg Borough, Cumberland County, PA, Known and numbered as, 209 South 2nd Street, Wormleysburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date December 14, 2011 By: Real Estate Coordinator CUMBERLAND LAW JOURNAL Writ No. 2010-3114 Civil Term Wells Fargo Bank, NA VS. Hurd P. Anstadt Atty.: Mark Udren ALL THAT CERTAIN tract of land with improvements thereon erected, situate on the northeast side of Second Street, Borough of Worm- leysburg, Cumberland County, Penn- sylvania, bounded and described in accordance with a plan of survey by Michael D. D'Angelo, Registered Surveyor, dated 9/13/79, Drawing No. 34-109, as follows: BEGINNING at a pin found on the northeast side of Second Street (50 feet wide) at a corner of property No. 209 1/2 said point being 99.9 feet to Third Avenue; thence extending from said beginning point and along the northeast side of Second Street, North 43 degrees 00 minutes West, a distance of 16.10 feet to an X cut at property No. 203; thence extend- ing along same, North 47 degrees 00 minutes East, a distance of 105.00 feet to a pin; thence South 43 degrees 00 minutes East, a distance of 16.10 feet to a point at Property No. 209 1 /2 aforesaid; thence extending along the same and passing through the center of a party wall, South 47 degrees 00 minutes West, a distance of 105.00 feet to the first mentioned pin and place of BEGINNING. BEING KNOWN AS: 209 South 2nd Street, Wormleysburg, PA 17043. PROPERTY ID NO.: 47-20-1858- 164. TITLE TO SAID PREMISES IS VESTED IN Hurd P. Anstadt by Deed from Donald Barbaro dated 3/5/2004 recorded 3/15/2004 in Deed Book 262 Page 341. 21 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 27, February 3, and February 10, 2012 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Marie Coyne, SWORN TO AND SUBSCRIBED before me this da of Febru ary. 2012 Notary NOTARIAL AL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 The Patriot-News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE zht Patti* ot News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUB (CATION COPY This ad ran on the date(s) shown below: 01/27/12 02/03/12 02/10/12 .................. l f/// 444k Sworn to an subscribed befoCL ca'eis 2 ;y of February, 2012 A.D. S I 4? .1.111, L Ate' Notary PublicA COMMONWEALTH OF PENNSYLVANIA Notarial seal Sherrie L. Owens, Notary Pubk Lower Paxton Twp., Dauphin County My Comrtllsslon Expires Nov. 26, 2015 MEMBER, PENNSYLVANIA AssoaAnON OF NOTARIES 26 `?-3114 Civil Term We, s Fargo Bank, NA VS Hurd P. Anstadt Atty. Mark Udren All That Certain Tract of Land With Improvements Thereon Erected, Situate On The Northeast Side Of Second Street, Borough Of Wormleysburg, Cumberland County, Pennsylvania, Bounded And Described In Accordance With A Plan Of Survey By Michael D. D'angelo, Registered Surveyor, Dated 9/13/79, Drawing No. 34- 109, As Follows: `Beginning At A Pin Found On The Northeast Side Of Second Street (50 Feet Wide) At A Corner Of Property No. 209 Said Point Being 99.9 Feet To Third Avenue; Thence Extending From Said Beginning Point And Along The Northeast Side Of Second Street, North 43 Degrees 00 Minutes %st, A Distance Of 16.10 Feet To An X Cull At Property No. 203; Thence Extending Along Same, North 47 Degrees 00 Minutes Fast, A Distance Of 105.00 Feet To A Pin; Thence South 43 Degrees 00 Minutes East, A Distance Of 16.10 Feet To A Point At Property No. 209'3, Aforesaid; Thence Extending Along The Same And Passing Through The Center Of A Party Wall, South 0 Degrees 00 Minutes West, A Distance Of 105.00 Feet To T1te First Mentioned Pin And Place of Beginning. Being Known As: 209 South 2Nd Street Wormleysbuig, Pa 17043 Property Id No.: 47-20-1858-164 Title To Said Premises Is Vested In Hurd P. Anstadt By Deed From Donald Barbaro Dated 3/5/2004 Recorded 3/15/2004 In Deed Book 262 Page 341. UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Plaintiff V. Hurd P. Anstadt ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-3114 Defendant(s) PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due $56,736.70 Interest From 7/20/2010 $14,738.46 to Date of Sale September 3, 2014 Ongoing Per Diem of $9.78 to actual date of sale including if sale is held at a later date (Costs to be added) °wad •--%.S6"--y it 1' " 60 a U dL pc)" e31,.