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HomeMy WebLinkAbout10-3381FLl U ' - TTFri ?.Y Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 VFrancis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 239847 WELLS FARGO BANK, N.A. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 Plaintiff V. ROBERT K. WELCH, JR CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 Defendants 2516 FI-iY 21 AN !I0• LQ CUB;` INTY ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. 1()-332( (1Vi -Fe' rt CUMBERLAND COUNTY 0-5 *49.•00 PO A77Y cic-1 95"751 P* aqa -09 File #: 239847 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File #: 239847 Plaintiff is WELLS FARGO BANK, N.A. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 2. The name(s) and last known address(es) of the Defendant(s) are: ROBERT K. WELCH, JR CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. On 04/27/2006 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book No. 1949, Page 2833. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 02/01/2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 239847 6. The following amounts are due on the mortgage: Principal Balance $178,306.52 Interest $3,754.63 01/01/2010 through 05/13/2010 (Per Diem $28.09) Attorney's Fees $650.00 Cumulative Late Charges $109.66 04/27/2006 to 05/13/2010 Property Inspections/Property Preservations $45.00 Costs of Suit and Title Search $550.00 Escrow Deficit $64.17 TOTAL $183,479.98 7 Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. File 4: 239847 WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $183,479.98, together with interest from 05/13/2010 at the rate of $28.09 per diem to the date of judgment, and other costs, fees, and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP Byt/ ., - ? Lawrence T. Phelan, Esq., Id. No. 32227 21francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano, Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaime McGuinness, Esq., Id. No. 90134 ? Chrisovalante P. Fliakos, Esq., Id. No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff File #: 239847 LEGAL DESCRIPTION ALL THAT CERTAIN lot or tract of ground with the building and improvements thereon erected, situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, bounded and described in accordance with a Subdivision Plan of Laurel Hills, Section 1, made by Buchart-Horn, Consulting Engineers & Planners, dated December 5, 1974, Job No. 203020, and recorded in the Office of the Recorder of Deeds, in and for Cumberland County, Pennsylvania, in Plan Book 31, Page 27, as follows, to wit: BEGINNING at a stake set on the South side of Beech Run Lane sixty (60) feet wide, a corner of Lot No. 151; thence extending from said beginning stake and measured along the South side of Beech Run Lane, South eibty-five (85) degrees twenty (20) minutes forty-five (45) seconds East, one hundred (100) feet to a stake at a corner of Lot No. 153; thence extending along line of Lot No. 153, South four (04) degrees thirtynine (39) minutes fifteen (15) seconds West, one hundred (100) feet to a stake at a corner of Lot No. 161; thence extending partly along Line of Lot No. 161; South seventy-six (76) degrees twenty-one (2l) minutes thirty-two (32) seconds West, one hundred five and thirty-two one-hundredths (105.32) feet to a stake at a corner of Lot No. 151; thence extending along line of Lot No. 151, North four (04) degrees thirty-nine (39) minutes fifteen (15) seconds East; one hundred thirty-three and six one-hundredths (133.06) feet to a stake set on the South side of Beech Run Lane, aforesaid, the first mentioned stake and place of BEGINNING. BEING Lot No. 152 as shown on said plan. HAVING THEREON ERECTED a dwelling known and numbered as 3517 Beech Run Lane. PARCEL NO. 1018-1310-049 PREMISES: 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207 File #: 239847 The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities. DATE: Attorney for Plaintiff File #: 239847 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy ~~~ti~t~, c? ~ ~unbA~~~~t~ c:: _ :;~~ ;`~- FiL~% ~ ,, ; , , •'c ~ ~.~ ~ .' , liF?~ 2~ 1~ t ~. s ~` ~ 1 ~ i ~[= 3 Edward L Schorpp Solicitor Wells Fargo Bank, NA vs. Robert K. Welch, Jr. (et al.) .~. Case Number 2010-3381 SHERIFF'S RETURN OF SERVICE 05/24/2010 05:20 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on May 24, 2010 at 1715 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Robert K. Welch Jr., by making known unto himself personally, at 3517 Beach Run Lane, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to him personally the said true and correct copy of the same. GERALD WORTHINGT ,DEPUTY 05/24/2010 05:20 PM -Gerald Worthington, Deputy Sheriff, who being duly sworn according to law, states that on May 24, 2010 at 1715 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Cheryl F. Welch, by making known unto herself personally, at 3517 Beach Run Lane, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $53.00 May 25, 2010 GERALD WORTHINGTO PUTY SO ANSWERS, • ~~.~~' RON R ANDERSON, SHERIFF ;ci CountySuite Sheriff. Teiecsott. Inc. ~1 ' Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. vs. ROBERT K. WELCH, JR CHERYL F. WELCH 2~ 10 J;;s --.~ ~~ fr~~ 30,s ~' ~~ ~' -- ~E~::.. . _ ~ .;~Pv~Y Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No.10-3381-CIVIL-TERM rl`/•°D ~-~~ ~~ ~'6~So ~~ <<s ~-~-, <~d -' PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against ROBERT K. WELCH, JR, and CHERYL F. WELCH, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest - 05/14/2010 to 07/01/2010 TOTAL I hereby certify that (1) the Defendant's last known MECHANICSBURG, PA 17050-2207, and (2) that notice Rule 237.1, copy attached. $183,479.98 $1,376.41 $184,856.39 is 3517 BEECH RUN LANE, i given in accordance with ~e T. Phelan, Esquire S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheet .Shah-Jani, Esquire J ne R. Davey, Esquire auren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: _. ~ . d-~ /6 Pxs # a39sa~ PROTHONOTARY Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. vs. ROBERT K. WELCH, JR CHERYL F. WELCH Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No.10-3381-CIVIL-TERM VERIFICATION OF NON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or it Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant ROBERT K. WELCH, JR is over 18 years of age and his last known residence is 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207. (c) that defendant CHERYL F. WELCH is over 18 years of age and her last known residence is 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207. This statement is made subject to t~alties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authoritieis. 'LJ''Lawrence T. Phelan~q~'d. Alro. 3227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T.,`Romano, Esq., Id. No. 58745 ^ Shee R. Shah-Jani, Esq., Id. No. 81760 ^ me R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff (Rule of Civil Procedure No. 236) -Revised WELLS FARGO BANK, N.A. CUMBERLAND COUNTY vs. COURT OF COMMON PLEAS ROBERT K. WELCH, JR CIVIL DIVISION CHERYL F. WELCH _ No.10-3381-CIVIL-TERM Notice is given that a Judgment in the above captioned matter has been entered against you on fc o~ ~ ~ By: If you have any questions concerning this matter please ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheet R. Shah-Jani, Esq., Id. No. 81760 ^ me R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 Attorney or Party Filing 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 * * THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOUHAVE PREVIOUSLYRECEIVED ADISCHARGE INBANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE ANATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OFA LIENAGAINST PROPERTY. ** WELLS FARGO BANK, N.A. COURT OF COMMON PLEAS CNIL DNISON v. Plaintiff N O. 10-3 3 81-CNIL-TERM ROBERT K. WELCH, JR CUMBERLAND COUNTY CHERYL F. WELCH Defendant(s) TO: CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 DATE OF NOTICE: June 15, 2010 THIS FIlZM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECENED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF' YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 239847 . Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717)240-6195 PHS # 239847 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 By: lan, Esq~ Id. No. 32227 Francis,;S. Ha inan, Es , Id. No. 62695 Daniel G. Sch 'e q., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 V ivek Srivastava, Esq., Id. No. 202331 Jay 8. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 WELLS FARGO BANK, N.A. v. ROBERT K. WELCH, JR Plaintiff CHERYL F. WELCH Defendant(s) TO: ROBERT K. WELCH, JR 3517 BEECH RUN LANE MECHANICSBURG, PA 17050 DATE OF NOTICE: June 15, 2010 COURT OF COMMON PLEAS CNIL DIVISON NO. 10-33 81-CNIL-TERM CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPERANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PHS # 239847 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717) 240-6195 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 By: Lawrence ~. elan, Esq., Id. No. 32227 Francis . Ha linan, Esq. d. No. 62695 Daniel . Sch ieg, E ., Id. No. 62205 Michele M. Bra ,Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 lJoshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Phelan Hallman & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PHS # 239847 V PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE) P.RC.P.3180-3183 WELLS FARGO BANK, N.A. Plaintiff v ROBERT K. WELCH, JR CHERYL F. WELCH Defendant(s) To the Prothonotary: Issue writ of execution in the above matter: Amount Due Interest from 07/02/2010 to Date of Sale ($30.39 per diem) TOTAL ~a~F.oo Po arN ~. ~ eg>: ga.oc ~. 