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HomeMy WebLinkAbout10-3355ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Defendant(s). 151 /2Sy-/1JJ FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, v. YVONNE E MANLEY 321 Cornman Rd Carlisle, Pa 17013 JERRY MANLEY 321 Cornman Rd Carlisle, Pa 17013 Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. IA --~~ CIVI l ~ °~~'`' !"ITT 7iT A /"~Til11~T !"~/lAiiDT A i1~TT n "~ r.~ c ~; i-1 ~ ~: ~; ` ~ ~ ,-t i -, , f, ~ _z. S.. ~ ' t.:,~ _ •• k, ~% : `°~ NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages. you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. ~l 1 1L L-1~ 1 AVISO Le han demandado a usted en la torte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dial de plazo al partir de la fecha de la demanda y la notification. Hate falta asentar una comparencia escrita o en persona o can un abogado y entregar a la Corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la cone tomara medidas y puede continuar la demanda en contra soya sin previo aviso 0 notification. Adernas, la cone puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pars usted. LLEVE ESTA DEMANDA A UN ABOGADO[MMEDIATAMENTE. S[ NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRF.CCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 $qa • oo P~ ~7N c~~ a r oS ~/ ~` a Ua37a MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (~15) "/2Sy-/155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, v. YVONNE E MANLEY 321 Cornman Rd Carlisle, Pa 17013 JERRY MANLEY 321 Cornman Rd Carlisle, Pa 17013 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Yvonne E Manley, is an individual who resides at 321 Cornman Rd Carlisle, Pa 17013. 3. Defendant, Jerry Manley, is an individual who resides at 321 Cornman Rd Carlisle, Pa 17013. 4. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 5. On or about May 29, 2007, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $76167.28 at an annual percentage rate of 9.900%, in order to purchase a certain motor vehicle, 2008 Ford F-350 more particularly described in the Contract (hereinafter referred to as the "Vehicle") A copy of the Contract is attached and marked as Exhibit A. 6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $1043.99 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 7. Defendant(s) made monthly payments until May 5, 2009, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 8. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $36952.50, however a balance of $11481.20 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 11. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $778.52 and which will continue to accrue. 12. The total amount due and owing at the time of the filing of this complaint is $12259.72. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $12259.72, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. ~- Respectfully su 'tted, MAURICE & E N, P.C. CHARLENE ~`~A, ESQUIRE Attorney for Plaintif / Date: May 13, 2010 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: DATED: May 13, 2010 PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE 05/29/2007 _ 1.800.727-7000 L yr~we Co-B•ml Nrw end Amress.Pnducino cdmH me SELLEwCRenrroR Is.sw Nw. •nd Aeanwl YVONNE NANLEY PARSONS INTERSTATE FORD LLC JERRY NANLEY 196 WALNUT BOTTOtI RO 321 CORNNAN RD CARLISLE SHIPPENSBURO, PA 17257 CARLISLE PA 17013 JUN D 6 INl i www.foNCrsdiLeom The ern'er Jana Co-aum• It wwl n ralmea roes "y W" «yur"The e b w Yre. 'us" or w, msv buy ow veNdedeecdbb e•bw br uen «an dedX. TM nM pu 4 clean bekw u'GSh Pdp ~ TM bMl db N sllsral bYew as Tool Swe Pwe' By wgnlrq mn wmnd. rw FORD I F360 PICKUP ITEMRATION OF AMOUNT FlNANCED t.ca.nPeee....._.._ ............._..._-'-'--................._....._....._._._.__.....s 48110.00 It) 2. 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S ~- (Term_Monmsl.....__..i NJA ToM4R66N~-FNiEN6TAT~~BOE TEE = 558 T~_ ler~n f .~ To br f yrw To for ; "I~J'A-- Ta~ppp~1prNESATIYE F@V1TX .....s ""-osv3~o- omT_..C..-.-......-...•.-.....--....-....-._....._.._......_.__.___._._._._._._. s-kg5gf 98-HI 5. Amount Flnencad 13 Poe e)__........._._..._........