-qs(f) d24L %°' CD -71 :• • :1; 47"- UDREN LAW OFFICES, P.C. Jordan David, Esquire PA ID #: 311968 UDREN LAW OFFICES, P.C. (' TilHOTh°4gTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 201t; MAR 1 7 AM 10: 1 6 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 CUMBERLAND COUNTY 856-669-5400 PENNSYLVANIA pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2 Asset-Backed Certificates, Series 2004-2 Plaintiff V. Hurd P. Anstadt Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-3114 CERTIFICATE I hereby state that as the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( X ) An FHA insured mortgage Non-owner occupied Vacant Act 91 procedures have been fulfilled. Over 24 months delinquent. This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. OFFICES, P.C. or Plaintiff Jordan David, Esquire PAID #: 311968 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 v. Hurd P. Anstadt Plaintiff Defendant(s) ATTORNEY FOR PLAINTIFF - i COURT OF COMMON PLEAS :CIVIL DIVISION !Cumberland County !MORTGAGE FORECLOSURE :NO. 10-3114 AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 c Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 209 South 2nd Street Wormleysburg, PA 17043 1. Name and address of Name Hurd P. Anstadt 2. Name and address of Name SAME AS #1 ABOVE Owner(s) or reputed Owner(s): Address 443 North 2nd Street Lemoyne, PA 17043 Defendant(s) in the judgment: Address 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Borough of Wormleysburg 20 Market Street Wormleysburg, PA 17043 Penn Waste Inc. 85 Brickyard Road, PO Box 3066 York, PA 17402 C/O Sarah E. Buhite, Esquire Susquehanna Commerce Center-East Suite 600 221 West Philadelphia St. York, PA 17401-2994 4. Name and address of the last recorded holder of every mortgage of record: Name Address Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 P.O. Box 631730 Irving, TX 75063 5. Name and address of every other person who has any record lien on the property: Name Address NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover Street Carlisle, PA 17013 Commonwealth of PA, Bureau of Compliance, PO Box 281230 Department of Revenue Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 209 South 2nd Street Wormleysburg, PA 17043 I 741 I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: UDR N LA W OF ICES, P.C. or if dan David, Esquire PA ID #: 311968 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 v. Hurd P. Anstadt Plaintiff Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-3114 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Hurd P. Anstadt 443 North 2nd Street Lemoyne, PA 17043 -x- z-, () - • Your house (real estate) at 209 South 2nd Street Wormleysburg, PA 17043 is scheduled to be sold at the Sheriff's Sale on September 3, 2014, at 10:00 a.m. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $56,736.70, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 10-3114 Civil COUNTY OF CUMBERLAND) CIVIL ACTION — LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A., AS TRUSTEE FOR OPTION ONE MORTGAGE LOAN TRUST 2004-2, ASSET-BACKED CERTIFICATES, SERIES 2004-2 Plaintiff (s) From HURD P. ANSTADT (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $56,736.70 L.L.: Interest FROM 7/20/2010 TO DATE OF SALE SEPTEMBER 3, 2014 ONGOING PER DIEM OF $9.78 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE 138.4,11„ Atty's Comm: Due Prothy: $2.25 Atty Paid: $1,836.59 Other Costs: Plaintiff Paid: Date: 3/17/14 (Seal) David D. Buell, Prothono a Deputy REQUESTING PARTY: Name: JORDAN DAVID, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 311968 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset - Backed Certificates, Series 2004-2 Plaintiff v. HURD ANSTADT, Defendant(s) ATTORNEY FOR PLAINTIFF ca , .N ''''r; L... COURT OF COMMON PLEASr --r ri ; CIVIL DIVISION u3 ry3ca Cumberland County -<,-- .