1'~. 0 0 3•so y ~ie~.so - ~a ,gym Note: Please attach description of property. PHS # 239847 • 50 U. ~~` 9.333 ~',1glo4a.~ ~ ~~~~ COURT OF COMMON PLEAS CIVIL DIVISION NO.10-3381-CIVIL-TERM CUMBERLAND COUNTY ~O r-> ~~ C 3 =s1 . b c~ ._, $184,856.39 -r ~ ,"^ " ~ ~ `.~ $ 4,862.40 ~ ~ . . ~ -- ~'•~ $189,718.79 VJ y or Plaintiff Phelan Hallinan &Schmieg, LLP ^ La rence T. Phelan, Esq., Id. No. 32227 ^ ancis S. Hallinan, Esq., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay,B, Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtena~ R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 .ti ~ o ~ 0 y ~ o 0 0 0 ~ ~Qa Qa a~ 3~~ ~~~ N ~"wza aw¢ Wcax ~aax Q {Yi M Fi U M /-. Q ~y~j W " a ~' a oa ~H ~ O ~~ O~ UW U z 04 C~p7~ ~ d •: w as a 3 aa~ 33b ~w~ A wa ~V I~ V w ~ O °~ L O W O~ ~. ao ~~ U a N ~ ~ ~ O cr ~ * N h Vl OHO ~ ,,,,~ ~ er ~ ~ ~` OMO N~N~~.~-~ M .-~'M~'.M-~~Oi~~O~ M~~ p~~OMN ~_p~p~f--ANN C Arz O Oz Ozo~o~N~~ O pb C Oz a,tizzbz~ c ozc~ ozz o;,zzb ~;db ^,~ ^zz aozb~wbb ~" ..+ o~ .ti ^~i ~ o b ^ " H p~ y C'W ^ y y 0 y y ~W W W-d W,^~,~.o~'b py'W W~W W a~i ~~~ on o ~ W W W ^ W~ vi c '", a ~~~ ~~^~D~~DO~CJ~^ r LEGAL DESCRIPTION ALL THAT CERTAIN lot or tract of ground with the building and improvements thereon erected, situate in the Township of Hampden, County of Cumberland, and Commonwealth of Pennsylvania, bounded and described in accordance with a Subdivision Plan of Laurel Hills, Section 1, made by Buchart-Horn, Consulting Engineers & Planners, dated December 5, 1974, Job No. 203020, and recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 31, Page 27, as follows, to wit: BEGINNING at a stake set on the south side of Beech Run Lane, 60 foot wide, a corner of Lot No. 151; thence extending from said beginning stake and measured along the south side of Beech Run Lane, South 85 degrees 20 minutes 45 seconds East, 100.00 feet to a stake at a corner of Lot No. 153; thence extending along line of Lot No. 153, South 04 degrees 39 minutes 15 seconds West, 100.00 feet to a stake at a corner of Lot No. 161; thence extending partly along line of Lot No. 161, South 76 degrees 21 minutes 32 seconds West, 105.32 feet to a stake at a corner of Lot No. 151; thence extending along line of Lot No. 151, North 04 degrees 39 minutes 15 seconds East, 133.06 feet to a stake set on the south side of Beech Run Lane, aforesaid, the first mentioned stake and place of BEGINNING. BEING Lot No. 152, as shown on said Plan. UNDER AND SUBJECT to restriction and conditions as now appear of record. TITLE TO SAID PREMISES I5 VESTED IN Robert K. Welch, Jr. and Cheryl F. Welch, hlw, by Deed from Steven R. Sattazahn and Bertha L. Sattazahn, hlw, dated 04!27/2006, recorded 05/05/2006 in Book 274, Page 1970. PREMISES BEING: 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207 PARCEL NO. 10-18-1310-049 Phelan Hallman &Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff Attorneys for Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION v. ROBERT K. WELCH, JR CHERYL F. WELCH Defendant(s) CERTIFICATION NO.10-3381-CIVIL-TERM CUMBERLAND COUNTY The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91 because: ( ) the mortgage is an FHA Mortgage ( ) the premises is non-owner occupied ( ) the premises is vacant (X) Act 91 procedures have been fulfilled authorities. This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to By: Atto Pla' i Phelan Hallman &Schmieg, LLP ^ Lawr nce T. Phelan, Esq., Id. No. 32227 ^ Fr is S. Hallman, Esq., Id. No. 62695 ^ D iel G. Schmieg, Esq., Id. No. 62205 ichele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 1~WELLS FARGO BANK, N.A. Plaintiff v. ROBERT K. WELCH, JR CHERYL F. WELCH Defendant(s) a~w ~ q Pm !:! ~ C ~tL'1. V I -' }, COURT OF COMMON PLEAS CIVIL DIVISION NO.10-3381-CIVIL-TERM CUMBERLAND COUNTY PHS # 239847 AFFIDAVIT PURSUANT TO RULE 3129.1 WELLS FARGO BANK, N.A., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207. 1. Name and address of Owner(s) or reputed Owner(s): Name ROBERT K. WELCH, JR CHERYL F. WELCH 2. Name and address of Defendant(s) in the judgment: Name SAME AS ABOVE Address (if address cannot be reasonably ascertained, please so indicate) 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 Address (if address cannot be reasonably ascertained, please so indicate) 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) None. 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) PENNSYLVANIA STATE BANK 2148 MARKET STREET P.O. BOX 487 CAMP HILL, PA 17011 PNC BANK, NATIONAL ASSOCIATION 2730 LIBERTY AVENUE PITTSBURGH, PA 15222 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. r 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANT/OCCUPANT Domestic Relations of Cumberland County 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA P.O. Boz 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Boz 11754 228 Walnut Street Harrisburg, PA 17108 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. August 3.2010 By: Att e r Plaintiff Phelan Hallinan &Schmieg, LLP ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ F ancis S. Hallinan, Esq., Id. No. 62695 aniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 r WELLS FARGO BANK, N.A. ~.' ~,- ~ - ~E ~~ r: as l~ ~u~ a ern. ~ ~~ ~ ~ ~. ~ COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION ~~, ~„ NO.10-3381-CIVIL-TERM CU~~:-~ _ '~~f~~;~ ;:, ,. ,, ROBERT K. WELCH, JR CUMBERLAND COUNTY CHERYL F. WELCH . Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ROBERT K. WELCH, JR CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 * *THI5 FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** Your house (real estate) at 3517 BEECH RUN LANE, MECHANICSBURG, PA 17054-2207 is scheduled to be sold at the Sheriff s Sale on 12/08/2010 at 10:00 AM in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the court judgment of $184,856.39 obtained by WELLS FARGO BANK, N.A. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P. Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 81230. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff s Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 LEGAL DESCRIPTION ALL THAT CERTAIN lot or tract of ground with the building and improvements thereon erected, situate in the Township of Hampden, County of Cumberland, and Commonwealth of Pennsylvania, bounded and described in accordance with a Subdivision Plan of Laurel Hills, Section 1, made by Buchart-Horn, Consulting Engineers & Planners, dated December 5, 1974, Job No. 203020, and recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 31, Page 27, as follows, to wit: BEGINNING at a stake set on the south side of Beech Run Lane, 60 foot wide, a corner of Lot No. 151; thence extending from said beginning stake and measured along the south side of Beech Run Lane, South 85 degrees 20 minutes 45 seconds East, 100.00 feet to a stake at a comer of Lot No. 153; thence extending along line of Lot No. 153, South 04 degrees 39 minutes 15 seconds West, 100.00 feet to a stake at a corner of Lot No. 161; thence extending partly along line of Lot No. 161, South 76 degrees 21 minutes 32 seconds West, 105.32 feet to a stake at a corner of Lot No. 151; thence extending along line of Lot No. 151, North 04 degrees 39 minutes 15 seconds East, 133.06 feet to a stake set on the south side of Beech Run Lane, aforesaid, the first mentioned stake and place of BEGINNING. BEING Lot No. 152, as shown on said Plan. UNDER AND SUBJECT to restriction and conditions as now appeaz of record. TITLE TO SAID PREMISES IS VESTED IN Robert K. Welch, Jr. and Cheryl F. Welch, h/w, by Deed from Steven R. Sattazahn and Bertha L. Sattazahn, h/w, dated 04/27/2006, recorded 05/05/2006 in Book 274, Page 1970. PREMISES BEING: 3517 BEECH RIJN LANE, MECHAIVICSBURG, PA 17050-2207 PARCEL NO.10-18-1310-049 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 10-3381 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK, N.A., Plaintiff (s) From ROBERT K. WELCH, JR & CHERYL F. WELCH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $184,856.39 L.L.$.50 Interest from 7/2/10 to Date of Sale ($30.39) -- $4,862.40 Atty's Comm % Due Prothy $2.00 Atty Paid $185.50 Other Costs Plaintiff Paid Date: 8/9/10 r avid D. Buell, rothonotary (Seal) By: REQUESTING PARTY: Name: MICHELE M. BRADFORD, ESQUIRE Address: PHELAN HALLINAN & SCHMIEG, LLP ONE PENN CENTER, SUITE 1400 1617 JFK BOULEVARD PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Deputy Telephone: 215-563-7000 Supreme Court ID No. 69849 PHELAN HALLINAN & SC)EIlVIIEG. LLP Lawrence T. Phelan, Esq., Id. No. 3222? Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 20504? Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney for Plair~~'#' ~ ~ E ~ E P:, ~~ ~ ~ ~1, ~ $~,' ~ ~' 4 ti~~s','~~r'~~~~~ WELLS FARGO BANK, N.A. Court of Common Pleas Civil Division vs. Cumberland County ROBERT K. WELCH, JR No. 10-3381 CIVIL CHERYL F. WELCH MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT Plaintiff, by its counsel, Phelan Hallinan & Schmieg, LLP, moves this Honorable Court for an Order directing service of the Notice of Sale and all future pleadings upon the above-captioned Defendant(s), ROBERT K. WELCH, JR and CHERYL F. WELCH, by first class mail and certified mail to the mortgaged premises, 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207, posting of the mortgaged premises, 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207, and publication pursuant to Pa. R.C.P. 430, and in support thereof avers as follows: 3 1. Attempts to serve Defendant(s), ROBERT K. WELCH, JR and CHERYL F. WELCH, personally with the Notice of Sale have been unsuccessful. The Plaintiff attempted to serve the Defendants} at the mortgaged premises, 3517 BEECH RLTN LANE, MECHANICSBURG, PA 17050-2207. As indicated by the Affidavit of Return of Service attached hereto as Exhibit "A". 2. Pursuant to Pa. R.C.P. 430, Plaintiff has made a good faith effort to locate the Defendant(s). An Affidavit of Reasonable Investigation setting forth the specific inquiries made and the results is attached hereto as Exhibit "B". 3. Plaintiff contacted the Prothontary's Office and as of October 4, 2010, no Judge has previously entered a ruling in this case. 4. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its Proposed Motion for Special Service and Order to the Defendant(s) on SEPTEMBER 27, 2010 and requested Defendant's concurrence. Plaintiff did not receive any written response from the Defendant(s). A true and correct copy of Plaintiff s SEPTEMBER 27, 2010 letter and postmarked certificate of mailing pursuant to Local Rule 208.3(9) attached hereto, made part hereof, and marked Exhibit "C". 5. Plaintiff has reviewed its internal records and has not been contacted by the Defendant(s) as of October 4, 2010 to bring loan current. 6. Plaintiff submits that it has made a good faith effort to locate the Defendant(s), ROBERT K. WELCH, JR and CHERYL F. WELCH, but has been unable to do so. 4 WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order pursuant to Pa. R.C.P. 430 directing service of the Notice of Sale by first class mail, certified mail, by posting of the premises and by publication. Respectfully submitted, Phelan Hall' & Schmieg, LLP By: Lawrence helan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 20233 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff October~2010 5 ~~~~B~T A AFFIDAVIT OF SERVICE (FHI.MC) PLAINTIFF ~BggI,A WELLS FARGO BANK, N.A. PIiS # 239fGi7 DEFENDANT ROBERT K. WELCH, JR COURT NO : 0.3381-CIVII.~TERM CHERYL F. WELCH SERVE CHERYL F. WELCH AT: TYPE OF ACTION 3517 BEECH $UN LANE X% Notice at SherlR's Sak MECHANICSBURG, PA 17050-ZZO7 SALE DATE: 1TI~IA10 ssDIVORCED- ONE CANNOT ACCEPT SERVICE FOR OTHER** SERVED Served and made known to CHERYL F VVELCIi ,Defendant on the ____ dsy of , 20 ___, at . o'clock _. M.> at in the matu~ca' described below: _ Defendant personally served. _ Adult family member with whom Defendant(s) [aside(s). Relationship is _ Adult in charge of Defendant's residence who infused to Sim name or relationship. Manager/'Clerk of place of lodging in which Defendant(s) reside(s). _ Agent or peason in charge of Defendant's office or usual place of business. _ an officer of said Defendant's company. _ Other: Description: Age Height weight Race Sex Other I, a cempetuem adult, being duly sworn acoonding to law, depose and state that I pasotwlly handed a true and correct copy of the Notice of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at the addrrss indicated above. Sworn to and subscribed before me this day of_ .20 . Notary: By: -N~T ~ on the/~'7'~` day of 5'r 20 r~ at~1~0 o'clock H . M., Defendant NOT FOUND because: _V Vacant _ Bad Address- ._ IVtoved _ Does Not Reside (Not -Vacant) . _ No Answer on aU - ' - - ~ at . _ Service Refused ~ " .. ~- ~-~~ ~ .. . ATiDY1~Y FoA r r..,..: ttwr- a*. K n.. mrt m.d.s.s~,~ew„ran.~s IWdG 8e1~iK ay, li!'1w ~ AaJd~K IAA Br}, M.1~N a1U I~iOLlrrwE4, [i li li}16 BMed A 51i,i~1, -w.16 PY i17N Ie1~eRDrq ~,ILNwfril/ r.ws L 7hY~ d4+Y. Nwl9A7 Yi~rar,krc.»mr ]q a.]~ Oy, K TN. ~fi5! y ~>.~a4,rtn.anr tCH 7, 2013 'w~r~.LSar..a`'a"'K'r"scu' J~.tn.,uwrsr3c aNrw~wr r. rw.s roti„rr. N.. ~cn rrr r. cir..~ era„ K w >aMn ~aa-a..~4,Kw>wrrs °~ i~ ~' ~K ir . a icw PWi}W,MrlrlblW RLStS677M~ Other. . EXH1BtT A AFFIDAVIT OF SERVICE (FHI.MC) pI,A~F CUMBERLAND COUN'I'1' WFd.IS FARCO BANK, N.A. PHS #2.'39647 DEFENIIANT ~ERYICE TEAM! lore ROBERT K. WELCH, JR COURT N0.:10~3381-CIVII.-TERM CHERYL F. WELCH SERVE IALOBERT K. WELCH, ,11t AT: TYPE OF ACTION X17 BE~QI RUN LANE RS Notloe a[ SharlR's Sa3e MECHANlCSBURG, PA 1705Q-2207 SALE DATE: 12I~06201A ssDryORCED-ONE CANNOT ACCEP'P SERVIt~3 FOR OT~R's SERVED Served and made loiown to ROBj~ JR , Defendant on the ~ day of , 20 _, at . o clods _. M., at . in the manner described bebw: Defendant personally serves. _ Aau1t family rnetnber' with whom pefeadant(s) n:siae(s). Relationsfiip is - Adult in charge of Defendant's residence who refused to give Warne or relationship. " _ ManagealClerk of place of lodging in which Defendan(s) resido(s). _ Agent or person in charge of Defendant's offtce or usual place of business. _ an offices of said Defendant's company. Other. Description: Age Height Weight Race Sex Other I, . a competent adult, being duly sworn according to law, depose and state that I persana!!y handed a true and correct Dopy of the Notice of Sheriffs Sale in the manner as set forth ht. issued in the captioned case on the date and at the address irrdicated above. Sworn to and subscribed before me this day of , 20 Notary: By: NOT SERVED On the ~.7'~` day of ~~s+lS~* _. 20~ at o o'clock/. M., Defendant NOT POUND because: / Vacant `Bad Address ,Moved _ Does Not Reside (Not Vacant) . _ No ~lnswer~op at mat . Service7tefuseil ... ~ .. . O[her. . Sworn to and s 'bed before this day of,~ By: ~j Z'riQ~'d' ~ ~~l ~~K n,.~a~s.n.a..,~,rcrr.prrs lAdd G 8eM1e~I0y,1LlIwC716 1NfddeM.lrMi,IO~,lit4.fY~0 ~.ws r. ra...w da, ra n. xHS K~tv~B~~LY CiJRTY ~ ~~~~~ NOT:i1tY f'U3~,iC a.ar.~+ti.r+.„..raoar S~'A~E O~ r~.W JERSEY ~`s.,t r4ir~~ r MY COMMi55tON E'ti?IRE`i Iv1AR~H 7, 2013 ~ r~ ~~H:~ 6+, K fi rg71 CibwYdeRraiR a~,Y.Wwl+~ L~r [CMtrti i4. ii Nr. flKf ~r4a.C~+1~,iiN~.71i7A .WnnC.<M~M~, ir.RwaMJ13 .w a ~ WS1KY7~N EXHIBIT B AFFIDAVIT OF GOOD FAITH INVESTIGATION File Number: 239847 Attorney Firm: Phelan, Hallinan & Schmieg, LLP Subject: Robert K. Welch Jr. & Cheryl F. Welch Current Address: 3517 Beech Run Lane, Mechanicsburg, PA 17050 Property Address: 3517 Beech Run Lane, Mechanicsburg, PA 17050 Mailing Address: 3517 Beech Run Lane, Mechanicsburg, PA 17050 I, being duly sworn according to law, do hereby depose and state as follows, an investigation into the whereabouts of the above-noted individuals} was conducted and the following has been discovered: I. CREDTT INFORMATION A. SOCIAL SECURITY NUMBER Our search verified the following information to be true and correct Robert K. Welch Jr. - xxx-xx-7726 Cheryl F. Welch - xxx-xx-0262 B. EMPLOYMENT SEARCH Robert K. Welch Jr. & Cheryl F. Welch - A review of the credit reporting agencies provided no employment information. C. INQUIRY OF CREDTTORS Our inquiry of creditors indicated that Robert K. Welch Jr. & Cheryl F. Welch reside(s) at: 3517 Beech Run Lane, Mechanicsburg, PA 17050. II. INQUIRY OF TELEPHONE COMPANY A. DIRECTORY ASSISTANCE SEARCH Our office searched directory assistance databases, which indicated that Robert K. Welch Jr. & Cheryl F. Welch resides} at: 3517 Beech Run Lane, Mechanicsburg, PA 17050.On 05-17-10 our office made several telephone calls to the subjects' phone number (717) 732-2484 and received the following information: answering machine, 'Your call has been forwarded to automatic voice message system, Bob Welch'. III. INQUIRY OF NEIGHBORS On 05-17-10 our office nnade a phone call in an attempt to contact Shirley A: Altmeyer (717) 732-8837, 3513 Beech Run Lane, Mechanicsburg, PA 17050: spoke with an unidentified male who confirmed that Cheryl F. Welch resides} at 3517 Beech Run Lane, Mechanicsburg, PA 17050. 