__. ....... f • •~r.. ~ "" ISI ', ^ Your kit ksWlrrierlt piyrrbM under mk wnbacl k a hilaon pavmsm. EYCE93 WEAR. UEE AND MNL£110E CMAROES II me hoe dbedly above k checked, mie wcaon, Paragraph B, arM Paragraph C of Ws cwdrad ippy. Vou may tb CMrpad for aWwive wear tNwd upon our surkvtle I« rbrmel uw. II you swmw pia apaon to wr ma while bxk ro Seeer under Paragraph e, You muss peY nb Seller >D. g/A p« mile ror each mk M eaeees m ~~_ mks mown on ttw odomNei. E%TRA MILEAGE OPTgN CREDIT n INS wmracl epmains a balkwn paymwd las :bk.lee above), and you nave axerciwe your Option b WI Me whMe k Ina $ell« urMx Paragraph 8, plie paragraph iplHiw ro your wMrM. At pre sdwtluled orb of this romrad. You will ' betty en mil d ~. JU° and p/arurem maa I« me numeer or unucae n»las N/A mibs, kss any amounts vau owe urber mic wnbad. vpu wiu rot recaiva cry CIBQII a the wn~de k rkeboved. mk ponrred ands wrty, or you ere in delaull. You wet rb1 recww any cred'e R pw credit n kee man ft.DD. Am dwrq• b me wooed man w b wdue w eerwd er tau •m m• swbr. ammr x l~t~.-~c_ /ha.,..R~ ~ "_e.__. x ^ Pamnel o Allrcullwal INSURANCE VOU ARE REQUIRED TO MSURE THE VEHICLE YOU MAY OBTAIN VEHICLE INSURANCE FROM A PERSON OF YOUR CHOICE. LUIBILITY WSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY DAMAGE CAUSED TO OMERS IS NOT INCWDED. CREDIT LIFE, CREDIT DISABILRY AND OTHER OPTIONAL INSURANCE ARE NOT REQUIRED TO OBTAIN CREDIT AND W ILL NOT BE PiIOVIDED UNLESS YOU SIGN ANO AGi1EE TO PAY THE PREMIUM. Credit o ula Insurance Gomparry rP emium Inaured(s) You waM Credit LNe msurarke. Buyer Signs co-epyer Signs CradY 0 ol..mtlry Insurance Gompeny f Premium Inaured(s) You want Credit Disabipry Instrance. Buyer 3gns Co-&ryer Signs OTTER OPTN)NAL INSURANCE rid Premium eM Irmdrce Cnmm Term m Nanme S~_, By s IHA By vev wam uw oPU•,ul irwamr~w ror wmbn prenxumn tits indutlee ebwe. Buyer Signs Co-Buyw Slgu LII• aM CN°Ir bmMaM1 Mprremw w• 1•r Yw 1•nn a me a«N t. 1M wham pM wwr•a•• w .Haan In • n•aw a •pwiwM 91e• Yen eaa•Y. Wp•ar awwwm wr.w Aswwum ICplreu.g~ h rh+ bm 'a dl•dIb Yw M purca••M a dad rJrceesedl weMr. Pwdww w m6 corsrape is wearW •M Ie M rgw•0 b Mbn nadll. TAB ~ rms ab wMeiarw saw d.m orc•w•an weww wl bon w ma •nrlwd Adperbnn wlwai h bt.«Pareratl em dM wnmd. TM prb0 b m• Debt I amve.r nweiwr east knn on miswneedmew wmxsdon d Amdnl r rc•d anew aerAm a. Buwr sNrc I YOU ACKNOWLEDGE THAT VOU RAVE READ AND AGREE TO B 'BOUND BY THE ARBRRATNTN PROVISION ON THE REYERSE SIDE OF THIS CONTIIACT. The Annual Peroentegs Rate nwY M ne00Hatad with the Salver. TM Seller mry auign this conVact aM may wtain ka dpht to receive a Donlon of Ura Flrunce CMrge. Do not sign thla conTrea In blank. You are entitled to en ezaet copy of the twntrect that you sign. Keep it to protect your legal rights. X x seq er ~esuwr ' Buyer (and Co-Buyer) acknowMdge that (q before sla ne this contract, Buyer (and Co-Buyery rocsived and reviewed a true and wmpletely filled In copy of this contract and (11) at the time of slDnlnD this contract, Buyer (and Co-Buyer) rexived a true and completely Illled in copy of this contract. lklW ~ Title THIS CONTRACT LS NOT VALID UNTIL YOU AND SELLER 81GN R. ~ ~. ASSIGNMENT ' B•Mer wry rrNti Nk [Mh•ct b rwlMr P•r•arr.1M 0•r•ori wet rkwr My WI BNki • rkkk~ pd,dlepe•, wb ronrra••, aY wPdoa wbw, U• a•11•r •men• lak mwan b f'A•Wa•e'T Ta wmtl Awkn•e .ern aw wah•el. raa I BBB 727 7008 . or wNr mw w•aslk et ' Swln PARCOY[ TMTFRCTATF.FDRD eL1Ot ...~ ~ eoe r ~J SEE OTHER SIDE rOR ADOrtgNAL AGREEe1EH15 ORIGINAL I~ PLY 1 -ORIGINAL PLY 3 -BUYER'S COPY PLY ] - CO-0UYEIYOUARANTOR COPY PLY a -SELLER'S COPY (NONTRANSFERABLE) ~` _. ~ __ (TONAL AGREEMENTS A. PaYrrlnaa and SYmlrruy Noncs: YW moat make Ni Ny- mMb A U.S. bare whM IIIaY an Ule YW mN prtP•Y your OaDI al eN bms rNIWIpsMNy. Tlw la a NmpbbrbrtN anbad. TM •Nwl }Ylarln churJa You aW b pN vela NNN an ova p•Yrnad WM'na. TM aNW Yn•fkn Narga mN •NaN Na dadN•e FlNrlp CMrpe.n yW max•ywr payrMr•a rrr IMn tlb rlbdYNe Ntaa Or k rN emn aW eoMtlulN mrlouM. 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Nlifaiorl a oarlprrMww IMYlmlpe valatller or rld even wlle 11 Se1Mr OONryI ariau $Nler'a Nglb every uM, 8etlr IrrlrtarlN r •cYrYy r IOrN. i nAn aUe •nlertr Yram rrr. Sanarwll aaNON d d SNNra Ophb N yW Mw rla mN• tlN ryia Won Imprnal d tlla w1Yd• In • IavrM M•y. Mar PuapNA B, you W Orva nla YtlmreE cNb d rkN N tle lest bublVnenl parm.m undsr NNpp NMrsM if a b•tlaan rpeYa. even N nr r•pun m nol maM PMr b'your aW al IM "' paym•nl, AsNproa IlN aalnpNa q a E cxclwge. In b caparYry Ya11kJa b t1s 9der. II yW eWpN Mn IN NtNrrl•e Nab d AsagnN'a GualWeo bNrmNrry, ib dpaa IbN nd ire r•pis, yN rmY ry•w tlr rop•as ms0• at you •spsrea pear m o0lipalrm) aiN rasped b IM M lose ant Nb d Vlls rNkla. your NN d tN wicb b IM $dler. j D. eepurN M•r••t VW ova M• 6a•ar a samaily Marble in: 1. 