< CD CD -z, MORTGAGE FORECLOSURE C�'_z c3 'P C > NO. 10 31'4 r a7 AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriffs Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriffs Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. Dated:7'/ 6 UDREN L • i "'FICES, P.C. MJU#: 08040243 CASE#: 08040243-2 BY: Attorneys for Plaintiff ELIZABETH L WASSALL, ESC. PA ID 77788 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ells Fargo Ban , -.A., as Trustee or Option One Mortgage Loan Trust 2004-2, Asset -Backed Certificates, Series 2004-2 Plaintiff v. HURD ANSTADT; Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. to --3 114 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ALL PARTIES IN INTEREST AND CLAIMANTS OWNER(S): HURD ANSTADT; PROPERTY: 209 S SECOND ST, WORMLEYSBURG, PA 17043 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on 09/03/2014 at 10:00 AM, at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013. Our records indicate that you may hold a mortgage or judgment on the property, which will be extinguished by the sale. You may wish to attend the sale to protect your interests. The Sheriff will file a Schedule of Distribution on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. MJU#: 08040243 CASE#: 08040243-2 Name and Address of Sender Henrietta Crommarty UDREN LAW OFFICES,P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 ❑ Registered ❑ Insured ❑ COD ❑ Certified ❑ Return Receipt for Merchandise ❑ Int'l Recorded Del. ❑ Express Mail Check appropriate block for Registered Mail: � ❑ With Postal Insurance ❑ Without postal Insurance Affix stamp here if issued as certificate of mailing or for additional copies of this bill. Postmark and Date of Receipt Line Article Number Name of Addressee, Street, and Post Office Address Postage Fee Handling Act. Value Charge (If Regis.) Insured Value Due Sender If COD R.R. Fee S.D. Fee S.H. Fee Rst. Del. Fee Remarks 1 Cumberland County Real Estate Tax Department 1 Courthouse Square, Carlisle, PA 17013 2 Cumberland County Domestic Relations Section 13 North Hanover Street, Carlisle, PA 17013 10 'S r� as 0 3 Commonwealth of Pa, Department of Revenue Bureau of Compliance, P.O. Box 281230 Harrisburg, PA 17128-1230 (H3\ �� �� 4 10-3114 Tenants/Occupants�tivi 209 South 2nd Street, Wormleysburg, PA 17043— p"� '0i 5 Borough of Wormleysburg 20 Market Street, Wormleysburg, PA 17043 • o/Vplyyl m Qi la 6 09/03/2014 Penn Waste, Inc. 85 Brickyard Road, P.O. Box 3066, York, PA 17402E w V. cin 1 0 ce MOW 7 Penn Waste, Inc. c/o Sarah E. Buhite, Esquire Susquehanna Commerce Center -East, Suite 600 221 West Philadelphia Street, York, PA 17401-29948 A 1' 61_ 1.";'t - 1 .OM t1)JNOO t\I�oco co (,) c"— 7:, .IINEE 9 co.z 14 ILLif10 i'+ y ,r ,v LITIi 11 '=' ,i. 12 n.1 13 14 15 Total number of Pieces Listed by Sender 7 Total Number of Pieces Postmaster, Per (Name of Receiving Employee) Received st Office -,$500,000 The full declaration of value is required on all domestic and international registered mail. The maximum indemnity payable for the reconstruction of nonnego iable documents under Express Mail document reconstruction insurance is $50,000 per p ece subject to a limit of per occurrence. The maximum indemnity payable on Express Mail merchandise is $500. The maximum indemnity payable is $25,000 for registered mail, sent with optional postal insurance. See Domestic Mail Manual R900, S913, and 5921 for limitations of coverage on insured and COD mail. See International Mail Manual for limitations of coverage on international mail. Special handling charges apply only to third and forth class parcels. PS Form 3877, February 1994 Form Must be Completed by Typewriter, Ink or Ball Point Pen HURD ANSTADT - MJU# 08040243-2 (Cumberland County) Name and Address of Sender Henrietta Crommarty UDREN LAW OFFICES, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 Registered Insured ❑ COD ❑ Certified ❑ Return Receipt for Merchandise ❑ Int'l Recorded Del. ❑ Express Mail Check appropriate block for Registered Mail: ❑ With Postal Insurance ❑Without postal Insurance Affix stamp here if issued as certificate of mailing or for additional copies