1V. ADDRESS INQUIRY A. NATIONAL ADDRESS UPDATE On 05-17-10 we reviewed the National Address database and found the following information: Robert K. Welch Jr. - 3517 Beech Lane, Mechanicsburg, PA 17050 & Cheryl F. Welch - 3517 Beech Run Lane, Mechanicsburg, PA 17050. EXHIBIT B B. ADDITIONAL ACTIVE MAILING ADDRESSES Per our inquiry of creditors, the following is a possible mailing address: no addresses on file. V. OTHER INQUIRIES A. DEATH RECORDS As of 05-17-10 Vital Records and all public databases have no death record on file for Robert K. Welch Jr. & Cheryl F. Welch. VI. ADDITIONAL INFORMATION OF SUBJECT A. DATE OF BIRTH Robert K. Welch Jr. - 08-O1-1970 Cheryl F. Welch - 02-18-1969 B. A.K.A. Robert F. Welch jr. Cheryl Ferrari Welch; Cheryl R. Ferrari * Our accessible databases have been checked and cross-referenced for the above named individual(s). Please be advised our database information indicates the subject resides at the current address. I certify that the foregoing statements made by me are true. I am aware that if any of the foregoing states made by me are willfully false, I am subject to punishment. I hereby verify that the statements made herein are true and correct to the best of my kno dge, information and belief and that this affidavit of investigation is made subject to e penalties of 1$ Pa C.S. Sec. 4904 relating to unsworn falsification to authorities. .., AFFIANT ~ e!'~` ~C, ~~ Sworn to and subscribed before me this ~ day of ~- ~,5...~ The above information is obtained from available public records and we are only liable for the cost of the affidavit. IND EN1D ES7RAOA NOUIiK PU6IJCOF~iNJE#tSEY Cpnm~onf~ws l?l~6J2011 ~~~L3~~ PHELAN HALLINAN & SCHMIEG, L.L.P. Suite 1400 One Penn Center Plaza at Suburban Station Philadelphia, PA 19103 215-Sb3-7000 Main Fax: 215-563-7009 E-mail Kristin.Cooke@fedphe.com Kristin M. Cooke, 1271 Service Department Representing Lenders in Pennsylvania and New Jersey September 27, 2010 ROBERT K. WELCH, JR and CHERYL F. WELCH 3517 BEECH R UN LANE MECHAIVICSBURG, PA 17050-2207 RE: WELLS FARGO BANK, N.A. vs. ROBERT K. WELCH, JR and CHERYL F. WELCH Premises Address: 3517 BEECHRUNLANE, MECHANICSBURG, PA 17050-2207 Cumberland County, No. 10-3381 CIVIL Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion for Special Service and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking concurrence with the requested relief that is, Special Service. Please respond to me within one week, by OCTOBER 4, 2010. Should you have any further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Very truly yours, Kristin M. Cooke for Phelan, Hallinan & Schmieg LLP 12 E/1i~1~ i7 t~ N w ..d „~ • o ~ r ~' z N ~ o ~ ~ ~ o~ ~, ~ W N rC ~3 ., ~, y * * ~ ,~ * z ~ G ' f i * , ~, 9E iF ~ n ~ ~ ~ y b ~ ~ b w0 ~..I y a H O ~-n o~ ~ ~ w ~~ ~ F..y ('~ ~ ~x~ in ~ ~ ~~n ~r"x a ~ o r ~~~ m b ~y n x ~ Q. ~ ~ ~ ~ ~ ~ ~ / MM N ~ 0 r a H ~ ~ °, ~ ~ C.'' r+ ro ~ ~ , `• Gd ~ ~ ~~ ~~ ~ ~ ~ ~ R ~ a ~ pt 7 N ~ n O...~ l.n ~ C ~ ~ j\~ ~ ! • O y~7'~ n 5' v !r ~ Z . _ ~ooar~ O~~~ p I~ / ~^ u l l r-~ Q • T3 M 00v 5'~ c O ~ ~ ~ ~ ~ r ~~~G~~ N _ n y k to c~ ^sG' Q ~ ~ 0 ~ J ~ ~`~-. ~ O vii 7' N L"n'+ Od N ~ t'' IA ? ~~~~a - ~ ~ ~, ~' ~ o_ ~ ~ ~ b'~ "' ~ ,~p'i~ Pte, 5 ~ ~ . pp ~O~ G' ~~ , ~ ~ ~ ~~~ •~'+ ~ ~ ®o_ F'l7NEY 60WE5 ~ g~~ ~ 9 m N~~• ~ 02 1M X01.26 ~ ~ g ~ ~ °~ ~-`• $ ~ ¢ 0004277256 SEP 27 20' ~ MAILED FROM ZIPCOD E 1 91( ~.~~ ~~ . ~ ~ ° i R ~ ~ ~ ~ ~ ~. o ~~ ~~~ ~ ~p co a ~ a =~ i ii III ~ O b~ ~° -o~~ y ~ co •~. ~ ~ i ~ o ~o a w ~ o- f~ ~~~~ C o f' ~ h ~ ~ 'fib M a~ o° PHELAN HALLINAN & SC)EIlVIIEG. LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. vs. ROBERT K. WELCH, JR CHERYL F. WELCH Attorney for Plaintiff Court of Common Pleas Civil Division Cumberland County No. 10-3381 CIVIL MEMORANDUM OF LAW Pa. R.C.P. 430 specifically provides: (a) If service cannot be made under the applicable rule, the plaintiff may move the Court for a special order directing the method of service. The Motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the Defendant(s) and the reasons why service cannot be made. Note: A Sheriffs return of "Not Found" or the fact that a Defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis. 238 Pa. Super. 362, 357 A.2d 580 (1976). "Notice of intended adoption mailed to last known address requires a good faith effort to discover the correct address." Adoption of Walker. 468 Pa. 1 b5, 360 A.2d 6 603 (1976). An illusvation of good faith effort to locate the defendant includes (I) inquires of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the Defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. (b) (1) If service of process by publication has been authorized by rule of civil procedure or order of court, the publication shall be by advertising a notice of the action once in the legal publication, if any, designated by the court for the publication of legal notices and in one newspaper of general circulation within the county. The publication shall contain the caption of the action and the names of the parties, state the nature of the action and conclude with a notice. (b) (2) When service is made by publication upon the heirs and assigns of a named former owner or party in interest, the court may permit publication against the heirs or assigns generally if it is set forth in the complaint or an affidavit that they are unknown. As indicated by the attached Affidavit of Return of Service, marked hereto as Exhibit "A", the Plaintiff has been unable to serve the Notice of Sale. A good faith effort to discover the whereabouts of the Defendant(s) has been made as evidenced by the attached Affidavit of Reasonable Investigation, marked Exhibit "B". WHEREFORE, Plaintiff respectfully requests that this Honorable Court enter an Order pursuant to Pa. R.C.P. 430 directing service of the Notice of Sale by first class mail, certified mail, by posting of the mortgaged premises and by publication pursuant to Pa. R.C.P. 430. Respectfully submitted, Phelan Halli Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff Date: October 2010 8 VERIFICATION The undersigned hereby states that he is the Attorney for the Plaintiff in this action, that he is authorized to make this Affidavit, and that the statements made in the foregoing MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information and belief. The undersigned understands that the statements made are subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Phelan Hallinatfl& ~chmieg. LLP By: ~ Lawrence . P an, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 20233 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Attorneys for Plaintiff October ~; 2010 9 PHELAN HALLINAN & SC)EINIIEG. LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. b2695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. vs. ROBERT K. WELCH, JR CHERYL F. WELCH Attorney for Plaintiff Court of Common Pleas Civil Division Cumberland County No. 10-3381 CIVIL CERTIFICATION OF SERVICE I hereby certify that a copy of the Motion for Service Pursuant to Special Order of Court, Memorandum of Law, proposed Order and attached exhibits have been sent to the individual(s) as indicated below by first class mail, postage prepaid, on the date listed below. ROBERT K. WELCH, JR and CHERYL F. WELCH: 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-220? 10 The undersigned understands that this statement is made subject to the penalties of 18 PA C.S. 4904 relating to un-sworn falsification to authorities. Respectfully submitted, Phelan Hallinan & Schmieg, LLP By; v Lawrenc elan, Esq., Id. No. 32227 Francis S. allinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. Na. 208375 Attorneys for Plaintiff Date: October ~ 2010 11 ~ 1 ~ j OCT 0 g ;C~11~± 3 IN THE COURT OF COMMON PLEAS PENNSYLVANIA CUMBERLAND COUNTY ~:-~ r-~ "~ , -~ _ . ~ WELLS FARGO BANK, N.A. ~ f` .-,.~-6"i ~> ~.~~ Civil Division ~~=''' "~ -`~'~~~ = a vs. No. 10-3381 CIVIL o_ -- _-.,_ ~- `= _...; ~; ROBERT K. WELCH, JR y ~~ `-' --~ r CHERYL F. WELCH ~ ~ m -° _- '~ i ~~ `r'y ORDER ' ~ ~" AND NOW, this ~ ~ day of y , 2010, upon consideration of Plaintiff's Motion for Service Pursuant to Special Order of Court, it is hereby ORDERED and DECREED that said Motion is GRANTED. It is further ORDERED and DECREED that Plaintiff may obtain service of the Notice of Sale and all future pleadings on Defendant(s), ROBERT K. WELCH, JR and CHERYL F. WELCH, by: 1. Posting of the premises: 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207. 2. First class mail to ROBERT K. WELCH, JR and CHERYL F. WELCH at the mortgaged premises located at 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050- 2207 3. Certified mail to ROBERT K. WELCH, JR and CHERYL F. WELCH at the mortgaged premises located at 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207 4. Publication in accordance with PA. R.C.P. 430. E COUR . 2 J. 239847-KXC Cc: ROBERT K. WELCH, JR and CHERYL F. WELCH 3517 BEECH RUN LANE ~~MIlE~~CHANICSBURGff,-P (A~ 17050-2207 LO 7 t ~S rrL`a.l, lid., ~~~~~1~~ Ff LEQ-OFFICE OF THE PROTHO~dOTARY 2Qf00CT 1S Ali li~ 04 CUMBERLAt~'D COI.~t~TY PEtdNSYL`JA~fA Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Court of Common Pleas Plaintiff Civil Division v. . CUMBERLAND County ROBERT K. WELCH, JR CHERYL F. WELCH No.: 10-3381-CIVIL-TERM Defendants PLAINTIFF'S MOTION TO REASSESS DAMAGES 239847 Plaintiff, by its Attorneys, Phelan Hallinan & Schmieg, LLP, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: Plaintiff commenced this foreclosure action by filing a Complaint on May 21, 2010, a true and correct copy of which is attached hereto, made part hereof, and marked as Exhibit "A". 2. Judgment was entered on July 6, 2010 in the amount of $184,856.39. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "B". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriffs Sale on December 8, 2010. 