7M which erd NI aana a otwr tooN WI N Ins wive; 2. At mNN or DooN nNMe for tM vIaW: •N 3. Atl imurarce brtMUrM ant suvkv Nnbads aMMN la vW Thba•earr P•Pmm of NI amanN YW w• a10•r Mb Nraracl. Il eb0 aeWfN yW r dtrr •gra•nRlb in tra caueC. E. Yw d YaN•r Wmnlra~ YN rrvAl Nka tare a Nls vMitN •N obey r 1•rrf b mlrp N. YW may rrel ley or red tlb vNids, and yW Mbt M•D a hN Iroln 1M c1N•U d rIDNm. YW .s rbI ue• er P•rmN tr N• d IIr vNtr ouINN d tM uMIN 9bbs, •anpl br w to m data In Coves or N•xko, worm IN PMr rdMn Nrkad a tM SaNr. N 4la nalllela r d • lYP• nmmelM YNtl for p•r•oMl w srN IM NUU. err the wbl• cN'a rnarulls•ba•r, •eWra • wI1Nn wma•1y er •ryM .wend NwrlrlE IM yelts/• 1n1A1r1 M e•ya ka11 Kr eeN d MN mMrNl, lea Eel bnPllad ryerrarllW b manhanbhlliry •M IWINt nx • perlklNw WrPPN oeyaaq Dla vM1AN. OlhrrYr, Tau undarMrlt aaN •IPaa IM Bln• me rro ouch NnyNd wmwle•. 1aNP1 N olll•rsrl•• preNd.a N br. F. V•Nde IMUrrIN: YW muN Inver tle vNela apsrml for Or ee^rg• Nom ealkuon, IM a IMn. VW muu mms Seear m tN IN6 pNa• arbor Ms inwrtnos pNiry. TM Sayer m61 NOTICE • ANY MOLDER OF TMI8 CONBUNEi1 CREDR CONTRACT N SUBJECT TO ALL CLANIB ANO DEFENSE8 WHICH THE DEBTOR COULD ASSERT AOAI9MT THE BEIJ.Oi OF DOOOB OR BERVMEB I OBTANED PURSUANT HERETO OR WITH 711E PROCEEDS HEREOF. RECOVERY MEREl1NDER BY ~, THE DEBTOR SHALL NOT EKCEED AMOUM9 PAID BY THE DEBTOR HEREUNDER' UNd blolw VMIaN Buys Ouid•. II yw am Duylrg a uiBd vehlde wllh thle conbeCl, IN•rel rtKJu1t60f1s may ~, r80lllre a 9peCNl Buyers Guloe to De dlApNyN on IM nYldow d rN wnide. THE MFOREIATION YOU SEE ON THE YYRS7OW FORK FOR TMS VEHICLE IS PART OF THIS cDNTRACT. DNOIINATAON ON THE WNDOW FORM OVERPoDES ANY CONTRARV.PROYI9NNE3 N THE CONTRACT OF SALE row na Rwr n eumMasd w oomsrreba m atnNnaM ur. m Yrt ear, YW ferNerl Np W rear{ aeabN alY arlNr a arrkaa•umt UNM N tN Caere •N oWma. dNrrar, m MNN wNeh yW msY NovalpbN Mtarru elanrrr•ctaw Ntbwllr•. GUARANTY [ To eW W IM saMr b rN Ulu wMCN d•aerbN on be IroM d Chia Nmmd to Nr Euyer on ertdC, each p•rliN ant ai~M`MilOw se s '(Lrr•rbf guvam•N N• pym•d d tie cona•d. 7Hn m•am Nrl A N• &ryr Wla b Irv aN many NW h awtl N tltie •orar.n, aaM penOn vent Ngrr r • ttrrmor wW PN E Mien aisd Eadr fWsranbr vent agna Mbr agrNe elN M rE M Ibple br tM wllel• atMUa oq•d even U prr or IIIOH otlar puaNa abo a1Pr CN Guveny. E•M Gwradar also apNw b M INbI• even N tM swr doe oM V more a Na bkM4 IN 9L'N tM Soya more NM b pN N• pr mor p•ymaM. a Ib19wa a rWar b btl or ' put ro aN d Ne oNU Guu•naa. a (e) mlr•ea aN NerYy. Each Urleranbr NN abN• Nml M MS r•NivN a rpmpkbo Mop/ d tlia Wrltacl and dYS Gur•nN u tN NM d aOMq. Gumamor ANnu Guuumx AtltlnN READ THIS ARBRTUITON PROVISION CAREFULLY AND IN RS ENTIRETY .~< ~rStiC ARBITRATION •. AMibatlpn b a memod d remNaq aN CbM, IMplll•, d IcdreewN. t'Cbim') wiMOUI IiYrlg a bwun in caul. EaMr yW a 9rer (Li a'w') IswA a'Pu1~~) mN dIONE• of enY bmua.Wtr~W q aKU a YweuY r fYN, m new sN Crm rww b IrF aoMacl decroN by arbmsllAn Slkh CYmsax7ltle bul re np1MNd to IM Id I) aNma bNMnµ Nn. rglYmryor dMmse: 2) armsmnyDbeyNNNap IM YIIerDr•Iron, step{, a d Nk clew{. a rbtr 14y d aN bear. 31 aunt eNVeen you veld us, v aMl, t emlMCl. a uVi~wls I~ulYg b•Mec~ ruPYarhb. McIWNq tllelerEn tlN dMwr ovary aunt M vaDMmdrs •Nb N nd elan nM NMred. 108 Yqy AYID WC AGREE TO GI~~P r~edn_ yw - . Pw you •rltl ova Wee b wive IM bYOrlirp ripMC: 1 •' I~' I I I. ROM TD A TRAL, YIIIlTIlA BY A JWIOE OR NRY ~ L` RONTM PARTN`,MATE AB A CLASS REMEBlNTATIVE 011 A CLASS NCYBER W ANY CLA66 CN1~1 YISU EM~I''NAVE AOAttlT UE WNETNlR N COIRT 011 N M511RATKW ' EROAD R16Hf6 TD OKCOVEIIY AS ARC AVA11.Allf N A LAWSUR ' • RIGHT IO APPEAL Tf1E DECtEWN OF AN ARtlpTRATOII ~ ~ - 1. ~ ~ • OTMEq RIONTB THAT ARE AYAKAELE W A LAWBUR RlYlla YN Arfe W Do Mm BIY• Ue: h • CNMn b •IOM1N, you uA ova wW eoWmr le IM pr Idbrxtg rMb, rNwl raNNrg 'r uurerlerl pURivr ie -- Y -.iranr: t) Rohl b EN bMuupLy N Nun: 21 RpM b wlloloa Ne seaMH aaidsraN in Nr viicr. whetlNr by repaeNNl[n a nlrullp`I a w1Nt d lay/' 3) RpN b rN. nlgr scgon b enloma aN aMrabre •bn: and q Rqm b raplMH Mu a Doan of Nov revlar vrhabler tr ublmla rt•NN M aftMnly.