of this bill. Postmark and Date of Receipt Line Article Number Name of Addressee, Street, and Post Office Address Postage Fee Handling Charge Act. Value (If Regis.) Insured Value Due Sender If COD R.R. Fee S.D. Fee S.H. Fee Rst. Del. Fee Remarks 1 10-3114 PA Department of Revenue, Bureau of Compliance Lien Section, P.O. Box 280948 Harrisburg, PA 17128-0948 2 otiNO NI fer 5)y 3 09/03/2014 4 9 rJ 5 - 000- J5 co' 6 3. POSTAGE ■ P 08003 9 >_ 1111 )0138.7090 -I IfiX 7 maw8 ■•••( 9 10 LIU 11 I 12 13 14 15 ° Total number of Pieces Listed by Sender Total N er Pieces Receiv d at Post ffice P tmaster, P. r (Name of Receiving Employee) The full declaration of value is required on all domestic and international registered mail. The maximum indemnity payable for the reconstruction of nonnegotiable documents under Express Mail document reconstruction insurance is $50,000 per piece subject to a limit of $500,000 per occurrence. The maximum indemnity payable on Express Mail merchandise is $500. The maximum indemnity payable is 1 $25,000 for registered mail, sent with optional postal insurance. See Domestic Mail Manual R900, 5913, and S921 for limitations of coverage on insured and COD mail. See International Mail Manual for limitations of coverage on international mail. Special handling 116 charges apply only to third and forth class parcels. / PS Form 3877, February 1994 orm Must be Com • leted b T A ewriter, Ink or Ball Point Pen HURD ANSTADT - MJU# 08040243-2 (Cumberland County) Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY OFFICE OF THE SHERIFF Wells Fargo Bank, NA vs. Hurd P. Anstadt Case Number 2010-3114 SHERIFF'S RETURN OF SERVICE 06/19/2014 04:48 PM - Deputy Shawn Harrison, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 209 South 2nd Street, Wormleysburg, PA 17043, Cumberland County. 06/23/2014 03:38 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Hurd P. Anstadt at 2315 Page Street, Camp Hill Borough, Camp Hill, PA 17011, Cumberland County. SHERIFF COST: $968.74 SO ANSWERS, July 02, 2014 RONNY R ANDERSON, SHERIFF WOE (c) CountySuite Sheriff, Teleosoft, Inc. UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset -Backed Certificates, Series 2004-2 Plaintiff v. HURD ANSTADT Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE a NO. 10-32c4fr rrn -1 114 ZcD r- < CD NOTICE OF THE DATE OF CONTINUED SHERIFF'S SALE (/) CO CD, The Sheriff's Sale scheduled for September 3, 2014 at 10:00 AM in the above -captioned matter has been continued until November 5, 2014 at 10:00 AM. Date: MJU#: 08040243 CASE#: 08040243-2 B A to ey or P aintiff J. Eric Kishbaugh, Esquire UDREN f_5N .63NitES, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 (856) 669-5400 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadin s ' udren.com Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset -Backed Certificates, Series 2004-2 Plaintiff v. HURD ANSTADT Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 10-3114 NOTICE OF THE DATE OF CONTINUED SHERIFF'S SALE The Sheriff's Sale scheduled for November 5, 2014 at 10:00 AM in the above -captioned matter has been continued until January 7, 2015 at 10:00 AM. Date: MJU#: 08040243 CASE#: 08040243-2 AMANDA L. RAUER. U�k �.TE' 6A Vjr �Iy ES, P.C. 111 \Voodcrest oad,•Suite 200 Cherry Hill, NJ 08003 (856) 669-5400 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY O F:CE OF ME SHERIFF- :)..' \1.i '.• J..' i I d L' L PENNSYLVANIA Wells Fargo Bank, NA vs. Hurd P. Anstadt Case Number 2010-3114 SHERIFF'S RETURN OF SERVICE 06/19/2014 04:48 PM - Deputy Shawn Harrison, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 209 South 2nd Street, Wormleysburg, PA 17043, Cumberland County. 06/23/2014 03:38 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Hurd P. Anstadt at 2315 Page Street, Camp Hill Borough, Camp Hill, PA 17011, Cumberland County. 