5. Additional sums have been incurred or expended on Defendants' behalf since the Complaint was filed and Defendants have been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance $178,306.52 Interest Through December 8, 2010 $9,606.59 Per Diem $28.09 Late Charges $109.66 Legal fees $1,325.00 Cost of Suit and Title $1,020.00 Sheriff s Sale Costs $0.00 Property Inspections/ Property Preservation $105.00 Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $0.00 Private Mortgage Insurance Non Sufficient Funds Charge $0.00 Suspense/Misc. Credits ($0.00) Escrow Deficit $1,905.73 TOTAL $192,378.50 239847 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendants. 8. Plaintiff s foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff s attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on October 7, 2010 and requested the Defendants' Concurrence. Plaintiff did not receive any response from the Defendants. A true and correct copy of Plaintiff s letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "C". 10. No judge has previously entered a ruling in this case. 239847 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan & Schmieg, LLP DATE: ~~~u ~ (~ By: awrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ~Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 239847 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff v. ROBERT K. WELCH, JR ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County CHERYL F. WELCH No.: 10-3381-CIVIL-TERM Defendants MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES 239847 I. BACKGROUND OF CASE ROBERT K. WELCH, JR and CHERYL F. WELCH executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiff s Note was secured by a Mortgage on the Property located at 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207. The Mortgage indicates that in the event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendants defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriff s Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed aze outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendants credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase 239847 Home Mort aye Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa.Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriff s sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. of N.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsbur v. Ciongoli, 407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank. 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Realitv Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendants as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendants' failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagors to tender to the mortgagee monthly payments of principal 239847 and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagors are also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagors have breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust fmancial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriff s Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendants shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest 239847 to be chazged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff s sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and chazge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. ATTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopt~ing Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee often percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee often percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville 239847 Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mortgage default. The title report is necessary to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners to be named as Defendants in the foreclosure action. It is also necessary to determine whether there are any prior liens to be cleared, so that the Sheriff's sale purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other legal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1 and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriff s sale date, as their interests will be divested by the Sheriff's sale. Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its 239847 foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of suit and title in their entirety, which will not cause harm to the Defendants. VIII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. 239847 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan & Schmieg, LLP DATE: (~~~lt'~'O By: ~iJ'Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ourtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 Attorney for Plaintiff 239847 Exhibit "A" 239847 Phelan Hallman & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. I-lallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 5$745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R Davey, Esq., Id. No. 87077 Lauren R Tabas, Esq., id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., [d. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61741 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Cd. No. 90134 Chrisovalante_ P. Fliakos, Esq., Id. No. 94b20 Joshua [. Goldman, Esq.,.ld. No: 205047 Courtenay R Dunn, Esq., id. No. 206779 Andrew C. Brambtett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Cents Plaza Philadelphia, PA 19103 ~1 X563-7000 239847 WELLS FARGO BANK, N.A. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 v. Plaintiff :{ .-~ Q ~ rn~ ~ ~~ z ~~: ~ .~:. S.", ~T, AC ~ ~ . ~n ~ v ~ `r' { : : ~ ~ ~y a :73 N a ~ ATTORNEY FOR PLAINTIFF CIVIL DIVISION COURT OF COMMON PLEAS TERM CUMBERLAND COUNTY ROBERT K. WELCH, JR CHERYL F. WELCH 3517 BEECH RUN LANE MECHP,IVICSBURG, PA 17050-2207 Defendants A.t.~~RN~Y ~ I p[,EA~ER~ ~''(1MPi,AYNT lIN MnRTC:,~:F. FnRF.CI,nSi7>I2F, 0~~~~Z Via, e'~~'~'~~ a o r ~,t& r o ~ ~.~e ~~,~`~e ~ `off edo ~o~`~~~~ File #: 239847 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800} 990-9108 Filc q: 239847 1. Plaintiff is WELLS FARGO BANK, N.A. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 2. The name(s) and last known address(es) of the Defendant(s) are: ROBERT K. WELCH, JR CHERYL F. WELCH 35 i 7 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 04/27/2006 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book No. 1949, Page 2833. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(8); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 02/01/2010 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon aze collectible forthwith. File #: 2398M17 6. The following amounts are due on the mortgage: Principal Balance $178,306.52 Interest $3,754.63 01/01/2010 through 05/13/2010 (Per Diem $28.09) Attorney's Fees $650.00 Cumulative Late Charges $109.66 04/27/2006 to 05/13/2010 Property Inspections/Property Preservations $45.00 Costs of Suit and Title Search $550.00 Escrow Deficit ,64.17 TOTAL $183,479.98 7. 8. Plaintiff is not seeking a judgment of personal liability (or an in ~ ~Lcnnam judgment} against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 9 i of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendants} an the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, o~ has/haye been denied assistance by the Pennsylvania Housing Finance Agency. f'' File #: 239847 WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $183,479.98, together with interest from OS/13/20i0 at the rate of $28.09 per diem to the date of judgment, and other costs, fees, and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP ^ Lawrence T. Phelan, Esq., Id. No. 32227 ~rancis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schrnieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R Shah-Jani, Esq., Id. No. 81760 - ^ Jenine R Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq„ Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 . Attorneys for Plaintiff File q: 239847 LEGAL DESCRIPTION ALL THAT CERTAIN lot or tract of ground with the building and improvements thereon erected, situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, bounded and described in accordance with a Subdivision Plan of Laurel Hills, Section 1, made by BuchartHorn, Consulting Engineers & Planners, dated December 5, 1974, Job No. 203020, and recorded in the Office of the Recorder of Deeds, in and for Cumberland County, Pennsylvania, in Aan Book 31, Page 27, as follows, to wit: BEGINNING at a stake set on the South side of Beech Run Lane sixty (60} feet wide, a comer of Lot No. 151; thence extending from said beginning stake and measured along the South side of Beech Run Lane, South ei~ty-five (85) degrees twenty (20) minutes forty~tive (45) seconds East, one hundred ([00) feet to a stake at a corner of Lot No. 153; thence extending along line of Lot No. 153, South four (04) degrees thirty~nine (39) minutes fifteen (15} seconds West, one hundred (100) feet to a stake at a corner of Lot No. 161; thence extending partly along Line of Lot No. 161; South seventy six (76}degrees twenty-one (21) minutes thirty-two (32) seconds West, one hundred five and thirty-two one-hundredths (105.32) feet to a stake at a corner of Lot No. 1 S 1; thence extending along line of Lot No. 151, North four (04) degrees thirty-nine (39}minutes fifteen (15) seconds East; one hundred thirty~three and six one-hundredths (133.06} feet to a stake set on the South side of Beech Run Lane, aforesaid, the fast mentioned stake and place of BEGINNING. BEING Lot No. 152 as shown on said plan. HAVING THEREON ERECTED a dwelling known and numbered as 3517 Beech Run Lane. PARCEL NO. 1018-1310-049 PREMISES: 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207 File ii: 239847 .. .AT 1 VERIFICATION Anne Neely ,hereby states that he/she is ~•P• LO8° Docwn~ration of, WELLS FARGO HOME MORTGAGE, INC., servicing agent for Plaintiff in this matter, WELLS FARGO BANK, N.A., that he/she is authorized to take this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: 5/24/10 File #: 239847 Name: WELCH Name: A e Neely Title: V.P. Loan Documentation Servicer: WELLS FARGO HOME MORTGAGE, INC. Exhibit "B" 239847 L1-:.: i J ZG~4 J`~~. -b F,~i 10~ s i~ ~141~ti~.1~ ~~lr-~h ~fl~ ^r •~. i I. ~' ~~S":~A 7~~~:. 