- . EIYrr PaM mW anba prlOOl IM wocrtlab YaW Mbw •N,dN Wwr Poly q tiWl erNlrabprt iM apyrable mk9 (M'Rube'J mry M NtaNlee nom M Nllmd•ep+. Am•nan ANNrabN AaNdaYpn 1'AM•). bl •e0gJT&TtTg, a wvn.stlr.org: . • NebW ArNbadm Faun, et 1-806.17M2771, or wwrarbManoom. It tlrr• is a cailirJ bNram M RuW one IM conlRCl, tie oorilad WE gowm. Thlx coMraM r gOiatl b tr Afd fg_U,$,C, 4 1 N sepJ •M IM fadenf RuNa d ENMnne. The ararauN 01dNN sMll M in ~wiYhp .rNn a r F~eplrxpl. • I rill pry your tdN raNMIN PrdMUOn NN rla mONlsr Ind nkNkNg domN NN. mcey wMra apyloblP rw dMrwra plo.Ndoe) ~. beaar 48125. Wa Yr pN lM wMI•nimp lrAw MUM Srolbetbm Ural AN portion of Ills aroNrdrn drrslMth unsnbmNWy M aawnd. and tlr rerreWng proWiNS shr M anlacN. I~ ya Inar9lacy LI !F xMOm may rqT w vrm I BEE OTHER SIDE FW ADDIIhJnAr M3REEMENT& yc rtbr83NC Irmy.rko r i Ford Credit - GreenyilEe Business Centef p.Q. Box 17548 Cr88nviiie, 5C 29606-8~~~ 877.845-7187 YVDNNE E. MANLEY 321 CORNMAN RD CARLISLE, PA 17013 Drus o/ Re osssNlsn fA109 o 7n 31og iw . o ontract eJStuo•J• Acoourri sprrrrber~?527488 uY•r EY RRY MAN LEY CESCRFPTION OF PROPERTY sar 2008 ke FORD 0 Now D vaad r. 1 FTW W33ROSEA~1~427 I F350 y 4Xd NOTICE OF OUR PLAN TO SELL PROPERTY 1P1e have you yropMy dieaaAbed above ~SCaws you hsa4e promises ti om agrssmant. O P1tIVATE BALEw 11Ve vvH adltM propskty daotbed above at pints ads sorrraume sAer 76 days ~I the Date of Ndbs shown above unfsw rsdsamad by you pr'ar b such sots. PlIaLIC BALE: YJS vrH ssd iM properly daodbsd show d publk aab b 1ht Nglrsst bidder on ere dda below (err srry atgnrrnrrrarN drb). Ttra aab viii trs hskl w foaowa. Oat. of saw Inre a PLaa or seta You rtmy attantl tiro ode and bdng adders IF you weri. The money that vse get from the s Me (after paying our costs, int:tuTiing reesD»able attomey"s it~ and lapel eospenses ii pomlMted by fevlYj will reduce the amount you owe. tf ova get less money than you owe, you volt; still owe U6 the difference. if we get mote money than you owe' you witl get the extre money, unless vve must pay h to tsomeone(else. You can ge! the properly beck at any time before vve sell it Mr paying us the full amount you ot+trb (not ~1tst the past due pHynTertls}, including our axpenseis. See How To Oct Your Property Bads far an lterrsizatlon t}f amount owing. To learn the exact amount you must pay, coq tMs at the telephone number above. It you need more information ab0~t the stile Cell us at the telephone number above, or wdte;us at the address above. If you want us to explain to you In tvrging how vve have figured the amoutri that you owe us, you t+ktay cau us at the laittpfilme number above, or wolfs us at the alidress above and request a Mrrttten explanation. We are tiendtrtp this notice to the followhlg people who have en illtertyst in the property tiesrxibed above or who owe money under yola~ agreement: 1} The buyer and ieny cobltyer named above; 2} Arty dealer/origins! d+edhor narttpd !!clove; 3} If tha^e are oiher people, they are named on an attafitmeni sent !welsh this notice. The property is pnssrrtly stored ef: MANHEIMAVTOAUCTIDN 140t11f TO GET YOUR PROPERTY BACK To get your property book, pay w thb amanf by aeNisd d+eek or mcnN ceder batore thevaNob b sold. Unpaid Sslenoe PlusCoaAa: R -PO FC Pkts Leta Chargsa Lao Firranee Ctwrps Rabsbs Lose trrwnnae Pnmkm Rebate ~ 4t133t.53 s 3~-~ s s ~ 703.35 s S TOTAL >; 48TaT.ee (Plus e~erras incurred If deNUlt u Ina tins or repeansadan a>toaes.d 16 tleye and ba rebate racahrad arlr the Acts or ee'a neMioe. y Your papsrty worst w acid uric 7e days siMr the data oT 1hb noeoe d fha EARLIEST. Afbrttrat you can stiN gN it !tack airy tiros babre Ira aotraly abki. K ycu do, vra'i haw rro turursr ofskn on a. Sul fir loner you wok, ere more eoata QnNUdMg ropeYe) you nmy haw b pax If you hew any qusNiorn about tiv, pleas ells w. The Pror+~Y has bean (or wH ba) eNtan~d to'. r lJndsrour agreement tvkh your ~ cra3far, the daskrJaigirul ererHtor is b all>tw property and pay you any Tway hrR over. N you owe money afbr the ode, yae wH pay 3t to the dabr/ eeaNtor. rl PERSONAL P ROPERTY: Any A~ ~ in the whwh msy be radsimed by you wNhir the rrerct sly days err, n acaotderfw win atsb knv, by Lt dying mfa oil3ee. TFreraattr, ~ P PmpMY anal ba dbposad of acmrdinyy. i Crsdlor has asignsd b Rs gwGtied hta}reediary (Q I Eraiisrtge, LLG) se righter (Iwt tat Ile obligatlona) vein rapsol tottoe sale of each vehicle Paled abo». PAYMENTS: AH peymeetta to eu meal ba by chock or moray order MILEAGE DIBCLOSURf: If you ras aware / IM mlbaga retteewed an the vehielda odander b nd acwrate for any raaon, ease aorrlaot w so ttrd we can awvrdair wporlitre vshbla'e mileage. INSURANCE RIGHTS: tl you tlon'tvaset to pal Your property book, rJNthe imumce compery a lfts dsrtedarlgNSl uedkorb mdse surathst anytnwranos hss been csncsYd. Yau hs'.a a dgM to ¢I dradR for all pramfum rafienda. FFNA 1T895.