09/03/2014 As directed by Mark Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 11/5/2014 11/03/2014 As directed by Mark Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 1/7/2015 01/06/2015 Ronny R Anderson, Sheriff, being duly sworn according to law, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $890.67 SO ANSWERS, January 13, 2015 RONNY R ANDERSON, SHERIFF PIS' .3/Szt-%7 `ci CountvSu : Sneriif, Teteoccit. Inc. LXIII 29 CUMBERLAND LAW JOURNAL 07/18/14 Writ No. 2010-3114 Civil WELLS FARGO BANK, N.A. vs. HURD P. ANSTADT Atty.: Mark Udren ALL THAT CERTAIN tract of land with improvements thereon erected, situate on the Northeast side of Sec- ond Street Borough of Wormleysburg, Cumberland County, Pennsylvania, bounded and described in accordance with a Plan of Survey by Michael D. D'Angelo, Registered Surveyor- dated 09/13/79, 0-J13179,Drawing No. 34-109 as follows: BEGINNING at a pin found on the Northeast side of Second Street. (50 feet wide) at a corner of property No. 209 1/2 said point being 99.9 feet to Third Avenue; thence extending from said beginning point and along the Northeast side of Second Street. North 43 degrees 00 minutes West. a distance of 16.10 feet to an X cut at property No. 203; thence extend- ing along Same, North 47 degrees 00 minutes East, a distance of 105.00 feet to a pin; thence South 43 degrees 00 minutes East, 8 distance of 16.10 feet to a point at property No. 209 112 aforesaid; thence: extending along same and passing through the center of party wall, South 47 degrees 00 minutes West, a distance of 105.00 feet to the first mentioned pin and place of Beginning. BEING KNOWN AS: 209 South 2nd Street, Wormleysburg, PA 17043. PROPERTY ID NO.: 47-20- 1858-164. TITLE TO SAID PREMISES IS VESTED IN HURD P. ANSTADT BY DEED FROM DONALD BAR - BARO DATED 3/5/04 RECORDED 3/15/04 IN DEED BOOK 262 PAGE 341. 19 •f; PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 11, July 18 and July 25, 2014 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Marie Coyne, Editor SWORN TO AND SUBSCRIBED before me this day of July, 2014 Notary COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO., CUMBERLAND CNTY My Commission Expires Apr 28. 2018 The Patriot -News Co. 1900 Patriot Drive Mechaanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 atriotcs Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Amy Kotula, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 1900 Patriot Drive, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot -News and The Sunday Patriot -News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot -News and The Sunday Patriot -News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot -News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY 2010.3114 Civil Term LLS FARGO BANK, NA" vs. HURD P. ANSTADT Atty: Mark Udren ALL THAT CERTAIN tract of land with improvements thereon erected, situate on the Northeast side of Second Street Borough of Wormleysburg, Cumberland County, Pennsylvania, bounded and described in accordance with a Plan of Survey by Michael D. D'Angelo, Registered Surveyor dated 09/13/79, O --J 13179,Drawing No. 34- 109 as follows: BEGINNING at a pin found on the • Northeast side of Second Street. (50 feet wide) at a corner of property No. 2091/2 said point being 99.9 feet to Third Avenue;„thepce ctending from said beginning point and along the Northeast side of Second Street. North 43 degrees 00 minutes West. A distance of 16.10 feet to an X cut at Sworn to This ad ran on the date(s) shown below: 07/13/14 07/20/14 07/27/14 -s bscried before me this 20 day of August, 2014 A.D. tary Publ. COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL Sheryl Marie Leggore, Notary Public Hampden Twp., Cumberland County My Commission Expires July 16, 2018 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTARIES d Jibe patriot -News Now you know 2020 Technology Parkway Mechanicsburg, PA (717) 255-8237 BILL TO: Cumberland County Sheriffs Office Cumberland County Court House Carlisle, PA 17013 ACCT. # 2260 DUPLICATE BILL Date Description Sale # Size Rate Net Cost Of Ad 07/13/14 Sheriff Sale 3114 7.61 $14.29 $ 108.75 07/20/14 Sheriff Sale 3114 7.61 $14.29 $ 108.75 07/27/17 Sheriff Sale 3114 7.61 $14.29 $ 108.75 Notary Fee $5.00 Digital Penn Live Charge $ 16.14 TOTAL DUE FOR THIS SALE: JLC $ 347.39