1t~~S;~j.~y ~~~ ~ Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., id. No. 202331 Jay B, Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq:, Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FA,RGO BANK, N.A. vs. ROBERT K. WELCH, JR CHERYL F. WELCH . Attorney for Plaintiff :~: .:iw, ~~,~,.. i'{", CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION No.10-3381-CIVIL-TERM ATTORNEY ~iLE ~~'~' PLEASE R~Tt~R~I PRAECTP~ FQR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against ROBERT K. WELCH JAR, and CHERYL F. WELCH, Defendant(s) for failure to file an Answer to Plaintiff s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff s damages as follows: As set forth in Complaint 5183,4'19.98 Interest - 05!14/2010 to 07/01/2010 S137b.41 TOTAL 5184,856.39 I hereby certify that (1) the Defendant's last known dr s is 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207, and (2) that n¢tice as en given in accordance with Rule 237.1, copy attached. i~ f L~ence T. Phelan, Esquire Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T, omano, Esquire Sh .Shah-Jani, Esquire J ne R. Davey, Esquire auren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: ~~3.0i6 r PHS ~ 239847 PROTHONOTARY Exhibit "C" 239$47 ,~~ Sp/s7 ~!'~~ .~ /~ ~c6t,~a 0 a~ a C7 ~ N z~ Q ~ ., ~~ U as ~~ a 'd L p y ~ sC ~ C E 'O ~ zeo u G - N 6 5 w '3 ~ u M E U ~ N w~ ~ .~ s o ~s ~ 3ao~diz woa~ a~idw ~ .o ~ ._ o OZ LO1~0 9SZLLZb000 OI' •• ~ , , ~'o ~± f ~ 0~7 ZO~ WL ZO ~ ~ C a ° ,°, . ~ 0 0 O a y~, ~ ~-- ~ `~ `~ ~o ~+ C _ 5 y ._ a ~ a ='~ ' ' .a W '~ ~ y ffi `~w ~ ~ ~ c o d ~ } N L S ~ d ~ v ,~ 4 O ~ ~ U ~ ~ ~ ~ C W rl Q U ~ ~ O T C O'- ~ ~ A"r ~j y F-1 /~ ' 1~1 y . C O. ~` ~ ra v" . , ~ vg E.2 ~ o~ Kw z a ~ ca o°o~~ x v o~~N ~~~._~ y w W z ~ ~ood- ~ ~ S~ $ nJ y ~' r u d~o ~~ wwa T r . .~ b M W m u a ~ '5 ~ W ~"~ p 3 ~ o w a ~ a ~ ~ , ~ C~ ~iN ~Q ~~ 0 ~ 'O ~ '~" N t7 a°, uEj V~ ~ ~ V q s°~ U W ~ U W . ~ 3~ 3 ~~ ~ ~~ ~ o~ z a a ~ U w W z z O q ak P O a °~ , z ~, ~, N N a a ~ ~o u z -' ~ ~-+ N M ~ ~ ~D l~ 00 O~ ~ ~ ~ ~ ~ .fir ~ iL y~ V M N PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (2.15) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey October 7, 2010 ROBERT K. WELCH, JR CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 RE: WELLS FARGO BANK, N.A. v. ROBERT K. WELCH, JR and CHERYL F. WELCH Premises Address: 3517 BEECH RUN LANE MECHANICSBURG, PA 17050 CUMBERLAND County CCP, No. 10-3381-CIVIL-TERM Dear Defendants, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by October 12, 2010. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Fr cis S. Hallin~n, Esquire aniel G. Schmieg, Esquire ichele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire 239847 Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire Courtenay R. Dunn, Esquire Andrew C. Bramblett, Esquire Enclosure 239847 VERIFICATION I hereby state that I am the attorney for Plaintiff in this action, that I am authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of my knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. Phelan Hallinan & Schmieg, LLP DATE: ~ ft~ ~L p By: wrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ~Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 239847 Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff v. ROBERT K. WELCH, JR CHERYL F. WELCH Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.:10-3381-CIVIL-TERM CERTIFICATION OF SERVICE 239847 I hereby certify that true and correct copies of Plaintiff s Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individuals on the date indicated below. ROBERT K. WELCH, JR CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 Phelan Hallinan & Schmieg, LLP DATE: ~ ~ ~~ ~~~- By: ~jT,awrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ~Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 239847 PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan & Schmieg, LLP Representing Lenders in Pennsylvania and New Jersey October 14, 2010 Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Squaze Cazlisle, PA 17013 RE: WELLS FARGO BANK, N.A. v. ROBERT K. WELCH, JR and CHERYL F. WELCH CUMBERLAND County CCP, No. 10-3381-CIVIL-TERM Dear Sir or Madam: Enclosed for filing please find Motion to Reassess Damages, Brief in Support thereof, and Certification of Service with regazd to the above captioned matter. Kindly return atime-stamped copy of the enclosed in the self-addressed stamped envelope provided for your convenience. Very truly yours, La e T. Phelan, squir Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Michele M. Bradford, Esquire Judith T. Romano, Esquire Sheetal R. Shah-Jani, Esquire Jenine R. Davey, Esquire Lauren R. Tabas, Esquire Vivek Srivastava, Esquire Jay B. Jones, Esquire Peter J. Mulcahy, Esquire Andrew L. Spivack, Esquire Jaime McGuinness, Esquire Chrisovalante P. Fliakos, Esquire Joshua I. Goldman, Esquire 239847 Courtenay R. Dunn, Esquir~ Andrew C. Bramblett, Esquire Enclosure cc: ROBERT K. WELCH, JR CHERYL F. WELCH 239847 • ~aL~D-Of F1CE CF T~-1E ~'ROTt~ONOTARY 201Q OCT 20 P 3= 12 Cti~°3r~ERL,~~~D COUP~TY PEF~1dSYL~'I~PIlI~ OCT. 18 2010 I' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA WELLS FA~RGO BANK, N.A. Court of Common Pleas ' Plaintiff Civil Division v. ROBERT .WELCH, JR CHERYL l WELCH Defendants AND to show CUMBERLAND County No.: 10-33 81-CIVIL-TERM y~ /` ,this ~ day oI $_V C~b~2010, a Rule is entered upon the Defendants why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. I'~ ~,~- o • a ~ Rule Re ble on the ~ day of 2010, at l •~s. in tlie~rr~ Courtroom f the Cumberland County Courthouse, Carlisle, Pe area. ,I. J. e.> ~~~ Z • ~~~ 2 e. 1 v~~v/ rv ~~ 3 239847 FII..E~J-OFFICE ~;~~ ~ ~~H0~30TARY LU ~ U ~~ I ~ ~ t ~~i G~ G Phelan Hallinan & Schmieg, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Michele M. Bradford, Esq., Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esq., Id. No. 81760 Jenine R. Davey, Esq., Id. No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 Jay B. Jones, Esq., Id. No. 86657 Peter J. Mulcahy, Esq., Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Bramblett, Esq., Id. No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff v. ROBERT K. WELCH, JR CHERYL F. WELCH Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.:10-3381-CIVIL-TERM CERTIFICATION OF SERVICE 239847 I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of November 19, 2010 was sent to the following individual on the date indicated below. ROBERT K. WELCH, JR ROBERT K. WELCH, JR CHERYL F. WELCH 3517 BEACH RUN LANE 3517 BEECH RUN LANE MECHANICSBURG, PA 17050 MECHANICSBURG, PA 17050-2207 Phelan Hallinan & Schmieg, LLP DATE: ~(')' oZ,~~(~ By: i~~L ^ Lawrence T. Phelan, Esq., Id. No. 32227 ^ Francis S. Hallinan, Esq., Id. No. 62695 ^ Daniel G. Schmieg, Esq., Id. No. 62205 ^ Michele M. Bradford, Esq., Id. No. 69849 ^ Judith T. Romano, Esq., Id. No. 58745 ^ Sheetal R. Shah-Jani, Esq., Id. No. 81760 ^ Jenine R. Davey, Esq., Id. No. 87077 ^ Lauren R. Tabas, Esq., Id. No. 93337 ^ Vivek Srivastava, Esq., Id. No. 202331 ^ Jay B. Jones, Esq., Id. No. 86657 ^ Peter J. Mulcahy, Esq., Id. No. 61791 ^ Andrew L. Spivack, Esq., Id. No. 84439 ^ Jaime McGuinness, Esq., Id. No. 90134 ^ Chrisovalante P. Fliakos, Esq., Id. No. 94620 ^ Joshua I. Goldman, Esq., Id. No. 205047 ^ Courtenay R. Dunn, Esq., Id. No. 206779 ^ Andrew C. Bramblett, Esq., Id. No. 208375 ATTORNEY FOR PLAINTIFF 239847 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS V. CIVIL DIVISION ROBERT K. WELCH, JR CHERYL F. WELCH Defendant(s) No.: 10-3381-CIVIL-TERM AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) PHILADELPHIA COUNTY ) SS: As required by Pa. R.C.P. 3129.1(a) Notice of Sale has been given to Lienhglders and any known interested party in the manner required by Pa. R.C.P. 3129.2(c) on each of the persons or parties named, at that address, set forth on the Affidavit and as amended if applicable. A copy of the Certificate of Mailing (Foam 381`7) and/or Certified Mail Return Receipt stamped by the U.S., Postal Service is attaehed,hereto Exhibit "A". a. i Date: 0 ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No, 69849 Judith T. Romano, Esq., Id. No. 5874 ? Sheetal R. Shah=Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No: 87077 ? Lauren R: Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq., Id. No. 61791 ndrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq-, Id: No. 90134 Chrisovalante P. Fliakos, Esq., Id: No. 94620 ? Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id. No. 206779 Andrew C. Brainblett, Esq., Id. No. 208375 Attorney for Plaintiff IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiffis not present at the sale. PHS # 239847 WELLS FARGO BANK, N.A. Plaintiff V. ROBERT K. WELCH, JR CHERYL F. WELCH Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION NO. 10-3381-CIVIL-TERM CUMBERLAND COUNTY PHS # 239847 AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 `HELLS FARGO BANK, N.A., Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 3517 BEECH RUN LANE, MECHANICSBURG, PA -17050-2207. 1. Name and address of Owner(s) or reputed Owner(s): Name Address (if address cannot be reasonably ascertained, please so indicate) ROBERT K. WELCH, JR CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 2. )`name and address of Defendant(s) in the judgment: Name Address (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold Name Address (if address cannot be reasonably ascertained; please indicate) None. 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) PENNSYLVANIA STATE BANE, 2148 MARKET STREET P.O. BOX 487 CAMP HILL, PA 17011 PNC BANK, NATIONAL ASSOCIATION 2730 LIBERTY AVENUE PITTSBURGH, PA 1.5222 5. 1`Iame and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. 1 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the properly which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) TENANT/OCCUPANT Domestic Rel'a'tions of Cumberland County 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for the Middle District of PA ROBERT K. WELCH, JR C/O THOMAS D. GOULD, ESQ. P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 Federal Building, P.O. Box 11754 228 Walnut Street Harrisburg, PA 17108 2 E MAIN STREET SHIREMANSTOWN, PA 17011-6309 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief, I understand that false statements herein are made subject to the penalties of 18 ha. C.S.A. §4964 relating to unsworn'falsification to,authorities, a By: 4;1? 41A , Attorney for Plaintiff ? Phelan Hallinan & Schmieg, LLP ? Lawrence T. Phelan, Esq., Id. No. 32227 ? Francis S. Hallinan, Esq., Id. No. 62695 ? Daniel G. Schmieg, Esq., Id. No. 62205 ? Michele M. Bradford, Esq., Id. No. 69849 ? Judith T. Romano; Esq., Id. No. 58745 ? Sheetal R. Shah-Jani, Esq., Id. No. 81760 ? Jenine R. Davey, Esq., Id. No. 87077 ? Lauren R. Tabas, Esq., Id. No. 93337 ? Vivek Srivastava, Esq., Id. No. 202331 ? Jay B. Jones, Esq., Id. No. 86657 ? Peter J. Mulcahy, Esq.; Id. No. 61791 ? Andrew L. Spivack, Esq., Id. No. 84439 ? Jaine McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq., Id. No. 9462'0 ? Joshua L Goldman, Esq., Id. No. 205047 ? Courtenay R. Dunn, Esq., Id. No. 206779 ? Andrew C. Bramblett, Esq., Id. No. 208375 e GI C r r F C ? o CD dD y cn C ? p ?1 °0L r Cd h ' ry ? °' o0 q ?+ q ll ? Y p ? Q £ 0 G 6 L 0000 d1Z W08J Q3lJVN - noz 6 - c ? ? & oonv 95ZL1,Zb000 * Z0 M ZO ot'6 53MOP h]IVlld m® wG? 1 ? Q v ? • ! t, ? q<p?ED red W _ m Cf'j7 v rol • m"y o v ,w .moo >,•-. w? v L A z a ©. V a+ o p u d i ? a-' cam.. o : .. a es„ a N N Y. O ? ? ;?, x ? y ? U w •? N m:; ? o y o A ?, d vt .?., cv n cl v r` v .., ? Q d ? ? < N v, o, L ,n At env :, a, *' k7 0 E ?? :) W ' "' 4. U r- r n N ( y 7 "?? y`7„ _, C O N w O ? .-a ? G1..M-•? -?., L ?, W +--i. v`°. ° d ? (n ? 7H A E., '¢ Qt d?' -. ,. ?a U?U ?'-. a?•o C° «??? < > ?p,, « .? ?'OGQAa • '? oro.7 ZFCx7 E-+ ?! ??; at •''•. '?, M titl W 3 N N L L yr L L O O L 1-? i?r w Lz7 W o h ?,: d zZ 'm y5 o ro' w 'om o ?0 °o Gri;b? j 5 w U .r u U ? ? N A.. U FI N W F- ??. . Z x U i .O N h z J N G b a ©Oa. t C,3 ? z cn ¢o 0 07 ?: erg 99ZLiZbl rlrl jo. Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., ld. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esyy., Id. No. 62205 Michele M. Bradford, Esg , Id. No. 69849 Judith T. Romano, Esq., Id. No. 58745 Sheetal R. Shah-Jani, Esqg. Id. No. 81760 Jenine R. Davey, Esq., Id'No. 87077 Lauren R. Tabas, Esq., Id. No. 93337 Vivek Srivastava, Esq. Id. No. 202331 Jay B. Jones, Esq. Id. 14o. 86657 Peter J. Mulcahy, hsq , Id. No. 61791 Andrew L. Spivack, Esq., Id. No. 84439 Jaime McGuinness, Esq., Id. No. 90134 Chrisovalante P. Fliakos, Esq. Id. No. 94620 Joshua I. Goldman, Esq., Id. No. 205047 Courtenay R. Dunn, Esq., Id No. 206779 Andrew C. Bramblett, Esq.: Id No. 208375 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 WELLS FARGO BANK, N.A. Plaintiff, V. ROBERT K. WELCH, JR CHERYL F. WELCH Defendants nL511-OFFICE OF THE PROTHONOTARY 2410 NOV 29 AM 9: 16 CIUMBERLAND COUNTY PENNSYLVANIA CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 10-3381 CIVIL VERIFICATION OF SERVICE OF NOTICE OF SHERIFF'S SALE PURSUANT TO P.R.C.P., 404(2)/403 I hereby certify that a true and correct copy of the Notice of Sheriff Sale in the above captioned matter was sent by regular mail and certified mail, return receipt requested, to ROBERT K. WELCH, JR & CHERYL F. WELCH on OCTOBER 20, 2010 in accordance with the Order of Court dated OCTOBER 13, 2010. The property was posted on OCTOBER 24, 2010. Publication was advertised in THE SENTINEL on OCTOBER 2S, 2010 & in CUMBERLAND LAW JOURNAL on OCTOBER 29, 2010. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. 4904 relating to the unsworn falsification to authorities. PHELAN HALLINAN & SCHMIEG, LLP By: Lauren I Vivek S Jay B. Ji Andrew Peter J. Joshua I. Goldman Courtenayy R. Dunn, Andrew C. Bramble Attorneys for Plain ., Id. No. 84439 s, Esquire luirNe ,? Id o. 206779 ;q., Id No. 208375 Dated: November zM 2010 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A. OCT O8A")!E 3 Civil Division vs. No. 10-3381 CIVIL ROBERT K. WELCH, JR CHERYL F. WELCH f l& ORDER AND NOW, this r day of 0 , 2010, upon consideration of Plaintiff's Motion for Service Pursuant to Special Order of Court, it is hereby ORDERED and DECREED that said Motion is GRANTED. It is further ORDERED and DECREED that Plaintiff may obtain service of the Notice of Sale and all future pleadings on Defendant(s), ROBERT K. WELCH, JR and CHERYL F. WELCH, by: 1. Posting of the premises: 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207. 2. First class mail to ROBERT K. WELCH, JR and CHERYL F. WELCH at the mortgaged premises located at 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050- 2207 3. Certified mail to ROBERT K. WELCH, JR and CHERYL F. WELCH at the mortgaged premises located at 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207 4. Publication in accordance with PA. R.C.P. 430. B HE COUR . J. Cc: ROBERT K. WELCH, JR and CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-2207 239847-KXC 2 0 0 5. F t!I l? W N ~ p ?O 00 ?l O? In A W N y g a? ~ Q Qt 0 c C -1 1F iF dF iF dF iF 1F .? * {(. '* * ,?. ry CD z aZ Coj' ? y ? ca b 0 x t " a s? b N ?'yxx y (ham o N O C ro H N CD ao ages PN c y O ® -WOMOMMW PITNEY BOWES 7 02 1V $ 01.260 0004277256 OCT 20 2010 MAILED FROM ZI P CODE 19 10 3 CD f D ? ego a I I O lJ adz C b '. w= z e ? A r+ A 0 0 t, PROOF OF PUBLICATION State of Pennsylvania, County of Cumberland Tames Kleinklaus, Director of Sales and Marketing, of The Sentinel, of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of general circulation in the Borough of Carlisle, County and State aforesaid, was established December 131h, 1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice or publication attached hereto is exactly the same as was printed and published in the regular editions and issues of THE SENTINEL on the following day(s): October 25, 2010 COPY OF NOTICE OF PUBLICATION NOTICE OF SHERIFF'S SALE IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA , NO. 10-3381 CIVIL TERM WELLS FARGO BANK, N.A. vs. ROBERT K. WELCH, JR & CHERYL F. WELCH NOTICE TO: ROBERT K. WELCH, JR & CHERYL F. WELCH NOTICE OF SHERIFF'S SALE OF REAL PROPE=RTY' Affiant further deposes that he/she is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statement as to time, place and character of publication are true. L? Being Premises: 3517 BEECH RUN LANE, MECiHANICSBURG, PA 17050-2207 Being in HAMPDEN Township, County of CUMBERLAND Commonwealth of Pennsylvania Parcel Number 1: 10-18-1310-049 Improvements consist of residential property. Sold as the property of ROBERT K. WELCH, JR & CHERYL F. WELCH Your house (real estate) at 3517 BEECH RUN LANE. MECHANICSBURG PA 1 7 060-2 2 07 is scheduled e softl at -ShetfFrs Sale-1M0ECEMBER 8 2010 at 11M AM, at the CUMBERLAND County Courthouse to enforce the Court Judgment of $184.856.39 obtained by, WELLS FARGO BANK. N.A. (the mortgagee), against the above premises. PHELAN HALLINAN & SCHMIEG, LLP Attorney for Plaintiff Sworn to and subscribed before me this L fit, -kt?