~ir.Yn lt2Pm:a~eelrloro may NOT C}wed a ~rcr to ~,rm Perceenu.ati "~-r CUSTOMER/CUSTOMER FILE E T' d 6SS~LZ9E T B 00 l I Q3210 21010W QZIO~ Wd T 6~ 6 6002 ~ T I mC Ford Credit - {ireerivi'1e 8uein~ss Cuter p,p, Box 17946 Greenville, SG 29808.89x6 Q77-soy-7ta~ JERRY MANLEY 321 CORNAAAN RD CARLISLE, PA tTQ13 NOTICE OP OUR PLAN TO 8ELL PRQPERTY tNe Mw your propety daaorlbad above paeaaas you brelca prorfiaes in ors aproemwrt ~T•d © PFtNATE f1AL.l: Wa vrM aa1 th- dwerbad aborc et ~ PUBLIC 611LE: 1iVs wfll eeB the f>~Y desorbed above et public piste aa` sorrwtane exec 1e dsys Un Doh d tiotloe sa6a to the blpFat•t blades en tIr data taioev canny adjourronemt slvaat abeva uedesseedeemd by Yotcprior taavoh seta. dqs} Tiw soh vr8 4s Irsld ss faaours. Date at sYa d fNaea of sale i You may MfsM the lab and bong Welders K yart went. The money that twee gat from the aisle (after paying our oosis, including reasonable attomey'a Fees atld legal expenses if parmiiter! by ley wig tedkfoe the Amount you owe. If WO pet leas money than you ova, you will still owe us the difference. If we pet more money than you over yrou will get the extra money, unless we must pay it to sarrwond eFse, NOTICE Tfle property is presently trtored at' ~+ANI~IMAUTOAUCTION HOW TO OET YO1FR PROPERTY BACK Ta 9k Y~ Pn~tY beofY Pal' us sue amount byoarafieal olrok ar nwnep ontr tadas the vehbN a sox. Unpeld 8elenae Plw Cams; REPO FEEB You can get the property back at Tiny lane before we aNl it by peyfrtg us the fup amount you over} (not just the past due payments), including our expeltsogs. Sea How To C3~et Your Property Beokfor an itemization bf amount awing. To learn the axed amount you must pay, call Yls at the telephone number above. It you need more Vttftmnation about the sale call tae at the tNeptpne number above, ar write us at the address above. tf you ward us to eoq~tain to you In irrriUnq how twe have fiptmd Ilse amount that you owe us, yov ry'tay call us at the telephone number above, or wgte us at the elddrass above and rogues! a Wflttep a%pl8natlOn, IMe aro t>SerWlrtg this notloe to the fRitoyvinp people who have an interest in the propeAy descrtbed a~bova or who owe money under your agreement t} The buyer and iany oobuyer named above; 2) Any deslerlottginal crotikor natrtied below; 3} tt there are other people. they are named on an attachmem SeM with this notice. Deh of Rrpaaseaegn 7!9109 oe TJ13l09 n sRewT Account Nuaioeri7b27~98 IM RRY M14NLEY DESCRIPTION OF PROPERTY e~ 2008 CORD ID Nero p u.ad r: t !="r1MN33Ri)BF~Ut942 7 F350 -0X4 Plus Lela Cfrpas Lase Prams. Cfwpa Bahama Less trwurarroe Ptarrsiun Rya TOTAL S 48331.53 s s6o.oo s s i 10:5.36 s i ~ ~a7e7.ee cPiue ee~enaes Mauerad If dafsup ti the IrrM 0f raposasnbn aroaaded 16 days araf kaa tabtrla reosNed aMr era di dthia rxdiu.) Your propely wanR ba sWd urmil T6 days aftartM data d ilia rntiw at eve EAR LfEBT. After that trou oan eel pat M back any rkrn baton Ira actuary aold_ If you do, trre'N haw no 1ratlter oaan m m. But the l°+9e- you wit, the mare ooNS (lndudmp rspaba) you nay haw fo pay. If you have anp grwsfbns about thfs, piase oaY w. Tre property hoe been (ar ui ba) ntum~d to: We UMer our fW valh your daskrkdpfnl crsdtor, the tlolarlariptrul eredmr h fo sett the property end pay you trry tn~q left over. Ii you owe money after the ode, you aia pay k to ere dadeNorip~nsl orediiar. PERSONAL PROPERTY: Airy peraom~l propeAy found W the vsfucle may be reoWmed by you vdthfn Ire na# e0 days a, r, acowdarrce wlai elate law, by Tiny this ofAce. Tfnraadler,lhe pe~aonei properly ahM be diapoaad of ecoadittyiy. Cradbor has aaatpned to b qualfied 'nteimad~ry (QI Eachenpa, LLC) Its rlgMe (brit nd Its obUgattonq wKh reep.cs tome seta or nob whioM fYt•a above. i PAYMENTS: All peymera• to w mud ha by~eartiRd eheeit ar manly order. MlLEAOE D18CLOSLIRE: N you era evrare ihN fhe rrilaepe raileclad an 1M vahida's adomder is not aeeurah Wr arry rpcan, pMsse cordsct ut ao era! w can axuratsy repoA the rsfirk`s rttiMa-e. INSURANCE RIt~iTS: If you den want fo fat yov properly beak, sal the ineursnce ownpsrty ar if» deaMdariprmt aadibr la m~ sure Nwt arty kaunnoe tan bean oanoepad. You haw • rpht b pet ~k far al pwmium nfuno s. Fri , taee~sr .en a2 PrsMOUS eabara mar nor pe uee6 B \IEf' Il7H ~^O °v' " r,mad;n u a.a CU3TOMER/CUSTOMERFZLE 6SSisLZ9E T 6 0~ 1 I Q321~ ZIOlOW Q~10~ WdZ£ = 6 6002 ~ t T ~L oyasa~y9g m N .. ~ .~ . .0 0 ~, o ~ ~ ~~ ~ ~ ° O ass~asa oerr.~y Fe. iEndomrr»ni aea~d) 'm ru Ae a r~aee im .m ~. ~ ~ _ l~ - - ;y ice . -a .. • m v ~. .~ uT .~ ~• : .~4 o ~~ ~ake.e oeorey F.. a (~ndo~sen,eN R.~.d) m n, ~ .~ a ~ $ ,24 .m f~/N lF ~ o _ _ __ .. _ ° ~ CotZnt MA-~ Ford Motor Credit Company P O BOX 17948 GREENVILLE SC 29606-7948 877 8057187 DATE: 2009-09-05 POVAWF00100218 YVONNE E. MANLEY 321 CORNMAN RD CARLISLE PA 17013 JERRY MANLEY 321 CORNMAN RD CARLISLE PA 17013 STATEMENT OF SALE Account Number: 042527498 The following property has been sold. Year Make Model Vehicle Identification Number: 2008 FORD F350 1 FT1NW33R08EA49427 Balance owing on your contract (1) $ 48,434.88 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 48,434.88 Deduct: gross proceeds of the sale (4) $ 36,952.50 Balance less ross roceeds of the sale 3 4 (5) $ 11,482.38 g p ( - ) Add: Expenses of retaking and storing, and (6) $ 387.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) $ o.oo (8) $ 388.68 Other. (9) $ 11481.20 Deficiency** The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses 8~ interest added to your account (debits). Surplus* or Deficiency** If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNA11990 01/04 Previous editions may NOT be used. Ford Motor Credit Company P O BOX 17948 GREENVILLE SC 29606-7948 877 8057187 DATE: 2009-09-05 POVAWF00100219 JERRY MANLEY 321 CORNMAN RD CARLISLE PA 17013 YVONNE E. MANLEY 321 CORNMAN RD CARLISLE PA 17013 STATEMENT OF SALE Account Number: 042527498 The following property has been sold. Year Make Model Vehicle Identification Number: 2008 FORD F350 1 FTWW33R08EA49427 Balance owing on your contract (1) $ 48,434.88 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 48,434.88 Deduct: gross proceeds of the sale (4) $ 36,952.50 (5) $ 11 482.38 Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and (6) $ 387.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. (7) $ 0.00 Deduct: Insurance Premium Rebate (8) $ 388.68 Other: (9) $ 11481.20 Deficiency** (10) $ N/A Surplus* The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency" * If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNA11990 01104 Previous editions may NOT be used. MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff ~ILEG-uF ~-~~.~c ,~TA,F?Y ZDIO JU~~~ 3Q Fo~ 2~ 27 CUPY~~~::..~~ ~u s,a+~i.~iVIY ,~- c~+~~ ~'L`J~~~lA (l1 J) "/tSy-"/ 155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. YVONNE E MANLEY JERRY MANLEY CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 10-3355 Civil Term Defendant(s). PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, for that of the verification previously filed. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. Attorney YLOR, ESQ Date: June 8, 2010 CERTIFICATE OF SERVICE I, Charlene A. Taylor, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Substitute Verification on behalf of FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, to be served by regular, first class mail, postage pre-paid upon: YVONNE E MANLEY 321 Cornman Rd Carlisle, Pa 17013 JERRY MANLEY 321 Cornman Rd Carlisle, Pa 17013 Respectfully Submi , MAURICE & N~MAN, P.C. BY: Charlene A. Attorney for DATED: June 8, 2010 VERIFICATION B®V6l~?t a/A18f1U6V~ I, verify that I am the Authorized Representative for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. Representative of Plaintiff, FORD MOTOR CREDIT COMPANYLLC, A Delaware Limited Liability Company DATE: MAY 2..~ 2010 YVONNE E MANLEY Our file no. 12973 48063000000042527498 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 FILED-OFFICE Attorneys for~fa'PROTNONOTARY 2010 OCT 25 PM 2= 16 CUMBERLAND COUNTY PENNSYLVANIA (l1J) /iSy-/151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. YVONNE E MANLEY AND JERRY MANLEY Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-3355 CIVIL TERM PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, YVONNE E MANLEY AND JERRY MANLEY in the amount as follows: Principal Amount $ 11481.20 Interest to Date $ 1083.70 TOTAL $ 12564.90 MAURICE & NEEDLEMAN, P.C. BY: JOA NEEDLEMAN, ESQ. Atto ev for Plaintiff Date: September 24, 2010 MAURICE & NEEDLEMAN, P.C. Attorneys for Plaintiff ~~~! •c~v~~~ "'7 e~-azgzc~ ~~'aS'a!?'8 ~.