-ii,,A L Notary Public My commission expires: NOTARIAL SEAL BAMBI ANN HECKENOORN Notary Public CARLISLE BOROUGH, CUMBERLAND CKTY My C mmissinn Expires Jan 27, 2014 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Viz October 29, 2010 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. 1-1sa Marie Coyn , Editor SWORN TO AND SUBSCRIBED before me this 29 day of October, 2010 Notary ORAH A COLLINS FCARLISLE OTARIAL SEAL Notary Public UGH. CUMBERLAND COUNTY ion Expires Apr 28,2014 CUMBERLAND LAW JOURNAL NOTICE OF SHERIFF'S SALE In the Court of Common Pleas of Cumberland County, Pennsylvania NO. 10-3381 CIVIL TERM WELLS FARGO BANK, N.A. VS. ROBERT K. WELCH, JR. & CHERYL F. WELCH NOTICE OF SHERIFFS SALE OF REAL PROPERTY NOTICE TO: ROBERT K. WELCH, JR. & CHERYL F. WELCH Being Premises: 3517 BEECH RUN LANE, MECHANICSBURG, PA 17050-2207. Being in HAMPDEN Township, County of CUMBERLAND, Common- wealth of Pennsylvania. Parcel Number 1: 10-18-1310-049. Improvements consist of residen- tial property. Sold as the property of ROBERT K. WELCH, JR. & CHERYL F. WELCH. Your house (real estate) at 3517 BEECH RUN LANE, MECHANICS- BURG, PA 17050-2207 is scheduled to be sold at the Sheriff's Sale on DECEMBER 8, 2010 at 10:00 A.M., at the CUMBERLAND County Court- house to enforce the Court Judgment of $184,856.39 obtained by, WELLS FARGO BANK, N.A. (the mortgagee), against the above premises. PHELAN HALLINAN & SCHMIEG, LLP Attorneys for Plaintiff Oct. 29 AFFIDAVIT OF SERVICE (FHLMC) PLAINTIFF CUMBERLAND COCNTY WELLS FARGO BANK, N.A. PHS # 239847 DEFENDANT SERVICE TEAM/ kxc ROBERT K. WELCH, A COURT NO.: 10-3381-CIVIL-TER.M CHERYL F. WELCH SERVE CHERYL F. WELCH AT: TYPE OF ACTION 3517 BEECH RUN LANE XX Notice of Sheriffs Sale MECHANICSBURG, PA 17050-2207 SALE DATE: 17!08!2010 "PLEASE POST PROPERTY PER COURT ORDER" SERVED Served and made known to CHERYL F. WELCH , Defendant on the24+1day of ©C-rOMP-, 20 (0, at 911M, o'clock M., at 3517 Ica v N LA&r in the manner described below: -Defendant personally served. 14n&_-44rltc3tcuQt:,P4, Adult family member with whom Defendant(s) reside(s). Relationship is _ Adult in charge of Defendant's residence who refused to give name or relationship. _ Manager/Clerk of place of lodging in which Defendant(s) reside(s). - Agent or person in charge of Defendant's office or usual place of business. _ an officer of said Defendant's company. 3/ Other: 5n61if=D Description: Age 1 Height Weight Race Sex Other I, %_04.} b /VOLE-, a competent adult, being duly sworn according to law, depose and state that I personally Pa6 " 4mded a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before me this day 0_7 of 6C`Z_, 20 Notaty By: On the at ant _ Does Not Exist KINIT s.3- C' .., Y NOT SERVED STAEE Clh)Ftih - `' '1? 7A o'clock _. M., Defendant N 1 Pv1iS5CG"? ?2(l l - Moved _ Does Not Reside (Not Vacant) No Answer on at at Service Refused Other. Sworn to and subscribed before me this day of 6=. By: Notary: ATTORNEY FOR PLAINTIFF Lawmw T. P9Mi, Fr}, 1d. Na 32227 Feed s. mmn^ Eq , LL Na am Dadd G. Sckak&Eq kL No. 62205 Mkb& M. ffidrad, Faq, Id- No. 69849 Jed & T. Rasro, Eq, Id. Na 58745 SYaW R. ShAOmk Eq, W. Na 8178 Jadaw R. Duey, Faq„ W Na 87011 Iaam R. Tabu, Eq., Id. Na 9XM Vhch 9d"wh , Ew Id. Na 282171 Jay B. Jong, Eq, hL N. 86657 Peter J. MWenhy, Fq, kL Na 61791 Adm L. Spiweb, Eq, Id. No. "M Jahn McGders, Faq., Id. Na 98134 akrioeakse P. Fb*^ Eq., Id. Na 946M Jahn L Gnldsaa Eq, Pi Na 205847 Cwt4awy R. Day Faq, hL Na 206779 Aod, C Brnmbk4l, Fay.. td. Na 208375 1617 ] w F. Xamsedy BBlsvdd, SlAkke?1400 PhRW.%4&, PA 19100.1814 (215) 563-7000 AFFIDAVIT OF SERVICE (FHLMC) PLAINTIFF CUMBERLAND COUNTY WELLS FARGO BANK, N.A. PHS # 239547 DEFENDANT SERVICE TEAM/ kxc ROBERT K. WELCH, JR COURT NO.: 10-3381-CIVH-TERM CHERYL F. WELCH SERVE ROBERT K. WELCH, JR AT: TYPE OF ACTION 3517 BEECH RUN LANE XX Notice of Sheriff's Sale MECHANICSBURG, PA 17050-2207 SALE DATE: 12/08/2010 **PLEASE POST PROPERTY PER COURT ORDER** SERVED Served and made known to ROBERT K. WELCH JR , Defendant on the24'day of OC70 AA , 20 _(0, at ('L ? . o'clock 4. M., at 7 in the manner described below: -Defendant personally served. AC4Af+tC6 f3t)A, Pfd, _ Adult family member with whom Defendant(s) reside(s). Relationship is _ Adult in charge of Defendant's residence who refused to give name or relationship. _ Manager/Clerk of place of lodging in which Defendant(s) reside(s). _ Agent or person in charge of Defendant's office or usual place of business. _ an officer of said Defendant's company. ? Other. 65'TED P ??FRT/ Description: Age /I II Height Weight Race Sex Other I, XJQ2,D k1Q LA. , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subsc bed before tpe this day t dz;LY C?'RTY of _??•[, 20 1tiC)"d, ' Y PUBLIC No By: STA"I Or %FW jERSFY NOT SERVED MY COMMISS!1:V 1, '. i'i1 FS MARCH 7, 2013 On o 20_, at _ o'clock _. M., Defendant NOT FOUNUER use: - acant _ Does Not Exist _ Moved _ Does Not Reside (Not Vacant) _ No Answer on at at - Service Refused Other: Sworn to and subscribed before me this day of By: Notary: ATTORNEY FOR PLAINTIFF Lasnnsm T. Phelse, Esq., W. Na 32227 F-K s S. 11Ain2e, Fiy„ 1d. Na. 62695 Danid G. SchmW& 8sq, Id. No. 62265 Mkhde M. Badt nt Fag., kt No. 69869 JAdkh T. Ramaue, Fad„ hL Na 56745 Shawl R. Sha4Jani, Fay., hL 1& 81760 Mae R. Davey, Fay., bL Nw 87677 IAnsm R. Taha4 by., Id, No.53337 Vivek Srivastava, Fay., Id. Ne. 2621;1 JAY B. Jana, Faq, ht No. 86657 Pear J. M6kahy. Fay., d. \o. 61791 Andrew L. Spivach, Esq, Id. Ne. 86639 Jaime McGeamm Fay, Id. Yu 90130 Ch,go-h- P. FBahos, E4, M. No. 91620 Jash" I. Gollnmq Esq, hL Ne, ~ y Dmm, Ell, M No. 286779 A- B (hie Peas Censerrt s_ Fa4 ML X200375 1617 Joke F. Kennedy Btvd, %W 1400 Ph6drlphia, PA 1919'!-1814 (20) 5634060 2) 7178 2417 6099 0070 2879 3 / JUS CHERYL F. WELCH 3517 BEECH RUN LANE MECHANICSBURG, PA 17050-0000 --fold here (regular) -- fold here (60) --fold here (regular) USPS - Track & Confirm I,111 lei A Page 1 of 1 Home I Help I Sign In Track & Confirm FA Qs Track & Confirm Search Results Label/Receipt Number: 7178 2417 6099 0070 2879 4- Class: First-Class IYlail® Tmowk & Corm ?"?--- -- Service(s): Return Receipt Electronic Enter Label/Receipt Number. Status: Notice Left We attempted to deliver your item at 2:04 pm on October 25, 2010 in € ttn>f'i NORTH PORT, FL 34287 and a notice was left. No further information is '? available for this item. Detailed Results: • Notice Left, October 26, 2010, 2:04 pm, NORTH PORT, FL 34287 • Electronic Shipping Info Received, October 20, 2010 Notification Options Track & Confirm by email , Get current event information or updates for your item sent to you or others by email. ° Go > Ir Site Mao Customer Service Fomis Gov't Services Careers Privacy Policy Terms of Use Business Customer Gateway Copyright© 2010 USPS. All Rights Reserved. No FEAR Act EEO Data FOIA http://trkcnfrm 1. smi.usps.com/PTSInternetWeb/InterLabellnquiry.do?strOrigTrackNum=... 11/19/2010 7178 2417 6099 0070 2862 3 / JUS ROBERT K. WELCH, JR 3 517 BEECH RUN LANE MECHANICSBURG, PA 17050-0000 --fold here (regular) -- fold here (6x9) --fold here (regular) USPS - Track & Confirm Track & Confirm Search Resufts Page 1 of 1 Home I Help Sian In Track & Confirm FAQs Label/Receipt Number: 7178 2417 6099 0070 2862 Class: First-Class Mail® track & Gonf?m Service(s): Return Receipt Electronic Enter Label/Receipt Number. Status: Delivered Your item was delivered at 1:09 pm on October 25, 2010 in VENICE, FL gos 34292. Detailed Results: • Delivered, October 26, 2010, 1:09 pm, VENICE, FL 34292 • Arrival at Unit, October 26, 2010, 8:62 am, VENICE, FL 34285 • Electronic Shipping Info Received, October 20, 2010 Natificadw Options Track & Confirm by email Get current event information or updates for your item sent to you or others by email. "-a* ;t Return Receipt (Electronic) Verify who signed for your item by email. ; Go Site a Customer Service Forms Gov't Services areers Privacy Policy Terms of Use Business Customer Gateway Copyright© 2010 USPS. All Rights Reserved. No FEAR Act EEO Data FOIA 18 IV http://trkcnfrm 1. smi.usps.com/PTSIntemetWeb/InterLabelInquiry.do?strOrigTrackNum=... 11/19/2010 v t+ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO BANK, N.A, Plaintiff Court of Common Pleas Civil Division V. ROBERT K. WELCH, JR CHERYL F. WELCH Defendants CUMBERLAND County No.: 10-3381-CIVIL-TERM G ORDER AND NOW, this ` day of r . 2010 the Prothonotary is ORDERED to amend the in rem judgment and the Sheriff is ORDERED to amend the writ nunc pro tunc in this case as follows: Principal Balance $178,306.52 Interest Through December 8, 2010 $9,606.59 Per Diem $28.09 Late Charges $109.66 Legal fees $1,325.00 Cost of Suit and Title $1,020.00 Sheriffs Sale Costs $0.00 Property Inspections/ Property Preservation $105.00 Appraisal/Brokers Price Opinion $0.00 I1UAA 7 r+ 6- Mortgage Insurance Premium / Private Mortgage Insurance $0,00 Non Sufficient Funds Charge $0,00 Suspense/Misc. Credits ($0.00) Escrow Deficit $ I ,905.73 TOTAL $192,378,50 Plus interest from December 8, 2010 through the date of sale at six percent per annum. Note: The above figure is not a payoff quote. figure. Sheriffs commission is not included in the above BY T J. C-) c o -n -.4 rn C rn -r, ' r -0 rn . cn sv c? yo 00 oM c N ?' '10AOA?