~It~e. srt etc ~, SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ~a~ of ~~~~ Jody S Smith ~ k~ `. ,~ Chief Deputy ;~,,, ~~ ~ Edward L Schorpp . w~<~"`'"'""~'~' Solicitor °~' srr~R'~~ Ford Motor Credit Company Case Number vs. 2010-3355 Jerry Manley {et al.) SHERIFF'S RETURN OF SERVICE 05/25/2010 09:12 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on May 25, 2010 at 2110 hours, he seared a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Jeny Manley, by making known unto himself personally, at 321 Common Road, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to him personally the said true and correct copy of the same. ` ,~ GE LD WOR HINGTO EPUTY 05/25/2010 09:12 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on May 25, 2010 at 2110 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Yvonne E. Manley, by making known unto Jerry Manley, Husband of defendan# at 321 Comman Road, Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to him personally the said true and correct copy of the same. GERALD WORTHINGTO DEPUTY SHERIFF COST: $49.40 SO ANSWERS, May 26, 2010 RON R ANDERSON, SHERIFF (c~ Go~~~pSuita Snert(. ieleoscfi. ins. ~ ~~~ ,/ tta _ ~ C ~ ~n =rnZ Z yZ~ Z m D ~v ~~"m w~~ D Z '~ n 't - ~ S ~ ..~ ... r /A 'V/ =R'~m= ~ ~ r ~ ~ ~ ~ ~~.. ~ D ~. Z Z °pm w ~~ - io _ w ~_ .tom 0 ~. = =- -r1 G ~T~~ ~~,nNC? A y ..~' ~~~~o~a~ ~QwG~ owvrm O .. . np.:. ta~sessoo°S~ July 14, 2010 Attorneys at law Sufte 435, Oae Penn Lamer 16111ohn F. Kennedy Blyd. Philadefphia, PA 19103 1e1. 215.65.1133 fax 215.36313970 www,mnlawpc.cam Donald S. Aloairs Member MJ Bar Bead (erNNed (reditai Bights Law American bard of Certffication Joonn Needamai Ybmber PA 3 NJ Bar Thomas t. Dominuyk lhember MJ, NY S PA Bar (hariena A. Taybr Akmier PA Bar YVONNE E MANLEY 321 CORNMAN RD CARLISLE, PA 17013 Our File No. 12973 RE: FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY v. YVONNE E MANLEY AND JERRY MANLEY CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 10-3355 CIVIL TERM Dear Mr/1VIrs/Ms MANLEY: Enclosed please find a ten {10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on May 25, 2010 . Unless an answer to PIaintiffs Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment maybe entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and .ask for Kim Crosby. Thank you for your prompt attention to this matter. truly yours, MICE & NEEDLEMAN, P.C. New Jersey Office iAaurice & Nsadleman, P.t. Suite 2067 5 Walter E. Foray Blyd. Flemirgtton, NJ 08822 tel. 908137.4550 fax 906.237.4551 Enc THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 15~ i~~-1151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. YVONNE E NfANLEY AND JERRY MANLEY CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-3355 CIVIL TERM IMPORTANT NOTICE TO: YVONNE E MANLEY DATE: July 14, 2010 321 CORNMAN RD CARLISLE, PA 17013 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAII,ED TO ENTER A WRITTEN APPEARANCE PERSONALLY.OR BY ATTORNEY.AND FILE.IN.WRITING WITH THE COURT YOUR-DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A 3UDGEMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIItING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A RIDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 ('717) 249-3166 P.C. BY NEEDLEMAN, ESQUIRE for Plaintiff '~ W ~ ~ ~' C v ?, m v ~~© vz z m ~zv >' `'' ~ v z ro .... C7 N M c ~' -.' 70 ~ ~ s __ ~ ~ ~~ rn z ~v Z _ 3~ ~ ~ '. '"' -G :: :.~ ...y "3 :.. oo j 1 ~ r /~ rn ~~ !~ O w~ A~ T ~~ +- ~~ ~~~ Y~~ w ~~ r~ ~~ ww `'CI '~ ~ r ~~ y C s,hr,,,{• N~py~ pwNm11 ~~ ~ 66LE85~5 f Attorneys at Low Suite 935, One hnn Center 1611 bha F. Nenaedy Alvd. Philadelphia, to 191 D3 te1.21iJifiS.1133 tort 2155638970 www.mnlowpc.com Don~d S. Baurice iNenber N! Bar Baard CertiNed Credilori Rights law Ameriron bard of CettiDrmion Joann Needleman Nemher PA S Nl Bor Thomas R. Dominceyk N,amher N1, NY E PA Bm Charlene A. Taylor kember PA Bar Mew krsey ONke Alaurice d Needlemaa, P.C. Suite 2W7 S Walter E. Foran Blvd. Flemirreton, NJ 08622 te1.906137.4550 fax 906.237.4151 July 14, 2010 JERRY MANLEY 321 CORSJMAN RD CARLISLE, PA 17013 Our File No. 12973 RE: FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY v. YVONNE E MANLEY AND JERRY MANLEY CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 10-3355 CIVIL TERM Dear Mr/Mrs/Ms MANLEY: Enclosed please find a ten (10) day notice of default which is self.-explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on May 25, 2010. Unless an answer to Plaintiff s Complaint is filed with the Court within ten (10} days from the date of this notice, a default judgment maybe entered against you. If you would Iike to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. V truly yours, 1~~7'~2ICE & NEEDLEMAN, P.C. Enc THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE &NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7151 Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY coMPANY Plaintiff v. YVONNE E MANLEY AND JERRY MANLEY Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-3355 CIVIL TERM IMPORTANT NOTICE TO: JERRY MANLEY DATE: July 14, 2010 321 CORNMAN RD CARLISLE, PA 17013 YOU .ARE IN DEFAULT BECAUSE YOU HAVE'FAILED' TO ENTER'A' WRITTEN APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WTTHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIItING A LAWYER. IF YOU CANNOT AFFORD TO HIItE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (7I7) 249-3166 MAUR &NEEDLEMAN, P.C. BY ~'O~1~TN NEEDLEMAN, ESQ Attorney for Plaintiff Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Service Members Civil Relief Act Page 1 of 2 Feb-08-2010 06:34:08 Name First/Middle Begin Date Active Duty Status Active Duty End Date A ence g Y MANLEY YVONNE Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.miUfaa/nis/PC09SLDR.htm1. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA maybe invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dmdc.osd.mil/appj/scra/popreport.do 2/8/2010 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(fj for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARS, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be-inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:9SSP3QBJVN https://www.dmdc.osd.mil/appi/scra/popreport.do 2/8/2010 Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Service Members Civil Relief Act Page 1 of 2 Feb-08-2010 06:36:11 ~ Last Name First/Middle Begin Date Active Duty Status Active Duty End Date Service Agency MANLEY ~RRy Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Mary M. Snavely-Dixon, Director Department of Defense -Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.miUfaa/yis/PC09SLDR.htm1. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA maybe invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dmdc.osd.mil/appj/scra/popreport.do 2/8/2010 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARS, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:CCFUQ2RNPG https://www.dmdc.osd.mil/appj/scra/popreport.do 2/8/2010 BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 /2Sy-/1J1 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. YVONNE E MANLEY AND JERRY MANLEY Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-3355 CIVIL TERM AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that he/she is an attorney at law and that on 07/14/10 he/she mailed a written Notice of Intention to File the Praecipe to Defendant, YVONNE E MANLEY AND JERRY MANLEY, at 321 CORNMAN RD ,CARLISLE, PA 17013 by regular mail. MAURICE & NEEDLEMAN, P.C. BY: JOA NEEDLEMAN, ESQ. Atto ey for Plaintiff N TO AN~SUBSCRIBED me thiso~ $ay ~ 00 u is TFF OF PENN NOTARIAL SEAL TauNw P. Mya Io1~ry PubNe . ~ ~ ~. PhN~dlphi~ CouNy onwcaarta MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1S) ~/2Sy-/1J1 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. YVONNE E MANLEY AND JERRY MANLEY Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-3355 CIVIL TERM CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 07/14/10 to Defendant, YVONNE E MANLEY AND JERRY MANLEY, against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 07/14/10, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE & NEEDLEMAN, P.C. BY: JOANN EEDLEMAN, ESQ Attorne for Plaintiff Date: September 24, 2010 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) 7tSy-"/ 151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. YVONNE E MANLEY AND JERRY MANLEY Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-3355 CIVIL TERM CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: YVONNE E MANLEY , 321 CORNMAN RD , CARLISLE, PA 17013 JERRY MANLEY 321 CORNMAN RD , CARLISLE, PA 17013 MAURICE & NEEDLEMAN, P.C. BY: JO EDLEMAN, ESQ. Attorne for Plaintiff Date: September 24, 2010 ,. MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /2Sy-7151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. YVONNE E MANLEY AND JERRY MANLEY Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 10-3355 CIVIL TERM (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $12564.90 on (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. rotho otary/Clerk by: If you have any questions regarding this matter, please contact the filing party: Name: Joann Needleman, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7155 (This Notice is given in accordance with Pa.R.C.P. §236) MAURICE & NEEDLEMAN, P.C. Attorneys for Plaintiff